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Bank on San Francisco

Participating Institutions Directory


August 2006
Bank on San Francisco is a joint effort of the Office of the Mayor, the Office of the
Treasurer, and the Federal Reserve Bank of San Francisco. The goal is to bring 10,000
of the estimated 50,000 unbanked individuals in San Francisco into the financial
mainstream by helping them to open a low-cost, starter bank account. We believe
Bank on San Francisco will help thousands of San Franciscans get on the path to
financial security.

Most of us rarely think about the convenience of having a bank account. The fact is
that consistent use of a traditional banking account actually saves you time and
money. At a minimum, you enjoy the option of direct deposit, access to online bill pay
and use of a debit card. But what if you didn’t have a bank or credit union account?
How much would it cost to cash your checks? How would you pay your bills? Would
you be prepared to carry cash at all times? In fact, this is the reality for thousands of
San Francisco residents.

Over the past year, banks and credit unions have met with representatives from my
office and the Federal Reserve Bank of San Francisco to develop policies and product
features that will facilitate banking for unbanked residents. This directory provides
information about each participating institution’s policies and product features. As a
recipient of this directory, we are looking to you to help us get the word out about
Bank on San Francisco.

We know that we cannot connect with our target communities without the help of
trusted messengers who can explain the benefits of banking and encourage unbanked
clients or employees to open a suitable account with a partner bank or credit union.
You are encouraged to use this directory as a reference to help your clients find the
banking relationship that best meets their needs. We also hope that you will work
closely with the partner institutions to deliver additional value added benefits to your
clients such as financial education training, free tax preparation, and other asset
building opportunities.

If you have any questions or suggestions, please contact:

Lena Robinson Leigh Phillips


Federal Reserve Bank of San Francisco Office of the Treasurer
(415) 974-2717 (415) 554-4320
lena.robinson@sf.frb.org leigh.phillips@sfgov.org

Sincerely,

José Cisneros
Treasurer
City & County of San Francisco
Financial

Financial District

Visitacion Valley
Institutions

Excelsior/Ocean
Hunter’s Point
Soma/ Potrero
(by branch

Civic Center/
North Beach
Downtown/

Chinatown/

Tenderloin
location)

Bayview/

Portola /
Mission

Other*
View
Hill
Bank of America 1 1 1 1 2 2 2 1
Bank of the West 2 2 1 1 1 4
Citibank 1 1
Mission National 2
Bank
Northeast 1 1 1
Community
Credit Union
Patelco Credit 1 3
Union
Spectrum Federal 1
Credit Union
United 1
Commercial Bank
US Bank 3 1 1 1 1 2 9
Washington 4 1 1 1 2 14
Mutual
Wells Fargo 7 3 1 3 1 2 1 19
* Includes Haight, Castro, Richmond, Sunset, Oceanview, West Portal, Daly City and other San
Francisco neighborhoods

Financial Education Coordinator


 EARN
235 Montgomery Street, Suite 300
(415) 217-3664
www.sfearn.org

revised October 2006


Product Name: MyAccess Checking

Account Features:
Opening Deposit Requirement : $25
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: Monthly maintenance fee waived for twelve months; thereafter,
waived with direct deposit established. Otherwise $5.95.
Overdraft/Insufficient Funds: One-time waiver of NSF/OD for Bank on San
Francisco customers. Thereafter, for the first day your account has an
occurrence (an “occurrence” is a day with at least one overdraft item or one
returned item: $19.00. Fee increases for subsequent occurrences. Overdraft
protection available.
Bounced Check: see above
Out of Network ATM: Withdrawals, transfers and balance inquiries at a non-
Bank of America ATM located in U. S., each $2.00.

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala, Columbian Consular ID, Dominican Republic Consular ID, Tribal
ID
Other: Mexican Voter Registration ID, any foreign passport; driver’s licenses
from American Samoa, Canada, Guam, Mexico, Northern Mariana Islands,
Puerto Rico and U. S. Virgin Islands
Secondary: See Banking Center Manager for list of Acceptable IDs and
identification exceptions

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old: Must clear any ChexSystems outstanding with Bank of
America

revised October 2006


Bank of America

Less than 1 year old with financial management training: Must clear any
ChexSystems outstanding with Bank of America and other financial
institutions. Bank of America will not require financial literacy training.

