5.

B OASDI Current-Pay Benefits: Retired Workers
Table 5.B1—Number, average primary insurance amount, and average monthly benefit without reduction for
early retirement and with delayed retirement credit, by age and sex, December 2004
All retired workers

Age
Total

Men

Number

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

Women

Number

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

Number

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

3,630,740

1,163.20

1,266.60

2,191,860

1,298.30

1,386.20

1,438,880

957.30

1,084.30

66–69
66
67
68
69

125,670
16,540
31,000
36,300
41,830

964.40
1,079.70
1,011.90
936.70
907.50

1,028.40
1,111.80
1,067.70
1,004.70
986.80

66,470
9,070
16,590
19,290
21,520

1,063.80
1,207.50
1,134.90
1,023.10
984.80

1,113.40
1,233.20
1,184.20
1,074.50
1,043.00

59,200
7,470
14,410
17,010
20,310

852.70
924.50
870.30
838.70
825.60

933.00
964.40
933.60
925.60
927.30

70–74
70
71
72
73
74

1,108,070
228,250
225,780
219,460
217,510
217,070

1,165.70
1,185.20
1,168.00
1,182.80
1,151.60
1,139.80

1,263.90
1,241.70
1,257.40
1,287.50
1,272.00
1,262.00

682,680
143,410
139,090
134,640
132,840
132,700

1,308.50
1,318.40
1,310.70
1,327.90
1,297.80
1,286.30

1,398.60
1,359.20
1,388.20
1,426.90
1,415.90
1,405.90

425,390
84,840
86,690
84,820
84,670
84,370

936.70
960.10
939.00
952.60
922.10
909.30

1,047.70
1,043.10
1,047.50
1,066.20
1,046.20
1,035.70

75–79
75
76
77
78
79

960,180
204,060
200,760
195,000
191,610
168,750

1,157.40
1,131.80
1,157.50
1,170.00
1,155.00
1,176.80

1,275.90
1,260.10
1,275.90
1,290.40
1,262.40
1,293.80

589,220
123,620
122,800
120,070
118,890
103,840

1,299.80
1,276.60
1,305.20
1,313.60
1,290.00
1,316.40

1,408.20
1,401.80
1,415.00
1,423.80
1,381.90
1,419.90

370,960
80,440
77,960
74,930
72,720
64,910

931.30
909.20
924.80
939.90
934.10
953.50

1,065.80
1,042.40
1,056.70
1,076.70
1,066.90
1,092.20

80–84
80
81
82
83
84

771,930
178,820
165,550
151,830
144,670
131,060

1,112.30
1,141.40
1,120.20
1,107.60
1,097.40
1,084.70

1,224.70
1,245.50
1,230.00
1,223.10
1,212.90
1,204.50

478,660
111,230
103,440
94,330
88,860
80,800

1,234.80
1,273.00
1,242.70
1,227.70
1,217.80
1,199.20

1,320.00
1,355.10
1,327.20
1,315.80
1,303.90
1,285.20

293,270
67,590
62,110
57,500
55,810
50,260

912.40
924.70
916.30
910.70
905.70
900.60

1,069.20
1,065.20
1,068.20
1,071.20
1,068.10
1,074.80

85–89
85
86
87
88
89

420,720
107,400
95,730
84,070
70,490
63,030

1,259.00
1,117.40
1,182.10
1,217.00
1,470.10
1,437.00

1,360.40
1,238.30
1,305.40
1,338.30
1,527.80
1,494.50

249,150
65,110
56,340
49,910
41,200
36,590

1,390.40
1,234.30
1,310.10
1,354.40
1,617.10
1,585.60

1,464.70
1,324.00
1,403.80
1,447.40
1,652.30
1,621.30

171,570
42,290
39,390
34,160
29,290
26,440

1,068.20
937.40
999.00
1,016.30
1,263.30
1,231.30

1,209.00
1,106.50
1,164.70
1,178.90
1,352.70
1,318.90

90 or older

244,170

1,271.80

1,335.20

125,680

1,419.20

1,456.90

118,490

1,115.60

1,206.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
CONTACT: Rona Blumenthal (410) 965-0163.

5.34 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B2—Number, average primary insurance amount, and average monthly benefit without reduction for
early retirement and without delayed retirement credit, by age and sex, December 2004
All retired workers

Age

Number
Total

Men

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

Women

Number

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

Number

Average
primary
insurance
amount
(dollars)

Average
monthly
benefit
(dollars)

4,690,340

951.80

1,008.90

2,494,150

1,151.00

1,151.70

2,196,190

725.60

846.70

65–69
65
66
67
68
69

1,993,900
268,340
436,090
433,710
423,580
432,180

1,102.20
1,148.80
1,136.10
1,112.20
1,073.20
1,057.30

1,128.10
1,163.50
1,160.90
1,138.00
1,102.70
1,088.10

1,192,080
161,340
258,760
260,300
253,580
258,100

1,276.70
1,329.10
1,315.60
1,289.20
1,242.90
1,225.70

1,276.30
1,327.70
1,315.30
1,288.70
1,242.50
1,225.80

801,820
107,000
177,330
173,410
170,000
174,080

842.70
877.00
874.30
846.50
820.10
807.70

907.80
915.80
935.60
911.60
894.10
883.90

70–74
70
71
72
73
74

1,077,680
255,950
225,500
215,120
195,170
185,940

873.40
895.60
880.20
874.90
861.80
844.80

930.20
945.80
932.90
931.10
923.80
911.10

560,140
134,230
119,160
111,240
100,680
94,830

1,057.30
1,080.30
1,060.20
1,057.40
1,048.80
1,029.70

1,057.90
1,080.80
1,061.00
1,057.90
1,049.30
1,030.70

517,540
121,720
106,340
103,880
94,490
91,110

674.40
691.90
678.60
679.50
662.60
652.40

792.00
797.00
789.40
795.30
790.10
786.70

75–79
75
76
77
78
79

749,230
169,860
162,700
149,190
137,500
129,980

831.80
833.20
837.10
835.70
821.60
829.60

911.60
906.50
912.70
914.50
908.40
917.00

374,090
85,710
80,490
75,010
69,270
63,610

1,031.50
1,022.40
1,038.30
1,033.80
1,027.40
1,037.30

1,032.90
1,023.60
1,039.60
1,035.20
1,028.90
1,038.90

375,140
84,150
82,210
74,180
68,230
66,370

632.60
640.50
640.10
635.30
612.80
630.50

790.60
787.20
788.40
792.60
786.10
800.20

80–84
80
81
82
83
84

488,650
118,690
106,770
94,780
89,520
78,890

786.90
799.40
785.20
781.00
789.20
774.60

894.20
900.10
888.00
890.80
900.90
890.20

223,890
55,740
49,400
42,840
40,770
35,140

988.80
1,006.00
990.10
985.20
988.40
964.80

991.70
1,007.80
992.50
987.70
991.90
969.70

264,760
62,950
57,370
51,940
48,750
43,750

616.10
616.40
608.80
612.60
622.70
621.80

811.70
804.70
797.90
810.90
824.70
826.30

85–89
85
86
87
88
89

261,090
65,710
60,580
52,290
44,040
38,470

844.40
787.80
824.70
848.30
915.40
885.60

955.70
902.60
938.40
960.40
1,015.40
998.70

106,140
27,850
25,520
21,260
17,600
13,910

1,049.40
991.00
1,020.60
1,059.60
1,129.60
1,101.90

1,052.90
993.70
1,025.10
1,063.30
1,131.50
1,107.00

154,950
37,860
35,060
31,030
26,440
24,560

704.00
638.40
682.10
703.40
772.90
763.10

889.10
835.70
875.40
889.90
938.10
937.30

90 or older

119,790

810.70

924.30

37,810

1,001.80

1,009.80

81,980

722.50

884.80

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
CONTACT: Rona Blumenthal (410) 965-0163.

