h8.

ascii
H.8 (510)
Data on the attached H.8 release have been benchmarked through the June 1998 Call
Report. Data on the previous release were benchmarked to the December 1997 Call
Report.
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,277.7

4,338.3

4,006.6
4,223.9
4,397.4
4,375.9
4,387.7

1,153.1

1,036.3
1,129.6
1,174.5
1,168.3
1,167.0

771.2

768.0

724.5
781.8
768.0
757.3

381.9

406.5

311.8
347.8
400.3
409.7

(2)
3,185.2

2,970.3
3,094.3
3,222.9
3,207.6
3,220.7

902.9

914.5

1,284.6

1,214.6
1,264.6
1,286.4
1,289.6
1,286.9

A S S E T S

1
Bank credit
4,221.6
4,249.3
4,399.4
4,431.3

4,259.4

2
Securities in bank credit
1,109.7
1,125.6
1,119.9
1,127.9
1,176.3
1,187.7
3
U.S. government securities
765.8
773.0
756.6
760.6
767.7
775.3
4
Other securities
343.9
352.7
363.3
367.2
408.6
412.4
5
Loans and leases in bank credit
3,111.8
3,123.7
3,139.6
3,149.8
3,223.1
3,243.6
6
Commercial and industrial
870.7
878.9
888.8
894.3
917.3
916.2
7
Real estate
1,273.1
1,274.9
1,274.1
1,275.5
1,282.7
1,285.8
8
Revolving home equity

838.1
872.9
909.1
916.7

95.4

98.2

98.4
98.3
9
1,174.8
1,184.4
10
505.4
501.2
11
115.8
141.3
12
346.8
380.6

97.9
97.7
97.4
97.0
Other
1,177.0
1,176.4
1,178.0
1,188.8
Consumer
505.9
502.7
496.7
498.1
Security (3)
120.9
127.7
131.1
160.5
Other loans and leases
343.1
346.3
352.2
383.1

97.3

97.7

97.8

97.8

1,187.3

1,119.2
1,166.3
1,188.7
1,191.8
1,189.1

494.2

497.7

515.5
502.1
495.3
497.3

138.4

144.4

95.8
116.9
138.4
138.5

365.0

379.9

306.3
337.9
375.3
381.3

13 Interbank loans
213.3
201.6
217.9
220.9
237.1

213.7

208.1

222.4

196.5
217.2
221.6
213.3

14 Cash assets (4)
268.8
250.7
250.8
242.4
251.1

243.7

251.9

250.6

253.3
275.9
264.7
247.7

15 Other assets (5)
308.8
313.4
313.3
314.1
345.3

311.0

311.8

322.2

288.9
295.8
316.9
313.1

16 TOTAL ASSETS (6)
4,955.1
4,957.5
4,984.0
5,119.6
5,207.1

4,988.7

5,053.1

4,688.8
4,955.8
5,135.5
5,122.3
5,104.9

3,197.1

3,228.9

3,048.0
3,198.8
3,248.7
3,255.8
3,249.4

667.0

667.8

673.1

2,530.1

2,561.1

2,360.4
2,500.5
2,575.6
2,589.3
2,580.7

667.3

679.1

684.0

1,862.8

1,882.0

1,747.8
1,823.1
1,891.6
1,902.9
1,893.5

861.4

888.5

770.2
856.9
885.3
868.5

293.8

303.0

295.2
306.8
308.7
298.1

567.6

585.4

475.0
550.1
576.6
570.4

L I A B I L I T I E S
17 Deposits
3,211.9
3,205.5
3,223.0
3,229.4
3,261.8
18
Transaction
696.6
687.5
682.8
666.9
697.0
19
Nontransaction
2,515.3
2,518.0
2,540.2
2,562.5
2,564.8
20
Large time
674.5
674.9
685.1
686.0
675.4
21
Other
1,840.7
1,843.1
1,855.1
1,876.6
1,889.5

22 Borrowings
870.7
861.8
857.3
856.8
883.5
918.1
23
From banks in the U.S.
305.9
282.2
287.6
289.3
291.7
314.2
24
From others
564.8
579.6
569.7
567.5
591.7
603.9

687.6
698.3
666.5
668.6

612.6
677.3
686.4
687.3

25 Net due to related foreign offices
179.8
174.4
170.6
186.1
201.1
199.9
202.7

202.8

198.2
205.4
203.2
207.7

26 Other liabilities
295.2
299.1
308.2
336.9
350.5

317.9

325.3

336.6

268.0
296.1
332.8
327.9

27 TOTAL LIABILITIES
4,557.6
4,540.7
4,559.1
4,649.7
4,733.1

4,557.9

4,616.7

4,284.4
4,557.2
4,676.5
4,677.1
4,653.5

28 Residual (assets less liabilities) (7)
397.5
416.7
424.9
430.8
436.4
470.0
474.0

458.9

404.3
398.6
445.2
451.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,271.7

4,325.0

3,998.9
4,214.9
4,384.5
4,357.6
4,376.1

1,144.8

1,027.8
1,131.4
1,162.5
1,159.6
1,152.0

766.3

762.8

720.5
785.1
764.3
752.4

378.4

399.7

307.4
346.3
395.3
399.6

A S S E T S

1
Bank credit
4,226.6
4,244.3
4,381.7
4,425.4

4,260.9

2
Securities in bank credit
1,120.9
1,130.3
1,122.8
1,122.3
1,161.0
1,176.5
3
U.S. government securities
774.2
777.6
759.0
756.7
761.3
769.2
4
Other securities
346.7
352.8
363.8
365.6

399.7

407.3

5
Loans and leases in bank credit
3,105.7
3,113.9
3,138.0
3,149.4
3,220.7
3,248.9
6
Commercial and industrial
878.3
884.4
891.5
893.9
912.8
915.1
7
Real estate
1,266.6
1,268.6
1,271.6
1,277.6
1,286.1
1,291.7
8
Revolving home equity
97.5
97.6
97.4
97.4
99.0
98.0
9
Other
1,169.2
1,171.0
1,174.2
1,180.1
1,187.1
1,193.7
10
Consumer
500.4
500.6
499.9
494.7
504.3
500.5
11
Security (3)
117.3
120.5
127.7
128.9
138.9
155.8
12
Other loans and leases
343.1
339.9
347.3
354.2
378.7
385.7

