FEDERAL RESERVE statistical release

H.8 (510)
For use at 4:15 p.m. Eastern Time
December 16, 2005

Notice to Users of the H.8 Release
Data on the attached H.8 have been benchmarked through the September 2005 Call Report. Data on the previous release were benchmarked through the June 2005 Call Report.

FEDERAL RESERVE statistical release
H.8 (510)
Assets and Liabilities of Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

2004
Nov

For use at 4:15 p.m. Eastern Time
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

Dec 7

A SSETS
1

6,759.5

7,166.6

7,221.2

7,281.2

7,360.5

7,408.8

7,419.5

7,438.0

7,437.6

7,472.9

7,436.0

7,466.8

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,924.6
1,145.9
778.7

2,072.4
1,200.0
872.4

2,055.6
1,172.4
883.2

2,063.3
1,177.5
885.9

2,066.7
1,174.4
892.4

2,078.0
1,166.4
911.6

2,068.4
1,158.8
909.6

2,057.8
1,141.4
916.4

2,061.2
1,145.1
916.1

2,060.0
1,142.1
917.9

2,055.2
1,138.2
917.1

2,055.5
1,136.5
919.0

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

4,834.9
915.5
2,524.3
394.0
2,130.2
685.6
236.8
472.7

5,094.2
985.6
2,690.8
426.9
2,263.9
704.3
237.1
476.4

5,165.6
990.7
2,734.3
431.5
2,302.7
707.1
248.4
485.1

5,217.9
1,004.6
2,787.2
437.9
2,349.4
710.5
232.5
483.0

5,293.8
1,014.5
2,824.6
439.5
2,385.1
717.2
245.3
492.2

5,330.8
1,018.6
2,840.2
438.7
2,401.5
719.9
246.7
505.4

5,351.1
1,025.7
2,863.7
437.0
2,426.7
708.7
241.8
511.1

5,380.1
1,033.4
2,876.2
437.0
2,439.2
709.2
246.6
514.7

5,376.4
1,032.4
2,871.4
436.1
2,435.3
714.3
247.8
510.6

5,412.9
1,039.4
2,881.1
437.5
2,443.7
708.8
253.7
529.9

5,380.8
1,036.4
2,879.5
436.7
2,442.8
703.8
245.9
515.2

5,411.3
1,039.1
2,894.1
437.5
2,456.6
703.2
254.2
520.6

13

Bank credit

354.8

287.8

268.7

262.4

280.7

292.0

291.5

305.7

299.1

320.3

305.1

273.4

14

5

Cash assets

319.3

329.2

332.8

327.8

324.4

327.5

317.2

309.3

302.2

327.4

305.7

324.0

15

Other assets6

648.2

677.5

694.0

680.9

688.6

697.5

704.2

711.5

709.4

712.2

710.0

708.7

8,010.8

8,393.3

8,448.9

8,484.5

8,586.3

8,657.4

8,663.9

8,696.1

8,679.7

8,764.5

8,688.9

8,704.2

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,291.6
670.1
4,621.5
1,182.1
3,439.4

5,517.0
677.6
4,839.4
1,298.8
3,540.7

5,561.8
694.8
4,867.0
1,320.9
3,546.1

5,585.6
661.7
4,923.9
1,320.4
3,603.5

5,655.3
686.5
4,968.8
1,368.0
3,600.9

5,680.3
672.5
5,007.8
1,392.3
3,615.5

5,690.2
655.0
5,035.2
1,412.3
3,622.9

5,715.7
668.0
5,047.7
1,408.8
3,638.9

5,709.8
651.3
5,058.5
1,403.8
3,654.7

5,751.5
734.1
5,017.4
1,404.3
3,613.0

5,725.4
683.9
5,041.4
1,406.3
3,635.2

5,697.1
661.1
5,035.9
1,405.0
3,630.9

22
23
24

Borrowings
From banks in the U.S.
From others

1,596.0
430.2
1,165.7

1,633.9
368.0
1,265.9

1,633.8
367.6
1,266.3

1,626.7
348.0
1,278.8

1,677.0
352.6
1,324.4

1,686.5
358.5
1,328.0

1,677.7
351.0
1,326.8

1,702.5
368.7
1,333.8

1,691.8
367.8
1,323.9

1,729.9
370.2
1,359.7

1,699.5
376.9
1,322.6

1,705.1
362.6
1,342.5

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

11.6

51.2

34.0

94.1

63.6

69.2

93.4

75.0

67.4

78.9

73.8

77.5

492.1

490.5

493.6

484.7

485.5

502.8

498.9

500.8

504.0

492.3

500.0

509.3

7,391.2

7,692.5

7,723.2

7,791.1

7,881.5

7,938.9

7,960.2

7,994.0

7,972.9

8,052.7

7,998.8

7,988.9

619.5

700.8

725.7

693.3

704.8

718.5

703.7

702.1

706.8

711.8

690.2

715.3

H.8 (510)
Assets and Liabilities of Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

2004
Nov

Page 2
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

6,794.5

7,158.3

7,215.4

7,262.0

7,346.2

7,410.9

7,432.9

7,475.8

7,474.5

7,501.7

7,480.9

7,500.6

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,933.2
1,153.6
779.6

2,075.9
1,208.3
867.6

2,057.3
1,176.2
881.1

2,057.4
1,176.0
881.3

2,065.1
1,170.5
894.6

2,074.6
1,159.5
915.1

2,066.5
1,154.0
912.5

2,067.3
1,149.8
917.5

2,069.9
1,152.3
917.7

2,069.4
1,152.3
917.0

2,068.0
1,150.0
918.0

2,070.1
1,148.4
921.7

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,861.3
915.5
2,540.7
394.0
2,146.6
690.0
294.9
395.1
242.0
473.0

