h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

4,030.7

4,075.6

3,770.2
3,922.1
4,110.3
4,150.9
4,148.1

1,081.3

1,102.0

989.8
1,010.0
1,121.6
1,119.2

745.6

751.8

705.4
724.9
764.8
758.2

335.7

350.2

284.4
285.1
356.8
360.9

(2)
2,994.3

2,780.4
2,912.1
3,008.4
3,029.3
3,029.0

847.4

857.3

1,225.6

1,129.0
1,189.4
1,225.3
1,228.9
1,227.6

97.4

98.3

1,128.2

1,044.2
1,097.5
1,127.0
1,130.4
1,129.0

509.4

509.0

A S S E T S

1
Bank credit
3,957.4
3,970.9
4,174.1
4,162.3

3,995.9

2
Securities in bank credit
1,031.4
1,025.2
1,031.9
1,046.6
1,124.7
1,111.9
3
U.S. government securities
726.7
715.5
724.5
732.2
761.2
760.4
4
Other securities
304.7
309.7
307.4
314.4
363.5
351.6
5
Loans and leases in bank credit
2,926.0
2,945.7
2,963.9
2,984.1
3,049.4
3,050.4
6
Commercial and industrial
817.0
825.6
837.7
844.5
867.4
865.2
7
Real estate
1,198.2
1,205.5
1,214.1
1,219.3
1,231.6
1,227.1
8
Revolving home equity
93.2
94.3
95.5
96.5
98.8
99.0
9
Other
1,105.1
1,111.2
1,118.5
1,122.8
1,132.8
1,128.1
10
Consumer
517.6
518.8
515.0
509.1
506.5
507.2
11
Security (3)

782.2
813.8
864.5
863.3

84.8
98.5

91.9
98.6

521.0
517.7
505.7
505.9
78.5

92.6

93.5
119.7
12
299.7
324.2

93.3
94.5
104.1
129.2
Other loans and leases
302.6
302.6
307.3
321.6

97.6

97.1

109.0

110.6

314.3

319.7

269.8
298.6
321.1
321.6

13 Interbank loans
184.6
191.5
199.6
202.7
196.6

202.0

207.7

216.6

203.5
190.3
209.6
200.5

14 Cash assets (4)
245.3
262.9
258.9
274.3
280.3

269.3

279.1

267.8

231.1
248.0
269.9
255.4

15 Other assets (5)
282.1
283.9
284.0
311.4
295.7

293.3

303.6

306.3

262.2
286.2
309.3
305.5

16 TOTAL ASSETS (6)
4,612.5
4,652.4
4,681.7
4,905.7
4,878.1

4,738.5

4,809.1

4,410.6
4,589.9
4,844.2
4,882.7
4,852.6

3,060.0

3,105.5

2,858.6
2,969.0
3,115.9
3,119.9
3,110.2

682.1

692.4

687.5

2,377.9

2,413.2

2,140.0
2,275.4
2,428.4
2,450.7
2,443.4

617.0

636.3

646.3

1,760.9

1,776.9

1,619.9
1,698.3
1,782.2
1,803.7
1,800.7

827.9

832.0

705.8
730.1
834.4
834.0

304.9

312.4

305.2
270.2
302.0
300.6

523.1

519.6

400.5
459.9
532.3
533.4

25 Net due to related foreign offices
216.6
210.5
212.0
193.0
193.7
213.8
211.3

203.5

231.1
229.6
234.7
212.6

26 Other liabilities
278.0
281.7
268.9
323.4
316.2

308.1

258.8
266.4
319.9
323.0

L I A B I L I T I E S
17 Deposits
3,005.2
3,029.8
3,045.7
3,128.1
3,116.7
18
Transaction
690.1
697.2
682.9
695.2
687.6
19
Nontransaction
2,315.0
2,332.6
2,362.8
2,432.9
2,429.1
20
Large time
597.5
603.1
618.4
643.6
645.8
21
Other
1,717.5
1,729.5
1,744.4
1,789.3
1,783.3

22 Borrowings
730.3
744.9
767.6
807.8
849.1
857.9
23
From banks in the U.S.
266.1
277.8
285.6
294.2
293.7
293.2
24
From others
464.1
467.1
482.0
513.6
555.3
564.7

285.2

295.5

718.5
693.6
669.2
666.8

520.1
577.1
647.0
642.7

27 TOTAL LIABILITIES
4,230.0
4,266.8
4,294.2
4,514.3
4,502.1

4,346.0

4,422.7

28 Residual (assets less liabilities) (7)
382.6
385.6
387.5
392.5
386.5
391.4
376.0

4,054.1
4,195.1
4,459.5
4,508.9
4,479.8
356.4
394.9
373.8
372.8

384.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

4,032.2

4,079.1

3,769.5
3,926.0
4,105.2
4,152.4
4,150.0

1,079.8

1,083.8

976.1
1,016.6
1,108.4
1,108.9

746.1

746.4

701.3
724.9
754.7
751.2

333.7

337.4

274.9
291.8
353.7
357.7

A S S E T S

1
Bank credit
3,953.3
3,972.1
4,166.2
4,151.8

3,997.4

2
Securities in bank credit
1,028.9
1,030.3
1,032.2
1,046.4
1,113.0
1,101.5
3
U.S. government securities
722.7
718.2
725.6
732.8
754.8
752.5
4
Other securities
306.1
312.1
306.5
313.6
358.2
349.0

5
Loans and leases in bank credit (2)
2,924.5
2,941.8
2,965.2
2,985.7
2,999.3
3,053.1
3,050.3
6
Commercial and industrial
818.2
821.4
831.9
840.4
845.2
864.3
862.9
7
Real estate

2,793.4
2,909.3
3,021.4
3,044.0
3,041.1
853.6

779.1
817.2
861.8
859.7
1,133.9

1,187.7

1,198.3
1,233.3
8
93.2
98.8
9
1,105.1
1,134.4
10
515.2
511.7
11
92.0
117.2
12
300.7
326.7

1,207.2
1,217.4
1,222.6
1,227.1
Revolving home equity
94.6
96.2
97.0
98.9
Other
1,112.6
1,121.2
1,125.6
1,128.2
Consumer
519.2
517.2
509.2
511.7
Security (3)
91.4
93.6
103.9
127.4
Other loans and leases
302.6
305.2
309.7
321.2

