h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,529.3

4,549.2

4,155.4
4,280.5
4,526.7
4,520.2
4,519.4

1,235.8

1,110.4
1,130.4
1,217.9
1,207.9
1,208.6

793.2

795.3

762.9
760.7
790.8
791.0

442.6

422.6

347.5
369.8
417.1
417.7

(2)
3,313.4

3,045.0
3,150.1
3,308.8
3,312.2
3,310.7

945.0

942.9

1,323.3

1,234.2
1,271.9
1,328.3
1,330.7
1,337.3

97.2

96.8

1,226.1

1,136.2
1,174.3
1,231.5
1,233.9
1,240.5

501.6

503.7

A S S E T S

1
Bank credit
4,341.6
4,398.9
4,501.8
4,507.3

4,488.4

2
Securities in bank credit
1,156.5
1,177.1
1,217.9
1,227.6
1,202.0
1,212.2
3
U.S. government securities
771.2
767.4
774.6
791.0
791.9
798.3
4
Other securities
385.3
409.7
443.2
436.6
410.1
413.9
5
Loans and leases in bank credit
3,185.1
3,221.8
3,270.5
3,301.7
3,299.8
3,295.1
6
Commercial and industrial
906.3
918.5
938.0
947.1
941.9
945.8
7
Real estate
1,281.5
1,283.7
1,288.0
1,309.5
1,332.6
1,328.1
8
Revolving home equity
97.6
97.9
96.9
97.3
96.9
97.0
9
Other
1,183.8
1,185.8
1,191.1
1,212.2
1,235.7
1,231.1
10
Consumer
494.5
497.4
496.7
498.7

864.2
897.7
943.6
942.8

98.0
96.8

97.5
96.7

503.5
496.0
504.4
503.4

503.1
11
137.7
139.5
12
365.1
382.7

504.4
Security (3)
142.9
158.9
152.5
135.5
Other loans and leases
379.4
388.9
393.9
381.3

151.4

149.5

117.6
131.9
147.0
140.6

392.1

384.4

325.6
352.5
386.5
386.7

13 Interbank loans
206.1
219.8
220.3
219.7
233.1

219.8

214.9

217.1

201.8
213.2
221.3
213.6

14 Cash assets (4)
251.6
253.3
242.9
264.7
258.1

249.3

249.9

263.5

261.2
243.5
256.3
268.9

15 Other assets (5)
318.1
323.3
322.7
339.8
323.1

327.1

329.2

333.7

295.4
312.7
333.7
344.4

16 TOTAL ASSETS (6)
5,060.2
5,137.8
5,216.6
5,267.6
5,263.0

5,267.5

5,285.0

4,857.0
4,992.2
5,282.9
5,272.8
5,287.8

3,311.0

3,319.2

3,121.1
3,191.2
3,339.3
3,347.4
3,332.5

665.6

664.7

662.2

2,645.3

2,654.6

2,438.7
2,526.5
2,677.1
2,699.8
2,685.2

709.1

702.1

713.1

1,936.2

1,952.5

1,792.9
1,858.3
1,964.0
1,983.3
1,970.6

986.9

970.4

828.1
857.7
954.6
967.0

324.7

320.9

290.9
295.3
317.6
321.4

662.2

649.6

537.1
562.5
636.9
645.6

25 Net due to related foreign offices
203.8
202.7
226.1
218.5
217.3
230.0
226.2

213.7

235.0
187.6
227.4
232.3

342.7

298.2
322.1
333.8
334.9

L I A B I L I T I E S
17 Deposits
3,221.7
3,244.2
3,268.0
3,357.9
3,327.9
18
Transaction
665.3
675.1
665.9
674.9
659.7
19
Nontransaction
2,556.4
2,569.2
2,602.1
2,683.0
2,668.2
20
Large time
680.3
685.8
697.5
714.8
715.9
21
Other
1,876.0
1,883.3
1,904.6
1,968.1
1,952.2

22 Borrowings
859.9
888.8
939.0
977.6
950.4
964.4
23
From banks in the U.S.
298.1
308.4
318.1
327.5
311.7
316.7
24
From others
561.9
580.4
620.8
650.1
638.7
647.6

26 Other liabilities
334.9
344.2
359.0

341.5

342.3

682.4
664.7
647.6
647.3

645.9
668.1
716.5
714.6

313.3

333.2

27 TOTAL LIABILITIES
4,620.4
4,680.0
4,792.0
4,851.6
4,851.7

4,848.6

4,865.8

28 Residual (assets less liabilities) (7)
439.8
457.8
424.5
418.9
419.3
416.0
411.3

4,482.4
4,558.6
4,866.2
4,863.3
4,866.8

416.7

374.6
433.7
409.6
421.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,537.6

4,559.9

4,162.4
4,274.4
4,535.9
4,533.0
4,520.8

1,230.9

1,110.7
1,124.8
1,220.3
1,219.6
1,216.5

791.8

792.8

759.5
756.8
791.2
791.7

439.2

427.5

351.2
368.0
428.4
424.9

A S S E T S

1
Bank credit
4,328.0
4,385.7
4,502.2
4,494.3

4,491.9

2
Securities in bank credit
1,147.9
1,164.9
1,214.2
1,227.2
1,206.4
1,212.5
3
U.S. government securities
766.3
762.3
772.0
792.2
790.9
795.8
4
Other securities
381.6
402.6
442.1
435.0
415.5
416.7

5
Loans and leases in bank credit (2)
3,180.1
3,220.9
3,277.7
3,310.4
3,328.9
3,295.8
3,281.8
6
Commercial and industrial
900.3
913.0
936.0
945.7
943.0

3,051.7
3,149.6
3,315.6
3,313.3
3,304.3
940.0

861.8
897.3
942.2
940.9

942.2
7
1,285.0
1,326.5
8
97.8
96.5
9
1,187.3
1,229.9
10
496.2
503.1
11
133.2
141.4
12
365.4
382.6

944.6
Real estate
1,288.6
1,294.7
1,316.2
1,318.9
Revolving home equity
98.6
97.8
98.0
96.4
Other
1,190.1
1,197.0
1,218.2
1,222.6
Consumer
500.2
498.5
501.2
502.7
Security (3)
139.5
159.3
153.8
136.8
Other loans and leases
379.5
389.1
393.6
378.9

