NOTICE TO

USERS OF THE H.8 RELEASE

Data on the attached H.8 release have been benchmarked to the September 1999 Call
Report. Data on the previous release were benchamrked through the June 1999 Call
Report.
Historical H.8 data may be accessed through the Board's Web site:
http://www.federalreserve.gov.
1.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,702.8

4,781.2

4,535.8
4,549.5
4,788.2
4,799.7
4,792.3

1,268.2

1,215.7
1,227.2
1,260.1
1,253.1
1,244.9

803.7

805.6

796.0
814.3
804.4
796.8

464.6

454.5

419.7
412.8
448.7
448.2

A S S E T S

1
Bank credit
4,582.7
4,606.9
4,801.2
4,825.6

4,636.8

2
Securities in bank credit
1,242.2
1,246.3
1,254.7
1,249.9
1,248.2
1,257.7
3
U.S. government securities
819.9
817.5
813.4
799.0
797.1
804.2
4
Other securities
422.3
428.8
441.3
450.9
451.0
453.6

5
Loans and leases in bank credit (2)
3,320.1
3,322.3
3,340.5
3,360.6
3,382.1
3,452.9
3,513.0
3,528.2
3,546.6
3,547.4
3,553.0
3,567.9
6
Commercial and industrial
950.9
965.1
972.5
980.4
985.4
1,004.2
1,006.6
1,008.6
1,017.8
1,017.9
1,022.7
1,027.7
7
Real estate
1,345.3
1,367.1
1,379.0
1,395.3
1,419.4
1,433.7
1,471.5
1,488.6
1,493.7
1,498.5

1,502.5
8
98.7
112.3
9
1,280.4
1,390.2
10
480.3
503.3
11
122.4
141.4
12
386.3
383.1

1,507.8
Revolving home equity
98.5
99.2
100.8
113.0
Other
1,296.8
1,320.2
1,332.8
1,394.8
Consumer
481.2
479.8
483.3
504.7
Security (3)
116.1
111.2
134.2
143.7
Other loans and leases
387.5
386.2
397.5
384.0

106.3

109.8

102.2
111.8

98.1
112.1

1,365.3

1,243.1
1,269.0
1,378.9
1,381.9
1,386.4

493.5

499.9

499.7
481.3
502.4
503.0

155.6

147.1

146.4
122.4
146.7
143.4

385.7

384.0

377.8
386.4
386.0
384.6

13 Interbank loans
215.1
208.2
222.3
235.3
239.6

218.9

223.5

220.6

223.1
224.4
226.0
232.1

14 Cash assets (4)
253.8
264.0
269.9
260.4
279.3

276.2

290.5

283.3

258.7
259.1
270.8
289.5

15 Other assets (5)
344.5
354.7
359.3
392.2
394.4

367.2

372.3

387.8

352.6
346.7
388.3
390.7

16 TOTAL ASSETS (6)
5,337.3
5,374.5
5,429.0
5,629.9
5,679.8

5,505.7

5,607.6

5,312.2
5,321.4
5,620.6
5,625.6
5,645.7

3,482.3

3,533.3

3,367.9
3,390.6
3,547.2
3,561.1
3,560.6

623.3

630.2

621.5

2,859.0

2,903.1

2,701.6
2,741.9
2,925.7
2,950.4
2,945.9

806.4

836.7

847.5

2,052.6

2,066.5

1,977.8
2,020.6
2,078.2
2,098.6
2,098.3

1,122.2

1,007.0
1,020.9
1,129.4
1,127.9
1,124.4

346.4

359.0

L I A B I L I T I E S
17 Deposits
3,384.4
3,394.5
3,437.4
3,558.6
3,571.0
18
Transaction
635.9
634.0
630.5
607.2
632.4
19
Nontransaction
2,748.4
2,760.5
2,806.9
2,951.3
2,938.6
20
Large time
718.0
727.9
768.5
858.6
849.0
21
Other
2,030.5
2,032.5
2,038.4
2,092.8
2,089.6

22 Borrowings
1,027.9
1,047.1
1,046.0
1,061.1
1,108.8
1,144.2
23
From banks in the U.S.
336.4
340.4
347.5
349.1
368.1
370.6
24
From others

666.3
648.7
610.7
614.7

723.8
721.3
851.7
847.7

315.7
337.0
359.6
365.1
691.3

683.8

691.6
740.7

706.7
773.6

698.4

712.0

775.8

770.3

25 Net due to related foreign offices
222.5
218.3
219.8
226.2
221.5
240.3
224.2

227.8

207.2
217.0
219.1
234.7

26 Other liabilities
279.0
282.0
291.6
295.9
293.8

297.3

299.5

285.6

303.4
273.2
298.0
292.7

27 TOTAL LIABILITIES
4,913.8
4,941.8
4,994.7
5,203.5
5,233.3

5,066.9

5,176.5

4,885.5
4,901.7
5,190.1
5,206.1
5,212.4

28 Residual (assets less liabilities) (7)
423.5
432.7
434.3
438.9
431.2
426.4
446.5

430.6

768.2

759.3

426.7
419.8
419.6
433.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,716.8

4,797.5

4,544.8
4,533.6
4,798.4
4,808.6
4,790.5

1,272.3

1,218.2
1,216.0
1,265.0
1,261.8
1,253.3

805.0

806.8

A S S E T S

1
Bank credit
4,561.7
4,597.0
4,798.5
4,809.4

4,641.3

2
Securities in bank credit
1,229.3
1,235.2
1,251.3
1,256.3
1,254.5
1,261.2
3
U.S. government securities
808.1
807.3
807.7
801.2
802.1
808.3

796.3
806.5
809.2
802.8

4
421.2
452.4

Other securities
427.9
443.6
452.8

455.2

467.3

458.2

422.0
409.5
452.5
450.5

5
Loans and leases in bank credit (2)
3,326.5
3,317.6
3,332.3
3,361.9
3,390.0
3,460.5
3,525.2
3,533.4
3,546.8
3,537.2
3,543.9
3,548.2
6
Commercial and industrial
949.7
962.7
963.8
976.5
986.5
1,004.2
1,005.7
1,006.7
1,017.5
1,016.2
1,023.1
1,026.4
7
Real estate
1,344.4
1,368.1
1,381.6
1,398.9
1,423.1
1,438.4
1,474.0
1,488.0
1,490.3
1,496.1
1,497.1
1,497.1
8
Revolving home equity
102.3
97.9
98.9
99.2
100.0
101.7
106.7
109.8
111.5
111.7
111.8
112.2
9
Other
1,242.1
1,270.2
1,282.8
1,299.7
1,323.1
1,336.7
1,367.4
1,378.2
1,378.8
1,384.4
1,385.3
1,384.8
10
Consumer
505.9
478.9
481.4
484.2
480.5
483.5
498.4
505.7
506.0
503.9
503.2
503.5
11
Security (3)
146.5
120.4
118.7
112.8
112.0
135.6
157.8
147.0
146.9
139.8
139.5
141.6
12
Other loans and leases
380.1
387.5
386.8
389.5
387.9
398.6
389.4
386.0
386.1
381.2
381.0
379.6
13 Interbank loans
207.4
204.7
218.8
236.5
234.5

