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What Does Ratio Analysis Mean? A tool used by individuals to conduct a quantitative analysis of information in a company's financial statements.

Ratios are calculated from current year numbers and are then compared to previous years, other companies, the industry, or even the economy to judge the performance of the company. Ratio analysis is predominately used by proponents of fundamental analysis.

Investopedia explains Ratio Analysis There are many ratios that can be calculated from the financial statements pertaining to a company's performance, activity, financing and liquidity. Some common ratios include the priceearnings ratio, debt-equity ratio, earnings per share, asset turnover and working capital.

competitive market
competitive market (plural competitive markets)

noun Definition: market allowing easy entry and exit: a market in which companies are generally free to enter or to leave

Union Bank of India Key Financial Ratios

union-bank-of-ind Union Bank of Ind company 3982 532477 UNIONBANK

Company Background Board of Directors Balance Sheet Profit & Loss Statement Quarterly Results Key Financial Ratios Share Holding Pattern Mutual Fund Holdings Particular 201003 200903 200803 200703 200603 Deposit Ratios Advance/Deposit Ratio 69.91 70.42 72.29 72.68 68.78 Investment/Deposit Ratio 31.55 31.67 32.69 33.84 35.84 Cash/Deposit Ratio 6.95 7.61 8.13 6.47 5.91 Income Ratios (in %) Interest Expended/Interest Ratio 68.48 67.92 69.03 62.20 59.51 Other Income/Total Income 13.59 11.35 12.77 14.19 12.26

Interest Expended/Total Funds Net Interest Income/Total Funds Non-Interest Income/Total Funds Net Profit/Total Funds Return on Net Worth

5.11 5.65 5.60 4.78 4.32 2.35 2.67 2.51 2.91 2.94 1.17 1.07 1.19 1.27 1.01 1.16 1.21 1.22 0.88 0.84 26.16 27.24 26.79 19.16 18.67

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