1,230.0

1,230.7

1,232.9

97.9

98.4

1,132.1

1,049.0
1,095.8
1,132.2
1,134.3
1,133.4

509.7

513.8

99.6

98.5

314.8

324.8

274.9
297.3
328.8
326.2

84.9
98.6

1,232.2

91.9
98.8

525.8
514.9
513.3
512.5
79.7
107.1

92.2
110.5

13 Interbank loans
182.3
187.1
194.1
210.0
198.5

196.8

212.5

226.0

212.8
187.7
223.3
215.4

14 Cash assets (4)
241.7
249.3
255.6
298.7
278.2

270.2

287.3

286.2

247.5
244.7
280.1
278.2

15 Other assets (5)
284.3
287.3
286.5
308.7
297.5

290.1

302.0

306.4

262.1
286.4
309.9
306.3

16 TOTAL ASSETS (6)
4,604.9
4,638.7
4,676.7
4,927.0
4,869.6

4,732.8

4,823.9

4,435.3
4,588.1
4,866.8
4,909.0
4,893.3

3,067.7

3,123.4

2,890.7
2,964.2
3,146.2
3,148.3
3,134.5

680.0

701.8

719.1

2,387.6

2,421.6

2,139.1
2,276.3
2,427.0
2,448.5
2,440.6

624.4

640.7

644.4

1,763.2

1,780.8

1,620.3
1,699.4
1,782.6
1,806.5
1,799.5

814.8

822.2

698.0
750.5
819.4
826.6

298.2

306.2

299.9
283.9
294.9
293.4

L I A B I L I T I E S
17 Deposits
2,996.5
3,019.7
3,045.9
3,125.2
3,082.5
18
Transaction
683.8
684.7
681.5
701.9
670.8
19
Nontransaction
2,312.7
2,335.0
2,364.4
2,423.3
2,411.7
20
Large time
593.2
602.2
613.7
643.7
646.3
21
Other
1,719.5
1,732.8
1,750.8
1,779.6
1,765.4

22 Borrowings
744.7
749.7
770.8
797.9
857.7
851.0
23
From banks in the U.S.
274.9
282.6
286.9
286.5
292.2
285.1

751.6
687.9
699.8
693.9

518.8
576.9
642.0
641.1

24
469.8
565.5

From others
467.2
484.0
565.8

516.7

516.0

398.1
466.6
524.6
533.2

25 Net due to related foreign offices
212.9
206.2
204.3
193.6
188.3
231.8
231.8

200.0

229.8
219.9
237.5
221.2

26 Other liabilities
276.3
280.7
269.4
317.4
317.4

283.8

299.8

303.1

254.7
268.7
313.4
318.2

27 TOTAL LIABILITIES
4,230.4
4,256.3
4,290.4
4,532.1
4,482.8

4,343.0

4,426.3

4,073.3
4,203.3
4,471.5
4,518.5
4,500.5

511.4

28 Residual (assets less liabilities) (7)
374.4
382.4
386.3
389.8
397.6
395.0
386.8
29
84.6
94.7
30
87.9
97.5

MEMO
Reval. gains on off-bal. sheet items (8)
86.5
78.7
78.0
83.3
86.9
Reval. losses on off-bal. sheet items (8)
89.6
81.8
81.4
85.5
90.1

395.3

362.0
384.8
390.5
392.8

82.2

69.8
93.4

76.5
94.5

85.8

64.8
97.1

80.3
97.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997

1997

Oct

Nov

Dec

--------

--------

--------

A S S E T S

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21
-------- --------------------- -------

1
Bank credit
3,421.2
3,438.3
3,594.1
3,582.1
2
851.2
924.7
3
636.4
684.5
4
214.9
240.2

3,458.4

3,486.7

Securities in bank credit
847.3
849.5
865.2
913.2
U.S. government securities
629.8
636.7
645.8
678.8
Other securities
217.5
212.8
219.4
234.4

5
Loans and leases in bank credit
2,569.9
2,591.0
2,608.9
2,621.5
2,669.3
2,668.9
6
Commercial and industrial
598.9
605.9
615.6
620.9
639.7
640.3
7
Real estate
1,169.7
1,177.1
1,186.2
1,191.6
1,204.8
1,200.0
8
Revolving home equity
93.2
94.3
95.5
96.5
98.8
99.0
9
Other
1,076.6
1,082.9
1,090.6
1,095.1
1,106.0
1,101.1
10
Consumer
517.6
518.8
515.0
509.1
506.5
507.2
11
Security (3)
50.0
51.0
51.5
57.8
65.0
70.7
12
Other loans and leases
233.7
238.2
240.6
242.3
253.4
250.7

3,523.1

3,264.7
3,388.2
3,549.9
3,571.1
3,572.0

885.1

901.5

824.9
836.4
917.4
920.3

659.5

667.5

618.6
635.2
681.1
681.6

225.7

234.0

206.2
201.1
236.3
238.7

(2)
2,638.0

2,439.9
2,551.8
2,648.4
2,653.7
2,651.7

624.8

633.2

1,198.6

1,097.0
1,159.9
1,198.8
1,201.8
1,200.4

97.4

98.3

1,101.3

1,012.2
1,068.0
1,100.5
1,103.3
1,101.8

509.4

509.0

56.4

52.7

248.7

254.8

210.4
230.8
252.1
250.9

569.2
595.6
638.2
636.5

84.8
98.5

91.9
98.6

521.0
517.7
505.7
505.9
42.3
55.7

47.8
57.9

13 Interbank loans
166.0
173.5
181.7
178.8
172.8

181.9

184.6

186.0

181.8
171.6
173.0
174.1

14 Cash assets (4)
211.7
228.5
223.3
241.0
246.8

234.4

242.9

233.1

200.0
212.9
237.0
222.9

15 Other assets (5)
239.6
241.4
242.0
266.9
250.7

252.0

259.0

264.9

225.9
245.6
269.9
262.1

16 TOTAL ASSETS (6)
3,981.9
4,025.0
4,049.0
4,224.2
4,195.9

4,098.6

4,153.1

3,816.1
3,962.0
4,177.3
4,194.2
4,174.4

L I A B I L I T I E S
17

Deposits

2,639.0

2,715.6

2,740.6
2,766.4
2,780.2
2,854.4
2,839.0
18
Transaction
679.5
686.0
672.2
684.7
676.8
19
Nontransaction
2,061.1
2,080.3
2,108.0
2,169.8
2,162.2
20
Large time
346.2
353.4
366.1
382.9
381.4
21
Other
1,714.9
1,727.0
1,741.9
1,786.9
1,780.9

