More than

JVOFI 2012-13
Jaime V. Ongpin Foundation, Inc.

three decades of service


JVOFI, Who we are Vision, Mission, and Goals Message from the Chairperson & the President Ecological Enhancement Saving the Benguet Watersheds for Water Replicating LaTop’s Success Capacity Building Support Enterprise Development Special Projects Reforestation and Plantation Management Alleviation of Poverty and Hunger: Investing in Communities Livelihood Project for Poverty Alleviation Child Labor Prevention and Uplifting the Lives of Tobacco Farmers in the Ilocos Region and Occidental Mindoro Project CHATON Members of the Board Local and International Affiliations Directory of Staff Donors 13 13 14 15 15 16 12 12 13 7 9 10 11 3 4 5

Who we are…

The Jaime V. Ongpin Foundation, Inc. was established on 17 December 1980 as the corporate social arm of Benguet
Corporation. Originally called the BenguetCorp Foundation, its creation was inspired by the late Jaime V. Ongpin, the company’s first Filipino president, who envisioned the development of self-reliant communities in the areas where it operated. A pioneer in the mining industry in the Philippines, Benguet Corporation operated the largest gold mines until the 1980s and the largest chromite mine in the country. Mr. Ongpin joined Benguet Corporation in 1962 and became President in 1974. He is credited for introducing corporate social responsibility as a major concern of top management down to the ranks. This was later institutionalized when he formed the Foundation in 1980.The Foundation was initially tasked to attend to the needs of dependents of company employees which were not directly related to Benguet Corporation's business but nonetheless equally important to maintaining a productive workforce. The Foundation’s mandate later extended to the neighboring communities to enable them to transform into self-reliant communities that continue to thrive when the company’s mines cease to operate. Mr. Ongpin eventually joined the cabinet of President Corazon Aquino in 1986 as the Minister of Finance. He later returned to private life and a few months after his death in 1987, BenguetCorp Foundation was renamed Jaime V. Ongpin Foundation, Inc. in his honor. JVOFI is a non-stock, non-profit organization duly registered with the Securities and Exchange Commission. It is a certified donee institution until 2017 by the Philippine Council for NGO Certification and the Bureau of Internal Revenue. The Foundation works in partnership with local and foreign donors, business, government agencies, other NGOs and people’s organizations in pursuing development programs within its target communities. The Foundation adopts a Strategic Area Management Approach with a well-defined geographic focus. Currently, the Foundation implements the following core programs in Northern Luzon: - Enterprise Development Promote the enhancement of income generating or livelihood projects through microfinance, technical assistance and institutional development. - Ecological Enhancement Promote the conservation, ecological resources.









- Resource Generation and Management Make available the required financial resources for the Foundation achieved through fund sourcing, training, consultancy, and asset management.







- Internal Capacity Building Provide adequate support for improving staff competencies, design appropriate management systems and make available the required logistics.

Vision, Mission, & Goals

JVOFI shall be the leading institution in the formation of self-reliant communities capable of harnessing resources for equitable development.

Guided by the principle of holistic development and with utmost concern for the environment, the Foundation shall uplift the sense of dignity of Filipino communities it serves.

On Organizational Dynamism: Enhance the capacity of the Foundation to pursue its mandate. On Empowerment: Enhance the capacity of client communities to plan, implement, and sustain projects On Productivity: Assist impoverished households improve their incomes. On Environment: Enable communities to develop and preserve their ecological resources.


