H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
June 14, 1996
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,605.3
3,632.6
3,648.7
3,648.2
2
990.9
985.4
3
710.8
712.7
4
280.1
272.7

Mar

3,642.4

1996

Apr

May

--------

--------

-------- ---------------------------

3,633.4

3,648.7

3,491.4
3,593.1
3,653.9
3,650.6
3,661.6

977.9

985.6

985.7
988.7

989.0
986.7

704.9

713.6

710.7
715.6

714.5
713.4

273.0

272.0

275.0
273.1

274.5
273.3

(2)
2,670.7

2,505.7
2,604.1
2,668.4
2,661.9
2,674.9

728.5

732.8

1,095.8

1,043.8
1,078.1
1,095.8
1,096.1
1,096.0

80.0

79.8

1,015.8

1,016.0

966.6
1,016.4

999.3
1,016.3

506.2

503.8

472.9
502.6

492.9
502.7

85.4

81.6

88.3
74.4

86.9
85.4

254.9

254.4

213.0
254.3

232.6
256.3

212.2

212.1

185.6
215.8

196.4
208.4

Securities in bank credit
991.1
995.8
979.7
980.6
U.S. government securities
702.9
715.8
705.2
707.9
Other securities
288.2
280.0
274.5
272.7

5
Loans and leases in bank credit
2,614.4
2,641.5
2,646.6
2,653.7
2,663.3
2,667.6
6
Commercial and industrial
716.6
722.5
725.4
723.0
730.6
732.5
7
Real estate
1,079.3
1,086.2
1,089.3
1,094.2
1,095.6
1,096.6
7a
Revolving home equity
79.1
79.7
79.9
79.8
79.7
80.7
7b
Other
1,000.2
1,006.6
1,009.4
1,014.3
1,015.9
1,015.9
8
Consumer
495.7
500.4
500.5
503.6
504.8
508.2
9
Security (3)
83.7
84.9
85.6
85.0
78.5
79.7
10
Other
239.2
247.5
245.8
248.0
253.7
250.6
11 Interbank loans (4)
196.8
204.0
194.2
209.1
214.2

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

205.4

May 15

687.8
734.5

77.2
79.7

713.6
734.6

78.8
79.6

12 Cash assets (5)
223.7
233.1
219.1
209.6
214.6

215.7

221.6

218.8

210.5
221.6

216.2
222.0

13 Other assets (6)
239.4
236.1
242.6
240.7
259.2

241.5

243.6

244.6

223.1
245.4

230.9
242.2

14 Total assets (7)
4,208.7
4,249.0
4,241.8
4,251.3
4,279.3

4,239.4

4,269.3

4,053.7
4,180.1
4,272.7
4,276.5
4,277.6

2,701.5

2,717.4

2,570.6
2,642.1
2,715.8
2,737.3
2,714.6

768.4

771.9

758.0

1,933.1

1,945.5

1,784.0
1,873.9
1,957.8
1,959.2
1,960.1

428.3

432.5

439.2

1,504.8

1,513.0

1,392.3
1,450.6
1,518.7
1,520.8
1,520.5

L I A B I L I T I E S
15 Deposits
2,659.2
2,687.2
2,681.0
2,703.1
2,708.8
16
Transaction
773.9
783.4
766.6
743.3
746.2
17
Nontransaction
1,885.3
1,903.9
1,914.4
1,959.8
1,962.6
18
Large time
421.3
421.7
425.8
443.5
442.6
19
Other
1,464.0
1,482.1
1,488.6
1,516.3
1,520.0

20 Borrowings
690.5
705.3
691.4
687.2
707.7
699.7
682.2
21
From banks in the U.S.
198.4
208.2
195.5
207.7
209.9
206.0
210.6
22
From nonbanks in the U.S.
492.2
497.1
495.9
479.5
497.8
493.7
471.5
23
Net due to related foreign offices
262.6
270.1
276.5
261.4
254.4
254.7
271.2

786.7
778.0

391.6
438.4

768.2
754.5

423.3
439.6

707.0

677.5
704.8

674.7
702.2

209.4

185.3
213.5

198.5
204.8

497.6

492.2
491.4

476.2
497.5

257.2

241.1
237.8

263.5
265.7

222.8
228.5

228.4
220.0

24 Other liabilities (8)
238.7
231.1
234.4
220.4
223.5

225.5

232.9

222.9

25 Total liabilities
3,851.0
3,893.7
3,883.2
3,878.0
3,885.6

3,875.5

3,912.4

3,712.1
3,808.6
3,903.0
3,908.3
3,902.5

26 Residual (assets less liabilities) (9)
357.7
355.3
358.5
363.8
356.9
373.3
393.7
H.8 (510)

369.7

341.6
368.2

371.5
375.1

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,613.1
3,623.4
3,645.1
3,651.2
2
981.1
988.0
3
706.2
711.9
4
274.9
276.1

Mar

3,634.1

1996

Apr

May

--------

--------

-------- ---------------------------

3,627.8

3,649.8

3,489.8
3,599.4
3,650.9
3,649.5
3,649.1

983.3

990.0

991.4
992.6

987.9
987.6

711.0

714.4

712.2
715.9

712.9
713.1

272.2

275.6

279.2
276.7

275.0
274.5

(2)
2,666.6

2,498.5
2,611.5
2,660.9
2,656.9
2,661.5

734.4

738.2

1,091.9

1,041.0
1,083.8
1,092.7
1,093.6
1,092.1

79.4

79.7

1,012.5

1,013.0

963.9
1,004.5
1,013.9
1,012.6

503.4

502.1

471.3
501.2

493.7
501.2

86.2

77.5

83.8
71.4

88.2
79.8

250.6

250.3

209.7
250.7

233.8
249.5

203.2

209.2

205.4

179.9
208.5

199.6
198.5

208.5

216.1

216.2

208.4
217.0

220.3
206.3

Securities in bank credit
978.8
990.9
984.2
987.3
U.S. government securities
697.6
711.2
709.6
710.7
Other securities
281.2
279.6
274.7
276.6

5
Loans and leases in bank credit
2,631.9
2,644.6
2,643.2
2,643.6
2,657.1
2,663.9
6
Commercial and industrial
714.7
719.5
723.6
726.9
735.3
736.6
7
Real estate
1,084.0
1,086.0
1,086.2
1,088.6
1,092.7
1,094.3
7a
Revolving home equity
79.2
79.5
79.4
79.1
79.6
80.4
7b
Other
1,004.9
1,006.5
1,006.8
1,009.5
1,013.0
1,013.8
8
Consumer
501.5
505.0
501.1
499.3
503.2
504.9
9
Security (3)
87.6
86.7
88.5
84.9
74.4
76.3
10
Other
244.1
247.4
243.9
243.9
251.5
252.0
11 Interbank loans (4)
209.2
213.0
196.1
204.3
213.9
12 Cash assets (5)
238.4
240.6
219.9

