A Guide to 1997-98 SARs and ISIRs

APPENDIX C—NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS NSLDS Match As mentioned in the introduction, the NSLDS Financial Aid History Information Summary that appears on the SAR and ISIR has been revised for the 1997-98 cycle to provide more comprehensive financial aid information. To summarize the changes made for 1997-98: All indicator flags now contain a value. Pending disbursement information will be provided for aggregate amounts. The “First Disbursement Prior to 7/1/87” field has been deleted for Federal Perkins Loans. The sections for most recent loans and defaulted loans will now display up to six loan records each, provide information on FISL loans, and indicate when additional loans exist. The column headings for these sections have been standardized so the same information is provided for every loan record. Although NSLDS match flags and results flags do not appear on the Financial Aid History summary page, the flags will be printed in the FAA Information sections on 1997-98 SARs and ISIRs. These flags are described in the Introduction to this guide and in the chart in this Appendix. Details of the changes made to the NSLDS Financial Aid History Information Summary follow. A mockup of the 1997-98 NSLDS Financial Aid History page, as it will appear in the SAR, follows as Page C-5. When NSLDS Page/Information Appears Aggregate Amounts As mentioned in the discussion of the SAR-Part 1, the NSLDS Financial Aid History information for both SARs and ISIRs will be included with a student’s record only when certain conditions apply. If a student’s record is rejected for any reason, the SAR will not include a page for NSLDS information (only an NSLDS Results Flag For 1997-98, NSLDS will provide Pending Disbursement information. The amount of pending disbursement is calculated by subtracting the outstanding principal balance and the amount cancelled, if any, from the amount of the loan. Calculations will only be reported for subsidized and unsubsidized loans with an ID
C–1

of “1” will generate the NSLDS information page) . All rejected SARs, Part 1, consist of a single sheet of paper (two-sided), containing the SAR comments and the FAA Information section. The summary of application information and the NSLDS Financial Aid History page will not be printed for rejected SARs/ISIRs. If the student’s record is not rejected, the NSLDS page/information may be absent from the record for other reasons: the student may have no previous loan history, the NSLDS data may not be relevant, or the match was incomplete and we could not reliably identify the student. If data are not sent to the CPS, we will not include the NSLDS page/information on that record. It is necessary to review the match flags and results flags together to understand each situation. The chart in Appendix B displays the various combinations of the NSLDS Match Flags and NSLDS Results Flags and indicates in which situations data are sent from NSLDS to the CPS and when resolution is required by the school. Flags (Upper Section) All “Yes-No” fields in the section at the top of the Financial Aid History page showing Overpayments, Defaulted Loans, and Active Bankruptcy will display a value of either “Y” or “N.” Previously a blank in this area was used to indicate “No.”

A Guide to 1997-98 SARs and ISIRs

status and Date of Guaranty and First Disbursement Date that is no more than one year before the date the application was matched with NSLDS. The “Total” reported in this section is the sum of the outstanding principal balance plus the pending disbursement. Loans paid in full, discharged, or fully cancelled will be excluded from this calculation. Aggregate amounts show outstanding principal balances for three classes of loans. The aggregate for subsidized loans is the cumulative outstanding principal balance for Stafford Subsidized (SF) and Direct Stafford Subsidized (D1) Loans. The aggregate for unsubsidized loans is the cumulative outstanding principal balance of Stafford Unsubsidized (SU) and Direct Stafford Unsubsidized (D2) Loans, SLS (SL) Loans, and Refinance (RF) Loans. The aggregate for consolidated loans is the cumulative outstanding principal balance of Federal Consolidation (CL), Federal Direct Consolidation Unsubsidized (D5) and Federal Direct Consolidation Subsidized (D6) Loans. Federal Perkins Loans The Federal Perkins Loans section will display the same information as reported in the 1996-97 Financial Aid History, except that “First Disbursements Prior to 7/1/87” will no longer be reported. In this section, the First Disbursement Prior to 10/1/92 and the Expanded Loan Flag Option will always display a “Y” or “N.” The Perkins Cumulative Loan Amount and Current Year (1997-98) Loan Amount fields will also always display a value, either a dollar amount, if one exists, or a “zero.” Most Recent Loans The third section from the top of the page will display up to six of the student’s most recent FFEL, FISL, or Direct Loans, reported in descending order with the most recent loan appearC–2