225.7

230.2

222.0

226.0
218.1
226.6
230.8

14 Cash assets (4)
243.4
261.3
270.2
270.3
288.4

283.5

307.2

296.8

271.7
251.3
271.8
273.5

15 Other assets (5)
347.3
356.7
356.6
389.2
388.7

365.7

373.1

379.6

345.2
349.4
387.0
385.2

16 TOTAL ASSETS (6)
5,300.8
5,360.2
5,427.9
5,635.4
5,661.9

5,532.2

5,648.1

5,330.0
5,294.2
5,637.8
5,635.0
5,621.1

3,508.7

3,565.6

3,367.2
3,374.2
3,544.9
3,541.9
3,527.9

633.0

662.7

635.6

2,875.7

2,902.9

2,686.1
2,736.3
2,909.3
2,929.9
2,931.2

811.6

842.5

845.3

L I A B I L I T I E S
17 Deposits
3,370.5
3,393.1
3,439.9
3,541.5
3,536.8
18
Transaction
619.6
628.2
622.3
610.7
623.4
19
Nontransaction
2,750.8
2,764.9
2,817.7
2,930.7
2,913.5
20
Large time
715.3
729.4
770.1

681.1
638.0
612.0
596.6

721.9
714.6
849.3
848.0

857.7
21
2,035.5
2,073.1

850.0
Other
2,035.5
2,063.5

2,060.4

1,964.1
2,021.7
2,064.0
2,080.7
2,083.2

1,124.3

1,023.2
1,011.6
1,146.6
1,148.7
1,123.7

352.5

364.4

320.7
332.5
364.3
364.1

771.8

782.2

702.5
679.1
784.5
759.6

25 Net due to related foreign offices
217.4
214.3
221.5
227.9
227.2
250.3
250.3

230.7

210.1
209.2
219.7
244.1

26 Other liabilities
278.9
280.9
290.0
298.5
296.4

297.5

300.3

286.5

304.3
272.4
299.8
295.7

27 TOTAL LIABILITIES
4,871.3
4,930.3
5,000.7
5,204.8
5,225.0

5,102.3

5,217.4

4,904.8
4,867.4
5,208.7
5,210.2
5,191.4

2,047.6

2,064.1

22 Borrowings
1,004.5
1,042.0
1,049.2
1,068.3
1,114.5
1,141.5
23
From banks in the U.S.
329.3
336.7
345.2
353.4
369.8
370.0
24
From others
675.2
705.3
704.0
714.9
744.8
771.5

28 Residual (assets less liabilities) (7)
429.5
429.9
427.2
429.9
430.7
430.7
437.0
MEMO
29 Reval. gains on off-bal. sheet items (8)
96.5
98.5
99.9
99.9
103.9
107.1
105.0
30 Reval. losses on off-bal. sheet items (8)
98.7
97.2
97.8
98.9
102.3
107.3
104.9

429.1

425.2
426.8
424.8
429.7

100.7

112.2
104.8

92.0
102.7

99.4

109.6
105.7

92.5
103.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
March 3, 2000

1999

1999

Account
1999

1999

2000

1999
Jan

1999
1999
Week ending
Jul
Aug

Sep
Feb 23

Oct

Nov

Dec

Jan

Feb 2

Feb 9

Feb 16

--------------

--------------

--------

--------

--------

-------- --------------------- -------

4,154.6

4,225.3

3,955.0
4,027.1
4,241.3
4,258.7
4,256.2

1,061.7

1,005.5
1,036.9
1,061.5
1,060.7
1,057.3

722.1

726.5

709.9
728.3
727.5
722.2

339.5

335.0

295.5
308.6
333.2
335.2

A S S E T S

1
Bank credit
4,058.9
4,088.1
4,268.9
4,288.3

4,109.7

2
Securities in bank credit
1,052.2
1,057.0
1,060.6
1,051.0
1,064.3
1,071.7
3
U.S. government securities
736.0
735.9
731.4
719.6
725.4
732.4
4
Other securities
316.3
321.1
329.1
331.5
338.9
339.3

5
Loans and leases in bank credit (2)
3,006.7
3,031.1
3,049.1
3,103.6
3,163.7
3,204.6
3,216.5
6
Commercial and industrial
777.1
783.4
787.3
804.3
812.0
826.4
828.7
7
Real estate
1,361.5
1,377.8
1,402.1
1,416.7
1,454.7
1,485.3
1,490.4
8
Revolving home equity
98.7
98.5
99.2
100.8
106.3
112.3
113.0
9
Other
1,262.8
1,279.4
1,302.9
1,315.9
1,348.4
1,373.0
1,377.4
10
Consumer
480.3
481.2
479.8
483.3
493.5
503.3
504.7
11
Security (3)
67.5
64.8
56.2
68.7
88.6
75.9
79.0
12
Other loans and leases
320.3
324.0
323.6
330.6
315.0
313.6
313.7

