Group No:-05 Name of the Group Members

Sl. NO.

Name

Roll Number

1.

Md. Abdullah Al Masud

7882674

2.

Md. Maruf Hasan

7882678

3.

Masud Rana

7882690

4.

Md. Shariare Emon

7882745

5.

Md. Arafat-E-Arefin

7882761

6.

Tutan Sen

7882715

7.

Sajib Hossain

6651407

8.

Sujon Debnath

6651397

Acknowledgement
At the beginning, we would like to express my sincere gratitude to Almighty, the omnipotent and omnipresent for empowering me to prepare the report within the scheduled time. We would like to express our profound express our profound gratitude and wholehearted respect to our course coordinator Md. Omar Faruque, Assistant Professor, Department of Finance Jagannath University for his inspiring guidelines, valuable suggestion, constructive criticism we constant help throughout the preparation of the report. We would like to express my warm gratitude and cordial thanks to the management and some officials of the banks help a lot by providing the necessary information and enabling me to prepare this report. We would also like to express my profound gratitude toward my friends whose contributions are beyond description.

Origin of the Report:

The report Women empowering & banking practices in Bangladesh: An Empirical study originated from our honorable course teacher Md. Omar Faruque, Assistant Professor, Department of Finance, Jagannath University. We are assigned to do this report as the part of completion of our course. No theoretical knowledge is fulfilled unless some practical implication. This assignment gives us the opportunity to implement our theoretical knowledge in practical field.

Rational of the study:

Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering a significant number of workforce men as well as women. Now a large number of women are joining and are becoming keen to join in the banking industry. So care should be given to empower women and their problems. Empowerment of women is for the socio-economic development of a country. In Bangladesh banking sector is flourishing. So empowering women in this sector is much easier and need less effort. We are assigned to prepare a report on Women empowering & banking practices in Bangladesh: An Empirical study. This is such an issue that has immense influence on the economic development of Bangladesh because without empowering women a country cannot be developed. And it is much easier to empower women in banking sector.

Objective of the study

The basic objective of this paper is to be acquainted with the employment status of the banking sector of Bangladesh, basically the empowerment of women in the banking sector. We have to analysis the empowerment of women, the facilities given by the banks to the women bankers, the position held by the women bankers, problems faced by the women in their working places and how to solve these problems to empowering the women in the banking sector.

Limitation of the report

In preparing the Report, we have experienced some acute problems that have, to some extent, affected the presentation of the report. The acute problems were a) LACK OF INFORMATION OR DATA: Adequate and in-depth well-organized literature was not available because a few researchers endeavored to work on such project in the past. Though the officials tried to assist, sometimes their working pressure couldn't give me proper

assistance what I needed. There is some information which needed special permission from top level, is not always achievable. b) TIME CONSTRAINT: Though we got time but it is not sufficient to prepare a good report. d) Verification Problem: Information from other banks faces the verification problem. There is no scope for authenticate this data from any reliable source. e) Availability of Reference Books: Availability of the reference book is another limitation. In spite of all the drawbacks faced, everything has been managed well at the end. We believe the report is a quality report. Methodology: To meet the objectives of the study, we realized that a single method would not be effective. Formal & oral discussion, direct observation, questioning clients & printed papers of the Bank were found useful. To collect the necessary and meaningful information, the following methods were applied. Both primary and secondary sources were used here.

SOURCE OF INFORMATION: I have collected data from the two unique sources; one is primary sources and another is secondary sources.

SOURCEOFDATA

Primary Sources o Face to conversation with the respective officers and stuffs of the branch and head office. o Discussing with my supervising teacher and manager. o In-depth study of selected cases. o o o

Secondary sources Annual Report of the Banks Website of the of the Banks. Several books and periodicals related to the banking sector. o Bangladesh Bank Report o Prior research report.

RELIABILITY OF COLLECTING DATA: The data collected are highly reliable in the sense that all data generated in the report are used exclusively by those banks. The auditors report on the financial statements and the correspondence with different desks generate the reliable information to compose the report successfully.