1,326.9

1,234.3
1,274.0
1,328.2
1,327.2
1,334.0

97.5

97.1

1,229.4

1,136.1
1,176.4
1,231.2
1,230.5
1,237.5

507.9

510.5

510.2
494.1
507.5
504.4

154.3

149.8

117.8
129.7
149.3
141.1

397.0

387.0

327.6
354.5
387.2
384.0

98.2
96.7

97.6
96.5

13 Interbank loans
199.0
214.2
216.4
224.8
228.5

226.3

224.8

224.1

208.7
206.8
229.4
218.5

14 Cash assets (4)
239.3
251.2
246.7
277.3
263.5

258.6

268.1

274.2

272.1
239.1
254.9
251.8

15 Other assets (5)
320.0
324.5
321.9
340.3
323.3

328.2

329.3

331.6

293.8
314.0
335.0
344.3

16 TOTAL ASSETS (6)
5,028.9
5,117.8
5,219.0
5,286.3
5,251.4

5,292.5

5,323.9

4,880.5
4,976.6
5,308.0
5,293.7
5,277.0

3,329.5

3,351.3

3,127.2
3,183.7
3,344.3
3,338.0
3,311.3

676.3

698.4

673.7

2,653.2

2,652.8

2,432.8
2,523.8
2,670.6
2,690.5
2,681.2

715.3

707.2

711.2

1,937.9

1,945.6

1,788.7
1,859.0
1,959.4
1,976.5
1,967.2

982.1

976.8

L I A B I L I T I E S
17 Deposits
3,211.5
3,248.4
3,271.7
3,352.6
3,304.9
18
Transaction
651.9
670.4
661.9
678.1
648.2
19
Nontransaction
2,559.6
2,578.0
2,609.8
2,674.5
2,656.7
20
Large time
679.4
687.6
701.4
712.2
715.2
21
Other
1,880.2
1,890.5
1,908.4
1,962.2
1,941.4

22 Borrowings
852.6
892.0
934.9
973.5
955.1
959.8
23
From banks in the U.S.

694.4
659.8
647.5
630.1

644.1
664.8
714.0
714.0

834.5
862.1
965.7
963.5
294.4

295.4

294.1
314.6
24
558.6
640.5

307.2
314.1
316.1
From others
584.8
620.8
643.7

327.8

328.8

324.5

645.7

653.2

652.3

540.1
566.6
643.7
642.5

25 Net due to related foreign offices
203.6
202.3
223.7
216.6
218.3
229.5
229.5

215.4

235.6
189.1
224.6
230.8

26 Other liabilities
334.9
343.9
358.7
314.1
334.0

342.8

343.3

342.8

298.2
321.4
334.5
336.0

27 TOTAL LIABILITIES
4,602.6
4,686.6
4,789.0
4,851.2
4,828.2

4,862.4

4,894.9

4,495.6
4,556.3
4,879.3
4,862.7
4,841.6

28 Residual (assets less liabilities) (7)
426.2
431.2
430.0
430.1
429.1
435.1
423.2
MEMO
29 Reval. gains on off-bal. sheet items (8)
96.1
110.4
130.7
111.2
117.2
107.0
109.0
30 Reval. losses on off-bal. sheet items (8)
96.4
110.6
128.0
110.0
114.9
104.6
107.3

428.7

322.0

321.1

385.0
420.3
431.0
435.4

111.6

94.4
113.7

92.9
110.0

107.6

95.9
109.7

90.6
109.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998

1999

Nov

Dec

Jan

--------

--------

--------

A S S E T S

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17
-------- --------------------- -------

1
Bank credit
3,753.2
3,794.3
3,935.8
3,934.0
2
944.1
996.6
3
677.1
711.3
4
266.9
285.3

3,863.6

3,908.1

3,948.0

Securities in bank credit
961.6
995.8
1,002.7
1,019.0
1,000.8
U.S. government securities
685.2
694.4
710.5
712.2
714.8
Other securities
276.5
301.5
292.2
306.9
286.0

5
Loans and leases in bank credit
2,809.1
2,832.7
2,867.8
2,905.3
2,939.2
2,933.2
6
Commercial and industrial
692.2
700.5
715.2
723.2
731.0
732.6
7
Real estate
1,257.6
1,260.1
1,264.7
1,287.5
1,311.9
1,307.3
8
Revolving home equity
97.6
97.9
96.9
97.3
96.9
97.0
9
Other
1,160.0
1,162.3
1,167.8
1,190.2
1,215.0
1,210.3
10
Consumer
494.5
497.4
496.7
498.7
503.1
504.4
11
Security (3)
73.5
75.2
89.3
87.6
79.7
77.6
12
Other loans and leases
291.2
299.4
302.0
308.5
313.6
311.4

3,580.5
3,708.4
3,934.9
3,932.4
3,939.2

998.9

910.8
929.3
990.5
994.9

711.3

679.3
669.6
706.5
708.0

287.6

231.4
259.6
284.0
286.9

(2)
2,929.0

2,669.8
2,779.1
2,936.0
2,941.9
2,944.3

727.0

730.0

1,302.6

1,206.6
1,247.9
1,307.4
1,309.5
1,316.4

97.2

96.8

1,205.4

1,108.6
1,150.4
1,210.6
1,212.7
1,219.6

501.6

503.7

85.4

84.0

312.4

311.0

255.8
281.6
315.1
316.2

642.6
683.6
729.1
730.0

98.0
96.8

97.5
96.7

503.5
496.0
504.4
503.4
61.3
83.8

69.9
78.3

13 Interbank loans
186.1
191.4
194.9
188.5
200.7

193.3

187.8

188.8

173.5
192.3
192.0
183.4

14 Cash assets (4)
217.8
219.3
207.5
231.2
221.8

215.8

216.0

228.4

227.8
208.5
223.6
235.0

15 Other assets (5)
282.4
285.5
283.5
302.2
286.3

290.6

290.1

295.6

254.7
278.7
296.6
306.7

16 TOTAL ASSETS (6)
4,382.6
4,433.3
4,492.0
4,599.5
4,584.5

4,550.0

4,584.1

4,180.0
4,330.4
4,589.9
4,586.3
4,606.1

L I A B I L I T I E S

17 Deposits
2,915.8
2,929.7
2,949.1
3,038.3
3,006.8
18
Transaction
653.1
659.8
650.7
660.4
646.0
19
Nontransaction
2,262.7
2,270.0
2,298.4
2,377.9
2,360.8
20
Large time
385.1
384.2
397.4
411.9
411.1
21
Other
1,877.7
1,885.7
1,901.0
1,966.0
1,949.7