Message from the Chairman and the President



Since our inception, we have relentlessly pursued our vision to develop sustainable communities through our programs and partnerships. For the past year, we are proud to report that we have again reached several milestones. Ecological Enhancement. With the continued support of our donors, we were able to implement the final year of the “Saving the Benguet Watersheds for Water”, a two-year project funded by the European Union under their Strategic Projects Facility and the Peace and Equity Foundation. We made significant strides towards demonstrating that the management of communal watersheds can be effectively devolved from the national government to local government units. Key to these are community participation in coming up with the forest management plans, linking up the basic need for water to protection of watersheds and, putting in place the required institutional arrangements to ensure the sustainability of the project. We credit the smooth implementation of the project to our presence on the ground and our collaboration with Benguet Province, Department of Environment and Natural Resources, the National Commission of Indigenous Peoples, Benguet State University, and the Cordillera Network of Development NGOs and POs. We completed the implementation of the “Replicating LaTop’s Success through Capacity Building and Alternative Tourism” in November 2012. Funded by the Philippines-Australia Community Assistance Program, the project aimed to convert those engaged in chemical or conventional farming to organic farming using ecotourism as a strategy. Since 2009, JVOFI has advocated organic farming as a strategy to address environmental degradation, declining incomes from agriculture, and the resulting migration to urban areas and abroad. The project supported ten (10) organic farmers whose farms were developed as ecotourism destinations. At project close in March 2013, the farms recorded a total of 2,670 visitors. In addition, 601 conventional farmers were trained on organic farming technology. The organic farms are now considered as on-site training & demonstration centers of the Department of Agriculture. Recognizing that disasters can significantly set back development gains, JVOFI partnered with the World Food Programme (WFP) in 2012 for the project entitled “Capacity Building Support to the Government of the Philippines on Disaster Preparedness and Response”. Benguet is considered the second most disaster prone province due to its vulnerability to landslides. The project covered the fourth and fifth class municipalities of Tublay, Atok, Kibungan and Kapangan. Its goal was to develop communities resilient to disasters. Through WFP, these municipalities and their 38 barangays or villages were assisted in preparing their Disaster Preparedness & Response Plans, Contingency plans, and in organizing their Community Emergency Response Teams. Enterprise Development. We continue to be committed to providing affordable access to credit, savings and insurance services to enterprising poor women in our target areas and to ensuring that our services are compliant with the law. Last year, the Foundation registered with the Bangko Sentral ng Pilipinas (BSP) as a Credit Granting Entity in line with BSP Circular 755 on the implementation of Republic Act no. 3765 or, the “Truth in Lending Act”. Thus b eginning January 2013, Jaime V. Ongpin Foundation, Inc. (JVOFI) implemented the interest computation based on declining loan balance and the required disclosures to our borrowers to ensure transparent pricing as part of the effort to lower further the interest rates we have to charge.


Also within the year, JVOFI partnered with Country Bankers for microinsurance services to our clients to reduce their vulnerability to risks due to death and sickness. On its initial year thirty two (32), or 1.6% of our clients, availed of microinsurance benefits which encouraged more clients to obtain optional health insurance coverage. Borrowers were automatically covered with life insurance at no additional cost to them. During the Board’s project visit in January 2013, we heard firsthand how our microfinance program helped the women in their livelihood activities and how they used their income for their children’s education, for meeting their household needs & growing their small businesses. Special Projects. Engaging in Special Projects enables the Foundation to share its experience and expertise to new areas and partners while honing our internal capability and generating additional resources for us to fulfill our mandate. In 2012, the CHATON (Capacity building and Harnessing Animal gifts to Transform lives and Nurture the Environment) project funded by Heifer Philippines, Inc. was completed. A total of 100 families in Tadian, Mt. Province, plus an additional 99 pass-on families benefited from livestock dispersal and planting materials that will enable them to improve their livelihood and nutritional status. The project was implemented through Community Animal Health Workers and self-help groups that are envisioned to sustain the project and expand it to more families in need. We experienced phenomenal growth in our partnership with PMFTC Inc. The coop organizing and reforestation project which started in 2008 was extended to seven (7) communities in Ilocos Sur, La Union and Mindoro Occidental. The project entailed organizing tobacco farmers and enabling them to establish at least five hectares each of communal fuelwood or bamboo plantations on idle lands. This was in line with the company’s goal to be carbon-neutral or to replace the timber and bamboo it consumes in the course of its business. The project was a Bronze winner of the Corporate Social Responsibility Program of the Year in Asia, Australia and New Zealand given by The International Business Awards. During the year, we were tapped by PMFTC to implement the company’s other charitable and non -charitable contributions program. One of these is the Community Management Fund which supports environmental, health and disaster response projects in areas where the company operates, namely: Ilocos Sur, Mindoro Occidental, Marikina City and Subic, Zambales. Also, during the year, we were engaged by PMFTC to design and implement an anti-child labor program. For this project, we decided to partner with Child and Family Service Philippines, Inc. which was tasked to undertake the strengthening of Barangay councils for the protection of children, develop programs to enrich family-life activities, life skills training for the youth, and advocacy while JVOFI shall focus on the education and livelihood components of the project. We also implemented with PMFTC Inc. several short-term projects to support the Company's thrust to protect the environment and eradicate child labor in its tobacco growing areas. Outlook. As we start a new fiscal year, we look back to our modest beginnings and acknowledge with gratitude and honor our various partners in government, business and civil society for helping us respond to the ever evolving needs of marginalized communities. In return, we at the Foundation strive to maintain administrative efficiency. For every peso in grants we received in the last fiscal year, less than eight centavos (or 8%) went to overhead expenses. This was much less than the thirty centavos, or 30%, administrative cost required by the Securities & Exchange Commission of non-profit organizations and the 20% required by the Department of Social Welfare and Development. In closing, we know we speak for the Board and staff in thanking Ma. Isabel G. Ongpin, our Chairperson since 2006 for her everlasting commitment to the vision and mission of the Foundation. Under her leadership, we at the Foundation have achieved significant milestones which can only further inspire us to continue trying to make a difference in the marginalized communities we serve. As we embark on the next year, we look forward to new projects in the offing and to hand over those due for completion to our donors and partners as well as our beneficiaries. With the continuing confidence of our donors and partners, together with the unwavering commitment of our Board and staff, we can look back with pride to a past that glows with achievements but with the realization that the work is never done so long as there are communities and people out there who need our help.



