6.

B OASDI Benefits Awarded: Retired Workers
Table 6.B1—Number of initial awards to retired workers aged 62–64, average primary insurance amount, average
monthly benefit, and number of months benefits withheld due to earnings, by sex and age in month of award, 2002

All initial
awards a

Age

Benefits received for all
entitlement months b

Benefits withheld due to earnings for
All entitlement
One-half or more of Less than one-half of
months
entitlement months
entitlement months
Number
All beneficiaries

Total
62
63
64

1,226,100

1,144,800

11,400

41,400

21,800

882,600
124,900
218,600

827,400
110,900
206,500

8,600
2,200
600

26,800
6,700
7,900

15,200
4,400
2,200

653,300

606,700

7,500

23,700

11,100

459,600
69,200
124,500

427,800
62,200
116,700

5,700
1,400
400

14,800
3,600
5,300

8,200
1,500
1,400

572,800

538,100

3,900

17,700

10,700

423,000
55,700
94,100

399,600
48,700
89,800

2,900
800
200

12,000
3,100
2,600

7,000
2,900
800

Men
Subtotal
62
63
64

Women
Subtotal
62
63
64

Average primary insurance amount c (dollars)
All beneficiaries
Total
62
63
64

1,040.10

1,036.80

1,140.50

1,137.90

1,015.20

1,032.90
1,049.60
1,063.70

1,031.30
1,043.70
1,055.40

1,092.20
1,291.80
1,278.40

1,088.80
1,149.00
1,295.00

1,022.00
954.30
1,089.90

1,253.30

1,252.30

1,293.00

1,332.90

1,218.70

1,261.70
1,241.50
1,229.00

1,263.60
1,234.40
1,220.30

1,231.10
1,490.20

1,288.30
1,372.70
1,430.30

1,231.90
1,128.60
1,238.20

Men
Subtotal
62
63
64

d

Women
Subtotal
62
63
64

796.90

794.00

847.10

876.80

804.10

784.30
811.20
845.10

782.60
800.10
841.20

819.10
944.50

842.70
889.30
1,019.20

776.20
864.10
830.40

d

c

Average monthly benefit (dollars)
All beneficiaries
Total
62
63
64

878.30

876.00

933.70

965.70

840.60

829.80
927.50
1,046.10

828.90
923.30
1,039.60

864.90
1,118.00
1,243.60

875.50
1,007.40
1,236.20

809.80
843.20
1,048.30

Men
Subtotal
62
63
64

1,037.50

1,036.20

1,051.00

1,125.80

999.40

989.90
1,079.60
1,189.90

990.90
1,072.80
1,182.80

968.80
1,285.60

1,020.40
1,204.80
1,366.50

971.50
995.10
1,167.80

696.70

695.40

708.00

751.30

675.80

655.80
738.60
855.70

655.40
732.30
853.60

660.80
824.60

696.80
778.20
970.70

620.40
764.60
839.10

d

Women
Subtotal
62
63
64
a.
b.
c.
d.

d

Includes 6,700 awards for which benefits were withheld for reasons other than earnings.
Months of entitlement begin with the month of award and end either in December 2002 or the month before the retired-worker benefit is terminated.
Amount for December 2002 or the amount for the latest month of entitlement multiplied by the December benefit increase.
Average amounts not shown for groups with fewer than 500 beneficiaries.

SOURCE: Social Security Administration, Master Beneficiary Record, 1 percent sample.
NOTE: Excludes persons whose benefits were converted from disabled worker to retired worker in 2002. Includes conversions from nondisabled widow(er)’s benefits to higher
retired-worker benefits.
CONTACT: Diane Wallace (410) 965-0165 or Barbara Lingg (410) 965-0156.

6.8 ♦ Annual Statistical Supplement, 2003

6.B OASDI Benefits Awarded: Retired Workers
Table 6.B3—Number and percentage distribution with and without reduction for early retirement,
by sex and monthly benefit, 2002

Sex and monthly benefit (dollars)
All retired workers
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average benefit (dollars)
Men
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average benefit (dollars)

Total
Number

Percent

Without reduction
for early retirement
Number
Percent

With reduction
for early retirement
Number
Percent

1,812,551

100.0

523,669

100.0

1,288,882

100.0

288,590
85,995
89,718
86,961
75,914
71,734
69,232
67,294
64,524
63,910
63,464
62,261
60,838
60,189
73,856
87,213
85,086
77,835
70,397
49,711
38,484
119,345

