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YEAR IN REVIEW

Support Our Efforts: Be The First On Your Block To Own ForeclosureGate Gazette “Stuff”>>>>

MONDAY, DECEMBER 23, 2013
ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

JUNE 2013
Open Letter To California Attorney General Kamala Harris on Two Year Anniversary of Her Mortgage Fraud Strike Force Foreclosure mills have recreated deeds and mortgage documents out of thin air and used them to steal people's homes. The San Francisco Assessor Recorder's audit proved that 99% of foreclosures had questionable documents and 84% had clear violations of law. You have a letter from Los Angeles County Recorder Dean Logan saying he believes the illegal activities described in that audit are systemic and common throughout California….

Late Breaking Foreclosure Information At “Foreclosure Crime Scene News” >>>>
Jury Sees Through Mortgage Fraud Defense and Convicts According to the indictment and evidence presented to the jury during the trial, from about May to September 2006, Lindsey, who worked as a loan officer for Clear Mortgage and…. 3 reasons the housing recovery may not last The housing market has made a big comeback over the past year; home prices have surged some 8% and homebuyers can't seem to buy up properties fast enough. But just as quickly as the market is gaining ground, some industry….

FOIA Request Number CFPB-2013-116-F MFY' s FOIA request seeks complaints filed with CFPB concerning mortgage products, loan modifications, collection, or foreclosure between December 1, 2011 and April 5, 2013….

LPS Deal Would Finish Round Trip With Shares at No Gain Title insurer Fidelity National Financial Inc. (FNF) is in talks to buy 80 percent of LPS in a $2.9 billion

Schneiderman: More Proof Bank Of America And Wells Fargo Violated Mortgage Settlement New York Attorney General Eric Schneiderman said there is mounting evidence that Bank of America Corp, Wells Fargo and Co and other banks violated the terms of a settlement designed to end mortgage servicing abuses….

Foreclosure papers must be Minnesota Supreme Court rules

in

order,

In a ruling out Wednesday, the state’s highest court decided unanimously that a foreclosing party must strictly comply with a state law requiring all the different banks and parties that have held a mortgage be clearly documented and filed before a foreclosure-by-advertisement can be initiated….

Bank of America whistle-blower’s bombshell: “We were told to lie” Bank of America’s mortgage servicing unit systematically lied to homeowners, fraudulently denied loan modifications, and paid their staff bonuses for deliberately pushing people into foreclosure: Yes, these allegations were suspected by any homeowner who ever had to deal with the bank to try to get a loan modification – but now they come from six former employees and one contractor….

Homeowner/Foreclosure Q&A:
We are renters in a home in foreclosure. It has progressed to the auction stage>>>> The bank is trying to kick us out of a foreclosed home even though we a year left one a two year lease. Can they do this?>>>> How can we stop fraud dead on its tracks before it consumes us?>>>>

A Look Back, Homeowners Vs. Banks 2013
Businessman facing home foreclosure commits suicide>>>> Calif. couple shows there's life after foreclosure>>>> 100 Stories Of What Wall St Broke>>>> Voices of the Harmed Borrowers on Rust Consulting>>>> Hot Rods Owner Trying to Stop Foreclosure Sale>>>>

Page 1 of 5

YEAR IN REVIEW

Support Our Efforts: Be The First On Your Block To Own ForeclosureGate Gazette “Stuff”>>>>

TUESDAY, DECEMBER 24, 2013
ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

JULY 2013
Vinton County Woman Wants Possessions Back After Bank Tried To Repossess Wrong House A Vinton County woman is looking to get her belongings back after a bank incorrectly broke into her house and took them. Katie Barnett says that the First National Bank in Wellston foreclosed on her house, even though it was not her bank. “They repossessed my house on accident, thinking it was the house across the street,” Barnett said….

Late Breaking Foreclosure Information At “Foreclosure Crime Scene News” >>>>
What is meant by, “MERS holds only legal title to the interests granted by Borrower in this Security Instrument?” Q: 2. . What is meant by, “Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses… The failure to prosecute corporate crime undermines U.S. justice The two most important law enforcement entities in Washington - Justice and the Securities and Exchange Commission - have taken a kid-glove approach to the corporate criminal activity that….

Elizabeth Warren Hits 'Big Corporate Interests' For Putting Efforts 'Toward Influencing The Courts' But they also devote enormous resources toward influencing the courts. Why? Because they know that influencing those who interpret the law…

Federal regulators kickback schemes

probing

real

estate

Put another way, do you know where your money is really going when you pay thousands of dollars in loan fees and closing charges? Is your realty broker or builder getting an extra piece of….

Feds crack down on foreclosure auction scams In the past three years, federal prosecutors have charged 54 people and two companies in three states for bid-rigging during courthouse auctions of foreclosed properties. Most cases originated in California….

Occupy Arrests Near 8,000 As Wall Street Eludes Prosecution Here's a fact that may make your blood boil: Nearly 8,000 Occupy Wall Street protesters have been arrested in association with the activist movement, while not one banker has been prosecuted for the actions that….

