Note to users of the H8 release: These data have been been benchmarked through

the December 1999 Call Report. Data on the previous release were benchmarked
through the September
1999 Call Report. The data also incorporate new seasonal adjustment factors.
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

4,788.3

4,821.4

4,494.2
4,617.1
4,856.8
4,848.8
4,859.3

1,266.4

1,190.8
1,244.8
1,275.6
1,271.4
1,271.3

812.6

812.0

801.4
817.6
811.3
808.4

453.8

463.6

389.4
427.2
460.2
462.9

A S S E T S

1
Bank credit
4,633.8
4,690.4
4,857.3
4,879.7

4,766.2

2
Securities in bank credit
1,249.7
1,242.9
1,263.3
1,265.1
1,284.8
1,282.1
3
U.S. government securities
813.2
799.1
804.0
811.2
813.7
813.7
4
Other securities
436.5
443.9
459.3
453.9
471.2
468.4

5
Loans and leases in bank credit (2)
3,303.4
3,372.3
3,384.1
3,447.5
3,502.8
3,523.1
3,555.0
3,581.1
3,577.3
3,588.0
3,572.5
3,597.6
6
Commercial and industrial
955.2
978.7
982.8
998.5
1,003.7
1,010.6
1,021.7
1,029.6
1,033.0
1,033.1
1,026.4
1,031.0
7
Real estate
1,346.1
1,402.5
1,419.5
1,432.9
1,469.9
1,488.6
1,505.3
1,519.9
1,518.5
1,524.1
1,521.4
1,530.4
8
Revolving home equity
103.1
100.0
100.7
102.5
107.4
110.6
112.6
114.8
114.3
114.9
115.8
117.2

9
1,318.8
1,405.6
10
482.4
508.3
11
109.6
136.9
12
389.9
379.4

Other
1,330.4
1,362.4
1,377.9
1,413.2
Consumer
484.4
492.6
499.3
508.0
Security (3)
133.7
153.2
143.1
142.5
Other loans and leases
398.0
383.4
381.5
385.6

1,392.7

1,243.0
1,302.5
1,405.1
1,404.2
1,409.3

503.0

505.6

495.6
482.2
503.8
506.1

142.4

142.6

123.5
118.3
136.0
140.4

382.6

383.5

383.1
390.5
386.1
384.4

13 Interbank loans
225.4
222.1
226.5
238.1
222.8

222.1

234.2

235.8

218.7
213.5
234.7
238.9

14 Cash assets (4)
269.0
274.6
287.6
262.8
277.6

286.2

284.3

277.7

258.0
264.4
281.1
282.6

15 Other assets (5)
362.7
368.0
374.4
397.0
418.8

401.4

403.9

397.5

346.2
359.3
400.3
393.0

16 TOTAL ASSETS (6)
5,431.7
5,495.9
5,594.8
5,696.0
5,739.5

5,638.9

5,684.9

5,258.6
5,395.2
5,708.7
5,705.8
5,714.7

3,541.7

3,559.6

3,362.4
3,414.3
3,575.4
3,595.0
3,577.9

627.5

625.7

626.8

2,914.2

2,933.9

2,700.5
2,779.6
2,948.6
2,959.4
2,941.1

840.9

847.6

854.1

2,073.3

2,086.3

1,981.1
2,038.6
2,094.6
2,108.8
2,090.0

1,130.8

1,148.7

986.6
1,045.5
1,148.3
1,138.9

365.7

373.4

315.6
336.2
382.0
366.4

765.1

775.3

671.0
709.3
766.2
772.5

L I A B I L I T I E S
17 Deposits
3,448.4
3,481.8
3,524.5
3,557.0
3,596.2
18
Transaction
630.8
624.9
630.2
629.7
616.3
19
Nontransaction
2,817.6
2,856.9
2,894.3
2,927.3
2,979.9
20
Large time
772.4
801.8
828.1
858.2
868.8
21
Other
2,045.2
2,055.1
2,066.2
2,069.0
2,111.0

22 Borrowings
1,050.2
1,059.8
1,116.6
1,134.0
1,146.9
1,156.9
23
From banks in the U.S.
348.4
350.0
347.2
360.0
375.9
372.0
24
From others
701.9
709.8
769.5
774.0
771.0
784.9
25

Net due to related foreign offices

662.0
634.7
635.6
636.7

719.3
741.0
850.6
851.1

201.7

218.3

220.4
241.9

223.9
275.4

221.1

229.8

233.9

236.5

26 Other liabilities
291.3
296.8
297.4
287.3
252.9

283.6

290.1

282.2

27 TOTAL LIABILITIES
5,010.4
5,062.2
5,159.6
5,233.1
5,281.3

5,189.1

5,214.4

4,821.8
4,961.4
5,242.8
5,244.7
5,233.7

28 Residual (assets less liabilities) (7)
421.4
433.7
435.2
449.8
470.5
462.9
458.1

465.9

215.3

240.6

271.0
283.3
286.1
276.4

436.9
433.7
461.1
481.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

4,812.5

4,824.4

4,489.5
4,604.0
4,850.8
4,844.7
4,846.4

1,270.5

1,194.1
1,238.4
1,277.0
1,273.4
1,268.7

816.5

819.0

807.9
809.2
818.3
813.6

454.0

458.0

386.2
429.3
455.1
455.1

A S S E T S

1
Bank credit
4,643.0
4,718.0
4,849.0
4,878.4

4,798.7

2
Securities in bank credit
1,252.6
1,256.8
1,273.5
1,273.6
1,284.8
1,288.8
3
U.S. government securities
808.3
801.9
806.0
813.0
821.0
824.8
4
Other securities
444.3
455.0
467.4
460.6
463.8
464.0

5
Loans and leases in bank credit (2)
3,295.4
3,365.5
3,390.5
3,461.1
3,525.2
3,538.9
3,553.9
3,573.8
3,571.3
3,577.7
3,564.2
3,589.7
6
Commercial and industrial
959.0
975.1
983.4
1,002.3
1,005.7
1,008.1
1,022.4
1,033.5
1,036.8
1,038.1
1,031.7
1,036.6
7
Real estate
1,341.7
1,403.0
1,424.2
1,439.4
1,474.7
1,492.6
1,502.3
1,515.1
1,514.9
1,517.1
1,515.4
1,526.1
8
Revolving home equity
102.1
100.6
101.1
102.9
107.9
110.9
112.3
113.7
113.3
113.6
114.5
115.7
9
Other
1,239.6
1,302.4
1,323.0
1,336.5
1,366.8
1,381.7
1,390.0
1,401.4
1,401.6
1,403.5
1,400.9
1,410.4
10
Consumer
493.3
482.4
480.0
483.1
498.1
506.6
505.1
504.0
502.5
504.7
506.0
505.0
11
Security (3)
122.5
113.0
112.1
135.8
157.8
147.2
143.9
141.6
135.4
138.9
134.3
138.0
12
Other loans and leases
378.9
391.9
390.8
400.7
388.8
384.4
380.3
379.6
381.6
378.8
376.9
383.9
13 Interbank loans
219.5
226.2
231.9
243.1
237.4