5,082.4
989.9
2,690.6
427.8
2,262.7
698.4
303.1
395.3
229.0
474.5

5,158.1
993.5
2,728.3
433.0
2,295.3
699.9
306.6
393.3
248.4
488.0

5,204.7
1,003.2
2,781.9
438.7
2,343.2
703.0
308.0
395.0
229.5
487.0

5,281.1
1,009.1
2,826.4
440.9
2,385.5
713.8
308.7
405.1
237.8
494.0

5,336.3
1,015.0
2,848.3
440.6
2,407.8
721.4
311.5
409.9
242.0
509.5

5,366.4
1,024.1
2,873.1
438.1
2,435.0
711.3
302.9
408.4
244.1
513.8

5,408.5
1,033.3
2,894.9
437.0
2,457.8
713.9
309.2
404.8
251.7
514.7

5,404.5
1,032.4
2,892.0
436.6
2,455.5
718.5
310.6
407.9
249.9
511.7

5,432.4
1,038.5
2,898.3
437.3
2,460.9
714.4
311.9
402.5
255.2
526.1

5,412.9
1,036.7
2,895.5
436.0
2,459.6
709.5
310.6
398.9
254.2
517.0

5,430.5
1,035.4
2,909.0
435.9
2,473.1
708.0
309.6
398.4
260.4
517.8

13

Interbank loans

358.5

288.3

269.3

259.2

280.3

286.5

288.4

309.0

305.5

314.0

310.7

278.9

14

Cash assets5

329.2

324.2

324.9

322.3

314.8

329.3

322.6

319.1

321.3

325.0

327.1

323.2

15

Other assets6

16

TOTAL A SSETS7

650.6

677.2

690.2

682.1

690.7

700.3

707.7

714.1

713.0

706.0

712.5

707.2

8,062.0

8,380.0

8,431.8

8,458.0

8,563.9

8,658.5

8,683.7

8,749.8

8,745.7

8,778.5

8,763.3

8,741.1

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,302.3
676.0
4,626.4
1,172.4
3,454.0

5,508.3
667.9
4,840.3
1,308.5
3,531.8

5,563.0
687.3
4,875.7
1,328.6
3,547.1

5,569.4
659.2
4,910.2
1,317.0
3,593.3

5,632.9
667.8
4,965.1
1,359.2
3,605.9

5,670.1
664.5
5,005.6
1,379.0
3,626.6

5,683.0
653.8
5,029.1
1,394.0
3,635.1

5,726.8
674.2
5,052.6
1,398.2
3,654.4

5,735.4
663.8
5,071.6
1,392.1
3,679.5

5,729.6
728.5
5,001.1
1,395.3
3,605.9

5,744.5
709.0
5,035.5
1,397.0
3,638.5

5,716.4
660.9
5,055.5
1,399.2
3,656.3

22
23
24

Borrowings
From banks in the U.S.
From others

1,588.9
427.6
1,161.2

1,652.3
368.6
1,283.7

1,645.6
367.0
1,278.6

1,628.2
347.8
1,280.4

1,671.3
354.1
1,317.2

1,690.8
358.8
1,332.0

1,674.8
351.0
1,323.8

1,695.1
366.7
1,328.4

1,687.2
366.0
1,321.3

1,712.9
365.4
1,347.5

1,692.8
374.8
1,318.0

1,684.0
360.5
1,323.5

25

Net due to related foreign offices

20.6

46.9

29.7

85.6

63.5

73.7

100.1

86.8

77.1

94.8

86.1

84.3

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

504.8

485.9

489.1

475.5

485.5

507.8

505.9

513.5

514.9

508.4

513.4

517.5

7,416.6

7,693.4

7,727.5

7,758.8

7,853.3

7,942.3

7,963.8

8,022.1

8,014.6

8,045.6

8,036.9

8,002.1

645.4

686.6

704.4

699.2

710.6

716.1

719.9

727.7

731.1

732.9

726.5

739.0

H.8 (510)
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

2004
Nov

Page 3
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

6,077.9

6,441.7

6,488.0

6,536.8

6,592.8

6,627.1

6,625.7

6,632.4

6,635.9

6,658.7

6,626.6

6,645.9

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,641.7
1,056.0
585.7

1,757.3
1,112.8
644.4

1,736.6
1,085.3
651.3

1,738.0
1,091.6
646.4

1,734.5
1,089.2
645.3

1,730.2
1,080.7
649.5

1,712.5
1,076.2
636.3

1,698.1
1,059.8
638.3

1,702.5
1,064.2
638.4

1,701.6
1,060.5
641.1

1,696.5
1,056.9
639.6

1,691.5
1,053.1
638.4

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

4,436.2
779.7
2,506.0
394.0
2,112.0
685.6
88.6
376.3

4,684.4
831.0
2,672.5
426.9
2,245.6
704.3
106.7
369.9

4,751.4
837.0
2,715.9
431.5
2,284.3
707.1
113.6
377.9

4,798.8
843.9
2,770.7
437.9
2,332.8
710.5
103.4
370.3

4,858.3
849.7
2,808.7
439.5
2,369.2
717.2
103.6
379.0

4,897.0
854.3
2,824.8
438.7
2,386.1
719.9
108.5
389.5

4,913.2
861.3
2,843.9
437.0
2,406.9
708.7
104.4
394.9

4,934.3
868.6
2,855.5
437.0
2,418.6
709.2
109.1
391.9

4,933.3
868.7
2,850.6
436.1
2,414.4
714.3
111.2
388.7

4,957.1
872.7
2,860.4
437.5
2,422.9
708.8
111.5
403.7

4,930.1
869.3
2,858.9
436.7
2,422.2
703.8
106.8
391.3

4,954.5
871.3
2,873.4
437.5
2,435.9
703.2
111.5
395.0

13

Interbank loans

304.5

239.7

219.1

211.4

232.2

242.5

244.3

260.1

254.3

274.7

257.0

229.3

14

Cash assets5

257.5

267.6

272.6

267.2

263.0

267.7

261.0

254.9

247.4

271.6

252.8

271.6

15

Other assets6

16

TOTAL A SSETS7

611.8

642.4

657.0

644.5

652.0

657.3

665.0

670.7

668.2

674.8

671.2

669.6

7,181.1

7,523.9

7,569.4

7,592.5

7,672.4

7,726.6

7,728.1

7,750.2

7,737.6

7,811.8

7,740.1

7,748.2

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,743.5
658.5
4,084.9
659.4
3,425.5

