h8.

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h8.ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

4,258.5

4,276.4

3,982.6
4,183.3
4,333.9
4,376.1
4,368.4

1,123.1

1,033.1
1,108.6
1,147.7
1,163.6
1,161.8

756.9

766.9

714.9
768.0
776.1
763.6

366.2

380.8

318.2
340.6
387.5
398.3

(2)
3,153.3

2,949.5
3,074.7
3,186.1
3,212.5
3,206.6

894.8

903.2

1,274.2

1,204.8
1,250.2
1,280.7
1,284.5
1,284.9

97.4

97.3

1,176.8

1,110.5
1,152.2
1,183.4
1,186.8
1,187.0

496.6

494.2

A S S E T S

1
Bank credit
4,223.7
4,221.6
4,379.8
4,388.8

4,248.6

2
Securities in bank credit
1,126.4
1,106.2
1,121.5
1,115.2
1,160.3
1,167.6
3
U.S. government securities
779.7
763.1
769.8
752.9
752.9
761.3
4
Other securities
346.7
343.0
351.7
362.3
407.4
406.3
5
Loans and leases in bank credit
3,097.3
3,115.4
3,127.1
3,143.3
3,219.5
3,221.1
6
Commercial and industrial
872.8
870.9
879.5
889.6
918.1
919.2
7
Real estate
1,263.2
1,271.5
1,272.9
1,272.3
1,282.2
1,276.4
8
Revolving home equity
98.1
98.3
97.8
97.7
97.8
98.3
9
Other
1,165.0
1,173.2
1,175.0
1,174.6
1,184.3
1,178.1
10
Consumer
502.4
505.7
505.8
502.6

828.4
871.1
910.4
910.5

94.3
97.7

98.0
97.9

518.2
502.3
494.7
493.2

495.2
11
118.3
137.9
12
340.7
386.2

499.2
Security (3)
116.8
121.4
127.7
140.9
Other loans and leases
350.5
347.4
351.1
385.4

130.7

138.0

94.6
118.9
140.3
137.8

357.0

370.0

303.5
332.2
382.7
380.1

13 Interbank loans
215.4
211.8
200.5
207.9
215.0

216.7

212.1

206.8

191.0
198.6
209.2
215.9

14 Cash assets (4)
281.0
274.1
255.9
251.9
250.6

255.9

248.4

256.7

261.8
269.2
242.6
268.7

15 Other assets (5)
285.4
298.8
305.1
306.5
306.8

306.4

304.2

304.6

290.0
293.6
312.4
309.4

16 TOTAL ASSETS (6)
4,948.5
4,948.9
4,952.6
5,089.2
5,103.9

4,980.0

4,983.7

4,668.8
4,888.0
5,045.0
5,083.2
5,105.5

3,219.0

3,192.6

3,033.4
3,154.4
3,220.8
3,234.2
3,242.0

683.5

668.0

668.6

2,535.4

2,524.6

2,334.0
2,466.1
2,552.2
2,583.2
2,576.1

683.1

664.7

676.2

1,852.3

1,859.9

1,730.0
1,806.8
1,876.0
1,899.0
1,893.2

867.2

870.9

756.5
829.1
892.8
893.8

294.8

298.8

291.7
292.1
306.2
313.5

572.4

572.1

464.8
537.0
586.5
580.3

25 Net due to related foreign offices
201.4
175.5
168.3
164.8
180.5
203.3
194.3

196.0

207.3
223.0
189.9
198.4

317.5

285.2
296.5
322.1
324.9

L I A B I L I T I E S
17 Deposits
3,194.0
3,207.4
3,201.3
3,235.4
3,224.8
18
Transaction
698.3
696.9
688.0
668.1
672.5
19
Nontransaction
2,495.7
2,510.5
2,513.4
2,567.3
2,552.2
20
Large time
675.8
673.1
673.5
683.5
680.1
21
Other
1,820.0
1,837.4
1,839.8
1,883.9
1,872.1

22 Borrowings
860.1
875.4
868.5
867.4
877.3
891.2
23
From banks in the U.S.
306.9
307.3
285.8
293.6
302.9
296.0
24
From others
553.1
568.2
582.7
573.8
574.3
595.3

26 Other liabilities
285.8
284.6
289.6

299.8

309.7

699.3
688.2
651.1
665.9

604.0
659.3
684.2
682.8

320.5

330.3

27 TOTAL LIABILITIES
4,541.3
4,542.9
4,527.7
4,636.5
4,640.6

4,550.9

4,549.9

28 Residual (assets less liabilities) (7)
407.2
406.0
424.9
429.1
433.8
452.6
463.3

4,282.3
4,502.9
4,605.2
4,639.0
4,659.1

439.8

386.5
385.0
444.1
446.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

4,259.8

4,270.5

3,973.3
4,180.8
4,320.7
4,369.4
4,350.6

1,117.5

1,026.7
1,112.1
1,139.5
1,159.1
1,153.6

753.1

762.1

711.5
766.9
772.0
759.9

364.5

377.4

315.2
345.2
387.0
393.7

A S S E T S

1
Bank credit
4,214.4
4,226.3
4,368.8
4,371.4

4,243.4

2
Securities in bank credit
1,128.0
1,117.1
1,126.1
1,118.1
1,146.0
1,152.8
3
U.S. government securities
783.0
771.5
774.4
755.3
748.1
755.0
4
Other securities
345.0
345.6
351.8
362.8
397.9
397.8

5
Loans and leases in bank credit (2)
3,086.5
3,109.2
3,117.3
3,141.7
3,153.0
3,222.8
3,218.6
6
Commercial and industrial
876.3
878.4
885.0
892.3
894.4

2,946.6
3,068.6
3,181.2
3,210.3
3,197.0
897.2

823.1
871.0
902.4
900.4

912.8
7
1,256.6
1,288.0
8
97.1
98.5
9
1,159.5
1,189.4
10
495.9
498.4
11
119.2
138.2
12
338.5
385.5

914.6
Real estate
1,265.0
1,266.6
1,269.8
1,279.8
Revolving home equity
97.4
97.5
97.4
99.0
Other
1,167.6
1,169.1
1,172.5
1,180.8
Consumer
500.7
500.6
499.8
502.3
Security (3)
118.3
121.0
127.7
138.5
Other loans and leases
346.8
344.1
352.1
383.5