ing in the first position. If more than one loan has the same beginning date, the first loan printed will be the loan with the largest outstanding principal balance. (Note that the mockup in this Appendix displays “Perkins,” although Perkins Loans will not be reported in this area.) If more than six loans exist in NSLDS, the bottom of this section will display a message stating “Access NSLDS for additional loan records.” FFELP and Direct Loans that are paid in full, discharged, or fully cancelled will not be reported in this section. Defaulted Loans The last section on the page reports up to six defaulted loans for the FFEL, FISL, Direct Loan, and Federal Perkins Loan programs. If more than six defaulted loans exist, the message to “Access NSLDS for more records” will print at the bottom of the section. Unlike last year, loans with DD (Defaulted then died) and DE (Death) status will be reported in the “Defaulted Loan” section. Please contact the current loan holder for resolution. The defaulted loans will appear in this section in descending order with the most severe defaulted loan in the first position, i.e., the first loan would DD (Defaulted then died) and DE (Death), followed by DL, DU, DT, DW, DB and DO. A chart of the loan status codes is also included in this appendix. Please note that some overlap in reporting may occur. A defaulted loan may appear in the Most Recent Loan section because it is a recent loan, and a recent loan may also be in default. See Appendix C-6–8 for the Loan Status Code and Eligibility Chart.

A Guide to 1997-98 SARs and ISIRs

Standardized Information The information appearing in the most recent loans and the defaulted loans sections has been standardized: each loan type displays a status code, status “as of” date, outstanding balance and “as of” date. The columns for each loan type display the GA code, school code, current holder, and region code. The “School Code” is the OPE ID. The “Current Holder” will display either the servicer code or the lender code, depending upon the type of loan. For a defaulted Federal Perkins Loan, “Current Holder” will be blank because the current holder code and school code are the same. This Appendix includes lists of the Direct Loan Servicer codes (C-9), the FFELP servicer codes (C-10), the FFELP Guaranty Agency Codes (C11) and selected FFELP Lender Codes (C-12 to C-16, and Contact Information (C-17). NSLDS Transaction Number An NSLDS Transaction Number will be added to the SAR/ISIR in 1997-98. This number is separate from the current CPS (SAR/ISIR) transaction number and alerts the Financial Aid Administrator (FAA) that something has changed in a student’s NSLDS Financial Aid History. For example, on the first 1997-98 CPS SAR/ISIR transaction (01), the NSLDS transaction number will also be “01.” When a SAR/ISIR 02 transaction resulting from a subsequent application or a correction is processed, the student’s record is matched again with NSLDS. If the NSLDS information for that student is unchanged, the NSLDS transaction number will continue to be reported as 01. If a further correction is processed and a SAR/ISIR 03 transaction is created, current NSLDS information is again compared to the previous transaction. If the data differ, the NSLDS transaction number will be set to 03 to

reflect that there has been a change in the NSLDS data since the SAR/ISIR 02 transaction. In this example, the FAA should review NSLDS data. This NSLDS Transaction Number is triggered when any item that appears in the NSLDS Financial Aid History changes, when it is compared with data on the previous transaction. This means that a change to a date or a loan amount, as well as a flag, can trigger a new NSLDS Transaction Number. New NSLDS Match Flag As mentioned in the Introduction, we have added a new NSLDS Match Flag of “7” to indicate that the student’s SSN was found in NSLDS but neither the first name nor the date of birth matched. Because the student’s identity was not reliably confirmed, the NSLDS data will not be passed to the CPS. This match flag will be combined with a results flag of “3” and will trigger a “C” flag on the SAR and ISIR and SAR/ ISIR comment #138. To assist schools in resolving this situation, the NSLDS borrower tracking function has been enhanced to allow on-line access using the SSN only and can be used to retrieve the record with the matching SSN. This will help you determine whether that SSN belongs to the student you are assisting. You can also learn which data provider supplied the conflicting SSN information and contact the provider directly to resolve the discrepancy. Once the discrepancy is resolved, you do not need to wait for NSLDS to be updated before continuing the award process. If the match failure involves a mismatch on first name or date of birth, for example, if the student used a nickname or entered the date of birth incorrectly, see Dear Colleague Letter GEN-9613, Q&A #26 for guidance.

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A Guide to 1997-98 SARs and ISIRs

NSLDS Results Flags Four flags that give specific details about the results of the NSLDS match will appear in the FAA Information sections on the SAR, the SAR Information Acknowledgement, and the hardcopy ISIR in 1997-98. These flags are not new, but previously appeared only in the ISIR record layout and not on the output documents. A flag of “1” means that the reported SSN was matched and confirmed with the NSLDS; NSLDS data were sent to the CPS and will appear on the SAR and ISIR. Schools are responsible for using this information when determining eligibility for Title IV aid. A flag of “2” means that the student’s SSN was found in the NSLDS but the match could not be confirmed using either the first name or date of birth. This results flag will generate comment code #138, informing the student and school that the problem must be resolved before Title IV aid can be paid. See Dear Colleague Letter (GEN96-13) Q&A #26 for further discussion of this issue.

