Data on the attached H.

8 release have been benchmarked through the March 1997 call
report.
Data on the previous release were benchmarked to the December 1996 call report.
Historical data may be accessed through the Board's web site:
http://www.bog.frb.fed.us/.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,861.1

3,894.4

3,665.6
3,743.1
3,902.0
3,907.2
3,918.1

A S S E T S

1
Bank credit
3,770.6
3,804.9
3,920.9
3,927.6

3,841.5

2
Securities in bank credit
990.1
1,005.5
1,021.1
1,015.1
1,032.6
1,006.4
1,007.7
3
U.S. government securities
706.9
707.3
704.5
708.6
721.8
720.0
721.7
4
Other securities
283.2
298.2
316.7
306.5
310.9
286.4
286.0
5
Loans and leases in bank credit
2,780.5
2,799.5
2,820.4
2,846.0
2,914.5
2,920.0
6
Commercial and industrial
783.3
785.5
793.8
798.2
817.5
818.7
7
Real estate
1,127.7
1,134.4
1,140.0
1,153.5
1,181.5
1,179.9
8
Revolving home equity
85.2
85.7
86.5
87.9
91.5
91.6
9
Other
1,042.5
1,048.8
1,053.5
1,065.6

1,014.2

992.2
980.7
1,008.6
1,013.1

721.7

711.6
707.3
725.4
725.2

292.5

280.6
273.4
283.2
287.9

(2)
2,861.8

2,673.4
2,762.4
2,887.7
2,898.6
2,905.0

805.4

811.2

1,161.9

1,101.7
1,121.5
1,172.2
1,179.9
1,181.4

89.0

90.2

1,072.9

1,021.8
1,037.3
1,082.0
1,088.5
1,089.9

736.3
775.0
812.8
815.6

79.9
91.3

84.2
91.5

1,090.0
10
521.0
521.5
11
78.7
94.6
12
269.7
299.5

1,088.3
Consumer
521.8
520.9
518.5
521.1
Security (3)
82.4
83.9
88.2
99.3
Other loans and leases
275.4
281.9
287.6
301.0

504.1
520.5
522.4
522.2

516.1

519.0

89.7

89.1

288.7

296.3

254.7
268.5
296.9
294.4

76.6
86.6

76.9
91.5

13 Interbank loans
204.9
198.9
204.7
190.9
192.6

220.0

216.0

218.6

207.6
212.0
198.7
193.1

14 Cash assets (4)
231.0
232.2
233.4
243.9
259.5

239.9

246.2

243.8

220.1
232.6
235.1
250.5

15 Other assets (5)
265.4
257.0
265.7
274.2
278.3

273.5

277.5

277.7

236.7
260.0
285.4
289.8

16 TOTAL ASSETS (6)
4,415.3
4,436.9
4,489.2
4,573.2
4,601.3

4,538.4

4,577.5

4,273.2
4,391.2
4,585.5
4,569.5
4,594.7

2,916.0

2,943.9

2,724.4
2,831.4
2,930.9
2,939.6
2,951.3

699.8

700.6

688.6

2,216.2

2,243.3

1,968.2
2,110.0
2,242.3
2,263.2
2,261.1

548.3

567.3

562.6

1,667.9

1,676.1

1,533.6
1,609.2
1,679.7
1,696.3
1,692.7

762.2

765.2

709.2
708.5
736.5
746.3

313.1

303.0

295.5
300.4
283.9
285.8

449.0

462.1

413.7
408.1
452.5
460.5

25 Net due to related foreign offices
231.3
222.3
217.7
209.1
211.7
236.5
219.3

233.7

257.4
238.1
246.0
239.8

L I A B I L I T I E S
17 Deposits
2,859.9
2,871.9
2,892.6
2,951.3
2,990.5
18
Transaction
719.5
715.1
705.1
686.9
719.1
19
Nontransaction
2,140.4
2,156.8
2,187.6
2,264.4
2,271.4
20
Large time
519.6
526.5
542.1
577.0
584.6
21
Other
1,620.8
1,630.3
1,645.5
1,687.4
1,686.8

22 Borrowings
705.5
724.2
735.3
747.9
727.2
727.4
23
From banks in the U.S.
304.7
300.9
305.4
313.6
262.2
255.1
24
From others
400.7
423.3
429.9
434.3
465.0
472.3

756.2
721.3
676.4
690.2

434.6
500.8
566.8
568.5

26 Other liabilities
259.8
269.4
287.0
262.7
255.4

278.5

271.3

263.4

27 TOTAL LIABILITIES
4,056.5
4,087.8
4,132.6
4,177.7
4,192.5

4,151.5

4,189.0

3,905.7
4,030.2
4,193.2
4,186.2
4,207.3

28 Residual (assets less liabilities) (7)
358.9
349.1
356.6
386.8
388.5
395.4
408.8

392.3

214.7
252.2
264.2
269.8

367.5
361.0
383.3
387.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,851.5

3,893.9

3,669.1
3,747.4
3,906.6
3,921.1
3,922.2

A S S E T S

1
Bank credit
3,769.8
3,803.6
3,927.2
3,919.2

3,834.4

2
Securities in bank credit
976.4
996.8
1,017.7
1,017.7
1,035.1
1,013.3
1,009.3
3
U.S. government securities
702.7
701.3
703.2
713.2
724.5
720.7
720.0
4
Other securities
273.6
295.6
314.6
304.6
310.6
292.5
289.3
5
Loans and leases in bank credit (2)
2,793.4
2,806.7
2,816.6
2,833.8
2,858.8

1,023.3

999.4
979.4
1,022.6
1,023.3

724.2

713.9
707.7
729.5
727.2

299.1

285.5
271.7
293.1
296.1

2,669.6
2,767.9
2,883.3
2,898.5
2,898.9

2,913.9
6
780.3
821.6
7
1,132.6
1,179.7
8
85.4
91.5
9
1,047.2
1,088.2
10
525.8
518.2
11
79.9
96.5
12
274.8
298.0

2,909.9
Commercial and industrial
783.2
793.4
800.8
821.0
Real estate
1,136.4
1,136.9
1,147.5
1,178.0
Revolving home equity
85.7
86.1
87.1
91.7
Other
1,050.8
1,050.8
1,060.5
1,086.3
Consumer
527.4
521.5
513.9
518.7
Security (3)
81.6
85.0
87.8
95.8
Other loans and leases
278.0
279.8
283.7
296.3

