h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

4,219.7

4,246.6

3,923.3
4,095.6
4,256.0
4,257.6
4,262.7

1,122.7

1,007.9
1,082.6
1,116.1
1,118.5
1,118.6

770.8

754.0

716.9
747.0
758.0
752.2

351.9

362.1

291.0
335.6
360.5
366.4

(2)
3,123.9

2,915.4
3,012.9
3,139.9
3,139.1
3,144.1

880.1

890.1

1,271.0

1,189.9
1,231.4
1,270.4
1,274.8
1,272.0

97.8

97.6

1,173.2

1,097.6
1,133.9
1,172.9
1,177.4
1,174.7

506.0

502.5

A S S E T S

1
Bank credit
4,150.8
4,182.2
4,272.7
4,296.0

4,222.7

2
Securities in bank credit
1,104.4
1,108.5
1,126.9
1,107.3
1,122.2
1,133.7
3
U.S. government securities
760.6
768.0
779.8
763.7
751.1
765.5
4
Other securities
343.8
340.5
347.1
343.6
371.1
368.2
5
Loans and leases in bank credit
3,046.4
3,073.7
3,095.7
3,112.4
3,150.6
3,162.3
6
Commercial and industrial
863.6
871.2
873.1
871.5
893.8
899.8
7
Real estate
1,235.1
1,249.8
1,262.4
1,269.6
1,269.6
1,273.9
8
Revolving home equity
97.9
98.0
98.1
98.2
97.3
97.3
9
Other
1,137.2
1,151.8
1,164.3
1,171.3
1,172.3
1,176.5
10
Consumer
504.6
502.7
502.7
505.9
496.3
496.8

817.2
853.2
892.3
895.9

92.3
97.3

97.5
97.2

518.2
507.5
496.4
496.1

11
116.0
135.1
12
327.2
355.8

Security (3)
117.7
116.7
115.2
132.9
Other loans and leases
332.3
340.8
350.2
359.0

119.8

126.1

92.7
96.5
123.3
124.0

347.0

350.7

297.5
324.3
352.4
356.2

13 Interbank loans
201.3
199.8
216.5
209.2
214.4

212.6

201.5

216.4

190.8
209.4
206.1
215.0

14 Cash assets (4)
265.4
269.1
281.0
248.5
247.1

274.1

255.9

255.8

249.7
263.1
231.6
261.3

15 Other assets (5)
291.6
294.7
291.4
309.0
323.9

305.7

312.1

312.0

288.0
295.4
304.2
314.8

16 TOTAL ASSETS (6)
4,852.5
4,889.2
4,954.6
4,982.1
5,023.9

4,954.8

4,958.7

4,595.1
4,806.7
4,982.8
4,942.0
4,996.5

3,208.0

3,201.8

2,974.1
3,112.5
3,218.8
3,174.4
3,207.9

697.2

688.2

683.9

2,510.9

2,513.6

2,280.2
2,424.3
2,534.9
2,527.8
2,527.9

673.7

674.0

683.5

1,837.2

1,839.5

1,699.8
1,787.6
1,851.4
1,862.2
1,867.1

867.2

866.1

740.9
818.7
846.9
864.8

283.6

292.0

283.9
304.1
286.7
297.5

583.6

574.1

457.0
514.6
560.2
567.3

25 Net due to related foreign offices
230.6
223.0
201.4
175.5
168.4
178.4
175.6

164.7

217.5
194.9
188.3
172.5

26 Other liabilities
293.7
296.8
290.7
310.9
322.5

303.9

271.1
280.1
310.6
314.1

L I A B I L I T I E S
17 Deposits
3,118.3
3,155.4
3,195.0
3,182.9
3,192.1
18
Transaction
681.3
688.6
698.6
666.0
671.3
19
Nontransaction
2,437.1
2,466.8
2,496.4
2,516.9
2,520.7
20
Large time
645.1
659.6
676.4
663.7
668.0
21
Other
1,792.0
1,807.1
1,820.0
1,853.1
1,852.7

22 Borrowings
828.9
829.2
860.2
874.8
868.7
886.3
23
From banks in the U.S.
291.2
292.3
306.6
304.7
286.2
298.0
24
From others
537.7
536.9
553.6
570.1
582.6
588.3

289.6

295.5

693.9
688.3
646.6
679.9

580.5
636.7
665.6
660.8

27 TOTAL LIABILITIES
4,471.6
4,504.3
4,547.3
4,540.9
4,576.5

4,547.9

4,532.9

28 Residual (assets less liabilities) (7)
380.9
384.8
407.3
406.9
425.7
441.2
447.4

4,203.6
4,406.2
4,553.5
4,520.2
4,559.3

429.3

391.5
400.6
421.8
437.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

4,224.2

4,241.5

3,924.9
4,105.3
4,257.4
4,260.1
4,257.4

1,127.3

1,011.3
1,077.8
1,119.0
1,117.5
1,112.2

775.4

756.5

719.3
745.0
756.1
748.2

351.9

362.5

292.0
332.8
361.5
364.0

A S S E T S

1
Bank credit
4,158.1
4,179.6
4,260.1
4,285.0

4,213.1

2
Securities in bank credit
1,104.9
1,111.9
1,128.3
1,117.9
1,113.0
1,126.3
3
U.S. government securities
757.3
766.9
783.1
772.1
746.5
760.1
4
Other securities
347.6
345.0
345.2
345.9
366.5
366.2

5
Loans and leases in bank credit (2)
3,053.2
3,067.6
3,084.8
3,106.3
3,114.2
3,147.0
3,158.7
6
Commercial and industrial
861.2
871.1
876.7
879.0
885.6
893.0
896.4

2,913.6
3,027.5
3,138.4
3,142.6
3,145.2
892.8

819.6
851.5
894.9
895.6

7
1,235.2
1,271.1
8
98.1
97.4
9
1,137.1
1,173.8
10
511.3
494.5
11
116.2
132.1
12
329.3
356.3

Real estate
1,244.5
1,255.9
1,263.1
1,276.2
Revolving home equity
97.5
97.0
97.3
97.4
Other
1,146.9
1,158.8
1,165.7
1,178.8
Consumer
502.2
496.2
500.9
496.3
Security (3)
119.2
117.6
116.7
130.9
Other loans and leases
330.7
338.5
346.5
358.8