Understanding Community Needs
Ecological Enhancement
Responds to JVOFI's goal on environment which is to enable communities to develop and conserve their ecological resources. Components of this program are: 1. Education & advocacy, 2. Capacity building, 3. Community-based resource management, 4. Support facilities (such as water systems)

Saving the Benguet Watersheds for Water
Supported By:


Project (Action) Background

Delegation to the Philippines

Amidst the growing threat to Benguet's remaining forests, this final year of the European Union funded, "Saving the Benguet Watersheds for Water" has achieved its goals through close partnership and collaboration with the LGUs and government agencies. GENERAL OBJECTIVES OF THE ACTION: To increase tangible participation of LGUs, local communities & stakeholders in the devolved functions of forest/watershed and water management through empowered and strengthened partnerships. This action will spell out how devolution of forest management from the DENR to the LGUs could take place using the mandates of the RA 7160, DENR-DILG Joint Memorandum Circulars (98-01 and 2003-01) & DENR DAO 30. This action will forge closer alliance among the LGUs, indigenous communities and other critical stakeholders for effective and efficient governance of communal forests & watersheds.

THE FOLLOWING ARE THE RESULTS OF THIS ACTION: Result 1: Six barangay forest demonstration sites were identified; delineated and devolved by DENR to the LGUs through a Memorandum of Agreement.
 Relocation

Accomplishments: surveys were completed in the following sites: Atok (Salingew Communal Forest) 56.0901 hectares; Bokod (Kotkot-Kingis Communal Forest) 214.0141 hectares; Buguias (Loo Communal Forest) 67.901 hectares; Kibungan (Alitang-Sagpat Communal Forest) 37.07019 hectares; Sablan (Banangan Communal Forest) 11.0649 hectares; Tublay (Ambassador Communal Forest) 33.0649 hectares for the communal forest & 18.0004 for the watershed. Resource inventory & biodiversity profile were conducted in each site. Results indicated that these forests maintained a significant diversity of flora of fauna. Data on threatened, endangered & vulnerable species were provided to the LGUs for local ordinances protecting these species. management plans in each site were completed spelling out sustainability mechanisms of devolved functions.

A total of 47 corner and 73 standard monuments were installed in critical areas. 


Forest regeneration activities were conducted with more than 20,000 trees planted.

Result 2: Local structures consisting of deputized Barangay Multisectoral Forest Protection Committee (BMFPC) officers in each of the demonstration sites, 6 Municipal Environment and Natural Resource Councils (MENRC) and 1 Provincial and Natural Resource Council (PENRC) were organized & capacitated to assume devolved forest management functions.
Accomplishments: A total of 59 BMFPC or forest brigades were trained and deputized by the DENR.
 1 PENRC & 6 MENRCs were trained on forest paralegal & enforcement laws, and their functions as councils.

Result 3: Six watersystems in forest demonstration sites showing fusion of forest/watershed management and water sustainability
Accomplishments: Six level-2 water systems (source to communal tanks/tapstands) were constructed benefitting a total of 900 households and 500 schoolchildren.
Six Community Water Associations were organized formally registered and trained to manage the watersystems.

