NOTE TO USERS OF THE H.

8
The ability of banks to establish branches virtually nationwide became effective
on June 1, 1997, and a number of large bank holding
companies already have converted banks located across several Federal Reserve
Districts into branches of a single bank. This has resulted
in significant shifts of bank balance sheet items among Federal Reserve Districts,
further weakening the connection between banking
data reported for particular Federal Reserve Districts and actual banking
activities in those Districts. In view of this development, the
disaggregation of domestically chartered large bank balance sheets by Federal
Reserve District that has appeared on pages 11 through
14 of the H.8 statistical release is being discontinued, effective with today's
release.
Because the discontinued tables, which also contained
a national total, were somewhat more detailed than the aggregate large bank
balance sheet tables that appear in the H.8, the item coverage
of the latter tables has been expanded. As a result, the H.8 now reports the
large bank data on four rather than two pages.
Also effective today, historical H.8 data may be accessed through the Board's web
site: http://www.bog.frb.fed.us/.
Because of the Independence Day holiday, next week's H.8 release will be published
on July 3, 1997.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,870.8

3,907.1

3,664.6
3,744.7
3,913.0
3,919.0
3,917.2

A S S E T S

1
Bank credit
3,773.6
3,809.0
3,928.9
3,931.2

3,848.3

2
Securities in bank credit
990.1
1,005.7
1,021.5
1,015.8
1,035.3
1,016.7
1,008.9
3
U.S. government securities

1,016.5

990.9
980.3
1,013.7
1,010.7
711.6

707.2

707.0
727.3
4
283.1
289.5

707.1
704.4
721.6
Other securities
298.6
317.1
287.3

708.6

722.8

722.6

307.2

312.6

293.9

(2)
2,871.7

2,673.7
2,764.4
2,896.5
2,905.3
2,906.4

808.0

814.1

1,162.9

1,103.2
1,121.5
1,172.4
1,173.6
1,179.8

89.4

90.5

1,073.5

1,023.4
1,037.2
1,081.9
1,082.4
1,088.1

519.6

522.4

89.5

88.8

291.7

298.8

255.5
268.6
302.5
299.2

5
Loans and leases in bank credit
2,783.5
2,803.3
2,826.8
2,854.9
2,912.2
2,922.3
6
Commercial and industrial
783.4
786.4
795.8
801.1
818.4
821.2
7
Real estate
1,128.0
1,134.7
1,140.6
1,154.2
1,181.0
1,179.8
8
Revolving home equity
85.5
85.9
86.8
88.1
91.8
91.8
9
Other
1,042.5
1,048.8
1,053.9
1,066.1
1,089.2
1,088.0
10
Consumer
522.6
522.9
522.8
521.6
525.1
524.8
11
Security (3)
79.7
83.4
84.7
88.8
91.2
94.5
12
Other loans and leases
269.8
275.9
282.9
289.3
296.5
302.0

725.2

726.1

279.3
273.1
288.5
284.7

735.0
774.7
815.6
815.7

79.7
91.2

84.3
91.6

502.7
521.6
523.4
525.4
77.3
90.2

77.9
86.4

13 Interbank loans
205.2
199.2
205.4
194.6
192.7

221.1

217.0

220.0

208.7
212.2
225.3
200.8

14 Cash assets (4)
230.9
231.0
230.8
246.1
239.3

236.0

242.0

239.6

219.1
232.7
245.2
230.9

15 Other assets (5)
268.1
257.8
268.6
292.6
280.6

277.4

278.6

281.7

238.0
259.7
282.1
289.2

16 TOTAL ASSETS (6)
4,421.3
4,440.9
4,497.2
4,605.7
4,587.2

4,549.3

4,588.3

4,273.5
4,392.5
4,598.0
4,615.4
4,581.4

2,906.4

2,944.9

2,711.5
2,804.8
2,934.5
2,949.0
2,953.6

698.5

701.8

690.5

2,207.9

2,243.1

1,958.1
2,089.7
2,243.9
2,240.5
2,272.5

L I A B I L I T I E S
17 Deposits
2,832.0
2,846.4
2,872.1
2,964.3
2,959.4
18
Transaction
712.9
709.6
701.1
694.6
692.2
19
Nontransaction
2,119.1
2,136.7
2,171.1
2,269.7
2,267.2

753.4
715.1
708.4
681.1

20
507.7
563.4
21
1,611.5
1,706.3

Large time
518.8
535.2
569.5
Other
1,617.9
1,635.8
1,697.8

440.8
489.4
557.7
561.9

541.8

559.2

555.0

1,666.1

1,684.0

1,517.4
1,600.3
1,688.9
1,682.8
1,710.6

772.0

775.3

711.3
709.2
766.3
745.8

316.2

305.8

299.9
303.2
299.6
286.5

455.8

469.5

411.4
406.0
466.7
459.3

25 Net due to related foreign offices
231.4
222.6
218.3
210.2
213.0
240.8
245.7

235.2

257.7
238.1
241.8
246.9

26 Other liabilities
262.4
271.5
289.4
268.8
261.9

279.8

270.3

263.3

218.8
253.7
261.0
262.9

27 TOTAL LIABILITIES
4,032.3
4,067.2
4,121.5
4,229.8
4,202.1

4,154.1

4,200.2

3,899.4
4,005.9
4,208.3
4,218.0
4,209.1

22 Borrowings
706.5
726.8
741.6
757.7
756.0
735.0
23
From banks in the U.S.
307.6
303.1
308.1
316.7
288.9
264.4
24
From others
398.9
423.7
433.5
440.9
467.1
470.7

28 Residual (assets less liabilities) (7)
389.0
373.7
375.7
395.2
388.1
375.8
385.2

389.8

374.1
386.7
397.4
372.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1997

1997

Mar

Apr

May

--------

--------

--------

A S S E T S

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11
-------- ---------------------------

1
Bank credit
3,772.7
3,807.4
3,932.9
3,937.5

3,841.1

3,861.2

3,906.5

2
Securities in bank credit
976.2
996.9
1,018.1
1,018.5
1,037.8
1,026.9
1,015.8
3
U.S. government securities
702.8
701.1
703.1
713.2
725.5
729.4
722.4
4
Other securities
273.4
295.8
315.0
305.3
312.4
297.5
293.4
5
Loans and leases in bank credit
2,796.5
2,810.5
2,823.1
2,842.7
2,906.0
2,921.7
6
Commercial and industrial
780.4
784.1
795.4
803.7
819.4
825.3
7
Real estate
1,132.8
1,136.7
1,137.6
1,148.2
1,179.4
1,178.0
8
Revolving home equity
85.6
85.9
86.4
87.3
91.7
91.8
9
Other
1,047.2
1,050.8
1,051.2
1,060.9
1,087.7
1,086.3
10
Consumer
527.4
528.5
523.5
517.0
521.8
521.6
11
Security (3)
81.0
82.6
85.8
88.4
92.0
96.4
12
Other loans and leases
275.0
278.6
280.7
285.3
293.5
300.4

