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Tilton 1 James C. Tilton Mrs.

Dewar Obamacare 5/3/13 Senior Thesis Benjamin Franklin once said They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. When it comes to the topic of Obamacare the quote directly correlates to the intended meaning of Franklin. If any man, government, or entity gives up their own freedom (in this case, choice/liberty) for what they think to be safety (healthcare) deserves neither liberty nor safety. They dont deserve liberty or safety because as you give up your own power thus making yourself more vulnerable you in turn create something more powerful. As people give up choice to the federal government for what they think to be security in the form of healthcare they end up losing both. They end up losing both because they think this temporary security will keep them safe, such as Obamacare helping prevent a cold for citizens. However there is no way Obamacare will guarantee prevention in sickness to its users, or even guarantee it will be a successful program. Therefore the individual ends up losing both their freedom and security. In the past in the United States healthcare or health insurance has always been a free choice; however with the implementation of Obamacare this choice will be stripped from all through the form of taxation (or as Obama calls it, a fine). Although socialized healthcare at its core is perhaps a good idea that has great value in providing benefits, promoting equality, and

Tilton 2 encouraging equal opportunity the current system implemented in America known as Obamacare (PPACA Patient Protection and Affordable Care Act) consists of several serious problems that need to be addressed so healthcare can once again be practical for all in America.

Although Obamacare consists of numerous flaws, millions of Americans have benefited from the Affordable Care Act since President Barack Obama signed it into law on March 23, 2010. Thanks to President Obama and his signing of the bill to become law of the land he has made a service that was once unattainable and non-achievable by many Americans a service that is available to every citizen regardless of pre-existing conditions, wealth, and age thus promoting equality in that all have healthcare, and equal opportunity in that even the poor, sick, and young adults can attain healthcare. One of the acts provisions: allowing young adults to remain on their parents insurance until age 26 impacted several million Americans in a major way. Because of the law 6.6 million additional young adults, including more than 1.3 million minoritiesmany of them new college graduateshad access to coverage even if they were unable to find a job right away. (Emily Lee) Now, more than 73 percent of young adults have insurance coverage as a result of the dependent provision, and surely their families benefit from this economic security which drastically lowers expenses to help provide/cover their children. It is also said that the gains in health coverage are solely attributable to increases in private insurance with no change to Medicaid which is a good thing because Medicaid is a socialized healthcare offered for low

Tilton 3 income families, seniors, and people with pre-existing health conditions. It is essential that any increase in Medicaid would be for those people whom apply for it because it would be bad to have an unnecessary increase in a federally provided social service that would then need to be funded through higher taxation. Due to the provision of providing health care for people to the age of 26 has expanded the availability of health insurance to young adults thus promoting equality, and even making it possible for these young adults to focus on school, work, duties, etc. without the thoughts in the back of their minds as well as their parents that what happens if I become sick? Obamacare also enlarged the scope of health care to those who are in dire need, the citizens in America who have pre-existing conditions. Without the addition of covering people with pre-existing conditions; people that had a condition such as asthma, heart disease, cancer etc. prior to attaining healthcare would not have access to necessary and affordable care, because many private insurers either offer substantially higher premiums to these people and or simply deny them access to their service. The new law instituted in Obamacare prohibits insurance companies from charging higher premiums, limiting benefits, or denying coverage to those who need it starting in 2014. But to ensure those with pre-existing conditions can access the care they need immediately, the Affordable Care Act created the Pre-existing Condition Insurance Plan, which includes coverage for primary and specialty care, hospital services, and prescription drugs. (Emily Lee) Due to this provision it stops a major form of discrimination that promotes equal opportunity to the fullest in that these people with pre-existing conditions now have the ability to feel safe like any American should feel by finally attaining healthcare. This provision not only achieves equal opportunity it also promotes equality, that just because these people have