4,929.7
664.6
4,265.0
744.9
3,520.1

4,959.8
682.9
4,276.9
751.9
3,525.0

5,005.6
650.0
4,355.6
770.3
3,585.2

5,034.0
674.1
4,359.9
774.2
3,585.7

5,056.5
660.5
4,396.0
793.1
3,602.9

5,062.7
643.2
4,419.5
803.4
3,616.1

5,104.4
656.1
4,448.3
815.2
3,633.1

5,099.1
639.0
4,460.1
810.8
3,649.3

5,144.9
722.0
4,422.9
816.6
3,606.3

5,116.9
672.3
4,444.6
815.7
3,628.9

5,088.4
649.0
4,439.4
815.9
3,623.5

22
23
24

Borrowings
From banks in the U.S.
From others

1,230.5
377.5
853.0

1,264.1
323.6
940.5

1,271.7
318.4
953.4

1,259.0
299.6
959.4

1,290.3
299.3
991.0

1,305.7
307.5
998.2

1,295.9
300.3
995.5

1,294.4
309.7
984.7

1,294.3
312.0
982.4

1,315.8
307.9
1,007.9

1,279.0
311.6
967.4

1,288.1
301.8
986.3

25

Net due to related foreign offices

187.8

247.6

224.2

247.9

258.3

251.8

271.7

257.3

244.5

259.7

256.7

254.8

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

392.7

397.1

395.0

389.6

389.0

396.1

385.2

385.3

387.3

381.6

389.7

390.3

6,554.5

6,838.4

6,850.7

6,902.1

6,971.7

7,010.1

7,015.4

7,041.4

7,025.2

7,102.0

7,042.3

7,021.5

626.6

685.5

718.6

690.4

700.7

716.5

712.6

708.8

712.3

709.8

697.8

726.7

H.8 (510)
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

2004
Nov

Page 4
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

6,111.4

6,435.9

6,482.0

6,520.7

6,587.4

6,636.0

6,643.0

6,669.7

6,674.6

6,691.0

6,668.3

6,679.8

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,650.3
1,063.7
586.6

1,760.7
1,121.1
639.6

1,738.3
1,089.1
649.2

1,732.0
1,090.1
641.9

1,732.9
1,085.4
647.5

1,726.7
1,073.8
652.9

1,710.6
1,071.3
639.3

1,707.6
1,068.2
639.4

1,711.3
1,071.3
640.0

1,710.9
1,070.7
640.2

1,709.2
1,068.7
640.5

1,706.0
1,065.0
641.0

5
6
7
8
9
9a
9b
10
10a
10d
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,461.0
780.3
2,522.5
394.0
2,128.4
1,078.4
1,050.0
690.0
294.9
395.1
89.7
378.5

4,675.2
835.3
2,672.3
427.8
2,244.4
1,115.1
1,129.3
698.4
303.1
395.3
101.8
367.4

4,743.7
840.2
2,709.9
433.0
2,276.9
1,132.2
1,144.7
699.9
306.6
393.3
114.6
379.0

4,788.7
843.3
2,765.4
438.7
2,326.7
1,162.4
1,164.3
703.0
308.0
395.0
103.9
373.1

4,854.5
846.1
2,810.6
440.9
2,369.6
1,190.0
1,179.7
713.8
308.7
405.1
104.5
379.5

4,909.3
852.4
2,833.0
440.6
2,392.4
1,194.2
1,198.2
721.4
311.5
409.9
109.9
392.7

4,932.4
861.7
2,853.2
438.1
2,415.1
1,203.4
1,211.8
711.3
302.9
408.4
108.0
398.2

4,962.1
869.2
2,874.2
437.0
2,437.2
1,215.1
1,222.1
713.9
309.2
404.8
110.4
394.4

4,963.3
869.5
2,871.2
436.6
2,434.7
1,212.6
1,222.0
718.5
310.6
407.9
112.1
392.1

4,980.1
872.3
2,877.5
437.3
2,440.2
1,215.6
1,224.5
714.4
311.9
402.5
112.3
403.5

4,959.1
869.8
2,874.9
436.0
2,439.0
1,213.6
1,225.4
709.5
310.6
398.9
108.8
396.1

4,973.8
868.7
2,888.3
435.9
2,452.4
1,223.6
1,228.8
708.0
309.6
398.4
113.2
395.6

13

308.3

240.2

219.7

208.2

231.7

236.9

241.2

263.4

260.6

268.4

262.7

234.8

14

5

Cash assets

267.4

263.3

265.3

262.4

253.4

268.4

265.3

264.7

266.3

270.0

273.3

270.0

15

Other assets6

614.9

641.5

653.1

646.7

654.4

661.8

669.7

674.1

673.0

669.5

674.3

667.6

7,231.5

7,513.3

7,552.5

7,570.8

7,659.3

7,735.0

7,751.8

7,804.1

7,806.4

7,831.1

7,811.2

7,783.7

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,767.6
664.5
4,103.0
662.7
3,440.4