Result 4: Sustainability plans in place
Formal hand-over of the action was conducted with the completion of sustainability plans for each project site.



Replicating LaTop’s Success through Capacity Building and Alternative Tourism
BACKGROUND: JVOFI launched in July 2011 a project that aims to encourage conventional farmers to shift to organic farming through popularization of successful organic farms leveled-up into tourist destinations. The project is supported and funded by the Australian Agency for International Development – Philippines Australia Community Assistance Program (PACAP). OBJECTIVE: Operationalize the first in the Cordillera, an alternative Eco-Organic tourism that will showcase the success of the organic farms PROJECT SITES: Lubas; Beckel; Longlong, Puguis; Ampasit, Puguis; Samoyao in La Trinidad; Ambassador, Tublay; Adaoay, Kabayan; Pola, Sto. Tomas, Tuba; Palina, Taloy Sur, Tuba. CAPACITY BUILDING INTERVENTIONS:  Marketing trainings and Planning Workshops;  Risk Analysis and Management Workshops;  Bookkeeping Workshops;  Trainer’s workshops;  Experiential learning trip to a model ecotourism area. (Costales Nature’s Farm in Laguna, Villegas Organic Hobby Farm Complex in Batangas and Prado Farm in Pampanga) ORGANIC FARMS ASSISTED: 1. AAU Organic Farm 2. Apunan Organic Farm 3. Cosmic Organic Farm 4. G.A. Apiary 5. Garden of Life Organic Farm

Supported By:

Media Visits to LaTop Organic Farms

6. Imperial Organic Farm 7. Kerobee Organic Farm 8. Lily of the Valley 9. RLD Organic Farm 10. VnL Organic Farm

PARTNERS: Provincial Local Government Unit-Benguet; National Association of Independent Travel Agencies (NAITAS); Baguio City Tourism and Special Events Office; Baguio Correspondents and Broadcasters Club (BCBC); Sky Cable; Mountain Province Broadcasting Company (MPBC)-DZWT. OTHER ACCOMPLISHMENTS: Completed 8 organic farming trainings that encouraged 601 farmers in the municipalities of Buguias, Kibungan, Sablan, and Tublay to convert from conventional or chemical farming.

Aus-Aid partner, Department of Tourism and JVOFI Board of Trustees toured around LaTop Organic Farms


Capacity Building Support to the Government of the Philippines on Disaster Preparedness and Response

Taking into account the negative impacts of the natural hazards and disaster that affect the Benguet Province, the Provincial and local government units have developed strategies to avert its negative effects in their respective areas. Despite these initiatives, there is still lack of a systematic approach & practice to strengthen the disaster management capacity of the Province. The geo-hazard assessment of the Mines and Geosciences Bureau of the Department of Natural Resources (MGB-DENR) in the Cordilleras indicated that the Province of Benguet is among the top 10 provinces that has the most number of areas highly susceptible to landslides.

Capacitated Target Local Government Units of Benguet (Project Objective)

Project Sites:
4th and 5th class municipalities of Atok, Tublay, Kapangan & Kibungan (Hardest hit municipalities of Typhoons Parma & Megi in 2009 & 2010)

1) Formulation of Policy and Institutional Arrangements for Disaster Preparedness and Response Management. 2) Build social capital for the increased community involvement in the development and implementation of disaster risk reduction and management plans and actions. 3) Strengthen collection & analysis of data base, & information sharing and knowledge management across sectors for preparedness, contingency planning, response and early recovery. 4) Capacitate the Local Government Units in disaster mitigation decision making, Disaster Preparedness & Response (DPR), Disaster Risk Reduction & Management (DRRM) and climate change mitigation project, implementation & resource mobilization.

Mapping of hazard areas, resources, and evacuation sites were included during the crafting of the Contingency Plan. Barangays created 2D maps as the basis for the LGUs to create their maps through GIS.

What we have accomplished:

Community Emergency Response Team Training conducted in the Municipality of Kibungan. The training was conducted simultaneously in 7 barangays with a total of 315 participants from all the 7 barangays.

