COMMON INTEREST DEVELOPMENT GENERAL INFORMATION

Common Interest Development

The project described in the attached Subdivision Public Report is known as a common-interest development. Read the Public Report carefully for more information about the type of development. The development includes common areas and facilities which will be owned and/or operated by an owners' association. Purchase of a lot or unit automatically entitles and obligates you as a member of the association and, in most Subdivider Control cases, includes a beneficial intgrest in the areas and facilities. Since membership in the association is mandatory, you should Until there is a sufficient number of purchasers of lots or units be aware of the following information before you purchase: in a common interest development to elect a majority of the governing body, it is likely that the subdivider will effectively control the affairs ofthe association. It is frequently necessary Governing Instruments and equitable that the subdivider do so during the early stages Your ownership in this development and your rights and of development. It is vitally important to the owners of remedies as a member of its association will be controlled by individual subdivision interests that the transition from subdigoverning instruments which generally include a Declaration vider to resident-owner control be accomplished in an orderly of Restrictions (also known as CC&R' s), Articles of Ineorpo- manner and in a spirit of cooperation. ration (or association) and bylaws. The provisions of these documents are intended to be, and in most eases are, enforceCooperative Living able in a court of law. Study these documents carefully before When contemplating the purchase of a dwelling in a common entering into a contract to purchase a subdivision interest. interest development, you should consider factors beyond the attractiveness of the dwelling units themselves. Study the Assessments governing instruments and give careful thought to whether In order to provide funds for operation and maintenance of the you will be able to exist happily in an atmosphere of cooperacommon facilities, the association will levy assessments tive living where the interests of the group must be taken into against your lot or unit. If you are delinquent in the payment account as well as the interests of the individual. Remember of assessments, the association may enforce payment through that managing a common interest development is very much court proceedings or your lot or unit may be liened and sold like governing a small community the management can through the exercise of a power of sale. The anticipated serve you well, but you will have to work for its success. [B&P income and expenses of the association, including the amount Code Section 11018.1(c)) that you may expect to pay through assessments, are outlined in the proposed budget. Ask to see a copy of the budget if the subdivider has not already made it available for your exami- Informational Brochure nation. The Department of Real Estate publishes the Common InterestDevelopmentBrochure. The information contained in this brochure provides a brief overview of the rights, duties and Common Facilities responsibilities of both associations and individual owners in A homeowner association provides a vehicle for the owner- common interest developments. To obtain a free copy of this ship and use of recreational and other common facilities brochure, please send your request to: which were designed to attract you to buy in this development. The association also provides a means to accomplish architecBook Orders tural control and to provide a base for homeowner interaction Department of Real Estate on a variety of issues. The purchaser of an interest in a P.O. Box 187006 common-interest development should contemplate active parSacramento, CA 95818-7006 ticipation in the affairs of the association. He or she should be willing to serve on the board of directors or on committees created by the board. In short, "they" in a common interest development is "you". Unless you serve as a member of the

governing board or on a committee appointed by the board, your control of the operation of the common areas and facilities is limited to your vote as a member ofthe association. There are actions that can be taken by the governing body without a vote of the members of the association which can have a significant impact upon the quality of life for association members.

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Department of Real Estate —RE 646 (Rev. 1/97)

SPECIAL NOTES 1. THIS FINAL SUBDIVISION PUBLIC REPORT ("FINAL REPORT") COVERS PHASE 3 OF PORTOFINO AT TERRA LAGO WHICH CONSISTS OF RESIDENTIAL LOTS 1 THROUGH 28, RESIDENTIAL LOTS 34 AND 35 AND RESIDENTIAL LOTS 172 THROUGH 179 OF TRACT NO. 31601-2. PORTOFINO AT TERRA LAGO IS BEING DEVELOPED BY WOODSIDE PORTOFINO, INC., A CALIFORNIA CORPORATION, (THE "NEIGHBORHOOD BUILDER") AND IS A PART OF THE OVERALL MASTER PLANNED COMMUNITY KNOWN AS TERRA LAGO. TERRA LAGO IS BEING DEVELOPED BY INDIO LAND VENTURES, LLC, A DELAWARE LIMITED LIABILITY COMPANY (THE "MASTER DEVELOPER"). 2. IF YOU HAVE RECEIVED A PRELIMINARY SUBDIVISION PUBLIC REPORT ("PRELIMINARY REPORT") FOR PORTOFINO AT TERRA LAGO, YOU ARE ADVISED TO CAREFULLY READ THIS FINAL REPORT SINCE IT CONTAINS INFORMATION THAT IS MORE CURRENT AND IS PROBABLY DIFFERENT THAN THAT INCLUDED IN THE PRELIMINARY REPORT. 3. PORTOFINO AT TERRA LAGO IS A COMMON INTEREST SUBDIVISION OF THE TYPE REFERRED TO AS A PLANNED DEVELOPMENT AND IS LOCATED WITHIN TERRA LAGO. IF COMPLETED AS PRESENTLY PLANNED, PORTOFINO AT TERRA LAGO WILL BE DEVELOPED IN FIVE PHASES CONTAINING 179 RESIDENTIAL LOTS. THERE IS NO ASSURANCE THAT PORTOFINO AT TERRA LAGO WILL BE COMPLETED AS PLANNED. 4. OVERVIEW OF TERRA LAGO: TERRA LAGO WHICH IS LOCATED IN THE CITY OF INDIO (THE "CITY"), COUNTY OF RIVERSIDE (THE "COUNTY"), IS A MIXED-USE MASTER PLANNED DEVELOPMENT WHICH COMBINES A MIXTURE OF RESIDENTIAL, OPEN SPACE, RECREATIONAL AND OTHER COMMERCIAL USES. TERRA LAGO INCLUDES APPROXIMATELY 310 ACRES AND WHEN COMPLETED IS PROPOSED TO INCLUDE AS MANY AS 1,487 RESIDENCES. TERRA LAGO IS ANTICIPATED TO BE DEVELOPED BY THE MASTER DEVELOPER AND VARIOUS NEIGHBORHOOD BUILDERS IN A SERIES OF PHASES WITHIN A LARGER DEPARTMENT OF REAL ESTATE ("DRE") BUDGET INCREMENT. THE FIRST INCREMENT OF TERRA LAGO, OF WHICH PORTOFINO AT TERRA LAGO IS A PART, IS PLANNED TO CONSIST OF APPROXIMATELY 636 RESIDENCES ("INCREMENT 1"). WITHIN INCREMENT 1 THE MASTER DEVELOPER PLANS TO CONSTRUCT THE CLUB AT TERRA LAGO, ONE LAKE WITH A BOATHOUSE AND DOCK, PRIVATE STREETS, ENTRY MONUMENTATION, SIDEWALKS, STREETLIGHTS, OPEN SPACE, LANDSCAPING, PARKWAYS, POCKET PARKS, RETENTION BASINS, GREENBELT CHANNELS, A DETENTION BASIN, WALLS AND FENCES (COLLECTIVELY REFERRED TO AS THE "INCREMENT 1 FACILITIES"). THE CLUB AT TERRA LAGO, WHICH WILL BE OWNED AND MAINTAINED BY THE