223.0

235.7

241.7

224.6
207.9
241.4
239.7

14 Cash assets (4)
270.2
283.6
307.5
259.0
270.8

300.4

284.8

269.2

249.4
260.1
275.8
265.7

15 Other assets (5)
356.1
365.0
374.4
402.2
427.3

400.0

406.3

401.2

348.0
358.2
403.5
393.3

16 TOTAL ASSETS (6)
5,429.8
5,533.2
5,652.6
5,694.4
5,754.7

5,677.1

5,692.4

5,253.1
5,370.9
5,703.8
5,706.1
5,686.0

3,555.1

3,558.5

3,364.9
3,400.0
3,579.2
3,598.9
3,559.5

639.0

618.7

619.7

2,916.0

2,939.8

2,710.5
2,771.9
2,959.6
2,968.8
2,945.8

851.9

860.3

862.6

2,064.1

2,079.5

1,985.0
2,039.6
2,097.0
2,108.8
2,087.0

L I A B I L I T I E S
17 Deposits
3,440.9
3,509.6
3,566.9
3,567.4
3,634.5
18
Transaction
622.3
633.1
663.0
631.8
628.8
19
Nontransaction
2,818.5
2,876.5
2,903.9
2,935.6
3,005.6
20
Large time
770.7
811.9
843.2
864.9
870.0
21
Other
2,047.8
2,064.6
2,060.7
2,070.7
2,135.7

654.4
628.1
630.2
613.7

725.5
732.3
859.9
858.8

22 Borrowings
1,049.9
1,067.7
1,125.8
1,152.5
1,136.2
1,137.3
23
From banks in the U.S.
345.4
353.4
352.1
363.8
376.0
369.8
24
From others
704.5
714.3
773.7
788.7
760.2
767.5

1,134.7

1,143.7

984.6
1,039.7
1,147.6
1,143.6

367.2

373.3

315.9
333.9
382.2
368.1

767.5

770.4

668.7
705.8
765.4
775.4

25 Net due to related foreign offices
221.5
227.9
227.3
233.4
248.2
248.6
248.6

239.9

202.0
214.4
218.2
249.6

26 Other liabilities
290.4
297.8
299.6
287.3
251.9

285.0

292.4

282.9

271.7
282.8
287.1
276.7

27 TOTAL LIABILITIES
5,002.6
5,102.9
5,219.6
5,239.5
5,272.2

5,226.0

5,233.9

4,823.1
4,936.9
5,245.7
5,251.8
5,229.4

28 Residual (assets less liabilities) (7)
427.1
430.2
433.0
451.1
458.5
454.9
482.5
MEMO
29 Reval. gains on off-bal. sheet items (8)
100.0
100.8
104.0
101.4
104.9
106.3
102.0
30 Reval. losses on off-bal. sheet items (8)
97.8
99.7
102.3
99.5
104.4
103.4
99.8

458.1

429.9
434.0
454.3
456.6

105.3

86.7
97.9
105.1
102.9

102.3

86.3
101.1

96.7
100.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------

--------

2000

2000

Jan

Feb

Mar

--------

--------

--------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29
-------- --------------------- -------

-------

------A S S E T S

1
Bank credit
4,109.0
4,151.9
4,304.8
4,325.6

4,218.0

4,242.3

2
Securities in bank credit
1,057.8
1,050.6
1,061.1
1,065.8
1,082.0
1,085.0
3
U.S. government securities
730.8
720.6
723.3
731.0
732.4
735.1
4
Other securities
327.0
330.0
337.8
334.8
349.6
349.9
5
Loans and leases in bank credit
3,051.2
3,101.3
3,156.9
3,176.5
3,222.8
3,240.6
6
Commercial and industrial
787.8
802.2
810.3
815.8
829.8
831.2
7
Real estate
1,401.8
1,415.6
1,452.9
1,471.2
1,503.1
1,512.0
8
Revolving home equity
100.7
102.5
107.4
110.6
115.8
117.2
9
Other
1,301.1
1,313.1
1,345.4
1,360.5
1,387.3
1,394.7
10
Consumer
482.4
484.4
492.6
499.3
508.3
508.0
11
Security (3)
54.6
68.3
86.1
76.5
69.5
73.1
12
Other loans and leases
324.6
330.7
315.0
313.7
312.1
316.4

4,281.6

3,944.3
4,097.1
4,313.5
4,315.5
4,320.7

1,075.2

1,081.5

992.0
1,055.1
1,084.4
1,081.6

737.3

734.7

714.5
734.9
736.5
733.7

338.0

346.8

277.5
320.2
347.9
347.9

(2)
3,206.3

2,952.3
3,041.9
3,232.0
3,231.1
3,239.1

825.0

831.4

1,487.6

1,325.9
1,384.8
1,501.8
1,500.5
1,506.0

112.6

114.8

1,375.0

1,222.8
1,284.7
1,387.0
1,386.2
1,391.1

503.0

505.6

75.8

76.3

314.9

316.9

311.6
324.4
320.2
319.2

747.0
784.1
833.8
834.5

103.1
100.0
114.3
114.9

495.6
482.2
503.8
506.1
72.2
72.8

66.4
73.4

13 Interbank loans
199.8
196.9
197.0
208.6
199.4

193.3

201.6

207.2

193.1
188.5
207.3
208.6

14 Cash assets (4)
224.6
225.8
234.1
213.9
224.0

230.8

229.8

225.9

223.2
222.6
229.0
229.9

15 Other assets (5)
330.0
333.2
337.8
356.1
379.6

362.9

365.7

358.4

309.6
328.8
361.7
354.5

16 TOTAL ASSETS (6)
4,804.4
4,848.8
4,927.4
5,024.6
5,069.5

5,020.1

4,611.9
4,778.1
5,046.3
5,054.8
5,055.1

3,160.9

3,179.0

3,051.2
3,098.9
3,192.5
3,214.8
3,197.6

616.7

614.6

615.4

2,544.2

2,564.4

2,400.1
2,474.5
2,577.0
2,591.2
2,572.4

473.5

480.0

485.3

2,070.7

2,084.3

1,978.7
2,035.9
2,091.7
2,105.9
2,087.5

954.6

970.8

810.6
873.1
970.3
964.5

347.3

353.9

291.3
312.0
359.2
349.7

607.3

617.0

519.3
561.1
611.1
614.8

25 Net due to related foreign offices
165.4
178.9
182.0
194.1
207.1
221.6
244.9

215.9

117.4
152.7
199.8
219.7

26 Other liabilities
225.5
229.6
228.1
217.0
184.9

214.9

218.6

213.0

203.7
219.3
218.4
209.3

27 TOTAL LIABILITIES
4,375.4
4,408.8
4,495.5
4,579.7
4,612.8

4,524.0

4,559.3

4,182.9
4,344.0
4,592.2
4,603.2
4,591.1

4,970.5

L I A B I L I T I E S
17 Deposits
3,112.9
3,126.5
3,150.4
3,170.1
3,208.0
18
Transaction
620.2
614.5
619.7
618.7
605.2
19
Nontransaction
2,492.8
2,511.9
2,530.7
2,551.4
2,602.8
20
Large time
450.3
459.5
467.8
485.6
494.6
21
Other
2,042.4
2,052.4
2,062.9
2,065.8
2,108.1