Special Features:
Remittance product: SafeSend—remittance service that enables Bank of
America personal checking account customers in the U. S. to transfer funds
for FREE to family and friends in Mexico.
Wire or money orders: Domestic incoming and outgoing wire transfers
available from $10.00 - $45.00
Financial education training: Financial literacy material available at time of
account opening
Go Direct: Direct deposit available
Free online banking with Bill Pay (internet access required)
Free Bank of America Visa® Check Card with Total Security Protection® and
Photo Security®
Ability to access accounts at more than 16,000 Bank of America ATMs coast to
coast. There are no ATM fees for withdrawals, transfers and balance inquiries
at ATMs displaying the Bank of America name and logo.
Check safekeeping. Check images and deposits available via online banking
up to ninety days.
Savings Incentive: Keep the Change. Each time the Bank of America debit card
is utilized, we round your purchase to the nearest dollar and transfer the
difference from your checking account to your savings account. For the first
three months, we’ll match your savings at 100%. And when the three months
are over, we’ll continue contributing 5% a year, every year—to make it even
easier to save. This reward will be paid annually to your savings account.
Savings Account Requirement: $300 in balances OR automatic monthly
transfer to waive fee. $5.00 per month fee if balance or if automatic transfer is
not maintained.
Bank of America

San Francisco Locations (including manager, hours and language availability)


ƒ Civic Center
1525 Market St.
Branch Manager: Duane Miller
Phone: (415)622-5101
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Downtown/Union Square
1 Powell St.
Branch Manager: Cathy O’Shea
Phone: (415) 837-1394
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Mission
2701 Mission St.
Branch Manager: Gisela Delgado
Languages Spoken: Spanish
Phone: (415) 401-1554
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Mission
3250 Mission St.
Branch Manager: Carlos Avalos
Languages Spoken: Spanish
Phone: (415) 401-1582
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Bayview
5000 3rd St.
Branch Manager: Freda Parker-Love
Phone: (415) 822-9590
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM
Bank of America

ƒ Van Ness
1640 Van Ness Ave.
Branch Manager: Kathy Bader
Phone: (415) 622-0483
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Chinatown
944 Stockton St.
Branch Manager: Karen Woo
Phone: (415) 622-6593
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Portola
2485 San Bruno Ave.
Branch Manager: Joe Kwong
Phone: (415) 715-2885
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Oceanview
5150 Mission St.
Branch Manager: Joe Scampini
Phone: (415) 622-4233
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Excelsior
15 Ocean Ave.
Branch Manager: Tiffany Jew
Phone: (415) 622-3240
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

ƒ Visitacion Valley
6 Leland Ave.
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM
Product Name: Free Checking

Account Features:
Opening Deposit Requirement: $100.00
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: None
Overdraft/Insufficient Funds: 1 to 2 occurrences $22 each; 3+ occurrences $30
each (daily max $170)
Bounced Check: 1 to 2 occurrences $20 each; 3+ occurrences $25 each (daily max
$170)
Out of Network ATM: $1.50 (a fee may also be assessed by the other financial
institution at time of transaction)

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : valid US or Foreign Passport; valid US State issued driver’s license or
ID card; valid military ID

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product:
Wire or money orders: Domestic wires $30; International wires $35
Financial education training
Go Direct:

revised October 2006


Bank of the West

San Francisco Locations (including manager, hours and language availability)


ƒ Mission
2812 Mission Street (Mission & 24th Street)
(415) 821-4900
Branch Manager: Maria Huaman
Languages spoken: English and Spanish
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM - 6PM
Saturday, 9AM - 1PM

ƒ Portola
2675 San Bruno Avenue
(415) 468-1492
Branch Manager: Jason Kwan
Languages spoken: English, Spanish, Cantonese, Tagalog, Arabic and
Maltese
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM - 6PM
Saturday, 9AM - 1PM

ƒ Chinatown
933 Grant Avenue
(415) 433-3760
Branch Manager: Loreen Seid Jung
Languages spoken: English, Cantonese, Mandarin and Vietnamese
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM – 5:30PM
Saturday, 9AM - 1PM

ƒ Richmond
801 Clement Street
(415) 387-1425
Branch Manager: Loreen Seid Jung
Languages spoken: English, Cantonese, Mandarin, Vietnamese,
Indonesian and Cambodian
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM – 6 PM
Saturday, 9AM - 1PM
Bank of the West

OTHER LOCAL BANK OF THE WEST BRANCHES

ƒ Financial District ƒ North Beach


295 Bush Street 480 Columbus Avenue
(415) 765-4886 (415) 982-1344

ƒ Financial District ƒ Westlake


1 Front Street 239 Westlake Center
(415) 597-5300 (650) 756-5570

ƒ Lakeside ƒ Daly City


2606 Ocean Avenue 321 Gellert Boulevard
(415) 239-8932 (650) 994-1492

ƒ South San Francisco


2288 Westborough Boulevard
(650) 871-7455
Product Name: Citibank Access Account

Account Features:
Opening Deposit Requirement : None
Minimum Balance: None1
Checks
Debit card
Bill pay: Free online bill pay available2

Fees:
Monthly Fee: $3.00 per month. Current promotion (ends 9/30/06). Monthly fee
waived with direct deposit or with $25.00 in a linked savings account.
Beginning 10/01/06, the Access Account will be free with Auto-Save, which
requires a minimum $25.00 monthly automatic deposit to a savings account,
or with direct deposit.
Overdraft/Insufficient Funds: Approved based on individual credit
Bounced Check: Not applicable. The Access Account is a checkless deposit
account.
Out of Network ATM: $1.50 per transaction. Dollar amount limits apply.