A flag of “3” means that the reported SSN was not found in the NSLDS. This results flag will generate comment code 140 and a school may assume that the student had not received any previous Title IV loans unless the school is aware of conflicting information. A flag of “4” means that the reported SSN was found (full match on SSN and either the date of birth, the first name, or both) and confirmed in the NSLDS, but there were no relevant data to print on the NSLDS page. For example, the only data in the NSLDS were a prior year’s Pell disbursement or one or more loans that had been fully repaid or discharged. This results flag will generate comment code 137.

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[[The mock-up page “Part 1 -- Information Summary; NSLDS FINANCIAL AID HISTORY” on page C-5 is currently unavailable in electronic format. Please reference your paper document for additional information.]]

C-5

LOAN STATUS CODES AND ELIGIBILITY CHART CODE AE STATUS Perkins Assigned ELIGIBILITY FOR TITLE IV* Yes, because actual loan will be reported to NSLDS by the Department, and the status of that record will determine eligibility Yes, because loan was not in default and was discharged Yes, because loan was not in default Yes Yes No, unless debtor can show that loan is dischargeable. See Dear Colleague letter GEN-95-40, dated September 95 Yes, because compromise is recognized as payment in full No, because if borrower is reapplying, then loan status is in error No, because if borrower is reapplying, then loan status is in error Yes, because loan has been discharged

BC

No Prior Default, Bankruptcy Claim, Discharged No Prior Default, Bankruptcy Claim, Active Cancelled Deferred Defaulted, then Bankrupt, Active. (Perkins: all bankruptcies. FFELP and Direct Loans: Chapter 13) Defaulted, Compromise Defaulted, Then Died Death Defaulted, False certification/defaulted and then loan discharged Defaulted, Ability to benefit, false certification loan discharged Disability Defaulted, Judicial ruling discharges loan

BK CA DA DB

DC DD DE DF

DG

Yes, discharged for lack of ability to benefit. Not applicable to Perkins. Yes Yes, because loan has been discharged

DI DJ

*

Under the Federal Perkins Loan Program regulations [Section 674.9(e)], the financial aid administrator has discretion to deny eligibility for additional loans under the policy of "unwillingness to pay."

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CODE DK

STATUS Defaulted, Then Bankrupt, Discharged. (Perkins: all bankruptcies. FFELP and Direct Loans: Chapter 13) Defaulted, in Litigation Defaulted, closed school loan discharged Defaulted, Then Bankrupt, Active. For FFELP and Direct Loans in Chapters 7, 11, and 12 Defaulted, Then Paid in Full Defaulted, Then Disabled Defaulted, Collection Terminated Defaulted, Unresolved Defaulted, Write-Off Defaulted, Satisfactory Arrangements, and Six Consecutive Payments Ability to benefit, false certification, loan discharged School closed Fraud, loan discharged Court order, Write-Off

ELIGIBILITY FOR TITLE IV Yes, because defaulted loan has been totally discharged

DL DN

No Yes, because loan has been fully discharged, not applicable to Perkins No, unless debtor can show that loan is dischargeable. See Dear Colleague letter GEN-95-40, dated September 95

DO

DP

Yes, because loan was paid in full

DS DT

Yes, because loan debt is cancelled No

DU **DW DX

No No Yes, assuming student continues to comply with repayment plan on defaulted loan, or is granted forbearance by the GA Yes

EA

EC EF EJ **

Yes, not applicable to Perkins Yes, Fraudulent disbursement of Title IV aid Yes

An exception is permissible if the applicant: (a) reaffirms his/her Title IV loan obligation(s) with holder(s) of the note(s) that was (were) written off and makes satisfactory repayment arrangements as a part of the reaffirmation for any loan(s) in default prior to the write-off, or (b) repays the loan(s) in full.

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CODE FB ID OD

STATUS Forbearance In School or Grace Period Defaulted, Then Bankrupt, Discharged. For FFELP and Direct Loans in Chapters 7, 11, and 12 Paid in Full Through Consolidation Loan Paid in Full Refinanced In Repayment Uninsured/Unreinsured Yes Yes

ELIGIBILITY FOR TITLE IV

Yes, because defaulted loan has been totally discharged

PC

Yes. Does not matter whether consolidation loan was through FFELP or Direct Loan, nor whether underlying loans were in default Yes Yes, because defaulted loans cannot be refinanced Yes Yes, does not matter if loan was in default

PF RF RP UI

C-8

Code: 000100 000200 000300 000400

FEDERAL DIRECT LOAN SERVICERS Name: Phone No.: Direct Loan Servicing Center, 800-848-0979 Utica, NY Direct Loan Servicing Center, TBA Madison, WI Direct Loan Servicing Center, TBA Louisville, KY Direct Loan Servicing Center, TBA Indianapolis, IN