3,668.0
3,748.9
3,917.7
3,915.7
3,931.0

1,025.6

998.2
978.9
1,020.3
1,024.6

725.0

714.0
707.6
724.6
730.2

300.6

284.2
271.4
295.6
294.5

(2)
2,868.7

2,669.9
2,770.0
2,892.1
2,895.5
2,906.3

815.3

820.9

1,158.5

1,099.2
1,125.8
1,168.1
1,168.8
1,176.0

88.7

90.3

1,069.8

1,019.7
1,041.0
1,077.8
1,077.8
1,084.6

517.1

520.3

90.0

89.2

287.8

293.6

251.0
270.0
296.3
299.5

741.0
772.8
819.6
821.3

79.6
91.0

84.7
91.4

500.8
522.1
521.0
522.8
77.9
89.7

79.3
86.8

13 Interbank loans
214.5
209.0
209.7
194.7
191.4

217.5

215.3

215.7

204.3
216.5
218.3
204.4

14 Cash assets (4)
246.9
241.4
232.0
231.5
243.4

227.0

237.4

237.4

216.9
239.7
253.0
244.0

15 Other assets (5)
268.1
258.4
268.5
291.0
279.8

272.8

276.2

284.1

240.1
258.5
284.3
294.2

16 TOTAL ASSETS (6)
4,445.6
4,460.3
4,495.4
4,593.3
4,595.4

4,522.5

4,579.2

4,272.2
4,406.8
4,598.5
4,615.0
4,616.7

L I A B I L I T I E S
17 Deposits
2,863.9
2,850.3
2,857.3
2,964.7
2,961.8
18
Transaction
745.8
721.0
694.2
683.2
693.2
19
Nontransaction
2,118.2
2,129.3
2,163.1
2,281.5
2,268.6
20
Large time
507.8
515.5
533.1
566.0
567.3
21
Other
1,610.3
1,613.8
1,630.0
1,715.5
1,701.3

2,895.2

2,942.2

2,702.0
2,821.8
2,925.8
2,940.2
2,982.1

686.3

705.0

680.6

2,208.9

2,237.2

1,959.3
2,096.5
2,245.2
2,241.7
2,284.7

541.3

555.1

558.7

1,667.6

1,682.1

1,515.2
1,602.6
1,686.5
1,679.2
1,719.8

772.5

785.6

717.3
699.0
777.5
757.4

314.9

314.2

303.8
297.0
314.0
297.0

457.6

471.4

413.5
402.0
463.5
460.4

25 Net due to related foreign offices
230.0
233.0
229.1
219.1
211.2
229.1
229.1

237.5

259.2
235.2
252.3
233.6

26 Other liabilities
258.3
268.7
291.3
273.1
262.6

278.0

270.6

267.0

221.3
257.4
265.0
266.9

27 TOTAL LIABILITIES
4,051.1
4,073.0
4,103.4
4,216.5
4,220.1

4,129.7

4,196.5

3,899.8
4,013.4
4,216.0
4,235.1
4,240.1

22 Borrowings
698.8
721.0
725.7
737.4
749.5
766.6
23
From banks in the U.S.
302.3
297.2
296.1
304.7
287.6
286.0
24
From others
396.5
423.8
429.6
432.7
461.9
480.6

28 Residual (assets less liabilities) (7)
394.5
387.3
392.0
392.8
382.7
376.9
375.3
29
69.4
80.5
30
64.4
82.0

MEMO
Reval. gains on off-bal. sheet items (8)
89.2
103.0
92.2
92.1
78.0
Reval. losses on off-bal. sheet items (8)
84.9
98.2
86.4
87.3
80.1

382.5

444.0
493.9
562.5
564.9

372.4
393.4
379.9
376.6

-83.4
85.1

------------------------------------------------Footnotes appear on page 13.

742.8
725.2
698.5
697.4

80.9
--

82.6

65.6
79.9
60.5
82.1

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- --------------------- -------

3,342.0

3,368.7

3,212.9
3,250.7
3,368.3
3,370.9
3,373.0

857.0

840.5

844.7
822.3
835.5
831.5

635.2

632.9

635.0
620.1
632.5
632.1

221.8

207.5

209.7
202.2
203.0
199.4

(2)
2,511.7

2,368.2
2,428.4
2,527.8
2,535.4
2,541.5

589.3

592.4

1,131.0

1,069.6
1,089.1
1,141.3
1,142.9
1,149.2

89.4

90.5

1,041.6

1,050.8

989.8
1,004.8
1,051.7
1,057.5

519.6

522.4

502.7
521.6
523.4
525.4

A S S E T S

1
Bank credit
3,268.4
3,292.0
3,378.9
3,383.4
2
825.6
835.7
3
619.4
634.3
4
206.1
201.4

3,315.5

Securities in bank credit
835.4
844.7
843.1
834.8
U.S. government securities
625.3
619.2
625.3
633.6
Other securities
210.1
225.5
217.7
201.1

5
Loans and leases in bank credit
2,442.9
2,456.6
2,470.9
2,499.0
2,543.2
2,548.6
6
Commercial and industrial
570.3
571.5
577.6
583.4
595.9
596.3
7
Real estate
1,095.9
1,102.7
1,108.3
1,122.2
1,150.4
1,149.3
8
Revolving home equity
85.5
85.9
86.8
88.1
91.8
91.8
9
Other
1,010.4
1,016.9
1,021.6
1,034.1
1,058.6
1,057.5
10
Consumer
522.6
522.9
522.8
521.6
525.1
524.8
11
Security (3)