1,276.3

1,207.9
1,244.9
1,284.3
1,288.1
1,289.9

97.4

97.5

1,178.9

1,113.5
1,147.3
1,186.9
1,190.1
1,191.6

494.7

495.8

519.9
501.8
498.0
495.5

128.6

133.5

91.6
120.4
136.3
131.4

359.1

370.4

304.1
330.5
385.5
379.9

94.4
98.0

97.6
98.3

13 Interbank loans
214.9
214.6
196.1
203.1
202.9

213.4

205.8

199.7

185.2
201.6
207.8
216.1

14 Cash assets (4)
269.4
269.4
251.5
248.7
240.9

250.8

244.0

244.2

249.1
269.3
252.1
271.6

15 Other assets (5)
285.2
297.1
304.6
306.9
305.8

304.8

305.5

306.7

292.1
294.7
316.9
313.2

16 TOTAL ASSETS (6)
4,927.2
4,950.3
4,938.1
5,070.1
5,063.6

4,971.3

4,968.3

4,642.6
4,889.8
5,013.9
5,088.5
5,094.0

3,211.0

3,185.1

3,022.8
3,141.6
3,210.6
3,257.6
3,265.5

678.6

663.1

655.2

2,532.4

2,522.0

2,337.2
2,460.0
2,555.4
2,591.7
2,593.3

680.8

661.4

675.3

1,851.6

1,860.6

1,734.3
1,801.8
1,880.2
1,907.7
1,910.0

869.0

862.2

L I A B I L I T I E S
17 Deposits
3,184.7
3,206.9
3,184.8
3,244.9
3,198.6
18
Transaction
685.9
702.1
676.1
667.4
645.7
19
Nontransaction
2,498.8
2,504.8
2,508.7
2,577.5
2,552.9
20
Large time
673.2
667.6
673.8
684.4
682.6
21
Other
1,825.6
1,837.2
1,834.9
1,893.1
1,870.4

22 Borrowings
851.9
875.4
873.9
874.7
879.2
911.6
23
From banks in the U.S.

685.6
681.5
665.9
672.2

602.9
658.3
683.9
683.3

750.1
829.7
886.8
877.4
288.2

293.1

304.5
301.4
24
547.5
577.9

306.6
286.9
300.9
From others
568.8
587.0
610.7

295.5

294.1

294.3

579.2

574.9

567.9

461.9
536.7
583.8
571.6

25 Net due to related foreign offices
199.7
174.8
178.7
172.2
183.8
200.0
200.0

197.3

206.5
221.1
192.3
195.6

26 Other liabilities
286.1
283.8
289.2
319.9
329.7

299.0

309.0

317.5

285.2
297.6
322.1
325.0

27 TOTAL LIABILITIES
4,522.5
4,540.9
4,526.6
4,644.0
4,639.8

4,556.9

4,546.9

4,264.7
4,490.1
4,587.6
4,658.8
4,663.5

28 Residual (assets less liabilities) (7)
404.7
409.4
411.5
414.3
421.4
426.1
423.8
MEMO
29 Reval. gains on off-bal. sheet items (8)
87.3
83.4
85.6
92.6
92.6
107.8
113.3
30 Reval. losses on off-bal. sheet items (8)
89.5
84.5
85.2
91.1
91.0
109.7
115.7

426.3

302.9

305.7

377.9
399.7
429.8
430.6

95.5

90.7
100.5

87.5
107.9

96.9

92.2
100.7

90.0
108.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998

1998

Jun

Jul

Aug

--------

--------

--------

A S S E T S

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16
-------- --------------------- -------

1
Bank credit
3,657.8
3,663.8
3,767.3
3,781.0
2
929.6
951.0
3
691.8
673.9
4
237.7
277.1

3,684.0

3,690.1

Securities in bank credit
915.2
927.7
919.4
961.0
U.S. government securities
674.8
681.4
666.0
682.2
Other securities
240.4
246.3
253.4
278.7

5
Loans and leases in bank credit
2,728.2
2,748.6
2,756.2
2,770.7
2,816.3
2,820.0
6
Commercial and industrial
652.6
656.7
665.9
674.3
691.6
692.0
7
Real estate
1,238.5
1,247.8
1,249.8
1,249.4
1,259.7
1,254.2
8
Revolving home equity
98.1
98.3
97.8
97.7
97.8
98.3
9
Other
1,140.4
1,149.5
1,151.9
1,151.7
1,161.9
1,155.9
10
Consumer
502.4
505.7
505.8
502.6
495.2
499.2
11
Security (3)
67.8
63.5
61.8
67.4
68.5
73.8
12
Other loans and leases
267.0
274.9
272.9
277.1
301.3
300.9

3,702.4

3,447.0
3,614.3
3,742.0
3,769.9
3,766.3

926.5

940.4

856.9
915.6
950.1
953.1

667.1

674.4

633.0
683.9
683.5
681.1

259.4

266.0

223.9
231.7
266.6
272.0

(2)
2,776.0

2,590.2
2,698.8
2,801.6
2,819.8
2,813.2

676.4

683.8

1,251.6

1,176.2
1,224.3
1,258.3
1,262.2
1,262.5

97.4

97.3

1,154.2

1,081.9
1,126.3
1,160.9
1,164.5
1,164.6

496.6

494.2

69.4

73.1

282.0

292.3

238.3
260.7
301.1
299.0

606.3
648.6
686.9
688.9

94.3
97.7

98.0
97.9

518.2
502.3
494.7
493.2
51.2
75.0

62.9
69.6

13 Interbank loans
194.9
191.4
180.2
184.0
184.7

193.9

191.0

185.3

172.6
174.2
186.0
185.9

14 Cash assets (4)
246.9
238.8
221.3
217.5
215.4

220.8

213.6

223.1

227.8
236.5
209.2
235.0

15 Other assets (5)
248.1
261.5
269.6
267.4
266.6

270.7

268.8

267.6

246.4
252.1
273.2
270.8

16 TOTAL ASSETS (6)
4,290.9
4,298.3
4,297.8
4,379.4
4,390.8

4,318.2

4,318.7

4,037.5
4,220.7
4,361.2
4,381.4
4,401.3

L I A B I L I T I E S

17 Deposits
2,905.7
2,915.6
2,907.5
2,921.6
2,910.4
18
Transaction
687.7
685.8
677.4
653.6
656.7
19
Nontransaction
2,218.0
2,229.7
2,230.1
2,268.0
2,253.7
20
Large time
399.8
393.3
390.3
382.1
380.2
21
Other
1,818.3
1,836.5
1,839.9
1,885.9
1,873.5