Annual Statistical Supplement, 2005 ♦ 5.35

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B3—Number and average monthly benefit before and after delayed retirement credit, by age and sex,
December 2004
All retired workers

Men

Average monthly benefit
(dollars)

Age
Total

Women

Average monthly benefit
(dollars)

Number

Before
delayed
retirement
credit

After
delayed
retirement
credit

Number

Before
delayed
retirement
credit

After
delayed
retirement
credit

Average monthly benefit
(dollars)

Number

Before
delayed
retirement
credit

After
delayed
retirement
credit

4,205,000

1,214.80

1,236.40

2,469,800

1,333.50

1,357.10

1,735,200

1,045.80

1,064.50

66–69
66
67
68
69

130,900
19,400
32,400
37,200
41,900

1,010.20
1,046.40
1,035.80
1,028.20
957.50

1,019.00
1,050.00
1,043.30
1,038.50
968.40

69,800
10,400
17,900
20,500
21,000

1,093.00
1,194.80
1,116.30
1,119.50
996.90

1,101.20
1,198.70
1,124.00
1,129.30
1,006.20

61,100
9,000
14,500
16,700
20,900

915.50
874.90
936.50
916.20
917.90

925.00
878.10
943.70
927.20
930.50

70–74
70
71
72
73
74

1,245,900
228,000
260,200
245,300
250,700
261,700

1,227.50
1,227.90
1,223.70
1,254.30
1,223.00
1,210.10

1,244.20
1,236.30
1,237.60
1,272.20
1,243.50
1,232.00

759,000
145,400
156,600
148,700
148,800
159,500

1,358.30
1,343.40
1,356.60
1,384.90
1,365.30
1,342.10

1,375.80
1,350.90
1,370.30
1,403.70
1,387.80
1,366.60

486,900
82,600
103,600
96,600
101,900
102,200

1,023.60
1,024.50
1,022.90
1,053.10
1,015.20
1,004.10

1,039.00
1,034.60
1,036.90
1,069.60
1,032.80
1,021.80

75–79
75
76
77
78
79

1,125,200
238,200
233,900
231,500
221,000
200,600

1,214.30
1,210.50
1,207.60
1,237.50
1,199.20
1,216.40

1,236.80
1,233.00
1,230.20
1,260.30
1,220.50
1,239.90

668,400
142,000
137,400
141,300
132,000
115,700

1,347.20
1,344.50
1,359.30
1,374.90
1,306.50
1,348.40

1,372.20
1,369.60
1,385.00
1,400.30
1,329.20
1,375.10

456,800
96,200
96,500
90,200
89,000
84,900

1,019.90
1,012.80
991.60
1,022.30
1,040.00
1,036.40

1,038.60
1,031.30
1,009.70
1,041.00
1,059.10
1,055.80

80–84
80
81
82
83
84

901,400
210,400
187,900
177,900
172,400
152,800

1,161.50
1,185.60
1,170.40
1,169.00
1,136.90
1,136.50

1,185.40
1,209.00
1,193.90
1,194.30
1,160.60
1,159.90

539,500
126,600
113,600
108,000
101,300
90,000

1,253.80
1,302.90
1,265.20
1,247.90
1,227.10
1,207.60

1,279.80
1,328.80
1,290.60
1,275.10
1,253.10
1,233.10

361,900
83,800
74,300
69,900
71,100
62,800

1,023.90
1,008.40
1,025.50
1,047.20
1,008.50
1,034.60

1,044.50
1,028.10
1,045.90
1,069.40
1,028.90
1,054.90

85–89
85
86
87
88
89

502,200
128,500
116,100
98,400
83,600
75,600

1,299.70
1,200.20
1,240.10
1,269.50
1,472.20
1,408.80

1,326.60
1,225.80
1,266.60
1,294.40
1,502.90
1,437.00

282,300
77,600
65,000
53,900
45,000
40,800

1,410.90
1,282.80
1,343.40
1,394.80
1,620.80
1,551.90

1,441.00
1,311.20
1,372.90
1,422.50
1,655.80
1,584.20

219,900
50,900
51,100
44,500
38,600
34,800

1,157.00
1,074.40
1,108.90
1,117.70
1,299.10
1,240.90

1,179.70
1,095.60
1,131.50
1,139.30
1,324.60
1,264.40

90 or older

299,400

1,271.40

1,299.80

150,800

1,400.30

1,434.20

148,600

1,140.60

1,163.40

SOURCE: Social Security Administration, Master Beneficiary Record, 1 percent sample.
CONTACT: Rona Blumenthal (410) 965-0163.

5.36 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B4—Number, percentage, and average monthly benefit, by year of entitlement as retired worker and
sex, December 2004
All retired workers

Year of
entitlement
Total

Men

Number

Percentage
distribution

Cumulative
percentage a

29,971,970

100.0

...

Average
monthly
benefit
(dollars)

Number

955.00 15,438,070

Women

Percentage
distribution

Cumulative
percentage a

100.0

Average
monthly
benefit
(dollars)

Number

Percentage
distribution

Cumulative
percentage a

Average
monthly
benefit
(dollars)

...

1,076.50 14,533,900

100.0

...

826.00

Summary data
2000–2004
1995–1999
1990–1994
1985–1989
1980–1984

8,471,590
6,948,910
5,826,910
4,443,470
2,701,830

28.3
23.2
19.4
14.8
9.0

...
...
...
...
...

986.50
939.60
939.10
927.70
964.90

4,587,920
3,727,720
3,148,020
2,235,860
1,209,450

29.7
24.1
20.4
14.5
7.8

...
...
...
...
...

1,146.50
1,073.90
1,052.20
1,011.00
1,018.20

3,883,670
3,221,190
2,678,890
2,207,610
1,492,380

26.7
22.2
18.4
15.2
10.3

...
...
...
...
...