Abstract:
The banking system at independence consisted of two branch offices of the former State Bank of Pakistan and seventeen large commercial banks, two of which were controlled by Bangladeshi interests and three by foreigners other than West Pakistanis. There were fourteen smaller commercial banks. Virtually all banking services were concentrated in urban areas. The newly independent government immediately designated the Dhaka branch of the State Bank of Pakistan as the central bank and renamed it the Bangladesh Bank. The bank was responsible for regulating currency, controlling credit and monetary policy, and administering exchange control and the official foreign exchange reserves. The Bangladesh government initially nationalized the entire domestic banking system and proceeded to reorganize and rename the various banks. Foreign-owned banks were permitted to continue doing business in Bangladesh. Cooperative credit systems and postal savings offices handled service to small individual and rural accounts. The new banking system succeeded in establishing reasonably efficient procedures for managing credit and foreign exchange.
Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering a significant number of workforce men as well as women. Now a large number of women are joining and are becoming keen to join in the banking industry. So care should be given to empower women and their problems. Empowerment of women is for the socio-economic development of a country. In Bangladesh banking sector is flourishing. So empowering women in this sector is much easier and need less effort. We are assigned to prepare a report on Women empowering & banking practices in Bangladesh: An Empirical study. This is such an issue that has immense influence on the economic development of Bangladesh because without empowering women a country cannot be developed. And it is much easier to empower women in banking sector.

Banking Industry-Overview: The Banking Industry in Bangladesh is one characterized by strict regulations and monitoring from the central governing body, the Bangladesh Bank. The chief concern is that currently there are far too many banks for the market to sustain. As a result, the market will only accommodate only those banks that can transpire the most competitive and profitable ones in the future. Currently the major financial institutions under the banking system include: Bangladesh Bank Commercial Banks Islamic banks Leasing Companies Finance companies

Of these, there are four nationalized commercial banks (NCB), 5 specialized banks, 11 foreign banks, 26 domestic private banks, 6 Islamic banks are currently operating in Bangladesh. The range of banking products and financial services is also limited in scope; all local banks must maintain a 4.5% Cash Reserve Requirement (CRR), which is non-interest bearing and a 16% Secondary Liquidity Requirement (SLR). With the liberalization of markets, competition among the banking products and financial services seems to be growing more intense each day. In addition, the banking products offered in Bangladesh are fairly homogeneous in nature due to the tight regulations imposed by the central bank. Competing through differentiation is increasingly difficult and other banks quickly duplicate any innovative banking service.

A Brief Overview of One Bank Limited

ONE Bank Limited was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector.

The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image.

The name 'ONE Bank' is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness.

THIRD GENERATION PRIVATE COMMERCIAL BANK

OBL is a private sector commercial bank dedicated in the business line of taking deposits from public through its various saving schemes and lending the fund in various sectors at a higher margin. However, due attention is given in respect of risk undertaking, risk hedging and if not appropriately hedged, reflection of the same in pricing. In the financing side, the bank's major concentration is in trade finance covering about 20.88% of total financing as on YE2006 which is mainly a short-term investment. The banks financing concentrate in both, working capital finance and long-term finance. OBL has major concentration of financing in medium and large industries. Since the short-term finance carries low risk compared to long-term finance; the financing strategy of OBL will assist the bank to keep the risk at minimal.

While financing the industrial sector, the major concentration of the bank appeared to be in the textile and RMG sector; both the above sectors cover 30.89% of the total portfolio. OBL also involved in cement construction and transport sector financing. In the investment portfolio, OBL have substantial investment in quoted and non-quoted shares of different organization including some very prospective financial institutions. The bank has shown its acumen in reducing its exposure from ship scrapping sector, steel re-rolling where the bank had investment earlier. With the increase in exposure to RMG, the bank has increased its non-funded business income substantially. With an age of only 8 years, the

OBL has taken initiative to launch IT based banking products like ATM facilities, E-banking etc. that are praiseworthy.