Supported by:

• 4 Disaster Risk Reduction and Management Council and Office from the 4 Municipalities organized and trained • 152 trained LGU personnel on DRR/CCA from the 4 Municipalities • 32 Disaster Preparedness and Response (DRR)/Climate Change Adaptation (CCA) activities/training workshops conducted • 4 Strategic Plans formulated at the Municipal Level • 4 hazard specific Contingency Plans drafted at the Municipal Level • 38 hazard specific Contingency Plans drafted at the Barangay Level • 4 Municipal IECs completed for dissemination (flyers & posters) • Simulations conducted for the communication protocol.

Understanding Community Needs
Enterprise Development
Enterprise Development focuses on JVOFI's goal on productivity which is to assist impoverished households improve their incomes. JVOFI extends Microfinance services, namely small loans, savings and microinsurance to enterprising poor women in Baguio City, Benguet and La Union.

What is the Microfinance Program?
The Microfinance Program was launched in 2001. To date, there are 9 municipalities being assisted by JVOFI through this project. PROJECT AREAS ARE: Benguet : Baguio, Bokod, Itogon, La Trinidad, Sablan, Tuba & Tublay La Union : Burgos & Naguilian
TOTAL CLIENTS BORROWERS LOAN GUARANTEE FEE: (client’s savings) LOAN PORTFOLIO REPAYMENT RATE: For the Fiscal Year PAR RATE 2042 1751 9,475,402 17,752,364 99.64% 4.07%

Previously, JVOFI used the Loan Protection and Capacity Building Fund (formerly called the Damayan Fund) to cover the unpaid balances of borrowers who died during the term of their loans. This Fund was pre-deducted from the principal loan of a client. Last 2010, the Insurance Commission (IC), Cooperative Development Authority (CDA), and the Securities Exchange Commission (SEC) issued a joint memorandum that all entities engaged in unauthorized insurance or insurance - like activities shall terminate their informal insurance activities. JVOFI complied with the Joint IC-CDA-SEC Memorandum Circular No.01-2010 and partnered with Country Bankers Life Insurance Corporation beginning July 2012. The Microinsurance has the following features: > Credit Group Life (CGL) Micro-loan ensures the protection of the principal borrowers and offers assistance in case of fatality as long as it is within the term of their loans. > CB Kalinga, a life insurance with a premium amounting to P280 per year, covers the principal contributor and his/her family members. As of June 2013, JVOFI enrolled a total of 953 clients. The benefits are as follows: a. Daily Confinement Benefit (Hospitalization) b. Death benefits Jenny O. Gutierrez, a mother of three children, became a member of JVOFI’s Microfinance Program in 2007. At that time, she earned P428-P714 a day selling beauty products. Starting with an initial loan of P5,000, she became an active borrower able to sustain her good repayment performance. She was given a change to attend the cosmetology training that Splash Foundation conducted for JVOFI’s clients. Aside from selling beauty products she included home services applying what she had learned from the training to her friends and neighbors.

Increased Operational Self Sufficiency Versus Last Year 11

In 2012, she and her husband decided to put up their own beauty parlor to better accommodate their increasing customers. She and her husband worked as the stylists or beauticians. The Progress Out of Poverty Index (PPI), a tool for tracking the status of clients, revealed that her family has risen from the poor level. The latest loan she availed was Php35,000 and their business can generate an estimated income of P1,000-5,000 daily – more than twice their earnings before. They now have three employees and can provide the needs of their family.

Understanding Community Needs
Special Projects:

Supported by:

Enables JVOFI to share its experience and expertise in project implementation and fund management to other areas and partners. For fiscal year 2012-13, JVOFI partnered with PMFTC Inc. for the implementation of the company's charitable and non-charitable programs in the areas where it operates and other provinces.

Reforestation and Plantation Management Project
Organize and strengthen PMFTC tobacco farmer’s cooperatives/people’s organizations in Ilocos Region, Abra and Occidental Mindoro to establish and manage their bamboo/fuelwood plantations. Place Organized POs 2 8 3 2 2 6 No. of Plantation Sites 4 8 3 2 2 9 Hectares Seedlings Planted


10 65 32 20 20 50

Fuelwood/Timber  10,700 Fuelwood/Timber  119,363 Fuelwood/Timber  72,000 Bamboo/Timber  12,450 Bamboo/Timber  25,441 Fuelwood/Timber  3,355 Bamboo  7,055

Alleviation of Poverty and Hunger: Investing in Communities
  Assist the residents of the host communities improve their health condition. Aid them to enhance their environment and cope with disasters.