2,995.7

3,011.9

2,844.0
2,893.6
3,023.5
3,031.1
3,015.7

653.3

654.0

649.8

2,342.3

2,358.0

2,173.4
2,242.6
2,373.6
2,396.5
2,380.8

410.3

409.0

412.3

1,932.0

1,949.0

1,789.6
1,857.5
1,961.3
1,981.4
1,968.8

807.5

798.2

678.5
690.1
784.2
801.7

296.2

296.8

267.2
269.5
291.3
301.5

511.3

501.4

411.3
420.5
492.9
500.1

22 Borrowings
694.7
709.9
753.5
792.0
788.6
805.6
23
From banks in the U.S.
276.1
278.2
286.2
294.1
292.2
298.5
24
From others
418.6
431.7
467.3
497.9
496.3
507.1

25 Net due to related foreign offices
93.6
105.6
116.9
116.3
115.0
125.6
124.3

114.5

670.7
651.0
634.6
635.0

383.8
385.1
415.2
412.0

90.8
122.6

79.8
126.6

26 Other liabilities
235.5
240.2
251.7
229.9
244.2

238.4

241.6

245.5

27 TOTAL LIABILITIES
3,939.7
3,985.4
4,071.1
4,182.4
4,181.0

4,142.3

4,176.0

3,814.5
3,892.0
4,181.7
4,176.2
4,186.0

28 Residual (assets less liabilities) (7)
442.9
447.9
420.9
407.6
408.1
417.1
403.6

408.1

201.2
228.6
238.4
242.0

365.4
438.4
410.0
420.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
March 5, 1999

Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

3,924.0

3,960.2

3,590.9
3,699.5
3,948.0
3,945.9
3,940.9

A S S E T S

1
Bank credit
3,737.2
3,786.4
3,935.9
3,923.7

3,867.8

2
Securities in bank credit
931.3
952.8
991.8
1,007.7
1,018.3
1,003.8
1,005.0
3
U.S. government securities
671.5
680.1
691.3
710.8
711.0
710.6
712.9
4
Other securities
259.8
272.8
300.6
296.9
307.3
293.2
292.1
5
Loans and leases in bank credit
2,805.9
2,833.5
2,876.0
2,916.3
2,932.1
2,918.7
6
Commercial and industrial
687.3
696.1
713.2
722.1
729.2
730.7
7
Real estate
1,261.3
1,265.1
1,271.2
1,293.9
1,305.5
1,298.0
8
Revolving home equity
97.8
98.6
97.8
98.0
96.5
96.4
9
Other
1,163.5
1,166.5
1,173.4
1,195.9
1,209.0
1,201.6
10
Consumer
496.2
500.2
498.5
501.2
503.1
502.7
11
Security (3)
69.8
72.2
89.6
89.1
81.9
78.9
12
Other loans and leases
291.3
300.0
303.5
310.2
312.4
308.4
13 Interbank loans
179.1
185.8
191.0
193.5
196.1

199.8

1,007.4

916.6
920.9
1,005.4
1,005.8

710.8

678.0
666.1
708.1
709.4

296.5

238.6
254.8
297.3
296.4

(2)
2,941.9

2,674.3
2,778.6
2,940.6
2,940.5
2,935.1

724.1

726.2

1,306.1

1,206.7
1,250.3
1,307.3
1,306.0
1,312.9

97.5

97.1

1,208.6

1,108.5
1,152.7
1,210.3
1,209.3
1,216.4

507.9

510.5

87.2

84.3

316.7

312.3

256.6
282.4
314.0
311.9

197.7

195.9

180.4
185.9
200.1
188.3

639.4
683.5
727.5
727.1

98.2
96.7

97.6
96.5

510.2
494.1
507.5
504.4
61.4
85.5

68.3
78.8

14 Cash assets (4)
205.5
217.1
211.1
244.1
228.2

224.2

232.6

239.2

238.7
204.2
222.7
218.3

15 Other assets (5)
283.5
286.7
283.6
301.7
285.7

291.2

289.5

293.0

252.7
280.3
296.7
304.8

16 TOTAL ASSETS (6)
4,347.9
4,418.4
4,495.9
4,617.2
4,575.7

4,581.3

4,622.2

4,206.4
4,312.4
4,618.6
4,607.1
4,594.3

3,015.2

3,040.8

2,852.1
2,887.9
3,030.6
3,024.1
2,996.5

664.1

687.2

661.4

2,351.1

2,353.6

2,169.3
2,241.9
2,369.2
2,389.4
2,378.2

415.4

409.5

411.3

1,935.8

1,944.1

1,786.2
1,857.9
1,957.9
1,975.0
1,965.7

802.7

804.6

684.9
694.4
795.3
798.2

300.4

300.4

270.6
269.7
295.6
301.2

502.3

504.2

414.2
424.7
499.6
497.0

L I A B I L I T I E S
17 Deposits
2,906.9
2,932.3
2,953.3
3,036.9
2,984.9
18
Transaction
639.7
654.4
646.7
663.8
634.7
19
Nontransaction
2,267.2
2,277.9
2,306.7
2,373.1
2,350.2
20
Large time
387.4
387.7
400.8
412.4
410.2
21
Other
1,879.8
1,890.2
1,905.9
1,960.7
1,939.9

22 Borrowings
687.4
713.0
749.4
787.9
793.2
801.0
23
From banks in the U.S.
272.1
277.0
282.1
294.4
295.1
297.9
24
From others
415.3
436.0
467.3
493.5
498.1
503.1

25 Net due to related foreign offices
96.7
106.8
115.5
113.7
111.4
124.0
124.0

112.0

682.8
646.0
634.7
618.3

383.1
384.0
414.4
412.6

86.5
120.2

84.9
124.1

26 Other liabilities
235.5
240.2
251.7
229.9
244.2

238.4

241.6

245.5

27 TOTAL LIABILITIES
3,926.6
3,992.3
4,070.0
4,184.1
4,154.1

4,155.1

4,196.4

3,824.8
3,895.8
4,192.8
4,177.9
4,160.8

28 Residual (assets less liabilities) (7)
421.4
426.0
425.9
426.2
425.8
433.1
421.6
29

MEMO
Reval. gains on off-bal. sheet items (8)

425.8

201.2
228.6
238.4
242.0

381.7
416.7
429.1
433.5

49.9

51.0

51.9
61.7
78.7
62.7
69.1
64.2
65.7
30 Reval. losses on off-bal. sheet items (8)
54.2
65.1
80.5
65.1
70.5
64.4
65.6
31 Mortgage-backed securities (9)
301.2
313.7
336.0
346.3
345.9
339.4
334.3

65.7

67.4

65.7

65.5

52.7
68.0

50.4
68.1

342.3

289.9
293.0
345.5
345.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,412.7