2,917.6

2,897.2

2,771.1
2,869.9
2,916.9
2,923.1
2,927.5

673.1

655.1

657.5

2,244.6

2,242.1

2,082.9
2,191.8
2,259.4
2,285.2
2,276.2

391.6

382.9

382.3

1,853.0

1,859.2

1,729.2
1,805.1
1,877.1
1,901.0
1,895.6

691.1

694.8

613.5
684.3
707.4
711.1

266.1

273.1

260.0
269.5
274.0
283.3

424.9

421.7

353.5
414.9
433.4
427.8

22 Borrowings
706.2
706.5
700.3
694.0
692.5
706.7
23
From banks in the U.S.
281.1
280.8
262.1
261.7
273.0
268.2
24
From others
425.0
425.7
438.2
432.4
419.5
438.5

688.2
678.1
637.9
651.3

353.7
386.7
384.2
380.5

25 Net due to related foreign offices
82.9
77.2
71.4
71.9
78.0
105.9
103.1

91.9

26 Other liabilities
196.7
199.2
201.9
216.1
224.1

209.0

216.0

218.0

27 TOTAL LIABILITIES
3,891.5
3,898.5
3,881.2
3,936.2
3,944.3

3,892.5

3,882.3

3,645.4
3,842.0
3,921.5
3,941.6
3,963.5

28 Residual (assets less liabilities) (7)
399.4
399.7
416.6
425.7
436.4
443.2
446.5

439.7

75.4
88.4

88.3
101.5

185.5
199.4
222.7
223.3

392.1
378.7
439.8
437.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
October 2, 1998

Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

3,688.4

3,693.6

3,435.4
3,612.2
3,726.3
3,763.3
3,755.3

918.2

927.8

846.5
922.0
943.1
946.7

663.5

668.8

628.7
683.6
678.5
677.4

254.6

259.0

217.9
238.4
264.6
269.3

(2)
2,775.5

2,588.8
2,690.2
2,798.5
2,820.3
2,808.6

676.2

678.9

1,253.9

1,179.4
1,218.8
1,262.0
1,265.9
1,267.6

97.4

97.5

1,156.5

1,085.0
1,121.2
1,164.5
1,167.8
1,169.3

494.7

495.8

67.8

69.4

282.9

292.3

238.7
258.0
303.5
299.1

184.7

178.2

166.8
177.2
184.7
186.0

A S S E T S

1
Bank credit
3,648.5
3,668.5
3,763.2
3,768.5
2
932.9
941.0
3
694.4
668.8
4
238.5
272.2

3,677.2

Securities in bank credit
924.4
928.5
919.1
949.0
U.S. government securities
684.6
685.4
668.3
676.1
Other securities
239.8
243.1
250.8
272.9

5
Loans and leases in bank credit
2,715.7
2,744.1
2,748.7
2,769.3
2,822.1
2,819.5
6
Commercial and industrial
655.4
664.1
672.0
677.1
687.9
688.4
7
Real estate
1,231.9
1,241.5
1,243.6
1,247.1
1,265.6
1,257.6
8
Revolving home equity
97.1
97.4
97.5
97.4
98.5
99.0
9
Other
1,134.8
1,144.1
1,146.1
1,149.7
1,167.1
1,158.6
10
Consumer
495.9
500.7
500.6
499.8
498.4
502.3
11
Security (3)
67.9
65.6
61.8
67.5
68.8
71.2
12
Other loans and leases
264.5
272.1
270.7
277.8
301.4
300.1
13 Interbank loans
194.4
194.2
175.7
179.3
172.7

190.6

602.0
647.4
681.2
681.4

94.4
98.0

97.6
98.3

519.9
501.8
498.0
495.5
48.9
71.7

64.2
65.0

14 Cash assets (4)
236.4
235.7
217.2
214.9
205.4

214.7

209.3

210.6

215.0
237.2
218.6
238.4

15 Other assets (5)
247.9
261.8
268.7
267.9
266.2

270.0

270.5

268.8

247.5
251.8
276.5
273.6

16 TOTAL ASSETS (6)
4,270.7
4,303.4
4,281.7
4,368.0
4,355.6

4,306.4

4,300.9

4,007.9
4,222.1
4,326.7
4,385.7
4,396.1

2,907.9

2,891.5

2,761.7
2,859.4
2,907.9
2,947.3
2,952.2

668.1

650.1

644.0

2,239.8

2,241.4

2,087.2
2,187.7
2,263.9
2,294.7
2,294.6

389.2

381.8

384.7

1,850.6

1,859.6

1,731.8
1,800.7
1,879.2
1,906.8
1,909.0

692.9

686.0

607.2
684.9
701.5
694.7

265.5

268.6

256.6
270.4
270.7
275.6

427.4

417.4

350.6
414.5
430.7
419.1

L I A B I L I T I E S
17 Deposits
2,895.2
2,916.7
2,888.3
2,931.6
2,881.0
18
Transaction
675.4
691.4
665.8
652.5
629.0
19
Nontransaction
2,219.8
2,225.3
2,222.5
2,279.0
2,252.0
20
Large time
395.2
389.1
388.5
386.9
382.6
21
Other
1,824.6
1,836.2
1,834.0
1,892.1
1,869.4

22 Borrowings
698.0
706.5
705.8
701.4
694.4
727.0
23
From banks in the U.S.
278.7
280.1
263.2
263.6
271.4
273.1
24
From others
419.3
426.4
442.6
437.8
423.0
453.9

674.5
671.6
652.6
657.6

355.4
387.0
388.0
385.6

25 Net due to related foreign offices
82.1
78.0
80.9
80.1
84.9
107.0
107.0

96.7

26 Other liabilities
196.7
199.2
201.9
216.1
224.1

209.0

216.0

218.0

27 TOTAL LIABILITIES
3,872.1
3,900.3
3,876.8
3,949.1
3,939.2

3,898.3

3,885.3

3,632.2
3,828.9
3,908.6
3,964.3
3,974.6

28 Residual (assets less liabilities) (7)
398.7
403.1
404.9
408.0
415.6
418.9
416.4
29

MEMO
Reval. gains on off-bal. sheet items (8)

418.1

77.9
92.8

85.1
104.3

185.5
199.4
222.7
223.3

375.7
393.2
421.4
421.5

45.1

47.0

47.2
43.9
45.6
50.5
51.0
60.3
64.6
30 Reval. losses on off-bal. sheet items (8)
49.6
45.3
46.3
50.1
50.4
64.3
69.1
31 Mortgage-backed securities (9)
299.4
293.3
294.8
286.8
289.7
303.5
308.1