22 Borrowings
871.6
873.8
935.1
954.0
970.9
975.0
23
From banks in the U.S.
326.2
323.9
322.7
340.3
358.5
351.0
24
From others
545.5
550.0
612.4
613.7
612.4
624.0

28 Residual (assets less liabilities) (7)
429.0
440.0
431.9
446.5
460.7
444.9
456.7

454.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4

651.1
624.4
623.5
625.2

421.3
438.6
485.4
484.8

429.0
434.2
451.5
464.0

ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

4,258.8

4,280.3

3,939.8
4,085.7
4,308.9
4,311.6
4,310.7

1,078.0

1,085.8

997.0
1,049.5
1,088.1
1,084.0

741.1

741.8

720.9
728.6
743.4
739.3

337.0

344.0

276.0
321.0
344.7
344.7

(2)
3,202.2

2,942.8
3,036.2
3,223.1
3,223.5
3,226.7

823.2

833.7

1,484.3

1,321.4
1,385.4
1,496.9
1,496.6
1,498.8

112.3

113.7

1,372.0

1,219.3
1,284.8
1,383.2
1,383.3
1,385.1

505.1

504.0

77.5

75.0

312.2

313.6

A S S E T S

1
Bank credit
4,111.2
4,166.9
4,299.7
4,327.7

4,240.4

2
Securities in bank credit
1,055.0
1,055.0
1,067.5
1,070.4
1,087.0
1,093.2
3
U.S. government securities
726.3
721.9
724.0
732.2
739.8
745.6
4
Other securities
328.7
333.1
343.5
338.3
347.1
347.6
5
Loans and leases in bank credit
3,056.2
3,111.8
3,173.0
3,188.4
3,212.8
3,234.5
6
Commercial and industrial
787.2
803.1
808.7
811.8
833.4
836.9
7
Real estate
1,406.3
1,422.0
1,457.8
1,475.0
1,497.2
1,507.8
8
Revolving home equity
101.1
102.9
107.9
110.9
114.5
115.7
9
Other
1,305.1
1,319.1
1,349.9
1,364.1
1,382.7
1,392.1
10
Consumer
480.0
483.1
498.1
506.6
506.0
505.0
11
Security (3)
57.4
71.0
90.3
80.2
66.1
69.1
12
Other loans and leases
325.4
332.7
318.1
314.8
310.1
315.7

749.4
780.7
835.7
837.6

102.1
100.6
113.3
113.6

493.3
482.4
502.5
504.7
70.9
72.3

61.3
71.3

307.8
326.4
316.4
314.3

13 Interbank loans
193.9
201.0
202.4
213.7
214.0

194.1

203.1

213.1

199.0
182.9
214.0
209.4

14 Cash assets (4)
224.9
231.8
249.7
210.7
219.5

242.7

231.0

218.5

215.4
219.0
224.7
214.2

15 Other assets (5)
324.0
330.0
335.7
361.1
388.3

360.0

366.3

360.9

310.3
328.2
363.1
354.3

16 TOTAL ASSETS (6)
4,795.2
4,870.5
4,968.6
5,026.5
5,090.6

4,997.1

5,022.1

4,606.3
4,756.9
5,042.6
5,054.4
5,029.8

3,167.4

3,170.8

3,049.0
3,089.4
3,190.2
3,213.0
3,172.4

628.1

607.7

608.6

2,539.3

2,563.1

2,405.2
2,472.0
2,581.6
2,594.5
2,569.9

479.1

486.6

487.0

2,060.2

2,076.5

1,983.0
2,037.3
2,094.6
2,106.4
2,084.6

958.6

965.9

808.6
867.3
969.6
969.2

348.9

353.8

291.7
309.7
359.3
351.4

609.7

612.1

516.9
557.6
610.3
617.7

25 Net due to related foreign offices
166.2
181.2
183.0
195.4
219.1
225.1
225.0

218.7

117.6
149.8
202.7
225.3

26 Other liabilities
225.2
229.6
228.2
217.4
185.6

214.6

218.9

213.4

204.1
219.1
218.6
209.5

27 TOTAL LIABILITIES
4,371.4
4,444.1
4,539.7
4,575.2
4,611.1

4,550.0

4,567.4

4,179.3
4,325.5
4,588.2
4,603.9
4,576.4

L I A B I L I T I E S
17 Deposits
3,108.8
3,151.6
3,184.2
3,172.5
3,245.1
18
Transaction
611.6
622.6
651.8
620.8
618.0
19
Nontransaction
2,497.2
2,529.0
2,532.4
2,551.8
2,627.1
20
Large time
451.7
466.7
474.0
483.5
493.9
21
Other
2,045.5
2,062.3
2,058.4
2,068.3
2,133.2

22 Borrowings
871.2
881.7
944.3
972.5
960.2
955.4
23
From banks in the U.S.
323.2
327.3
327.7
344.1
358.7
348.8
24
From others
548.1
554.4
616.6
628.4
601.6
606.6

28

Residual (assets less liabilities) (7)

643.8
617.3
618.4
602.5

422.3
434.8
488.1
485.3

427.0

431.3

423.8
451.3

426.4
479.5

428.9

447.1

454.6

MEMO
29 Reval. gains on off-bal. sheet items (8)
60.9
59.8
64.5
62.7
64.8
67.2
63.9
30 Reval. losses on off-bal. sheet items (8)
60.0
59.8
63.9
61.9
64.4
65.5
63.6
31 Mortgage-backed securities (9)
346.7
348.2
347.7
348.0
351.6
352.6
359.8

