Notice to Users of the H.

8
Release
Effective today, several new items have been added to the H.8 release, and its
format has been somewhat changed.
On pages 2, 4, 7, and 10, consumer loans (line 10) are now broken into two
components:
Credit cards and related plans (line 10a). This item includes extensions
of credit to individuals arising from
bank credit cards or special prearranged overdraft plans.
Other (line 10b). This item includes all other loans to individuals for
household, family, and other personal
expenditures. Examples of other consumer loans include loans for personal
cars and trucks, household
appliances, furniture, trailers, household repairs (not secured by real
estate), educational expenses (including
student loans), medical expenses, personal taxes, vacations, any other
personal expenditures.
The following new memo items on outstanding stocks of securitized loans have
been added:
Securitized consumer loans -- credit cards and related plans (line 34a).
This item measures consumer credit
card loans that have been sold and securitized and that banks are still
servicing.
Securitized consumer loans -- other (line 34b). This item measures
consumer loans other than credit cards that
have been sold and securitized and that banks are still servicing
Securitized commercial and industrial loans (line 35). This item measures
commercial and industrial loans
(loans to nonfinancial businesses) that have been sold and securitized and
that banks are still servicing.
The item is shown separately for large domestically chartered banks and
foreign-related institutions. Small
domestically chartered banks securitize few, if any, commercial and
industrial loans. (Note: The quality of
initial data for this item is still being evaluated. Pending completion
of this process, the item will be
reported as n.a. -- not available.)
All memo items have been consolidated on page 13.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)

For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,859.0

4,905.3

4,516.3
4,688.0
4,970.8
4,974.9
4,988.4

1,284.5

1,191.2
1,243.0
1,302.5
1,295.6
1,297.3

810.2

811.5

801.8
799.0
809.0
811.5

474.3

491.0

389.4
444.1
486.6
485.8

(2)
3,620.8

3,325.0
3,444.9
3,668.3
3,679.3
3,691.1

1,039.0

1,059.5

1,541.6

1,361.3
1,432.6
1,563.1
1,573.1
1,578.3

112.2

114.9

1,429.5

1,255.9
1,332.1
1,448.2
1,457.2
1,462.1

508.7

513.0

493.3
483.6
514.8
518.2

143.4

144.6

128.1
133.6
141.2
147.1

A S S E T S

1
Bank credit
4,763.6
4,787.8
5,022.2
5,006.7

4,821.2

2
Securities in bank credit
1,263.6
1,267.0
1,268.3
1,276.3
1,299.4
1,287.2
3
U.S. government securities
803.9
812.0
814.1
812.4
815.8
808.5
4
Other securities
459.6
455.0
454.2
463.9
483.6
478.6
5
Loans and leases in bank credit
3,500.0
3,520.8
3,552.9
3,582.7
3,722.8
3,719.6
6
Commercial and industrial
1,003.2
1,012.5
1,021.4
1,030.4
1,066.7
1,060.3
7
Real estate
1,469.1
1,486.3
1,504.0
1,521.1
1,588.3
1,586.1
8
Revolving home equity
101.6
104.0
106.0
108.5
116.4
117.2
9
Other
1,367.5
1,382.4
1,398.0
1,412.6
1,471.9
1,468.9
10
Consumer
491.1
497.1
501.8
504.9
524.7
529.6
11
Security (3)
153.1
143.2
142.4
142.6

957.4
997.8
1,064.2
1,063.0

105.3
100.4
116.0
116.2

152.4
12
383.5
390.8

154.9
Other loans and leases
381.6
383.3
383.8
388.6

387.9

388.1

384.9
397.3
386.0
384.5

13 Interbank loans
229.5
225.1
235.8
246.1
249.3

237.2

238.2

242.6

224.9
224.9
233.6
238.2

14 Cash assets (4)
287.5
283.3
281.6
280.6
268.9

275.1

285.2

277.5

260.7
274.7
276.5
268.5

15 Other assets (5)
379.1
405.6
412.7
414.6
430.4

400.4

401.8

411.7

343.8
368.8
410.1
415.3

16 TOTAL ASSETS (6)
5,599.8
5,642.7
5,692.5
5,903.6
5,894.5

5,712.5

5,770.8

5,286.8
5,497.1
5,842.6
5,835.1
5,850.3

3,575.2

3,626.3

3,381.4
3,481.8
3,631.7
3,642.9
3,661.9

626.1

626.0

629.2

2,949.1

3,000.3

2,731.6
2,856.9
3,002.6
3,037.4
3,054.7

853.2

874.6

880.7

2,095.9

2,125.7

2,002.0
2,055.1
2,121.9
2,151.8
2,155.6

1,184.8

1,002.2
1,059.8
1,196.7
1,182.4
1,188.8

374.1

380.0

321.3
349.7
373.5
375.0

810.7

816.8

680.9
710.1
808.9
813.8

25 Net due to related foreign offices
221.1
229.7
233.9
233.1
223.9
258.6
242.5

249.5

202.9
223.9
274.8
252.7

26 Other liabilities
302.4
290.4
295.6
307.2
313.4

312.4

268.4
297.7
303.0
301.3

L I A B I L I T I E S
17 Deposits
3,524.5
3,540.2
3,558.4
3,651.0
3,648.4
18
Transaction
630.2
626.6
625.2
624.4
616.8
19
Nontransaction
2,894.3
2,913.6
2,933.2
3,026.7
3,031.7
20
Large time
828.1
840.6
846.9
896.2
896.4
21
Other
2,066.2
2,073.0
2,086.3
2,130.4
2,135.2

22 Borrowings
1,116.6
1,133.5
1,130.0
1,150.8
1,205.8
1,213.3
23
From banks in the U.S.
347.0
359.9
365.0
373.0
367.9
359.4
24
From others
769.6
773.7
765.0
777.8
837.9
853.9

27

TOTAL LIABILITIES

289.5

289.4

649.9
624.9
605.5
607.2

729.6
801.8
885.5
899.1

4,855.0

5,063.1

5,164.5
5,422.7

5,193.8
5,417.6

5,217.8

5,248.6

5,324.5

28 Residual (assets less liabilities) (7)
435.3
448.9
474.7
463.9
446.4
480.9
476.9

5,390.4

452.2

5,403.1

5,404.7

431.7
434.0
432.0
445.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,853.2

