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Cadillac Area
Business Magazine

A Cadillac Area Chamber of Commerce Publication

Time to act

New Health Care Rules See pages 4-5

The Cadillac Area Chamber of Commerce is a visible business leader that advocates and drives business opportunities. Through business alliances, we are a catalyst for our membership and provide a persuasive regional voice benefiting our communities.

Mission Statement

2013/2014 Board of Directors

Jon Catlin, Executive Director Chemical Bank Kelly Cater, Vice-Chair Rec Boat Holdings Mike Hamner, Past Executive Director Avon Protection Systems, Inc. Scott Hunter, Treasurer Baird, Cotter & Bishop, PC. Dennis Benson Dennis H. Benson, PLC Eric Baker Wolverine Power Cooperative David Cox Wexford-Missaukee ISD Bill Kring 9 & 10 News 775-6151 775-1351 779-6200 775-9789 775-5700 876-9405 876-2260 779-7919 775-3478 775-9797 775-8778 779-9600 876-3100 825-2411 775-5461 775-9776

Business Expo showcases areas economic importance

Tim Knaggs Fekete Knaggs & Burr Insurance Dr. Kyle Hogg Dental Health Professionals Melody Hurley Walmart Supercenter Store Dan Minor Cadillac Casting Inc. Kelly Smith Baker College of Cadillac Don Schepers Schepers Agency, Inc. Brian Williams Blue Heron Cafe & Bakery CHAMBER STAFF Bill Tencza, President

Doreen Lanc, Director of Membership Services Deb Gillies, Leadership Director/Accountant Amanda Hamilton, Administrative Assistant

Annie Shetler, MI-SBTDC Business Consultant Printer:Pleasant Graphics Publisher:Cadillac Area Chamber of Commerce The Cadillac Area Business Magazine is a publication of the Cadillac Area Chamber of Commerce. The Chamber reserves the right to edit or refuse articles and advertisements submitted to the Cadillac Area Business Magazine and reserves the right in its sole discretion to accept or refuse inserts and other materials to be distributed through the publication.

he 2013 Greater Cadillac Area Business Expo is Thursday, October 10 at the Wexford County Civic Arena. This year marks the 21st installment of the Greater Cadillac Area Expo. As staff, we are proud of the longevity of the expo, the continued exhibitor support and, foremost, the opportunity the expo provides our membership. Our 2013 theme is Reinventing Business. As part of this column, I have previously focused on the economic resiliency of our area. A historical legacy of surviving, and most importantly, succeeding through economic downturns. Reinventing Business is an appropriate theme as many of our members over the last five years have reshaped, refocused, or reinvented the way they do business and that includes the Cadillac Area Chamber of Commerce. On October 10, our members and the public have an excellent opportunity to collectively network and build business relationships. The expo is a visual showcase and substantive reminder of the diversity of our regional economy. In addition, the expo affirms the overall strength of our membership. When factoring our annual exhibitor participation which includes education, healthcare, manufacturing, media, nonprofit, retail, service, tourism, and other sectors it resonates. Most importantly, from a Chamber perspective, exhibitors are job providers and connected to community, not

merely expo participants. For the reasons above, the Cadillac Area Industrial Group, exhibits annually as a way of displaying the importance of manufacturing to the Cadillac area. When you add other economic sectors participating, from small business to larger employers, calculate the direct and indirect employment numbers, tax base implications, volunteerism, and charitable giving you can assess why the Cadillac Area Business Expo is more than an everyday expo. The expo is unquestionably one the most challenging programs for chamber staff to coordinate and execute successfully. With that said, the expo produces high value return for us, as it allows the Chamber to message on the importance of our member businesses as a regional economic force, whether participating as an exhibitor or attending. On behalf of chamber staff, we look forward to seeing as many of our members as possible on October 10. Please feel free to contact any member of our staff for additional information on the 21st Annual Greater Cadillac Area Expo.