(2)
3,180.2

2,971.1
3,083.5
3,222.0
3,198.1
3,224.1

896.9

909.0

1,288.2

1,219.2
1,258.0
1,291.4
1,294.6
1,292.7

97.5

98.4

1,190.7

1,123.1
1,160.8
1,193.0
1,196.3
1,194.3

495.9

500.5

518.2
495.6
497.6
500.6

133.9

141.0

93.7
117.8
131.9
138.8

365.4

380.0

307.0
335.7
375.1
380.6

833.0
876.5
899.0
911.4

96.0
98.3

97.2
98.5

13 Interbank loans
216.1
197.2
214.6
208.3
230.6

207.3

201.0

216.8

191.9
216.8
221.9
208.3

14 Cash assets (4)
264.1
246.3
245.8
233.1
249.4

239.3

239.6

248.6

251.4
264.4
267.5
244.6

15 Other assets (5)
307.2
312.8
311.8
313.2
346.6

312.3

313.8

323.6

290.0
295.6
320.7
313.5

16 TOTAL ASSETS (6)
4,956.9
4,943.2
4,975.5
5,078.9
5,194.0

4,973.2

5,022.1

4,675.3
4,934.7
5,115.8
5,110.3
5,085.1

3,189.6

3,218.7

3,050.5
3,189.5
3,252.9
3,279.4
3,258.8

662.1

654.3

668.5

2,527.5

2,564.3

2,367.7
2,503.6
2,584.4
2,606.5
2,590.9

664.0

678.2

685.7

L I A B I L I T I E S
17 Deposits
3,211.3
3,189.0
3,215.0
3,203.5
3,266.1
18
Transaction
701.7
675.6
677.8
640.3
693.9
19
Nontransaction
2,509.6
2,513.4
2,537.2
2,563.2
2,572.2
20
Large time
669.0
675.2
682.8
688.4
679.0
21
Other

682.8
685.9
672.9
667.9

614.3
674.8
686.8
688.2
1,753.4

1,828.8

1,840.6
1,874.8

1,838.2
1,893.2

1,854.4

1,863.4

1,886.1

1,898.7

854.4

891.9

772.3
848.6
870.5
871.9

289.8

301.9

294.2
304.3
301.5
296.9

564.6

590.1

478.2
544.3
569.0
575.0

25 Net due to related foreign offices
179.0
183.0
176.5
188.2
201.6
204.7
204.7

202.9

197.6
203.9
199.9
204.1

26 Other liabilities
294.4
298.6
307.4
336.3
350.4

317.2

325.3

336.3

267.8
296.3
332.8
327.3

27 TOTAL LIABILITIES
4,554.8
4,537.9
4,566.0
4,649.8
4,745.1

4,556.3

4,600.0

4,288.2
4,538.4
4,684.1
4,682.6
4,662.2

22 Borrowings
870.1
867.3
867.1
861.4
905.3
923.8
23
From banks in the U.S.
305.0
283.4
290.6
289.5
296.9
313.1
24
From others
565.1
583.9
576.5
571.8
608.3
610.7

28 Residual (assets less liabilities) (7)
402.1
405.3
409.5
416.9
422.1
429.1
449.0
MEMO
29 Reval. gains on off-bal. sheet items (8)
83.8
85.8
92.7
92.7
95.7
113.2
111.4
30 Reval. losses on off-bal. sheet items (8)
84.4
84.9
90.7
90.5
96.4
115.1
112.0

431.8

1,919.7

1,902.7

387.1
396.4
427.7
422.9

109.5

80.8
108.0

87.8
107.9

110.2

81.7
107.5

89.4
109.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
October 9, 1998

1998

1998

May
Sep 30

Jun

Account
1998
Jul

1998

1998

Aug

Sep

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

--------------

--------------

--------

--------

--------

-------- --------------------- -------

3,705.6

3,748.4

3,469.9
3,657.8
3,789.3
3,775.6
3,777.0

942.4

959.9

857.4
929.5
955.4
953.4

678.7

686.0

641.8
693.2
685.6
678.5

263.8

273.9

215.6
236.3
269.8
274.9

(2)
2,806.0

2,612.6
2,728.3
2,829.4
2,820.2
2,823.5

685.8

692.7

1,260.7

1,186.5
1,238.5
1,262.9
1,265.8
1,263.1

97.3

97.7

1,163.4

1,091.2
1,140.3
1,165.1
1,168.0
1,165.3

494.2

497.7

73.3

75.2

291.9

300.9

242.5
266.6
299.1
301.4

A S S E T S

1
Bank credit
3,664.7
3,686.3
3,794.9
3,813.2
2
915.6
965.6
3
676.9
688.6
4
238.7
277.0

3,693.4

Securities in bank credit
928.6
920.9
928.0
967.3
U.S. government securities
684.2
669.6
670.8
690.6
Other securities
244.5
251.3
257.2
276.7

5
Loans and leases in bank credit
2,749.1
2,757.7
2,772.5
2,777.6
2,829.3
2,846.0
6
Commercial and industrial
657.6
667.1
675.8
678.3
693.5
695.7
7
Real estate
1,248.0
1,250.4
1,249.7
1,251.4
1,259.2
1,262.7
8
Revolving home equity
98.4
97.9
97.7
97.4
98.3
97.0
9
Other
1,149.7
1,152.5
1,152.0
1,154.0
1,160.9
1,165.7
10
Consumer
505.4
505.9
502.7
496.7
501.2
498.1
11
Security (3)
63.6
61.8
67.5
69.6
74.2
87.6
12
Other loans and leases
274.4
272.5
276.8
281.7
301.2
301.9

615.8
653.3
690.0
692.8

95.4
97.8

98.2
97.8

515.5
502.1
495.3
497.3
52.3
70.0

67.8
68.9

13 Interbank loans
190.7
179.8
194.0
188.8
198.9

191.7

185.6

191.0

178.0
194.1
189.9
188.0

14 Cash assets (4)
233.2
215.9
215.5
207.0
218.1

208.5

217.9

216.3

219.1
241.3
230.7
212.9

276.8

276.1

284.1

245.3
259.3
279.6
275.3

15 Other assets (5)
272.7
279.3
279.2

275.5

306.6

16 TOTAL ASSETS (6)
4,304.1
4,304.0
4,324.8
4,409.1
4,479.2

4,371.3

4,056.2
4,295.8
4,423.8
4,419.2
4,396.3

2,899.9

2,922.7

2,784.8
2,907.5
2,934.2
2,939.0
2,933.0

653.6

656.0

657.9

2,246.2

2,266.7

2,108.2
2,221.2
2,276.3
2,287.4
2,279.3

384.5

384.0

383.4

1,861.7

1,882.7

1,747.2
1,820.4
1,892.9
1,905.0
1,895.2

691.5

704.7

625.6
704.1
709.1
690.6

269.7

270.6

260.4
279.8
280.5
270.3

421.7

434.1

365.2
424.3
428.6
420.3

4,325.5

L I A B I L I T I E S
17 Deposits
2,917.9
2,910.2
2,920.3
2,911.5
2,954.7
18
Transaction
684.4
676.0
671.7
650.8
681.9
19
Nontransaction
2,233.5
2,234.2
2,248.6
2,260.8
2,272.8
20
Large time
394.5
391.7
393.2
383.1
383.1
21
Other
1,839.0
1,842.6
1,855.5
1,877.7
1,889.7

