ACTUARIAL NOTE

Number 2004.2
September 2004

SOCIAL SECURITY ADMINISTRATION
Office of the Chief Actuary
Baltimore, Maryland

UNISEX LIFE EXPECTANCIES AT BIRTH AND AGE 65
by Felicitie Bell and Michael Miller
Life expectancies at birth and age 65 are shown in tables
V.A3 and V.A4 of the 2004 Annual Report of the Board
of Trustees. The life expectancies in those tables are presented on both a period and a cohort basis, separately,
for males and females. This note provides the corresponding unisex life expectancies, and a brief explanation of their calculation method.
The following standard actuarial functions1 are used in
this note:

At a given age x, the unisex life expectancy may be calculated as4
D

D

e x ,u =

Additionally, a second subscript is used to denote gender where the letters u, m, and f represent unisex, male,
and female, respectively.
The Office of the Chief Actuary computes all unisex life
table values from the corresponding male and female
life tables based on the observation that there are
approximately 1,050 males born for every 1,000 females
each year. 2 Thus, a unisex life table is created by combining a male life table with radix3 105,000 and a
female life table with radix 100,000, and then rescaling
the combined table to radix 100,000. Unisex life expectancy at birth is then 1.05 times male life expectancy at
birth plus female life expectancy at birth, this sum
divided by 2.05.
D

D

e 0 ,u =

lx ,m + lx, f

(2)

.

For the unisex life expectancy at birth, notice that Equation (2) reduces to Equation (1) for the case where x = 0,
l0,m = 105,000 and l0,f = 100,000. For age 65, the unisex
life expectancy is computed as4

D

e x = the average number of years of life remaining at
exact age x
lx = the number of persons surviving to exact age x
l0 = the starting number of persons in life table at
age 0 (radix)

D

lx ,m e x,m + lx , f e x , f

D

D

e 65 ,u =

D

l65 ,m e 65, m + l65 , f e 65, f
l65, m + l65, f

.

(3)

The tables on the following pages correspond to tables
V.A3 and V.A4 of the 2004 Trustees Report. Table 1 presents historical and projected unisex life expectancies on
a period basis (for the intermediate alternative, only) in
the same format as table V.A3 of the Trustees Report.
Similarly, table 2 shows the unisex life expectancies on
a cohort basis in the same format as table V.A4 of the
Trustees Report. Detailed versions of tables 1 and 2
which contain unisex life expectancies for all years from
1940-2080 are attached. For the purpose of comparison
and easy accessibility, gender specific life expectancies
are included in tables 1 and 2.

D

1.05 e 0 ,m + 1.00 e 0 , f
2.05

(1)

1
These actuarial functions are described in chapter IV of Actuarial Study
Number 116, Life Tables for the United States Social Security Area
1900-2100. www.socialsecurity.gov/OACT/NOTES/as116/as116_IV.html
2
See the National Vital Statistics Report, Volume 52, Number 10, page 8 for
a description of the sex ratio.
3
The radix of a life table is defined as l0 , and is selected to be an arbitrarily
but generally large integer.

4
This equation is based on a male life table radix of 105,000 and a female life
table radix of 100,000.

Table 1.—Period Life Expectancies1
Unisex

Male

Female

Calendar Year
Historical Data:
1940. . . . . . . . . . . . . . .
1945. . . . . . . . . . . . . . .
1950. . . . . . . . . . . . . . .
1955. . . . . . . . . . . . . . .
1960. . . . . . . . . . . . . . .
1965. . . . . . . . . . . . . . .
1970. . . . . . . . . . . . . . .
1975. . . . . . . . . . . . . . .
1980. . . . . . . . . . . . . . .
1985. . . . . . . . . . . . . . .
1990. . . . . . . . . . . . . . .