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SPECIAL NOTES: (Continued) TERRA LAGO COMMUNITY ASSOCIATION ("MASTER ASSOCIATION") IS A RECREATIONAL FACILITY AND AQUATIC CENTER WHICH IS PLANNED TO INCLUDE, A SPORTS LAP POOL, A CHILDREN'S POOL WITH A WATER PLAY AREA, SPA, TOT LOT, PASSIVE PARK, BARBEQUES, PICNIC AREAS, AND A RECREATION BUILDING THAT WILL CONTAIN, AMONG OTHER USES, AN EXERCISE ROOM AND FITNESS CENTER. THERE IS NO ASSURANCE THAT ANY PORTION OF TERRA LAGO, INCLUDING ANY INCREMENT 1 FACILMES, WILL BE DEVELOPED OR COMPLETED AS PROPOSED AND AS DESCRIBED IN THIS FINAL REPORT. 5. THE CLUB AT TERRA LAGO: IN LATER PHASES OF TERRA LAGO, THE MASTER DEVELOPER PLANS TO SELL TO THE MASTER ASSOCIATION IN FEE THE CLUB AT TERRA LAGO. PLEASE REFER TO THE ACKNOWLEDGMENT AND DISCLOSURE REGARDING THE CLUB AT TERRA LAGO WHICH DESCRIBES THE TERMS AND CONDITIONS PURSUANT TO WHICH THE MASTER ASSOCIATION WILL ACQUIRE THE CLUB AT TERRA LAGO AND THE IMPACT SUCH ACQUISITION WILL HAVE ON THE ASSESSMENTS THAT WILL BE LEVIED AGAINST YOUR LOT TO PAY FOR THE PURCHASE OF THE CLUB AT TERRA LAGO BY THE MASTER ASSOCIATION. 6. PORTOFINO AT TERRA LAGO WILL BE SUBJECT TO THE JURISDICTION OF THE MASTER ASSOCIATION. THE MASTER ASSOCIATION WILL OWN AND/OR MAINTAIN AND MANAGE CERTAIN MASTER COMMON PROPERTY AS SET FORTH IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TERRA LAGO ("MASTER DECLARATION") AND ANY SUPPLEMENTAL MASTER DECLARATION RECORDED AGAINST PORTOFINO AT TERRA LAGO. 7. THE MASTER ASSOCIATION HAS THE RIGHT TO LEVY ASSESSMENTS AGAINST YOU FOR MAINTENANCE OF THE MASTER COMMON PROPERTY AND OTHER PURPOSES. YOUR CONTROL OF OPERATIONS AND EXPENSES IS LIMITED TO THE RIGHT OF YOUR ELECTED REPRESENTATIVES TO VOTE ON CERTAIN PROVISIONS AT MEETINGS. 8. SINCE THE MASTER COMMON PROPERTY WILL BE MAINTAINED BY THE MASTER ASSOCIATION, IT IS ESSENTIAL THAT THE MASTER ASSOCIATION BE FORMED EARLY AND PROPERLY. THE MASTER ASSOCIATION MUST HOLD ELECTIONS OF ITS GOVERNING BODY WITHIN SIX MONTHS AFTER THE FIRST CLOSING OF THE SALE OF A LOT UNDER THE FIRST PUBLIC REPORT FOR TERRA LAGO (REGULATION 2792.17).

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SPECIAL NOTES: (Continued) 9. THE MASTER ASSOCIATION MUST ALSO PREPARE AND DISTRIBUTE TO ALL HOMEOWNERS BALANCE SHEETS AND INCOME STATEMENTS (REGULATION 2792.22). 10.THE NEIGHBORHOOD BUILDER MUST PAY ASSESSMENTS TO THE MASTER ASSOCIATION FOR ALL UNSOLD LOTS IN THIS PHASE OF PORTOFINO AT TERRA LAGO. THE PAYMENTS SHALL COMMENCE ON THE FIRST DAY OF THE MONTH FOLLOWING THE MONTH IN WHICH THE NEIGHBORHOOD BUILDER CONVEYS THE FIRST LOT IN THIS PHASE (REGULATIONS 2792.9 AND 2792.16). 11.THE MASTER -DEVELOPER AND/OR THE NEIGHBORHOOD BUILDER MUST. MAINTAIN AND DELIVER TO THE MASTER ASSOCIATION THE SPECIFIC RECORDS AND MATERIALS LISTED IN REAL ESTATE COMMISSIONER'S REGULATION SECTION 2792.23 WITHIN THE STATED TIME PERIOD. THESE RECORDS AND MATERIALS DIRECTLY AFFECT THE ABILITY OF THE MASTER ASSOCIATION TO PERFORM ITS DUTIES AND RESPONSIBILITIES (REFER TO SECTION 11018.5 OF THE BUSINESS AND PROFESSIONS CODE AND SECTION 1363 OF THE CIVIL CODE). 12.PRIOR TO CLOSE OF ESCROW, THE NEIGHBORHOOD BUILDER MUST PROVIDE YOU WITH A COPY OF THE MASTER DECLARATION, ARTICLES OF INCORPORATION AND BYLAWS OF THE MASTER ASSOCIATION, TOGETHER WITH ANY AMENDMENTS TO THESE DOCUMENTS (COLLECTIVELY REFERRED TO AS THE "MASTER ASSOCIATION GOVERNING DOCUMENTS"). THESE MASTER ASSOCIATION GOVERNING DOCUMENTS CONTAIN NUMEROUS MATERIAL PROVISIONS THAT SUBSTANTIALLY AFFECT AND CONTROL YOUR RIGHTS, PRIVILEGES, USE, OBLIGATIONS, AND COSTS OF MAINTENANCE AND OPERATION. YOU SHOULD READ AND UNDERSTAND THESE MASTER ASSOCIATION GOVERNING DOCUMENTS BEFORE YOU OBLIGATE YOURSELF TO PURCHASE A LOT (SECTION 11018.6 OF THE BUSINESS AND PROFESSIONS CODE). 13. THE MASTER DEVELOPER WILL FURNISH THE CURRENT BOARD OF DIRECTORS OF THE MASTER ASSOCIATION WITH THE DRE REVIEWED BUDGET. THE NEIGHBORHOOD BUILDER WILL FURNISH EACH INDIVIDUAL PURCHASER WITH THE DRE REVIEWED BUDGET. 14. THE MASTER DEVELOPER HAS POSTED COMPLETION BONDS IN AMOUNTS ACCEPTABLE TO THE DRE TO ASSURE COMPLETION OF THE INCREMENT 1 FACILITIES. THE ESTIMATED COMPLETION DATE FOR THE INCREMENT 1 FACILITIES IS DECEMBER 2006. 15. THE NEIGHBORHOOD BUILDER HAS INDICATED THAT IT INTENDS TO SELL ALL OF THE LOTS IN PORTOFINO AT TERRA LAGO; HOWEVER, ANY OWNER, INCLUDING THE NEIGHBORHOOD BUILDER HAS A LEGAL RIGHT TO RENT OR LEASE THE LOTS.