22 Borrowings
704.7
698.4
690.2
686.9
705.3
713.8
23
From banks in the U.S.
279.2
259.8
258.0
262.5
265.8
265.6
24
From others
425.4
438.6
432.2
424.5
439.5
448.1

25 Net due to related foreign offices
77.4
73.3
73.4
79.3
92.8
107.5
110.8

105.4

676.5
686.4
651.6
653.7

361.0
400.8
382.5
384.0

72.6
102.0

82.8
106.0

26 Other liabilities
210.1
211.8
218.1
231.7
240.3

224.9

226.6

232.1

27 TOTAL LIABILITIES
3,910.0
3,893.6
3,902.0
3,956.1
4,019.5

3,891.0

3,933.5

3,656.8
3,901.5
3,976.4
3,982.2
3,954.0

28 Residual (assets less liabilities) (7)
394.0
410.4
422.8
434.6
437.8
453.1
459.7

447.4

------------------------------------------------Footnotes appear on page 13.

173.8
207.1
232.0
224.4

399.4
394.3
437.0
442.3

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

3,696.8

3,732.7

3,465.4
3,648.6
3,781.5
3,764.6
3,772.8

929.8

951.2

850.5
932.8
949.0
943.5

673.0

680.9

637.6
695.8
681.9
673.3

256.8

270.3

212.8
237.0
267.1
270.1

(2)
2,802.8

2,615.0
2,715.8
2,830.3
2,815.6
2,829.4

680.9

688.3

1,264.4

1,191.2
1,232.0
1,267.8
1,270.9
1,269.0

97.5

98.4

1,167.0

1,095.1
1,134.8
1,169.4
1,172.6
1,170.6

495.9

500.5

69.6

72.1

A S S E T S

1
Bank credit
3,669.5
3,679.6
3,782.4
3,809.5
2
924.8
953.6
3
686.7
682.5
4
238.1
271.1

3,691.7

Securities in bank credit
929.4
920.6
919.7
960.4
U.S. government securities
688.2
671.9
667.3
685.4
Other securities
241.2
248.7
252.4
275.0

5
Loans and leases in bank credit
2,744.7
2,750.2
2,771.1
2,777.1
2,828.8
2,849.1
6
Commercial and industrial
665.1
673.3
678.6
678.1
689.9
693.5
7
Real estate
1,241.8
1,244.2
1,247.5
1,253.7
1,262.6
1,268.5
8
Revolving home equity
97.5
97.6
97.4
97.4
99.0
98.0
9
Other
1,144.3
1,146.6
1,150.1
1,156.3
1,163.6
1,170.5
10
Consumer
500.4
500.6
499.9
494.7
504.3
500.5
11
Security (3)
65.7
61.9
67.6
68.0
71.6
82.1
12
Other loans and leases

611.8
656.1
682.5
689.1

96.0
98.3

97.2
98.5

518.2
495.6
497.6
500.6
50.4
65.4
243.4

67.9
69.2
264.2

271.7
300.5

270.3
304.4

277.5

282.5

292.0

301.5

299.2

301.5

13 Interbank loans
193.5
175.4
190.7
176.2
192.4

185.3

178.5

185.4

173.5
193.6
190.1
183.0

14 Cash assets (4)
230.2
211.9
209.5
197.4
215.1

204.2

205.6

214.1

217.1
231.0
233.9
210.4

15 Other assets (5)
273.0
278.3
278.4
275.1
308.4

278.5

277.2

285.5

246.3
259.2
282.4
275.8

16 TOTAL ASSETS (6)
4,309.3
4,288.0
4,313.0
4,373.8
4,467.6

4,307.7

4,336.9

4,045.7
4,275.7
4,409.2
4,413.8
4,384.8

2,894.2

2,913.7

2,786.0
2,897.1
2,936.9
2,963.8
2,942.9

648.7

642.6

652.6

2,245.5

2,271.2

2,114.7
2,223.0
2,284.2
2,305.9
2,290.3

383.4

386.4

386.8

1,862.1

1,884.8

1,750.9
1,826.8
1,897.4
1,918.4
1,901.4

684.5

708.2

627.7
695.8
694.3
694.0

265.8

269.4

259.3
277.3
273.3
269.1

418.7

438.8

368.4
418.5
421.0
424.9

L I A B I L I T I E S
17 Deposits
2,919.0
2,891.0
2,910.6
2,882.3
2,953.6
18
Transaction
689.9
664.4
666.7
623.3
677.4
19
Nontransaction
2,229.1
2,226.6
2,243.9
2,259.1
2,276.2
20
Large time
390.3
389.9
390.8
385.6
384.4
21
Other
1,838.8
1,836.7
1,853.1
1,873.5
1,891.9

22 Borrowings
704.1
703.9
699.9
691.5
727.1
719.5
23
From banks in the U.S.
278.4
261.0
261.0
262.7
271.0
264.6
24
From others
425.7
443.0
439.0
428.7
456.1
454.9

25 Net due to related foreign offices
78.0
80.9
80.1
84.9
96.7
110.7
110.7

107.1

671.3
674.1
657.8
652.7

363.8
396.2
387.6
388.8

73.5
104.3

82.1
106.9

26 Other liabilities
210.1
211.8
218.1
231.7
240.3

224.9

226.6

232.1

173.8
207.1
232.0
224.4

27 TOTAL LIABILITIES
3,911.1
3,887.6
3,908.7
3,951.8
4,024.1

3,895.4

3,921.5

3,661.0
3,882.1
3,984.2
3,994.4
3,968.3

28 Residual (assets less liabilities) (7)
398.2
400.4
404.4
412.3
415.4
422.0
443.6
MEMO
29 Reval. gains on off-bal. sheet items (8)
43.9
45.6
50.5
51.0
51.9
64.6
61.7
30 Reval. losses on off-bal. sheet items (8)
45.3
46.3
50.1
50.4
54.2
69.1
65.2
31 Mortgage-backed securities (9)
295.6
298.0
291.2
294.4
301.9
314.2
323.9

425.0

384.6
393.6
419.5
416.5

61.5

37.5
61.1

47.2
60.3

65.0

39.9
63.3

49.6
64.3

314.0

259.0
300.7
310.7
308.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,231.1