2,949.5
2,990.1
3,179.8
3,198.0
3,198.8
814.3

738.3
771.9
822.4
822.0

1,323.8
1,348.6
1,471.6
1,476.3
1,481.3
109.8

102.2
111.8

98.1
112.1

1,221.5
1,250.5
1,361.8
1,364.5
1,369.2
499.9
80.2

499.7
481.3
502.4
503.0
83.0
80.1

69.6
77.8

314.0

304.8
318.7
316.8
314.8

13 Interbank loans
189.4
185.2
196.9
198.3
205.6

193.6

195.3

191.3

193.7
196.8
193.6
200.1

14 Cash assets (4)
214.3
221.6
225.2
208.6
226.1

225.2

235.2

229.5

222.6
222.6
221.5
238.0

15 Other assets (5)
315.5
325.4
327.8
354.0
355.5

332.7

335.1

348.6

314.4
314.5
348.9
352.0

16 TOTAL ASSETS (6)
4,719.6
4,761.4
4,800.7
4,970.8
5,016.6

4,847.0

4,931.2

4,627.9
4,703.0
4,951.6
4,963.7
4,987.6

3,124.0

3,155.4

3,048.6
3,081.3
3,161.1
3,176.4
3,178.5

612.8

619.5

611.1

2,511.2

2,535.9

2,394.2
2,443.5
2,550.0
2,576.6
2,574.8

460.6

470.3

473.1

2,050.7

2,065.6

1,974.2
2,017.7
2,076.8
2,097.7
2,097.2

940.5

947.7

811.3
846.2
945.2
947.2

321.9

337.0

294.1
312.7
337.0
344.5

618.6

610.7

517.2
533.5
608.2
602.8

25 Net due to related foreign offices
150.4
152.1
166.3
182.2
182.5
214.0
199.5

194.4

111.8
145.2
193.9
207.6

26 Other liabilities
217.5
217.6
226.3
225.1
223.2

230.6

229.4

216.3

228.8
210.6
224.8
222.4

27 TOTAL LIABILITIES
4,296.7
4,329.0
4,366.4
4,546.9
4,580.9

4,411.1

4,507.8

4,200.5
4,283.2
4,519.5
4,540.3
4,555.6

L I A B I L I T I E S
17 Deposits
3,075.4
3,083.5
3,106.0
3,172.1
3,189.4
18
Transaction
624.9
623.2
619.7
596.6
621.9
19
Nontransaction
2,450.4
2,460.3
2,486.2
2,575.5
2,567.6
20
Large time
423.9
433.0
449.7
483.8
479.8
21
Other
2,026.5
2,027.4
2,036.6
2,091.7
2,087.7

22 Borrowings
853.4
875.8
867.9
874.3
935.8
968.7
23
From banks in the U.S.
312.9
315.2
325.5
323.1
348.0
350.8
24
From others
540.5
560.5
542.4
551.2
587.7
617.9

28 Residual (assets less liabilities) (7)
422.9
432.4
434.3
436.0
423.5
423.9
435.7

432.1

------------------------------------------------Footnotes appear on page 13.

654.5
637.8
599.8
603.7

420.0
425.8
478.9
477.6

427.4
419.7
423.4
431.9

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,165.5

4,238.5

3,960.5
4,014.4
4,248.0
4,262.5
4,250.5

1,066.6

1,007.8
1,027.4
1,065.9
1,066.9
1,063.4

723.2

728.0

710.6
721.0
732.0
727.5

343.5

337.9

297.2
306.4
334.8
335.9

A S S E T S

1
Bank credit
4,041.6
4,079.1
4,262.7
4,272.2

4,110.2

2
Securities in bank credit
1,040.6
1,046.5
1,054.4
1,054.3
1,069.0
1,075.2
3
U.S. government securities
725.2
726.6
725.9
721.3
730.2
736.2
4
Other securities
315.4
319.9
328.5
333.0
338.8
339.0

5
Loans and leases in bank credit (2)
3,001.0
3,032.6
3,055.8
3,111.2
3,171.8
3,193.7
3,197.0
6
Commercial and industrial
770.1
779.8
787.3
803.0
808.3
824.3
826.2
7
Real estate
1,364.2
1,381.4
1,405.6
1,421.3
1,457.1
1,479.5
1,479.3
8
Revolving home equity
98.9
99.2
100.0
101.7
106.7
111.8
112.2
9
Other
1,265.3
1,282.2
1,305.6
1,319.6
1,350.4
1,367.7
1,367.1
10
Consumer
481.4
484.2
480.5
483.5
498.4
503.2
503.5
11
Security (3)
63.7
61.2
57.4
71.0
90.3

2,952.7
2,987.0
3,182.1
3,195.6
3,187.1
810.7

735.3
770.3
821.1
818.9

1,322.6
1,349.8
1,470.8
1,472.8
1,478.6
109.8

102.3
111.5

97.9
111.7

1,220.3
1,251.9
1,361.0
1,361.2
1,366.9
505.7
80.1

505.9
478.9
506.0
503.9
83.1
80.1

68.0
75.0

75.2
12
321.5
311.4

78.0
Other loans and leases
325.9
325.0
332.4
309.9

317.7

314.8

305.8
320.0
315.7
310.7

13 Interbank loans
181.7
181.7
193.5
199.5
200.4

200.4

201.9

192.6

196.6
190.6
194.2
198.7

14 Cash assets (4)
204.3
219.1
224.9
219.3
236.8

231.6

249.5

242.3

235.1
214.9
222.8
222.9

15 Other assets (5)
317.7
327.0
325.3
350.2
349.1

331.1

334.4

340.1

306.7
317.9
347.0
345.2

16 TOTAL ASSETS (6)
4,686.6
4,747.8
4,795.0
4,972.9
4,999.8

4,869.5

4,964.7

4,641.6
4,679.7
4,964.4
4,967.8
4,958.8

3,150.9

3,183.4

3,050.5
3,067.4
3,162.0
3,160.6
3,147.8

622.5

651.6

625.1

2,528.4

2,531.7

2,381.3
2,440.3
2,536.8
2,559.4
2,561.7

466.6

473.6

475.1

2,061.8

2,058.1

1,959.7
2,019.4
2,061.7
2,078.4
2,080.9

942.7

964.9

827.5
836.9
966.0
946.6

328.0

342.3

299.1
308.1
341.6
343.4

614.7

622.6

528.5
528.8
624.4
603.1

25 Net due to related foreign offices
147.5
149.8
166.2
181.2
183.0
220.6
220.6

195.4

112.0
139.9
194.7
215.2

26 Other liabilities
217.3
216.9
225.4
225.9
224.2

217.0

229.5
210.6
225.7
223.6

L I A B I L I T I E S
17 Deposits
3,064.1
3,082.5
3,108.5
3,158.1
3,155.6
18
Transaction
608.7
616.8
611.6
600.3
612.9
19
Nontransaction
2,455.3
2,465.7
2,496.9
2,557.8
2,542.7
20
Large time
422.1
432.5
451.7
487.1
481.5
21
Other
2,033.2
2,033.2
2,045.2
2,070.8
2,061.2

22 Borrowings
829.9
870.7
871.1
881.5
941.5
966.0
23
From banks in the U.S.
305.8
311.6
323.2
327.4
349.7
350.2
24
From others
524.1
559.1
548.0
554.1
591.8
615.8

27

TOTAL LIABILITIES

229.8

228.8

669.2
627.2
601.2
586.1

421.6
420.9
481.1
480.8

4,219.6

4,254.9

4,258.8
4,546.1

4,319.9
4,566.4

4,371.2

4,443.5

4,537.8

28 Residual (assets less liabilities) (7)
427.8
427.9
423.9
426.0
426.9
426.7
433.4
MEMO
29 Reval. gains on off-bal. sheet items (8)
58.4
60.1
60.9
59.8
64.5
67.9
66.3
30 Reval. losses on off-bal. sheet items (8)
62.5
59.8
60.0
59.8
63.9
67.7
66.0
31 Mortgage-backed securities (9)
343.0
345.8
346.0
347.5
347.3
345.4
350.7