797.60
784.30
806.20
843.30
921.70

1975–1979
1970–1974
1965–1969
Before 1965

1,175,450
348,480
51,180
4,150

3.9
1.2
0.2

...
...
...
...

998.70
904.60
841.60
745.40

425,290
93,690
9,670
450

2.8
0.6
0.1

...
...
...
...

1,069.30
931.80
874.40
777.10

750,160
254,790
41,510
3,700

5.2
1.8
0.3

...
...
...
...

958.70
894.60
833.90
741.50

2004
2003
2002
2001
2000

1,727,130
1,694,250
1,685,600
1,615,860
1,748,750

5.8
5.7
5.6
5.4
5.8

5.8
11.4
17.0
22.4
28.3

978.70
991.90
993.30
973.50
994.60

917,620
907,660
916,020
879,440
967,180

5.9
5.9
5.9
5.7
6.3

5.9
11.8
17.8
23.5
29.7

1,151.40
1,157.00
1,151.90
1,124.00
1,147.40

809,510
786,590
769,580
736,420
781,570

5.6
5.4
5.3
5.1
5.4

5.6
11.0
16.3
21.3
26.7

783.00
801.40
804.50
793.80
805.70

1999
1998
1997
1996
1995

1,523,030
1,409,510
1,372,350
1,369,290
1,274,730

5.1
4.7
4.6
4.6
4.3

33.3
38.0
42.6
47.2
51.4

958.90
936.90
932.80
931.30
936.00

831,840
758,990
730,940
710,270
695,680

5.4
4.9
4.7
4.6
4.5

35.1
40.0
44.8
49.4
53.9

1,102.30
1,073.50
1,068.60
1,060.10
1,059.80

691,190
650,520
641,410
659,020
579,050

4.8
4.5
4.4
4.5
4.0

31.5
36.0
40.4
44.9
48.9

786.30
777.50
778.00
792.40
787.20

1994
1993
1992
1991
1990

1,245,090
1,210,260
1,189,740
1,113,240
1,068,580

4.2
4.0
4.0
3.7
3.6

55.6
59.6
63.6
67.3
70.9

938.10
936.50
939.30
940.20
941.70

676,980
660,410
646,920
599,810
563,900

4.4
4.3
4.2
3.9
3.7

58.2
62.5
66.7
70.6
74.3

1,058.80
1,052.10
1,052.40
1,049.10
1,047.40

568,110
549,850
542,820
513,430
504,680

3.9
3.8
3.7
3.5
3.5

52.8
56.6
60.3
63.8
67.3

794.30
797.60
804.60
813.00
823.60

1989
1988
1987
1986
1985

1,000,110
942,460
890,030
848,910
761,960

3.3
3.1
3.0
2.8
2.5

74.2
77.4
80.3
83.2
85.7

934.00
927.00
929.80
924.70
921.20

517,490
479,230
446,230
421,990
370,920

3.4
3.1
2.9
2.7
2.4

77.6
80.7
83.6
86.3
88.7

1,033.10
1,018.20
1,014.40
998.70
980.90

482,620
463,230
443,800
426,920
391,040

3.3
3.2
3.1
2.9
2.7

70.6
73.8
76.9
79.8
82.5

827.70
832.70
844.80
851.50
864.60

1984
1983
1982
1981
1980

670,660
620,220
539,830
463,700
407,420

2.2
2.1
1.8
1.5
1.4

88.0
90.0
91.8
93.4
94.7

922.40
940.30
962.60
1,009.70
1,024.60

316,120
285,070
241,320
200,700
166,240

2.0
1.8
1.6
1.3
1.1

90.8
92.6
94.2
95.5
96.6

973.90
987.80
1,010.10
1,073.20
1,100.10

354,540
335,150
298,510
263,000
241,180

2.4
2.3
2.1
1.8
1.7

84.9
87.3
89.3
91.1
92.8

876.50
900.00
924.10
961.20
972.60

1979
1978
1977
1976
1975

337,450
275,460
212,770
195,430
154,340

1.1
0.9
0.7
0.7
0.5

95.9
96.8
97.5
98.1
98.7

1,029.00
1,014.30
993.90
967.60
950.70

129,570
101,390
77,530
66,050
50,750

0.8
0.7
0.5
0.4
0.3

97.4
98.1
98.6
99.0
99.3

1,110.30
1,092.30
1,066.80
1,017.90
989.70

207,880
174,070
135,240
129,380
103,590

1.4
1.2
0.9
0.9
0.7

94.2
95.4
96.3
97.2
97.9

978.40
968.80
952.10
942.00
931.60

b

b

b

Single-year data

(Continued)

Annual Statistical Supplement, 2005 ♦ 5.37

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B4—Number, percentage, and average monthly benefit, by year of entitlement as retired worker and
sex, December 2004—Continued
All retired workers

Year of
entitlement

Number

Percentage
distribution

Cumulative
percentage a

Men
Average
monthly
benefit
(dollars)

Number

Percentage
distribution

Women
Cumulative
percentage a

Average
monthly
benefit
(dollars)

Number

Percentage
distribution

Cumulative
percentage a

Average
monthly
benefit
(dollars)

Single-year data (cont.)
1974
1973
1972
1971
1970

120,090
88,930
63,340
45,580
30,540

0.4
0.3
0.2
0.2
0.1

99.1
99.4
99.6
99.7
99.8

922.90
907.20
898.40
882.20
871.10

35,230
24,570
15,970
11,020
6,900

0.2
0.2
0.1
0.1

99.6
99.7
99.8
99.9
99.9

958.10
923.10
930.00
909.80
867.90

84,860
64,360
47,370
34,560
23,640

0.6
0.4
0.3
0.2
0.2

98.5
99.0
99.3
99.5
99.7

908.30
901.20
887.80
873.40
872.10

1969
1968
1967
1966
1965

20,400
13,760
8,680
5,180
3,160

0.1

99.9
99.9
100.0
100.0
100.0

864.50
848.50
823.40
778.70
816.20

4,290
2,530
1,600
740
510

b

100.0
100.0
100.0
100.0
100.0

889.40
853.30
879.80
802.50
940.70

16,110
11,230
7,080
4,440
2,650

0.1
0.1

99.8
99.9
99.9
100.0
100.0

857.90
847.40
810.70
774.70
792.30

b
b
b
b

b

b
b
b
b

b
b
b

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
. . . = not applicable.
a.
b.

Represents those entitled in specified year or later.
Less than 0.05 percent.

CONTACT: Rona Blumenthal (410) 965-0163.

5.38 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B5—Number, average age, and percentage distribution, by sex and age, December 1940–2004,
selected years
Percentage distribution a
Year

Number
(thousands)

Average age

Total,
62 or older

62–64

1940
1945
1950
1955

99
447
1,469
3,252

68.8
71.7
72.2
72.7

100.0
100.0
100.0
100.0

...
...
...
...