2,261.8

2,082.7
2,221.5
2,293.7
2,283.6
2,284.5

523.0

538.2

457.1
522.3
536.3
534.3

354.2

360.3

324.0
372.4
361.8
354.8

23.0

23.3

A S S E T S

1
Bank credit
2,222.1
2,234.3
2,299.8
2,310.1
2
509.6
543.5
3
359.3
362.5
3a
23.7

2,231.2

Securities in bank credit
518.5
510.6
512.4
540.4
U.S. government securities
362.8
349.2
347.8
361.2
Trading account
24.5
24.6
21.7

23.5
23.4

27.5
20.5

25.6
3b
335.6
336.9
4
150.3
181.1
4a
69.4
92.0
4b
80.9
89.0
4c
23.0
23.1
4d
58.0
65.9

23.5
Investment account
338.3
324.6
326.1
331.2
337.7
Other securities
155.7
161.4
164.6
168.9
179.1
Trading account
74.4
78.2
79.6
81.1
89.1
Investment account
81.4
83.2
85.0
87.7
90.1
State and local government
22.8
22.2
22.4
22.6
23.3
Other
58.6
60.9
62.6
65.1
66.7

5
Loans and leases in bank credit (2)
1,712.5
1,715.8
1,720.6
1,718.7
1,738.7
1,756.2
1,769.8
6
Commercial and industrial
470.0
477.1
483.7
484.5
488.9
494.7
494.8
6a
Bankers acceptances
1.2
1.3
1.2
1.3
1.3
1.2
1.2
6b
Other
468.8
475.9
482.5
483.2
487.7
493.4
493.6
7
Real estate
682.5
682.2
675.3
671.4
673.4
669.0
669.7
8
Revolving home equity
69.3
68.7
68.1
67.7
67.6
68.4
67.2
9
Other
613.2
613.5
607.2
603.7
605.9
600.6
602.5
10
Consumer
300.2
299.8
296.4
291.0
291.8
297.2
296.3
11
Security (3)
57.3
55.9
61.3
63.3
66.9
67.9
81.0
11a
Fed funds and RPs with broker/dealer
39.7
37.6
42.7
44.8
47.9
48.7
64.3
11b
Other
17.5
18.3
18.6
18.6
19.0
19.2
16.7
12a
State and local government
11.1
11.2
11.1
11.0
11.1
11.3
11.2
12b
Agricultural
9.8
9.8
9.8
9.7
9.7

337.0

300.6
344.9
338.3
334.3

177.9

133.1
149.9
174.6
179.4

88.2

61.7
85.0

70.9
89.1

89.7

71.4
89.6

79.0
90.3

23.2

22.2
23.2

22.8
23.1

66.6

49.2
66.4

56.2
67.2

1,625.6
1,699.2
1,755.5
1,747.2
1,750.2
493.4
1.3

437.9
467.2
491.3
494.1
1.5
1.3

1.3
1.3

492.2

436.4
465.9
490.0
492.8

672.0

657.3
678.2
675.6
673.1

67.9

67.2
68.0

69.0
68.0

604.1

590.1
609.2
607.6
605.1

295.1

305.8
296.1
293.4
294.2

68.5

47.6
63.0

61.6
62.1

50.0

30.9
43.6

43.8
43.5

18.5

16.7
19.4

17.9
18.6

11.2

12.1
11.2

11.1
11.3

9.4
9.7

9.7
9.7

9.7

9.8
12c
7.2
13.3
12d
83.8
93.7
12e
90.5
99.5

9.7
Fed funds and RPs with others
5.6
5.5
8.6
9.7
12.1
All other loans
81.5
83.9
84.2
89.6
94.8
Lease financing receivables
92.7
93.6
95.0
97.6
100.2

13 Interbank loans
126.1
114.4
125.0
120.4
112.0
121.7
13a
Fed funds and RPs with banks
75.6
64.7
74.0
67.3
59.9
70.6
13b
Other
50.4
49.7
51.0
53.1
52.1
51.1

7.5
11.2

7.2
11.9

94.0

70.3
92.7

80.7
94.6

99.4

77.7
99.0

87.4
99.2

12.0

125.6
130.9
114.0
109.3

112.3

114.0

60.0

61.7

82.1
61.5

81.6
55.8

52.3

52.3

43.5
52.5

49.3
53.5

14 Cash assets (4)
165.5
148.0
146.8
139.0
150.2

141.3

148.7

147.7

149.9
174.6
159.6
144.7

15 Other assets (5)
207.7
212.7
209.9
204.5
203.6

207.3

206.5

206.0

184.3
196.1
208.0
205.9

16 TOTAL ASSETS (6)
2,683.8
2,671.8
2,675.5
2,718.4
2,748.2

2,662.8

2,692.5

2,505.5
2,685.9
2,724.6
2,728.6
2,707.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1998

1998

Jul

Aug

Sep

--------

--------

--------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23
-------- ---------------------------

L I A B I L I T I E S
17 Deposits
1,622.1
1,606.3
1,603.0
1,568.1
1,596.6
18
Transaction
389.2
381.3
375.1
354.2
386.2
19
Nontransaction
1,232.9
1,225.0
1,227.9
1,213.9
1,210.4
20
Large time
220.9
216.2
217.6
203.8
203.1
21
Other
1,012.0
1,008.8
1,010.3
1,010.1
1,007.3

1,579.2

1,586.8

1,540.2
1,619.4
1,586.8
1,594.1
1,587.2

360.3

361.9

364.7

1,219.0

1,224.9

1,158.6
1,229.5
1,222.1
1,232.2
1,226.8

211.3

210.1

205.1

199.5
228.5
206.0
205.7

1,007.7

1,014.8

1,017.0

959.1
1,001.0
1,026.2
1,021.0

525.9

538.0

473.0
546.8
540.7
523.0

195.4

196.1

186.2
209.8
203.9
195.1

330.5

341.9

286.8
336.9
336.7
327.9

22 Borrowings
545.1
536.5
527.1
520.9
539.7
548.5
23
From banks in the U.S.
209.2
189.2
186.8
188.5
193.0
192.1
24
From others
336.0
347.3
340.3
332.4
346.6
356.3

25 Net due to related foreign offices
73.9
69.4
69.5
75.6
89.1
103.8
107.1

101.8

381.5
389.9
361.8
360.5

67.8
98.4

78.7
102.7

26 Other liabilities
179.5
181.3
187.8
200.5
205.1

193.8

195.8

200.2

27 TOTAL LIABILITIES
2,420.6
2,393.5
2,387.4
2,412.0
2,457.4

2,369.6

2,397.6

2,227.9
2,421.5
2,426.7
2,434.1
2,406.9

28 Residual (assets less liabilities) (7)
263.3
278.4
288.1
293.2
294.9
306.4
290.8

297.8

146.9
176.7
200.9
194.0

277.6
264.4
294.5
300.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 9, 1998

Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,224.1

2,246.5

2,075.6
2,215.9
2,283.8
2,272.6
2,277.2

A S S E T S

1
Bank credit
2,221.2
2,220.5
2,281.9
2,305.6
2
513.3
530.9
3
364.0
355.6
3a
23.9
24.9
3b
340.1
330.7
3c
222.5
231.9
3d
117.7
98.8
3e
31.6
26.7
3f
51.6
41.2
3g
34.5
30.9
4
149.3
175.3
4a
69.0
87.1
4b
80.3
88.2
4c
22.9

2,224.8

Securities in bank credit
515.1
507.2
505.4
511.5
535.5
U.S. government securities
363.5
348.9
345.5
349.3
357.4
Trading account
23.7
23.7
21.1
22.8
23.0
Investment account
339.8
325.2
324.4
326.5
334.5
Mortgage-backed
222.2
213.7
215.1
221.8
239.9
Other
117.6
111.5
109.3
104.7
94.5
1 year or less
30.1
30.2
29.1
27.7
25.5
Between 1 and 5 years
50.1
46.9
49.8
46.7
39.0
More than 5 years
37.3
34.3
30.5
30.4
30.1
Other securities
151.6
158.4
159.8
162.2
178.1
Trading account
70.9
75.4
75.5
74.9
88.0
Investment account
80.7
82.9
84.3
87.2
90.1
State and local government
22.7
22.4
22.3
22.7

530.2

450.7
524.2
530.9
524.5

355.6

320.1
373.8
358.7
349.7

23.3

23.4
24.3

28.3
20.8

332.3

296.7
345.5
334.4
328.9

232.1

193.8
228.7
229.8
227.5

100.2

102.9
116.7
104.6
101.5

26.5

28.7
27.2

30.4
26.3

42.3

50.8
44.5

52.2
43.0

31.5

23.3
32.9

34.1
32.2

174.6

130.6
150.4
172.3
174.8

85.2

59.4
83.0

71.4
84.7

89.4

71.2
89.2

79.0
90.0

23.2

22.3
23.2

22.7
23.2

23.2
4d
57.3
65.0

23.4
58.0
66.7

Other
60.6

62.1

64.6

66.2

49.0
66.0

56.3
66.9

5
Loans and leases in bank credit (2)
1,624.9
1,691.7
1,707.9
1,705.4
1,717.6
1,718.8
1,735.0
1,753.6
1,741.6
1,752.7
1,751.0
1,770.0
6
Commercial and industrial
435.3
469.1
475.1
480.7
484.8
484.6
485.6
490.6
485.7
491.7
492.0
494.3
6a
Bankers acceptances
1.5
1.2
1.2
1.2
1.2
1.2
1.3
1.3
1.3
1.3
1.3
1.3
6b
Other
433.7
467.9
474.0
479.5
483.6
483.3
484.3
489.3
484.4
490.4
490.7
493.0
7
Real estate
660.2
673.9
676.6
674.3
672.4
673.7
676.7
675.3
679.9
677.2
670.0
673.5
8
Revolving home equity
67.6
68.0
68.2
68.2
67.9
67.9
67.9
68.4
68.4
68.6
68.9
67.9
9a
Other residential
365.1
375.8
376.9
374.3
373.8
375.1
377.6
374.4
379.9
376.1
368.1
372.4
9b
Commercial
227.5
230.1
231.5
231.8
230.7
230.7
231.3
232.5
231.5
232.6
233.1
233.2
10
Consumer
307.7
291.5
296.1
295.7
295.2
290.7
293.4
297.1
295.2
296.4
298.9
298.2
11
Security (3)
45.7
61.8
59.4
55.9
61.4
61.8
63.2
65.4
58.4
62.4
65.3
75.6
11a
Fed funds and RPs with broker/dealer
29.4
44.0
41.7
37.6
42.4
43.7
44.9
47.5
40.4
43.8
46.4
59.4
11b
Other
16.3
17.8
17.7
18.4
19.0
18.0
18.3
18.0
18.0
18.6
18.9
16.1
12a
State and local government
12.1
11.1
11.0
11.1
11.1
11.0
11.2
11.3
11.2
11.3
11.3
11.3
12b
Agricultural
9.7
9.3
9.4
9.7
9.9
10.1
10.1
10.0
10.0
10.1
10.0
10.0
12c
Fed funds and RPs with others
7.5
7.2
7.2
5.6
5.5
8.6
9.7
12.0
11.2
11.9
13.3
12.1
12d
All other loans
69.8
79.8
82.8
80.2
84.1
83.8
88.8
93.5
92.1
93.6
92.1
95.5
12e
Lease financing receivables
76.9
88.0
90.3
92.0
93.2
94.5
96.4
98.4
97.8
98.0
98.1
99.6
13

Interbank loans

124.1

126.7

126.7
109.5
13a
76.7
58.5
13b
50.0
51.0

113.8
125.5
119.3
121.6
Fed funds and RPs with banks
64.3
74.4
66.5
70.9
Other
49.4
51.1
52.8
50.7

109.8

112.8

111.8

108.8

58.2

61.2

81.1
59.5

78.3
56.4

51.6

51.6

43.0
52.3

48.4
52.4

14 Cash assets (4)
163.1
144.0
141.6
132.8
148.8

137.7

138.6

146.3

148.5
165.8
160.6
143.5

15 Other assets (5)
207.7
212.7
209.9
204.5
203.6

207.3

206.5

206.0

184.3
196.1
208.0
205.9

16 TOTAL ASSETS (6)
2,681.6
2,653.6
2,664.3
2,691.6
2,741.9

2,651.2

2,664.2

2,495.3
2,667.4
2,711.6
2,715.9
2,698.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,579.2

1,584.4

1,544.8
1,607.3
1,592.8
1,610.8
1,599.5

358.1

352.7

361.5

1,221.1

1,231.6

1,166.3
1,226.6
1,231.3
1,248.6
1,238.9

L I A B I L I T I E S
17 Deposits
1,614.9
1,586.5
1,596.6
1,552.2
1,603.7
18
Transaction
391.2
371.8
371.7
337.5
386.5
19
Nontransaction
1,223.7
1,214.7
1,225.0
1,214.8
1,217.2
20
Large time

