H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

3,893.8

3,901.2

3,672.0
3,770.4
3,923.0
3,919.4
3,928.6

1,013.6

1,010.4

983.2
989.9
1,005.4
1,007.6

721.0

724.1

707.4
706.7
718.9
721.3

292.6

286.3

275.8
283.2
286.5
286.3

(2)
2,887.6

2,688.8
2,780.5
2,912.6
2,913.9
2,921.0

811.2

817.3

1,172.2

1,104.1
1,127.7
1,181.1
1,181.5
1,180.7

90.2

91.3

1,082.0

1,024.7
1,042.5
1,089.7
1,090.0
1,089.0

A S S E T S

1
Bank credit
3,804.7
3,841.1
3,941.5
3,936.3

3,860.6

2
Securities in bank credit
1,005.2
1,020.8
1,014.6
1,032.1
1,020.3
1,023.3
3
U.S. government securities
707.0
704.1
708.5
721.4
734.2
732.0
4
Other securities
298.2
316.7
306.1
310.7
286.1
291.3
5
Loans and leases in bank credit
2,799.5
2,820.4
2,846.0
2,861.7
2,921.2
2,913.0
6
Commercial and industrial
785.5
793.8
798.2
805.4
822.2
818.7
7
Real estate
1,134.4
1,140.0
1,153.5
1,161.9
1,181.4
1,182.2
8
Revolving home equity
85.7
86.5
87.9
89.0
90.4
90.7
9
Other
1,048.8
1,053.5
1,065.6
1,072.9

740.2
783.3
817.1
818.5

79.4
91.5

85.2
91.7

1,091.0
10
521.8
518.0
11
82.4
96.8
12
275.4
302.8

1,091.5
Consumer
520.9
518.5
516.0
519.9
Security (3)
83.9
88.2
89.7
93.8
Other loans and leases
281.9
287.6
288.6
298.4

508.7
521.0
521.4
521.3

519.0

521.1

89.1

94.0

296.2

299.2

257.1
269.7
299.4
302.4

78.8
94.5

78.7
98.2

13 Interbank loans
198.9
204.7
220.0
188.0
178.9

215.9

218.6

191.7

205.0
204.9
190.8
189.9

14 Cash assets (4)
232.2
233.4
239.9
243.4
245.3

246.2

243.8

247.9

219.3
231.0
243.6
260.5

15 Other assets (5)
257.0
265.7
273.5
278.4
274.1

277.6

277.8

283.1

245.2
265.4
278.2
283.4

16 TOTAL ASSETS (6)
4,436.6
4,488.9
4,537.9
4,594.0
4,577.4

4,577.0

4,584.9

4,284.7
4,415.2
4,589.0
4,575.2
4,605.7

2,943.9

2,930.9

2,731.8
2,859.9
2,964.7
2,952.4
2,989.7

700.6

688.6

692.8

2,243.3

2,242.3

1,981.1
2,140.4
2,272.0
2,265.5
2,272.2

567.3

562.6

579.2

1,676.1

1,679.7

1,541.7
1,620.8
1,692.7
1,687.4
1,685.2

765.2

735.2

703.4
705.5
727.8
726.8

303.1

271.7

290.7
304.7
262.4
259.6

462.1

463.5

412.8
400.7
465.3
467.2

25 Net due to related foreign offices
222.3
217.7
209.1
211.7
233.7
214.9
219.2

229.4

258.5
231.3
236.4
212.8

L I A B I L I T I E S
17 Deposits
2,871.9
2,892.6
2,916.0
2,986.0
2,976.9
18
Transaction
715.1
705.1
699.8
683.1
678.8
19
Nontransaction
2,156.8
2,187.6
2,216.2
2,302.9
2,298.1
20
Large time
526.5
542.1
548.3
594.9
597.3
21
Other
1,630.3
1,645.5
1,667.9
1,708.0
1,700.8

22 Borrowings
724.2
735.3
747.9
762.2
740.9
727.9
23
From banks in the U.S.
300.9
305.4
313.6
313.2
272.0
264.8
24
From others
423.3
429.9
434.3
448.9
468.9
463.1

750.7
719.5
686.9
717.5

439.4
519.6
578.1
587.0

26 Other liabilities
269.4
287.0
278.5
263.5
275.1

271.3

263.4

264.6

27 TOTAL LIABILITIES
4,087.8
4,132.6
4,151.5
4,205.3
4,199.1

4,189.0

4,193.3

3,913.8
4,056.5
4,194.0
4,180.1
4,190.8

28 Residual (assets less liabilities) (7)
348.8
356.3
386.4
387.9
391.7
388.7
378.3

395.0

220.1
259.8
263.6
261.5

370.9
358.7
395.1
414.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

3,893.3

3,905.9

3,676.3
3,769.6
3,926.7
3,925.7
3,920.3

A S S E T S

1
Bank credit
3,803.3
3,834.0
3,949.7
3,935.8

3,851.1

2
Securities in bank credit
996.6
1,017.4
1,017.3
1,034.6
1,022.7
1,021.8
1,021.7
3
U.S. government securities
701.0
702.8
713.1
724.1
723.5
728.0
725.2
4
Other securities
295.6
314.6
304.1
310.4
299.2
293.8
296.5
5
Loans and leases in bank credit (2)
2,806.7
2,816.6
2,833.8
2,858.7
2,883.2

1,016.9

989.9
976.2
1,012.3
1,009.2

723.8

708.5
702.6
719.7
719.5

293.0

281.4
273.6
292.6
289.7

2,686.4
2,793.4
2,909.9
2,913.3
2,911.1

2,927.9
6
783.2
828.4
7
1,136.4
1,181.6
8
85.7
90.6
9
1,050.8
1,091.0
10
527.4
515.3
11
81.6
94.9
12
278.0
307.7

2,914.1
Commercial and industrial
793.4
800.8
812.6
822.1
Real estate
1,136.9
1,147.6
1,157.5
1,182.9
Revolving home equity
86.1
87.1
88.3
90.7
Other
1,050.8
1,060.5
1,069.1
1,092.2
Consumer
521.5
513.9
513.6
516.0
Security (3)
85.0
87.8
90.2
91.9
Other loans and leases
279.8
283.7
284.8
301.2