1,264.7

1,187.6
1,234.9
1,268.0
1,276.5
1,274.8

97.5

97.3

1,167.2

1,095.6
1,137.1
1,170.7
1,179.2
1,177.5

500.7

499.7

515.3
513.8
493.0
493.5

119.5

126.1

92.8
99.1
121.1
122.6

343.7

351.8

298.4
328.4
357.2
358.6

92.0
97.2

97.8
97.3

13 Interbank loans
208.1
202.8
216.0
198.6
202.9

215.4

197.2

213.3

188.2
218.8
207.3
209.4

14 Cash assets (4)
276.4
269.3
269.4
234.9
240.6

269.4

251.5

250.7

244.8
282.2
235.1
257.9

15 Other assets (5)
290.1
295.8
291.3
308.7
326.4

303.7

311.6

310.3

286.4
295.7
306.4
314.9

16 TOTAL ASSETS (6)
4,876.3
4,890.9
4,933.0
4,944.9
4,997.5

4,955.7

4,944.3

4,587.6
4,845.3
4,974.1
4,951.5
4,982.2

3,207.5

3,185.3

2,966.0
3,145.0
3,210.8
3,190.3
3,202.6

702.3

676.4

678.9

2,505.1

2,508.9

2,277.5
2,422.4
2,531.9
2,530.7
2,526.9

668.1

674.3

681.2

1,837.0

1,834.6

1,699.0
1,781.2
1,850.7
1,871.2
1,868.9

872.6

873.4

748.4
816.7
847.3
868.6

284.7

293.9

286.5
307.9
286.3
297.9

L I A B I L I T I E S
17 Deposits
3,124.5
3,142.6
3,185.8
3,155.7
3,171.7
18
Transaction
693.3
681.9
686.2
644.6
658.9
19
Nontransaction
2,431.2
2,460.7
2,499.5
2,511.1
2,512.8
20
Large time
643.4
658.5
673.9
660.6
667.0
21
Other
1,787.8
1,802.1
1,825.7
1,850.4
1,845.8

22 Borrowings
835.3
829.8
852.0
874.7
871.4
887.1
23
From banks in the U.S.
294.7
293.2
304.2
304.0

688.4
722.6
659.6
675.6

578.5
641.2
659.5
658.0

285.4
24
540.6
586.0

296.2
From others
536.5
547.9
590.9

587.9

579.5

461.8
508.8
561.1
570.7

25 Net due to related foreign offices
231.0
221.1
199.7
174.8
178.8
183.5
183.5

172.2

219.9
193.6
187.0
176.2

26 Other liabilities
293.8
298.0
290.9
310.1
322.4

288.7

295.0

303.0

270.1
281.1
309.5
313.4

27 TOTAL LIABILITIES
4,484.6
4,491.5
4,528.5
4,520.7
4,564.7

4,545.7

4,531.7

4,204.3
4,436.3
4,559.5
4,534.1
4,560.8

570.7

28 Residual (assets less liabilities) (7)
391.7
399.4
404.5
410.0
412.6
424.2
432.8
29
93.1
91.5
30
95.6
89.0

MEMO
Reval. gains on off-bal. sheet items (8)
87.5
87.2
83.3
85.3
92.0
Reval. losses on off-bal. sheet items (8)
89.8
89.3
84.4
84.8
89.5

414.7

383.3
409.0
417.4
421.4

92.1

77.9
93.0

82.4
92.6

90.4

80.9
91.7

85.7
91.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1998

1998

Apr

May

Jun

--------

--------

--------

A S S E T S

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22
-------- --------------------- -------

1
Bank credit
3,582.2
3,613.5
3,701.1
3,712.1
2
911.3
930.1
3
679.1
667.3
4
232.2
262.8

3,656.7

3,661.8

Securities in bank credit
915.5
929.6
915.7
930.2
U.S. government securities
684.0
692.0
675.5
669.8
Other securities
231.6
237.6
240.2
260.4

5
Loans and leases in bank credit
2,670.9
2,698.0
2,727.1
2,746.2
2,771.1
2,781.9
6
Commercial and industrial
640.3
648.6
652.7
657.2
676.2
680.0
7
Real estate
1,208.6
1,223.9
1,237.8
1,245.9
1,246.4
1,250.7
8
Revolving home equity
97.9
98.0
98.1
98.2
97.3
97.3
9
Other
1,110.7
1,125.9
1,139.7
1,147.7
1,149.0
1,153.3
10
Consumer
504.6
502.7
502.7
505.9
496.3
496.8
11
Security (3)
61.2
62.9
67.8
63.5
71.6
71.6
12
Other loans and leases
256.2
259.9
266.1
273.7
280.7
282.9

3,682.4

3,392.2
3,551.5
3,688.1
3,686.8
3,699.7

928.6

920.4

841.1
895.5
922.1
929.4

682.5

667.2

633.7
670.5
666.2
668.7

246.1

253.1

207.5
224.9
255.8
260.6

(2)
2,753.8

2,551.1
2,656.1
2,767.7
2,764.7
2,770.4

666.5

674.7

1,247.9

1,160.0
1,205.5
1,247.6
1,252.3
1,248.6

97.8

97.6

1,150.1

1,067.8
1,108.0
1,150.0
1,155.0
1,151.4

506.0

502.5

61.7

67.5

271.7

275.5

229.8
258.5
275.0
280.8

595.8
631.8
674.2
677.7

92.3
97.3

97.5
97.2

518.2
507.5
496.4
496.1
47.2
66.9

52.8
67.1

13 Interbank loans
173.2
175.0
195.6
187.2
189.2

191.8

180.7

193.1

172.0
178.1
184.7
196.7

14 Cash assets (4)
232.5
236.5
246.9
214.6
212.4

238.8

221.3

220.7

214.7
229.5
196.9
225.8

15 Other assets (5)
251.3
252.5
248.7
269.5
283.5

262.9

270.3

271.6

246.3
253.1
265.0
275.2

16 TOTAL ASSETS (6)
4,182.8
4,221.2
4,291.2
4,315.3
4,339.9

4,298.2

4,297.4

3,968.7
4,155.8
4,316.2
4,276.2
4,340.4

L I A B I L I T I E S

17 Deposits
2,844.8
2,870.6
2,906.1
2,890.6
2,893.5
18
Transaction
671.1
678.5
688.0
654.3
659.8
19
Nontransaction
2,173.8
2,192.1
2,218.1
2,236.3
2,233.7
20
Large time
383.6
386.8
399.8
383.8
381.4
21
Other
1,790.2
1,805.3
1,818.3
1,852.5
1,852.3