4,905.9

4,511.7
4,715.4
4,962.9
4,968.4
4,975.6

1,286.4

1,192.3
1,256.9
1,300.1
1,294.2
1,286.9

818.8

816.8

807.7
801.8
815.4
811.2

467.5

483.2

384.6
455.1
478.8
475.7

(2)
3,619.5

3,319.4
3,458.5
3,662.8
3,674.2
3,688.8

1,046.1

1,062.4

1,537.2

1,359.6
1,439.0
1,560.5
1,573.5
1,576.3

A S S E T S

1
Bank credit
4,796.0
4,812.0
4,995.6
4,988.0

4,824.3

2
Securities in bank credit
1,273.7
1,275.5
1,272.4
1,277.7
1,284.3
1,274.1
3
U.S. government securities
806.0
813.7
818.1
819.4
812.2
804.4
4
Other securities
467.7
461.8
454.3
458.4
472.2
469.8
5
Loans and leases in bank credit
3,522.3
3,536.5
3,551.8
3,575.4
3,711.2
3,713.8
6
Commercial and industrial
1,005.2
1,010.1
1,022.1
1,034.3
1,066.3
1,060.0
7
Real estate
1,473.9
1,490.4
1,501.0
1,516.3

960.3
1,001.6
1,062.8
1,061.7

1,580.9
1,582.0
8
Revolving home equity
102.0
104.2
105.7
107.4
111.3
116.8
117.4
9
Other
1,371.9
1,386.1
1,395.3
1,408.9
1,425.9
1,464.1
1,464.6
10
Consumer
496.6
504.2
503.8
503.3
507.7
523.6
529.6
10a
Credit card and related plans
------202.0
10b
Other
------327.6
11
Security (3)
157.8
147.3
143.9
141.6
144.0
152.2
152.3
12
Other loans and leases
388.8
384.5
381.0
380.0
384.6
388.3
389.9

114.5

105.0
100.8
115.6
116.3

1,254.6
1,338.2
1,446.0
1,457.8
1,460.0
512.7

492.9
482.2
513.2
516.3
--

---

--

---

--

---

--

143.1

126.0
135.8
140.6
150.5

384.2

380.6
399.9
384.2
383.9

13 Interbank loans
234.9
226.0
237.3
239.5
244.7

243.1

245.0

242.4

223.9
229.0
236.4
241.7

14 Cash assets (4)
307.4
297.4
282.2
270.4
267.9

266.7

282.3

275.3

258.5
283.7
266.3
269.7

15 Other assets (5)
379.1
404.2
415.2
411.7
434.2

404.1

405.8

415.5

346.8
365.7
414.5
417.1

16 TOTAL ASSETS (6)
5,657.4
5,680.7
5,700.1
5,857.1
5,874.0

5,707.8

5,779.6

5,282.1
5,534.3
5,836.1
5,825.3
5,843.9

3,579.0

3,644.3

3,368.2
3,509.6
3,617.1
3,644.7
3,665.8

619.0

634.6

619.8

2,960.0

3,009.7

2,728.0
2,876.5
2,997.3
3,044.5
3,050.5

861.6

874.2

876.9

2,098.4

2,135.5

2,000.6
2,064.6
2,120.4
2,163.7
2,160.0

L I A B I L I T I E S
17 Deposits
3,566.8
3,553.5
3,557.3
3,613.3
3,624.8
18
Transaction
662.9
638.1
618.2
607.4
618.5
19
Nontransaction
2,903.9
2,915.4
2,939.0
3,005.8
3,006.3
20
Large time
843.1
851.7
859.5
883.8
881.0
21
Other
2,060.8
2,063.7
2,079.5
2,122.0
2,125.3
22

Borrowings

640.2
633.1
600.2
615.3

727.3
811.9
880.9
890.5

1,010.4

1,067.7

1,125.8
1,152.0
1,133.9
1,145.8
1,232.9
1,229.5
23
From banks in the U.S.
351.9
363.7
366.5
372.9
374.8
366.4
24
From others
773.9
788.3
767.4
772.9
858.1
863.0

1,183.0

1,206.2

375.3

380.7

321.9
353.2
368.3
371.1

807.6

825.5

688.5
714.5
799.1
808.6

25 Net due to related foreign offices
227.3
233.3
248.3
236.7
213.2
247.8
247.8

249.9

202.1
227.9
256.2
240.9

26 Other liabilities
304.6
291.8
297.9
305.0
311.8

290.2

288.3

310.9

267.4
298.7
301.9
300.0

27 TOTAL LIABILITIES
5,224.5
5,230.7
5,237.3
5,398.9
5,413.8

5,251.7

5,328.7

4,848.0
5,103.9
5,384.2
5,370.3
5,386.4

28 Residual (assets less liabilities) (7)
432.9
450.1
462.8
456.1
450.9
458.2
460.2

451.9

1,167.4

1,179.8

434.1
430.4
455.0
457.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

2000

2000

Mar

Apr

May

--------

--------

--------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21
-------- --------------------- -------

A S S E T S

1

Bank credit

3,978.7

4,149.4

4,215.3
4,445.6

4,239.5
4,437.2

4,280.3

4,314.8

2
Securities in bank credit
1,061.2
1,065.9
1,076.4
1,081.5
1,096.7
1,089.6
3
U.S. government securities
723.2
730.9
738.3
734.6
737.0
730.0
4
Other securities
338.0
334.9
338.1
346.9
359.7
359.6
5
Loans and leases in bank credit
3,154.1
3,173.6
3,203.9
3,233.3
3,348.9
3,347.6
6
Commercial and industrial
809.8
817.6
824.7
832.2
857.6
855.4
7
Real estate
1,452.1
1,468.9
1,486.3
1,502.9
1,569.1
1,566.9
8
Revolving home equity
101.6
104.0
106.0
108.5
116.4
117.2
9
Other
1,350.5
1,365.0
1,380.3
1,394.5
1,452.7
1,449.7
10
Consumer
491.1
497.1
501.8
504.9
524.7
529.6
11
Security (3)
86.1
76.5
75.7
76.2
71.8
70.5
12
Other loans and leases
315.0
313.6
315.5
317.1
325.7
325.2

4,337.1

4,389.2

4,403.0

4,413.8

1,083.3

1,095.2

997.5
1,050.7
1,093.8
1,093.9

731.0

732.3

715.2
720.5
731.2
733.4

352.3

363.0

282.3
330.2
362.6
360.6

(2)
3,253.8

2,981.2
3,098.7
3,294.0
3,309.3
3,319.8

837.3

852.0

1,523.2

1,341.7
1,415.3
1,544.4
1,554.2
1,559.5

112.2

114.9

1,411.0

1,236.4
1,314.8
1,429.4
1,438.3
1,443.3

508.7

513.0

65.7

63.9

318.8

320.7

315.3
330.0
321.3
319.3

755.4
801.6
855.8
854.5

105.3
100.4
116.0
116.2

493.3
483.6
514.8
518.2
75.5
63.1

68.3
68.3

13 Interbank loans
199.9
196.2
203.2
216.4
217.7

208.8

208.9

210.9

198.4
199.7
205.7
213.6

14 Cash assets (4)
234.1
231.0
230.3
234.3
223.0

226.3

236.3

232.2

223.1
225.8
231.8
221.7

15 Other assets (5)
342.5
367.0
374.5
369.7
386.5

361.3

362.0

370.9

308.4
333.9
369.1
372.9

16 TOTAL ASSETS (6)
4,932.3
4,974.8
5,029.7
5,206.3
5,204.1

5,052.3

5,085.1

4,650.0
4,849.9
5,143.4
5,149.9
5,162.2

3,233.9

3,066.7
3,126.5
3,244.5
3,262.0
3,272.7

L I A B I L I T I E S
17 Deposits
3,150.4
3,160.5

3,178.9

3,193.3

3,260.7
3,258.2
18
Transaction
619.6
615.8
614.2
612.7
606.2
19
Nontransaction
2,530.8
2,544.7
2,564.8
2,648.1
2,652.0
20
Large time
467.8
473.7
480.1
518.0
518.0
21
Other
2,063.0
2,071.0
2,084.7
2,130.1
2,134.1

