H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

5,429.9

5,452.1

5,326.9
5,458.9
5,510.7
5,523.2
5,540.5

A S S E T S

1
Bank credit
5,450.3
5,430.3
5,537.7
5,569.2

5,434.4

2
Securities in bank credit
1,490.6
1,484.9
1,478.2
1,477.0
1,497.9
1,545.1
1,560.4
3
Treasury and Agency securities (2)
830.1
817.4
809.1
825.5
848.0
886.4
883.2
4
Other securities
660.5
667.5
669.1
651.5
649.9
658.6
677.2

1,371.4
1,488.5
1,532.3
1,543.6
1,555.3

5
Loans and leases in bank credit
3,959.7
3,945.4
3,956.2
3,952.8
3,992.7
4,008.8
6
Commercial and industrial
1,035.1
1,026.8
1,033.5
1,030.5
1,014.2
1,011.4
7
Real estate
1,787.2
1,783.4
1,790.3
1,790.2
1,829.5
1,832.5
8
Revolving home equity
155.8
159.0
162.6
168.0
184.2
185.8
9
Other
1,631.3
1,624.4
1,627.7
1,622.1
1,645.3
1,646.7
10
Consumer
557.0
559.4
561.5
559.3
565.4
573.2

(3)
3,954.2

3,955.4
3,970.5
3,978.4
3,979.7
3,985.2

1,017.2

1,095.9
1,043.6
1,015.6
1,018.9
1,016.2

1,792.7

1,704.3
1,774.8
1,811.8
1,812.1
1,820.3

172.3

179.4

1,620.4

1,569.0
1,621.9
1,632.5
1,631.2
1,637.2

563.5

566.3

870.2

758.7
812.0
875.4
890.5

662.1

612.7
676.5
668.2
664.8

135.3
152.9
180.9
183.1

552.5
557.9
569.3
564.9

11
145.6
169.0
12
434.8
414.6

Security (4)
151.1
152.3
160.5
173.5
Other loans and leases
424.7
418.5
412.4
418.2

168.3

171.0

167.6
154.0
166.9
169.8

412.6

413.6

435.2
440.2
412.4
414.0

13 Interbank loans
293.1
293.4
277.5
275.1
282.8

269.2

270.6

287.3

281.4
286.2
282.8
284.7

14 Cash assets (5)
297.4
299.5
297.7
313.3
290.9

300.2

298.8

297.9

282.2
296.9
311.4
286.7

15 Other assets (6)
481.9
482.3
485.3
489.1
477.0

465.5

478.2

484.9

423.7
487.9
492.4
487.3

16 TOTAL ASSETS (7)
6,450.1
6,431.2
6,420.4
6,540.3
6,545.0

6,389.8

6,425.5

6,248.2
6,459.1
6,506.2
6,535.3
6,524.6

L I A B I L I T I E S
17 Deposits
4,015.9
4,201.0
4,243.7
4,257.3
4,274.4
4,314.1
4,333.8
4,366.9
4,363.2
4,365.9
4,363.3
4,391.5
18
Transaction
611.5
635.6
640.7
635.8
625.0
621.1
602.8
615.2
645.4
583.5
586.7
604.2
19
Nontransaction
3,404.4
3,565.4
3,603.0
3,621.6
3,649.4
3,693.0
3,731.0
3,751.7
3,717.8
3,782.3
3,776.6
3,787.3
20
Large time
964.7
984.8
983.7
998.3
1,012.3
1,027.2
1,042.5
1,049.7
1,046.1
1,034.0
1,032.5
1,051.1
21
Other
2,439.6
2,580.5
2,619.4
2,623.3
2,637.1
2,665.8
2,688.5
2,702.0
2,671.7
2,748.4
2,744.1
2,736.2
22 Borrowings
1,248.0
1,235.2
1,233.9
1,204.6
1,261.7
1,228.8
23
From banks in the U.S.
415.5
412.5
406.2
393.5
384.9
379.7
24
From others
832.5
822.7
827.7
811.1
876.8
849.1

1,220.3

1,249.2
1,253.0
1,247.8
1,268.8
1,274.3

393.0

393.6

391.8
413.1
391.1
407.1

827.4

854.2

857.5
839.9
877.8
867.2

25 Net due to related foreign offices
144.2
115.9
97.9
101.9
103.3
101.4
103.9

91.7

202.2
160.0
104.9
87.4

331.9

352.5
403.3
326.2
334.0

26 Other liabilities
356.7
342.5
336.1
352.4
362.7

309.5

319.7

27 TOTAL LIABILITIES
5,992.6
5,950.8
5,942.2
6,078.8
6,086.9

5,930.1

5,977.1

28 Residual (assets less liabilities) (8)
457.5
480.4
478.2
459.7
448.4
461.5
458.1

5,819.8
6,017.3
6,038.2
6,063.1
6,061.6

468.0

428.3
441.8
472.2
463.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

5,423.9

5,449.0

5,320.3
5,474.4
5,504.5
5,514.2
5,540.3

A S S E T S

1
Bank credit
5,483.1
5,447.7
5,535.2
5,558.0

5,439.5

2
Securities in bank credit
1,498.0
1,493.0
1,485.7
1,482.7
1,497.3
1,544.9
1,554.3
3
Treasury and Agency securities (2)
834.9
822.6
816.1
831.8
849.8
885.9
878.9
4
Other securities
663.0
670.4
669.6
650.9
647.5
659.0
675.4

1,369.0
1,492.1
1,529.5
1,539.8
1,557.9

5
Loans and leases in bank credit (3)
3,985.1
3,954.7
3,953.8
3,941.3
3,951.7
3,990.3
4,003.6
6
Commercial and industrial
1,034.8
1,022.3
1,032.4
1,031.9
1,021.4
1,013.8
1,012.3

3,951.3
3,982.3
3,974.9
3,974.4
3,982.4

867.9

756.7
812.7
872.4
892.5

661.6

612.3
679.4
667.4
665.3

1,099.7
1,045.2
1,019.3
1,020.2
1,018.7

7
1,791.5
1,832.7
8
155.9
184.4
9
1,635.5
1,648.3
10
566.5
560.5
10a
232.4
220.2
10b
334.1
340.3
11
152.0
169.0
12
440.3
414.4

Real estate
1,782.6
1,785.2
1,782.6
1,789.4
1,828.8
Revolving home equity
158.8
162.5
166.5
171.7
185.9
Other
1,623.8
1,622.7
1,616.1
1,617.7
1,642.9
Consumer
567.1
563.9
556.5
560.0
566.8
Credit card and related plans
228.4
223.9
220.3
223.9
226.6
Other
338.7
340.0
336.2
336.1
340.2
Security (4)
155.0
153.9
158.2
167.4
177.9
Other loans and leases
427.6
418.4
412.1
413.5
417.8