743.4
780.3
821.2
820.7

818.0

820.8

1,167.8

1,102.7
1,132.6
1,179.4
1,179.7
1,178.8

90.0

91.3

1,077.8

1,023.3
1,047.2
1,088.0
1,088.2
1,087.0

516.8

518.3

89.5

93.6

291.1

297.9

256.1
274.8
297.8
297.8

79.4
91.5

85.4
91.8

505.7
525.8
518.2
519.0
78.5
96.4

79.9
94.8

13 Interbank loans
208.7
209.1
216.4
189.8
181.4

214.3

214.2

189.2

202.9
214.2
189.4
177.0

14 Cash assets (4)
242.5
234.5
230.8
257.5
248.0

241.4

241.6

244.6

216.5
247.0
247.6
239.3

15 Other assets (5)
257.6
265.6
268.9
286.5
277.4

275.3

280.2

283.3

245.3
265.4
277.2
278.3

16 TOTAL ASSETS (6)
4,456.3
4,487.3
4,511.1
4,626.5
4,585.7

4,567.8

4,585.1

4,284.1
4,439.6
4,586.9
4,583.0
4,558.0

2,941.3

2,922.2

2,726.7
2,892.1
2,960.0
2,954.8
2,936.8

703.8

678.7

687.1

2,237.6

2,243.5

1,981.8
2,139.5
2,272.9
2,266.8
2,261.0

562.9

567.4

579.0

1,674.6

1,676.1

1,542.5
1,621.2
1,693.8
1,687.9
1,677.0

L I A B I L I T I E S
17 Deposits
2,875.8
2,877.6
2,904.8
3,005.0
2,984.8
18
Transaction
726.5
698.1
687.6
709.0
686.3
19
Nontransaction
2,149.2
2,179.5
2,217.2
2,296.0
2,298.5
20
Large time
525.2
541.6
548.4
584.4
588.8
21
Other
1,624.0
1,637.9
1,668.8
1,711.6
1,709.7
22

Borrowings

744.9
752.6
687.9
675.8

439.3
518.3
578.9
584.1

719.2

697.8

718.7
767.3
23
295.1
288.8
24
423.5
478.5

719.8
728.4
763.1
740.4
From banks in the U.S.
293.6
301.9
312.0
273.3
From others
426.3
426.5
451.1
467.1

774.9

754.3

311.1

284.4

300.1
299.5
283.6
276.6

463.8

469.8

419.2
398.3
475.4
482.5

25 Net due to related foreign offices
232.7
228.6
218.3
210.3
236.7
207.5
207.5

220.0

249.8
230.0
219.6
213.4

26 Other liabilities
266.6
289.0
276.7
265.4
271.8

271.6

267.1

266.9

221.6
255.7
264.1
262.9

27 TOTAL LIABILITIES
4,093.8
4,115.0
4,128.2
4,245.2
4,204.4

4,186.3

4,200.9

3,917.3
4,075.6
4,201.1
4,197.5
4,172.3

28 Residual (assets less liabilities) (7)
362.5
372.3
382.9
381.5
384.2
381.3
381.3
29
88.8
75.5
30
85.1
80.9

MEMO
Reval. gains on off-bal. sheet items (8)
101.9
90.5
90.2
81.5
79.4
Reval. losses on off-bal. sheet items (8)
98.6
87.0
88.1
85.8
82.7

385.8

759.0

366.8
364.1
385.5
385.8

-76.3
81.0

759.2

76.3
--

80.8

69.5
73.6
64.5
78.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1997

1997

Apr

May

Jun

--------

--------

--------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2
-------- --------------------- -------

A S S E T S

1
Bank credit
3,288.8
3,310.5
3,393.7
3,389.2
2
835.0
837.6
3
625.2
636.4
4
209.8
201.2

3,335.2

3,360.1

Securities in bank credit
843.7
841.6
854.0
837.8
U.S. government securities
618.7
624.9
633.6
632.5
Other securities
225.0
216.7
220.5
205.3

5
Loans and leases in bank credit
2,453.8
2,466.7
2,493.6
2,506.1
2,556.1
2,551.4
6
Commercial and industrial
571.1
576.7
582.1
588.7
601.6
597.9
7
Real estate
1,102.6
1,108.0
1,122.0
1,130.6
1,152.5
1,153.5
8
Revolving home equity
85.7
86.5
87.9
89.0
90.4
90.7
9
Other
1,016.9
1,021.5
1,034.1
1,041.5
1,062.1
1,062.8
10
Consumer
521.8
520.9
518.5
516.0
518.0
519.9
11
Security (3)
44.3
44.1
48.4
46.5
50.0
49.8
12
Other loans and leases
214.1
217.1
222.5
224.2
234.0
230.3

3,361.3

3,213.1
3,265.4
3,380.2
3,379.3
3,386.9

838.0

832.7

836.4
825.5
832.2
832.6

631.1

631.7

630.2
619.2
631.3
630.3

206.9

201.0

206.2
206.3
200.9
202.3

(2)
2,523.3

2,376.7
2,439.9
2,547.5
2,547.2
2,554.3

591.4

596.8

1,141.6

1,070.8
1,095.7
1,151.4
1,151.8
1,151.4

90.2

91.3

1,051.4

1,060.1

991.5
1,010.5
1,060.2
1,059.7

519.0

521.1

508.7
521.0
521.4
521.3

45.6

48.0

225.7

230.1

201.1
210.3
230.3
232.7

549.0
570.3
595.7
598.3

79.4
91.5

47.1
47.9

85.2
91.7

42.5
50.6

13 Interbank loans
176.2
183.8
197.3
166.6
160.5

197.0

198.0

171.8

183.1
183.2
170.9
170.7

14 Cash assets (4)
201.1
200.5
207.6
206.7
209.0

213.5

209.8

212.3

191.2
199.8
207.4
223.7

15 Other assets (5)
218.2
223.9
231.7
235.3
228.9

237.7

238.3

241.0

203.3
228.3
237.8
242.0

3,952.0

3,951.1

3,734.0
3,820.5
3,948.7
3,939.0
3,966.8

16 TOTAL ASSETS (6)
3,828.5
3,862.9
3,915.9

3,945.3

3,930.7
L I A B I L I T I E S

17 Deposits
2,646.2
2,654.7
2,673.4
2,717.9
2,704.7
18
Transaction
704.8
695.4
689.3
671.8
667.6
19
Nontransaction
1,941.4
1,959.3
1,984.0
2,046.2
2,037.1
20
Large time
313.3
317.8
319.7
340.6
338.8
21
Other
1,628.1
1,641.5
1,664.4
1,705.6
1,698.3