2,799.1

2,833.5

2,838.0

671.7

681.7

677.0

2,127.4

2,151.8

1,930.7
2,032.6
2,161.0
2,185.9
2,180.0

368.9

377.3

381.3

1,758.6

1,774.5

1,617.1
1,695.7
1,779.7
1,801.2
1,798.3

662.9

674.7

584.0
591.7
681.0
674.4

274.3

284.7

272.3
239.8
279.3
276.1

388.5

390.1

311.7
351.8
401.6
398.2

22 Borrowings
595.2
607.4
624.3
645.9
692.6
693.5
23
From banks in the U.S.
235.9
246.6
249.7
256.5
266.6
268.6
24
From others
359.4
360.8
374.6
389.4
425.9
424.9
25
85.6
81.6

Net due to related foreign offices
79.8
84.7
74.4
74.3
79.5

77.6

2,844.0

2,835.7

708.3
683.0
658.2
655.7

313.6
336.9
384.6
381.7

69.0
87.1

81.1
80.7

26 Other liabilities
182.6
185.7
174.8
224.7
222.5

191.9

198.5

209.5

27 TOTAL LIABILITIES
3,604.1
3,639.4
3,664.0
3,853.3
3,834.6

3,711.3

3,769.2

3,467.9
3,565.5
3,799.8
3,832.6
3,812.7

28 Residual (assets less liabilities) (7)
377.8
385.6
385.0
387.3
383.9
370.9
361.3

377.4

175.8
177.1
220.5
222.0

348.2
396.5
361.6
361.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
February 6, 1998
Account

1996

1997

1997

1997

1997

1997

1997

1997

Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

Aug
Jan 28

Sep

Oct

Nov

Dec

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,489.6

3,527.6

3,267.8
3,391.6
3,550.1
3,577.6
3,577.8

884.3

891.2

817.3
842.2
912.0
915.3

660.4

664.7

616.9
636.4
672.4
673.3

223.9

226.5

200.4
205.8
239.5
241.9

(2)
2,643.2

2,450.5
2,549.3
2,658.9
2,665.6
2,662.6

622.8

629.1

1,202.7

1,101.7
1,158.3
1,204.0
1,205.8
1,205.0

97.9

98.4

1,104.8

1,016.8
1,066.4
1,105.6
1,107.2
1,106.3

509.7

513.8

58.4

54.1

249.6

257.8

213.7
230.4
257.2
254.2

176.8

189.3

195.4

191.1
169.1
186.8
189.0

235.1

250.7

250.2

215.3
208.8
246.8
244.9

A S S E T S

1
Bank credit
3,416.6
3,435.5
3,591.4
3,573.7
2
849.7
919.0
3
635.0
676.3
4
214.7
242.7

3,462.0

Securities in bank credit
848.9
851.4
865.1
905.5
U.S. government securities
630.9
638.9
647.2
669.0
Other securities
218.0
212.5
217.9
236.5

5
Loans and leases in bank credit
2,566.9
2,586.7
2,610.6
2,624.5
2,672.4
2,668.1
6
Commercial and industrial
599.0
601.5
611.2
618.1
637.0
638.0
7
Real estate
1,169.9
1,178.8
1,189.4
1,194.8
1,206.5
1,200.2
8
Revolving home equity
93.2
94.6
96.2
97.0
98.8
98.9
9
Other
1,076.7
1,084.2
1,093.2
1,097.7
1,107.6
1,101.3
10
Consumer
515.2
519.2
517.2
509.2
511.7
511.7
11
Security (3)
48.5
49.1
50.6
57.6
62.5
68.8
12
Other loans and leases
234.2
238.0
242.2
244.8
254.8
249.4
13 Interbank loans
163.8
169.1
176.1
186.1
174.7
14 Cash assets (4)
207.9
215.0
220.9

565.7
598.3
635.4
633.0

84.9
98.6

91.9
98.8

525.8
514.9
513.3
512.5
43.6
53.9

47.4
57.8

264.8

244.5

15 Other assets (5)
242.5
243.9
244.1
266.1
253.2

249.2

257.2

264.0

225.0
245.9
270.7
264.2

16 TOTAL ASSETS (6)
3,974.3
4,006.7
4,046.5
4,252.2
4,189.9

4,094.3

4,168.2

3,842.7
3,958.9
4,203.0
4,225.4
4,219.6

2,798.9

2,847.7

2,668.4
2,710.4
2,865.2
2,872.9
2,859.7

669.6

691.2

707.9

2,129.3

2,156.5

1,927.7
2,033.0
2,157.3
2,184.4
2,176.9

368.5

378.2

377.1

1,760.8

1,778.4

1,617.5
1,696.8
1,780.1
1,804.1
1,797.0

655.1

666.9

577.5
607.1
667.5
669.9

267.7

278.0

266.4
251.9
270.4
266.6

387.4

389.0

311.1
355.3
397.1
403.4

L I A B I L I T I E S
17 Deposits
2,734.9
2,758.5
2,781.3
2,850.3
2,804.1
18
Transaction
673.2
673.8
670.2
691.3
660.2
19
Nontransaction
2,061.7
2,084.7
2,111.1
2,159.0
2,143.9
20
Large time
344.8
354.4
362.8
381.8
381.0
21
Other
1,716.9
1,730.3
1,748.3
1,777.2
1,762.9

22 Borrowings
600.8
607.1
626.6
640.8
703.3
694.4
23
From banks in the U.S.
242.9
250.9
252.0
252.0
265.7
260.0
24
From others
357.9
356.2
374.7
388.8
437.5
434.3
25
83.2
87.5

Net due to related foreign offices
77.4
80.1
76.0
70.6
87.5

73.8

740.7
677.4
688.5
682.8

310.2
336.2
380.3
379.8

66.2
81.8

79.6
81.5

26 Other liabilities
183.1
184.2
175.5
220.6
222.7

192.5

202.1

206.1

27 TOTAL LIABILITIES
3,602.0
3,627.3
3,663.6
3,861.7
3,808.6

3,708.2

3,775.5

3,485.3
3,575.6
3,812.0
3,838.5
3,830.5

28 Residual (assets less liabilities) (7)
372.3
379.4
382.9
386.1
392.7
390.5
381.3
29
44.3
53.3

MEMO
Reval. gains on off-bal. sheet items (8)
45.1
37.5
38.2
41.5
46.7

391.0

41.3

173.2
178.4
216.2
219.4

357.5
383.3
387.0
389.1

36.0
49.6

38.5
51.4

30 Reval. losses on off-bal. sheet items (8)
45.9
46.5
40.0
41.3
43.6
55.9
49.6
31 Mortgage-backed securities (9)
254.7
256.4
259.3
264.9
273.8
286.5
289.1