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

May 15

692.7
739.9

77.1
79.7

711.9
738.9

79.3
79.5

226.2

218.0

13 Other assets (6)
239.1
236.8
242.0
244.1
260.2

240.0

241.1

245.6

223.7
246.2

230.4
238.0

14 Total assets (7)
4,243.0
4,257.2
4,235.5
4,262.9
4,286.3

4,222.7

4,259.6

4,045.0
4,193.1
4,261.3
4,264.3
4,235.2

2,687.8

2,714.2

2,560.2
2,658.0
2,705.5
2,725.3
2,678.4

753.6

770.9

745.6

1,934.2

1,943.4

1,785.8
1,876.3
1,959.8
1,960.1
1,960.5

429.8

432.4

444.6

1,504.4

1,511.0

1,389.3
1,452.0
1,515.3
1,516.4
1,514.3

L I A B I L I T I E S
15 Deposits
2,690.4
2,694.0
2,672.0
2,713.1
2,726.2
16
Transaction
809.1
795.1
759.4
750.5
752.0
17
Nontransaction
1,881.2
1,898.9
1,912.6
1,962.5
1,974.2
18
Large time
420.3
418.8
426.4
449.2
446.6
19
Other
1,461.0
1,480.1
1,486.1
1,513.4
1,527.6

20 Borrowings
695.2
692.2
685.4
678.7
693.3
699.1
699.8
21
From banks in the U.S.
211.4
215.2
197.2
202.7
208.6
205.6
215.2
22
From nonbanks in the U.S.
483.8
477.0
488.2
476.0
484.7
493.5
484.6
23
Net due to related foreign offices
263.8
277.2
278.2
262.1
254.7
260.4
260.3

774.4
765.2

396.5
443.7

781.7
717.8

424.3
446.2

704.5

676.2
700.6

683.7
699.4

206.6

183.0
209.6

200.6
199.6

497.9

493.2
491.1

483.1
499.8

259.7

244.3
244.0

262.6
271.3

225.1
231.1

230.4
220.4

24 Other liabilities (8)
233.8
232.9
234.8
223.9
225.7

227.0

229.3

225.6

25 Total liabilities
3,883.1
3,896.3
3,870.4
3,896.4
3,912.1

3,855.6

3,891.6

3,705.8
3,834.7
3,895.2
3,901.0
3,869.5

26 Residual (assets less liabilities) (9)
359.9
360.9
365.1
367.1
368.1
366.5
374.2

366.1

339.2
363.4

358.4
365.7

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,176.4
3,197.8
3,206.8
3,204.3
2
855.0
844.1
3
643.9
635.8
4
211.1
208.3

Mar

3,196.4

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

1996

Apr

May

--------

--------

-------- ---------------------------

3,197.6

3,209.3

3,079.3
3,162.6
3,211.9
3,213.4
3,213.4

842.2

846.0

858.3
850.1

854.5
845.5

635.0

637.4

645.5
640.1

647.4
636.5

207.1

208.6

212.7
210.0

207.0
209.0

(2)
2,367.1

2,221.1
2,308.1
2,365.8
2,363.3
2,367.9

544.8

549.0

1,062.6

1,005.3
1,041.1
1,062.7
1,063.2
1,062.5

80.0

79.8

982.6

Securities in bank credit
854.6
853.3
843.8
838.5
U.S. government securities
640.1
643.3
635.5
630.8
Other securities
214.5
210.0
208.3
207.7

5
Loans and leases in bank credit
2,321.4
2,343.1
2,343.0
2,353.8
2,362.7
2,365.9
6
Commercial and industrial
535.2
540.0
540.4
540.5
547.7
547.7
7
Real estate
1,043.0
1,050.9
1,055.0
1,060.9
1,062.5
1,064.0
7a
Revolving home equity
79.1
79.6
79.8
79.8
79.7
80.6
7b
Other
963.9
971.3
975.2
981.1
982.8
983.3
8
Consumer
495.7
500.4
500.5
503.6
504.8
508.2
9
Security (3)
56.2
55.6
52.3
51.5
48.6
47.3
10
Other
191.3
196.2
194.8
197.3
199.0
198.7

May 15

515.4
550.4

534.9
549.5

77.2
79.7

78.8
79.6

982.9

928.1
983.5

962.2
982.9

506.2

503.8

472.9
502.6

492.9
502.7

53.2

50.8

53.4
47.6

53.5
53.0

200.4

199.5

174.1
199.6

185.7
200.2

11 Interbank loans (4)
173.7
182.2
173.5
181.2
189.2

184.6

191.2

190.7

161.7
198.8

169.1
188.3

12 Cash assets (5)
193.6
202.0
189.8
183.4
188.7

188.3

195.5

192.7

183.0
196.1

186.2
195.4

13 Other assets (6)
184.4
182.6
186.0
185.9
203.2

186.5

187.9

189.2

169.8
188.7

177.7
186.1

14 Total assets (7)
3,671.7
3,707.7
3,689.1
3,700.6
3,728.6

3,700.4

3,727.1

3,537.1
3,639.1
3,727.9
3,740.3
3,726.5

2,533.6

2,547.8

2,411.4
2,473.6
2,543.3
2,565.1
2,542.2

758.5

761.4

747.1

1,775.0

1,786.5

1,634.3
1,715.3
1,796.3
1,798.2
1,798.5

272.5

274.8

278.6

1,502.5

1,511.7

1,388.3
1,447.6
1,517.7
1,519.3
1,519.3

L I A B I L I T I E S
15 Deposits
2,491.8
2,523.3
2,516.2
2,526.9
2,537.0
16
Transaction
763.4
772.6
755.9
732.5
735.2
17
Nontransaction
1,728.4
1,750.7
1,760.2
1,794.4
1,801.8
18
Large time
270.1
272.1
273.9
278.9
280.5
19
Other
1,458.3
1,478.6
1,486.4
1,515.6
1,521.3

20 Borrowings
577.5
591.0
573.7
575.3
588.3
577.5
563.9
21
From banks in the U.S.
179.9
186.7
176.0
187.2
186.7
186.2
187.6
22
From nonbanks in the U.S.
397.6
404.3
397.6
388.2
401.6
391.4
376.3
23
Net due to related foreign offices
91.0
93.0
90.5
81.2
84.6
82.2
91.2

777.1
766.9

246.0
278.9

758.3
743.7

267.7
279.2

582.1

560.1
577.2

565.7
575.3

186.0

163.2
185.0

178.7
181.8

396.1

396.9
392.2

387.0
393.5

86.3
83.7

89.6
93.8

143.8
154.9

148.1
148.2

89.1

24 Other liabilities (8)
155.3
153.5
155.7
146.5
150.2

149.7

157.3

150.7

25 Total liabilities
3,315.7
3,360.9
3,336.0
3,333.1
3,342.4

3,339.8

3,377.9

3,201.6
3,277.0
3,365.2
3,381.0
3,359.5

26 Residual (assets less liabilities) (9)
356.1
346.9
353.1
360.6
349.1
367.5
386.2

362.6

335.5
359.4

362.1
367.0

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account

1995

1995

1995

1996

1996

1996

1996

1996

Jan
Jun 5

Feb

Mar

Apr

May

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

3,190.5

3,212.2

3,080.4
3,172.3
3,212.3
3,214.9
3,207.5

847.5

849.3

862.1
853.1

855.3
846.5

640.8

639.1

647.6
641.7

646.6
637.6

206.6

210.3

214.5
211.4

208.8
208.9

(2)
2,364.7

2,218.3
2,317.0
2,362.9
2,361.8
2,361.0

550.7

554.5

1,059.1

1,002.7
1,046.5
1,059.8
1,060.7
1,058.9

79.4

79.7

979.7

1
Bank credit
3,182.4
3,186.1
3,206.9
3,210.0
2
848.5
846.3
3
640.2
636.4
4
208.4
210.0

3,188.3

Securities in bank credit
843.6
849.4
847.2
845.4
U.S. government securities
632.9
639.3
638.7
634.6
Other securities
210.7
210.2
208.5
210.7