4,907.5
655.2
4,252.3
741.5
3,510.8

4,952.4
675.5
4,276.9
751.2
3,525.6

4,991.0
647.6
4,343.4
768.4
3,575.0

5,020.4
655.6
4,364.8
773.8
3,591.0

5,057.6
652.3
4,405.3
791.1
3,614.2

5,076.2
642.0
4,434.3
805.7
3,628.5

5,130.5
662.4
4,468.1
819.3
3,648.8

5,140.9
651.5
4,489.5
815.2
3,674.3

5,135.8
716.7
4,419.1
819.9
3,599.3

5,148.5
697.4
4,451.1
818.7
3,632.4

5,118.9
649.0
4,469.9
820.9
3,649.0

22
23
24

Borrowings
From banks in the U.S.
From others

1,223.4
374.9
848.5

1,282.5
324.2
958.4

1,283.5
317.8
965.7

1,260.5
299.4
961.1

1,284.7
300.9
983.8

1,309.9
307.8
1,002.2

1,292.9
300.4
992.5

1,287.0
307.7
979.3

1,289.8
310.1
979.7

1,298.8
303.1
995.7

1,272.3
309.4
962.9

1,267.0
299.7
967.3

25

Net due to related foreign offices

194.3

245.5

222.6

241.2

257.8

254.5

275.7

266.1

251.4

271.7

266.0

262.5

26

Other liabilities

403.3

394.0

392.4

381.7

388.7

399.7

389.9

395.7

396.0

394.7

400.8

399.2

6,588.6

6,829.5

6,851.0

6,874.5

6,951.5

7,021.7

7,034.7

7,079.2

7,078.1

7,101.0

7,087.5

7,047.6

642.8

683.8

701.6

696.4

707.8

713.3

717.0

724.9

728.3

730.1

723.7

736.2

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

2004
Nov

Page 5
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

3,392.0

3,570.5

3,589.2

3,609.5

3,641.0

3,664.1

3,672.9

3,665.8

3,667.0

3,687.3

3,664.3

3,678.7

Dec 7

A SSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

930.6
561.2
45.7
515.5
410.6
104.8
369.5
202.1
167.3
33.5
133.9

1,031.4
611.5
53.9
557.6
458.3
99.3
419.9
218.7
201.1
36.8
164.3

1,019.5
591.2
51.0
540.2
440.8
99.3
428.3
224.0
204.3
36.6
167.7

1,021.9
597.7
49.4
548.3
449.0
99.3
424.2
215.2
209.0
37.6
171.4

1,016.6
594.2
46.7
547.4
447.6
99.8
422.5
212.2
210.3
37.8
172.4

1,016.2
588.3
36.8
551.5
449.6
101.9
427.8
213.4
214.4
38.1
176.4

1,009.4
588.1
41.6
546.5
444.5
102.0
421.3
203.5
217.8
37.5
180.3

997.0
572.5
42.2
530.3
435.1
95.2
424.5
204.1
220.5
37.9
182.6

1,001.5
577.8
44.4
533.3
436.7
96.6
423.7
204.2
219.5
37.8
181.7

999.9
574.1
39.4
534.7
438.3
96.4
425.8
205.7
220.0
38.4
181.7

999.2
570.1
36.4
533.8
439.3
94.4
429.1
203.8
225.2
37.9
187.3

996.7
567.3
36.0
531.3
435.4
95.9
429.4
203.8
225.6
37.6
188.0

5
6
7
8
9
9a
9b
10
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
2,461.3
Commercial and industrial
459.4
Real estate
1,262.2
Revolving home equity
280.4
Other
981.8
Other residential
615.0
Commercial
366.8
Consumer
384.4
Security4
80.9
Fed funds and RPs with broker/dealer
59.9
Other
20.9
State and local government
16.6
Agricultural
9.6
Fed funds and RPs with others
27.4
All other loans
125.5
Lease financing receivables
95.3

2,539.1
488.8
1,303.0
299.9
1,003.1
623.2
379.9
382.1
98.4
82.7
15.7
17.0
9.1
20.6
127.5
92.7

2,569.7
491.2
1,319.2
300.3
1,018.9
634.2
384.7
380.2
105.1
89.4
15.7
16.8
9.1
26.2
129.4
92.6

2,587.6
490.2
1,355.0
303.3
1,051.8
658.9
392.9
381.9
94.6
79.5
15.0
17.0
9.1
21.2
125.7
92.8

2,624.4
492.6
1,378.7
303.7
1,075.1
677.9
397.2
385.7
94.3
78.6
15.7
17.6
9.2
24.7
128.9
92.6

2,647.9
493.8
1,387.9
303.6
1,084.3
680.1
404.2
386.8
98.4
82.2
16.2
18.2
9.5
28.3
132.5
92.5

2,663.5
500.9
1,397.8
305.1
1,092.6
685.2
407.4
384.9
93.9
77.2
16.7
18.5
9.7
31.8
134.3
91.8

2,668.7
504.2
1,402.7
304.2
1,098.6
691.0
407.6
381.9
98.2
80.8
17.4
18.7
9.7
19.3
142.1
91.8

2,665.6
504.2
1,397.2
303.5
1,093.6
686.3
407.3
385.3
100.2
82.8
17.4
18.7
9.7
14.3
144.0
91.8

2,687.4
507.2
1,407.1
304.0
1,103.1
693.9
409.1
381.0
100.0
82.2
17.9
18.9
9.7
22.8
148.6
91.9

2,665.1
504.5
1,405.7
303.6
1,102.1
693.2
408.9
378.0
96.0
79.3
16.6
18.9
9.8
22.6
137.6
92.2

2,682.0
507.3
1,409.6
303.9
1,105.7
697.7
408.0
376.5
101.7
84.5
17.2
18.8
9.8
17.8
148.3
92.3