742.3
773.1
818.4
816.5

812.6

818.0

1,157.5

1,097.7
1,125.8
1,167.8
1,176.1
1,179.8

88.3

90.0

1,069.1

1,018.1
1,041.1
1,077.8
1,085.1
1,088.4

513.7

516.9

90.2

89.5

284.8

291.1

250.3
269.9
297.2
291.4

79.7
91.1

84.7
91.4

502.2
521.0
519.7
518.9
77.1
87.0

78.2
92.3

13 Interbank loans
214.2
208.7
209.1
189.5
179.5

216.4

214.3

214.1

203.2
216.3
202.3
193.3

14 Cash assets (4)
247.0
242.5
234.5
247.9
238.5

230.8

241.4

241.6

217.9
239.6
248.4
235.6

15 Other assets (5)
265.4
257.6
265.6
273.3
273.4

268.9

275.1

280.0

238.7
258.8
290.3
288.1

16 TOTAL ASSETS (6)
4,439.8
4,456.5
4,487.6
4,581.0
4,553.7

4,511.5

4,568.4

4,272.0
4,405.5
4,585.8
4,605.1
4,582.2

2,904.8

2,941.3

2,714.8
2,848.5
2,922.2
2,967.9
2,951.6

687.6

703.8

678.7

2,217.2

2,237.5

1,969.3
2,117.0
2,243.5
2,275.3
2,272.8

548.4

562.9

567.4

1,668.8

1,674.6

1,531.0
1,612.9
1,676.1
1,702.7
1,698.9

L I A B I L I T I E S
17 Deposits
2,892.1
2,875.8
2,877.6
2,953.6
2,937.5
18
Transaction
752.6
726.5
698.1
687.9
677.3
19
Nontransaction
2,139.5
2,149.2
2,179.5
2,265.7
2,260.2
20
Large time
518.3
525.2
541.6
577.8
581.6
21
Other
1,621.2
1,624.0
1,637.9
1,688.0
1,678.6
22

Borrowings

745.5
731.5
692.6
678.8

438.4
504.0
572.7
574.0

715.3

698.4

697.8
758.4
23
299.5
283.3
24
398.3
475.0

718.7
719.8
728.4
759.6
From banks in the U.S.
295.1
293.6
301.8
271.8
From others
423.5
426.3
426.5
487.8

763.1

774.9

311.9

311.1

299.3
294.2
294.2
284.5

451.2

463.8

416.0
404.1
453.3
454.8

25 Net due to related foreign offices
230.0
232.7
228.6
218.3
210.3
219.6
219.6

236.7

259.5
235.2
232.7
228.4

26 Other liabilities
255.7
266.6
289.0
263.3
256.7

276.7

271.6

267.1

217.2
256.0
268.1
274.1

27 TOTAL LIABILITIES
4,075.6
4,093.8
4,115.0
4,194.9
4,173.5

4,128.2

4,186.3

3,906.8
4,038.0
4,200.9
4,216.2
4,193.4

28 Residual (assets less liabilities) (7)
364.3
362.7
372.6
383.3
382.1
386.0
380.3
29
69.5
76.3
30
64.5
80.8

MEMO
Reval. gains on off-bal. sheet items (8)
88.8
101.9
90.5
90.2
73.6
Reval. losses on off-bal. sheet items (8)
85.1
98.6
87.0
88.1
78.3

384.9

747.4

365.3
367.5
388.8
388.8

-81.5
85.8

739.2

78.1
--

82.9

65.7
78.7
60.6
82.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1997

1997

Mar

Apr

May

--------

--------

--------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18
-------- --------------------- -------

A S S E T S

1
Bank credit
3,265.5
3,289.1
3,380.0
3,385.0
2
825.6
832.8
3
619.3
632.1
4
206.3
200.7

3,310.8

3,335.7

Securities in bank credit
835.3
844.1
842.1
832.5
U.S. government securities
625.5
619.1
624.9
630.5
Other securities
209.8
225.0
217.1
201.9

5
Loans and leases in bank credit
2,439.9
2,453.8
2,466.7
2,493.6
2,547.2
2,552.6
6
Commercial and industrial
570.3
571.1
576.7
582.1
595.8
597.9
7
Real estate
1,095.7
1,102.6
1,108.0
1,122.0
1,151.7
1,150.5
8
Revolving home equity
85.2
85.7
86.5
87.9
91.5
91.6
9
Other
1,010.5
1,016.9
1,021.5
1,034.1
1,060.2
1,058.9
10
Consumer
521.0
521.8
520.9
518.5
521.5
521.1
11
Security (3)
42.5
44.3
44.1
48.4
47.9
51.7
12
Other loans and leases
210.3
214.1
217.1
222.5
230.4
231.4

3,360.8

3,214.1
3,248.8
3,362.0
3,367.8
3,373.1

854.6

838.6

845.5
822.7
829.7
832.6

633.9

631.8

635.7
620.2
631.1
631.9

220.7

206.8

209.8
202.5
198.5
200.7

(2)
2,506.2

2,368.6
2,426.2
2,523.4
2,538.1
2,540.5

588.7

591.4

1,130.5

1,068.1
1,089.1
1,141.6
1,149.8
1,151.4

89.0

90.2

1,041.5

1,051.4

988.2
1,004.8
1,058.5
1,059.9

516.1

519.0

504.1
520.5
522.4
522.2

46.5

45.6

224.2

225.7

199.4
208.1
226.8
226.4

548.2
566.6
593.6
595.0

79.9
91.3

48.8
45.5

84.2
91.5

41.9
45.5

13 Interbank loans
183.2
176.2
183.8
170.9
173.3

197.3

197.0

198.0

184.5
191.8
179.6
173.0

14 Cash assets (4)
199.8
201.1
200.5
207.7
222.7

207.6

213.5

209.8

192.6
201.8
201.0
216.2

15 Other assets (5)
228.3
218.2
223.9
237.9
241.0

231.7

237.6

238.1

191.6
223.6
242.1
246.4

3,916.3

3,952.6

3,726.1
3,809.7
3,951.7
3,933.9
3,952.2

16 TOTAL ASSETS (6)
3,820.7
3,828.7
3,863.2

3,940.0

3,965.5
L I A B I L I T I E S

17 Deposits
2,640.4
2,646.2
2,654.7
2,694.0
2,729.8
18
Transaction
709.3
704.8
695.4
675.3
708.2
19
Nontransaction
1,931.1
1,941.4
1,959.3
2,018.7
2,021.6
20
Large time
313.1
313.3
317.8
333.7
337.2
21
Other
1,618.1
1,628.1
1,641.5
1,685.0
1,684.4