5
Loans and leases in bank credit
2,333.9
2,342.5
2,338.9
2,343.3
2,360.5
2,364.6
6
Commercial and industrial
533.2
536.9
539.7
543.6
552.3
551.5
7
Real estate
1,047.7
1,050.8
1,051.7
1,055.1
1,059.8
1,061.7
7a
Revolving home equity
79.2
79.5
79.4
79.1
79.6
80.4
7b
Other
968.6
971.3
972.3
976.1
980.2
981.3
8
Consumer
501.5
505.0
501.1
499.3
503.2
504.9
9
Security (3)
56.9
54.0
53.3
51.6
47.2
47.3
10
Other
194.5
195.8
193.1
193.6
198.0
199.2

May 15

Week ending
May
Nov
May 22
May 29

520.4
556.0

533.9
554.2

77.1
79.6

79.3
79.5

980.1

925.6
981.1

967.3
979.4

503.4

502.1

471.3
501.2

493.7
501.2

54.1

49.6

52.1
46.9

55.4
50.9

197.3

196.9

171.9
196.9

187.4
195.8

11 Interbank loans (4)
184.7
189.9
177.2
176.0
191.7

183.2

189.0

183.9

155.9
191.2

173.2
177.5

12 Cash assets (5)
208.5
209.8
191.7
200.0
191.7

181.5

190.6

190.5

181.5
192.0

190.7
180.4

185.8

187.1

189.4

169.8
188.7

176.3
181.9

13 Other assets (6)
183.7
183.5
184.8

Dec

188.5

203.7

14 Total assets (7)
3,702.6
3,712.8
3,685.5
3,714.8
3,740.1

3,722.3

3,530.7
3,655.8
3,719.4
3,730.1
3,690.6

2,519.4

2,547.0

2,399.3
2,488.5
2,531.5
2,552.5
2,504.2

743.9

760.8

735.3

1,775.5

1,786.2

1,634.0
1,716.8
1,796.2
1,797.6
1,796.4

273.0

276.2

281.8

1,502.6

1,510.0

1,385.2
1,449.3
1,514.3
1,515.5
1,513.4

3,684.3

L I A B I L I T I E S
15 Deposits
2,522.1
2,529.2
2,507.5
2,534.2
2,551.3
16
Transaction
798.3
784.3
748.8
740.0
741.6
17
Nontransaction
1,723.8
1,744.9
1,758.7
1,794.2
1,809.7
18
Large time
265.8
269.4
275.3
281.8
283.0
19
Other
1,458.1
1,475.5
1,483.4
1,512.4
1,526.7

20 Borrowings
584.0
581.7
572.5
567.5
573.0
579.4
578.0
21
From banks in the U.S.
191.8
193.7
178.5
182.1
186.3
186.1
190.7
22
From nonbanks in the U.S.
392.2
388.0
394.0
385.5
386.7
393.3
387.3
23
Net due to related foreign offices
89.3
92.9
92.3
84.5
85.0
91.3
91.3

765.4
754.9

248.7
282.1

771.8
707.8

267.4
283.0

581.3

560.6
576.5

576.8
576.9

184.8

162.3
183.8

181.2
179.8

396.5

398.4
392.8

395.6
397.1

91.8
87.7

88.4
101.5

145.0
156.0

149.8
148.4

94.4

24 Other liabilities (8)
153.3
154.2
154.1
149.4
151.3

151.5

155.3

152.1

25 Total liabilities
3,348.8
3,357.9
3,326.4
3,354.3
3,372.0

3,323.0

3,360.3

3,196.7
3,303.4
3,359.4
3,372.7
3,331.0

26 Residual (assets less liabilities) (9)
353.8
354.9
359.2
361.3
361.9
360.5
368.1

360.1

334.0
357.3

352.4
359.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Account
1996

1996

1996

1995
1995
Week ending
May
Nov

1995
Dec

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
1,480.5
1,489.4
1,516.5
1,519.6
2
433.8
441.4
3
349.3
355.1
4
84.5
86.3

Mar

1,493.5

Apr

May

--------

--------

-------- ---------------------------

1,504.3

1,512.2

1,414.6
1,472.6
1,515.9
1,516.5
1,515.9

440.0

441.6

426.9
441.7

433.1
442.3

353.7

355.1

344.0
355.1

348.5
355.9

86.3

86.5

83.0
86.6

84.6
86.4

(2)
1,072.3

1,074.3

987.6
1,039.4
1,074.8
1,073.6

189.4

193.2

173.2
193.3

183.7
193.0

552.4

554.8

516.7
555.2

537.2
555.2

31.6

31.4

29.7
31.5

30.9
31.5

520.7

523.3

486.9
523.7

506.3
523.7

254.6

251.2

227.9
250.9

246.2
250.5

6.0

5.7

5.4
5.8

5.5
5.6

69.9

69.5

64.5
69.6

66.9
69.2

Securities in bank credit
434.5
434.6
437.9
441.0
U.S. government securities
349.1
348.9
351.4
354.9
Other securities
85.4
85.8
86.6
86.1

5
Loans and leases in bank credit
1,046.8
1,054.9
1,058.9
1,066.3
1,075.1
1,078.7
6
Commercial and industrial
185.1
187.1
187.9
187.8
193.4
194.1
7
Real estate
539.8
542.9
545.0
548.7
554.9
556.5
7a
Revolving home equity
31.1
31.3
31.5
31.4
31.5
31.6
7b
Other
508.7
511.5
513.5
517.3
523.4
525.0
8
Consumer
247.9
250.3
251.2
254.1
251.6
252.7
9
Security (3)
5.8
5.9
5.9
6.1
5.6
5.7
10
Other
68.1
68.8
68.9
69.6
69.6
69.7

May 15

May 22

May 29

11
66.0
62.9

Interbank loans (4)
69.2
68.2
63.4

70.8

67.6

62.8

54.5
63.7

60.4
61.8

12
71.9
72.0

Cash assets (5)
73.6
71.0
76.1

72.7

73.8

72.8

68.2
73.4

69.5
73.1

13
57.5
56.5

Other assets (6)
55.9
57.9
51.7

56.3

57.4

56.7

51.2
55.8

56.1
55.9

14 Total assets (7)
1,654.6
1,666.8
1,669.3
1,686.2
1,689.2

1,689.4

1,568.1
1,637.4
1,686.7
1,687.7
1,685.0

1,310.6

1,314.3

1,230.7
1,278.1
1,312.5
1,319.3
1,312.6

363.1

361.2

353.5

354.6
359.6

356.8
353.6

947.5

953.1

959.1

876.1
959.8

921.3
959.0

154.0

155.0

156.1

136.0
155.9

149.7
156.2

793.5

798.1

803.0

740.1
803.9

771.6
802.8

168.9

152.2
166.4

160.0
167.5

44.6
54.1

50.9
53.6

107.6
112.3

109.1
113.9

4.2

4.4
4.1

5.2
3.7

30.8
35.6

33.9
36.3

1,682.6

L I A B I L I T I E S
15 Deposits
1,288.3
1,298.1
1,300.4
1,310.0
1,305.0
16
Transaction
360.4
363.2
360.4
350.5
346.2
17
Nontransaction
927.9
934.9
940.0
959.5
958.8
18
Large time
152.2
153.3
154.9
156.3
156.5
19
Other
775.7
781.6
785.0
803.2
802.3