13
13a
13b

Interbank loans
Fed funds and RPs with banks
Other

220.3
123.5
96.8

164.4
98.9
65.5

145.7
80.1
65.6

135.4
67.3
68.1

150.0
83.8
66.2

155.0
88.9
66.1

150.7
86.2
64.5

158.7
94.5
64.2

151.5
87.6
63.8

168.1
102.0
66.1

154.8
92.6
62.2

145.6
79.9
65.7

14

Cash assets5

145.4

152.8

157.3

150.3

144.2

146.7

141.7

137.4

132.5

148.8

136.1

148.3

15

Other assets6

447.1

447.2

452.3

446.1

453.6

455.8

464.4

467.0

466.4

473.6

463.4

464.1

4,166.5

4,300.4

4,310.0

4,307.1

4,354.9

4,387.5

4,395.3

4,394.8

4,383.2

4,444.0

4,385.1

4,402.5

16

TOTAL A SSETS

7

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
Account

2004
Nov

Page 6
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

2,443.7
322.7
2,121.0
306.7
1,814.3

2,505.4
316.3
2,189.1
350.7
1,838.5

2,519.0
327.7
2,191.3
352.9
1,838.4

2,528.1
304.1
2,224.1
361.2
1,862.9

2,536.5
316.6
2,219.9
358.2
1,861.7

2,543.6
311.2
2,232.5
372.4
1,860.0

2,546.1
298.4
2,247.6
374.8
1,872.9

2,572.2
303.9
2,268.3
380.2
1,888.1

2,565.9
295.6
2,270.3
379.1
1,891.2

2,605.9
353.1
2,252.8
383.1
1,869.7

2,582.5
304.4
2,278.0
381.3
1,896.8

2,575.7
280.6
2,295.1
387.4
1,907.6

Dec 7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

742.3
195.8
546.5

747.8
152.3
595.5

758.2
150.2
608.1

747.8
133.7
614.1

773.2
134.7
638.5

778.2
139.4
638.8

780.9
135.6
645.3

776.6
139.7
637.0

782.0
143.4
638.5

790.3
137.6
652.7

761.4
139.3
622.1

776.9
138.9
638.0

25

Net due to related foreign offices

180.3

236.8

214.2

234.4

244.2

238.6

256.2

243.8

229.9

248.2

243.6

242.9

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

320.2

325.9

321.5

318.5

316.1

322.4

312.2

311.2

312.7

306.4

316.1

316.3

3,686.5

3,815.9

3,812.9

3,828.8

3,870.0

3,882.8

3,895.3

3,903.9

3,890.5

3,950.8

3,903.5

3,911.8

480.0

484.5

497.1

478.3

484.8

504.7

500.0

490.9

492.7

493.2

481.6

490.7

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

2004
Nov

Page 7
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

3,410.7

3,573.2

3,592.8

3,603.3

3,640.3

3,669.8

3,680.4

3,686.3

3,688.3

3,701.5

3,689.6

3,698.6

Dec 7

A SSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

940.8
570.4
46.1
524.2
418.4
105.9
370.4
202.7
167.8
33.6
134.2

1,037.0
621.9
54.7
567.2
466.4
100.8
415.0
216.2
198.8
36.4
162.4

1,019.9
593.7
51.4
542.3
442.3
100.0
426.2
222.9
203.3
36.4
166.9

1,017.9
598.3
49.2
549.0
450.0
99.0
419.7
212.9
206.7
37.2
169.6

1,018.3
593.6
46.5
547.1
447.6
99.5
424.7
213.3
211.4
38.0
173.3

1,015.8
584.5
36.4
548.1
447.3
100.8
431.3
215.1
216.2
38.4
177.8

1,008.7
584.5
40.8
543.6
443.5
100.1
424.2
204.9
219.3
37.8
181.5

1,007.8
582.2
42.6
539.6
443.5
96.1
425.6
204.6
221.0
38.0
183.0

1,011.9
586.6
44.9
541.7
444.1
97.6
425.3
205.0
220.4
37.9
182.4

1,009.1
584.2
39.8
544.4
447.1
97.3
424.9
205.3
219.6
38.3
181.3

1,012.4
582.5
37.0
545.5
449.5
96.0
429.9
204.3
225.7
38.0
187.7

1,011.1
579.0
36.6
542.4
444.7
97.7
432.1
205.1
227.0
37.8
189.2

5
6
7
8
9
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d

Loans and leases in bank credit3
2,470.0
Commercial and industrial
461.0
Real estate
1,265.9
Revolving home equity
280.6
Other
985.3
Other residential
617.2
Commercial
368.1
Consumer
385.1
Credit cards and related plans
143.6
Other
241.5
Security4
81.8
Fed funds and RPs with broker/dealer
60.6
Other
21.2
State and local government
16.6
Agricultural
9.6
Fed funds and RPs with others
27.4
All other loans
126.9

2,536.2
490.8
1,307.5
300.8
1,006.7
625.4
381.2
379.3
143.3
236.0
93.6
78.7
14.9
17.0
9.1
20.6
125.8

2,572.8
492.6
1,322.0
301.4
1,020.6
635.2
385.4
377.6
144.9
232.7
106.1
90.3
15.8
16.8
9.1
26.2
130.1

2,585.4
489.5
1,355.2
303.9
1,051.3
658.6
392.7
378.4
144.7
233.7
95.1
80.0
15.1
17.0
9.2
21.2
127.1

2,622.0
491.0
1,380.3
304.9
1,075.4
678.1
397.3
384.0
142.8
241.2
95.1
79.3
15.8
17.6
9.2
24.7
127.6

2,654.0
494.0
1,389.9
304.7
1,085.2
680.6
404.6
387.8
143.2
244.6
99.9
83.4
16.5
18.2
9.5
28.3
133.9

2,671.7
502.1
1,398.7
305.5
1,093.2
685.5
407.6
385.3
141.9
243.3
97.5
80.2
17.3
18.5
9.7
31.8
135.9

2,678.4
506.0
1,406.9
304.4
1,102.6
693.5
409.1
382.6
142.2
240.4
99.3
81.7
17.6
18.7
9.8
19.3
143.6

2,676.4
506.5
1,402.2
303.9
1,098.2
689.2
409.0
385.8
142.1
243.6
100.8
83.3
17.5
18.7
9.8
14.3
146.1

2,692.4
508.5
1,409.6
304.4
1,105.3
695.3
409.9
381.4
143.4
238.1
100.9
82.9
18.0
18.9
9.7
22.8
148.2

2,677.2
505.9
1,409.1
303.5
1,105.6
695.4
410.2
378.7
144.1
234.7
97.9
80.9
17.0
18.9
9.8
22.6
142.0

2,687.6
505.9
1,414.9
303.1
1,111.8
701.5
410.3
376.9
143.0
233.9
102.9
85.5
17.4
18.8
9.8
17.8
148.4

13
13a
13b

Interbank loans
Fed funds and RPs with banks
Other

222.6
124.7
97.8

167.2
100.5
66.7

147.6
81.2
66.4

134.7
67.0
67.7

150.1
83.8
66.3

151.0
86.6
64.4

146.6
83.9
62.7

160.3
95.5
64.9

154.9
89.6
65.3

164.3
99.7
64.6

160.8
96.2
64.6

145.3
79.7
65.6

14

Cash assets5

151.5

149.4

150.4

145.4

136.3

146.0

144.5

143.3

144.4

146.9

148.7

147.5

15

6

Other assets

16

TOTAL A SSETS7

Footnotes appear on page 14.