1,707.0
1,779.2
1,814.4
1,814.3
1,822.5
179.7

135.5
153.4
181.1
183.0

1,571.5
1,625.8
1,634.7
1,633.1
1,639.4
564.6

550.9
560.3
567.3
561.1

223.4

219.2
225.7
225.8
219.7

341.1

331.7
334.6
341.5
341.4

164.5

161.9
157.3
161.3
164.0

412.3

431.7
440.3
411.4
416.1

13 Interbank loans
299.4
291.6
276.3
280.6
283.4

274.1

280.4

283.8

276.7
289.8
279.3
292.7

14 Cash assets (5)
317.2
312.4
298.9
295.4
286.4

290.3

297.9

295.2

279.8
306.1
327.9
289.6

15 Other assets (6)
484.9
483.9
484.4
486.4
473.5

464.9

478.7

484.6

423.4
489.2
488.8
487.0

16 TOTAL ASSETS (7)
6,511.9
6,461.3
6,424.3
6,522.7
6,526.3

6,378.4

6,432.0

6,234.3
6,488.5
6,493.5
6,535.8
6,534.8

L I A B I L I T I E S
17 Deposits
4,008.2
4,220.2
4,294.4
4,283.2
4,290.4
4,319.5
4,358.0
4,359.8
4,362.7
4,384.8
4,363.3
4,367.8
18
Transaction
603.6
641.7
669.3
648.8
619.7
616.2
611.3
607.1
651.8
589.2
579.8
599.9
19
Nontransaction
3,404.6
3,578.5
3,625.1
3,634.5
3,670.6
3,703.3
3,746.7
3,752.7
3,710.8
3,795.7
3,783.5
3,767.8
20
Large time
967.1
991.6
998.1
1,011.1
1,019.5
1,028.0
1,045.1
1,053.3
1,051.1
1,037.7
1,035.4
1,048.5
21
Other
2,437.5
2,587.0
2,627.0
2,623.4
2,651.2
2,675.3
2,701.7
2,699.3
2,659.8
2,758.0
2,748.1
2,719.4

22 Borrowings
1,248.0
1,248.6
1,237.1
1,203.0
1,246.7
1,239.4
23
From banks in the U.S.
417.1
417.7
411.4
397.9
379.0
379.6
24
From others
830.9
830.9
825.8
805.1
867.7
859.8

1,226.7

1,256.0
1,255.8
1,254.2
1,269.7
1,275.0

398.2

394.9

393.2
410.3
389.9
406.2

828.5

859.3

862.9
845.6
879.8
868.8

25 Net due to related foreign offices
150.8
123.2
104.3
103.5
94.7
97.8
97.8

91.3

201.6
163.4
108.3
84.5
351.9
408.9
329.0
332.4

26 Other liabilities
362.3
348.3
341.3
349.8
357.9

309.3

312.3

331.3

27 TOTAL LIABILITIES
6,055.6
6,003.4
5,973.1
6,057.6
6,062.9

5,935.3

5,991.7

5,817.9
6,048.3
6,036.6
6,069.7
6,076.7

28 Residual (assets less liabilities) (8)
456.4
457.9
451.2
443.1
440.3
465.1
463.3

457.0

416.4
440.2
466.1
458.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2002

2002

Mar

Apr

May

--------

--------

--------

A S S E T S

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12
-------- --------------------- -------

1
Bank credit
4,855.7
4,845.4
4,927.1
4,959.2

4,847.4

4,836.1

4,853.4

4,717.9
4,859.7
4,911.5
4,924.4
4,937.0

2
Securities in bank credit
1,252.9
1,255.1
1,250.7
1,251.6
1,273.3
1,313.0
1,325.8
3
Treasury and Agency securities (2)
775.1
766.6
762.4
776.7
798.4
834.5
831.5
4
Other securities
477.8
488.5
488.3
474.9
474.9
478.6
494.3

1,158.4
1,251.1
1,304.3
1,313.9
1,321.9

5
Loans and leases in bank credit
3,602.8
3,590.4
3,596.7
3,584.5
3,614.0
3,633.4
6
Commercial and industrial
839.6
833.1
836.5
830.2
816.8
816.4
7
Real estate
1,768.2
1,764.6
1,771.9
1,771.3
1,810.2
1,813.4
8
Revolving home equity
155.8
159.0
162.6
168.0
184.2
185.8
9
Other
1,612.4
1,605.6
1,609.3
1,603.3
1,626.0
1,627.6
10
Consumer
557.0
559.4
561.5
559.3
565.4
573.2
11
Security (4)
71.4
76.3
78.3
82.1
79.5
84.2
12
Other loans and leases
366.6
356.9
348.5
341.5
342.0
346.3

(3)
3,580.2

3,559.5
3,608.6
3,607.2
3,610.5
3,615.1

818.9

816.7

1,773.5

1,686.1
1,755.9
1,792.6
1,792.9
1,800.9

172.3

179.4

1,601.2

1,550.9
1,603.0
1,613.2
1,612.0
1,617.8

563.5

566.3

83.7

89.8

340.6

341.8

367.7
370.5
340.5
341.8

820.5

703.0
756.3
825.5
838.0

483.9

455.4
494.9
488.4
483.9

878.9
847.2
818.4
818.2

135.3
152.9
180.9
183.1

552.5
557.9
569.3
564.9
74.3
89.3

77.1
89.2

13 Interbank loans
272.7
268.2
257.6
255.4
261.7

248.6

248.5

263.6

252.3
261.2
258.2
261.3

14 Cash assets (5)
258.5
259.3
255.9
268.4
247.0

256.2

252.6

253.7

244.6
258.8
267.5
243.2

15 Other assets (6)
450.9
451.3
453.6
454.6
442.9

435.6

446.9

453.1

387.3
453.2
458.7
454.6

16 TOTAL ASSETS (7)
5,765.6
5,750.3
5,740.4
5,830.9
5,836.3

5,702.1

5,727.6

5,536.6
5,762.4
5,807.7
5,834.7
5,821.9

L I A B I L I T I E S

17 Deposits
3,798.8
3,789.2
3,797.9
3,861.1
3,880.3
18
Transaction
629.4
624.7
614.6
576.1
593.6
19
Nontransaction
3,169.3
3,164.5
3,183.2
3,285.0
3,286.6
20
Large time
553.8
544.9
552.6
542.9
552.5
21
Other
2,615.6
2,619.6
2,630.6
2,742.1
2,734.1