400,000 Foreclosure Settlement Checks Sent To Wrong Address "It's been a total nightmare," Worles, who lives in the Detroit suburb of Allen Park, Mich., said of her effort to track down the check. It was apparently mailed months ago to the wrong address, despite her attempts to correct the mistake in advance. "It seems like such a simple fix," she said….

Homeowner/Foreclosure Q&A:
We are renters in a home in foreclosure. It has progressed to the auction stage>>>> The bank is trying to kick us out of a foreclosed home even though we a year left one a two year lease. Can they do this?>>>> How can we stop fraud dead on its tracks before it consumes us?>>>>

A Look Back, Homeowners Vs. Banks 2013
Businessman facing home foreclosure commits suicide>>>> Calif. couple shows there's life after foreclosure>>>> 100 Stories Of What Wall St Broke>>>> Voices of the Harmed Borrowers on Rust Consulting>>>> Hot Rods Owner Trying to Stop Foreclosure Sale>>>>

Page 2 of 5

YEAR IN REVIEW

Support Our Efforts: Be The First On Your Block To Own ForeclosureGate Gazette “Stuff”>>>>

WEDNESDAY, DECEMBER 25, 2013
ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

AUGUST 2013
Why Is the Fed Chairman a Bank Regulator (or an Economist)? Why on earth would anyone think economists, no matter how brilliant, would be the go-to group for bank regulators? Economics studies the supply and demand of lots of things, including money, but that's quite different from bank regulation. Bank regulation simply isn't part of the typical economist toolkit. There are some economists who know a lot about bank regulation, but there are also some non-economists who know as much, if not more….

Late Breaking Foreclosure Information At “Foreclosure Crime Scene News” >>>>
Why Do Subservicers Continue to Investors After Borrower Stops Paying? Pay Colorado attorney turned alleges foreclosure abuses whistle-blower

The borrower is only required to make payments that are DUE. The payment isn’t due if it is already been made and there is nothing to reinstate if the creditor has already received….

An attorney turned whistle-blower at Colorado's second-largest foreclosure law firm has detailed to state investigators a pattern of abuses that stretch beyond the scope of their investigation into….

BofA Banker Sued by Regulator Later Joined Fannie Mae A former Bank of America Corp. executive whose work on mortgage bonds is the subject of regulator and Justice Department lawsuits was hired by U.S.- backed Fannie Mae months after the claims began to surface….

Second-Home Deduction Future Depends on Congress Using It Only a small percentage of U.S. taxpayers benefit from the ability to deduct mortgage interest on a second home. That group just happens to include many of the people who craft the nation’s tax laws. Members of the congressional tax-writing…

1.2 million foreclosure checks go unclaimed, 90-day deadline to cash About 1.2 million foreclosure reparation checks sent nationwide have not been cashed, leaving nearly $1 billion unclaimed. The checks, part ….

More Conflicts For Foreclosure Reviews

The

“Independent”

This conflict is disturbing, in particular, because this review is still going on. Bankrupt ResCap did not sign on to the settlement agreed to in ….

Thomas A. Glaski V Bank Of America: Borrower May Challenge The Securitized Trust's Claim to Ownership Glaski argued that the investment trust that supposedly held his loan did not have the power to foreclose because his loan had never been properly transferred to the trust. The court of appeal held that this allegation was enough to state causes of action for wrongful foreclosure, declaratory relief, violation of the UCL, cancellation of instruments, and quiet title….

Homeowner/Foreclosure Q&A:
We are renters in a home in foreclosure. It has progressed to the auction stage>>>> The bank is trying to kick us out of a foreclosed home even though we a year left one a two year lease. Can they do this?>>>> How can we stop fraud dead on its tracks before it consumes us?>>>>

A Look Back, Homeowners Vs. Banks 2013
Businessman facing home foreclosure commits suicide>>>> Calif. couple shows there's life after foreclosure>>>> 100 Stories Of What Wall St Broke>>>> Voices of the Harmed Borrowers on Rust Consulting>>>>

Page 3 of 5

YEAR IN REVIEW

Support Our Efforts: Be The First On Your Block To Own ForeclosureGate Gazette “Stuff”>>>>

THURSDAY, DECEMBER 26, 2013
ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

SEPTEMBER 2013
2 Consultants to Banking Industry Come Under Scrutiny New York State has subpoenaed two consulting firms as part of a broader investigation into the industry’s perceived coziness with Wall Street, according to people briefed on the inquiry. The two firms that received the subpoenas in recent months — Promontory Financial Group and PricewaterhouseCoopers — are among the industry’s biggest names….

Late Breaking Foreclosure Information At “Foreclosure Crime Scene News” >>>>
Banks Stole Houses Through Foreclosures, Lawsuit Reveals Illegal This is a complete list of Wall Street CEOs prosecuted for their role in the financial crisis So, yeah. Zero Wall Street CEOs are in jail. It's not that federal government tried to prosecute a bunch of them but lost the cases. There were no serious efforts at criminal prosecutions at all.

