9.

B Workers’ Compensation
Table 9.B1.—Coverage, benefits, and costs, 1940–1999 1
Benefits paid during year (in millions)
Estimated
number of
workers
covered
per month
(in millions)

Total

1940...............................
1946...............................
1948...............................
1949...............................

24.6
32.7
36.0
35.3

$256
434
534
566

$135
270
335
353

1950...............................
1951...............................
1952...............................
1953...............................
1954...............................

36.9
38.7
39.4
40.7
39.8

615
709
785
841
876

1955...............................
1956...............................
1957...............................
1958...............................
1959...............................

41.4
43.0
43.3
42.5
44.0

1960...............................
1961...............................
1962...............................
1963...............................
1964...............................

Type of insurance
Insurance
losses paid
State and
by private
federal fund
4
carriers disbursements 5

Type of benefits
Cost of
program as Benefits as a
a percentage percentage
of covered
of covered
payroll 2
payroll 3

Employers’
self-insurance
payments 6

Medical and
hospitalization

Compensation
payments

$73
96
121
132

$48
68
78
81

$95
140
175
185

$161
294
359
381

1.19
.91
.96
.98

0.72
.54
.51
.55

381
444
491
524
540

149
170
193
210
225

85
94
101
107
110

200
233
260
280
308

415
476
525
561
568

.89
.90
.94
.97
.98

.54
.54
.55
.55
.57

916
1,002
1,062
1,112
1,210

563
618
661
694
753

238
259
271
285
316

115
125
130
132
141

325
350
360
375
410

591
652
702
737
800

.91
.92
.91
.91
.89

.55
.55
.56
.58
.58

44.9
45.0
46.2
47.3
48.8

1,295
1,374
1,489
1,582
1,707

810
851
924
988
1,070

325
347
371
388
412

160
176
194
207
226

435
460
495
525
565

860
914
994
1,057
1,142

.93
.95
.96
.99
1.00

.59
.61
.62
.62
.63

1965...............................
1966...............................
1967...............................
1968...............................
1969...............................

50.8
53.7
55.0
56.8
59.0

1,814
2,000
2,189
2,376
2,634

1,124
1,239
1,363
1,482
1,641

445
486
524
556
607

244
275
303
338
386

600
680
750
830
920

1,214
1,320
1,439
1,546
1,714

1.00
1.02
1.07
1.07
1.08

.61
.61
.63
.62
.62

1970...............................
1971...............................
1972...............................
1973...............................
1974...............................

59.2
59.4
62.3
66.3
68.0

3,031
3,563
4,061
5,103
5,781

1,843
2,005
2,179
2,514
2,971

755
1,098
1,379
1,998
2,086

432
460
504
592
724

1,050
1,130
1,250
1,480
1,760

1,981
2,433
2,811
3,623
4,021

1.11
1.11
1.14
1.17
1.24

.66
.67
.68
.70
.75

1975...............................
1976...............................
1977...............................
1978...............................
1979...............................

67.2
69.6
72.1
75.6
78.6

6,598
7,584
8,630
9,796
12,027

3,422
3,976
4,629
5,256
6,157

2,324
2,570
2,750
3,043
4,022

852
1,039
1,250
1,497
1,848

2,030
2,380
2,680
2,980
3,520

4,568
5,204
5,950
6,816
8,507

1.32
1.49
1.71
1.86
1.95

.83
.87
.92
.94
1.01

1980...............................
1981...............................
1982...............................
1983...............................
1984...............................

78.8
78.3
77.0
78.0
81.9

13,618
15,054
16,407
17,575
19,685

7,029
7,876
8,647
9,265
10,610

4,330
4,595
4,768
5,061
5,405

2,259
2,583
2,993
3,249
3,671

3,947
4,431
5,058
5,681
6,424

9,671
10,623
11,349
11,894
13,261

1.96
1.85
1.75
1.67
1.66

1.07
1.08
1.16
1.17
1.21

1985...............................
1986...............................
1987...............................
1988...............................
1989...............................

84.3
86.0
88.4
91.3
93.7

22,217
24,613
27,318
30,733
34,316

12,341
13,827
15,453
17,512
19,918

5,744
6,248
6,782
7,477
7,965

4,132
4,538
5,082
5,744
6,433

7,498
8,642
9,912
11,518
13,424

14,719
15,971
17,406
19,215
20,892

1.82
1.99
2.07
2.16
2.04

1.30
1.37
1.43
1.49
1.46

1990...............................
1991...............................
1992...............................
1993...............................
1994...............................

