h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,278.0

4,338.6

4,006.6
4,224.1
4,394.7
4,388.1
4,400.1

1,153.2

1,036.3
1,129.6
1,173.6
1,167.0
1,176.4

771.6

768.0

724.5
782.0
757.8
768.2

381.5

405.6

311.8
347.6
409.3
408.2

(2)
3,185.5

2,970.3
3,094.5
3,221.1
3,221.1
3,223.7

902.6

913.5

1,284.9

1,214.6
1,264.7
1,285.9
1,287.2
1,283.0

97.4

97.8

1,187.5

1,119.2
1,166.5
1,188.1
1,189.4
1,184.6

494.3

497.3

A S S E T S

1
Bank credit
4,221.8
4,249.5
4,418.1
4,463.2

4,259.7

2
Securities in bank credit
1,109.7
1,125.6
1,119.9
1,127.9
1,183.7
1,207.3
3
U.S. government securities
766.1
773.3
756.9
761.0
773.8
763.3
4
Other securities
343.6
352.4
362.9
366.9
409.9
444.0
5
Loans and leases in bank credit
3,112.0
3,123.9
3,139.8
3,150.1
3,234.3
3,255.9
6
Commercial and industrial
870.5
878.7
888.6
894.1
913.1
921.0
7
Real estate
1,273.4
1,275.1
1,274.3
1,275.7
1,282.7
1,290.6
8
Revolving home equity
98.4
97.9
97.7
97.4
97.0
96.3
9
Other
1,175.0
1,177.2
1,176.6
1,178.3
1,185.7
1,194.3
10
Consumer
505.5
505.9
502.7
496.7

838.1
872.7
916.4
917.0

95.4
97.9

98.3
98.4

515.5
502.1
497.4
501.6

495.6
11
115.8
160.1
12
346.9
382.9

497.0
Security (3)
120.9
127.7
131.1
160.8
Other loans and leases
343.3
346.5
352.4
386.5

138.4

144.3

95.8
116.9
138.5
141.3

365.2

380.1

306.3
337.9
381.5
380.8

13 Interbank loans
213.3
201.6
217.9
235.7
222.5

213.9

208.3

222.2

196.5
217.2
213.5
220.8

14 Cash assets (4)
268.8
250.7
250.8
257.2
244.1

243.7

251.9

252.0

253.3
275.9
247.7
242.4

15 Other assets (5)
308.8
313.4
313.3
324.6
315.1

310.8

311.5

317.0

288.9
295.8
312.6
313.6

16 TOTAL ASSETS (6)
4,955.3
4,957.7
4,984.2
5,177.7
5,187.2

4,989.0

5,053.4

4,688.8
4,955.9
5,128.6
5,105.0
5,119.6

3,197.1

3,228.9

3,048.0
3,198.8
3,249.3
3,249.4
3,229.4

667.0

667.8

676.6

2,530.1

2,561.1

2,360.4
2,500.5
2,572.7
2,580.7
2,562.5

667.3

679.1

684.2

1,862.8

1,882.0

1,747.8
1,823.1
1,888.6
1,893.5
1,876.5

861.4

889.6

770.2
856.9
868.5
883.4

293.8

303.8

295.2
306.8
298.1
291.7

567.6

585.9

475.0
550.1
570.4
591.7

25 Net due to related foreign offices
179.8
174.4
170.6
186.1
201.1
191.3
200.5

200.1

198.2
205.4
207.7
199.9

334.8

268.0
296.1
327.9
336.9

L I A B I L I T I E S
17 Deposits
3,211.9
3,205.5
3,223.0
3,264.4
3,258.2
18
Transaction
696.6
687.5
682.8
711.8
666.8
19
Nontransaction
2,515.3
2,518.0
2,540.2
2,552.6
2,591.4
20
Large time
674.5
674.9
685.1
676.1
685.3
21
Other
1,840.7
1,843.1
1,855.1
1,876.4
1,906.1

22 Borrowings
870.7
861.8
857.3
856.8
923.0
926.9
23
From banks in the U.S.
305.9
282.2
287.6
289.3
317.3
317.7
24
From others
564.8
579.6
569.7
567.5
605.7
609.2

26 Other liabilities
295.2
299.1
308.2

317.9

325.3

687.6
698.3
668.6
666.9

612.6
677.3
687.3
686.0

343.2

353.4

27 TOTAL LIABILITIES
4,557.6
4,540.7
4,559.1
4,721.9
4,739.0

4,557.9

4,616.7

28 Residual (assets less liabilities) (7)
397.7
416.9
425.1
431.1
436.7
455.8
448.3

4,284.4
4,557.2
4,673.9
4,653.4
4,649.6

454.8

404.3
398.7
451.5
470.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,272.0

4,325.3

3,998.9
4,215.1
4,381.7
4,376.5
4,382.3

1,144.8

1,027.8
1,131.4
1,161.6
1,152.1
1,161.0

766.7

762.8

720.5
785.3
752.9
761.8

378.0

398.8

307.4
346.1
399.2
399.3

A S S E T S

1
Bank credit
4,226.8
4,244.5
4,412.1
4,460.8

4,261.1

2
Securities in bank credit
1,120.9
1,130.3
1,122.9
1,122.3
1,172.5
1,200.0
3
U.S. government securities
774.5
777.9
759.4
757.1
767.8
758.5
4
Other securities
346.4
352.5
363.5
365.2
404.8
441.5

5
Loans and leases in bank credit (2)
3,105.9
3,114.1
3,138.3
3,149.7
3,180.5
3,239.6
3,260.7
6
Commercial and industrial
878.0
884.2
891.3
893.7
896.6

2,971.1
3,083.7
3,220.2
3,224.4
3,221.3
908.0

833.0
876.3
911.1
912.5

912.0
7
1,266.9
1,288.6
8
97.5
97.9
9
1,169.3
1,190.6
10
500.5
498.0
11
117.3
155.4
12
343.2
385.6

919.7
Real estate
1,268.8
1,271.9
1,277.8
1,297.5
Revolving home equity
97.6
97.4
97.5
97.1
Other
1,171.2
1,174.5
1,180.4
1,200.4
Consumer
500.6
499.9
494.8
497.8
Security (3)
120.5
127.7
129.0
158.7
Other loans and leases
340.0
347.5
354.4
387.1