2,434.6

2,199.7
2,275.0
2,413.6
2,413.0
2,416.1

577.8

555.8

513.5
521.6
549.0
551.4

376.7

375.5

366.5
355.5
372.8
373.3

24.0

26.3

352.7

349.2

337.4
335.1
354.3
356.7

201.1

180.3

147.0
166.1
176.3
178.1

A S S E T S

1
Bank credit
2,305.7
2,336.8
2,409.2
2,404.9
2
532.3
552.9
3
361.4
375.9
3a
21.3
15.5
3b
340.1
360.4
4
170.9
177.0

2,392.6

Securities in bank credit
547.1
572.7
569.5
554.8
U.S. government securities
367.9
371.9
380.2
377.9
Trading account
22.0
20.9
23.4
21.7
Investment account
345.9
351.0
356.8
356.2
Other securities
179.2
200.8
189.3
176.9

29.1
18.5

20.4
16.6

4a
83.1
79.5
4b
87.7
97.5
4c
22.6
24.8
4d
65.1
72.7

Trading account
89.5
109.1
92.8
101.7
79.3
Investment account
89.8
91.7
96.5
99.3
97.7
State and local government
23.2
23.9
24.6
24.9
24.8
Other
66.6
67.8
71.9
74.4
72.8

5
Loans and leases in bank credit (2)
1,773.4
1,789.6
1,819.8
1,843.2
1,856.9
1,856.3
1,850.1
6
Commercial and industrial
503.0
508.9
521.6
527.9
529.7
532.1
533.9
6a
Bankers acceptances
1.3
1.3
1.2
1.2
1.2
1.2
1.2
6b
Other
501.7
507.7
520.3
526.6
528.5
531.0
532.7
7
Real estate
688.1
685.8
686.5
698.9
706.3
704.3
698.5
8
Revolving home equity
68.6
68.8
68.0
67.7
67.5
67.5
67.6
9
Other
619.5
617.0
618.5
631.2
638.8
636.8
631.0
10
Consumer
295.9
298.8
299.6
300.6
301.6
303.4
304.8
11
Security (3)
67.4
68.9
82.7
80.8
79.0
73.6
71.8
11a
Fed funds and RPs with broker/dealer
48.0
50.1
64.7
63.6
62.8
57.3
55.2
11b
Other
19.4
18.8
18.0
17.3
16.3
16.2
16.6
12a
State and local government
11.5
11.5
11.6
11.9
11.6
11.5
11.5
12b
Agricultural
10.0
10.0
9.9
10.0
10.1
10.2
10.3
12c
Fed funds and RPs with others
10.0
12.4
12.9
12.4
16.2
12.1
11.7
12d
All other loans
88.9
93.2
93.5
98.0
96.5
96.7
95.1

82.1

69.6
78.6

81.1
80.1

98.2

77.4
97.7

85.0
97.9

24.9

22.5
24.8

22.4
24.8

73.3

54.9
72.9

62.6
73.1

1,686.2
1,753.3
1,857.8
1,864.0
1,864.8
531.3
1.3

465.4
497.6
530.6
531.5
1.2
1.2

1.3
1.2

530.0

464.2
496.4
529.3
530.3

703.0

673.6
686.9
704.0
709.4

67.3

69.8
67.4

68.7
67.5

635.8

603.8
618.2
636.6
641.8

305.4

301.8
294.7
307.1
305.9

77.9

56.0
77.7

63.9
72.4

61.7

39.6
63.1

44.9
55.8

16.2

16.4
14.6

19.0
16.5

11.6

11.6
11.5

11.1
11.6

10.2

9.9
10.2

10.0
10.2

12.6

8.0
12.0

8.9
12.4

97.6

74.3
98.7

83.9
98.9

12e
98.7
112.2

Lease financing receivables
100.0
101.5
102.8
105.7
112.6

13 Interbank loans
115.7
117.6
119.0
119.3
124.0
138.0
13a
Fed funds and RPs with banks
62.5
64.2
73.6
75.3
77.9
89.4
13b
Other
53.2
53.4
45.4
44.0
46.0
48.5

108.2

85.5
112.2

96.3
112.5

122.4
124.0
126.7
121.9

120.6

122.0

73.7

77.9

81.2
81.2

70.1
75.4

46.9

44.1

41.2
45.5

53.8
46.5

14 Cash assets (4)
151.3
151.3
141.0
158.0
148.9

147.7

148.3

158.5

164.7
143.9
153.8
165.0

15 Other assets (5)
219.3
219.9
215.9
228.2
228.4

218.2

216.5

220.4

196.7
215.8
223.0
229.1

16 TOTAL ASSETS (6)
2,754.6
2,788.0
2,830.6
2,881.1
2,881.9

2,860.0

2,882.1

2,646.0
2,720.6
2,876.6
2,878.1
2,893.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,666.8

1,673.2

1,612.5
1,620.6
1,671.5
1,678.8
1,667.5

368.3

367.4

363.6

L I A B I L I T I E S
17 Deposits
1,628.3
1,628.7
1,640.2
1,681.2
1,653.5
18
Transaction
369.4
373.1
366.7

386.6
367.9
352.2
352.6

370.4
354.4
19
Nontransaction
1,258.9
1,255.6
1,273.5
1,310.7
1,299.1
20
Large time
215.0
209.9
221.5
228.2
227.8
21
Other
1,043.9
1,045.7
1,052.0
1,082.6
1,071.3

1,298.5

1,305.8

1,225.9
1,252.7
1,307.9
1,326.5
1,314.9

230.4

230.2

230.0

1,068.1

1,075.6

1,006.1
1,036.6
1,077.9
1,094.0
1,085.5

621.4

614.3

528.9
526.7
602.5
615.4

208.6

214.3

198.3
190.5
211.5
219.3

412.8

400.1

330.6
336.2
391.0
396.1

22 Borrowings
531.9
544.6
579.2
609.7
604.2
618.0
23
From banks in the U.S.
197.6
198.4
203.1
207.3
210.3
213.8
24
From others
334.3
346.2
376.1
402.4
393.9
404.2

25 Net due to related foreign offices
89.9
101.8
112.3
112.7
111.4
122.3
121.1

111.5

219.8
216.2
232.5
229.5

86.5
119.3

76.1
122.9

26 Other liabilities
204.9
209.6
220.3
197.1
213.9

206.2

209.5

213.4

27 TOTAL LIABILITIES
2,454.9
2,484.8
2,552.0
2,604.8
2,606.5

2,595.4

2,615.4

2,401.6
2,422.0
2,610.6
2,607.2
2,615.2

28 Residual (assets less liabilities) (7)
299.7
303.2
278.6
264.6
266.7
276.4
275.4

265.9

173.7
198.5
206.6
209.4

244.3
298.7
270.9
278.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 5, 1999