51.9

55.8

61.1

54.2

46.5
58.3

49.2
63.3

297.2

256.3
293.8
306.4
306.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

2,230.1

2,230.0

2,071.7
2,182.9
2,260.9
2,282.8
2,283.3

511.9

522.6

458.8
510.1
532.0
536.2

347.3

353.8

317.3
363.9
362.8
361.7

21.7

23.0

325.6

330.8

296.0
335.9
338.9
338.2

164.6

168.9

141.5
146.3
169.2
174.6

A S S E T S

1
Bank credit
2,220.5
2,220.8
2,284.2
2,298.4
2
521.9
534.2
3
372.1
354.7
3a
27.5
20.5
3b
344.6
334.2
4
149.9
179.4

2,233.1

Securities in bank credit
509.1
517.9
510.1
542.3
U.S. government securities
358.8
362.2
348.7
361.2
Trading account
23.7
24.5
24.6
25.6
Investment account
335.0
337.7
324.0
335.6
Other securities
150.3
155.7
161.4
181.1

21.3
24.0

28.0
23.4

4a
70.9
89.1
4b
79.0
90.3
4c
22.8
23.1
4d
56.2
67.2

Trading account
69.4
74.4
78.2
79.6
92.0
Investment account
80.9
81.4
83.2
85.0
89.0
State and local government
23.0
22.8
22.2
22.4
23.1
Other
58.0
58.6
60.9
62.6
65.9

5
Loans and leases in bank credit (2)
1,698.6
1,711.8
1,715.1
1,720.0
1,718.1
1,750.0
1,756.1
6
Commercial and industrial
467.5
470.3
477.5
484.1
484.7
494.9
495.6
6a
Bankers acceptances
1.3
1.2
1.3
1.2
1.3
1.3
1.2
6b
Other
466.2
469.1
476.2
482.9
483.4
493.7
494.3
7
Real estate
677.4
681.6
681.3
674.4
670.6
672.4
668.4
8
Revolving home equity
68.9
69.3
68.6
68.1
67.7
68.0
68.4
9
Other
608.5
612.4
612.7
606.2
603.0
604.4
599.9
10
Consumer
296.0
300.1
299.7
296.4
290.9
294.1
297.1
11
Security (3)
61.6
57.3
55.9
61.3
63.3
62.1
67.9
11a
Fed funds and RPs with broker/dealer
43.8
39.7
37.6
42.7
44.8
43.5
48.7
11b
Other
17.9
17.5
18.3
18.6
18.6
18.6
19.2
12a
State and local government
11.1
11.1
11.2
11.1
11.0
11.3
11.3
12b
Agricultural
9.7
9.8
9.8
9.8
9.7
9.7
9.8
12c
Fed funds and RPs with others
7.2
7.2
5.6
5.5
8.6
11.9
13.3
12d
All other loans
80.7
83.9
81.5
83.9
84.2
94.6
93.7

81.1

70.2
79.4

67.5
85.0

87.7

71.3
89.8

78.7
89.6

22.6

22.2
23.0

22.7
23.2

65.1

49.0
66.8

56.0
66.4

1,612.9
1,672.8
1,738.3
1,750.8
1,747.1
489.1
1.3

430.6
463.5
490.5
492.2
1.5
1.3

1.3
1.3

487.8

429.0
462.3
489.2
490.9

673.0

654.5
665.9
673.8
675.0

67.6

66.4
67.9

68.7
68.0

605.4

588.2
597.2
605.9
607.0

291.7

307.4
294.5
292.6
293.4

66.9

46.7
68.4

57.2
63.0

47.9

30.3
49.9

41.2
43.6

19.0

16.4
18.6

16.0
19.4

11.1

12.0
11.1

11.3
11.2

9.7

9.3
9.6

9.6
9.7

9.7

6.4
10.9

6.1
11.2

69.2
95.1

79.1
92.7

89.5

12e
87.4
98.9

Lease financing receivables
90.5
92.7
93.6
99.2

13 Interbank loans
130.5
125.7
114.1
124.6
109.3
112.0
13a
Fed funds and RPs with banks
81.2
75.2
64.4
73.7
55.8
59.9
13b
Other
49.3
50.4
49.7
51.0
53.5
52.1

76.8
98.7

85.5
98.7

95.0

97.6

120.2

112.3

67.1

60.0

75.8
58.2

69.6
61.5

53.1

52.3

44.8
52.1

48.0
52.5

120.6
117.6
110.2
114.0

14 Cash assets (4)
174.9
165.8
148.2
144.7
140.3

146.9

141.4

148.7

158.5
165.3
138.8
159.5

15 Other assets (5)
186.4
197.3
202.7
196.8
194.3

200.4

198.0

197.4

182.4
189.0
203.3
198.5

16 TOTAL ASSETS (6)
2,675.1
2,672.1
2,660.6
2,698.3
2,708.2

2,664.6

2,652.3

2,496.1
2,617.8
2,682.6
2,698.3
2,718.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,602.7

1,578.9

1,535.6
1,590.9
1,586.5
1,589.9
1,593.5

375.1

360.3

362.0

L I A B I L I T I E S
17 Deposits
1,619.3
1,621.8
1,606.0
1,586.8
1,568.0
18
Transaction
390.0
389.3
381.3

391.8
383.3
350.5
361.9

360.6
354.6
19
Nontransaction
1,229.3
1,232.5
1,224.7
1,226.2
1,213.4
20
Large time
228.6
220.7
216.0
205.7
203.8
21
Other
1,000.7
1,011.8
1,008.7
1,020.5
1,009.6

1,227.5

1,218.6

1,143.9
1,207.6
1,224.5
1,239.4
1,231.6

217.4

211.2

209.9

194.5
215.9
211.2
205.9

1,010.1

1,007.5

1,014.5

949.4
991.7
1,028.2
1,025.7

523.3

527.5

461.3
526.9
539.8
542.1

189.2

195.9

184.3
197.7
197.2
204.3

334.0

331.6

277.0
329.2
342.6
337.7

22 Borrowings
546.3
544.2
536.2
529.1
524.2
540.8
23
From banks in the U.S.
209.6
208.8
189.2
187.6
195.4
193.2
24
From others
336.7
335.4
347.0
341.5
328.9
347.6

25 Net due to related foreign offices
78.8
73.7
67.6
68.1
74.4
102.5
99.6

88.2

26 Other liabilities
166.9
169.0
171.3
185.3
194.2

178.3

184.4

186.7

27 TOTAL LIABILITIES
2,411.4
2,408.8
2,381.1
2,398.8
2,402.5

2,378.1

2,361.0

2,226.5
2,370.7
2,388.9
2,405.4
2,425.3

28 Residual (assets less liabilities) (7)
263.7
263.3
279.4
286.5
291.3
299.6
305.7

293.7

70.8
84.7

82.2
97.9

158.7
170.8
191.1
191.8

269.6
247.1
292.9
293.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 2, 1998