C-9

FFELP LOAN SERVICERS Code 700004 700005 700006 700008 700014 700023 700027 700030 700037 700038 700041 700043 700057 700061 700075 700078 700079 700100 700101 700121 700124 700133 700141 700162 700190 700191 700194 700195 700198 700204 700789 700790 Name STUDENT LOAN MARKETING ASSOCIATION OHIO PAYMENT SERVICES ACADEMIC FINANCIAL SERVICES SOUTHWEST STUDENT SERVICES BRAZOS HIGHER EDUCATION AUTHORITY COLORADO STUDENT LOAN PROGRAM COSTEP INTUITION, INC. EDUCATION LOAN SERVICES EDUCATIONAL ASST SERVICE CO. EDUCATIONAL FINANCIAL SERVICES, INC. USA GROUP LOAN SERVICES, INC. GREAT LAKES HIGHER EDUCATION CORP. EDUSERV TECHNOLOGIES, INC. EDUSERV TECHNOLOGIES, INC. STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION PHEAA OPPORTUNITY PLAN, INC. UNIPAC STUDENT LOAN MARKETING ASSOCIATION WYOMING STUDENT LOAN CORP. STUDENT LOAN SERVICING CHEMICAL BANK STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN SERVICING CENTER SUNTECH, INC. EFS AFSA DATA CORPORATION GRANITE STATE MANAGEMENT STUDENT LOAN MARKETING ASSOCIATION UNIPAC SERVICE CORPORATION City LAWRENCE COLUMBUS LONG BEACH MESA AUSTIN DENVER MCALLEN JACKSONVILLE BRAINTREE ABERDEEN INDIANAPOLIS INDIANAPOLIS MADISON ST. PAUL SALT LAKE CITY HERNDON KILLEEN HARRISBURG CANYON DENVER WALTHAM CHEYENNE HARRISBURG JERICHO SPOKANE LYNN HAVEN JACKSON FRUITLAND UTICA CONCORD WILKES-BARRE LINCOLN State KS OH CA AZ TX CO TX FL MA SD IN IN WI MN UT VA TX PA TX CO MA WY PA NY WA FL MS ID NY NH PA NE

C-10

FFELP GUARANTY AGENCIES Number 555 701 705 706 708 709 710 712 713 716 717 719 721 722 723 725 726 727 729 730 731 733 734 735 736 737 738 739 740 741 742 744 745 746 747 748 749 750 751 753 755 800 927 Short Name FFEL ALABAMA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA IDAHO ILLINOIS IOWA KENTUCKY LOUISIANA MAINE MASSACHUSETTS MICHIGAN MINNESOTA MISSOURI MONTANA NEBRASKA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WISCONSIN USAF TGA Name ASSIGNED TO DEPARTMENT OF EDUCATION ALABAMA COMMISSION ON HIGHER EDUCATION STUDENT LOAN GUARANTEE FOUNDATION OF ARKANSAS CALIFORNIA STUDENT AID COMMISSION COLORADO STUDENT LOAN PROGRAM CONNECTICUT STUDENT LOAN FOUNDATION DELAWARE HIGHER EDUCATION LOAN PROGRAM FLORIDA DEPARTMENT OF EDUCATION GEORGIA HIGHER EDUCATION ASSISTANCE CORPORATION STUDENT LOAN FUND OF IDAHO, INC. ILLINOIS STUDENT ASSISTANCE COMMISSION IOWA COLLEGE STUDENT AID COMMISSION KENTUCKY HIGHER EDUCATION ASSISTANCE AUTHORITY LOUISIANA OFFICE OF STUDENT FINANCIAL ASSISTANCE MAINE EDUCATION ASSISTANCE DIVISION AMERICAN STUDENT ASSISTANCE OF MASSACHUSETTS MICHIGAN DEPARTMENT OF ED GUARANTEED STUDENT LOAN PGM NORTHSTAR GUARANTY INC. OF MINNESOTA MISSOURI COORDINATING BOARD FOR HIGHER EDUCATION MONTANA GUARANTEED STUDENT LOAN PROGRAM NEBRASKA STUDENT LOAN PROGRAM, INC. NEW HAMPSHIRE HIGHER EDUCATION ASSISTANCE FOUNDATION NEW JERSEY HIGHER EDUCATION ASSISTANCE AUTHORITY NEW MEXICO STUDENT LOAN GUARANTEE CORPORATION NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION NORTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY STUDENT LOANS OF NORTH DAKOTA OHIO STUDENT LOAN COMMISSION OKLAHOMA GUARANTEED STUDENT LOAN PROGRAM OREGON STATE SCHOLARSHIP COMMISSION PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY RHODE ISLAND HIGHER EDUCATION ASSISTANCE AUTHORITY SOUTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY EDUCATION ASSISTANCE CORPORATION-SOUTH DAKOTA TENNESSEE STUDENT ASSISTANCE CORPORATION TEXAS GUARANTEED STUDENT LOAN CORPORATION UTAH HIGHER EDUCATION ASSISTANCE AUTHORITY VERMONT STUDENT ASSISTANCE CORPORATION VIRGINIA STATE EDUCATION ASSISTANCE AUTHORITY NORTHWEST EDUCATION LOAN ASSOCIATION-WASHINGTON GREAT LAKES HIGHER EDUCATION CORPORATION-WISCONSIN UNITED STUDENT AID FUNDS, INC. TRANSITIONAL GUARANTY AGENCY, INC.