1998

1998

Sep
Feb 24

Oct

Account
1998
Nov

1998

1999

Dec

Jan

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,429.4

2,446.4

2,215.3
2,268.0
2,432.2
2,433.2
2,425.7

A S S E T S

1
Bank credit
2,290.2
2,326.7
2,419.6
2,404.2
2
520.6
562.8
3
356.6
378.0
3a
21.2
16.1
3b
335.4
361.9
3c
225.8
247.6
3d
109.7
114.3
3e
29.0
25.5
3f
48.9
49.4
3g
31.8
39.3
4
164.0
184.9
4a
76.8
87.3
4b
87.2
97.6
4c
22.7
24.8
4d
64.6
72.8

2,396.9

Securities in bank credit
539.1
571.7
577.8
579.0
561.3
U.S. government securities
363.2
371.1
383.3
377.2
378.3
Trading account
21.9
21.9
24.6
23.6
21.6
Investment account
341.3
349.1
358.7
353.6
356.7
Mortgage-backed
236.4
255.2
258.2
253.5
243.0
Other
104.9
93.9
100.6
100.1
113.8
1 year or less
27.7
26.1
27.2
26.6
24.2
Between 1 and 5 years
44.2
37.2
38.2
38.4
49.4
More than 5 years
33.0
30.6
35.2
35.2
40.2
Other securities
175.9
200.7
194.5
201.8
183.0
Trading account
86.4
108.8
96.8
101.5
85.4
Investment account
89.4
91.9
97.7
100.4
97.6
State and local government
23.2
24.0
24.6
25.0
24.8
Other
66.2
67.9
73.1
75.4
72.8

5
Loans and leases in bank credit (2)
1,769.5
1,787.6
1,825.2
1,851.7
1,867.4

565.7

521.0
514.6
565.6
563.5

376.3

366.6
353.3
376.1
376.0

25.5

28.2
18.5

19.9
16.3

350.8

338.4
333.4
357.6
359.7

250.0

225.5
219.0
253.5
252.6

100.8

113.0
114.4
104.2
107.1

27.4

28.9
28.2

30.4
26.7

37.5

55.7
38.7

52.1
42.2

35.9

28.3
37.3

31.9
38.2

189.4

154.4
161.3
189.4
187.5

90.3

76.3
91.1

77.0
89.3

99.1

78.1
98.3

84.3
98.2

24.8

22.5
24.7

22.3
24.8

74.3

55.6
73.6

62.1
73.4

1,694.3
1,753.4
1,866.5
1,867.7
1,862.2

1,856.8
6
499.6
531.0
6a
1.3
1.2
6b
498.3
529.8
7
691.4
702.6
8
68.9
67.2
9a
384.9
387.7
9b
237.6
247.7
10
297.4
303.6
11
63.7
75.8
11a
45.1
59.5
11b
18.6
16.3
12a
11.5
11.5
12b
10.3
9.9
12c
10.0
12.1
12d
88.2
96.0
12e
97.5
114.2

1,842.9
Commercial and industrial
506.0
521.3
528.0
527.3
528.4
532.2
Bankers acceptances
1.3
1.3
1.3
1.3
1.3
1.1
Other
504.7
520.0
526.6
526.0
527.1
531.1
Real estate
689.1
690.5
703.2
708.9
706.3
693.4
Revolving home equity
69.4
68.6
68.4
67.8
67.6
67.0
Other residential
380.7
382.7
393.8
398.3
393.7
377.6
Commercial
239.0
239.2
241.0
242.8
244.9
248.8
Consumer
300.8
300.5
301.5
305.6
310.6
303.7
Security (3)
65.8
83.1
82.3
80.8
78.2
73.1
Fed funds and RPs with broker/dealer
47.6
65.2
65.0
63.7
62.0
56.2
Other
18.2
17.9
17.3
17.1
16.2
16.9
State and local government
11.6
11.7
12.0
11.7
11.6
11.5
Agricultural
10.3
10.1
10.1
10.1
10.1
9.8
Fed funds and RPs with others
12.4
12.9
12.4
16.2
12.6
11.7
All other loans
92.7
94.1
99.4
100.6
98.2
93.0
Lease financing receivables
98.9
101.0
102.8
106.0
110.6
114.4

13 Interbank loans
113.2
116.4
116.2
121.4
124.4
131.2
13a
Fed funds and RPs with banks
60.7
63.7
71.0
77.0
78.1
82.9
13b
Other
52.5
52.7
45.2
44.4

463.0
497.7
529.6
529.3
1.2
1.2

1.2
1.2

461.8
496.5
528.4
528.1
676.7
689.2
704.3
709.9
70.1
67.3

68.9
67.2

369.9
383.4
390.1
394.8
236.6
236.9
246.9
247.9
306.8
294.5
308.8
306.5
56.1
79.5

62.3
72.9

39.6
65.0

43.9
56.7

16.4
14.5

18.5
16.1

11.5
11.4

11.1
11.5

9.9

9.9

10.3

9.9

8.0
12.0

8.9
12.4

75.0
97.9

83.5
95.4

87.3
114.2

95.8
114.5

127.8
122.9
130.9
121.5

125.7

127.3

77.5

81.7

85.1
85.1

69.4
75.1

48.2

45.5

42.7
45.8

53.5
46.4

46.4

48.4

14 Cash assets (4)
141.2
149.8
144.6
168.8
153.6

153.8

161.7

168.2

174.5
140.2
153.8
152.2

15 Other assets (5)
219.3
219.9
215.9
228.2
228.4

218.2

216.5

220.4

196.7
215.8
223.0
229.1

16 TOTAL ASSETS (6)
2,726.1
2,774.9
2,835.7
2,902.9
2,879.5

2,884.8

2,912.3

2,677.1
2,708.9
2,910.5
2,902.6
2,890.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,680.1

1,694.7

1,622.0
1,620.6
1,680.2
1,673.7
1,652.7

375.0

390.5

373.0

1,305.1

1,304.2

1,225.6
1,254.9
1,307.2
1,320.5
1,311.5

235.4

230.7

229.0

1,069.7

1,073.5

1,006.6
1,039.8
1,078.2
1,088.7
1,081.5

L I A B I L I T I E S
17 Deposits
1,625.9
1,634.8
1,646.5
1,681.6
1,637.0
18
Transaction
360.3
370.0
364.5
375.8
348.5
19
Nontransaction
1,265.7
1,264.7
1,282.0
1,305.8
1,288.5
20
Large time
217.4
213.3
224.9
228.7
227.0
21
Other
1,048.3
1,051.4
1,057.1
1,077.1
1,061.5
22