Bill Tencza,
Chamber President

SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

Preparing the 2014 Alliance agenda

By Doug DeYoung
Vice President of Government Relations and Business Advocacy

Visionary Partners:

The Northern Michigan Chamber Alliance will soon be preparing the legislative priorities for the 2014 agenda. Much of the discussion at a statewide level will be on healthcare, education funding, transportation funding, energy, workforce investment and regulation. The Cadillac Area Chamber of Commerce and the Chamber Alliance will continue to work for you at the state level and represent your voice in Lansing. We will focus on how we can impact our region and create opportunities for our members and the communities we serve. Similar to the past our legislative agenda priorities will be established that will have specific strategic goals and actions. Those goals and actions will be identified and placed on a priority list in the plan. The advocacy plan will call upon alliance executives, staff and chamber members to promote these opportunities for our region. Part the plan for 2014 will be making sure we connect with the legislators from our region. Our goal is to meet with them throughout the year and discuss the opportunities and challenges our area faces. These meetings open the door for us also to hear what they face in Lansing and how we can help them with one common voice from northern Michigan. It is important that we continue a two-way communication system to advocate for our region. Advocating for continued local improvement and local economic opportunities will be the goal of the 2014 legislative agenda.
A Zhongding Sealing Parts (USA) Inc. Company

New Chamber Benefit Program

The Cadillac Area Chamber of Commerce is proud to offer a Member2Member Advantage Program, (M2M) which was created to provide our members with another service to add value to their Chamber membership. This program offers a unique combination of promoting member to member buying, boosting sales for our members, and increasing member visibility. We encourage our chamber members and their employees to patronize fellow members. With nearly 400 Chamber member businesses representing almost 10,000 employees, which results in significant purchasing power that can positively impact your business.

Attention Members!

Leadership Partners:
AAR Mobility Systems AT&T Avon Automotive Belle Oakes Living Center Inc. BorgWarner Thermal Systems Cadillac Area Public Schools Consumers Energy DTE Energy FIAMM Technologies LLC Fifth Third Bank Firstbank-Cadillac ITC Northwestern Bank Wexford-Missaukee Intermediate School District

Savings: M2M Advantage Program logo is will located on the home page of the Cadillac Area Chamber of Commerce web site at We will encourage all members and their employees to go to to save money. Convenient: You can submit your business promotion online by using your representative login. Your promotions can be changed and updated as often as you would like. Visibility: Your M2M Advantage Program decal can be display in a visible place to identify your participation in this member to member savings program.
Call Doreen at 231-775-9776 to get started today!

Member Benefits:

Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 3

Time to act

New Health Care Rules

Just because employer mandate penalties have been delayed doesnt mean you can put off health insurance decisions
OK, so the employer mandate of the new Affordable Care Act was pushed back a year so now you have time to relax and not worry about what to do about health insurance. Wrong. My sense is that this is not just kicking the can down the road, said Jeffrey Connelly, President for West Michigan, Operations and Managed Care, at Blue Cross Blue Shield of Michigan. You need to be mindful that the law is here and much is already in effect. Connelly said Blue Cross and Blue Shield, as well as other agencies, are available to help individuals and businesses wade through the murky waters of the new health care act. But, he suggested, there is not much time left before taking some sort of action. If you have not started yet, you better start now, he said. Get professional advice quickly. The Affordable Care Act was enacted in 2010, but some of the biggest changes to health care in the United States will start going into effect starting October 1. Employers need to make a decision about health insurance, whether or not to offer insurance. Also, if insurance is offered, the employer will need to determine the level of insurance. Businesses did get a reprieve to some extent when the Obama Administration delayed the employer mandate portion of the law until 2015. But individuals will be required by January 1, 2014, to have insurance, even while their employers work to meet the federal requirements. What really happened, is they delayed the penalty should you chose not to provide coverage, Connelly said. Companies with 50-plus employees still have to provide coverage that meets the minimum. For the most part, Connelly said, many businesses do not have a handle on the health care act and the actions they need to take. He said Blue Cross and Blue Shield has been holding frequent round tables, many times through area chambers of commerce, to help educate businesses and individuals about the rules. The biggest thing (business owners) need to understand ... is economically, what does it mean to the business, he said. Businesses need to look at the benefits they offer and whether or not they will need to make changes to the health insurance offered. If insurance is offered it needs to meet the essential health benefits required by the law. Blue Cross and Blue Shield is finding many small employers are going to continue offering coverage, he said, as a way to attract and retain valuable employees. Many smaller businesses may receive incentives to offer health insurance, 10 percent on up based on the number of employees. He said the tax credits are incentive for smaller companies not currently offering insurance or to help a business to continue offering health insurance. The reality, though is that the cost of insurance will more than likely increase. When adding more benefits, coupled with fees to run the marketplace and fund the act itself ... generally, costs go up if all the remaning factors are constant, Connelly said. The first step now for business is to get informed. Blue Cross and Blue Shield provides the website, and area chambers of commerce sponsors the website Each business is unique and employers need to review the economic impact the health care act has on the business, Connelly said. They need to work with their carrier and get a line of sight that is critically important, and not just for 2014. It is important to take a multi-year view, Connelly said. Bear in mind, coverage for employees is an important element in maintaining and attracting top talent. Here are the basics for businesses with less than 50 full-time equivalent employees: Health insurance does not have to be offered to employees. If health insurance is not offered, the business will not be penalized. Some businesses that do decide to offer insurance may receive tax credits to help with their cost. Employees will be able to buy insurance directly from insurance companies or on the Marketplace if their employer does not provide health insurance. Now for companies with more than 50 employees: Businesses should offer health insurance to its workers. If insurance is not offered, the business could be fined $2,000 per employee every year. A certain level of health insurance must be offered to employees. Businesses should offer insurance that does not cost more than 9.5 percent of the employees household income. Those are the basics when it comes to employers responsibility under the new health care act. The penalty phase of the employer mandate has been delayed for a year, giving businesses more time to prepare for the new law, but it has not been removed. More information is provided by chambers of commerce sponsored website Mi Health Answers is a website designed to offer information in three ways: No. 1. Ask the Advisor, an in-house team will research and respond directly to an inquiry, 2. Explore Answers, post a question or search other answers in the sites community with contributions from other industry experts, and 3. Research our Library, the latest information and updates are posted based on recent developments and frequently asked questions.

SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

Affordable Care Act

Penalties for Employers Not Offering Affordable Coverage Under the Affordable Care Act
Start here.
Does the employer have at least 50 full-time equivalent employees? No Penalties do not apply to small employers. If the employer has 25 or fewer employees and average wage up to $50,000, it may be eligible for a health insurance tax credit.

Affordable Coverage Under the

Penalties for Employers Not Offering


Does the employer offer coverage to its workers?


Did at least one employee receive a premium tax credit or cost sharing subsidy in an Exchange?


The employer must pay a penalty for not offering coverage.

The penalty is $2,000 annually times the number of full-time employees minus 30. The penalty is increased each year by the growth in insurance premiums.

No Yes

Does the insurance pay for at least 60% of covered health care expenses for a typical population? Yes


Employees can choose to buy coverage in an Exchange and receive a premium tax credit. The employer must pay a penalty for not offering affordable coverage. Those employees can choose to buy coverage in an Exchange and receive a premium tax credit.

Do any employees have to pay more than 9.5% of family income for the employer coverage? No


The penalty is $3,000 annually for each fulltime employee receiving a tax credit, up to a maximum of $2,000 times the number of fulltime employees minus 30. The penalty is increased each year by the growth in insurance premiums.

There is no penalty payment required of the employer.

Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 5

What is your competitive advantage?

