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Balance Sheet - FactSet Fundamentals Report as of: 11-May-2009

77 Bank Ltd. 03/1989 to 03/2008


8341-JP 6804165 Tokyo Common stock
Regional Banks

Report Basis: Annual 03/1989 03/1990 03/1991


Reporting Period Length: 365 365 365
Coverage: Full Full Full
Update Status: Final Final Final
Assets
Cash & Due from Banks 160.5 142.5 208.9

Investments - Total 707.5 830.2 749.4


Trading Account Securities 8.1 11.9 5.0
Securities Bought Under Resale Agreemts
Federal Funds (Assets)
Other Securities 699.4 818.3 744.4
Treasury Securities 267.6 212.4 226.7
Federal Agency Securities
State & Municipal Securities 49.4 72.1 73.3
Mortgage Backed Securities
Other Securities 322.4 397.8 424.4
Other Investments 60.0 136.0 20.0

Loans - Total 2,204.3 2,626.4 2,657.1


Interbank Loans 223.2 405.2 369.1
Lease Financing
Commercial & Industrial Loans 129.3 146.4 152.6
Consumer & Installment Loans
Real Estate Mortgage Loans 739.1 908.9 1,039.0
Foreign Loans
Broker & Financial Institution Loans
Unspecified/Other Loans

Unearned Income
Reserves for Loan Losses 9.6 10.4 16.3
Loans - Net 2,194.7 2,615.9 2,640.8

Investment in Unconsolidated Subs


Customer Liability on Acceptances 71.0 81.1 90.4
Real Estate Assets
Property, Plant & Equipment - Net 26.0 31.3 35.9
Other Assets 204.1 219.4 308.2
Deferred Charges
Tangible Other Assets
Intangible Other Assets
Interest Receivables

Total Assets 3,363.9 3,920.5 4,033.6

Liabilities & Shareholders' Equity


Deposits - Total 2,928.4 3,378.1 3,363.3
Savings & Other Deposits 2,118.8 2,488.7 2,472.9
Savings/Time Deposits 1,747.5 1,974.8 1,996.4
Foreign Office Deposits
Unspecified Deposits 371.3 513.9 476.5
Demand Deposits 809.6 889.4 890.5

Federal Funds & Securities Sold 0.0


Federal Funds (Liabilities) 0.0
Secs Sold Under Repurchase Agreemts

Total Debt 9.1 70.7 109.6


Short-Term Debt & Current Portion of LTD 4.3 34.5 58.8
Short Term Debt 4.3 34.5 58.8
Current Portion of Long Term Debt
Long-Term Debt 4.8 36.2 50.8
LT Debt excl Capital Lease Obligations 4.8 36.2 50.8
Non-Convertible Debt
Convertible Debt
Capitalized Lease Obligations 0.0 0.0 0.0

Other Liabilities 305.4 342.9 420.3


Provision for Risks & Charges
Deferred Income
Deferred Taxes
Deferred Taxes - Credit
Deferred Taxes - Debit
Deferred Tax Liability-Untaxed Reserves
Other Accrued Expenses
Dividends Payable
Interest Payable
Other 305.4 342.9 420.3
Total Liabilities 3,242.9 3,791.7 3,893.3

Non-Equity Reserves 0.0 0.0 0.0


Minority Interest 0.0 0.0 0.0

Preferred Stock (Carrying Value) 0.0 0.0 0.0


Preferred Stock issued for ESOP
ESOP Guarantees - Preferred Stock
Redeemable Preferred Stock
Non-Redeemable Preferred Stock
Total Common Equity 121.0 128.8 140.3
Common Stock/Ordinary Capital 22.3 24.3
Capital Surplus 5.4 7.5
Retained Earnings 87.2 93.4
Foreign Currency Translation Adjustmt
Equity Reserves 13.8 15.0
Equity in Untaxed Reserves
Revaluation Reserves
Other Appropriated Reserves 13.8 15.0
Unappropriated (Free) Reserves
ESOP & Unrealized Capital Gain(Loss) 0.0 0.0
ESOP Guarantees - Common Stock 0.0 0.0
Unrealized Foreign Exchge Gain(Loss) 0.0 0.0
Unrealized Marketable Secs Gain(Loss)
Treasury Stock 0.0 0.0

Total Shareholders' Equity 121.0 128.8 140.3

Total Liabilities & Shareholders' Equity 3,363.9 3,920.5 4,033.6

Supplementary Items

Assets
Total Equity Securities Investment
Total Fixed Income Securities Investmt
Total Securities Available for Sale
Treasury Securities
Federal Agency
State/Municipal
Mortgage Backed
Corporate Stock
Other
Total Non-Performing Assets
Non-Performing Loans
Other Non-Performing Assets
Net Loan Losses
Actual Loan Losses
Actual Loan Recoveries
Receivables - Net
Goodwill/Cost in Excess Assets Purchased

