h8.

ascii
H.8 (510)
pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For release at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars
December 13, 1996
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
3,679.3
3,683.4
3,769.4
3,746.9
2
990.8
998.8
3
708.5
711.3
4
282.2
287.4

Sep

3,677.7

1996

Oct

Nov

--------

--------

-------- ---------------------------

3,693.2

3,713.4

3,599.3
3,672.0
3,740.3
3,733.2
3,726.3

970.0

987.8

995.0
982.1

996.6
983.8

702.2

706.9

713.4
704.7

713.3
705.2

267.8

280.9

281.6
277.3

283.4
278.6

(2)
2,743.4

2,604.3
2,675.4
2,752.5
2,751.1
2,742.5

766.4

770.9

1,113.9

1,077.8
1,098.7
1,118.1
1,114.1
1,119.5

82.2

83.4

1,031.7

1,034.7

999.0
1,019.0
1,031.3
1,036.0

517.5

517.2

493.1
516.1

504.9
517.6

78.5

78.7

87.0
81.6

82.6
72.3

267.1

267.6

232.5
269.4

253.6
264.8

201.3

214.8

196.4
212.3

208.8
216.7

Securities in bank credit
985.9
974.8
969.3
992.7
U.S. government securities
708.2
702.3
703.8
704.7
Other securities
277.7
272.5
265.5
288.0

5
Loans and leases in bank credit
2,688.6
2,697.5
2,702.9
2,723.9
2,770.7
2,754.2
6
Commercial and industrial
738.6
742.5
744.0
757.9
776.1
774.8
7
Real estate
1,101.9
1,103.0
1,109.7
1,111.5
1,122.9
1,121.7
8
Revolving home equity
79.3
79.7
80.3
81.0
83.8
84.5
9
Other
1,022.6
1,023.3
1,029.4
1,030.5
1,039.1
1,037.2
10
Consumer
510.2
512.5
513.9
517.9
517.3
518.3
11
Security (3)
82.1
80.4
76.8
77.0
84.3
74.7
12
Other loans and leases
255.7
259.1
258.5
259.6
270.1
264.7
13 Interbank loans
207.0
199.7
203.4

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

205.7

Nov 13

713.8
769.9

78.8
82.8

735.6
768.3

79.7
83.5

217.1

211.6

14 Cash assets (4)
216.7
216.9
219.3
233.7
223.5

217.9

221.0

229.9

216.2
240.4

219.4
221.8

15 Other assets (5)
243.8
254.9
258.4
270.3
277.5

261.7

256.1

267.6

226.6
269.9

233.7
265.1

16 TOTAL ASSETS (6)
4,289.6
4,297.0
4,301.0
4,432.3
4,401.3

4,320.6

4,333.5

4,181.9
4,276.9
4,394.4
4,397.7
4,371.7

2,752.9

2,780.1

2,642.1
2,717.8
2,817.1
2,820.8
2,786.5

720.9

701.9

705.4

2,032.0

2,078.2

1,874.0
1,961.4
2,111.7
2,109.3
2,101.4

457.6

466.5

472.8

1,574.4

1,611.8

1,450.6
1,521.4
1,638.9
1,637.9
1,630.9

L I A B I L I T I E S
17 Deposits
2,721.5
2,728.4
2,741.9
2,853.2
2,833.1
18
Transaction
749.7
742.5
733.3
728.1
696.2
19
Nontransaction
1,971.8
1,985.9
2,008.6
2,125.1
2,136.9
20
Large time
445.4
448.0
452.7
477.0
479.1
21
Other
1,526.4
1,537.9
1,555.9
1,648.0
1,657.8

22 Borrowings
702.9
695.9
703.8
712.8
682.0
711.7
672.2
23
From banks in the U.S.
295.9
297.8
301.4
309.3
295.7
309.2
289.1
24
From others
407.0
398.1
402.4
403.6
386.3
402.5
383.1
25
Net due to related foreign offices
255.1
248.9
243.5
244.6
248.1
221.2
244.4

768.1
711.5

423.3
471.4

756.3
685.1

440.0
470.5

695.6

675.6
691.4

710.6
703.1

298.7

284.8
290.6

298.8
305.4

396.8

390.8
400.8

411.8
397.7

241.3

263.7
245.4

255.9
248.1

226.0
265.9

218.5
256.3

26 Other liabilities
227.1
224.5
226.8
265.9
269.1

230.7

248.7

262.8

27 TOTAL LIABILITIES
3,906.6
3,897.7
3,916.0
4,052.0
4,018.8

3,941.0

3,958.9

3,807.4
3,902.8
4,016.8
4,023.5
3,994.0

28 Residual (assets less liabilities) (7)
383.1
399.2
385.0
379.6
374.6
380.3
382.5

377.6

374.6
374.2

374.1
377.7

H.8 (510)
pg.2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
3,676.3
3,676.4
3,762.0
3,749.2
2
992.0
986.7
3
708.7
707.6
4
283.4
279.1

Sep

3,676.6

1996

Oct

Nov

--------

--------

-------- ---------------------------

3,697.1

3,712.4

3,605.5
3,669.5
3,739.4
3,732.3
3,725.0

969.3

980.0

993.8
975.6

1,001.7
976.8

701.5

705.7

711.8
704.2

714.1
703.6

267.9

274.4

282.0
271.4

287.6
273.1

(2)
2,743.1

2,611.7
2,667.8
2,759.4
2,756.7
2,748.2

761.9

769.1

1,117.0

1,083.5
1,095.6
1,123.8
1,120.9
1,124.4

82.9

83.8

1,034.1

1,004.3
1,016.1
1,040.0
1,037.6
1,040.5

518.0

518.0

76.8

79.2

269.3

199.5

Securities in bank credit
982.8
979.0
972.0
984.7
U.S. government securities
705.9
705.5
705.2
705.8
Other securities
276.9
273.5
266.8
278.9

5
Loans and leases in bank credit
2,684.2
2,693.6
2,697.6
2,725.1
2,775.2
2,764.5
6
Commercial and industrial
741.6
743.5
740.7
753.0
774.6
771.4
7
Real estate
1,100.5
1,102.9
1,109.3
1,113.4
1,127.9
1,127.3
8
Revolving home equity
79.2
79.8
80.6
81.5
84.1
84.8
9
Other
1,021.3
1,023.0
1,028.7
1,031.8
1,043.7
1,042.5
10
Consumer
506.5
509.7
514.0
519.1
518.7
520.6
11
Security (3)
80.0
77.8
74.7
76.7
83.4
75.6
12
Other loans and leases
255.6
259.6
258.8
263.0
270.7
269.6
13 Interbank loans
203.3
196.9
197.7
216.0
225.9
14

Cash assets (4)