547.8
566.6
594.0
594.5

79.7
91.2

49.0

84.3
91.6

42.9

43.6
45.4
12
210.5
226.5

45.3
45.1
49.3
47.8
Other loans and leases
214.1
217.1
222.5
230.4

46.5

45.6

47.0

45.4

225.3

226.1

199.1
208.2
228.1
227.0

13 Interbank loans
183.4
175.9
183.0
172.7
170.7

196.2

196.2

197.4

185.3
192.0
197.0
179.9

14 Cash assets (4)
199.8
199.8
197.7
211.2
202.3

203.2

208.8

205.1

193.1
201.8
211.4
196.3

15 Other assets (5)
231.3
219.2
226.6
248.8
243.8

235.4

238.3

241.7

193.7
223.6
242.2
245.4

16 TOTAL ASSETS (6)
3,826.5
3,831.0
3,867.1
3,955.3
3,943.9

3,921.0

3,955.9

3,728.1
3,811.6
3,956.5
3,965.5
3,938.1

2,659.2

2,682.0

2,538.0
2,600.9
2,677.4
2,693.5
2,700.1

687.7

690.6

678.9

1,971.5

1,991.4

1,795.2
1,896.0
1,998.5
1,996.4
2,030.1

308.5

311.3

312.6

1,663.0

1,680.1

1,515.5
1,596.6
1,685.9
1,682.4
1,710.7

630.4

630.0

578.4
584.1
623.6
608.4

283.1

271.8

264.4
270.5
265.2
256.7

347.4

358.2

314.0
313.6
358.4
351.7

L I A B I L I T I E S
17 Deposits
2,612.5
2,619.3
2,631.2
2,707.6
2,700.6
18
Transaction
702.7
699.2
691.1
683.5
680.3
19
Nontransaction
1,909.8
1,920.1
1,940.0
2,024.1
2,020.3
20
Large time
302.6
302.3
306.6
317.9
321.9
21
Other
1,607.3
1,617.8
1,633.4
1,706.2
1,698.3

22 Borrowings
585.2
596.2
597.6
616.3
615.8
596.2
23
From banks in the U.S.
275.2
275.3
274.2
281.9
260.1
232.3
24
From others
310.0
320.9
323.4
334.4
355.6
363.9
25
69.1
79.8

Net due to related foreign offices
72.0
78.3
68.3
77.5
85.4

26 Other liabilities
179.6
181.5
189.8
175.5
173.2

186.5

179.1

85.7

174.2

742.8
704.9
697.1
669.9

279.7
299.4
314.0
319.4

88.9
83.4

71.0
79.8

148.5
173.8
171.6
171.0

27 TOTAL LIABILITIES
3,446.4
3,469.1
3,496.9
3,578.6
3,555.4

3,530.3

3,569.1

28 Residual (assets less liabilities) (7)
380.1
361.9
370.2
390.7
386.9
376.7
388.6

3,353.9
3,429.7
3,567.3
3,572.0
3,559.3

389.1

374.2
381.8
393.4
378.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,332.6

3,368.1

3,215.2
3,255.4
3,370.3
3,367.7
3,381.6

859.0

844.6

849.0
821.2
838.4
839.8

638.4

634.9

637.0
620.6
632.7
635.4

220.5

209.8

212.0
200.7
205.7
204.4

A S S E T S

1
Bank credit
3,271.5
3,293.3
3,383.0
3,389.8
2
818.0
844.1
3
617.7
637.0
4
200.3
207.0

3,307.8

Securities in bank credit
830.7
840.3
845.1
841.2
U.S. government securities
618.4
616.2
627.0
634.8
Other securities
212.3
224.2
218.1
206.4

5
Loans and leases in bank credit (2)
2,453.5
2,462.7
2,467.5
2,487.6
2,509.1
2,538.9
2,548.6
6
Commercial and industrial
566.9
569.3
577.3
586.4
595.9
597.4
599.7

2,366.2
2,434.1
2,525.7
2,529.3
2,541.7
599.0

553.7
564.9
598.4
599.5

7
1,100.6
1,149.0
8
85.6
91.7
9
1,015.0
1,057.3
10
527.4
521.8
11
44.8
46.2
12
213.8
224.6

Real estate
1,104.7
1,105.2
1,116.2
1,147.5
Revolving home equity
85.9
86.4
87.3
91.8
Other
1,018.9
1,018.9
1,028.9
1,055.7
Consumer
528.5
523.5
517.0
521.6
Security (3)
44.5
46.2
48.9
49.7
Other loans and leases
215.5
215.3
219.1
230.1

1,127.0

1,065.9
1,092.9
1,137.2
1,138.3
1,145.6

88.7

90.3

1,038.3

1,046.9

986.3
1,008.2
1,047.3
1,054.2

517.1

520.3

500.8
522.1
521.0
522.8

47.0

46.0

222.1

223.2

196.3
210.0
225.1
228.1

79.6
91.0

49.6
46.5

84.7
91.4

44.3
45.8

13 Interbank loans
192.8
185.7
187.4
172.8
169.5

192.6

194.6

193.1

180.8
196.3
190.0
183.5

14 Cash assets (4)
214.7
209.8
199.6
196.0
205.7

194.7

205.0

202.9

191.0
208.5
218.5
208.6

15 Other assets (5)
230.5
220.5
225.6
246.1
243.2

231.3

237.4

243.1

194.7
222.1
243.4
249.1

16 TOTAL ASSETS (6)
3,853.0
3,853.6
3,864.7
3,941.2
3,951.6

3,895.6

3,949.1

3,724.7
3,825.8
3,953.2
3,963.6
3,966.2

2,648.2

2,685.9

2,528.2
2,615.3
2,668.2
2,681.0
2,725.5

675.8

694.3

669.6

1,972.4

1,991.6

1,795.5
1,900.2
1,998.7
1,993.7
2,039.1

308.4

312.7

316.3

1,664.0

1,678.8

1,512.8
1,600.2
1,682.4
1,676.5
1,717.1

628.4

640.5

584.1
577.3
637.9
617.4

281.5

280.7

268.7
264.2
280.3
265.5

L I A B I L I T I E S
17 Deposits
2,641.7
2,623.1
2,619.5
2,705.3
2,702.3
18
Transaction
734.9
710.5
684.0
672.6
681.6
19
Nontransaction
1,906.8
1,912.6
1,935.5
2,032.7
2,020.6
20
Large time
299.3
301.0
309.4
320.3
321.7
21
Other
1,607.6
1,611.6
1,626.1
1,712.4
1,698.9

22 Borrowings
578.7
593.7
588.3
602.0
606.2
621.5
23
From banks in the U.S.
269.3
268.4
264.5
271.5

732.7
715.1
687.4
686.4

282.7
300.0
317.2
322.1

257.7
24
309.4
348.5
25
66.2
80.5

251.9
From others
325.3
323.8
369.5

330.5

346.9

Net due to related foreign offices
73.6
79.9
72.5
78.8
80.5

359.8

92.2

315.5
313.1
357.7
351.8
93.8
96.7

68.4
79.7

26 Other liabilities
176.9
179.6
189.3
176.8
174.3

184.8

179.5

175.2

27 TOTAL LIABILITIES
3,463.4
3,470.0
3,477.0
3,568.8
3,578.5

3,507.5

3,572.6

3,355.1
3,437.9
3,576.1
3,588.8
3,594.9

28 Residual (assets less liabilities) (7)
389.5
383.6
387.7
388.1
376.5
372.4
373.1
MEMO
29 Reval. gains on off-bal. sheet items (8)
36.0
47.5
55.9
49.0
49.5
40.0
39.0
30 Reval. losses on off-bal. sheet items (8)
31.8
44.0
50.9
43.2
44.6
41.2
40.5
31 Mortgage-backed securities (9)
241.4
244.0
243.6
245.9
249.3
248.9
247.3