4,539.3

425.0

4,547.1

4,533.2

422.1
424.8
420.7
425.6

62.7

66.5
63.6

54.4
63.6

61.8

67.2
63.9

56.3
63.3

347.7

343.4
339.2
345.3
344.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,564.4

2,624.4

2,488.2
2,489.7
2,624.9
2,638.7
2,631.3

610.4

607.0

577.2
583.8
605.6
600.5

391.6

391.6

389.3
391.3
391.3
384.1

A S S E T S

1
Bank credit
2,508.1
2,523.9
2,635.9
2,647.4
2
597.4
606.7
3
398.9
386.3

2,522.9

Securities in bank credit
600.5
601.4
597.5
610.9
U.S. government securities
397.2
391.1
385.2
391.1

3a
23.3
22.9
3b
375.7
363.5
4
198.5
220.4
4a
77.5
88.7
4b
121.0
131.7
4c
25.7
27.0
4d
95.3
104.7

Trading account
20.9
20.0
18.0
19.4
23.0
Investment account
376.3
371.1
367.2
372.2
368.1
Other securities
203.3
210.3
212.4
218.7
219.8
Trading account
78.1
81.7
82.4
87.1
88.0
Investment account
125.2
128.5
129.9
131.7
131.8
State and local government
25.7
25.8
26.4
26.4
26.8
Other
99.5
102.7
103.5
105.3
105.0

5
Loans and leases in bank credit (2)
1,910.7
1,923.4
1,921.4
1,966.9
2,014.0
2,029.2
2,036.5
6
Commercial and industrial
573.1
576.5
574.3
589.2
595.5
604.5
605.5
6a
Bankers acceptances
1.1
1.2
1.1
1.1
1.1
1.0
1.0
6b
Other
572.0
575.3
573.2
588.1
594.4
603.5
604.5
7
Real estate
737.6
749.0
759.8
768.4
800.3
814.9
816.5
8
Revolving home equity
69.4
69.2
69.2
70.6
75.5
79.3
79.7
9
Other
668.3
679.9
690.6
697.8
724.8
735.5
736.8
10
Consumer
284.6
282.6
281.4
285.4
290.9
297.7
298.2
11
Security (3)
62.6
59.8
51.3
63.3
83.2
70.6
73.8
11a
Fed funds and RPs with broker/dealer
45.4
42.2
34.2
45.2
63.4
46.6
51.1
11b
Other
17.2
17.6
17.0
18.1
19.8
24.0
22.8
12a
State and local government
12.2
12.3
12.3
12.2
12.1
12.3
12.4

21.4

25.1
25.1

22.7
21.7

370.2

364.2
368.5
366.2
362.5

215.5

188.0
192.6
214.3
216.4

81.8

91.4
84.3

73.6
86.0

133.7

96.6
119.0
130.1
130.4

26.7

24.6
26.8

25.4
27.0

107.0

71.9
103.3

93.5
103.4

1,911.0
1,905.9
2,017.9
2,033.1
2,030.8
594.9
1.1

547.6
569.6
601.6
601.3
1.3
1.0

1.0
1.0

593.9

546.3
568.6
600.6
600.2

810.5

740.1
732.4
811.5
813.8

78.2

74.2
79.1

68.8
79.3

732.4

665.9
663.7
732.5
734.5

294.7

309.8
287.0
299.4
299.7

75.0

77.7
74.9

64.7
72.5

53.9

61.8
52.0

47.0
48.4

21.1

15.9
22.9

17.7
24.1

12.3

11.7
12.3

12.1
12.3

12b
8.9
10.0
12c
7.9
10.8
12d
100.4
78.5
12e
123.4
130.0

Agricultural
9.2
9.6
9.6
9.6
10.2
Fed funds and RPs with others
11.2
10.0
12.3
11.8
11.6
All other loans
98.0
95.6
97.4
80.5
78.3
Lease financing receivables
124.7
127.0
129.2
130.1
130.0

13 Interbank loans
138.3
136.5
149.8
141.5
142.2
149.9
13a
Fed funds and RPs with banks
86.7
83.8
92.4
73.8
68.8
74.1
13b
Other
51.6
52.6
57.5
67.7
73.5
75.8

9.8

9.1
10.0

8.7
10.0

11.2

13.4
11.0

10.1
11.1

92.6

99.3

79.3

82.0

79.7

130.1

108.9
122.0
130.4
130.3

141.7

138.8

132.8
143.8
139.9
144.6

70.9

66.0

84.8
64.8

91.9
70.9

70.8

72.7

48.0
75.0

51.8
73.7

14 Cash assets (4)
143.4
150.1
154.2
144.3
161.9

153.1

159.7

160.4

155.2
151.5
153.3
169.8

15 Other assets (5)
236.4
246.7
244.3
270.2
263.1

250.1

251.4

261.0

244.3
237.9
263.6
266.9

16 TOTAL ASSETS (6)
2,987.6
3,018.1
3,032.3
3,154.6
3,184.2

3,070.0

3,137.9

2,981.7
2,984.2
3,146.6
3,157.2
3,174.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------

--------

1999

2000

Nov

Dec

Jan

--------

--------

--------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16
-------- ---------------------------

-------

------L I A B I L I T I E S

17 Deposits
1,708.1
1,714.2
1,715.1
1,730.6
1,740.1
18
Transaction
342.5
343.5
339.8
324.0
345.1
19
Nontransaction
1,365.6
1,370.7
1,375.3
1,406.6
1,395.0
20
Large time
227.6
235.4
245.5
268.0
263.9
21
Other
1,138.0
1,135.3
1,129.8
1,138.6
1,131.1

1,722.8

1,736.7

1,729.2
1,721.3
1,732.4
1,741.4
1,739.8

335.5

343.2

337.0

1,387.3

1,393.5

1,353.4
1,364.3
1,395.4
1,413.4
1,407.7

252.5

260.3

261.6

1,134.8

1,133.2

1,119.1
1,132.2
1,133.8
1,147.7
1,144.4

734.1

734.0

643.6
648.1
733.1
733.0

237.5

250.5

215.9
218.5
251.0
259.5

496.6

483.5

427.8
429.6
482.1
473.5

25 Net due to related foreign offices
147.0
148.7
162.0
177.7
178.0
209.0
194.6

189.3

108.7
140.9
188.6
202.5

26 Other liabilities
184.9
183.9
191.1
188.5
186.4

195.6

194.4

183.1

199.7
179.7
190.0
186.8

27 TOTAL LIABILITIES
2,693.6
2,717.9
2,735.4
2,850.9
2,870.8

2,771.1

2,843.3

2,681.3
2,690.1
2,838.8
2,853.1
2,862.1

22 Borrowings
653.6
671.1
667.2
675.0
722.8
749.8
23
From banks in the U.S.
220.1
222.2
238.6
238.3
262.3
264.4
24
From others
433.5
448.9
428.6
436.8
460.5
485.4