20 Borrowings
164.0
167.6
167.2
168.1
170.9
169.1
166.5
21
From banks in the U.S.
51.3
54.0
51.6
54.7
54.7
55.2
55.8
22
From nonbanks in the U.S.
112.7
113.6
115.6
113.4
116.2
113.9
110.7
23
Net due to related foreign offices
5.9
5.7
5.9
5.0
4.6
3.9
4.2
24
35.0
36.0

Other liabilities (8)
35.2
35.1
36.7

25 Total liabilities
1,493.2
1,506.6
1,508.5
1,519.0
1,512.5

54.7
114.2

35.1

36.3

36.2

1,518.8

1,526.1

1,418.1
1,477.3
1,521.7
1,525.5
1,520.1

26 Residual (assets less liabilities) (9)
161.4
160.1
160.7
163.9
163.4
167.1
176.7

164.9

150.0
162.2

160.1
165.0

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Jan
Jun 5

Feb

Account
1996
Mar

1996

1996

Apr

May

May 15

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

--------------

-------- -------------A S S E T S

1
Bank credit
1,695.9
1,708.3
1,690.4
1,684.7
2
421.3
402.7
3
294.6
280.7
4
126.6
122.0

1,702.8

--------

--------

-------- ---------------------------

1,693.4

1,697.1

1,664.8
1,690.0
1,696.0
1,697.0
1,697.5

402.2

404.5

431.3
408.4

421.3
403.1

281.4

282.3

301.5
285.0

298.9
280.6

120.8

122.1

129.8
123.4

122.4
122.5

(2)
1,294.9

1,233.4
1,268.7
1,291.5
1,288.6
1,294.4

355.4

355.8

342.2
357.0

351.3
356.5

510.2

507.9

488.6
508.0

503.9
507.3

48.3

48.3

47.5
48.3

47.9
48.2

461.9

459.6

441.2
459.8

456.0
459.2

251.5

252.6

244.9
251.7

246.7
252.2

47.2

45.1

48.1
41.8

48.0
47.4

130.5

130.0

109.6
130.0

118.9
131.0

Securities in bank credit
420.1
418.7
405.9
397.5
U.S. government securities
291.0
294.5
284.2
276.0
Other securities
129.2
124.2
121.7
121.5

5
Loans and leases in bank credit
1,274.6
1,288.2
1,284.2
1,287.4
1,287.6
1,287.2
6
Commercial and industrial
350.1
353.0
352.6
352.7
354.4
353.6
7
Real estate
503.2
508.1
510.0
512.2
507.6
507.5
7a
Revolving home equity
48.0
48.3
48.4
48.4
48.2
49.1
7b
Other
455.2
459.8
461.7
463.8
459.3
458.4
8
Consumer
247.8
250.1
249.3
249.4
253.3
255.5
9
Security (3)
50.4
49.6
46.4
45.4
43.0
41.6
10
Other
123.2
127.4
125.9
127.7
129.5
129.0
11 Interbank loans (4)
107.7
113.0
105.3
118.3
125.7

113.8

123.6

127.9

107.2
135.1

108.7
126.6

12 Cash assets (5)
121.7
128.4
118.8
111.3
112.5

115.6

121.6

119.9

114.8
122.7

116.7
122.3

13 Other assets (6)
126.9
126.7
128.1
129.4
151.5

130.2

130.5

132.5

118.6
132.9

121.6
130.2

2,017.8

2,037.6

1,969.0
2,001.7
2,041.2
2,052.6
2,041.5

14 Total assets (7)
2,017.1
2,041.0
2,019.9

2,014.4

2,039.4
L I A B I L I T I E S

15 Deposits
1,203.5
1,225.2
1,215.8
1,216.9
1,232.0
16
Transaction
403.0
409.4
395.5
382.0
388.9
17
Nontransaction
800.6
815.8
820.3
835.0
843.0
18
Large time
117.9
118.8
118.9
122.6
124.0
19
Other
682.6
697.0
701.3
712.3
719.0

1,223.0

1,233.5

1,180.7
1,195.5
1,230.8
1,245.8
1,229.6

395.4

400.2

393.6

422.5
407.4

401.5
390.1

827.5

833.4

837.2

758.2
838.4

794.0
839.5

118.6

119.8

122.5

110.0
123.0

118.0
123.0

709.0

713.6

714.7

648.3
715.4

676.0
716.5

413.2

407.9
410.8

405.7
407.8

131.3

118.5
130.9

127.8
128.2

282.0

289.4
279.9

277.9
279.6

81.9
79.6

84.4
90.1

113.0
119.3

114.2
112.0

20 Borrowings
413.5
423.4
406.5
407.2
417.3
408.4
397.4
21
From banks in the U.S.
128.6
132.8
124.4
132.4
131.9
131.0
131.8
22
From nonbanks in the U.S.
284.9
290.6
282.0
274.8
285.4
277.4
265.6
23
Net due to related foreign offices
85.1
87.3
84.6
76.2
80.0
78.2
87.0

85.0

24 Other liabilities (8)
120.3
118.4
120.6
110.5
113.6

114.7

121.0

114.5

25 Total liabilities
1,822.4
1,854.2
1,827.5
1,814.1
1,829.9

1,821.1

1,851.9

1,783.5
1,799.7
1,843.5
1,855.5
1,839.4

26 Residual (assets less liabilities) (9)
194.7
186.8
192.4
196.7
185.8
200.3
209.5

197.7

185.5
197.2

202.0
202.1

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------

--------

1996

1996

Mar

Apr

May

--------

--------

--------

May 15

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

-------- ---------------------------

-------

------A S S E T S

1
Bank credit
1,487.6
1,495.5
1,518.6
1,519.6
2
435.6
441.7
3
350.9
355.4
4
84.7
86.3

1,499.4

1,507.0

Securities in bank credit
435.9
436.0
438.4
441.0
U.S. government securities
350.3
350.0
351.8
354.9
Other securities
85.6
85.9
86.6
86.1

5
Loans and leases in bank credit
1,052.0
1,059.6
1,063.5
1,068.6
1,076.9
1,078.7
6
Commercial and industrial
185.8
187.7
188.4
188.1
193.6
194.1
7
Real estate
543.1
545.9
547.8
549.9
555.7
556.5
7a
Revolving home equity
31.4
31.6
31.7
31.6
31.6
31.6
7b
Other
511.7
514.3
516.1
518.3
524.2
525.0
8
Consumer
248.8
251.0
252.0
254.7
252.1
252.7
9
Security (3)
5.9
6.0
6.0
6.2
5.7
5.7
10
Other
68.4
69.0
69.2
69.8
69.7
69.7