450.2

446.3

448.4

448.4

456.0

460.3

469.0

470.4

471.2

468.4

466.5

462.1

4,196.8

4,301.5

4,304.7

4,297.9

4,348.7

4,392.9

4,406.5

4,426.4

4,424.7

4,447.4

4,432.0

4,419.2

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
Account

2004
Nov

Page 8
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

2,456.4
325.4
2,131.0
310.0
1,821.1

2,487.9
311.2
2,176.7
347.2
1,829.5

2,512.6
324.6
2,188.0
352.2
1,835.8

2,520.5
301.8
2,218.7
359.3
1,859.4

2,526.8
302.4
2,224.4
357.8
1,866.7

2,545.9
304.7
2,241.2
370.4
1,870.8

2,557.4
295.9
2,261.5
377.1
1,884.4

2,586.0
306.8
2,279.3
384.3
1,894.9

2,591.0
303.8
2,287.3
383.5
1,903.7

2,595.9
348.5
2,247.4
386.3
1,861.1

2,600.1
320.2
2,280.0
384.3
1,895.7

2,589.6
278.4
2,311.2
392.5
1,918.7

Dec 7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

735.2
193.2
542.0

766.3
152.9
613.4

770.0
149.6
620.4

749.3
133.6
615.7

767.5
136.3
631.2

782.4
139.7
642.7

777.9
135.6
642.3

769.2
137.6
631.6

777.4
141.6
635.9

773.3
132.8
640.5

754.6
137.1
617.5

755.7
136.8
619.0

25

Net due to related foreign offices

186.8

234.6

212.6

227.8

243.6

241.2

260.1

252.6

236.8

260.2

253.0

250.6

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

330.8

322.8

319.0

310.6

315.8

326.0

316.9

321.6

321.4

319.6

327.1

325.2

3,709.2

3,811.6

3,814.2

3,808.2

3,853.8

3,895.5

3,912.4

3,929.4

3,926.7

3,948.9

3,934.9

3,921.2

487.5

489.9

490.5

489.7

495.0

497.4

494.2

496.9

498.0

498.5

497.2

498.0

H.8 (510)
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

2004
Nov

Page 9
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

2,684.2

2,869.4

2,900.0

2,927.4

2,950.1

2,960.3

2,953.0

2,965.1

2,967.6

2,971.1

2,960.4

2,964.8

709.3
493.1
216.2

724.2
499.6
224.6

718.3
495.3
223.0

716.2
494.0
222.2

716.2
493.3
222.8

711.3
489.6
221.6

703.3
488.2
215.1

699.5
485.7
213.8

699.8
485.1
214.7

701.5
486.2
215.3

695.4
484.9
210.6

692.4
483.4
209.0

1,974.9
320.4
1,243.8
113.6
1,130.2
301.1
7.8
101.9

2,145.2
342.2
1,369.4
127.0
1,242.4
322.2
8.3
103.1

2,181.7
345.7
1,396.7
131.3
1,265.4
326.9
8.5
103.9

2,211.2
353.6
1,415.7
134.6
1,281.1
328.6
8.9
104.5

2,233.9
357.1
1,430.0
135.8
1,294.2
331.5
9.3
106.0

2,249.0
360.4
1,436.9
135.1
1,301.8
333.1
10.1
108.5

2,249.7
360.4
1,446.1
131.9
1,314.2
323.8
10.5
108.8

2,265.6
364.4
1,452.8
132.8
1,320.0
327.2
10.9
110.2

2,267.8
364.4
1,453.4
132.6
1,320.8
328.9
11.0
110.1

2,269.7
365.4
1,453.3
133.4
1,319.9
327.8
11.4
111.7

2,264.9
364.8
1,453.2
133.2
1,320.1
325.8
10.9
110.2

2,272.4
364.0
1,463.9
133.6
1,330.2
326.7
9.8
108.0

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

13

Interbank loans

14

Cash assets5

15

Other assets6

16

TOTAL A SSETS7

84.2

75.2

73.5

76.0

82.2

87.5

93.5

101.4

102.9

106.6

102.2

83.7

112.1

114.8

115.4

117.0

118.9

121.0

119.3

117.5

114.9

122.8

116.6

123.3

164.7

195.2

204.7

198.3

198.3

201.5

200.6

203.8

201.8

201.2

207.8

205.5

3,012.9

3,221.8

3,260.5

3,285.4

3,315.8

3,336.5

3,333.0

3,353.8

3,353.1

3,367.6

3,353.1

3,343.3

2,299.8
335.9
1,963.9
352.7
1,611.2

2,424.2
348.3
2,075.9
394.2
1,681.7

2,440.8
355.2
2,085.6
399.1
1,686.6

2,477.5
346.0
2,131.5
409.1
1,722.4

2,497.5
357.5
2,140.1
416.0
1,724.1

2,512.9
349.3
2,163.5
420.7
1,742.8

2,516.6
344.8
2,171.8
428.6
1,743.2

2,532.2
352.2
2,180.0
435.0
1,745.0

2,533.2
343.4
2,189.8
431.7
1,758.1

2,539.0
368.9
2,170.1
433.6
1,736.5

2,534.4
367.9
2,166.6
434.4
1,732.1

2,512.7
368.4
2,144.3
428.5
1,715.8

488.2
181.7
306.5

516.3
171.2
345.0

513.5
168.2
345.3

511.2
165.9
345.3

517.1
164.6
352.5

527.5
168.0
359.5

515.0
164.8
350.2

517.8
170.1
347.7

512.4
168.5
343.8

525.5
170.3
355.2

517.7
172.3
345.4

511.2
162.9
348.3

7.5

10.9

10.1

13.5

14.1

13.3

15.5

13.5

14.6

11.5

13.0

11.9

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

72.5

71.1

73.5

71.1

72.9

73.7

73.0

74.1

74.5

75.2

73.6

74.0

2,868.1

3,022.5

3,037.8

3,073.3

3,101.7

3,127.4

3,120.2

3,137.5

3,134.7

3,151.2

3,138.8

3,109.7

144.9

199.3

222.7

212.2

214.1

209.1

212.8

216.3

218.4

216.4

214.4

233.6

H.8 (510)
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

2004
Nov

Page 10
December 16, 2005

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

Week ending
Nov 23
Nov 30

2,700.6

2,862.7

2,889.2

2,917.4

2,947.2

2,966.2

2,962.6

2,983.5

2,986.3

2,989.5

2,978.8

2,981.2

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

709.6
493.3
216.2

723.8
499.2
224.6

718.3
495.4
223.0

714.1
491.9
222.2

714.6
491.8
222.8

710.9
489.3
221.6

701.9
486.9
215.1

699.7
486.0
213.8

699.4
484.7
214.7

701.8
486.5
215.3

696.8
486.2
210.6

695.0
486.0
209.0

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

1,991.1
319.2
1,256.6
113.5
1,143.1
461.2
681.9
304.9
151.3
153.6
7.9
102.4