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

200.0

Nov 13

712.1
766.7

79.2
83.4

741.0
767.5

79.6
83.9

494.0
516.5

503.2
518.0

88.3
81.6

78.4
72.6

269.3

233.8
271.0

249.5
265.7

217.8

199.7
218.7

202.3
216.9

220.3

216.7

214.6
240.9

214.6
231.2

209.8

218.7

221.9

234.3

250.6

225.6

15 Other assets (5)
243.4
255.7
260.2
267.7
276.7

263.0

256.4

266.0

226.0
270.0

234.6
260.3

16 TOTAL ASSETS (6)
4,280.4
4,286.0
4,286.4
4,428.2
4,424.5

4,320.6

4,332.0

4,194.7
4,266.1
4,399.2
4,413.3
4,369.4

2,752.2

2,778.0

2,658.0
2,707.4
2,831.4
2,845.3
2,797.9

720.0

700.1

716.9

2,032.2

2,077.8

1,876.3
1,963.5
2,114.5
2,115.8
2,102.5

456.3

464.7

474.0

1,575.9

1,613.1

1,452.0
1,518.1
1,640.5
1,643.6
1,630.9

L I A B I L I T I E S
17 Deposits
2,718.3
2,721.5
2,729.6
2,857.5
2,859.0
18
Transaction
743.2
735.3
719.6
736.4
719.3
19
Nontransaction
1,975.0
1,986.2
2,010.0
2,121.1
2,139.7
20
Large time
445.2
445.9
452.0
478.9
479.6
21
Other
1,529.8
1,540.3
1,558.0
1,642.2
1,660.1

22 Borrowings
711.3
704.1
696.2
706.9
672.7
697.6
685.6
23
From banks in the U.S.
297.5
294.2
290.9
295.7
286.0
303.2
309.9
24
From others
413.8
409.9
405.3
411.3
386.7
394.4
375.6
25
Net due to related foreign offices
247.6
247.5
242.5
241.1
249.7
234.0
234.0

781.7
729.5

424.3
472.2

743.9
695.5

445.4
471.5

689.6

683.8
687.9

707.3
690.6

299.4

288.0
296.3

295.6
298.8

390.3

395.8
391.6

411.7
391.8

239.0

262.7
240.8

258.2
242.3

228.0
265.9

221.2
256.3

26 Other liabilities
227.9
224.0
226.2
265.9
269.1

230.7

248.7

262.8

27 TOTAL LIABILITIES
3,905.1
3,897.1
3,894.5
4,055.0
4,047.7

3,930.9

3,949.0

3,832.5
3,894.1
4,022.8
4,039.9
3,987.1

28 Residual (assets less liabilities) (7)
375.3
388.9
391.9
389.7
383.0
373.2
376.9
29

-76.3

MEMO
Reval. gains on off-bal. sheet items (8)
----77.7

376.4

73.2

362.2
373.4

-69.9

372.0
382.2

-71.7

30
-65.1

Reval. losses on off-bal. sheet items (8)
----62.5
67.5

-58.9

-61.3

H.8 (510)
pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
3,213.4
3,214.7
3,252.1
3,242.6
2
837.9
825.2
3
629.2
617.4
4
208.7
207.8

Sep

3,206.8

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

1996

Oct

Nov

--------

--------

-------- ---------------------------

3,223.0

3,232.4

3,162.5
3,214.3
3,238.2
3,234.4
3,230.5

820.8

821.2

854.2
818.9

845.7
819.5

618.4

617.2

646.5
616.5

635.3
616.1

202.4

204.0

207.7
202.5

210.3
203.4

(2)
2,411.6

2,308.3
2,368.7
2,417.1
2,415.4
2,411.0

562.6

563.7

1,080.4

1,040.8
1,065.6
1,084.5
1,080.7
1,085.8

82.2

83.3

Securities in bank credit
835.1
822.7
822.1
820.3
U.S. government securities
627.5
619.5
619.9
615.1
Other securities
207.6
203.2
202.2
205.2

5
Loans and leases in bank credit
2,375.5
2,379.6
2,384.1
2,400.9
2,426.9
2,422.3
6
Commercial and industrial
548.7
550.0
552.1
559.9
566.7
565.9
7
Real estate
1,069.1
1,069.7
1,076.2
1,078.1
1,089.1
1,088.3
8
Revolving home equity
79.3
79.7
80.3
81.0
83.7
84.5
9
Other
989.8
990.0
995.9
997.1
1,005.4
1,003.8
10
Consumer
510.2
512.5
513.9
517.9
517.3
518.3
11
Security (3)
46.8
46.1
42.1
44.2
43.5
43.4
12
Other loans and leases
200.7
201.3
199.7
200.8
210.3
206.4

Nov 13

535.1
562.5

548.6
562.1

78.8
82.8

79.7
83.4

998.2

1,001.2

962.0
997.9

985.9
1,002.3

517.5

517.2

493.1
516.1

504.9
517.6

43.9

43.2

53.5
45.9

50.7
39.4

207.2

208.5

185.7
210.3

198.8
206.1

13 Interbank loans
184.6
180.5
183.5
200.6
190.4

186.9

182.4

193.9

169.1
190.4

187.4
193.1

14 Cash assets (4)
191.5
191.6
194.2
203.2
191.7

192.7

192.9

199.9

186.2
210.4

193.2
192.3

15 Other assets (5)
201.5
215.1
219.8
234.7
240.3

223.6

223.2

232.4

178.2
234.2

188.0
231.0

16 TOTAL ASSETS (6)
3,733.8
3,744.1
3,746.5
3,832.6
3,806.9

3,768.2

3,772.7

3,639.5
3,726.1
3,806.4
3,811.5
3,788.9

2,579.2

2,594.3

2,473.6
2,545.1
2,630.4
2,636.9
2,602.4

711.0

691.7

695.2

1,868.2

1,902.6

1,715.3
1,799.8
1,935.2
1,935.4
1,927.3

296.2

295.2

300.1

1,572.0

1,607.5

1,447.6
1,520.4
1,635.1
1,634.6
1,627.8

L I A B I L I T I E S
17 Deposits
2,549.4
2,553.9
2,567.5
2,662.8
2,638.0
18
Transaction
738.9
731.8
722.5
718.3
685.7
19
Nontransaction
1,810.5
1,822.0
1,845.0
1,944.6
1,952.3
20
Large time
283.1
285.5
290.3
300.3
302.4
21
Other
1,527.4
1,536.6
1,554.7
1,644.3
1,649.9

22 Borrowings
582.9
579.4
583.5
593.8
565.2
570.5
549.6
23
From banks in the U.S.
275.6
278.2
280.6
286.8
262.0
262.4
250.4
24
From others
307.3
301.2
303.0
307.0
303.2
308.2
299.3
25
Net due to related foreign offices
79.7
76.9
72.0
71.6
78.5
65.8
71.6

758.3
701.5

267.7
300.8

745.4
675.1

279.4
299.5

567.9

566.6
563.1

585.6
580.2

261.7

265.0
257.1

275.3
271.9

306.2

301.6
306.0

310.2
308.4

89.6
70.8

88.0
71.3

148.0
185.3

146.9
175.2

69.8

26 Other liabilities
157.9
156.9
160.4
180.8
182.4

162.3

174.0

180.6

27 TOTAL LIABILITIES
3,369.8
3,367.1
3,383.4
3,480.0
3,441.6

3,406.9

3,412.0

3,277.9
3,365.6
3,448.7
3,456.1
3,429.2

28 Residual (assets less liabilities) (7)
364.0
377.0
363.1
361.3
360.7
352.7
365.3

357.7

361.7
355.3

360.5
359.6

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
3,213.7
3,206.7
3,255.7
3,252.1
2
841.2
821.5
3
630.4
616.0
4
210.7
205.5