2,915.7

2,907.5

2,721.9
2,840.0
2,916.7
2,875.3
2,915.8

686.1

677.7

673.1

2,229.6

2,229.8

2,038.6
2,161.6
2,243.6
2,245.7
2,247.6

393.3

390.3

391.6

1,836.3

1,839.6

1,698.7
1,784.8
1,852.0
1,861.2
1,866.0

698.8

692.6

597.6
669.1
681.7
687.9

259.7

259.9

252.0
278.3
262.8
265.4

439.1

432.7

345.6
390.9
418.9
422.4

22 Borrowings
679.1
684.3
706.1
705.7
689.9
704.3
23
From banks in the U.S.
267.7
269.6
280.8
278.1
256.3
269.4
24
From others
411.5
414.7
425.3
427.5
433.6
434.9
25
91.0
77.2

Net due to related foreign offices
88.3
82.9
77.2
71.4
76.3

71.5

683.4
678.4
629.6
668.2

339.9
376.8
384.5
381.6

75.8
74.9

73.2
77.7

26 Other liabilities
197.5
199.5
196.7
214.9
220.0

199.3

202.0

209.2

27 TOTAL LIABILITIES
3,812.5
3,842.6
3,891.8
3,872.5
3,894.1

3,897.8

3,879.6

3,575.0
3,766.9
3,890.1
3,848.1
3,900.4

28 Residual (assets less liabilities) (7)
370.3
378.5
399.4
400.4
417.7
442.8
445.9

426.1

179.6
184.6
216.2
219.0

393.8
388.9
428.2
440.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
August 7, 1998

Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

3,666.6

3,675.6

3,391.5
3,562.2
3,686.5
3,687.2
3,691.8

929.3

920.2

842.1
894.4
919.1
921.4

686.5

669.6

636.0
668.8
665.0
665.5

242.9

250.6

206.1
225.6
254.1
255.9

(2)
2,746.2

2,549.3
2,667.8
2,766.3
2,768.1
2,770.4

672.6

677.4

1,241.7

1,157.9
1,208.8
1,245.3
1,254.2
1,251.7

97.5

97.3

1,144.3

1,065.9
1,111.0
1,148.0
1,156.9
1,154.3

500.7

499.7

61.8

67.6

269.5

276.2

230.4
261.9
278.4
281.6

176.3

190.0

169.4
187.4
186.0
191.1

A S S E T S

1
Bank credit
3,592.5
3,611.5
3,685.3
3,697.1
2
917.1
918.1
3
677.8
662.4
4
239.4
255.6

3,647.5

Securities in bank credit
922.0
932.9
924.9
918.4
U.S. government securities
683.6
694.6
685.3
664.4
Other securities
238.4
238.4
239.6
253.9

5
Loans and leases in bank credit
2,675.4
2,689.5
2,714.5
2,741.8
2,767.2
2,778.8
6
Commercial and industrial
637.1
647.4
655.6
664.7
675.3
677.3
7
Real estate
1,208.7
1,218.4
1,231.2
1,239.6
1,248.1
1,253.3
8
Revolving home equity
98.1
97.5
97.0
97.3
97.4
97.4
9
Other
1,110.6
1,120.8
1,134.1
1,142.3
1,150.7
1,155.9
10
Consumer
511.3
502.2
496.2
500.9
494.5
496.3
11
Security (3)
61.3
64.2
67.9
65.6
69.4
70.1
12
Other loans and leases
257.0
257.3
263.6
271.0
280.0
281.7
13 Interbank loans
180.1
178.0
195.2
176.7
177.7
14

Cash assets (4)

194.5

598.3
629.2
677.1
677.5

92.0
97.2

97.8
97.3

515.3
513.8
493.0
493.5
47.4
65.4

208.9

54.0
66.1

247.1

243.5
201.5

237.2
206.0

236.4

235.8

217.3

214.6

200.3

222.7

15 Other assets (5)
249.3
252.2
248.6
269.7
286.0

263.3

269.3

270.8

16 TOTAL ASSETS (6)
4,209.4
4,222.6
4,271.0
4,276.1
4,309.6

4,303.4

4,281.4

3,958.9
4,192.9
4,304.5
4,284.6
4,324.2

2,916.8

2,888.2

2,712.3
2,869.3
2,907.0
2,895.4
2,912.2

691.7

666.1

668.1

2,225.1

2,222.1

2,034.3
2,157.1
2,238.9
2,253.0
2,248.5

389.1

388.5

389.2

1,836.0

1,833.6

1,696.5
1,780.0
1,849.7
1,870.2
1,867.9

704.2

699.9

605.0
667.1
682.1
691.7

260.8

261.9

254.6
282.0
262.4
265.9

443.4

438.1

350.4
385.1
419.7
425.8

245.5
252.7
268.3
275.8

L I A B I L I T I E S
17 Deposits
2,852.9
2,860.1
2,895.6
2,865.1
2,872.8
18
Transaction
683.2
672.0
675.7
632.8
647.2
19
Nontransaction
2,169.7
2,188.1
2,219.9
2,232.3
2,225.6
20
Large time
382.9
387.1
395.2
382.8
380.7
21
Other
1,786.8
1,800.9
1,824.7
1,849.5
1,844.8

22 Borrowings
685.6
684.9
697.9
705.6
692.6
705.1
23
From banks in the U.S.
271.2
270.6
278.3
277.4
255.6
267.6
24
From others
414.4
414.3
419.6
428.2
437.0
437.5
25
86.5
85.6

Net due to related foreign offices
85.1
82.1
77.9
80.8
85.6

79.7

677.9
712.3
642.4
663.7

337.9
377.0
382.7
380.6

79.6
78.3

67.1
85.1

26 Other liabilities
197.5
199.5
196.7
214.9
220.0

199.3

202.0

209.2

27 TOTAL LIABILITIES
3,822.6
3,829.6
3,872.4
3,858.1
3,883.6

3,899.6

3,875.3

3,576.5
3,788.1
3,895.9
3,872.0
3,908.0

28 Residual (assets less liabilities) (7)
386.8
393.0
398.6
403.8
406.1
418.0
426.0
29
49.9

MEMO
Reval. gains on off-bal. sheet items (8)
47.0
47.2
43.9
45.6

408.6

50.5

179.6
184.6
216.2
219.0

382.3
404.8
412.6
416.2

38.5
51.6

41.0
52.1

51.8
50.3
30 Reval. losses on off-bal. sheet items (8)
52.6
49.2
49.6
45.3
46.3
50.3
48.5
31 Mortgage-backed securities (9)
289.7
293.8
299.5
293.4
294.9
290.4
289.1