1,288.5

1,219.2
1,258.2
1,290.9
1,293.1
1,286.4

97.5

98.5

1,190.9

1,123.1
1,161.0
1,192.4
1,194.5
1,187.3

495.9

500.1

518.2
495.6
500.6
504.7

133.9

140.9

93.7
117.8
138.8
138.9

365.6

380.2

307.0
335.7
380.9
378.9

96.0
98.6

97.2
99.1

13 Interbank loans
216.1
197.2
214.6
229.3
221.0

207.5

201.2

216.5

191.9
216.8
208.6
208.2

14 Cash assets (4)
264.1
246.3
245.8
255.4
242.5

239.3

239.6

250.0

251.4
264.4
244.6
233.1

15 Other assets (5)
307.2
312.8
311.7
325.5
315.6

312.1

313.5

318.3

290.0
295.6
312.9
312.6

16 TOTAL ASSETS (6)
4,957.1
4,943.4
4,975.7
5,164.2
5,182.0

4,973.5

5,022.3

4,675.3
4,934.9
5,108.9
5,085.1
5,078.8

3,189.6

3,218.7

3,050.5
3,189.5
3,253.4
3,258.8
3,203.5

662.1

654.3

671.9

2,527.5

2,564.3

2,367.7
2,503.6
2,581.6
2,590.9
2,563.2

664.0

678.2

685.9

1,863.4

1,886.1

1,753.4
1,828.8
1,895.7
1,902.7
1,874.8

854.4

893.1

L I A B I L I T I E S
17 Deposits
3,211.3
3,189.0
3,215.0
3,268.5
3,275.2
18
Transaction
701.7
675.6
677.8
708.5
665.7
19
Nontransaction
2,509.6
2,513.4
2,537.2
2,560.0
2,609.5
20
Large time
669.0
675.2
682.8
679.7
689.5
21
Other
1,840.6
1,838.2
1,854.4
1,880.2
1,920.0

22 Borrowings
870.1
867.3
867.1
861.4
928.7
917.1
23
From banks in the U.S.

682.8
685.9
667.9
640.3

614.3
674.8
688.2
688.4

772.3
848.6
871.9
905.2
294.2

304.3

305.0
316.3
24
565.1
612.5

283.4
290.6
312.2
From others
583.9
576.5
605.0

289.5

289.8

302.6

571.8

564.6

590.5

478.2
544.3
575.0
608.3

25 Net due to related foreign offices
179.0
183.0
176.5
188.2
201.6
193.2
193.7

200.2

197.6
203.9
204.1
204.7

26 Other liabilities
294.4
298.6
307.4
343.2
352.5

317.2

325.3

334.6

267.8
296.3
327.3
336.3

27 TOTAL LIABILITIES
4,554.8
4,537.9
4,566.0
4,733.6
4,738.4

4,556.3

4,600.0

4,288.2
4,538.4
4,681.3
4,662.2
4,649.7

28 Residual (assets less liabilities) (7)
402.2
405.5
409.7
417.2
422.3
430.6
443.5
MEMO
29 Reval. gains on off-bal. sheet items (8)
83.8
85.8
92.7
92.7
95.7
111.3
142.7
30 Reval. losses on off-bal. sheet items (8)
84.4
84.9
90.7
90.5
96.4
112.0
139.1

427.6

296.9

296.9

387.1
396.5
423.0
429.1

109.5

80.8
107.9

87.8
113.2

110.2

81.7
109.2

89.4
115.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998

1998

Jul

Aug

Sep

--------

--------

--------

A S S E T S

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30
-------- --------------------- -------

1
Bank credit
3,664.7
3,686.4
3,803.0
3,826.2
2
915.6
964.3
3
676.9
689.6
4
238.7
274.7

3,693.5

3,705.8

Securities in bank credit
928.6
920.9
928.0
977.4
U.S. government securities
684.2
669.6
670.8
679.4
Other securities
244.5
251.3
257.2
298.0

5
Loans and leases in bank credit
2,749.1
2,757.8
2,772.6
2,777.7
2,838.7
2,848.8
6
Commercial and industrial
657.4
666.9
675.6
678.0
693.9
696.9
7
Real estate
1,248.3
1,250.6
1,250.0
1,251.7
1,259.7
1,266.9
8
Revolving home equity
98.4
97.9
97.7
97.4
97.0
96.3
9
Other
1,149.8
1,152.7
1,152.3
1,154.2
1,162.7
1,170.7
10
Consumer
505.5
505.9
502.7
496.7
495.6
497.0
11
Security (3)
63.6
61.8
67.5
69.6
87.5
86.5
12
Other loans and leases
274.4
272.5
276.8
281.7
302.1
301.5

3,748.6

3,469.9
3,657.8
3,787.1
3,777.2
3,795.3

942.4

959.3

857.4
929.5
953.5
965.6

678.7

685.8

641.8
693.2
678.6
688.7

263.8

273.5

215.6
236.3
274.9
277.0

(2)
2,806.2

2,612.6
2,728.3
2,827.9
2,823.7
2,829.7

685.6

692.0

1,261.0

1,186.5
1,238.7
1,262.4
1,263.4
1,259.5

97.4

97.8

1,163.6

1,091.2
1,140.5
1,164.6
1,165.6
1,161.1

494.3

497.3

73.3

75.2

292.0

301.0

242.5
266.6
301.5
301.2

615.8
653.1
692.5
693.2

95.4
97.9

98.3
98.4

515.5
502.1
497.4
501.6
52.3
68.9

67.8
74.2

13 Interbank loans
190.7
179.8
194.0
197.6
192.4

191.9

185.8

190.8

178.0
194.1
188.2
188.6

14 Cash assets (4)
233.2
215.9
215.5
224.3
208.3

208.5

217.9

217.8

219.1
241.3
212.9
207.0

15 Other assets (5)
272.7
279.3
279.1
286.0
274.9

276.6

275.8

279.0

245.3
259.3
274.7
274.9

16 TOTAL ASSETS (6)
4,304.1
4,304.1
4,324.9
4,453.4
4,444.6

4,325.7

4,371.4

4,056.2
4,295.8
4,417.7
4,396.2
4,408.8

L I A B I L I T I E S

17 Deposits
2,917.9
2,910.2
2,920.3
2,954.2
2,924.8
18
Transaction
684.4
676.0
671.7
696.6
652.3
19
Nontransaction
2,233.5
2,234.2
2,248.6
2,257.6
2,272.5
20
Large time
394.5
391.7
393.2
380.9
384.7
21
Other
1,839.0
1,842.6
1,855.5
1,876.7
1,887.8

