Data on the attached H.

8 have been benchmarked through the September 2000 Call
Report. Data on the previous release were benchmarked through the June 2000 Call
Report.
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

5,148.4

5,160.5

4,772.0
5,038.3
5,221.9
5,260.3
5,266.0

1,304.5

1,269.6
1,313.4
1,336.9
1,360.9
1,366.7

784.7

786.7

807.1
818.6
794.0
789.5

519.8

550.2

462.5
494.7
567.0
577.1

(2)
3,856.1

3,502.4
3,724.9
3,885.0
3,899.3
3,899.3

1,081.3

1,001.7
1,067.5
1,088.6
1,090.7
1,098.4

1,647.1

1,474.5
1,594.3
1,653.8
1,650.5
1,652.3

122.6

124.3

1,524.5

1,373.0
1,479.4
1,529.5
1,523.9
1,523.1

A S S E T S

1
Bank credit
5,081.1
5,124.9
5,249.3
5,256.3

5,174.2

2
Securities in bank credit
1,317.9
1,322.2
1,333.8
1,312.0
1,355.8
1,351.7
3
U.S. government securities
820.7
814.7
809.7
794.8
785.4
782.9
4
Other securities
497.2
507.5
524.1
517.2
570.4
568.9
5
Loans and leases in bank credit
3,763.2
3,802.7
3,840.5
3,836.5
3,893.5
3,904.6
6
Commercial and industrial
1,073.6
1,081.1
1,080.8
1,080.1
1,102.6
1,110.3
7
Real estate
1,615.2
1,626.5
1,638.1
1,635.8
1,648.0
1,652.0
8
Revolving home equity
115.0
116.1
117.8
121.0
129.3
129.7
9
Other
1,500.2
1,510.4
1,520.3
1,514.8
1,518.6
1,522.3
10
Consumer

101.5
114.9
126.6
129.2

490.6

515.6

519.6
539.2
11
151.4
178.5
12
403.4
425.2

528.6
532.5
531.3
540.9
Security (3)
157.9
178.4
176.6
179.0
Other loans and leases
408.5
410.6
412.8
422.4

534.8

536.2

539.8

536.0

178.1

186.5

153.3
149.5
193.3
187.1

414.7

419.9

382.3
398.0
425.0
425.5

13 Interbank loans
239.9
245.9
237.3
257.0
286.6

247.9

247.2

252.8

228.3
227.9
263.3
264.4

14 Cash assets (4)
271.9
271.7
269.3
284.7
277.1

267.7

255.3

267.1

290.3
277.6
270.1
273.8

15 Other assets (5)
396.4
400.3
402.7
420.7
401.0

418.0

407.5

407.6

378.6
376.4
415.1
426.6

16 TOTAL ASSETS (6)
5,928.0
5,980.8
6,021.1
6,147.4
6,156.4

6,020.0

6,008.2

5,609.5
5,860.2
6,085.8
6,144.4
6,166.8

3,784.4

3,772.1

3,478.8
3,631.3
3,848.7
3,914.3
3,895.4

612.5

597.8

597.1

3,171.8

3,174.3

2,836.3
2,992.7
3,251.7
3,332.8
3,311.3

914.8

911.8

929.2

2,257.0

2,262.4

2,001.7
2,092.2
2,322.4
2,383.5
2,357.2

1,209.3

1,123.9
1,204.2
1,240.8
1,262.4
1,257.5

365.8

392.1

347.1
375.1
409.4
405.9

843.5

848.7

776.8
829.1
853.1
851.5

25 Net due to related foreign offices
261.9
269.7
269.2
251.9
241.5
219.2
200.1

224.3

219.5
259.6
229.6
228.9

L I A B I L I T I E S
17 Deposits
3,725.1
3,752.2
3,769.5
3,910.0
3,885.0
18
Transaction
611.4
616.6
608.9
611.5
617.7
19
Nontransaction
3,113.7
3,135.5
3,160.6
3,298.5
3,267.2
20
Large time
921.4
930.9
920.3
947.5
938.6
21
Other
2,192.3
2,204.6
2,240.3
2,351.0
2,328.6

22 Borrowings
1,222.3
1,229.3
1,222.5
1,213.2
1,235.8
1,292.5
23
From banks in the U.S.
390.3
389.6
374.2
370.0
390.9
405.9
24
From others
832.0
839.7
848.3
843.1
844.9
886.6

26

Other liabilities

642.5
638.6
581.6
584.1

834.6
900.4
949.3
954.1

304.4

307.3

298.6
377.4

318.2
362.4

340.3

27 TOTAL LIABILITIES
5,507.9
5,569.4
5,601.4
5,742.4
5,740.0

349.9

350.1

348.5

5,599.4

5,573.0

5,126.7
5,402.4
5,662.4
5,759.0
5,762.0

28 Residual (assets less liabilities) (7)
420.1
411.4
419.8
420.6
435.2
405.0
416.5

423.4

352.6

380.2

482.8
457.8
385.4
404.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

5,161.9

5,191.4

4,804.4
5,021.0
5,255.4
5,301.5
5,291.1

1,319.4

1,279.9
1,302.6
1,346.7
1,370.5
1,377.6

787.2

788.4

809.2
817.9
793.7
791.3

532.1

558.2

470.7
484.7
576.8
586.3

A S S E T S

1
Bank credit
5,049.4
5,096.1
5,280.1
5,267.9

5,160.8

2
Securities in bank credit
1,300.4
1,309.5
1,328.4
1,316.3
1,365.7
1,358.3
3
U.S. government securities
812.3
805.8
801.6
789.7
787.3
783.2
4
Other securities
488.1
503.7
526.8
526.7
578.3
575.1

5
Loans and leases in bank credit (2)
3,749.0
3,786.6
3,832.4
3,845.6
3,872.0
3,914.4
3,909.6
6
Commercial and industrial

3,524.5
3,718.4
3,908.7
3,931.0
3,913.4
1,003.7

1,066.9

1,068.8
1,099.7
7
1,611.4
1,655.2
8
115.1
129.7
9
1,496.3
1,525.5
10
516.1
545.6
10a
196.5
218.1
10b
319.6
327.5
11
148.5
184.3
12
404.3
429.6

1,070.8
1,076.7
1,080.8
1,085.5
1,104.9
Real estate
1,626.5
1,638.5
1,641.5
1,655.1
1,654.7
Revolving home equity
116.3
118.5
121.5
123.1
130.0
Other
1,510.2
1,520.0
1,520.0
1,532.0
1,524.7
Consumer
527.5
533.2
529.0
533.8
547.0
Credit card and related plans
204.6
208.3
203.8
207.5
219.0
Other
322.9
324.9
325.2
326.3
328.0
Security (3)
152.8
171.6
180.4
180.4
181.6
Other loans and leases
409.0
412.3
413.9
417.2
421.4