Tilton 4 health conditions they shouldnt be charged more and or denied access to an essential service which is exactly what this provision achieves. Another way Obamacare promotes equal opportunity is by expanding the eligibility for Medicaid to include all Americans that fall under the 133 percent of the federal poverty level. In other words if an individual makes only approximately $14,000 or a family of four only makes $29,000 a year these people will be granted access to Medicaid. (Whats Changing and When) With this expansion of Medicaid it makes sure low income uninsured citizens will be covered by Obamacare. This thus promotes equal opportunity in that; the poor who never thought of healthcare being attainable now depend on healthcare on an everyday basis. Due to this expansion it will bring in an estimated 24 million more Americans to the services provided by Medicaid, thus promoting opportunity and reinforcing equality to all these citizens who never had health coverage prior to this provision under Obamacare. Not only does Obamacare drastically improve access and coverage of healthcare to millions of Americans, but Obamacare also provides multiple free preventive services for Medicare beneficiaries, as well as people with private insurance. However it doesnt end there, Obamacare also targets women to benefit greatly from many free preventive services. Due to this change in providing free services it promotes equality and equal opportunity in that Obamacare addresses all groups of people to receive these potentially lifesaving services. (Children, Women, Adults, and Seniors) About 86 million Americans took advantage of the healthcare reform law's prevention benefits for Medicare beneficiaries and people with private insurance last year (Julian Pecquet) A report from the Centers for Medicare and Medicaid services found that an estimated 32.5

Tilton 5 million Medicare beneficiaries took advantage of Obamacares coverage of prevention with no cost sharing during that year, which included many services which were all previously subject to deductibles or co-payments. Another 54 million people in private insurance are estimated to have taken advantage of the law's expanded coverage of at least some preventive services which include pediatrician visits, cancer screenings and immunizations. (Julian Pecquet) Not only do Medicare and privately insured citizens enjoy these preventive services but so do seniors. For seniors on Medicare the law provides certain preventive services, such as annual wellness visits and personalized prevention plans. Seniors may select services from bone mass measurement, to prostate cancer screenings, to diabetes screenings, etc. all for the big price tag of free. Not only that, but seniors starting in 2012 will also receive a 50% discount for brand-named drugs, and an 86% discount for generic drugs, however the discounts begin to diminish little by little each year until the year 2020 where they will be paying a 25% discount for both brand-named and generic drugs. (Medicare Preventive Services) Under the Affordable Care Act, womens preventive health care such as mammograms, screenings for cervical cancer, prenatal care, and other services is covered with no cost sharing for new health plans. (Womens Preventive Services) On August 1, 2012 about 47 million women gained guaranteed access to additional preventive services without paying more at the doctors office. Because of the Obamacare, women in private plans and Medicare already have received many potential lifesaving services, such as mammograms, and flu shots at no extra cost, as well as, contraceptive products, breastfeeding support and supplies, counseling, HIV screening and counseling, HPV DNA testing, STI infections counseling, gestational diabetes screenings, and domestic and interpersonal violence screening and counseling. (Kathleen Sebelius) Due to this provision to require insurers to cover these preventive services it

Tilton 6 puts women in control of their own healthcare, rather than allowing insurers to tell women what services theyre able to receive. Due to the change in law for providing preventive services free of charge, now more than ever, millions of Americans can live and lead healthy lives, avoid or delay the onset of disease, and reduce health care cost. Often because of cost, Americans used preventive services at about half the recommended rate. However since the implementation of Obamacare people can now receive these services at the recommended rate free of charge, which is a win for millions of Americans, even children who are granted 26 preventive services, up to the age 17 and 18.

Even though socialized healthcare (Obamacare) seems to benefit many, the Affordable Care Act was a piece of legislation that was created prematurely without sufficient evidence and research on how the bill would affect millions of Americans that both Congress pushed for and President Obama signed into law very mistakenly. Possibly because we have leaders such as Nancy Pelosi on Capitol Hill who believe we have to pass the bill so that you can find out what is in it. When was the last time you signed a contract or an agreement before reading it? Especially when it contains 40 reams of paper a.k.a. 20,000 pages. Einstein said if you cant explain it to a six year old you dont understand it yourself. The Affordable Care Act consists of several flaws that need addressing.

Tilton 7 Obamacare and its 20,000 pages of laws and regulation in reality have little to do with healthcare. They have much more to do with social engineering, redistribution of wealth, and the governments continual inveigling into the private lives of citizens. Obamacare expands government control thus making government even more powerful and citizens weak, while at the same time taking away freedom of choice from citizens and insurers through government intervention (mandating). The Supreme Court decision of National Federation of Independent Business vs. Sebelius was a case against the levying of the mandated insurance tax in 2014 of Obamacare and whether it was constitutional or not. The court decided 5-4 that the penalty of not having healthcare can be considered tax, thus since it is considered a tax Congress then has the power to lay and collect taxes. However since the tax does not fall within any recognized category of direct tax the shared responsibility payment is thus not a direct tax that must be apportioned among the several States. (Wikipedia) Advocates of Obamacare claim that the mandate to purchase health insurance is authorized under the Commerce Clause. But constitutional experts note that this expansion of power is unprecedented. The only way for the Supreme Court to find Obamacare constitutional via the Commerce Clause would be for it to announce, for the first time in 221 years, that there are essentially no structural limits on the federal government's power to regulate interstate commerce. (Robert Levy) The tax also fails on three levels. First, the penalty is not a tax; it's a fine. The president said as much when confronted with the argument that it violated his promise not to raise taxes on the middle class. Second, even if the penalty for noncompliance is deemed to be a tax rather than a fine, it does not meet the constitutional requirements for income, excise, or direct taxes. The type of tax is determined by the event that triggers its incidence. In this case, the trigger is the non-purchase of health