639.1
614.5
593.6
594.9

614.8

614.9

617.7

2,578.5

2,619.0

2,427.6
2,511.9
2,626.8
2,668.4
2,677.8

485.4

496.2

507.5

2,093.1

2,122.8

1,999.7
2,052.4
2,119.3
2,150.8
2,154.8

984.5

991.4

826.3
873.8
980.2
983.3

353.4

362.3

299.4
323.6
358.6
355.2

631.0

629.1

526.9
550.2
621.6
628.1

25 Net due to related foreign offices
182.0
194.2
207.1
213.2
208.9
241.8
228.3

229.4

123.3
178.9
249.6
240.0

26 Other liabilities
232.9
220.3
224.1
235.0
246.8

220.3

218.8

235.1

209.0
230.5
232.2
230.1

27 TOTAL LIABILITIES
4,500.4
4,529.1
4,564.4
4,737.4
4,738.5

4,600.1

4,646.0

4,225.4
4,409.7
4,700.5
4,723.9
4,726.1

22 Borrowings
935.1
954.1
954.3
973.3
999.8
1,005.2
23
From banks in the U.S.
322.5
340.2
346.7
353.5
348.4
341.1
24
From others
612.6
613.9
607.6
619.7
651.4
664.1

28 Residual (assets less liabilities) (7)
431.9
445.7
465.2
452.3
439.0
468.9
465.6

443.0

427.9
459.5
517.6
523.0

424.6
440.2
425.9
436.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
July 7, 2000

2000

2000

Account
2000

1999
2000

2000

1999
1999
Week ending

Jun 7

May
Nov
Dec
Jun 14
Jun 21

Jan
Jun 28

Feb

Mar

Apr

May

--------------

--------------

--------

--------

--------

-------- ---------------------------

4,310.3

4,344.0

3,980.8
4,164.4
4,389.6
4,404.2
4,411.6

1,088.8

1,000.3
1,055.1
1,095.8
1,095.7
1,090.3

738.9

736.6

720.0
721.8
736.7
733.2

349.9

359.2

280.3
333.3
359.0
357.1

A S S E T S

1
Bank credit
4,237.6
4,255.9
4,430.9
4,426.6

4,279.1

2
Securities in bank credit
1,067.6
1,070.4
1,079.2
1,085.8
1,089.0
1,082.2
3
U.S. government securities
723.9
732.1
742.2
741.7
733.9
725.8
4
Other securities
343.7
338.3
337.1
344.1
355.1
356.4

5
Loans and leases in bank credit (2)
3,170.0
3,185.5
3,199.9
3,224.5
3,255.2
3,341.8
3,344.3
6
Commercial and industrial
808.2
813.6
822.9
834.5
846.1
860.4
857.8
7
Real estate
1,457.0
1,472.7
1,483.0
1,498.0
1,518.9
1,561.7
1,563.1
8
Revolving home equity
102.0
104.2
105.7
107.4
111.3
116.8
117.4
9
Other
1,355.0
1,368.5
1,377.3
1,390.6
1,407.6
1,444.9
1,445.7
10
Consumer
496.6
504.2
503.8
503.3
507.7
523.6
529.6
10a
Credit card and related plans
------202.0
10d
Other
------327.6
11
Security (3)
90.3
80.1
77.4
74.9
66.2
71.6
67.0
12
Other loans and leases
318.0
314.8
312.8
313.8
316.3
324.4
326.9
13

Interbank loans

2,980.5
3,109.2
3,293.9
3,308.5
3,321.3
859.1

762.1
802.5
858.2
857.1

1,340.1
1,421.6
1,541.8
1,554.7
1,557.6
114.5

105.0
100.8
115.6
116.3

1,235.1
1,320.8
1,427.3
1,439.1
1,441.3
512.7

492.9
482.2
513.2
516.3
--

--62.5
317.8

--

---

--

73.6
62.7

---

--

71.0
71.1

311.9
332.0
319.8
319.1
197.4

203.8

205.4
209.8

197.0
213.2

204.7

214.7

215.7

210.7

208.4

217.0

14 Cash assets (4)
249.7
242.9
231.5
225.0
222.7

218.9

235.6

231.2

221.8
231.8
222.2
223.7

15 Other assets (5)
340.3
364.1
375.1
369.7
393.5

363.7

366.7

375.3

311.8
330.8
374.6
376.4

16 TOTAL ASSETS (6)
4,973.4
5,001.4
5,031.8
5,175.6
5,195.5

5,048.7

5,103.0

4,653.3
4,871.5
5,147.2
5,149.4
5,168.8

3,191.0

3,250.8

3,052.4
3,151.6
3,229.0
3,265.2
3,280.0

608.0

623.9

608.9

2,583.1

2,626.9

2,422.6
2,529.0
2,620.2
2,676.1
2,676.5

487.1

493.8

502.2

2,096.0

2,133.1

1,998.4
2,062.3
2,118.0
2,161.3
2,157.6

L I A B I L I T I E S
17 Deposits
3,184.2
3,167.0
3,170.8
3,228.0
3,240.3
18
Transaction
651.8
627.2
607.3
596.2
607.9
19
Nontransaction
2,532.4
2,539.8
2,563.5
2,631.9
2,632.5
20
Large time
474.0
479.2
486.8
512.2
509.5
21
Other
2,058.4
2,060.5
2,076.8
2,119.6
2,122.9

22 Borrowings
944.3
972.6
958.2
968.2
1,026.9
1,021.4
23
From banks in the U.S.
327.5
344.0
348.2
353.4
355.4
348.1
24
From others
616.8
628.6
610.0
614.8
671.5
673.2

