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UBS Financial Services Inc.

Team Name Address 1 Address 2 Address 3 City, State 02345 987-654-3210 800-123-4567 ubs.com/fs

FAFirst MI. Last, Des 1, Des 2 Title 1 000-000-0000 first.lastname@ubs.com FAFirst MI. Last, Des 1, Des 2 Title 1 000-000-0000 first.lastname@ubs.com

Corporate profile

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UBS leads the way in wealth management.

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Wealth Management Americas
Performance to date3 (USD millions) Operating income Expenses Pretax profit (USD billions) Invested assets 707 4.6 641 (2.4) Net new money (including interest and dividends) 3Q10 1,365 1,412 -48 2Q10 1,375 1,437 -62

As one of the world’s leading wealth managers, UBS is powerfully positioned to address the new realities of an uncertain financial landscape. Our focus, leadership and resources, delivered by dedicated and passionate professionals, are uniquely aligned to instill the trust and confidence that investors are seeking. Today, few other firms rival our 150-year tradition of providing exceptional wealth management. Our comprehensive yet customized approach to financial planning and industry-leading research are designed to meet the needs of our individual investors. The unique UBS approach to managing wealth • Research and education: UBS Wealth Management Research provides objective research and analysis to facilitate confident investment decisions • Objective advice: Our open architecture platform offers a wide choice of both proprietary and nonproprietary products • A boutique approach to wealth management: Our wealth managers are not financial generalists, but rather have expertise in the field of wealth management. Strategies and solutions are customized, one client at a time One of the world’s strongest and best-capitalized banks UBS remains financially strong and stable with a Tier 1 capital ratio of 16.7 and long-term credit ratings among the highest in the industry.1 We also will be subject to the recent Basel III rulings, designed to raise the capital and liquidity levels2 of global financial institutions so they can better withstand shocks in the economy on their own.

UBS Tier 1 capital ratio, 3Q 2010

UBS credit ratings (as of 10.27.10)
Moody’s long-term rating/outlook UBS Credit Suisse JPMorgan Chase Wells Fargo Goldman Sachs Bank of America Morgan Stanley
1 2 3

S&P long-term rating/outlook A+ A/S A+/N AAA/N A/N A/N

Aa3 Aa2/N Aa3/N A1 A1/N A2/N A2/N

Moody’s and S&P as of Sept. 30, 2010. Scheduled to go into effect in phases over the next few years. All 3Q10 figures have been converted from CHF to USD using the spot rate of CHF/USD .98.