454.4

450.5

453.4

66.0

47.8
66.7

60.1
64.7

64.1

47.7
64.0

59.8
63.1

353.9

337.1
347.9
353.8
352.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

2,619.7

2,640.2

2,459.9
2,530.3
2,662.1
2,663.6
2,669.9

612.4

620.5

556.1
596.9
622.8
622.1

393.9

393.7

389.5
395.3
395.0
393.9

22.1

21.2

A S S E T S

1
Bank credit
2,527.4
2,566.8
2,652.5
2,668.2
2
598.7
622.4
3
390.7
392.9
3a
20.7
22.5
3b

2,620.8

Securities in bank credit
596.9
608.6
607.3
624.0
U.S. government securities
386.1
391.2
392.2
394.7
Trading account
18.8
20.1
21.0
22.1
Investment account

22.4
21.2
367.1

21.3
21.8
373.9

369.9
370.4
4
208.1
229.5
4a
81.7
92.9
4b
126.3
136.6
4c
25.9
27.2
4d
100.5
109.4

367.3
371.2
371.2
371.8
372.6
Other securities
210.8
217.3
215.1
218.5
229.3
Trading account
82.4
87.1
81.8
86.2
92.3
Investment account
128.4
130.2
133.2
132.3
137.0
State and local government
26.3
26.4
26.7
26.8
27.3
Other
102.1
103.9
106.5
105.4
109.8

5
Loans and leases in bank credit (2)
1,928.7
1,969.8
2,012.2
2,012.4
2,027.8
2,030.1
2,044.2
6
Commercial and industrial
577.1
588.8
595.1
595.6
601.7
602.8
603.2
6a
Bankers acceptances
1.1
1.1
1.1
1.1
1.0
1.1
1.1
6b
Other
576.0
587.6
594.0
594.5
600.6
601.7
602.1
7
Real estate
761.5
769.4
800.2
808.3
814.5
822.1
829.7
8
Revolving home equity
69.5
71.0
75.4
77.8
79.1
81.6
83.1
9
Other
692.0
698.4
724.8
730.6
735.4
740.5
746.6
10
Consumer
284.5
287.7
291.6
293.8
296.8
300.9
301.1
11
Security (3)
49.5
62.7
80.6
71.3
70.4
63.8
66.9
11a
Fed funds and RPs with broker/dealer
32.3
44.4
60.7
50.2
47.0
43.5
43.9
11b
Other
17.2
18.3
19.9
21.1
23.4
20.3
23.0
12a
State and local government
12.3
12.2
12.2
12.3
12.4
12.5
12.5
12b
Agricultural
9.6
9.5
9.6
9.7
9.9
9.9
10.0
12c
Fed funds and RPs with others

372.5
226.8

373.9

372.1

166.6
201.6
227.7
228.2

91.5

67.7
92.8

78.1
92.2

135.3

98.9
123.6
134.9
136.0

27.0

24.8
26.8

108.3

74.1
97.8
108.1
108.9

25.7
27.2

1,903.8
1,933.4
2,041.6
2,040.8
2,047.7
605.0
1.0

555.3
577.4
607.7
607.9
1.1
1.0

1.2
1.0

604.0

554.2
576.2
606.7
606.9

822.5

734.7
752.5
821.4
825.5

80.9

74.0
80.5

69.3
81.0

741.6

660.6
683.3
740.9
744.6

298.3

304.5
286.1
296.6
298.3

70.7

66.8
67.4

61.4
68.1

48.7

50.6
44.1

43.7
46.5

22.0

16.2
23.3

17.7
21.6

12.5

11.7
12.7

12.2
12.6

9.0
9.9

9.3
9.9

9.9

12.7

11.2

10.0
10.5
12d
96.9
77.3
12e
127.3
130.3

12.3
11.8
11.2
11.4
All other loans
98.0
81.0
79.9
77.8
Lease financing receivables
129.2
130.0
130.3
131.4

13 Interbank loans
150.8
142.4
142.7
139.3
148.9
140.0
13a
Fed funds and RPs with banks
91.9
75.5
73.0
67.5
74.3
70.4
13b
Other
58.9
67.0
69.7
71.9
74.7
69.6

11.3

11.3

10.9

10.9

80.5

80.9

93.3
84.0

98.1
84.1

130.3

130.3

115.7
125.2
130.3
130.3

145.9

151.5

135.8
137.3
152.7
154.5

74.7

78.4

86.1
81.5

84.1
76.9

71.2

73.2

49.7
71.2

53.2
77.5

14 Cash assets (4)
154.5
154.6
159.5
145.6
156.0

159.6

159.8

156.2

155.3
152.5
157.8
159.5

15 Other assets (5)
247.8
251.4
254.8
273.8
277.5

276.9

281.5

273.2

240.4
249.5
275.8
270.4

16 TOTAL ASSETS (6)
3,041.5
3,076.1
3,138.5
3,182.8
3,203.3

3,157.1

3,189.3

2,952.2
3,030.6
3,205.1
3,212.0
3,216.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

2000

2000

Jan

Feb

Mar

--------

--------

--------

L I A B I L I T I E S

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29
-------- ---------------------------

17 Deposits
1,722.2
1,726.0
1,738.2
1,720.4
1,762.2
18
Transaction
342.6
338.7
345.2
333.0
323.9
19
Nontransaction
1,379.6
1,387.3
1,392.9
1,387.4
1,438.3
20
Large time
246.7
251.9
258.0
264.9
273.5
21
Other
1,133.0
1,135.4
1,134.9
1,122.5
1,164.8

1,732.5

1,739.2

1,724.8
1,721.0
1,744.4
1,762.2
1,748.4

337.6

334.4

333.7

1,394.9

1,404.8

1,354.6
1,374.2
1,410.7
1,420.7
1,408.3

260.8

263.2

265.3

1,134.1

1,141.6

1,124.4
1,135.1
1,145.4
1,155.4
1,143.9

731.7

743.0

632.1
671.8
741.5
737.4

257.2

259.9

208.6
222.0
264.9
255.6

474.5

483.2

423.5
449.8
476.6
481.8

25 Net due to related foreign offices
161.1
174.4
177.5
189.1
201.9
216.6
239.9

210.6

112.8
149.3
194.3
214.3

26 Other liabilities
191.2
195.7
193.7
181.8
143.4

179.7

181.5

177.6

174.7
185.2
183.8
174.3

27 TOTAL LIABILITIES
2,743.9
2,769.0
2,838.1
2,859.2
2,897.3

2,834.3

2,854.3

2,644.4
2,727.3
2,875.6
2,881.8
2,874.4

22 Borrowings
669.3
673.0
728.6
733.1
740.5
751.8
23
From banks in the U.S.
238.7
237.7
237.9
250.9
262.5
261.7
24
From others
430.6
435.3
490.7
482.2
477.9
490.1

28 Residual (assets less liabilities) (7)
297.6
307.1
300.5
322.8
335.0
323.6
306.0

329.4

370.2
346.8
341.4
340.0

230.1
239.2
265.3
264.5

307.8
303.3
330.2
341.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
April 14, 2000

Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

2,642.6

2,651.6

2,461.1
2,515.3
2,663.7
2,666.9
2,665.0

A S S E T S

1
Bank credit
2,528.3
2,582.0
2,649.6
2,672.4
2
598.3
624.1
3
388.5
397.5
3a
20.8
22.2
3b
367.6
375.3
3c
243.7
247.4
3d
123.9
127.9
3e
25.6
31.8
3f
59.9
55.9
3g
38.3
40.2
4
209.8
226.6
4a
81.7
92.9
4b
128.1
133.7
4c
25.9
27.3
4d

2,642.8

Securities in bank credit
603.0
615.5
613.6
618.5
629.2
U.S. government securities
389.1
392.5
394.9
400.2
402.9
Trading account
19.9
20.0
21.7
23.2
24.1
Investment account
369.2
372.5
373.2
377.1
378.8
Mortgage-backed
244.1
243.9
243.7
248.3
250.8
Other
125.1
128.6
129.5
128.8
128.0
1 year or less
24.0
25.3
26.1
30.4
33.2
Between 1 and 5 years
60.7
61.6
61.3
58.2
55.0
More than 5 years
40.4
41.7
42.0
40.1
39.8
Other securities
213.9
222.9
218.7
218.3
226.3
Trading account
82.4
87.1
81.8
86.2
92.3
Investment account
131.5
135.8
136.8
132.0
134.0
State and local government
26.6
26.6
26.9
27.0
27.2
Other

623.9

559.8
592.3
626.2
622.7

399.6

394.7
389.7
400.9
397.5

22.1

23.4
22.4

20.7
22.1

377.5

371.2
369.0
378.5
375.4

249.3

250.5
245.6
250.0
247.6

128.1

120.7
123.4
128.4
127.7

32.4

24.9
32.6

24.8
31.9

56.2

54.4
56.5

59.1
56.1

39.6

41.4
39.3

39.4
39.7

224.3

165.2
202.6
225.3
225.2

91.5

67.7
92.8

78.1
92.2

132.8

97.5
124.5
132.5
133.0

27.1

24.9
26.9

25.6
27.3

72.6

98.9

102.2
106.4

104.9
106.8

109.2

109.9

105.0

5
Loans and leases in bank credit (2)
1,929.9
1,979.0
2,027.3
2,029.0
2,033.1
2,025.5
2,043.2
6
Commercial and industrial
577.0
590.7
594.0
592.5
601.0
606.0
608.1
6a
Bankers acceptances
1.1
1.1
1.1
1.1
1.0
1.1
1.1
6b
Other
575.8
589.5
592.8
591.4
600.0
604.9
607.0
7
Real estate
763.3
773.9
805.7
814.5
815.8
818.3
827.8
8
Revolving home equity
69.7
71.1
75.6
78.1
79.0
80.7
81.9
9a
Other residential
419.8
426.1
450.4
453.5
452.3
452.6
458.9
9b
Commercial
273.7
276.7
279.7
282.9
284.5
285.0
287.0
10
Consumer
282.2
285.8
294.8
300.4
299.8
300.5
300.3
11
Security (3)
52.4
65.5
84.8
74.9
72.1
60.4
62.9
11a
Fed funds and RPs with broker/dealer
35.3
47.5
64.6
54.5
49.6
39.2
40.9
11b
Other
17.1
17.9
20.2
20.4
22.5
21.3
22.0
12a
State and local government
12.4
12.3
12.2
12.2
12.3
12.4
12.3
12b
Agricultural
9.8
9.6
9.6
9.8
9.7
9.7
9.7
12c
Fed funds and RPs with others
10.0
12.3
11.8
11.2
11.3
10.5
11.4
12d
All other loans
96.9
101.0
84.8
80.9
78.8
76.1
77.9
12e
Lease financing receivables
126.2
127.9
129.6
132.5
132.2
131.7
132.7
13 Interbank loans
144.8
141.7
143.8
152.5
145.0

140.0

146.2

105.7

105.6

105.8

1,901.2
1,923.0
2,039.9
2,040.7
2,042.3
607.2
1.0

557.5
575.2
609.6
610.5
1.1
1.0

1.2
1.0

606.2

556.3
574.0
608.6
609.5

820.7

733.2
750.6
820.9
821.8

80.0

73.3
79.7

69.6
80.0

455.0

401.9
413.4
455.3
455.3

285.7

258.0
267.7
285.9
286.5

298.5

304.2
285.2
297.0
298.6

69.5

65.5
66.8

56.3
66.0

47.2

49.0
43.2

38.9
43.9

22.3

16.5
23.6

17.4
22.2

12.4

11.7
12.6

12.4
12.5

8.8
9.7

9.5
9.7

11.3

12.7
10.9

11.2
10.9

78.6

90.9
81.3

99.0
80.5

9.7

131.9

116.9
123.6
131.8
131.7

154.3

137.7
133.7
156.6
155.1

13a
88.6
77.6
13b
56.3
74.9

Fed funds and RPs with banks
76.5
74.5
69.0
73.5
Other
65.1
69.3
71.0
71.5

74.3

80.4

87.7
84.1

81.8
76.7

71.9

73.9

50.0
72.5

51.9
78.4

14 Cash assets (4)
155.0
157.6
170.8
143.3
152.0

170.1

161.4

150.9

149.6
149.3
155.6
148.0

15 Other assets (5)
242.0
247.0
253.2
276.8
282.8

276.1

283.0

275.6

241.2
249.3
278.5
271.6

16 TOTAL ASSETS (6)
3,031.2
3,089.1
3,171.2
3,184.4
3,214.1

3,190.7

3,204.2

2,950.5
3,008.3
3,206.5
3,219.4
3,201.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,743.9

1,739.6

1,723.7
1,713.2
1,744.2
1,764.2
1,732.7

347.3

330.9

329.1

1,396.5

1,408.6

1,358.7
1,371.5
1,415.0
1,425.5
1,407.6

266.4

269.8

266.9

L I A B I L I T I E S
17 Deposits
1,716.8
1,740.1
1,763.2
1,722.6
1,783.5
18
Transaction
336.3
343.2
366.6
336.0
331.1
19
Nontransaction
1,380.5
1,396.9
1,396.6
1,386.6
1,452.4
20
Large time
248.1
259.1
264.2
262.7
272.7

