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About More Than Wheels
Better your credit, change your life
More  Than  Wheels  is  an  award-­‐ winning  nonprofit  organiza6on   that  helps  people  get  the  best   deal  on  a  reliable  and  fuel-­‐ efficient  car.    Since  it’s   establishment  in  2001,  More   Than  Wheels  has  helped   thousands  of  New  England   residents  get  the  best  deal  on  a   new  or  nearly  new  car  by   nego6a6ng  with  dealers  to   secure  the  lowest  price  and   providng  the  lowest  interest   rate  available.    We  provide   personal  financial  educa6on  by   giving  people  the  tools  and   knowledge  they  need  to   improve  and  maintain  their   financial  stability  –  now  and  in   the  future.  

TABLE OF CONTENTS:
How to know if you need a new car...….…4 Transportation options and costs…………..5 Non-ownership options………………….…....6 Ownership options……………………….……..9 Purchasing options…………………………….12

CHAPTER 1:

How to know if you need a new car

ate r a p Se nt e r e ff ith di w s r te chap ages. p title

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Public Transportation

How to get around if you don’t own a car

There are various public transportation options available to people who do not yet own a car, all with varying costs and time constraints.

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Public Transportation

How to get around if you don’t own a car
Non-Ownership Options • Public Transportation – Buses •  Free – around $4/ride – Trains and Subways •  $1.25 - $12 each way – Ferries •  $3 & up per passenger • Additional fee for bringing bicycle or car – Bicycle / Walking •  Highest cost is time •  Weather dependant

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Public Transportation

How to get around if you don’t own a car
Pros and Cons • Pros –  Can be a low cost alternative –  Some include access to wifi and other amenities –  Gives you time to accomplish other tasks while traveling –  Less stress than driving and navigating traffic –  Little to no other automobile / transportation costs –  Reduces traffic, energy consumption and pollution emissions

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Public Transportation
Pros and Cons •  Cons –  Not available in all areas –  Threat to personal safety –  Irregular or inaccurate scheduling –  Limited Coverage –  Limited hours of service
• Holidays, weekends, and evenings

How to get around if you don’t own a car

–  Overcrowding

Factors  to  Consider:  
Availability,  Accessibility,  coverage,  frequency,  travel  speed,   Integra6on,  price  structure,  comfort,  and  security  

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Public Transportation

How to get around if you don’t own a car
Rideshares, Car Pools, and Pay Per Ride Services •  Park & Ride –  Free use of parking lots •  Carpool and Vanpool –  50% or more discount on fuel costs –  Easy to arrange rides –  Rideshare – Free ride-matching service –  Public websites with rideshare information –  Closed websites (for company employees) –  Manned carpooling agencies •  Pay per Ride services –  Zip car – from $8.25/hr and $84/day –  Hertz OnDemand – from $5/hr and $60/day – CarShare VT - $5-$15/month – Enterprise CarShare – from $6/hr and $65/day –  RelayRides – from $4/hr + gas used •  Car owners can use this as a source of income and earn up to $1000/month by sharing their vehicle

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Public Transportation

How to get around if you don’t own a car
Pros and Cons • Pros –  Save money on fuel and tools –  Environmentally friendly –  Potential company or local authority benefits
• Employer incentives, access to car pool lanes, access to carpool parking spots, etc.

–  Enjoy social benefits –  A way to make some extra income
• If you own a vehicle and rent it though RelayRides

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Public Transportation

How to get around if you don’t own a car
Pros and Cons •  Cons –  Inflexibility – restriction on mileage driven and hours used for PPR services or of other car pool participants in stops en route or pick up and drop off times –  Reliability – finding PPR that’s available when you need it or co-carpoolers that will show up on time –  Coverage – availability of others in your area that want to car pool to the similar locations and availability of PPR services available in your geography –  Security while riding or having monetary transactions with strangers –  Overall efficiency

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