2,899.9

2,922.7

2,784.8
2,907.5
2,934.1
2,933.0
2,911.5

653.7

656.0

661.4

2,246.2

2,266.7

2,108.2
2,221.2
2,272.7
2,279.3
2,260.7

384.5

384.0

382.9

1,861.7

1,882.7

1,747.2
1,820.4
1,889.9
1,895.2
1,877.6

691.5

705.4

625.6
704.1
690.6
705.3

269.7

271.2

260.4
279.8
270.3
265.8

421.7

434.2

365.2
424.3
420.3
439.5

22 Borrowings
704.7
698.4
690.2
686.9
716.7
732.9
23
From banks in the U.S.
279.2
259.8
258.0
262.5
268.3
284.9
24
From others
425.4
438.6
432.2
424.5
448.4
448.0

25 Net due to related foreign offices
77.4
73.3
73.4
79.3
92.8
109.2
112.2

105.1

676.5
686.4
653.7
650.8

361.0
400.8
384.0
383.1

72.6
106.0

82.8
107.5

26 Other liabilities
210.1
211.8
218.1
233.0
237.0

224.9

226.6

230.4

27 TOTAL LIABILITIES
3,910.0
3,893.6
3,902.0
4,013.1
4,006.9

3,891.0

3,933.5

3,656.8
3,901.5
3,974.9
3,954.0
3,955.9

28 Residual (assets less liabilities) (7)
394.1
410.5
422.9
434.7
437.9
440.3
437.7

442.8

173.8
207.1
224.4
231.6

399.4
394.3
442.2
452.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
October 16, 1998

Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

3,696.9

3,732.8

3,465.4
3,648.6
3,779.3
3,773.1
3,782.8

929.8

950.6

850.5
932.8
943.5
953.6

673.0

680.7

637.6
695.8
673.4
682.5

256.8

269.8

212.8
237.0
270.1
271.1

(2)
2,803.0

2,615.0
2,715.8
2,828.8
2,829.5
2,829.2

680.7

687.7

1,264.7

1,191.2
1,232.1
1,267.4
1,269.3
1,262.9

97.5

98.5

1,167.2

1,095.1
1,134.9
1,168.9
1,170.8
1,163.8

495.9

500.1

69.6

72.1

292.1

301.6

243.4
264.1
301.5
300.5

178.8

185.2

173.5
193.6
183.2
176.1

A S S E T S

1
Bank credit
3,669.5
3,679.6
3,799.3
3,827.8
2
924.8
957.5
3
686.7
684.4
4
238.1
273.1

3,691.8

Securities in bank credit
929.4
920.6
919.7
973.2
U.S. government securities
688.2
671.9
667.3
675.4
Other securities
241.2
248.7
252.4
297.8

5
Loans and leases in bank credit
2,744.7
2,750.3
2,771.2
2,777.3
2,841.8
2,854.7
6
Commercial and industrial
664.9
673.0
678.4
677.9
691.6
695.6
7
Real estate
1,242.0
1,244.4
1,247.7
1,254.0
1,265.5
1,273.6
8
Revolving home equity
97.5
97.6
97.4
97.5
97.9
97.1
9
Other
1,144.5
1,146.8
1,150.3
1,156.5
1,167.5
1,176.5
10
Consumer
500.5
500.6
499.9
494.8
498.0
497.8
11
Security (3)
65.7
61.9
67.6
68.0
82.1
84.2
12
Other loans and leases
271.7
270.3
277.5
282.6
304.6
303.5
13 Interbank loans
193.5
175.4
190.7
191.2
191.0

185.5

611.8
656.0
688.8
689.6

96.0
98.6

97.2
99.1

518.2
495.6
500.6
504.7
50.4
69.2

67.9
71.6

14 Cash assets (4)
230.2
211.9
209.5
221.3
207.0

204.2

205.6

215.6

217.1
231.0
210.4
197.3

15 Other assets (5)
273.0
278.3
278.4
287.5
276.4

278.3

276.9

280.2

246.3
259.2
275.3
274.5

16 TOTAL ASSETS (6)
4,309.4
4,288.1
4,313.1
4,441.4
4,444.6

4,307.8

4,336.9

4,045.7
4,275.8
4,403.0
4,384.7
4,373.5

2,894.2

2,913.7

2,786.0
2,897.1
2,936.7
2,942.9
2,882.3

648.7

642.6

656.0

2,245.5

2,271.2

2,114.7
2,223.0
2,280.7
2,290.3
2,259.0

383.4

386.4

386.3

1,862.1

1,884.8

1,750.9
1,826.8
1,894.4
1,901.4
1,873.5

684.5

708.8

627.7
695.8
694.0
727.1

265.8

270.0

259.3
277.3
269.1
271.0

418.7

438.8

368.4
418.5
424.9
456.1

L I A B I L I T I E S
17 Deposits
2,919.0
2,891.0
2,910.6
2,952.9
2,940.9
18
Transaction
689.9
664.4
666.7
691.8
651.3
19
Nontransaction
2,229.1
2,226.6
2,243.9
2,261.1
2,289.6
20
Large time
390.3
389.9
390.8
382.2
388.2
21
Other
1,838.8
1,836.7
1,853.1
1,878.9
1,901.4

22 Borrowings
704.1
703.9
699.9
691.5
722.4
723.1
23
From banks in the U.S.
278.4
261.0
261.0
262.7
267.2
279.3
24
From others
425.7
443.0
439.0
428.7
455.2
443.8

25 Net due to related foreign offices
78.0
80.9
80.1
84.9
96.7
109.1
109.5

106.7

671.3
674.1
652.7
623.3

363.8
396.2
388.9
385.6

73.5
106.9

82.1
110.7

26 Other liabilities
210.1
211.8
218.1
233.0
237.0

224.9

226.6

230.4

27 TOTAL LIABILITIES
3,911.1
3,887.6
3,908.7
4,017.3
4,010.4

3,895.4

3,921.5

3,661.0
3,882.1
3,982.6
3,968.2
3,951.7

28 Residual (assets less liabilities) (7)
398.2
400.5
404.4
412.4
415.5
424.1
434.2
29

MEMO
Reval. gains on off-bal. sheet items (8)

420.3

173.8
207.1
224.4
231.6

384.6
393.7
416.4
421.8

37.5

47.2

43.9
45.6
50.5
51.0
51.9
61.7
84.1
30 Reval. losses on off-bal. sheet items (8)
45.3
46.3
50.1
50.4
54.2
65.2
85.0
31 Mortgage-backed securities (9)
295.6
298.0
291.2
294.4
301.9
323.6
322.5

61.5

60.3

64.6

65.0

39.9
64.3

49.6
69.1

314.0

259.0
300.7
308.2
314.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,231.6