2,673.4

2,686.2

2,549.4
2,627.5
2,678.9
2,691.0
2,699.5

689.3

689.8

677.3

1,984.0

1,996.4

1,804.1
1,916.3
2,001.6
2,025.4
2,020.1

319.7

322.8

324.3

1,664.4

1,673.6

1,531.3
1,606.8
1,677.3
1,694.0
1,690.3

622.2

621.4

578.0
583.0
600.8
607.8

279.7

269.1

260.6
267.1
254.4
257.3

342.5

352.3

317.5
315.8
346.4
350.4

22 Borrowings
583.9
593.9
592.0
607.8
588.2
583.3
23
From banks in the U.S.
271.8
272.6
271.0
278.2
230.0
220.4
24
From others
312.1
321.3
321.0
329.5
358.2
362.9
25
69.1
86.7

Net due to related foreign offices
72.0
78.2
68.0
77.1
80.5

85.0

745.4
711.2
665.6
679.4

272.7
309.5
331.5
329.9

88.5
79.6

71.0
79.5

26 Other liabilities
176.5
178.6
186.4
173.0
170.9

183.7

178.4

173.2

27 TOTAL LIABILITIES
3,469.9
3,490.7
3,511.3
3,541.9
3,564.6

3,532.9

3,563.9

3,360.4
3,453.2
3,558.6
3,542.6
3,562.2

28 Residual (assets less liabilities) (7)
350.8
338.0
351.9
383.5
388.6
398.2
400.8

393.1

144.5
171.8
171.3
175.5

365.7
356.4
391.3
390.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)

Not seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,326.3

3,360.2

3,216.4
3,253.5
3,364.1
3,376.3
3,377.2

856.6

842.8

849.8
821.7
838.0
841.0

637.1

633.7

637.7
620.7
634.4
634.6

219.4

209.1

212.1
201.0
203.6
206.4

(2)
2,503.6

2,366.6
2,431.8
2,521.3
2,538.3
2,536.2

595.3

598.0

1,126.5

1,064.4
1,092.9
1,137.5
1,146.3
1,149.9

88.3

90.0

1,038.2

1,047.5

984.7
1,008.2
1,055.2
1,058.6

513.7

516.9

502.2
521.0
519.7
518.9

47.0

46.0

221.0

222.9

A S S E T S

1
Bank credit
3,268.6
3,290.5
3,386.4
3,378.2
2
818.1
839.2
3
617.6
633.3
4
200.5
206.0

3,303.1

Securities in bank credit
830.5
839.7
844.1
835.1
U.S. government securities
618.5
616.0
626.6
631.0
Other securities
212.0
223.7
217.5
204.1

5
Loans and leases in bank credit
2,450.5
2,459.9
2,463.3
2,482.2
2,547.2
2,543.1
6
Commercial and industrial
566.9
568.9
576.4
585.1
599.2
599.2
7
Real estate
1,100.4
1,104.6
1,104.9
1,116.0
1,149.9
1,148.8
8
Revolving home equity
85.4
85.7
86.1
87.1
91.5
91.7
9
Other
1,015.1
1,018.9
1,018.8
1,028.9
1,058.4
1,057.0
10
Consumer
525.8
527.4
521.5
513.9
518.2
518.7
11
Security (3)
43.8
43.5
45.2
48.1
49.8
48.2
12
Other loans and leases
213.6
215.5
215.4
219.1
230.0
228.1
13

Interbank loans

554.1
564.9
598.5
596.5

79.7
91.1

49.4
45.9

84.7
91.4

43.2
46.3

196.6
209.8
227.9
224.6
180.2

196.1

192.5
169.5

186.1
160.2

188.2

193.7

195.4

193.5

183.2

173.3

14 Cash assets (4)
214.8
211.1
202.4
211.0
201.2

199.0

209.6

207.6

190.4
208.5
213.6
200.6

15 Other assets (5)
227.6
219.6
223.0
237.2
237.2

227.7

236.7

239.4

192.6
222.1
245.8
243.6

16 TOTAL ASSETS (6)
3,847.1
3,851.5
3,860.9
3,947.4
3,920.1

3,890.9

3,945.7

3,722.8
3,823.8
3,948.2
3,962.2
3,937.9

2,662.3

2,690.0

2,539.5
2,642.0
2,669.7
2,716.4
2,697.2

677.3

693.4

668.0

1,985.0

1,996.6

1,804.3
1,920.7
2,001.8
2,034.4
2,028.8

319.7

324.3

328.1

1,665.2

1,672.2

1,528.6
1,610.5
1,673.7
1,700.3
1,696.5

620.7

631.4

583.8
576.3
609.0
597.6

278.3

277.6

264.8
260.9
262.9
254.8

342.4

353.8

319.0
315.4
346.2
342.9

L I A B I L I T I E S
17 Deposits
2,669.9
2,649.9
2,642.8
2,695.7
2,676.4
18
Transaction
741.7
716.2
688.2
676.6
666.3
19
Nontransaction
1,928.2
1,933.8
1,954.7
2,019.1
2,010.1
20
Large time
309.7
311.9
320.7
333.5
333.9
21
Other
1,618.5
1,621.8
1,634.0
1,685.6
1,676.2

22 Borrowings
577.4
591.5
583.1
594.2
612.9
612.3
23
From banks in the U.S.
265.8
265.8
261.5
268.1
248.9
237.8
24
From others
311.5
325.6
321.6
326.0
363.9
374.4
25
66.2
81.8

Net due to related foreign offices
73.6
79.9
72.5
78.8
81.8

92.2

735.2
721.3
682.0
668.4

275.7
310.2
334.1
332.3

93.9
79.7

68.4
80.6

26 Other liabilities
173.8
176.7
185.8
173.9
172.0

182.1

178.9

174.2

27 TOTAL LIABILITIES
3,487.2
3,491.8
3,491.7
3,564.2
3,542.5

3,511.0

3,568.4

3,362.1
3,461.7
3,567.5
3,577.5
3,552.2

28 Residual (assets less liabilities) (7)
359.9
359.7
369.2
379.8
377.3
383.2
377.6

380.7

144.9
174.9
172.4
176.7

360.7
362.2
384.7
385.7

MEMO
29 Reval. gains on off-bal. sheet items (8)
36.0
47.5
55.9
49.0
49.5
39.0
37.0
30 Reval. losses on off-bal. sheet items (8)
31.8
44.0
50.9
43.2
44.6
40.5
38.8
31 Mortgage-backed securities (9)
241.2
243.8
243.2
245.3
248.4
246.7
247.2