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SPECIAL NOTES: (Continued) 16. IF YOU PURCHASE FIVE OR MORE SUBDIVISION INTERESTS (LOTS) FROM THE NEIGHBORHOOD BUILDER, THE NEIGHBORHOOD BUILDER IS REQUIRED TO NOTIFY THE REAL ESTATE COMMISSIONER OF THE SALE. IF YOU INTEND TO SELL YOUR INTERESTS OR LEASE THEM FOR TERMS LONGER THAN ONE YEAR, YOU ARE REQUIRED TO OBTAIN AN AMENDED SUBDIVISION PUBLIC REPORT BEFORE YOU CAN OFFER THE INTERESTS FOR SALE OR LEASE. 17.WARNING: WHEN YOU SELL YOUR LOT TO SOMEONE ELSE, YOU MUST GIVE THAT PERSON A COPY OF THE MASTER ASSOCIATION GOVERNING DOCUMENTS. YOU MUST ALSO GIVE THAT PERSON A TRUE STATEMENT CONCERNING ANY DELINQUENT ASSESSMENTS, PENALTIES, ATTORNEYS' FEES OR OTHER— -CHARGES, ASSESSED IN ACCORDANCE WITH THE MASTER DECLARATION OR OTHER MANAGEMENT DOCUMENTS ON THE LOT AS OF THE DATE THE STATEMENT WAS ISSUED. NOTE: IF YOU FORGET TO DO THIS, IT MAY COST YOU A PENALTY OF $500.00 -- PLUS ATTORNEYS' FEES AND DAMAGES (SEE CIVIL CODE SECTION 1368). 18.. THE NEIGHBORHOOD BUILDER MUST MAKE AVAILABLE TO YOU, COPIES OF THE MASTER ASSOCIATION GOVERNING DOCUMENTS, A STATEMENT CONCERNING ANY DELINQUENT ASSESSMENTS AND RELATED CHARGES AUTHORIZED BY THE MASTER ASSOCIATION GOVERNING DOCUMENTS, AND, IF AVAILABLE, CURRENT FINANCIAL AND RELATED STATEMENTS (SEE BUSINESS AND PROFESSIONS CODE SECTION 11018.6). 19. NOTWITHSTANDING ANY PROVISION IN THE PURCHASE CONTRACT TO THE CONTRARY, A PROSPECTIVE BUYER HAS THE RIGHT TO NEGOTIATE WITH THE SELLER TO ALLOW AN INSPECTION OF THE PROPERTY BY THE BUYER OR THE BUYERS DESIGNEE UNDER TERMS MUTUALLY AGREEABLE TO THE PROSPECTIVE BUYER AND SELLER. INTERESTS TO BE CONVEYED You will receive fee title to a specified lot in Portofino at Terra Lago, together with a membership in the Master Association and rights to use the Master Common Property. LOCATION AND SIZE Portofino at Terra Lago is located at Golf Center Parkway and Landmark .Golf Parkway in the City of Indio, County of Riverside. Prospective purchasers within Portofino at Terra Lago should acquaint themselves with the kinds of City services available.

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LOCATION AND SIZE: (Continued) This is the 3rd phase of Portofino at Terra Lago, which consists of approximately 8.5 acres subdivided into 38 residential lots. If developed as proposed, P.ortofino at Terra Lago will consist of a total of 5 phases containing 179 residential lots and Master Common Property as described in the Master Declaration. Increment 1 of Terra Lago is currently planned to include 636 residences and the Increment 1 Facilities. There is no assurance that Portofino at Terra Lago or Increment 1 of Terra Lago will be completed as proposed. MANAGEMENT AND OPERATION The Master Association, of which you become a member at time of purchase, manages and operates the Master Common Property in accordance with the Master Association Governing Documents. MAINTENANCE AND OPERATIONAL EXPENSES The Master Developer has submitted budgets for the management, maintenance and operation of the Master Common Property and for long-term reserves when Terra Lago is substantially completed ("Built-Out Budget") and an interim budget applicable to Increment 1 ("Increment 1 Budget") (the Built-Out Budget and the Increment 1 Budget are collectively referred to herein as the "Master Association Budgets"). The Master Association Budgets were reviewed and approved by the DRE in January 2006. You should obtain a copy of these Master Association Budgets from the Neighborhood Builder. Under the Built-Out Budget, the monthly assessment against each subdivision interest is $248.50. Under the Increment 1 Budget, the monthly assessment per interest is $264.99. Of these amounts, the monthly contributions toward long-term reserves, which are not to be used to pay for current management, maintenance and operating expenses, are $23.07 and $27.64, respectively. The utility rates used for the cakulatioris within the Master Association Budgets are based on information available at the time of the budgets' review date. Increases in regular assessments or special assessments may be required as a measure to provide adequate funds to compensate for potential utility rate increases. Purchasers should be aware of the possible affect these increases may have on their homeowner assessments. According to the Master Developer, assessments under the Increment 1 Budget should be sufficient for proper management, maintenance and operation of the Master Common Property until Increment 1 is completed, at which time it may be anticipated that assessments will be adjusted.