2,686.2

2,678.9

2,556.4
2,640.4
2,706.5
2,693.9
2,726.8

689.8

677.3

681.6

1,996.4

2,001.6

1,816.5
1,931.1
2,024.9
2,018.7
2,020.2

322.8

324.3

334.5

1,673.6

1,677.3

1,539.4
1,618.1
1,690.3
1,685.0
1,682.8

621.5

593.9

575.5
583.9
588.0
581.6

269.2

239.6

258.3
271.8
230.0
224.8

352.3

354.4

317.1
312.1
358.0
356.7

22 Borrowings
593.9
592.0
607.8
622.2
594.5
589.3
23
From banks in the U.S.
272.6
271.0
278.2
279.8
236.8
235.3
24
From others
321.3
321.0
329.5
342.5
357.7
353.9
25
72.0
76.6

Net due to related foreign offices
78.2
68.0
77.1
85.0
80.1

80.6

739.9
709.3
675.2
706.6

277.1
313.1
333.7
337.5

81.1
86.7

69.1
79.0

26 Other liabilities
178.6
186.4
183.7
170.6
178.6

178.4

173.2

173.0

27 TOTAL LIABILITIES
3,490.7
3,511.3
3,532.9
3,559.6
3,552.7

3,563.9

3,558.6

3,365.0
3,469.9
3,554.1
3,541.7
3,560.8

28 Residual (assets less liabilities) (7)
337.8
351.6
383.0
388.1
392.4
385.7
378.0

394.6

152.0
176.5
173.0
173.4

369.1
350.6
397.3
406.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)

Not seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

3,359.5

3,363.3

3,216.9
3,268.4
3,383.5
3,385.7
3,380.2

842.1

838.5

842.5
817.9
838.6
835.2

633.0

632.8

631.6
617.4
632.4
630.7

209.2

205.7

210.9
200.5
206.2
204.5

(2)
2,521.2

2,374.4
2,450.5
2,545.0
2,547.1
2,545.0

598.0

599.6

1,137.5

1,069.6
1,100.4
1,149.9
1,149.9
1,149.6

90.0

91.3

1,047.5

1,058.5

990.2
1,015.1
1,058.4
1,057.8

516.8

518.3

505.7
525.8
518.2
519.0

46.0

47.6

222.8

229.7

A S S E T S

1
Bank credit
3,290.2
3,302.7
3,401.3
3,390.4
2
830.3
841.4
3
618.3
634.4
4
212.0
207.0

3,325.9

Securities in bank credit
839.4
843.6
856.0
839.9
U.S. government securities
615.7
626.6
636.8
631.1
Other securities
223.7
217.0
219.2
208.8

5
Loans and leases in bank credit
2,459.9
2,463.4
2,482.2
2,503.5
2,559.9
2,550.5
6
Commercial and industrial
568.9
576.4
585.1
595.3
605.2
599.9
7
Real estate
1,104.6
1,104.9
1,116.0
1,126.5
1,152.9
1,154.2
8
Revolving home equity
85.7
86.1
87.1
88.3
90.6
90.7
9
Other
1,018.9
1,018.8
1,029.0
1,038.2
1,062.3
1,063.5
10
Consumer
527.4
521.5
513.9
513.6
515.3
516.0
11
Security (3)
43.5
45.2
48.1
47.0
48.1
47.9
12
Other loans and leases
215.5
215.4
219.1
221.0
238.4
232.5
13

Interbank loans

551.5
566.9
599.2
599.6

79.4
91.5

46.8
49.8

85.4
91.8

43.8
47.3

200.8
213.6
230.0
229.5
181.0

192.5

186.1
168.4

188.2
163.0

193.7

195.4

193.5

169.3

169.5

157.7

14 Cash assets (4)
211.1
202.4
199.0
219.5
211.5

209.6

207.6

208.2

187.9
214.8
210.7
202.1

15 Other assets (5)
219.6
223.0
227.7
244.3
233.6

236.8

239.5

241.2

203.5
227.6
237.0
238.1

16 TOTAL ASSETS (6)
3,851.2
3,860.6
3,890.4
3,976.9
3,941.8

3,945.2

3,947.6

3,732.4
3,847.0
3,945.5
3,946.3
3,921.4

2,690.0

2,669.7

2,551.0
2,669.9
2,701.3
2,695.6
2,673.5

693.4

668.0

676.0

1,996.6

2,001.8

1,816.8
1,928.2
2,025.3
2,019.0
2,008.8

324.3

328.1

333.8

1,672.2

1,673.7

1,540.2
1,618.5
1,691.4
1,685.5
1,674.6

631.4

608.0

586.9
577.4
612.8
610.7

277.6

250.6

266.3
265.8
249.0
242.6

353.8

357.3

320.6
311.5
363.8
368.1

L I A B I L I T I E S
17 Deposits
2,649.9
2,642.8
2,662.3
2,741.9
2,719.7
18
Transaction
716.2
688.2
677.3
697.0
675.4
19
Nontransaction
1,933.8
1,954.7
1,985.0
2,044.9
2,044.3
20
Large time
311.9
320.7
319.7
335.7
337.0
21
Other
1,621.8
1,634.0
1,665.2
1,709.2
1,707.3

22 Borrowings
591.5
583.1
594.2
620.7
611.1
591.9
23
From banks in the U.S.
265.8
261.5
268.1
278.3
248.5
240.8
24
From others
325.6
321.6
326.0
342.3
362.5
351.1
25
73.6
72.9

Net due to related foreign offices
79.9
72.5
78.8
92.2
72.9

79.4

734.2
741.7
676.6
664.7

276.5
309.7
333.5
334.2

79.5
81.8

66.2
80.4

26 Other liabilities
176.7
185.8
182.1
173.2
178.6

178.9

174.2

174.4

27 TOTAL LIABILITIES
3,491.8
3,491.7
3,511.0
3,599.0
3,563.1

3,568.4

3,567.5

3,370.1
3,487.2
3,563.1
3,564.0
3,539.1

28 Residual (assets less liabilities) (7)
359.5
368.9
379.4
376.8
380.1
377.9
378.8

382.4

152.7
173.8
173.9
174.5

362.3
359.7
382.3
382.4

MEMO
29 Reval. gains on off-bal. sheet items (8)
47.5
55.9
49.0
49.5
42.0
37.5
41.2
30 Reval. losses on off-bal. sheet items (8)
44.0
50.9
43.2
44.6
43.4
40.1
41.3
31 Mortgage-backed securities (9)
244.3
243.6
245.9
249.9
250.1
250.1
250.3