2,139.0
344.5
1,364.8
127.1
1,237.7
489.6
748.1
319.1
159.7
159.4
8.2
102.4

2,170.9
347.6
1,387.9
131.6
1,256.3
497.0
759.4
322.3
161.7
160.6
8.5
104.5

2,203.3
353.8
1,410.1
134.8
1,275.4
503.8
771.5
324.6
163.3
161.3
8.8
105.9

2,232.6
355.1
1,430.3
136.1
1,294.2
511.9
782.3
329.9
165.9
163.9
9.4
107.9

2,255.3
358.3
1,443.1
135.9
1,307.2
513.5
793.7
333.6
168.3
165.3
10.0
110.3

2,260.7
359.6
1,454.5
132.6
1,322.0
517.8
804.1
326.1
161.0
165.1
10.5
110.0

2,283.7
363.2
1,467.3
132.7
1,334.6
521.6
813.0
331.3
166.9
164.4
11.1
110.8

2,286.9
363.0
1,469.1
132.6
1,336.4
523.4
813.0
332.7
168.4
164.3
11.2
111.0

2,287.6
363.8
1,467.9
133.0
1,334.9
520.3
814.6
332.9
168.5
164.4
11.4
111.6

2,281.9
363.8
1,465.8
132.5
1,333.3
518.1
815.2
330.8
166.6
164.2
11.0
110.5

2,286.2
362.8
1,473.4
132.8
1,340.6
522.1
818.5
331.0
166.6
164.5
10.3
108.6

13

85.7

73.0

72.1

73.5

81.6

85.9

94.6

103.1

105.7

104.1

101.8

89.5

14

5

Cash assets

116.0

113.8

114.8

117.0

117.1

122.4

120.8

121.4

121.9

123.1

124.7

122.5

15

Other assets6

164.7

195.2

204.7

198.3

198.3

201.5

200.6

203.8

201.8

201.2

207.8

205.5

3,034.7

3,211.8

3,247.8

3,273.0

3,310.6

3,342.1

3,345.2

3,377.8

3,381.7

3,383.7

3,379.2

3,364.6

2,311.1
339.1
1,972.0
352.7
1,619.3

2,419.6
344.0
2,075.6
394.2
1,681.4

2,439.8
350.9
2,088.9
399.1
1,689.8

2,470.5
345.7
2,124.7
409.1
1,715.6

2,493.5
353.2
2,140.3
416.0
1,724.3

2,511.7
347.6
2,164.1
420.7
1,743.4

2,518.8
346.1
2,172.7
428.6
1,744.1

2,544.5
355.6
2,188.8
435.0
1,753.8

2,549.9
347.7
2,202.2
431.7
1,770.5

2,539.9
368.2
2,171.7
433.6
1,738.2

2,548.4
377.3
2,171.1
434.4
1,736.7

2,529.3
370.6
2,158.8
428.5
1,730.3

488.2
181.7
306.5

516.3
171.2
345.0

513.5
168.2
345.3

511.2
165.9
345.3

517.1
164.6
352.5

527.5
168.0
359.5

515.0
164.8
350.2

517.8
170.1
347.7

512.4
168.5
343.8

525.5
170.3
355.2

517.7
172.3
345.4

511.2
162.9
348.3

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

7.5

10.9

10.1

13.5

14.1

13.3

15.5

13.5

14.6

11.5

13.0

11.9

72.5

71.1

73.5

71.1

72.9

73.7

73.0

74.1

74.5

75.2

73.6

74.0

2,879.4

3,017.9

3,036.8

3,066.3

3,097.7

3,126.2

3,122.4

3,149.8

3,151.4

3,152.1

3,152.7

3,126.4

155.3

193.9

211.0

206.7

212.9

215.9

222.9

228.0

230.3

231.6

226.5

238.2

H.8 (510)
Assets and Liabilities of Foreign-Related Institutions in the United States1
Seasonally adjusted, billions of dollars
Account

Page 11
December 16, 2005

2004
Nov

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

681.6

725.0

733.2

744.4

767.7

781.7

793.7

805.5

801.8

814.3

809.5

820.9

Nov 16

Week ending
Nov 23 Nov 30

Dec 7

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

282.9
89.9
193.0

315.1
87.1
228.0

319.0
87.1
231.9

325.4
85.9
239.5

332.2
85.1
247.1

347.9
85.7
262.2

355.9
82.7
273.2

359.7
81.6
278.1

358.7
81.0
277.7

358.4
81.6
276.8

358.7
81.3
277.5

364.1
83.4
280.6

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

398.7
135.8
18.2
148.2
96.5

409.9
154.6
18.3
130.5
106.5

414.2
153.8
18.4
134.8
107.2

419.0
160.7
16.6
129.1
112.6

435.5
164.7
15.9
141.7
113.2

433.8
164.3
15.4
138.2
115.9

437.9
164.4
19.9
137.3
116.2

445.8
164.9
20.6
137.5
122.8

443.1
163.8
20.8
136.6
121.9

455.8
166.7
20.7
142.2
126.1

450.7
167.2
20.6
139.0
123.9

456.8
167.8
20.7
142.7
125.6

13

Interbank loans

50.3

48.1

49.6

51.0

48.5

49.6

47.2

45.6

44.8

45.6

48.0

44.1

14

Cash assets5

61.8

61.6

60.1

60.6

61.4

59.8

56.3

54.4

54.8

55.8

52.9

52.4

15

6

Other assets

16

TOTAL A SSETS7

36.4

35.1

37.1

36.4

36.7

40.2

39.1

40.8

41.2

37.4

38.9

39.1

829.6

869.3

879.6

892.0

913.9

930.8

935.9

945.9

942.2

952.7

948.9

956.0

L IABILITIES
17
18
19

Deposits
Transaction
Nontransaction

548.1
11.5
536.6

587.3
12.9
574.4

602.0
11.9
590.1

580.0
11.7
568.3

621.3
12.4
608.9

623.8
12.0
611.8

627.5
11.7
615.7

611.2
11.9
599.3

610.7
12.3
598.4

606.6
12.1
594.4

608.4
11.6
596.8

608.7
12.2
596.5

22
23
24

Borrowings
From banks in the U.S.
From others

365.5
52.7
312.7

369.8
44.4
325.3

362.1
49.2
312.9

367.7
48.4
319.4

386.7
53.3
333.4

380.8
51.0
329.8

381.9
50.6
331.2

408.1
59.0
349.1

397.4
55.9
341.6

414.1
62.3
351.8

420.5
65.3
355.2

417.0
60.8
356.2

25

Net due to related foreign offices

-176.3

-196.5

-190.3

-153.7

-194.7

-182.6

-178.4

-182.2

-177.1

-180.7

-182.8

-177.3

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)

Footnotes appear on page 14.

8

99.4

93.4

98.6

95.1

96.5

106.7

113.8

115.4

116.7

110.8

110.3

119.0

836.7

854.1

872.5

889.0

909.7

928.7

944.8

952.5

947.7

950.7

956.5

967.4

-7.1

15.2

7.1

2.9

4.1

2.0

-8.9

-6.7

-5.5

2.0

-7.6

-11.4

H.8 (510)
Assets and Liabilities of Foreign-Related Institutions in the United States1
Not seasonally adjusted, billions of dollars
Account