At birth

At age 65

At birth

At age 65

At birth

At age 65

63.5
65.6
68.3
69.7
69.9
70.2
70.9
72.6
73.6
74.6
75.2

12.7
13.6
14.0
14.5
14.5
14.8
15.3
16.0
16.3
16.6
17.1

61.4
62.9
65.6
66.7
66.7
66.8
67.2
68.7
69.9
71.1
71.8

11.9
12.6
12.8
13.1
12.9
12.9
13.1
13.7
14.0
14.4
15.0

65.7
68.4
71.1
72.8
73.2
73.8
74.9
76.6
77.5
78.2
78.9

13.4
14.4
15.1
15.6
15.9
16.3
17.1
18.0
18.4
18.6
19.0

1991. . . . . . . . . . . . . . .
1992. . . . . . . . . . . . . . .
1993. . . . . . . . . . . . . . .
1994. . . . . . . . . . . . . . .
1995. . . . . . . . . . . . . . .
1996. . . . . . . . . . . . . . .
1997. . . . . . . . . . . . . . .
1998. . . . . . . . . . . . . . .
1999. . . . . . . . . . . . . . .
2000. . . . . . . . . . . . . . .
2001 2. . . . . . . . . . . . . .
2002 2. . . . . . . . . . . . . .
2003 2. . . . . . . . . . . . . .

75.4
75.6
75.4
75.6
75.7
76.0
76.3
76.4
76.5
76.6
76.7
76.8
76.9

17.2
17.3
17.1
17.2
17.2
17.3
17.3
17.4
17.3
17.4
17.5
17.5
17.5

72.0
72.2
72.0
72.3
72.5
72.9
73.4
73.7
73.8
74.0
74.1
74.3
74.4

15.1
15.2
15.1
15.3
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.0

79.0
79.2
78.9
79.0
79.0
79.2
79.3
79.4
79.3
79.4
79.4
79.5
79.5

19.1
19.2
19.0
19.0
19.0
19.0
19.1
19.0
18.9
18.9
18.9
18.9
19.0

Projected:3
2005. . . . . . . . . . . . . . .
2010. . . . . . . . . . . . . . .
2015. . . . . . . . . . . . . . .
2020. . . . . . . . . . . . . . .
2025. . . . . . . . . . . . . . .
2030. . . . . . . . . . . . . . .
2035. . . . . . . . . . . . . . .
2040. . . . . . . . . . . . . . .
2045. . . . . . . . . . . . . . .
2050. . . . . . . . . . . . . . .
2055. . . . . . . . . . . . . . .
2060. . . . . . . . . . . . . . .
2065. . . . . . . . . . . . . . .
2070. . . . . . . . . . . . . . .
2075. . . . . . . . . . . . . . .
2080. . . . . . . . . . . . . . .

77.1
77.6
78.0
78.5
79.0
79.5
79.9
80.4
80.8
81.2
81.6
82.0
82.3
82.7
83.0
83.4

17.6
17.8
18.1
18.4
18.7
19.0
19.3
19.6
19.9
20.1
20.4
20.6
20.9
21.2
21.4
21.6

74.7
75.3
75.8
76.3
76.9
77.4
77.8
78.3
78.8
79.2
79.6
80.0
80.4
80.8
81.2
81.6

16.1
16.4
16.7
17.1
17.4
17.7
18.0
18.2
18.5
18.8
19.1
19.3
19.6
19.9
20.1
20.3

79.6
80.0
80.4
80.8
81.3
81.7
82.1
82.5
82.9
83.3
83.6
84.0
84.3
84.6
85.0
85.3

19.0
19.1
19.4
19.7
20.0
20.3
20.6
20.9
21.2
21.4
21.7
22.0
22.2
22.5
22.7
22.9

1

The period life expectancy at a given age for a given year represents the average number of years of life remaining if a group of persons at
that age were to experience the mortality rates for the year over the course of their remaining lives.
2 Preliminary or estimated.
3
The projected values are based on the intermediate assumptions of the 2004 Trustees Report.

Actuarial Note No. 2004.2
Social Security Administration
Office of the Chief Actuary
Baltimore, Maryland
September 2004

2

Table 2.—Cohort Life Expectancies1
Unisex
Calendar Year
1940 . . . . . . . . . . . . . .
1945 . . . . . . . . . . . . . .
1950 . . . . . . . . . . . . . .
1955 . . . . . . . . . . . . . .
1960 . . . . . . . . . . . . . .
1965 . . . . . . . . . . . . . .
1970 . . . . . . . . . . . . . .
1975 . . . . . . . . . . . . . .
1980 . . . . . . . . . . . . . .
1985 . . . . . . . . . . . . . .
1990 . . . . . . . . . . . . . .