-38.5
40.2

39.0
--

40.5

36.0
37.1
31.8
38.8

--

241.6
248.5
249.0

249.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,951.4

1,943.4

1,877.9
1,889.1
1,954.8
1,953.0
1,959.6

428.0

424.3

434.1
424.4
423.0
424.7

304.1

305.6

308.0
297.7
304.6
304.8

19.4

23.1

284.7

282.4

A S S E T S

1
Bank credit
1,903.9
1,922.7
1,967.6
1,966.2
2
430.3
430.8
3
300.9
311.1
3a
17.3
29.0
3b
283.6
282.1

1,934.3

Securities in bank credit
440.5
434.7
444.6
431.9
U.S. government securities
295.4
299.3
307.3
308.1
Trading account
16.2
18.3
20.3
25.5
Investment account
279.2
281.0
286.9
282.6

20.9
21.1

19.5
22.6

287.1
278.2
283.4
282.2

4
129.4
119.6
4a
64.6
52.2
4b
64.9
67.4
4c
20.5
21.9
4d
44.3
45.5

Other securities
145.2
135.4
137.3
123.9
123.8
Trading account
79.9
69.3
71.9
58.3
56.9
Investment account
65.3
66.1
65.4
65.6
66.9
State and local government
21.1
20.8
20.7
21.0
22.2
Other
44.1
45.3
44.7
44.5
44.7

5
Loans and leases in bank credit (2)
1,473.6
1,482.1
1,499.7
1,506.8
1,515.3
1,536.9
1,534.3
6
Commercial and industrial
395.7
399.7
403.7
409.3
410.5
417.5
415.3
6a
Bankers acceptances
1.9
1.6
1.7
1.6
1.6
1.6
1.5
6b
Other
393.8
398.0
402.0
407.7
408.9
415.9
413.8
7
Real estate
590.7
591.4
597.2
600.3
606.8
610.6
611.6
8
Revolving home equity
58.7
59.1
59.9
60.5
61.4
61.5
61.7
9
Other
532.0
532.3
537.3
539.8
545.4
549.1
549.9
10
Consumer
297.3
299.0
297.7
296.2
297.5
296.1
298.3
11
Security (3)
39.5
39.1
43.3
41.6
40.7
45.0
44.8
11a
Fed funds and RPs with broker/dealer
23.6
23.8
26.8
23.6
23.1
28.3
28.1
11b
Other
15.9
15.3
16.4
18.1
17.6
16.7
16.7
12a
State and local government
11.6
11.5
11.4
11.2
11.0
11.1
11.1
12b
Agricultural
8.5
8.5
8.6
8.6
8.7
8.6
8.5
12c
Fed funds and RPs with others
5.6
4.8
5.8
6.8
5.3
6.5
6.6

118.7

126.1
126.7
118.4
119.9

51.7

55.8
51.3

60.7
52.2

67.0

70.4
67.1

66.0
67.6

21.7

20.7
21.8

20.4
21.8

45.3

49.7
45.3

45.7
45.9

1,443.8
1,464.7
1,530.5
1,530.0
1,534.9
414.6
1.6

380.7
395.5
413.7
415.0
1.5
1.6

2.0
1.7

413.0

379.2
393.4
412.1
413.3

611.4

588.7
589.9
611.5
610.2

62.3

56.3
62.4

58.6
62.5

549.1

532.4
531.4
549.1
547.7

297.8

292.0
294.4
297.8
297.9

43.1

42.3
43.0

37.7
45.7

26.2

26.5
26.6

21.8
28.5

16.8

15.8
16.5

15.9
17.2

11.1

11.6
11.1

11.7
11.1

8.6

9.0
8.4

8.5
8.5

5.8

5.6
5.1

5.1
8.1

12d
61.0
68.0
12e
63.6
73.5

All other loans
62.5
64.7
63.8
64.3
Lease financing receivables
65.7
67.3
69.0
73.6

13 Interbank loans
124.5
129.0
138.3
143.5
110.0
106.1
13a
Fed funds and RPs with banks
76.6
79.1
87.1
91.4
61.2
60.4
13b
Other
47.9
49.9
51.2
52.1
48.8
45.8

64.5

66.1

62.8
67.4

61.1
66.3

70.4

72.0

51.2
71.8

60.7
72.2

144.4

117.6

88.2

65.9

89.4
67.0

81.3
64.5

56.2

51.7

47.1
51.0

49.8
52.0

136.4
131.1
118.1
116.5

14 Cash assets (4)
135.2
131.9
137.0
134.0
134.5

141.6

139.4

139.3

129.8
135.5
135.8
147.9

15 Other assets (5)
166.3
169.8
170.8
171.4
169.5

175.9

177.6

175.8

156.2
175.2
173.7
174.4

16 TOTAL ASSETS (6)
2,293.6
2,317.3
2,344.3
2,346.2
2,339.6

2,375.9

2,368.6

2,262.8
2,294.2
2,351.1
2,344.3
2,362.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,435.2

1,391.5
1,435.7
1,449.3
1,440.4
1,464.6

L I A B I L I T I E S
17 Deposits
1,427.6
1,425.5

1,433.3

1,445.4

1,449.9
1,440.9
18
Transaction
398.3
388.4
381.6
364.7
361.5
19
Nontransaction
1,029.3
1,037.1
1,051.7
1,085.2
1,079.4
20
Large time
158.1
161.1
161.9
178.8
177.3
21
Other
871.2
876.0
889.9
906.4
902.1

381.3

371.0

373.8

428.8
401.9
369.4
392.0

1,064.1

1,064.2

1,075.5

962.8
1,033.7
1,071.0
1,072.6

166.0

166.1

173.9

138.3
159.8
173.3
176.3

898.1

898.1

901.6

824.4
873.9
897.7
896.3

461.9

433.7

437.4
425.9
429.7
422.5

184.2

160.5

180.4
188.8
153.6
146.9

277.8

273.2

257.0
237.2
276.0
275.6

22 Borrowings
435.9
435.3
448.9
461.6
435.6
428.9
23
From banks in the U.S.
188.1
187.4
194.0
195.3
162.8
161.5
24
From others
247.8
247.9
254.9
266.3
272.8
267.4
25
68.0
72.8

Net due to related foreign offices
74.2
64.1
72.7
80.9
76.2

76.9

75.9
83.5

66.3
75.3

26 Other liabilities
154.1
161.2
157.1
143.5
151.9

152.0

146.1

145.5

27 TOTAL LIABILITIES
2,085.6
2,096.2
2,103.4
2,101.8
2,098.0

2,131.7

2,124.1

2,031.2
2,079.2
2,105.5
2,098.7
2,108.4

28 Residual (assets less liabilities) (7)
208.0
221.1
240.9
244.3
244.5
244.4
241.6

245.6

126.4
151.2
145.1
146.0

231.6
215.0
245.6
253.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 18, 1997