2,262.3

2,083.1
2,222.0
2,293.4
2,285.0
2,300.4

523.2

537.9

457.3
522.5
534.4
543.7

354.3

360.5

324.2
372.6
355.0
362.7

23.0

23.3

331.3

337.1

300.8
345.1
334.5
337.0

168.9

177.5

133.1
149.9
179.4
181.1

A S S E T S

1
Bank credit
2,222.6
2,234.8
2,306.9
2,319.9
2
509.8
538.6
3
359.5
361.4
3a
23.7
23.5
3b
335.8
338.0
4
150.3
177.2

2,231.8

Securities in bank credit
518.7
510.8
512.5
548.6
U.S. government securities
362.9
349.4
348.0
349.8
Trading account
24.5
24.6
21.7
20.3
Investment account
338.5
324.7
326.3
329.5
Other securities
155.7
161.4
164.6
198.8

23.5
20.5

27.5
25.6

4a
69.4
87.1
4b
80.9
90.1
4c
23.0
23.3
4d
58.0
66.8

Trading account
74.4
78.2
79.6
81.1
109.1
Investment account
81.4
83.2
85.0
87.7
89.7
State and local government
22.8
22.2
22.4
22.6
23.3
Other
58.6
60.9
62.6
65.1
66.4

87.7

61.7
89.1

70.9
92.0

89.8

71.4
90.3

79.0
89.0

23.2

22.2
23.1

22.8
23.1

66.6

49.2
67.2

56.2
65.9

5
Loans and leases in bank credit (2)
1,625.8
1,699.5
1,712.8
1,716.1
1,721.0
1,719.1
1,739.1
1,755.5
1,750.6
1,756.6
1,768.2
1,771.3
6
Commercial and industrial
437.9
467.1
469.9
477.0
483.5
484.3
488.7
493.2
493.8
494.4
494.7
496.5
6a
Bankers acceptances
1.5
1.3
1.2
1.3
1.2
1.3
1.3
1.3
1.3
1.2
1.2
1.2
6b
Other
436.4
465.8
468.7
475.7
482.3
483.0
487.4
492.0
492.6
493.2
493.5
495.2
7
Real estate
657.4
678.4
682.8
682.5
675.7
671.7
673.8
672.3
673.6
669.4
669.5
673.1
8
Revolving home equity
67.2
69.0
69.3
68.7
68.2
67.7
67.6
67.9
68.0
68.4
67.2
66.5
9
Other
590.2
609.5
613.5
613.8
607.5
604.1
606.3
604.4
605.5
601.0
602.3
606.6
10
Consumer
305.9
296.1
300.2
299.8
296.5
291.0
291.9
294.8
294.3
297.3
294.9
295.1
11
Security (3)
47.6
61.7
57.3
55.9
61.3
63.4
66.9
68.5
62.1
67.9
81.0
79.6
11a
Fed funds and RPs with broker/dealer
30.9
43.8
39.8
37.6
42.8
44.8
47.9
50.0
43.6
48.7
64.3
61.8
11b
Other
16.7
17.9
17.5
18.3
18.6
18.6
19.0
18.5
18.6
19.2
16.7
17.8
12a
State and local government
12.1
11.1
11.2
11.2
11.1
11.0
11.2
11.2
11.3
11.3
11.2
11.3
12b
Agricultural
9.4
9.7
9.8
9.8
9.8
9.7
9.7
9.7
9.7
9.8
9.7
9.7
12c
Fed funds and RPs with others
7.6
7.2
7.2
5.6
5.5
8.7
9.7
12.1
12.0
13.3
12.1
12.4
12d
All other loans
70.3
80.8
83.9
81.5
84.0
84.2
89.6
94.1
94.6
93.7
94.8
92.9

12e
90.5
100.3

Lease financing receivables
92.7
93.6
95.0
100.6

13 Interbank loans
126.6
114.8
125.5
120.8
122.2
117.5
13a
Fed funds and RPs with banks
76.1
65.1
74.5
67.7
71.1
65.3
13b
Other
50.4
49.7
51.0
53.1
51.1
52.2

77.7
99.2

87.4
99.5

97.6

99.4

112.7

114.4

60.4

62.1

82.6
56.2

82.2
60.3

52.3

52.3

43.5
53.5

49.3
52.1

126.1
131.5
109.7
112.4

14 Cash assets (4)
165.6
148.0
146.8
150.5
136.5

141.4

148.7

147.8

149.9
174.6
144.8
139.0

15 Other assets (5)
207.7
212.8
209.9
205.1
199.4

207.4

206.5

206.4

184.3
196.1
205.9
204.5

16 TOTAL ASSETS (6)
2,685.0
2,672.9
2,676.6
2,747.0
2,736.0

2,663.9

2,693.5

2,506.6
2,687.0
2,725.1
2,708.8
2,719.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,580.2

1,587.7

1,541.1
1,620.3
1,587.5
1,588.2
1,569.0

361.0

362.6

365.4

L I A B I L I T I E S
17 Deposits
1,623.1
1,607.2
1,603.9
1,597.0
1,580.4
18
Transaction
390.0
382.0
375.8

382.3
390.6
361.2
354.8

387.3
349.7
19
Nontransaction
1,233.1
1,225.2
1,228.1
1,209.7
1,230.7
20
Large time
220.9
216.2
217.6
202.9
207.8
21
Other
1,012.2
1,009.0
1,010.5
1,006.8
1,023.0

1,219.2

1,225.1

1,158.9
1,229.7
1,222.1
1,227.0
1,214.1

211.4

210.1

205.1

199.6
228.6
205.8
203.9

1,007.9

1,015.0

1,017.0

959.3
1,001.2
1,021.2
1,010.3

525.9

538.9

473.0
546.8
523.0
539.7

195.4

196.6

186.2
209.8
195.1
193.0

330.5

342.3

286.8
336.9
327.9
346.6

22 Borrowings
545.1
536.5
527.1
520.9
552.6
559.4
23
From banks in the U.S.
209.2
189.2
186.8
188.5
194.4
206.4
24
From others
336.0
347.3
340.3
332.5
358.2
353.0

25 Net due to related foreign offices
73.9
69.4
69.5
75.6
89.1
104.9
107.6

101.3

67.8
102.7

78.7
103.8

26 Other liabilities
179.5
181.3
187.8
201.4
204.7

193.8

195.8

199.3

27 TOTAL LIABILITIES
2,421.6
2,394.4
2,388.4
2,456.0
2,452.0

2,370.6

2,398.5

2,228.8
2,422.5
2,427.1
2,407.9
2,412.9

28 Residual (assets less liabilities) (7)
263.4
278.5
288.2
293.3
295.0
291.1
284.0

298.0

146.9
176.7
194.1
200.5

277.7
264.6
300.9
306.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 16, 1998