Male

Female

At birth 2
72.5
74.1
75.3
76.0
76.6
77.3
78.3
79.1
79.8
80.5
81.0

At age 65 3
13.8
14.3
14.7
15.1
15.5
15.9
16.4
16.7
16.9
17.1
17.4

At birth 2
69.5
71.1
72.3
73.1
73.8
74.6
75.7
76.6
77.5
78.1
78.8

At age 65 3
12.7
13.0
13.1
13.1
13.2
13.5
13.8
14.2
14.7
15.2
15.6

At birth 2
75.8
77.3
78.5
79.1
79.6
80.2
81.0
81.7
82.3
82.9
83.4

At age 65 3
14.7
15.4
16.2
16.7
17.4
18.0
18.5
18.7
18.7
18.8
19.0

1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003

..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............

81.1
81.2
81.3
81.4
81.6
81.7
81.8
81.8
81.9
82.0
82.1
82.2
82.3

17.4
17.5
17.6
17.6
17.7
17.7
17.8
17.9
17.9
18.0
18.1
18.1
18.2

78.9
79.0
79.1
79.2
79.4
79.5
79.6
79.7
79.8
79.9
80.0
80.1
80.2

15.7
15.8
15.9
16.0
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.6
16.7

83.5
83.6
83.6
83.7
83.9
83.9
84.0
84.1
84.2
84.3
84.3
84.4
84.5

19.0
19.0
19.1
19.1
19.1
19.2
19.2
19.3
19.3
19.4
19.4
19.5
19.5

2005
2010
2015
2020
2025
2030
2035
2040
2045
2050
2055
2060
2065
2070
2075
2080

..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............
..............

82.5
82.9
83.3
83.6
84.0
84.4
84.7
85.0
85.4
85.7
86.0
86.3
86.6
86.8
87.1
87.4

18.3
18.6
18.9
19.2
19.5
19.8
20.1
20.4
20.6
20.9
21.2
21.4
21.7
21.9
22.1
22.4

80.4
80.8
81.3
81.7
82.1
82.5
82.8
83.2
83.5
83.9
84.2
84.5
84.9
85.2
85.5
85.8

16.8
17.2
17.5
17.8
18.1
18.4
18.7
19.0
19.3
19.5
19.8
20.1
20.3
20.6
20.8
21.1

84.7
85.0
85.4
85.7
86.0
86.4
86.7
87.0
87.3
87.6
87.8
88.1
88.4
88.6
88.9
89.1

19.7
20.0
20.3
20.6
20.9
21.2
21.5
21.7
22.0
22.3
22.5
22.8
23.0
23.3
23.5
23.7

1 The

cohort life expectancy at a given age for a given year represents the average number of years of life remaining if a group of persons at
that age were to experience the mortality rates for the series of years in which they reach each succeeding age. All mortality rates are consistent with those used for the intermediate assumptions of the 2004 Trustees Report.
2 Cohort life expectancies at birth are based on a combination of actual and projected data for birth years prior to 2001. For birth years after
2000, these values are based on projected data.
3
Age 65 cohort life expectancies are based on actual data prior to 1970. For 1970 through 2000, these values are based on a combination of
actual and projected data. After 2000, these values are based on projected data.

Actuarial Note No. 2004.2
Social Security Administration
Office of the Chief Actuary
Baltimore, Maryland
September 2004

3

Detailed Table 1.—Period Life Expectancies
Unisex
Calendar
year
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014

4

At birth
63.5
64.1
64.9
64.6
65.2
65.6
66.7
67.1
67.4
67.9
68.3
68.4
68.6
68.9
69.7
69.7
69.8
69.5
69.7
69.9
69.9
70.3
70.1
69.9
70.2
70.2
70.2
70.5
70.3
70.6
70.9
71.1
71.2
71.5
72.1
72.6
72.8
73.2
73.3
73.7
73.6
74.0
74.4
74.4
74.6
74.6
74.6
74.8
74.7
75.0
75.2
75.4
75.6
75.4
75.6
75.7
76.0
76.3
76.4
76.5
76.6
76.7
76.8
76.9
77.0
77.1
77.2
77.3
77.4
77.5
77.6
77.7
77.8
77.8
77.9