Tilton 8 insurance. The tax is obviously not an income tax, and isnt excise because the constitution requires that excises shall be uniform throughout the United States whereas the insurance penalty varies with location. The penalty may be closest to a direct tax, yet it fails the constitutional command direct Taxes shall be appointed among the several States by population. Thirdly, Congress cannot use the taxing power as a backdoor means of regulating an activity, unless the regulation is authorized elsewhere in the Constitution. That was the verdict of the Supreme Court case of Bailey v. Drexel Furniture Co. (1922). Lastly, why can the government of the United States tell you what to do? If they can tell you, you NEED insurance and then tax me for non-compliance they are strictly taking away my natural and individual right of choice. When does the governments power eventually heighten and tell me to do, what to eat, what to wear, what to read, what to learn? Contrary to President Obamas rhetoric, the Obamacare legislation involves a thorough government takeover of health care, even though health care is not granted to the federal government for regulation through the constitution. The regulation of health care is a reserved power granted to the States by the 10th amendment of the constitution. Yet for some odd reason the topic of federally regulated health care is still debated even though it is very clear that it is strictly unconstitutional. However the federal government has the elastic clause, which lets them make decisions and laws, etc on the basis that they believe they are benefiting the majority of the people. However, where is the precedent? How and when do a government and or a citizen know the government has crossed the line with their elastic clause ability? Well-- Obamacare creates 159 new bureaucracies, agencies, boards, commissions, and programs to rule over health care in America. In which these government authorities are empowered to tell doctors and hospitals what is quality health care and what is not, what are the best practices in medicine, how

Tilton 9 their medical practices should be structured, and what they will be paid and when. Government authorities will mandate exactly what health insurance with what benefits workers and employers must buy, and the act imposes tax penalties on them if they do not comply, as we have previously learned. Government authorities will dictate to insurance companies exactly what health insurance they must sell, to whom they must sell it, and what they can charge. (Peter Ferrara) However this top-down federal approach to health care reform assaults the traditional state role in insurance regulation, squashes innovation, and undermines real choice and competition. It takes away choice from both citizens and insurers, and creates a one size fits all approach which is merely just an obsolete and a euphoric admiration that should not be strived for. In a real health insurance market, there would be a wide variety of different plans, combinations, new products, and delivery programs where insurers and providers, directly accountable to consumers, respond rapidly within the context of a free market. (Robert Moffit) Obamacare is just one of many programs that attempt to control and manipulate the lives of millions of Americans, and continue to diminish our essential freedom and liberty for nothing but what people think to be security when in reality they are simply being controlled. Due to excessive government regulation, the expansion of Medicaid, and the governments mal-funding of Obamacare, this will ultimately result in yet another failed social program that will bring chaos and gravely hurt millions of Americans. Virtually every promise Barack Obama made three years ago about the facts of Obamacare will turn out, and already have turned out, to be nothing more than untrue rhetoric. As we previously learned that in order to cover low-income uninsured citizens, Obamacare expands the eligibility of Medicaid to those who fall under the 133 percent of the federal poverty level. However, Medicaid is a low performing, low quality federal program that