365.0
341.7
338.7
325.1

231.1
235.4
268.1
265.0

21
1,132.4
1,123.8

Other
1,137.9
1,179.7

1,138.8

1,127.6
1,136.1
1,148.1
1,157.4
1,142.7

739.8

744.0

635.3
662.4
747.5
745.8

261.4

263.2

212.1
217.8
268.8
259.9

478.4

480.8

423.3
444.6
478.7
485.9

25 Net due to related foreign offices
161.9
176.7
178.6
190.4
213.9
220.0
220.0

213.4

113.1
146.4
197.3
219.9

26 Other liabilities
191.2
195.7
193.7
181.8
143.4

179.7

181.5

177.6

174.7
185.2
183.8
174.3

27 TOTAL LIABILITIES
2,737.0
2,792.0
2,870.7
2,858.4
2,887.3

2,867.1

2,874.8

2,646.8
2,707.2
2,879.2
2,892.7
2,872.8

1,132.4

1,130.2

22 Borrowings
667.1
679.5
735.3
753.2
734.0
740.3
23
From banks in the U.S.
234.2
240.6
241.4
255.3
265.4
263.5
24
From others
432.9
438.9
493.9
497.8
468.6
476.8

28 Residual (assets less liabilities) (7)
294.2
297.1
300.5
323.6
329.4
326.0
326.8
29
60.9
67.2
30
60.0
65.5
31
278.7
282.6
31a
185.0
190.4
31b
93.7
92.2
32
-5.6
-7.1
33
26.7
24.3

MEMO
Reval. gains on off-bal. sheet items (8)
59.8
64.5
62.7
64.8
63.9
Reval. losses on off-bal. sheet items (8)
59.8
63.9
61.9
64.4
63.6
Mortgage-backed securities (9)
281.5
281.5
280.7
283.1
289.3
Pass-through
188.1
189.0
188.6
192.0
196.5
CMO, REMIC, and other
93.3
92.5
92.1
91.0
92.8
Net unrealized gains (losses) on
-5.8
-6.0
-7.4
-7.8
-8.1
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
24.8
24.0
23.2
23.6
24.3

327.3

303.7
301.2
326.7
329.0

66.0

47.8
66.7

60.1
64.7

64.1

47.6
64.0

59.8
63.1

284.2

278.3
280.3
284.3
282.4

192.1

184.5
185.6
192.6
190.5

92.1

93.8
91.7

94.7
91.9

-7.3

0.6
-7.3

-0.2
-7.0

24.1

39.0
24.4

27.8
23.9

-------------------------------------------------

Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,622.6

1,641.3

1,484.4
1,566.7
1,651.3
1,651.9
1,650.8

462.8

460.9

435.9
458.2
461.6
459.5

343.3

341.0

324.9
339.7
341.5
339.8

119.5

120.0

111.0
118.6
120.1
119.6

(2)
1,178.6

1,048.5
1,108.5
1,190.4
1,190.3
1,191.4

223.3

226.4

191.7
206.8
226.2
226.6

673.1

679.3

591.2
632.2
679.1
680.4

33.5

33.9

639.6

645.4

562.2
601.5
645.3
646.5

206.3

207.3

191.1
196.1
207.1
207.7

A S S E T S

1
Bank credit
1,581.6
1,585.1
1,652.3
1,657.5
2
459.1
459.6
3
340.2
339.5
4
119.0
120.1

1,597.3

Securities in bank credit
453.7
452.5
458.6
461.0
U.S. government securities
334.5
332.1
338.8
340.4
Other securities
119.2
120.4
119.8
120.6

5
Loans and leases in bank credit
1,122.5
1,131.4
1,144.7
1,164.1
1,192.7
1,196.4
6
Commercial and industrial
210.7
213.5
215.2
220.2
226.9
227.9
7
Real estate
640.3
646.2
652.7
662.8
681.0
682.2
8
Revolving home equity
31.2
31.5
32.0
32.9
34.2
34.1
9
Other
609.1
614.7
620.7
630.0
646.8
648.1
10
Consumer
198.0
196.7
201.0
205.5
207.4
206.9

29.1
33.8

30.8
33.9

11
5.0
5.7
12
68.5
71.6

Security (3)
5.5
5.4
5.2
6.2
Other loans and leases
69.4
70.4
70.3
73.2

5.4
5.5

5.0
5.3

71.9

69.1
72.4

68.4
71.3

5.4

5.5

70.5

13
48.9
59.7

Interbank loans
54.5
54.3
59.4

53.9

55.7

55.7

57.3
54.6

51.2
54.1

14
70.1
68.3

Cash assets (4)
71.2
74.7
68.0

71.2

70.0

69.7

67.9
71.1

70.1
70.5

15
82.2
82.4

Other assets (5)
81.8
83.0
102.1

85.9

84.2

85.3

69.2
86.0

79.3
84.2

1,813.3

1,830.7

1,659.7
1,747.5
1,841.2
1,842.8
1,838.8

1,428.5

1,439.8

1,326.4
1,377.8
1,448.0
1,452.6
1,449.2

279.1

280.2

281.7

1,149.4

1,159.6

1,045.5
1,100.2
1,166.3
1,170.5
1,164.0

212.8

216.8

220.0

191.2
199.4
220.0
220.4

936.6

942.8

946.3

854.3
900.8
950.5
943.7

222.9

227.8

178.5
201.3
228.8
227.1

90.1

94.0

82.7
94.3

132.8

133.8

95.8
111.3
134.5
133.0

16 TOTAL ASSETS (6)
1,763.0
1,772.6
1,788.8
1,841.8
1,866.2

L I A B I L I T I E S
17 Deposits
1,390.7
1,400.5
1,412.2
1,449.7
1,445.7
18
Transaction
277.6
275.9
274.4
285.7
281.3
19
Nontransaction
1,113.1
1,124.6
1,137.8
1,164.1
1,164.5
20
Large time
203.7
207.6
209.8
220.7
221.1
21
Other
909.5
917.0
928.0
943.3
943.3

22 Borrowings
202.3
200.9
206.5
220.9
230.5
223.2
23
From banks in the U.S.
87.5
86.2
84.8
89.4
96.0
89.3
24
From others
114.8
114.7
121.7
131.5
134.5
133.9
25
4.3
5.0

Net due to related foreign offices
4.5
4.5
5.1
5.2
5.0

5.3

26
34.2
35.2

Other liabilities
33.9
34.3
41.5

35.4

35.2

37.1

281.0
277.6
282.1
285.2

89.9
94.1

4.5
5.4

3.4
5.4

29.0
34.7

34.1
34.9

27 TOTAL LIABILITIES
1,631.6
1,639.8
1,657.5
1,720.5
1,715.5

1,689.7

1,705.0

28 Residual (assets less liabilities) (7)
131.4
132.8
131.4
123.6
125.7
121.3
150.7

1,538.5
1,616.6
1,716.6
1,721.5
1,716.7

124.6

121.2
130.9
121.3
122.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,616.2