Male
At age 65
12.7
13.0
13.3
13.0
13.3
13.6
13.8
13.6
13.8
13.9
14.0
14.1
14.2
14.2
14.6
14.5
14.5
14.3
14.4
14.6
14.5
14.7
14.6
14.5
14.8
14.8
14.7
14.9
14.9
15.1
15.3
15.3
15.3
15.4
15.7
16.0
16.1
16.3
16.3
16.5
16.3
16.5
16.7
16.6
16.6
16.6
16.7
16.8
16.7
17.0
17.1
17.2
17.3
17.1
17.2
17.2
17.3
17.3
17.4
17.3
17.4
17.5
17.5
17.5
17.5
17.6
17.6
17.7
17.7
17.8
17.8
17.9
17.9
18.0
18.0

At birth
61.4
61.9
62.6
62.3
62.7
62.9
64.3
64.6
64.8
65.3
65.6
65.7
65.8
66.0
66.7
66.7
66.7
66.5
66.6
66.8
66.7
67.1
66.9
66.6
66.8
66.8
66.7
67.0
66.6
66.9
67.2
67.4
67.4
67.6
68.3
68.7
69.1
69.4
69.6
70.0
69.9
70.4
70.8
70.9
71.1
71.1
71.1
71.3
71.2
71.5
71.8
72.0
72.2
72.0
72.3
72.5
72.9
73.4
73.7
73.8
74.0
74.1
74.3
74.4
74.5
74.7
74.8
74.9
75.0
75.1
75.3
75.4
75.5
75.6
75.7

Female
At age 65
11.9
12.2
12.4
12.1
12.5
12.6
12.9
12.6
12.7
12.8
12.8
12.8
13.0
12.9
13.2
13.1
13.0
12.9
12.9
13.1
12.9
13.1
12.9
12.8
13.0
12.9
12.9
13.0
12.8
13.0
13.1
13.1
13.1
13.2
13.5
13.7
13.8
13.9
14.0
14.2
14.0
14.2
14.5
14.3
14.4
14.4
14.5
14.6
14.6
14.8
15.0
15.1
15.2
15.1
15.3
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.0
16.1
16.1
16.2
16.3
16.3
16.4
16.4
16.5
16.6
16.6
16.7

At birth
65.7
66.5
67.4
67.1
67.8
68.4
69.2
69.7
70.2
70.7
71.1
71.4
71.6
72.0
72.8
72.8
72.9
72.7
72.9
73.2
73.2
73.6
73.5
73.4
73.7
73.8
73.9
74.3
74.2
74.6
74.9
75.1
75.2
75.5
76.0
76.6
76.8
77.2
77.3
77.7
77.5
77.9
78.2
78.1
78.2
78.2
78.3
78.4
78.3
78.6
78.9
79.0
79.2
78.9
79.0
79.0
79.2
79.3
79.4
79.3
79.4
79.4
79.5
79.5
79.6
79.6
79.7
79.7
79.8
79.9
80.0
80.1
80.1
80.2
80.3

At age 65
13.4
13.8
14.1
13.7
14.1
14.4
14.6
14.5
14.7
14.9
15.1
15.2
15.3
15.3
15.8
15.6
15.7
15.6
15.7
15.9
15.9
16.1
16.0
16.0
16.3
16.3
16.3
16.6
16.6
16.9
17.1
17.1
17.2
17.4
17.7
18.0
18.1
18.3
18.3
18.6
18.4
18.6
18.8
18.6
18.7
18.6
18.7
18.7
18.7
18.9
19.0
19.1
19.2
19.0
19.0
19.0
19.0
19.1
19.0
18.9
18.9
18.9
18.9
19.0
19.0
19.0
19.0
19.0
19.1
19.1
19.1
19.2
19.2
19.3
19.4

Detailed Table 1.—Period Life Expectancies (Cont.)
Unisex
Calendar
year
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058
2059
2060
2061
2062
2063
2064
2065
2066
2067
2068
2069
2070
2071
2072
2073
2074
2075
2076
2077
2078
2079
2080

