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AFFIDAVIT OF JOSEPH R. ESQUIVEL JR.

I, Joseph R. Esquivel Jr, declare as follows: 1. 2. I am over the age of 18 years and qualified to make this affidavit. I am a licensed private investigator of the State of Texas, License #A18306, and make

this affidavit based on my own personal knowledge. I have no direct or indirect interest in the outcome of the case at bar for which I am offering my observations. I am available for court appearances, in person or via telephone, for further clarification or explanation of the information provided herein, if necessary. 3. I have personal knowledge and experience in the topic areas related the securitization of

mortgage loans, derivative securities, the securities industry, real property law, Uniform Commercial Code practices, predatory lending practices, Truth in Lending Act requirements, loan origination and underwriting, accounting in the context of securitization and pooling and servicing of securitized loans, assignment and assumption of securitized loans, creation of trusts under deeds of trust, pooling and servicing agreements, issuance of asset-backed securities and specifically mortgage-backed securities by special purpose vehicles in which an entity is named as trustee for holders of certificates of mortgage backed securities, the economics of securitized residential mortgages, appraisal fraud and its effect on APR disclosure, the foreclosure process of securitized and non-securitized residential mortgages in both judicial and non-judicial states, and the various forms of foreclosure-related fraud. 4. I perform my research through the viewing of actual business records and Corporate/Trust

Documents. I use specialty licensed software ABS Net and other professional resources to view these records and documents. I have the training, knowledge and experience to perform these searches and understand the meaning of these records and documents with very reliable accuracy. I am available for court appearances, in person or via telephone for further clarification or explanation of the information provided herein, or for cross examination if necessary. I have examined the following documents;

A. Deed of Trust pertaining to the Note of John Doe in the amount of $229,800 made payable to American Mortgage Network, Inc. B. A document purported to be an Assignment of Deed of Trust dated February 17, 2013 pertaining to John Doe C. Documents filed into court record pertaining to Security Instrument that is detached from Note in the amount of $229,800 pertaining to John Doe D. Voluntary Lien Search pertaining to the Transaction Details for 1234 Any Street, Any Town, USA 12345 which includes all publicly recorded documents filed at the (Your County) County Recorder Office. 5. I have performed an investigation and determined through records I have seen, available in

public and through professional sources that Federal National Mortgage Association is the owner of the John Doe Intangible Obligation and made that acquisition on or before the closing date for the FNMA 2007-029 Trust. Those same documents shows Your Servicer is the servicer of the John Doe Intangible Obligation for FNMA 2007-029 Trust. 6. Upon reviewing the public records filed at the County Recorders office I did not see Federal

National Mortgage Association listed into public record as Nominee or Beneficiary for the John Doe Security Instrument. 7. I have inspected the document purported to be be an Assignment of Mortgage dated January

4, 2008 recorded January 4, 2008 in the Official Records of (Your County) County, USA ins# 987654321( See exhibit C attached within) This document purported to be an Assignment of Deed of Trust has on its face issues which cause this document to be invalid as an Assignment of the Coello-Pagan Mortgage.

8.

Because Your Servicer is the servicer of the John Doe Intangible Obligation for Fannie Mae.

The document purported to be an Assignment of Deed of Trust dated January 4, 2008 a violation of 15 USC Chapter 41 1641(f) has occurred and the document purported to be be an Assignment of Deed of Trustdated January 3, 2008 is invalid as an Assignment of Mortgage . 15 USC Chapter 41 1641(f) Treatment of servicer (1) In general A servicer of a consumer obligation arising from a consumer credit transaction shall not be

treated as an assignee of such obligation for purposes of this section unless the servicer is or was the owner of the obligation. (2)Servicer not treated as owner on basis of assignment for administrative convenience A servicer of a consumer obligation arising from a consumer credit transaction shall not be treated as the owner of the obligation for purposes of this section on the basis of an assignment of the obligation from the creditor or another assignee to the servicer solely for the administrative convenience of the servicer in servicing the obligation. Upon written request by the obligor, the servicer shall provide the obligor, to the best knowledge of the servicer, with the name, address, and telephone number of the owner of the obligation or the master servicer of the obligation.

The above statements are affirmed by me under penalty of perjury under the laws of the State of Texas to be true and correct to the best of my knowledge and belief, are based on my own personal knowledge, and I am competent to make these statements. FURTHER THE AFFIANT SAYETH NAUGHT By ____________________________________ Executed on _____________________ Joseph R Esquivel Jr Mortgage Compliance Investigators # A18306 STATE OF TEXAS ) ) COUNTY OF TRAVIS )

Subscribed and sworn before me, ________________________________, Notary Public, on this _____________ day of _______________, 2013 by _____________________________________________, Proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. WITNESS my hand and official seal. _____________________________________________ Notary Public