3,823.6

3,826.6

3,608.7
3,767.2
3,858.3
3,857.5
3,859.9

611.1

592.3

604.3

3,212.5

3,234.3

3,007.9
3,142.5
3,254.1
3,223.0
3,287.9

552.0

548.5

554.1

2,660.5

2,685.8

2,437.4
2,577.3
2,699.9
2,669.8
2,746.4

1,028.9

1,029.2
1,043.0
1,055.1
1,077.6
1,077.6

369.8

371.4

371.4
388.7
371.3
380.5

659.1

683.8

657.8
654.2
706.4
697.1

25 Net due to related foreign offices
192.9
181.2
171.0
173.4
176.9
178.6
180.1

179.3

214.6
189.1
192.8
173.4

26 Other liabilities
278.1
262.4
258.7
274.6
285.7

240.5

252.4

261.0

267.1
322.9
251.5
258.8

27 TOTAL LIABILITIES
5,318.0
5,282.7
5,270.3
5,378.7
5,380.1

5,254.5

5,284.7

5,119.5
5,322.2
5,353.8
5,379.5
5,369.6

22 Borrowings
1,048.2
1,049.9
1,042.8
1,017.1
1,064.3
1,034.0
23
From banks in the U.S.
390.7
390.2
383.1
371.7
365.7
357.4
24
From others
657.5
659.7
659.7
645.4
698.6
676.6

28 Residual (assets less liabilities) (8)
447.6
467.6
470.1
447.6
442.9
452.2
456.2

453.9

600.8
624.7
634.6
571.9

570.5
565.2
553.2
541.6

417.0
440.2
455.2
452.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
June 28, 2002

Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,830.2

4,850.2

4,715.6
4,872.5
4,909.3
4,919.0
4,941.9

A S S E T S

1
Bank credit
4,880.9
4,857.1
4,928.2
4,949.0

4,848.5

2
Securities in bank credit
1,260.2
1,263.1
1,258.2
1,257.3
1,272.6
1,312.9
1,319.7
3
Treasury and Agency securities (2)
780.0
771.7
769.4
783.0
800.2
833.9
827.2
4
Other securities
480.3
491.4
488.8
474.3
472.5
479.0
492.6

1,156.0
1,254.8
1,301.6
1,310.2
1,324.5

5
Loans and leases in bank credit (3)
3,620.7
3,594.0
3,590.3
3,572.9
3,577.6
3,615.3
3,629.3
6
Commercial and industrial
837.7
827.9
833.8
830.3
824.3
818.2
818.8
7
Real estate
1,772.5
1,763.9
1,766.8
1,763.8
1,770.2
1,813.3
1,809.7
8
Revolving home equity
155.9
158.8
162.5
166.5
171.7
184.4
185.9
9
Other
1,616.6
1,605.1
1,604.2
1,597.3
1,598.5
1,629.0
1,623.8
10
Consumer
566.5
567.1
563.9
556.5
560.0
560.5
566.8
10a
Credit card and related plans
232.4
228.4
223.9
220.3
223.9
220.2
226.6
10d
Other
334.1
338.7
340.0
336.2
336.1
340.3
340.2
11
Security (4)
73.8
76.1
77.6
82.0
82.2
81.3
87.7
12
Other loans and leases
370.2
359.0
348.3
340.3
340.9
341.9
346.3

3,559.7
3,617.7
3,607.7
3,608.8
3,617.4

818.1

701.0
757.0
822.6
840.0

483.4

455.0
497.8
487.6
484.4

822.6

885.2
847.2
822.4
822.1

1,688.9
1,760.3
1,795.2
1,795.1
1,803.1
179.7

135.5
153.4
181.1
183.0

1,553.3
1,606.9
1,615.5
1,613.9
1,620.0
564.6

550.9
560.3
567.3
561.1

223.4

219.2
225.7
225.8
219.7

341.1

331.7
334.6
341.5
341.4

84.5
340.9

70.0
84.3

79.3
87.3

364.7
370.6
339.9
343.8

13 Interbank loans
279.0
266.3
256.3
260.8
262.4

253.5

258.4

260.1

247.7
264.8
254.7
269.3

14 Cash assets (5)
275.8
270.1
256.3
252.8
244.4

247.5

253.6

252.5

243.5
265.7
285.3
247.4

15 Other assets (6)
453.2
452.1
452.0
453.0
441.1

434.2

447.6

452.8

387.0
454.6
455.5
455.0

16 TOTAL ASSETS (7)
5,816.7
5,771.8
5,738.8
5,820.2
5,822.4

5,691.0

5,736.2

5,528.2
5,787.0
5,800.4
5,840.4
5,839.3

3,826.7

3,847.0

3,597.1
3,782.9
3,846.1
3,850.2
3,876.4

606.3

601.2

596.6

3,220.4

3,245.7

3,003.7
3,152.3
3,249.6
3,209.2
3,298.4

550.5

546.8

552.3

2,669.9

2,698.9

2,435.2
2,583.7
2,697.3
2,657.8
2,756.0

1,035.3

1,036.0
1,045.7
1,061.5
1,078.5
1,078.2

375.0

372.6

372.7
385.8
370.1
379.6

660.3

688.9

663.2
659.9
708.4
698.7

25 Net due to related foreign offices
196.9
185.5
174.7
172.0
170.2
177.4
177.4

178.9

214.1
193.8
195.9
172.8

26 Other liabilities
282.5
266.8
262.6
273.3
282.5

239.1

245.7

260.5

266.5
329.1
254.2
258.2

27 TOTAL LIABILITIES
5,364.7
5,320.1
5,291.8
5,359.8
5,363.8

5,253.3

5,298.1

5,113.7
5,351.6
5,347.1
5,378.9
5,385.6

L I A B I L I T I E S
17 Deposits
3,837.1
3,804.4
3,808.4
3,859.9
3,859.3
18
Transaction
657.3
637.4
609.3
569.8
589.6
19
Nontransaction
3,179.8
3,167.0
3,199.1
3,290.1
3,269.6
20
Large time
556.7
547.4
554.6
544.0
552.3
21
Other
2,623.1
2,619.6
2,644.6
2,746.1
2,717.4

22 Borrowings
1,048.1
1,063.4
1,046.0
1,015.5
1,049.3
1,044.7
23
From banks in the U.S.
392.3
395.5
388.3
376.1
359.8
357.3
24
From others
655.8
667.9
657.7
639.4
689.4
687.4

28

Residual (assets less liabilities) (8)

593.4
630.6
641.1
578.0

568.5
568.7
551.4
542.4

414.5

435.4

452.0
460.4

451.7
458.5

447.0

437.7

438.1

453.3

461.6

453.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,556.1

2,560.8

2,634.9
2,642.1
2,578.4
2,585.0
2,592.3

A S S E T S

1
Bank credit
2,609.0
2,576.9
2,579.8
2,600.2
2
637.3
670.2
3
379.8
400.4
3a
33.9
50.2
3b
346.0
350.2
4
257.5
269.8
4a
130.0
134.4