C-11

SELECTED FFELP LENDERS Code 800023 800097 800241 800246 801871 801895 802176 802445 802560 802933 803094 803228 803258 803335 803538 803634 803674 804146 804959 805069 805147 805204 805243 805314 805317 805321 805595 805974 806078 807037 807176 807510 807542 807563 807566 807582 807655 807745 807857 807893 807973 807989 808012 808036 808037 Name SOUTHTRUST BANK OF ALABAMA FIRST ALABAMA BANK OF MOBILE BANK ONE, ARIZONA, NA ARKANSAS RURAL ENDOWMENT FUND BANK OF AMERICA ENT FEDERAL CREDIT UNION FLEET RETAIL LOAN SERVICES FIRST UNION NATIONAL BANK SUNTRUST BANK, ATLANTA FIRST NATIONAL BANK OF CHICAGO HOUSEHOLD BANK BANK ONE, SPRINGFIELD, JOELLA FIRST NATIONAL BANK OF CHICAGO BANK ONE, INDIANAPOLIS, NA BANK ONE, MARION, INDIANA, NA NBD BANK CLS - NATIONAL CITY BANK FEDERAL HOME LOAN BANK CLS - NATIONAL CITY BANK CENTRAL BANK FIRST NBC CITIZENS BANK OF MASSACHUSETTS FIRST NATIONAL BANK OF BOSTON FLEET NATIONAL BANK OF MASSACHUSETTS FLEET RETAIL LOAN SERVICES BAYBANK NORFOLK COUNTY TRUST SIGNET BANK NBD BANK, NA OLD KENT BANK AND TRUST COMPANY COLLEGE FOUNDATION INC. NORWEST BANK SOUTH DAKOTA, NA FIRST UNION NATIONAL BANK FIRST FIDELITY BANK CHEMICAL BANK FIRST FIDELITY BANK MIDLANTIC NATL BANK c/o PNC BANK UNITED COUNTIES TRUST COMPANY ALBANY SAVINGS BANK, FSB EASTMAN SAVINGS AND LOAN ASSOC FIRST FEDERAL SAVINGS AND LOAN GREATER NEW YORK SAVINGS BANK HOME FEDERAL SAVINGS BANK REPUBLIC NATIONAL BANK MANUFACTURERS AND TRADERS TRUST CHEMICAL BANK City BIRMINGHAM MOBILE PHOENIX LITTLE ROCK PASADENA COLO SPRINGS UTICA ROANOKE ATLANTA CHICAGO WOOD DALE SPRINGFIELD FLINT INDIANAPOLIS MARION FLINT CLEVELAND WEST DES MOINES CLEVELAND MONROE NEW ORLEANS RIVERSIDE PROVIDENCE UTICA UTICA DEDHAM BALTIMORE FLINT GRAND RAPIDS RALEIGH SIOUX FALLS NORTH BRUNSWICK NORTH BRUNSWICK JERICHO NORTH BRUNSWICK PITTSBURGH CRANFORD ALBANY ROCHESTER ROCHESTER BROOKLYN PATCHOGUE BROOKLYN BUFFALO JERICHO State AL AL AZ AR CA CO NY VA GA IL IL IL MI IN IN MI OH IA OH LA LA RI RI NY NY MA MD MI MI NC SD NJ NJ NY NJ PA NJ NY NY NY NY NY NY NY NY

C-12

808047 808085 808134 808173 808190 808543 808662 808874 808888 808959 809514 809556 809617 809709 809747 809839 809921 810088 810094 810148 810235 810563 810656 810691 811252 811304 811323 811938 812089 812731 812967 813298 813697 813760 813830 813979 814392 815745 816386 817420 817846 817950 819414 819873 819928 819931 820682 820685 821396