Tilton 10 fails to meet the needs of its beneficiaries. For example, Medicaids failure to cover the cost to providers of seeing Medicaid patients has greatly reduced the number of doctors who will see Medicaid patients. (Kathryn Nix) Increasing the number of Americans reliant on Medicaid will further compound its current shortfalls. The increasing financial burden on states will force legislators to make budget cuts either to other state programs and or Medicaid itself, which would mean reduced benefits and or reduced pay for the doctors that cover Medicaid patients. Both of these outcomes would spell disaster for all looking for quality care. (Kathryn Nix) One doesnt have to be an economic genius to know what happens when you increase demand (patients) by millions with no change in supply (doctors), you have shortages. With these shortages, be prepared to sacrifice your quality of care and have an outrageous waiting period to even see your doctor. But if you want evidence, look at Massachusetts, where, under Romneycare, the average wait to see a primary-care physician increased from 33 to 55 days. (Michael Tanner) With the retirement of 77 million baby boomers beginning in 2011, the Medicare program will have to absorb an unprecedented demand for medical services. About 10,000 Americans turn 65 every day and will for the next 16 years. For the next generation of senior citizens, finding a doctor will be more difficult and waiting times for seeing your doctor are going to be long. The American Associated of Medical Colleges projects a shortage of 124,000 doctors by 2025. (Robert Moffit) However it gets worse, way worse than just a shortage. The way Obamacare is funding itself is outrageous. Altogether, Obamacare cuts $818 billion from Medicare Part A (hospital insurance) from 2014-2023, the first 10 years of its full implementation, and $3.2 trillion over the first 20 years, 2014-2033. Adding in Obamacare cuts for Medicare Part B (physicians fees and other services) brings the total cut to $1.05 trillion over

Tilton 11 the first 10 years and $4.95 trillion over the first 20 years. (Ferrara, Peter, and Larry Hunter) Not only are their going to be cuts to Medicare, but also Medicare Advantage the privatized option to Medicare that many seniors use. Lets take a look at the facts. You have 77 million retirees that are going to be on Medicare, yet the government cuts Medicare by over a combined $8 trillion to fund Obamacare. These draconian cuts in Medicare payments to doctors, hospitals and other health-care providers that serve Americas seniors will create havoc and chaos in health care for seniors. Mr. Foster reports that two-thirds of hospitals already lose money on Medicare patients. Under Obamacare it will get much worse. Hospitals also will shut down or stop serving Medicare patients. Moreover Mr. Foster, Medicares chief actuary, estimates that 50 percent of all seniors with Medicare Advantage will lose their plan because of these cuts and will be without health care. Also due to the reductions in Medicare reimbursements (doctors pay) many doctors, surgeons and specialists providing critical care to the elderly such as surgery for hip and knee replacements, treatment for cancer and heart disease, as well as MRIs and CT scans will cease serving Medicare patients. If the government is not going to pay, then seniors are not going to get the health services, treatment and care they expect. (Ferrara, Peter, and Larry Hunter) Due to the draconian cuts as well as the inveigling government regulations that take away choice and competition from both consumers and insurers Many doctors are already opting out because fees are too low and the administrative burden it too high. This is why future access to service will become difficult. If Obamacare is not repealed or revised by the court, we will see more physicians close and restrict their practices. With almost 50 million additional patients being covered under Obamacare, we need more physicians. We will get fewer. (Whats the Future of American Healthcare?) The government has so many regulations to

Tilton 12 Obamacare that California health-care-consulting firm Health Pocket, in a study of more than 11,000 plans on the individual market released this month, less than 2 percent of existing plans are in compliance with the laws benefit requirements. (Michael Tanner) Not only that, but according to the CBO (Congressional Budget Office) 8-9 million Americans that currently receive employer-sponsored coverage will lose it. (Kathryn Nix) How is this justifiable? Just because of Obamacare being passed millions of Americans will lose the coverage they currently have even if theyre happen with it, all because the federal government feels a need to be involved in your life as much as they possibly can. Not only will employer-sponsored coverage citizens lose health care, but so will privately insured citizens, as well as the seniors in Medicare. Apparently Mr. Obamas pledge that If you like your health-care plan, youll be able to keep your health-care plan, period doesnt apply to millions of citizens. This law will cut costs and make coverage more affordable for families and small businesses. President Obama, June 22, 2010 According to the Wall Street Journal insurers are warning that enactment of the laws provisions next year could as much as double some peoples premiums in the small-group and individual markets. (Michael Tanner) What attributes to this increase in premiums we have already addressed, the fact that we have a major increase in demand (patients), and now weve found out that we actually have a decrease in supply (doctors leaving) thus resulting in a shortage which means higher price tags to cover these millions of now insured citizens, in which half of these citizens will find themselves subjected to the low-quality coverage offered by Medicaid. Another reason premiums will skyrocket is because A guaranteed-issue provision will allow Americans to wait until they are sick to seek out insurance, causing insurance premiums to soar. (Kathryn Nix) The mandate on non-compliance is intended to combat soaring premiums by

Tilton 13 forcing Americans into the insurance market before they are sick. However the mandate penalty will be significantly less expensive than the cost of an insurance plan, thus the provision will not achieve universal coverage, and insurance pools will begin to consist more exclusively of those who only need insurance the most: the sick and the elderly. Since there will be significantly less people in these insurance pools than intended, citizens will find themselves paying a lot more (for the people not in the pool that dont help out), thus causing premiums to skyrocket. Not only will premiums rise from this, but we will begin to see health coverage being rationed to the people who need it more.

