# INSTITUT PENDIDIKAN GURU KAMPUS SULTAN MIZAN, BESUT

BASIC MATHEMATICS SHORT COUREWORK
NAME : NUR HASIMAH BINTI KREMA (NO.KP: 921002-12-5744) NOR HIDAYATUL ZIANA BINTI JAHARI (NO.KP: 920629-10-5566) UNIT : MATEMATIK PPISMP SEMESTER 1 BASIC MATHEMATIC () EN. WAN JUSOH BIN WAN AHMAD

SUBJECT/ CODE : LECTURER NAME :

CONFESSION

“I ADMIT THAT THIS WORK IS MY OWN WORK EXCEPT FOR THE QUOTATION AND A SUMMARY OF EACH OF THEM HAD I EXPLAIN THE SOURCES"

SIGNATURE NAME DATE

: : NUR HASIMAH BT KREMA : SEPTEMBER 2010

CONFESSION “I ADMIT THAT THIS WORK IS MY OWN WORK EXCEPT FOR THE QUOTATION AND A SUMMARY OF EACH OF THEM HAD I EXPLAIN THE SOURCES" SIGNATURE NAME DATE : : NOR HIDAYATUL ZIANA BT JAHARI : SEPTEMBER 2010 .

.……………………………… (NUR HASIMAH BT KREMA) …. thank to Allah S.. First of all. He help us to understand the question and always Thank you to all our friends for helping us during the process to complete the coursework. we would like to thank to our parent for supporting us even they are far from us. ….APPRECIATION They always gave us spirit to do the best and try harder to complete these coursework perfectly.. (NOR HIDAYATUL ZIANA BT JAHARI) . They were helping us a lot especially about how to solve the question given. Last but not least. thank to all people that helped us a lot during the process to complete this mathematic II coursework. We would like to convey our appreciation to our dedicated lecture.. We are really enjoy doing this coursework Thank you… A lhamdullillah. Mr. They also never forget to share the latest information about this coursework with us.T because finally we managed to complete this basic mathematic short coursework.W.……………………………. Truly.

0 COMPARE OF PERSONAL LOAN FOR THE 3 BANK 4.1 CIMB BANK 2.0 THE DICISION OF OUR PERSONAL LOAN.0 5 DIFFERENCES OF THE LAPTOPS 5.0 INFORMATION OF PERSONAL LOAN 2.2 BANK SIMPANAN NASIONAL 2.0 5 DIFFERENCES OF THE PRINTERS 6.0 PLANNING ON PERSONAL BUDGET 1.1 PERSONAL BUDGET FOR A MONTH 1. LAPTOP AND PRINTER REFLECTION ENCLOSURE .2 PIE CHART FOR THE PERSONAL BUDGET 2.3 BANK RAKYAT 3.CONTENTS CONFESSION APPRECIATION CONTENT 1.

PLANNING ON PERSONAL BUDGET .

00 RM 295.00×30 (a month) = RM 180.00 RM 20.00 per day) Transportation Stationary Topup Others Saving TOTAL Amount (RM) RM 6.00 RM 50.00 Allowance given for a month = RM 430.00 Monthly personal budget = RM 295.00 RM 10.00 RM 20.00 – RM 295.00 .00 RM 15.00 The remaining balanced = allowance given – monthly personal budget = RM 430.00 = RM 135.Personal budget for a month Items Food ( RM 6.

As a student. We have been choose three local banks and make comparison on their loan. We used RM 295 per month and still have RM 135 as the balance from the allowance given. we had many assignments that given by lecturers. we need to have a laptop and a printer. So. To facilitate our works. we are given RM 430 as our allowance for monthly expenses. . After we calculate our personal budget.Pie chart for the personal budget for a month PERSONAL BUDGET FOR A MONTH 17% FOOD 6% TRANSPORT STATIONARY 6% 3% 5% TOPUP SAVING 63% OTHERS As a trainer teacher. we need to buy a loan from any local bank that give the lowest interest rate. we do not have enough money to buy a laptop and printer. We used the money to buy our necessary.

DETAILS ABOUT PERSONAL LOAN SCHEME FOR THREE BANK ● CIMB Bank ● Bank Simpana Nasional ● Bank Maybank .