CORPORATE INFORMATION AT A GLANCE:

Name of the bank Status Nature of Business Date of Incorporation Commencement of Business Chairman Managing Director Authorized Capital Paid up Capital Directors Number of branches Deposit Loan Number of Employees Telephone Telefax SWIFT Code E-mail : ONE Bank Limited : Public Limited Company : Private Commercial Bank : May 12, 1999 : May 12, 1999 : Mr. Zahur Ullah : Mr. Farman R. Chowdhury : TK. 4,150 Million : TK. 3,189 Million : 11 : 54 : TK. 57,240 Million : TK. 47,814 Million : 1,472 : 88 02 9118161 : (+8802)956-4122-23 : ONEBBDDH : obl@onebankbd.com

Web Site

: www.onebankbd.com

Vision Statement To establish ONE Bank Limited as a Role Model in the Banking Sector of Bangladesh. To meet the needs of our Customers, Provide fulfillment for our People and create Shareholder Value.

Mission Statement To constantly seek to better serve our Customers. Be pro-active in fulfilling our Social Responsibilities. To review all business lines regularly and develop the Best Practices in the industry. Working environment to be supportive of Teamwork, enabling the Employees to perform to the very best of their abilities.

Employment Scenery of OBL Bank Limited

Number Of Position Employees Status Male Permanent % 1123 76.29% Female 349 23.71% Total 1472 100%

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Total employment figure has rationalized on April 1, 2013. The total employment figure shows that the OBL has about 1472 employees among which 1123(76.29%) male and 349 (23.71%) female. Moreover, the Bank should generate more employment for female. Comments The ratio gap is high of the employment of male-female in the in SBL Bank limited for which HRD should put into practice the policy to reduce the gap.

Board Of The Directors Number Of Position Name Male Chairman Directors Managing Director 1 8 1 Female 0 1 0 Total 1 9 1

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Facilities given by bank for Female employees:

1. Maternity leave: The bank gives 6 months maternity leave for their female employees.
In the mean time the employees got their monthly salaries along with others facilities or allowances.

2. Posting facility: After selecting a female candidate bank follow the flexibility of the
employee. They give the posting near of her city as well as her area.

3. Transfer facility: The bank made the transfer order of any female employee needed to
transfer as for the longer benefit of her family.

Facilities should given by bank for Female employees:

1. Day care home: The bank should establish a day care home, where the female
employees put their children. It will be helpful for them. The get relax. For this reason they will perform their duty timely and sharply.

2. Workplace flexibility: The bank avoids moving their female employees to different
sections. They do very ordinary works. But they have talents, excellence to perform in any section of work.

3. Promote to management committee: From the above information about the number of
employee we see that there is only one female director in management committee. It indicates a huge gap of female employment. The bank should promote more experienced female employee to the management committee.

12

A Brief Overview of Agrani Bank Limited

Agrani Bank Limited, a leading commercial bank with 889 outlets strategically located in almost all the commercial areas throughout Bangladesh, overseas Exchange Houses and hundreds of overseas Correspondents, came into being as a Public Limited Company on May 17, 2007 with a view to take over the business, assets, liabilities, rights and obligations of the Agrani Bank which emerged as a nationalized commercial bank in 1972 immediately after the emergence of Bangladesh as an independent state. Agrani Bank Limited started functioning as a going concern basis through a Vendors Agreement signed between the ministry of finance, Government of the People's Republic of Bangladesh on behalf of the former Agrani Bank and the Board of Directors of Agrani Bank Limited on November 15, 2007 with retrospective effect from 01 July, 2007. Agrani Bank Limited is governed by a Board of Directors consisting of 13 (thirteen) members headed by a Chairman. The Bank is headed by the Managing Director & Chief Executive Officer; Managing Director is assisted by Deputy Managing Directors and General Managers. The bank has 11 Circle offices, 25 Divisions in head office, 62 zonal offices and 889 branches including 27 corporate and 40 AD (authorized dealer) branches.