1960
1965
1970
1975
1980

5,217
6,825
7,688
9,163
10,461

73.2
72.9
72.6
72.3
72.2

100.0
100.0
100.0
100.0
100.0

1985
1986
1987
1988
1989

11,817
12,080
12,295
12,483
12,718

72.3
72.4
72.4
72.4
72.5

1990
1991
1992
1993
1994

12,985
13,227
13,474
13,649
13,795

1995
1996
1997
1998
1999
2000
2001
2002
2003
2004

65–69

70–74

75–79

80–84

85 or older

74.4
39.9
39.1
35.7

17.4
40.2
33.7
34.8

6.4
15.1
20.2
20.0

1.6
4.0
5.9
7.6

0.2
0.7
1.2
1.9

...
6.9
7.5
9.3
9.5

33.8
29.7
30.1
32.2
32.1

33.1
29.5
26.9
25.6
25.8

21.1
19.9
19.6
17.1
16.9

9.0
9.9
10.6
10.1
9.5

3.1
4.1
5.3
5.7
6.1

100.0
100.0
100.0
100.0
100.0

10.9
10.9
10.9
10.7
10.5

30.2
30.3
30.2
30.0
30.1

25.9
25.7
25.5
25.5
25.2

17.3
17.3
17.4
17.6
17.8

9.6
9.7
9.9
10.0
10.1

6.1
6.1
6.1
6.2
6.3

72.5
72.6
72.7
72.8
72.8

100.0
100.0
100.0
100.0
100.0

10.3
10.2
10.0
9.9
9.8

30.0
29.5
29.2
28.9
28.3

25.3
25.7
25.8
25.9
26.2

17.8
17.9
17.8
17.9
17.9

10.2
10.3
10.5
10.7
10.9

6.4
6.4
6.6
6.8
6.9

13,915
14,012
14,126
14,206
14,329

72.9
73.1
73.2
73.3
73.3

100.0
100.0
100.0
100.0
100.0

9.5
9.2
9.0
9.0
9.1

28.0
27.6
27.2
26.6
26.4

26.1
25.8
25.8
25.6
25.2

18.3
18.9
19.2
19.5
19.8

11.1
11.3
11.4
11.6
11.7

7.0
7.2
7.4
7.6
7.8

14,772
14,930
15,070
15,254
15,438

73.2
73.3
73.3
73.3
73.4

100.0
100.0
100.0
100.0
100.0

9.0
8.9
8.8
8.7
8.9

27.6
27.6
27.9
27.9
27.7

24.6
24.3
24.0
23.5
23.4

19.3
19.1
19.1
19.0
18.8

11.7
12.1
12.4
12.6
12.8

7.8
7.9
7.8
8.2
8.4

Men

(Continued)

Annual Statistical Supplement, 2005 ♦ 5.39

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B5—Number, average age, and percentage distribution, by sex and age, December 1940–2004,
selected years—Continued
Percentage distribution a
Year

Number
(thousands)

Average age

Total,
62 or older

62–64

1940
1945
1950
1955

13
71
302
1,222

68.1
70.8
71.1
71.3

100.0
100.0
100.0
100.0

...
...
...
...

1960
1965
1970
1975
1980

2,845
4,276
5,661
7,424
9,101

71.0
71.8
72.0
72.2
72.6

100.0
100.0
100.0
100.0
100.0

1985
1986
1987
1988
1989

10,615
10,901
11,145
11,944
11,608

73.3
73.3
73.4
73.5
73.6

1990
1991
1992
1993
1994

11,842
12,048
12,272
12,447
12,607

1995
1996
1997
1998
1999
2000
2001
2002
2003
2004

65–69

70–74

75–79

80–84

85 or older

82.6
47.1
48.4
47.8

12.8
40.0
32.9
32.3

3.9
10.2
15.0
14.6

0.6
2.3
3.2
4.4

0.3
0.5
0.8

12.6
12.2
11.5
11.8
11.2

36.3
31.6
30.1
30.4
29.2

29.0
28.1
25.4
24.2
24.2

15.0
17.6
18.7
16.9
17.1

5.6
7.7
10.0
10.6
10.6

1.6
2.8
4.4
6.1
7.7

100.0
100.0
100.0
100.0
100.0

11.0
10.8
10.7
10.5
10.2

26.9
26.7
26.4
26.0
26.1

23.9
23.8
23.6
23.6
23.1

17.9
18.0
18.1
18.2
18.4

11.4
11.7
11.9
12.2
12.4

8.8
9.0
9.3
9.5
9.8

73.7
73.9
74.0
74.1
74.2

100.0
100.0
100.0
100.0
100.0

9.9
9.5
9.3
9.0
9.0

25.9
25.4
25.2
24.9
24.3

23.0
23.2
23.1
23.0
23.2

18.5
18.6
18.5
18.6
18.4

12.5
12.7
12.9
13.1
13.4

10.2
10.5
10.9
11.3
11.6

12,757
12,887
13,155
13,304
13,453

74.3
74.4
74.5
74.6
74.6

100.0
100.0
100.0
100.0
100.0

8.8
8.7
8.6
8.7
8.8

24.0
23.6
23.2
22.8
22.8

23.2
22.9
23.0
22.8
22.3

18.5
18.8
19.0
19.0
19.3

13.5
13.7
13.8
13.9
13.8

11.9
12.2
12.5
12.8
13.0

13,734
13,912
14,096
14,294
14,534

74.6
74.6
74.6
74.5
74.5

100.0
100.0
100.0
100.0
100.0

8.9
8.9
8.8
8.8
9.0

23.4
23.6
23.9
24.3
24.4

21.9
21.6
21.3
21.0
20.9

19.1
18.8
18.7
18.5
18.1

13.8
13.9
14.0
14.0
14.1

13.0
13.1
13.3
13.4
13.4

Women
b

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1988 and 1990–2004 are based on a 10 percent sample. All other years are 100 percent
data.
NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
. . . = not applicable.
a.
b.

The sum of individual categories may not equal 100 percent because of individual rounding.
Less than 0.05 percent.

CONTACT: Rona Blumenthal (410) 965-0163.