15.9
4.7
4.9
4.8
4.2
4.0
3.8
3.7
3.6
3.5
3.5
3.4
3.4
3.3
4.1
4.8
4.7
4.3
3.9
2.7
2.1
6.6

63,418
18,376
18,881
19,617
19,922
20,064
20,208
19,683
18,939
18,753
18,777
18,428
17,892
17,731
16,507
16,371
17,679
18,561
17,743
22,509
19,324
84,286

12.1
3.5
3.6
3.7
3.8
3.8
3.9
3.8
3.6
3.6
3.6
3.5
3.4
3.4
3.2
3.1
3.4
3.5
3.4
4.3
3.7
16.1

225,172
67,619
70,837
67,344
55,992
51,670
49,024
47,611
45,585
45,157
44,687
43,833
42,946
42,458
57,349
70,842
67,407
59,274
52,654
27,202
19,160
35,059

17.5
5.2
5.5
5.2
4.3
4.0
3.8
3.7
3.5
3.5
3.5
3.4
3.3
3.3
4.4
5.5
5.2
4.6
4.1
2.1
1.5
2.7

1,001,135

100.0

308,153

100.0

692,982

100.0

93,214
20,958
21,328
22,597
23,543
25,170
26,842
29,461
31,240
33,684
36,004
38,355
39,888
42,072
56,112
70,682
72,256
68,352
62,913
42,673
33,470
110,321

9.3
2.1
2.1
2.3
2.4
2.5
2.7
2.9
3.1
3.4
3.6
3.8
4.0
4.2
5.6
7.1
7.2
6.8
6.3
4.3
3.3
11.0

24,700
5,874
6,095
6,555
6,824
7,061
7,631
8,270
8,555
9,170
9,740
10,205
10,565
11,156
11,060
11,461
13,206
14,625
14,271
18,068
15,936
77,125

8.0
1.9
2.0
2.1
2.2
2.3
2.5
2.7
2.8
3.0
3.2
3.3
3.4
3.6
3.6
3.7
4.3
4.7
4.6
5.9
5.2
25.0

68,514
15,084
15,233
16,042
16,719
18,109
19,211
21,191
22,685
24,514
26,264
28,150
29,323
30,916
45,052
59,221
59,050
53,727
48,642
24,605
17,534
33,196

9.9
2.2
2.2
2.3
2.4
2.6
2.8
3.1
3.3
3.5
3.8
4.1
4.2
4.5
6.5
8.5
8.5
7.8
7.0
3.6
2.5
4.8

914.30

1,077.30

1,015.00

1,161.00

873.30

1,040.20
(Continued)

Annual Statistical Supplement, 2003 ♦ 6.9

6.B OASDI Benefits Awarded: Retired Workers
Table 6.B3—Number and percentage distribution with and without reduction for early retirement,
by sex and monthly benefit, 2002—Continued

Sex and monthly benefit (dollars)
Women
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average benefit (dollars)

Total
Number

Percent

Without reduction
for early retirement
Number
Percent

With reduction
for early retirement
Number
Percent

811,416

100.0

215,516

100.0

595,900

100.0

195,376
65,037
68,390
64,364
52,371
46,564
42,390
37,833
33,284
30,226
27,460
23,906
20,950
18,117
17,744
16,531
12,830
9,483
7,484
7,038
5,014
9,024

24.1
8.0
8.4
7.9
6.5
5.7
5.2
4.7
4.1
3.7
3.4
2.9
2.6
2.2
2.2
2.0
1.6
1.2
0.9
0.9
0.6
1.1

38,718
12,502
12,786
13,062
13,098
13,003
12,577
11,413
10,384
9,583
9,037
8,223
7,327
6,575
5,447
4,910
4,473
3,936
3,472
4,441
3,388
7,161

18.0
5.8
5.9
6.1
6.1
6.0
5.8
5.3
4.8
4.4
4.2
3.8
3.4
3.1
2.5
2.3
2.1
1.8
1.6
2.1
1.6
3.3

156,658
52,535
55,604
51,302
39,273
33,561
29,813
26,420
22,900
20,643
18,423
15,683
13,623
11,542
12,297
11,621
8,357
5,547
4,012
2,597
1,626
1,863