1998

1998

May
Oct 7

Jun

Account
1998
Jul

1998

1998

Aug

Sep

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,224.7

2,247.0

2,076.1
2,216.4
2,283.5
2,277.8
2,282.5

A S S E T S

1
Bank credit
2,221.7
2,221.0
2,302.3
2,324.4
2
513.5
533.8
3
364.2
357.6
3a
23.9
23.0
3b
340.3
334.7
3c
222.5
240.1
3d
117.8
94.6
3e
31.7
25.5
3f
51.6
38.9
3g
34.5
30.2
4
149.3
176.2
4a
69.0
86.1
4b
80.3
90.1
4c
22.9
23.4
4d
57.3
66.7

2,225.3

Securities in bank credit
515.3
507.4
505.5
511.7
547.8
U.S. government securities
363.7
349.0
345.7
349.5
348.4
Trading account
23.7
23.7
21.1
22.8
21.0
Investment account
340.0
325.4
324.6
326.7
327.5
Mortgage-backed
222.3
213.8
215.2
221.8
238.4
Other
117.7
111.6
109.4
104.9
89.1
1 year or less
30.2
30.2
29.1
27.7
24.6
Between 1 and 5 years
50.2
47.0
49.8
46.8
36.4
More than 5 years
37.3
34.3
30.5
30.4
28.1
Other securities
151.6
158.4
159.8
162.2
199.4
Trading account
70.9
75.4
75.5
74.9
109.1
Investment account
80.7
82.9
84.3
87.2
90.3
State and local government
22.7
22.4
22.3
22.7
23.4
Other
58.0
60.6
62.1
64.6
66.8

5
Loans and leases in bank credit (2)
1,708.2
1,705.7
1,717.9
1,719.2
1,735.4

529.9

450.9
524.4
524.7
531.1

355.8

320.3
374.0
349.9
355.7

23.3

23.4
20.8

28.3
24.9

332.5

296.9
345.6
329.1
330.9

232.2

193.9
228.8
227.6
231.9

100.3

103.0
116.8
101.6
98.9

26.5

28.8
26.3

30.4
26.7

42.3

50.9
43.0

52.2
41.3

31.5

23.3
32.2

34.2
30.9

174.2

130.6
150.4
174.8
175.3

84.7

59.4
84.7

71.4
87.1

89.4

71.2
90.0

79.0
88.2

23.2

22.3
23.2

22.7
23.2

66.2

49.0
66.9

56.3
65.0

1,625.2
1,692.1
1,753.6
1,753.1
1,751.4

1,768.5
6
475.0
494.2
6a
1.2
1.3
6b
473.8
492.9
7
676.9
673.3
8
68.2
68.0
9a
377.1
372.1
9b
231.5
233.2
10
296.2
296.8
11
59.4
75.6
11a
41.7
59.5
11b
17.7
16.1
12a
11.0
11.3
12b
9.4
10.0
12c
7.2
12.1
12d
82.8
95.4
12e
90.3
99.7

1,776.6
Commercial and industrial
480.5
484.6
484.4
485.3
490.4
497.1
Bankers acceptances
1.2
1.2
1.2
1.3
1.3
1.3
Other
479.3
483.4
483.1
484.1
489.1
495.9
Real estate
674.7
672.8
674.1
677.1
675.6
678.7
Revolving home equity
68.2
67.9
67.9
67.9
68.4
67.2
Other residential
374.6
374.2
375.5
377.9
374.6
378.3
Commercial
231.9
230.7
230.7
231.3
232.6
233.3
Consumer
295.8
295.3
290.8
293.4
296.8
296.1
Security (3)
56.0
61.4
61.8
63.2
65.4
77.3
Fed funds and RPs with broker/dealer
37.6
42.4
43.8
45.0
47.5
60.4
Other
18.4
19.0
18.0
18.3
18.0
16.8
State and local government
11.1
11.1
11.0
11.2
11.3
11.4
Agricultural
9.7
9.9
10.1
10.1
10.0
10.0
Fed funds and RPs with others
5.6
5.5
8.7
9.7
12.1
12.4
All other loans
80.3
84.2
83.9
88.9
93.6
93.2
Lease financing receivables
92.0
93.2
94.5
96.4
98.4
100.4

13 Interbank loans
127.3
114.2
126.0
119.8
122.0
114.2
13a
Fed funds and RPs with banks
77.3
64.8
74.9
67.0
71.4
62.5
13b
Other
50.0
49.4
51.1
52.8

435.3
469.0
491.4
491.7
1.5
1.3

1.2
1.3

433.8
467.8
490.1
490.4
660.3
674.2
677.7
670.5
67.7
68.6

68.0
68.9

365.2
376.0
376.5
368.5
227.5
230.2
232.6
233.1
307.8
291.5
296.5
299.0
45.7
62.5

61.8
65.3

29.4
43.8

44.0
46.4

16.3
18.6

17.8
18.9

12.1
11.3

11.1
11.4

9.7
10.1

9.3
10.0

7.6
12.0

7.2
13.3

69.9
93.7

79.9
92.1

76.9
98.0

88.0
98.1

124.7
127.2
109.2
109.9

110.2

113.2

58.6

61.6

81.7
56.8

78.8
58.9

51.6

51.6

43.0
52.4

48.4
51.0

50.7

51.7

14 Cash assets (4)
163.2
144.0
141.7
149.1
135.6

137.7

138.6

146.4

148.5
165.9
143.5
132.8

15 Other assets (5)
207.7
212.8
209.9
205.1
199.4

207.4

206.5

206.4

184.3
196.1
205.9
204.5

16 TOTAL ASSETS (6)
2,682.7
2,654.6
2,665.4
2,740.8
2,736.0

2,652.3

2,665.2

2,496.3
2,668.6
2,712.2
2,699.2
2,692.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,580.1

1,585.3

1,545.8
1,608.3
1,593.6
1,600.4
1,553.1

358.7

353.4

362.3

1,221.4

1,231.9

1,166.5
1,226.9
1,231.3
1,239.1
1,215.0

210.2

212.5

208.5

202.3
224.0
210.6
206.3

1,011.1

1,019.4

1,022.7

964.2
1,002.9
1,028.6
1,008.7

L I A B I L I T I E S
17 Deposits
1,615.9
1,587.5
1,597.6
1,604.0
1,594.6
18
Transaction
391.9
372.5
372.4
387.5
347.5
19
Nontransaction
1,223.9
1,215.0
1,225.2
1,216.4
1,247.1
20
Large time
216.7
214.5
215.3
204.2
211.2
21
Other
1,007.2
1,000.5
1,009.9
1,012.2
1,035.8
22