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MAINTENANCE AND OPERATIONAL EXPENSES: (Continued) The Master Association may increase or decrease assessments at any time in accordance with the procedure prescribed in the Master Declaration. In considering the advisability of a decrease or a smaller increase in assessments, care should be taken not to eliminate amounts attributable to reserves for replacement or major maintenance. THE BUDGET INFORMATION INCLUDED IN THIS FINAL REPORT IS APPLICABLE AS OF THE DATE OF BUDGET REVIEW AS SHOWN ABOVE. EXPENSES OF OPERATION ARE DIFFICULT TO PREDICT ACCURATELY AND EVEN IF ACCURATELY ESTIMATED INITIALLY, MOST EXPENSES INCREASE WITH THE AGE OF FACILITIES AND WITH INCREASES IN THE COST OF LIVING. Monthly assessments payable to the Master Association will commence on all lots in this phase of Portofino at Terra Lago on the first day of the first calendar month following the month in which the conveyance occurs of the first subdivision interest in this phase of Portofino at Terra Lago. The remedies available to the Master Association against owners who are delinquent in the payment of assessments are set forth in the Master Declaration. These remedies are available against the Neighborhood Builder as well as against other owners. The Neighborhood Builder has posted a bond as partial security for the Neighborhood Builder's obligation to pay these assessments. The governing body of the Master Association should assure itself that the Neighborhood .Builder has satisfied its obligations to the Master Association with respect to the payment of assessments before agreeing to a release or exoneration of the security. The Master Developer has entered into a Deficit Subsidy Agreement for Increment 1 with the Master Association to subsidize the costs of Common Expenses actually paid by the Master Association for maintenance and operation of the Master Association that exceed monthly assessments collected from homeowners. The Master Developer has posted a bond to cover its obligations under this Deficit Subsidy Agreement. The governing body of the Master Association should assure itself that the Master Developer has satisfied its obligations to the Master Association with respect to the payment of assessments before agreeing to a release or exoneration of the security. EASEMENTS Easements for utilities and other purposes are shown on the title report and subdivision map for Tract No. 31601-2, recorded in Book 387, Pages 29 through 33 in the Office of the Riverside County Recorder.

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RESTRICTIONS Portofino at Terra Lago is subject to the Master Declaration recorded on January 10, 2006, as Instrument No. 2006-0019975 recorded in the Office of the Riverside County Recorder. FOR INFORMATION AS TO YOUR OBLIGATIONS AND RIGHTS, YOU SHOULD READ THE MASTER DECLARATION. THE NEIGHBORHOOD BUILDER MUST MAKE IT AVAILABLE TO YOU. MINERAL RIGHTS You will not own the mineral, oil, and gas rights under your land. The right of surface entry has been waived as to the surface and upper 500 feet of the subsurface of your lot. USES AND ZONING The property surrounding Portofino at Terra Lago to the north is zoned for golf course use and to the south, east and west is zoned for single family residences. SIGNIFICANT PROPERTY USES The Master Developer advises that the following significant property uses exist within or near Terra Lago. For more information in regard to these property uses, you are advised to read the Terra Lago Community & Contiguous Area Disclosure Statement ("Terra Lago Disclosure Statement") and any additional property use disclosure information as provided by the Neighborhood Builder. Lake. Terra Lago will contain one lake that spans approximately 21.30 acres. The lake is a potential water hazard. People and pets must be closely watched to prevent accidental drownings and other such injuries around the lake ("Lake"). Due to the nature of the Lake, environmental monitoring and reporting may become necessary in conjunction with the maintenance thereof. Such monitoring and reporting as well as the regular maintenance of the Lake may result in increased costs to parties responsible for such maintenance. Master Developer and Neighborhood Builder are not responsible for maintenance (or the cost thereof) of the Lake, or for the safety of you, your family, guests, invitees, tenants, agents, employees or pets. Except as expressly permitted in the Rules and Regulations, no one shall be permitted to fish, swim or boat in the Lake. Additional restrictions regarding the use and enjoyment of the lakes may be included in the Rules and Regulations or otherwise established by the Board of Directors of the Master Association ("Board").

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SIGNIFICANT PROPERTY USES: (Continued) Parks. One or more community parks are planned for construction within Terra Lago. The facilities in these parks may include tot lots, multi-use sports fields, trails, walkways, barbeques, picnic tables or other popular park facilities.. There is no guarantee that any of these facilities will be included in the parks. Residents living in the areas nearest to the parks may experience noise, traffic and parking congestion, light spillage, glare and other impacts from the operation of these parks and the events that take place there and may be inconvenienced by these impacts. You are advised that Master Developer and Neighborhood Builder have no control over the operation or use of the parks after the completion of construction thereof. The parks will be owned and maintained by the Master Association. The Club at Terra Lago. All persons using The Club at Terra Lago are required to use caution and to watch their children at all times to prevent drowning and other injuries. The Board may, from time to time, promulgate rules for use and operation of The Club at Terra Lago, including reasonable hours of operation. Owners and other residents living in the area of The Club at Terra Lago will most likely experience and otherwise be subject to or otherwise inconvenienced by pedestrian and vehicular traffic in the areas surrounding The Club at Terra Lago. Residents of Terra Lago may experience glare from night-lighted activities at The Club at Terra Lago. Additionally, from time to time, balls and other objects may be hit out of The Club at Terra Lago and into lots and adjacent areas. Residents of Terra Lago may also experience noises originating from the activities at The Club at Terra Lago, traffic noises from vehicles going to and from the Club, and noises from landscaping and other maintenance activities near The Club at Terra Lago. Fire Station Site. Master Developer has dedicated a two (2) acre site on the northeast' corner of Golf Center Parkway and Avenue 43 to the fire department for the construction of a fire station. There is also a fire station site approximately. 5 miles away. Master Developer has no control over property owned by others. If adjacent land and/or nearby land uses are significant to you, you should conduct your own investigation into present and pending land use proposals by contacting the relevant agency. Golf Course. The Landmark Golf Course ("Golf Course") weaves through Terra Lago as shown on Exhibit B to the Terra Lago Disclosure Statement, but is not a part of Terra Lago nor owned by the Master Association. Use of Golf Course. The purchase of a lot in Terra Lago does not confer upon you the right to use the Golf Course or any of its facilities, nor does it include any access rights to or over the Golf Course. In order to use the Golf Course, you will be required to pay such fees and satisfy such other conditions as may be required by the owner of the Golf Course. Neither Master Developer, Neighborhood Builder nor the Master Association have provided any representations, warranties or assurances respecting the amount or level of such fees or other conditions.'