26.3
8.8
9.3
8.6
6.6
5.6
5.0
4.4
3.8
3.5
3.1
2.6
2.3
1.9
2.1
2.0
1.4
0.9
0.7
0.4
0.3
0.3

713.00

806.20

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
NOTE: Benefits awarded before the December increase are converted to the December rates before computation of the percentages.
CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

6.10 ♦ Annual Statistical Supplement, 2003

679.40

6.B OASDI Benefits Awarded: Retired Workers
Table 6.B4—Number and percentage distribution with and without reduction for early retirement,
by sex and primary insurance amount, 2002

Sex and primary insurance amount (dollars)
All retired workers
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average primary insurance amount (dollars)
Men
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1.000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average primary insurance amount (dollars)

Total
Number

Percent

Without reduction
for early retirement
Number
Percent

With reduction
for early retirement
Number
Percent

1,812,551

100.0

523,669

100.0

1,288,882

100.0

231,652
55,894
76,083
72,411
70,106
67,189
65,697
63,363
62,523
59,986
58,495
57,042
55,642
54,792
53,176
52,312
53,107
53,895
53,003
64,004
64,995
367,184

12.8
3.1
4.2
4.0
3.9
3.7
3.6
3.5
3.4
3.3
3.2
3.1
3.1
3.0
2.9
2.9
2.9
3.0
2.9
3.5
3.6
20.3

68,300
20,128
20,113
19,869
19,964
19,731
19,737
19,414
19,342
18,609
18,188
17,859
17,287
16,872
16,051
15,895
17,026
18,673
17,926
22,558
19,075
81,052

13.0
3.8
3.8
3.8
3.8
3.8
3.8
3.7
3.7
3.6
3.5
3.4
3.3
3.2
3.1
3.0
3.3
3.6
3.4
4.3
3.6
15.5

163,352
35,766
55,970
52,542
50,142
47,458
45,960
43,949
43,181
41,377
40,307
39,183
38,355
37,920
37,125
36,417
36,081
35,222
35,077
41,446
45,920
286,132

12.7
2.8
4.3
4.1
3.9
3.7
3.6
3.4
3.4
3.2
3.1
3.0
3.0
2.9
2.9
2.8
2.8
2.7
2.7
3.2
3.6
22.2

1,001,135

100.0

308,153

100.0

692,982

100.0

71,453
14,479
18,183
18,421
19,140
19,743
20,877
22,145
23,980
25,399
26,882
28,895
30,634
32,797
34,057
35,400
38,018
40,638
41,113
51,333
53,886
333,662

7.1
1.4
1.8
1.8
1.9
2.0
2.1
2.2
2.4
2.5
2.7
2.9
3.1
3.3
3.4
3.5
3.8
4.1
4.1
5.1
5.4
33.3

25,582
6,058
6,092
6,439
6,817
7,053
7,623
8,051
8,762
9,208
9,615
10,257
10,602
11,069
11,116
11,542
13,087
14,985
14,650
18,396
15,955
75,194

8.3
2.0
2.0
2.1
2.2
2.3
2.5
2.6
2.8
3.0
3.1
3.3
3.4
3.6
3.6
3.7
4.2
4.9
4.8
6.0
5.2
24.4

45,871
8,421
12,091
11,982
12,323
12,690
13,254
14,094
15,218
16,191
17,267
18,638
20,032
21,728
22,941
23,858
24,931
25,653
26,463
32,937
37,931
258,468

6.6
1.2
1.7
1.7
1.8
1.8
1.9
2.0
2.2
2.3
2.5
2.7
2.9
3.1
3.3
3.4
3.6
3.7
3.8
4.8
5.5
37.3

1,026.50

1,219.70

1,000.00

1,154.10

1,037.30

1,248.90
(Continued)

Annual Statistical Supplement, 2003 ♦ 6.11

6.B OASDI Benefits Awarded: Retired Workers
Table 6.B4—Number and percentage distribution with and without reduction for early retirement,
by sex and primary insurance amount, 2002—Continued

Sex and primary insurance amount (dollars)
Women
Less than 500.00
500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90
750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90
1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90
1,500.00 or more
Average primary insurance amount (dollars)

Total
Number

Percent

Without reduction
for early retirement
Number
Percent

With reduction
for early retirement
Number
Percent

811,416

100.0

215,516

100.0

595,900

100.0

160,199
41,415
57,900
53,990
50,966
47,446
44,820
41,218
38,543
34,587
31,613
28,147
25,008
21,995
19,119
16,912
15,089
13,257
11,890
12,671
11,109
33,522