50.1
286.9

40.2
51.2

43.9
52.3

252.9
281.0
289.6
288.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

2,207.0

2,219.1

2,035.1
2,116.1
2,216.1
2,205.9
2,219.0

515.3

507.5

442.6
483.2
504.9
512.5

359.6

346.2

317.4
343.7
343.1
346.0

24.5

24.6

335.1

321.5

295.6
316.3
321.0
323.7

155.7

161.3

125.2
139.5
161.8
166.6

A S S E T S

1
Bank credit
2,143.4
2,169.4
2,215.1
2,222.8
2
501.6
511.8
3
354.7
344.1
3a
29.1
21.2
3b
325.6
322.9
4
147.0
167.7
4a

2,206.7

Securities in bank credit
507.5
519.2
506.4
511.3
U.S. government securities
361.3
369.4
356.1
346.2
Trading account
28.0
27.5
23.7
21.7
Investment account
333.3
341.9
332.4
324.5
Other securities
146.2
149.8
150.2
165.1
Trading account

21.8
22.1

58.6

27.4
22.3

63.3

69.6
82.5
4b
77.4
85.3
4c
22.5
22.5
4d
54.9
62.8

67.5
70.9
69.4
74.4
80.7
Investment account
78.7
78.9
80.9
81.3
84.5
State and local government
22.7
22.8
23.0
22.8
22.4
Other
56.0
56.2
57.9
58.5
62.0

5
Loans and leases in bank credit (2)
1,641.8
1,661.9
1,687.5
1,700.6
1,703.8
1,703.3
1,711.4
6
Commercial and industrial
454.2
461.0
464.9
467.8
474.8
481.2
484.1
6a
Bankers acceptances
1.2
1.2
1.3
1.2
1.2
1.3
1.3
6b
Other
453.0
459.8
463.7
466.5
473.6
479.9
482.8
7
Real estate
650.6
660.6
672.1
676.3
676.0
660.4
663.6
8
Revolving home equity
68.5
68.5
68.7
69.1
68.5
67.4
67.5
9
Other
582.1
592.1
603.3
607.3
607.5
593.0
596.1
10
Consumer
294.3
292.8
294.3
298.3
297.9
288.6
288.6
11
Security (3)
55.6
57.1
61.6
57.2
55.8
65.9
65.9
11a
Fed funds and RPs with broker/dealer
39.4
41.2
43.7
39.7
37.6
47.3
47.0
11b
Other
16.2
16.0
17.8
17.5
18.3
18.6
18.9
12a
State and local government
11.3
11.3
11.1
11.2
11.3
11.1
11.0
12b
Agricultural
9.5
9.5
9.5
9.6
9.7
9.6
9.7
12c
Fed funds and RPs with others
7.7
6.1
7.1
7.2
5.6
8.4
9.0
12d
All other loans
74.3
78.1
79.5
82.7
80.2
83.1
84.1
12e
Lease financing receivables

78.3

76.8

81.2

83.1

66.7
85.0

76.2
85.3

22.2

21.8
22.3

22.1
22.3

60.9

44.9
62.7

54.0
63.1

1,592.5
1,632.9
1,708.6
1,701.1
1,706.5
481.4
1.2

422.5
447.4
480.0
483.1
1.6
1.3

1.2
1.3

480.2

420.9
446.2
478.7
481.8

669.0

652.7
653.6
669.4
665.6

68.0

65.2
67.6

68.1
67.5

601.1

587.5
585.5
601.9
598.1

294.6

308.4
295.5
289.5
289.8

61.4

42.8
60.8

47.1
61.1

42.9

26.2
42.9

31.0
42.4

18.5

16.7
18.0

16.1
18.7

11.2

11.3
11.1

11.6
11.2

9.6

9.2
9.4

9.6
9.5

5.6

6.8
8.2

11.2
9.3

82.2

65.8
78.4

75.4
82.6

73.0

81.5

84.2
94.9

85.3
95.4

87.3

90.3

13 Interbank loans
117.4
118.1
131.2
126.4
120.6
119.9
13a
Fed funds and RPs with banks
76.8
69.3
80.8
74.8
66.0
64.4
13b
Other
40.6
48.8
50.3
51.5
54.6
55.5

92.5

93.4

94.0

94.3

115.1

125.4

64.0

72.9

73.2
63.1

82.7
70.7

51.1

52.5

50.2
54.8

39.8
55.3

123.4
122.5
117.9
126.0

14 Cash assets (4)
160.9
164.1
173.7
141.9
141.0

164.7

147.3

146.0

147.7
158.4
128.0
149.9

15 Other assets (5)
188.2
188.0
185.4
195.6
198.4

196.2

201.6

199.1

189.2
190.6
194.3
197.6

16 TOTAL ASSETS (6)
2,573.0
2,602.8
2,659.9
2,636.1
2,645.1

2,657.0

2,645.6

2,458.2
2,550.8
2,649.5
2,609.0
2,655.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,609.6

1,594.0

1,519.4
1,560.3
1,590.6
1,554.2
1,581.6

386.3

378.5

372.3

L I A B I L I T I E S
17 Deposits
1,559.4
1,578.9
1,607.2
1,562.9
1,560.5
18
Transaction
375.0
380.2
387.0
355.1
361.4

389.0
381.2
342.5
369.3

19
Nontransaction
1,130.4
1,179.1
1,184.3
1,198.7
1,220.2
1,223.3
1,215.5
1,218.3
1,211.8
1,212.3
1,207.8
1,199.2
20
Large time
184.9
209.5
213.3
214.3
226.9
219.1
214.5
215.9
211.1
208.0
210.2
207.6
21
Other
945.5
969.6
971.0
984.4
993.2
1,004.2
1,001.1
1,002.4
1,000.6
1,004.2
997.7
991.6
22 Borrowings
521.1
525.2
544.6
542.5
523.1
534.2
23
From banks in the U.S.
195.3
197.0
209.0
208.1
182.1
192.8
24
From others
325.8
328.2
335.6
334.4
341.0
341.5
25
86.8
73.5

534.5

527.4

447.1
511.4
512.3
519.2

188.6

187.6

174.5
205.8
186.8
190.7

345.9

339.8

272.6
305.5
325.5
328.5

Net due to related foreign offices
82.2
78.8
73.7
67.6
72.5

67.7

72.0
71.3

68.9
74.3

26 Other liabilities
169.1
170.4
166.6
182.5
186.6

168.8

171.0

178.1

27 TOTAL LIABILITIES
2,336.3
2,356.7
2,397.2
2,342.0
2,353.9

2,394.5

2,367.0

2,192.3
2,296.0
2,363.8
2,323.3
2,361.8

28 Residual (assets less liabilities) (7)
236.7
246.1
262.7
262.5
278.6
294.1
291.2

285.7

153.8
155.5
185.4
186.8

265.8
254.8
285.6
293.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 7, 1998