Abra; Vigan and Sta. Cruz, Ilocos Sur; La Union; Subic, Olongapo; Marikina City; Batangas City; Occidental Mindoro; Claveria, Misamis Oriental. The project benefited the ff:
Component Health Environment Disaster Management Total Number of Schools Barangays 117 115 232 148 27 17 192

Persons 15,423 1,593 1,590 18,606


Livelihood Project for Poverty Alleviation
OBJECTIVES:  Help in the reduction of poverty by providing livelihood

opportunities to families  Increase income of the families by providing livelihood trainings to help them develop their skills and enhance their capabilities

SITES: Bataan, Cagayan de Oro City, Capiz, Laguna, Misamis Oriental,
Pangasinan, Quezon, Zamboanga del Norte The project benefited 1,434 individuals in these sites.

Child Labor Prevention and Uplifting the Lives of Tobacco Farmers in the Ilocos Region and Occidental Mindoro
Discourage the practice of hiring child laborers and improve the living conditions of tobacco farmers in the Ilocos Region and Occidental Mindoro. SITES:  Sta. Maria, Ilocos Sur  Bangar and Balaoan, La Union  Rizal and San Jose, Occ. Mindoro

Capacity building and Harnessing Animal gifts to Transform Lives and Nurture the Environment (CHATON) Project
Supported by: HEIFER INTERNATIONAL, Phils.
Participating families will have:  Increased income through viable and sustainable livestock projects and have improved capacity to manage savings groups and enterprises.  Improved nutrition, sanitation and sustainable healthy environment.  Achieved transformation, empowerment and gender equity through adoption of cornerstones. SITE: Tadian, Mountain Province TOTAL FAMILIES: 100 original & 99 pass-on families PASS-ON LIVESTOCK AND OTHER RESOURCES: Resource No. New Previous Total Type Total (All Periods) Female Pigs 55 gilts 10 gilts 65 Gilts Female goats 10 (5 6 goats (3 16 female goats PFs) PFs) Goods (13PFs) (3 PFs) Goods(16PFs) Chickens 24 (2PFs) 24chickens(2PFs) Tilapia (2PFs) Tilapia(2PFs) Organic (3PFs) Organic Garden Garden(3PFs) Duck (1PF) Duck(1PF) Sewing (1PF) Sewing(1PF) Boar 2 1 3 Chickens 170 34 214 Vegetable 300 300 300 grams/family planting grams per grams/family materials family


Members of the B O A R












SALVADOR P. PABALAN Former Treasurer (until 5 January 2013)


Local and International


International  Council of Foundations National  Association of Foundations  Microfinance Council of the Philippines, Inc.  Philippine Council on NGO Certification  Partnership of Philippines Support Service Agencies Local  Baguio City Development Council  Baguio Regreening Movement  Benguet Province Development Council  Benguet Province Environment & Natural Resource Council  Benguet Province Peace and Order Council  Cordillera Network of Development NGOs and POs (CORDNET)  Department of Environment and Natural Resources  Department of Social Welfare and Development  Ilocos Sur Development Council  La Trinidad, Local Development Council  Regional Cooperative Development Council

Partner GOs, NGOs, Business and Academe  Benguet Corporation  Benguet State University  Embrace  Texas Instruments (Philippines), Inc.  TransManila, Inc.  Universal Leaf Philippines, Inc.  University of Baguio People’s Organization  Alno Rural Community Development Cooperative  Ambassador Waterworks Association  AmbiongLa Trinidad Cooperative  ApuganLoakan Multipurpose Cooperative  Balaan Panayaoan Loo Waterworks Association  Banayoyo Reforestation Tobacco Grower’s Association, Inc.  Barangay Sengngat Ecological Society  Batasan Tobacco Farmers and Bamboo Growers Assoc.  Bayabo Producer’s Cooperative  Beckel Neighborhood Multipurpose Cooperative  Bitabian Producer’s Cooperative  Camanggaan, Barbar, Nagsupotan Farmers Cooperative  Corrooy Tobacco Farmers Cooperative  Federated Barangay Banangan Waterworks and Sanitation, Inc.  G. Del Pilar Reforestation & Tobacco Growers Credit Coop.  Galimuyod Farmers & Reforestation Coop.  Irisan Community Environmental Multipurpose Cooperative, Inc.