5.40 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B6—Number and percentage distribution with and without reduction for early retirement, by monthly
benefit and sex, December 2004
Total
Monthly benefit (dollars) and sex
All retired workers

Without reduction for early retirement

With reduction for early retirement

Number

Percent

Number

Percent

Number

Percent

29,971,970

100.0

8,321,740

100.0

21,650,230

100.0

Less than 400.00
400.00–449.90
450.00–499.90

1,836,080
656,960
949,160

6.1
2.2
3.2

380,620
87,590
130,990

4.6
1.1
1.6

1,455,460
569,370
818,170

6.7
2.6
3.8

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

1,287,510
1,410,980
1,306,510
1,249,920
1,180,290

4.3
4.7
4.4
4.2
3.9

195,630
239,680
264,330
292,160
301,730

2.4
2.9
3.2
3.5
3.6

1,091,880
1,171,300
1,042,180
957,760
878,560

5.0
5.4
4.8
4.4
4.1

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

1,128,430
1,158,220
1,198,500
1,273,330
1,391,830

3.8
3.9
4.0
4.2
4.6

280,750
286,410
281,400
286,720
292,560

3.4
3.4
3.4
3.4
3.5

847,680
871,810
917,100
986,610
1,099,270

3.9
4.0
4.2
4.6
5.1

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

1,452,110
1,533,850
1,624,590
1,379,110
1,265,210

4.8
5.1
5.4
4.6
4.2

300,560
309,520
316,280
311,670
321,250

3.6
3.7
3.8
3.7
3.9

1,151,550
1,224,330
1,308,310
1,067,440
943,960

5.3
5.7
6.0
4.9
4.4

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

1,146,550
1,036,800
959,700
769,810
581,480

3.8
3.5
3.2
2.6
1.9

341,740
359,620
397,520
365,100
328,690

4.1
4.3
4.8
4.4
3.9

804,810
677,180
562,180
404,710
252,790

3.7
3.1
2.6
1.9
1.2

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

457,330
361,730
290,550
238,190
847,240

1.5
1.2
1.0
0.8
2.8

293,140
247,280
211,600
181,990
715,210

3.5
3.0
2.5
2.2
8.6

164,190
114,450
78,950
56,200
132,030

0.8
0.5
0.4
0.3
0.6

15,438,070

100.0

4,686,320

100.0

10,751,750

100.0

Less than 400.00
400.00–449.90
450.00–499.90

800,330
213,170
260,380

5.2
1.4
1.7

180,560
34,760
47,370

3.9
0.7
1.0

619,770
178,410
213,010

5.8
1.7
2.0

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

298,830
314,590
333,470
357,790
393,330

1.9
2.0
2.2
2.3
2.5

68,050
76,810
76,400
81,000
87,240

1.5
1.6
1.6
1.7
1.9

230,780
237,780
257,070
276,790
306,090

2.1
2.2
2.4
2.6
2.8

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

424,370
479,360
546,440
625,140
751,220

2.7
3.1
3.5
4.0
4.9

85,350
96,110
102,750
112,330
121,360

1.8
2.1
2.2
2.4
2.6

339,020
383,250
443,690
512,810
629,860

3.2
3.6
4.1
4.8
5.9

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

824,880
943,060
1,073,320
928,650
874,620

5.3
6.1
7.0
6.0
5.7

133,270
145,930
161,320
174,610
198,980

2.8
3.1
3.4
3.7
4.2

691,610
797,130
912,000
754,040
675,640

6.4
7.4
8.5
7.0
6.3

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

810,100
749,090
706,320
582,220
434,640

5.2
4.9
4.6
3.8
2.8

230,980
256,300
297,430
280,350
257,420

4.9
5.5
6.3
6.0
5.5

579,120
492,790
408,890
301,870
177,220

5.4
4.6
3.8
2.8
1.6

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

344,550
277,110
227,500
189,990
673,600

2.2
1.8
1.5
1.2
4.4

234,610
200,360
175,000
153,710
615,960

5.0
4.3
3.7
3.3
13.1

109,940
76,750
52,500
36,280
57,640

1.0
0.7
0.5
0.3
0.5

Average benefit (dollars)
Men

Average benefit (dollars)

955.00

1,076.50

1,121.30

1,261.40

891.10

995.80
(Continued)

Annual Statistical Supplement, 2005 ♦ 5.41

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B6—Number and percentage distribution with and without reduction for early retirement, by monthly
benefit and sex, December 2004—Continued
Total
Monthly benefit (dollars) and sex

Without reduction for early retirement

With reduction for early retirement

Number

Percent

Number

Percent

Number

Percent

Women

14,533,900

100.0

3,635,420

100.0

10,898,480

100.0

Less than 400.00
400.00–449.90
450.00–499.90

1,035,750
443,790
688,780

7.1
3.1
4.7

200,060
52,830
83,620

5.5
1.5
2.3

835,690
390,960
605,160

7.7
3.6
5.6

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

988,680
1,096,390
973,040
892,130
786,960

6.8
7.5
6.7
6.1
5.4

127,580
162,870
187,930
211,160
214,490

3.5
4.5
5.2
5.8
5.9

861,100
933,520
785,110
680,970
572,470

7.9
8.6
7.2
6.2
5.3

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

704,060
678,860
652,060
648,190
640,610

4.8
4.7
4.5
4.5
4.4

195,400
190,300
178,650
174,390
171,200

5.4
5.2
4.9
4.8
4.7

508,660
488,560
473,410
473,800
469,410

4.7
4.5
4.3
4.3
4.3

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

627,230
590,790
551,270
450,460
390,590

4.3
4.1
3.8
3.1
2.7

167,290
163,590
154,960
137,060
122,270

4.6
4.5
4.3
3.8
3.4

459,940
427,200
396,310
313,400
268,320

4.2
3.9
3.6
2.9
2.5

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

336,450
287,710
253,380
187,590
146,840

2.3
2.0
1.7
1.3
1.0

110,760
103,320
100,090
84,750
71,270

3.0
2.8
2.8
2.3
2.0

225,690
184,390
153,290
102,840
75,570

2.1
1.7
1.4
0.9
0.7

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

112,780
84,620
63,050
48,200
173,640

0.8
0.6
0.4
0.3
1.2

58,530
46,920
36,600
28,280
99,250

1.6
1.3
1.0
0.8
2.7

54,250
37,700
26,450
19,920
74,390

0.5
0.3
0.2
0.2
0.7

Average benefit (dollars)

826.00

940.80

787.70

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
The sum of individual categories may not equal 100 percent because of individual rounding.
CONTACT: Rona Blumenthal (410) 965-0163.

5.42 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B7—Number and percentage distribution with and without reduction for early retirement, by primary
insurance amount and sex, December 2004
Primary insurance amount
(dollars) and sex
All retired workers