1998

1998

Feb
Jul 29

Mar

Account
1998
Apr

1997

1998

1998

May

Jun

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22
--------

--------

--------------

--------------

--------

--------

--------

--------

-------

-------

2,206.1

2,205.3

2,029.9
2,126.1
2,209.7
2,209.0
2,212.0

A S S E T S

1
Bank credit
2,159.0
2,175.9
2,202.1
2,209.1
2
509.1
501.6
3
354.8
340.9
3a
28.2
20.5
3b
326.6
320.5
3c
220.5
214.1
3d
106.2
106.4
3e
27.2
27.7
3f
52.4
48.5
3g
26.6
30.2
4
154.3
160.6
4a
76.2
76.1
4b
78.0
84.5
4c
22.5
22.4
4d
55.6
62.1

2,201.2

Securities in bank credit
516.1
521.1
510.0
511.9
501.2
U.S. government securities
363.1
370.8
360.8
360.3
342.5
Trading account
28.4
28.3
23.9
23.7
21.2
Investment account
334.6
342.5
336.9
336.6
321.3
Mortgage-backed
223.1
227.6
221.2
221.0
214.2
Other
111.6
114.8
115.7
115.7
107.1
1 year or less
29.2
29.9
31.1
29.6
28.2
Between 1 and 5 years
51.4
51.3
50.7
49.3
49.3
More than 5 years
31.0
33.6
33.9
36.7
29.6
Other securities
153.0
150.3
149.2
151.5
158.7
Trading account
74.2
71.4
69.0
70.9
75.0
Investment account
78.8
79.0
80.2
80.6
83.7
State and local government
22.7
22.7
22.9
22.7
22.5
Other
56.1
56.3
57.3
57.9
61.2

5
Loans and leases in bank credit (2)
1,649.9
1,659.9
1,680.0
1,696.1
1,693.4
1,700.5
1,707.9

504.2

440.4
484.0
502.9
505.5

345.8

316.9
343.5
342.7
343.8

23.7

20.8
21.4

27.0
21.6

322.2

296.1
316.5
321.3
322.2

212.5

190.4
212.1
213.6
213.0

109.6

105.7
104.4
107.8
109.1

29.7

29.0
28.9

28.2
29.7

46.2

56.9
49.2

53.4
49.3

33.8

19.8
29.7

22.7
30.2

158.3

123.5
140.5
160.1
161.7

75.5

57.0
75.8

63.6
76.9

82.9

66.5
84.3

76.9
84.8

22.4

21.9
22.1

22.2
22.1

60.5

44.6
62.2

54.8
62.7

1,589.5
1,642.1
1,705.5
1,706.1
1,706.5

6
451.8
480.9
6a
1.2
1.3
6b
450.6
479.7
7
653.7
662.2
8
68.9
67.6
9a
358.9
367.7
9b
225.9
226.9
10
299.3
288.5
11
55.7
63.7
11a
39.5
46.2
11b
16.2
17.5
12a
11.3
11.1
12b
9.4
10.0
12c
7.7
8.4
12d
75.0
81.5
12e
86.0
94.3

Commercial and industrial
460.2
466.9
472.9
478.4
482.4
Bankers acceptances
1.2
1.2
1.2
1.2
1.2
Other
459.0
465.7
471.7
477.2
481.2
Real estate
658.9
667.8
670.4
668.2
665.5
Revolving home equity
68.1
67.8
68.0
68.0
67.7
Other residential
363.8
373.0
374.2
371.7
370.3
Commercial
227.0
227.0
228.2
228.4
227.5
Consumer
292.4
289.7
294.3
293.9
288.9
Security (3)
58.5
61.7
59.3
55.9
64.4
Fed funds and RPs with broker/dealer
42.4
43.9
41.6
37.5
45.7
Other
16.0
17.8
17.7
18.4
18.7
State and local government
11.3
11.1
11.1
11.2
11.0
Agricultural
9.1
9.2
9.3
9.5
10.0
Fed funds and RPs with others
6.1
7.1
7.2
5.6
9.0
All other loans
76.7
78.6
81.6
79.0
82.0
Lease financing receivables
86.6
87.9
90.1
91.8
94.6

13 Interbank loans
122.7
117.1
126.9
127.1
117.6
117.3
13a
Fed funds and RPs with banks
80.7
68.5
77.5
76.0
63.1
62.6
13b
Other
42.0
48.6
49.4
51.1
54.5
54.8

482.5
1.2

423.3
445.4
482.3
482.8
1.6
1.3

1.3
1.2

481.3

421.8
444.1
481.0
481.6

666.2

650.1
656.0
672.1
668.2

67.7

65.0
67.6

68.4
67.7

371.1

361.7
359.7
377.4
372.8

227.3

223.3
227.9
227.0
227.7

293.4

307.0
299.4
288.8
289.2

61.6

43.1
59.3

48.4
60.0

42.6

26.0
41.7

31.3
41.9

19.0

17.0
17.7

17.0
18.1

11.2

11.2
11.1

11.7
11.1

9.7

9.3
9.8

9.6
9.9

5.6

6.8
8.2

11.2
9.3

82.4

65.9
80.6

78.6
82.0

93.0

72.7
93.9

81.8
94.0

123.6
127.9
119.2
125.3

114.4

125.9

63.7

73.2

73.6
64.4

86.9
70.4

50.8

52.7

50.1
54.7

41.0
55.0

14 Cash assets (4)
170.8
165.0
164.9
132.0
136.2

162.3

143.3

140.9

143.0
172.3
128.9
147.8

15 Other assets (5)
188.2
188.0
185.4
195.6
198.4

196.2

201.6

199.1

189.2
190.6
194.3
197.6

16 TOTAL ASSETS (6)
2,604.1
2,609.3
2,641.4
2,610.3
2,624.1

2,654.7

2,627.4

2,448.4
2,580.0
2,638.3
2,614.1
2,645.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,602.3

1,574.2

1,513.2
1,581.8
1,584.2
1,570.2
1,583.9

388.2

369.0

368.9

1,214.1

1,205.3

1,127.8
1,177.4
1,215.3
1,220.0
1,215.9

214.9

212.7

213.5

182.9
209.8
209.4
207.0

999.2

992.6

1,001.9

944.9
967.6
1,010.6
1,008.9

544.3

539.5

534.3

454.1
508.6
514.1
523.6

L I A B I L I T I E S
17 Deposits
1,568.8
1,571.4
1,595.1
1,549.8
1,550.7
18
Transaction
384.7
377.1
377.8
342.4
355.2
19
Nontransaction
1,184.1
1,194.3
1,217.3
1,207.4
1,195.5
20
Large time
212.7
214.7
222.4
209.1
207.0
21
Other
971.4
979.6
995.0
998.3
988.5
22 Borrowings
526.6
527.6