13

CORPORATE INFORMATION AT A GLANCE:

Name of the bank Status Nature of Business Date of Incorporation Commencement of Business Registration No Chairman Managing Director Authorized Capital Paid up Capital Directors Number of branches Deposit Loan Number of Employees Telephone Telefax SWIFT Code E-mail Web Site
14

: Agrani Bank Limited : Public Limited Company : State Owned Commercial Bank : 17 May 2007 : 1 July 2007 : : Khondoker Bazlul Hoque PhD. : Syed Abu Naser Bukhtear Ahmed : TK. 800 Million : TK. 497 Million : 11 : 867 : TK. 57,240 Million : TK. 47,814 Million : 11,443 : +88-02-9566153-54, +88-02-9566160-69 : +88-02-9562346, +88-02-9563662 : AGBKBDDH : agrani@agranibank.org, info@agranibank.org : www.agranibank.org

VISION To become the leading bank of Bangladesh operating at international level of efficiency, quality and customer service. MISSION We operate ethically and fairly within the stringent framework set by our regulators. We will go fusing ideas and lessons from best practice to explore new avenues to stay stronger and more efficient and competitive. We will apply information and communication technology for the benefit of our customers and employees. We will invest to strengthen the future of the Bank. MOTTO To adopt and adapt modern approaches to stand supreme in the banking arena of Bangladesh. VALUES We believe in integrity, transparency and accountability, and also value professionalism that will provide a high standard of service to all our customers and stakeholders.

STRATEGIC OBJECTIVES o Winning at least 6 per cent share of deposits and 4.5 per cent share of loans and advances of Bangladeshi market. o Gaining competitive advantages by lowering overall cost compared to that of competitors. o Overtaking competitors by providing quality customer service. o Achieving technological leadership among the peer group. o Strengthening the Banks brand name appeal.

15

o Contributing towards the economic well-being of the country by focusing particularly on SME and agricultural sectors. o Strengthening research capability for innovative products.

ETHICAL STANDARDS 1. Be Trustful: We believe in mutual trust and trust our customers in a way they can trust us. 2. Keep an Open Mind: For continuous improvement of our bank we keep our minds open to new ideas. We seek opinions and feedback from both customers and team members through which our bank will continue to grow.\ 3. Meet Obligations: Regardless of the circumstances, we do everything to gain the trust and confidence of customers and clients by honoring our commitments and obligations. 4. Be Transparent: We are transparent in our dealings with customers and all stakeholders. We re- evaluate all print materialsincluding advertising, brochures, and other business documents making sure that they are clear, precise and professional 5. Be involved with the Community: We remain involved in community-related issues and activities, thereby demonstrating that our business is a responsible community contributor 6. Be Respectful: We treat all stakeholders with utmost respect and courtesy regardless of differences, positions, titles, ages, or other types of distinctions.

Employment Scenery of ABL Bank Limited

Number Of Position Employees Status Male Permanent
7919

Female
3524

Total
11443

16

69.20%

30.80%

100%

Total employment figure has rationalized on April 1, 2013. The total employment figure shows that the OBL has about 1472 employees among which 1123(76.29%) male and 349 (23.71%) female. Moreover, the Bank should generate more employment for female. Comments The ratio gap is high of the employment of male-female in the in SBL Bank limited for which HRD should put into practice the policy to reduce the gap.

17

A Brief Overview of SBL

Standard Bank Limited (SBL) was incorporated as a Public Limited Company on May 11, 1999 under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial operations on June 03, 1999. SBL has introduced several new products on credit and deposit schemes. It also goes for Corporate and Retail Banking etc. The Bank also participated in fund Syndication with other Banks. Through all these myriad activities SBL has created a positive impact in the Market.

Corporate Information:

Name of the Company Chairman of the Bank Legal Form

: : :

Standard Bank Limited Ln. Kazi Akramuddin Ahmed A public limited company incorporated in Bangladesh on May, 1999 under the Companies Act 1994,

11th

Subsequently listed in Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited. Commencement of business Registered Office : : 3rd June, 1999 Metropolitan Chamber Building (3rd floor) 122-124, Motijheel C/A, Dhaka-1000. Telephone 9558375 Telefax SWIFT Code E-mail Web Page Auditors : : : +880 2 7176367, 7169078 SDBLBDDH sblho@bangla.net : +880 2 7175698, 7169134, 9560299,

: www.standardbankbd.com : Khan Wahab Shafique Rahman & Co. Chartered Accountants