377.1

149.0
176.9
173.0
172.3

369.7
387.9
374.8
371.2

-42.0
43.4

39.5
--

41.0

33.1
38.5
28.9
40.2

--

238.3
248.8
250.7

249.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1997

1997

Mar

Apr

May

--------

--------

--------

A S S E T S

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11
-------- ---------------------------

1
Bank credit
1,865.9
1,880.7
1,924.1
1,928.7
2
419.0
418.8
3
292.8
300.4
3a
19.4
22.9
3b
273.4
277.5
4
126.2
118.4
4a
60.7
52.1
4b
65.5
66.3
4c
20.4
21.5
4d
45.2
44.8

1,899.5

1,910.9

1,928.0

Securities in bank credit
424.9
435.2
429.4
440.1
418.4
U.S. government securities
295.6
290.2
293.6
302.1
300.2
Trading account
17.2
16.1
17.7
20.1
21.1
Investment account
278.4
274.1
275.9
282.1
279.1
Other securities
129.3
145.0
135.8
137.9
118.2
Trading account
64.6
79.9
69.8
72.1
51.3
Investment account
64.8
65.1
66.0
65.8
66.9
State and local government
20.5
21.1
20.8
20.8
21.6
Other
44.2
44.0
45.2
45.0
45.3

5
Loans and leases in bank credit
1,446.9
1,455.8
1,464.2
1,481.6
1,505.4
1,510.3
6
Commercial and industrial
391.8
392.2
396.3
400.4
410.0
409.6
6a
Bankers acceptances
1.9
1.8
1.5
1.6
1.4
1.5
6b
Other
389.9
390.4
394.8
398.8
408.5
408.1
7
Real estate
579.4
579.8
580.5
586.1
602.0
601.1
8
Revolving home equity
57.6
57.6
58.0
58.7
61.6
61.5
9
Other
521.8
522.2
522.5
527.4
540.4
539.6
10
Consumer

1,864.5
1,855.9
1,918.9
1,919.6
1,919.3

423.3

438.9
415.8
419.1
415.6

299.4

309.3
293.8
300.1
298.8

19.3

21.1
21.7

21.5
20.4

280.1

288.2
272.3
278.4
278.5

123.9

129.6
122.0
119.1
116.7

58.3

59.4
53.9

57.8
50.2

65.5

70.1
65.2

64.2
66.5

21.0

21.0
20.9

20.2
21.5

44.6

49.2
44.2

44.0
45.1

(2)
1,487.9

1,425.6
1,440.1
1,495.6
1,500.4
1,503.7

405.0

406.4

1.5

1.4

403.5

405.0

376.5
388.3
406.2
407.0

589.4

595.5

580.2
576.8
595.9
601.3

59.5

60.3

529.9

535.2

378.0
390.0
407.7
408.4
1.5
1.5

55.5
60.9

1.7
1.4

56.8
61.4

524.7
520.1
534.9
539.9
285.5

290.5

290.7
294.5
11
38.7
40.4
11a
22.8
22.9
11b
15.9
17.5
12a
11.6
10.9
12b
8.2
8.4
12c
5.1
4.3
12d
61.1
63.8
12e
60.5
71.1

293.9
295.6
294.4
293.0
294.0
Security (3)
40.6
40.1
44.1
41.6
43.0
Fed funds and RPs with broker/dealer
24.7
24.8
27.6
23.5
26.5
Other
15.9
15.3
16.4
18.1
16.5
State and local government
11.4
11.3
11.2
11.0
11.0
Agricultural
8.2
8.1
8.2
8.2
8.1
Fed funds and RPs with others
5.5
4.7
5.7
6.7
5.0
All other loans
60.9
62.1
64.3
64.4
67.2
Lease financing receivables
63.4
65.4
67.0
68.7
71.3

13 Interbank loans
129.9
122.9
127.0
136.0
118.5
117.1
13a
Fed funds and RPs with banks
80.2
75.5
78.0
85.9
64.6
66.1
13b
Other
49.7
47.4
49.0
50.1
53.9
50.9

294.2

294.5

294.7

40.6

44.0
42.1

38.0
40.4

23.1

28.5
25.1

22.4
24.7

17.6

15.4
17.0

15.6
15.8

10.8

11.5
10.7

11.4
11.0

8.3

8.6
8.4

8.2
8.3

5.2

5.4
5.4

5.4
4.3

64.4

63.0
65.5

60.6
64.4

70.1

49.5
70.4

59.0
70.8

135.1
140.1
140.0
123.4

142.2

143.1

90.2

86.9

88.5
86.4

87.2
71.2

52.0

56.2

46.6
53.6

53.0
52.1

14 Cash assets (4)
135.0
134.6
131.4
141.3
135.3

136.5

141.1

138.7

131.7
136.8
142.8
130.0

15 Other assets (5)
175.4
164.8
170.2
180.8
178.1

172.3

174.4

179.1

147.6
169.2
179.1
181.9

16 TOTAL ASSETS (6)
2,269.7
2,267.2
2,292.3
2,328.7
2,323.3

2,319.8

2,349.5

2,241.8
2,265.6
2,343.9
2,345.6
2,318.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)

Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,411.4

1,423.3

1,367.8
1,406.0
1,413.4
1,423.1
1,420.6

377.2

376.9

366.7

428.5
398.1
378.8
358.7

1,034.2

1,046.3

1,046.7

939.3
1,008.0
1,044.3
1,061.9

159.9

164.0

164.0

132.7
156.2
165.6
169.5

874.3

882.4

882.7

806.6
851.8
878.7
892.5

456.2

457.3

441.2
422.6
450.5
435.7

195.4

183.9

184.1
183.2
178.1
172.0

260.8

273.3

257.1
239.4
272.3
263.7

L I A B I L I T I E S
17 Deposits
1,413.7
1,405.9
1,403.8
1,423.3
1,420.4
18
Transaction
397.1
393.7
383.9
367.7
365.0
19
Nontransaction
1,016.6
1,012.3
1,019.9
1,055.6
1,055.5
20
Large time
157.9
156.2
159.1
167.6
171.2
21
Other
858.7
856.1
860.8
888.1
884.3

22 Borrowings
422.2
432.0
431.7
445.0
439.4
424.9
23
From banks in the U.S.
190.0
189.1
188.2
194.4
172.3
153.2
24
From others
232.2
242.9
243.5
250.6
267.1
271.8
25
66.4
75.9