629.8
622.6
589.1
603.5

424.2
466.7
514.9
518.9

982.6

1,000.9

834.5
881.7
965.1
974.3

354.7

363.1

300.0
327.1
353.4
351.3

627.9

637.9

534.4
554.7
611.7
623.0

25 Net due to related foreign offices
183.0
195.5
219.1
216.2
202.9
231.6
231.6

234.0

126.7
181.2
235.5
230.8

26 Other liabilities
233.1
220.1
224.4
234.6
246.5

220.7

219.4

235.1

209.0
230.5
232.3
230.0

27 TOTAL LIABILITIES
4,544.6
4,555.1
4,572.6
4,721.1
4,739.8

4,596.1

4,655.7

4,222.7
4,445.0
4,699.1
4,698.1
4,715.2

28 Residual (assets less liabilities) (7)
428.8
446.3
459.2
452.6
447.3
454.5
455.7

448.0

430.7
426.5
451.3
453.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,407.0

2,419.1

2,238.4
2,322.0
2,454.4
2,461.2
2,464.4

565.4

575.8

503.3
540.4
575.9
573.6

353.9

355.7

349.4
349.0
356.1
357.3

21.3

23.4

332.7

332.3

327.9
330.8
333.2
335.6

211.5

220.1

153.9
191.4
219.7
216.2

A S S E T S

1
Bank credit
2,370.0
2,365.4
2,486.4
2,467.3
2
551.1
576.5
3
353.9
361.5
3a
19.5
22.9
3b
334.4
338.7
4
197.2
214.9
4a
86.7
96.0
4b
110.5

2,386.8

Securities in bank credit
549.6
556.0
562.6
575.1
U.S. government securities
354.8
357.0
355.5
357.8
Trading account
20.4
21.5
20.4
22.8
Investment account
334.4
335.6
335.1
335.0
Other securities
194.8
199.0
207.2
217.3
Trading account
81.5
85.9
91.1
99.9
Investment account
113.3
113.1
116.1

92.9
118.6

101.2
118.9

21.5
23.0

67.5
100.9

18.2
21.8

82.1
97.3

86.4
109.3
118.9
119.0

118.9
4c
24.1
25.5
4d
86.3
93.4

117.4
State and local government
24.4
24.5
24.7
25.1
25.9
Other
88.9
88.6
91.4
93.4
91.5

5
Loans and leases in bank credit (2)
1,818.9
1,815.8
1,830.8
1,844.3
1,853.7
1,910.0
1,892.2
6
Commercial and industrial
551.8
554.9
558.6
561.7
564.3
577.9
573.7
6a
Bankers acceptances
1.1
1.0
1.0
1.0
1.0
1.0
1.0
6b
Other
550.7
553.9
557.6
560.8
563.2
576.9
572.7
7
Real estate
735.6
741.8
748.8
756.2
769.6
794.5
787.7
8
Revolving home equity
64.3
66.0
67.4
69.1
72.0
74.8
75.0
9
Other
671.3
675.8
681.4
687.1
697.6
719.7
712.7
10
Consumer
224.8
223.2
226.9
228.9
231.4
236.7
232.9
11
Security (3)
79.1
69.8
68.9
69.3
58.5
64.9
63.7
11a
Fed funds and RPs with broker/dealer
59.9
49.5
46.5
48.2
37.7
47.2
45.3
11b
Other
19.1
20.3
22.4
21.1
20.8
17.7
18.4
12a
State and local government
11.7
11.8
11.9
12.1
12.1
12.0
12.0
12b
Agricultural
8.8
9.0
9.1
9.1
9.2
9.3
9.2
12c
Fed funds and RPs with others
11.7
11.1
11.2
11.2
11.5
12.0
13.1
12d
All other loans
76.1
75.3
76.5
76.8
76.7
76.7
74.0
12e
Lease financing receivables
119.3
118.9
119.0
119.0
120.4
126.0
126.0
13

Interbank loans

25.4

22.8
25.4

24.0
25.5

93.5

63.6
93.4

85.3
93.5

1,735.2
1,781.6
1,878.6
1,885.3
1,890.8
575.5
1.1

519.0
545.5
578.0
576.4
1.0
1.0

1.1
1.0

574.4

518.0
544.5
577.1
575.4

781.0

681.4
707.7
786.6
788.9

74.1

70.4
74.8

63.9
74.9

706.9

611.1
643.8
711.9
714.0

232.6

233.8
223.7
233.1
234.7

57.3

69.4
56.2

61.4
61.3

38.7

53.2
39.2

43.8
43.2

18.5

16.2
16.9

17.6
18.1

12.1

11.0
12.0

11.6
12.2

7.7
9.2

8.7
9.3

11.6

10.9
11.5

12.2
11.9

77.9

93.4
76.4

92.5
73.8

9.2

121.5

108.6
118.2
122.2
122.3
132.1

134.8

135.3
142.3
13a
63.9
67.9
13b
71.4
74.4

132.6
137.4
142.4
144.0
Fed funds and RPs with banks
58.7
65.2
68.2
69.5
Other
73.9
72.1
74.3
74.6

136.0

140.9

137.1

141.9

65.4

71.1

78.0
68.9

66.0
71.2

70.6

69.8

54.1
68.2

68.7
70.7

14 Cash assets (4)
147.0
147.5
148.6
151.0
143.4

145.5

154.1

148.0

143.0
143.1
148.5
140.2

15 Other assets (5)
242.5
263.4
271.1
262.8
265.2

258.3

257.3

262.1

219.0
235.5
260.4
263.6

16 TOTAL ASSETS (6)
2,859.6
2,874.3
2,909.6
3,008.3
2,986.0

2,919.0

2,932.1

2,697.5
2,800.2
2,970.8
2,972.8
2,975.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,598.4

1,620.7

1,582.8
1,579.7
1,626.0
1,628.7
1,630.4

311.1

309.6

312.9

1,287.3

1,311.1

1,244.0
1,264.6
1,313.1
1,327.2
1,331.2

L I A B I L I T I E S
17 Deposits
1,590.4
1,586.2
1,593.5
1,615.7
1,598.8
18
Transaction
320.1
313.2
311.6
310.7
305.5
19
Nontransaction
1,270.3
1,273.0
1,281.9
1,305.0
1,293.3
20
Large time

338.8
315.1
301.5
299.1

205.5

222.1

227.6
255.0
21
1,042.7
1,050.0

230.4
256.4
Other
1,042.6
1,036.8

232.3

234.5

242.7

250.4

1,049.6

1,052.8

1,068.5

1,038.5
1,042.5
1,062.7
1,071.3
1,070.9

646.0

645.7

555.0
577.5
636.2
643.0

195.4

200.1

160.2
176.1
199.3
197.9

450.6

445.6

394.9
401.4
436.9
445.1

25 Net due to related foreign offices
177.5
189.1
201.9
207.8
203.6
236.7
211.4

223.4

118.3
174.4
244.6
234.7

26 Other liabilities
199.1
185.5
187.4
197.5
195.0

185.4

184.8

199.5

178.7
197.1
197.0
193.8

27 TOTAL LIABILITIES
2,595.8
2,590.1
2,610.4
2,707.9
2,674.0

2,630.2

2,655.1

2,434.7
2,528.7
2,694.6
2,706.5
2,701.8

22 Borrowings
628.8
629.3
627.6
638.5
657.9
668.8
23
From banks in the U.S.
176.4
185.7
190.1
192.7
189.7
187.1
24
From others
452.5
443.6
437.5
445.8
468.2
481.7