19.7
5.1
7.1
6.7
6.3
5.8
5.5
5.1
4.8
4.3
3.9
3.5
3.1
2.7
2.4
2.1
1.9
1.6
1.5
1.6
1.4
4.1

42,718
14,070
14,021
13,430
13,147
12,678
12,114
11,363
10,580
9,401
8,573
7,602
6,685
5,803
4,935
4,353
3,939
3,688
3,276
4,162
3,120
5,858

19.8
6.5
6.5
6.2
6.1
5.9
5.6
5.3
4.9
4.4
4.0
3.5
3.1
2.7
2.3
2.0
1.8
1.7
1.5
1.9
1.4
2.7

117,481
27,345
43,879
40,560
37,819
34,768
32,706
29,855
27,963
25,186
23,040
20,545
18,323
16,192
14,184
12,559
11,150
9,569
8,614
8,509
7,989
27,664

19.7
4.6
7.4
6.8
6.3
5.8
5.5
5.0
4.7
4.2
3.9
3.4
3.1
2.7
2.4
2.1
1.9
1.6
1.4
1.4
1.3
4.6

788.10

779.60

791.20

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
NOTE: Primary insurance amounts awarded before the December increase are converted to the December rates before computation of the percentages.
CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

6.12 ♦ Annual Statistical Supplement, 2003

6.B OASDI Benefits Awarded: Retired Workers
Table 6.B5—Number, average age, and percentage distribution, by sex and age, selected years 1940–2002

Year

Number
(thousands)

Average
age

Total,
all ages

62

63

Percentage distribution by age a
65
Newly
Disability
64
Total
entitled conversions

1940
1945
1950
1955

117
166
444
629

68.1
69.6
68.7
68.4

100.0
100.0
100.0
100.0

...
...
...
...

...
...
...
...

...
...
...
...

17.1
15.9
21.9
29.4

17.1
15.9
21.9
29.4

1960
1965
1970
1975
1980

630
743
814
902
942

66.8
65.7
64.4
64.0
63.9

100.0
100.0
100.0
100.0
100.0

...
15.6
19.0
25.8
30.1

...
10.0
12.8
14.1
13.1

...
6.0
8.5
9.0
8.5

48.1
31.6
48.7
43.6
42.4

1985
1986
1987
1988
1989

986
1,011
970
944
983

63.7
63.7
63.6
63.7
63.7

100.0
100.0
100.0
100.0
100.0

45.5
47.0
47.6
48.2
48.0

8.2
8.2
8.1
8.1
7.1

11.6
11.8
11.4
9.9
9.3

1990
1991
1992
1993
1994

964
996
989
980
923

63.7
63.7
63.7
63.7
63.6

100.0
100.0
100.0
100.0
100.0

47.2
46.8
48.2
48.7
49.0

7.6
8.1
7.3
8.0
7.4

1995
1996
1997 b
1998 b
1999 b

916
895
904
909
940

63.7
63.6
63.7
63.8
63.7

100.0
100.0
100.0
100.0
100.0

49.3
49.9
50.5
49.6
49.3

2000 b
2001 b
2002 b

1,115
992
1,001

64.1
63.7
63.7

100.0
100.0
100.0

1940
1945
1950
1955

15
20
123
281

67.4
68.5
68.0
67.8

1960
1965
1970
1975
1980

351
440
524
603
671

1985
1986
1987
1988
1989

66–69

70–74

75 or
older

...
...
...
...

