You are on page 1of 3

A.K.

Shyam Sunder

H.No. 12-11-950/1, Warasiguda, Secunderabad - 500061


E-mail: shyam_abbani@yahoo.co.in, Mobile: 9949496778

A professional with experience in Non-Banking Financial Companies with strong customer focus; 3
years experience as team leader, seeks a managerial assignment, preferably in Hyderabad, of Credit
Manager in Banking/ Non Banking Financial Company.

Career Profile

• Professional with expertise in credit appraisal of rural and urban clientele, proficiency in the
entire credit management process.
• Proven experience in competently managing branch operations of Non Banking Financial
Institutions, risk assessment and secured/unsecured loan disbursal with full internal controls.
Excellent team development and management skills, during 3 years experience, developed and

led team in achieving spectacular results with 100% loan recoveries.
• A self motivated leader with excellent motivation, execution and communication skills.
• Possesses Business ethics and personal integrity.
• Experience of Working in Rural, Urban & Metro areas.
• Managed High levels of Credit Risk and reduced loan delinquencies.
• Worked closely with customers to achieve highest customer satisfaction levels.
• Guided, mentored, trained and developed the subordinates, ensured their skill development.

Professional Experience
FULLERTON INDIA CREDIT COMPANY LTD., NALGONDA
CREDIT EXECUTIVE, OCTOBER 2007 TO APRIL 2008

Fullerton India Credit Company Ltd. is a Singapore based financial company with a range of financial
products and solutions, including micro financing. It specializes in financing the mass market and
low income population segments and has successfully exploited a customer centric, community
based business model.

Responsibilities:
• As Credit Executive, interact with the clients; appraise the credit worthiness, through cash flow
analysis, business appraisal.
• Underwrite assets and approve unsecured loans as per Fullerton norms, with full
responsibility.
• Monitor and guide the performance of credit officer, control operations with built in controls.
• Keep track of loan repayment and compliance.
• Expand the credit business, ensure targeted branch profit and work for customer satisfaction.
• Motivate and mentor the credit officer.
Major Achievements:
• Approved and disbursed loans to around 200 clients, who are repaying the loans at on time
100% recovery rate.
• Given approvals for more than 400 Customers in 6 months.
HDFC BANK, HYDERABAD
CREDIT OFFICER, SEPTEMBER 2005 -OCT 2007

The Housing Development Finance Corporation Limited (HDFC) is India's premier housing finance
company and also has a wide array of retail loan products including Auto Loans, Loans against
marketable securities, Personal Loans and Loans for Two-wheelers services to the rural and urban
economically active poor on a commercially sustainable basis.

Responsibilities

• As Credit officer, appraised the client business, assessed credit worthiness and approved/
disbursed secured/ unsecured loans.
• Involving in the entire credit process for Hyderabad which includes seven branches
currently disbursing 400+numbers per month
• Ensured loan recovery with constant follow up with the clients.

• Planned and monitored the activities of the staff.

• Identified training needs and imparted training to the staff and ensured their professional
development.

• Ensured regular repayment.

• Provided easy access and prompt customer service, and worked for long term business.

• Led and motivated the sales and services team, and through their cooperation achieved the
financial business.

Additional Responsibilities

• Prepare Monthly MIS, Reject Analysis, and Disbursal Analysis and cost Analysis on Monthly
Basis.
• If Situation demands, doing discussion with customers and measuring the eligibility

Educational Qualifications

M.B.A (Finance) from R.G. Kedia P.G.College, Osmania University in 2004.



• B.Com from Badruka College of Commerce, Osmania University in 2002

• Intermediate from Board of Intermediate Education in 1999.

S.S.C. from School of Secondary Education in 1997.


IT Skills
PGDCA (Post Graduate Diploma in Computer Applications) from GEENI COMPUTER
EDUCATION (an A.P Government, Registered Educational Society & Sponsored by Ministry
of HRD - Govt. of India).
Operating Systems : DOS, Windows 95, 98, XP
General Package : Microsoft Office Suite

PROJECT in M .B.A (Finance)

Topic : SEBI Guide lines on investors protection.


Company : HYDERABAD STOCK EXCHANGE.

Strengths

• Zeal to learn and energetic and sense of responsibility.


• Highly efficient and organized.
• Having penchant desire and flair for innovation.
• Excellent reputation for professional communication.

Personal Information

Name : A. K. SHYAM SUNDER


Date of Birth : 4th July, 1981.
Marital Status : Single
Languages Known : English, Telugu and Hindi

Place : Hyderabad
Date : (A.K.SHYAM SUNDER)