MARINE MIDLAND BANK NA KEY BANK OF NEW YORK RELIANCE FEDERAL SAVINGS BANK INDEPENDENCE SAVINGS BANK TEACHERS FEDERAL CREDIT UNION UNION BANK & TRUST COMPANY CLS - NATIONAL CITY BANK CLS - NATIONAL CITY BANK CLS - NATIONAL CITY BANK KEY BANK USA - ED LENDING OPERATIONS SOUTHWEST NATIONAL BANK OF PA FIRST VALLEY BANK MELLON BANK NA (MELLON PSFS) MELLON BANK NA (CENTRAL REGION) MELLON BANK NA (WESTERN REGION) MELLON BANK NA (NORTHERN REGION) PNC EDUCATION LOAN CENTER FULTON BANK MELLON BANK NA (COMMONWEALTH REGION) CLS - NATIONAL CITY BANK FLEET NATIONAL BANK FIRST TENNESSEE BANK SUNTRUST BANK, NORTHEAST TN SUNTRUST BANK, NASHVILLE, N.A. JEFFERSON NATIONAL BANK CRESTAR BANK - STUDENT LENDING SIGNET BANK ASSOCIATED BANK GREEN BAY TEXAS HIGHER EDUCATION COORDINATING BOARD MERIDIAN BANK PENN SECURITY BANK & TRUST CO WELLS FARGO BANK STUDENT LOANS BAYBANK KEY BANK USA - ED LENDING OPERATIONS FIRST UNION NATIONAL BANK COMMERCE BANK OF ST LOUIS BANK OF HAWAII SIMMONS FIRST NATIONAL BANK BANK OF NORTH DAKOTA MICHIGAN FINANCIAL CORPORATION CORUS BANK CHEMICAL BANK BENEFICIAL MUTUAL SAVINGS BANK CRESTAR BANK - STUDENT LENDING AMSOUTH BANK, NA CLS - NATIONAL CITY BANK SAN ANTONIO FEDERAL CREDIT UNION INDIANA UNIVERSITY EMPLOYEES FCU HUDSON CITY SAVINGS BANK

BUFFALO ALBANY GARDEN CITY BROOKLYN FARMINGVILLE LINCOLN CLEVELAND CLEVELAND CLEVELAND BROOKLYN GREENSBURG BETHLEHEM PITTSBURGH PITTSBURGH PITTSBURGH PITTSBURGH PITTSBURGH EAST PETERSBURG PITTSBURGH CLEVELAND PROVIDENCE MARYVILLE JOHNSON CITY MURFREESBORO CHARLOTTESVILLE RICHMOND BALTIMORE GREEN BAY AUSTIN READING SCRANTON WALNUT CREEK DEDHAM BROOKLYN NORTH BRUNSWICK ST LOUIS HONOLULU PINE BLUFF BISMARCK MARQUETTE CHICAGO JERICHO PHILA RICHMOND BIRMINGHAM CLEVELAND SAN ANTONIO BLOOMINGTON PARAMUS

NY NY NY NY NY NE OH OH OH OH PA PA PA PA PA PA PA PA PA OH RI TN TN TN VA VA MD WI TX PA PA CA MA OH NJ MO HI AR ND MI IL NY PA VA AL OH TX IN NJ

C-13

821692 821835 821920 822573 822583 822592 822660 822717 822840 822904 823459 823936 823964 824246 824289 824421 824573 824607 824608 824772 825310 825386 825585 825659 826269 826316 826351 826442 826509 826548 826626 826688 826717 826738 826764 826878 826953 826953 827116 827283 827542 827825 828141 828577 828614 828863 828924 829076 829077

GLENDALE FEDERAL BANK FIRST VIRGINIA BANK FIRSTRUST SAVINGS BANK GEORGIA STUDENT FINANCE AUTHORITY DOLLAR BANK BETHPAGE FEDERAL CREDIT UNION COMERICA BANK NEW MEXICO EDUCATION ASST FOUNDATION WELLS FARGO BANK STUDENT LOAN CORPORATION ROYAL CREDIT UNION HARVARD UNIVERSITY UNION BANK & TRUST COMPANY CONNECTICUT STUDENT LOAN FOUND MICHIGAN NATIONAL BANK BANK OF AMERICA N.T. & S.A. KEY BANK OKLAHOMA STUDENT LOAN AUTHORITY FIRST UNION NATIONAL BANK - CONNECTICUT WACHOVIA BANK OF NC CHEMICAL BANK CHELA-UNION BANK TRUSTEE MICHIGAN HIGHER EDUCATION STUDENT LOAN PROGRAM OKLAHOMA STUDENT LOAN AUTHORITY NATIONSBANK TEXAS VIRGINIA EDUCATION LOAN AUTHORITY IL DESIGNATED ACCOUNT PURCHASE PROGRAM CENTRAL TEXAS HIGHER ED AUTHOR ARKANSAS STUDENT LOAN AUTHORITY BANK OF BOSTON NEBRASKA HIGHER EDUCATION LOAN PROGRAM KENTUCKY HIGHER ED STUDENT LOAN PROGRAM UTAH STATE BOARD OF REGENTS STUDENT LOAN FINANCE CORPORATION INDUSTRIAL COMMISSION CITIBANK STUDENT LOAN CENTER TEXAS COMMERCE BANK, N.A. TEXAS COMMERCE BANK, N.A. SLF OF I MARKETING ASSOCIATION., INC. WYOMING STUDENT LOAN CORPORATION HERITAGE COMMUNITY BANK IOWA STUDENT LOAN LIQUIDITY CO NORTHWEST SAVINGS BANK RHODE ISLAND STUDENT LOAN AUTHORITY CT STUDENT LOAN SECONDARY MARKET MISSOURI HIGHER EDUCATION LOAN AUTHORITY AES/PHEAA NELLIE MAE AELMAC