378.6
380.7
362.2
360.6

202.3

223.9

216.6
206.3
21
1,007.0
1,008.5

214.4
204.3
Other
1,000.3
1,012.8

215.2

210.2

212.5

208.5

1,009.8

1,010.9

1,019.2

1,022.7

964.0
1,002.7
1,037.5
1,028.4

517.7

538.1

472.1
541.7
527.4
524.6

190.7

193.9

184.0
208.5
197.7
193.6

327.0

344.2

288.1
333.2
329.7
331.0

22 Borrowings
546.4
541.7
536.5
525.4
553.0
549.0
23
From banks in the U.S.
208.6
189.7
189.2
188.5
194.9
189.5
24
From others
337.8
352.0
347.3
336.9
358.1
359.5

25 Net due to related foreign offices
74.5
77.1
76.2
81.2
92.9
106.9
106.9

103.5

211.1

68.6
100.7

210.5

78.0
103.6

26 Other liabilities
179.5
181.3
187.8
200.5
205.1

193.8

195.8

200.2

27 TOTAL LIABILITIES
2,415.2
2,386.6
2,397.1
2,412.7
2,464.7

2,379.7

2,390.8

2,232.5
2,403.7
2,434.6
2,439.9
2,421.7

28 Residual (assets less liabilities) (7)
266.3
266.9
267.2
271.5
273.4
279.0
277.2
29
43.9
64.6
30
45.3
69.1
31
242.2
254.4
31a
165.3
167.0
31b
76.9
87.3
32
3.0
3.5
33
35.5
36.7

MEMO
Reval. gains on off-bal. sheet items (8)
45.6
50.5
51.0
51.9
61.7
Reval. losses on off-bal. sheet items (8)
46.3
50.1
50.4
54.2
65.2
Mortgage-backed securities (9)
243.0
235.0
237.6
244.1
263.2
Pass-through
164.7
156.8
156.9
160.2
174.5
CMO, REMIC, and other
78.3
78.2
80.7
83.9
88.7
Net unrealized gains (losses) on
2.8
3.2
3.5
3.1
4.6
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.0
36.1
35.3
35.6
36.7

277.0

146.9
176.7
200.9
194.0

262.7
263.7
276.0
276.5

61.5

37.5
61.1

47.2
60.3

65.0

39.9
63.3

49.6
64.3

254.7

211.9
248.6
252.3
249.6

166.3

145.0
169.8
163.2
161.1

88.5
3.8

36.7

66.9
89.1

78.8
88.5

1.8
3.5

2.9
3.4

34.1
36.7

35.2
36.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,474.5

1,486.7

1,387.3
1,436.3
1,495.6
1,492.1
1,492.5

419.4

421.7

400.2
407.3
419.1
419.2

324.5

325.7

317.7
320.9
323.8
323.7

94.9

96.0

(2)
1,067.3

1,073.9

987.0
1,029.1
1,073.0
1,073.3

196.9

199.2

177.9
186.1
198.7
198.7

587.3

590.8

529.3
560.4
590.2
590.0

29.8

29.8

557.5

561.0

A S S E T S

1
Bank credit
1,442.6
1,452.1
1,495.1
1,503.1
2
406.0
422.1
3
317.6
326.1
4
88.4
95.9

1,462.1

Securities in bank credit
410.1
410.3
415.6
426.9
U.S. government securities
321.4
320.4
323.0
329.4
Other securities
88.7
89.9
92.6
97.5

5
Loans and leases in bank credit
1,036.6
1,041.9
1,051.9
1,058.9
1,073.1
1,076.2
6
Commercial and industrial
187.6
190.0
192.1
193.8
198.8
200.9
7
Real estate
565.5
568.2
574.4
580.0
590.2
593.0
8
Revolving home equity
29.1
29.3
29.6
29.7
29.9
29.9
9
Other
536.4
538.9
544.9
550.3
560.4
563.1
10
Consumer

82.5
95.3

28.2
29.8

86.4
95.5

29.3
29.8

501.0
531.1
560.4
560.2
209.6

206.0

205.3
204.0
11
6.3
6.3
12
72.0
73.7

206.1
206.3
205.7
201.8
Security (3)
5.9
6.2
6.2
6.6
Other loans and leases
71.7
72.9
73.2
73.9

202.4

202.6

6.4

6.7

74.3

201.8

203.1

4.7
7.0

6.2
6.7

74.5

65.5
75.3

70.5
74.7

13
64.7
76.8

Interbank loans
65.4
68.9
77.1

71.3

73.3

77.0

52.5
75.9

63.2
78.7

14
67.7
68.0

Cash assets (4)
67.9
68.7
67.9

67.2

69.2

68.6

69.2
71.1

66.8
68.1

15
65.0
71.0

Other assets (5)
66.6
69.3
103.0

69.5

69.6

78.1

61.0
71.6

63.3
69.4

1,662.7

1,678.8

1,550.7
1,609.9
1,699.2
1,690.6
1,688.6

1,320.6

1,335.9

1,244.6
1,288.2
1,347.5
1,344.9
1,345.8

293.4

294.1

293.3

295.0
296.5
289.7
293.3

1,027.2

1,041.8

1,054.2

949.6
991.7
1,055.2
1,052.5

173.2

173.9

178.3

161.5
172.3
176.5
178.3

854.1

867.9

875.9

788.1
819.4
878.7
874.2

165.5

166.7

152.6
157.3
168.4
167.6

74.3

74.5

74.2
76.6

70.0
75.2

91.2

92.2

78.4
91.9

87.3
92.4

4.9
3.6

4.1
3.3

16 TOTAL ASSETS (6)
1,620.2
1,632.2
1,649.3
1,690.7
1,731.0

L I A B I L I T I E S
17 Deposits
1,295.8
1,303.9
1,317.3
1,343.5
1,358.0
18
Transaction
295.1
294.7
296.6
296.6
295.6
19
Nontransaction
1,000.6
1,009.2
1,020.8
1,046.9
1,062.4
20
Large time
173.6
175.5
175.6
179.3
180.0
21
Other
827.0
833.7
845.2
867.6
882.4

22 Borrowings
159.5
161.9
163.1
166.0
165.7
165.3
23
From banks in the U.S.
70.1
70.6
71.2
74.0
72.8
73.5
24
From others
89.4
91.3
91.8
92.0
92.9
91.8
25
3.5
3.7
26

Net due to related foreign offices
3.8
3.9
3.7
3.7
3.7
Other liabilities

3.6

26.9

30.4

30.6
31.2

30.5
35.2

30.3

27 TOTAL LIABILITIES
1,489.4
1,500.2
1,514.6
1,544.1
1,562.2

31.1

30.8

31.9

1,521.3

1,535.9

1,428.9
1,480.0
1,549.7
1,548.1
1,547.1

28 Residual (assets less liabilities) (7)
130.8
132.0
134.7
141.4
142.9
146.7
168.8

149.5

31.1

30.4

121.8
129.9
142.5
141.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,472.7