95.1
93.6
94.6
96.1
109.4

38,238
42,169
44,660
42,925
44,586

22,222
24,515
24,030
21,773
22,306

8,658
9,711
10,987
11,294
10,753

7,358
7,944
9,643
9,857
11,527

15,187
16,832
18,252
17,521
17,194

23,051
25,337
26,408
25,403
27,392

2.13
2.16
2.13
2.17
2.05

1.57
1.65
1.69
1.62
1.51

1995...............................
1996...............................
1997...............................
1998...............................
1999...............................

112.8
114.6
117.7
120.9
123.9

43,373
41,836
41,147
42,312
43,371

21,145
20,392
20,978
22,821
23,813

10,996
10,669
10,294
10,269
10,221

11,232
10,775
9,875
9,222
9,337

16,733
16,555
15,701
16,390
18,043

26,640
25,281
25,445
25,922
25,329

1.83
1.67
1.47
1.37
1.29

1.39
1.26
1.15
1.09
1.05

Calendar year

1 Beginning in 1959, includes Alaska and Hawaii.
2 Premiums written by private carriers, and state funds

and benefits paid by self-insurers increased by 5–11 percent to allow for administrative costs; also includes benefits
paid and administrative costs of federal system for government employees.
3 Excludes programs financed from general revenue—most federal Black Lung benefits.
4 Net cash and medical benefits paid during calendar year by private insurance companies under standard workers’ compensation policies.
5 Net cash and medical benefits paid by competitive and exclusive state funds and by federal system for government employees and, beginning in 1970, cash benefits paid
by federal Black Lung program.
6 Cash and medical benefits paid by self-insurers, plus value of medical benefits paid by employers carrying workers’ compensations policies that exclude standard medical
coverage.
Source: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company and the National Council
on Compensation Insurance.

CONTACT: Daniel Mont (202) 452-8097 for further information.

320

Social Security Bulletin • Annual Statistical Supplement • 2001

9.B Workers’ Compensation
Table 9.B2.—Benefits, by state, 1996–1999
[In thousands]
State
Total 1

1996

1997

1998

1999

...............................................................

$41,835,949

$41,146,574

$42,311,540

$43,371,412

Alabama...................................................................
Alaska ......................................................................
Arizona.....................................................................
Arkansas ..................................................................
California..................................................................

525,073
121,597
458,593
160,328
6,829,656

530,230
130,045
427,885
157,128
7,073,544

615,316
128,576
417,673
163,733
7,374,486

596,233
137,630
427,841
165,854
7,856,442

Colorado ..................................................................
Connecticut ..............................................................
Delaware..................................................................
District of Columbia..................................................
Florida ......................................................................

679,270
672,241
121,154
89,945
2,706,603

674,035
731,830
120,719
81,696
2,318,086

656,894
711,130
118,511
75,800
2,207,984

702,458
722,156
105,436
82,011
2,079,830

Georgia ....................................................................
Hawaii ......................................................................
Idaho........................................................................
Illinois .......................................................................
Indiana .....................................................................

821,952
288,495
189,575
1,643,487
409,901

713,041
254,995
212,563
1,576,695
437,797

807,582
233,491
237,444
1,687,070
482,029

816,249
211,138
230,218
1,719,617
522,237

Iowa .........................................................................
Kansas .....................................................................
Kentucky ..................................................................
Louisiana..................................................................
Maine .......................................................................

260,628
269,507
506,771
557,131
314,116

273,028
312,698
380,417
419,777
271,307

292,002
318,352
410,003
428,441
246,145

283,983
326,196
430,953
428,808
249,674

Maryland ..................................................................
Massachusetts .........................................................
Michigan...................................................................
Minnesota ................................................................
Mississippi................................................................

1,037,957
700,375
1,346,409
739,500
224,341

1,082,280
653,327
1,332,222
738,100
231,340

1,127,128
641,409
1,366,963
732,300
234,700

1,169,386
633,840
1,392,806
744,600
253,532

Missouri....................................................................
Montana ...................................................................
Nebraska..................................................................
Nevada.....................................................................
New Hampshire .......................................................

618,911
149,540
198,923
382,873
188,262

527,053
167,812
184,673
341,203
155,397

589,232
170,715
181,816
334,659
163,885

592,993
145,306
173,149
362,971
170,876

New Jersey ..............................................................
New Mexico .............................................................
New York..................................................................
North Carolina..........................................................
North Dakota............................................................