58.8
43.3
47.3
38.0

16.5
28.1
21.0
24.7

7.6
12.7
9.8
7.8

42.3
25.8
39.6
32.0
31.8

5.8
5.8
9.1
11.6
10.6

36.6
25.9
9.3
6.5
5.2

13.2
7.7
1.3
0.7
0.6

2.1
3.2
0.4
0.2
0.1

31.2
29.2
28.8
28.6
30.1

18.2
17.2
16.8
16.6
17.5

13.1
12.0
12.0
12.0
12.6

2.9
3.1
3.4
4.1
4.6

0.5
0.6
0.6
0.9
0.7

0.2
0.1
0.1
0.2
0.2

11.3
10.9
11.4
11.0
11.4

27.6
27.9
27.2
26.7
27.1

16.4
17.2
16.6
16.1
15.7

11.1
10.7
10.6
10.5
11.5

5.1
5.1
5.0
4.5
4.0

1.0
0.9
0.8
0.9
1.0

0.2
0.2
0.1
0.2
0.1

7.3
7.1
6.6
7.1
7.3

10.5
9.7
9.7
9.9
9.8

27.5
27.6
26.9
27.3
27.4

15.8
14.9
14.9
14.7
14.8

11.8
12.6
12.0
12.6
12.6

4.0
4.5
4.7
4.6
4.7

1.1
1.1
1.3
1.3
1.3

0.3
0.1
0.2
0.2
0.2

41.6
46.8
46.4

6.1
6.7
7.1

9.4
12.1
13.8

31.7
30.8
29.7

20.3
18.1
17.1

11.4
12.7
12.6

9.9
2.8
2.1

1.1
0.7
0.7

0.2
0.2
0.2

100.0
100.0
100.0
100.0

...
...
...
...

...
...
...
...

...
...
...
...

20.8
24.0
22.3
36.6

20.8
24.0
22.3
36.6

...
...
...
...

62.3
45.0
53.6
38.7

12.5
23.6
19.6
18.1

4.3
7.3
4.4
6.6

65.2
65.3
63.9
63.7
63.5

100.0
100.0
100.0
100.0
100.0

27.1
32.6
35.8
41.6
45.9

13.3
12.1
14.3
13.7
11.5

8.1
6.0
7.2
7.0
6.5

18.4
19.9
31.3
29.3
29.9

17.4
16.9
25.7
22.0
22.1

1.0
3.0
5.5
7.3
7.7

22.2
17.4
9.2
6.8
5.0

8.2
6.7
1.7
1.2
0.9

2.7
5.4
0.6
0.4
0.2

697
713
681
667
674

63.4
63.4
63.3
63.3
63.4

100.0
100.0
100.0
100.0
100.0

57.9
57.5
58.9
59.4
57.9

7.4
7.0
7.2
6.9
6.5

9.8
10.4
9.6
7.9
9.4

21.3
21.6
20.8
21.8
21.6

12.2
12.6
11.8
12.8
12.8

9.1
8.9
9.0
9.0
8.8

2.6
2.5
2.6
3.1
3.3

0.8
0.9
0.7
0.7
1.0

0.2
0.2
0.2
0.2
0.3

1990
1991
1992
1993
1994

679
685
708
704
690

63.5
63.5
63.5
63.5
63.4

100.0
100.0
100.0
100.0
100.0

55.9
56.1
56.7
56.0
57.6

7.2
7.1
6.9
6.8
6.7

9.8
9.5
9.8
10.2
10.2

21.5
22.3
21.5
22.4
21.0

12.7
13.9
12.5
13.6
11.8

8.9
8.4
9.0
8.8
9.1

4.1
3.8
3.7
3.1
3.3

1.0
0.9
1.1
1.1
1.0

0.5
0.3
0.3
0.3
0.3

1995
1996
1997 b
1998 b
1999 b

684
684
809
733
737

63.5
63.4
65.4
64.0
63.6

100.0
100.0
100.0
100.0
100.0

55.4
57.4
48.2
53.1
55.1

6.6
5.9
5.5
7.0
6.8

10.1
9.4
7.5
8.9
9.2

22.6
22.7
19.5
22.0
22.6

12.8
12.5
10.5
12.4
12.5

9.7
10.2
8.9
9.6
10.1

3.5
3.4
4.4
4.1
3.8

1.4
1.0
6.4
2.4
1.8

0.4
0.3
8.5
2.5
0.7

2000 b
2001 b
2002 b

854
795
811

63.8
63.7
63.6

100.0
100.0
100.0

52.2
51.3
52.9

5.9
7.1
6.6

9.3
11.5
12.2

23.6
23.7
23.9

13.9
12.8
12.7

9.7
10.9
11.2

6.5
3.1
2.3

2.2
2.6
1.8

0.4
0.6
0.3

Men

Women

a. Age in year of award for 1940–1980. Age in month of award for 1985–2002.
b. Includes conversions from nondisabled widow(er)’s benefits to higher retired-worker benefits.
SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1985–2001 are based on a 1 percent sample. All other years are 100 percent data.
NOTE: . . . = not applicable.
CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Annual Statistical Supplement, 2003 ♦ 6.13