1997

1997

Account
1997

1996
1997

1997

1996
1997
Week ending

Jun 18

Jun
Dec
Jan
Jun 25
Jul 2

Feb
Jul 9

Mar

Apr

May

Jun

--------------

--------------

--------

--------

--------

-------- ---------------------------

1,950.4

1,945.6

1,880.8
1,889.4
1,957.2
1,959.5
1,951.2

A S S E T S

1
Bank credit
1,907.2
1,920.4
1,973.8
1,966.2
2
427.0
434.4
3
295.1
308.7
3a
16.4
25.4
3b
278.8
283.3
3c
179.3
186.4
3d
99.4
96.9
3e
27.3
26.5
3f
58.0
52.5
3g
14.2
17.9
4
131.9
125.6
4a
66.5
59.1
4b
65.4
66.6
4c
20.6
21.6
4d
44.8
45.0

1,929.5

Securities in bank credit
437.8
435.3
443.1
430.4
434.1
U.S. government securities
293.7
299.8
307.3
304.5
306.7
Trading account
16.4
19.4
20.5
19.6
23.5
Investment account
277.3
280.5
286.8
284.9
283.2
Mortgage-backed
180.1
181.9
184.0
184.0
186.2
Other
97.2
98.6
102.7
100.9
97.0
1 year or less
26.0
26.3
28.7
27.2
25.1
Between 1 and 5 years
55.8
55.9
56.8
56.1
53.0
More than 5 years
15.3
16.4
17.2
17.6
18.9
Other securities
144.1
135.5
135.8
125.9
127.4
Trading account
78.8
69.8
70.7
60.5
61.5
Investment account
65.4
65.7
65.0
65.3
66.0
State and local government
21.1
20.8
20.9
21.2
21.6
Other
44.2
44.9
44.2
44.2
44.3

428.3

438.4
417.3
427.5
424.5

304.8

307.4
296.4
303.7
302.3

21.7
283.2

19.7
20.5

18.2
19.6

287.7
278.2
283.2
282.7
--

176.4
183.6
183.6

184.3
98.9

--

101.8
99.1

--

27.0
28.3

99.7

27.1
53.9
17.9
123.5

27.4
--

61.0
53.3

--

13.9
17.6

53.9
18.4

131.0
120.9
123.8
122.2

56.9

61.1
56.9

54.2
55.3

66.6

69.9
66.9

66.7
66.9

21.8

20.7
21.9

20.5
21.9

44.8

49.2
44.9

46.2
45.0

5
Loans and leases in bank credit (2)
1,480.2
1,482.5
1,494.1
1,507.3
1,515.2
1,539.5
1,532.1
6
Commercial and industrial
393.5
399.7
406.2
414.7
415.6
420.3
416.6
6a
Bankers acceptances
1.9
1.6
1.6
1.5
1.5
1.5
1.4
6b
Other
391.7
398.0
404.5
413.1
414.1
418.8
415.1
7
Real estate
593.1
590.8
594.3
599.0
604.1
610.3
612.2
8
Revolving home equity
58.7
58.9
59.3
60.0
61.3
61.6
61.7
9a
Other residential
328.9
326.0
327.6
333.5
335.5
342.0
343.7
9b
Commercial
205.5
205.9
207.4
205.4
207.3
206.7
206.8
10
Consumer
301.9
298.8
294.9
294.1
295.9
294.7
295.5
11
Security (3)
38.7
40.1
42.9
42.1
41.3
43.2
42.9
11a
Fed funds and RPs with broker/dealer
22.7
24.0
26.5
24.6
23.9
26.3
26.7
11b
Other
15.9
16.1
16.4
17.6
17.4
16.8
16.1
12a
State and local government
11.4
11.4
11.4
11.1
11.0
11.1
11.1
12b
Agricultural
8.5
8.2
8.3
8.4
8.7
8.8
8.7
12c
Fed funds and RPs with others
5.7
5.6
5.7
6.5
5.3
6.8
6.8
12d
All other loans
62.8
61.5
62.8
62.6
63.0
71.0
65.0
12e
Lease financing receivables
64.6
66.3
67.6
68.8
70.3
73.2
73.4
13 Interbank loans
133.1
131.3
134.8
141.5
115.4
107.2
13a
Fed funds and RPs with banks
81.6
81.2
85.1
91.5

1,442.5
1,472.1
1,528.9
1,532.0
1,526.7
416.1
1.5

382.0
392.5
415.9
415.2
1.4
1.6

2.1
1.6

414.6

380.5
390.4
414.4
413.7

610.0

587.6
592.7
610.2
608.1

62.3
339.0

56.3
62.5

58.6
62.7

--

331.0
338.4
335.7

208.6

--

203.1
209.4
209.8

296.8

291.1
298.2
297.0
297.1

42.8

42.1
45.1

38.7
42.8

25.8

26.1
27.9

21.9
25.1

17.0

15.9
17.3

16.8
17.7

11.1

11.6
11.1

11.7
11.1

8.7

9.1
8.5

8.5
8.6

5.9

5.8
5.3

4.6
8.1

65.6

62.3
67.0

64.3
63.6

71.9

51.1
71.7

60.9
71.9

143.4

117.9

89.1

67.3

137.2
137.4
120.5
112.2
91.2
70.2

84.9
61.9

67.0
13b
51.5
48.4

60.9
Other
50.1
46.3

49.7

46.1
50.3

52.5
50.3

50.0

54.3

50.6

14 Cash assets (4)
143.0
134.6
130.6
142.4
134.6

139.1

137.4

136.6

127.9
146.8
140.1
132.7

15 Other assets (5)
166.6
167.5
167.8
177.8
172.9

176.0

179.4

178.0

158.1
173.8
175.7
174.9

16 TOTAL ASSETS (6)
2,313.9
2,317.8
2,326.5
2,373.0
2,344.6

2,370.7

2,369.5

2,266.4
2,310.6
2,353.3
2,359.3
2,334.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,447.0

1,428.5

1,388.3
1,451.7
1,446.0
1,445.0
1,427.7

384.7

364.9

369.9

424.9
423.1
372.6
362.5

1,062.3

1,063.6

1,076.2

963.4
1,028.6
1,072.5
1,065.3

166.5

169.1

173.7

138.2
157.4
173.5
174.1

895.8

894.6

902.5

825.2
871.2
899.0
891.2

L I A B I L I T I E S
17 Deposits
1,433.9
1,423.5
1,427.2
1,469.2
1,450.3
18
Transaction
405.9
385.0
373.9
385.0
364.2
19
Nontransaction
1,027.9
1,038.4
1,053.3
1,084.2
1,086.2
20
Large time
158.0
163.3
161.0
175.4
176.6
21
Other
869.9
875.2
892.3