Legal Advisor

Mr. M. Ziaul Hasan Barrister-at-Law M/s. Hasan & Associates

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Tax Consultants

Alhaj Md. Serajul Islam Advocate & Tax Consultant

Managing Director & CEO Additional Managing Director Deputy Managing Director

: S. A. Farooqui : : Md. Nazmus Salehin i. Md. Alauddin AlAzad II. Md. Abul Hossain

Group Company Secretary

A. F. M. Nizamul Islam Chowdhury

Objectives
To be a dynamic leader in the financial market in innovating new products as to the needs of the society. To earn positive economic value addition (EVA) each year to come. To top the list in respect of cost efficiency of all the commercial Banks. To become one of the best financial institutions in Bangladesh economy participating in the most significant segments of business market that we serve.

Vision
To be a modern Bank having the object of building a sound national economy and to contribute significantly to the Public Exchequer.

Mission
To be the best private commercial bank in Bangladesh in terms of efficiency, capital adequacy, asset quality, sound management and profitability.

Core Values
Our Shareholders: By ensuring fair return on their investment through generating stable profit.

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 Our customer: To become most caring bank by providing the most courteous and efficient service in every area of our business. Our employee: By promoting the well-being of the members of the staff. Community: Assuring our socially responsible corporate entity in a tangible manner through close adherence to national policies and objectives.

Employment Scenery of SBL Bank Limited

Number Of Position Employees Status Male Permanent %
453 66.33%

Female
230 33.67%

Total
683 100%

Total employment figure has rationalized on April 1, 2013. The total employment figure shows that the SBL has about 683 employees among which 453(66.33%) male and 230(33.67%) female. Moreover, the Bank should generate more employment for female.

20

Comments The ratio gap is high of the employment of male-female in the in SBL Bank limited for which HRD should put into practice the policy to reduce the gap.

A Brief Overview of BCBL

Bangladesh Commerce Bank Limited (BCBL) was established by the act no. I2 of 1997, passed by the Parliament of the Peoples Republic of Bangladesh. Subsequently on February 8, 1998 as per clause 7(7) of act 12 of 1997, the Government constituted an 11 member Board of Directors to organize BCBL and administer the affairs of the Bank in accordance with the Act. Bangladesh Commerce Bank Limited was incorporated on June 1, 1998 as a public limited company under the company act 1994, Banking Companies act 1991 and in accordance with the act no. 12 of 1997. The Bank formally started operation from September 16, 1999 with the slogan of A Peoples Bank with a Mission. Commencement of Business: Having been registered with the Registrar of Joint Stock Companies (RJSC) and Firms with the prior approval of Securities and Exchange Commission (SEC) Bangladesh Commerce Bank Limited commenced banking operation with the opening of its Principal Branch at 19, Rajuk Avenue, Motijheel Commercial Area, the financial hub of the capital city Dhaka on September 16, 1999. By the end of the accounting year1999, the other 23 branches in Dhaka, Chittagong, Khulna, Sylhet metropolitan area and Bogra, Naogaon, Narayangonj started functioning. At present BCBL is successfully running operation in 25 branches with its last branch opened in Comilla. Export/Import/Foreign Exchange business is being done through our A/D Branches. We are also member of SWIFT. Import-Export, Foreign exchange, remittance related activities are performed with SWIFT. Board/EC/Audit Committee Meeting: The Board of Directors is constituted with 11 members, 7 of them nominated by the Government & other 4 members from private equity holders as per the memorandum and article of association & as a public-private partnership. The Board of Directors meets at least once in a
21

month to consider and review various important policy matters relating to its operation and management. Besides, EC & Board Audit committee meetings are also held regularly.

Vision & Mission Vision Become a bank of first choice by the customers with meaningful contributions to the society. Mission Bangladesh Commerce Bank Limited is committed to fulfill its customers needs and become their first choice in banking so that a sustainable growth, reasonable return and contribution to the socio-economic development of the country can be ensured with a motivated and professional work-force.