Liabilities & Shareholders' Equity


Customer Liabilities on Acceptances 71.0 81.1 90.4
Net Debt (151.4) (71.8) (99.3)
Deferred Tax Liability - Current
Deferred Tax Asset - Current
Cash & Equivalents - Generic 160.5 142.5 208.9
Mandatorily Redeemable Trust Preferred Securities
Other Mandatory Redeemable Instruments

Comprehensive Income
Accum. Pension Liability
Accum. Hedging Gain/Loss
Accum. Unearned Compensation
Accum. Other

Debt Maturities - Long Term


2 - 5 Years
6 - 10 Years
Over 10 Years

Lease Commitments
Lease Commitments - Year 1
Lease Commitments - Year 2
Lease Commitments - Year 3
Lease Commitments - Year 4
Lease Commitments - Year 5
Lease Commitments - Over 5 Years

Monetary Correction - Capital


Unfunded Pension Liabilities
Pension/Post Retirement Benefits

Total Capital 125.8 165.0 191.1

Tier 1 Capital
Tier 2 Capital

Net Interest Margin (%)

Goodwill Written Off - Current Year 0.0 0.0


Revaluation Reserve
Retained Earnings
Goodwill Written Off - Cumulative

Accounting Policies & Methods


Accounting Standards Followed Local Standards With A Certain Reclassification For Foreign Companies
Financial Statement Cost Basis
Loan Loss Reserves
Loan Charge-Offs
Report as of: 11-May-2009

03/1989 to 03/2008
Billions
Japanese Yen

03/1992 03/1993 03/1994 03/1995 03/1996 03/1997


366 365 365 365 366 365
Full Full Full Full Full Full
Final Final Final Final Final Final

145.2 188.9 163.5 111.0 95.4 99.2

780.2 881.5 865.4 919.8 1,038.0 1,039.0


4.1 6.1 6.9 6.6 3.1 5.2

776.1 875.4 858.5 913.2 1,034.9 1,033.8


220.0 263.5 269.7 332.9 444.9 381.3

87.3 89.8 137.1 155.1 161.3 207.2

463.8 487.1 451.7 424.2 417.7 420.6


5.0 35.0 0.0 1.0 11.0 24.6

2,980.7 2,866.9 3,058.3 3,221.8 3,119.7 3,215.4


561.3 403.5 476.8 551.3 336.3 303.4

134.5 121.6 111.3 110.3 108.7 96.0

1,156.4 1,248.7 1,337.5 1,405.8 1,551.1 1,670.5

1,093.2

18.2 20.4 22.9 25.7 32.3 34.3


2,962.5 2,846.5 3,035.4 3,196.0 3,087.4 3,181.1

0.1 0.1 0.1 0.1 0.1 0.1


98.6 99.8 101.0 108.0 103.7 111.0

44.6 47.2 48.5 52.2 55.5 60.1


380.4 60.3 56.3 54.6 99.0 80.7

4,411.5 4,124.3 4,270.2 4,441.6 4,479.2 4,571.2

3,684.9 3,644.8 3,787.2 3,984.9 4,014.8 4,076.5


3,484.9 3,453.9 3,608.7 3,823.5 3,850.5 3,930.4
3,021.8 3,065.9 3,248.8 3,434.0 3,587.2 3,738.0

463.1 388.0 359.9 389.5 263.3 192.3


200.0 191.0 178.5 161.4 164.3 146.1
108.4 123.9 127.9 104.3 117.0 131.2
58.0 63.4 68.6 45.3 57.0 67.8
58.0 63.4 68.6 45.3 57.0 67.8

50.4 60.5 59.3 59.0 60.0 63.4


50.4 60.5 59.3 59.0 60.0 63.4
24.6 34.6 33.4 33.1 34.2 31.0
25.9 25.9 25.9 25.9 25.9 32.4
0.0 0.0 0.0 0.0 0.0 0.0

470.6 200.9 193.2 181.6 167.5 168.2


9.9 10.9 10.7 12.2 13.8 14.4

0.0 0.0 0.0 0.0


0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0

460.7 190.0 182.4 169.4 153.7 153.8


4,264.0 3,969.6 4,108.3 4,270.8 4,299.3 4,375.8

0.0 0.0 0.0 0.0 0.0 0.0


0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0

147.6 154.7 161.9 170.8 179.8 195.4


24.3 24.3 24.3 24.3 24.3 24.3
7.5 7.5 7.5 7.5 7.5 7.5
99.5 105.5 111.5 119.2 127.0 141.4

