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4 Hour Mortgage Loan Originator Mississippi SAFE Course

Course Syllabus
Welcome to our Mississippi SAFE Course. We are excited to assist you in furthering or
beginning your mortgage career and are pleased you chose Praedo Institute to satisfy your
education requirements.
Course Purpose
This course is meant to satisfy the four hour Mississippi specific education requirement for
Mississippi loan originator license applicants. If you are taking this course, you should have
completed at least 16 hours of NMLS approved education at another time.
Course Description
During this course, we will review the Mississippi SAFE Mortgage Licensing Act of 2009 and
several of the regulations that accompany the Act.
Course Dates and Times
This course is offered on Mondays and Thursdays. It begins at 8:00am Mountain Time on the
start date and must be completed by midnight on the session end date.
Instructor Contact Information
Once you register for the course, you will receive an email from the instructor assigned to your
course. The email will introduce your instructor as well as explain contact methods and
expected response times. All of our instructors are required to respond to student questions
within one business day of the receipt of your question. Your instructors personal email will be
included in the introduction email.
Course Objectives
Upon completing this course, you should be able to do the following:
Explain the role of the Mississippi Department of Banking and Consumer Finance in the
mortgage industry.
Outline the requirements to obtain a license in Mississippi.
Explain the duties and obligations imposed upon a licensee.

Grading Policy
The course consists of slides mixed with comprehension questions. Each chapter includes a
chapter quiz. You will also need to pass a course final at the conclusion of the course. You may
view the slides at your own pace, but you must answer all of the comprehension questions
correctly and score 80 percent on all quizzes to receive credit for the course. You must also
pass the final exam with a score of 80 percent in order to receive credit for the course.
Your course consists of two parts. At the end of the first part, you will be required to submit an
assignment to your instructor. Your instructor will grade your assignment within one business
day of assignment submission. Once your instructor grades the assignment, your instructor will
allow you access to the second part of your course. The instructor reserves the right to delay
your advancement to the next part in the event you are progressing substantially faster than
the other students in your section.
Please remember, your course does include a completion deadline.
Course Policies
Each student is required to submit an Identity Affidavit. By confirming the attestation, the
student certifies that the course work was or will be completed by the person for whom the
certificate will be issued. The student further certifies that they did or will not receive any
assistance in completing the course. The submission of a completion certificate for a course
they did not complete themselves may constitute fraud on the students part and is subject to
prosecution and/or discipline.
Technical Support
As our course is entirely online, we do offer live technical support via telephone, email, and
chat from 8:30am to 5:00pm mountain time on regular business days. After hours, holiday,
and weekend support is available 365 days a year via email from 9:00am to 10:00pm Mountain
Time. Our telephone number is 801-492-9933 and the support email is
Please note, our technical support staff will often be unable to answer content questions which
are more appropriately directed to your instructor.

Using our System

Once you purchase the course and are logged into our system, you should see a link to the
course on your home page. This link will launch the course. Please carefully review the
introduction module for instructions on using our online system.
Course Outline
This course consists of two parts, each covering different aspects of Mississippi law.
MS SAFE Mortgage Law Part 1
Introduction: This module will introduce you to our system. Adherence to the advice and
instructions offered in this module will greatly improve your online education experience.
Mississippi Mortgage Law Chapter 1: Chapter One covers definitions and the SAFE Act. It
consists of the following sections:
Bond Requirements
Licensing Requirements
Annual Reports
Mississippi Mortgage Law Chapter 2: Chapter Two covers additional portions of the SAFE Act.
It consists of the following sections:
Office Requirements
Lock-In Fees
Borrower Files
Escrow Accounts
License Suspension and Other Punishments
Enforcement Actions Case Study: The student will be directed to the Department's website
where they will review enforcement actions taken by the Department of Banking and Consumer
Finance. They will list three prohibited acts and explain what could be done for an individual to
avoid disciplinary action.

The student will submit their completed assignment to their instructor for grading. Once the
assignment is graded by their instructor, the student will be allowed to access part 2 of the
MS SAFE Mortgage Law Part 2
Mississippi Mortgage Law Chapter 3: Chapter Three covers the powers of the Commissioner. It
consists of the following sections:
Penalties and Rights
SAFE Act Regulations
Equal Opportunity Credit Act
Course Final: The student will complete the course final
Course Evaluation: Students will be allowed to give feedback regarding the course.
Course Schedule
This course consists of the two parts outlined below. The requirements for each part are listed
with the approximate time needed to complete each learning module. This course meets the
minimum time requirement of 50 seat minutes for each clock hour the course is approved. This
course is approved as a four hour course and must be completed in its entirety in order for you
to receive credit.

Course Outline and Schedule


Topics and

Reading Due

Assignments Due

Instruction Time

Monday or

Mortgage Law
Part 1

Mortgage Law
Chapters 1 and 2

Complete chapter

100 Minutes

Tuesday or

Actions Case Study

Mortgage Law
Part 2

Submit review of
actions to
Complete chapter
quizzes and course

20 Minutes

or Saturday

Action information
on Department's
Mortgage Law
Chapter 3




5 Minutes

80 Minutes

Good Luck
Once again, thank you for choosing Praedo Institute. Your success is extremely important to us.
Please let us know if we can be of any assistance at any time. Enjoy the course!