44.2
279.1

31.8
52.5

40.2
54.0

241.6
250.7
285.3
287.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

2,067.2

2,088.2

1,942.9
2,009.6
2,104.1
2,121.1
2,122.7

476.4

490.5

432.5
433.0
503.9
509.1

335.1

341.9

305.6
314.3
353.4
356.0

26.5

29.4

308.6

312.5

286.1
292.1
321.9
326.9

141.3

148.6

126.8
118.7
150.5
153.1

68.8

72.2

A S S E T S

1
Bank credit
2,027.9
2,030.5
2,144.4
2,133.0
2
445.2
516.9
3
313.2
362.2
3a
23.7
31.3
3b
289.6
330.9
4
132.0
154.7
4a
64.2

2,041.8

Securities in bank credit
440.5
443.2
459.0
505.5
U.S. government securities
305.4
312.3
321.9
356.5
Trading account
20.6
23.3
25.2
27.2
Investment account
284.8
289.0
296.7
329.3
Other securities
135.0
130.9
137.2
149.0
Trading account
63.7
59.6
65.4

19.6
31.5

60.7
71.9

22.2
29.1

51.8
76.1

77.4
4b
67.8
77.2
4c
22.3
22.2
4d
45.4
55.1

71.7
Investment account
71.4
71.3
71.8
72.5
77.3
State and local government
22.4
22.2
22.2
22.0
22.2
Other
48.9
49.0
49.6
50.5
55.1

76.5

66.1
78.6

66.9
77.1

21.8

20.5
22.3

21.9
22.3

54.6

45.6
56.3

45.0
54.8

5
Loans and leases in bank credit (2)
1,510.4
1,576.6
1,582.7
1,590.0
1,598.6
1,608.2
1,611.8
1,613.6
1,617.2
1,613.6
1,627.5
1,627.5
6
Commercial and industrial
401.4
419.7
420.7
425.5
433.4
438.0
439.5
446.0
450.7
448.9
450.9
451.1
6a
Bankers acceptances
2.1
1.6
1.6
1.5
1.5
1.3
1.2
1.3
1.4
1.2
1.2
1.2
6b
Other
399.3
418.1
419.1
424.0
431.9
436.7
438.3
444.7
449.3
447.7
449.8
449.9
7
Real estate
620.0
642.4
642.0
642.4
643.9
644.1
644.8
641.6
641.1
638.3
641.5
636.9
8
Revolving home equity
60.2
64.3
65.1
65.6
66.6
67.2
67.6
68.3
68.5
68.6
68.7
68.8
9
Other
559.9
578.1
576.9
576.8
577.3
577.0
577.2
573.3
572.6
569.8
572.9
568.1
10
Consumer
301.8
305.4
306.0
303.8
301.6
298.3
295.9
293.3
291.7
292.0
292.2
293.7
11
Security (3)
37.8
43.3
45.4
46.3
46.6
52.5
51.3
47.3
50.7
52.8
59.8
65.5
11a
Fed funds and RPs with broker/dealer
21.9
26.4
28.6
30.0
29.7
35.4
35.0
31.1
35.0
35.4
44.0
48.7
11b
Other
15.9
16.9
16.9
16.3
16.9
17.1
16.2
16.2
15.7
17.4
15.8
16.8
12a
State and local government
11.9
11.2
11.1
11.2
11.3
11.2
11.0
11.1
11.2
11.1
10.9
10.7
12b
Agricultural
9.0
9.1
9.0
9.0
9.2
9.3
9.5
9.6
9.3
9.3
9.3
9.3
12c
Fed funds and RPs with others
5.7
6.5
7.4
6.4
6.6
9.0
10.7
12.4
9.6
9.0
7.3
5.9
12d
All other loans
61.9
66.7
66.5
69.2
68.9
67.9
69.9
71.4
70.5
69.7
72.7
71.2
12e
Lease financing receivables
61.0
72.3
74.5
76.3
77.2
78.0
79.1
80.9
82.4
82.4

82.8

83.2

13 Interbank loans
116.1
122.1
128.6
125.1
120.3
114.3
13a
Fed funds and RPs with banks
70.1
74.4
81.3
78.4
80.0
73.9
13b
Other
46.0
47.6
47.3
46.6
40.2
40.4

135.7
122.4
116.5
116.7

127.6

125.1

81.8

81.1

86.1
72.3

70.4
74.9

45.8

44.1

49.7
44.1

52.0
41.9

14 Cash assets (4)
143.7
157.0
151.5
166.3
168.4

164.3

170.2

161.9

139.9
144.6
168.1
154.7

15 Other assets (5)
178.0
177.8
180.3
200.7
197.0

188.2

192.5

199.9

178.7
185.7
205.8
197.2

16 TOTAL ASSETS (6)
2,428.6
2,450.5
2,465.6
2,595.4
2,576.4

2,508.1

2,541.9

2,359.7
2,425.2
2,554.5
2,574.7
2,554.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,526.1

1,546.3

1,483.6
1,500.7
1,549.1
1,549.8
1,539.6

372.9

379.2

377.6

L I A B I L I T I E S
17 Deposits
1,495.4
1,509.5
1,517.5
1,551.7
1,530.5
18
Transaction
379.3
383.6
372.1
383.3
368.1
19
Nontransaction

413.0
385.2
366.6
363.4
1,070.5

1,115.5

1,116.0
1,168.3
20
184.8
210.7
21
931.2
957.6

1,125.9
1,145.4
1,162.4
Large time
190.3
200.5
210.1
Other
935.6
944.8
952.3

1,153.1

1,167.1

1,171.5

201.9

208.2

210.3

165.1
180.1
212.1
208.8

951.3

958.9

961.2

905.4
935.3
971.1
967.4

506.5

514.5

431.7
441.3
523.9
518.2

200.7

209.7

187.5
159.3
207.8
203.7

305.8

304.8

244.2
282.1
316.1
314.5

22 Borrowings
440.4
449.4
467.2
491.2
532.6
533.0
23
From banks in the U.S.
158.7
168.7
175.5
182.6
194.2
195.8
24
From others
281.6
280.8
291.7
308.5
338.3
337.3
25
80.8
77.4

Net due to related foreign offices
75.3
79.9
69.2
69.3
75.4

73.3

1,183.2

66.3
82.4

1,176.2

77.3
76.4

26 Other liabilities
156.7
158.5
146.7
196.9
196.4

163.9

169.9

180.4

27 TOTAL LIABILITIES
2,173.3
2,192.9
2,211.3
2,358.6
2,335.3

2,250.4

2,292.0

2,133.5
2,170.1
2,317.3
2,348.6
2,328.3

28 Residual (assets less liabilities) (7)
255.3
257.6
254.3
257.8
249.9
236.8
241.1

237.2

151.9
150.7
192.4
194.2

226.2
255.2
226.1
226.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------