At birth
78.0
78.1
78.2
78.3
78.4
78.5
78.6
78.7
78.8
78.9
79.0
79.1
79.2
79.3
79.4
79.5
79.6
79.7
79.7
79.8
79.9
80.0
80.1
80.2
80.3
80.4
80.4
80.5
80.6
80.7
80.8
80.9
80.9
81.0
81.1
81.2
81.3
81.3
81.4
81.5
81.6
81.7
81.7
81.8
81.9
82.0
82.0
82.1
82.2
82.3
82.3
82.4
82.5
82.5
82.6
82.7
82.8
82.8
82.9
83.0
83.0
83.1
83.2
83.2
83.3
83.4

Male
At age 65
18.1
18.2
18.2
18.3
18.3
18.4
18.5
18.5
18.6
18.6
18.7
18.8
18.8
18.9
18.9
19.0
19.1
19.1
19.2
19.2
19.3
19.3
19.4
19.5
19.5
19.6
19.6
19.7
19.7
19.8
19.9
19.9
20.0
20.0
20.1
20.1
20.2
20.2
20.3
20.3
20.4
20.4
20.5
20.5
20.6
20.6
20.7
20.8
20.8
20.9
20.9
21.0
21.0
21.1
21.1
21.2
21.2
21.2
21.3
21.3
21.4
21.4
21.5
21.5
21.6
21.6

At birth
75.8
75.9
76.0
76.1
76.2
76.3
76.4
76.5
76.7
76.8
76.9
77.0
77.1
77.2
77.3
77.4
77.5
77.6
77.6
77.7
77.8
77.9
78.0
78.1
78.2
78.3
78.4
78.5
78.6
78.7
78.8
78.8
78.9
79.0
79.1
79.2
79.3
79.4
79.5
79.5
79.6
79.7
79.8
79.9
80.0
80.0
80.1
80.2
80.3
80.4
80.4
80.5
80.6
80.7
80.8
80.8
80.9
81.0
81.1
81.1
81.2
81.3
81.4
81.4
81.5
81.6

Female
At age 65
16.7
16.8
16.9
16.9
17.0
17.1
17.1
17.2
17.2
17.3
17.4
17.4
17.5
17.5
17.6
17.7
17.7
17.8
17.8
17.9
18.0
18.0
18.1
18.1
18.2
18.2
18.3
18.4
18.4
18.5
18.5
18.6
18.6
18.7
18.8
18.8
18.9
18.9
19.0
19.0
19.1
19.1
19.2
19.2
19.3
19.3
19.4
19.4
19.5
19.6
19.6
19.7
19.7
19.8
19.8
19.9
19.9
20.0
20.0
20.1
20.1
20.2
20.2
20.3
20.3
20.3

At birth
80.4
80.5
80.6
80.7
80.7
80.8
80.9
81.0
81.1
81.2
81.3
81.4
81.4
81.5
81.6
81.7
81.8
81.9
81.9
82.0
82.1
82.2
82.3
82.3
82.4
82.5
82.6
82.7
82.7
82.8
82.9
83.0
83.0
83.1
83.2
83.3
83.3
83.4
83.5
83.6
83.6
83.7
83.8
83.8
83.9
84.0
84.0
84.1
84.2
84.2
84.3
84.4
84.5
84.5
84.6
84.6
84.7
84.8
84.8
84.9
85.0
85.0
85.1
85.2
85.2
85.3

At age 65
19.4
19.5
19.5
19.6
19.6
19.7
19.8
19.8
19.9
19.9
20.0
20.1
20.1
20.2
20.2
20.3
20.4
20.4
20.5
20.5
20.6
20.7
20.7
20.8
20.8
20.9
20.9
21.0
21.1
21.1
21.2
21.2
21.3
21.3
21.4
21.4
21.5
21.5
21.6
21.6
21.7
21.8
21.8
21.9
21.9
22.0
22.0
22.1
22.1
22.2
22.2
22.3
22.3
22.4
22.4
22.5
22.5
22.6
22.6
22.6
22.7
22.7
22.8
22.8
22.9
22.9

Actuarial Note No. 2004.2
Social Security Administration
Office of the Chief Actuary
Baltimore, Maryland
September 2004

5

Detailed Table 2.—Cohort Life Expectancies
Unisex
Calendar
year
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014