Sep

3,203.4

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

1996

Oct

Nov

--------

--------

-------- ---------------------------

3,225.3

3,234.5

3,172.2
3,214.8
3,245.1
3,241.0
3,237.2

819.1

819.6

855.1
817.5

849.0
818.1

618.4

617.0

645.5
616.2

637.0
615.6

200.7

202.6

209.5
201.3

212.0
202.5

Securities in bank credit
831.1
824.7
823.5
820.0
U.S. government securities
625.4
621.4
621.8
617.1
Other securities
205.7
203.3
201.7
202.9

Nov 13

5
Loans and leases in bank credit (2)
2,317.2
2,365.8
2,372.5
2,375.7
2,378.7
2,401.8
2,415.4
2,425.6
2,423.4
2,419.1
2,434.2
2,432.1
6
Commercial and industrial
534.1
554.1
551.2
550.0
547.9
555.7
560.2
562.6
561.1
561.7
565.3
563.3
7
Real estate
1,046.3
1,062.7
1,067.8
1,069.6
1,075.8
1,079.8
1,083.5
1,090.0
1,087.3
1,090.5
1,093.9
1,093.6
8
Revolving home equity
79.2
79.6
79.2
79.8
80.6
81.5
82.9
83.8
83.3
83.9
84.1
84.8
9
Other
967.0
983.1
988.5
989.8
995.2
998.3
1,000.6
1,006.2
1,004.0
1,006.6
1,009.8
1,008.8
10
Consumer
494.0
503.2
506.5
509.7
514.0
519.1
518.0
518.0
516.5
518.0
518.7
520.6
11
Security (3)
55.4
49.6
47.0
44.8
41.2
44.1
44.1
44.6
46.5
41.3
45.1
44.3
12
Other loans and leases
187.4
196.2
200.1
201.5
199.9
203.1
209.6
210.3
212.1
207.6
211.2
210.2
13 Interbank loans
182.6
177.7
178.6

180.7

179.2

197.5

173.2
196.7

180.8
195.3

198.3

204.3

14 Cash assets (4)
188.6
188.9
184.1
210.9
200.4

192.7

193.4

204.7

190.7
220.8

191.0
196.3

15 Other assets (5)
201.3
216.5
220.8
231.5
239.0

224.7

223.7

230.4

176.8
233.9

188.3
225.7

16 TOTAL ASSETS (6)
3,728.9
3,732.3
3,728.9
3,838.4
3,837.5

3,765.2

3,772.8

3,656.3
3,717.9
3,819.5
3,834.3
3,796.3

2,578.5

2,593.8

2,488.5
2,533.4
2,642.9
2,659.1
2,612.3

709.4

689.8

706.6

1,869.1

1,904.0

1,716.8
1,799.7
1,936.3
1,940.0
1,926.9

295.5

294.6

299.7

1,573.5

1,609.4

1,449.3
1,517.1
1,636.6
1,639.7
1,627.5

L I A B I L I T I E S
17 Deposits
2,544.0
2,549.3
2,556.9
2,665.3
2,662.5
18
Transaction
732.7
724.7
708.9
726.5
708.7
19
Nontransaction
1,811.3
1,824.6
1,848.0
1,938.8
1,953.8
20
Large time
282.9
285.6
291.7
299.9
300.3
21
Other
1,528.4
1,539.0
1,556.3
1,639.0
1,653.5

22 Borrowings
587.1
582.2
574.0
585.6
558.4
565.3
561.7
23
From banks in the U.S.
275.6
273.5
270.2
273.1
254.4
258.6
269.4
24
From others
311.5
308.7
303.8
312.4
304.0
306.7
292.3
25
Net due to related foreign offices
78.5
75.8
70.4
68.8
77.9
68.6
68.6

771.7
719.2

267.4
300.3

733.7
685.4

282.7
299.4

565.9

576.8
563.5

584.1
572.1

263.0

268.5
262.2

273.8
266.4

302.9

308.3
301.2

310.2
305.7

88.4
67.6

93.1
69.4

149.6
185.3

148.4
175.2

68.4

26 Other liabilities
158.2
156.9
158.9
180.8
182.4

162.1

174.0

180.6

27 TOTAL LIABILITIES
3,367.8
3,364.2
3,360.2
3,480.1
3,475.2

3,395.0

3,404.2

3,303.4
3,358.9
3,457.7
3,475.5
3,428.9

28 Residual (assets less liabilities) (7)
361.1
368.1
368.7
370.2
368.6
358.3
362.3
MEMO

361.8

352.9
358.8

359.0
367.4

29 Reval. gains on off-bal. sheet items (8)
-----33.3
35.0
35.2
30 Reval. losses on off-bal. sheet items (8)
-----28.9
30.6
31.4
31 Mortgage-backed securities (9)
-----240.0
241.1
242.2

-31.5

-32.6

-27.0

-27.9

-237.0

-240.8

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
1,809.9
1,804.0
1,806.8
1,801.9

Sep

1,786.6

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

1996

Oct

Nov

--------

--------

-------- ---------------------------

1,794.3

1,796.5

1,814.4
1,820.1
1,797.6
1,794.7
1,790.4

405.7

408.2

452.4
404.9

433.7
407.1

283.7

284.4

322.6
282.9

303.5
283.9

21.3

21.8

21.0
21.1

21.5
20.4

262.3

262.6

301.6
261.7

282.0
263.6

122.0

123.7

129.9
122.0

130.2
123.2

55.7

57.8

59.1
56.6

59.9
57.1

66.3

66.0

70.7
65.4

70.3
66.1

20.2

20.2

22.0
20.3

21.0
20.3

46.1

45.7

48.7
45.1

49.3
45.8

(2)
1,390.8

1,361.9
1,386.4
1,389.4
1,389.9
1,383.3

2
Securities in bank credit
425.0
420.8
408.1
406.3
412.6
408.5
3
U.S. government securities
296.1
292.9
284.7
283.8
285.0
283.2
3a
Trading account
20.9
20.8
19.5
20.6
22.5
22.5
3b
Investment account
275.2
272.0
265.2
263.2
262.5
260.7
4
Other securities
128.9
127.9
123.4
122.5
127.6
125.2
4a
Trading account
58.4
59.6
57.7
57.1
61.0
58.3
4b
Investment account
70.5
68.3
65.8
65.4
66.6
66.9
4c
State and local government
20.6
20.6
20.5
20.3
20.1
20.2
4d
Other
49.9
47.7
45.3
45.1
46.5
46.7
5
Loans and leases in bank credit
1,385.0
1,383.2
1,378.5
1,388.0

Nov 13

1,394.2
6
372.2
382.1
7
555.5
553.0
8
51.6
53.3
9
503.9
499.8
10
278.7
276.4
11
41.5
37.9
12a
11.1
11.2
12b
126.0
133.5

1,393.4
Commercial and industrial
372.8
373.0
378.9
381.8
Real estate
552.3
553.1
551.8
552.9
Revolving home equity
51.9
52.1
52.3
54.1
Other
500.4
501.0
499.5
498.8
Consumer
279.0
279.3
281.5
279.9
Security (3)
40.8
36.8
38.9
37.9
State and local government
11.2
11.1
10.8
11.3
All other
127.2
125.3
126.2
129.6

