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END USER LICENSE AGREEMENT PLEASE READ THIS LICENSE CAREFULLY BEFORE USING THIS SOFTWARE.

Before installing or using this software (hereinafter referred to as IPOT ). When y ou install or use this IPOT, you agree to be bound by the terms of this license. In the event of you do not agree or accept these terms, please promptly cease a ll further installation or use of this IPOT. It is agreed that certain restrictions under this license apply only to IPOT or, as the case may be, to all related components hereto. SOFTWARE PRODUCT LICENCE THE IPOT is protected by national copyright laws and international copyright tre aties, as well as other Intellectual Property Laws and Treaties. The IPOT is li censed to PT Indo Premier Securities (hereinafter referred to Indo Premier Securi ties ) and Indo Premier Securities grants you (hereinafter referred to as the LICEN SEE ) a non-exclusive license to use this IPOT and view the documentation or data herein with non-transferable condition and does not grant LICENSEE any rights to patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), or any rights, functions or licenses in respect of the IPOT. PERIOD OF USE Indo Premier Securities grants LICENSEE to solely use IPOT in extendable limited -period and at any time, LICENSEE intends to terminate this Agreement, the LICEN SEE may sign out/unsubscribe from IPOT and no longer permit to use any data or i nformation therein without prior notice from Indo Premier Securities. TERMINATION This agreement terminates, the LICENSEE loses all rights licensed, and the LICEN SEE must stop using the IPOT if LICENSEE (a)violate the terms of this agreement or (b)the LICENSEE do not pay the brokerage fee and another fee occurred determined by Indo Premier Securities. LIMITED WARRANTY NO WARRANTIES. THIS IPOT IS PROVIDED AS IS WITHOUT ANY WARRANTY OF ANY KIND, EITH ER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. THE EN TIRE RISKS ARISING OUT OF USE OR PERFORMANCE OF THE IPOT REMAINS WITH USER. NO LIABILITY FOR CONSEQUENTIAL DAMAGES NEITHER Indo Premier Securities NOR ANYONE INVOLVED IN THE CREATION, PRODUCTION OR DELIVERY OF THIS IPOT SHALL BE LIABLE FOR ANY INDIRECT CONSEQUENTIAL, OR INCI DENTAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE IPOT EVEN IF Indo Prem ier Securities HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS. IN NO EVENT SHALL Indo Premier Securities LIABILITY FOR ANY DAMAGES OR LOSS DERIVE D FROM IPOT. THE LICENSEE USING IPOT MUST BEAR ALL RISKS AS TO THE QUALITY AND P ERFORMANCE AND ANY RESULT APPEARED FROM THIS IPOT.

SECURITY Indo Premier Securities is only entitled to use private information of LICENSEE for management purposes and has no other purpose including disclosing such infor mation in public, except Indo Premier Securities receives legal permit over suc h purpose thereof from the User or authorized body so IPOT guarantees the securi ty of any private information of LICENSEE. LICENSEE RESPONSIBILITY (a)LICENSEE is responsible for maintaining his secrecy of ID, password, and PIN and not permitted to deliver or transfer or disclose the ID, password, and PIN w ithout legitimate consent from Indo Premier Securities. (b)LICENSEE is responsible for any damage, claim, loss, suit derived from such a ction as set out in section (a) above. GOVERNING LAW AND JURISDICTION The Agreement shall be governed and construed by the Laws of Republic of Indone sia. Any action or proceeding brought by either party against the other arising out or related to this Agreement shall be brought only in Central Jakarta Distr ict Court, INDONESIA. The Parties (either Indo Premier Securities or USER) hereb y agree to the elected jurisdiction.