1,091.2

1,096.5

1,094.5

1,479.3
1,590.9
1,659.0
1,654.3
1,657.6
124.8

101.9
114.9
127.1
129.5

1,377.4
1,476.0
1,534.3
1,527.2
1,528.1
542.1

496.0
513.7
547.0
542.3
--

216.7
325.4

221.7
--

325.4

-216.3
-326.0

190.7

158.0
149.3
196.6
191.1

425.7

387.5
397.6
436.5
427.9

13 Interbank loans
235.9
235.9
231.1
261.6
280.1

241.7

252.1

260.1

233.5
227.5
272.5
267.2

14 Cash assets (4)
262.5
259.4
264.9
321.1
281.4

268.7

263.3

286.0

310.3
273.6
314.3
274.2

15 Other assets (5)
395.7
398.5
401.1
418.2
394.9

410.7

404.6

407.5

378.6
377.9
421.7
421.2

16 TOTAL ASSETS (6)
5,882.5
5,927.7
5,995.3
6,216.9
6,160.1

6,021.1

6,048.8

5,667.0
5,839.9
6,145.4
6,245.9
6,190.1

3,777.4

3,801.5

3,521.7
3,619.4
3,889.8
3,983.9
3,915.6

604.5

605.5

628.1

3,173.0

3,196.1

2,846.0
2,981.9
3,261.7
3,339.2
3,323.8

912.1

922.6

945.6

L I A B I L I T I E S
17 Deposits
3,700.5
3,719.9
3,753.4
3,944.1
3,860.9
18
Transaction
604.9
601.0
602.6
640.9
603.8
19
Nontransaction
3,095.6
3,118.9
3,150.8
3,303.2
3,257.1
20
Large time
904.7
914.0
909.4
959.4
951.4
21
Other

675.7
637.6
644.7
591.8

849.8
889.5
962.5
968.5
1,996.2

2,092.3

2,190.9
2,343.8

2,205.0
2,305.7

2,241.4

2,260.8

2,273.5

2,316.1

1,218.4

1,133.1
1,207.6
1,251.6
1,267.0
1,251.9

369.3

397.8

352.0
376.1
410.4
402.2

849.1

853.8

781.1
831.5
856.6
849.7

25 Net due to related foreign offices
253.4
267.0
264.1
253.0
246.6
216.3
216.3

230.7

225.7
249.9
223.5
225.1

26 Other liabilities
296.2
317.7
339.6
378.1
363.7

348.9

351.3

351.0

306.6
305.6
354.9
382.1

27 TOTAL LIABILITIES
5,460.0
5,506.7
5,575.3
5,798.3
5,764.4

5,594.3

5,617.9

5,187.2
5,382.6
5,723.0
5,829.2
5,774.7

22 Borrowings
1,209.9
1,202.0
1,218.2
1,215.0
1,259.8
1,323.5
23
From banks in the U.S.
387.4
385.2
373.8
369.1
396.1
412.4
24
From others
822.5
816.8
844.4
845.9
863.7
911.1

28 Residual (assets less liabilities) (7)
422.5
421.1
420.0
426.8
430.9
418.6
395.7

422.4

2,376.8

2,355.3

479.8
457.3
416.7
415.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

2000

2000

Oct

Nov

Dec

--------

--------

--------

A S S E T S

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17
-------- --------------------- -------

1
Bank credit
4,498.7
4,537.9
4,644.3
4,644.4

4,579.7

4,566.7

2
Securities in bank credit
1,107.8
1,110.9
1,123.6
1,118.2
1,152.2
1,149.3
3
U.S. government securities
741.4
734.9
732.0
724.5
720.3
716.6
4
Other securities
366.4
376.0
391.6
393.6
431.8
432.7
5
Loans and leases in bank credit
3,390.9
3,427.0
3,456.0
3,448.5
3,492.2
3,495.1
6
Commercial and industrial
868.5
874.6
876.7
878.3
891.2
895.3
7
Real estate
1,596.5
1,607.9
1,619.2
1,617.6
1,629.4
1,633.5
8
Revolving home equity
115.0
116.1
117.8
121.0
129.3
129.7
9
Other
1,481.5
1,491.8
1,501.4
1,496.6
1,500.1
1,503.8
10
Consumer
519.6
528.6
532.5
531.3
539.2
540.9
11
Security (3)
70.0
76.4
84.5
75.0
73.2
69.2
12
Other loans and leases
336.3
339.4
343.1
346.3
359.2
356.2

4,584.2

4,218.4
4,456.9
4,622.5
4,651.1
4,653.7

1,118.9

1,061.4
1,103.4
1,133.9
1,149.3
1,154.9

718.1

718.8

724.5
740.2
725.3
721.5

400.8

415.1

336.9
363.2
424.0
433.4

(2)
3,465.3

3,157.0
3,353.5
3,488.6
3,501.8
3,498.8

879.4

883.5

1,628.4

1,457.2
1,576.1
1,635.0
1,632.1
1,633.9

122.6

124.3

1,505.8

1,355.7
1,461.2
1,510.7
1,505.4
1,504.7

534.8

536.2

75.3

80.4

347.4

353.5

315.4
332.7
360.3
358.7

807.8
860.4
885.8
889.7

101.5
114.9
126.6
129.2

490.6
515.6
539.8
536.0
86.1
83.9

68.6
80.5

13 Interbank loans
216.4
223.6
213.7
230.3
256.2

220.9

220.5

225.9

200.5
201.6
235.7
233.1

14 Cash assets (4)
225.9
226.3
223.5
240.3
233.6

224.3

215.5

225.7

237.5
232.2
227.1
228.0

15 Other assets (5)
353.5
356.6
358.7
384.7
364.7

376.5

367.6

371.8

342.2
333.7
378.1
390.0

16 TOTAL ASSETS (6)
5,233.8
5,282.8
5,313.6
5,435.7
5,434.7

5,326.7

5,325.8

4,939.3
5,164.7
5,382.8
5,428.0
5,441.2

L I A B I L I T I E S
17 Deposits
3,335.0
3,357.4
3,382.5
3,513.2
3,495.5
18
Transaction
600.1
605.8
599.1
601.4
607.1
19
Nontransaction
2,734.9
2,751.6
2,783.4
2,911.8
2,888.3
20
Large time
544.9
549.5
545.8
561.6
559.5
21
Other
2,190.0
2,202.2
2,237.7
2,350.2
2,328.8

3,401.7

3,391.0

3,102.2
3,245.7
3,465.1
3,520.9
3,496.2

602.0

587.2

586.7

2,799.7

2,803.8

2,470.5
2,618.5
2,878.4
2,949.6
2,922.8

545.3

543.9

559.3

2,254.4

2,259.8

2,000.7
2,093.0
2,319.1
2,380.3
2,355.1

22 Borrowings
1,019.3
1,028.9
1,005.5
991.6
1,002.4
1,048.0
23
From banks in the U.S.
369.2
372.4
354.2
350.6
368.3
380.3
24
From others
650.1
656.5
651.3
641.0
634.1
667.6