Borrowings

396.3
365.7
353.2
341.2

219.1
215.0
231.8
230.0

534.4

531.0

523.2
610.2
23
192.7
213.7
24
330.5
396.5

544.4
574.7
606.1
616.1
From banks in the U.S.
196.1
199.6
208.7
214.3
From others
348.3
375.1
397.4
401.8

615.8

619.9

212.7

217.5

201.3
190.5
215.7
220.4

403.1

402.4

333.1
340.5
397.6
394.8

25 Net due to related foreign offices
92.9
103.0
110.9
110.1
107.8
120.8
120.8

109.0

613.4

82.3
116.9

615.2

81.2
120.4

26 Other liabilities
204.9
209.6
220.3
197.1
213.9

206.2

209.5

213.4

27 TOTAL LIABILITIES
2,447.0
2,491.8
2,552.3
2,609.7
2,587.8

2,602.5

2,627.8

2,412.4
2,431.3
2,622.5
2,610.5
2,597.7

28 Residual (assets less liabilities) (7)
279.1
283.1
283.4
282.3
284.5
293.2
291.7
29
51.9
64.2
30
54.2
64.4
31
249.6
276.2
31a
161.3
186.9
31b
88.3
89.3
32
3.1
2.6
33
35.6
39.2

MEMO
Reval. gains on off-bal. sheet items (8)
61.7
78.7
62.7
69.1
65.7
Reval. losses on off-bal. sheet items (8)
65.1
80.5
65.1
70.5
65.6
Mortgage-backed securities (9)
260.5
280.7
287.0
284.0
270.7
Pass-through
167.3
189.5
196.6
194.8
183.1
CMO, REMIC, and other
93.2
91.1
90.3
89.2
87.6
Net unrealized gains (losses) on
3.7
4.4
3.1
3.0
2.5
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.8
38.5
39.1
38.5
39.2

288.0

H.8 (510)

264.7
277.7
292.1
292.7

65.7

49.9
67.4

51.0
65.7

65.5

52.7
68.0

50.4
68.1

279.6

244.8
242.9
282.7
282.3

191.9

164.2
158.0
192.5
191.5

87.7
3.0

38.9

------------------------------------------------Footnotes appear on page 13.

173.7
198.5
206.6
209.4

80.6
90.3

84.9
90.7

3.0
2.9

3.5
2.7

35.5
39.0

35.3
39.3

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,495.3

1,513.4

1,380.8
1,433.4
1,521.3
1,519.4
1,523.1

441.3

443.1

397.2
407.6
441.5
443.6

335.4

335.8

312.8
314.2
333.7
334.7

A S S E T S

1
Bank credit
1,447.5
1,457.5
1,526.6
1,529.0
2
411.8
443.7
3
315.7
335.3
4
96.1
108.4

1,471.1

Securities in bank credit
414.5
423.1
433.2
446.0
U.S. government securities
317.3
322.4
330.3
336.9
Other securities
97.3
100.7
102.9
109.0

105.8

5
Loans and leases in bank credit
1,035.7
1,043.0
1,048.0
1,062.1
1,082.9
1,083.1
6
Commercial and industrial
189.2
191.6
193.6
195.4
198.8
198.7
7
Real estate
569.5
574.3
578.2
588.5
607.5
608.8
8
Revolving home equity
29.0
29.0
29.0
29.6
29.3
29.4
9
Other
540.5
545.3
549.3
559.0
578.2
579.4
10
Consumer
198.7
198.5
197.1
198.1
199.7
199.6
11
Security (3)
6.1
6.3
6.5
6.7
6.1
5.8
12
Other loans and leases
72.2
72.3
72.6
73.4

107.3

84.4
107.7

93.5
108.8

(2)
1,072.1

1,078.2

983.6
1,025.8
1,077.9
1,079.5

197.3

198.7

177.2
186.0
198.6
198.6

596.3

604.4

533.0
561.1
605.5
607.0

29.7

29.5

566.6

574.9

504.8
532.2
576.2
577.8

200.0

198.3

201.6
201.3
197.3
197.4

6.4

6.1

72.2

70.8

28.2
29.4

28.8
29.2

5.3
6.1

6.0
5.9

66.4
70.4

71.4
70.6

70.8

70.2

13
70.4
64.5

Interbank loans
73.9
75.9
62.8

74.0

67.2

66.8

51.1
65.3

68.3
61.4

14
66.6
73.1

Cash assets (4)
68.0
66.5
72.9

68.1

67.7

69.9

63.1
69.8

64.6
70.0

15
63.1
74.1

Other assets (5)
65.6
67.7
57.9

72.4

73.6

75.2

58.0
73.6

62.9
77.6

1,689.9

1,702.0

1,534.0
1,609.7
1,713.3
1,708.2
1,712.1

1,328.8

1,338.8

1,231.5
1,273.0
1,352.0
1,352.3
1,348.2

285.0

286.6

286.3

284.1
283.1
282.3
282.3

1,043.8

1,052.2

1,065.7

947.5
989.9
1,070.0
1,065.9

180.0

178.8

182.3

164.0
168.9
182.6
182.5

863.9

873.4

883.4

783.5
820.9
887.4
883.3

186.2

183.9

149.6
163.3
181.6
186.2

87.6

82.5

68.9
79.7

79.0
82.2

98.6

101.4

80.7
101.9

84.4
104.0

4.2
3.3

3.7
3.7

27.5
31.8

30.1
32.6

16 TOTAL ASSETS (6)
1,628.0
1,645.2
1,661.5
1,718.3
1,702.7

L I A B I L I T I E S
17 Deposits
1,287.5
1,301.0
1,308.9
1,357.1
1,353.3
18
Transaction
283.7
286.6
284.0
290.0
291.6
19
Nontransaction
1,003.8
1,014.4
1,024.9
1,067.2
1,061.7
20
Large time
170.1
174.3
175.9
183.7
183.3
21
Other
833.8
840.0
849.0
883.5
878.4

22 Borrowings
162.9
165.3
174.3
182.3
184.4
187.6
23
From banks in the U.S.
78.6
79.8
83.1
86.8
82.0
84.7
24
From others
84.3
85.4
91.2
95.5
102.4
102.9
25
3.7
3.3