By Robert Van Dellen
Van Dellen Consulting

This is my third essay for the Cadillac Area Business Magazine. For the September/October 2012 issue, I discussed two vital leadership lessons. The first was the importance of the planning process, both in terms of annual and strategic road-mapping. The second was the critical necessity of keeping board members and employees informed through an open communication process. For the January/February 2013 issue, my essay presented a case for Creating the Right Culture for an organization. This third essay builds on the previous two by addressing the important need of establishing a competitive advantage. All three essays are interconnected in that effective planning, open and honest communication, and creating a quality, high-performing culture are essential competitive capabilities. Since the onset of modern management concepts, such as Total Quality Management and its many offshoots, both for-profit and not-for-profit organizations have (or should have) struggled with such critical questions as: What are the key components for our current and future success? What separates us from our competition? How do we achieve peak performance in a changing, competitive, and global market? What makes our organization distinct? What differentiates a failed, mediocre, or even good organization from a great one? These questions all center on the concept of Core Competencies. There is a great deal of worthwhile literature that addresses these questions, especially in the past twenty years. The discussion of Core Competencies as an organizational system emerged in the early 1990s.

Sometimes referred to as Core Capabilities, Distinctive Competencies, or Competitive Advantage, Core Competencies have a variety of definitions. Most agree that they are the distinct and unique strengths or abilities of an organization, which cannot easily be duplicated or imitated. They give the organization its competitive advantage that enables it to provide a clear value for its customers. These competencies emerge from the vision (a clear image of what the organization wants to become), the mission (defines what the organization does), and the guiding principles (a set of goals that give purpose to the organization). They also embody the collective learning of the organization from where it came, how it developed, and the ability to adjust to technology, competition, and changing markets. Several factors determine whether or not an organization can create and sustain a competitive advantage based on these competencies. Some of these are the ability to: create a clear roadmap that is understood and passionately adhered to by the employees; encourage open and frank communication at all levels; develop a systematic process for knowing what your customers desire and exceed their expectations; build an environment that encourages the challenges of change; and leverage the strengths to create brand identity and customer loyalty. A deeply embedded understanding, at all levels, of the an organizations core strengths provides a number of critical advantages, such as enhancing customer loyalty and effective branding, creating new markets, deciding where to use your resources, building a more integrated team, breaking down internal barriers and eliminating silos, and unifying the different departments or functions within the organization.

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SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

CAUTION: Just as the strategic planning process may be as important as the plan itself, which can be dead on arrival, a pre-occupation with Core Competencies can hinder an organizations ability to change quickly. There are ample examples of companies that are stuck in their old competencies and, therefore, unable to make necessary adjustments in order to remain competitive. This is not your fathers Oldsmobile quickly became no more Oldsmobile. Likewise, remember the Edsel, American Motors, and Plymouth? In an environment today that is so disruptive and shifts ground so quickly and dramatically, organizations must be nimble, agile, and flexible to change directions rapidly. This should be a core capability. One only need look at companies like Nike, Google, Zappos, Apple, and Patagonia to understand the essential need to be market-driven while capable of changing directions rapidly and sometimes radically. These companies use Core Competencies to create a new operational model, which enables them to quickly design new products, build a stronger brand awareness and customer loyalty, and move ahead of their competition. The road to success for all organizations is bumpy, slippery, treacherous, threatening, and full of roadblocks. The shoulders of this road are littered with relics of entities and products that did not survive. Without a clear understanding of the essential strengths that got you on that road in the first place, you can all too quickly and easily come to a dead end, make a wrong turn or, worse, drive off the road and crash. Thriving organizations must continually evolve. This is perhaps the most essential Core Competency required to achieve a competitive advantage. A fundamental challenge of leadership is to make sure all of the employees within an organization know what its Core Competencies are. Leadership should also create an atmosphere in which these Competencies (and the employees) are nourished. Further, leadership must be open to change directions when a turn in the road requires it. The alternative is to become extinct very quickly.