984.3

998.1

631.7
627.2
571.3
573.5

469.8
525.4
569.3
567.7

945.9
1,001.3
1,016.8
1,011.0

345.8

367.4

324.5
355.9
377.5
374.7

638.6

630.7

621.4
645.5
639.4
636.3

25 Net due to related foreign offices
243.7
246.4
245.0
235.3
235.4
216.9
199.4

226.3

178.2
239.7
228.7
232.0

26 Other liabilities
223.9
242.8
260.4
300.2
287.6

269.4

275.4

275.9

232.5
230.6
278.4
300.3

27 TOTAL LIABILITIES
4,821.9
4,875.5
4,893.3
5,032.7
5,030.4

4,898.0

4,886.2

4,458.8
4,717.4
4,965.4
5,044.9
5,039.6

28 Residual (assets less liabilities) (7)
411.9
407.2
420.2
428.7
439.6
402.9
404.3

417.4

480.5
447.3
383.0
401.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
February 2, 2001

Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

4,571.4

4,600.9

4,240.8
4,449.6
4,645.0
4,677.1
4,668.8

1,123.1

1,067.9
1,099.0
1,139.6
1,153.8
1,159.9

719.3

719.3

725.2
739.4
723.9
722.1

403.8

420.3

342.7
359.6
429.9
437.7

A S S E T S

1
Bank credit
4,478.0
4,518.9
4,665.2
4,650.7

4,567.1

2
Securities in bank credit
1,097.4
1,104.0
1,118.2
1,115.1
1,156.8
1,152.3
3
U.S. government securities
734.0
727.7
726.1
719.8
721.2
717.2
4
Other securities
363.4
376.3
392.1
395.2
435.6
435.1

5
Loans and leases in bank credit (2)
3,380.6
3,414.9
3,448.9
3,456.3
3,477.8
3,508.4
3,498.4
6
Commercial and industrial
866.2
866.9
872.7
877.7
880.2
886.9
889.5
7
Real estate
1,592.9
1,608.2
1,619.9
1,623.0
1,636.3
1,636.4
1,635.9
8
Revolving home equity
115.1
116.3
118.5
121.5
123.1
129.7
130.0
9
Other
1,477.9
1,491.9
1,501.3
1,501.4
1,513.2
1,506.7
1,506.0
10
Consumer
516.1
527.5
533.2
529.0
533.8
545.6
547.0
10a
Credit card and related plans
196.5
204.6
208.3
203.8
207.5
218.1
219.0
10d
Other
319.6
322.9
324.9
325.2
326.3
327.5
328.0
11
Security (3)
67.3
71.1
77.8
79.4
78.4
78.0
71.8
12
Other loans and leases

3,172.9
3,350.6
3,505.4
3,523.2
3,509.0
882.0

806.2
863.1
886.6
883.8

1,462.1
1,572.9
1,640.3
1,635.7
1,638.9
124.8

101.9
114.9
127.1
129.5

1,360.2
1,458.0
1,515.5
1,508.6
1,509.4
542.1

496.0
513.7
547.0
542.3
--

216.7
325.4
84.2

221.7
--

325.4

90.3
85.5
318.4

-216.3
-326.0
68.2
84.8

332.8

338.1
361.5

341.2
354.2

345.3

347.2

349.0

356.8

368.5

359.3

13 Interbank loans
212.5
213.7
207.4
234.8
249.8

214.7

225.4

233.3

205.7
201.2
244.9
235.9

14 Cash assets (4)
218.3
215.5
220.0
274.4
236.2

224.5

221.0

241.2

253.2
228.9
267.8
225.9

15 Other assets (5)
354.8
355.6
357.8
380.6
357.5

370.0

364.6

369.6

340.1
337.4
383.0
382.6

16 TOTAL ASSETS (6)
5,202.8
5,241.9
5,290.1
5,491.4
5,430.4

5,319.0

5,349.7

4,980.3
5,157.3
5,425.8
5,509.0
5,450.1

3,399.2

3,417.2

3,136.5
3,238.2
3,497.3
3,582.2
3,508.7

593.8

594.7

617.2

2,805.4

2,822.5

2,472.3
2,611.6
2,880.1
2,948.6
2,927.6

546.8

551.2

566.2

2,258.6

2,271.3

1,996.2
2,091.6
2,313.9
2,374.6
2,353.1

L I A B I L I T I E S
17 Deposits
3,319.2
3,337.1
3,372.7
3,540.5
3,462.1
18
Transaction
593.7
590.2
592.3
630.5
593.3
19
Nontransaction
2,725.5
2,746.9
2,780.5
2,909.9
2,868.8
20
Large time
536.8
544.1
541.3
568.3
565.3
21
Other
2,188.7
2,202.8
2,239.2
2,341.6
2,303.5

22 Borrowings
1,006.9
1,001.7
1,001.2
993.5
1,026.4
1,079.0
23
From banks in the U.S.
366.4
368.0
353.9
349.6
373.6
386.9
24
From others
640.5
633.7
647.4
643.8
652.8
692.1

664.3
626.6
633.6
581.1

476.0
520.0
574.0
574.5

1,008.9

955.0
1,004.8
1,021.4
1,005.5

349.3

373.1

329.4
356.9
378.5
371.0

644.2

635.8

625.7
647.9
642.9
634.4

25 Net due to related foreign offices
236.1
243.8
240.6
236.3
239.0
212.8
212.8

227.7

179.2
231.5
216.4
226.1

26 Other liabilities
223.1
242.8
260.1
299.4
286.9

269.0

275.4

276.1

232.7
230.4
278.7
300.6

27 TOTAL LIABILITIES
4,785.3
4,825.4
4,874.7
5,079.0
5,040.9

4,897.9

4,925.1

4,503.4
4,704.8
5,010.0
5,098.7
5,040.9

993.5

28 Residual (assets less liabilities) (7)
417.5
416.5
415.5
421.1
424.6
412.4
389.5

415.8

476.9
452.5
410.4
409.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

2,527.4

2,526.2

2,382.0
2,500.9
2,545.0
2,557.5
2,562.3

571.1

579.1

554.9
580.8
587.4
592.7

344.8

348.1

357.7
362.5
352.3
349.6

20.5

29.0

324.3

319.1

338.1
339.8
316.6
313.2

226.3

231.0

197.2
218.3
235.0
243.2

A S S E T S

1
Bank credit
2,510.9
2,528.4
2,550.1
2,544.8
2
577.6
590.9
3
363.3
349.8
3a
24.3
29.6
3b
339.0
320.2
4
214.2
241.2
4a

2,551.0

Securities in bank credit
575.7
583.9
575.1
585.6
U.S. government securities
359.2
357.3
351.3
346.6
Trading account
23.7
23.2
21.1
29.7
Investment account
335.5
334.1
330.2
316.9
Other securities
216.5
226.5
223.8
239.0
Trading account