-42.0
43.4

38.5
--

40.2

33.1
40.0
28.9
41.2

--

238.2
249.3
247.2

248.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,913.0

1,929.9

1,867.6
1,858.0
1,921.9
1,922.4
1,927.4

440.3

423.9

439.9
417.0
415.8
419.1

302.9

300.1

310.3
294.4
299.2
300.8

20.2

19.4

282.7

280.7

A S S E T S

1
Bank credit
1,867.7
1,882.4
1,931.4
1,937.8
2
419.9
418.9
3
293.2
300.7
3a
19.5
21.1
3b
273.7
279.6

1,901.3

Securities in bank credit
425.9
436.3
430.4
420.5
U.S. government securities
296.4
291.1
294.6
300.9
Trading account
17.3
16.2
17.8
22.3
Investment account
279.2
274.9
276.8
278.6

21.1
20.4

21.6
22.9

289.2
272.8
278.8
277.8

4
126.7
118.2
4a
60.7
51.3
4b
66.0
66.9
4c
20.4
21.6
4d
45.7
45.3

Other securities
129.4
145.2
135.9
137.5
119.6
Trading account
64.6
79.9
69.8
72.1
52.1
Investment account
64.9
65.3
66.1
65.4
67.6
State and local government
20.5
21.1
20.8
20.7
21.7
Other
44.3
44.1
45.3
44.7
45.9

5
Loans and leases in bank credit (2)
1,447.8
1,456.6
1,465.1
1,482.5
1,489.6
1,512.5
1,517.3
6
Commercial and industrial
391.9
392.2
396.1
400.1
405.6
410.0
411.4
6a
Bankers acceptances
2.0
1.9
1.6
1.7
1.6
1.6
1.6
6b
Other
389.9
390.3
394.5
398.4
404.0
408.5
409.7
7
Real estate
581.2
581.9
582.6
588.4
591.4
602.4
601.1
8
Revolving home equity
57.5
57.6
58.1
58.8
59.4
61.3
61.5
9
Other
523.7
524.3
524.5
529.5
532.0
541.1
539.7
10
Consumer
290.9
293.7
295.5
294.2
292.8
294.4
294.4
11
Security (3)
37.7
39.5
39.1
43.2
41.6
43.0
46.7
11a
Fed funds and RPs with broker/dealer
21.8
23.6
23.8
26.8
23.5
26.5
29.5
11b
Other
15.9
15.9
15.3
16.4
18.1
16.5
17.2
12a
State and local government
11.6
11.4
11.3
11.3
11.0
11.0
11.0
12b
Agricultural
8.2
8.2
8.2
8.2
8.2
8.1
8.1
12c
Fed funds and RPs with others
5.1
5.6
4.8
5.7
6.7
5.0
6.7

123.8

129.6
122.6
116.6
118.4

58.3

59.4
50.2

57.8
52.1

65.5

70.2
66.4

64.8
66.3

21.0

21.0
21.5

20.2
21.5

44.5

49.2
44.9

44.6
44.8

1,427.8
1,441.0
1,498.0
1,506.7
1,508.3
406.7
1.5

377.9
390.2
408.9
410.5
1.5
1.5

1.8
1.5

405.2

376.4
388.3
407.4
409.0

597.8

581.0
578.6
603.0
603.7

60.3

55.8
61.4

56.9
61.6

537.5

525.2
521.7
541.6
542.1

294.1

286.9
290.7
295.2
295.0

40.7

44.0
40.4

37.0
40.5

23.1

28.5
24.7

21.4
22.9

17.6

15.4
15.8

15.6
17.5

10.9

11.5
11.0

11.4
11.0

8.3

8.6
8.4

8.3
8.4

5.2

5.4
4.4

5.5
4.3

12d
61.0
67.2
12e
60.3
71.3

All other loans
60.9
62.4
64.6
66.1
Lease financing receivables
63.2
65.2
66.9
71.7

13 Interbank loans
130.2
123.6
128.1
137.4
117.3
118.4
13a
Fed funds and RPs with banks
80.5
75.8
78.3
86.2
66.3
64.4
13b
Other
49.7
47.8
49.8
51.1
50.9
54.0

63.7

64.4

63.0
64.4

60.6
63.8

68.5

69.9

49.4
70.8

58.8
71.1

142.5

143.4

90.5

87.3

88.9
71.8

87.5
65.1

52.0

56.1

46.8
52.1

52.9
53.8

135.7
140.5
123.9
118.9

14 Cash assets (4)
134.4
134.1
130.9
135.0
144.5

136.0

140.5

138.3

130.7
136.2
130.3
141.4

15 Other assets (5)
173.7
164.9
168.4
172.3
173.3

169.4

174.4

176.1

145.7
170.4
179.1
178.0

16 TOTAL ASSETS (6)
2,269.5
2,269.0
2,292.8
2,320.0
2,338.0

2,319.8

2,351.2

2,242.5
2,268.6
2,343.8
2,319.6
2,329.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,426.4

1,370.6
1,409.0
1,416.4
1,424.3
1,427.0

L I A B I L I T I E S
17 Deposits
1,416.7
1,408.9

1,406.8

1,414.6

1,421.5
1,444.0
18
Transaction
397.3
393.9
384.1
365.4
388.0
19
Nontransaction
1,019.5
1,015.1
1,022.7
1,056.1
1,056.0
20
Large time
158.1
156.4
159.3
171.4
174.3
21
Other
861.3
858.7
863.4
884.7
881.7

377.5

377.1

367.0

428.8
398.3
359.6
368.6

1,037.1

1,049.3

1,049.4

941.8
1,010.8
1,064.8
1,058.4

160.1

164.2

164.3

132.9
156.4
169.8
167.9

877.0

885.1

885.2

808.9
854.4
895.0
890.6

457.9

458.1

441.4
423.0
436.6
440.2

195.3

184.2

184.2
182.0
172.3
172.4

262.6

273.9

257.3
241.0
264.3
267.7

22 Borrowings
422.7
432.5
431.9
445.4
425.9
420.6
23
From banks in the U.S.
188.8
188.1
187.4
194.0
153.6
142.9
24
From others
233.9
244.4
244.5
251.4
272.3
277.7
25
66.3
83.5

Net due to related foreign offices
68.0
74.2
64.1
72.7
77.3

80.9

83.8
75.9

68.8
75.4

26 Other liabilities
150.9
153.8
160.8
144.8
144.1

156.7

151.7

145.8

27 TOTAL LIABILITIES
2,056.7
2,063.2
2,073.8
2,075.8
2,086.0

2,080.9

2,108.7

2,014.5
2,047.1
2,101.2
2,080.1
2,090.2

28 Residual (assets less liabilities) (7)
212.8
205.8
219.0
238.9
242.5
244.2
252.1

242.6

118.7
146.1
143.2
147.6

228.0
221.5
239.5
239.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 3, 1997