2,575.1

Securities in bank credit
634.8
629.9
628.0
646.4
685.6
Treasury and Agency securities (2)
367.1
359.8
367.6
383.8
399.9
Trading account
32.6
33.6
32.7
38.1
36.6
Investment account
334.5
326.2
334.9
345.6
363.3
Other securities
267.7
270.1
260.4
262.7
285.7
Trading account
128.4
130.0
122.5
128.2
148.0

665.4

611.0
653.1
673.2
677.9

391.0

357.5
371.3
393.8
402.2

43.0

35.3
43.2

40.5
42.9

348.0

322.2
330.7
350.6
359.3

274.5

253.5
281.8
279.4
275.7

140.5

136.4
165.4
146.3
142.0

4b
127.5
135.3
4c
27.3
27.0
4d
100.2
108.3

Investment account
139.3
140.1
137.9
134.5
137.7
State and local government
27.3
27.8
27.7
27.2
27.4
Other
112.0
112.3
110.2
107.3
110.3

134.0

117.2
116.4
133.1
133.7

26.9

28.0
27.2

27.1
27.1

107.0

89.2
89.3
105.9
106.5

5
Loans and leases in bank credit (3)
2,023.9
1,989.1
1,971.7
1,942.1
1,945.2
1,928.1
1,914.4
1,913.0
1,911.8
1,914.5
1,909.6
1,914.5
6
Commercial and industrial
583.2
546.0
535.8
528.8
530.0
524.9
514.7
510.9
512.2
511.7
510.3
508.7
7
Real estate
854.8
859.0
861.2
848.8
849.8
843.1
839.7
838.0
837.0
842.3
849.1
846.9
8
Revolving home equity
86.8
96.5
98.0
99.8
101.5
105.3
108.4
111.8
112.7
114.4
115.4
116.1
9
Other
768.0
762.5
763.1
749.1
748.3
737.7
731.3
726.2
724.3
727.9
733.7
730.8
10
Consumer
252.6
245.0
244.9
238.4
246.0
243.3
241.2
241.2
242.0
238.5
237.8
239.0
11
Security (4)
66.1
69.1
63.3
68.3
70.3
74.3
76.3
82.2
81.6
81.5
71.8
76.1
11a
Fed funds and RPs with broker/dealer
48.9
54.5
48.4
54.9
57.4
61.2
63.3
69.1
68.4
68.7
59.6
64.2
11b
Other
17.2
14.6
14.9
13.4
12.9
13.1
13.0
13.1
13.2
12.7
12.2
11.9
12a
State and local government
13.0
15.7
15.0
14.6
14.6
14.6
14.6
14.6
14.6
14.6
14.6
15.2
12b
Agricultural
10.6
9.8
9.7
9.6
9.7
9.7
9.6
9.6
9.7
9.6
9.6
9.6
12c
Fed funds and RPs with others
25.7
30.3
28.1
26.2
22.6
20.9
21.9
18.6
17.4
18.4
18.6
18.3
12d
All other loans
84.9
78.2
79.6
75.3
70.3
65.9
65.3
67.0
66.3
67.0
67.0
69.5
12e
Lease financing receivables
133.0
135.9
134.1
132.1
131.9
131.4
131.0
131.0
131.0
131.0
130.9
131.1
13 Interbank loans
167.1
169.3
154.2
147.4
157.6
157.4
13a
Fed funds and RPs with banks
97.0
93.0
80.9
76.6

156.4

165.1

83.8

83.0

136.9
152.6
158.0
163.4
74.7
75.7

90.1
80.3

74.8
13b
70.1
82.8

73.4
Other
76.4
84.0

73.3

62.1
82.3

62.5
83.1

70.8

72.6

82.1

14 Cash assets (5)
147.4
145.6
142.2
151.1
132.8

141.6

138.5

140.0

141.4
149.7
152.9
133.0

15 Other assets (6)
315.5
312.7
307.3
295.6
293.9

286.8

293.6

297.3

283.4
322.8
302.1
292.7

16 TOTAL ASSETS (7)
3,197.6
3,161.3
3,135.0
3,140.9
3,141.1

3,088.1

3,106.4

3,158.6
3,227.4
3,137.7
3,155.2
3,138.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,802.4

1,806.7

1,738.3
1,794.4
1,802.1
1,796.0
1,793.6

304.0

287.3

288.8

1,498.4

1,519.4

1,433.7
1,473.6
1,513.3
1,490.7
1,522.6

249.2

245.6

247.1

1,249.2

1,273.8

1,162.7
1,219.8
1,266.2
1,244.8
1,287.9

L I A B I L I T I E S
17 Deposits
1,803.4
1,793.1
1,791.2
1,789.4
1,800.1
18
Transaction
323.6
316.5
308.6
270.9
288.1
19
Nontransaction
1,479.8
1,476.5
1,482.6
1,518.5
1,512.1
20
Large time
248.7
242.4
250.1
234.0
243.7
21
Other
1,231.2
1,234.2
1,232.5

304.6
320.8
305.3
270.9

271.0
253.8
245.9
234.7

1,284.6

1,268.4

22 Borrowings
659.8
654.4
654.2
635.6
677.5
637.1
23
From banks in the U.S.
218.8
212.9
207.9
201.8
202.9
189.3
24
From others
441.0
441.5
446.3
433.9
474.7
447.8

645.2

663.6

692.9
663.9
681.0
686.7

203.0

204.0

221.4
219.8
201.0
216.5

442.2

459.5

471.5
444.2
480.0
470.2

25 Net due to related foreign offices
182.9
172.3
160.0
164.4
167.4
165.4
166.9

167.9

198.0
178.8
179.6
160.8

26 Other liabilities
213.4
193.8
187.7
199.2
213.0

168.9

180.3

186.7

211.8
257.9
177.0
183.7

27 TOTAL LIABILITIES
2,859.4
2,813.6
2,793.2
2,831.5
2,817.2

2,771.3

2,799.6

2,841.0
2,895.0
2,820.3
2,833.7
2,824.7

28 Residual (assets less liabilities) (8)
338.3
347.8
341.9
316.8
306.7
309.4
324.0

317.4

317.6
332.4
321.5
313.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2002

2002

Mar

Apr

May

--------

--------

--------

A S S E T S

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12
-------- ---------------------------

1
Bank credit
2,622.1
2,586.7
2,584.2
2,602.3
2
642.2
670.6
3
382.2
400.4
3a
34.1
50.2
3b
348.1
350.2
3c
285.1
273.1
3d
63.0
77.1
3e
14.7
14.2
3f
35.4
49.5
3g
12.9
13.4
4
260.0
270.2
4a
131.2
134.6
4b
128.7
135.5
4c
27.6
27.0
4d
101.2
108.5