1,514.4

1,434.0
1,480.3
1,517.9
1,518.6
1,518.0

440.3

441.8

432.8
442.0

435.2
442.6

353.9

355.4

349.1
355.4

350.4
356.2

86.3

86.5

83.7
86.6

84.9
86.5

(2)
1,074.1

1,001.3
1,045.1
1,076.0
1,076.6
1,075.4

189.6

193.5

175.0
193.6

184.4
193.3

553.2

555.5

524.8
556.0

540.8
556.0

31.7

31.5

30.5
31.5

31.2
31.5

521.5

524.0

494.3
524.4

509.7
524.4

255.2

251.7

230.6
251.4

247.0
251.1

6.0

5.7

5.5
5.8

5.6
5.6

70.1

69.7

65.4
69.7

67.2
69.4

11
66.9
63.2

Interbank loans (4)
70.1
69.0
63.4

71.3

68.0

63.2

56.0
64.1

61.4
62.2

12
72.5
72.4

Cash assets (5)
74.2
71.5
76.1

73.0

74.2

73.1

69.4
73.7

70.2
73.4

13
57.9
56.6

Other assets (6)
56.2
58.2
51.7

56.4

57.5

56.8

52.1
55.9

56.5
56.0

1,686.3

1,692.4

1,590.8
1,647.1
1,689.4
1,690.7
1,687.9

14 Total assets (7)
1,663.5
1,674.6
1,676.7
1,689.1
1,689.2

L I A B I L I T I E S
15 Deposits
1,295.8
1,304.6
1,306.6
1,312.3
1,305.0
16
Transaction
363.4
365.8
362.7
351.7
346.2
17
Nontransaction
932.4
938.9
943.8
960.7
958.8
18
Large time
152.8
153.9
155.5
156.3
156.5
19
Other
779.5
785.0
788.3
804.3
802.3

1,313.7

1,316.8

1,248.9
1,286.2
1,314.7
1,321.7
1,314.9

364.5

362.4

354.6

360.7
360.8

360.0
354.7

949.1

954.3

960.2

888.2
960.9

926.2
960.2

154.1

155.1

156.2

137.8
156.0

150.5
156.3

795.0

799.2

804.0

750.4
805.0

775.7
803.9

169.1

154.5
166.6

160.6
167.7

45.6
54.2

51.1
53.7

108.9
112.4

109.4
114.0

4.2

4.4
4.1

5.2
3.7

31.1
35.7

34.1
36.3

20 Borrowings
164.5
168.1
167.6
168.3
171.1
169.3
166.5
21
From banks in the U.S.
51.5
54.2
51.8
54.8
54.8
55.3
55.8
22
From nonbanks in the U.S.
113.0
113.9
115.9
113.5
116.3
114.0
110.7
23
Net due to related foreign offices
5.9
5.7
5.9
5.0
4.6
3.9
4.2
24
35.1
36.1

Other liabilities (8)
35.3
35.2
36.7

25 Total liabilities
1,501.3
1,513.7
1,515.3
1,521.6
1,512.5

54.8
114.3

35.1

36.3

36.2

1,522.1

1,528.8

1,439.0
1,486.1
1,524.2
1,528.2
1,522.6

26 Residual (assets less liabilities) (9)
162.2
160.9
161.5
164.2
163.6
167.4
176.7

165.2

151.9
162.5

161.0
165.3

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

Mar

1996

1996

Apr

May

--------

--------

May 15

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

-------- ---------------------------

1
Bank credit
1,490.3
1,490.5
1,518.9
1,521.5
2
434.5
443.3
3
349.8
356.7
4
84.7
86.6

1,493.7

1,502.8

Securities in bank credit
433.9
435.0
440.2
443.0
U.S. government securities
348.5
349.2
353.6
356.8
Other securities
85.4
85.7
86.6
86.2

5
Loans and leases in bank credit
1,055.9
1,056.6
1,058.7
1,062.6
1,075.6
1,078.5
6
Commercial and industrial
185.2
186.8
187.7
188.9
195.4
195.8
7
Real estate
545.1
544.2
545.5
547.2
555.3
555.8
7a
Revolving home equity
31.4
31.5
31.5
31.3
31.6
31.6
7b
Other
513.7
512.8
514.0
515.9
523.7
524.2
8
Consumer
250.4
251.5
252.0
252.1
251.4
251.6
9
Security (3)
6.2
6.1
6.1
6.2
5.4
5.9
10
Other
69.0
68.0
67.5
68.2
68.2
69.4

1,515.7

1,435.3
1,481.8
1,519.3
1,520.7
1,518.6

444.2

444.1

435.0
444.4

433.1
444.1

357.7

357.4

351.2
357.5

348.0
357.5

86.4

86.7

83.8
86.8

85.1
86.6

(2)
1,071.5

1,000.3
1,048.7
1,075.2
1,076.3
1,074.5

191.4

195.3

176.6
195.6

183.7
195.1

551.3

554.7

524.1
555.3

543.5
555.2

31.5

31.5

30.5
31.5

31.3
31.5

519.8

523.2

493.6
523.7

512.2
523.7

254.1

251.3

230.1
251.3

247.6
250.9

6.0

5.5

5.3
5.6

5.9
5.3

68.8

68.4

64.2
68.7

68.0
67.9

11
70.6
57.6

Interbank loans (4)
70.9
70.5
66.0

71.7

67.8

59.9

53.0
60.9

66.1
57.5

12
76.8
76.9

Cash assets (5)
76.3
71.8
77.0

70.6

72.3

72.5

68.9
72.2

72.5
69.2

13
57.4
57.7

Other assets (6)
56.8
58.5
52.0

56.6

57.3

56.5

51.8
54.9

56.0
53.3

1,680.1

1,691.5

1,588.3
1,655.2
1,686.5
1,686.9
1,676.9

14 Total assets (7)
1,673.6
1,673.1
1,673.1
1,689.4
1,694.7

L I A B I L I T I E S

15 Deposits
1,305.1
1,304.4
1,302.4
1,312.9
1,312.6
16
Transaction
375.5
369.5
359.1
352.4
351.5
17
Nontransaction
929.6
935.0
943.3
960.6
961.1
18
Large time
151.2
152.2
155.9
157.1
157.1
19
Other
778.4
782.7
787.4
803.4
804.0

1,309.4

1,318.0

1,245.1
1,292.4
1,310.8
1,315.6
1,301.9

359.1

362.4

350.7

357.0
355.1

365.4
342.2

950.3

955.6

960.1

888.0
960.5

927.0
959.7

155.1

156.0

157.0

138.5
156.8

150.5
157.4

795.2

799.6

803.1

749.6
803.7

776.5
802.3

171.4

156.8
169.9

163.2
171.9

46.1
54.9

51.3
54.3

110.7
114.9

111.9
117.6

4.1

4.3
4.2

5.1
3.7

30.8
35.3

33.9
35.7

20 Borrowings
166.2
167.8
166.8
165.4
166.2
172.6
169.3
21
From banks in the U.S.
55.2
56.9
52.8
53.1
54.7
56.2
56.4
22
From nonbanks in the U.S.
111.0
110.9
114.0
112.4
111.5
116.4
112.9
23
Net due to related foreign offices
6.0
5.8
5.9
5.3
4.5
3.9
3.9
24
35.0
35.7

Other liabilities (8)
35.1
35.5
36.9

25 Total liabilities
1,512.3
1,513.1
1,510.6
1,525.1
1,522.7

55.4
116.0

35.7

36.4

35.8

1,515.8

1,525.1

1,437.0
1,494.7
1,522.1
1,524.9
1,513.2

26 Residual (assets less liabilities) (9)
161.3
160.0
162.5
164.3
166.3
164.3
172.1

164.4

151.3
162.1

160.5
163.7

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1

Bank credit

Mar

1996

1996

Apr

May

--------

--------

May 15

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

-------- ---------------------------

1,645.3

1,682.2

1,688.9
1,688.2
2
419.4
402.4
3
293.0
280.4
3a
24.5
24.2
3b
268.5
256.2
3c
106.9
115.9
3d
161.7
140.3
3e
44.7
32.9
3f
66.7
60.9
3g
50.2
46.4
4
126.4
122.0
4a
61.7
58.3
4b
64.8
63.7
4c
19.2
18.7
4d
45.5
45.0