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Greater Cadillac Area



Reinventing Business!
Free for Chamber Members Complete list of exhibitors at www.cadilla


Rise Up! Cadillac

Wexford County Civic Center Thursday, October 10, 2013 11:00AM to 4:00PM

Hosted by:

Wexford County Historical Museum

Join us at the Expo!

2013 Expo Partner:
Sponsored by:

Baker College of Cadillac

2013 Expo Sponsors:

Sponsored by:

Mitchell Investment Advisors LLC

Deadline for the November/December 2013 Cadillac Area Business Magazine is October 2, 2013. Share your business/organization news!

SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

Ribbon Cuttings
Wild Haven Disk Course
9520 East 18 Road, near Manton

After 26 Caf & Gifts

127 West Cass Street

Elite Med Spa & Trophy Cuts

104 North Mitchell Street

5375 Douglas Valley Drive, Manistee

Douglas Valley Winery

September/October Health Tip:

Located at the Sound Garden on Chestnut Street City of Cadillac celebrates with the community and contributors that helped make the Cadillac Sundial Project a reality.

Human Sundial

Make Sure To Wear Good Shoes When Exercising

Old, worn out tennis shoes do not provide the support your muscles and joints need when exercising. When you are walking or running, all of your body weight is putting downward pressure on your feet. Simply wearing shoes with good support can help alleviate some joint pain caused when walking.

Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 9

Welcome New Members

American Red Cross Deborah R. Birkam 215 East Broadway Mt. Pleasant, MI 48858 989-773-3615 American Waste Don Suchocki 990 North US Highway 131 Manton, MI 49663 231-824-6858 Clam Lake Beer Company Dan Minor 106 South Mitchell Street Cadillac, MI 49601 231-775-6150 Cowin Accounting and Tax Michael Smith 140 West River Street, Suite 5 Cadillac, MI 49601 231-775-0842 Heritage Sustainable Energy Richard Wilson 121 East Front Street, Suite 200 Traverse City , MI 49684 231-935-4500 www.hertiagewindenergy .com Lake Mitchell Condo Association Lynn Francis 825 Parchment SE Grand Rapids, MI 49546 616-458-1567
Donita Cockburn 8719 East Boon Road Cadillac, MI 49601


Mercy Health Physician Partners Mike Zdrodowski 7985 Mackinaw Trail Cadillac, MI 49601 231-876-6200 MiSpot Internet Mike Rounds 7608 West Pigeon Road Pigeon, MI 48755 877-453-1776 Stratton Massage Denise Green 5385 East M-55 Cadillac, MI 49601 231-468-2212
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SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

CAPS receives grant from Cadillac Area Community Foundation for Camp Torenta
Cadillac Area Public Schools, Camp Torenta has received a grant from the Cadillac Area Community Foundation and Kellogg for Youth Advisory Committee in the amount of $1,000 for the Camp Torenta fishing dock construction. The fishing dock will enhance the camp experience at Camp Torenta. Camp Torenta has provided summertime memories for Cadillac Area Public School students for generations. Camp Torenta currently offers summer camp experiences through the Cadillac area.

Rise Up! Cadillac

Wednesday, Novem be 13, 2013 Hosted by: Mercy Ho spital of Cadillac Sponsor: Chemical Bank r

Save the Date:

Mercy Hospital Cadillac Among Most Wired for 2013

Mercy Hospital Cadillac was recognized by the American Hospital Associations journal Hospitals and Health Networks as a Most Wired Small and Rural hospital. A report by the magazine details how Most Wired hospitals and health systems have made great strides in establishing the basic building blocks for creating robust clinical information systems aimed at improving patient care. This includes adopting technologies to improve patient documentation, advance clinical decision support and evidence-based protocols, reduce the likelihood of medication errors, and rapidly restore access to data in the event of a disaster or outage.

