Haiti Permanent Disability Benefits

Haiti
Exchange rate: U.S.$1.00 equals 37.25 gourdes.

Disability pension: 1/60 of average earnings for each year of

coverage during the 10 years before the onset of disability.

Survivor Benefits

Old Age, Disability, and Survivors
Regulatory Framework
First law: 1965. Current law: 1967. Type of program: Social insurance system.

Survivor pension: 50% of the pension paid or payable to the

insured. The pension is divided among the widow, orphans under age 18 (no limit if a student or disabled), or other dependents.
Survivor settlement: A refund of contributions without

accrued interest.

Note: This information is from 1995.

Administrative Organization
Ministry of Social Affairs provides general supervision. National Office of Old-Age Insurance of the Social Insurance Institute administers the program. Social Insurance Institute is managed by a tripartite board and a director general.

Coverage
Employees of industrial, commercial, and agricultural firms. Exclusions: Unpaid family labor, members of religious communities, and foreign diplomats. Special system for public-sector employees.

Sickness and Maternity
Source of Funds
Insured person: 2% of earnings for monthly earnings of

Regulatory Framework
First law: 1951, not implemented. Current law: 1967, not implemented in full. Type of program: Social insurance system. Cash and medical

200 gourdes or less, 3% of earnings for between 201 gourdes and 500 gourdes, 4% of earnings for between 501 gourdes and 1,000 gourdes, and 6% of earnings for over 1,000 gourdes.
Employer: 2% of earnings for monthly earnings of

200 gourdes or less, 3% of earnings for between 201 gourdes and 500 gourdes, 4% of earnings for between 501 gourdes and 1,000 gourdes, and 6% of earnings for over 1,000 gourdes.
Government: Meets any deficits.

benefits. Note: In 1999, maternity benefits were introduced. Coverage for maternity benefits is being extended gradually. Medical benefits are provided through a clinic to all residents in exchange for a small token payment. Medical benefits include pediatric, dental, ophthalmic, and gynecology care and services; preventative care; health education; and surgery.

Qualifying Conditions
Old-age pension: Age 55 with 20 years of contributions. Old-age settlement: The insured does not meet the

Work Injury
Regulatory Framework
First law: 1951. Current law: 1967. Type of program: Social insurance system.

qualifying conditions for a pension.
Disability pension: Total incapacity for work with between 10

and 20 years of contributions. The disability was not caused by a work injury.
Survivor pension: The insured was a pensioner or was

eligible for a pension at the time of death.
Survivor settlement: The insured did not meet the qualifying

Note: This information is from 1995.

conditions for a pension.

Coverage
Public-sector employees and employees of industrial, commercial, and agricultural firms in specified districts. Coverage is being extended gradually to different districts and occupations.

Old-Age Benefits
Old-age pension: 33% of average earnings during the last

10 years.
Old-age settlement: A refund of contributions without

accrued interest.

SSPTW: The Americas, 2003 ♦ 101

Haiti Source of Funds
Insured person: None. Employer: 2% of payroll (commerce), 3% of payroll (industry, construction, and agriculture), or 6% of payroll (mining). Government: None, except as an employer.

Administrative Organization
Ministry of Social Affairs provides general supervision. Office of Work Accidents and Sickness and Maternity Insurance of the Social Insurance Institute administers the program. Social Insurance Institute operates its own dispensaries and hospital in Port-au-Prince. Social Insurance Institute is managed by a tripartite board and a director general.

Qualifying Conditions
Work injury benefits: Partial or total disability before age 55.

There is no minimum qualifying period.

Temporary Disability Benefits
66.6% of earnings, payable after a 3-day waiting period for the duration of the incapacity. The employer must pay benefits during the waiting period. The minimum monthly benefit is 100 gourdes. The maximum monthly benefit is 1,000 gourdes.

Permanent Disability Benefits
Permanent disability pension: 66.6% of earnings, if totally

disabled. The minimum monthly benefit is 100 gourdes. The maximum monthly benefit is 1,000 gourdes. Partial disability: For an assessed degree of disability of 10% or more, the pension is in proportion to the assessed degree of disability. For an assessed degree of disability of less than 10%, a lump sum is paid. All disability pensions may be paid as a lump sum.

Workers’ Medical Benefits
Benefits include medical and dental care, surgery, hospitalization, medicines, and appliances. Benefits are provided until full recovery or the stabilization of the disability.

Survivor Benefits
Survivor pension: 50% of the insured’s total disability

pension, payable to a widow or a dependent disabled widower.
Orphan’s pension: 30% of the insured’s pension for each

orphan under age 21.
Dependent parents or grandparents (in the absence of the above): 40% of the insured’s pension.

The maximum survivor pension is 80% of the insured’s pension.
Funeral grant: One month’s earnings.

102 ♦ SSPTW: The Americas, 2003