28 Residual (assets less liabilities) (7)
263.8
284.2
299.2
288.8
277.0
300.5
312.0

276.3

255.9

260.3

262.7
271.5
266.3
273.9

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

2000

2000

Mar

Apr

May

--------

--------

--------

A S S E T S

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21
-------- ---------------------------

1
Bank credit
2,392.0
2,388.2
2,466.5
2,450.0
2
558.0
566.7
3
355.2
355.9
3a
19.4
22.4
3b
335.8
333.5
3c
216.6
214.9
3d
119.2
118.6
3e
22.5
31.3
3f
57.6
52.1
3g
39.2
35.1
4
202.8
210.9
4a
86.7
96.0
4b
116.1
114.9
4c
24.3
25.5
4d
91.7
89.3

2,398.3

2,408.6

2,422.6

Securities in bank credit
555.9
562.1
566.0
566.4
566.3
U.S. government securities
357.5
363.4
361.3
358.6
351.5
Trading account
21.1
22.5
21.4
21.5
20.6
Investment account
336.4
340.9
340.0
337.1
331.0
Mortgage-backed
216.5
221.7
221.4
219.8
213.3
Other
120.0
119.1
118.6
117.3
117.6
1 year or less
23.3
27.1
28.8
28.6
30.3
Between 1 and 5 years
57.3
54.4
52.5
51.4
52.4
More than 5 years
39.5
37.7
37.3
37.3
34.9
Other securities
198.4
198.8
204.6
207.9
214.8
Trading account
81.5
85.9
91.1
92.9
99.9
Investment account
116.9
112.9
113.5
114.9
114.9
State and local government
24.6
24.7
24.8
25.2
25.7
Other
92.2
88.2
88.7
89.8
89.2

5
Loans and leases in bank credit (2)
1,834.0
1,832.3
1,836.2
1,842.7
1,856.2
1,899.8
1,883.7
6
Commercial and industrial
550.6
551.9
557.9
564.0
570.9
578.7
573.9
6a
Bankers acceptances

2,233.3
2,337.2
2,448.0
2,456.0
2,456.8

572.6

502.0
546.5
575.2
567.6

356.7

350.7
352.1
359.0
354.8

22.0

20.2
24.7

19.4
22.3

334.8

330.6
332.7
334.3
332.6

217.2

217.0
216.8
217.1
216.2

117.6

113.5
116.0
117.2
116.4

30.3

21.9
29.7

21.3
29.3

51.5

53.0
52.5

56.7
52.1

35.7

38.6
34.9

38.0
35.0

215.9
101.2

151.2
194.5
216.2
212.8
67.5
100.9

82.1
97.3

114.6

83.7
112.4
115.3
115.5

25.3

22.7
25.4

24.3
25.4

89.3

61.0
89.9

88.1
90.1

1,731.3
1,790.7
1,875.4
1,880.8
1,889.2
579.9

523.2
547.5
578.3
577.1
1.0

1.1

1.1
1.0
6b
549.6
577.7
7
741.1
786.9
8
64.5
75.3
9a
415.8
438.1
9b
260.8
273.5
10
228.0
235.5
10a
--10f
--11
83.3
64.8
11a
63.8
45.6
11b
19.4
19.1
12a
11.8
11.9
12b
8.9
9.3
12c
11.7
12.0
12d
79.8
75.2
12e
118.9
125.6

1.0
1.0

1.0

1.0

1.0

Other
550.9
556.9
563.0
569.8
572.9
Real estate
748.0
750.1
754.5
766.7
782.0
Revolving home equity
66.3
67.2
68.3
71.3
75.2
Other residential
417.6
417.6
419.9
426.2
435.6
Commercial
264.1
265.2
266.3
269.1
271.2
Consumer
229.7
229.9
229.1
231.3
232.9
Credit card and related plans
----70.7
Other
----162.2
Security (3)
73.5
70.6
68.0
59.1
60.2
Fed funds and RPs with broker/dealer
53.9
49.0
46.6
37.7
40.2
Other
19.6
21.6
21.4
21.3
20.0
State and local government
11.7
11.8
11.9
12.0
11.9
Agricultural
9.0
8.9
8.9
9.0
9.3
Fed funds and RPs with others
11.1
11.2
11.2
11.5
13.1
All other loans
76.3
74.8
74.5
74.7
74.7
Lease financing receivables
121.1
121.0
120.6
121.1
125.7

13 Interbank loans
136.4
133.3
137.7
145.2
143.2
148.6
13a
Fed funds and RPs with banks
65.5
60.2
64.9
70.2
66.6
72.4
13b
Other

1.1

1.0

1.0

578.9

522.2
546.4
577.4
576.1

778.1

679.1
712.2
785.5
786.1

73.7

70.0
74.5

64.0
75.0

433.3

369.9
391.6
438.8
438.0

271.2

239.2
256.5
272.2
273.1

232.1

233.3
221.8
231.7
233.2
--

---

--

---

--

---

--

55.9

67.4
55.8

64.2
64.1

36.7

50.7
39.0

46.9
45.2

19.2

16.7
16.8

17.2
19.0

11.9

10.9
11.8

11.7
12.1

7.6
9.1

8.8
9.2

11.6

10.9
11.5

12.2
11.9

75.2

90.3
74.7

95.4
73.2

9.1

121.5

108.6
117.0
122.2
122.3

141.2

144.7

135.2
133.9
137.7
146.8

68.1

71.7

78.8
66.5

67.1
72.3

56.4

66.8

71.0
76.6

73.0
76.2

72.8

75.0

73.1

73.0

71.2

74.5

14 Cash assets (4)
158.3
158.0
150.2
144.4
143.1

140.1

154.0

147.2

142.0
146.1
140.3
142.4

15 Other assets (5)
240.8
262.5
272.7
264.8
270.3

260.8

261.2

267.3

223.3
231.1
266.6
268.3

16 TOTAL ASSETS (6)
2,892.2
2,907.7
2,924.6
2,984.7
2,978.0

2,920.5

2,944.8

2,698.6
2,813.1
2,972.7
2,965.9
2,979.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,598.2

1,630.4

1,568.7
1,593.9
1,611.2
1,626.0
1,636.2

306.5

316.7

306.5

1,291.6

1,313.7

1,236.7
1,274.2
1,304.7
1,331.9
1,331.3

236.2

240.2

245.1

1,055.4

1,073.5

1,034.9
1,044.9
1,059.6
1,078.8
1,075.0

639.5

647.8

653.8

L I A B I L I T I E S
17 Deposits
1,615.4
1,597.6
1,593.9
1,594.6
1,590.6
18
Transaction
341.4
322.9
308.1
299.5
308.3
19
Nontransaction
1,274.0
1,274.7
1,285.8
1,295.1
1,282.3
20
Large time
233.8
235.9
239.0
249.3
248.0
21
Other
1,040.1
1,038.7
1,046.8
1,045.8
1,034.3
22 Borrowings
635.5
649.4