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SIGNIFICANT PROPERTY USES: (Continued) Golf Ball Overflight and Damage. Living adjacent to or near the Golf Course carries with it the risk of damage caused to persons and property by golf balls. Each owner of a lot in Terra Lago takes title subject to a nonexclusive easement for the benefit of persons using the Golf Course for golf ball overflight over and across all lots in Terra Lago and through the air space above Terra Lago. Owners of lots may expect that golf balls will enter their lots and may damage improvements or injure persons. Neither Master Developer, Neighborhood Builder nor the Master Association have provided any assurances whatsoever concerning the frequency with which golf balls will enter the adjacent lots, nor any guaranties as to what, if any, action may be taken by the Golf Course owner to mitigate golf ball overflight. Golf Course Irrigation. The Golf Course may be irrigated by well water or reclaimed water, neither of which may be suitable for domestic use. During irrigation, winds may carry some irrigation spray onto residential lots in Terra Lago. Reclaimed water may stain improvements or affect landscaping on residential lots, and neither Master Developer, Neighborhood Builder nor the Master Association have any control over the irrigation or maintenance of the Golf Course. You are advised to take appropriate precautions to minimize the effect of water overspray on your lot. Pesticide/Fertilizer Overspray. The owner of the Golf Course may from time to time treat the Golf Course with sprayed fertilizer or pesticides. During treatment, winds may carry sprayed materials onto adjacent residential lots in Terra Lago. Oversprayed fertilizers or pesticides may enter the lot and such materials may harm some landscaping or other improvements constructed on the lot. Neither Master Developer, Neighborhood Builder nor the Master Association have any control over the application of fertilizers or pesticides in maintenance of the Golf Course. You are advised to take appropriate precautions to minimize the effect of any overspray of fertilizers and pesticides on your lot. Golf Course Noise. Golf course use begins immediately after daylight and continues to dark up to seven (7) days per week. Golf Course maintenance including irrigation and application of fertilizers or pesticides may be carried on during nighttime and daylight hours. Golf Course use and maintenance will create noise and other disturbances which may result in inconvenience and disturbance to you, including interruption of sleep. Continuation of Golf Course Operations. Master Developer provides no assurances, representations or warranties that the Golf Course will continue in use as a golf course for any particular period of time. Neither Master Developer, Neighborhood Builder nor the Master Association have any ownership or control of the Golf Course. Use of the Golf Course may change in the future and Master Developer and Neighborhood Builder have made no representations or warranties regarding the future use of the Golf Course.

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HAZARDS AND MISCELLANEOUS DISCLOSURES The Master Developer advises that the following hazards exist within or near Terra Lago. For more information in regard to these hazards and miscellaneous disclosures, you are advised to read the Terra Lago Disclosure Statement and any additional hazard disclosure information as provided by the Neighborhood Builder. Electric Power Lines. Underground or overhead electric transmission and distribution lines and transformers are located in and around Terra Lago. The lines and transformers are owned, operated and maintained by Imperial Irrigation District. Power lines and transformers produce extremely low-frequency electromagnetic fields ("ELF-EMF") when operating. For some time, there has been speculation in the scientific community about health risks associated with living near ELF-EMF sources. In 1992, the United States Congress authorized the Electric and Magnetic Fields Research and Public Information Dissemination Program ("EMF-RAPID Program") to perform research on these issues and to analyze the existing scientific evidence in order to clarify the potential for health risks from exposure to ELF-EMF, In May of 1999, the National Institute of Environmental Health Sciences ("NIERS") issued a report to Congress summarizing its review of scientific data from over three hundred (300) studies on ELF-EMF health risks. The ELF-EMF studies consist of both epidemiological studies (studies of exposure in human populations) and controlled laboratory experiments on animal and cell models. While some epidemiological studies suggested some link between certain health effects and exposure to ELF-EMF, the laboratory experiments did not support such a link. According to the NIEHS report, the scientific evidence shows no clear pattern of health hazards from ELF-EMF exposure, and the NIEHS report did not find evidence of any link sufficient to recommend widespread changes in the design or use of electrical transmission equipment. However, because the evidence does not clearly rule out any effect, NIEHS advocated continuing inexpensive and safe reductions in exposure to ELF-EMF and endorsed current utility practices regarding design and siting of new transmission and distribution lines. Further information on this subject is available from the Regional EMT Manager, Southern. California Edison Company, 1851 West Valencia Drive, Fullerton, California 92833. Additional information on ELF-EMF and copies of the NIEHS report are available from the EMF-RAPID website at http://www.niehs.nih.gov/emfrapid/home.htm. Retention Basins and Greenbelt Channels. Portions of Terra Lago will contain one or more retention basins and/or greenbelt channels. All retention basins and/or greenbelt channels (collectively, "Basins") are potential water hazards, and may contain standing water at times. Children and pets must be closely watched to prevent accidental drownings and other such injuries around the Basins. Due to the nature of Basins, environmental monitoring and reporting may become necessary in conjunction with the maintenance thereof. Such monitoring and reporting as well as the regular maintenance of the Basins may result in increased costs to parties responsible for such maintenance. Master Developer and Neighborhood Builder are not responsible for maintenance (or the cost thereof) of the Basins, or for the safety of you, your family, guests, invitees, tenants, agents, employees or pets.