19.6
35.7

86.7

22.7
36.3

100.2

97.2
130.0
4b
117.0
111.2
4c
26.1
27.1
4d
90.9
84.2

102.5
114.5
112.7
116.0
125.8
Investment account
113.9
112.1
111.1
110.3
113.2
State and local government
25.9
25.8
26.1
26.3
27.2
Other
88.1
86.3
85.0
84.0
86.0

5
Loans and leases in bank credit (2)
1,933.4
1,952.7
1,967.1
1,952.4
1,955.1
1,959.2
1,959.2
6
Commercial and industrial
584.9
588.0
588.3
587.6
585.8
595.1
598.3
6a
Bankers acceptances
1.0
0.9
0.9
0.8
0.9
0.9
0.8
6b
Other
583.9
587.1
587.4
586.8
584.9
594.3
597.5
7
Real estate
812.8
818.5
819.6
811.6
814.3
805.8
808.2
8
Revolving home equity
73.5
74.4
73.2
75.1
76.3
81.8
82.0
9
Other
739.4
744.1
746.4
736.5
738.0
724.1
726.2
10
Consumer
228.8
230.9
231.9
233.0
234.6
232.8
234.1
11
Security (3)
63.1
69.2
77.4
67.6
67.9
65.5
61.9
11a
Fed funds and RPs with broker/dealer
44.6
50.6
58.1
49.1
50.0
47.7
44.0
11b
Other
18.6
18.6
19.3
18.5
17.9
17.9
17.8
12a
State and local government
12.2
12.3
12.4
12.4
12.4
12.4
12.4
12b
Agricultural
9.5
9.5
9.4
9.4
9.5
9.7
9.8
12c
Fed funds and RPs with others
12.9
14.0
16.2
16.9
18.9
26.3
23.5
12d
All other loans
84.2
84.1
85.4
85.3
82.8
83.4
83.0
12e
Lease financing receivables

122.0
109.1

125.4

133.3

110.5
118.2
109.6
109.8

26.7

24.1
27.1

25.6
27.3

82.4

86.4
82.6

92.6
82.6

1,827.1
1,920.0
1,965.8
1,970.1
1,969.6
590.7
0.9

554.5
583.8
590.2
594.4
1.1
0.8

1.0
0.8

589.8

553.4
582.7
589.4
593.5

812.8

746.4
804.2
808.6
810.4

77.4

64.7
79.3

73.9
81.7

735.3

681.8
730.3
729.4
728.7

233.9

219.0
227.4
233.8
232.1

72.6

79.3
75.9

62.1
72.8

56.1

60.1
60.3

43.9
55.9

16.5

19.1
15.7

18.2
16.9

12.2

11.9
12.4

12.3
12.4

9.1
9.7

9.6
9.7

20.9

11.8
27.3

13.5
27.6

84.2

75.6
83.3

84.7
82.2

9.6

119.5

122.5

125.0
128.1

126.1
128.1

126.7

128.6

13 Interbank loans
141.7
140.3
130.8
136.3
142.6
167.4
13a
Fed funds and RPs with banks
73.8
66.2
56.6
57.6
64.9
93.8
13b
Other
67.9
74.1
74.3
78.7
77.7
73.6

129.0

129.0

128.9

128.1

140.1

139.7

60.7

63.3

59.1
67.4

68.0
70.7

79.3

76.3

76.6
76.9

65.8
75.6

135.8
133.9
144.3
146.3

14 Cash assets (4)
144.6
144.6
141.5
153.6
139.8

142.0

136.9

143.7

148.1
146.3
142.5
143.2

15 Other assets (5)
242.6
246.3
248.9
265.8
263.7

262.7

258.9

256.6

237.5
223.2
262.1
262.4

16 TOTAL ASSETS (6)
3,004.8
3,024.2
3,036.7
3,075.0
3,078.3

3,033.2

3,026.6

2,867.7
2,969.6
3,048.5
3,069.3
3,077.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,637.1

1,620.9

1,607.6
1,639.2
1,651.4
1,676.4
1,657.2

302.8

292.6

293.5

L I A B I L I T I E S
17 Deposits
1,639.1
1,634.3
1,633.9
1,671.2
1,640.7
18
Transaction
302.3
304.4
300.5
304.1
296.7

322.3
309.4
286.0
285.1

19
Nontransaction
1,336.8
1,329.9
1,333.4
1,367.1
1,343.9
20
Large time
266.9
265.3
257.3
262.0
260.4
21
Other
1,069.9
1,064.6
1,076.1
1,105.0
1,083.6

1,334.3

1,328.4

1,285.4
1,329.8
1,357.9
1,390.4
1,372.1

254.2

250.0

260.0

1,080.1

1,078.4

1,055.6
1,071.1
1,097.9
1,122.6
1,106.5

661.1

669.7

633.2
656.4
678.0
667.5

193.7

212.2

178.9
196.9
218.9
213.3

467.4

457.5

454.4
459.5
459.2
454.3

25 Net due to related foreign offices
221.3
222.7
224.4
211.9
211.8
201.9
184.4

205.4

178.2
234.2
210.7
212.4

26 Other liabilities
177.7
194.5
209.3
245.3
238.3

216.1

220.8

221.3

170.5
173.9
224.2
246.3

27 TOTAL LIABILITIES
2,716.6
2,740.5
2,738.8
2,782.9
2,763.0

2,729.2

2,714.6

2,589.6
2,703.7
2,747.8
2,789.4
2,783.4

22 Borrowings
678.5
689.1
671.1
664.1
664.5
699.6
23
From banks in the U.S.
205.0
207.4
192.1
196.4
211.1
217.7
24
From others
473.5
481.7
479.0
467.7
453.4
481.9

28 Residual (assets less liabilities) (7)
288.2
283.7
297.9
304.0
312.0
292.1
315.3

300.7

229.8
258.8
267.8
265.5

278.1
266.0
280.0
293.9

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 2, 2001

2000

2000

Aug
Jan 24

Sep

Account
2000
Oct

1999

2000

2000

Nov

Dec

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17
--------

--------

--------------

--------------

--------

--------

--------

--------

-------

-------

2,530.2

2,542.5

2,403.9
2,488.2
2,565.8
2,585.9
2,585.0

A S S E T S

1
Bank credit
2,489.4
2,506.1
2,576.4
2,558.3
2
568.1
596.4
3
356.1
352.0
3a
22.6
31.5
3b
333.5
320.5
3c
212.1
220.3
3d
121.4
100.2
3e
30.8
30.7
3f
54.0
38.0
3g
36.7
31.5
4
212.0
244.4
4a
97.2
130.0
4b
114.7
114.4
4c
25.6
27.3
4d
89.2
87.1