908.8

909.5

22 Borrowings
431.8
427.7
440.7
462.6
447.1
430.8
23
From banks in the U.S.
181.6
179.7
187.6
194.7
171.2
165.5
24
From others
250.2
248.0
253.1
267.8
275.9
265.3
25
69.7
69.0

467.9

444.1

446.5
419.9
449.1
443.1

190.2

168.5

186.9
183.4
167.2
158.6

277.7

275.6

259.7
236.4
281.9
284.5

Net due to related foreign offices
76.0
68.6
74.4
88.1
69.0

75.8

74.3
78.6

63.4
76.8

26 Other liabilities
152.0
160.2
155.1
146.4
151.8

152.2

147.4

147.3

27 TOTAL LIABILITIES
2,087.3
2,087.3
2,091.6
2,131.7
2,102.0

2,136.2

2,131.9

2,036.7
2,084.0
2,113.2
2,119.5
2,095.0

28 Residual (assets less liabilities) (7)
226.6
230.5
234.9
234.6
237.6
241.3
242.5
29
47.5
37.5
30
44.0
40.1
31
200.0
202.2
31a
136.5
140.8
31b
63.5
61.4
32
2.7
2.8
33
30.9
33.6

MEMO
Reval. gains on off-bal. sheet items (8)
55.9
49.0
49.5
42.0
41.2
Reval. losses on off-bal. sheet items (8)
50.9
43.2
44.6
43.4
41.3
Mortgage-backed securities (9)
199.7
200.9
204.4
204.0
202.0
Pass-through
136.7
138.0
140.5
141.0
140.7
CMO, REMIC, and other
63.0
62.8
63.9
63.0
61.3
Net unrealized gains (losses) on
2.7
2.7
1.8
2.1
3.1
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
32.1
32.9
33.3
33.6
33.6

240.1

38.5

229.7
226.6
239.8
239.6

--

36.0
37.1

--

31.8
38.8

39.0

40.2
202.1

40.5
--

198.0
201.3
201.7

--

134.2
139.4
140.0

140.1
62.0
2.6

33.4

------------------------------------------------Footnotes appear on page 13.

127.7
149.0
146.8
147.4

--

63.8
61.7

--

2.8
2.6

61.9
2.6

28.7
32.9

31.7
32.8

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,408.7

1,417.9

1,335.2
1,376.2
1,425.4
1,426.4
1,427.3

410.0

408.4

402.3
401.0
409.2
407.9

327.0

326.2

322.2
321.5
326.7
325.5

83.0

82.2

A S S E T S

1
Bank credit
1,384.9
1,387.8
1,426.1
1,423.1
2
404.7
406.9
3
324.4
325.3
4
80.4
81.6

1,400.9

Securities in bank credit
403.2
406.9
409.5
405.9
U.S. government securities
323.3
325.7
326.3
324.4
Other securities
79.9
81.3
83.2
81.5

5
Loans and leases in bank credit (2)
980.2
984.6
994.0
999.2
1,007.9
1,019.2
1,017.2
6
Commercial and industrial
175.4
177.0
178.4
179.4
181.0
184.1
182.6
7
Real estate
511.9
516.6
524.8
530.3
534.8
541.9
541.9
8
Revolving home equity
27.0
27.4
28.0
28.6
28.8
28.9
29.0
9
Other
484.9
489.2
496.8
501.7
506.0
513.0
512.9
10
Consumer
224.5
221.9
220.8
219.8
221.4
221.9
221.6
11
Security (3)
4.7
4.9
5.2
4.9
4.9

80.0
82.5

79.6
82.4

1,017.0

933.0
975.2
1,017.2
1,019.4

182.2

168.3
174.8
182.0
183.3

540.0

482.2
505.8
540.2
541.1

29.0

23.1
29.1

26.7
29.1

511.0

459.1
479.1
511.1
512.0

223.3

216.6
226.7
223.6
223.4

4.9

4.8
4.9

4.8
4.9

5.0
12
63.7
66.4

5.0
Other loans and leases
64.2
64.7
64.8
66.1

65.8

66.5

61.1
66.4

63.1
66.7

13
51.7
56.6

Interbank loans
54.8
59.0
54.4

53.5

53.6

54.2

46.7
52.8

52.1
54.2

14
65.9
72.7

Cash assets (4)
68.6
70.6
74.5

71.9

70.4

73.0

61.4
71.6

64.3
75.8

15
52.0
63.9

Other assets (5)
54.1
60.9
59.4

61.8

60.7

65.2

47.1
64.0

53.2
67.6

1,576.1

1,582.4

1,471.2
1,526.3
1,597.6
1,594.6
1,604.6

1,240.8

1,243.7

1,164.9
1,204.8
1,257.2
1,253.5
1,262.2

308.5

306.4

307.8

311.2
307.4
305.9
314.6

932.3

937.4

949.4

853.7
897.4
947.7
947.7

156.8

158.2

160.7

138.8
153.3
160.4
161.2

775.5

779.2

788.7

714.9
744.1
787.2
786.5

159.5

160.2

138.0
158.0
158.4
159.1

85.0

79.1

77.9
76.4

83.0
77.9

74.6

81.1

60.1
82.0

75.0
81.2

5.3
3.2

2.7
3.7

25.6
27.8

25.3
27.4

16 TOTAL ASSETS (6)
1,534.8
1,545.6
1,571.6
1,599.1
1,591.0

L I A B I L I T I E S
17 Deposits
1,218.6
1,229.2
1,240.1
1,268.0
1,263.8
18
Transaction
306.5
307.0
307.8
307.0
306.1
19
Nontransaction
912.1
922.2
932.3
960.9
957.7
20
Large time
155.2
156.7
157.8
161.8
161.5
21
Other
756.9
765.5
774.5
799.2
796.2

22 Borrowings
158.0
156.7
158.9
160.6
158.8
160.3
23
From banks in the U.S.
84.5
83.6
84.2
84.5
73.9
73.8
24
From others
73.5
73.1
74.6
76.2
84.9
86.5
25
4.0
3.9

Net due to related foreign offices
4.0
3.9
4.4
4.1
3.9

3.7

26
24.5
27.2

Other liabilities
25.2
26.6
26.8

27.5

27

TOTAL LIABILITIES

26.4

27.1

1,333.8

1,390.7

1,405.1
1,457.8

1,415.1
1,454.7

1,429.5

1,432.3

1,434.5

1,448.6

28 Residual (assets less liabilities) (7)
129.7
130.5
142.1
143.8
148.0
141.3
136.3

149.0

1,442.9

1,452.4

137.4
135.5
151.7
152.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,409.1