380.3

379.9

368.1
378.9

373.4
378.6

549.9

550.5

552.9
547.8

556.5
551.1

52.3

53.0

51.7
52.5

52.0
53.1

497.6

497.5

501.2
495.3

504.5
498.0

278.5

277.6

268.8
277.2

275.5
277.5

38.7

37.8

48.2
40.5

45.4
34.1

10.8

11.1

11.6
11.0

11.2
11.1

132.5

132.5

112.3
134.3

124.5
130.8

13 Interbank loans
132.1
130.1
132.0
142.7
133.0

134.1

130.2

137.8

115.2
134.6

135.5
138.9

14 Cash assets (4)
124.0
125.9
127.6
132.5
120.9

126.2

125.9

131.2

123.2
139.0

126.3
127.6

15 Other assets (5)
149.3
159.2
163.4
171.9
180.8

166.6

165.1

172.1

127.0
173.5

137.5
171.2

16 TOTAL ASSETS (6)
2,179.0
2,182.4
2,172.9
2,217.7
2,200.3

2,184.6

2,181.0

2,143.3
2,183.1
2,202.4
2,205.5
2,191.9

1,338.9

1,345.6

1,287.1
1,325.7
1,358.0
1,358.0
1,343.7

386.2

382.1

382.2

421.4
385.4

412.5
370.0

952.7

963.6

975.8

865.7
972.6

913.2
973.7

145.1

151.7

153.7

125.2
154.9

130.2
152.9

807.6

811.9

822.1

740.5
817.8

783.0
820.8

L I A B I L I T I E S
17 Deposits
1,326.2
1,330.5
1,334.6
1,376.8
1,362.0
18
Transaction
405.7
403.8
395.7
396.6
373.0
19
Nontransaction
920.4
926.8
939.0
980.2
988.9
20
Large time
134.1
136.1
139.1
153.1
154.3
21
Other
786.3
790.7
799.9

827.1

834.6

22 Borrowings
424.9
413.8
411.2
421.6
398.6
405.6
391.9
23
From banks in the U.S.
185.0
182.0
180.6
186.9
171.0
174.0
171.0
24
From others
239.9
231.8
230.7
234.7
227.6
231.7
220.9
25
Net due to related foreign offices
74.5
71.4
68.0
65.9
75.2
63.2
69.0

404.4

425.8
400.1

432.7
415.0

174.8

183.3
171.5

187.1
182.2

229.6

242.5
228.6

245.6
232.9

84.1
68.5

83.6
69.0

116.9
159.9

118.3
148.2

67.4

26 Other liabilities
129.6
128.0
131.6
155.2
156.5

133.9

147.0

154.5

27 TOTAL LIABILITIES
1,955.2
1,943.8
1,945.4
2,000.9
1,979.4

1,960.4

1,966.5

1,913.9
1,960.3
1,984.3
1,986.6
1,976.0

28 Residual (assets less liabilities) (7)
223.8
238.6
227.5
224.2
214.5
216.8
220.9

218.0

229.4
218.9

222.8
215.9

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996
1996

1996

1996

Jul
Dec 4

Aug

Oct

Nov

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

1,793.5

1,797.4

1,822.7
1,819.2
1,803.1
1,799.9
1,796.1

405.9

408.4

455.4
405.3

434.8
407.9

285.6

286.2

324.0
284.5

303.1
285.8

1996

1
Bank credit
1,808.3
1,796.4
1,808.7
1,810.7
2
426.0
410.0
3
295.0
285.2
3a
19.6
22.4
3b
275.3
262.8

Sep

1,784.4

Securities in bank credit
417.6
411.7
407.9
410.6
U.S. government securities
291.3
288.0
286.0
287.7
Trading account
19.9
20.9
21.0
24.5
Investment account
271.3
267.1
265.0
263.1

22.0
263.6

Nov 13

22.8
263.4

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

21.9
22.3
302.1
262.2

21.3
22.0
281.8
263.8

4
Other securities
131.0
126.3
123.7
122.0
124.8
123.0
4a
Trading account
61.1
58.7
57.8
56.2
57.3
55.5
4b
Investment account
69.9
67.6
65.9
65.8
67.5
67.5
4c
State and local government
20.7
20.3
20.3
20.3
20.3
20.3
4d
Other
49.2
47.4
45.6
45.5
47.3
47.2
5
Loans and leases in bank credit
1,382.3
1,378.8
1,372.8
1,385.5
1,398.7
1,400.0
6
Commercial and industrial
373.3
372.7
370.1
375.8
381.5
380.3
7
Real estate
554.3
552.1
552.6
552.0
555.3
556.4
8
Revolving home equity
51.5
51.9
52.2
52.6
53.6
54.3
9
Other
502.8
500.1
500.4
499.4
501.7
502.0
10
Consumer
276.3
276.6
278.9
281.2
277.0
281.1
11
Security (3)
41.8
39.7
35.9
38.8
39.5
38.4
12a
State and local government
11.1
11.2
11.2
10.9
11.2
11.3
12b
All other
125.5
126.5
124.1
126.9
134.3
132.6

131.4
120.8

131.6
122.1

55.3

59.8
54.6

61.7
55.0

66.8

66.8

71.6
66.2

69.9
67.1

20.2

20.3

22.2
20.4

21.1
20.4

46.6

46.5

49.5
45.8

48.8
46.7

(2)
1,391.4

1,367.2
1,384.4
1,394.7
1,394.6
1,388.2

378.7

379.7

367.7
378.3

377.1
379.0

551.2

553.5

555.8
551.6

554.3
553.4

52.8

53.4

52.0
52.9

51.9
53.4

498.4

500.1

503.7
498.7

502.5
500.0

278.5

277.9

269.1
277.4

274.2
277.4

38.9

38.9

49.9
40.8

44.5
35.7

10.9

11.1

11.6
11.0

11.2
11.1

133.4

133.6

113.2
135.4

123.1
131.5

120.4

122.2

53.5

13 Interbank loans
133.2
129.9
127.9
139.4
139.8

129.6

126.1

137.0

114.5
136.1

132.0
136.5

14 Cash assets (4)
122.8
123.6
119.7
137.3
126.8

126.4

125.6

133.6

125.3
145.8

124.6
129.3

15 Other assets (5)
150.3
160.6
164.1
170.5
180.0

167.0

165.2

170.6

126.2
172.6

138.0
167.8

16 TOTAL ASSETS (6)
2,178.2
2,174.0
2,159.3
2,219.6
2,220.6

2,179.6

2,177.7

2,151.9
2,177.5
2,207.9
2,218.0
2,193.2

L I A B I L I T I E S
17 Deposits
1,324.3
1,327.2
1,328.0
1,379.2
1,377.0
18
Tranlgdtion
402.8
398.2
385.9
403.7
386.9
19
Nontranlgdtion
921.6
929.0
942.0
975.5
990.1
20
Large time
134.1
136.5
140.6
152.8
153.2
21
Other
787.4
792.4
801.4
822.7
836.9