Net due to related foreign offices
3.7
4.7
3.6
3.6
3.3

3.0

26
30.7
32.8

Other liabilities
30.6
31.4
30.3

27 TOTAL LIABILITIES
1,484.8
1,500.6
1,519.1
1,577.6
1,574.5

32.2

32.1

32.2

1,546.9

1,560.6

1,412.9
1,470.1
1,571.1
1,569.0
1,570.7

28 Residual (assets less liabilities) (7)
143.2
144.6
142.3
143.0
141.3
140.7
128.2

142.2

121.1
139.7
139.2
141.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,494.6

1,513.9

1,375.6
1,431.5
1,515.8
1,512.6
1,515.2

439.3

441.7

395.6
406.3
439.8
442.3

333.8

334.5

311.4
312.9
332.0
333.4

A S S E T S

1
Bank credit
1,447.0
1,459.7
1,516.3
1,519.5
2
410.7
441.0
3
314.9
332.6
4
95.8
108.4

1,470.9

Securities in bank credit
413.8
420.1
429.9
443.7
U.S. government securities
316.9
320.2
327.5
334.6
Other securities
96.9
99.9
102.4
109.1

105.5

5
Loans and leases in bank credit
1,036.3
1,045.9
1,050.8
1,064.7
1,075.3
1,075.7
6
Commercial and industrial
187.7
190.1
191.9
194.1
198.2
198.5
7
Real estate
569.9
576.0
580.7
590.7
602.9
604.5
8
Revolving home equity

107.2

84.2
107.8

93.5
108.9

(2)
1,074.5

1,074.1

980.0
1,025.2
1,072.8
1,072.9

196.8

197.8

176.4
185.8
197.9
197.9

597.2

601.1

530.0
561.1
601.7
603.0
28.1

28.7

28.9
29.3
9
541.0
573.6
10
198.8
199.5
11
6.1
6.1
12
73.8
68.6

29.2
29.1
29.6
29.3
Other
546.8
551.6
561.1
575.2
Consumer
199.4
198.0
199.7
199.0
Security (3)
6.3
6.5
6.7
5.8
Other loans and leases
74.2
73.7
73.4
68.0

29.6

29.5

29.4

29.2

567.6

571.6

501.9
532.4
572.3
573.8

202.2

200.0

203.4
199.6
198.6
197.9

6.4

6.1

72.0

5.3
6.1

6.0
5.9

69.2

64.9
68.5

72.7
68.3

13
65.9
69.1

Interbank loans
69.5
74.8
64.9

78.4

72.0

68.6

52.5
69.2

63.0
66.8

14
64.3
75.3

Cash assets (4)
67.2
66.4
74.5

70.4

71.0

71.0

64.2
68.9

64.0
66.1

15
64.2
73.6

Other assets (5)
66.8
67.8
57.3

73.0

73.0

72.6

56.0
73.6

64.6
75.7

1,696.5

1,709.9

1,529.4
1,603.5
1,708.1
1,704.4
1,703.9

1,335.1

1,346.1

1,230.1
1,267.4
1,350.4
1,350.5
1,343.8

289.1

296.7

288.4

286.4
280.4
281.5
277.1

1,046.0

1,049.4

1,062.0

943.7
987.0
1,069.0
1,066.7

180.0

178.8

182.3

164.0
168.9
182.6
182.5

866.1

870.6

879.7

779.7
818.1
886.3
884.2

186.9

184.7

150.5
163.4
181.9
183.0

87.7

82.9

69.3
79.9

79.2
80.8

99.2

101.7

81.2
102.0

84.2
102.2

16 TOTAL ASSETS (6)
1,621.8
1,643.5
1,660.2
1,714.3
1,696.2

L I A B I L I T I E S
17 Deposits
1,281.0
1,297.6
1,306.9
1,355.3
1,347.8
18
Transaction
279.5
284.4
282.2
287.9
286.2
19
Nontransaction
1,001.5
1,013.2
1,024.7
1,067.3
1,061.7
20
Large time
170.1
174.3
175.9
183.7
183.3
21
Other
831.5
838.8
848.8
883.6
878.4

22 Borrowings
164.2
168.6
174.7
181.8
183.0
184.9
23
From banks in the U.S.
79.4
81.0
82.5
85.7
81.4
83.6
24
From others
84.8
87.6
92.2
96.1
101.6
101.3

25
3.7
3.3

Net due to related foreign offices
3.7
4.7
3.6
3.6
3.3

3.0

26
30.7
32.8

Other liabilities
30.6
31.4
30.3

27 TOTAL LIABILITIES
1,479.6
1,500.5
1,517.6
1,574.4
1,566.3

3.7
3.7

27.5
31.8

30.1
32.6

32.2

32.1

32.2

1,552.7

1,568.7

1,412.4
1,464.5
1,570.3
1,567.4
1,563.1

28 Residual (assets less liabilities) (7)
142.2
142.9
142.6
143.9
141.2
139.9
129.9
31
51.6
63.2

4.2
3.3

MEMO
Mortgage-backed securities (9)
53.2
55.3
59.3
63.7

61.9

137.8

62.7

117.0
139.0
137.0
140.8

45.1
62.8

50.1
63.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

621.2

601.2

591.9

574.9
572.1
587.7
580.2

Securities in bank credit
215.4
222.0
224.9
211.4

216.8

219.1

199.6
201.1
217.4
213.7

A S S E T S

1
Bank credit
588.4
604.6
566.0
573.3
2
212.4
205.4

624.8

3
94.1
80.7
4
118.4
124.8

U.S. government securities
82.2
80.2
80.5
83.5
Other securities
133.2
141.8
144.4
127.9

5
376.0
360.6
6
214.1
211.0
7
23.9
20.7
11
64.2
59.8
12
73.9
69.0

Loans and leases in bank credit
389.2
402.7
396.3
361.9
Commercial and industrial
218.0
222.9
223.9
213.3
Real estate
23.6
23.3
22.0
20.8
Security (3)
67.6
69.6
65.0
57.9
Other loans and leases
80.0
86.9
85.4
70.0