--------

1997

1997

Oct

Nov

Dec

--------

--------

--------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21
-------- ---------------------------

-------

------A S S E T S

1
Bank credit
2,022.8
2,028.0
2,144.2
2,129.3
2
444.5
511.9
3
312.7
354.5
3a
22.6
31.3
3b
290.1
323.3
3c
190.3
216.8
3d
99.9
106.4
3e
26.7
27.9
3f
52.1
53.2
3g
21.1
25.4
4
131.7
157.3
4a
64.9
79.5
4b
66.9
77.9
4c
21.9
22.2
4d
44.9
55.6

2,041.5

2,067.3

2,090.9

Securities in bank credit
443.8
444.7
459.9
477.1
499.5
U.S. government securities
308.2
314.0
324.3
337.7
348.3
Trading account
21.3
23.4
26.1
28.0
25.8
Investment account
286.9
290.6
298.2
309.7
322.5
Mortgage-backed
189.3
191.1
196.7
205.2
219.8
Other
97.6
99.5
101.5
104.5
102.7
1 year or less
26.7
27.5
26.1
28.7
26.6
Between 1 and 5 years
49.7
49.5
52.4
53.2
49.2
More than 5 years
21.3
22.6
23.0
22.6
27.0
Other securities
135.7
130.7
135.7
139.4
151.2
Trading account
64.8
59.4
63.3
65.9
73.4
Investment account
70.9
71.3
72.3
73.5
77.8
State and local government
22.2
22.2
22.2
22.1
22.3
Other
48.7
49.1
50.2
51.4
55.5

5
Loans and leases in bank credit (2)
1,578.3
1,584.2
1,596.8
1,607.4
1,613.8
1,632.3
1,629.8
6
Commercial and industrial

1,943.2
2,012.1
2,101.4
2,127.0
2,128.9

480.7

425.4
437.1
500.3
504.9

339.5

304.4
313.6
346.2
348.4

26.9

18.3
27.9

20.8
27.9

312.6

286.1
292.8
318.3
320.5

209.9

180.8
188.8
215.8
217.4

102.7

105.3
104.0
102.5
103.1

27.4

28.0
24.6

28.4
25.1

53.0

63.4
52.3

56.2
52.3

22.3

13.9
25.6

19.5
25.7

141.1

121.0
123.5
154.1
156.5

63.9

54.2
74.8

57.0
78.6

77.2

66.8
79.3

66.5
77.9

22.0

20.6
22.3

21.9
22.3

55.3

46.1
57.0

44.6
55.6

1,517.8
1,575.0
1,620.7
1,626.7
1,623.9
398.4

421.2

420.8
448.3
6a
1.5
1.1
6b
419.3
447.2
7
641.7
643.7
8
65.1
68.8
9a
358.4
354.6
9b
218.2
220.3
10
303.8
296.7
11
44.1
57.3
11a
27.9
41.4
11b
16.2
15.9
12a
11.2
10.8
12b
9.3
9.2
12c
7.6
7.2
12d
65.9
74.9
12e
74.0
84.1

422.3
430.1
435.8
438.2
442.4
449.0
Bankers acceptances
1.5
1.5
1.4
1.4
1.3
1.2
Other
420.8
428.6
434.5
436.8
441.1
447.9
Real estate
642.9
644.9
645.0
646.6
644.7
637.9
Revolving home equity
65.8
67.0
67.6
68.0
68.3
68.9
Other residential
359.3
358.9
357.0
357.0
354.4
348.9
Commercial
217.8
219.0
220.4
221.5
222.0
220.2
Consumer
304.3
303.0
297.8
295.6
297.3
297.2
Security (3)
44.5
45.7
52.4
53.0
48.5
63.8
Fed funds and RPs with broker/dealer
28.5
29.3
35.5
36.5
31.3
46.7
Other
15.9
16.5
16.9
16.5
17.2
17.1
State and local government
11.3
11.4
11.2
11.1
11.1
10.6
Agricultural
9.3
9.4
9.4
9.5
9.5
9.1
Fed funds and RPs with others
6.2
7.3
8.8
8.7
10.9
6.2
All other loans
68.0
68.5
69.0
72.1
75.1
71.6
Lease financing receivables
75.4
76.5
78.0
79.1
81.2
84.4

13 Interbank loans
116.4
118.6
124.7
119.7
128.6
120.4
13a
Fed funds and RPs with banks
69.5
71.4
78.1
73.3
84.5
77.4
13b
Other
47.0
47.3
46.7
46.4
44.1
42.9

447.5
2.1
1.3

445.3
1.6
1.2

396.3
419.7
446.2
444.1
622.8
641.0
644.6
643.0
60.2
68.6

64.3
68.7

347.9
358.3
356.3
354.6
214.7
218.4
219.7
219.6
305.6
304.3
298.5
297.8
38.8
48.4

43.0
52.5

22.0
33.2

26.0
34.7

16.9
15.2

17.0
17.7

11.8
11.0

11.2
10.9

8.9
9.4

9.2
9.3

5.1
9.5

6.7
8.9

65.1
74.0

66.2
72.5

61.2
83.9

72.2
83.8

142.0
122.7
123.9
128.7

127.3

131.1

82.0

84.7

89.6
76.6

71.8
83.2

45.3

46.4

52.4
47.4

51.0
45.5

14 Cash assets (4)
140.3
145.9
150.6
187.2
168.1

163.7

175.3

175.1

151.3
141.9
172.7
173.3

15 Other assets (5)
181.0
180.2
182.0
199.9
199.2

185.8

190.0

198.3

177.3
188.0
204.2
198.8

16 TOTAL ASSETS (6)
2,423.5
2,435.7
2,462.0
2,623.8
2,580.9

2,500.0

2,546.8

2,376.2
2,427.6
2,569.3
2,591.6
2,593.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,523.5

1,552.9

1,499.6
1,497.4
1,563.3
1,565.6
1,561.1

370.3

385.4

398.0

1,153.2

1,167.5

1,065.4
1,116.1
1,165.3
1,183.4
1,178.2

201.1

208.7

207.1

162.7
179.9
209.7
208.9

952.1

958.9

958.2

902.7
936.2
973.6
969.2

486.0

500.4

507.3

425.6
453.1
510.9
510.9

L I A B I L I T I E S
17 Deposits
1,493.1
1,504.3
1,516.4
1,555.0
1,515.1
18
Transaction
375.3
374.6
370.9
389.4
359.9
19
Nontransaction
1,117.8
1,129.7
1,145.5
1,165.6
1,155.2
20
Large time
184.2
191.6
197.6
211.2
210.6
21
Other
933.6
938.1
947.9
954.4
944.6
22 Borrowings
445.9
450.6
539.0
532.1