1,417.7

1,336.1
1,379.0
1,426.3
1,426.2
1,429.0

411.8

410.2

404.2
400.6
411.1
410.7

328.5

328.0

324.2
321.0
328.7
328.4

83.3

82.1

A S S E T S

1
Bank credit
1,383.1
1,382.3
1,427.5
1,424.2
2
403.3
407.0
3
323.1
325.7
4
80.2
81.3

1,396.4

Securities in bank credit
401.5
408.3
412.9
405.8
U.S. government securities
322.0
326.8
329.5
324.4
Other securities
79.6
81.5
83.5
81.4

5
Loans and leases in bank credit (2)
979.8
980.8
988.1
996.2
1,006.0
1,020.5
1,018.4
6
Commercial and industrial
175.4
176.7
178.9
180.6
182.4
185.0
183.4
7
Real estate

79.9
82.4

79.6
82.3

1,016.1

931.9
978.4
1,015.2
1,018.3

183.4

169.6
174.4
183.3
184.4
482.0

507.7

511.5
542.6
8
26.9
29.0
9
484.6
513.6
10
225.5
220.6
11
4.9
4.9
12
62.5
67.4

514.0
521.7
527.6
542.1
Revolving home equity
27.2
27.8
28.3
29.0
Other
486.8
494.0
499.3
513.0
Consumer
222.7
219.0
219.5
220.5
Security (3)
5.1
5.2
4.9
5.1
Other loans and leases
62.3
63.2
63.6
67.5

533.3

539.8

539.7

28.7

29.0

504.6

510.9

458.9
481.0
510.7
512.4

220.9

221.5

214.7
227.6
221.2
221.8

4.7

4.8

64.6

23.1
29.0

541.5
26.8
29.1

4.7
4.7

5.0
4.5

66.5

61.0
66.3

63.7
66.1

13
53.0
53.0

Interbank loans
56.9
58.9
55.8

53.9

50.1

51.4

43.8
49.0

55.1
45.6

14
68.1
77.1

Cash assets (4)
67.8
68.4
76.9

70.5

70.1

71.6

60.1
70.7

68.0
69.4

15
52.9
66.6

Other assets (5)
55.4
59.9
60.7

60.9

60.2

63.2

45.4
61.4

53.8
63.2

1,574.5

1,578.0

1,466.0
1,536.3
1,592.2
1,587.0
1,586.8

1,243.0

1,241.2

1,162.7
1,218.2
1,255.3
1,250.6
1,245.7

308.7

303.1

306.2

309.3
318.6
304.0
302.2

934.3

938.1

949.1

853.4
899.6
946.6
943.5

157.9

159.0

160.2

138.3
152.3
160.0
160.1

776.4

779.1

788.9

715.1
747.3
786.6
783.4

163.5

163.9

140.4
157.5
163.7
167.6

87.4

82.1

16 TOTAL ASSETS (6)
1,537.4
1,542.8
1,563.9
1,603.9
1,597.3

L I A B I L I T I E S
17 Deposits
1,216.1
1,219.4
1,235.1
1,272.8
1,269.4
18
Transaction
310.2
303.2
303.5
312.0
311.2
19
Nontransaction
905.8
916.2
931.6
960.7
958.2
20
Large time
153.9
157.4
158.7
160.3
160.4
21
Other
751.9
758.8
772.9
800.4
797.8

22 Borrowings
159.7
155.4
153.4
158.1
164.0
161.1
23
From banks in the U.S.
84.3
81.8
80.5
83.6
77.3
75.3

79.4
81.8

82.4
84.0

24
75.4
86.7

From others
73.7
72.9
85.8

74.5

76.0

81.8

25
4.0
3.9

Net due to related foreign offices
4.0
3.9
4.4
4.1
3.9

3.7

26
24.7
26.8

Other liabilities
25.7
27.0
26.7

27 TOTAL LIABILITIES
1,404.5
1,404.4
1,419.4
1,467.4
1,461.0

75.1
83.6

5.3
3.2

2.7
3.7

25.1
27.1

24.8
27.1

26.7

26.8

27.1

1,432.3

1,435.6

1,333.4
1,403.2
1,449.9
1,444.5
1,444.1

28 Residual (assets less liabilities) (7)
132.9
138.4
144.5
142.2
142.4
136.5
136.2
29
44.3
47.9

60.9
81.9

MEMO
Mortgage-backed securities (9)
43.9
45.1
45.5
48.2

46.1

142.3

47.2

132.6
133.1
142.5
142.7

--

47.2

43.6
47.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2

1997

1997

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

533.7

539.9

542.8

A S S E T S

1
Bank credit
515.9
530.7
547.8
547.0

525.4

458.9
505.0
540.0
541.7

2
170.2
182.6
3
81.8
97.7
4
88.4
84.9

Securities in bank credit
177.0
173.0
178.1
185.5
U.S. government securities
85.4
83.6
87.8
99.4
Other securities
91.6
89.4
90.2
86.0

5
345.7
365.1
6
214.4
220.6
7
31.8
28.9
11
38.1
46.8
12
61.3
68.8

Loans and leases in bank credit
353.6
352.4
355.6
361.6
Commercial and industrial
217.1
216.1
216.6
220.8
Real estate
32.0
31.5
31.4
28.7
Security (3)
39.8
39.7
43.2
44.0
Other loans and leases
64.7
65.1
64.5
68.1

146.8
164.5
173.3
175.0

175.6

177.7

89.9

92.3

77.2
87.7

87.6
91.0

85.7

85.4

69.6
85.6

76.9
84.0

(2)
364.3

365.1

312.1
340.6
366.8
366.7

219.7

220.5

191.2
213.0
221.4
220.2

30.6

29.6

33.2
29.7

32.0
29.3

43.5

46.0

31.8
46.6

36.2
47.5

70.5

69.0

55.9
69.1

59.3
69.7

13
22.7
21.4

Interbank loans
20.9
22.7
18.4

18.9

20.6

19.9

21.9
19.9

21.7
19.3

14
31.1
36.6

Cash assets (4)
32.9
32.4
36.3

32.7

34.0

35.7

28.0
36.1

31.1
36.8

15
38.8
43.2

Other assets (5)
41.8
41.8
45.2

39.9

39.6

42.2

41.9
40.4

37.0
41.4

625.0

633.9

640.3

550.7
594.7
636.2
638.9

257.7

252.0

258.2

175.4
219.5
258.5
262.9

10.8

11.2

11.1

246.9

240.8

247.1

164.6
209.3
246.8
252.0

244.5

238.4

244.7

162.3
206.5
244.4
249.6

2.5

2.4

2.4

16 TOTAL ASSETS (6)
608.2
626.0
622.0
648.7
646.7

L I A B I L I T I E S
17 Deposits
225.7
238.0
242.7
268.0
272.2
18
Transaction
10.3
9.7
10.4
11.3
11.1
19
Nontransaction
215.4
228.2
232.2
256.7
261.0
20
Large time
213.2
224.3
228.7
254.3
258.5
21
Other
2.2
4.0
3.6