2,534.1

Securities in bank credit
569.2
579.9
574.6
576.9
590.0
U.S. government securities
352.6
352.3
349.1
347.8
348.9
Trading account
23.0
22.5
21.0
21.7
31.1
Investment account
329.6
329.8
328.1
326.1
317.8
Mortgage-backed
207.7
208.1
210.2
210.5
217.9
Other
121.9
121.7
118.0
115.6
99.9
1 year or less
31.8
32.5
31.3
32.0
31.7
Between 1 and 5 years
53.0
52.6
50.5
48.8
37.2
More than 5 years
37.1
36.6
36.2
34.8
31.0
Other securities
216.6
227.6
225.5
229.1
241.0
Trading account
102.5
114.5
112.7
116.0
125.8
Investment account
114.1
113.1
112.8
113.1
115.3
State and local government
25.6
25.7
26.1
26.6
27.5
Other
88.5
87.4
86.7
86.5
87.8

5
Loans and leases in bank credit (2)
1,921.4
1,936.8
1,954.2
1,955.6
1,965.6
1,980.0
1,968.4

584.8

561.8
574.5
592.5
598.6

349.2

359.0
359.5
352.6
351.4

28.8

19.5
34.3

22.5
36.6

320.4

339.5
337.0
318.3
314.8

212.4

218.3
217.6
215.4
217.8

108.0

121.2
119.4
102.9
97.0

30.6

22.9
29.7

30.8
29.1

44.0

58.4
41.3

53.1
36.4

33.3

39.8
32.0

35.5
31.5

235.6
122.0
113.6

202.8
215.0
239.9
247.3
86.7
100.2
125.4
133.3
116.1
114.9
114.5
113.9

26.9

24.3
27.5

25.5
27.6

86.7

91.8
87.0

89.4
86.3

1,842.1
1,913.6
1,981.0
1,993.3
1,986.3

6
582.5
592.1
6a
1.0
0.9
6b
581.6
591.2
7
808.2
814.7
8
73.7
82.2
9a
454.1
451.0
9b
280.3
281.4
10
226.3
238.4
10a
73.1
82.3
10f
153.1
156.1
11
60.5
70.3
11a
41.8
52.7
11b
18.6
17.6
12a
12.2
12.3
12b
9.6
9.7
12c
12.9
26.3
12d
85.0
85.8
12e
124.3
130.5

Commercial and industrial
582.3
585.9
587.3
588.1
593.9
Bankers acceptances
0.9
0.9
0.8
0.9
0.8
Other
581.4
585.0
586.5
587.2
593.1
Real estate
816.0
817.1
813.5
819.5
812.7
Revolving home equity
74.6
73.5
75.3
76.4
82.3
Other residential
459.3
461.8
455.9
459.1
448.7
Commercial
282.0
281.8
282.3
284.0
281.7
Consumer
229.1
230.9
231.0
233.0
239.4
Credit card and related plans
74.2
75.3
75.4
76.8
82.8
Other
154.9
155.7
155.6
156.2
156.6
Security (3)
63.9
70.7
72.0
70.9
64.5
Fed funds and RPs with broker/dealer
45.7
51.7
53.7
53.5
47.3
Other
18.3
18.9
18.3
17.4
17.2
State and local government
12.4
12.6
12.6
12.5
12.3
Agricultural
9.7
9.6
9.5
9.6
9.7
Fed funds and RPs with others
14.0
16.2
16.9
18.9
23.5
All other loans
84.3
86.2
85.2
85.3
82.1
Lease financing receivables
125.1
125.1
127.5
127.7
130.2

13 Interbank loans
141.8
134.4
127.3
146.1
166.7

130.5

138.4

589.7
0.9

553.3
584.4
591.0
589.7
1.1
0.8

1.0
0.8

588.9

552.3
583.3
590.1
588.9

818.8

751.9
799.9
814.8
819.1

77.6

64.8
79.8

74.0
82.2

457.2

420.4
445.0
453.4
455.0

284.0

266.7
281.0
281.6
281.9

236.5

222.1
225.9
239.9
237.9
--

81.1
155.4

84.9
--

155.1

-82.4
-155.5

76.3

83.5
77.5

61.7
77.0

59.7

64.1
62.3

42.6
60.8

16.6

19.4
15.1

19.1
16.2

12.3

12.0
12.3

12.1
12.3

9.1
10.0

9.6
9.8

20.9

11.8
27.3

13.5
27.6

88.2

79.3
89.9

84.3
82.6

9.6

128.6

119.1
122.3
130.7
130.4

140.4

136.7
136.8
148.4
144.5

13a
73.2
68.8
13b
68.7
77.3

Fed funds and RPs with banks
62.4
54.8
55.8
93.6
Other
72.0
72.5
74.6
73.1

61.4

64.4

60.5
71.5

68.6
70.4

77.0

76.0

76.2
76.9

68.2
74.1

14 Cash assets (4)
138.3
136.6
138.4
181.3
144.4

142.4

139.2

154.4

159.4
143.8
170.1
142.3

15 Other assets (5)
242.0
243.6
248.4
264.8
261.5

256.3

254.3

254.8

235.9
227.0
263.5
258.9

16 TOTAL ASSETS (6)
2,976.6
2,985.0
3,012.5
3,131.8
3,094.0

3,024.2

3,038.8

2,900.2
2,961.1
3,079.0
3,131.1
3,094.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,631.7

1,634.2

1,632.6
1,634.3
1,674.4
1,722.6
1,671.3

296.9

296.4

312.5

1,334.8

1,337.8

1,289.0
1,326.1
1,361.8
1,396.9
1,382.4

255.6

257.2

266.9

1,079.1

1,080.6

1,053.1
1,072.8
1,094.9
1,124.4
1,110.1

L I A B I L I T I E S
17 Deposits
1,628.6
1,618.6
1,626.2
1,698.9
1,628.6
18
Transaction
298.5
293.3
295.9
326.5
291.6
19
Nontransaction
1,330.0
1,325.3
1,330.3
1,372.4
1,337.1
20
Large time
258.8
259.9
252.8
268.8
266.2
21
Other
1,071.2
1,065.4
1,077.5

343.6
308.2
325.6
288.9

236.0
253.3
272.5
272.3

1,103.7

1,070.9

22 Borrowings
663.6
658.7
661.1
663.0
689.4
729.4
23
From banks in the U.S.
199.8
200.1
188.1
192.9
216.6
223.7
24
From others
463.9
458.6
472.9
470.2
472.8
505.7