Page 12
December 16, 2005

2004
Nov

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

683.1

722.4

733.4

741.3

758.8

774.8

789.9

806.1

799.9

810.8

812.5

820.8

Nov 16

Week ending
Nov 23 Nov 30

Dec 7

A SSETS
1

Bank credit

2
3
3a
3b
4
4a
4b

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

282.9
89.9
32.4
57.5
193.0
118.7
74.3

315.1
87.1
30.9
56.3
228.0
129.6
98.4

319.0
87.1
29.4
57.7
231.9
132.4
99.6

325.4
85.9
26.8
59.1
239.5
132.1
107.4

332.2
85.1
26.0
59.2
247.1
137.7
109.3

347.9
85.7
25.9
59.9
262.2
152.1
110.1

355.9
82.7
23.2
59.5
273.2
162.4
110.8

359.7
81.6
23.3
58.3
278.1
164.3
113.8

358.7
81.0
22.8
58.2
277.7
163.3
114.4

358.4
81.6
23.7
57.9
276.8
162.9
113.9

358.7
81.3
22.6
58.7
277.5
163.7
113.8

364.1
83.4
23.6
59.8
280.6
166.2
114.5

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

400.2
135.2
18.2
152.3
94.5

407.3
154.6
18.3
127.3
107.1

414.4
153.3
18.4
133.8
108.9

415.9
159.8
16.6
125.6
113.9

426.6
163.0
15.9
133.2
114.5

427.0
162.7
15.4
132.1
116.8

434.0
162.4
19.9
136.1
115.6

446.4
164.1
20.6
141.4
120.3

441.2
162.9
20.8
137.8
119.6

452.3
166.2
20.7
142.9
122.5

453.8
166.9
20.6
145.3
120.9

456.8
166.7
20.7
147.2
122.2

13

50.3

48.1

49.6

51.0

48.5

49.6

47.2

45.6

44.8

45.6

48.0

44.1

14

5

Cash assets

61.8

60.9

59.6

59.9

61.5

61.0

57.3

54.4

55.0

55.0

53.8

53.2

15

Other assets6

35.7

35.7

37.1

35.4

36.3

38.5

38.0

40.0

40.0

36.5

38.2

39.7

830.5

866.8

879.3

887.2

904.6

923.4

931.9

945.7

939.3

947.4

952.1

957.4

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19

Deposits
Transaction
Nontransaction

534.8
11.4
523.3

600.7
12.7
588.0

610.6
11.8
598.8

578.4
11.7
566.8

612.6
12.2
600.3

612.5
12.2
600.3

606.7
11.8
594.9

596.3
11.8
584.5

594.5
12.3
582.1

593.8
11.8
582.0

596.0
11.6
584.4

597.5
11.9
585.6

22
23
24

Borrowings
From banks in the U.S.
From others

365.5
52.7
312.7

369.8
44.4
325.3

362.1
49.2
312.9

367.7
48.4
319.4

386.7
53.3
333.4

380.8
51.0
329.8

381.9
50.6
331.2

408.1
59.0
349.1

397.4
55.9
341.6

414.1
62.3
351.8

420.5
65.3
355.2

417.0
60.8
356.2

25

Net due to related foreign offices

-173.7

-198.5

-192.9

-155.6

-194.3

-180.8

-175.5

-179.3

-174.4

-177.0

-179.8

-178.2

26

Other liabilities

101.4

91.9

96.7

93.8

96.8

108.1

116.1

117.8

119.0

113.7

112.6

118.3

27

TOTAL L IABILITIES

827.9

863.9

876.5

884.4

901.8

920.6

929.1

942.9

936.5

944.6

949.3

954.6

28

Residual (assets less liabilities)8

2.6

2.8

2.8

2.8

2.8

2.8

2.8

2.8

2.8

2.8

2.8

2.8

Footnotes appear on page 14.

H.8 (510)
Memo Items
Not seasonally adjusted, billions of dollars

Page 13
December 16, 2005
2004
Nov

Account

2005
May

2005
Jun

2005
Jul

2005
Aug

2005
Sep

2005
Oct

2005
Nov

Nov 16

90.8

93.2

86.9

89.7

92.5

90.0

91.7

91.6

Week ending
Nov 23 Nov 30

Dec 7

L ARGE D OMESTICALLY C HARTERED B ANKS , ADJUSTED FOR MERGERS
29

Reval. gains on off-bal. sheet items9

95.7
9

89.3

92.8

91.3

30

Reval. losses on off-bal. sheet items

31
31a
31b

Mortgage-backed securities10
Pass-through
CMO, REMIC, and other

90.5

82.7

85.3

77.3

79.7

83.3

82.2

81.5

82.0

79.3

82.1

82.6

487.8
370.2
117.5

557.0
433.8
123.2

535.9
411.3
124.6

544.3
418.8
125.5

543.3
416.3
127.0

545.4
416.5
128.9

545.1
414.5
130.6

548.8
414.9
134.0

549.4
416.1
133.3

551.4
418.6
132.8

556.5
420.2
136.3

551.3
414.5
136.8

32

Net unrealized gains (losses) on
available-for-sale securities11

4.3

0.5

3.6

1.8

-0.3

-2.6

-8.2

-10.4

-10.4

-9.3

-9.4

-10.3

33
33a
33b

Securitized consumer loans12
Credit cards and related plans
Other

151.9
130.3
21.6

148.9
129.5
19.4

151.1
129.2
21.9

152.5
129.5
22.9

153.1
130.7
22.4

153.0
130.8
22.2

153.8
131.8
21.9

156.7
133.3
23.4

153.7
132.4
21.3

158.7
133.1
25.6

159.0
133.5
25.5

162.7
135.1
27.5

34

Securitized business loans12

6.5

5.6

5.5

4.9

4.0

3.3

3.2

3.1

3.1

3.0

3.0

3.0

S MALL D OMESTICALLY C HARTERED B ANKS , ADJUSTED FOR MERGERS
31
33
33a
33b

Mortgage-backed securities10

326.9

342.9

339.8

338.6

338.6

334.6

330.6

328.8

328.7

329.6

326.7

328.3

12

221.2
213.9
7.3

212.5
202.5
10.0

213.1
203.2
9.9

212.4
202.5
9.9

211.7
201.9
9.9

210.7
200.9
9.9

199.9
190.0
9.9

196.1
186.2
9.8

193.9
184.1
9.9

195.6
185.8
9.8

199.3
189.5
9.8

200.0
190.2
9.8

64.6

53.3

54.6

54.9

56.8

65.9

70.7

71.5

71.4

69.1

69.9

71.7

71.4

62.0

63.6

62.9

63.2

72.7

78.0

79.9

80.3

77.2

78.2

80.6

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

Securitized consumer loans
Credit cards and related plans
Other
F OREIGN -R ELATED I NSTITUTIONS

29

Reval. gains on off-bal. sheet items9

30

Reval. losses on off-bal. sheet items

34

Securitized business loans12

Footnotes appear on page 14.

9

H.8 (510)

Footnotes

Page 14
December 16, 2005

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for
small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank
group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a
ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the
seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation
#39. The fair value of derivative contracts in a gain position is included in ”Other securities, trading account,” balance sheet item 4a. The fair value of derivative contracts in a loss
position is included in ”Other liabilities,” balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are
restated to include an estimate of these tax effects.
12. Total amount outstanding.
Current and historical H.8 data are available on the Federal Reserve Board’s web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact
Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at
1-800-782-8872 or 202-482-1986.

Notes on the Data
Domestically chartered commercial banks acquired $11.9 billion in assets and liabilities of nonbank institutions in the week ending December 7, 2005. The major asset items affected
were (in billions): U.S. government securities, $1.3; other securities, $0.6; commercial and industrial loans, $1.6; real estate loans, revolving home equity, $0.6; real estate loans,
commercial, $2.7; real estate loans, other residential, $3.5; consumer loans, other, $1.4; and other loans and leases, $0.2. The major liability item affected was: nontransaction
deposits, other, $11.9. The memo item affected was: mortgage-backed securities, $0.8.

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS

First Class