1997

1997

Account
1997

1996
1997

1997

1996
1996
Week ending

Jun 4

May
Nov
Dec
Jun 11
Jun 18

Jan
Jun 25

Feb

Mar

Apr

May

--------------

--------------

--------

--------

--------

-------- ---------------------------

1,908.1

1,928.9

1,870.0
1,861.1
1,924.1
1,931.6
1,930.0

A S S E T S

1
Bank credit
1,868.0
1,885.7
1,937.9
1,929.3
2
412.8
423.4
3
291.9
299.8
3a
18.2
20.5
3b
273.7
279.4
3c
173.6
179.7
3d
100.1
99.7
3e
26.4
26.9
3f
59.8
53.0
3g
13.8
19.8
4
120.9
123.6
4a
54.2
56.9
4b
66.7
66.7
4c
20.5
21.7
4d
46.2
44.9

1,899.0

Securities in bank credit
422.6
433.5
431.1
438.9
420.4
U.S. government securities
290.7
289.4
295.1
302.9
298.4
Trading account
16.4
16.4
18.9
20.3
19.3
Investment account
274.4
273.0
276.2
282.6
279.1
Mortgage-backed
176.5
177.3
178.9
180.3
180.1
Other
97.8
95.7
97.3
102.3
99.0
1 year or less
26.7
25.5
25.8
28.2
27.8
Between 1 and 5 years
56.9
54.8
54.8
55.9
52.4
More than 5 years
14.2
15.4
16.7
18.2
18.8
Other securities
131.9
144.1
136.0
136.0
122.0
Trading account
66.5
78.8
70.2
70.9
55.1
Investment account
65.4
65.4
65.7
65.0
66.9
State and local government
20.6
21.1
20.8
20.9
21.9
Other
44.8
44.2
44.9
44.2
45.0

426.2

442.2
417.6
423.3
425.2

300.4

310.6
296.5
301.7
301.2

19.6
280.8

21.3
21.1

22.8
22.5

289.3
273.7
280.6
278.7
--

168.9
180.3
180.6

180.2
100.6

--

104.8
100.3
98.1

-26.7
55.2
18.7
125.8

26.0

29.3
26.0

--

60.0
53.4

--

15.5
18.7

54.9
19.4

131.6
121.1
121.6
124.0

60.5

61.7
55.3

55.4
57.9

65.3

69.9
66.3

65.7
66.1

21.1

21.1
21.5

20.3
21.5

44.2

48.9
44.7

45.4
44.5

5
Loans and leases in bank credit (2)
1,455.2
1,463.1
1,465.5
1,477.0
1,490.1
1,514.5
1,508.9
6
Commercial and industrial
389.0
390.0
396.1
402.5
410.9
412.2
411.6
6a
Bankers acceptances
2.1
1.8
1.6
1.6
1.5
1.5
1.5
6b
Other
386.9
388.1
394.5
400.9
409.4
410.7
410.1
7
Real estate
583.9
584.3
582.0
585.4
590.1
601.1
599.0
8
Revolving home equity
57.6
57.7
57.9
58.3
59.0
61.4
61.6
9a
Other residential
327.8
326.0
323.3
325.4
332.9
338.2
335.5
9b
Commercial
198.5
200.6
200.8
201.8
198.1
201.5
201.9
10
Consumer
294.8
298.4
295.4
291.4
290.7
293.6
293.7
11
Security (3)
38.7
38.6
40.1
42.9
42.1
45.1
43.7
11a
Fed funds and RPs with broker/dealer
21.9
22.7
24.0
26.5
24.5
27.8
26.0
11b
Other
16.8
15.9
16.1
16.4
17.6
17.3
17.7
12a
State and local government
11.6
11.2
11.2
11.2
11.0
11.0
11.0
12b
Agricultural
8.1
8.1
7.9
8.0
8.1
8.2
8.3
12c
Fed funds and RPs with others
4.5
5.7
5.6
5.6
6.4
5.3
6.8
12d
All other loans
64.2
62.6
61.4
62.7
62.4
66.8
63.4
12e
Lease financing receivables
60.4
64.2
65.9
67.2
68.4
71.2
71.5
13 Interbank loans
136.5
132.2
130.4
133.8
119.7
114.0
13a
Fed funds and RPs with banks
84.0
80.8
80.4
84.2

1,427.8
1,443.5
1,497.9
1,508.3
1,504.9
411.9
1.5

382.4
389.2
412.4
410.6
1.5
1.5

2.0
1.5

410.4

380.9
387.1
410.9
409.1

595.2

578.7
580.2
600.6
602.7

60.2
335.2

55.7
61.2

57.2
61.4

--

327.9
338.8
340.8

199.8

--

195.0
200.6
200.5

292.5

285.5
290.4
294.0
293.7

41.3

44.7
40.8

38.2
41.2

23.9

29.4
25.2

22.3
24.3

17.4

15.3
15.6

15.9
16.9

10.9

11.5
11.1

11.5
11.0

8.3

8.6
8.4

8.2
8.5

5.3

5.4
4.9

4.6
4.3

62.8

61.5
65.5

62.5
62.0

69.8

49.3
70.7

58.8
71.0

140.5

142.4

90.6

88.2

134.9
139.9
126.5
116.8
89.6
74.8

87.5
64.6

69.5
13b
52.4
50.2

61.7
Other
51.4
52.2

50.0

45.4
51.7

52.4
52.1

49.6

49.9

54.2

14 Cash assets (4)
145.7
141.9
133.6
139.2
129.5

129.6

138.0

136.4

128.8
140.3
139.0
129.8

15 Other assets (5)
172.3
165.2
166.1
174.3
173.8

166.4

174.5

177.9

147.0
168.3
181.2
179.3

16 TOTAL ASSETS (6)
2,285.9
2,289.2
2,293.3
2,335.0
2,310.5

2,302.0

2,345.9

2,243.5
2,273.1
2,344.8
2,342.1
2,319.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,408.5

1,428.0

1,363.5
1,415.9
1,409.8
1,438.7
1,423.2

369.8

380.5

360.9

422.1
404.8
368.7
358.2

1,038.7

1,047.5

1,048.9

941.4
1,011.1
1,070.0
1,065.0

159.3

164.7

167.2

135.2
156.7
172.1
170.1

879.4

882.8

881.6

806.2
854.4
897.8
894.9

L I A B I L I T I E S
17 Deposits
1,432.8
1,415.2
1,404.8
1,426.2
1,407.2
18
Transaction
418.5
401.5
380.8
368.6
358.5
19
Nontransaction
1,014.3
1,013.7
1,024.0
1,057.6
1,048.7
20
Large time
155.7
156.3
161.5
171.6
172.1
21
Other
858.6
857.3
862.5