Quality, Affordable Health Care for All Americans Title 1 of the Patient Protection and Affordable Care Act All Americans? Not even close. The latest CBO estimates suggest that, by 2023, there will still be more than 30 million uninsured Americans. The Affordable Care Act will provide insurance for less than half the Americans currently without coverage. Furthermore, only 25 million of those citizens will receive proper insurance, subsidized at that. The remaining are dumped into the low performing and low quality care of Medicaid. According to the CBO, by the end of the decade almost 11 million fewer Americans will have private unsubsidized health insurance than do today. (Michael Tanner)

In short, the system created by this ill-advised law would prevent the emergence of normally functioning markets in medical services and health insurance. Instead, it establishes a top-down system of price controls and subsidies that will discourage healthy people from buying insurance, reward those who exploits the systems defects, and discourage doctors and other

Tilton 14 health-care providers from extending their care to those who most need it. (Repeal Obamacare) The entire program is rooted in an expansion of federal power and everything that entails: massive new entitlements, additional dependence on government, tax hikes that hinder economic growth, and federal micromanagement of health care that produces a sharp decline in quality of American medicine. (Capretta, James C., and Robert E. Moffit)

We as a nation are too far past the time of reforming Obamacare. We cant simply revert back to the pre-Obamacare quo as that would be viewed as unacceptable by many Americans. However it is urgent that we repeal Obamacare before 2014 when its full effects kick in and hurt millions of Americans. We need to create a new idea in which we can benefit the people to the fullest, without letting the claws of the federal government intervene and take away our freedom.

Healthcare is not a topic for the federal government to be involved. Nor should we use devolution federalism to give power back to the states because all that results in is the preObamacare status where states operated healthcare. Firstly, to fix Obamacare, government intervention in healthcare needs to be eradicated. Secondly, healthcare needs to be directed toward regional and local levels. i.e. county and or city. At this level a touch of socialism can be beneficial. At the local/regional level ideally what the administration was trying to do with

Tilton 15 Obamacare may really work: By creating a localized pool of people that live in the same community, share the same concerns and effects, and pool resources it helps those in need. This is the basis for insurance to begin with. If the local pool is either too small or too poor to fund itself sufficiently, then and only then, will either the state government or county government help fund. Thus at this level of locality the few people who cannot take care of themselves will receive welfare, such as poor people, the sick, elderly, etc. from the aid of their community. However, this aid should only be temporary. The aid should be given a starting date and an ending date of when the help of your community ends. Although the help ends that gives people the drive, incentive, and desire they need to be able to help themselves. However if a person is literally not capable of helping themselves they will continue to receive aid from their community. Lastly health insurance companies (insurers) will stay private. The government will not tell them what they can offer, to whom, and for how much. That is absolutely outrageous and erroneous. Believe it or not the people actually benefit greatly from insurers staying private. That way when a person purchases health insurance they enter a private contract with a business. This way if the business doesnt hold up their end of the contract, you have the right to file lawsuits, sue, etc.. You have the right to civil law against the insurer. However little do people know that if the government offered a service, whenever they wanted, they could withhold that service and or a part of the service and all you can do is nothing. Sure you could try and sue the federal government. That is an option. However, they do not ever even have to accept your case or even look at. To sue a business such as the insurers is easy. Go down to your local courthouse and bring a near $300 and you got yourself a law suit. This is the easiest and most efficient way to address Obamacare.