1998

1998

Apr
Sep 23

May

Account
1998
Jun

1998

1998

Jul

Aug

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,223.6

2,223.0

2,060.6
2,189.4
2,245.6
2,276.2
2,272.3

A S S E T S

1
Bank credit
2,215.0
2,219.9
2,276.9
2,280.5
2
523.9
524.4
3
373.5
349.6
3a
28.3
20.8
3b
345.1
328.8
3c
228.6
227.5
3d
116.6
101.4
3e
30.4
26.3
3f
52.1
43.0
3g
34.1
32.1
4
150.4
174.8
4a
71.4
84.7
4b
79.0
90.0
4c
22.7
23.2
4d
56.3
66.9

2,219.3

Securities in bank credit
512.7
514.6
506.7
504.9
529.6
U.S. government securities
363.4
362.9
348.3
345.0
354.3
Trading account
23.9
23.7
23.7
21.1
24.9
Investment account
339.6
339.2
324.7
323.9
329.4
Mortgage-backed
222.1
221.8
213.4
214.8
230.6
Other
117.5
117.4
111.3
109.1
98.8
1 year or less
31.6
30.1
30.2
29.0
26.7
Between 1 and 5 years
51.5
50.0
46.9
49.7
41.2
More than 5 years
34.4
37.2
34.2
30.4
30.9
Other securities
149.3
151.6
158.4
159.8
175.3
Trading account
69.0
70.9
75.4
75.5
87.1
Investment account
80.3
80.7
82.9
84.3
88.2
State and local government
22.9
22.7
22.4
22.3
23.2
Other
57.3
58.0
60.6
62.1
65.0

5
Loans and leases in bank credit (2)
1,691.1
1,707.2
1,704.7
1,716.9
1,718.2

511.1

449.5
518.7
526.2
530.8

348.9

313.9
365.7
358.7
358.6

22.8

21.3
23.9

28.4
24.3

326.1

292.6
337.2
334.8
334.3

221.5

191.9
224.0
230.0
229.8

104.7

100.7
113.3
104.8
104.5

27.6

27.8
27.2

29.6
27.2

46.7

51.0
46.9

52.2
44.4

30.3

22.0
30.6

31.4
32.9

162.2

135.7
153.1
167.5
172.3

74.9

64.8
77.9

74.2
83.0

87.2

70.9
89.6

78.8
89.2

22.7

22.2
23.1

22.7
23.2

64.6

48.7
66.5

56.1
66.0

1,611.0
1,670.7
1,734.5
1,750.1
1,741.5

1,752.5
6
469.4
492.5
6a
1.2
1.3
6b
468.2
491.2
7
673.1
676.6
8
68.0
68.6
9a
375.5
375.5
9b
229.7
232.5
10
291.4
296.3
11
61.8
62.4
11a
43.9
43.8
11b
17.8
18.6
12a
11.1
11.3
12b
9.3
10.1
12c
7.2
11.9
12d
79.8
93.6
12e
88.0
97.7

1,750.9
Commercial and industrial
475.4
481.1
485.2
484.8
485.7
492.8
Bankers acceptances
1.2
1.2
1.2
1.2
1.3
1.3
Other
474.3
479.9
484.0
483.5
484.4
491.5
Real estate
675.7
673.5
671.5
672.9
676.3
669.4
Revolving home equity
68.2
68.2
67.9
67.8
67.8
68.9
Other residential
376.6
374.0
373.5
374.8
377.2
367.6
Commercial
231.0
231.3
230.1
230.4
231.3
233.0
Consumer
296.1
295.7
295.2
290.7
293.3
298.8
Security (3)
59.4
55.9
61.4
61.8
63.2
65.3
Fed funds and RPs with broker/dealer
41.6
37.5
42.4
43.7
44.9
46.4
Other
17.7
18.4
19.0
18.1
18.3
18.9
State and local government
11.0
11.1
11.1
11.0
11.2
11.3
Agricultural
9.4
9.6
9.8
10.0
10.0
10.0
Fed funds and RPs with others
7.2
5.6
5.5
8.6
9.7
13.3
All other loans
82.8
80.3
84.1
83.8
88.8
92.0
Lease financing receivables
90.2
92.0
93.2
94.5
96.4
97.9

13 Interbank loans
126.2
126.3
113.4
125.1
108.8
109.5
13a
Fed funds and RPs with banks
77.9
76.4
64.0
74.0
56.4
58.5
13b
Other
48.4
50.0
49.4
51.1

427.7
462.7
486.5
486.6
1.5
1.3

1.2
1.3

426.2
461.5
485.2
485.3
657.4
664.2
677.1
679.2
66.6
68.3

68.3
68.4

364.8
366.1
377.1
379.3
225.9
229.7
231.6
231.5
309.0
294.2
295.3
295.2
44.4
65.1

58.5
58.4

28.6
46.8

42.4
40.4

15.8
18.3

16.1
18.0

12.1
11.2

11.3
11.2

9.6
10.0

9.2
10.0

6.4
10.9

6.1
11.2

68.7
96.5

77.7
92.1

75.9
97.5

86.8
97.6

117.9
116.6
110.9
111.8

119.2

109.7

66.4

58.2

73.7
58.9

68.8
59.5

52.8

51.6

44.2
51.9

47.8
52.3

52.4

51.0

14 Cash assets (4)
166.1
163.4
144.2
143.5
134.0

141.8

137.8

138.6

147.9
166.2
144.1
160.5

15 Other assets (5)
186.4
197.3
202.7
196.8
194.3

200.4

198.0

197.4

182.4
189.0
203.3
198.5

16 TOTAL ASSETS (6)
2,656.6
2,669.8
2,642.3
2,688.8
2,681.4

2,653.5

2,640.6

2,471.3
2,624.3
2,654.3
2,697.2
2,706.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,596.3

1,578.9

1,532.5
1,583.4
1,584.1
1,610.1
1,610.3

371.7

358.1

352.8

1,224.6

1,220.8

1,150.0
1,203.2
1,231.2
1,250.4
1,248.0

215.0

210.1

212.3

196.2
216.3
214.9
211.0

1,009.6

1,010.7

1,018.9

953.8
986.9
1,035.4
1,037.0

L I A B I L I T I E S
17 Deposits
1,607.2
1,614.6
1,586.2
1,599.0
1,552.1
18
Transaction
380.8
391.3
371.8
360.7
337.8
19
Nontransaction
1,226.5
1,223.3
1,214.4
1,238.3
1,214.3
20
Large time
224.0
216.5
214.3
210.5
206.2
21
Other
1,002.5
1,006.8
1,000.1
1,027.9
1,008.0
22