2,579.9

2,555.0

2,560.4

Securities in bank credit
641.8
635.7
631.4
644.5
681.1
Treasury and Agency securities (2)
371.2
365.1
371.6
384.3
397.1
Trading account
32.9
34.1
33.1
38.2
36.3
Investment account
338.3
331.0
338.5
346.1
360.8
Mortgage-backed
274.3
259.2
263.7
271.5
286.1
Other
63.9
71.9
74.8
74.6
74.7
1 year or less
13.7
16.7
19.6
18.3
14.2
Between 1 and 5 years
36.8
43.1
43.0
43.5
47.2
More than 5 years
13.4
12.1
12.2
12.8
13.3
Other securities
270.6
270.5
259.8
260.2
284.0
Trading account
129.8
130.2
122.2
127.0
147.1
Investment account
140.8
140.4
137.6
133.3
136.8
State and local government
27.6
27.8
27.6
27.0
27.2
Other
113.2
112.5
110.0
106.3
109.6

5
Loans and leases in bank credit (3)
1,979.9
1,944.9
1,944.2
1,923.6
1,915.9
1,913.6
1,921.2
6
Commercial and industrial
533.8
524.5
528.9
525.3
518.2
510.1
510.4
7
Real estate
862.9
848.4
846.6
838.4
838.5
852.9
848.0
8
Revolving home equity
97.7
99.4
101.7
104.3
108.0

2,634.5
2,649.8
2,578.3
2,583.1
2,601.4

663.4

609.2
656.9
670.7
682.1

389.4

356.1
372.1
392.1
405.9

42.8

35.2
43.0

40.6
43.3

346.6

320.9
331.5
349.1
362.6

275.6

234.7
271.2
278.1
283.4

71.1

86.2
71.0

60.3
79.3

16.0

27.2
14.3

15.1
14.7

42.3

31.4
44.0

30.4
51.2

12.7

27.7
12.7

14.9
13.5

274.0

253.1
284.8
278.6
276.2

140.2

136.2
167.1
145.9
142.3

133.8

117.0
117.6
132.7
133.9

26.9

28.0
27.1

27.4
27.2

106.9

89.0
90.2
105.6
106.7

2,025.2
1,992.9
1,914.9
1,912.4
1,919.2
514.4

587.2
546.9
514.1
513.7

841.4

858.3
860.8
839.9
846.0

112.3

87.2
113.2

96.6
114.7

115.7
9a
453.9
426.2
9b
311.3
311.0
10
248.0
237.5
10a
80.1
70.2
10f
167.9
167.3
11
65.5
73.5
11a
50.1
61.0
11b
15.4
12.4
12a
15.0
14.6
12b
9.6
9.7
12c
29.0
18.6
12d
81.6
66.2
12e
134.6
130.5

116.9
Other residential
440.6
436.6
426.3
421.9
420.0
Commercial
308.5
308.3
307.8
308.6
311.1
Consumer
242.3
248.4
243.5
241.6
239.1
Credit card and related plans
71.5
76.6
74.8
72.8
71.8
Other
170.8
171.8
168.7
168.8
167.4
Security (4)
68.4
69.6
74.0
74.6
79.9
Fed funds and RPs with broker/dealer
55.0
56.8
60.9
61.8
67.4
Other
13.4
12.8
13.1
12.8
12.5
State and local government
14.6
14.6
14.6
14.6
15.2
Agricultural
9.6
9.6
9.5
9.5
9.7
Fed funds and RPs with others
27.8
24.0
20.9
21.9
18.3
All other loans
75.0
69.3
65.1
65.4
69.9
Lease financing receivables
134.2
133.4
132.3
131.6
130.5

13 Interbank loans
170.9
168.8
152.4
147.6
160.8
163.8
13a
Fed funds and RPs with banks
99.1
92.7
79.9
76.7
76.3
76.4
13b
Other
71.7
76.1
72.5
70.9
84.4
87.4

419.7

469.5
451.6
416.7
421.2

309.4

301.5
312.6
310.0
310.1

241.8

253.3
243.8
242.6
238.7

72.8
169.0

87.0
73.6

76.5
70.1

166.3
167.3
169.1
168.7

77.1

62.0
76.9

71.0
79.3

64.8

45.8
64.4

56.0
66.9

12.3

16.2
12.4

15.1
12.4

14.6

13.0
14.6

15.7
14.6

9.6

10.6
9.7

18.6

23.8
17.4

30.6
18.4

66.4

84.1
66.4

78.7
68.1

9.7
9.7

131.0

133.0
135.6
130.7
130.8

160.3

166.2

137.8
154.2
162.5
167.6

85.9

83.6

75.2
77.9

91.0
82.4

74.3

82.7

62.5
84.6

63.1
85.2

14 Cash assets (5)
158.5
153.8
143.0
140.6
132.4

136.7

141.1

139.4

140.9
152.8
164.2
134.0

15 Other assets (6)
317.8
313.5
305.7
294.0
292.1

285.5

294.3

296.9

283.1
324.2
299.0
293.1

16 TOTAL ASSETS (7)
3,227.8
3,179.6
3,137.0
3,136.2
3,147.5

3,080.8

3,113.3

3,158.3
3,241.1
3,137.8
3,165.9
3,152.9

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,801.0

1,814.2

1,733.0
1,803.4
1,796.6
1,797.1
1,807.0

301.0

294.5

286.0

1,500.0

1,519.6

1,431.2
1,479.1
1,510.6
1,485.1
1,533.6

247.7

243.9

245.2

1,252.3

1,275.7

1,162.2
1,221.8
1,265.4
1,241.0
1,298.0

651.6

669.9

699.7
666.7
681.9
687.3

208.2

205.3

222.8
216.9
199.9
215.6

443.4

464.6

476.9
449.8
482.1
471.7

25 Net due to related foreign offices
186.8
176.5
163.8
163.0
160.7

167.6

197.5
183.5
182.7
160.2

L I A B I L I T I E S
17 Deposits
1,821.1
1,798.0
1,797.7
1,793.1
1,797.1
18
Transaction
341.5
325.2
305.2
266.6
287.3
19
Nontransaction
1,479.6
1,472.8
1,492.4
1,526.6
1,509.8
20
Large time
251.6
244.8
252.0
235.1
243.4
21
Other
1,228.0
1,228.0
1,240.4
1,291.5
1,266.3

22 Borrowings
659.7
667.9
657.5
634.1
662.5
647.8
23
From banks in the U.S.
220.5
218.2
213.2
206.2
197.0
189.2
24
From others
439.3
449.7
444.3
427.9
465.5
458.5

301.8
324.3
312.0
273.4

269.0
257.2
244.1
235.6

164.2

164.2

26 Other liabilities
217.8
198.3
191.7
197.8
209.8

167.5

173.6

186.2

27 TOTAL LIABILITIES
2,885.5
2,840.6
2,810.6
2,817.6
2,818.9

2,765.5

2,800.0

2,841.5
2,917.7
2,820.4
2,841.4
2,837.6

28 Residual (assets less liabilities) (8)
342.3
339.0
326.4
315.3
313.3
318.6
328.6

317.5

211.2
264.1
179.7
183.1

316.8
323.4
324.5
315.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,280.0