16.2 17.4 18.6 19.8 21.0 22.2

16.2 17.4 18.6 19.8 21.0 22.2

0.0 0.0 0.0 0.0 0.0 0.0


0.0 0.0 0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0

147.6 154.7 161.9 170.8 179.8 195.4

4,411.5 4,124.3 4,270.2 4,441.6 4,479.2 4,571.2


13.1 11.3 57.3 31.7

0.6 0.8 3.1 3.3 1.0 3.3


0.6 0.8 3.1 3.3 1.0 3.3
0.0 0.0 0.0 0.0

98.6 99.8 101.0 108.0 103.7 111.0


(36.7) (65.0) (35.6) (6.6) 21.6 32.0

145.2 188.9 163.5 111.0 95.4 99.2

9.8 10.1 9.9 10.4 10.4 11.0

198.0 215.2 221.2 229.8 239.9 258.8

194.2
97.3

0.7

0.0 0.0 0.0 0.0 0.0 0.0

Local Standards
03/1998 03/1999 03/2000 03/2001 03/2002 03/2003
365 365 366 365 365 365
Full Full Full Full Full Full
Final Final Final Final Final Final

100.8 110.5 102.0 85.7 134.0 151.7

997.9 1,053.6 1,064.9 1,413.6 1,505.1 1,797.1


4.2 1.2 1.5 2.1 4.2 6.7

993.7 1,052.5 1,063.4 1,411.5 1,500.9 1,790.4


387.8 547.2 639.7 677.1 876.0

190.7 169.6 154.8 166.0 164.9

390.0 1,035.5 309.4 476.5 508.1 561.9


25.2 17.0 37.2 140.6 149.6 187.5

3,329.9 3,480.0 3,570.2 3,579.9 3,436.4 3,211.4


230.7 351.9 445.6 416.9 259.8 75.6

85.8 1,893.9 1,888.8 1,823.7

1,795.4 369.8 372.9 373.4


2.1 2.0
242.4 261.6 247.1
654.9 651.3 691.6

38.3 53.6 64.7 79.1 101.0 98.1


3,291.6 3,426.4 3,505.6 3,500.8 3,335.4 3,113.3

0.1 0.0 0.0 0.0 0.0 0.0


112.1 106.2 99.8 93.0 80.5 42.4

60.4 65.7 62.1 58.8 55.4 54.9


120.5 114.9 129.8 59.3 56.3 51.5

59.3 56.3 51.5

4,683.4 4,877.3 4,964.3 5,211.2 5,166.7 5,210.9

4,195.4 4,350.3 4,503.6 4,582.6 4,694.0 4,798.2


4,059.1 4,350.3 4,503.6 4,582.6 4,694.0 4,798.2
3,931.4

127.7
136.3

1.5 1.0
1.5 1.0

121.1 148.9 87.8 106.2 36.3 33.5


58.6 76.9 15.2 88.2 20.4 28.4
58.6 76.9 15.2 37.8 10.1 9.0
50.4 10.3 19.4
62.6 72.0 72.6 17.9 15.9 5.1
62.6 72.0 72.6 17.9 15.9 5.1
30.8 52.6 53.3 17.9 15.9 5.1
31.8 19.3 19.3 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0

161.1 142.0 123.4 193.1 130.0 77.6


10.7 11.1 11.4 34.9 36.3 38.0

0.0 (24.7) (29.5) 1.1 (26.2) (34.6)


0.0 0.0 0.0 2.6
0.0 24.7 29.5 1.5 26.2 34.6

150.4 155.6 141.5 157.2 120.0 74.2


4,477.6 4,641.3 4,714.7 4,881.9 4,860.4 4,909.3

0.0 0.0 0.0 0.0 0.0 0.0


0.0 4.7 5.2 5.5 5.8 5.7

0.0 0.0 0.0 0.0 0.0 0.0

205.8 231.3 244.4 323.7 300.5 296.0


24.7 24.7 24.7 24.7 24.7 24.7
7.8 7.8 7.8 7.8 7.8 7.8
149.9 199.2 212.2 221.1 220.9 226.9

23.4

23.4

0.0 0.0 0.0 70.5 47.4 37.4


0.0 0.0 0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0 0.0
70.5 47.4 37.4
0.0 0.3 0.3 0.3 0.4 0.9