Banks resorted to robosigning and forged documents in order to repossess houses -houses that the banks didn't even own. One of these ladies standing up to big banks and a,….

Seattle homeowners facing foreclosure lash out at Council In Seattle, nearly 30 percent of home mortgage totals – mostly in the south end - are still underwater. A community group is calling for a reset of underwater mortgages to fair market rate….

Subprime lending execs back in business five years after crash The Center for Public Integrity in 2009 identified the top 25 lenders by subprime loan production from 2005 through 2007. Today, senior executives from all 25 of those companies or companies that they swallowed up before the crash are back….

Illinois suit: Firm broke into occupied homes in foreclosure, removed belongings The state of Illinois is suing the nation's largest privately held firm that maintains foreclosed homes, alleging it illegally broke into the occupied homes of people behind on their….

The Fed's millionaires Ben Bernanke, the current chairman, might wield more power than his colleagues, but he's at the low end of the wealth list with assets between $1.1 million and $2.3 million. The report shows that Bernanke is carrying a mortgage of….

The Financial Crisis Cost More Than $14 Trillion: Dallas Fed Study So how bad was it? Really, really bad: The economists say a "conservative" estimate of the damage is $14 trillion, or roughly one year's U.S. gross domestic product. This is based on how much output was lost during the crisis and Great Recession, along with all the damage done to potential future economic growth….

Homeowner/Foreclosure Q&A:
We are renters in a home in foreclosure. It has progressed to the auction stage>>>> The bank is trying to kick us out of a foreclosed home even though we a year left one a two year lease. Can they do this?>>>> How can we stop fraud dead on its tracks before it consumes us?>>>>

A Look Back, Homeowners Vs. Banks 2013
Businessman facing home foreclosure commits suicide>>>> Calif. couple shows there's life after foreclosure>>>> 100 Stories Of What Wall St Broke>>>> Voices of the Harmed Borrowers on Rust Consulting>>>> Hot Rods Owner Trying to Stop Foreclosure Sale>>>>

Page 4 of 5

YEAR IN REVIEW

Support Our Efforts: Be The First On Your Block To Own ForeclosureGate Gazette “Stuff”>>>>

FRIDAY, DECEMBER 27, 2013
ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

OCTOBER 2013
States Used Mortgage Settlement Money to Balance Budgets Instead of helping homeowners, states used at least $1 billion of the $2.5 billion they received in a legal settlement with major mortgage lenders to plug budget holes, pay for pet projects or promote economic development. The $2.5 billion is in addition to an estimated $51 billion in relief that….

Late Breaking Foreclosure Information At “Foreclosure Crime Scene News” >>>>
State AGs settle with LPS for $113 million; only nobody knew This settlement, like the larger nationallyrecognized settlement, also relates to robosigning and fabricated documents used to process illegal foreclosures…. Taxpayer Dollars Paid A Third Of Richest Corporate CEOs: Report More than one-third of the nation's highest-paid CEOs from the past two decades led companies that were subsidized by American taxpayers, according to a report….

Who has to prove what in a real property title dispute? Q: I am a plaintiff in an action to determine the true title to property. There is now a corp in possession. The corp has a deed, but this deed is dicey at best. The identity of the grantor is….

TARP watchdog sinks teeth into fraud The scams are complex and the co-conspirators many, but five years after the bailout, the watchdog is getting better at unraveling and uncovering them, said Christy Romero, who heads the special inspector general for TARP….

Bankruptcy Judge Sends a Message to Bank of America Bank of America Corp. has been ordered to pay $10,000 per month for every month it continues to badger a couple to pay off a loan that was discharged in bankruptcy….

Where unethical corporate culture comes from This work suggests that integrity – in particular, executives’ integrity – matters for corporate outcomes. It provides evidence that the ethics of corporate leaders is an important determinant of the ethical cultures of the firms they manage….

Even if You Win, Homeowners Must Quiet title and Clear the Negative Report on Their Credit The plain truth is that virtually everyone who has a mortgage lien filed against their property which is subject to claims of securitization, sales into the secondary market, assignments, or other transfers have a problem with title. The time to clear that up is now — not when you are trying to sell or refinance or mortgage the home. The quiet….

Homeowner/Foreclosure Q&A:
We are renters in a home in foreclosure. It has progressed to the auction stage>>>> The bank is trying to kick us out of a foreclosed home even though we a year left one a two year lease. Can they do this?>>>> How can we stop fraud dead on its tracks before it consumes us?>>>>

A Look Back, Homeowners Vs. Banks 2013
Businessman facing home foreclosure commits suicide>>>> Calif. couple shows there's life after foreclosure>>>> 100 Stories Of What Wall St Broke>>>> Voices of the Harmed Borrowers on Rust Consulting>>>> Hot Rods Owner Trying to Stop Foreclosure Sale>>>>

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