930,724
151,299
2,558,704
500,506
66,819

923,460
119,893
2,618,320
618,426
76,617

954,696
116,819
2,556,658
765,817
81,403

987,378
117,168
2,782,474
710,100
77,236

Ohio .........................................................................
Oklahoma.................................................................
Oregon .....................................................................
Pennsylvania............................................................
Rhode Island............................................................

2,146,314
645,329
445,505
2,533,788
135,520

2,030,046
547,355
417,222
2,471,021
138,211

2,068,878
520,181
432,825
2,418,072
145,252

2,018,923
465,231
398,965
2,441,255
152,861

South Carolina .........................................................
South Dakota ...........................................................
Tennessee................................................................
Texas........................................................................
Utah .........................................................................

371,724
82,063
432,422
1,259,647
224,146

459,377
73,862
432,662
1,377,393
192,381

483,606
72,722
517,846
1,488,896
220,247

511,735
80,331
514,242
1,677,824
219,338

Vermont....................................................................
Virginia .....................................................................
Washington ..............................................................
West Virginia............................................................
Wisconsin.................................................................
Wyoming ..................................................................

74,271
560,309
1,192,926
523,803
647,520
73,592

87,488
534,350
1,234,495
616,790
594,463
68,068

95,056
591,068
1,309,371
629,480
621,973
74,469

103,928
581,357
1,418,255
665,403
652,281
71,151

Federal programs:
Civilian employee .................................................
Black lung 2 .........................................................

1,911,682
1,154,222

1,900,963
1,102,798

1,955,287
1,035,450

2,008,909
980,642

1 Calendar year data, except fiscal year data for federal civilian and other programs and for some states with state funds. Payments represent compensation and medical
benefits and include insurance losses paid by private insurance carriers (compiled form state workers’ compensation agencies and the A.M. Best Company); disbursement of
state funds (compiled from the A.M. Best Company, state workers’ compensation agencies and U.S. Census Bureau); and self-insurance payments, estimated from available
state data. Includes benefit payments under Longshore and Harbor Workers’ Compensation Act for states in which such payments are made. For data for years 1990, 1993–
95, see U.S. Census Bureau, Statistical Abstract of the United States: 1999 (119th edition) Washington, DC, 1999, table 630, p.397.
2 Includes payments by the Social Security Administration and the Department of Labor.

Source: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company and the National Council
on Compensation Insurance.

CONTACT: Daniel Mont (202) 452-8097 for further information.

Social Security Bulletin • Annual Statistical Supplement • 2001

321

9.B Workers’ Compensation
Table 9.B3.—Type of insurer and medical benefits, by state, 1999
[In thousands]

State

Total

Private
carriers 4

State
funds

Selfinsurance 1

Medical
amount

Medical
percent

Total .............................................................................

$43,371,412

...

...

...

$18,042,726

41.6

Alabama.......................................................................
Alaska ..........................................................................
Arizona.........................................................................
Arkansas ......................................................................
California......................................................................

596,233
137,630
427,841
165,854
7,856,442

$320,786
108,604
191,455
110,673
4,611,639

...
...
$174,825
...
1,002,435

$275,447
29,026
61,561
55,182
2,242,368

309,392
73,456
149,956
71,317
3,506,531

51.9
53.4
2 35.0
3 43.0
44.6

Colorado ......................................................................
Connecticut..................................................................
Delaware......................................................................
District of Columbia......................................................
Florida ..........................................................................

702,458
722,156
105,436
82,011
2,079,830

330,465
553,612
78,243
64,157
1,668,092

181,449
...
...
...
...

190,543
168,544
27,193
17,853
411,738

348,110
196,079
45,337
35,265
1,277,633

2 49.6
2 27.2

Georgia ........................................................................
Hawaii ..........................................................................
Idaho............................................................................
Illinois ...........................................................................
Indiana .........................................................................

816,249
211,138
230,218
1,719,617
522,237

450,288
144,706
141,392
1,353,213
391,347

...
5,223
77,754
...
...

365,961
61,209
11,072
366,405
130,890

487,804
86,574
111,303
828,341
343,188

59.8
40.9
48.3
2 48.2
2 65.7

Iowa .............................................................................
Kansas .........................................................................
Kentucky ......................................................................
Louisiana......................................................................
Maine ...........................................................................