1,628.7

1,478.7
1,570.4
1,645.2
1,644.8
1,645.7

459.5

462.0

437.1
457.2
462.0
461.2

340.8

342.2

326.3
338.8
342.5
341.8

118.7

119.7

110.9
118.4
119.4
119.4

A S S E T S

1
Bank credit
1,582.9
1,584.9
1,650.1
1,655.4
2
456.7
462.8
3
337.8
342.4
4
118.9
120.5

1,597.7

Securities in bank credit
452.0
452.0
456.8
464.1
U.S. government securities
332.8
331.4
337.2
342.7
Other securities
119.3
120.6
119.6
121.4

5
Loans and leases in bank credit (2)
1,126.3
1,132.9
1,145.6
1,159.4
1,169.2
1,187.2
1,191.3
6
Commercial and industrial
210.3
212.4
214.8
219.3
222.2

1,041.6
1,113.2
1,183.3
1,182.8
1,184.4
226.4

191.9
205.5
226.0
227.0

227.4
7
643.0
678.9
8
31.4
33.8
9
611.6
645.1
10
197.8
205.5
11
5.0
5.7
12
70.2
69.7

228.8
Real estate
648.1
652.1
660.5
680.0
Revolving home equity
31.8
32.2
32.8
33.8
Other
616.4
619.8
627.7
646.2
Consumer
197.2
203.3
206.1
204.7
Security (3)
5.5
5.4
5.2
6.2
Other loans and leases
69.5
70.0
68.3
71.6

588.3
634.8
675.8
677.0

668.4

676.2

33.3

33.7

635.1

642.5

559.4
603.7
642.2
643.4

205.3

205.5

189.2
197.2
205.5
206.1

5.4

5.5

67.8

28.9
33.6

31.0
33.6

5.4
5.5

5.0
5.3

69.7

66.8
70.1

70.7
69.1

13
49.0
61.2

Interbank loans
59.3
58.6
69.0

54.1

56.9

58.8

61.3
57.4

49.2
54.3

14
69.9
67.4

Cash assets (4)
74.2
78.9
67.4

72.5

69.6

67.6

65.8
69.1

69.7
66.2

15
82.1
84.3

Other assets (5)
83.0
82.5
105.4

83.9

83.3

85.2

69.1
84.6

79.0
82.6

1,806.4

1,817.9

1,655.8
1,748.5
1,836.1
1,835.0
1,828.0

1,423.5

1,431.3

1,325.3
1,376.2
1,446.0
1,448.8
1,439.7

280.7

276.8

279.5

1,142.8

1,154.5

1,046.5
1,100.5
1,166.6
1,169.0
1,162.3

212.8

216.8

220.0

191.2
199.4
220.0
220.4

930.0

937.7

946.5

855.3
901.2
949.0
941.9

218.7

221.8

173.3
204.9
222.0
223.3

16 TOTAL ASSETS (6)
1,764.1
1,781.4
1,797.4
1,842.1
1,876.5

L I A B I L I T I E S
17 Deposits
1,392.1
1,411.5
1,421.0
1,450.0
1,461.6
18
Transaction
275.3
279.4
285.3
284.8
286.9
19
Nontransaction
1,116.7
1,132.0
1,135.8
1,165.2
1,174.7
20
Large time
203.7
207.6
209.8
220.7
221.1
21
Other
913.1
924.4
926.0
944.5
953.5

22 Borrowings
204.1
202.2
209.0
219.3
226.2
215.1
23
From banks in the U.S.

278.7
275.7
279.8
277.4

79.6

91.9

89.0
93.3
24
115.2
132.9

86.7
86.3
85.3
From others
115.5
122.7
129.8

88.8

87.5

90.5

130.5

131.2

131.3

25
4.3
5.0

Net due to related foreign offices
4.5
4.5
5.1
5.2
5.0

5.3

26
34.0
35.6

Other liabilities
33.9
34.4
42.2

27 TOTAL LIABILITIES
1,634.4
1,652.1
1,669.0
1,716.8
1,723.9

91.5

93.7
113.0
131.6
131.8
4.5
5.4

3.4
5.4

29.4
34.9

33.9
35.2

34.9

37.4

35.8

1,682.9

1,692.6

1,532.5
1,618.4
1,709.0
1,711.2
1,703.6

28 Residual (assets less liabilities) (7)
129.6
129.3
128.4
123.5
125.2
125.3
152.6
31
68.1
70.1

90.5

MEMO
Mortgage-backed securities (9)
66.8
66.3
67.3
70.5

68.6

127.1

69.7

123.3
130.2
123.8
124.4

58.8
69.5

67.5
69.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

545.9

539.9

543.3

A S S E T S

1
Bank credit
524.8
538.5

548.2

549.9
520.1
533.3
538.6

552.5

554.1

2
191.9
202.8
3
82.4
81.2
4
109.5
121.6

Securities in bank credit
192.3
202.3
199.3
197.1
U.S. government securities
78.5
80.7
80.2
78.6
Other securities
113.9
121.6
119.1
118.5

5
332.9
349.7
6
194.9
196.7
7
17.6
18.3
11
55.1
67.4
12
65.3
67.3

Loans and leases in bank credit
346.2
345.9
346.6
356.9
Commercial and industrial
196.2
193.4
194.8
199.8
Real estate
17.3
17.0
17.4
18.5
Security (3)
65.4
67.1
66.6
69.4
Other loans and leases
67.3
68.5
67.8
69.3

198.8
189.7
187.0
189.7

191.2

194.2

75.3

77.3

115.9

116.8

111.9
107.0
112.3
115.1

(2)
348.7

349.1

351.1
330.3
346.2
348.9

196.7

198.2

208.1
194.6
199.2
198.6

17.7

18.1

20.2
18.0

17.8
18.2

66.6

66.3

51.3
63.1

51.9
67.0

67.7

66.6

71.5
65.9

66.1
65.2

86.9
74.8

82.7
74.6

13
25.6
29.5

Interbank loans
25.2
29.5
23.4

28.9

32.6

28.6

25.6
27.4

25.0
30.3

14
44.4
48.9

Cash assets (4)
48.8
53.5
53.6

55.4

54.5

51.8

34.8
52.2

41.8
52.6

15
32.8
40.8

Other assets (5)
34.8
36.6
39.2

38.5

38.2

39.1

36.6
38.6

30.5
38.5

668.4

664.8

662.4

646.7
617.0
651.1
659.7

380.8

380.6

382.9

311.2
315.4
380.3
380.3

10.8

11.1

11.3

369.9

369.5

371.6

300.4
305.2
368.2
368.8

180.0

176.2

177.9

176.0
172.4
178.0
174.4

16 TOTAL ASSETS (6)
627.3
647.1
667.5
671.4
669.9

L I A B I L I T I E S
17 Deposits
335.5
355.3
374.2
386.8
388.2
18
Transaction
10.6
10.4
10.5
11.0
11.1
19
Nontransaction
324.9
345.0
363.6
375.8
377.1
22 Borrowings
178.6
186.0