2,292.7

2,083.0
2,217.6
2,333.1
2,339.5
2,344.7

A S S E T S

1
Bank credit
2,246.7
2,268.5
2,347.3
2,359.1

2,272.4

2
615.6
642.9
3
395.3
434.1
4
220.3
208.8

Securities in bank credit
620.3
620.8
623.6
626.9
640.1
Treasury and Agency securities (2)
399.4
402.6
409.1
414.6
431.5
Other securities
220.8
218.3
214.5
212.2
208.6

5
Loans and leases in bank credit
1,631.1
1,648.3
1,651.5
1,656.4
1,704.4
1,718.9
6
Commercial and industrial
303.8
304.3
306.4
305.3
306.5
307.7
7
Real estate
907.0
915.8
922.1
928.3
961.1
966.4
8
Revolving home equity
57.8
59.2
61.0
62.7
68.8
69.7
9
Other
849.2
856.6
861.0
865.6
892.3
896.8
10
Consumer
312.1
321.0
315.6
316.0
327.7
334.2
11
Security (4)
8.2
8.0
8.1
7.8
7.7
8.0
12
Other loans and leases
100.1
99.2
99.4
99.1
101.4
102.6

638.9

547.4
598.1
640.7
644.0

429.5

345.5
385.0
431.8
435.8

209.4

201.8
213.1
209.0
208.2

(3)
1,665.8

1,535.6
1,619.5
1,694.2
1,698.7
1,700.6

304.2

305.8

295.7
301.2
306.2
306.6

933.8

954.6

831.3
896.9
955.9
958.7

63.9

67.6

869.8

887.0

782.9
840.5
887.7
890.0

322.2

325.1

299.9
312.9
327.3
326.4

7.4

7.6

48.4
68.2

8.2
7.7

56.4
68.7

7.9
7.8

98.2

101.0

100.5
100.6
101.6
101.3

13 Interbank loans
105.6
98.8
103.4
97.8
104.3

101.2

92.1

98.5

115.5
108.7
100.2
97.9

14 Cash assets (5)
111.1
113.7
113.6
117.2
114.2

114.6

114.1

113.7

103.2
109.1
114.6
110.2

15 Other assets (6)
135.4
138.6
146.3
159.0
149.0

148.8

153.3

155.9

103.9
130.4
156.5
161.9

16 TOTAL ASSETS (7)
2,567.9
2,589.0
2,605.3
2,690.0
2,695.1

2,614.1

2,621.3

2,377.9
2,535.0
2,670.0
2,679.5
2,683.5

2,021.2

2,019.9

1,870.4
1,972.8
2,056.2
2,061.5
2,066.3

307.1

305.0

315.4

L I A B I L I T I E S
17 Deposits
1,995.4
1,996.1
2,006.7
2,071.7
2,080.1
18
Transaction
305.9
308.2
306.0

296.2
303.9
329.3
301.0

305.2
305.5
19
Nontransaction
1,689.5
1,688.0
1,700.7
1,766.5
1,774.6
20
Large time
305.1
302.6
302.5
309.0
308.8
21
Other
1,384.4
1,385.4
1,398.1
1,457.6
1,465.8

1,714.1

1,714.9

1,574.2
1,668.9
1,740.8
1,732.2
1,765.3

302.8

302.9

307.1

1,411.3

1,412.0

1,274.7
1,357.5
1,433.7
1,425.0
1,458.5

383.7

391.6

336.2
379.0
396.6
390.9

166.8

167.3

149.9
169.0
170.2
164.0

216.9

224.2

186.3
210.1
226.4
226.9

22 Borrowings
388.4
395.5
388.5
381.5
386.8
396.9
23
From banks in the U.S.
171.9
177.3
175.1
169.9
162.8
168.1
24
From others
216.5
218.2
213.4
211.5
224.0
228.8

299.5
311.4
307.3
306.8

25
10.0
13.2

Net due to related foreign offices
9.0
10.9
9.0
9.5
13.2

11.4

16.6
13.2

10.3
12.6

26
64.8
75.5

Other liabilities
68.5
71.0
72.7

55.3
74.5

65.0
75.1

27 TOTAL LIABILITIES
2,458.6
2,469.2
2,477.1
2,547.1
2,562.9

71.6

72.0

74.3

2,483.2

2,485.1

2,278.5
2,427.2
2,533.5
2,545.9
2,544.9

28 Residual (assets less liabilities) (8)
109.4
119.8
128.2
130.8
136.2
142.8
132.2

136.5

99.4
107.8
133.7
138.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 28, 2002

2002

2002

Jan
Jun 19

Feb

Account
2002
Mar

2002

2002

Apr

May

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,275.2

2,289.9

2,081.2
2,222.7
2,331.0
2,336.0
2,340.5

A S S E T S

1
Bank credit
2,258.8
2,270.5
2,344.0
2,346.8
2
618.0
642.3
3
397.7
433.5
4
220.3
208.8

2,268.6

Securities in bank credit
621.3
622.5
625.9
628.1
638.7
Treasury and Agency securities (2)
400.5
404.3
411.4
415.9
430.1
Other securities
220.8
218.3
214.5
212.2
208.6

5
Loans and leases in bank credit (3)
1,640.8
1,649.2
1,646.1
1,649.3
1,661.7
1,701.7
1,708.1
6
Commercial and industrial
303.9
303.4
304.9
305.0
306.1
308.1
308.4
7
Real estate
909.6
915.5
920.2
925.3
931.7
960.5
961.7
8
Revolving home equity
58.2
59.4
60.9
62.1
63.7
68.6
69.0
9
Other
851.4
856.1
859.3
863.2
868.0
891.8
892.7
10
Consumer
318.5
324.9
315.5
313.1
318.4
322.9
327.6
10a
Credit card and related plans
152.3
156.9
147.3
145.5
151.0
149.9
154.8
10h
Other
166.3
167.9
168.2
167.6
167.4
173.0
172.8
11
Security (4)
8.3
7.8
8.0
8.0
7.6
7.8
7.7
12
Other loans and leases
100.5
97.7
97.5
97.9
97.9
102.4
102.6
13 Interbank loans
108.1
97.6
103.9
100.1
98.6