Total

Without reduction for early retirement

With reduction for early retirement

Number

Percent

Number

Percent

Number

Percent

29,971,970

100.0

8,321,740

100.0

21,650,230

100.0

Less than 400.00
400.00–449.90
450.00–499.90

3,048,660
616,960
894,940

10.2
2.1
3.0

642,130
130,620
204,240

7.7
1.6
2.5

2,406,530
486,340
690,700

11.1
2.2
3.2

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

1,155,240
1,235,970
1,172,560
1,194,140
1,119,270

3.9
4.1
3.9
4.0
3.7

277,160
286,730
276,200
280,990
278,200

3.3
3.4
3.3
3.4
3.3

878,080
949,240
896,360
913,150
841,070

4.1
4.4
4.1
4.2
3.9

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

1,069,300
1,049,640
1,009,100
989,810
976,620

3.6
3.5
3.4
3.3
3.3

270,620
279,360
278,530
278,860
278,220

3.3
3.4
3.3
3.4
3.3

798,680
770,280
730,570
710,950
698,400

3.7
3.6
3.4
3.3
3.2

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

966,360
975,010
1,006,680
1,025,580
1,131,260

3.2
3.3
3.4
3.4
3.8

278,180
281,170
289,680
283,250
308,270

3.3
3.4
3.5
3.4
3.7

688,180
693,840
717,000
742,330
822,990

3.2
3.2
3.3
3.4
3.8

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

1,157,260
1,215,490
1,409,860
1,206,920
950,830

3.9
4.1
4.7
4.0
3.2

343,800
371,280
432,480
375,210
334,540

4.1
4.5
5.2
4.5
4.0

813,460
844,210
977,380
831,710
616,290

3.8
3.9
4.5
3.8
2.8

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

774,110
624,790
534,480
438,540
1,022,590

2.6
2.1
1.8
1.5
3.4

297,150
240,360
192,870
160,490
371,150

3.6
2.9
2.3
1.9
4.5

476,960
384,430
341,610
278,050
651,440

2.2
1.8
1.6
1.3
3.0

Average primary insurance
amount (dollars)
Men

973.10

1,044.00

945.80

15,438,070

100.0

4,686,320

100.0

10,751,750

100.0

Less than 400.00
400.00–449.90
450.00–499.90

658,240
128,830
176,680

4.3
0.8
1.1

191,650
36,010
52,380

4.1
0.8
1.1

466,590
92,820
124,300

4.3
0.9
1.2

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

233,880
262,000
265,920
285,090
295,310

1.5
1.7
1.7
1.8
1.9

73,290
78,320
77,550
81,820
86,700

1.6
1.7
1.7
1.7
1.9

160,590
183,680
188,370
203,270
208,610

1.5
1.7
1.8
1.9
1.9

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

309,370
336,830
365,130
401,850
442,390

2.0
2.2
2.4
2.6
2.9

87,030
97,310
105,090
113,960
123,570

1.9
2.1
2.2
2.4
2.6

222,340
239,520
260,040
287,890
318,820

2.1
2.2
2.4
2.7
3.0

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

489,110
550,060
629,730
706,840
852,530

3.2
3.6
4.1
4.6
5.5

135,870
149,950
170,890
182,020
215,990

2.9
3.2
3.6
3.9
4.6

353,240
400,110
458,840
524,820
636,540

3.3
3.7
4.3
4.9
5.9

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

918,400
1,001,890
1,203,140
1,051,550
834,780

5.9
6.5
7.8
6.8
5.4

259,410
291,930
351,030
311,680
285,500

5.5
6.2
7.5
6.7
6.1

658,990
709,960
852,110
739,870
549,280

6.1
6.6
7.9
6.9
5.1
(Continued)

Annual Statistical Supplement, 2005 ♦ 5.43

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B7—Number and percentage distribution with and without reduction for early retirement, by primary
insurance amount and sex, December 2004—Continued
Total

Primary insurance amount
(dollars) and sex

Without reduction for early retirement

With reduction for early retirement

Number

Percent

Number

Percent

Number

Percent

679,890
548,340
471,180
393,320
945,790

4.4
3.6
3.1
2.5
6.1

259,790
212,120
172,860
145,260
337,340

5.5
4.5
3.7
3.1
7.2

420,100
336,220
298,320
248,060
608,450

3.9
3.1
2.8
2.3
5.7

Men (cont.)
1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more
Average primary insurance
amount (dollars)

1,191.30

1,219.90

1,178.90

Women

14,533,900

100.0

3,635,420

100.0

10,898,480

100.0

Less than 400.00
400.00–449.90
450.00–499.90

2,390,420
488,130
718,260

16.4
3.4
4.9

450,480
94,610
151,860

12.4
2.6
4.2

1,939,940
393,520
566,400

17.8
3.6
5.2

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

921,360
973,970
906,640
909,050
823,960

6.3
6.7
6.2
6.3
5.7

203,870
208,410
198,650
199,170
191,500

5.6
5.7
5.5
5.5
5.3

717,490
765,560
707,990
709,880
632,460

6.6
7.0
6.5
6.5
5.8

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

759,930
712,810
643,970
587,960
534,230

5.2
4.9
4.4
4.0
3.7

183,590
182,050
173,440
164,900
154,650

5.1
5.0
4.8
4.5
4.3

576,340
530,760
470,530
423,060
379,580

5.3
4.9
4.3
3.9
3.5

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

477,250
424,950
376,950
318,740
278,730

3.3
2.9
2.6
2.2
1.9

142,310
131,220
118,790
101,230
92,280

3.9
3.6
3.3
2.8
2.5

334,940
293,730
258,160
217,510
186,450

3.1
2.7
2.4
2.0
1.7

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

238,860
213,600
206,720
155,370
116,050

1.6
1.5
1.4
1.1
0.8

84,390
79,350
81,450
63,530
49,040

2.3
2.2
2.2
1.7
1.3

154,470
134,250
125,270
91,840
67,010

1.4
1.2
1.1
0.8
0.6

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

94,220
76,450
63,300
45,220
76,800

0.6
0.5
0.4
0.3
0.5

37,360
28,240
20,010
15,230
33,810

1.0
0.8
0.6
0.4
0.9

56,860
48,210
43,290
29,990
42,990

0.5
0.4
0.4
0.3
0.4

Average primary insurance
amount (dollars)

741.20

817.30

715.80

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
The sum of individual categories may not equal 100 percent because of individual rounding.
CONTACT: Rona Blumenthal (410) 965-0163.

5.44 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
-

Table 5.B8—Number and average monthly benefit with and without reduction for early retirement, by sex,
December 1956–2004, selected years
All retired workers