Baker College of Cadillac student awarded $1,000 national surgical technology scholarship
Baker College of Cadillac student Dan Good is one of 30 students nationwide to receive a 2013 Foundation for Surgical Technology scholarship. His $1,000 award is funded by the Michigan State Assembly of the Association of Surgical Technologists (AST). Good, who resides in Kingsley, graduated August 2013 with an associate degree in surgical technology. Good was featured in the August issue of the national AST magazine which is distributed to more than 35,000 AST members who are surgical technologists, surgical assistants, educators, students and health professionals.

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Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 11

Two upcoming programs will help workforce get an early start

By Mike Acosta
Great Start Collaborative

The Cadillac Area Chamber of Commerce is sponsoring and helping to promote two special events, both coming up quickly, which will help put a focus on workforce development by starting early. Our Lecture Luncheon on Friday, September 13 is entitled Return On Investment from Early Childhood Programs. We will have a panel of speakers presenting the perspective from local business leaders, education and Chamber staff. Youll hear why the Chamber and local businesses are taking the lead in an exciting new early literacy program that puts books in the hands of young children and helps parents know how to get involved in their childrens learning. If you havent heard already, were teaming up with the national Dolly Parton Foundation to bring the Imagination Library to the greater Cadillac area. Parents sign up their children ages birth to 5 years by going to and their child(ren) will receive a free book in the mail every month. Were already approaching 700 children signed up. Were hoping that the second event will mean even more children are signed up for the Imagination Library. The Cadillac YMCA will host an Imagination Library Celebration on Wednesday, October 2, from 5:30 to 7 p.m. This special event is free and open to everyone, whether youre a Y member or not. Besides getting more kids signed up on the spot, there will be childrens activities, snacks and information about community resources. No RSVP is necessary but for more information call Niki Schultz at 878-6544 or email us at

Imagination Library Community Celebration

October 2, 2013 from 5:30pm-7pm Cadillac Area YMCA

Free admission, everyone is welcome. Join us for an evening of celebrating literacy. Come and sign your child up for the Dolly Parton Imagination library, a free book program for children in the Wexford Missaukee Intermediate School District ages birth5 years. Childrens activities Snacks Imagination Library sign-up Community Resources

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SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

Return On Investment: Lasting results from quality early childhood programming

Lecture Luncheon Underwriters:


Lecture Luncheon


Parents view on the need for early childhood: Niki Schultz, Parent Liaison of Great Start View from education: Jennifer Sck, Principal of Mackinaw Trail Middle School How this all relates to business: Kelly Cater, Director of Human Resources of Rec Boat Holdings, LLC Great Start early childhood program: Mike Acosta, Coordinator of Great Start Imagination Library: Dan Minor, CEO of Cadillac Casting Inc.

Friday, September 13, 2013

Baker College of Cadil lac, Student Center Noon until 1:15pm Cost: $15 Per Person, lunch is included

Register online at www. or call the chamber at 231-775-9776.

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Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 13

To provide an engaging atmosphere for the development of emerging leaders with opportunities for identifying and investing their skills and passions to benefit the Cadillac community while making lasting relationships.

Mission Statement

2013-2014 Cadillac Leadership Class

Proudly Sponsored by:
Deb Gillies, Leadership Director Mark Ashley Cadillac Casting, Inc. Rae Berwald McGuires Resort Adam Cooley BorgWarner Steve Drabik 9and10 News/Fox 32 Josh Hesselink Piranha Hose Products Laura Hoisington Wolverine Power Cooperative Meghan Howell Wexford-Missaukee ISD Jeff Jennette Wexford-Missaukee ISD Jenni Johnson Harbor View Apartments Jon Johnson Wolverine Power Cooperative Laura Johnson Rec Boat Holdings Serena Johnson FirstMerit Bank Kara Kosloski Cadillac Area YMCA/ RJ Blanchard Memorial Scholarship Tac Lee Rexair LLC Buster McClure Rexair LLC Dan Miller Piranha Hose Products Jennifer Neff Avon Protection Systems Danielle Nordhof Fekete Knaggs & Burr Brian Priddle Cadillac Casting, Inc. Katelyn Richard Baker College of Cadillac DeAnn Schneider BorgWarner Kelli Schutte Mercy Hospital Cadillac Eric Seguin Cadillac Casting, Inc.