1,702.2
1,684.7

1,696.9

1,690.6

1,694.9

Securities in bank credit
418.7
417.3
405.5
401.9
397.5
U.S. government securities
289.7
293.3
283.7
281.1
276.0
Trading account
22.6
24.9
25.7
20.7
20.5
Investment account
267.1
268.4
258.1
260.4
255.4
Mortgage-backed pass-through
112.5
113.0
110.8
112.9
115.9
Other (including CMOs)
154.6
155.4
147.3
147.4
139.6
1 year or less
39.0
39.0
36.2
35.4
32.5
Between 1 and 5 years
66.7
66.1
61.3
63.4
61.0
More than 5 years
48.8
50.2
49.8
48.6
46.1
Other securities
129.0
124.1
121.7
120.8
121.5
Trading account
63.2
59.6
57.0
56.8
57.9
Investment account
65.8
64.5
64.7
64.0
63.7
State and local government
19.2
19.0
19.0
18.9
18.3
Other
46.6
45.4
45.7
45.1
45.4

5
Loans and leases in bank credit
1,269.4
1,283.5
1,279.6
1,285.2
1,285.8
1,287.2
6
Commercial and industrial
349.4
352.4
352.0
352.4
354.1
353.6
7
Real estate
499.8
505.1
507.2
511.1
506.8
507.5
7a
Revolving home equity
47.7
48.0
48.1
48.3
48.1
49.1

1,694.0

1,694.8

1,695.4

404.2

425.5
408.1

419.2
402.8

282.1

296.4
284.7

297.1
280.3

22.7
23.2

21.9
22.0

259.3

273.7
261.5

275.2
258.4

116.9

95.6
118.7

107.0
117.0

142.4

178.1
142.8

168.2
141.4

33.3

45.8
32.9

44.7
32.3

62.1

72.0
62.5

69.0
61.7

47.1

60.3
47.3

54.5
47.4

129.1
123.4

122.2
122.5

58.3

66.3
59.5

58.3
58.6

63.8

62.8
63.9

63.8
63.9

18.7

20.9
18.7

19.4
18.7

45.1

41.9
45.2

44.4
45.3

22.7

122.1

(2)
1,293.0

1,219.8
1,263.0
1,289.8
1,286.8
1,292.5

355.1

355.6

340.3
356.8

350.5
356.2

509.4

507.2

480.5
507.2

500.2
506.6

48.3

48.2

46.7
48.2

47.6
48.1

7b
452.1
458.6
8
246.9
252.7
9
50.4
43.0
10
122.9
129.3
10a
24.9
27.8
10b
10.8
10.4
10c
87.1
91.2

Other
457.1
459.0
462.8
461.1
458.4
Consumer
249.4
248.5
248.9
251.0
255.5
Security (3)
49.6
46.3
45.4
47.1
41.6
Other
127.1
125.6
127.5
130.3
129.0
Nonbank financial
25.9
27.0
29.0
29.6
27.9
State and local government
10.8
10.6
10.6
10.4
10.4
All other
90.5
88.0
87.9
90.3
90.7

458.9

433.8
459.1

452.6
458.5

252.1

242.3
251.1

245.9
251.6

48.0
41.8

47.9
47.4

108.7
129.9

118.6
130.8

28.0

20.3
27.9

23.9
27.9

10.4

11.1
10.4

10.8
10.5

91.5

77.4
91.6

83.8
92.5

45.1
129.9

11 Interbank loans (4)
106.7
112.1
104.5
117.9
125.7

113.3

123.2

127.5

105.8
134.7

107.7
126.2

12 Cash assets (5)
121.1
127.8
118.3
111.0
112.5

115.3

121.3

119.6

113.7
122.4

116.0
122.0

13 Other assets (6)
126.6
126.4
127.8
129.3
151.5

130.0

130.4

132.4

117.7
132.8

121.2
130.1

14 Total assets (7)
2,008.2
2,033.1
2,012.4
2,011.5
2,039.4

2,014.1

2,034.7

1,946.3
1,992.0
2,038.5
2,049.7
2,038.6

1,219.9

1,231.1

1,162.5
1,187.4
1,228.6
1,243.4
1,227.3

394.0

398.9

392.5

416.4
406.2

398.3
388.9

825.9

832.2

836.1

746.1
837.2

789.1
838.3

118.5

119.7

122.4

108.2
122.9

117.2
122.9

707.4

712.4

713.6

637.9
714.3

671.9
715.4

407.0

417.1

413.0

405.6
410.6

405.1
407.6

L I A B I L I T I E S
15 Deposits
1,196.1
1,218.7
1,209.6
1,214.6
1,232.0
16
Transaction
400.0
406.9
393.2
380.8
388.9
17
Nontransaction
796.1
811.8
816.4
833.8
843.0
18
Large time
117.3
118.2
118.4
122.6
124.0
19
Other
678.8
693.6
698.1
711.2
719.0
20 Borrowings
413.0
422.9

406.0

408.2
21
128.4
130.9
22
284.6
277.3
23
85.1
78.2

397.4
From banks in the U.S.
132.5
124.2
132.3
131.8
131.8
From nonbanks in the U.S.
290.4
281.8
274.7
285.3
265.6
Net due to related foreign offices
87.3
84.6
76.2
80.0
87.0

131.2

117.6
130.8

127.5
128.1

281.8

288.0
279.8

277.6
279.5

81.9
79.6

84.4
90.1

112.7
119.2

114.1
111.9

85.0

24 Other liabilities (8)
120.2
118.2
120.5
110.4
113.6

114.6

120.9

114.5

25 Total liabilities
1,814.4
1,847.2
1,820.7
1,811.5
1,829.9

1,817.7

1,849.1

1,762.6
1,790.9
1,841.1
1,852.8
1,836.9

26 Residual (assets less liabilities) (9)
193.8
186.0
191.7
196.4
185.5
200.1
209.5

197.4

183.7
196.9

201.1
201.7

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
1,692.0
1,695.6
1,688.0
1,688.4
2
414.1
403.1
3
290.4
279.7
3a
23.0
23.0
3b
267.4
256.7
3c
108.1
115.6

Mar

1,694.6

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

1996

Apr

May

--------

--------

-------- ---------------------------

1,687.7

1,696.5

1,645.1
1,690.5
1,693.0
1,694.3
1,688.9

Securities in bank credit
409.7
414.4
407.0
403.3
402.4
U.S. government securities
284.4
290.0
285.1
283.1
277.9
Trading account
21.2
24.8
26.0
21.3
21.2
Investment account
263.2
265.2
259.0
261.8
256.7
Mortgage-backed pass-through
110.5
111.8
111.4
113.9
115.4

May 15

405.2

427.1
408.7

422.2
402.4

281.6

296.4
284.1

298.6
280.1

22.4
23.9

22.9
22.0

259.2

273.9
260.3

275.7
258.1

115.9

94.9
116.6

107.9
116.0

22.5

3d
159.3
141.1
3e
43.5
33.4
3f
66.2
60.7
3g
49.5
47.0
4
123.7
123.4
4a
58.7
59.9
4b
64.9
63.4
4c
19.3
18.8
4d
45.6
44.6