Net due to related foreign offices
68.0
74.3
64.3
73.1
81.4

81.6

84.3
79.4

68.8
76.2

26 Other liabilities
152.0
155.2
163.5
151.2
148.9

160.4

154.7

149.3

27 TOTAL LIABILITIES
2,054.2
2,061.2
2,073.2
2,089.8
2,075.7

2,081.2

2,107.3

2,015.2
2,043.8
2,101.6
2,099.7
2,079.4

28 Residual (assets less liabilities) (7)
215.5
206.0
219.1
238.7
242.2

242.3

121.9
146.3
146.7
147.0

226.6
221.8
245.9
239.1

238.9

247.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,906.1

1,927.0

1,866.8
1,859.0
1,921.1
1,918.0
1,928.5

A S S E T S

1
Bank credit
1,866.2
1,883.9
1,926.7
1,935.3
2
411.9
424.8
3
291.5
300.8
3a
18.1
22.4
3b
273.4
278.4
3c
173.7
180.4
3d
99.7
98.0
3e
26.3
26.0
3f

1,897.2

Securities in bank credit
421.6
432.5
430.0
438.6
422.9
U.S. government securities
289.8
288.5
294.1
302.2
299.3
Trading account
16.3
16.3
18.8
20.2
20.4
Investment account
273.6
272.2
275.3
281.9
278.9
Mortgage-backed
176.6
177.1
178.6
180.1
179.4
Other
97.0
95.1
96.8
101.8
99.6
1 year or less
26.6
25.4
25.7
28.1
26.8
Between 1 and 5 years

425.6

441.2
416.4
420.5
423.1

299.8

309.6
296.0
299.0
301.3

19.6
280.2

21.3
20.5

22.7
21.1

288.3
273.3
278.6
280.3
--

168.6
179.1
180.1

180.0
100.2

--

104.7
100.1

--

29.2
26.0

99.5

26.6

25.7
--

59.0

58.8
53.4
3g
14.6
18.6
4
120.4
124.0
4a
54.2
57.9
4b
66.2
66.1
4c
20.5
21.5
4d
45.7
44.5

56.5
52.9

54.4

54.5

55.6

More than 5 years
13.9
15.3
16.6
18.2
19.8
Other securities
131.8
144.0
135.9
136.4
123.6
Trading account
66.5
78.8
70.2
70.9
56.9
Investment account
65.3
65.2
65.7
65.5
66.7
State and local government
20.6
21.1
20.8
21.0
21.7
Other
44.7
44.1
44.8
44.5
44.9

5
Loans and leases in bank credit (2)
1,454.3
1,462.3
1,464.7
1,476.0
1,488.4
1,502.0
1,512.3
6
Commercial and industrial
388.8
390.0
396.3
402.9
410.4
410.1
411.8
6a
Bankers acceptances
2.0
1.7
1.5
1.5
1.4
1.4
1.4
6b
Other
386.8
388.2
394.8
401.4
408.9
408.7
410.3
7
Real estate
582.1
582.2
580.0
583.2
588.0
601.0
599.8
8
Revolving home equity
57.6
57.7
57.8
58.2
59.0
61.4
61.5
9a
Other residential
326.0
324.2
322.5
324.3
329.1
340.1
337.4
9b
Commercial
198.5
200.3
199.7
200.8
199.9
199.4
200.8
10
Consumer
294.6
298.5
295.4
291.7
290.9
293.2
293.2
11
Security (3)
39.7
39.6
41.1
43.7
42.1
41.2
45.1
11a
Fed funds and RPs with broker/dealer
22.9
23.7
25.0
27.3
24.5
24.2
27.8
11b
Other
16.8
15.9
16.1
16.4
17.6
16.9
17.3
12a
State and local government

55.0

55.0
--

18.7
125.8

18.8

54.8
16.5
19.4

131.6
120.4
121.5
121.7

60.5

61.7
56.5

55.4
55.3

65.3

69.9
65.0

65.0
66.4

21.1

21.1
21.1

20.3
21.5

44.2

48.8
43.8

44.7
44.9

1,425.6
1,442.6
1,495.4
1,497.5
1,505.4
411.6
1.4

382.5
389.0
410.9
411.8
1.5
1.4

1.9
1.4

410.2

381.0
387.1
409.4
410.4

592.9

577.9
578.4
592.4
599.0

60.2
334.4

55.4
60.9

57.1
61.2

--

327.2
332.4
338.3

198.3

--

194.1
199.2
199.5

292.5

284.1
290.2
293.3
293.5

41.3

44.7
41.9

39.2
40.7

23.9

29.4
24.7

23.3
25.1

17.4

15.3
17.3

15.9
15.6

11.5

11.5

11.5
10.9
12b
8.1
8.4
12c
4.5
4.2
12d
64.2
62.0
12e
60.7
71.0

11.2
11.2
11.2
11.0
11.0
Agricultural
8.1
7.9
7.9
8.0
8.2
Fed funds and RPs with others
5.7
5.6
5.6
6.4
5.2
All other loans
62.6
61.1
62.5
63.1
66.8
Lease financing receivables
64.4
66.1
67.4
68.5
71.2

13 Interbank loans
136.2
131.5
129.3
132.5
116.3
119.5
13a
Fed funds and RPs with banks
83.7
80.5
80.1
83.9
64.2
69.3
13b
Other
52.5
51.0
49.3
48.6
52.2
50.2

10.9

10.8

11.0

8.3

8.6
8.4

8.2
8.4

5.3

5.4
5.6

4.6
4.8

62.8

61.5
64.0

62.5
65.5

69.9

49.4
70.3

59.0
70.7

134.4
139.6
140.1
126.0

140.2

142.1

90.3

87.8

89.2
87.5

87.2
74.3

49.9

54.2

45.2
52.6

52.5
51.8

14 Cash assets (4)
146.3
142.5
134.1
129.7
139.6

130.1

138.6

136.7

129.7
140.8
148.0
138.8

15 Other assets (5)
174.0
165.2
167.9
182.2
180.2

169.2

174.5

180.9

148.9
167.2
180.7
184.0

16 TOTAL ASSETS (6)
2,286.1
2,287.3
2,292.7
2,318.8
2,338.3

2,302.0

2,344.3

2,242.8
2,270.2
2,344.9
2,351.1
2,341.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 27, 1997