539.7

385.4
404.4
350.3
368.0

525.2
23
198.3
180.9
24
328.2
344.3
25
82.3
81.9

533.8
From banks in the U.S.
198.8
207.7
207.8
190.3
From others
328.8
332.0
336.5
343.5

188.9

189.0

176.6
209.5
186.9
191.2

350.6

345.3

277.5
299.1
327.2
332.4

Net due to related foreign offices
79.0
78.0
74.4
77.0
81.9

75.9

75.8
74.6

62.8
81.6

26 Other liabilities
169.1
170.4
166.6
182.5
186.6

168.8

171.0

178.1

27 TOTAL LIABILITIES
2,346.8
2,348.5
2,379.4
2,339.3
2,353.0

2,389.8

2,361.8

2,196.8
2,308.7
2,372.5
2,344.4
2,375.9

28 Residual (assets less liabilities) (7)
257.3
260.9
262.0
264.9
265.5
270.9
271.0
29
49.9
51.8
30
52.6
50.3
31
238.8
237.0
31a
162.9
157.2
31b
75.8
79.9
32
3.0
3.6
33
35.5
34.9

MEMO
Reval. gains on off-bal. sheet items (8)
47.0
47.2
43.9
45.6
50.3
Reval. losses on off-bal. sheet items (8)
49.2
49.6
45.3
46.3
48.5
Mortgage-backed securities (9)
242.5
247.6
241.0
241.8
236.0
Pass-through
165.2
169.7
165.1
164.5
157.2
CMO, REMIC, and other
77.3
77.9
75.9
77.3
78.7
Net unrealized gains (losses) on
3.3
2.9
3.0
2.8
3.4
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.2
35.2
35.5
36.0
34.9

265.8

H.8 (510)
Page 9

251.6
271.3
269.7
269.7

50.5

38.5
51.6

41.0
52.1

50.1

40.2
51.2

43.9
52.3

233.8

209.5
230.1
236.2
235.7

156.7

143.7
157.7
156.4
156.2

77.1
3.2

36.1

------------------------------------------------Footnotes appear on page 13.

153.8
155.5
185.4
186.8

65.7
79.8

72.4
79.5

0.5
3.7

2.1
3.4

33.4
35.5

34.2
35.7

ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,454.9

1,463.3

1,357.0
1,435.5
1,472.0
1,480.8
1,480.7

413.3

412.9

398.5
412.3
417.2
416.8

322.9

321.1

316.3
326.9
323.1
322.8

90.4

91.8

(2)
1,049.9

1,059.2

958.5
1,023.2
1,063.7
1,063.9

191.7

193.3

173.4
184.4
194.1
194.6

571.9

578.5

507.3
551.9
582.9
583.0

29.3

29.6

542.6

548.9

480.3
522.5
553.1
553.3

208.0

207.9

209.9
212.0
206.8
206.3

5.9

6.1

72.4

73.4

A S S E T S

1
Bank credit
1,438.8
1,444.1
1,486.0
1,489.3
2
409.7
418.3
3
324.4
323.2
4
85.2
95.1

1,450.0

Securities in bank credit
408.0
410.4
409.3
418.8
U.S. government securities
322.7
322.6
319.4
323.6
Other securities
85.4
87.8
89.9
95.3

5
Loans and leases in bank credit
1,029.1
1,036.1
1,039.6
1,045.5
1,067.8
1,070.5
6
Commercial and industrial
186.1
187.6
187.8
189.4
195.0
195.9
7
Real estate
558.0
563.3
565.7
569.6
586.0
587.1
8
Revolving home equity
29.4
29.5
29.3
29.2
29.9
29.8
9
Other
528.7
533.8
536.4
540.4
556.1
557.3
10
Consumer
210.3
209.9
208.5
207.6
207.6
208.2
11
Security (3)
5.5
5.7
6.2
6.3
5.7
5.8
12
Other loans and leases
69.1
69.6
71.5
72.7
73.5
73.6

82.2
94.0

27.1
29.8

85.5
94.0

29.5
29.7

4.3
6.1

5.7
6.0

63.7
73.8

69.2
74.0

13
55.9
66.6

Interbank loans
56.9
64.5
69.3

65.4

65.6

67.7

48.6
66.8

55.5
70.8

14
71.6
72.7

Cash assets (4)
72.4
73.2
71.4

74.1

74.0

74.6

67.0
68.9

71.2
76.0

15
63.1
73.9

Other assets (5)
64.5
63.3
85.1

66.7

68.7

72.4

57.1
70.7

62.5
77.6

1,641.2

1,651.7

1,510.6
1,605.0
1,666.8
1,667.3
1,685.1

16 TOTAL ASSETS (6)
1,609.8
1,618.3
1,631.3
1,679.2
1,694.8

L I A B I L I T I E S
17 Deposits
1,202.5
1,279.7
1,285.5
1,291.7
1,299.0
1,306.1
1,313.5
1,326.2
1,321.0
1,334.2
1,327.6
1,333.0
18
Transaction
294.3
297.3
296.1
298.3
301.0
299.8
299.2
300.8
287.1
298.9
299.1
298.4
19
Nontransaction
908.2
982.5
989.4
993.4
998.0
1,006.3
1,014.3
1,025.3
1,033.9
1,035.3
1,028.5
1,034.5
20
Large time
155.0
167.3
170.2
172.4
172.9
174.2
175.8
175.7
173.4
173.6
173.7
173.8
21
Other
753.2
815.2
819.2
821.0
825.1
832.1
838.5
849.6
860.6
861.8
854.8
860.7
22 Borrowings
158.1
159.1
161.5
163.2
166.8
170.0
23
From banks in the U.S.
72.4
72.6
71.8
70.0
74.2
76.6
24
From others
85.7
86.5
89.7
93.2
92.6
93.4

165.2

71.2

72.3

77.5
76.0

72.4
74.8

93.1

92.9

73.0
93.3

85.3
93.9

3.8
3.6

4.3
3.5

25.9
30.8

29.1
32.2

25
4.2
3.7

Net due to related foreign offices
6.1
4.1
3.5
3.8
3.7

3.8

26
28.5
32.4

Other liabilities
29.0
30.1
33.4

27 TOTAL LIABILITIES
1,476.2
1,485.9
1,494.6
1,530.6
1,540.1
28

150.5
157.8
169.3
168.7

164.3

30.6

31.0

31.1

1,503.4

1,512.6

1,382.7
1,470.9
1,526.4
1,524.8
1,538.6

Residual (assets less liabilities) (7)