638.1

546.7
597.9
639.5
642.3

428.7

344.9
384.9
430.5
434.1

209.4

201.8
213.1
209.0
208.2

1,534.5
1,624.8
1,692.9
1,696.5
1,698.2
308.2

298.0
300.2
308.3
308.4

953.8

830.6
899.5
955.1
957.1

67.4

48.3
67.9

886.4

782.3
842.7
887.2
888.7

322.7

297.7
316.5
324.6
322.4

150.6

132.2
149.2
152.2
149.7

172.2

165.5
167.3
172.4
172.7

7.5
100.7

8.0
7.4

98.1

93.8

8.3
8.0

100.1
100.2
101.0
102.3
109.9

106.0

56.8
68.3

110.7
92.2
101.7

14 Cash assets (5)
117.4
116.3
113.3
112.2
112.0

110.8

112.5

113.1

102.6
112.9
121.1
113.4

15 Other assets (6)
135.4
138.6
146.3
159.0
149.0

148.8

153.3

155.9

103.9
130.4
156.5
161.9

16 TOTAL ASSETS (7)
2,588.9
2,592.2
2,601.8
2,684.0
2,674.9

2,610.2

2,622.8

2,370.0
2,546.0
2,662.6
2,674.6
2,686.3

2,025.8

2,032.8

1,864.1
1,979.5
2,049.5
2,053.1
2,069.4

305.3

306.7

310.6

1,720.5

1,726.1

1,572.5
1,673.2
1,738.9
1,724.0
1,764.8

302.8

302.9

307.1

1,417.6

1,423.2

1,272.9
1,361.8
1,431.9
1,416.8
1,458.0

383.7

391.6

336.2
379.0
396.6
390.9

166.8

167.3

149.9
169.0
170.2
164.0

216.9

224.2

186.3
210.1
226.4
226.9

L I A B I L I T I E S
17 Deposits
2,016.0
2,006.4
2,010.7
2,066.7
2,062.2
18
Transaction
315.8
312.3
304.0
303.2
302.3
19
Nontransaction
1,700.2
1,694.2
1,706.7
1,763.6
1,759.9
20
Large time
305.1
302.6
302.5
309.0
308.8
21
Other
1,395.1
1,391.6
1,404.2
1,454.6
1,451.1

22 Borrowings
388.4
395.5
388.5
381.5
386.8
396.9
23
From banks in the U.S.
171.9
177.3
175.1
169.9
162.8
168.1
24
From others
216.5
218.2
213.4
211.5
224.0
228.8

291.6
306.3
329.1
304.6

299.5
311.4
307.3
306.8

25
10.0
13.2

Net due to related foreign offices
9.0
10.9
9.0
9.5
13.2

11.4

16.6
13.2

10.3
12.6

26
64.8
75.5

Other liabilities
68.5
71.0
72.7

55.3
74.5

65.0
75.1

27 TOTAL LIABILITIES
2,479.2
2,479.5
2,481.1
2,542.2
2,545.0

71.6

72.0

74.3

2,487.8

2,498.0

2,272.2
2,433.9
2,526.7
2,537.4
2,548.0

28 Residual (assets less liabilities) (8)
109.7
112.7
120.6
122.4
124.8
141.8
129.9

135.9

97.7
112.1
137.1
138.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

593.8

598.7

599.2

609.0
599.3
598.8
603.5

228.0

213.1
237.3
229.6
233.4

A S S E T S

1
Bank credit
594.6
584.9
610.7
610.0

587.0

2
237.7
232.0
3
55.0
52.0
4
182.8
180.1

Securities in bank credit
229.9
227.5
225.4
224.6
234.6
Treasury and Agency securities (2)
50.9
46.7
48.8
49.6
51.8
Other securities
179.0
180.8
176.6
175.0
182.8

5
356.9
378.6
6
195.4
197.4
7
19.0
19.3
11
74.2
89.4
12
68.3
72.6

Loans and leases in bank credit
355.0
359.5
368.4
375.4
Commercial and industrial
193.7
197.1
200.2
195.0
Real estate
18.8
18.4
18.8
19.1
Security (4)
74.8
73.9
78.5
89.4
Other loans and leases
67.8
70.1
70.8
71.9

49.8

55.7
49.8

55.7
52.5

178.2

157.4
181.6
179.8
180.9

(3)
374.1

371.2

395.9
361.9
369.2
370.1

198.3

199.0

217.0
196.4
200.5
198.0

19.2

19.2

18.1
19.2

18.9
19.4

84.5

81.2

93.3
77.6

76.9
80.6

72.0

71.8

67.4
71.8

69.7
72.1

13
20.4
19.7

Interbank loans
25.2
19.9
21.1

20.5

22.1

23.7

29.0
24.6

25.0
23.4

14
39.0
44.9

Cash assets (5)
40.2
41.8
43.9

43.9

46.2

44.2

37.6
43.8

38.1
43.5

15
30.9
34.5

Other assets (6)
31.0
31.7
34.1

29.9

31.3

31.8

36.4
33.7

34.8
32.7

687.7

697.8

698.5

711.6
696.7
700.6
702.7

490.6

507.2

508.5

407.2
433.7
505.7
506.0

10.1

10.5

10.9

480.5

496.7

497.6

396.5
422.9
494.9
494.4

191.4

192.6

220.1
210.1
191.2
196.7

23.2

22.2

168.3

170.4

199.7
185.7
171.4
170.1

25 Net due to related foreign offices
-48.7
-65.4
-73.1
-71.5
-73.6
-77.1
-76.1

-87.6

-12.4
-29.1
-88.0
-86.0

26
78.5
77.7

16 TOTAL ASSETS (7)
684.5
680.9
680.0
709.4
708.7

L I A B I L I T I E S
17 Deposits
444.9
468.1
476.5
502.2
511.2
18
Transaction
11.2
11.1
10.3
10.6
10.6
19
Nontransaction
433.7
457.0
466.2
491.6
500.6

22 Borrowings
199.9
185.2
191.1
187.5
197.4
194.7
23
From banks in the U.S.
24.8
22.3
23.1
21.8
19.2
22.2
24
From others
175.1
163.0
168.0
165.7
178.2
172.5

Other liabilities
80.1
77.5
77.0

27 TOTAL LIABILITIES
674.6
668.1
672.0
700.2
706.9
28
9.9
9.2

69.0

67.4

70.9

675.6

692.4

684.4

Residual (assets less liabilities) (8)
12.7
8.1
12.1
5.5
1.9

14.0

-------------------------------------------------

10.7
10.8

20.4
19.8

85.4
74.7

10.9
11.6

24.4
26.6

80.4
75.2

700.3
695.2
683.6
692.0
11.3
17.0

1.6
10.8

Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12

2002

2002

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

593.7

598.7

595.2

604.6
601.9
595.2
598.4

228.0

213.1
237.3
229.6
233.4

A S S E T S

1
Bank credit
602.1
590.5
607.0
608.9

591.0

2
237.7
232.0
3
55.0
52.0
3a
11.7
10.4
3b
43.2
41.6
4
182.8
180.1
4a
107.9
101.0
4b
74.8
79.1