Men

With
reduction
for early
retirement

Early
retirees
as a percentage
of total

115,029
949,204
3,519,198
6,066,880

2.2
11.8
31.7
45.4

Women

With
reduction
for early
retirement

Early
retirees
as a
percentage of
subtotal

Subtotal

Without
reduction
for early
retirement

3,572,271
5,216,668
6,825,078
7,688,460

3,572,271
5,216,668
5,389,166
4,930,400

...
...
1,435,912
2,758,060

...
...
21.0
35.9

Subtotal

Without
reduction
for early
retirement

With
reduction
for early
retirement

Early
retirees
as a
percentage of
subtotal

1,540,159
2,844,801
4,275,506
5,660,715

1,425,130
1,895,597
2,192,220
2,351,895

115,029
949,204
2,083,286
3,308,820

7.5
33.4
48.7
58.5

Year

Total

Without
reduction
for early
retirement

1956
1960
1965
1970

5,112,430
8,061,469
11,100,584
13,349,175

4,997,401
7,112,265
7,581,386
7,282,295

1980
1985
1990

19,562,085
22,431,930
24,838,100

7,397,198 12,164,887
7,720,959 14,710,971
7,840,239 16,997,861

62.2 10,460,735
65.6 11,816,956
68.4 12,983,832

4,586,539
4,655,477
4,592,911

5,874,196
7,161,479
8,390,921

54.8
9,101,350
60.6 10,614,974
64.6 11,854,268

2,810,659
3,065,482
3,247,328

6,290,691
7,549,492
8,606,940

69.1
71.1
72.6

1995
1996
1997
1998
1999

26,672,806
26,898,072
27,274,572
27,510,535
27,774,677

7,941,363
7,784,078
7,673,286
7,699,664
7,739,557

18,731,443
19,113,994
19,601,286
19,810,871
20,035,120

70.2
71.1
71.9
72.0
72.1

13,913,531
14,010,875
14,116,818
14,200,826
14,321,468

4,559,535
4,478,565
4,371,503
4,371,895
4,385,921

9,353,996
9,532,310
9,745,315
9,828,931
9,935,547

67.2
68.0
69.0
69.2
69.4

12,759,275
12,887,197
13,157,754
13,309,709
13,453,209

3,381,828
9,377,447
3,305,513
9,581,684
3,301,783
9,855,971
3,327,769
9,981,940
3,353,636 10,099,573

73.5
74.4
74.9
75.0
75.1

2000
2001
2002
2003
2004

28,498,945
28,836,774
29,190,137
29,531,611
29,952,465

8,179,425
8,262,843
8,306,422
8,292,022
8,316,408

20,319,520
20,573,931
20,883,715
21,239,589
21,636,057

71.3
71.3
71.5
71.9
72.2

14,767,170
14,930,081
15,100,473
15,247,841
15,430,360

4,690,652
4,719,500
4,736,285
4,705,215
4,680,802

10,076,518
10,210,581
10,364,188
10,542,626
10,749,558

68.2
68.4
68.8
69.1
69.7

13,731,775
13,906,693
14,089,664
14,283,770
14,522,105

3,488,773
3,543,340
3,570,137
3,586,807
3,635,606

10,243,002
10,363,350
10,519,527
10,696,963
10,886,499

74.6
74.5
74.7
74.9
75.0

Number

Average monthly benefit (dollars)
1956
1960
1965
1970

63.10
74.00
83.90
118.10

63.40
76.50
90.10
130.20

48.20
55.80
70.60
103.60

...
...
...
...

68.20
81.90
92.60
130.50

68.20
81.90
96.10
139.10

...
...
79.40
115.30

...
...
...
...

51.20
59.70
70.10
101.20

51.40
61.60
75.40
111.70

48.20
55.80
64.50
93.80

...
...
...
...

1980
1985
1990

341.40
478.60
602.60

391.80
581.20
742.80

310.70
424.80
537.90

...
...
...

380.20
538.40
679.30

419.60
627.50
803.60

349.50
480.50
611.20

...
...
...

296.80
412.10
518.60

346.50
511.00
656.80

274.60
372.00
466.40

...
...
...

1995
1996
1997
1998
1999

719.80
745.00
765.00
779.70
804.30

885.60
908.70
915.90
932.50
959.20

649.50
678.30
705.90
720.30
744.40

...
...
...
...
...

810.20
838.10
860.50
876.90
904.60

963.70
997.80
1,025.10
1,044.50
1,075.30

735.40
763.10
786.60
802.40
829.30

...
...
...
...
...

621.20
643.70
662.50
675.90
697.50

780.40
788.00
771.30
785.40
807.50

563.80
593.90
626.10
639.50
661.00

...
...
...
...
...

2000
2001
2002
2003
2004

844.50
874.40
895.00
922.10
954.90

1,008.40
1,038.70
1,058.90
1,086.80
1,121.00

778.50
808.50
829.80
857.80
891.10

...
...
...
...
...

951.10
984.60
1,007.80
1,038.70
1,076.10

1,131.10
1,166.00
1,188.50
1,220.60
1,261.50

867.20
900.70
925.20
957.50
995.40

...
...
...
...
...

729.90
756.20
774.10
797.60
826.10

843.40
869.20
886.90
911.30
940.10

691.20
717.60
735.80
759.50
788.00

...
...
...
...
...

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
. . . = not applicable.
CONTACT: Rona Blumenthal (410) 965-0163.

Annual Statistical Supplement, 2005 ♦ 5.45

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B9—Number and percentage distribution, by sex, monthly benefit, and age,
December 2004
Monthly benefit (dollars)

Total,
62 or older

62–64

65–69

70–74

75–79

80–84

85–89

90 or older

All retired workers
Total
Number (thousands)
Percent a

29,972
100.0

2,686
100.0

7,814
100.0

6,658
100.0

5,527
100.0

4,037
100.0

2,161
100.0

1,089
100.0

Less than 400.00
400.00–449.90
450.00–499.90

6.1
2.2
3.2

8.3
2.3
4.2

6.2
2.0
2.8

6.3
2.3
3.1

5.7
2.4
3.4

5.7
2.4
3.5

5.0
1.8
2.4

5.3
1.8
2.3

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

4.3
4.7
4.4
4.2
3.9

5.0
5.9
6.4
5.9
4.6

3.9
5.1
4.8
4.5
4.2

4.7
5.4
4.4
4.2
4.1

4.9
4.4
4.0
3.9
3.7

4.1
3.7
3.6
3.6
3.6

3.1
3.1
3.0
3.1
3.3

2.8
3.0
3.1
3.4
3.7

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

3.8
3.9
4.0
4.2
4.6

3.7
3.5
3.4
3.3
3.2

3.9
3.8
3.6
3.6
3.5

3.8
3.8
3.8
3.9
4.1

3.6
3.7
3.9
4.2
4.6

3.6
4.0
4.6
5.4
7.1

3.4
4.2
4.7
5.6
6.7

4.2
5.4
6.4
6.8
6.5

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

4.8
5.1
5.4
4.6
4.2

3.2
3.1
3.0
3.0
4.5

3.5
3.6
4.1
4.5
5.0

4.2
5.0
6.7
6.1
4.2

5.2
7.2
7.5
4.5
3.5

7.9
6.2
4.7
4.0
4.0

6.2
5.7
5.5
4.3
4.0

6.1
5.7
5.0
3.9
3.1

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

3.8
3.5
3.2
2.6
1.9

5.7
5.4
4.8
4.1
2.0

4.6
3.9
3.4
2.8
2.3

3.0
2.7
2.8
2.4
1.9

3.1
3.2
2.9
2.3
1.9

3.8
3.3
2.6
1.8
1.3

3.7
3.5
3.6
2.5
2.1

2.6
2.4
2.7
2.4
2.1

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

1.5
1.2
1.0
0.8
2.8

0.6
0.4
0.2
0.1
0.1

2.2
1.9
1.6
1.4
3.2

1.5
1.2
0.9
0.7
2.8

1.3
0.9
0.7
0.6
2.9

1.0
0.8
0.6
0.5
2.3

1.8
1.5
1.1
0.8
4.6

1.6
1.1
0.8
0.7
5.1

955.00

885.50

974.70

942.40

950.70

941.70

1,021.10

1,001.90

Average benefit (dollars)