127.9

134.1

133.6
148.7

132.4
154.7

136.7

137.9

139.2

140.4

142.5

146.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

1,460.5

1,470.3

1,361.6
1,436.1
1,476.8
1,478.2
1,479.8

417.5

416.0

401.7
410.4
416.2
415.9

326.2

323.7

319.1
325.3
322.2
321.7

91.3

92.2

(2)
1,052.8

1,060.8

959.9
1,025.7
1,062.0
1,063.9

194.2

195.0

175.0
183.9
194.8
194.7

573.6

579.2

507.9
552.8
582.1
583.4

29.4

29.5

A S S E T S

1
Bank credit
1,433.5
1,435.6
1,483.2
1,488.1
2
408.1
416.5
3
323.0
321.5
4
85.1
95.0

1,446.3

Securities in bank credit
405.9
411.8
414.9
417.2
U.S. government securities
320.6
323.8
324.5
321.9
Other securities
85.4
88.0
90.4
95.3

5
Loans and leases in bank credit
1,025.5
1,029.6
1,034.5
1,045.7
1,066.7
1,070.9
6
Commercial and industrial
185.3
187.2
188.8
191.8
194.4
194.9
7
Real estate
555.0
559.5
563.4
569.2
585.9
587.8
8
Revolving home equity
29.2
29.4
29.2
29.3

82.6
94.0

27.0
29.6

85.1
94.2

29.4
29.6

29.7
9
525.8
556.2
10
212.0
206.0
11
5.5
5.7
12
67.6
74.8

29.7
Other
530.1
534.1
539.9
558.1
Consumer
209.8
206.5
206.6
207.4
Security (3)
5.7
6.2
6.3
5.8
Other loans and leases
67.4
69.7
71.8
75.0

544.1

549.6

480.9
523.4
552.5
553.8

206.8

206.3

208.2
214.4
204.1
204.4

5.9

6.1

72.4

4.3
6.1

5.7
6.0

74.3

64.4
74.8

69.0
75.3

13
57.4
59.1

Interbank loans
60.9
68.3
60.4

67.5

61.9

64.1

45.8
66.8

59.6
65.7

14
72.8
69.5

Cash assets (4)
72.3
71.5
69.8

73.5

74.0

73.7

66.0
71.4

74.8
74.9

15
61.1
74.2

Other assets (5)
64.2
63.2
87.6

67.1

67.8

71.6

56.3
73.9

62.0
78.2

1,648.7

1,654.0

1,510.5
1,612.9
1,666.2
1,670.4
1,678.6

16 TOTAL ASSETS (6)
1,605.3
1,613.3
1,629.6
1,665.8
1,685.6

L I A B I L I T I E S
17 Deposits
1,199.1
1,287.5
1,284.1
1,288.7
1,300.5
1,314.4
1,314.0
1,322.8
1,325.1
1,328.3
1,315.3
1,322.1
18
Transaction
292.6
307.9
298.4
294.9
297.9
303.4
297.1
299.2
292.1
295.8
290.4
292.0
19
Nontransaction
906.5
979.6
985.6
993.8
1,002.6
1,011.0
1,016.9
1,023.6
1,033.0
1,032.5
1,024.9
1,030.1
20
Large time
155.0
167.3
170.2
172.4
172.9
174.2
175.8
175.7
173.4
173.6
173.7
173.8
21
Other
751.5
812.4
815.4
821.4
829.7
836.8
841.1
847.9
859.6
859.0
851.2
856.3
22 Borrowings
159.0
157.3
158.2
161.3
167.3
171.3
23
From banks in the U.S.
72.8
71.8
70.7
69.7
74.6
77.3
24
From others
86.2
85.5
87.6
91.6
92.7
94.0

151.0
158.5
168.0
168.1

164.7

165.6

71.8

72.8

78.1
75.5

72.6
74.7

92.8

92.8

72.9
92.5

86.0
93.4

25
4.2
3.7

Net due to related foreign offices
6.1
4.1
3.5
3.8
3.7

3.8

26
28.5
32.4

Other liabilities
29.0
30.1
33.4

27 TOTAL LIABILITIES
1,475.7
1,481.1
1,493.0
1,518.8
1,530.6

4.3
3.5

25.9
30.8

29.1
32.2

30.6

31.0

31.1

1,509.8

1,513.4

1,379.8
1,479.4
1,523.4
1,527.6
1,532.1

28 Residual (assets less liabilities) (7)
129.5
132.2
136.6
138.9
140.5
147.0
155.0
29
50.9
53.3

3.8
3.6

MEMO
Mortgage-backed securities (9)
51.3
51.8
52.3
53.2

53.0

142.8

53.0

130.7
133.5
142.9
146.6

43.5
53.4

50.9
53.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

557.8

564.3

567.9

531.1
544.0
570.8
563.0

194.1

195.7

166.8
187.2
196.4
189.2

A S S E T S

1
Bank credit
568.7
568.6
571.6
583.9
2
193.1
192.1
3

566.0

Securities in bank credit
192.9
197.3
191.6
203.5
U.S. government securities

83.2

76.5

81.5
83.8
4
111.6
108.3
5
375.6
379.5
6
223.3
217.6
7
26.5
23.2
11
54.8
63.5
12
71.0
75.1

84.1
87.8
95.7
Other securities
108.9
109.5
107.8

88.2

88.3

86.8

103.4

105.8

108.9

83.5
110.7
104.7
105.7

(2)
370.2

372.2

364.4
356.8
374.4
373.7

213.6

215.5

221.3
221.4
218.2
218.1

23.1

22.9

29.9
22.5

25.9
23.4

58.1

58.6

45.5
56.3

43.8
56.9

75.4

75.2

67.7
77.4

65.8
75.3

Loans and leases in bank credit
375.7
368.7
366.2
380.4
Commercial and industrial
222.6
220.4
214.3
219.8
Real estate
25.9
24.6
23.7
23.2
Security (3)
54.8
49.0
51.7
61.2
Other loans and leases
72.4
74.7
76.5
76.2