6

At birth
72.5
72.9
73.4
73.6
73.9
74.1
74.5
74.8
75.0
75.1
75.3
75.5
75.6
75.7
75.9
76.0
76.2
76.3
76.3
76.5
76.6
76.8
76.9
77.0
77.2
77.3
77.5
77.7
77.9
78.1
78.3
78.4
78.6
78.7
78.9
79.1
79.2
79.4
79.5
79.7
79.8
80.0
80.1
80.2
80.4
80.5
80.6
80.7
80.8
80.9
81.0
81.1
81.2
81.3
81.4
81.6
81.7
81.8
81.8
81.9
82.0
82.1
82.2
82.3
82.4
82.5
82.5
82.6
82.7
82.8
82.9
83.0
83.0
83.1
83.2

Male
At age 65
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
14.7
14.7
14.8
14.8
14.9
15.0
15.1
15.1
15.2
15.3
15.4
15.5
15.6
15.7
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.4
16.5
16.6
16.6
16.7
16.7
16.7
16.8
16.8
16.9
16.9
17.0
17.0
17.1
17.1
17.2
17.2
17.3
17.3
17.4
17.4
17.5
17.6
17.6
17.7
17.7
17.8
17.9
17.9
18.0
18.1
18.1
18.2
18.2
18.3
18.4
18.4
18.5
18.5
18.6
18.7
18.7
18.8
18.9

At birth
69.5
69.8
70.4
70.6
70.9
71.1
71.5
71.9
72.0
72.1
72.3
72.5
72.6
72.8
73.0
73.1
73.2
73.4
73.4
73.6
73.8
74.0
74.1
74.3
74.4
74.6
74.8
75.1
75.3
75.5
75.7
75.9
76.0
76.2
76.4
76.6
76.7
76.9
77.1
77.3
77.5
77.6
77.8
77.9
78.0
78.1
78.3
78.4
78.5
78.6
78.8
78.9
79.0
79.1
79.2
79.4
79.5
79.6
79.7
79.8
79.9
80.0
80.1
80.2
80.3
80.4
80.5
80.6
80.7
80.7
80.8
80.9
81.0
81.1
81.2

Female
At age 65
12.7
12.8
12.8
12.9
12.9
13.0
13.0
13.0
13.1
13.1
13.1
13.1
13.1
13.1
13.1
13.1
13.1
13.2
13.2
13.2
13.2
13.3
13.3
13.4
13.4
13.5
13.5
13.6
13.7
13.7
13.8
13.9
14.0
14.1
14.1
14.2
14.3
14.4
14.5
14.6
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.6
16.7
16.8
16.8
16.9
17.0
17.0
17.1
17.2
17.2
17.3
17.4
17.4

At birth
75.8
76.0
76.5
76.8
77.0
77.3
77.6
78.0
78.1
78.3
78.5
78.6
78.7
78.9
79.0
79.1
79.2
79.3
79.4
79.5
79.6
79.8
79.9
79.9
80.1
80.2
80.3
80.5
80.7
80.8
81.0
81.1
81.3
81.4
81.6
81.7
81.8
82.0
82.1
82.2
82.3
82.5
82.6
82.7
82.8
82.9
83.0
83.1
83.2
83.2
83.4
83.5
83.6
83.6
83.7
83.9
83.9
84.0
84.1
84.2
84.3
84.3
84.4
84.5
84.6
84.7
84.7
84.8
84.9
85.0
85.0
85.1
85.2
85.2
85.3

At age 65
14.7
14.9
15.0
15.1
15.3
15.4
15.6
15.7
15.9
16.0
16.2
16.3
16.4
16.5
16.6
16.7
16.9
17.0
17.2
17.3
17.4
17.6
17.7
17.8
17.9
18.0
18.2
18.3
18.4
18.5
18.5
18.6
18.6
18.7
18.7
18.7
18.7
18.7
18.7
18.7
18.7
18.8
18.8
18.8
18.8
18.8
18.8
18.9
18.9
18.9
19.0
19.0
19.0
19.1
19.1
19.1
19.2
19.2
19.3
19.3
19.4
19.4
19.5
19.5
19.6
19.7
19.7
19.8
19.8
19.9
20.0
20.0
20.1
20.1
20.2

Detailed Table 2.—Cohort Life Expectancies (Cont.)
Unisex
Calendar
year
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058
2059
2060
2061
2062
2063
2064
2065
2066
2067
2068
2069
2070
2071
2072
2073
2074
2075
2076
2077
2078
2079
2080