635.7

332.1
319.6
294.0
304.9

201.7
229.3
253.1
256.3

562.4
584.1
626.2
637.2

679.4
23
179.8
193.7
24
455.7
485.7

674.9
From banks in the U.S.
190.1
194.2
196.0
187.9
From others
459.2
441.5
443.5
487.1

199.0

201.4

161.3
179.1
196.0
195.0

448.8

452.4

401.1
405.0
430.2
442.2

25 Net due to related foreign offices
178.6
190.4
213.9
210.8
197.6
226.5
214.7

228.0

121.7
176.7
230.5
225.5

26 Other liabilities
199.1
185.5
187.4
197.5
195.0

185.4

184.8

199.5

178.7
197.1
197.0
193.8

27 TOTAL LIABILITIES
2,628.5
2,622.8
2,630.9
2,698.0
2,675.2

2,634.0

2,660.6

2,431.5
2,551.8
2,692.6
2,679.7
2,692.7

28 Residual (assets less liabilities) (7)
263.6
284.9
293.7
286.6
284.2
286.6
302.8

280.2

267.1
261.3
286.3
287.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

2000

2000

Mar

Apr

May

--------

--------

--------

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21
-------- ---------------------------

A S S E T S

1
Bank credit
1,845.2
1,874.1
1,959.2
1,969.9
2
510.0
520.2
3
369.3
375.5
4
140.8
144.8

1,893.5

1,907.8

Securities in bank credit
516.2
520.4
518.8
514.5
U.S. government securities
376.1
381.3
379.1
372.2
Other securities
140.1
139.1
139.8
142.3

5
Loans and leases in bank credit
1,335.2
1,357.9
1,373.1
1,389.0
1,438.9
1,455.4
6
Commercial and industrial
258.0
262.6
266.1
270.5
279.7
281.7
7
Real estate
716.5
727.1
737.5
746.7
774.6
779.3
8
Revolving home equity
37.3
38.0
38.7
39.4
41.6
42.3
9
Other
679.2
689.1
698.9
707.3
733.0
737.0
10
Consumer
266.2
273.9
274.9
276.0
288.0
296.8
11
Security (3)
7.0
6.7
6.8
6.9
6.9
6.8
12
Other loans and leases
87.4
87.5
87.7
88.9
89.7
90.9

1,918.0

1,740.2
1,827.4
1,934.8
1,941.9
1,949.3

517.9

519.4

494.2
510.3
517.9
520.4

377.1

376.6

365.8
371.5
375.0
376.0

140.8

142.8

128.4
138.8
142.9
144.3

(2)
1,400.1

1,246.0
1,317.2
1,415.4
1,424.0
1,429.0

273.1

276.5

236.4
256.1
277.8
278.1

753.5

763.4

660.3
707.5
767.6
770.6

40.1

40.9

713.4

722.5

625.3
671.0
726.4
729.3

277.4

280.4

259.5
259.9
281.7
283.5

7.2

6.6

89.0

35.0
41.2

36.5
41.3

6.1
6.9

6.8
7.0

88.5

83.7
90.0

86.8
89.8

13
64.6
74.1

Interbank loans
63.6
65.9
73.7

66.4

72.9

70.0

66.3
68.6

65.0
71.7

14
87.1
83.4

Cash assets (4)
83.5
81.7
79.6

80.8

82.2

84.2

80.1
83.3

82.7
81.5

102.9

104.7

108.8

89.3
98.5
108.7
109.3

15 Other assets (5)
100.0
103.6
103.3
106.9
121.3
16

TOTAL ASSETS (6)

1,952.5

2,049.7

2,072.7
2,198.0

2,100.6
2,218.1

2,120.1

2,133.4

2,153.0

2,172.6

2,177.1

2,186.5

1,594.9

1,613.2

1,484.0
1,546.7
1,618.5
1,633.3
1,642.3

303.7

305.3

304.8

1,291.2

1,307.9

1,183.7
1,247.4
1,313.7
1,341.2
1,346.6

250.9

253.6

257.1

222.5
237.4
261.8
262.6

1,040.3

1,054.3

1,056.6

961.2
1,009.9
1,079.5
1,083.9

338.4

345.7

271.3
296.4
344.0
340.3

158.0

162.2

139.2
147.5
159.3
157.3

180.4

183.5

132.0
148.9
184.7
183.0

L I A B I L I T I E S
17 Deposits
1,560.0
1,574.4
1,585.4
1,645.1
1,659.4
18
Transaction
299.5
302.7
302.6
302.0
300.7
19
Nontransaction
1,260.5
1,271.7
1,282.8
1,343.1
1,358.7
20
Large time
240.2
243.3
247.8
263.0
261.5
21
Other
1,020.3
1,028.4
1,035.1
1,080.1
1,097.2

22 Borrowings
306.3
324.8
326.7
334.7
341.9
336.3
23
From banks in the U.S.
146.2
154.5
156.6
160.9
158.8
154.0
24
From others
160.1
170.3
170.1
173.9
183.2
182.4
25
4.5
5.1

Net due to related foreign offices
5.1
5.3
5.4
5.3
16.9

6.0

26
33.8
37.5

Other liabilities
34.8
36.6
51.8

27 TOTAL LIABILITIES
1,904.6
1,939.0
1,954.0
2,029.6
2,064.6

300.3
299.4
292.1
295.7

5.0
5.0

4.5
5.3

30.4
35.2

33.4
36.4

34.9

34.0

35.7

1,969.8

1,990.9

1,790.6
1,881.0
2,005.9
2,017.5
2,024.3

28 Residual (assets less liabilities) (7)
168.1
161.5
166.0
163.5
162.1
168.4
153.6

166.7

161.9
168.7
159.6
162.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,901.7

1,921.4

1,747.6
1,827.2
1,941.6
1,948.2
1,954.8

522.3

523.2

498.3
508.6
520.5
522.7

380.3

379.8

369.3
369.7
377.7
378.4

142.0

143.4

129.0
138.9
142.8
144.3

A S S E T S

1
Bank credit
1,845.6
1,867.7
1,964.4
1,976.6
2
509.6
522.3
3
368.6
378.1
4
140.9
144.3

1,880.8

Securities in bank credit
514.5
517.1
519.9
515.9
U.S. government securities
374.6
378.8
380.4
374.3
Other securities
139.9
138.3
139.5
141.7