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In conclusion, with the full implementation of Obamacare in 2014 Americans freedoms and liberties will be taken away for what they believe to be security. Edmond Burke couldnt have said it any better People never give up their liberties but under some delusion. This delusion being security, however as we now know Obamacare is no security. Obamacare is an abomination. It is the systematic destruction of liberty in this great county. It is the grease on the wheels to the destruction of this great republic. Yes republic. No, not democracy. Not majority rules. Right is right. Wrong is wrong. Truth is truth. Lies are lies. Facts are facts. Blue is blue. And Obamacare is not good for this country or for you. Without the repeal and replacement of Obamacare you will soon to come to learn that what was in that bill was nothing more than broken promises and 26 letters on 20,000 pieces of paper. Freedom is not defined by safety. Freedom is defined by the ability of citizens to live without government interference. Government cannot create a world without risks, nor would we really wish to live in such a fictional place. Only a totalitarian society would even claim absolute safety as a worthy ideal, because it would require total state control over its citizens lives. Liberty has meaning only if we still believe in it when terrible things happen and a false government security blanket beckons. - Ron Paul. Liberty for All

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Works Cited Capretta, James C., and Robert E. Moffit. "How to Replace Obamacare." National Affairs, Apr. 2012. Web. 30 Apr. 2013.

Editors, The. "Repeal Obamacare | National Review Online." National Review Online, 26 Mar. 2013. Web. 30 Apr. 2013.

Ferrara, Peter. "Health Care Reform Is a Disaster for All Americans." The Uninsured. Ed. Debra A. Miller. Detroit: Greenhaven Press, 2011. Current Controversies. Rpt. from "The Right Prescription: The Obamacare Disaster." American Spectator (18 Aug. 2010). Opposing Viewpoints In Context. Web. 30 Apr. 2013.

Ferrara, Peter, and Larry Hunter. "How ObamaCare Guts Medicare." The Wall Street Journal, 9 Sept. 2010. Web. 30 Apr. 2013.

Lee, Emily. "How Obamacare Is Benefiting Americans." N.p., 12 July 2012. Web. 30 Apr. 2013.

Levy, Robert A. "The Individual Mandate Clause Is Unconstitutional." Health Care Legislation. Ed. David M. Haugen and Susan Musser. Detroit: Greenhaven Press, 2012. At Issue. Rpt. from

Tilton 18 "The Taxing Power of Obamacare." National Review Online. 2010. Opposing Viewpoints In Context. Web. 30 Apr. 2013.

Moffitt, Robert. "Health Care Reform Law Will Harm Seniors." Health Care. Ed. David M. Haugen. Detroit: Greenhaven Press, 2012. Opposing Viewpoints. Rpt. from "Obamacare Will Be Devastating to Seniors." Human Events (31 May 2010).Opposing Viewpoints In Context. Web. 30 Apr. 2013.

Moffit, Robert E. "Health Care Reform Law Limits States from Making Health Care Decisions." Health Care Legislation. Ed. David M. Haugen and Susan Musser. Detroit: Greenhaven Press, 2012. At Issue. Rpt. from "Obamacare and Federal Health Exchanges: Undermining States Flexibility." Heritage WebMemo #3104. 2011. Opposing Viewpoints In Context. Web. 30 Apr. 2013.

"Medicare Preventive Services." U.S. Department of Health & Human Services, n.d. Web. 30 Apr. 2013.

"National Federation of Independent Business v. Sebelius." Wikimedia Foundation, 28 Apr. 2013. Web. 30 Apr. 2013.

Nix, Kathryn. "Health Care Reform Expands Coverage in the Wrong Way, by Sacrificing Quality of Care." The Uninsured. Ed. Debra A. Miller. Detroit: Greenhaven Press, 2011. Current

Tilton 19 Controversies. Rpt. from "Obamacare: Impact on the Uninsured." Heritage Foundation. 2010. Opposing Viewpoints In Context. Web. 30 Apr. 2013.

Pecquet, Julian. "Obama Administration Estimates 86 Million People Benefited from Health Law's Prevention Benefits Last Year." The Hill, 15 Feb. 2012. Web. Report, Senior. "What's the Future of American Healthcare? What Should You Do?" Senior Report, 2012. Web. 30 Apr. 2013.

Sebelius, Kathleen. "Giving Women Control Over Their Health Care." U.S. Department of Health & Human Services, 31 July 2012. Web. 30 Apr. 2013.

Tanner, Michael D. "Three Years of Broken Promises." Cato Institute, 27 Mar. 2013. Web. 30 Apr. 2013.

"What's Changing and When." U.S. Department of Health & Human Services, n.d. Web. 30 Apr. 2013.

"Women's Preventive Services: Required Health Plan Coverage Guidelines." Health Resources and Services Administration, n.d. Web. 30 Apr. 2013.