1,338.9

1,343.0

1,295.9
1,317.9
1,365.2
1,372.4
1,349.6

386.3

379.5

389.2

429.5
397.0

404.6
377.1

952.6

963.5

976.0

866.4
975.4

913.2
972.4

144.4

150.8

153.3

124.9
154.3

132.6
152.6

808.2

812.7

822.7

741.5
821.1

780.6
819.8

403.3

433.9
401.5

429.0
409.4

176.6

186.4
176.2

184.6
179.6

226.7

247.5
225.3

244.4
229.8

83.0
65.3

88.7
67.1

118.7
159.9

120.1
148.2

22 Borrowings
427.5
419.6
407.3
416.8
394.4
400.3
401.2
23
From banks in the U.S.
184.1
180.7
175.4
177.9
166.7
171.3
185.3
24
From others
243.4
238.9
231.9
238.8
227.7
229.0
215.9
25
Net due to related foreign offices
73.6
70.5
66.5
63.1
74.5
66.4
66.4

66.1

26 Other liabilities
130.0
128.3
130.0
155.2
156.5

133.6

147.0

154.5

27 TOTAL LIABILITIES
1,955.4
1,945.6
1,931.8
2,001.1
2,001.1

1,952.3

1,959.0

1,931.4
1,955.7
1,989.2
1,999.2
1,974.2

28 Residual (assets less liabilities) (7)
222.8
228.4
227.5
227.3
218.7
218.5
219.5

218.6

MEMO
Reval. gains on off-bal. sheet itens(8)
-----33.3
35.0
35.2
30 Reval. losses on off-bal. sheet itens (8)
-----28.9
30.6
31.4
31 Mortgage-backed securities (9)
-----187.2
188.2
189.1
29

220.5
218.8

221.8
219.0

-31.5

-32.6

-27.0

-27.9

-184.6

-188.0

H.8 (510) pg.7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)

Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
1,403.5
1,410.7
1,445.3
1,440.7
2
412.9
412.6
3
333.1
332.4
4
79.8
80.2

Sep

1,420.2

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

1996

Oct

Nov

--------

--------

-------- ---------------------------

1,428.7

1,435.9

1,348.1
1,394.2
1,440.6
1,439.6
1,440.1

415.1

413.0

401.7
414.1

412.0
412.4

334.7

332.8

323.9
333.6

331.8
332.2

80.4

80.2

77.9
80.5

80.1
80.2

Securities in bank credit
414.3
414.6
415.8
411.9
U.S. government securities
334.6
334.9
336.1
331.9
Other securities
79.7
79.7
79.7
80.0

5
Loans and leases in bank credit (2)
990.6
996.4
1,005.6
1,012.9
1,020.8
1,032.7
1,028.9
6
Commercial and industrial
176.5
177.1
179.1
181.1
182.3
184.6
184.1
7
Real estate
513.6
517.4
523.1
526.3
530.5
536.1
535.4
8
Revolving home equity
27.7
27.8
28.3
28.7
29.9
30.5
30.4
9
Other
485.9
489.6
494.9
497.6
500.6
505.6
504.9
10
Consumer
231.5
233.5
234.6
236.4
239.0
240.9
238.5
11
Security (3)
5.3
5.3
5.4
5.4
5.2
5.6
5.5
12
Other loans and leases
63.7
63.0
63.4
63.8
63.9
65.6
65.5

Nov 13

1,027.6

946.4
1,025.6

982.2
1,027.7

183.8

167.1
183.6

175.1
183.5

534.0

487.9
532.9

509.2
534.7

27.1
30.3

27.7
30.4

503.7

460.8
502.6

481.5
504.3

239.6

224.3
238.8

229.5
240.1

5.3
5.4

5.3
5.3

30.3

5.4
64.9

61.8
64.9

63.2
64.2

13
52.5
57.9

Interbank loans
50.4
51.5
57.4

52.8

52.3

56.1

53.9
55.8

51.9
54.2

14
67.5
70.7

Cash assets (4)
65.7
66.7
70.8

66.5

67.0

68.7

63.0
71.4

67.0
64.7

15
52.2
62.8

Other assets (5)
56.0
56.4
59.5

16 TOTAL ASSETS (6)
1,554.8
1,561.7
1,573.5
1,615.0
1,606.6

51.1
60.7

50.5
59.8

57.0

58.1

60.3

1,583.7

1,591.7

1,496.2
1,543.0
1,604.1
1,606.0
1,597.0

1,240.3

1,248.7

1,186.4
1,219.4
1,272.4
1,278.9
1,258.7

324.7

309.6

313.0

336.9
316.1

332.8
305.1

915.5

939.1

959.4

849.6
962.8

886.6
953.6

151.1

143.5

146.4

142.5
145.9

149.2
146.7

764.4

795.6

813.0

707.1
816.9

737.4
807.0

163.5

140.9
163.1

152.9
165.2

86.9

81.8
85.6

88.3
89.7

76.6

59.1
77.4

64.6
75.5

2.4

5.5
2.3

4.4
2.3

31.1
25.4

28.6
27.1

L I A B I L I T I E S
17 Deposits
1,223.2
1,223.4
1,232.9
1,286.0
1,276.1
18
Transaction
333.1
328.1
326.8
321.7
312.7
19
Nontransaction
890.0
895.3
906.1
964.3
963.4
20
Large time
148.9
149.3
151.2
147.2
148.1
21
Other
741.1
745.9
754.9
817.1
815.3

22 Borrowings
158.0
165.6
172.3
172.2
166.6
164.9
157.8
23
From banks in the U.S.
90.6
96.2
100.0
99.9
91.0
88.4
79.4
24
From others
67.4
69.4
72.3
72.3
75.6
76.5
78.4
25
Net due to related foreign offices
5.1
5.5
4.0
5.7
3.3
2.6
2.5
26
28.3
25.6

Other liabilities
28.9
28.8
25.9

27 TOTAL LIABILITIES
1,414.6
1,423.3
1,438.0
1,479.1
1,462.3

28.3

27.0

26.1

1,446.5

1,445.6

1,364.0
1,405.4
1,464.4
1,469.6
1,453.3

28 Residual (assets less liabilities) (7)
140.2
138.4
135.6
137.1
146.2
135.9
144.4

139.7

132.3
136.4

137.7
143.7

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
1,405.4
1,410.4
1,447.0
1,441.4
2
415.2
411.5
3
335.5
330.9
4
79.7
80.6

Sep

1,419.0

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

1996

Oct

Nov

--------

--------

-------- ---------------------------

1,431.8

1,437.1

1,349.6
1,395.6
1,442.1
1,441.0
1,441.1

413.1

411.2

399.6
412.2

414.2
410.2

332.8

330.8

321.5
331.7

333.9
329.8

80.3

80.4

78.1
80.5

80.3
80.4

Securities in bank credit
413.5
413.0
415.6
409.4
U.S. government securities
334.1
333.4
335.9
329.5
Other securities
79.4
79.6
79.7
79.9

5
Loans and leases in bank credit (2)
990.2
996.9
1,006.0
1,016.3
1,024.0
1,035.5
1,032.0
6
Commercial and industrial
177.9
177.3
177.8
180.0
181.5
183.8
183.1
7
Real estate
513.5
517.5
523.1
527.8
532.3
538.6
537.3
8
Revolving home equity
27.7
27.9
28.3
28.9
30.1
30.5
30.4
9
Other
485.7
489.7
494.8
498.9
502.3
508.1
506.8
10
Consumer
230.2
233.1
235.1
237.9
239.5
241.7
239.4
11
Security (3)
5.2
5.2
5.3
5.3
5.2
5.6
5.9
12
Other loans and leases
63.5
63.8
64.7
65.3
65.4
65.7
66.3