5
Loans and leases in bank credit (2)
1,336.0
1,353.2
1,363.7
1,381.8
1,399.0
1,442.0
1,460.6
6
Commercial and industrial
257.6
261.7
265.0
270.5
275.3
281.7
283.9
7
Real estate
715.9
724.7
732.9
743.5
752.2
774.8
781.0
8
Revolving home equity
37.5
37.9
38.5
39.1
40.0
41.5
42.2
9
Other
678.3
686.8
694.4
704.4
712.2
733.3
738.8
10
Consumer
268.6
274.5
273.9
274.1
276.4
288.2
296.8
10a
Credit card and related plans
------131.3
10h
Other
------165.4
11
Security (3)

1,249.2
1,318.6
1,418.4
1,427.8
1,432.1
279.2

238.8
255.0
279.9
280.0

763.7

660.9
709.4
769.2
771.5

40.8

35.0
41.1

36.8
41.3

722.9

626.0
672.7
728.0
730.2

280.5

259.6
260.4
281.4
283.1

--

---

--

--

---

-6.1

-6.8

--

7.0
6.9
12
87.0
90.5

6.7
6.8
6.9
6.8
Other loans and leases
85.5
85.0
86.7
92.2

7.2

6.6

6.9

7.0

88.1

88.5

83.7
90.4

86.9
90.5

13
69.0
66.6

Interbank loans
63.8
67.1
64.6

69.5

74.6

66.0

62.2
70.7

69.8
70.2

14
91.4
80.5

Cash assets (4)
84.8
81.3
79.6

78.8

81.6

84.0

79.8
81.9

85.7
81.3

15 Other assets (5)
99.5
101.6
102.4
104.9
123.2

102.9

105.5

107.9

88.5
107.9

99.6
108.2

16 TOTAL ASSETS (6)
2,081.2
2,093.7
2,107.2
2,190.9
2,217.5

2,158.2

1,954.8
2,058.5
2,174.4
2,183.5
2,189.1

1,592.9

1,620.3

1,483.7
1,557.7
1,617.8
1,639.3
1,643.9

301.5

307.2

302.4

1,291.4

1,313.2

1,186.0
1,254.8
1,315.5
1,344.2
1,345.3

250.9

253.6

257.1

222.5
237.4
261.8
262.6

1,040.6

1,059.6

1,058.4

963.5
1,017.3
1,082.5
1,082.7

334.8

347.1

272.1
297.7
338.9
337.1

155.7

161.7

138.8
148.0
157.4
156.3

179.1

185.4

133.3
149.7
181.5
180.7

2,128.2

L I A B I L I T I E S
17 Deposits
1,568.8
1,569.4
1,576.9
1,633.4
1,649.7
18
Transaction
310.4
304.3
299.1
296.6
299.5
19
Nontransaction
1,258.5
1,265.1
1,277.8
1,336.8
1,350.2
20
Large time
240.2
243.3
247.8
263.0
261.5
21
Other
1,018.3
1,021.8
1,030.0
1,073.8
1,088.7

22 Borrowings
308.8
323.2
322.6
328.7
347.5
346.4
23
From banks in the U.S.
147.7
153.9
154.0
157.4
161.7
160.3
24
From others
161.2
169.3
168.5
171.3
185.8
186.2
25
4.5
5.1

Net due to related foreign offices
5.1
5.3
5.4
5.3
16.9

6.0

26
33.9
37.1

Other liabilities
34.5
37.0
51.5

35.7

35.2

34.6

297.7
302.9
295.0
298.6

5.0
5.0

4.5
5.3

30.4
35.3

33.4
36.3

27 TOTAL LIABILITIES
1,916.1
1,932.2
1,941.7
2,023.1
2,064.6

1,962.2

1,995.1

28 Residual (assets less liabilities) (7)
165.1
161.4
165.5
166.0
163.1
167.8
152.9

1,791.2
1,893.3
2,006.6
2,018.5
2,022.5

167.9

163.6
165.2
165.0
166.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

544.2

568.2

581.6

537.6
538.5
571.8
574.6

201.2

207.3

193.8
192.3
201.8
203.4

79.2

79.3

121.9

128.0

107.2
113.9
124.0
125.2

374.4

343.8
346.2
370.0
371.3

207.5

202.1
196.2
208.4
208.5

A S S E T S

1
Bank credit
548.3
548.3
576.7
569.5

540.9

2
202.4
202.7
3
80.7
78.8
4
121.6
123.9

Securities in bank credit
201.1
191.9
194.8
197.5
U.S. government securities
81.0
75.8
77.8
78.5
Other securities
120.1
116.1
117.0
119.0

5
346.0
374.0
6
193.4
209.0

Loans and leases in bank credit (2)
347.2
349.0
349.4
367.0
371.9
Commercial and industrial
195.0
196.7
198.2
201.7
204.9

86.6
77.9

78.5
78.1

7
17.0
19.2
11
67.1
80.6
12
68.5
65.1

Real estate
17.4
17.8
18.1
19.2
Security (3)
66.8
66.7
66.4
84.5
Other loans and leases
68.0
67.8
66.7
63.4

18.5

18.7

19.5
18.9

17.3
18.8

77.7

80.7

52.6
78.1

65.4
78.8

69.1

67.4

69.6
64.6

67.3
65.2

13
29.5
29.7

Interbank loans
28.9
32.6
31.5

28.4

29.3

31.7

26.5
28.0

25.2
24.6

14
53.4
46.3

Cash assets (4)
52.4
51.4
45.9

48.8

48.9

45.3

37.6
44.7

48.9
46.8

15
36.6
44.9

Other assets (5)
38.6
38.2
43.8

39.1

39.8

40.8

35.4
41.0

34.8
42.4

660.2

685.8

699.1

636.8
647.2
685.3
688.1

381.9

392.4

387.2

314.7
355.3
380.8
389.3

11.3

11.1

11.4

370.6

381.3

375.8

303.9
345.0
368.9
377.0

200.3

205.3

175.9
186.0
202.2
205.5

20.6

17.7

179.7

187.6

16 TOTAL ASSETS (6)
667.6
667.9
662.8
697.3
690.4

L I A B I L I T I E S
17 Deposits
374.1
379.7
379.4
390.3
390.2
18
Transaction
10.5
10.8
11.1
11.7
10.5
19
Nontransaction
363.6
368.9
368.4
378.6
379.6

22 Borrowings
181.5
179.5
175.6
177.5
206.0
208.1
23
From banks in the U.S.
24.4
19.7
18.3
19.5
19.4
18.3
24
From others
157.1
159.8
157.4
158.1
186.5
189.8