GLENDALE FALLS CHURCH PHILADELPHIA TUCKER PITTSBURGH BETHPAGE DETRIOT ALBUQUERQUE WALNUT CREEK PITTSFORD EAU CLAIRE CAMBRIDGE LINCOLN ROCKY HILL FARMINGTON PASADENA INDIANAPOLIS OKLAHOMA CITY NORTH BRUNSWICK WINSTON-SALEM JERICHO SAN FRANCISCO LANSING OKLAHOMA CITY CHARLOTTE RICHMOND DEERFIELD SAN MARCOS LITTLE ROCK PROVIDENCE LINCOLN LOUISVILLE SALT LAKE CITY ABERDEEN BISMARCK ROCHESTER DALLAS DALLAS FRUITLAND CHEYENNE RIVERDALE DES MOINES ERIE WARWICK ROCKY HILL ST. LOUIS HARRISBURG BRAINTREE MESA

CA VA PA GA PA NY MI NM CA NY WI MA NE CT MI CA IN OK NJ NC NY CA MI OK NC VA IL TX AR RI NE KY UT SD ND NY TX TX ID WY IL IA PA RI CT MO PA MA AZ

C-14

829083 829189 829503 829587 829626 829639 829640 829691 829769 829775 829988 830075 830084 830151 830160 830186 830251 830308 830344 830447 830469 830485 830486 830604 830628 830630 830649 830664 830670 830735 830794 830868 830906 830931 831008 831036 831053 831119 831140 831158 831299 831300 831322 831387 831420 831453 831458 831474 831484

NELLIE MAE ALABAMA HIGHER EDUCATION LOAN CORPORATION PENNSYLVANIA HIGHER EDUCATION ASST AUTHORITY SALLIE MAE/EDUSERV - UTAH STUDENT LOAN FUNDING CORPORATION CHASE MANHATTAN BANK, N.A. STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN FINANCE ASSOCIATION USBR 1988 REVENUE BOND STUDENT LOAN MARKETING ASSOCIATION NELLIE MAE VSAC EDUCATION LOAN FINANCE PROGRAM STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION S.C. STUDENT LOAN CORPORATION CHEMICAL BANK FIRST BANK MONTANA NELLIE MAE M.H.E.S.A.C. MELLON BANK, NA CHASE MANHATTAN BANK TRUST/SLMA GREAT WESTERN BANK/STUDENT LOANS BANK OF AMERICA MARINE MIDLAND BANK NA (DELAWARE) ILLINOIS DESIGNATED ACCOUNT PURCHASE PROGRAM AELMAC STUDENT LOAN MARKETING ASSOCIATION MARINE MIDLAND EFSI NORWEST BANK SOUTH DAKOTA, NA CHEMICAL BANK STUDENT LOAN MARKETING ASSOCIATION UNION BANK & TRUST COMPANY WACHOVIA BANK OF GA MISSOURI HIGHER EDUCATION LOAN AUTHORITY STUDENT LOAN FUNDING CORPORATION INDEPENDENCE FSB STUDENT LOAN STUDENT LOAN MARKETING ASSOCIATION MISSOURI HIGHER EDUCATION LOAN AUTHORITY MELLON BANK-MARYLAND ONE VALLEY BANK NA STUDENT LOAN FUNDING CORPORATION MAINE EDUCATIONAL LOAN MARKETING HOMELAND STUDENT LOAN COMPANY BANK OF MISSISSIPPI, TRUSTEE CHEMICAL BANK EDUCATIONAL FUNDING OF THE SOUTH FLEET RETAIL LOAN SERVICES STUDENT LOAN MARKETING ASSOCIATION UNION BANK & TRUST COMPANY