1,486.2

1,389.8
1,432.7
1,497.7
1,492.0
1,495.6

418.3

421.0

399.7
408.7
418.1
419.0

323.7

325.3

317.5
322.0
323.2
323.6

94.7

95.7

A S S E T S

1
Bank credit
1,448.3
1,459.1
1,500.5
1,503.9
2
411.5
422.7
3
322.7
326.9
4
88.8
95.8

1,466.9

Securities in bank credit
414.3
413.4
414.3
424.9
U.S. government securities
324.7
323.1
321.7
327.9
Other securities
89.6
90.3
92.6
96.9

5
Loans and leases in bank credit (2)
1,036.8
1,044.8
1,053.6
1,058.3
1,067.9
1,077.8
1,079.0

1,076.7

82.3
94.9

86.6
95.3

990.0
1,024.0
1,074.0
1,076.7

6
190.0
197.9
7
565.2
592.6
8
29.2
30.1
9
536.0
562.5
10
204.3
205.4
11
6.3
6.3
12
71.0
75.6

Commercial and industrial
192.6
193.8
193.5
199.2
Real estate
569.8
575.1
580.1
595.0
Revolving home equity
29.4
29.5
29.6
30.1
Other
540.5
545.6
550.5
564.9
Consumer
204.8
204.7
204.0
202.4
Security (3)
5.9
6.2
6.2
6.6
Other loans and leases
71.7
73.8
74.5
76.0

195.4

197.7

176.5
187.0
196.7
197.4

587.7

592.5

530.9
558.1
591.0
591.8

29.6

30.0

558.1

562.5

502.5
528.9
561.2
561.9

202.5

203.5

210.5
204.1
202.3
204.1

6.4

6.7

75.9

28.4
29.9

29.2
29.9

4.7
7.0

6.2
6.7

76.3

67.3
76.9

68.7
76.5

13
66.7
66.6

Interbank loans
61.6
65.2
70.8

66.0

68.8

72.6

49.3
78.3

66.9
74.2

14
67.1
64.6

Cash assets (4)
67.9
67.9
66.3

66.5

67.0

67.9

68.6
73.3

65.2
66.9

15
65.3
70.6

Other assets (5)
65.6
68.5
104.8

71.2

70.7

79.4

62.1
74.4

63.1
69.9

1,656.5

1,672.7

1,550.4
1,608.3
1,697.5
1,697.9
1,686.6

1,315.0

1,329.3

1,241.2
1,289.8
1,344.0
1,352.9
1,343.4

290.6

289.8

291.1

292.7
293.4
295.6
292.1

1,024.4

1,039.5

1,052.9

948.4
996.3
1,057.3
1,051.4

173.2

173.9

178.3

161.5
172.3
176.5
178.3

851.2

865.6

874.7

786.9
824.1
880.8
873.1

166.0

166.8

170.1

155.6
154.1
166.9
169.4

16 TOTAL ASSETS (6)
1,627.7
1,634.4
1,648.7
1,682.1
1,725.7

L I A B I L I T I E S
17 Deposits
1,304.1
1,304.4
1,314.0
1,330.1
1,349.9
18
Transaction
298.7
292.6
295.0
285.8
290.9
19
Nontransaction
1,005.4
1,011.8
1,019.0
1,044.3
1,059.1
20
Large time
173.6
175.5
175.6
179.3
180.0
21
Other
831.8
836.3
843.4
865.0
879.1
22 Borrowings
157.7
162.2

163.5

174.1
23
69.7
76.2
24
87.9
98.0

170.5
From banks in the U.S.
71.3
71.7
74.2
75.1
From others
91.0
91.7
91.9
95.5

75.1

75.5

75.3
75.6

68.8
75.5

91.7

94.5

80.3
91.3

85.3
93.9

4.9
3.6

4.1
3.3

26.9
31.1

30.4
30.4

25
3.5
3.7

Net due to related foreign offices
3.8
3.9
3.7
3.7
3.7

3.6

26
30.6
31.2

Other liabilities
30.5
30.3
35.2

27 TOTAL LIABILITIES
1,495.9
1,501.0
1,511.6
1,539.2
1,559.4

31.1

30.8

31.9

1,515.7

1,530.7

1,428.5
1,478.4
1,549.6
1,554.5
1,546.6

28 Residual (assets less liabilities) (7)
131.8
133.4
137.1
140.8
142.0
143.0
166.3
29
53.3
59.8

MEMO
Mortgage-backed securities (9)
55.1
56.2
56.8
60.7

57.8

147.9

59.3

121.9
129.9
143.4
140.0

47.2
58.4

52.2
58.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998

1998

Jul

Aug

Sep

--------

--------

--------

A S S E T S

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23
-------- ---------------------------

1
Bank credit
556.9
563.0
604.5
618.1

566.0

572.0

2
194.1
210.7
3
88.9
79.1
4
105.2
131.7

Securities in bank credit
197.0
199.0
199.8
220.5
U.S. government securities
88.8
87.0
89.8
84.7
Other securities
108.2
112.0
110.0
135.7

5
362.8
393.8
6
213.1
223.8
7
25.1
23.5
11
52.2
67.1
12
72.4
79.4

Loans and leases in bank credit
366.0
367.0
372.2
397.7
Commercial and industrial
211.8
213.0
216.1
220.5
Real estate
24.5
24.3
24.1
23.1
Security (3)
59.1
60.2
61.5
72.9
Other loans and leases
70.7
69.5
70.5
81.2

589.8

608.1

536.6
566.2
600.3
610.7

210.7

214.6

178.9
200.1
212.9
213.6

92.5

82.0

82.7
82.4

118.2

132.6

96.2
111.6
130.5
134.8

(2)
379.1

393.5

357.7
366.1
387.4
397.2

217.1

221.8

222.3
219.6
219.1
223.9

23.9

23.6

28.0
23.8

26.0
23.8

65.1

69.2

43.6
68.4

49.1
69.6

73.1

79.0

63.8
76.2

71.2
79.8

88.5
78.8

13
22.6
32.2

Interbank loans
21.8
23.9
38.3

22.0

22.5

31.4

18.4
31.8

23.1
25.4

14
35.6
35.4

Cash assets (4)
34.8
35.3
33.1

35.2

34.0

34.3

34.2
34.0

34.5
34.9

15
36.2
38.7

Other assets (5)
34.1
34.1
38.7

34.2

35.8

38.1

43.6
37.3

36.4
37.8

663.2

681.8

711.7

632.6
660.0
703.1
708.5

297.2

306.2

314.5

263.2
291.2
316.8
316.4

13.4

11.8

15.2

283.9

294.4

299.3

16 TOTAL ASSETS (6)
651.0
653.4
659.2
710.5
727.9

L I A B I L I T I E S
17 Deposits
294.0
295.3
302.6
317.9
307.2
18
Transaction
12.3
11.5
11.1
16.1
15.1
19
Nontransaction
281.8
283.7
291.6
301.8
292.1