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Thursday and Friday September 12 & 13, 2013 Two Day, Overnight Stay - Kettunen Center

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*Government Wednesday, October 16, 2013 *Economy Wednesday, November 20, 2013 *Media Wednesday, December 18, 2013 *Education Wednesday, January 15, 2014 *Cultural Wednesday, February 19, 2014 *Health/Human Wednesday, March 19, 2014 *Justice Wednesday, April 16, 2014 *Closing Retreat Friday, May 16, 2014

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SEPTEMBER/OCTOBER 2013 - Cadillac Area Chamber of Commerce

Mercy Hospital Cadillac Foundation Appoints New Trustees

The Mercy Hospital Cadillac Foundation is pleased to announce the addition of two new trustees to its board, Greg Glasby and Todd Bennington, both of Cadillac. Glasby is a certified registered nurse anesthetist, who recently retired from Mercy Hospitals surgical services department after 17 years. Bennington is the plant manager at BorgWarner Thermal Systems and possesses previous health care experience, having served on the board of the Oconee Medical Center in Seneca, South Carolina. The foundation also said goodbye to two trustees who were part of its original founding members group. Jim Blackburn and Jeremy Winkle both of Cadillac retired from the board following nine years of dedicated service. Blackburn is an insurance agent and owns a medical practice consulting firm, in addition to several other ventures. Winkle is president of VanDrie Home Furnishings. We sincerely appreciate Jim and Jeremy for their many years of commitment and leadership to the Mercy Foundation, said Katy Huckle, Mercy Hospital Cadillac Foundation President. She added, We also look forward to working with Greg and Todd as we continue to inspire charitable support of Mercy Hospitals healing ministry.

Data track 2012-2013

Wexford County Jan. 13 Feb. 13 Mar. 13 April 13 May 13 June 13 July 13 Aug. 12 Sept. 12 Oct. 12 Nov. 12 Dec. 12 Labor Force 12,903 12,989 12,970 12,993 13,594 13,971 13,960 13,706 13,337 13,245 12,927 13,197 Employment 11,283 11,383 11,425 11,544 11,926 12,130 12,015 12,046 11,953 11,937 11,656 11,670 Unemployment 1,620 1,606 1,545 1,449 1,668 1,841 1,945 1,660 1,384 1,308 1,271 1,527 Rate 12.6% 12.4% 11.9% 11.3% 12.3% 13.2% 13.9% 12.1% 10.4% 9.9% 9.8% 11.6% Missaukee County Jan. 13 Feb. 13 Mar. 13 April 13 May 13 June 13 July 13 Aug. 12 Sept. 12 Oct. 12 Nov. 12 Dec. 12 Labor Force 5,579 5,659 5,646 5,641 5,696 5,896 5,894 5,760 5,623 5,595 5,485 5,645 Employment 4,889 4,933 4,951 5,003 5,168 5,257 5,206 5,195 5,155 5,148 5,027 5,033 Unemployment 690 726 695 638 528 639 688 565 468 447 458 612 Rate 12.4% 12.8% 12.3% 11.3% 9.3% 10.8% 11.7% 9.8% 8.3% 8.0% 8.4% 10.8%
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Were a community bank, which means were committed to helping each member of our community thrive. We do that with exceptional service thats focused on you and your goals. Come in and introduce yourself to better banking.



Cadillac Area Chamber of Commerce - SEPTEMBER/OCTOBER 2013 15

CadillacArea Chamber of Commerce 222 N. Lake St. Cadillac, MI 49601-1874