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Price List

Price List
COMMISSIONS and FEES
CHARGE TYPES OF CHARGES Account Fee C/A Maintenance fee C/A Opening/Closing Fee S/A Opening/Closing Fee TDA Opening/Closing Fee Flexi Acc. Opening/Closing Fee Flexi Acc. Withdrawal Fee Money Transfers
Normal Na tional Outgoing Transfers Priority Na tional Outgoing Transfers Na tional Outgoing Transfers From E-Banking Na tional Incoming Transfers Massive execution of Salaries The receipt of payments (not salaries)

BUSINESS CLIENTS 1.00 Free Free Free Free 6.00

RETAIL CLIENTS 0.50 Free Free Free Free 6.00

Validity

Monthly

Fee applied after 5 withdrawals per month

1.50 4.00 0.50 1.50 1.00 1.00 0.15% min 15 Eur/max. 1,000 Eur 0.15%

1.50 4.00 1.00 1.50 NA NA 0.15% min 15 Eur/max. 1,000 Eur NA 0.15% min 15 Eur/max. 1,000 Eur 0-50 Eur no commission
Depending from Correspondant bank

Per transac tion Per transac tion Per transac tion Per transac tion Per le Per transac tion Per transac tion

Interna tional Outgoing Transfers*

Interna tional Outgoing Transfers From E-Banking

min 15 Eur/max. 1,000 Euro 0-50 Eur no commission 0.15% min 15 Eur/max. 1,000 Euro 0-50 Eur no commission

Per transac tion

Interna tional Incoming Transfers**

Per transac tion

Reclama tion Fee

Depending from Correspondant bank

Other Fees
E-Banking Fee For Each User Referance Letter Cheques for Collec tion

25.00 30.00
1.5% on transac tion

0.50 NA
1.5% on transac tion

Business - Once in 5 Years, Retail - Monthly Per Letter


Per transac tion

min 30 Eur
TEB SMS Mbushje Maintenance Fee TEB SMS Mbushje transac tion Fee TEB SMS Notica tion/Inquiry Ipko Digital TV & Internet Cash withdrawal Fee at cash boxes GPRS POS Fee

min 30 Eur 1.00 0.15 0.20 0.50 0.10 NA 5.00% 2.50 2.00 Yearly
Per transac tion Per transac tion Per transac tion Per transac tion

1.00 0.15 0.20 NA 0.10 5.30 5.00% 2.50 2.00

Monthly
On the amount if there are more than 50 in number

Commission on collec tion of Coins Visa Conrmation

Statement through mail

* Corresponding Bank Charges for International outgoing transfers


Corresponding Bank Charges

Payments
EUR payments up to 50,000.00 EUR EUR payments above 50,000.00 EUR USD payments (at fee for all amounts) CHF payments (at fee for all amounts) GBP payments (at fee for all amounts) TEB Turkey payments (at fee) EUR payments In Germany 0-2,500 EUR payments in Germany 2,500-10,000 EUR payments in Germany 10,000-25,000 EUR payments to Albania under SHA and BEN xed price for any amount EUR payments to Albania under OUR xed price for any amount USD payments to Albania under SHA and BEN xed price for any amount USD payments to Albania under OUR xed price for any amount

Additional Charges paid to Corresponding Bank

9.00 EUR 12.50 EUR 22.00 USD 10.00 CHF 25.00 GBP 2.00 EUR / USD 3.50 EUR 7,00 EUR 10,00 EUR 7.00 EUR 15.00 EUR 10.00 USD 22.00 USD

Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion Per transac tion

**In incomming transfers under the OUR option if the transfer expenses exceed the amount covered by the Corresponding banks, the di erence will be debited from our client's account.

COLLECTOR FEES
CHARGE

TYPES OF CHARGES Collector Fees Collectors Payments

BUSINESS CLIENTS

RETAIL CLIENTS

Validity

1.00

1.00

Per transac tion

Collectors Payments - Students

0.50

0.50

Per transac tion

Kos Gyro Payments Insurance Company

0.70

0.70

Per transac tion

Gyro General Charges

1.00

1.00

Per transac tion

Collector Fee - Shpk Terminali

0.50

NA

Per transac tion

Collector Fee - 0 Payment Tax Declarat.

0.50

0.50

Per transac tion

PTK in TEB

FREE

FREE

Per transac tion

Tax Payment through E-banking

0.50

NA

Per transac tion

CARD COMMISSIONS and FEES


TYPES OF CHARGES Credit Cards Disbursement Fee of Main Card per Limit Annual Maintenance Fee Annual Maintenance Fee - Supplementary Card Credit Card Issuance Card Replacement (Supplementary Card)/Re-Issuance of Credit Card Monthly Statement Fee Overlimit Fee First Warning Letter Fee Second Warning Letter Fee Annual Interest Rate Full Payment Annual Interest Rate Minimum Payment Penalty Interest Rate Chargeback (Unjustied complaint) Cash withdrawals interest rate Limit Increase Fee up to 500 Limit Increase Fee above 500
BUSINESS STARCARD 20 NA 10 FREE 2.5 FREE 5 5 5 0% 24% 48% 25 24% 3 5
FREE 2% - min 2