205.8 231.3 244.4 323.7 300.5 296.0

4,683.4 4,877.3 4,964.3 5,211.2 5,166.7 5,210.9


36.7 176.5 192.8 191.4 258.9 261.9

6.9 1.8 1.2


6.9 1.9 1.2
0.0 0.0 0.0 0.1 0.0 0.0

112.1 106.2 99.8 93.0 80.5 42.4


20.3 38.5 (14.3) 20.5 (97.7) (118.1)

100.8 110.5 102.0 85.7 134.0 151.7

10.7 11.1 11.4 34.9 36.3 38.0

268.4 308.0 322.2 347.2 322.2 306.8

204.7 234.8 248.3 257.5 257.7 263.0


73.8 33.1 26.6 21.0 19.1 17.4

0.6

0.0 0.0 0.0 0.0 0.0 0.0


03/2004 03/2005 03/2006 03/2007 03/2008
366 365 365 365 366
Full Full Full Full Full
Final Final Final Final Final

168.6 220.2 149.5 90.3 66.8

1,888.6 2,058.4 2,223.0 2,181.1 2,162.1


8.7 7.8 20.0 33.5 33.4

1,879.9 2,050.7 2,203.0 2,147.6 2,128.7


888.2 951.2 1,092.9 1,054.1 980.6

139.5 138.1 151.3 101.3 94.3

690.9 834.0 823.7 913.7 993.7


161.3 127.4 134.9 78.5 60.1

3,246.9 3,253.4 3,079.3 3,299.0 3,311.0


130.1 50.6 12.6 182.3 164.3

1,751.4 1,774.1 1,745.2 1,776.1 1,808.6

358.1 357.8 353.6 343.7 349.5

217.3 301.5 236.3 255.9 247.2


790.0 769.5 731.6 741.0 741.5

75.1 81.5 69.6 62.2 52.0


3,171.8 3,172.0 3,009.8 3,236.8 3,259.0

0.0 0.0 0.0 0.0 0.0


45.0 47.0 46.2 34.5 36.2

54.0 50.5 46.4 71.3 70.4


62.7 53.5 74.8 31.4 45.3

62.7 53.5 74.8 28.1 40.8


3.3 4.5

5,390.5 5,601.6 5,549.7 5,645.4 5,639.9

4,936.6 5,043.7 4,947.5 5,030.1 5,069.4


4,936.6 5,043.7 4,947.5 5,030.1 5,069.4

5,069.4
29.0 86.3 86.9 78.2 95.6
23.1 79.7 81.4 71.5 88.4
13.3 70.4 71.5 62.6 79.1
9.8 9.3 9.9 8.9 9.3
5.9 6.6 5.5 6.7 7.2
5.9 6.6 5.5 6.7 7.2
5.9 6.6 5.5 6.7 7.2
0.0 0.0
0.0 0.0 0.0 0.0 0.0

94.5 130.8 147.7 153.2 123.4


34.1 35.8 37.5 40.2 41.7

(13.7) (14.6) (0.3) 7.6 (19.3)


1.9 9.9
13.7 14.6 2.2 2.4 19.3

74.0 109.6 110.5 105.4 101.0


5,060.0 5,260.8 5,182.1 5,261.5 5,288.4

0.0 0.0 0.0 0.0 0.0


6.5 7.2 8.1 8.9 9.0

0.0 0.0 0.0 0.0 0.0

324.0 333.7 359.5 375.0 342.5


24.7 24.7 24.7 24.7 24.7
7.8 7.8 7.8 7.8 7.8
236.9 243.7 250.8 258.7 268.2

0.0 (0.4)

0.0 (0.4)
0.0
56.0 59.0 77.8 85.7 44.3
0.0 0.0 0.0 0.0 0.0
0.0 0.0 0.0 0.0 0.0
56.0 59.0 77.8 85.7 44.3
1.4 1.5 1.6 2.0 2.1

324.0 333.7 359.5 375.0 342.5

5,390.5 5,601.6 5,549.7 5,645.4 5,639.9


172.9 151.4 138.3
203.1 197.4 172.9 151.4 138.3

2.4 0.9 (0.0) (0.0) (0.0)


2.4 1.0 0.0 0.0 0.0
0.1 0.0 0.0 0.0 0.0

45.0 47.0 46.2 34.5 36.2


(139.6) (133.9) (62.6) (12.1) 28.8

168.6 220.2 149.5 90.3 66.8

50.4 50.4 56.6


34.1 35.8 37.5 40.2 41.3

336.4 347.5 373.1 390.5 358.7

273.2 280.6 288.6 296.6 306.3


16.8 16.5 16.1 14.8 15.0

0.0 0.0 0.0 0.0 0.0