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HAZARDS AND MISCELLANEOUS DISCLOSURES: (Continued) Detention Basin #3. The Coachella Valley Water District's Detention Basin #3 crosses the southeastern portion of Terra Lago diagonally from northeast to southwest. Detention Basin #3 is designed for storm drainage overflows in the event of hundred year flood. There is an isolated area where single-family lots in Terra Lago may be adjacent to the Detention Basin #3 right of way. Reclaimed Water. In its efforts to conserve water, the Indio Water Authority ("Water Authority") may require the use of reclaimed water (treated wastewater) in the future to irrigate portions of Terra Lago. The Water Authority may also require the use of reclaimed water in the future to irrigate landscaping in private yards. The water used in the residences and outside inthe patio and yard areas through hose bibs will be domestic potable water. The water used to irrigate the Master Common Property may include reclaimed water. Reclaimed water is not potable and therefore not suitable for human consumption. As with any water overspray, the repeated spray of reclaimed water may stain or discolor personal property, fencing and structural improvements. According to the Water Authority, the Water Authority's reclaimed water is disinfected with chlorine and its clarity to the human eye is indistinguishable from domestic water. The standards imposed on the Water Authority for reclaimed water quality are established by governmental regulatory agencies, and these standards are subject to change. Master Developer, Neighborhood Builder and the Master Association and their agents are not liable for any property damage or personal injury by reclaimed water. Owners arc subject to Water Authority rules and regulations, one of which prohibits the use of self-generating water softeners connected to the City's sewer facilities. Further information regarding Water Authority regulations is available at the Water Authority's headquarters. Wind. All of Southern California is subject to periods of high winds. Wind speeds in Terra Lago may exceed that experienced in other areas of the surrounding region. You must ensure that any structures or other improvements are constructed or designed to withstand high winds. You are advised to consult with experienced architects and engineers in the design and specification of any structures or Improvements that you plan to add. Blowing Sand. Terra Lago is subject to certain environmental factors, including but not limited to wind and blowing sand. The Coachella Valley experiences occasional high winds. Wind data from weather stations at Palm Springs Regional Airport (at the western end of the Coachella Valley) and at Indio and Thermal (toward the eastern end of the Coachella Valley) suggest that wind velocities at Terra Lago exceed 15 miles per hour less than 10% of the time. Occasional seasonal storms promote the abnormally high winds; there are times when locations within the Coachella Valley and Terra Lago will be subject to adverse conditions. As a result, from time to time, you may potentially be subject to and experience irritated eyes, respiratory ailments, clogged air filters, dirty windows' and sills, increased and accumulated dust and sand in and around the home (including the living areas, garages and landscaping and patios), scratched

2)

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exterior glass surfaces, weathered painting, dusty cars or other conditions resulting from the wind and blowing sand.

HAZARDS AND MISCELLANEOUS DISCLOSURES: (Continued) Pollutant Control. Terra Lago is subject to all federal, state and local requirements of the National Pollutant Discharge Elimination System ("NPDES"), adopted in accordance with the Federal Clean Water Act. Pursuant to a NPDES General Permit, adopted by the .State Water Resources Control Board, the County and City have adopted a water quality management plan, and Master Developer has filed a Storm Water Pollutant Prevention Plan ("SWPPP"), which imposes on all buyers in Terra Lago requirements for the design; implementation and.. maintenance of best management practices ("BMPs") designed to eliminate or reduce storm and non-storm water discharges of pollutants into storm drains before, during and after construction of Terra Lago. All-American Canal. The Coachella Branch of the All-American Canal ("Canal") crosses Terra Lago diagonally, flowing from northwest to southeast. The Canal conveys irrigation water to the Coachella Valley from the Colorado River and also provides irrigation water to the Golf Course and Terra Lago. There is an isolated area where single-family lots may be adjacent to the Canal right of way. Construction and Sales Activity. Development, construction and sales activity will continue after all the residences in Terra Lago have been sold, and there will be increased noise, dust and traffic in the areas surrounding Terra Lago as a result of such development activity. As a result of construction and sales activities, public and private utilities (water, electrical, cable television, sewers, storm drain, etc.) within Terra Lago, and/or servicing your lot may be temporarily interrupted and/or adversely affected. You are advised to exercise extreme caution, to observe all signs while driving through construction areas, and to observe the temporary closure of streets and rerouting of traffic. Master Developer and Neighborhood Builder have reserved the right to maintain signs and flags in Terra Lago for the duration of the sales and marketing period. Future Development. Present plans to develop the real property adjoining or in the vicinity of your lot are shown in the sales office of the Neighborhood Builder. No representations, warranties or guarantees are made that the information currently available is complete, that planned projects will be carried out, or that current plans will not change in the future. Future development not currently shown in the materials provided by the Terra Lago sales office may occur. Master Developer intends to construct some of the facilities necessary to implement the land uses described on the subdivision maps that depict the property located within Terra Lago. Nevertheless, completion of private and public facilities and improvements cannot be guaranteed and not all financing to ensure completion has been obtained or approved. During the construction of these future sites and the construction of other private and public sites and improvements in Terra Lago, residents of Terra Lago may experience or otherwise be inconvenienced by construction traffic, increased levels of noise, dust and other incidents of construction. Once these facilities are complete, residents of Terra Lago may • continue to

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experience traffic and noise from use of the facilities and light or glare from the operation of these facilities at night. HAZARDS AND MISCELLANEOUS DISCLOSURES: (Continued) Airport Proximity Disclosure. According to information provided to Master Developer from its consultants, Terra Lago is located within the below estimated distances of the following airports. 24.2 miles Palm Springs International Airport Desert Springs International Airport 9.4 miles 5.6 miles Bermuda Dunes Airport - Occupants of Terra Lago may experience noise from overflying aircraft traveling to or from one or more of the above listed airports. This disclosure is made in accordance with California Civil Code Section 1102.17 which requires disclosure when real property may be affected by industrial uses, including airports. ADJACENT PROPERTY USES The zoning of the surrounding property is subject to change. Therefore, the type of future development cannot be predicted with accuracy. Neither Master Developer, Neighborhood Builder nor the Master Association have any control over use or changes in use of adjacent property. You should contact the City Planning Division for further information regarding designated land use and zoning. The real property in the vicinity of Terra Lago currently includes, but is not limited to the following uses: South/Southeast: The Interstate. 10 Freeway ("Freeway') is less than one mile from the main entrance of Terra Lago and is located to the south of Terra Lago. Traffic on the Freeway may create noise and dust in Terra Lago and additional automobile traffic on public surface streets and that Master Developer and Neighborhood Builder have made no assurances concerning the present or future impact of the. Freeway on Terra Lago. In addition to the Freeway, an existing trailer park/residential development is located to the south/southeast of Terra Lago. In addition to the Freeway, the Fantasy Springs Casino is located approximately one mile to the south of Terra Lago. East: Undeveloped property, zoned for single family residential. West: Residential development. South/Southwest: Undeveloped property, zoned for single family residential. North: All-American Canal/Golf Course.
Air