Borrowings

382.4
380.1
359.7
362.3

453.9

529.3

541.4
524.4
23
208.3
193.4
24
333.1
331.0

546.0
541.3
536.0
552.7
From banks in the U.S.
208.5
189.6
189.1
194.6
From others
337.6
351.7
347.0
358.1

525.1

517.5

532.2

188.4

190.6

180.2
199.4
193.2
197.6

336.7

326.8

273.8
329.9
339.0
329.7

25 Net due to related foreign offices
78.0
74.5
77.1
76.2
81.2
103.6
103.6

92.9

26 Other liabilities
166.9
169.0
171.3
185.3
194.2

178.3

184.4

186.7

27 TOTAL LIABILITIES
2,393.6
2,404.1
2,375.9
2,412.3
2,402.5

2,386.8

2,369.6

2,218.4
2,362.4
2,381.2
2,422.5
2,430.1

28 Residual (assets less liabilities) (7)
263.0
265.6
266.4
266.6
271.0
276.5
278.9
29
47.2
60.3
30
49.6
64.3
31
248.5
249.5
31a
169.9
161.1
31b
78.6
88.5
32
2.9
3.4
33
35.2
36.9

MEMO
Reval. gains on off-bal. sheet items (8)
43.9
45.6
50.5
51.0
64.6
Reval. losses on off-bal. sheet items (8)
45.3
46.3
50.1
50.4
69.1
Mortgage-backed securities (9)
241.9
242.6
234.6
237.2
253.1
Pass-through
165.3
164.7
156.8
156.9
165.8
CMO, REMIC, and other
76.6
77.9
77.8
80.3
87.3
Net unrealized gains (losses) on
3.0
2.8
3.2
3.5
3.5
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
35.5
36.0
36.1
35.3
36.9

273.1

H.8 (510)

79.0
100.7

158.7
170.8
191.1
191.8

252.9
261.9
274.7
276.0

51.9

45.1
55.8

47.0
61.1

54.2

46.5
58.3

49.2
63.3

243.8

210.0
243.4
252.7
252.3

160.2

143.4
165.3
163.6
163.2

83.6
3.1

35.6

------------------------------------------------Footnotes appear on page 13.

73.3
89.1

527.3

66.6
89.0

78.0
89.1

2.2
3.6

3.3
3.5

34.0
35.9

36.2
36.7

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,460.1

1,472.5

1,375.3
1,431.4
1,481.1
1,487.1
1,483.0

414.6

417.7

398.0
405.4
418.1
416.9

319.8

320.6

315.7
320.0
320.7
319.4

94.8

97.1

(2)
1,057.9

1,063.4

977.2
1,026.0
1,069.0
1,066.1

191.7

194.7

175.8
185.1
196.4
196.7

580.9

585.3

521.6
558.4
588.4
587.5

29.7

29.8

551.2

555.5

493.7
529.1
558.6
557.7

205.7

202.5

210.8
207.8
202.0
199.8

6.0

6.2

73.5

74.7

A S S E T S

1
Bank credit
1,437.2
1,442.9
1,483.1
1,482.6
2
407.6
416.8
3
319.8
319.2
4
87.8
97.6

1,450.9

Securities in bank credit
406.1
409.8
409.3
418.7
U.S. government securities
316.1
319.2
317.3
321.0
Other securities
90.1
90.6
92.0
97.7

5
Loans and leases in bank credit
1,029.6
1,036.8
1,041.1
1,050.7
1,066.2
1,063.9
6
Commercial and industrial
185.1
186.3
188.5
190.2
196.7
196.4
7
Real estate
561.1
566.1
568.5
575.0
587.3
585.8
8
Revolving home equity
29.2
29.0
29.2
29.5
29.8
29.9
9
Other
531.9
537.1
539.3
545.5
557.4
555.9
10
Consumer
206.4
205.6
206.1
206.2
201.0
202.1
11
Security (3)
6.2
6.3
5.9
6.1
6.4
5.9
12
Other loans and leases
70.9
72.5
72.1
73.2

82.3
97.4

27.9
29.8

85.4
97.5

29.3
29.9

4.5
6.6

5.7
6.6

64.5
75.7

69.0
75.4

74.9

73.7

13
64.4
74.7

Interbank loans
65.7
66.1
72.7

69.3

70.8

73.0

52.0
75.8

56.6
71.9

14
72.0
72.7

Cash assets (4)
73.0
73.1
75.1

73.8

72.2

74.4

69.3
70.4

71.2
75.5

15
61.7
70.6

Other assets (5)
64.2
66.9
72.3

70.3

70.9

70.3

64.0
69.9

63.1
72.3

1,653.6

1,666.4

1,541.4
1,602.9
1,678.7
1,683.1
1,682.6

16 TOTAL ASSETS (6)
1,615.8
1,626.2
1,637.2
1,681.0
1,682.6

L I A B I L I T I E S
17 Deposits
1,235.4
1,279.0
1,286.4
1,293.8
1,301.5
1,315.0
1,318.3
1,330.4
1,333.2
1,334.0
1,334.9
1,342.4
18
Transaction
296.5
294.9
297.7
296.5
296.1
298.0
294.8
295.5
287.4
289.4
293.0
302.1
19
Nontransaction
939.0
984.2
988.7
997.3
1,005.5
1,017.0
1,023.4
1,034.9
1,045.8
1,044.5
1,041.9
1,040.3
20
Large time
159.2
170.8
171.2
172.6
174.2
174.2
171.7
172.4
173.0
174.6
176.4
176.4
21
Other
779.8
813.4
817.5
824.7
831.2
842.9
851.7
862.5
872.8
870.0
865.4
863.9
22 Borrowings
159.9
162.3
164.1
164.9
168.3
166.0
23
From banks in the U.S.
71.5
72.0
73.0
74.0
77.6
75.0
24
From others
88.3
90.3
91.2
90.9
90.6
90.9

167.2

76.9

77.2

75.8
76.8

71.8
79.0

90.9

90.1

76.5
90.8

85.6
90.1

4.6
3.7

6.1
3.6

26.7
31.6

28.7
31.5

25
4.1
3.5

Net due to related foreign offices
3.5
3.8
3.9
3.7
3.5

3.7

26
29.8
30.8

Other liabilities
30.2
30.5
30.0

27 TOTAL LIABILITIES
1,480.1
1,489.7
1,500.0
1,537.4
1,541.8

152.2
157.5
167.7
169.1

167.8

30.7

31.5

31.3

1,514.4

1,521.3

1,418.9
1,471.3
1,532.6
1,536.2
1,538.2

28 Residual (assets less liabilities) (7)
135.7
136.5
137.2
139.2
145.1
143.6
140.8

146.0

122.4
131.6
146.8
144.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,464.8