1997

1997

Jan
Jun 18

Feb

Account
1997
Mar

1997

1997

Apr

May

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

--------------

--------------

--------

--------

-------- ---------------------------

1,405.3

1,424.9

1,360.7
1,412.9
1,406.8
1,415.7
1,434.9

369.5

380.3

360.7

421.8
404.6
374.1
367.8

1,035.8

1,044.5

1,046.1

938.9
1,008.3
1,041.6
1,067.1

159.0

164.4

167.0

135.0
156.5
167.9
171.8

876.8

880.1

879.1

803.9
851.8
873.7
895.3

457.0

463.5

444.4
417.4
458.2
443.3

194.7

190.2

187.3
178.7
188.1
179.5

262.2

273.3

257.1
238.6
270.1
263.8

--------

L I A B I L I T I E S
17 Deposits
1,429.8
1,412.1
1,401.8
1,419.5
1,425.1
18
Transaction
418.3
401.3
380.6
357.3
368.1
19
Nontransaction
1,011.5
1,010.8
1,021.2
1,062.2
1,056.9
20
Large time
155.5
156.1
161.3
169.8
171.4
21
Other
856.0
854.7
859.9
892.4
885.5

22 Borrowings
416.2
427.8
423.7
436.4
432.0
444.9
23
From banks in the U.S.
184.7
182.5
180.3
187.9
171.5
167.2
24
From others
231.5
245.2
243.4
248.6
260.4
277.7
25
63.4
76.6

Net due to related foreign offices
69.7
76.0
68.6
74.4
76.6

88.1

89.2
92.8

66.2
76.1

26 Other liabilities
149.8
153.1
162.5
152.8
150.6

158.4

155.0

150.6

27 TOTAL LIABILITIES
2,059.1
2,062.6
2,064.0
2,080.9
2,097.1

2,068.7

2,111.2

2,017.0
2,046.1
2,109.0
2,115.3
2,103.1

28 Residual (assets less liabilities) (7)
227.0
224.7
228.8
233.3
233.1
237.9
241.2
MEMO
29 Reval. gains on off-bal. sheet items (8)
36.0
47.5
55.9
49.0
49.5
40.0
39.0
30 Reval. losses on off-bal. sheet items (8)
31.8
44.0
50.9
43.2
44.6
41.2
40.5
31 Mortgage-backed securities (9)
194.7
196.3
195.9
196.8
199.4
197.3
195.3

235.8

42.0

122.7
149.6
148.6
148.8

225.8
224.0
235.7
238.1

--

33.1
38.5

--

28.9
40.2

39.5

43.4
199.2

41.0
--

192.2
198.2
199.4

31a
Pass-through
133.4
135.5
135.6
136.9
139.2
138.3
137.0
31b
CMO, REMIC, and other
61.3
60.9
60.3
59.9
60.2
59.0
58.3
32 Net unrealized gains (losses) on
2.8
2.7
2.7
2.7
1.8
2.5
2.6
available-for-sale securities (10)
33 Offshore credit to U.S. residents (11)
31.7
30.9
32.1
32.9
33.3
34.1
34.1

--

131.4
139.1
140.5

139.7
59.4

--

60.8
58.9

--

2.4
2.4

59.0

2.1

33.6

2.2
27.9
33.5

31.3
34.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,431.1

1,440.8

1,348.4
1,394.8
1,449.4
1,451.3
1,453.7

416.9

417.2

405.8
406.5
416.3
415.9

333.1

333.5

325.7
326.3
332.4
333.3

83.9

83.7

A S S E T S

1
Bank credit
1,402.6
1,411.3
1,454.8
1,454.7
2
406.6
416.9
3
326.6
333.9
4
79.9
83.0

1,416.1

Securities in bank credit
410.5
409.4
413.7
416.4
U.S. government securities
329.8
329.0
331.7
333.4
Other securities
80.7
80.5
82.0
82.9

80.1
83.9

80.2
82.6

5
Loans and leases in bank credit (2)
996.0
1,000.8
1,006.6
1,017.4
1,023.8
1,037.8
1,038.3
6
Commercial and industrial
178.6
179.3
181.3
183.0
184.3
185.9
186.7
7
Real estate
516.6
522.9
527.8
536.0
541.7
548.5
548.3
8
Revolving home equity
27.9
28.3
28.7
29.4
30.0
30.2
30.3
9
Other
488.7
494.6
499.0
506.6
511.7
518.3
517.9
10
Consumer
231.9
229.0
227.3
227.2
226.6
230.6
230.8
11
Security (3)
4.9
4.8
5.0
5.2
4.9
4.9
4.8
12
Other loans and leases
64.1
64.8
65.3
66.0
66.3
68.0
67.7

1,032.2

942.6
988.3
1,035.0
1,037.8

185.9

169.8
176.6
186.3
186.1

545.8

489.4
512.3
547.0
547.8

30.2

24.3
30.2

27.5
30.2

515.6

465.2
484.7
516.8
517.6

228.3

217.2
231.2
228.9
230.7
5.1
4.9

4.8
5.0

67.3

61.1
67.8

63.4
68.1

4.9

13
53.6
54.2

Interbank loans
52.9
56.0
53.6

60.2

54.0

54.3

50.2
57.1

51.9
56.5

14
64.8
70.0

Cash assets (4)
65.2
66.3
67.0

66.7

67.7

66.4

61.5
68.6

65.0
66.3

15
55.9
68.0

Other assets (5)
54.3
56.4
65.7

63.1

63.9

62.7

46.1
63.1

54.4
63.4

1,601.2

1,606.4

1,486.4
1,546.0
1,612.6
1,619.9
1,619.6

1,247.8

1,258.8

1,170.2
1,194.8
1,264.0
1,270.4
1,279.5

310.5

313.7

312.2

314.4
306.8
318.3
311.3

937.2

945.1

951.8

855.9
888.0
952.1
968.2

148.6

147.3

148.6

146.9
143.2
148.4
149.9

788.7

797.8

803.2

708.9
744.8
803.7
818.3

16 TOTAL ASSETS (6)
1,556.8
1,563.8
1,574.8
1,626.6
1,620.6

L I A B I L I T I E S
17 Deposits
1,198.8
1,213.4
1,227.4
1,284.2
1,280.2
18
Transaction
305.6
305.6
307.2
315.8
315.4
19
Nontransaction
893.2
907.8
920.2
968.4
964.8
20
Large time
144.6
146.1
147.5
150.3
150.7
21
Other
748.5
761.7
772.6
818.1
814.1

22 Borrowings
163.1
164.2
166.0
171.3
176.4
171.2
23
From banks in the U.S.
85.2
86.2
86.1
87.5
87.9
79.1
24
From others
77.9
78.0
79.9
83.8
88.5
92.1

172.8

87.6

87.9

80.4
87.0

87.3
84.7

86.6

84.9

56.8
86.1

74.2
88.0

4.6
3.9

2.2
3.6

26.6
24.8

27.4
24.1

25
2.7
3.9

Net due to related foreign offices
4.0
4.0
3.9
4.4
3.9

4.1

26
27.6
24.2

Other liabilities
26.3
26.3
24.3

27 TOTAL LIABILITIES
1,392.2
1,407.9
1,423.7
1,488.8
1,479.6

137.2
161.5
173.2
172.7

174.2

26.1

24.3

24.8

1,449.1

1,461.8

1,338.7
1,385.9
1,465.7
1,472.3
1,479.9

28 Residual (assets less liabilities) (7)
164.6
155.9
151.1
152.1
144.7
137.8
141.0

146.8

147.7
160.0
147.6
139.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1997

1997

Mar

Apr

May

--------

--------

--------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11
-------- ---------------------------