470.2

434.2
381.2
382.3
382.9

23
164.2
191.8
24
281.7
347.2
25
78.4
83.4

From banks in the U.S.
173.0
177.1
178.8
187.8
From others
277.6
293.1
307.2
344.2

195.8

203.7

182.2
168.3
199.3
195.0

304.6

303.6

243.4
284.8
311.6
315.9

Net due to related foreign offices
72.9
75.3
70.8
65.6
83.4

69.5

63.4
77.1

75.8
77.2

26 Other liabilities
157.0
156.9
147.6
192.6
196.0

164.6

173.6

177.5

27 TOTAL LIABILITIES
2,174.4
2,184.7
2,209.5
2,370.0
2,326.6

2,244.9

2,292.5

2,138.4
2,178.9
2,317.6
2,341.8
2,340.6

28 Residual (assets less liabilities) (7)
249.1
250.9
252.5
255.1
254.3
253.8
254.2
29
44.3
53.3
30
45.9
55.9
31
208.2
235.5
31a
143.8
161.0
31b
64.4
74.5
32
3.0
3.3
33
33.7
35.1

MEMO
Reval. gains on off-bal. sheet items (8)
45.1
37.5
38.2
41.5
46.7
Reval. losses on off-bal. sheet items (8)
46.5
40.0
41.3
43.6
49.6
Mortgage-backed securities (9)
207.4
209.3
214.9
223.3
238.2
Pass-through
142.6
144.1
148.8
153.6
164.0
CMO, REMIC, and other
64.9
65.2
66.2
69.7
74.2
Net unrealized gains (losses) on
3.3
2.9
2.9
2.5
3.2
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
34.0
34.1
34.2
34.4
35.1

251.7

149.7
152.6
188.1
191.5

237.8
248.7
249.8
252.7

41.3

36.0
49.6

38.5
51.4

44.2

31.8
52.5

40.2
54.0

228.1

204.1
207.9
233.8
235.8

156.7

136.4
143.3
159.2
160.7

71.5
2.4

34.2

67.7
74.6

64.6
75.1

2.8
2.7

2.5
2.7

31.7
35.5

33.4
35.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,419.5

1,435.0

1,321.9
1,378.6
1,445.8
1,450.0
1,449.2

408.8

410.9

392.4
403.3
413.5
411.2

324.4

325.6

313.0
321.0
327.7
325.6

84.4

85.3

A S S E T S

1
Bank credit
1,393.3
1,407.8
1,449.7
1,449.1
2
406.0
407.9
3
323.1
322.3
4
82.9
85.5

1,416.6

Securities in bank credit
406.8
406.3
406.2
407.7
U.S. government securities
324.3
324.4
323.9
322.2
Other securities
82.5
81.9
82.2
85.5

5
Loans and leases in bank credit (2)
987.3
1,001.0
1,010.3
1,013.3
1,026.2
1,041.8
1,041.4
6
Commercial and industrial
178.2
180.4
182.1
182.9
185.3
188.7
189.2
7
Real estate
527.8
534.7
542.3
547.4
553.9
563.2
563.2
8
Revolving home equity
28.1
28.6
28.9
29.3
29.8
30.2
30.1
9
Other
499.7
506.1
513.4
518.1
524.1
533.1
533.0
10
Consumer
211.6
215.0
213.4
210.7
213.5
214.3
213.5
11
Security (3)
4.6
4.7
4.9
5.2
5.2
5.2
5.2
12
Other loans and leases
65.1
66.2
67.5
67.0
68.4
70.4
70.3

79.4
85.8

82.4
85.6

1,034.8

929.5
975.2
1,036.5
1,038.0

187.2

167.8
175.9
187.5
187.6

557.2

477.0
517.5
560.8
562.1

30.0

24.6
30.0

27.6
30.1

527.2

452.3
489.9
530.7
532.0

215.7

219.2
212.4
214.0
213.9

5.4
69.3

4.5
5.0

4.5
5.1

61.0
69.1

65.0
69.4

13
49.9
58.6

Interbank loans
51.4
53.1
58.5

56.9

57.0

60.9

46.1
56.5

49.2
57.4

14
68.0
74.6

Cash assets (4)
71.5
71.9
78.4

70.2

72.7

71.2

60.1
69.0

68.4
68.2

15
61.6
66.2

Other assets (5)
63.6
61.6
53.7

63.7

66.5

65.0

47.1
64.1

59.9
64.9

1,590.5

1,611.2

1,456.4
1,536.7
1,622.7
1,619.5
1,619.6

1,273.1

1,287.1

1,155.4
1,215.0
1,288.8
1,294.2
1,296.1

298.8

302.5

299.4

295.3
297.8
291.5
292.4

974.3

984.6

989.5

860.2
917.1
1,002.7
1,003.7

167.0

169.1

171.0

148.5
156.8
172.6
172.8

807.3

815.6

818.5

711.7
760.4
830.1
830.9

156.4

160.2

152.4
150.3
157.0
156.2

73.6

75.0

84.8
71.5

80.6
72.4

82.7

85.3

67.5
85.5

69.8
83.8

2.7
4.7

3.8
4.3

23.9
28.1

26.4
27.8

16 TOTAL ASSETS (6)
1,553.3
1,574.6
1,583.4
1,628.9
1,619.5

L I A B I L I T I E S
17 Deposits
1,245.2
1,256.9
1,262.7
1,302.8
1,308.5
18
Transaction
300.2
302.4
300.0
301.3
308.7
19
Nontransaction
945.1
954.4
962.7
1,001.5
999.9
20
Large time
161.4
163.0
165.6
172.2
171.3
21
Other
783.7
791.4
797.1
829.3
828.6

22 Borrowings
154.9
158.0
157.1
154.8
160.0
160.5
23
From banks in the U.S.
77.2
78.0
74.2
73.9
72.4
72.8
24
From others
77.7
80.0
82.9
80.9
87.6
87.7
25
4.8
4.1