83.5
84.3

91.0
82.9

81.0

84.1

135.8

135.0

116.1
110.1
133.1
130.7

(2)
384.4

372.8

375.2
371.0
370.3
366.5

218.0

213.0

221.6
214.1
214.4
212.8

20.7

20.9

27.6
21.1

23.9
20.9

66.0

65.5

56.3
63.2

62.0
62.3

79.7

73.4

69.8
71.5

70.9
70.5

13
20.0
31.3

Interbank loans
28.4
25.4
32.3

26.5

27.1

28.2

28.3
29.3

21.0
30.2

14
33.8
33.5

Cash assets (4)
34.0
35.4
36.3

33.5

33.9

35.1

33.4
32.6

35.0
34.0

15
35.7
37.6

Other assets (5)
37.9
39.2
36.8

36.6

39.1

38.1

40.7
37.1

34.1
37.7

717.5

701.0

693.0

677.0
661.9
686.5
681.8

315.3

307.3

315.8

277.1
297.6
316.3
316.8

12.3

10.7

12.3

303.0

296.6

303.5

265.4
283.9
303.3
304.4

179.4

172.2

149.6
167.7
170.4
165.3

28.5

24.0

16 TOTAL ASSETS (6)
677.6
704.5
724.5
668.2
678.5

L I A B I L I T I E S
17 Deposits
305.9
314.5
318.9
319.6
321.1
18
Transaction
12.3
15.3
15.2
14.5
13.7
19
Nontransaction
293.6
299.2
303.7
305.1
307.4

22 Borrowings
165.2
178.9
185.5
185.6
161.8
158.8
23
From banks in the U.S.
21.9
30.2
32.0
33.4
19.5
18.2
24
From others

11.7
13.0

23.8
26.4
125.8

13.7
12.4

25.8
19.9
141.9

143.3
142.4

150.9

148.2

25 Net due to related foreign offices
110.2
97.1
109.1
102.2
102.3
104.4
101.9

99.2

26
99.3
83.4

148.8
140.5

153.5

Other liabilities
104.0
107.4
89.0

152.2

103.1

27 TOTAL LIABILITIES
680.7
694.6
720.9
669.3
670.8
28
-3.1
-1.1

706.3

100.8

689.8

Residual (assets less liabilities) (7)
10.0
3.7
11.2
11.2
7.7

97.2

684.5

8.6

144.0

145.5

144.3
107.8
104.9
105.7
96.9
95.5

93.5
92.9

667.9
666.6
687.0
680.8
9.1
-0.5

-4.7

1.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 5, 1999
Account
1998

1998

1998

Sep
Feb 24

Oct

--------------

--------------

1998

1998
1998
Week ending
Jan
Jul
Aug
Feb 3
Feb 10
Feb 17

1998

1999

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

613.6

599.7

587.9

571.5
574.9
587.1
579.9

212.6

212.9

194.1
203.9
214.3
210.7

80.7

82.0

A S S E T S

1
Bank credit
590.8
599.3
566.3
570.6
2
216.6
202.6
3
94.8
80.3

624.0

Securities in bank credit
212.0
222.3
219.5
207.4
U.S. government securities
82.2
80.8
81.4
82.8

81.5
83.1

90.7
82.3

3a
31.0
17.9
3b
63.8
62.4
4
121.7
122.3
4a
76.5
73.4
4b
45.2
48.9
5
374.3
363.7
6
213.0
213.0
7
23.7
20.9
11
63.4
59.5
12
74.2
70.3

Trading account
20.6
16.7
14.4
20.3
Investment account
61.6
64.1
67.0
62.5
Other securities
129.8
141.6
138.1
124.6
Trading account
84.8
91.8
85.2
75.2
Investment account
45.0
49.8
52.8
49.4
Loans and leases in bank credit
387.3
401.7
394.1
363.2
Commercial and industrial
216.9
222.8
223.6
213.9
Real estate
23.5
23.5
22.3
21.0
Security (3)
67.4
69.7
64.8
57.8
Other loans and leases
79.5
85.7
83.5
70.5

15.6

17.9

14.7
18.3

25.3
18.7

65.2

64.0

66.8
64.8

65.4
63.5

131.9

131.0

79.6

79.8

70.4
81.3

70.7
78.8

52.3

51.2

42.2
49.9

42.5
49.7

(2)
387.0

375.0

377.5
371.1
372.8
369.2

218.9

213.8

222.4
213.9
214.7
213.8

20.8

20.9

27.6
21.2

23.7
21.1

67.1

65.6

56.4
63.8

61.4
62.3

80.3

74.6

71.0
73.2

72.1
72.0

112.6
113.2
131.2
128.5

13
20.0
31.3

Interbank loans
28.4
25.4
32.3

26.5

27.1

28.2

28.3
29.3

21.0
30.2

14
33.8
33.2

Cash assets (4)
34.1
35.7
35.4

34.4

35.5

35.0

33.4
32.2

34.8
33.4

15
36.5
38.6

Other assets (5)
37.9
38.3
37.6

37.0

39.8

38.6

41.1
38.3

33.7
39.5

711.2

701.8

689.4

674.1
664.2
686.7
682.7

314.3

310.5

313.6

275.1
295.8
313.9
314.8

12.3

11.2

12.3

302.1

299.3

301.4

16 TOTAL ASSETS (6)
680.9
699.4
723.2
669.1
675.7

L I A B I L I T I E S
17 Deposits
304.6
316.1
318.4
315.7
320.0
18
Transaction
12.2
15.9
15.2
14.3
13.5
19
Nontransaction
292.4
300.1
303.1

11.6
12.8

13.8
11.8

263.5
282.0
301.1
303.0

301.4

306.5

22 Borrowings
165.2
178.9
185.5
185.6
161.8
158.8
23
From banks in the U.S.
21.9
30.2
32.0
33.4
19.5
18.2
24
From others
143.3
148.8
153.5
152.2
142.4
140.5

149.6
167.7
170.4
165.3

179.4

172.2

28.5

24.0

150.9

148.2

125.8
141.9
144.0
145.5

25 Net due to related foreign offices
106.9
95.6
108.1
102.9
106.9
105.4
105.4

103.4

149.1
104.2
104.4
106.7

26
99.3
84.2

97.3

Other liabilities
103.7
107.1
89.8

104.5

27 TOTAL LIABILITIES
676.0
694.3
719.1
667.1
674.0

707.3

101.7

698.4

28
4.9
2.0

Residual (assets less liabilities) (7)
5.2
4.1
3.9
3.3
1.6

29
44.2
42.8
30
42.2
40.2

MEMO
Reval. gains on off-bal. sheet items (8)
48.7
52.0
48.6
48.1
43.3
Reval. losses on off-bal. sheet items (8)
45.4
47.5
44.9
44.4
41.6

686.5

23.8
26.4

97.0
96.2

25.8
19.9

92.8
94.0

670.8
660.5
684.8
680.8
3.3
1.9

3.6
1.9

45.9

44.5
46.3

41.9
44.3

42.1

43.2
41.8

40.2
41.1

2.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

March 5, 1999
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.