Employment Scenery of SBL Bank Limited

Number Of Position Employees Status Male Permanent %
946 69.61%

Female
413 30.39%

Total
1359 100%

22

Total employment figure has rationalized on April 1, 2013. The total employment figure shows that the BCBL has about 1359 employees among which 946(69.61%) male and 413 (30.39%) female. Moreover, the Bank should generate more employment for female. Comments The ratio gap is high of the employment of male-female in the in BCBL for which HRD should put into practice the policy to reduce the gap.

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A Brief Overview of PBL

The Premier Bank Limited started its voyage of corporate excellence on an autumnal day of 1999. The Premier Bank Limited is incorporated in Bangladesh as banking company on June 10, 1999 under Companies Act 1994. Bangladesh Bank, the central bank of Bangladesh, issued banking license on June 17, 1999 under Banking Companies Act 1991. The Head Office of the Premier Bank is located at Banani, one of the fast growing commercial and business areas of Dhaka City.

CORPORATE INFORMATION AT A GLANCE:

Name of the bank Status Nature of Business Date of Incorporation Commencement of Business Chairman Managing Director Authorized Capital Paid up Capital Directors Number of branches Deposit Loan Number of Employees Telephone
24

: The Premier Bank Ltd. : Public Limited Company : Private Commercial Bank : 10 June : 10 June 1999 1999

: Dr. H. B. M. Iqbal : Mr. K. A. M. Majedur Rahman : TK. 6000 Million : TK. 4658.71 Million : 11 : 82 : TK. 67129.52 Million : TK. 52210.16 Million : 1288 : 9887581-4

Telefax Web Site

: 8815393, 9889153 : www.premierbankltd.com

Employment Scenery of PBL

Number Of Position Employees Status Male Permanent %
894 69.41%

Female
394 30.59%

Total
1288 100%

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Total employment figure has rationalized on April 1, 2013. The total employment figure shows that the PBL has about 1288 employees among which 894(69.41%) male and 394 (30.59%) female. Moreover, the Bank should generate more employment for female. Comments The ratio gap is high of the employment of male-female in the in PBL Bank limited for which HRD should put into practice the policy to reduce the gap.

Vision The Bank has a clear vision towards its ultimate destiny- to be the best amongst the top financial institutions.

Mission The mission of the Bank is -

To be the most caring and customer friendly provider of financial services, creating opportunities for more people in more places. To ensure stability and sound growth whilst enhancing the value of shareholders investments. To aggressively adopt technology at all levels of operations and to improve efficiency and reduce cost per transaction. To ensure a high level of transparency and ethical standards in all business transacted by the Bank. To provide congenial atmosphere which will attract competent work force who will be proud and eager to work for the Bank.

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 To be socially responsible and strive to uplift the quality of life by making effective contribution for social development.

Our Values Service first For us Service first is not just an abstraction; we do mean it. It holds a prime and central focus in our operation. We believe, discharge of quick and quality service is the hallmark for banking standard. Easier banking We have made day-to-day banking easier-than-ever through state-of-the-art facilities. We tend to create a congenial atmosphere for our customers to feel free and go easy with banking. We segment our clientele into least possible individuals to impart the best attention. Better relationship As we form bondage with our valued clients, so we develop it into a sustainable end. A good understanding with them, while carrying out business transactions, helps us perceive their goals and thus, enable us to respond pro-actively to their financial needs. Assured confidentiality Since we deal in Customers money and financial matters, our solemn promise remains intact with the interest of our clients so much so that all banking transactions are done in a confidential and professional manner. Good corporate governance The dynamic Board of Directors of the Premier Bank Limited hails from different disciplines of business and industry at home and abroad. They are well respected in the society for their contribution. The Bank is equipped with a highly competent Management Team who has long