At birth
83.3
83.3
83.4
83.5
83.6
83.6
83.7
83.8
83.9
83.9
84.0
84.1
84.2
84.2
84.3
84.4
84.4
84.5
84.6
84.6
84.7
84.8
84.8
84.9
85.0
85.0
85.1
85.2
85.2
85.3
85.4
85.4
85.5
85.5
85.6
85.7
85.7
85.8
85.9
85.9
86.0
86.0
86.1
86.2
86.2
86.3
86.3
86.4
86.4
86.5
86.6
86.6
86.7
86.7
86.8
86.8
86.9
87.0
87.0
87.1
87.1
87.2
87.2
87.3
87.3
87.4

Male
At age 65
18.9
19.0
19.0
19.1
19.2
19.2
19.3
19.4
19.4
19.5
19.5
19.6
19.6
19.7
19.8
19.8
19.9
19.9
20.0
20.0
20.1
20.2
20.2
20.3
20.3
20.4
20.4
20.5
20.5
20.6
20.6
20.7
20.8
20.8
20.9
20.9
21.0
21.0
21.1
21.1
21.2
21.2
21.3
21.3
21.4
21.4
21.5
21.5
21.6
21.6
21.7
21.7
21.8
21.8
21.9
21.9
22.0
22.0
22.1
22.1
22.1
22.2
22.2
22.3
22.3
22.4

At birth
81.3
81.3
81.4
81.5
81.6
81.7
81.8
81.8
81.9
82.0
82.1
82.1
82.2
82.3
82.4
82.5
82.5
82.6
82.7
82.8
82.8
82.9
83.0
83.0
83.1
83.2
83.3
83.3
83.4
83.5
83.5
83.6
83.7
83.7
83.8
83.9
83.9
84.0
84.1
84.1
84.2
84.3
84.3
84.4
84.5
84.5
84.6
84.7
84.7
84.8
84.9
84.9
85.0
85.0
85.1
85.2
85.2
85.3
85.3
85.4
85.5
85.5
85.6
85.6
85.7
85.8

Female
At age 65
17.5
17.6
17.6
17.7
17.7
17.8
17.9
17.9
18.0
18.1
18.1
18.2
18.2
18.3
18.4
18.4
18.5
18.5
18.6
18.6
18.7
18.8
18.8
18.9
18.9
19.0
19.0
19.1
19.2
19.2
19.3
19.3
19.4
19.4
19.5
19.5
19.6
19.6
19.7
19.8
19.8
19.9
19.9
20.0
20.0
20.1
20.1
20.2
20.2
20.3
20.3
20.4
20.4
20.5
20.5
20.6
20.6
20.7
20.7
20.8
20.8
20.9
20.9
21.0
21.0
21.1

At birth
85.4
85.5
85.5
85.6
85.7
85.7
85.8
85.9
85.9
86.0
86.0
86.1
86.2
86.2
86.3
86.4
86.4
86.5
86.6
86.6
86.7
86.7
86.8
86.9
86.9
87.0
87.0
87.1
87.2
87.2
87.3
87.3
87.4
87.4
87.5
87.6
87.6
87.7
87.7
87.8
87.8
87.9
87.9
88.0
88.0
88.1
88.1
88.2
88.3
88.3
88.4
88.4
88.5
88.5
88.6
88.6
88.7
88.7
88.8
88.8
88.9
88.9
89.0
89.0
89.1
89.1

At age 65
20.3
20.3
20.4
20.5
20.5
20.6
20.6
20.7
20.8
20.8
20.9
20.9
21.0
21.1
21.1
21.2
21.2
21.3
21.3
21.4
21.5
21.5
21.6
21.6
21.7
21.7
21.8
21.8
21.9
21.9
22.0
22.1
22.1
22.2
22.2
22.3
22.3
22.4
22.4
22.5
22.5
22.6
22.6
22.7
22.7
22.8
22.8
22.9
22.9
23.0
23.0
23.1
23.1
23.2
23.2
23.3
23.3
23.3
23.4
23.4
23.5
23.5
23.6
23.6
23.7
23.7

Actuarial Note No. 2004.2
Social Security Administration
Office of the Chief Actuary
Baltimore, Maryland
September 2004

7