Net due to related foreign offices
4.5
4.8
5.2
5.0
4.1

4.3

26
25.9
27.8

Other liabilities
27.2
28.2
26.2

27 TOTAL LIABILITIES
1,430.8
1,446.5
1,452.7
1,494.7
1,499.3

27.9

28.7

29.1

1,461.0

1,477.1

1,334.4
1,395.4
1,482.5
1,484.0
1,484.4

28 Residual (assets less liabilities) (7)
122.5
128.0
130.7
129.5
134.0

140.2

122.0
141.3
135.6
135.3

134.2

120.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,422.2

1,436.7

1,324.6
1,379.5
1,448.7
1,450.6
1,448.9

407.2

410.6

392.0
405.1
411.7
410.3

322.7

325.2

312.5
322.8
326.2
324.9

84.5

85.4

A S S E T S

1
Bank credit
1,393.8
1,407.5
1,447.2
1,444.3
2
405.2
407.1
3
322.3
321.8
4
82.9
85.3

1,420.6

Securities in bank credit
405.1
406.7
405.2
406.0
U.S. government securities
322.8
324.9
323.0
320.7
Other securities
82.3
81.8
82.2
85.3

5
Loans and leases in bank credit (2)
988.5
1,002.5
1,013.8
1,017.0
1,029.4
1,040.1
1,038.3
6
Commercial and industrial
178.2
179.2
181.2
182.3
184.6
188.7
189.0
7
Real estate
528.2
535.9
544.5
549.8
556.1
562.7
562.3
8
Revolving home equity
28.2
28.7
29.3
29.5
29.9
30.1
30.0

79.4
85.5

82.3
85.4

1,038.2

932.7
974.4
1,038.9
1,038.6

186.7

167.3
177.1
187.9
187.7

559.3

478.9
517.3
561.2
562.1

30.1

24.7
30.0

27.6
30.0

9
500.1
532.7
10
211.4
215.0
11
4.4
5.2
12
66.2
68.5

Other
507.2
515.2
520.3
532.3
Consumer
214.9
214.2
211.3
214.5
Security (3)
4.7
4.8
5.2
5.0
Other loans and leases
67.8
69.1
68.5
67.6

526.2

529.2

454.2
489.7
531.2
532.0

214.1

216.5

220.1
210.6
214.9
214.8

5.4

5.6

69.1

4.7
5.5

4.4
5.3

70.0

61.6
69.4

64.9
68.8

13
47.3
57.5

Interbank loans
50.4
51.4
54.3

57.1

62.1

64.3

49.1
62.8

46.4
60.3

14
67.6
77.6

Cash assets (4)
69.1
70.3
76.4

71.3

75.5

75.1

64.0
74.1

67.0
71.6

15
61.6
66.2

Other assets (5)
63.7
62.1
54.1

63.4

67.2

65.7

47.6
66.4

57.9
65.5

1,594.3

1,621.4

1,466.6
1,531.4
1,633.7
1,633.9
1,626.3

1,275.4

1,294.8

1,168.8
1,213.0
1,301.8
1,307.3
1,298.6

299.2

305.8

309.9

306.5
296.2
306.3
299.9

976.1

989.0

991.9

862.4
916.9
1,001.0
998.7

167.4

169.5

170.0

147.6
156.3
170.6
170.9

808.7

819.5

821.9

714.8
760.6
830.4
827.8

154.7

159.6

151.9
154.0
156.6
159.1

71.8

74.3

84.2
71.1

83.6
71.6

82.8

85.3

67.6
85.6

70.4
87.5

16 TOTAL ASSETS (6)
1,550.8
1,571.0
1,584.5
1,628.4
1,609.0

L I A B I L I T I E S
17 Deposits
1,241.8
1,254.2
1,265.0
1,295.3
1,289.0
18
Transaction
298.0
299.2
299.4
301.9
300.2
19
Nontransaction
943.9
955.0
965.6
993.3
988.7
20
Large time
160.5
162.7
165.2
170.6
170.4
21
Other
783.4
792.3
800.4
822.8
818.3

22 Borrowings
154.9
156.5
156.4
154.8
164.3
162.3
23
From banks in the U.S.
78.7
77.9
74.9
73.3
74.0
72.2
24
From others
76.2
78.6
81.6
81.5
90.3
90.1
25

Net due to related foreign offices

2.7

3.8

4.8
4.1
26
26.1
28.0

4.5
4.1

4.8

5.2

5.0

4.3

27.9

28.5

28.6

1,463.3

1,483.0

1,346.9
1,396.8
1,494.4
1,496.7
1,489.9

Other liabilities
27.3
27.8
26.6

27 TOTAL LIABILITIES
1,427.6
1,442.6
1,454.1
1,491.7
1,482.0

28 Residual (assets less liabilities) (7)
123.1
128.4
130.4
131.0
138.4
136.7
127.1
29
46.4
51.0

MEMO
Mortgage-backed securities (9)
48.9
50.0
50.0
50.9

50.5

4.7

139.3

51.0

23.5
28.1

4.3
25.9
27.9

119.7
134.6
137.2
136.4

37.5
51.5

42.9
51.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

544.0

552.4

560.5

505.5
533.9
579.8
576.2

196.1

200.5

164.9
173.7
204.2
198.9

86.1

84.3

A S S E T S

1
Bank credit
536.2
532.6
580.0
580.2
2
180.2
200.0
3
90.3

537.4

Securities in bank credit
177.9
182.4
181.4
198.7
U.S. government securities
85.8
87.8
86.4

86.7
83.7

89.7
76.6

76.6
4
89.9
123.3
5
356.1
380.1
6
218.0
227.8
7
28.5
26.8
11
43.5
54.7
12
66.0
70.9

81.6
Other securities
92.1
94.6
117.1

95.0

110.0

Loans and leases in bank credit
354.7
355.0
362.6
381.5
Commercial and industrial
219.7
222.2
223.6
225.0
Real estate
28.3
27.9
27.7
27.1
Security (3)
42.2
43.0
46.3
58.5
Other loans and leases
64.4
62.0
65.0
70.9

116.2

78.2
120.5

84.0
122.2

(2)
356.3

360.0

340.6
360.3
375.6
377.3

222.6

224.1

213.0
218.1
226.3
226.8

26.9

26.5

32.0
27.1

29.5
27.2

41.1

44.4

36.2
53.3

44.8
52.7

65.6

65.0

59.3
69.0

67.8
70.7

13
18.5
23.8

Interbank loans
18.0
18.0
23.8

20.0

23.1

30.6

21.7
36.6

18.6
26.4

14
33.6
33.4

Cash assets (4)
34.4
35.5
33.5

34.8

36.2

34.7

31.1
32.8

35.1
32.5

15
42.5
44.5

Other assets (5)
42.6
42.0
44.9

41.3

44.5

41.4

36.4
39.4

40.6
43.3

639.9

656.0

666.9

594.5
628.0
688.4
678.1

260.9

272.1

278.0

219.6
253.3
275.9
274.5

10.4

10.7

10.5

250.5

261.4

267.4

209.3
242.8
264.8
263.5

248.1

259.0

265.0

206.5
240.2
262.4
261.0

2.4

2.4

2.4

161.8

165.1

157.3

16 TOTAL ASSETS (6)
630.6
627.4
632.7
681.5
682.2

L I A B I L I T I E S
17 Deposits
264.6
263.4
265.6
273.7
277.7
18
Transaction
10.6
11.2
10.8
10.6
10.8
19
Nontransaction
253.9
252.2
254.8
263.1
266.9
20
Large time
251.4
249.7
252.3
260.7
264.4
21
Other
2.6
2.5
2.5
2.4
2.4
22 Borrowings
135.0
137.4
156.5
164.4