886.0

876.6

22 Borrowings
416.6
428.4
424.3
437.3
445.4
441.1
23
From banks in the U.S.
183.4
181.6
179.7
187.6
167.2
154.2
24
From others
233.2
246.8
244.6
249.6
278.1
286.9
25
63.4
78.6

458.9

464.1

444.6
417.8
443.7
432.4

194.7

190.2

187.4
177.6
179.5
171.5

264.2

273.9

257.2
240.2
264.2
260.8

Net due to related foreign offices
69.7
76.0
68.6
74.4
78.6

88.1

89.2
76.1

66.2
76.6

26 Other liabilities
148.7
151.6
159.8
146.5
145.4

154.7

151.9

147.0

27 TOTAL LIABILITIES
2,061.6
2,064.8
2,064.9
2,096.6
2,072.3

2,069.0

2,113.2

2,016.8
2,049.3
2,109.0
2,103.5
2,081.3

28 Residual (assets less liabilities) (7)
224.4
224.4
228.4
233.0
232.7
238.4
238.2
29
36.0
39.0
30
31.8
40.5
31
194.8
196.7
31a
133.0
138.2
31b
61.8
58.5
32
2.8
2.6
33
31.7
32.9

MEMO
Reval. gains on off-bal. sheet items (8)
47.5
55.9
49.0
49.5
37.0
Reval. losses on off-bal. sheet items (8)
44.0
50.9
43.2
44.6
38.8
Mortgage-backed securities (9)
196.7
196.4
197.3
199.8
197.0
Pass-through
135.2
135.5
136.8
139.2
138.8
CMO, REMIC, and other
61.5
60.9
60.5
60.6
58.2
Net unrealized gains (losses) on
2.7
2.7
2.7
1.8
2.6
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
30.9
32.1
32.9
33.3
32.9

235.7

42.0

226.6
223.8
238.7
238.4

--

33.1
40.0

--

28.9
41.2

38.5

43.4
199.4

40.2
--

192.4
199.6
197.4

--

130.9
140.5
138.3

139.7
59.7
2.1

33.6

------------------------------------------------Footnotes appear on page 13.

119.5
149.4
145.0
149.1

--

61.4
59.2

--

2.4
2.5

59.1
2.4

27.9
34.2

31.3
34.1

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,422.7

1,430.8

1,346.5
1,390.8
1,440.1
1,445.3
1,445.7

414.2

414.7

405.6
405.7
413.9
413.5

331.1

331.7

325.4
325.9
331.9
331.1

83.2

83.0

A S S E T S

1
Bank credit
1,397.8
1,406.6
1,448.6
1,447.3
2
405.7
413.9
3
326.1
331.4
4
79.6
82.5

1,409.5

Securities in bank credit
409.4
407.8
411.6
412.0
U.S. government securities
329.0
328.0
330.4
329.6
Other securities
80.4
79.9
81.3
82.3

5
Loans and leases in bank credit (2)
992.1
997.3
1,001.7
1,011.1
1,016.6
1,034.7
1,035.3
6
Commercial and industrial
178.4
178.9
180.6
182.1
183.2
185.7
186.6
7
Real estate
514.5
520.7
525.4
533.6
539.1
549.3
549.4
8
Revolving home equity
27.7
28.0
28.4
29.0
29.6
30.2
30.1
9
Other
486.8
492.7
497.0
504.6
509.5
519.1
519.2
10
Consumer
230.1
228.1
225.4
224.3
223.4
227.1
226.7
11
Security (3)
4.9
4.8
5.0
5.2
4.9

80.2
82.0

79.8
82.4

1,025.4

940.8
985.1
1,031.4
1,032.1

184.7

170.2
176.5
184.7
184.5

543.8

487.1
510.5
546.8
547.7

29.9

24.1
29.9

27.3
29.9

513.9

463.0
483.2
516.8
517.8

224.9

217.1
229.8
227.2
227.1

5.0

4.9
5.0

4.8
5.0

4.9
12
64.2
67.7

4.9
Other loans and leases
64.8
65.3
65.9
67.8

66.0

67.0

61.5
67.8

63.6
67.8

13
53.1
53.6

Interbank loans
52.6
55.7
54.9

59.9

54.5

54.5

48.9
55.7

51.4
54.1

14
65.4
72.7

Cash assets (4)
67.0
69.6
78.2

71.6

72.9

71.4

61.8
70.7

65.6
74.8

15
54.7
65.6

Other assets (5)
53.4
55.5
67.6

62.3

63.2

62.1

46.0
63.0

53.2
68.4

1,596.5

1,601.4

1,483.7
1,541.1
1,607.8
1,614.3
1,622.6

1,258.8

1,259.8

1,178.8
1,218.5
1,262.5
1,266.7
1,272.5

311.9

312.7

310.4

316.6
312.9
306.0
310.8

946.9

947.1

952.1

862.2
905.6
960.6
961.7

159.5

158.6

160.0

139.8
153.1
161.7
162.0

787.4

788.5

792.1

722.4
752.5
799.0
799.7

164.3

163.3

136.6
159.9
164.2
167.6

84.4

84.9

76.4
82.1

85.1
84.9

79.9

78.4

60.2
82.1

74.8
82.7

4.7
3.6

2.2
4.0

25.8
28.1

25.6
27.9

16 TOTAL ASSETS (6)
1,551.1
1,559.7
1,570.4
1,620.0
1,627.4

L I A B I L I T I E S
17 Deposits
1,223.7
1,237.3
1,247.8
1,272.5
1,285.8
18
Transaction
312.0
310.9
311.2
309.9
320.3
19
Nontransaction
911.7
926.4
936.6
962.6
965.6
20
Large time
154.9
156.9
158.5
162.3
162.9
21
Other
756.7
769.4
778.1
800.3
802.7

22 Borrowings
161.2
161.4
160.1
162.4
162.2
162.7
23
From banks in the U.S.
83.0
84.5
83.6
84.2
76.3
77.6
24
From others
78.2
76.9
76.5
78.1
85.9
85.2
25
2.7
3.2

Net due to related foreign offices
4.0
4.0
3.9
4.4
3.2

4.1

26
25.6
28.1

Other liabilities
24.9
25.6
26.9

27.4

27

TOTAL LIABILITIES

26.9

26.8

1,345.9

1,406.2

1,413.2
1,466.1

1,427.6
1,478.7

1,437.5

1,452.0

1,455.2

1,457.4

28 Residual (assets less liabilities) (7)
137.9
132.2
132.9
144.5
146.2
154.0
148.8

150.5

1,462.5

1,472.1

137.7
134.9
151.8
150.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,418.2