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NATURAL HAZARDS The Master Developer has been advised about the following natural hazards within or near Terra Lago. For more information in regard to these natural hazards, you are advised to read the Terra Lago Disclosure Statement and any additional natural hazard disclosure information as provided by the Neighborhood Builder. Special Flood Hazard Area Determination. Master Developer has been advised that no portion _ of Terra Lago is located-within a Special Flood Hazard Area Determination as described in Title' 42 United States Code Section 4101. Area of Special Flooding Determination. Master Developer has been advised that information is not available to determine whether any portion of Terra Lago is located within an Area of Special Flooding Determination as described in California Government Code Section 8589.4, Very High Fire Severity Zone Determination. Master Developer has been advised that no portion of Terra Lago is located within a Very High Fire Severity Zone Determination as described in California Government Code Sections 51178 and 51179. State Fire Responsibility Area. Master Developer has been advised that no portion of Terra Lago is located within a State Fire Responsibility Area as defined by California Public Resources Code Section 4125. Earthquake Fault Zone. California is subject to a wide range of earthquake activity. California has many known faults as well as yet undiscovered faults. Master Developer has been advised that a portion of Terra Lago is located within an Earthquake Fault Zone as defined by California Public Resources Code Section 2621.9. You must evaluate the potential for future seismic activity that might seriously damage your lot. A major earthquake, which some have predicted will occur in our lifetimes, could cause very serious damage to residences, located even many miles from the epicenter of the earthquake. A more moderate earthquake occurring on a more minor fault, or on an undiscovered fault, could also cause substantial damage. Master Developer makes no representations or warranties as to the degree of earthquake risk within Terra Lago. Please read "The Homeowner's Guide to Earthquake Safety," and consult with the City, other public agencies, and appropriate experts to evaluate the potential risk. Seismic Hazard Zone. Many portions of Southern California are subject to risks associated with seismic activity or "earthquakes." Master Developer has been informed that the State of California has not yet produced any seismic hazard maps for the area of Terra Lago. Thus, no information is currently available concerning whether Terra Lago will eventually be shown within a Seismic Hazard Zone. A Seismic Hazard Zone is defined in the Seismic Hazards Mapping Act (California Public Resources Code Section 2690 et seq.), and shown on maps that are released by the California Department of Conservation, Division of Mines and Geology. Copies of these maps will be on file with the City after they are released. There are two (2) types

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of Seismic Hazard Zones: a landslide zone and a liquefaction zone. "Liquefaction" is the process by which water-saturated soils become unstable under heavy shaking and thereby jeopardize foundations and other structures. For more information concerning seismic activity and risks, read "The Homeowner's Guide to Earthquake Safety." NATURAL HAZARDS: (Continued) Compliance with Civil Code Section 1103 et seq. In addition to the foregoing natural hazard disclosures, Master Developer has provided or will provide you with a Natural Hazard Disclosure Statement in compliance with Article 1.7, commencing at Section 1103 of the California Civil Code, if your lot is located in a Seismic Hazard Zone. The Neighborhood Milder has advised that all or portions of the community subject to this FinalReport are located within an Earthquake Fault Zone. Additionally, the Neighborhood Builder has advised that prospective purchasers within this Zone will be provided a separate disclosure required under Public Resources Code Section 2621.9. If any disclosure, or any material amendment to any disclosure, required to be made by the Neighborhood Builder regarding this natural hazard is delivered after the execution of an offer to purchase, the purchaser shall have three days after delivery in person or five days after delivery by deposit in the mail to terminate the offer by delivery of a written notice of termination to the Neighborhood Builder or the Neighborhood Builder's agent. Since all or portions of the community subject to this Final Report are located within one or more natural hazard areas, your homeowner's insurance and/or insurance coverage for any association or commonly owned areas may be affected. You should contact your lender and insurance carrier for more information regarding types of insurance and costs to cover your property, as well as the Master Association or Neighborhood Builder regarding any assessment increases due to additional insurance costs. At the time this Final Report was issued, information regarding whether all or portions of this community are located' within certain natural hazard areas was not yet available to the Neighborhood Builder. You should ask the Neighborhood Builder for updated information before obligating yourself to purchase. TAXES The maximum amount of any tax on real property that can be collected annually by counties is 1% of the full cash value of the property. With the addition of interest and redemption charges on any indebtedness; approved by voters prior to July 1,.1978, the total property tax rate in most counties is approximately 1.25% of the full cash value. In some counties, the total tax rate could be well above 1.25% of the full cash value. For example, an issue of general obligation bonds previously approved by the voters and sold by a county water district, a sanitation district or other such district could increase the tax rate. For the purchaser of a lot in Portofino at Terra Lago, the full cash value of the lot will be the valuation, as reflected on the tax roll, determined by the county assessor as of the date of

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purchase of the lot or as of the date of completion of an improvement on the lot if that occurs after the date of purchase.

TAXES: (Continued) Your Policy of Title Insurance will be issued subject to the exception of any supplemental taxes assessed pursuant to Chapter 4989, statutes of 1983 of the State of California. The new valuation of the lot purchased by you will be placed on the assessment roll and added taxes will be due and shall be collected upon the close of escrow and as set forth below. Notice of Your 'Supplemental' Property Tax Bill. "California property tax law requires the Assessor to revalue real property at the time the ownership of the property changes. Because of this law, you may receive one or two supplemental tax bills, depending on when your loan closes. The supplemental tax bills are not mailed to your lender. If you have arranged for your property tax payments to be paid through an impound account, the supplemental tax bills will not be paid by your lender. It is. your responsibility to pay these supplemental bills directly to the Tax Collector. If you have any questions concerning this matter, please call your local Tax Collector's Office." ASSESSMENTS Community Facilities District No. 2004-3. Portofino at Terra Lago is located within Community Facilities District No. 2004-3 ("CFD 2004-3"), which was formed for the construction of improvements in and around Terra Lago. All property within Terra Lago is subject to any taxes, assessments and obligations associated with CFD 2004-3. Prior to your execution of the Contract, you will be provided with the Notice of Special Tax, Community Facilities District No. 2004-3 of the City of Indio, County of Riverside, California ("CFD 20043 Notice"). The CFD 2004-3 Notice contains important information about CFD 2004-3 functions, your obligations, rights of CFD 2004-3, and information on how to contact CFD 20043 for additional information materials. You should carefully read and understand the information contained in the CFD 2004-3 Notice. Community Facilities District No. 2004-1. Portofino at Terra Lago is located within Community Facilities District No. 2004-1 ("CFD 2004-1") for police, fire and paramedic services in and around Terra Lago. All property within Terra Lago is subject to any taxes, assessments and obligations associated with CFD 2004-1. Prior to your execution of the Contract, you will be provided with the Notice of Special Tax, Community Facilities District No. 2004-1 of the City of Indio, County of Riverside, California ("CFI) 2004-1 Notice"). The CFD 2004-1 Notice contains important information about CFD 2004-1 functions, your obligations, rights of CFD 2004-1, and information on how to contact CFD 2004-1 for additional information materials. You should carefully read and understand the information contained in the CFI) 2004-1 Notice.