668.1

676.3

639.8
657.9
687.7
671.0

196.2

215.2

182.2
196.2
221.4
213.7

471.9

461.1

457.5
461.7
466.3
457.3

25 Net due to related foreign offices
213.7
220.1
220.0
212.8
215.3
197.8
197.8

206.8

179.2
225.9
198.3
206.4

26 Other liabilities
177.7
194.5
209.3
245.3
238.3

216.1

220.8

221.3

170.5
173.9
224.2
246.3

27 TOTAL LIABILITIES
2,683.6
2,691.9
2,716.6
2,831.5
2,794.1

2,723.6

2,738.4

2,622.1
2,692.1
2,778.8
2,832.8
2,795.0

28 Residual (assets less liabilities) (7)
293.0
293.1
295.9
300.5
300.4
300.3
299.9

300.2

278.1
269.0
298.3
299.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 2, 2001

2000

2000

Aug

Sep

Account
2000
Oct

1999

2000

2000

Nov

Dec

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

Jan 24
--------------

--------------

--------

--------

--------

-------- ---------------------------

2,039.2

2,058.0

1,836.4
1,956.0
2,077.5
2,093.6
2,091.4

547.8

554.8

506.5
522.6
561.9
562.1

373.3

370.7

366.8
377.7
373.0
371.9

174.5

184.1

139.7
144.9
189.0
190.3

(2)
1,510.2

1,329.9
1,433.5
1,522.7
1,531.7
1,529.2

293.6

292.8

253.2
276.7
295.5
295.4

814.1

822.2

710.8
772.0
823.4
823.5

46.3

46.8

767.8

775.4

673.9
730.9
776.1
776.0

300.2

302.3

271.6
288.1
305.9
303.9

7.5

7.9

94.8

A S S E T S

1
Bank credit
1,987.8
2,009.5
2,094.2
2,099.6
2
530.3
561.2
3
378.1
370.6
4
152.2
190.6

2,028.7

Securities in bank credit
535.2
539.8
543.1
563.7
U.S. government securities
375.7
374.7
373.3
369.9
Other securities
159.5
165.1
169.8
193.7

5
Loans and leases in bank credit
1,457.5
1,474.2
1,488.9
1,496.1
1,533.0
1,535.9
6
Commercial and industrial
283.6
286.6
288.4
290.7
296.1
297.0
7
Real estate
783.7
789.4
799.7
806.0
823.6
825.3
8
Revolving home equity
41.5
41.8
44.6
45.9
47.5
47.8
9
Other
742.2
747.7
755.0
760.1
776.0
777.6
10
Consumer
290.8
297.7
300.5
298.3
306.4
306.8
11
Security (3)
6.8
7.2
7.1
7.4
7.7
7.3
12
Other loans and leases
92.5
93.4
93.1
93.7
99.3
99.5

36.8
47.4

41.1
47.5

6.8
8.0

6.5
7.8

97.6

87.6
98.7

90.1
98.7

13
74.7
87.7

Interbank loans
83.4
82.9
88.9

84.5

80.4

86.3

64.7
91.3

67.7
86.8

14
81.3
86.7

Cash assets (4)
81.7
82.0
93.8

82.3

78.6

82.0

89.4
84.6

85.9
84.8

15

Other assets (5)

104.8

110.5

110.9
118.8

110.3
101.0

109.8

16 TOTAL ASSETS (6)
2,229.0
2,258.6
2,276.9
2,360.6
2,356.4

113.8

108.8

115.2

116.0

127.6

2,293.5

2,299.2

2,071.6
2,195.1
2,334.3
2,358.6
2,363.8

1,764.6

1,770.0

1,494.6
1,606.5
1,813.8
1,844.5
1,839.0

299.2

294.6

293.2

1,465.4

1,475.4

1,185.2
1,288.6
1,520.5
1,559.2
1,550.7

291.2

294.0

299.3

240.1
266.7
301.5
302.2

1,174.3

1,181.4

1,221.3

945.1
1,022.0
1,257.7
1,248.5

323.2

328.4

312.6
345.0
338.8
343.5

152.1

155.2

145.6
158.9
158.6
161.5

171.2

173.1

167.0
186.0
180.2
182.0

L I A B I L I T I E S
17 Deposits
1,695.9
1,723.1
1,748.5
1,842.0
1,854.8
18
Transaction
297.8
301.4
298.6
297.3
310.4
19
Nontransaction
1,398.1
1,421.7
1,450.0
1,544.7
1,544.4
20
Large time
278.0
284.2
288.5
299.5
299.2
21
Other
1,120.1
1,137.5
1,161.5
1,245.2
1,245.2

22 Borrowings
340.9
339.9
334.4
327.5
337.9
348.3
23
From banks in the U.S.
164.2
165.0
162.1
154.2
157.2
162.6
24
From others
176.6
174.9
172.2
173.3
180.6
185.7

309.4
317.8
285.3
288.3

25
22.4
15.0

Net due to related foreign offices
23.7
20.6
23.4
23.7
15.0

20.9

0.0
18.0

5.6
19.7

26
46.1
54.9

Other liabilities
48.3
51.1
49.3

62.0
54.3

56.7
54.0

27 TOTAL LIABILITIES
2,105.3
2,135.0
2,154.6
2,249.8
2,267.4

53.2

54.6

54.6

2,168.8

2,171.6

1,869.2
2,013.7
2,217.6
2,255.6
2,256.2

28 Residual (assets less liabilities) (7)
123.7
123.5
122.3
124.7
127.6
110.8
89.0

116.7

------------------------------------------------Footnotes appear on page 14.

202.4
181.4
103.1
107.6

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

2,041.2

2,058.5

1,836.8
1,961.4
2,079.2
2,091.2
2,083.9

546.2

554.8

506.1
524.5
561.3
561.2

371.5

370.2

366.2
379.9
371.3
370.7

174.7

184.7

139.9
144.5
190.0
190.5

A S S E T S

1
Bank credit
1,988.6
2,012.8
2,088.8
2,092.3
2
529.3
560.4
3
377.9
369.2
4
151.4
191.2

2,033.0

Securities in bank credit
534.8
538.3
540.5
562.3
U.S. government securities
375.1
373.8
370.7
368.2
Other securities
159.7
164.5
169.8
194.1

5
Loans and leases in bank credit (2)
1,459.3
1,478.1
1,494.7
1,500.7
1,512.2
1,528.5
1,530.0
6
Commercial and industrial
283.7
284.7
286.8
290.4
292.2
294.8
295.5
7
Real estate
784.8
792.2
802.8
809.4
816.8
821.8
823.2
8
Revolving home equity
41.4
41.7
45.0
46.2
46.7
47.5
47.7
9
Other
743.4
750.5
757.7
763.2
770.1
774.3
775.5
10
Consumer
289.8
298.4
302.3
298.0
300.8
307.3
307.6
10a
Credit card and related plans
123.4
130.4
133.1
128.4
130.7
135.9
136.2