91.7

83.5

13
28.0
21.9

Interbank loans
24.8
20.9
25.2

20.9

20.8

23.3

18.8
21.3

31.3
18.3

14
32.9
33.9

Cash assets (4)
32.6
34.1
34.7

35.3

34.5

35.1

35.0
34.7

33.5
35.4

15
40.4
39.5

Other assets (5)
42.2
42.7
40.4

42.8

41.8

40.5

41.7
39.2

42.3
39.6

656.6

661.3

666.5

626.4
650.9
665.8
656.1

292.4

294.3

302.0

252.2
272.5
299.1
292.1

11.1

10.6

10.7

281.3

283.8

291.3

241.7
262.7
282.1
280.3

168.4

173.5

143.3
149.5
165.2
176.9

23.9

32.1

144.5

141.4

16 TOTAL ASSETS (6)
669.7
668.0
663.4
666.8
684.0

L I A B I L I T I E S
17 Deposits
273.5
284.8
288.9
292.3
298.6
18
Transaction
10.2
10.1
10.6
11.8
11.6
19
Nontransaction
263.3
274.7
278.3
280.5
287.0

22 Borrowings
149.7
144.8
154.1
169.1
178.8
182.0
23
From banks in the U.S.
23.5
22.6
25.8
26.6
29.8
28.6
24
From others
126.2
122.2
128.3
142.5

10.5
17.0

31.9
23.9

9.8
11.7

25.8
32.0

111.4
123.7
141.3
144.9

149.0

153.4

25 Net due to related foreign offices
139.6
134.7
118.5
98.3
97.1
101.2
99.4
26
96.2
96.0

Other liabilities
97.4
94.0
102.5

90.2

93.5

94.7

650.0

653.3

663.4

27 TOTAL LIABILITIES
659.1
661.7
655.4
668.3
682.4
28
10.6
-1.6

93.2

Residual (assets less liabilities) (7)
6.3
7.9
6.5
8.0
1.6

3.1

141.6
121.7
113.4
94.8
91.5
94.4

95.5
95.2

628.6
639.2
672.1
658.9
-2.2
-6.4

11.7
-2.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 7, 1998
Account
1998

1998

1998

Feb
Jul 29

Mar

--------------

--------------

1997

1997
1998
Week ending
Jun
Dec
Jan
Jul 8
Jul 15
Jul 22

1998

1998

Apr

May

Jun

--------

--------

--------

-------- ---------------------------

557.6

565.9

570.9

533.4
543.1
572.9
565.6

197.9

198.8

169.2
183.3
198.4
190.8

88.9

86.9

A S S E T S

1
Bank credit
565.5
568.1
574.8
587.8
2
187.7
195.0
3
79.5
84.1
3a

565.6

Securities in bank credit
189.9
195.3
193.1
207.9
U.S. government securities
83.3
88.5
86.8
95.6
Trading account

83.3
91.1

76.2
82.7

16.4

13.7

14.6
20.1
3b
64.9
64.0
4
108.2
110.9
4a
62.9
62.4
4b
45.3
48.4
5
377.8
379.8
6
224.1
217.7
7
26.5
23.0
11
54.9
62.7
12
72.2
76.4

14.1
17.6
18.3
32.7
Investment account
69.2
70.9
68.6
62.9
Other securities
106.6
106.8
106.2
112.3
Trading account
61.3
59.7
58.2
64.4
Investment account
45.3
47.1
48.1
47.9
Loans and leases in bank credit
378.1
370.3
364.5
379.9
Commercial and industrial
223.7
221.0
214.4
219.2
Real estate
26.1
24.7
23.5
22.9
Security (3)
55.0
49.7
51.1
60.8
Other loans and leases
73.4
74.9
75.6
77.0

20.4

18.2

23.5

17.7

68.5

68.7

66.9
67.6

62.5
65.0

109.0

111.9

85.8
107.2
107.3
108.1

59.8

63.1

50.1
62.9

60.0
62.3

49.2

48.9

35.8
44.4

47.1
45.8

(2)
367.9

372.1

364.2
359.7
374.5
374.8

213.0

215.4

221.3
222.2
217.8
218.1

23.0

22.7

29.6
22.3

26.0
23.1

57.7

58.5

45.3
55.7

45.0
56.5

74.3

75.5

68.0
78.7

66.5
77.1

13
28.0
21.9

Interbank loans
24.8
20.9
25.2

20.9

20.8

23.3

18.8
21.3

31.3
18.3

14
32.8
33.4

Cash assets (4)
32.0
33.0
34.7

33.6

34.2

36.1

35.9
34.8

35.1
35.2

15
40.8
39.0

Other assets (5)
43.7
42.7
40.5

40.5

42.3

39.6

40.9
38.1

43.1
39.1

652.3

663.0

669.6

628.7
652.4
667.0
658.0

290.7

297.1

303.8

253.7
275.6
294.9
290.3

10.7

10.3

10.8

280.0

286.8

293.0

16 TOTAL ASSETS (6)
666.9
668.3
661.9
668.8
687.9

L I A B I L I T I E S
17 Deposits
271.6
282.5
290.1
290.6
298.9
18
Transaction
10.1
9.9
10.5
11.8
11.6
19
Nontransaction
261.4
272.6
279.6
278.8
287.2

10.5
17.2

10.3
11.9

243.2
265.3
277.7
278.4

22 Borrowings
149.7
144.8
154.1
169.1
178.8
182.0
23
From banks in the U.S.
23.5
22.6
25.8
26.6
29.8
28.6
24
From others
126.2
122.2
128.3
142.5
149.0
153.4

143.3
149.5
165.2
176.9

168.4

173.5

23.9

32.1

144.5

141.4

111.4
123.7
141.3
144.9

25 Net due to related foreign offices
144.5
136.0
117.6
96.9
98.0
97.9
97.9

92.4

140.3
126.5
108.7
91.1

26
96.3
95.2

Other liabilities
98.5
94.2
102.3

92.9

93.8

646.1

656.4

663.6

27 TOTAL LIABILITIES
662.0
661.9
656.1
662.6
681.1

89.3

28
4.9
6.3

Residual (assets less liabilities) (7)
6.4
5.9
6.2
6.5
6.8

29
43.2
39.7
30
42.9
38.7

MEMO
Reval. gains on off-bal. sheet items (8)
40.4
40.0
39.4
39.7
41.7
Reval. losses on off-bal. sheet items (8)
40.6
39.8
39.0
38.4
41.0

31.9
23.9

90.5
93.2

25.8
32.0

96.5
94.4

627.8
648.2
662.1
652.8
1.0
4.8

4.2
5.2

41.5

39.4
41.4

41.4
40.5

40.3

40.7
40.5

41.8
39.3

6.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

August 7, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.federalreserve.gov/
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and

Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Large domestically chartered commercial banks acquired $700 million in
assets and liabilities of thrift institutions in the week ending July 29, 1998.
The major asset items
affected were cash assets, $100 million; and real estate loans, other, $400
million. The major liability items affected were transaction
deposits, $100 million; nontransaction deposits, other, $400 million; and
residual (asset less liabilities), $100 million.