28 Residual (assets less liabilities) (7)
294.0
300.2
296.9
299.0
294.7
303.7
313.4

307.8

375.8
357.0
328.0
332.1

234.3
232.1
265.7
263.4

300.4
294.1
304.2
312.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)

Not seasonally adjusted, adjusted for mergers, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,578.4

2,639.4

2,500.3
2,475.8
2,638.5
2,651.4
2,636.1

615.5

612.0

580.3
576.0
613.5
608.0

392.6

393.5

390.5
385.4
397.3
390.3

20.0

21.7

372.5

371.8

365.3
364.5
371.7
368.6

244.1

242.5

260.1
238.9
239.6
240.3

128.4

129.3

105.2
125.6
132.1
128.3

25.2

26.1

28.4
28.8

25.6
29.4

61.5

61.1

39.2
61.6

59.7
58.7

41.7

42.1

37.7
41.7

40.3
40.2

222.9

218.5

87.1

81.8

91.4
84.3

135.8

136.7

98.4
117.0
131.9
131.7

A S S E T S

1
Bank credit
2,488.6
2,511.7
2,642.0
2,643.9
2
587.4
613.9
3
389.9
392.9
3a
22.2
23.9
3b
367.8
369.0
3c
242.7
241.2
3d
125.1
127.9
3e
25.2
29.6
3f
59.9
57.9
3g
40.0
40.4
4
197.4
221.0
4a
77.5
88.7
4b
120.0
132.3

2,524.6

Securities in bank credit
592.4
598.4
603.1
616.7
U.S. government securities
389.8
388.5
389.2
396.6
Trading account
20.7
20.8
19.9
23.5
Investment account
369.1
367.7
369.3
373.0
Mortgage-backed
245.8
243.9
244.3
245.5
Other
123.2
123.8
124.9
127.6
1 year or less
24.8
25.6
23.9
30.2
Between 1 and 5 years
59.1
59.9
60.6
57.6
More than 5 years
39.4
38.3
40.4
39.8
Other securities
202.6
209.8
213.9
220.1
Trading account
78.1
81.7
82.4
88.0
Investment account
124.5
128.1
131.5
132.2

25.2
25.6

20.9
21.7

189.8
190.6
216.2
217.7
73.6
86.0

4c
25.4
27.1
4d
94.6
105.2

25.6
26.9

State and local government
25.9
26.6
26.6

Other
98.9
102.2
105.2

104.9

109.2

26.9

24.8
26.9

25.0
27.1

109.7

73.6
105.0

92.0
104.6

5
Loans and leases in bank credit (2)
1,920.0
1,899.8
1,901.3
1,919.3
1,926.2
1,975.3
2,024.0
2,026.5
2,037.9
2,028.1
2,028.1
2,027.2
6
Commercial and industrial
545.3
568.1
567.3
574.0
575.8
589.5
592.8
592.2
600.9
598.9
603.0
603.5
6a
Bankers acceptances
1.3
1.0
1.1
1.2
1.1
1.1
1.1
1.1
1.0
1.0
1.0
1.0
6b
Other
544.0
567.2
566.3
572.9
574.7
588.3
591.7
591.1
599.9
597.9
602.0
602.5
7
Real estate
742.9
731.5
738.2
749.2
761.8
772.5
804.6
813.8
812.3
816.0
814.5
811.1
8
Revolving home equity
74.2
68.8
69.7
69.6
69.7
71.1
75.7
78.2
78.8
78.9
78.9
79.1
9a
Other residential
416.2
403.3
408.1
413.0
419.4
425.7
450.3
453.2
450.4
453.4
451.5
447.7
9b
Commercial
252.5
259.4
260.4
266.7
272.7
275.6
278.6
282.4
283.1
283.7
284.1
284.4
10
Consumer
315.0
285.2
285.2
284.5
281.5
285.1
294.1
299.8
302.6
301.1
298.3
298.1
11
Security (3)
77.8
63.1
58.8
56.3
52.4
65.5
84.9
74.9
74.9
69.6
69.9
72.8
11a
Fed funds and RPs with broker/dealer
62.4
45.4
41.9
38.9
35.3
47.5
64.6
54.5
53.3
47.5
47.2
50.6
11b
Other
15.4
17.7
16.9
17.4
17.1
18.0
20.2
20.4
21.6
22.2
22.7
22.2
12a
State and local government
11.7
12.0
12.3
12.4
12.4
12.3
12.2
12.3
12.3
12.3
12.4
12.4
12b
Agricultural
9.1
8.9
9.1
9.5
9.8
9.6
9.6
9.8
9.7
9.7
9.7
9.7
12c
Fed funds and RPs with others
13.4
10.1
7.9
11.2
10.0
12.3
11.8
11.2
11.0
11.1
10.8
11.6
12d
All other loans
94.2
99.2
99.6
98.6
96.5
100.6
84.5
80.4
82.2
77.5
78.0
76.5
12e
Lease financing receivables
110.6
121.6
122.8
123.5
126.1
127.8
129.5
132.1
132.0
131.8
131.5
131.4

13 Interbank loans
133.2
134.1
145.3
142.2
143.9
147.5
13a
Fed funds and RPs with banks
81.8
81.9
88.6
76.6
71.0
72.1
13b
Other
51.4
52.3
56.7
65.5
72.9
75.4

135.7
141.7
141.0
142.8

144.2

140.1

74.6

68.9

88.4
68.6

88.4
71.0

69.7

71.2

47.3
72.4

53.3
71.7

14 Cash assets (4)
136.6
149.0
154.7
152.4
170.3

157.3

170.5

170.1

164.6
145.7
153.9
156.9

15 Other assets (5)
238.0
247.9
241.8
267.7
258.0

246.7

250.8

256.1

239.6
240.1
263.0
262.8

16 TOTAL ASSETS (6)
2,957.5
3,003.5
3,027.5
3,168.0
3,181.8

3,085.3

3,165.7

3,001.8
2,964.5
3,166.9
3,171.2
3,160.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,737.1

1,760.1

1,738.5
1,710.0
1,741.5
1,739.0
1,726.9

341.6

365.0

346.9

1,395.5

1,395.1

1,352.4
1,359.7
1,394.5
1,409.9
1,408.8

L I A B I L I T I E S
17 Deposits
1,698.2
1,710.2
1,713.8
1,733.3
1,727.9
18
Transaction
333.2
340.1
334.7
327.8
339.6
19
Nontransaction
1,365.0
1,370.1
1,379.1