1,431.2

1,346.5
1,392.4
1,439.9
1,444.8
1,447.1

417.7

416.5

407.6
404.0
414.7
415.8

334.2

333.2

327.1
324.2
332.8
333.4

83.5

83.3

A S S E T S

1
Bank credit
1,400.6
1,404.8
1,448.5
1,448.9
2
405.3
415.8
3
325.7
333.4
4
79.6
82.4

1,404.0

Securities in bank credit
407.9
406.2
413.0
414.7
U.S. government securities
327.8
326.6
331.5
332.6
Other securities
80.2
79.6
81.5
82.1

5
Loans and leases in bank credit (2)
995.3
996.8
997.8
1,005.2
1,013.5
1,032.6
1,034.2
6
Commercial and industrial
177.9
178.9
180.3
182.6
184.4
187.0
187.6
7
Real estate

80.5
82.0

79.9
82.4

1,023.4

938.9
988.3
1,030.0
1,031.3

186.1

171.7
175.8
186.2
185.8
485.7

512.7

516.5
548.8
8
27.8
30.1
9
488.7
518.7
10
231.0
224.7
11
5.1
4.7
12
64.8
67.5

520.3
522.8
530.6
549.8
Revolving home equity
27.9
28.2
28.8
30.2
Other
492.4
494.6
501.8
519.6
Consumer
229.0
226.2
222.5
225.1
Security (3)
4.9
5.1
5.2
4.5
Other loans and leases
63.6
63.4
64.4
67.2

536.4

542.3

545.6

29.3

29.8

507.1

512.5

461.7
485.3
515.7
517.3

223.0

224.5

216.6
230.5
225.7
225.2

5.0

4.8

64.8

24.0
29.9

547.3
27.4
30.0

4.7
5.1

5.1
5.1

65.8

60.2
67.4

64.3
67.9

13
56.1
49.8

Interbank loans
53.9
57.8
46.3

59.9

54.9

51.1

45.2
56.7

56.2
56.5

14
69.1
71.8

Cash assets (4)
69.2
68.9
71.7

69.4

71.6

71.2

61.6
74.5

68.3
70.8

15
55.3
62.9

Other assets (5)
54.4
56.9
63.3

61.3

62.2

61.6

45.6
64.6

53.7
64.2

1,588.9

1,599.8

1,479.4
1,550.7
1,603.4
1,620.1
1,618.2

1,253.8

1,262.0

1,176.0
1,226.1
1,260.0
1,277.7
1,274.0

307.6

312.9

307.1

313.0
316.6
313.3
310.2

946.3

949.0

952.9

863.0
909.6
964.4
963.8

160.4

159.6

160.8

140.5
153.5
162.0
162.2

785.8

789.4

792.1

722.4
756.1
802.4
801.6

161.8

167.3

139.2
158.5
165.4
165.2

83.5

87.4

16 TOTAL ASSETS (6)
1,561.2
1,562.3
1,567.6
1,612.4
1,609.6

L I A B I L I T I E S
17 Deposits
1,237.1
1,234.8
1,238.0
1,269.5
1,269.2
18
Transaction
323.2
314.7
307.4
308.1
307.8
19
Nontransaction
913.9
920.1
930.6
961.5
961.4
20
Large time
154.0
155.6
159.2
161.9
161.8
21
Other
759.9
764.5
771.4
799.6
799.6

22 Borrowings
160.7
163.1
158.8
156.9
167.5
171.2
23
From banks in the U.S.
82.4
84.3
81.8
80.5
81.7
83.6

77.4
83.4

83.4
83.2

24
78.3
85.8

From others
78.8
77.1
87.6

76.4

78.3

79.9

25
2.7
3.2

Net due to related foreign offices
4.0
4.0
3.9
4.4
3.2

4.1

26
25.1
27.4

Other liabilities
25.1
26.0
26.5

27 TOTAL LIABILITIES
1,425.7
1,427.0
1,426.8
1,467.6
1,470.2

75.1
82.0

4.7
3.6

2.2
4.0

25.4
27.4

25.5
27.6

27.3

27.0

27.2

1,442.0

1,455.2

1,345.3
1,412.3
1,458.5
1,474.1
1,470.9

28 Residual (assets less liabilities) (7)
135.5
135.3
140.8
146.9
144.6
144.8
139.4
29
46.4
50.1

61.8
82.0

MEMO
Mortgage-backed securities (9)
47.1
46.8
48.0
50.2

48.5

145.0

49.0

134.0
138.4
146.0
147.3

--

49.8

45.8
49.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

525.4

533.7

539.9

A S S E T S

1
Bank credit
505.0
515.9
540.9
542.6

530.7

451.5
494.3
539.4
545.1

2
164.5
173.5
3
87.6
87.8
4
76.9
85.7

Securities in bank credit
170.2
177.0
173.0
175.2
U.S. government securities
81.8
85.4
83.6
91.1
Other securities
88.4
91.6
89.4
84.1

5
340.6
367.4
6
213.0
221.8
7
32.0
29.8
11
36.2
46.6
12
59.3
69.2

Loans and leases in bank credit
345.7
353.6
352.4
367.4
Commercial and industrial
214.4
217.1
216.1
220.8
Real estate
31.8
32.0
31.5
29.4
Security (3)
38.1
39.8
39.7
47.6
Other loans and leases
61.3
64.7
65.1
69.6

146.7
158.0
179.0
180.5

178.1

175.6

87.8

89.9

75.9
94.3

87.0
93.3

90.2

85.7

70.8
84.7

71.0
87.2

(2)
355.6

364.3

304.8
336.2
360.5
364.6

216.6

219.7

188.2
208.4
219.2
220.6

31.4

30.6

33.6
30.1

32.4
30.0

43.2

43.5

27.8
41.2

35.0
46.0

64.5

70.5

55.3
70.1

60.4
68.0

13
21.7
20.0

Interbank loans
22.7
20.9
19.3

22.7

18.9

20.6

23.0
19.0

20.2
20.0

14
31.1
36.2

Cash assets (4)
31.1
32.9
36.8

32.4

32.7

34.0

27.5
34.1

30.9
34.3

15
37.0
36.3

Other assets (5)
38.8
41.8
37.4

41.8

39.9

39.6

45.1
43.3

36.5
43.3

622.0

625.0

633.9

547.0
581.5
635.6
642.5

242.7

257.7

252.0

174.9
203.9
248.6
251.8

10.4

10.8

11.2

232.2

246.9

240.8

164.1
193.7
237.8
241.0

228.7

244.5

238.4

161.8
191.3
235.4
238.6

3.6

2.5

2.4

16 TOTAL ASSETS (6)
594.7
608.2
626.0
633.1
635.8

L I A B I L I T I E S
17 Deposits
219.5
225.7
238.0
257.3
260.6
18
Transaction
10.2
10.3
9.7
11.6
10.8
19
Nontransaction
209.3
215.4
228.2
245.7
249.8
20
Large time
206.5
213.2
224.3
243.3
247.4
21
Other
2.8
2.2
4.0