A S S E T S

1

Bank credit

1,348.4

1,396.4

1,405.3
1,456.3
2
406.1
419.3
3
326.2
336.2
4
80.0
83.1

1,409.4
1,454.6

1,410.6

1,426.6

Securities in bank credit
409.1
407.8
415.0
418.3
U.S. government securities
328.5
327.6
332.9
335.4
Other securities
80.5
80.2
82.2
82.8

1,441.1

1,449.3

420.4

419.0

407.8
404.8
417.9
416.8

336.3

335.1

327.4
324.6
333.7
334.1

84.1

83.9

5
Loans and leases in bank credit (2)
999.2
1,000.4
1,002.8
1,011.5
1,020.7
1,037.0
1,036.3
6
Commercial and industrial
178.1
179.4
181.0
183.5
185.6
187.3
187.9
7
Real estate
518.5
522.5
525.2
533.0
539.0
548.0
547.8
8
Revolving home equity
28.0
28.2
28.5
29.1
29.7
30.2
30.2
9
Other
490.5
494.3
496.7
503.9
509.3
517.8
517.5
10
Consumer
232.8
230.0
228.1
225.4
226.2
228.6
228.3
11
Security (3)
5.1
4.9
5.1
5.2
4.9
5.0
4.6
12
Other loans and leases
64.7
63.6
63.4
64.5
65.0
68.0
67.6

1,449.7

80.4
84.2

1,453.1

80.2
82.7

1,030.2

940.6
991.5
1,031.8
1,036.3

187.4

171.2
175.9
187.5
187.6

544.3

488.0
514.5
545.9
546.7

30.1

24.2
30.2

27.7
30.2

514.2

463.8
486.8
515.8
516.5

227.8

216.6
231.9
227.7
229.3
4.9
4.6

5.1
5.1

66.1

59.9
66.1

64.2
67.7

4.7

13
56.6
56.4

Interbank loans
54.2
58.1
50.0

60.1

54.4

51.0

46.5
49.9

56.7
57.5

14
68.5
66.3

Cash assets (4)
67.3
65.6
66.2

64.6

66.4

66.2

61.3
70.5

67.7
69.9

15
56.5
63.9

Other assets (5)
55.3
57.7
63.0

62.1

62.9

62.2

45.7
62.8

54.9
65.0

1,593.6

1,604.8

1,482.0
1,555.6
1,608.3
1,612.5
1,625.0

1,261.0

1,167.4
1,202.4
1,261.5
1,265.4
1,290.6

16 TOTAL ASSETS (6)
1,566.9
1,566.3
1,572.0
1,622.4
1,613.3

L I A B I L I T I E S
17 Deposits
1,211.9
1,211.0

1,217.7

1,242.8

1,285.8
1,277.2
18
Transaction
316.6
309.2
303.4
315.2
313.5
19
Nontransaction
895.4
901.7
914.3
970.5
963.7
20
Large time
143.8
144.9
148.2
150.5
150.3
21
Other
751.6
756.9
766.1
820.0
813.4

306.2

314.0

308.9

310.8
310.4
313.2
318.7

936.6

947.0

952.6

856.6
891.9
952.1
972.0

149.4

148.3

149.3

147.7
143.5
149.3
150.2

787.2

798.7

803.2

708.9
748.4
802.9
821.8

171.5

176.9

139.8
160.0
179.7
174.1

86.8

90.5

81.4
92.2

85.5
86.1

84.7

86.5

58.3
87.6

74.5
88.0

4.6
3.9

2.2
3.6

26.3
24.4

27.3
23.5

22 Borrowings
162.5
165.9
164.5
165.6
174.2
176.6
23
From banks in the U.S.
84.6
85.9
84.2
83.6
86.1
84.7
24
From others
77.9
80.0
80.4
82.0
88.1
91.9
25
2.7
3.9

Net due to related foreign offices
4.0
4.0
3.9
4.4
3.9

4.1

26
27.1
23.9

Other liabilities
26.6
26.8
23.6

27 TOTAL LIABILITIES
1,404.3
1,407.4
1,413.1
1,487.8
1,481.4

26.4

24.6

24.6

1,438.8

1,461.5

1,338.1
1,391.8
1,467.1
1,473.4
1,491.8

28 Residual (assets less liabilities) (7)
162.6
158.9
158.9
154.8
143.4
134.6
131.9
29
46.6
51.7

MEMO
Mortgage-backed securities (9)
47.6
47.7
49.1
52.0

49.9

141.2

50.6

143.9
163.8
139.1
133.2

--

50.6

46.1
51.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
June 27, 1997

Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

528.8

538.3

544.8

451.7
494.0
548.1
544.2

178.3

176.0

146.2
158.0
178.2
179.2

87.6

89.6

76.6
92.7

87.0
94.0

90.8

86.4

69.6
85.5

71.0
85.3

(2)
360.0

368.7

305.5
336.0
369.9
364.9

218.7

221.7

187.2
208.1
221.6
221.1

31.9

31.1

33.6
30.7

32.4
30.6

43.0

43.3

28.3
43.3

35.0
41.0

66.4

72.7

56.4
74.3

60.4
72.2

A S S E T S

1
Bank credit
505.2
517.0
550.0
547.8

532.8

2
164.6
181.1
3
87.6
93.0
4
77.0
88.1

Securities in bank credit
170.3
176.8
172.8
174.1
U.S. government securities
81.7
85.2
83.3
88.0
Other securities
88.6
91.7
89.5
86.1

5
340.6
369.0
6
213.1
222.6
7
32.0
30.5
11
36.2
45.8
12
59.4
70.0

Loans and leases in bank credit
346.7
356.0
356.0
373.7
Commercial and industrial
214.9
218.2
217.7
224.9
Real estate
32.0
32.3
32.0
30.5
Security (3)
38.0
39.6
39.5
46.7
Other loans and leases
61.8
65.8
66.7
71.6