10.8
11.7

2.3
2.4

10.2
10.9

2.8
2.4

2.5

2.5

22 Borrowings
130.3
143.3
140.1
139.9
146.5
138.6
23
From banks in the U.S.
28.3
34.4
35.3
33.5
35.3
29.4
24
From others
102.1
108.9
104.8
106.5
111.2
109.2

128.0
121.6
139.7
145.2

143.7

141.3

33.9

32.1

32.3
32.4

109.8

109.2

95.6
88.6
107.3
110.4

25 Net due to related foreign offices
150.3
139.4
141.1
134.6
148.7
138.3
139.1

148.8

177.4
162.2
149.6
133.8

26
90.8
92.9

Other liabilities
100.6
94.8
96.5

90.2

91.6

625.1

634.7

639.9

27 TOTAL LIABILITIES
597.1
621.3
618.6
645.7
646.4

92.9

28
11.1
3.0

Residual (assets less liabilities) (7)
4.7
3.4
-0.1
-0.8
0.3

0.4

68.1
90.6

33.0
34.7

83.3
88.1

548.9
586.5
638.4
630.0
1.8
-2.2

8.1
8.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 18, 1997
Account
1997

1997

1997

Feb
Jul 9

Mar

--------------

--------------

1997

1997

Apr

May

Jun

--------

--------

--------

1996

1996
1997
Week ending
Jun
Dec
Jan
Jun 18
Jun 25
Jul 2
-------- ---------------------------

A S S E T S

1

Bank credit

459.4

501.2

513.1
548.3

531.3
545.3

525.2

533.7

2
166.3
180.4
3
82.8
93.6
3a
17.0
19.7
3b
65.8
73.9
4
83.6
86.8
4a
58.6
58.6
4b
24.9
28.2

Securities in bank credit
178.0
173.7
178.5
181.8
U.S. government securities
87.2
86.6
87.3
94.1
Trading account
21.4
20.0
18.6
19.6
Investment account
65.8
66.6
68.7
74.5
Other securities
90.8
87.1
91.2
87.7
Trading account
65.2
60.4
61.4
58.6
Investment account
25.7
26.7
29.8
29.1

5
346.8
367.9
6
214.3
223.2
7
31.8
28.7
11
38.1
46.8
12
62.6
69.3

Loans and leases in bank credit
353.3
351.6
355.2
363.5
Commercial and industrial
217.1
215.7
217.3
222.1
Real estate
32.1
31.5
30.9
28.7
Security (3)
39.8
39.7
43.2
44.0
Other loans and leases
64.4
64.6
63.8
68.7

542.6

543.2

540.0

540.1

180.5

178.4

90.5

91.0

18.8

18.8

71.6

72.2

90.1

87.4

60.0

58.6

30.1

28.8

(2)
362.0

364.9

312.0
343.0
366.2
366.1

220.0

221.3

191.8
213.4
222.0
221.1

30.3

29.5

33.1
29.8

32.2
29.2

43.5

46.0

31.8
46.6

36.2
47.5

68.3

68.2

55.3
67.8

61.2
68.3

147.4
158.2
173.8
174.0
76.9
87.3

85.1
88.8

--

19.9
16.6

-71.6

65.3
72.2

70.5
86.4

73.1
85.2

15.7

-57.7
--

28.7

51.3
56.8
21.8
28.4

13
22.7
21.4

Interbank loans
20.9
22.7
18.4

18.9

20.6

19.9

21.9
19.9

21.7
19.3

14
31.5
38.0

Cash assets (4)
32.1
31.8
36.6

31.8

34.0

36.4

28.6
36.8

32.2
37.3

15
38.0
42.1

Other assets (5)
42.7
41.2
43.9

38.4

40.6

42.1

41.8
40.2

37.8
40.2

622.7

637.6

641.4

16 TOTAL ASSETS (6)
605.0
626.7
620.6
649.6
643.9

L I A B I L I T I E S

551.6
592.7
636.7
636.6

17 Deposits
225.8
234.8
242.5
263.1
265.1
18
Transaction
10.4
9.9
10.2
12.0
10.9
19
Nontransaction
215.5
224.9
232.3
251.1
254.2
20
Large time
213.2
221.0
228.7
248.7
251.8
21
Other
2.2
3.9
3.5
2.4
2.4

175.7
222.2
259.1
263.3

251.3

252.5

258.6

10.4

10.7

11.1

241.0

241.8

247.6

165.0
211.3
247.8
252.3

238.6

239.4

245.2

162.8
208.5
245.4
249.9

2.4

2.4

2.4

143.5

146.3

33.5

33.8

33.8
34.6

33.6
34.0

110.1

112.5

98.6
111.6

86.8
114.4

22 Borrowings
127.2
136.7
134.2
142.4
156.2
148.5
23
From banks in the U.S.
29.3
32.1
33.7
33.7
40.2
32.4
24
From others
97.9
104.6
100.5
108.8
116.0
116.0

25 Net due to related foreign offices
159.1
148.6
145.8
131.5
144.5
134.6
134.6

140.6

26
89.9
92.3

Other liabilities
103.1
94.7
93.2

92.9

92.6

617.9

633.4

638.0

27 TOTAL LIABILITIES
602.0
623.3
617.2
646.2
641.4

92.7

28
3.0
3.4

Residual (assets less liabilities) (7)
3.4
3.5
4.7
4.2
2.6

29
41.3
38.0
30
41.1
40.9

MEMO
Reval. gains on off-bal. sheet items (8)
46.1
41.5
40.7
39.5
38.2
Reval. losses on off-bal. sheet items (8)
47.7
43.8
43.5
42.4
41.5

3.4

2.3
2.4

2.8
2.4

170.2
163.8
137.8
133.0
68.8
90.3

81.9
88.4

547.1
588.3
633.4
633.2
4.5
3.2

--

40.8

10.9
11.1

132.3
120.4
146.2
148.4

37.9

------------------------------------------------Footnotes appear on page 13.

10.7
11.3

37.3
--

40.2

4.4
3.4

33.6
36.6
32.7
39.5

H.8 (510)
Page 13

Footnotes

July 18, 1997
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.

11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.