283,983
326,196
430,953
428,808
249,674

236,098
236,753
260,222
207,532
106,619

...
...
20,420
101,602
48,183

47,885
89,443
150,310
119,674
94,872

159,420
113,239
229,300
184,387
93,731

2 56.1

Maryland ......................................................................
Massachusetts .............................................................
Michigan.......................................................................
Minnesota ....................................................................
Mississippi....................................................................

1,169,386
633,840
1,392,806
744,600
253,532

905,032
515,852
760,306
479,400
162,808

158,165
...
...
88,100
...

106,188
117,988
632,500
177,100
90,724

493,481
202,341
413,859
315,700
132,971

42.2
31.9
29.7
42.4
52.4

Missouri........................................................................
Montana .......................................................................
Nebraska......................................................................
Nevada.........................................................................
New Hampshire ...........................................................

592,993
145,306
173,149
362,971
170,876

506,218
53,222
131,579
4,649
134,339

43,357
60,962
...
273,386
...

43,418
31,121
41,570
84,935
36,537

363,761
62,482
86,079
125,871
88,787

New Jersey ..................................................................
New Mexico .................................................................
New York......................................................................
North Carolina..............................................................
North Dakota................................................................

987,378
117,168
2,782,474
710,100
77,236

937,022
60,348
1,314,422
534,710
428

...
12,036
836,453
...
76,808

50,356
44,784
631,599
175,390
...

424,573
65,857
835,726
327,739
36,201

3 43.0

Ohio .............................................................................
Oklahoma.....................................................................
Oregon .........................................................................
Pennsylvania................................................................
Rhode Island................................................................

2,018,923
465,231
398,965
2,441,255
152,861

18,104
261,595
202,220
1,692,089
98,356

1,571,004
105,621
145,285
176,004
43,409

429,815
98,015
51,460
573,162
11,096

803,675
221,583
190,422
867,097
35,306

39.8
2 47.6
47.7
35.5
23.1

South Carolina .............................................................
South Dakota ...............................................................
Tennessee....................................................................
Texas............................................................................
Utah .............................................................................

511,735
80,331
514,242
1,677,824
219,338

358,012
69,408
404,946
1,353,079
133,718

37,100
...
...
185,305
67,987

116,623
10,923
109,296
139,441
17,633

247,866
38,915
264,953
721,464
152,456

2 48.4

Vermont........................................................................
Virginia .........................................................................
Washington ..................................................................
West Virginia................................................................
Wisconsin.....................................................................
Wyoming ......................................................................

103,928
581,357
1,418,255
665,403
652,281
71,151

78,652
441,457
20,873
3,894
609,039
4 1,432

...
...
1,117,017
552,302
...
69,719

25,276
139,900
280,365
109,207
43,242
...

51,214
214,004
475,492
176,139
342,874
45,068

2 49.3

Total without federal .....................................................

40,381,861

23,813,108

7,231,914

9,336,839

17,474,320

43.3

Total federal .................................................................
Civilian employee .....................................................
Black Lung ...............................................................

2,989,551
2,008,909
980,642

...
...
...

...
...
...

...
...
...

568,406
492,835
75,571

19.0
24.5
7.7

3 43.0
3 43.0

61.4

34.7
53.2
3 43.0
37.7

59.5
3 43.0

49.7
34.7
2 52.0
56.2
30.0
2 46.2

46.9

48.4
2 51.5
3 43.0

69.5
36.8
33.5
26.5
2 52.6
63.3

1 Self-insurance includes individual self-insurers and group self-insurance.
2 Imputed based on regression analysis using data from states where the percentage

was known. The independent variables used in regression were percent of private
carrier incurred losses that is attributed to medical benefits, the market insured by private carriers, and the presence of a state fund.
3 For these states, the data used for the imputation procedure were unavailable, so the percentage of medical benefits was estimated to be the weighted average of the
percentages in the states reporting such a percentage.
4 States with exclusive funds (Nevada, North Dakota, Ohio, Washington, West Virginia and Wyoming), also have small amounts of benefits paid in the private carrier category.
This results from two sources: companies with group policies that overlap states and the fact that some companies include exces s workers’ compensation coverage in their
reports of workers’ compensation benefits to A.M. Best Company.
Source: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National
Council on Compensation Insurance.

CONTACT: Daniel Mont (202) 452-8097 for further information.

322

Social Security Bulletin • Annual Statistical Supplement • 2001