386.1
350.3
329.1
318.1

1,405.5
20
225.8
271.2
21
1,139.2
1,134.3

1,388.3
Large time
234.9
247.5
265.6
Other
1,135.2
1,131.5
1,122.7

235.9
227.2
267.9
266.6

258.6

263.5

263.6

1,136.9

1,131.6

1,116.4
1,132.5
1,130.9
1,142.0
1,142.2

734.3

751.0

659.4
639.1
753.5
736.2

241.5

255.1

220.2
214.8
255.3
260.1

492.8

496.0

439.3
424.2
498.2
476.1

25 Net due to related foreign offices
144.0
146.4
161.9
176.7
178.6
215.6
215.6

190.4

109.0
135.7
189.4
210.1

26 Other liabilities
184.9
183.9
191.1
188.5
186.4

195.6

194.4

183.1

199.7
179.7
190.0
186.8

27 TOTAL LIABILITIES
2,657.2
2,703.8
2,734.4
2,867.7
2,880.0

2,789.3

2,867.4

2,706.6
2,664.5
2,866.0
2,871.8
2,860.0

22 Borrowings
630.1
663.4
667.7
679.9
730.3
750.1
23
From banks in the U.S.
213.7
218.1
234.4
240.8
264.8
264.8
24
From others
416.4
445.3
433.3
439.1
465.5
485.2

28 Residual (assets less liabilities) (7)
300.3
299.7
293.0
296.0
298.3
300.2
301.8
29
58.4
67.9
30
62.5
67.7
31
278.2
276.5
31a
186.8
188.7
31b
91.4
87.8
32
-4.2
-7.9
33
32.2
23.8

MEMO
Reval. gains on off-bal. sheet items (8)
60.1
60.9
59.8
64.5
66.3
Reval. losses on off-bal. sheet items (8)
59.8
60.0
59.8
63.9
66.0
Mortgage-backed securities (9)
280.6
279.0
281.7
281.7
281.1
Pass-through
185.4
184.8
187.9
188.8
193.5
CMO, REMIC, and other
95.2
94.2
93.8
92.8
87.7
Net unrealized gains (losses) on
-4.9
-5.6
-5.8
-6.0
-7.8
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
27.8
26.7
24.8
24.0
23.8

300.9

295.2
300.0
299.4
300.5

62.7

66.5
63.6

54.4
63.6

61.8

67.2
63.9

56.3
63.3

279.6

289.1
273.8
276.9
275.8

188.0

196.1
183.2
189.0
187.8

91.5

93.0
87.9

90.6
88.0

-7.4

3.0
-8.1

-3.3
-7.8

23.2

38.9
23.5

36.3
23.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,590.2

1,601.0

1,466.8
1,537.4
1,616.4
1,620.0
1,624.9

451.3

454.4

428.2
453.1
455.1
456.8

330.5

334.9

320.7
337.1
336.2
338.1

120.8

119.5

107.5
116.0
118.9
118.8

(2)
1,149.7

1,038.5
1,084.3
1,162.0
1,164.9
1,168.0

216.5

219.3

190.7
202.3
220.8
220.7

654.4

661.0

583.7
616.2
664.7
667.5

30.8

31.6

623.6

629.4

A S S E T S

1
Bank credit
1,550.8
1,564.2
1,632.9
1,640.9
2
454.8
457.6
3
337.0
339.1
4
117.8
118.5

1,586.8

Securities in bank credit
456.5
459.1
453.5
460.9
U.S. government securities
338.7
340.3
334.4
341.4
Other securities
117.8
118.8
119.1
119.5

5
Loans and leases in bank credit
1,096.0
1,107.7
1,127.7
1,136.7
1,175.3
1,180.0
6
Commercial and industrial
204.0
206.9
213.0
215.1
222.0
223.2
7
Real estate
623.8
628.8
642.3
648.3
670.4
673.8
8
Revolving home equity
29.3
29.3
30.0
30.3
33.0
33.3
9
Other
594.5
599.5
612.3
618.1

28.1
32.7

29.3
32.8

555.6
586.9
632.1
634.7

637.5
10
195.7
205.7
11
4.9
5.3
12
67.5
72.0

640.5
Consumer
198.5
198.4
197.9
206.5
Security (3)
4.9
5.0
5.5
5.2
Other loans and leases
68.5
69.1
69.9
71.3

202.6

205.1

5.4

5.2

70.9

189.9
194.3
203.0
203.2
5.3
5.2

4.9
5.3

71.3

68.9
71.1

66.6
71.3

13
51.0
56.1

Interbank loans
48.8
47.1
55.7

52.1

53.6

52.5

60.9
53.7

53.0
55.5

14
70.8
64.3

Cash assets (4)
71.4
71.0
64.2

72.0

75.5

69.1

67.3
68.1

71.0
68.2

15
79.1
83.7

Other assets (5)
78.8
83.5
92.4

82.7

83.7

87.6

70.1
85.3

76.6
85.1

1,777.0

1,793.3

1,646.2
1,718.7
1,805.0
1,806.5
1,813.0

1,401.2

1,418.7

1,319.4
1,360.0
1,428.7
1,435.0
1,438.7

277.3

276.2

274.2

1,123.9

1,142.4

1,040.8
1,079.2
1,154.6
1,163.2
1,167.0

208.0

210.1

211.5

185.7
193.7
213.2
214.2

915.9

932.3

943.0

855.1
885.5
949.9
952.8

206.4

213.7

167.7
198.0
212.1
214.2

84.4

86.5

78.2
86.0

122.0

127.2

89.5
103.9
126.1
129.3

16 TOTAL ASSETS (6)
1,732.0
1,743.2
1,768.4
1,816.2
1,832.4

L I A B I L I T I E S
17 Deposits
1,367.2
1,369.3
1,390.8
1,441.5
1,449.3
18
Transaction
282.4
279.7
279.9
272.6
276.7
19
Nontransaction
1,084.8
1,089.6
1,110.9
1,168.9
1,172.6
20
Large time
196.3
197.6
204.1
215.8
215.9
21
Other
888.5
892.0
906.8
953.1
956.6

22 Borrowings
199.8
204.7
200.6
199.3
213.0
218.9
23
From banks in the U.S.
92.8
93.0
86.9
84.8
85.7
86.4
24
From others
107.0
111.7
113.8
114.5
127.3
132.5
25
3.5
4.9