1,470.6

1,374.8
1,422.8
1,480.6
1,487.1
1,483.0

413.3

416.7

397.0
403.3
416.9
415.8

318.5

319.8

314.8
317.9
319.8
318.8

94.8

96.9

(2)
1,057.3

1,064.0

977.8
1,019.5
1,070.2
1,067.1

191.4

193.2

174.4
184.7
194.7
194.8

581.0

585.7

522.0
554.6
588.8
588.4

A S S E T S

1
Bank credit
1,433.6
1,448.6
1,486.2
1,488.0
2
409.0
416.7
3
320.9
319.2
4
88.1
97.5

1,457.9

Securities in bank credit
411.7
413.9
412.4
419.3
U.S. government securities
321.1
322.4
320.0
321.8
Other securities
90.5
91.5
92.4
97.5

5
Loans and leases in bank credit
1,024.5
1,036.9
1,044.0
1,052.4
1,069.6
1,068.7
6
Commercial and industrial
186.1
188.7
191.0
191.9
195.4
195.5
7
Real estate
558.8
565.8
570.1
575.6
589.1
588.2
8
Revolving home equity

82.2
97.1

27.8

85.4
97.0

29.3

29.1
30.0
9
529.7
559.1
10
204.4
202.1
11
6.2
6.4
12
69.1
76.7

29.2
29.3
29.5
30.1
Other
536.6
540.8
546.2
558.0
Consumer
204.6
204.9
204.6
203.5
Security (3)
6.3
5.9
6.1
5.9
Other loans and leases
71.5
72.1
74.2
75.6

29.6

29.6

29.7

29.9

551.4

556.1

494.2
525.4
559.1
558.5

204.0

202.6

210.9
207.6
202.7
200.3

6.0

6.2

74.9

4.5
6.6

5.7
6.6

76.3

66.0
77.4

66.8
77.0

13
68.2
70.5

Interbank loans
67.8
62.3
63.2

65.5

65.5

68.5

48.9
73.8

60.6
74.2

14
70.3
71.4

Cash assets (4)
72.4
73.0
71.3

72.9

71.5

72.0

67.1
74.5

71.0
77.9

15
61.6
71.1

Other assets (5)
64.6
65.9
71.9

69.6

72.6

71.4

65.1
73.2

62.8
75.1

1,652.9

1,660.2

1,536.5
1,597.8
1,672.4
1,688.5
1,690.0

16 TOTAL ASSETS (6)
1,614.1
1,633.6
1,639.4
1,679.2
1,674.2

L I A B I L I T I E S
17 Deposits
1,229.2
1,276.0
1,288.0
1,302.1
1,302.0
1,311.6
1,312.6
1,323.9
1,337.2
1,341.9
1,332.5
1,328.9
18
Transaction
292.1
291.5
294.6
300.1
294.0
296.4
292.0
291.2
292.8
295.3
291.8
291.1
19
Nontransaction
937.2
984.5
993.4
1,002.0
1,008.0
1,015.2
1,020.6
1,032.7
1,044.3
1,046.6
1,040.7
1,037.7
20
Large time
159.2
170.8
171.2
172.6
174.2
174.2
171.7
172.4
173.0
174.6
176.4
176.4
21
Other
778.0
813.8
822.2
829.4
833.8
841.1
848.9
860.3
871.3
872.0
864.3
861.4
22 Borrowings
156.6
160.4
164.5
165.3
170.0
174.4
23
From banks in the U.S.
70.4
71.6
73.7
74.6
78.0
78.5
24
From others
86.3
88.8
90.9
90.8
92.0
95.8

153.2
155.6
169.2
167.4

167.9

168.5

77.1

78.0

76.4
77.6

71.0
78.0

90.8

90.6

76.8
91.7

84.6
89.4

25
4.1
3.5

Net due to related foreign offices
3.5
3.8
3.9
3.7
3.5

3.7

26
29.8
30.8

Other liabilities
30.2
30.5
30.0

27 TOTAL LIABILITIES
1,478.5
1,496.2
1,500.9
1,536.8
1,536.7

6.1
3.6

26.7
31.6

28.7
31.5

30.7

31.5

31.3

1,511.5

1,515.7

1,413.8
1,466.5
1,527.4
1,541.8
1,544.4

28 Residual (assets less liabilities) (7)
135.7
137.5
138.5
141.4
144.6
142.4
137.5
29
50.9
54.0

4.6
3.7

MEMO
Mortgage-backed securities (9)
51.5
52.2
52.2
55.0

52.5

145.1

53.4

122.8
131.3
146.7
145.6

46.3
53.7

50.4
53.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

568.3

573.9

591.8

535.5
569.0
606.2
602.1

Securities in bank credit
191.0
193.8
195.8
206.7

196.6

207.4

176.2
193.0
213.5
208.7

A S S E T S

1
Bank credit
565.9
557.8
612.5
607.8
2
196.8
209.3

564.6

3
87.9
79.0
4
108.9
130.3

U.S. government securities
88.3
88.4
86.9
79.1
Other securities
102.7
105.4
108.9
127.6

5
369.1
403.2
6
220.2
226.5
7
24.7
22.4
11
50.5
69.5
12
73.7
84.8

Loans and leases in bank credit
366.8
370.9
372.5
401.1
Commercial and industrial
214.2
213.6
215.4
227.2
Real estate
23.7
23.1
22.9
22.2
Security (3)
53.3
59.7
60.3
67.2
Other loans and leases
75.6
74.5
74.0
84.6

89.8

92.5

81.9
92.6

84.1
82.5

106.8

114.8

94.3
108.9
120.9
126.3

(2)
377.3

384.5

359.3
375.9
392.7
393.4

218.4

219.4

222.0
222.5
223.5
221.6

22.6

22.5

28.7
22.3

25.9
22.4

61.3

64.9

43.5
65.2

56.0
68.2

75.0

77.7

65.2
81.6

71.5
81.1

13
20.5
23.9

Interbank loans
20.4
20.3
30.3

22.8

21.1

21.5

18.4
23.2

24.4
30.1

14
34.1
34.5

Cash assets (4)
35.3
34.6
35.2

35.1

34.8

33.6

34.1
33.4

32.6
33.6

15
37.3
39.1

Other assets (5)
37.3
35.5
40.2

35.7

35.4

37.0

43.6
39.2

41.5
38.6

661.7

665.0

683.7

631.3
667.3
701.8
704.2

301.3

295.4

303.9

262.3
284.4
311.1
314.5

10.5

12.9

11.2

290.9

282.5

292.8

251.2
274.3
298.0
299.9

176.1

176.2

142.9
144.8
185.3
182.6

28.6

25.7

16 TOTAL ASSETS (6)
657.6
650.6
654.8
709.8
713.1

L I A B I L I T I E S
17 Deposits
288.3
291.9
293.8
313.8
314.4
18
Transaction
10.6
11.1
10.6
14.5
15.9
19
Nontransaction
277.7
280.8
283.2
299.3
298.5