 KingisPoblacion Bokod Waterworks Association  La Curva, Camburay and San Isidro Bamboo Growers Assoc.  La Trinidad Strawberry Multipurpose Cooperative  La Top Organic Practitioners Multipurpose Cooperative  Lidlidda Reforestation Tobacco Farmer’s Association, Inc.  Magbay, Bayotbot and Mabini Bamboo Growers Assoc.  Manoot Farmers Marketing Coop.  Murtha Tobacco and Bamboo Growers Association  Northern La Union Tobacco Farmer’s Association, Inc.  Pilar Reforestation & Tobacco Farmers Credit Coop.  Pitogo, Aguas, Rizal, Malawaan Farmers Coop.  Poblacion Atok Community Organization  San Emilio MultiPurpose Cooperative  San Emilio Reforestation & Tobacco Growers Credit Coop.  Sta.Cruz Reforestation Tobacco Grower’s Association, Inc.  Sagpat Community Waterworks Association  San Manuel Producer’s Cooperative  Sinamar Producer’s Cooperative  Tamac Reforestation & Tobacco Farmers Credit Coop.  Wangal Community Multipurpose Cooperative  Water Consumers Association of Kias

Directory of STAFF
Cheryl Ann E. Mabli Loan Officer Giovanni B. Otto Loan Officer Baguio Branch Gilbert T. Imperial Branch Officer Annie A. Catalino Loan Officer Fidel Y. Awas Loan Officer Cesar G. Caluza Loan Officer Amielyn H. Fernandez Loan Officer Melba L. Ignacio Loan Officer Jayson P. Pascua Loan Officer Loriet A. Puchacan Loan Officer Ryan B. Victorio Loan Officer

Office of the Executive Director
Maria Rosario R. Lopez Executive Director Yumi A. Panelo *separated May 19, 2013 Dev’t Communications Assistant

Finance and Admin. Unit
Janice S. Sergio Finance & Admin. Manager Ma. Christina V. Mesina *separated May 15, 2013 General Accountant Chester Bolalla Project Accountant Anna Melissa Agloro Antolin Treasury Assistant Elizabeth P. Pascua Bookkeeper – PMFTC Emilia B. Frias Bookkeeper – MF Baguio Branch Lorna P. Bayangan Bookkeeper – MF La Trinidad Branch Susan C. Parocha Administrative Assistant Evelyn Blanco Project Aide Rogelio L. Cariaso Driver

Jeffrey H. Javier Project Officer Cherry C. Balolang Project Officer Rochelle Dompiles Community Organizer Maricel W. De Castro Community Organizer Mildred B. Lunas Community Organizer Chika Dale L. Pit-oy Community Organizer Grace L. Tuazon Community Organizer Mileatte A. Pangcog Community Organizer Hazel L. Golocan Communication Specialist James C. Dodoy Driver

Behilda V. Miana Community Organizer Judy Ann M. Cadiao Community Organizer Jeremy Russel A. Saracanlao Community Organizer Keren Jae B. Cadwising Community Organizer Irene Villanueva Community Organizer James P. Comicho Community Organizer

Microfinance Unit
Jovilyn C. Alcedo Program Manager Judith F. Lawagan Social Performance Management Coordinator/Internal Auditor La Trinidad Branch Dante T. Frias Branch Officer Robert C. Cayado Loan Officer Dixon D. Dodon Loan Officer Isagani F. Estrada Loan Officer Michael Infantado Loan Officer

Special Projects Ester C. Liberato
Program Manager Adelyn I. Dumngalon Project Officer Cherryl L. Balaodan Project Officer Sheryll R. Bunuan Project Officer Lorna M. Bagawi Project Coordinator

Ecological Enhancement
Rhoda Fe D. Buenavista Program Manager Corazon P. Sajonas Project Officer


▪ Australian Agency for International Development – Philippines Australia Community Assistance Program ▪ European Union ▪ World Food Programme ▪ Heifer International, Philippines ▪ PMFTC Inc.

27 Sofia De Veyra St., cor. Rd. 2, Quezon Hill, Baguio City 2600 Philippines Contact Number: +63 74 446 2843; Telefax: +63 74 424 5090; E-mail:;
Lay-out and Design by: Yumi A. Panelo & Hazel Golocan Bandas