Net due to related foreign offices
3.4
4.3
4.5
4.5
4.9

5.1

278.7
280.8
271.8
271.6

3.0
5.3

94.1
85.0

4.3
5.1

26
32.6
36.6

Other liabilities
33.7
35.2
36.9

27 TOTAL LIABILITIES
1,603.1
1,611.1
1,631.0
1,696.0
1,710.0

29.1
34.9

30.8
35.6

35.0

35.0

33.3

1,640.0

1,664.5

1,519.2
1,593.1
1,680.7
1,687.2
1,693.6

28 Residual (assets less liabilities) (7)
128.9
132.2
137.5
137.0
128.8
120.2
122.4

124.3

127.0
125.6
119.2
119.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16

1999

2000

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,587.2

1,599.0

1,460.2
1,538.6
1,609.4
1,611.0
1,614.5

451.2

453.9

427.5
451.4
453.3
455.5

330.6

334.5

320.1
335.5
334.7
337.2

120.6

119.4

107.4
115.8
118.6
118.3

A S S E T S

1
Bank credit
1,553.0
1,567.4
1,620.7
1,628.3
2
453.2
455.1
3
335.2
337.2
4
118.0
117.9
5

1,585.6

Securities in bank credit
454.1
456.0
451.3
458.5
U.S. government securities
336.8
337.3
332.1
339.6
Other securities
117.3
118.7
119.1
118.8

Loans and leases in bank credit (2)

1,032.7

1,087.3

1,099.7
1,165.6
6
202.8
221.4
7
626.0
665.0
8
29.2
32.9
9
596.8
632.1
10
196.2
204.9
11
4.9
5.3
12
69.8
69.0

1,113.3
1,129.6
1,135.9
1,169.8
Commercial and industrial
205.8
211.5
213.5
222.8
Real estate
632.2
643.8
648.8
668.2
Revolving home equity
29.6
30.2
30.5
33.1
Other
602.6
613.5
618.3
635.1
Consumer
199.7
199.1
198.4
205.5
Security (3)
4.9
5.0
5.5
5.2
Other loans and leases
70.7
70.3
69.7
68.2

1,147.9

1,155.5

1,157.7

215.5

218.5

190.0
202.2
220.2
220.0

652.5

657.0

579.7
618.3
660.4
662.7

31.0

31.6

621.5

625.4

551.7
589.2
627.7
629.9

204.3

205.8

190.8
193.7
203.4
202.8

5.4

5.2

70.1

28.1
32.7

1,159.0

29.0
32.8

5.3
5.2

4.9
5.3

69.1

66.8
68.5

68.2
68.2

13
48.5
55.5

Interbank loans
47.6
48.2
52.9

58.3

57.7

52.5

60.9
53.2

48.9
56.0

14
67.7
66.9

Cash assets (4)
70.1
70.2
66.5

74.3

79.0

72.1

70.5
69.0

69.2
66.0

15
79.7
82.5

Other assets (5)
79.2
83.5
91.1

84.4

83.6

84.0

67.1
84.0

77.8
82.4

1,784.2

1,799.0

1,639.9
1,715.2
1,797.5
1,796.6
1,798.2

1,413.9

1,423.3

1,312.1
1,357.4
1,420.5
1,421.7
1,420.9

281.0

286.7

278.2

1,132.9

1,136.6

1,028.9
1,080.5
1,142.3
1,149.6
1,152.9

208.0

210.1

211.5

185.7
193.7
213.2
214.2

924.9

926.5

930.7

843.2
886.9
936.4
938.7

16 TOTAL ASSETS (6)
1,729.1
1,744.4
1,767.6
1,804.9
1,818.0

L I A B I L I T I E S
17 Deposits
1,365.9
1,372.3
1,394.7
1,424.8
1,427.7
18
Transaction
275.5
276.7
276.9
272.5
273.3
19
Nontransaction
1,090.4
1,095.6
1,117.8
1,152.3
1,154.4
20
Large time
196.3
197.6
204.1
215.8
215.9
21
Other
894.0
898.0
913.7
936.5
938.5

283.1
276.9
272.1
268.0

22 Borrowings
199.8
207.3
203.4
201.6
211.2
215.9
23
From banks in the U.S.
92.0
93.5
88.8
86.6
84.9
85.3
24
From others
107.8
113.9
114.7
115.0
126.3
130.6

213.9

86.5

87.3

78.9
86.3

121.9

126.6

89.2
104.5
126.2
127.0

25
3.5
4.9

Net due to related foreign offices
3.4
4.3
4.5
4.5
4.9

5.1

26
32.4
37.4

Other liabilities
33.0
34.3
37.8

27 TOTAL LIABILITIES
1,601.5
1,616.1
1,636.7
1,678.4
1,686.4

93.3
83.3

3.0
5.3

4.3
5.1

29.7
35.7

30.9
36.8

34.2

34.3

33.9

1,654.2

1,670.4

1,513.0
1,590.4
1,673.4
1,675.3
1,673.1

28 Residual (assets less liabilities) (7)
127.6
128.3
130.8
130.0
128.6
126.5
131.6
31
64.8
68.9

168.1
197.8
212.6
210.3

208.4

MEMO
Mortgage-backed securities (9)
65.2
67.0
65.7
69.6

65.6

124.1

68.1

126.9
124.9
121.3
125.1

54.3
68.3

65.4
68.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

1999

2000

Nov

Dec

Jan

--------

--------

--------

A S S E T S

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16
-------- ---------------------------

1
Bank credit
523.8
518.8
532.4
537.3

527.1

548.2

2
190.0
183.9
3
84.0
71.7
4
106.0
112.2

Securities in bank credit
189.3
194.1
198.9
186.0
U.S. government securities
81.6
82.0
79.5
71.7
Other securities
107.7
112.2
119.4
114.2

5
333.8
348.5
6
195.3
196.3
7
17.5
17.2
11
55.0
65.5
12
66.0
69.5

Loans and leases in bank credit
329.5
333.0
349.3
351.3
Commercial and industrial
197.0
198.1
199.9
198.9
Real estate
17.5
17.3
17.0
17.4
Security (3)
51.4
54.9
65.5
64.7
Other loans and leases
63.6
62.6
66.9
70.3

555.9

546.9

580.8
522.4
541.0
536.1

206.6

198.6

210.2
190.2
192.4
187.6

81.5

79.1

125.1

119.6

124.2
104.2
115.5
113.0

(2)
349.3

348.3

370.6
332.2
348.6
348.5

194.6

194.3

212.6
193.2
195.4
196.0

16.9

17.0

21.6
17.4

18.5
17.2

67.1

66.9

63.5
66.6

52.8
65.6

70.7

70.0

73.0
69.2

67.7
69.8

86.0
77.0

86.0
74.6

13
25.7
37.0

Interbank loans
22.9
25.4
34.1

25.2

28.3

29.4

29.4
32.4

27.5
32.0

14
39.5
51.8

Cash assets (4)
42.4
44.7
53.2

51.1

55.4

53.8

36.1
49.3

36.6
51.5

15
29.0
38.2

Other assets (5)
29.3
31.5
38.9

34.5

37.2

39.2

38.2
39.4

32.3
38.7

658.7

676.4

669.0

684.2
618.5
661.9
658.1

358.3

377.9

386.1

319.3
309.3
384.7
382.1

10.5

10.7

10.4

347.7

367.2

375.7

16 TOTAL ASSETS (6)
617.7
613.1
628.3
659.1
663.2

L I A B I L I T I E S
17 Deposits
309.0
311.0
331.4
386.5
381.6
18
Transaction
11.0
10.8
10.7
10.6
10.5
19
Nontransaction
298.0
300.1
320.7