13
21.8
22.0

Interbank loans
23.4
22.3
21.9

24.9

20.8

22.6

23.4
28.3

20.2
20.9

14
31.1
34.8

Cash assets (4)
31.2
33.1
36.9

32.8

33.2

34.5

25.9
33.8

30.9
34.6

15
36.9
43.7

Other assets (5)
38.6
42.0
36.8

42.1

40.3

40.0

44.3
39.9

36.1
43.8

16 TOTAL ASSETS (6)
594.7
610.0
630.1
650.4
643.3

632.4

641.6

545.4
581.0
649.9
643.3

247.2

262.8

257.1

173.5
203.9
255.4
253.5

10.8

11.1

11.6

236.4

251.7

245.4

162.9
193.7
244.1
242.3

233.4

247.8

242.4

161.1
190.0
243.7
242.5

3.0

3.9

3.0

141.6

145.3

33.2

34.0

35.5
34.4

32.7
29.8

108.4

111.3

97.4
108.2

92.4
107.5

628.3

L I A B I L I T I E S
17 Deposits
219.5
227.1
241.0
256.8
258.8
18
Transaction
10.2
10.4
9.9
11.2
11.9
19
Nontransaction
209.3
216.7
231.1
245.6
247.0
20
Large time
205.1
216.5
228.6
245.5
247.6
21
Other
4.2
0.1
2.4
0.1
-0.6

22 Borrowings
121.3
130.6
144.0
141.3
140.2
138.8
23
From banks in the U.S.
32.4
27.8
33.8
34.8
28.7
32.0
24
From others
88.8
102.8
110.1
106.5
111.5
106.8

25 Net due to related foreign offices
162.3
150.6
140.1
142.0
135.4
161.0
160.4

149.5

26
82.8
93.3

Other liabilities
89.9
99.6
88.7

91.3

89.1

623.8

631.2

641.0

27 TOTAL LIABILITIES
585.9
598.1
624.6
651.3
646.7

93.3

28
8.8
-0.9

Residual (assets less liabilities) (7)
11.8
5.5
4.5
1.3
-3.4

0.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12

10.6
11.3

1.8
0.5

10.2
11.2

3.7
-0.2

132.9
125.1
142.7
137.3

168.8
167.1
158.4
167.1
70.3
89.5

80.0
91.9

545.5
576.1
645.9
649.8
-0.1
3.9

4.8
-6.6

ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 27, 1997
Account
1997

1997

1997

Jan
Jun 18

Feb

--------------

--------------

1996

1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4
Jun 11

1997

1997

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

528.6

538.4

547.4

452.8
493.6
548.0
549.4

178.9

181.0

149.2
157.7
181.8
184.8

87.0

90.2

18.6

18.8

68.5

71.3

91.8

90.8

62.0

60.2

29.9

30.7

(2)
359.6

366.4

303.6
335.9
366.2
364.6

219.4

221.9

187.3
207.9
221.2
221.8

31.5

30.9

33.3
30.5

32.9
30.4

43.0

43.3

28.3
43.3

35.0
41.0

54.7

60.1

A S S E T S

1
Bank credit
501.2
514.1
549.9
547.7

533.4

2
158.2
182.9
3
85.1
92.4
3a
19.9
20.5
3b
65.3
71.8
4
73.1
90.5
4a
53.4
60.1
4b
19.7
30.4

Securities in bank credit
166.2
177.8
173.5
174.6
U.S. government securities
82.7
86.9
86.2
87.6
Trading account
17.0
21.4
19.9
15.8
Investment account
65.7
65.6
66.3
71.8
Other securities
83.6
90.8
87.2
87.0
Trading account
60.2
66.3
61.3
58.1
Investment account
23.3
24.5
25.9
28.9

5
343.0
367.1
6
213.5
222.0
7
32.2
30.4
11
36.2
45.8
12

Loans and leases in bank credit
347.9
355.6
355.1
373.1
Commercial and industrial
214.8
218.1
217.3
225.5
Real estate
32.0
32.4
32.0
30.5
Security (3)
38.0
39.6
39.5
46.7
Other loans and leases

77.0
91.9

87.0
94.7

--

21.8
23.6

-72.4

65.2
71.1

72.2
89.9

70.7
90.1

19.6

-60.3
--

29.6

51.3
60.5
19.4
29.6

61.2
68.9

63.1
70.3

65.5

66.3

65.7

70.3

71.2

71.4

13
21.8
22.0

Interbank loans
23.4
22.3
21.9

24.9

20.8

22.6

23.4
28.3

20.2
20.9

14
32.2
35.5

Cash assets (4)
31.6
32.4
37.7

32.2

32.4

34.5

25.9
34.5

31.1
35.4

15
37.6
44.9

Other assets (5)
37.9
42.9
36.6

41.5

38.8

41.0

45.4
40.9

36.4
45.1

626.9

630.1

645.3

547.5
581.0
651.4
650.5

247.0

256.3

257.5

173.9
206.5
259.2
256.5

10.6

10.7

11.1

236.5

245.7

246.5

163.8
196.3
248.0
245.6

232.9

242.4

242.4

161.3
193.9
245.3
242.9

3.6

3.3

4.1

144.1

145.2

33.4

33.6

35.1
33.7

32.8
31.5

110.7

111.6

98.1
105.8

88.9
108.5

16 TOTAL ASSETS (6)
592.6
606.7
630.7
652.1
643.7

L I A B I L I T I E S
17 Deposits
222.2
227.2
237.8
259.4
259.5
18
Transaction
10.9
10.4
10.2
10.7
11.5
19
Nontransaction
211.3
216.7
227.6
248.7
248.0
20
Large time
208.6
214.5
223.7
245.7
245.6
21
Other
2.8
2.2
4.0
3.1
2.4

22 Borrowings
120.1
127.3
137.4
135.4
143.3
145.1
23
From banks in the U.S.
33.1
28.8
31.6
33.2
29.9
34.1
24
From others
87.0
98.5
105.8
102.2
113.4
111.1

25 Net due to related foreign offices
163.9
159.3
149.1
146.6
132.4
148.6
148.6

145.3

26
81.5
96.4

Other liabilities
89.1
102.0
88.3

27 TOTAL LIABILITIES
587.6
602.9
626.4
647.7
641.6

93.1

91.1

91.8

622.2

623.9

639.9

10.1
11.1

2.4
2.7

10.2
10.9

2.4
2.7

133.2
121.7
139.6
140.0

165.4
166.8
155.6
153.9
72.3
92.0

80.6
94.6

544.7
575.5
646.3
645.1

28
5.0
4.4

Residual (assets less liabilities) (7)
3.8
4.3
4.8
6.2
2.2

29
33.5
40.5
30
32.6
40.9

MEMO
Reval. gains on off-bal. sheet items (8)
41.7
47.1
43.2
42.6
39.0
Reval. losses on off-bal. sheet items (8)
40.9
47.3
43.2
42.8
39.6

5.4

2.8
5.1

-41.3
41.7

41.4
--

41.7

5.6
5.4

32.5
41.3
31.6
41.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

June 27, 1997
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.

4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.