CHARGE BUSINESS RETAIL


STARCARD NA 20 10 FREE 2.5 FREE 2 5 5 0% 24% 48% 25 24% 3 5
FREE 2% - min 2

Validity

One time fee Annual Annual Per Card Per Card Transaction

Annual Annual Annual Per complaint Annual

Collector & Gyro payments with Starcard for single transac tion at cash box * Collector & Gyro payments with Starcard in installments up to 3 months at cash box **

Per transac tion Per transac tion

Cash withdrawals: ATM/Manual cash withdrawal at TEB ATM/Manual cash withdrawal in other banks domes tic ATM/Manual cash withdrawal Interna tionally STARCASH (Cash Advance with Installments) Installment Cash Advance Fee Installment Cash Advance Interest POS Payments POS Payment at TEB POS Network POS Payment in the country (other banks' POS terminals) POS Payment Interna tionally Internet Payments Online purchases Documentary Business

2.5% - min 2 2.5% - min 2 2.5% - min 2 2.5% - min 2 2% FREE 1% FREE FREE FREE

2.5% - min 2 2.5% - min 2 2.5% - min 2 2.5% - min 2 2% FREE 1% FREE FREE FREE

Transaction Transaction Transaction Transaction Monthly

Transaction

LC Issuing commission LG Issuing commission Terms Limits ATM Daily Cash Withdrawal Limit max. Cash Withdrawal Limit Allowance Other
Bonus

Financed 5% p.a.min.EUR 120/USD.160 6% p.a., min. EUR.50


500 25% % applicable 2.5 Free Free 1.10 Eur Flat Fee 2% min 1.10 Eur Free 1% 1%

Cash Covered 5% p.a.min.EUR 30/USD.40 6% p.a., min. EUR.50


500 50% applicable 2.5 Free Free 1.10 Eur Flat Fee 2% min 1.10 Eur Free 1% 1%

Per transaction Per transaction

Per transaction % Per transaction Per Card Per transaction Per transaction Per transaction Per transaction Per transaction Per transaction

Debit Cards Debit Card Issuance / Re-Issuance Debit Card withdrawal in ATM - Interna tional TEB ATM's Debit Card withdrawal TEB osite ATM's Debit Card withdrawal in other banks domes tic ATM's Debit Card withdrawal in ATM - Interna tional Debit Card Payments in TEB POS'es Network Debit Card Payments in other banks Domes tic POS'es Debit Card Payments in POS'es - Interna tional

* The only applicable charges for collector and KOS GYRO payments with Starcard with single transaction are the ones from Collector Fees ** The only applicable charges for collector and KOS GYRO payments with Starcard with two and three installments are the ones from Cards Commissions and Fees

Deposits & Savings


EUR Term 1 Month 3 Months 6 Months 9 Months 12 Months 15 Months 18 Months 24 Months 36 Months 48 Months 60 Months 0-10.000 EURO
Interest Rate

10.001 - 50.000 EURO


Interest Rate

50.001 - 250.000 EURO


Interest Rate

2.00% p.a. 2.10% p.a. 2.50% p.a. 2.70% p.a. 3.40% p.a. 3.45% p.a. 3.50% p.a. 3.60% p.a. 3.70% p.a. 3.80% p.a. 4.20% p.a.

2.10% p.a. 2.90% p.a. 3.40% p.a. 3.50% p.a. 4.25% p.a. 4.30% p.a. 4.35% p.a. 4.50% p.a. 4.65% p.a. 4.80% p.a. 5.10% p.a.

2.30% p.a. 3.00% p.a. 3.60% p.a. 3.80% p.a. 4.40% p.a. 4.45% p.a. 4.50% p.a. 4.75% p.a. 4.90% p.a. 5.10% p.a. 5.50% p.a.

Flexi Account Currency EUR


Interest Rate

2.50% p.a.

TDA/USD Term 1 Month 3 Months 6 Months 9 Months 12 Months


Interest Rate

TDA/CHF Term 1 Month 3 Months 6 Months 9 Months 12 Months


Interest Rate

0.70 % p.a. 0.80 % p.a. 1.00 % p.a. 1.15 % p.a. 1.25 % p.a.

0.30 % p.a. 0.40 % p.a. 0.50 % p.a. 0.60 % p.a. 0.70 % p.a.

TDA/GBP Term 1 Month 3 Months 6 Months 9 Months 12 Months


Interest Rate

TDA/SAVING ACCOUNT Currency EUR USD CHF GBP


Interest Rate

0.30 % p.a. 0.40 % p.a. 0.50 % p.a. 0.60 % p.a. 0.70 % p.a.

2.00 % 0.25 % 0.25 % 0.25 %

C/A Maintenance Opening/Closing fee Fee*

*TEB Sh.A. ruan t drejtn pr t br ndryshime n mimore n do koh. Pr m shum informata na kontaktoni. Shkurt 2012