11.9
10.9

10.9
11.0

307.4
298.4
373.8
371.2

375.9

371.1

22 Borrowings
174.6
171.3
178.1
186.8
173.0
175.5
23
From banks in the U.S.
23.5
25.1
22.1
26.0
20.1
19.8
24
From others
151.0
146.2
156.1
160.8
152.9
155.7

181.7

181.6

24.5

22.1

157.2

159.6

195.7
174.7
182.7
177.2
21.6
22.6

24.4
20.7

174.1
150.3
160.1
156.5

25
72.0
26.3

Net due to related foreign offices
66.1
53.5
44.0
39.0
24.7

33.4

95.4
25.2

71.9
27.1

26
61.5
70.8

Other liabilities
64.4
65.3
70.6

74.6
73.2

62.6
70.4

70.1

69.3

655.8

668.7

670.5

27 TOTAL LIABILITIES
617.1
612.8
628.3
656.6
652.4

66.8

28
0.6
2.5

Residual (assets less liabilities) (7)
0.3
-0.0
2.9
7.7
10.7

685.0
618.5
665.8
656.8
-0.7
-3.9

-1.5

0.0
1.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 3, 2000
Account
1999

1999

1999

Sep
Feb 23

Oct

--------------

--------------

1999

2000

Nov

Dec

Jan

--------

--------

--------

1999

1999
1999
Week ending
Jan
Jul
Aug
Feb 2
Feb 9
Feb 16
-------- ---------------------------

A S S E T S

1

Bank credit

584.2

519.2

520.0
535.8

517.9
537.2

531.1

551.3

2
188.7
185.6
3
83.0
72.0
3a
16.5
6.3
3b
66.5
65.7
4
105.7
113.6
4a
64.9
71.9
4b
40.9
41.6

Securities in bank credit
188.7
196.9
202.0
186.0
U.S. government securities
80.7
81.9
79.9
72.1
Trading account
14.8
14.1
8.4
6.6
Investment account
65.8
67.8
71.5
65.5
Other securities
108.0
115.1
122.1
113.9
Trading account
69.7
74.9
80.7
72.4
Investment account
38.3
40.2
41.5
41.5

5
331.3
350.3
6
193.6
198.8
7
17.4
17.5
11
55.0
64.3
12
65.3
69.7

Loans and leases in bank credit
329.3
334.2
349.3
351.2
Commercial and industrial
196.7
199.2
201.2
200.1
Real estate
17.5
17.5
17.1
17.7
Security (3)
51.6
54.6
64.7
63.6
Other loans and leases
63.5
62.9
66.3
69.7

559.1

550.4

546.1

540.0

205.7

199.1

81.8

78.8

6.9

7.7

75.0

71.1

123.9

120.3

80.6

76.0

76.0
73.8

60.8
72.6

43.2

44.3

48.7
43.9

42.3
42.1

(2)
353.4

351.3

373.8
330.6
351.2
350.1

197.3

196.0

214.4
192.4
196.4
197.3

16.9

17.2

21.7
17.6

18.3
17.5

67.5

66.9

63.4
66.8

52.4
64.8

71.6

71.2

74.3
70.4

67.5
70.5

210.4
188.6
194.9
189.9
85.7
77.2

85.5
75.2

19.4

19.0

9.4

66.3
67.8

8.0

66.5
67.2

124.7
103.1
117.7
114.6

13
25.7
37.0

Interbank loans
22.9
25.4
34.1

25.2

28.3

29.4

29.4
32.4

27.5
32.0

14
39.1
51.0

Cash assets (4)
42.1
45.3
51.6

51.9

57.7

54.5

36.5
49.0

36.4
50.6

15
29.6
39.0

Other assets (5)
29.6
31.4
39.5

34.6

38.7

39.5

38.5
40.0

31.5
40.0

662.7

683.4

673.5

16 TOTAL ASSETS (6)
614.2
612.4
632.9
662.5
662.1

L I A B I L I T I E S

688.4
614.5
667.2
662.3

17 Deposits
306.4
310.5
331.4
383.4
381.2
18
Transaction
10.9
11.3
10.7
10.5
10.4
19
Nontransaction
295.5
299.2
320.7
372.9
370.8

316.7
306.8
381.3
380.1

357.7

382.3

382.9

10.4

11.1

10.4

347.3

371.2

372.5

304.8
296.0
370.5
369.5

181.7

181.6

195.7
174.7
182.7
177.2

24.5

22.1

157.2

159.6

22 Borrowings
174.6
171.3
178.1
186.8
173.0
175.5
23
From banks in the U.S.
23.5
25.1
22.1
26.0
20.1
19.8
24
From others
151.0
146.2
156.1
160.8
152.9
155.7

11.9
10.8

21.6
22.6

10.8
10.5

24.4
20.7

174.1
150.3
160.1
156.5

25
69.9
29.7

Net due to related foreign offices
64.6
55.3
46.7
44.2
29.7

35.3

98.1
25.0

69.3
28.9

26
61.7
72.6

Other liabilities
64.0
64.6
72.2

74.8
74.1

61.7
72.1

71.5

69.5

658.8

679.6

669.4

27 TOTAL LIABILITIES
612.5
610.4
629.5
658.6
658.6

67.6

28
1.7
3.9

Residual (assets less liabilities) (7)
1.9
3.3
3.9
3.8
3.5

29
38.1
39.3
30
36.3
39.6

MEMO
Reval. gains on off-bal. sheet items (8)
38.4
39.0
40.1
39.4
38.7
Reval. losses on off-bal. sheet items (8)
37.4
37.8
39.1
38.4
38.9

3.2
4.1

1.9
4.1

38.0

45.7
41.1

37.5
39.1

37.5

42.4
41.8

36.2
39.8

4.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13
March 3, 2000

Footnotes

685.2
612.5
663.1
658.2

Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount

of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired $2.5 billion in assets
and liabilities of nonbank institutions in the week ending February 23, 2000. The
major items affected
were (in billions): U.S. goverment securities, $0.7; other securities, $0.8;
real estate loans revolving home equity, $0.1; and real estate loans, other, $1.0.
The major liability
item affected was nontransaction deposits, other, $2.5.