40 × 3 = RM 439.40 ► RM 146.88% ► Interest rate of 4.CIMB Bank Year Month Interest rate Loan Amount (RM) 3000 265 139 97 1 12 4.88% 2 24 4.88% 3 36 4.88% for 3 years ► Loan amount needed : RM 3000 ► × 3000 = RM 146.20 ( interest payment for 3 years ) To improve RM 97 interest per month : ► = RM 97 ( monthly installment to the bank ) .

Bank Simpanan Nasional Year Month Interest rate Loan Amount (RM) 5000 124 104 90 4 48 4.50 × 5 = RM 1187.75% ► Interest rate of 4.50 ► RM 237.75% 6 72 4.75% for 3 years ► Loan amount needed : RM 5000 ► × 5000 = RM 237.75% 5 60 4.50 ( interest payment for 5 years ) To prove RM 104 interest per month ► = RM 104 ( monthly installment to the bank ) .

17 3 36 11% 4 48 11% 5 60 11% ► Interest rate of 11% ► Loan amoun needed : RM 5000 ► × 5 000 = RM 550 (interest per year) ► 550 × 5 = RM 2750 (interest payment for 5 years) To prove RM 129.72 150 129.Bank Maybank Year Month Interest rate Loan Amount (RM) 5000 184.17 (monthly installment to the bank) .17 per month ► = RM 129.

COMPARISON BETWEEN THE THREE PERSONAL LOAN .

17 (per month) Bank Simpanan Nasional Bank Rakyat Minimum Loan Amount Average Of Age RM 3000 18 years and above RM 5000 18 years .000 RM 97 ( per month ) RM 104 ( per month ) RM 129.Name Of Bank CIMB Bank Categories Minimum Salary Financy Amount for 3 years Interest rate → 4.58 years RM 5000 21 years and above .5 & 6 → 11% for loan RM years 5000 – RM 20.88% per month → 4.75% for 4.

DETAILS ABOUT THE FIVE DIFFERENT LAP TOP .

5 Genuine Windows 7 Home Basic -Intel 945GC Chipset -320GB (SATA) HDD (5400rpm) -Dual Lyer Multiburner Drive (DVDRW) -nVidia IONTM 256MB -18.0 Genuine No Windows 7 Operating Home Premium System -Intel HM55 Express Chipset -NVIDIA GeForce 310M with up to 4094 MB of TurboCache.0 14.83GHz) 14.0 Genuine Windows 7 Home Basic -320GB Hard Driver -14.0 Genuine Windows 7 Home Premium -500GB (SATA) with shock absorbers HDD -Slot DVD Super Multi Double Layer Drive With Layer Drive with Label Flash Technology -NVIDIA GeForce GT 330M up to 1786MB total available graphic (ext 1GB VRAM) Display Operatin g System Other Facilities Intel®CoreTM I5. Pure Video HD technology -Intergrated Bluetooth -Multi-in-1 Card Reader -Intel GMA 4500M -320GB (SATA) With Shock Absorbers HDD -Glossy Metallic Gray .Acer Name Toshiba Lenova Dell Toshiba Model Aspire 4741G5452G50 RM2299 2GB DDR3 RAM Satellite L510-P4018 RM1699 1GB DDR2 SDRAM Lenova C200 RM1799 2GB DDR2 SDRAM Price Memory Warrant y (Year) Compre ssor 1 1 1 Intel Atom Processor D510 18.0 Widescree n HD WLED Glossy Display with TrueLifeTM -Intel HD Graphics Satelite M645 RM3999 4GB DDR3 SDRAM 1 Intel®CoreTM I5-450M Processor 14. Supporting NVIDIA CUDA Phys.Intel Pentium 450M Processor Dual-Core Processor T4500 14.5” 16:9 Widescreen -Wired Keyboard and Mouse DellTM InspironTM 14 RM1899 2GB (1X2GB) DDR2 SDRAM 1 Intel Atom Processor N470 (1.

DETAILS ABOUT THE FIVE DIFFERENT PRINTER .