152.7
141.3
39.1
33.6
65.4
60.8

Other (including CMOs)
153.4
147.6
147.8
1 year or less
38.4
36.3

143.2

179.0
143.7

167.7
142.1

36.3

33.8

46.6
33.4

43.4
32.7

Between 1 and 5 years
65.0
61.8
62.8

61.9

71.9
62.7

69.7
61.8

47.5

60.6
47.6

54.6
47.5

130.7
124.6

123.6
122.3

60.2

68.3
61.1

58.9
58.9

63.4

62.4
63.6

64.7
63.4

18.8

21.0
18.8

19.6
18.8

44.6

41.5
44.8

45.2
44.6

More than 5 years
48.2
49.9
49.6
48.7
46.8
Other securities
125.3
124.4
121.9
120.2
124.5
Trading account
59.2
60.0
57.6
56.6
61.2
Investment account
66.0
64.4
64.4
63.6
63.4
State and local government
19.1
19.0
19.0
19.0
18.4
Other
46.9
45.4
45.3
44.6
44.9

5
Loans and leases in bank credit (2)
1,278.0
1,285.9
1,280.2
1,280.7
1,293.2
1,284.9
1,286.1
6
Commercial and industrial
348.0
350.1
352.0
354.8
359.3
356.9
355.7
7
Real estate
502.6
506.6
506.2
507.9
507.8
504.5
505.9
7a
Revolving home equity
47.8
48.0
47.9
47.8
47.9
48.0
48.8
7b
Other
454.9
458.6
458.3
460.2
459.9
456.5
457.1
8
Consumer
251.1
253.5
249.1
247.2
249.4
251.7
253.2
9
Security (3)
50.7
47.9
47.2
45.4
48.2
41.9
41.5
10
Other
125.5
127.8
125.6
125.4
128.5
129.8
129.7
10a
Nonbank financial
26.3
26.1
26.1
27.8
28.8
27.1
27.7
10b
State and local government
10.8
10.6
10.5
10.6
10.4
10.5
10.4

123.6

1,218.0
1,268.3
1,287.8
1,285.5
1,286.5
359.2

343.8
360.4

350.1
359.1

505.1

478.6
505.5

503.1
503.7

46.6
48.1

48.0
48.0

456.9

432.0
457.4

455.1
455.7

250.9

241.1
250.0

246.1
250.3

46.8
41.4

49.5
45.6

107.7
128.2

119.5
127.9

27.2

19.7
27.1

25.4
26.6

10.4

11.1
10.4

10.8
10.5

48.1

44.1
128.5

10c
88.5
92.2

All other
91.1
89.0
91.6

76.9
90.8

83.3
90.8

124.0

102.9
130.3

107.0
120.0

118.3

117.9

112.6
119.8

118.2
111.2

129.2

129.8

132.9

118.0
133.8

120.3
128.6

2,004.1

2,030.8

1,942.4
2,000.7
2,032.9
2,043.1
2,013.7

1,210.0

1,229.0

1,154.2
1,196.1
1,220.7
1,236.9
1,202.2

384.8

398.4

384.6

408.3
399.8

406.4
365.5

825.3

830.6

836.1

745.9
837.1

789.7
836.7

117.9

120.2

124.9

110.3
125.3

116.9
125.6

707.4

710.4

711.2

635.7
711.8

672.8
711.1

409.9

403.8
406.7

413.5
405.0

129.4

116.2
128.8

129.8
125.5

280.5

287.6
277.8

283.7
279.5

87.5
83.5

83.3
97.8

114.2
120.8

115.8
112.7

87.1

89.4

90.9

11 Interbank loans (4)
114.1
119.0
106.7
118.5
125.7

111.5

121.1

12 Cash assets (5)
131.8
133.6
119.9
123.1
114.7

110.9

13 Other assets (6)
126.4
126.7
126.3
130.8
151.8
14 Total assets (7)
2,029.0
2,039.7
2,012.5
2,025.4
2,045.3

L I A B I L I T I E S
15 Deposits
1,217.0
1,224.7
1,205.0
1,221.3
1,238.7
16
Transaction
422.8
414.8
389.7
387.6
390.1
17
Nontransaction
794.2
809.9
815.4
833.7
848.6
18
Large time
114.6
117.2
119.4
124.7
125.9
19
Other
679.6
692.7
696.0
709.0
722.7

20 Borrowings
417.9
413.9
405.6
402.1
406.8
406.8
408.8
21
From banks in the U.S.
136.6
136.8
125.7
129.0
131.6
129.9
134.3
22
From nonbanks in the U.S.
281.2
277.1
279.9
273.1
275.2
276.9
274.5
23
Net due to related foreign offices
83.3
87.1
86.5
79.2
80.5
87.5
87.5

90.3

24 Other liabilities (8)
118.3
119.1
118.7
113.6
114.4

115.8

118.9

116.3

25 Total liabilities
1,836.5
1,844.8
1,815.8
1,829.2
1,849.3

1,807.1

1,835.2

1,759.7
1,808.7
1,837.2
1,847.9
1,817.8

26 Residual (assets less liabilities) (9)
192.5
194.9
196.7
197.0
195.6
196.2
196.1

195.7

182.7
195.2

191.9
195.9

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
428.9
434.8
441.8
443.9

Mar

446.1

1996

Apr

May

--------

--------

-------- ---------------------------

435.8

439.4

442.1

412.1
437.2

430.5
448.2

135.7

139.5

127.4
138.6

134.6
141.2

69.9

76.2

65.2
75.5

67.1
76.9

65.9

63.4

62.2
63.1

67.5
64.4

(2)
303.6

302.5

284.7
298.6

296.0
307.0

183.7

183.7

172.4
184.1

178.7
185.1

33.2

33.1

38.5
32.9

37.0
33.4

32.3

30.8

34.9
26.8

33.4
32.4

54.5

54.9

38.8
54.7

46.8
56.1

34.4

35.0

25.3
34.4

29.6
36.0

20.1

19.9

13.6
20.3

17.2
20.1

21.0

21.3

23.8
17.0

27.3
20.1

2
135.8
141.3
3
66.9
76.9
4
68.9
64.4

Securities in bank credit
136.5
142.5
135.9
142.1
U.S. government securities
62.8
72.5
69.7
77.1
Other securities
73.6
70.0
66.2
65.1

5
293.0
300.6
6
181.3
182.9
7
36.3
33.1
9
27.4
29.9
10
48.0
54.7
10a
30.4
34.9
10c
17.6
19.8

Loans and leases in bank credit
298.4
303.6
299.9
301.8
Commercial and industrial
182.4
185.0
182.5
184.8
Real estate
35.3
34.3
33.3
32.6
Security (3)
29.3
33.4
33.4
32.5
Other
51.4
51.0
50.8
51.9
Nonbank financial
32.6
31.8
31.8
33.1
All other
18.8
19.2
19.0
18.8

11
23.1

Interbank loans (4)
21.8
20.7

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

20.8

May 15

28.0

25.0

12
30.2
26.2

Cash assets (5)
31.1
29.3
25.9

27.4

26.2

26.1

27.4
25.5

30.0
26.6

13
55.0
54.7

Other assets (6)
53.6
56.6
56.0

55.0

55.7

55.4

53.3
56.7

53.2
56.1

539.0

542.2

544.9

516.6
536.2

541.0
551.0

169.5

172.5

159.2
172.1

168.5
172.4

10.5

11.0

158.1

159.0

161.6

149.7
161.0

158.6
161.6

155.8

157.7

160.6

145.7
159.5

155.6
160.4

2.4

1.3

1.0

4.0
1.5

3.0
1.2

117.4
127.6

109.0
126.9

23.4

22.1
28.5

19.8
23.0

101.5

95.3
99.2

89.2
103.9

154.9
154.0

173.9
171.9

79.0
73.6

80.2
71.7

510.5
527.4

531.6
543.0

6.1
8.8

9.4
8.0

14 Total assets (7)
537.0
541.3
552.6
550.7
550.7
L I A B I L I T I E S
15 Deposits
167.3
163.9
164.8
176.2
171.8
16
Transaction
10.5
10.7
10.7
10.8
11.0
17
Nontransaction
156.8
153.2
154.1
165.4
160.8
18
Large time
151.2
149.7
152.0
164.6
162.1
19
Other
5.7
3.5
2.2
0.8
-1.3