1,330.8
1,437.0
1,524.4
1,529.9
1,522.6
292.3

252.8
278.7
295.6
294.1

821.5

710.1
773.0
820.8
819.8

47.1

37.1
47.4

41.0
47.3

774.4

673.1
732.0
773.5
772.5

305.6

273.9
287.8
307.1
304.4

135.6

--

136.8

-133.9

10h
166.5
171.4
11
6.8
7.7
12
94.1
96.9

Other
168.0
169.2
169.6
171.4
Security (3)
7.2
7.1
7.4
7.3
Other loans and leases
95.7
95.7
95.5
96.4

-170.1

170.0

7.5

7.9

95.0

170.3

-170.5

6.8
8.0

6.5
7.8

97.2

87.1
98.3

90.9
96.6

13
70.6
88.8

Interbank loans
79.3
80.1
83.1

84.2

87.0

92.9

69.0
96.4

64.4
91.4

14
79.9
93.0

Cash assets (4)
78.9
81.6
91.8

82.1

81.8

86.8

93.8
97.7

85.1
83.7

15 Other assets (5)
112.8
112.0
109.4
115.8
96.0

113.7

110.3

114.8

16 TOTAL ASSETS (6)
2,226.2
2,256.9
2,277.6
2,359.5
2,336.4

2,294.8

2,310.9

2,080.1
2,196.3
2,346.9
2,377.9
2,356.0

1,767.5

1,783.0

1,503.9
1,603.9
1,822.9
1,859.7
1,837.5

296.9

298.3

304.6

1,470.7

1,484.7

1,183.2
1,285.5
1,518.3
1,551.7
1,545.2

291.2

294.0

299.3

240.1
266.7
301.5
302.2

1,179.5

1,190.7

1,219.0

943.2
1,018.9
1,250.1
1,243.1

325.4

332.6

315.3
346.8
333.7
334.5

153.1

157.9

147.1
160.6
157.1
157.3

172.3

174.7

168.1
186.2
176.6
177.2

104.3
110.4
119.5
123.8

L I A B I L I T I E S
17 Deposits
1,690.6
1,718.5
1,746.5
1,841.5
1,833.5
18
Transaction
295.2
296.9
296.4
304.0
301.8
19
Nontransaction
1,395.4
1,421.6
1,450.1
1,537.5
1,531.7
20
Large time
278.0
284.2
288.5
299.5
299.2
21
Other
1,117.4
1,137.4
1,161.7
1,238.0
1,232.6

22 Borrowings
343.3
343.0
340.2
330.4
337.0
349.6
23
From banks in the U.S.
166.6
167.9
165.7
156.8
157.0
163.2
24
From others
176.7
175.1
174.4
173.7
180.0
186.5
25
22.4
15.0

Net due to related foreign offices
23.7
20.6
23.4
23.7
15.0

20.9

320.7
318.4
308.0
292.2

0.0
18.0

5.6
19.7

26
45.4
54.1

Other liabilities
48.3
50.8
48.6

27 TOTAL LIABILITIES
2,101.7
2,133.5
2,158.1
2,247.5
2,246.7

62.1
54.5

56.5
54.3

52.8

54.6

54.8

2,174.2

2,186.7

1,881.3
2,012.8
2,231.2
2,265.8
2,245.9

28 Residual (assets less liabilities) (7)
124.5
123.4
119.5
120.6
124.2
112.0
89.7

115.7

198.8
183.5
112.1
110.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

581.7

576.3

599.4

553.5
581.4
609.2
612.3

185.6

203.0

208.2
209.9
211.7
211.8

66.6

67.9

A S S E T S

1
Bank credit
582.3
587.0
604.9
611.9

594.5

2
210.1
203.6
3
79.3
65.1
4
130.8
138.5

Securities in bank credit
211.3
210.1
193.8
202.5
U.S. government securities
79.7
77.7
70.2
66.3
Other securities
131.5
132.5
123.5
136.2

119.0

135.1

125.6
131.5
143.0
143.7

5
372.3

Loans and leases in bank credit (2)
375.7
384.4
388.0
390.8

396.4

345.4
371.5
397.5
400.5

82.6
68.7

78.4
68.1

401.3
6
205.1
211.4
7
18.7
18.6
11
81.4
105.3
12
67.1
66.1

409.5
Commercial and industrial
206.5
204.1
201.7
214.9
Real estate
18.6
18.9
18.2
18.5
Security (3)
81.5
93.9
101.6
109.8
Other loans and leases
69.1
67.5
66.5
66.2

193.9
207.1
204.9
208.7

201.9

205.1

18.8

18.8

17.3
18.5

18.2
18.5

102.8

106.1

67.2
109.4

80.9
106.6

67.4

66.4

66.9
64.7

65.3
66.8

13
23.5
26.7

Interbank loans
22.2
23.6
30.3

27.0

26.7

26.8

27.8
27.6

26.3
31.3

14
45.9
44.4

Cash assets (4)
45.4
45.8
43.5

43.4

39.8

41.3

52.8
42.9

45.4
45.8

15
42.8
36.0

Other assets (5)
43.7
44.0
36.3

41.5

39.9

35.8

36.4
37.1

42.7
36.6

693.3

682.4

703.0

670.2
695.4
716.4
725.6

382.7

381.1

383.6

376.6
385.6
393.4
399.2

10.6

10.6

10.3

372.1

370.5

373.3

365.8
374.2
383.1
388.5

225.0

242.7

178.1
202.8
245.6
246.5

20.0

24.7

204.9

218.0

16 TOTAL ASSETS (6)
694.2
698.0
707.6
711.7
721.7

L I A B I L I T I E S
17 Deposits
390.1
394.8
387.0
396.8
389.5
18
Transaction
11.3
10.9
9.8
10.1
10.6
19
Nontransaction
378.8
383.9
377.2
386.7
378.9

22 Borrowings
203.0
200.3
217.0
221.6
233.4
244.5
23
From banks in the U.S.
21.1
17.2
20.0
19.5
22.5
25.5
24
From others
181.9
183.1
197.0
202.1
210.9
219.0
25
18.2
2.3

Net due to related foreign offices
23.3
24.2
16.6
6.0
0.7

26
74.7

Other liabilities
75.4
79.9

80.6

74.7

10.8
10.3

22.6
31.9

11.4
10.7

19.2
31.2

155.5
183.6
213.7
215.2

-2.0

41.3
0.9

19.9
-3.1

72.7

71.8
74.2

76.7
79.9

77.1

74.9

27 TOTAL LIABILITIES
686.0
693.8
708.0
709.7
709.6
28
8.2
2.0

701.4

686.8

Residual (assets less liabilities) (7)
4.2
-0.5
-8.1
-4.4
12.1

697.1

667.9
685.0
714.1
722.4
2.3
2.4

5.9

10.4
3.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17

2000

2000

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

590.5

590.4

610.4

563.7
571.4
624.4
622.2

196.3

207.1

212.1
203.6
216.7
217.7

68.0

69.1

84.1
69.8

78.5
69.2

10.8

11.7

6.8
11.6

12.0
10.3

57.1

57.4

77.2
58.2

66.5
58.9

128.3

138.0

A S S E T S

1
Bank credit
571.4
577.2
614.9
617.2
2
203.0
208.9
3
78.2
66.1
3a
12.0
10.6
3b
66.2
55.5
4
124.8
142.7

593.7

Securities in bank credit
205.5
210.2
201.2
206.0
U.S. government securities
78.1
75.6
69.8
66.0
Trading account
13.8
14.1
11.8
11.3
Investment account
64.3
61.4
58.1
54.7
Other securities
127.4
134.7
131.4
140.0