181.5

10.8
12.1

10.3
11.5

176.0
23
22.2
17.4
24
156.4
158.6

181.9
From banks in the U.S.
26.1
24.4
19.7
21.0
From others
159.8
157.1
160.3
160.9

18.3

19.5

157.9

158.3

24.3
22.8

24.2
16.7

151.7
148.2
155.1
157.7

25
55.0
20.3

Net due to related foreign offices
45.0
39.1
35.6
26.8
30.5

20.6

84.4
15.5

65.6
20.9

26
65.8
70.3

Other liabilities
67.2
69.3
68.0

67.3
67.7

64.1
67.1

71.5

69.2

665.2

655.1

650.6

27 TOTAL LIABILITIES
634.9
653.4
664.1
653.4
668.5

68.7

28
-7.6
18.0

Residual (assets less liabilities) (7)
-6.3
3.4
3.3
9.7
1.4

638.9
617.5
641.5
642.6
7.8

11.9

9.6

-0.5
17.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
April 14, 2000
Account
2000

1999

1999

Nov
Apr 5

Dec

--------------

--------------

1999

1999
1999
Week ending
Mar
Sep
Oct
Mar 15
Mar 22
Mar 29

2000

2000

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

553.7

544.1

541.9

A S S E T S

1
Bank credit
531.8
551.1
549.3
550.7
2

558.2

Securities in bank credit

549.7
518.2
533.1
535.7
197.1

188.9

197.6
197.9
3
82.0
81.2
3a
14.2
13.5
3b
67.8
67.6
4
115.6
116.7
4a
75.3
73.6
4b
40.2
43.1

201.8
206.0
203.2
195.5
U.S. government securities
80.0
82.1
80.8
79.1
Trading account
8.5
6.7
7.6
10.4
Investment account
71.5
75.4
73.2
68.8
Other securities
121.8
123.9
122.4
116.4
Trading account
80.3
80.7
77.1
73.4
Investment account
41.5
43.2
45.3
43.0

192.5

191.2

185.3

184.7

75.4

77.2

7.4

9.4

68.1

67.8

117.0

114.0

74.3

71.8

66.1
68.2

69.1
68.0

42.8

42.3

44.1
42.2

39.2
42.4

5
334.3
351.4
6
196.2
198.2
7
17.9
18.2
11
54.7
68.2
12
65.5
66.8

Loans and leases in bank credit
349.3
352.2
350.5
355.2
Commercial and industrial
199.2
197.0
196.3
199.7
Real estate
17.4
16.9
17.6
18.3
Security (3)
64.8
67.5
67.0
69.0
Other loans and leases
67.9
70.8
69.6
68.1

(2)
351.6

350.7

352.6
329.3
347.8
351.0

199.2

199.8

209.6
194.5
201.2
200.6

18.0

18.2

20.3
18.3

17.6
18.3

66.4

66.6

51.6
63.2

51.8
67.6

68.1

66.1

71.1
65.3

65.5
64.5

87.0
74.9

80.6
74.3

21.3

14.9

7.3

65.7
67.6

7.0

65.7
67.2

110.1
108.3
110.4
110.4

13
25.6
29.5

Interbank loans
25.2
29.5
23.4

28.9

32.6

28.6

25.6
27.4

25.0
30.3

14
45.3
48.4

Cash assets (4)
51.8
57.8
51.3

57.7

53.9

50.7

34.0
51.1

41.1
51.5

15
32.1
41.1

Other assets (5)
34.9
38.7
39.0

40.0

40.1

40.3

37.7
40.4

30.0
39.0

680.0

670.3

661.3

646.8
614.0
651.7
656.2

387.7

389.1

315.9
310.6
386.0
387.1

16 TOTAL ASSETS (6)
634.5
662.6
683.9
667.9
664.1

L I A B I L I T I E S
17 Deposits
332.0
358.0
394.9
389.4

382.6

387.7

18
10.7
11.0
19
321.3
383.8

Transaction
10.5
11.1
10.8
Nontransaction
347.5
371.5
378.5

10.6
11.7

10.8
11.2

11.0

11.0

11.1

376.7

376.7

378.0

305.3
299.8
374.2
375.9

176.2

177.9

176.0
172.4
178.0
174.4

18.3

19.5

157.9

158.3

22 Borrowings
178.6
186.0
181.5
180.0
176.0
181.9
23
From banks in the U.S.
22.2
26.1
24.4
19.7
17.4
21.0
24
From others
156.4
159.8
157.1
160.3
158.6
160.9

24.3
22.8

24.2
16.7

151.7
148.2
155.1
157.7

25
55.3
23.5

Net due to related foreign offices
46.7
44.3
37.9
29.1
23.5

21.2

84.4
15.5

64.6
24.3

26
65.2
70.0

Other liabilities
68.2
71.4
66.3

67.6
68.5

63.7
67.2

73.5

69.5

676.0

666.5

657.6

27 TOTAL LIABILITIES
631.2
658.8
679.9
664.4
661.1

70.4

28
3.3
3.6

Residual (assets less liabilities) (7)
3.8
4.1
4.0
3.9
3.0

29
39.1
39.1
30
37.8
37.8

MEMO
Reval. gains on off-bal. sheet items (8)
41.0
39.5
38.7
40.1
38.1
Reval. losses on off-bal. sheet items (8)
39.9
38.5
37.7
40.0
36.1

643.9
611.4
647.9
653.0
2.9
3.8

2.7
3.2

39.3

39.0
38.4

37.8
38.2

38.2

38.6
37.1

36.9
37.2

3.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

April 14, 2000
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,

contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Large domestically chartered commercial banks acquired $15.0 billion in
assets and liabilities of nonbank institutions in the week ending April 5, 2000.

The major asset items affected were
(in billions): cash assets, $0.5; U.S. government securities, trading accounts,
$0.1; U.S government securities, investment accounts, mortgage-backed, $3.4; U.S
government securities, investment
, maturing in 1 year or less, $0.3; between 1-5 years, $0.5; and more than 5
years, $0.4; other securities, investment account, other, $0.3 real estate loans,
revolving home equity, $0.6; real estate loans,
commercial, $2.2; real estate loans, other residential, $4.4; commercial and
industrial loans, $0.2; consumer loans, $1.4; and other assets, $1.0. The major
liabilty items affected were transaction deposits,
$0.3; nontransaction deposits, other, $9.3; borrowings from banks in the U.S.
$0.1; borrowings from others, $3.9; other liabilities; $0.1; and residual (assets
less liabilities), $0.9.
Memo items affected were mortgage-backed securities, pass-through, $3.7;
mortgage-backed securities, CMO, REMIC and other, $0.3; and large time deposits,
$2.1