10.8
11.9

21.9
14.9

10.4
12.3

26.1
19.8

154.0
159.8
187.3
185.7

25
39.1
16.8

Net due to related foreign offices
35.6
26.8
19.9
15.0
14.2

20.1

79.6
25.2

45.0
12.6

26
69.4
72.2

Other liabilities
70.0
71.5
66.6

59.4
70.9

67.2
71.2

27 TOTAL LIABILITIES
664.1
664.7
653.4

69.2

70.7

77.2

648.6

678.4

689.9

629.7
653.4
679.2
678.6

685.2
28
3.5
12.0

679.1
Residual (assets less liabilities) (7)
3.2
9.4
11.6
7.4
11.3

7.1
6.1

9.2

-6.2
9.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

542.8

561.9

573.2

530.9
551.1
564.2
564.0

197.6

204.3

192.0
201.8
198.6
196.6

80.0

80.3

A S S E T S

1
Bank credit
558.4
556.1
564.7
561.4
2
206.1
195.3
3
82.1
78.2
3a
6.7
11.3
3b
75.4
66.9
4
124.0
117.1
4a
80.8
74.7
4b

545.1

Securities in bank credit
205.0
193.2
191.9
191.9
U.S. government securities
81.6
75.9
77.7
78.6
Trading account
7.9
7.4
9.5
12.6
Investment account
73.7
68.5
68.2
66.0
Other securities
123.4
117.3
114.2
113.3
Trading account
78.3
74.4
71.9
71.7
Investment account

12.0

12.5

67.9

67.7

117.7

124.0

74.9

81.4

87.6
78.7
19.2
12.1
68.5
66.6

80.0
78.0
8.5
11.8
71.5
66.3

104.4
121.8
119.8
118.5
62.6
78.2

80.3
76.8

41.8

41.5

43.2
42.3
5
352.3
369.4
6
197.0
205.9
7
16.9
19.1
11
67.5
80.5
12
70.8
63.9

45.1
41.6

42.9

42.3

Loans and leases in bank credit
351.0
352.0
350.9
369.5
Commercial and industrial
196.5
199.2
199.8
202.3
Real estate
17.6
18.0
18.3
18.9
Security (3)
67.2
66.5
66.6
85.3
Other loans and leases
69.7
68.2
66.2
63.0

42.8

42.6

41.7

41.7

(2)
364.3

369.0

338.9
349.3
365.7
367.5

200.0

203.3

198.2
199.2
204.6
204.6

18.3

18.7

19.5
18.8

17.4
18.7

77.7

80.6

52.5
77.9

64.8
79.4

68.3

66.4

68.7
64.3

67.9
64.8

13
29.5
29.7

Interbank loans
28.9
32.6
31.5

28.4

29.3

31.7

26.5
28.0

25.2
24.6

14
57.7
45.5

Cash assets (4)
54.6
50.8
45.2

47.8

46.7

44.1

36.7
44.1

51.9
46.0

15
38.7
42.0

Other assets (5)
40.1
40.1
40.8

40.4

39.0

40.3

35.0
39.9

34.9
40.7

659.0

676.6

688.9

628.7
662.7
675.9
675.1

388.0

393.5

388.0

315.7
358.0
379.5
385.7

11.0

10.7

11.0

377.0

382.8

377.1

305.4
347.5
368.4
374.0

200.3

205.3

175.9
186.0
202.2
205.5

20.6

17.7

179.7

187.6

16 TOTAL ASSETS (6)
684.0
679.3
668.3
681.6
678.5

L I A B I L I T I E S
17 Deposits
382.6
386.5
386.5
385.2
384.5
18
Transaction
11.1
10.9
11.0
11.3
10.6
19
Nontransaction
371.4
375.6
375.5
374.0
373.8

22 Borrowings
181.5
179.5
175.6
177.5
206.0
208.1
23
From banks in the U.S.
24.4
19.7
18.3
19.5
19.4
18.3
24
From others
157.1
159.8
157.4
158.1
186.5
189.8
25

Net due to related foreign offices

10.4
11.1

21.9
14.9

10.5
11.8

26.1
19.8

154.0
159.8
187.3
185.7
75.3

46.7

44.3
16.2
26
71.5
70.4

37.9
16.2

29.1

20.5

10.2

15.9

20.7

10.1

Other liabilities
71.7
73.5
65.3

69.5

68.9

75.8

58.4
69.7

68.2
69.9

655.6

673.0

685.0

27 TOTAL LIABILITIES
679.9
675.6
664.7
677.8
674.1
28
4.2
3.7

Residual (assets less liabilities) (7)
3.8
3.6
3.5
3.7
4.4

625.3
658.8
672.1
671.3
3.4
3.8

3.9

3.9
3.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 7, 2000
Account
2000

2000

2000

Jan
Jun 28

Feb

--------------

--------------

1999

2000

2000

Mar

Apr

May

--------

--------

--------

1999
1999
Week ending
May
Nov
Dec
Jun 7
Jun 14
Jun 21
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29
64.2
65.4

Reval. gains on off-bal. sheet items (8)
62.4
64.5
65.7
65.1
68.2

72.4

49.9
67.3

59.6
66.1

30
63.7
65.9

Reval. losses on off-bal. sheet items (8)
61.7
64.2
64.0
65.0
68.5

72.9

51.9
67.6

59.7
66.1

31 Mortgage-backed securities (9)
248.9
248.7
251.9
251.9
247.8
246.8
31a
Pass-through
172.2
172.3
175.5
175.5

253.6

250.8

239.8
248.8
251.0
249.8

178.4

176.8

162.9
171.4
177.8
177.1

176.3
31b
76.7
71.5

176.7
CMO, REMIC, and other
76.4
76.4
76.4
70.1

75.2

32 Net unrealized gains (losses) on
-11.3
-13.8
-14.6
-13.6
-15.6
-16.8
-15.0
available-for-sale securities (10)
33
24.0
22.5

Offshore credit to U.S. residents (11)
23.2
23.6
24.1
24.4
22.5

Securitized consumer loans
---108.9
34a
Credit card and related plans
-----95.5
34b
Other
----13.4

76.9
73.2

74.0

-17.2

34

---

35
---

Securitized business loans
---n.a.

0.3
-11.0
-17.4
-17.0

37.7
22.3

23.5

---

--

--

--

24.8
22.5
--

-----

--

--

---

----

--

77.4
72.7

--

----

---

--

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (9)
98.8
99.8
101.2
102.4
105.8
86.1
Securitized consumer loans
---179.7
34a
Credit card and related plans
-----172.9
34b
Other
----6.8
---

34

105.3

95.7
106.1

106.6

--

--

--

--

--

--

----

--

99.4
106.4
--

--

---

--

---

---

FOREIGN-RELATED INSTITUTIONS
29
39.6
39.4

Reval. gains on off-bal. sheet items (8)
39.8
40.2
39.3
39.4
35.7

44.8

34.2
40.7

41.0
40.0

30
38.6
38.4

Reval. losses on off-bal. sheet items (8)
39.0
40.0
38.2
38.4
34.8

44.3

33.7
39.3

39.9
39.0

35
--

Securitized business loans
----

---

--

---

--

--

n.a.

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

July 7, 2000
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.

3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.