BRAINTREE BIRMINGHAM HARRISBURG WASHINGTON CINCINNATI TAMPA TUCKER SEATTLE SALT LAKE CITY LONG BEACH BRAINTREE WINOOSKI LAWRENCE SPOKANE COLUMBIA JERICHO ST PAUL BRAINTREE HELENA PITTSBURGH NEW YORK NORTHRIDGE PASADENA BUFFALO DEERFIELD MESA HARRISBURG SAN JUAN CAPISTRANO SIOUX FALLS JERICHO WALTHAM LINCOLN ATLANTA CHESTERFIELD CINCINNATI WASHINGTON WILKES-BARRE CHESTERFIELD PITTSBURGH CHARLESTON CINCINNATI AUGUSTA WEST DES MOINES JACKSON JERICHO KNOXVILLE UTICA KILLEEN LINCOLN

MA AL PA DC OH FL GA WA UT CA MA VT KS WA SC NY MN MA MT PA NY CA CA NY IL AZ PA CA SD NY MA NE GA MO OH DC PA MO PA WV OH ME IA MS NY TN NY TX NE

C-15

831495 831692 831719 831719 831846 831848 831857 832036 832095 832141 832142 832198 832260 832825 833016 833088 833090 833128 833135 833253 888882 888885 888887 899980 899982 899983 899985 899986 899987 899988 899993 899995 899996 899999 999712 999739

FLEET RETAIL LOAN SERVICES STUDENT LOAN FUNDING CORPORATION LAW ACCESS LOAN PROGRAM LAW ACCESS LOAN PROGRAM BARNETT H.E.L.P. KEY BANK USA - ED LENDING OPERATIONS BANKERS BANK/EDSOUTH BANK OF AMERICA TEXAS NORWEST BANK TEXAS, N.A. SOCIETY NATIONAL BANK SOCIETY NATIONAL BANK ACCOUNT PORTFOLIOS M.H.E.S.A.C. CORESTATES BANK OF DELAWARE, SOUTH CAROLINA STUDENT LOAN CORPORATION BANK ONE, TEXAS, N.A. EDUCAID STUDENT LOAN TRUST SOUTH CAROLINA STUDENT LOAN CORPORATION BANC ONE STUDENT LOAN TRUST 19 CHASE USA TR SALLIE MAE TRUSTS STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION INDIANA SECONDARY MARKET STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION STUDENT LOAN MARKETING ASSOCIATION ILLINOIS STUDENT ASSISTANCE CO SOUTH CAROLINA STUDENT LOAN CORPORATION

UTICA CINCINNATI PITTSBURGH PITTSBURGH JACKSONVILLE BROOKLYN ATLANTA PASADENA LUBBOCK CLEVELAND CLEVELAND ATLANTA HELENA WILMINGTON COLUMBIA FORT WORTH SACRAMENTO COLUMBIA COLUMBUS HERNDON JACKSONVILLE LYNN HAVEN LYNN HAVEN INDIANAPOLIS WASHINGTON INDIANAPOLIS LONG BEACH LAWRENCE BRAINTREE WASHINGTON WALTHAM HARRISBURG LONG BEACH ST. PAUL DEERFIELD COLUMBIA

NY OH PA PA FL OH GA CA TX OH OH GA MT DE SC TX CA SC OH VA FL FL FL IN DC IN CA KS MA DC MA PA CA MN IL SC

C-16

Contact Information & Fields Associated With Loan Status Loan: Contact: GA Code: School Code: Current Holder: Region Code:

FFEL

Primary: Servicer or Lender (as applicable) Secondary: GA

Yes

OPE-ID

Servicer or Lender Code (as applicable)

Blank

FFEL, defaulted

GA

Yes

OPE-ID

000### (### is the GA Code) 000555 (ED) Servicer Code 000555 (ED) Servicer Code (if applicable), or blank

Blank

FFEL, subrogated* FDLP FDLP, Held by DCS FISL

ED. (See Region) Servicer ED. (See Region) Primary: Servicer (If applicable) Secondary: School (Is primary contact if no servicer used.)

555 (ED) Blank 555 (ED) Blank

OPE-ID OPE-ID OPE-ID OPE-ID

Yes Blank Yes Blank

FISL, Held by DCS Perkins

ED (See Region) Primary: Servicer (If applicable) Secondary: School (Is primary if no servicer used.)

555 (ED) Blank

OPE-ID OPE-ID

000555 (ED) Servicer Code (if applicable), or blank

Yes Blank

Perkins, Held by DCS

ED (See Region)

555 (ED)

OPE-ID

000555 (ED)

Yes

*Subrogated = Held by Debt Collection System (DCS).
Note: The School Code field always shows the OPE-ID of the school the student attended when the loan was received.

C-17

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