27

experience in domestic and international Banking. The Bank upholds and strictly abides by good corporate governance practices and is subject to the regulatory supervision of Bangladesh Bank. Corporate citizenship We are a compliant Bank and we pay due taxes. We are eager to inspire eco-friendly investment. We are an abiding citizen in terms of all laws, rules, norms, sentiments and values of the land. Problems Faced By Women in Banking Sector: After analyzing the employment status of women of five banks we see some problems in the field of women empowerment. The discussion of the problems are given below Societys Attitudes towards Working Women: Though as a country we are still developing, we are lagging behind in our attitudes towards working women. So women get less cooperation from the society. Societys attitude is a great problem for women empowering in banks as well as for all working women. Hostile attitude of other employees: Moreover women get less cooperation from their fellow bankers of opposite sex. Family support: Sometimes women get less family support for working in a bank. However this situation is now changing and women are being encouraged by their family for banking jobs. Working Environment: In banking sector fewer banks can ensure better working environment for women. This is a problem for women bankers. Transportation: One of the vital problems for women is transportation or flexibility of the workplace. Maternity or other leave: Banks are less willing to provide women with maternity or other preparatory leaves. Their attitude in the case is that it will hamper their workings. Womens attitude: One of the problems of empowering women in banking is women themselves. Women are less likely to see themselves in the top position of banks. They are less willing to lead.
28

Recommendations Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering a significant number of workforce men as well as women. Now a large number of women are joining and are becoming keen to join in the banking industry. So care should be given to empower women and their problems. Following are some recommendations to solve the problems of empowering women in banking sector. Awareness: Awareness should be created to develop a positive attitude towards working women. Women can get better working environment when society, their fellow colleagues and they themselves are aware. Flexibility in workplace: The bank avoids moving their female employees to different sections. They do very ordinary works. But they have talents, excellence to perform in any section of work. Promote to management committee: From the above information about the number of employee we see that there is only one female director in management committee. It indicates a huge gap of female employment. The bank should promote more experienced female employee to the management committee. Day care home: The bank should establish a day care home, where the female employees put their children. It will be helpful for them. The get relax. For this reason they will perform their duty timely and sharply. Cooperative environment: A cooperative environment should be established to ensure proper empowerment of women. Preparatory leave: Women should be given preparatory leave such as maternity leave. Growing leadership quality: Women should be given adequate training and other facilities to grow themselves as a leader. Family support: Family support should be given.

29

Conclusion: Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering a significant number of workforce men as well as women. Now a large number of women are joining and are becoming keen to join in the banking industry. So care should be given to empower women and their problems. Empowerment of women is for the socio-economic development of a country. In Bangladesh banking sector is flourishing. So empowering women in this sector is much easier and need less effort. So necessary actions should be taken to empower women in banking sector which will lead to the development of Bangladesh.

30

Appendix Employee Status of PBL Board Of The Directors Number Of Position Name Male Chairman Directors Managing Director 1 11 1 Female 0 1 0 Total 1 12 1

Corporate Structure Number Of Position Name Male 1. Corporate 2. Executive Committee 3. Audit Committee 4. Managing Director and CEO 5. Chief Financial Officer 6. Company Secretary 8. Tax Advisor 17 5 4 1 1 1 1 Female 1 0 1 0 0 0 0 Total 18 5 5 1 1 1 1

31

Head of Branch Number Of Position Name Male Head of Branch 85 Female 0 Total 85

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Bibliography:

1. http://www.onebankbd.com/about-obl.php 2. http://www.onebank.com.bd/directors.php 3. http://www.onebank.com.bd/management.php 4. http://www.onebankbd.com/ec.php 5. http://www.onebankbd.com/ac.php 6. http://www.onebankbd.com/financial-statement.php (2012) 7. http://www.standardbankbd.com/ 8. http://www.standardbankbd.com/index.php/about 9. www.standardbankbd.com/index.php/directors/show/directors 10. http://www.standardbankbd.com/index.php/management/show/management 11. http://www.standardbankbd.com/index.php/fin_stmt/show/stmt (2012) 12. http://premierbankusa.com/en/AboutPremier 13. http://bcblbd.com/ 14. http://bcblbd.com/about/board-of-directors/ 15. http://bcblbd.com/about/background-of-bcbl/ 16. http://bcblbd.com/about/head-office-executives/ 17. http://www.agranibank.org/ 18. http://www.agranibank.org/bod.php 19. http://www.agranibank.org/management.php 20. http://www.agranibank.org/hierarchy.php

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