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The buyer has five (5) days after delivery of the CFD 2004-3 Notice and the CFD 2004-1 Notice by deposit in the mail, or three days after delivery of any notice in person, to terminate the Contract by giving written notice of that termination to the owner, Neighborhood Builder, or agent selling the property.

CONDITIONS OF SALE Pursuant to Civil Code Sections 2956 through 2967, inclusive, developers and purchasers must make certain written disclosures regarding financing terms and related information. The Neighborhood Builder will advise purchasers of disclosures needed from them, if any. If your purchase involves financing, a form of deed of trust and note will be used. The provisions of these documents may vary depending upon the lender selected. These documents may contain the following provision(s): Acceleration Clause. This is a clause in a mortgage or deed of trust which provides that if the borrower (trustor) defaults in repaying the loan, the lender may declare the unpaid balance of the loan immediately due and payable. Due-on-Sale Clause. If the loan instrument for financing your purchase of an interest in Portofino at Terra Lago includes a due-on-sale clause, the clause will be automatically enforceable by the lender when you sell the property. This means that the loan will not be assumable by a purchaser without the approval of the lender. If the lender does not declare the loan to be all due and payable on transfer of the property by you, the lender is nevertheless likely to insist upon modification of the terms of the instrument as a condition to permitting assumption by the buyer. The lender will almost certainly insist upon an increase in the interest rate if the prevailing interest rate at the time of the proposed sale of the property is higher than the interest rate of the promissory note. A Balloon Payment. This means that your monthly payments are not large enough to pay off the loan, with interest, during the period for which the loan is written and that at the end of the loan period, you must pay the entire remaining balance in one payment. If you are unable to pay the remaining balance, and the remaining balance is a sizable one, you should be concerned with the possible difficulty in refinancing the balance. If you cannot refinance or sell your property, or pay off the balloon payment, you may lose your property through foreclosure by the lenders. Prepayment Penalty. This means that if you wish to pay off your loan in whole or in part before it is due, you must, in addition to the portion prepaid, pay a penalty in accordance with the terms of your loan. Late Charge. This means that if you fail to make your installment payment on or before the due date, you in addition must pay a penalty.

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BEFORE SIGNING, YOU SHOULD READ AND THOROUGHLY UNDERSTAND ALL LOAN DOCUMENTS.

PURCHASE MONEY HANDLING The Neighborhood Builder must impound all funds received from you in an escrow depository until legal title is delivered to you. (Refer to Sections 11013, 11013.1, and 11013.2(a) of the Business and Professions Code). If the escrow has not closed on your lot within one (1) year of the date of your purchase agreement, you may request the return of your purchase money deposit. Note: Section 2995 of the Civil Code provides: No real estate developer shall require as a condition precedent to the transfer of real property containing a single family residential dwelling that escrow services effectuating such transfer shall be provided by an escrow entity in which the developer owns or controls 5% or more of the escrow entity. THE NEIGHBORHOOD BUILDER HAS NO SUCH INTEREST IN THE ESCROW COMPANY WHICH IS TO BE USED IN CONNECTION WITH THE SALE OR LEASE OF LOTS IN PORTOFINO AT TERRA LAGO. SOIL CONDITIONS Some lots will contain filled ground. The information concerning filled ground, geologic information and soil conditions is available at the City of Indio, Engineering Services, 100 Civic Center Mall, Indio, California 92202. GEOLOGIC CONDITIONS THE UNIFORM BUILDING CODE, APPENDIX CHAPTER 33, PROVIDES FOR LOCAL BUILDING OFFICIALS TO EXERCISE PREVENTIVE MEASURES DURING GRADING TO ELIMINATE OR MINIMIZE DAMAGE FROM GEOLOGIC HAZARDS SUCH AS LANDSLIDES, FAULT MOVEMENTS, EARTHQUAKE SHAKING, RAPID EROSION OR SUBSIDENCE. PORTOFINO AT TERRA LAGO IS LOCATED IN AN AREA WHERE SOME OF THESE HAZARDS MAY EXIST. SOME CALIFORNIA COUNTIES AND CITIES HAVE ADOPTED ORDINANCES THAT MAY OR MAY NOT BE AS EFFECTIVE IN THE CONTROL OF GRADING AND SITE PREPARATION. PURCHASERS MAY CONTACT EITHER THE NEIGHBORHOOD BUILDER, THE ENGINEERING GEOLOGIST OR THE LOCAL BUILDING OFFICIALS TO DETERMINE IF THE ABOVE-MENTIONED HAZARDS HAVE BEEN CONSIDERED AND IF THERE HAS BEEN ADEQUATE COMPLIANCE WITH CHAPTER 33 OR AN EQUIVALENT OR

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(-)

MORE STRINGENT GRADING ORDINANCE DURING THE CONSTRUCTION OF PORTOFINO AT TERRA LAGO.

SCHOOLS Portofino at Terra Lago is located within the Desert Sands Unified School District ("District"). The District advises thatPortofino at Terra Lago is within the attendance boundaries for thefollowing schools: Grades K through 5: Eisenhower Elementary School 83-391 Dillon Avenue Indio, California 92201 Grades 9 through 12: Chino Hills High School 81-750 Avenue 46 Indio, California 92201 This school information was provided prior to the date of issuance of this Final Report and is subject to change. For the most current information regarding school assignments, facilities and bus service fees purchasers are encouraged to contact the above mentioned District at (760) 7774200. CLOSING STATEMENT If you need clarification as to the statements in this Final Report or if you desire to make arrangements to review the documents submitted by the Neighborhood Builder which the DRE used in preparing this Final Report, you may contact: Department of Real Estate - Subdivisions South 320 West Fourth Street, Suite 350 Los Angeles, CA 90013-1105 (213) 576-6983 Grades 6 through 8: Wilson Middle School 83-501 Dillon Avenue Indio, California 92201

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