Securities in bank credit (2)
229.9
227.5
225.4
224.6
234.6
Treasury and Agency securities
50.9
46.7
48.8
49.6
51.8
Trading account
9.0
8.6
8.5
9.0
10.3
Investment account
41.9
38.1
40.2
40.6
41.4
Other securities
179.0
180.8
176.6
175.0
182.8
Trading account
102.9
101.4
97.4
96.8
101.1
Investment account
76.1
79.4
79.3
78.2
81.7

5
364.4
375.0
6
197.1
195.5
7

Loans and leases in bank credit (3)
360.6
363.5
368.3
374.1
374.3
Commercial and industrial
194.4
198.6
201.6
197.1
193.5
Real estate

49.8
9.7
40.1

55.7
49.8

55.7
52.5

13.0

9.8

13.0
10.6

42.7
40.0

42.7
41.9

178.2

157.4
181.6
179.8
180.9

99.1

101.0
108.2
101.0
101.7

79.1

56.3
78.8

73.5
79.2

367.2

391.6
364.6
365.6
365.0

196.7

214.5
198.0
197.9
196.6
18.1

18.9

19.0
19.3
11
78.1
87.7
12
70.1
72.5

18.8
18.4
18.8
19.1
Security (4)
78.9
76.3
76.2
90.3
Other loans and leases
68.6
70.2
71.7
71.5

19.2

19.2

19.2

19.4

85.2

80.0

91.9
77.0

77.9
76.7

72.6

71.3

67.0
71.5

69.7
72.3

13
20.4
19.7

Interbank loans
25.2
19.9
21.1

20.5

22.1

23.7

29.0
24.6

25.0
23.4

14
41.4
42.7

Cash assets (5)
42.3
42.7
42.0

42.8

44.3

42.7

36.3
42.6

40.4
42.2

15
31.7
33.5

Other assets (6)
31.8
32.3
32.3

30.7

31.1

31.8

36.5
33.3

34.6
31.9

687.3

695.8

693.1

706.1
701.5
695.4
695.6

511.0

513.6

411.2
437.3
512.4
508.4

10.0

10.5

501.0

503.1

400.9
426.2
501.7
497.3

191.4

192.6

220.1
210.1
191.2
196.7

23.2

22.2

168.3

170.4

199.7
185.7
171.4
170.1

25 Net due to related foreign offices
-46.1
-62.3
-70.4
-68.5
-75.5
-79.6
-79.6

-87.7

-12.5
-30.5
-87.6
-88.2

26
79.7
76.6

16 TOTAL ASSETS (7)
695.3
689.5
685.5
702.5
703.9

L I A B I L I T I E S
17 Deposits
457.3
478.8
482.0
503.4
508.5
18
Transaction
12.0
11.3
10.5
10.0
10.3
19
Nontransaction
445.3
467.5
471.5
493.4
498.2

492.8
9.9
482.9

22 Borrowings
199.9
185.2
191.1
187.5
197.4
194.7
23
From banks in the U.S.
24.8
22.3
23.1
21.8
19.2
22.2
24
From others
175.1
163.0
168.0
165.7
178.2
172.5

Other liabilities
81.5
78.6
75.4

27 TOTAL LIABILITIES
690.9
683.3
681.3
697.8
699.1

70.2

66.7

70.8

682.0

693.7

689.4

10.3
10.7

20.4
19.8

85.4
74.8

11.1
11.1

24.4
26.6

79.8
74.2

704.2
696.7
690.8
691.0

28
4.4
4.7

Residual (assets less liabilities) (8)
6.2
4.2
5.4
2.1
4.8

3.6

1.9
4.5

4.7
4.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
June 28, 2002
Account
2002

2002

2002

Jan
Jun 19

Feb

--------------

--------------

2001

2002

2002

Mar

Apr

May

--------

--------

--------

2001
2001
Week ending
May
Nov
Dec
May 29
Jun 5
Jun 12
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29
80.6
84.7

Reval. gains on off-bal. sheet items (9)
86.3
81.7
73.2
73.3
96.0

80.8

83.9
106.0
87.6
81.9

30
68.4
66.5

Reval. losses on off-bal. sheet items (9)
66.5
59.4
52.5
57.5
78.8

61.7

74.7
65.4

31 Mortgage-backed securities (10)
317.8
315.0
298.6
300.5
310.4
323.6
31a
Pass-through
217.1
218.0
203.6
203.4
217.8
235.1
31b
CMO, REMIC, and other
100.7
97.0
95.0
97.1
92.5
88.5
32
4.6
6.6

86.5
61.4

307.1

311.3

256.9
296.5
313.6
319.6

206.7

214.1

191.7
212.8
217.6
219.5

100.4

97.2

Net unrealized gains (losses) on
available-for-sale securities (11)
2.3
3.5
3.3
2.3
7.2

5.0

65.2

96.0

2.1
5.2

83.8
100.1

9.7
6.6

33
19.1
19.2

Offshore credit to U.S. residents (12)
19.4
19.7
19.6
19.5
19.2

34 Securitized consumer loans (13)
99.4
94.7
92.8
94.2
99.2
97.8
34a
Credit card and related plans
88.7
84.3
82.6
82.4
86.6
85.5
34b
Other
10.7
10.4
10.3
11.9
12.5
12.3
35
19.7
16.6

Securitized business loans (13)
19.4
19.4
17.7
16.5

19.5

21.0
19.5

19.2
19.7

94.6

94.7

80.7
95.2

99.3
97.9

82.7

83.2

71.8
83.8

88.3
86.6

11.9

11.5

8.9
11.4

11.0
11.3

17.1

16.7

12.7
16.1

20.6
16.6

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (10)
279.0
280.3
283.5
286.7
306.2
302.5
34 Securitized consumer loans (13)
251.2
258.5
252.7
249.5
252.9
249.9
34a
Credit card and related plans
242.9
250.7
245.1
242.1
246.6
243.7
34b
Other
8.4
7.8
7.6
7.4
6.3
6.3

289.6

302.7

228.3
267.5
302.3
306.7

248.9

250.7

237.3
246.1
250.2
251.5

241.7

243.9

229.7
237.4
243.4
245.2

7.2

6.8

7.6
6.8

8.7
6.3

FOREIGN-RELATED INSTITUTIONS
29
60.2
52.2

Reval. gains on off-bal. sheet items (9)
54.8
52.2
46.8
46.2
52.5

49.6

57.5
51.8

61.1
52.1

30
54.2
46.3

Reval. losses on off-bal. sheet items (9)
51.5
48.0
40.6
39.8
46.7

42.4

52.8
45.2

54.1
45.6

35
25.2
22.2

Securitized business loans (13)
25.5
25.1
24.1
22.2

22.5

30.8
22.3

26.4
22.1

23.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

June 28, 2002
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities
are liabilities of U.S. government agencies and U.S. government-sponsored
enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
5. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is
included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and

reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
12. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to entities other than nonfinancial businesses.
13. Total amount outstanding.