143.3

10.2
11.1

2.8
2.5

10.6
11.0

2.5
2.4

121.7
138.4
153.4
159.6

23
30.3
27.1
24
104.7
129.4

From banks in the U.S.
31.2
35.9
37.7
24.6
From others
106.3
107.4
124.1
139.8

30.5

27.7

32.9
22.7

134.5

129.6

88.8
108.1
130.7
135.1

25 Net due to related foreign offices
130.9
130.6
127.3
118.6
119.4
132.2
131.7

125.9

162.0
148.5
147.6
131.9

26
95.3
98.6

Other liabilities
96.0
94.1
93.7

97.0

98.6

634.7

653.5

659.7

27 TOTAL LIABILITIES
625.9
627.4
630.2
661.0
667.5

93.4

28
4.8
20.5

Residual (assets less liabilities) (7)
0.0
2.5
5.2
2.6
14.7

82.9
99.4

89.3
101.0

586.2
629.6
676.3
667.1
8.2
12.1

7.2

30.4
24.5

-1.6
11.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 6, 1998
Account
1997

1997

1997

Aug
Jan 28

Sep

--------------

--------------

1996

1997
1997
Week ending
Dec
Jun
Jul
Jan 7
Jan 14
Jan 21

1997

1997

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

542.6

551.5

555.1

501.7
534.4
574.8
572.2

Securities in bank credit
181.5
180.7
181.3

195.4

192.6

158.8
174.4
196.4
193.6

A S S E T S

1
Bank credit
536.8
536.5
574.7
578.2
2
179.1

535.4

194.0
3
87.7
78.5
3a
17.0
12.8
3b
70.7
65.7
4
91.4
115.5
4a
60.3
70.5
4b
31.1
45.0

196.0
U.S. government securities
87.3
86.7
85.6
83.5
Trading account
18.3
17.2
15.1
18.7
Investment account
68.9
69.5
70.5
64.8
Other securities
94.2
94.0
95.7
112.5
Trading account
61.4
61.4
62.5
70.7
Investment account
32.8
32.6
33.2
41.8

5
357.6
380.7
6
219.2
227.3
7
28.4
26.8
11
43.5
54.7
12
66.5
72.0

Loans and leases in bank credit
355.1
354.6
361.3
382.1
Commercial and industrial
219.9
220.7
222.2
224.9
Real estate
28.4
28.0
27.8
26.9
Security (3)
42.2
43.0
46.3
58.5
Other loans and leases
64.6
63.0
64.9
71.8

85.7

81.7

84.4
82.3

88.4
77.9

17.6

15.8

19.1
16.2

17.8
11.1

68.1

65.9

65.3
66.0

70.6
66.8

109.8

110.9

74.4
114.2

86.0
115.8

69.6

70.3

51.1
73.9

57.7
72.8

40.1

40.6

23.3
40.3

28.2
42.9

(2)
356.0

362.6

342.9
360.0
378.4
378.6

222.4

224.5

213.4
218.9
226.4
226.7

27.3

26.6

32.2
27.1

29.3
27.2

41.1

44.4

36.2
53.3

44.8
52.7

65.2

67.0

61.2
71.6

67.0
72.0

13
18.5
23.8

Interbank loans
18.0
18.0
23.8

20.0

23.1

30.6

21.7
36.6

18.6
26.4

14
33.8
33.8

Cash assets (4)
34.3
34.7
33.7

35.2

36.5

36.0

32.2
33.2

35.9
33.3

15
41.7
42.7

Other assets (5)
43.4
42.4
44.3

40.9

44.8

42.3

37.1
39.2

40.5
42.1

638.5

655.7

663.8

592.5
629.1
683.6
673.7

275.7

281.0

222.3
253.8
275.3
274.8

16 TOTAL ASSETS (6)
630.6
632.1
630.2
674.8
679.7

L I A B I L I T I E S
17 Deposits
261.6
261.2
264.6
274.9
278.5
18
Transaction

268.8

10.9

10.5

10.6
10.5
19
251.0
264.4
20
248.5
261.9
21
2.5
2.4

10.9
11.2
10.7
Nontransaction
250.3
253.3
267.8
Large time
247.8
250.8
265.3
Other
2.5
2.5
2.4

10.5

10.7

11.2

258.3

265.0

269.8

211.4
243.3
264.1
263.7

255.9

262.6

267.3

208.5
240.7
261.6
261.3

2.5

2.5

2.5

159.8

155.2

30.5

28.2

33.5
24.5

129.3

127.0

87.0
111.3
127.4
129.8

25 Net due to related foreign offices
129.7
128.7
124.1
117.6
117.6
144.3
144.3

126.3

163.6
140.3
155.7
139.7

26
93.2
96.7

22 Borrowings
143.9
142.6
144.2
157.1
154.4
156.6
23
From banks in the U.S.
31.9
31.7
34.9
34.5
26.5
25.1
24
From others
112.0
110.9
109.3
122.6
127.9
131.5

Other liabilities
96.4
93.9
94.8

97.7

97.0

634.8

650.8

659.5

27 TOTAL LIABILITIES
628.4
629.0
626.8
670.4
674.2

91.3

28
2.2
4.4

Residual (assets less liabilities) (7)
3.0
3.4
3.7
4.9
5.5

29
40.3
41.3
30
42.1
41.6

MEMO
Reval. gains on off-bal. sheet items (8)
41.5
41.2
39.8
41.8
40.2
Reval. losses on off-bal. sheet items (8)
43.1
41.8
40.1
41.9
40.5

H.8 (510)
Page 13

Footnotes

2.8
2.5

11.0

2.5
2.5

120.6
143.3
151.9
156.7

81.6
97.2

32.0
26.9

90.3
98.8

588.0
627.7
680.1
670.0
4.5
3.5

1.5
3.7

40.9

33.8
43.8

38.0
43.1

41.6

33.0
44.6

40.1
43.5

4.3

------------------------------------------------Footnotes appear on page 13.

11.2

February 6, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.