Borrowings

379.3
381.4
361.3
338.1

472.1

541.7

546.4
553.1
23
208.6
191.7
24
337.8
361.3

541.7
536.5
525.4
551.0
From banks in the U.S.
189.7
189.2
188.5
202.2
From others
352.0
347.3
336.9
348.8

517.7

539.0

190.7

194.4

184.0
208.5
193.6
194.9

327.0

344.6

288.1
333.2
331.0
358.1

25 Net due to related foreign offices
74.5
77.1
76.2
81.2
92.9
104.8
104.8

103.0

524.6

68.6
103.6

553.0

78.0
106.9

26 Other liabilities
179.5
181.3
187.8
201.4
204.7

193.8

195.8

199.3

27 TOTAL LIABILITIES
2,416.2
2,387.6
2,398.0
2,463.3
2,455.1

2,380.6

2,391.7

2,233.5
2,404.7
2,435.0
2,422.6
2,413.6

28 Residual (assets less liabilities) (7)
266.5
267.0
267.4
271.7
273.5
277.5
281.0
29
43.9
61.7
30
45.3
65.2
31
242.3
263.3
31a
165.3
174.5
31b
77.0
88.8
32
3.0
4.6
33
35.5
37.3

MEMO
Reval. gains on off-bal. sheet items (8)
45.6
50.5
51.0
51.9
84.1
Reval. losses on off-bal. sheet items (8)
46.3
50.1
50.4
54.2
85.0
Mortgage-backed securities (9)
243.0
235.1
237.6
244.2
261.8
Pass-through
164.7
156.8
156.9
160.2
174.6
CMO, REMIC, and other
78.3
78.2
80.7
84.0
87.2
Net unrealized gains (losses) on
2.8
3.2
3.5
3.1
4.9
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.0
36.1
35.3
35.6
37.3

277.2

H.8 (510)

262.8
263.9
276.6
279.1

61.5

37.5
60.3

47.2
64.6

65.0

39.9
64.3

49.6
69.1

254.8

211.9
248.6
249.6
254.4

166.3

145.0
169.9
161.1
167.1

88.5
3.8

36.8

------------------------------------------------Footnotes appear on page 13.

146.9
176.7
194.1
200.5

66.9
88.5

78.8
87.4

1.8
3.4

2.9
3.5

34.1
36.9

35.2
36.7

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,474.1

1,486.3

1,386.8
1,435.8
1,493.7
1,492.1
1,494.9

419.2

421.3

400.1
407.1
419.1
421.9

324.3

325.3

317.6
320.7
323.6
326.0

94.9

96.0

(2)
1,067.0

1,072.4

986.8
1,028.8
1,073.1
1,073.0

196.8

198.8

177.9
186.0
198.7
198.8

587.1

590.1

529.2
560.3
589.9
590.1

29.8

29.9

557.3

560.2

500.9
531.0
560.0
560.1

202.4

202.5

209.6
206.0
203.1
204.3

6.4

6.6

74.2

74.4

A S S E T S

1
Bank credit
1,442.1
1,451.6
1,496.1
1,506.3
2
405.8
425.7
3
317.4
328.1
4
88.4
97.5

1,461.7

Securities in bank credit
409.9
410.1
415.5
428.8
U.S. government securities
321.2
320.2
322.8
329.5
Other securities
88.7
89.9
92.6
99.2

5
Loans and leases in bank credit
1,036.3
1,041.7
1,051.6
1,058.7
1,070.5
1,077.6
6
Commercial and industrial
187.5
190.0
192.1
193.7
199.1
200.4
7
Real estate
565.4
568.1
574.3
579.9
590.2
593.8
8
Revolving home equity
29.1
29.3
29.6
29.8
29.7
29.7
9
Other
536.3
538.8
544.8
550.2
560.4
564.1
10
Consumer
205.3
206.1
206.2
205.7
200.7
201.9
11
Security (3)
6.3
5.9
6.2
6.2
6.5
6.9
12
Other loans and leases
71.9
71.6
72.8
73.1

82.5
95.5

28.2
29.8

86.4
95.9

29.3
30.0

4.7
6.7

6.1
6.3

65.5
74.7

70.3
73.6

74.0

74.6

13
64.1
75.4

Interbank loans
64.9
68.5
75.0

71.1

73.1

76.4

51.9
78.5

62.6
76.2

14
67.6
73.8

Cash assets (4)
67.9
68.7
71.8

67.1

69.2

69.9

69.2
68.1

66.7
68.0

15
64.9
80.9

Other assets (5)
66.5
69.2
75.5

69.2

69.2

72.5

61.0
68.8

63.2
70.4

1,661.8

1,677.9

1,549.6
1,608.8
1,692.5
1,687.4
1,689.4

1,319.7

1,335.0

1,243.6
1,287.2
1,346.6
1,344.8
1,342.5

292.7

293.4

296.0

294.3
295.7
292.6
295.9

1,027.0

1,041.6

1,050.6

949.4
991.5
1,052.3
1,046.6

173.1

173.9

177.7

161.5
172.2
178.3
179.2

853.9

867.7

872.9

787.9
819.2
874.0
867.4

165.5

166.4

152.6
157.3
167.6
165.6

74.3

74.6

74.2
75.2

70.0
72.8

91.2

91.9

78.4
92.4

87.3
92.9

4.9
3.3

4.1
3.7

26.9
30.3

30.4
31.1

16 TOTAL ASSETS (6)
1,619.1
1,631.2
1,648.3
1,706.4
1,708.6

L I A B I L I T I E S
17 Deposits
1,294.8
1,303.0
1,316.4
1,357.2
1,344.4
18
Transaction
294.4
294.0
295.9
309.3
302.6
19
Nontransaction
1,000.4
1,009.0
1,020.5
1,047.9
1,041.8
20
Large time
173.6
175.4
175.6
178.0
176.9
21
Other
826.8
833.6
845.0
869.9
864.9

22 Borrowings
159.5
161.9
163.0
166.0
164.1
173.5
23
From banks in the U.S.
70.1
70.6
71.2
74.0
73.8
78.5
24
From others
89.4
91.3
91.8
92.0
90.2
95.0
25
3.5
4.3