168.0
9.8

20 Borrowings
113.0
114.3
117.7
111.8
119.4
122.2
118.2
21
From banks in the U.S.
18.5
21.4
19.4
20.5
23.2
19.9
23.0
22
From nonbanks in the U.S.
94.5
92.8
98.2
91.3
96.2
102.4
95.2
23
Net due to related foreign offices
171.6
177.1
186.0
180.2
169.9
172.5
179.9
24
83.4
73.9

Other liabilities (8)
77.6
78.7
73.3

25 Total liabilities
535.3
532.8
547.2
544.9
543.3
26
1.7
5.8

124.9

168.1

75.8

75.7

72.3

535.7

534.5

537.8

Residual (assets less liabilities) (9)
8.5
5.4
3.2
7.7
7.4

7.1

9.6
11.1

9.9
10.9

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jan
Jun 5

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
430.7
437.3
438.2
441.3

Mar

445.8

1995
1995
1995
Week ending
May
Nov
Dec
May 22
May 29

1996

1996

Apr

May

--------

--------

-------- ---------------------------

437.3

437.7

438.6

409.4
434.5

427.1
441.5

135.8

140.6

129.3
139.5

132.6
141.0

70.2

75.3

64.6
74.2

66.4
75.5

65.6

65.3

64.7
65.3

66.2
65.6

(2)
301.9

298.0

280.2
295.0

294.5
300.5

183.7

183.7

172.3
184.0

178.1
184.7

32.8

32.9

38.3
32.8

37.2
33.2

32.1

27.9

31.7
24.5

32.8
28.9

53.3

53.5

37.8
53.8

46.4
53.7

33.9

34.6

25.0
34.5

28.7
34.9

19.3

18.8

12.8
19.3

17.7
18.8

2
132.6
141.6
3
66.1
75.5
4
66.5
66.1

Securities in bank credit
135.2
141.4
137.0
141.9
U.S. government securities
64.7
71.9
70.9
76.1
Other securities
70.5
69.5
66.1
65.9

5
298.1
296.5
6
181.6
183.0
7
36.3
32.8
9
30.7
27.2
10
49.6
53.5
10a
31.5
34.8
10c
18.0
18.7

Loans and leases in bank credit
302.2
304.4
300.2
299.4
Commercial and industrial
182.6
183.9
183.3
185.1
Real estate
35.2
34.5
33.4
32.5
Security (3)
32.8
35.2
33.3
28.9
Other
51.6
50.8
50.2
52.8
Nonbank financial
32.7
32.0
31.6
34.0
All other
18.9
18.8
18.6
18.8

May 15

11
24.6
28.3

Interbank loans (4)
23.1
18.9
22.2

20.0

20.2

21.5

24.0
17.3

26.5
21.0

12
29.9
26.2

Cash assets (5)
30.7
28.2
26.3

27.0

25.6

25.7

26.9
25.0

29.6
25.9

13
55.3
55.6

Other assets (6)
53.3
57.1
56.4

53.9
57.5

54.1
56.1

541.9

514.3
534.3

537.3
544.6

167.2

173.9

160.8
172.8

169.5
174.2

10.0

10.3

9.0
10.3

10.0
10.0

158.7

157.2

163.7

151.8
162.5

159.5
164.2

156.8

156.2

162.7

147.7
161.6

156.9
163.2

1.9

0.9

0.9

4.1
0.9

2.6
0.9

115.6
124.1

107.0
122.5

21.8

20.8
25.8

19.5
19.8

101.4

94.8
98.3

87.5
102.7

152.6
156.3

174.2
169.8

80.1
75.1

80.6
72.0

509.1
528.3

531.3
538.5

5.2
6.0

5.9
6.0

54.0

56.1

538.5

537.3

14 Total assets (7)
540.4
544.4
550.0
548.1
546.2

54.2

L I A B I L I T I E S
15 Deposits
168.3
164.8
164.6
178.9
174.9
16
Transaction
10.8
10.8
10.6
10.6
10.4
17
Nontransaction
157.4
154.0
153.9
168.3
164.5
18
Large time
154.5
149.4
151.1
167.4
163.6
19
Other
2.9
4.6
2.8
0.9
0.9

168.4
9.7

20 Borrowings
111.1
110.5
113.0
111.2
120.3
119.7
121.8
21
From banks in the U.S.
19.6
21.5
18.7
20.6
22.3
19.5
24.5
22
From nonbanks in the U.S.
91.5
89.0
94.3
90.6
98.1
100.2
97.2
23
Net due to related foreign offices
174.5
184.3
185.8
177.6
169.7
169.0
169.0
24
80.4
74.5

Other liabilities (8)
78.7
80.7
74.4

25 Total liabilities
534.3
538.4
544.0
542.1
540.1
26
6.1
6.0

123.1

165.3

75.5

73.9

73.4

532.6

531.2

535.8

Residual (assets less liabilities) (9)
6.1
5.9
5.8
6.1
6.0

6.0

--------------------------------1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically
chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically
chartered commercial banks (small domestic); branches and agencies of foreign

banks, New York State
investment companies, and Edge Act and agreement corporations (foreignrelated institutions). Excludes
international banking facilities. Data are Wednesday values or pro rata
averages of Wednesday values.
Large domestic banks constitute a universe; data for small domestic banks and
foreign-related institutions
are estimates based on weekly samples and on quarter-end condition reports.
Data are adjusted for breaks
caused by reclassifications of assets and liabilities.
The data for small and large domestic banks presented on pages 5 and 6 are
adjusted to remove the estimated
effects of mergers between these two groups. The data for small and large
banks presented on pages 7-8 and
pages 9-10 are based on reported data and are affected by mergers. The
adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired
in mergers are removed from past data for the bank group that contained the
acquired bank and put into past
data for the group containing the acquiring bank. Balance sheet data for
acquired banks are obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
3. Consists of reverse RPs with broker-dealers and loans to purchase and carry
securities. For small domestic
banks, consists of an estimate of other loans derived from weekly data for a
sample of small banks multiplied
by the share of security loans in other loans, calculated from quarterly Call
Reports.
4. Consists of federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
5. Includes vault cash, cash items in process of collection, demand balances due
from depository institutions in
the United States, balances due from Federal Reserve Banks, and other cash
assets.
6. Excludes the due-from position with related foreign offices, which is
included in line 23.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are
reported gross of these items.
8. Estimated with partial data; for all banks, not seasonally adjusted,
constrained to equal values in line 11.
The seasonally adjusted aggregates for all commercial banks in lines 11 and
21 are sums of seasonally adjusted
components and are not necessarily equal.
9. Excludes the due-to position with related foreign offices, which is included
in line 23.
10. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a
seasonally adjusted basis this item reflects any differences in the seasonal
patterns estimated for total
assets and total liabilities.