Nov 13

1,030.9

949.9
1,028.9

981.3
1,030.9

183.0

166.3
182.7

177.0
182.7

536.5

490.5
535.7

508.4
537.1

27.2
30.4

27.7
30.4

506.1

463.3
505.3

480.7
506.6

240.1

224.9
239.1

229.0
240.6

5.7

5.6
5.6

5.1
5.5

65.6

62.6
65.7

61.9
65.0

30.4

13
49.4
58.9

Interbank loans
47.8
50.7
64.6

51.1

53.2

60.5

58.7
60.6

48.8
58.8

14
65.8
73.6

Cash assets (4)
65.3
64.3
73.6

66.3

67.8

71.1

65.4
75.0

66.4
67.0

50.6

50.3

15

Other assets (5)

50.9
61.1

55.9
58.9

56.7

16 TOTAL ASSETS (6)
1,550.7
1,558.3
1,569.6
1,618.8
1,616.8

57.7

58.6

59.7

61.3

57.9

1,585.6

1,595.1

1,504.4
1,540.4
1,611.7
1,616.3
1,603.2

1,239.6

1,250.8

1,192.7
1,215.5
1,277.7
1,286.7
1,262.7

323.1

310.3

317.4

342.3
322.1

329.0
308.3

916.5

940.4

960.3

850.4
964.6

886.5
954.4

151.2

143.8

146.4

142.5
146.0

150.0
146.7

765.3

796.7

813.9

707.9
818.5

736.5
807.7

162.5

142.9
162.0

155.0
162.6

86.4

82.1
86.1

89.2
86.8

76.2

60.8
75.9

65.8
75.9

2.3

5.4
2.2

4.3
2.3

30.9
25.4

28.2
27.1

L I A B I L I T I E S
17 Deposits
1,219.6
1,222.1
1,228.9
1,286.1
1,285.5
18
Transaction
329.9
326.4
322.9
322.8
321.8
19
Nontransaction
889.8
895.6
905.9
963.3
963.7
20
Large time
148.8
149.1
151.0
147.1
147.1
21
Other
741.0
746.5
754.9
816.2
816.5

22 Borrowings
159.6
162.6
166.6
168.8
164.1
165.0
160.5
23
From banks in the U.S.
91.5
92.8
94.7
95.2
87.7
87.3
84.1
24
From others
68.0
69.8
71.9
73.6
76.3
77.7
76.4
25
Net due to related foreign offices
4.9
5.3
4.0
5.8
3.4
2.2
2.2
26
28.2
25.6

Other liabilities
28.6
28.8
25.9

27 TOTAL LIABILITIES
1,412.3
1,418.6
1,428.3
1,479.0
1,474.1

28.5

27.0

26.1

1,442.6

1,445.2

1,371.9
1,403.1
1,468.5
1,476.3
1,454.7

MEMO
28 Residual (assets less liabilities) (7)
138.4
139.7
141.2
143.0
149.9
139.9
142.8
31 Mortgage-backed securities (9)
-----52.9
53.0

143.2
52.8

132.4
140.0
-52.5

137.2
148.4
-52.8

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1
Bank credit
465.9
468.7
517.3
504.3

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

1996

Oct

Nov

--------

--------

-------- ---------------------------

470.2

481.0

502.0

436.8
498.8

457.7
495.8

149.2

166.6

140.8
163.1

151.0
164.3

83.8

89.7

67.0
88.3

77.9
89.1

65.4

76.9

73.8
74.9

73.0
75.2

(2)
331.9

335.4

296.0
335.7

306.7
331.5

203.8

207.2

178.7
207.4

187.0
206.2

33.5

33.6

37.0
33.4

33.1
33.7

34.6

35.5

33.5
35.7

31.9
32.9

60.0

59.1

46.8
59.2

54.7
58.6

Sep

1996

471.0

2
152.9
173.6
3
79.3
93.9
4
73.6
79.7

Securities in bank credit
150.9
152.1
147.2
172.4
U.S. government securities
80.7
82.8
83.9
89.6
Other securities
70.1
69.3
63.3
82.8

5
313.0
343.8
6
189.9
209.4
7
32.8
33.8
11
35.3
40.8
12
55.0
59.8

Loans and leases in bank credit
317.9
318.8
323.0
331.9
Commercial and industrial
192.5
191.9
198.0
208.9
Real estate
33.3
33.5
33.4
33.4
Security (3)
34.3
34.7
32.8
31.3
Other loans and leases
57.8
58.7
58.8
58.3

Nov 13

13
22.4
16.4

Interbank loans
19.2
19.9
21.3

18.8

18.9

20.9

27.3
21.9

21.3
23.6

14
25.2
30.5

Cash assets (4)
25.3
25.1
31.8

25.2

28.1

30.0

30.0
30.0

26.1
29.5

15
42.3
35.6

Other assets (5)
39.7
38.6
37.1

38.1

32.9

35.2

48.4
35.7

45.7
34.1

552.3

560.8

588.0

542.4
586.3

550.8
582.9

16 TOTAL ASSETS (6)
555.8
552.9
554.5
599.6
594.4
L I A B I L I T I E S

17 Deposits
172.1
174.5
174.4
190.4
195.1
18
Transaction
10.8
10.7
10.8
9.9
10.5
19
Nontransaction
161.3
163.9
163.6
180.5
184.6
20
Large time
162.3
162.6
162.4
176.7
176.6
21
Other
-1.0
1.3
1.2
3.8
7.9

168.5
183.9

172.6
184.0

9.9
10.0

11.0
10.0

176.5

158.6
173.9

161.7
174.1

171.3

172.7

155.6
170.6

160.6
170.9

4.3

3.8

173.7

185.7

186.7

10.0

10.2

10.2

163.7

175.6

161.3
2.4

22 Borrowings
120.0
116.5
120.3
119.0
116.8
141.2
122.6
23
From banks in the U.S.
20.3
19.6
20.9
22.4
33.7
46.9
38.7
24
From others
99.7
96.8
99.4
96.6
83.1
94.3
83.8
25
Net due to related foreign offices
175.4
172.0
171.5
173.0
169.7
155.4
172.8
26
69.2
85.1

Other liabilities
67.6
66.4
86.7

27 TOTAL LIABILITIES
536.8
530.6
532.6
572.0
577.2
28
19.1
27.6

1.1
3.2

109.0
128.3

125.0
122.9

37.0

19.8
33.5

23.4
33.6

90.6

89.2
94.8

101.5
89.3

127.6

171.5

68.4

74.6

82.2

534.1

546.9

568.1

Residual (assets less liabilities) (7)
22.3
21.9
18.2
13.9
17.2

3.0
3.3

19.9

174.0
174.6

167.9
176.7

78.0
80.6

71.7
81.1

529.5
567.4

537.1
564.8

12.9
18.9

13.6
18.1

H.8 (510) pg.10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jul
Dec 4

Aug

--------------

-------- -------------A S S E T S

1

Bank credit

Sep

1996

1996

Oct

Nov

--------

--------

Nov 13

1995
1996
1996
Week ending
Nov
May
Jun
Nov 20
Nov 27

-------- ---------------------------

433.3

454.8

462.6
506.2
2
150.9
165.2
3
78.2
91.6
3a
-24.7
3b
-66.8
4
72.6
73.7
4a
-52.5
4b
-21.2
5
311.7
341.0
6
190.4
209.3
7
32.8
34.0
11
33.0
38.3
12
55.6
59.4