Net due to related foreign offices
3.8
3.9
3.7
3.7
4.7

3.7

26
30.6
31.6

Other liabilities
30.5
30.3
32.3

27 TOTAL LIABILITIES
1,488.4
1,499.2
1,513.6
1,557.1
1,554.9

31.0

30.8

31.0

1,520.4

1,535.0

1,427.9
1,479.0
1,547.7
1,546.1
1,543.0

28 Residual (assets less liabilities) (7)
130.7
132.0
134.7
141.4
142.9
149.3
153.7

144.8

121.7
129.8
141.3
146.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,472.3

1,485.8

1,389.3
1,432.2
1,495.9
1,495.3
1,500.3

418.2

420.6

399.6
408.5
418.8
422.6

323.5

325.0

317.3
321.8
323.5
326.8

94.7

95.7

(2)
1,067.6

1,075.2

989.8
1,023.7
1,076.4
1,077.8

195.3

197.3

176.5
186.9
197.4
197.9

587.6

591.7

530.8
558.0
591.7
592.4

A S S E T S

1
Bank credit
1,447.9
1,458.6
1,497.0
1,503.4
2
411.4
423.7
3
322.5
326.7
4
88.8
96.9

1,466.5

Securities in bank credit
414.1
413.2
414.2
425.3
U.S. government securities
324.5
322.9
321.5
327.0
Other securities
89.6
90.3
92.6
98.4

5
Loans and leases in bank credit
1,036.5
1,044.6
1,053.3
1,058.1
1,073.3
1,078.0
6
Commercial and industrial
189.9
192.5
193.8
193.5
197.4
198.5
7
Real estate
565.1
569.7
575.0
580.0
592.1
594.9
8
Revolving home equity

82.3
95.3

28.4

86.6
95.8

29.2

29.3
30.0
9
535.8
562.1
10
204.3
201.2
11
6.3
6.5
12
70.9
76.1

29.4
29.5
29.6
29.9
Other
540.3
545.5
550.4
565.0
Consumer
204.8
204.6
204.0
201.7
Security (3)
5.9
6.2
6.2
6.9
Other loans and leases
71.6
73.7
74.4
76.1

29.7

30.0

30.0

30.2

557.9

561.7

502.4
528.8
561.7
562.2

202.5

203.3

210.5
204.1
204.2
205.7

6.4

6.6

75.8

4.7
6.7

6.1
6.3

76.3

67.2
76.5

68.6
75.5

13
66.2
69.2

Interbank loans
61.2
64.7
76.8

65.8

68.6

72.0

48.8
74.0

66.4
66.1

14
67.1
72.1

Cash assets (4)
67.8
67.8
71.4

66.5

66.9

69.2

68.6
66.9

65.1
64.5

15
65.3
82.4

Other assets (5)
65.6
68.4
77.0

70.9

70.3

73.8

62.0
69.3

63.1
70.0

1,655.5

1,671.7

1,549.3
1,607.2
1,690.8
1,685.4
1,680.8

1,314.1

1,328.4

1,240.2
1,288.8
1,343.1
1,342.5
1,329.2

289.9

289.1

293.7

292.0
292.7
291.4
285.2

1,024.1

1,039.3

1,049.4

948.2
996.1
1,051.1
1,044.0

173.1

173.9

177.7

161.5
172.2
178.3
179.2

851.0

865.4

871.6

786.7
823.9
872.9
864.8

166.8

169.8

155.6
154.1
169.5
174.1

75.1

75.6

75.3
75.6

68.8
76.2

91.7

94.2

80.3
93.9

85.3
97.9

16 TOTAL ASSETS (6)
1,626.7
1,633.4
1,647.7
1,700.7
1,708.6

L I A B I L I T I E S
17 Deposits
1,303.1
1,303.5
1,313.0
1,348.9
1,346.2
18
Transaction
298.0
291.9
294.3
304.3
303.8
19
Nontransaction
1,005.2
1,011.6
1,018.7
1,044.7
1,042.5
20
Large time
173.6
175.4
175.6
178.0
176.9
21
Other
831.6
836.2
843.2
866.7
865.6

22 Borrowings
157.7
162.2
163.5
166.0
169.3
172.2
23
From banks in the U.S.
69.7
71.3
71.7
74.2
75.4
77.1
24
From others
87.9
91.0
91.7
91.9
93.8
95.0

25
3.5
4.3

Net due to related foreign offices
3.8
3.9
3.7
3.7
4.7

3.7

26
30.6
31.6

Other liabilities
30.5
30.3
32.3

27 TOTAL LIABILITIES
1,494.9
1,500.0
1,510.7
1,554.0
1,555.4

4.1
3.7

26.9
30.3

30.4
31.1

31.0

30.8

31.0

1,514.8

1,529.7

1,427.5
1,477.4
1,547.6
1,545.6
1,538.2

28 Residual (assets less liabilities) (7)
131.7
133.4
137.0
140.8
142.0
146.6
153.2
29
53.3
60.3

4.9
3.3

MEMO
Mortgage-backed securities (9)
55.0
56.1
56.8
60.7

57.8

143.2

59.2

121.8
129.8
139.8
142.7

47.1
58.5

52.1
59.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

572.2

590.0

607.6

536.6
566.2
610.9
604.7

Securities in bank credit
197.0
199.0
199.9
229.9

210.7

214.3

178.9
200.1
213.5
210.7

A S S E T S

1
Bank credit
557.0
563.1
615.0
637.0
2
194.1
219.4

566.2

3
89.2
84.2
4
105.0
135.2

U.S. government securities
89.1
87.4
90.2
83.9
Other securities
107.9
111.7
109.7
146.0

5
362.9
395.6
6
213.1
219.2
7
25.1
23.0
11
52.2
72.5
12
72.5
80.8

Loans and leases in bank credit
366.1
367.2
372.3
407.1
Commercial and industrial
211.8
213.0
216.1
224.1
Real estate
24.5
24.3
24.1
23.7
Security (3)
59.1
60.2
61.5
74.3
Other loans and leases
70.8
69.7
70.7
85.0