Men
Total
Number (thousands) b
Percent a

15,438
100.0

1,373
100.0

4,270
100.0

3,618
100.0

2,898
100.0

1,982
100.0

928
100.0

370
100.0

Less than 400.00
400.00–449.90
450.00–499.90

5.2
1.4
1.7

6.4
1.2
2.1

5.2
1.2
1.5

5.4
1.5
1.6

4.6
1.5
1.8

5.0
1.6
1.8

4.9
1.5
1.6

4.9
1.7
1.9

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

1.9
2.0
2.2
2.3
2.5

2.3
2.3
2.2
2.4
2.6

1.7
1.9
2.0
2.1
2.3

1.9
2.0
2.2
2.4
2.6

2.0
2.0
2.2
2.3
2.6

2.1
2.2
2.3
2.5
2.8

1.9
2.0
2.0
2.2
2.5

2.2
2.2
2.3
2.5
2.8

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

2.7
3.1
3.5
4.0
4.9

2.7
2.9
3.1
3.3
3.6

2.5
2.8
3.0
3.2
3.5

2.8
3.1
3.5
3.9
4.3

2.8
3.2
3.6
4.2
4.8

3.0
3.6
4.4
5.7
8.6

2.7
3.2
4.0
5.1
7.4

3.2
4.5
5.5
5.5
5.5

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

5.3
6.1
7.0
6.0
5.7

3.7
3.9
4.0
4.1
6.8

3.7
4.0
5.0
5.9
7.1

4.8
6.1
9.2
8.7
5.8

5.7
9.5
10.4
5.6
4.2

10.0
7.4
5.0
4.5
4.6

6.4
5.7
5.9
4.6
4.7

5.3
5.3
4.9
4.2
3.5
(Continued)

5.46 ♦ Annual Statistical Supplement, 2005

5.B OASDI Current-Pay Benefits: Retired Workers
Table 5.B9—Number and percentage distribution, by sex, monthly benefit, and age,
December 2004—Continued
Monthly benefit (dollars)

Total,
62 or older

62–64

65–69

70–74

75–79

80–84

85–89

90 or older

Men (cont.)
1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

5.2
4.9
4.6
3.8
2.8

9.1
9.1
8.5
7.5
3.6

6.7
5.8
5.1
4.2
3.4

3.8
3.5
3.8
3.4
2.7

3.8
4.1
4.0
3.2
2.7

4.8
4.1
3.2
2.3
1.6

4.5
4.3
4.6
2.9
2.4

3.1
3.2
3.9
3.5
3.3

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

2.2
1.8
1.5
1.2
4.4

1.1
0.7
0.4
0.3
0.2

3.3
2.9
2.6
2.2
5.4

2.2
1.8
1.4
1.1
4.4

1.9
1.2
0.9
0.8
4.4

1.2
1.0
0.8
0.7
3.0

2.2
1.9
1.4
1.1
6.6

2.4
1.6
1.2
1.1
8.7

1,076.50

1,053.20

1,125.60

1,066.60

1,060.90

1,012.30

1,097.30

1,105.00

Average benefit (dollars)

Women
Total
Number (thousands)
Percent a

14,534
100.0

1,313
100.0

3,544
100.0

3,040
100.0

2,629
100.0

2,055
100.0

1,234
100.0

719
100.0

Less than 400.00
400.00–449.90
450.00–499.90

7.1
3.1
4.7

10.2
3.5
6.4

7.5
2.9
4.4

7.3
3.4
4.9

6.9
3.3
5.3

6.4
3.1
5.1

5.1
2.1
2.9

5.5
1.9
2.5

500.00–549.90
550.00–599.90
600.00–649.90
650.00–699.90
700.00–749.90

6.8
7.5
6.7
6.1
5.4

7.9
9.7
10.7
9.6
6.7

6.6
9.0
8.2
7.3
6.4

8.0
9.4
7.0
6.3
5.8

8.1
7.0
5.9
5.5
4.9

6.0
5.2
4.9
4.6
4.3

3.9
4.0
3.8
3.7
3.8

3.1
3.4
3.5
3.9
4.1

750.00–799.90
800.00–849.90
850.00–899.90
900.00–949.90
950.00–999.90

4.8
4.7
4.5
4.5
4.4

4.8
4.1
3.6
3.2
2.9

5.7
5.1
4.5
4.0
3.6

5.0
4.6
4.1
3.9
3.8

4.5
4.2
4.2
4.3
4.4

4.2
4.4
4.7
5.1
5.7

4.0
4.9
5.3
5.9
6.1

4.7
5.8
6.9
7.5
7.0

1,000.00–1,049.90
1,050.00–1,099.90
1,100.00–1,149.90
1,150.00–1,199.90
1,200.00–1,249.90

4.3
4.1
3.8
3.1
2.7

2.6
2.3
2.0
1.8
2.2

3.4
3.1
3.0
2.8
2.5

3.6
3.6
3.8
3.1
2.3

4.6
4.7
4.3
3.3
2.7

5.9
5.1
4.4
3.6
3.3

6.0
5.6
5.1
4.1
3.5

6.5
5.9
5.0
3.7
2.8

1,250.00–1,299.90
1,300.00–1,349.90
1,350.00–1,399.90
1,400.00–1,449.90
1,450.00–1,499.90

2.3
2.0
1.7
1.3
1.0

2.1
1.5
1.0
0.6
0.3

2.1
1.6
1.4
1.2
1.0

1.9
1.7
1.6
1.2
0.9

2.4
2.2
1.8
1.3
1.0

2.9
2.5
2.1
1.4
1.1

3.1
2.9
2.8
2.2
1.9

2.3
1.9
2.1
1.8
1.5

1,500.00–1,549.90
1,550.00–1,599.90
1,600.00–1,649.90
1,650.00–1,699.90
1,700.00 or more

0.8
0.6
0.4
0.3
1.2

0.2
0.1

0.8
0.6
0.5
0.3
0.6

0.7
0.5
0.4
0.3
0.9

0.7
0.5
0.4
0.3
1.3

0.8
0.6
0.5
0.4
1.6

1.5
1.1
0.8
0.6
3.1

1.1
0.9
0.6
0.6
3.2

826.00

710.10

792.90

794.60

829.30

873.60

963.80

948.90

Average benefit (dollars)

c
c
c

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
a.
b.
c.

The sum of individual categories may not equal 100 percent because of individual rounding.
The sum of individual categories may not equal the total because of rounding.
Less than 0.05 percent.

CONTACT: Rona Blumenthal (410) 965-0163.

Annual Statistical Supplement, 2005 ♦ 5.47