22 Borrowings
153.9
168.9
168.2
173.3
184.8
184.5
23
From banks in the U.S.
25.8
26.5
23.7
31.9
29.9
27.8
24
From others

11.1
13.2

31.6
32.2
111.3

10.1
14.6

22.6
30.2
122.2

128.1
154.9

147.4

150.4

25 Net due to related foreign offices
118.5
98.3
96.9
92.8
102.5
97.4
91.2

104.0

26 Other liabilities
89.2
85.3
87.7
104.4
106.2

90.8

93.7

99.5

27 TOTAL LIABILITIES
649.8
644.4
646.5
700.4
696.3

658.3

667.7

683.6

28
7.7
9.4

142.4
156.7

144.4

141.4

Residual (assets less liabilities) (7)
6.2
8.3
3.4
-2.6
16.8

153.1

131.9
134.7
101.5
96.9
99.7
99.4

97.0
101.6

636.9
661.0
697.4
695.6
-5.5
4.4

0.1

152.5

6.3
8.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 2, 1998
Account
1998

1998

1998

Apr
Sep 23

May

--------------

--------------

1997

1998
1998
Week ending
Aug
Feb
Mar
Sep 2
Sep 9
Sep 16

1998

1998

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

571.4

576.9

594.4

537.9
568.5
606.0
595.3

199.3

211.7

180.1
190.1
216.0
206.9

89.5

93.3

A S S E T S

1
Bank credit
565.9
557.8
605.6
602.9
2
195.1
204.9
3
88.6
79.3

566.2

Securities in bank credit
192.7
197.7
198.9
203.8
U.S. government securities
86.9
89.0
87.0
78.9

82.8
93.6

83.3
82.5

3a
17.6
19.7
3b
71.0
59.6
4
106.5
125.6
4a
62.2
77.4
4b
44.3
48.2
5
370.8
400.7
6
220.9
224.8
7
24.7
22.4
11
51.3
69.4
12
74.0
84.1

Trading account
18.3
20.4
18.2
19.0
Investment account
68.6
68.6
68.7
59.8
Other securities
105.8
108.7
112.0
125.0
Trading account
61.1
62.9
66.3
76.7
Investment account
44.7
45.8
45.7
48.3
Loans and leases in bank credit
365.1
368.5
372.4
399.1
Commercial and industrial
214.3
213.0
215.3
226.2
Real estate
23.5
23.0
22.7
22.2
Security (3)
52.7
59.2
60.2
67.3
Other loans and leases
74.7
73.4
74.3
83.3

24.4

30.1

17.4
33.1

14.1
21.6

65.2

63.2

65.4
60.5

69.3
60.9

109.8

118.4

97.3
106.8
122.4
124.4

66.3

70.2

56.5
74.7

62.9
76.5

43.5

48.1

40.8
47.7

43.9
47.9

(2)
377.5

382.7

357.8
378.4
390.0
388.4

218.1

218.2

221.1
223.6
221.2
219.0

22.4

22.4

28.5
22.2

26.1
22.3

60.8

64.1

42.7
64.6

56.2
66.4

76.2

78.0

65.4
82.0

72.5
80.7

13
20.5
23.9

Interbank loans
20.4
20.3
30.3

22.8

21.1

21.5

18.4
23.2

24.4
30.1

14
33.0
33.8

Cash assets (4)
33.6
34.2
35.5

36.1

34.7

33.6

34.1
33.5

32.1
33.2

15
37.3
39.0

Other assets (5)
35.3
35.9
39.6

34.8

35.0

37.9

44.6
40.4

42.9
39.6

664.9

667.4

687.2

634.8
667.7
702.8
698.0

303.1

293.6

302.7

261.1
282.2
310.3
313.4

10.5

13.0

11.1

292.6

280.6

291.5

16 TOTAL ASSETS (6)
656.4
646.9
656.4
702.1
708.0

L I A B I L I T I E S
17 Deposits
289.5
290.2
296.6
313.3
317.6
18
Transaction
10.5
10.7
10.3
14.9
16.7
19
Nontransaction
279.0
279.5
286.3

11.1
13.4

9.9
14.7

250.0
272.3
297.0
298.7

298.5

300.9

22 Borrowings
153.9
168.9
168.2
173.3
184.8
184.5
23
From banks in the U.S.
25.8
26.5
23.7
31.9
29.9
27.8
24
From others
128.1
142.4
144.4
141.4
154.9
156.7

176.1

176.2

28.6

25.7

147.4

150.4

25 Net due to related foreign offices
117.6
96.9
97.8
92.1
98.9
93.0
93.0

100.7

26 Other liabilities
89.4
84.6
87.3
103.8
105.6

90.0

93.1

99.5

27 TOTAL LIABILITIES
650.4
640.6
649.8
694.9
700.7

658.6

661.7

679.0

28
6.0
7.2

Residual (assets less liabilities) (7)
6.3
6.6
6.3
5.8
7.3

29
40.0
47.5
30
39.9
45.5

MEMO
Reval. gains on off-bal. sheet items (8)
39.5
40.0
42.1
41.6
48.7
Reval. losses on off-bal. sheet items (8)
39.2
38.9
41.1
40.7
46.6

142.9
144.8
185.3
182.6
31.6
32.2

22.6
30.2

111.3
122.2
153.1
152.5
128.7

136.0
99.5
91.3

99.8
99.4

98.2
101.6

632.5
661.2
694.5
688.9
2.3
8.3

6.5
9.0

43.6

45.7
44.7

40.5
46.8

42.8

45.7
42.4

40.7
44.8

8.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

October 2, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.federalreserve.gov/
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks

(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired $0.4 billion in
assets and liabilities of thrift institutions in the week ending September 23,
1998. The major asset item affected
was real estate loans, other, $0.3 billion. The liabilty item affected was
nontransaction deposits, other, $0.4 billion. Also, large domestically chartered
commercial banks
acquired $1.4 billion in assets and liabilities of thrift institutions in
the week ending September 16, 1998. The major asset item affected was (in
billions): other assets, $1.4. The
major liabilty items affected were transaction deposits, $0.4; and
nontransaction deposits, other, $1.0.