92.9

82.2

82.7
79.2

88.8
79.5

117.8

132.1

96.2
111.3
134.3
131.2

(2)
379.3

393.2

357.7
366.2
397.4
394.0

217.1

221.5

222.3
219.6
223.9
223.8

23.9

23.5

28.0
23.8

26.0
23.5

65.1

69.2

43.6
69.6

49.1
67.1

73.2

79.1

63.8
80.0

71.3
79.6

13
22.6
38.1

Interbank loans
21.8
23.9
30.0

22.0

22.5

31.4

18.4
25.4

23.1
32.2

14
35.6
32.9

Cash assets (4)
34.8
35.3
35.8

35.2

34.0

34.3

34.2
34.9

34.5
35.4

15
36.2
38.5

Other assets (5)
34.1
34.1
40.1

34.2

35.8

38.1

43.6
37.8

36.4
38.7

663.4

682.0

711.0

632.6
660.1
708.7
710.7

297.2

306.2

315.2

263.2
291.2
316.4
317.9

13.4

11.8

15.2

283.9

294.4

300.0

252.1
279.3
301.5
301.8

169.9

184.3

144.6
152.8
177.9
178.1

24.0

32.6

16 TOTAL ASSETS (6)
651.1
653.6
659.3
724.3
742.6

L I A B I L I T I E S
17 Deposits
294.0
295.3
302.6
310.2
333.4
18
Transaction
12.3
11.5
11.1
15.2
14.5
19
Nontransaction
281.8
283.7
291.6
295.0
318.9

22 Borrowings
166.0
163.4
167.1
169.9
206.4
194.0
23
From banks in the U.S.
26.6
22.4
29.6
26.8
49.1
32.8
24
From others

11.0
14.9

34.9
27.8
109.7

12.0
16.1

27.0
25.9
125.8

139.4
157.3

141.0
161.2

137.5

143.1

145.9

151.7

25 Net due to related foreign offices
102.5
101.2
97.2
106.8
108.3
82.1
88.2

95.1

26 Other liabilities
85.1
87.3
90.1
110.2
116.4

93.0

98.7

27 TOTAL LIABILITIES
647.6
647.1
657.1
708.8
732.1

667.0

683.2

28
3.5
15.4

Residual (assets less liabilities) (7)
6.5
2.2
-3.6
-1.1
10.5

104.5

699.0

12.0

150.1

152.2

125.6
122.6
101.7
92.3
94.2
103.5

89.1
105.2

627.7
655.7
699.4
693.6
4.9
9.3

4.4
17.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 16, 1998
Account
1998

1998

1998

May
Oct 7

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Sep 16
Sep 23
Sep 30

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

575.1

592.5

602.4

533.5
566.4
603.5
599.6

214.9

211.0

177.4
198.6
208.6
207.4

93.7

82.1

A S S E T S

1
Bank credit
557.3
564.8
612.8
632.9
2
196.1
215.0
3
87.8
83.4

569.3

Securities in bank credit
201.0
202.2
202.6
226.8
U.S. government securities
89.7
87.4
89.8
83.1

82.9
79.5

89.5
79.2

3a
18.5
20.9
3b
69.3
62.5
4
108.3
131.7
4a
64.8
85.2
4b
43.6
46.4
5
361.2
397.8
6
213.1
220.4
7
24.9
23.1
11
51.6
73.3
12
71.6
81.0

Trading account
20.8
18.9
24.9
21.1
Investment account
68.9
68.5
64.9
62.0
Other securities
111.3
114.8
112.8
143.7
Trading account
66.6
70.2
70.1
94.9
Investment account
44.7
44.6
42.7
48.8
Loans and leases in bank credit
363.9
367.1
372.5
406.1
Commercial and industrial
211.2
212.9
215.8
224.1
Real estate
24.4
24.1
23.8
23.9
Security (3)
58.6
60.1
60.9
74.5
Other loans and leases
69.7
70.0
71.9
83.6

30.7

21.5

17.0
20.0

17.5
19.6

63.1

60.6

65.9
59.5

72.1
59.7

121.2

128.9

94.5
109.0
129.0
128.2

75.2

83.1

56.6
83.2

65.8
82.5

46.0

45.8

37.9
45.8

43.3
45.7

(2)
377.5

391.4

356.1
367.9
394.9
392.1

216.0

220.4

221.2
220.3
222.3
222.9

23.8

23.5

28.0
23.7

26.1
23.5

64.3

68.9

43.3
69.6

49.9
67.3

73.5

78.6

63.6
79.3

71.6
78.4

13
22.6
38.1

Interbank loans
21.8
23.9
30.0

22.0

22.5

31.4

18.4
25.4

23.1
32.2

14
33.9
34.1

Cash assets (4)
34.4
36.3
35.4

35.1

34.1

34.4

34.3
34.2

33.4
35.7

15
34.2
38.0

Other assets (5)
34.5
33.4
39.2

33.8

36.6

38.1

43.6
37.7

36.4
38.1

665.7

685.4

705.9

629.6
659.1
700.5
705.3

295.4

304.9

316.8

264.5
292.5
315.9
321.2

13.5

11.8

15.8

282.0

293.2

300.9

16 TOTAL ASSETS (6)
647.7
655.3
662.6
722.8
737.3

L I A B I L I T I E S
17 Deposits
292.3
298.0
304.4
315.6
334.3
18
Transaction
11.8
11.2
11.1
16.7
14.4
19
Nontransaction
280.5
286.8
293.3

11.5
15.2

11.9
17.0

253.0
280.6
300.6
304.2

298.9

319.9

22 Borrowings
166.0
163.4
167.1
169.9
206.4
194.0
23
From banks in the U.S.
26.6
22.4
29.6
26.8
49.1
32.8
24
From others
139.4
141.0
137.5
143.1
157.3
161.2

169.9

184.3

24.0

32.6

145.9

151.7

25 Net due to related foreign offices
101.0
102.1
96.5
103.3
105.0
84.2
84.2

93.5

26 Other liabilities
84.3
86.8
89.3
110.2
115.5

92.3

98.7

27 TOTAL LIABILITIES
643.7
650.3
657.3
716.2
728.0

660.9

678.5

28
4.0
6.5

Residual (assets less liabilities) (7)
5.0
5.3
4.8
6.9
9.3

29
39.9
49.6
30
39.0
46.8

MEMO
Reval. gains on off-bal. sheet items (8)
40.2
42.2
41.7
43.8
58.6
Reval. losses on off-bal. sheet items (8)
38.6
40.6
40.2
42.2
54.1

144.6
152.8
177.9
178.1
34.9
27.8

109.7
125.8
150.1
152.2
124.1

104.2

698.7

27.0
25.9

121.7
97.3
94.1

94.0
102.9

89.3
104.6

627.2
656.3
693.9
698.0
2.5
6.6

2.8
7.3

47.9

43.3
47.6

40.6
48.6

45.3

41.8
44.9

39.8
46.0

7.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

October 16, 1998
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired $100 million in
assets and liabilities of thrift institutions in the week ending October 7, 1998.
The major asset item
affected was real estate loans, other, $100 million. The major liability
item affected was nontransaction deposits, other, $100 million.