469.7
497.1

473.2

471.8

477.9

Securities in bank credit
151.7
154.3
148.5
150.3
164.7
U.S. government securities
80.5
84.1
83.4
83.1
88.7
Trading account
---18.9
22.9
Investment account
---64.2
65.8
Other securities
71.2
70.2
65.1
67.1
76.0
Trading account
---46.8
54.6
Investment account
---20.3
21.4
Loans and leases in bank credit (2)
317.9
318.9
323.3
327.6
332.5
Commercial and industrial
193.6
192.9
197.2
201.7
208.1
Real estate
33.2
33.5
33.5
33.5
33.7
Security (3)
33.0
33.6
32.6
32.7
31.3
Other loans and leases
58.1
58.9
60.0
59.6
59.4

494.3

491.3

487.8

160.5

138.7
158.0

152.7
158.7

66.2
88.0

77.1
88.0

88.7
22.2

-20.9

-21.8

66.5

-67.1

-66.2

71.8

72.5
70.1

75.6
70.6

50.6

-48.8

-49.4

21.3

-21.3

-21.3

333.8

294.5
333.3

302.0
329.1

206.5

178.1
205.7

187.0
205.8

33.8

37.2
33.6

32.9
33.9

34.6

32.9
35.1

28.9
31.4

59.0

46.3
58.9

53.3
58.0

13
20.7
17.6

Interbank loans
19.1
19.1
21.5

19.3

20.3

20.3

26.5
22.0

21.5
21.5

14
26.0
30.0

Cash assets (4)
25.7
25.7
30.8

26.1

28.5

29.6

29.6
29.8

25.7
29.3

15
42.2
36.2

Other assets (5)
39.2
39.4
37.8

38.2

32.7

35.7

49.2
36.1

46.3
34.6

555.4

559.2

579.7

538.5
579.0

548.2
573.0

16 TOTAL ASSETS (6)
551.4
553.7
557.5
589.8
587.1
L I A B I L I T I E S

17 Deposits
174.3
172.3
172.7
192.2
196.5
18
Transaction
10.6
10.7
10.7
9.9
10.6
19
Nontransaction
163.7
161.6
162.1
182.2
185.9
20
Large time
162.3
160.3
160.3
179.0
179.3
21
Other
1.4
1.3
1.7
3.2
6.7

169.5
186.1

174.0
185.6

10.0
10.3

10.3
10.1

178.2

159.5
175.9

163.8
175.6

170.1

174.3

156.9
171.9

162.8
172.2

3.7

3.9

2.6
3.9

1.0
3.4

107.0
124.4

123.2
118.5

19.5
34.0

21.8
32.4

87.4

87.5
90.4

101.4
86.1

170.6

174.3
173.3

165.2
173.0

78.4
80.6

72.8
81.1

529.2
564.4

535.2
558.2

173.7

184.2

188.5

10.6

10.3

10.3

163.1

173.8

160.8
2.4

22 Borrowings
124.3
121.9
122.2
121.3
114.3
132.3
123.8
23
From banks in the U.S.
21.9
20.7
20.7
22.5
31.6
44.7
40.5
24
From others
102.3
101.2
101.5
98.8
82.7
87.7
83.4
25
Net due to related foreign offices
169.1
171.7
172.1
172.3
171.8
165.4
165.4
26
69.6
85.1

Other liabilities
67.1
67.3
86.7

27 TOTAL LIABILITIES
537.3
532.9
534.3
575.0
572.5
28
14.1
14.8
29
-41.3
30
-34.5

123.8
36.4

68.6

74.6

82.2

536.0

544.9

565.1

Residual (assets less liabilities) (7)
20.8
23.1
19.4
14.3
14.6

14.6

MEMO
Reval. gains on off-bal. sheet items (8)
----40.0
42.5
Reval. losses on off-bal. sheet items (8)
----33.6
36.1

9.3
14.7

13.0
14.8

-38.4

-39.1

-31.9

-33.3

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
December 4, 1996.
Federa
l Reserve Distict
National

___________________________________________________________
total
York
Philadelphia
Cleveland Richmond
Atlanta
ASSETS
1 Bank credit
1,810.7
342.9
100.9
160.2
178.1
204.4
2
Securities in bank credit (14)
410.6
3
3a
3b
79.3
3c
53.7
3d
25.7
3e
4.0
3f
15.5
3g
6.1
4
4a
4b
19.6
4c
6.5
4d
13.1
5
243.9
6
64.6
6a
0.8
6b
63.7
7
96.4
8
7.7
9a
59.3
9b
29.4
10
35.1
11
15.8
11a
7.8
11b
8.0

U.S. government securities (14)

Trading account (14)

91.2

287.7

Trading account (14)
Investment account
5.4
25.1
28.1
Mortgage-backed
2.4
14.1
15.5
Other
3.0
10.9
12.6
1 year or less
1.6
1.4
3.6
Between 1 and 5 years
1.1
4.7
7.7
More than 5 years
0.3
4.8
1.3
Other securities (14)

Boston

24.5
26.2
15.8
10.4
2.1
7.2
1.1

263.1

15.8

162.0

7.1

101.2

8.8

25.9

3.3

57.6

4.7

17.8

0.7

123.0
55.5

Investment account
67.5
2.2
5.9
4.4
10.8
State and local government
20.3
0.7
0.8
1.0
2.0
Other
47.2
1.5
5.1
3.4
8.8
Loans and leases in bank credit (2)
1,400.0
93.3
129.2
145.6
167.4
Commerical and industrial
380.3
14.9
38.8
34.5
37.1
Bankers accep and commercial paper
1.9
0.0
0.0
0.1
0.0
Other
378.4
14.9
38.8
34.5
37.1
Real estate
556.4
25.9
48.0
74.0
82.1
Revolving home equtiy
54.3
3.4
5.7
6.8
5.8
Other residential
325.1
17.0
29.9
46.6
49.3
Commercial
177.0
5.6
12.3
20.7
27.0
Consumer
281.1
46.0
27.8
19.8
36.4
Security (3)
38.4
0.1
1.0
3.7
0.8
Fed funds and RPs with broker/dealer
23.4
0.0
0.1
3.5
0.5
Other
14.9
0.1
0.9
0.2
0.4

5.1
1.8
3.3
70.3
26.5
0.1
26.4
20.6
3.2
9.0
8.4
6.9
8.0
7.7
0.3

New

12a
1.6
12b
0.1
12c
1.6
12d
15.9
12e
12.8
13
50.1
13a
31.6
13b
18.6
14
25.7
15
117.1
16
522.9

State and local government
0.7
1.3
2.2
Agricultural
0.1
0.2
0.5
Fed funds and RPs with others
0.0
0.0
1.3
All other loans
1.5
3.5
4.7
Lease financing receivables
4.0
8.5
4.8
Interbank loans
5.4
8.8
11.0
Fed funds and RPs with banks
3.9
4.9
7.4
Other
1.5
3.9
3.6
Cash assets(4)
4.6
9.5
9.4
Other assets (12)
11.3
13.7
32.6
TOTAL ASSETS (6)
120.0
189.4
228.8