Scan. copy Others -Built-in. Poster and Auto-fit 3 years - -HP 901 Black. scan.200 page yields -HP 901 Tricolour360 page yields 28ppm Black 22ppm Colour Print. copy. faxflatbed. Handset -HP 702 Ink Black -HP 22 Ink TriColour HP HP Officejet HP J4660 Officejet 4500 439 459 28 ppm Black 22ppm Colour Print. copy.64MB memory & network -Auto Duplex Printing Warranty - -Network Printing -USB Direct and PictBridge Connectivity -ID Copy. scan. fax Availabl e Function Print Print. Copy.Five differences of the price’s lists and brochures of printers Name Canon Samsung HP HP Model LBP 3360 CLX-3175N Price(RM 349 ) Printing Up to 21 ppm speed 498 16ppm Black 4ppm Colour HP Officejet J3608 329 20ppm Black 14 ppm Colour Print. Fax.200 page yields -HP 901 Tricolour360 page yields - . scan. Handset -HP 901 Black. ADF. Clone.

LAP TOP AND PRINTER CHOOSEN .FINAL DECISION FOR PERSONAL LOAN.

It also contain 2GB DDR3 RAM and Multi-In card reader. The price also cheap and based on our personal loan that we had choose. Other than that. After comparing all five different lap top. For the other bank. It is because this lap top have one year warranty. my partner and I finally choose one of the most branded lap top which is Acer Aspire 4741G-5452G50. It is too much for us to make loan because we only need to buy a laptop and printer. Bank Maybank and Bank Simpanan Nasional. Hence. . we are available to get the loan based on their condition. fax. CIMB Bank offered the facilities for the customer who are 18 years and above. So. copy. The price also suitable with our personal loan that we had choose. we only have to make loan for RM 3000 only. HP Officejet J4660 All-In-One printer is the printer that we choose from five different printer that we had compared. The main reason why we choose this printer is this printer have the most important function which is print. scan. handset and others. it is the most suitable printer. Besides.Based on the comparison of the bank loan from CIMB Bank. the minimum loan is RM 5000. we would like to choose the loan from CIMB Bank. It is because we have to pay only RM 97 per month compared to the other bank that more expensive. we assume that is the best lap top between all the five lap top that we are compared.

ENCLOSURE .

I learned that we should be a responsible person and should try the best to complete our work. Suhaimi. Hence. Nor Hidayatul Ziana Binti Jahari and I hope this task will help me in the future. I really enjoy doing this basic mathematics short coursework with my partner. there are many things that I learned. This task also helped me to improved my communication skill because during the process to found the brochures. However when my partner and i did the collaboration with our lecturer. both of us finally understand the question better than before. we also have a problem to find the price’s list and brochure for printer because some company did not provide the brochure for printer. I met many people that I did know. I also learned about friendship because this short coursework involved two persons. However. I thought it was so difficult because I do not understand the question very well. The main problem that I faced during the process to completed this short coursework was my partner and I should discuss about this coursework but we did not have much time to discuss because we will have 2 weeks holiday for hari raya. now I know about loans and how to plan my budget. Last but not least. The most important is. Mr. . I gained new knowledge and experiences from this task. Furthermore. we finally managed to found the brochure by surfing internet.Reflection Reflection by NUR HASIMAH BINTI KREMA At the first time I got this basic mathematics short coursework. we became more closer. Besides that. We solved this problem by discussed about it before that holiday. During the process to complete this short coursework. this help me to tolerate with my partner and as the result.

We also have problems to select the loan that provided by the bank. Based on the questions. We think that we do not have enough time to complete it. . So. we made decision to meet our seniors and asked for their help. Besides. Our problem is to manage our time. first of all I would like to express thanks to God because I managed to complete the work that was assigned for two weeks. So. we discuss with the other friends to get some idea and information for the selection. we also confused how to select the best laptop for our decision. This is because I do not know English very well. we need to find brochures for laptop and printer from any company. many companies do not have brochures for the printer. my partner and I do not know how to calculate the loan. Finally. However. It is difficult for us to get the brochures. This task had to submit within two weeks. I also feel happy can submit this coursework on the time. In addition.REFLECTION Reflection by NORHIDAYATUL ZIANA BINTI JAHARI Assalamualaikum wbt. we success to understand the task by their guidance. Other than that. Last but no least. We do not know either the laptop is suitable for us. we have to rush to complete it. So. I feel difficult to do this coursework. we already have another assignment to do. by doing this coursework I can learn how to manage my monthly budget because I never do that before.