Creditor Limits Balance Jul 1st Balance August 1st

company 1 1000.00 100.00 100.00

company 2 0.00 0.00 0.00
company 3 0.00 0.00 0.00
company 4 0.00 0.00 0.00
company 5 0.00 0.00 0.00
company 6 0.00 0.00 0.00
company 7 0.00 0.00 0.00
company 8 0.00 0.00 0.00
company 9 0.00 0.00 0.00
company 10 0.00 0.00 0.00
company 11 0.00 0.00 0.00
company 12 0.00 0.00 0.00
company 13 0.00 0.00 0.00
company 15 0.00 0.00 0.00
company 15 0.00 0.00 0.00
company 16 0.00 0.00 0.00
company 17 0.00 0.00 0.00
company 18 0.00 0.00 0.00
company 19 0.00 0.00 0.00
company 20 0.00 0.00 0.00
loan 1 0.00 0.00 0.00
loan 2 0.00 0.00 0.00
loan 3 0.00 0.00 0.00
loan 4 0.00 0.00 0.00
loan 5 0.00 0.00 0.00
(Total Limits available on cards) 1000.00
Total Credit Cards (incl in utl) 100.00 100.00
Total Loans (not incl utl) 0.00 0.00
Total Balances 100.00 100.00
Utilization 10.00 10.00

Credit Scores Transunion

Equifax
Experian
Balance September
Balance October
1st
Balance
1stNovember
Balance December
1stBalance January
1stBalance
1stFebruary
Balance1st
March
Balance
1st April
Balance
1st May Balance
1st June 1st
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 0.00
10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00
Balance June 1st
 Please note this is where you will set up your sheets and then copy and paste into each month. Enter the company name and the due/date statement date in here. You will enter
to make sure that things that come out of first paycheck are in the rows that currently say 1st Paycheck and the second check likewise. You will overtype these but it will ensure th
make sure that you put in the minimum payment in both column B (what is owed) and C (you paid it) and then any extra payment you make will go in column E (DO NOT enter any
HAVE FILLED OUT BASIC INFO (NOT AMOUNTS) THEN COPY AND PASTE FROM COLUMN A TO K BY HIGHLIGHTING FROM ROW 2 TO 75 and choosing Edit > Copy then
and click on edit and paste. At this point fill out your minimum that is required and each amount for both the minimum, any extra paid, date paid and confirmation number as you d
update on a monthly basis and note my fico score, (it will calculate UTL for you if you put the limits in) Any questions you can PM me on the Fico board.
Minimum Payment Minimum Paid Still to pay minimum
Additional Paid Date Due Statement/Bill Date Paid Date
company 1 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 2 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 3 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 4 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 5 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 6 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 7 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 8 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 9 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 10 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
company 11 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 12 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 13 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 15 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 15 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 16 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 17 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 18 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 19 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
company 20 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
loan 1 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
loan 2 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
loan 3 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
loan 4 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
loan 5 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Utility 1 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Utility 2 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Utility 3 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Utility 4 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Utility 5 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Utility 6 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Utility 7 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Utility 8 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Utility 9 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Utility 10 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Car Insurance 1 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Car Insurance 2 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Car Insurance 1 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Car Insurance 2 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Additional Insurance 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Additional Insurance 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Mortgage / Rent 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Mortgage / Rent 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Other 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Other 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Other 0.00 0.00 0.00 0.00 1st Paycheck 1st Paycheck
Other 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Other 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck
Other 0.00 0.00 0.00 0.00 2nd Paycheck 2nd Paycheck

Paycheck 1 $0.00
Paid to date $0.00 Spending Period 1 Amount for Day
Still to pay $0.00 Day 1 $0.00
Spending Period 1 $0.00 Day 2 $0.00
Day 3 $0.00
Remaining $0.00 Day 4 $0.00
Day 5 $0.00
Day 6 $0.00
Day 7 $0.00
Paycheck 2 $0.00 Day 8 $0.00
Paid to date $0.00 Day 9 $0.00
Still to pay $0.00 Day 10 $0.00
Spending Period 2 $0.00 Day 11 $0.00
Day 12 $0.00
Remaining $0.00 Day 13 $0.00
Day 14 $0.00
TOTAL $0.00
ent date in here. You will enter amounts on a monthly basis as you get your information. You want
rtype these but it will ensure that your income - outgoings amount is correct. You should also
n column E (DO NOT enter anything in column D as this calculates automaticaly). ONCE YOU
and choosing Edit > Copy then go to the month you want to paste in to and click in column a row 1
d confirmation number as you do them. The first sheet called Outstanding balances I just
ard.
Over/Under paid Confirmation Code (if paid online) Deducted from bank account y/n
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n Enter companies in these boxes which you pay from your first
0.00 n paycheck. Change the due date and bill date as appropriate
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n Enter companies in these boxes which you pay from your
0.00 n second paycheck. Change the due date and bill date as
0.00 n appropriate
0.00 n
0.00 n
0.00 n
0.00 n
0.00 n Enter loans in these boxes which you pay from your first
0.00 n paycheck. Change the due date and bill date as appropriate
0.00 n
Enter loans in these boxes which you pay from your second
0.00 n
paycheck. Change the due date and bill date as appropriate
0.00 n
0.00 n
0.00 n
Enter Utilities in these boxes which you pay from your first
0.00 n
paycheck. Change the due date and bill date as appropriate
 Enter Utilities in these boxes which you pay from your first
paycheck. Change the due date and bill date as appropriate
0.00 n
0.00 n
0.00 n
0.00 n
Enter Utilities in these boxes which you pay from your second
0.00 n
paycheck. Change the due date and bill date as appropriate
0.00 n
0.00 n
0.00
0.00
0.00 n
Enter Insurance dependent on if first or second pay check
0.00 n
0.00
0.00 n
0.00
Enter Mortgage dependent on if first or second pay check
0.00 n
0.00 n
0.00 n
0.00 n Any other bills or things that did not have room for above.
0.00 n Use first or second paycheck box as appropriate.
0.00 n
0.00 n

Spending Period 2 Amount for Day

Day 1 $0.00
Day 2 $0.00
Day 3 $0.00
Day 4 $0.00
Day 5 $0.00
Day 6 $0.00
Day 7 $0.00
Day 8 $0.00
Day 9 $0.00
Day 10 $0.00
Day 11 $0.00
Day 12 $0.00
Day 13 $0.00
Day 14 $0.00
TOTAL $0.00