11.0
14.9

12.0
14.9

252.1
279.3
301.8
301.5

22 Borrowings
166.0
163.4
167.1
169.9
178.1
204.3
23
From banks in the U.S.
26.6
22.4
29.6
26.8
25.9
48.6
24
From others
139.4
141.0
137.5
143.1
152.2
155.7

144.6
152.8
176.2
177.9

169.9

183.8

24.0

32.5

145.9

151.3

109.7
125.8
148.0
150.1

25 Net due to related foreign offices
102.5
101.2
97.2
106.8
108.3
92.3
91.9

97.4

125.6
122.6
101.2
101.7

26 Other liabilities
85.1
87.3
90.1
105.2
110.2

93.0

98.7

27 TOTAL LIABILITIES
647.6
647.1
657.1
693.6
713.6

667.0

683.2

28
3.4
16.9

Residual (assets less liabilities) (7)
6.4
2.1
-3.8
-1.3
14.3

104.5

700.1

34.9
28.2

94.2
100.7

89.1
103.5

627.7
655.7
694.9
699.4
4.9
8.2

11.5

27.0
27.8

4.3
9.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 9, 1998
Account
1998

1998

1998

May
Sep 30

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 9
Sep 16
Sep 23

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

574.9

592.3

602.9

A S S E T S

1
Bank credit
557.2
564.7
599.4
615.9

569.1

533.5
566.3
593.1
603.3

2
196.1
207.5
3
87.5
78.8
3a
18.5
19.6
3b
69.0
59.2
4
108.6
128.7
4a
64.8
82.5
4b
43.8
46.1

Securities in bank credit
201.0
202.2
202.6
216.1
U.S. government securities
89.4
87.1
89.5
83.9
Trading account
20.8
18.9
24.9
21.1
Investment account
68.6
68.2
64.5
62.8
Other securities
111.6
115.1
113.1
132.2
Trading account
66.6
70.2
70.1
85.6
Investment account
45.0
45.0
43.0
46.7

5
361.1
391.9
6
213.1
222.9
7
24.9
23.5
11
51.6
67.3
12
71.5
78.2

Loans and leases in bank credit
363.7
366.9
372.3
399.8
Commercial and industrial
211.2
212.9
215.8
221.6
Real estate
24.4
24.1
23.8
23.2
Security (3)
58.6
60.1
60.9
73.7
Other loans and leases
69.6
69.8
71.7
81.3

177.4
198.5
210.6
208.6

214.9

211.3

93.3

81.9

82.9
82.4

89.3
79.1

30.7

21.5

17.0
22.0

17.5
20.0

62.6

60.3

65.9
60.4

71.8
59.1

121.6

129.4

94.5
109.3
128.2
129.5

75.2

83.2

56.6
82.3

65.8
83.2

46.4

46.2

37.9
45.9

43.5
46.2

(2)
377.4

391.7

356.1
367.8
382.5
394.7

216.0

220.7

221.2
220.3
216.5
222.3

23.8

23.5

28.0
23.7

26.1
23.7

64.3

69.0

43.3
66.5

49.9
69.6

73.3

78.5

63.6
75.9

71.5
79.1

13
22.6
32.2

Interbank loans
21.8
23.9
38.3

22.0

22.5

31.4

18.4
31.8

23.1
25.4

14
33.9
35.7

Cash assets (4)
34.4
36.3
34.3

35.1

34.1

34.4

34.3
33.6

33.4
34.2

15
34.2
38.1

Other assets (5)
34.5
33.4
38.2

33.8

36.6

38.1

43.6
38.3

36.4
37.7

665.5

685.2

706.6

16 TOTAL ASSETS (6)
647.6
655.2
662.4
705.1
726.4

629.6
659.0
696.4
700.3

L I A B I L I T I E S
17

Deposits

264.5

292.5

292.3
321.2
18
11.8
17.0
19
280.5
304.2

298.0
304.4
312.4
Transaction
11.2
11.1
16.5
Nontransaction
286.8
293.3
295.9

295.4

304.9

316.0

13.5

11.8

15.8

282.0

293.2

300.2

253.0
280.6
300.6
300.6

169.9

183.8

144.6
152.8
176.2
177.9

24.0

32.5

145.9

151.3

25 Net due to related foreign offices
101.0
102.1
96.5
103.3
105.0
94.1
94.1

95.8

22 Borrowings
166.0
163.4
167.1
169.9
178.1
204.3
23
From banks in the U.S.
26.6
22.4
29.6
26.8
25.9
48.6
24
From others
139.4
141.0
137.5
143.1
152.2
155.7

26 Other liabilities
84.3
86.8
89.3
104.6
110.2

92.3

98.7

27 TOTAL LIABILITIES
643.7
650.3
657.3
698.0
721.0

660.9

678.5

28
3.9
7.1

Residual (assets less liabilities) (7)
4.9
5.1
4.6
6.7
5.4

29
39.9
48.6
30
39.0
46.0

MEMO
Reval. gains on off-bal. sheet items (8)
40.2
42.2
41.7
43.8
49.7
Reval. losses on off-bal. sheet items (8)
38.6
40.6
40.2
42.2
46.8

104.2

699.8

315.6
11.5
15.1

34.9
28.2

315.9
11.9
15.2

27.0
27.8

109.7
125.8
148.0
150.1
124.1

121.7
95.6
97.3

94.0
100.8

89.3
102.9

627.2
656.3
688.2
693.9
2.5
8.3

2.7
6.4

48.0

43.3
46.9

40.6
47.6

45.2

41.8
44.2

39.8
44.9

6.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

October 9, 1998
Current and historical H.8 data are available on the Federal Reserve Board's web

site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.

NOTE: Large domestically chartered commercial banks acquired $1.0 billion in
assets and liabilities of thrift institutions in the week ending September 30,
1998. The major asset
items affected were (in billions): U.S. government securities, investment
account, $0.1; fed funds and rps with banks in the U.S., $0.1; and real estate
loans, other, $0.7. The
major liability items affected were transaction deposits, $0.1; and
nontransaction deposits, other, $0.4; borrowings from commercial banks in the
U.S., $0.4; and residual (assets
less liabilities), $0.1. The major memo item affected was mortgage-backed
securities (pass-through), $0.1.