2.2
0.5
0.0
3.7
4.5
15.1
9.9
5.2
13.3
15.1

11.3

0.2

7.5

0.0

4.0

0.3

61.1

3.3

60.0

4.6

139.8

4.5

90.2

3.0

49.6

1.5

126.8

6.7

202.6

16.1

2,243.2

116.8

244.9

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
December 4, 1996.
Federa
l Reserve Distict

National
___________________________________________________________
total
York
Philadelphia Cleveland Richmond
Atlanta
17
275.5
18
71.1
19
204.4
20
40.5
21
163.9
22
75.9
23
21.7
24
54.2
26
106.1
27
457.5

Deposits
68.0
Transaction
15.1
Nontransaction
52.9
Large time
10.9
Other
42.0
Borrowings
32.6
From banks in
19.3
From others
13.2
Other liabilities
8.1
TOTAL LIABILITIES
108.6

28
65.4

Residual (assets less liabilities (13)
11.4
15.8
16.4

122.7

125.1

175.6

31.4

28.7

38.1

91.4
10.6
80.7

96.4
13.3
83.0

137.5
19.4
118.1

39.4
the US
15.0

60.0

35.8

29.5

21.2

24.4
(13)
11.4

30.5

14.6

27.4

13.0

173.5

212.5

224.4
20.5

Boston

1,377.0

67.5

386.9

22.7

990.1

44.9

153.2

6.9

836.9

38.0

401.2

25.6

185.3

8.2

215.9

17.4

245.4

13.1

2,023.6

106.1

219.5

10.6

New

29

MEMO
Reval. gains on off-bal. sheet items (8,14)

35.2

30

Reval. losses on off-bal. sheet items (8,14)

31.4

31 Mortgage-backed securities (9)
58.6
3.1
19.7
17.0
31a
Pass-through
45.6
1.6
12.3
13.7
31b
CMO, REMIC and other
13.0
1.5
7.4
3.3
32 Net unrealized ganis (losses)
33

21.7
13.2
8.5

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

189.1

8.3

130.1

6.4

59.0

1.9

2.8
31.8

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
December 4, 1996.
Federa

l Reserve Distict
_______________________________________
Minneapolis

_______________________________

Kansac City
Dallas
San Francisco
ASSETS
1 Bank credit
40.7
26.1
69.5
291.2
2
Securities in bank credit (14)
3
3a
3b
2.6
3c
1.9
3d
0.7
3e
0.1
3f
0.3
3g
0.2
4
4a
4b
0.7
4c
0.2

Chicago

St.Louis

184.5

41.1

25.7

8.0

11.8

4.9

13.9

3.1

6.5

0.9

6.2

1.7

1.3

0.5

6.5

1.8

3.6

0.8

U.S. government securities (14)
Trading account (14)
Investment account (14)
6.9
12.4
27.7
Mortgage-backed
4.7
10.6
19.5
Other
2.2
1.8
8.2
1 year or less
0.4
0.2
1.8
Between 1 and 5 years
1.5
1.3
5.5
More than 5 years
0.3
0.2
0.8
Other securities (14)
Trading account (14)
Investment accout (14)
1.0
2.1
7.4
State and local government
0.6
0.7
1.7

4d
0.5
5
37.4
6
8.3
6a
0.0
6b
8.3
7
8.6
8
0.4
9a
5.9
9b
2.3
10
15.1
11
2.2
11a
1.8
11b
0.4
12a
0.1
12b
0.2
12c
0.0
12d
2.0
12e
0.9
13
4.2
13a
4.0
13b
0.2
14
2.6
15
3.1
16
49.9

Other
0.5
1.5
5.7
Loans and leases in bank credit (2)
18.1
55.0
256.1
Commerical and industrial
5.1
24.2
54.1
Bankers accep and commercial paper
0.0
0.0
0.6
Other
5.0
24.2
53.5
Real estate
6.7
14.8
116.5
Revolving home equtiy
0.4
0.3
14.9
Other residential
3.6
10.0
65.3
Commercial
2.6
4.5
36.3
Consumer
4.3
10.8
50.3
Security (3)
0.1
0.3
2.7
Fed funds and RPs with broker/dealer
0.0
0.1
1.0
Other
0.1
0.2
1.7
State and local government
0.1
0.1
1.3
Agricultural
0.5
0.2
4.7
Fed funds and RPs with others
0.0
0.0
0.3
All other loans
1.2
3.9
12.5
Lease financing receivables
0.3
0.7
13.9
Interbank loans
1.5
10.0
20.2
Fed funds and RPs with banks
1.2
8.7
7.5
Other
0.3
1.3
12.8
Cash assets(4)
2.2
10.6
24.9
Other assets (12)
1.3
6.6
41.6
TOTAL ASSETS
30.8
95.9
371.6

2.9

1.0

152.3

31.4

63.9

8.3

0.2

0.0

63.7

8.3

47.5

15.3

4.6

1.2

18.9

10.2

24.0

3.8

23.4

5.2

3.4

0.4

0.9

0.1

2.5

0.3

1.2

0.2

0.4

0.1

0.5

0.0

7.8

1.0

4.1

0.9

6.9

1.9

6.2

1.8

0.7

0.1

14.3

3.1

20.7

3.2

223.4

48.8

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
December 4, 1996.
Federa
l Reserve Distict
_______________________________________

_______________________________

Chicago
Minneapolis

Kansas City

Dallas

17
23.1
18
7.3
19
15.8
20
1.3
21
14.5
22
18.3
23
15.0
24
3.3
26
4.4

Deposits
24.0
68.1
Transaction
6.5
20.6
Nontransaction
17.5
47.5
Large time
1.3
4.5
Other
16.2
43.0
Borrowings
3.5
13.6
From banks in the US
2.2
4.4
From others
1.4
9.3
Other liabilities (13)
1.0
6.4

27
45.8

TOTAL LIABILITIES
28.6

28
4.1

Residual (assets less liabilities (13)
2.2
7.8
40.3

88.2

259.6
96.8
162.9
24.5
138.4
43.7
22.5
21.2
28.0

MEMO
Reval. gains on off-bal. sheet items (8,14)

30

Reval. losses on off-bal. sheet items (8,14)

33

137.6

30.2

41.5

7.1

96.1

23.1

17.6

2.5

78.5

20.5

40.0

12.7

17.2

9.1

22.8

3.6

24.4

2.2

202.0

45.1

21.5

3.7

13.7

5.7

7.1

2.4

6.6

3.2

331.3

29

31 Mortgage-backed securities (9)
2.0
5.3
11.3
31a
Pass-through
1.8
4.0
9.4
31b
CMO, REMIC and other
0.2
1.4
2.0
32 Net unrealized ganis (losses)

St.Louis

San Francisco

22.7
12.7
10.1

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

H.8 (510)

Footnotes

Note: This release is available on the Federal Reserve Board's web site:
http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For
information call 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic);
other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and

Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday
values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic
banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects of mergers between these two groups.
The adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired in mergers
are removed from past data for the bank group that contained the acquired bank
and put into past data for the group
containing the acquiring bank. Balance sheet data for acquired banks are
obtained from call reports, and a ratio procedure
is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial
banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included
in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns
estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as
available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to
include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of
credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of
securities (lines 3a and 4a) are included
in line 15.