128.0
125.2
146.9
148.5

4a
80.6
93.0
4b
44.2
49.7
5
368.4
406.0
6
202.6
212.9
7
18.4
18.8
11
81.2
106.3
12
66.2
68.0

Trading account
82.0
90.4
89.3
92.0
Investment account
45.4
44.2
42.2
48.0

86.7

89.2

84.8
94.7

81.3
96.7

41.6

48.8

43.2
52.3

43.8
51.8

Loans and leases in bank credit (2)
371.7
383.5
389.3
394.2
411.2
Commercial and industrial
203.8
204.1
203.1
205.2
215.4
Real estate
18.4
18.7
18.5
18.8
18.7
Security (3)
81.7
93.7
101.0
102.0
109.8
Other loans and leases
67.8
67.0
66.7
68.1
67.3

403.3

351.6
367.8
407.7
404.5

209.2

197.5
203.8
209.9
210.7

18.7

17.3
18.6

18.0
18.7

106.5

67.7
111.1

81.1
106.4

68.9

69.2
68.0

64.8
68.7

13
23.5
26.7

Interbank loans
22.2
23.6
30.3

27.0

26.7

26.8

27.8
27.6

26.3
31.3

14
44.3
46.8

Cash assets (4)
43.9
44.9
45.1

44.2

42.3

44.8

57.0
46.5

44.7
48.3

15
40.9
37.6

Other assets (5)
42.9
43.2
37.4

40.7

40.0

37.9

38.5
38.7

40.5
38.6

702.1

699.1

719.6

686.7
682.5
736.9
740.1

378.2

384.3

392.5

385.2
381.2
401.7
406.9

10.7

10.8

10.9

367.5

373.6

381.6

373.7
370.2
390.6
396.2

225.0

242.7

178.1
202.8
245.6
246.5

20.0

24.7

16 TOTAL ASSETS (6)
679.6
685.8
705.1
725.6
729.7

L I A B I L I T I E S
17 Deposits
381.3
382.9
380.6
403.7
398.7
18
Transaction
11.2
10.8
10.3
10.4
10.5
19
Nontransaction
370.1
372.0
370.3
393.3
388.2

22 Borrowings
203.0
200.3
217.0
221.6
233.4
244.5
23
From banks in the U.S.
21.1
17.2
20.0
19.5
22.5
25.5
24
From others

11.5
11.0

22.6
31.9
155.5

11.0
10.7

19.2
31.2
183.6

181.9
210.9

183.1
219.0

197.0

202.1

204.9

25
17.3
3.5

Net due to related foreign offices
23.2
23.5
16.7
7.6
3.5

26
73.1
78.7

Other liabilities
74.9
79.5
76.8

3.0

79.9

75.9

74.8

696.5

692.8

713.0

27 TOTAL LIABILITIES
674.7
681.3
700.6
719.3
723.6
28
5.0
6.3

218.0

Residual (assets less liabilities) (7)
4.5
4.5
5.6
6.3
6.1

213.7
46.5

7.1

18.4
-1.0

73.9
76.1

75.2
81.5

683.7
677.7
730.5
733.8
3.0
6.4

6.5

215.2

4.8
6.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
February 2, 2001
Account
2000

2000

2000

Aug
Jan 24

Sep

--------------

--------------

1999

2000

2000

Oct

Nov

Dec

--------

--------

--------

2000
2000
Week ending
Dec
Jun
Jul
Jan 3
Jan 10
Jan 17
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29
63.1
83.1

Reval. gains on off-bal. sheet items (8)
66.5
74.4
70.9
68.0
77.8

78.4

64.2
82.6

68.3
88.4

30
62.9
85.1

Reval. losses on off-bal. sheet items (8)
67.3
73.9
72.8
72.6
79.0

83.1

63.7
85.5

68.5
91.0

31

Mortgage-backed securities (9)

251.3

249.9

242.2
248.4
31a
173.0
183.7
31b
69.2
64.7

237.8
237.9
239.4
245.9
Pass-through
169.7
170.3
173.2
181.1
CMO, REMIC, and other
68.0
67.6
66.2
64.8

239.6

241.5

173.6

176.9

66.0

64.6

32 Net unrealized gains (losses) on
-12.4
-6.0
-4.2
-8.4
-7.5
-3.4
-3.1
available-for-sale securities (10)
33
22.2
22.9

Offshore credit to U.S. residents (11)
22.1
22.1
22.3
23.1
22.9

34 Securitized consumer loans (12)
87.3
86.6
85.9
80.8
83.0
82.1
34a
Credit card and related plans
72.4
72.0
71.8
67.2
69.0
68.2
34b
Other
15.0
14.6
14.1
13.6
14.0
13.9
35
17.0
18.3

Securitized business loans (12)
16.2
15.3
15.2
18.2

-5.3

23.4

243.8

174.0
177.7
179.1
181.4
77.3
64.7
-11.3

-3.1

24.0
22.6
--

80.5

82.2

67.3

68.6

13.2

13.6

17.8

18.6

246.1

81.5

72.2
64.7
-8.7

-3.4

22.4
23.2
-82.6

--

-68.5

--

-14.1

67.5
13.9

-18.6

-18.5

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (9)
207.5
210.4
211.9
212.6
217.0
217.3
34 Securitized consumer loans (12)
221.4
221.8
222.4
224.6
229.9
230.3
34a
Credit card and related plans
212.5
213.0
214.0
215.2
220.7
221.3
34b
Other
8.9
8.7
8.4
9.4
9.2
9.0

214.0

215.2

225.5

230.9

215.9

221.6

9.6

9.3

195.9
207.5
218.3
218.5
--

-231.9

--

-222.8

232.4
223.2

--

9.3

-9.2

FOREIGN-RELATED INSTITUTIONS
29
41.3
51.1

Reval. gains on off-bal. sheet items (8)
42.9
48.4
47.3
44.7
50.3

30
38.2

Reval. losses on off-bal. sheet items (8)
40.2
45.1
44.7
41.0

45.6

42.8
47.0

44.4
51.8

41.7

40.9
42.8

40.5
48.3

47.5
35
23.9
23.4

46.3
Securitized business loans (12)
23.7
23.1
23.0
23.2

-22.8

23.1

23.4

-23.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

February 2, 2001
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are

obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
12. Total amount outstanding.