10.8
10.8

2.3
2.4

10.2
10.8

2.4
2.4

2.4

2.4

22 Borrowings
121.6
130.3
143.3
140.1
139.1
144.1
23
From banks in the U.S.
33.0
28.3
34.4
35.3
32.3
34.7
24
From others
88.6
102.1
108.9
104.8
106.8
109.4

143.7

33.5

33.9

34.9
29.6

33.2
28.4

106.5

109.8

96.3
106.2

92.3
110.1

25 Net due to related foreign offices
162.2
150.3
139.4
141.1
134.6
149.8
138.7

148.7

26
83.3
89.7

Other liabilities
90.8
100.6
84.4

94.8

92.9

90.2

618.6

625.1

634.6

27 TOTAL LIABILITIES
586.5
597.1
621.3
635.9
627.9
28
8.1
-2.7

131.1
125.5
135.7
138.5

139.9

Residual (assets less liabilities) (7)
11.1
4.7
3.4
-0.1
7.9

169.0
167.1
166.4
160.4
70.2
92.9

545.3
577.0
643.6
645.0
1.8
-8.0

-0.8

80.4
94.4

4.5
-2.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 3, 1997
Account
1997

1997

1997

Jan
Jun 25

Feb

--------------

--------------

1997

1997

Mar

Apr

May

--------

--------

--------

1996

1996
1996
Week ending
May
Nov
Dec
Jun 4
Jun 11
Jun 18
-------- ---------------------------

A S S E T S

1

Bank credit

452.6

493.9

501.2
540.8

513.1
541.0

531.3

525.2

2
158.2
174.0
3
85.1
87.5
3a
19.9
15.7
3b
65.3
71.7
4
73.1
86.6
4a
51.3
57.8
4b
21.8
28.7

Securities in bank credit
166.3
178.0
173.7
174.2
U.S. government securities
82.8
87.2
86.6
89.0
Trading account
17.0
21.4
20.0
16.7
Investment account
65.8
65.8
66.6
72.3
Other securities
83.6
90.8
87.1
85.2
Trading account
58.6
65.2
60.4
56.8
Investment account
24.9
25.7
26.7
28.4

5
343.0
366.8
6
213.4
222.4
7
32.2
29.8
11
36.2
46.6
12
61.2
67.9

Loans and leases in bank credit
346.8
353.3
351.6
366.8
Commercial and industrial
214.3
217.1
215.7
221.8
Real estate
31.8
32.1
31.5
29.2
Security (3)
38.1
39.8
39.7
47.6
Other loans and leases
62.6
64.4
64.6
68.2

533.7

542.6

544.7

545.1

178.5

180.5

87.3

90.5

18.6

18.8

68.7

71.6

91.2

90.1

61.4

60.0

29.8

30.1

(2)
355.2

362.0

303.0
336.1
360.2
362.7

217.3

220.0

188.3
208.2
219.8
220.0

30.9

30.3

33.3
29.9

32.9
29.8

43.2

43.5

27.8
41.2

35.0
46.0

63.8

68.3

53.7
69.3

60.0
66.9

149.6
157.8
184.6
182.3
76.2
95.1

87.0
92.7

--

21.8
20.5

-71.4

65.2
72.1

73.4
89.5

70.8
89.7

23.6

-60.6
--

28.9

48.9
60.1
21.8
29.5

13
21.7
20.0

Interbank loans
22.7
20.9
19.3

22.7

18.9

20.6

23.0
19.0

20.2
20.0

14
32.2
36.9

Cash assets (4)
31.5
32.1
37.3

31.8

31.8

34.0

27.5
34.8

31.1
35.0

15
37.8
36.1

Other assets (5)
38.0
42.7
36.2

41.2

38.4

40.6

46.1
44.5

36.7
44.5

620.6

622.7

637.6

16 TOTAL ASSETS (6)
592.7
605.0
626.7
633.6
633.6

L I A B I L I T I E S

549.2
581.7
642.9
644.3

17 Deposits
222.2
225.8
234.8
258.0
261.1
18
Transaction
10.9
10.4
9.9
11.3
11.0
19
Nontransaction
211.3
215.5
224.9
246.7
250.1
20
Large time
208.5
213.2
221.0
244.3
247.7
21
Other
2.8
2.2
3.9
2.4
2.4

175.3
206.5
251.5
254.4

242.5

251.3

252.5

10.2

10.4

10.7

232.3

241.0

241.8

165.0
196.3
241.0
244.0

228.7

238.6

239.4

162.7
193.9
238.6
241.6

3.5

2.4

2.4

142.4

143.5

33.7

33.5

34.5
31.3

33.3
29.7

108.8

110.1

97.0
107.1

88.8
111.9

22 Borrowings
120.4
127.2
136.7
134.2
145.5
147.3
23
From banks in the U.S.
33.6
29.3
32.1
33.7
34.4
33.9
24
From others
86.8
97.9
104.6
100.5
111.1
113.4

25 Net due to related foreign offices
163.8
159.1
148.6
145.8
131.5
137.8
137.8

144.4

26
81.9
89.4

Other liabilities
89.9
103.1
84.7

92.7

92.9

617.2

617.9

633.4

27 TOTAL LIABILITIES
588.3
602.0
623.3
630.7
631.0

94.7

28
4.4
2.9

Residual (assets less liabilities) (7)
3.0
3.4
3.5
4.7
2.6

29
33.6
37.3
30
32.7
40.2

MEMO
Reval. gains on off-bal. sheet items (8)
41.3
46.1
41.5
40.7
36.6
Reval. losses on off-bal. sheet items (8)
41.1
47.7
43.8
43.5
39.5

4.2

2.3
2.4

2.4
2.4

165.6
166.8
153.0
147.8
72.3
95.7

81.0
97.4

544.6
576.4
638.7
641.2
4.6
4.2

--

42.4

10.2
10.3

131.5
122.1
138.4
141.6

39.5

------------------------------------------------Footnotes appear on page 13.

10.3
10.6

39.6
--

42.7

5.3
3.1

32.6
38.7
31.7
41.6

H.8 (510)
Page 13

Footnotes

July 3, 1997
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.

11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.

NOTE: Large domestically chartered commercial banks acquired $900 million in
assets and liabilities of thrift instutitions in the week ending June 25, 1997.
The major asset item
affected was cash assets, $900 million. The major liability items affected
were nontransaction large time deposits, $100 million and nontransaction deposits,
other, $800 million.