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Columbia
Secondary : Any ONE of the following will suffice as secondary ID:
national credit card, bank issued debit card with MC/Visa logo, letter of
introduction from a bank, accredited university, employer or embassy
reference letter, employee photo ID card, utility bill (including cellular
phones)—must be less than 30 days old and reflect name and address of the
individual opening account, pay stub—must be current and computer
generated, certified birth certificate, W2 form, 1099 form, vehicle registration
document and title certificate, health insurance card, non-photo government
aid card (Welfare, Medicaid or Food Stamp Card), union card, photo trade
license

1
Please note the account will be systemically closed if a zero balance continues for 45 days
2
There is a fee for scheduling bill payments through a CitiPhone representative each month a bill
payment is scheduled

revised October 2006


Bank of the West

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with extensive financial management training

Special Features:
Remittance product:
Wire or money orders:
Financial education training
Go Direct:
SSN NOT required for US signers

San Francisco Locations (including manager, hours and language availability)


ƒ Financial District
245 Market St.
Languages Spoken: Spanish, Indonesian, Tagalog, Cantonese and English
Hours: Monday – Thursday, 9AM – 5PM
Friday, 9AM – 6PM

ƒ Excelsior
4638 Mission St.
Languages Spoken: Spanish, Cantonese, Mandarin, Russian, Tagalog and
English
Hours: Monday – Thursday, 9AM – 5PM
Friday, 9AM – 6PM
Saturday, 9AM – 1PM
Product Name: Second Chance Checking

Account Features:
Opening Deposit Requirement: $100.00
Minimum Balance: None
Checks: Free
Debit card: Available after a month
Bill pay

Fees:
Monthly Fee: None
Overdraft/Insufficient Funds: $18.00
Bounced Check: $18.00
Out of Network ATM: $2.00

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Passport
Secondary :

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product:
Wire or money orders: $35.00 Domestic Wire and $45.00 International Wire
Financial education training : Money Smart from FDIC
Go Direct:

revised October 2006


Mission National Bank

San Francisco Locations (including manager, hours and language availability)


ƒ Mission
3060 16th St.
Branch Manager: Andrew Ling (VP)
Languages Spoken: Tagalog, Mandarin, Spanish
Hours: Monday – Thursday, 9AM – 5:30PM
Friday, 9AM – 6PM

ƒ Mission
2773 Mission St.
Branch Manager: Gerardo A. Martinez
Languages Spoken: Spanish
Hours: Monday – Thursday, 9AM – 5:30PM
Friday, 9AM – 6PM
Product Name: Second Chance Checking

Account Features:
Opening Deposit Requirement: $25.00
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: None
Overdraft/Insufficient Funds: $10.00
Bounced Check: $10.00
Out of Network ATM: Coming soon

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other
Secondary

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product: Western Union
Wire or money orders:
Financial education training : Budget, Credit
Go Direct:

revised October 2006


Northeast Community Federal Credit Union

San Francisco Locations (including manager, hours and language availability)


ƒ Chinatown
683 Clay Street
Branch Manager: Lily Lo
Hours: Monday – Friday, 9AM – 5PM

ƒ Tenderloin
288 Jones
Branch Manager: Lily Lo
Hours: Monday – Friday, 11AM – 4PM

ƒ Visitacion Valley
29 Leland Ave.
Hours: Monday, Wednesday, Friday, 11AM – 3PM
Product Name: Savings and Checking

Account Feature s:
Opening Deposit Requirement : $5.00 for savings and $10.00 for checking
accounts; waiving the $20.00 membership fee
Minimum Balance: $5.00 for savings and no minimum balance for checking;
waiving the minimum balance fee of $3.00 per month
Checks $ 0.00
Debit card $ 0.00
Bill pay $ 0.00

Fees:
Monthly Fee: None for checking
Overdraft/Insufficient Funds: Free overdraft and $19.00 for Insufficient Funds
Bounced Check: $19.00
Out of Network ATM: $1.25

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Passport, drivers license
Secondary : voter’s registration cards, employer picture identification,
student body card

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product:
Wire or money orders:
Financial education training :
Go Direct:

revised October 2006


Patelco Credit Union

San Francisco Locations (including manager, hours and language availability)


ƒ SOMA
156 2nd St.
Branch Manager: Michelle Overmon
Phone: (415) 442-6249
Languages Spoken: Spanish, Tagalog, Bicolano, Cambodian and Russian
Hours: Monday, Tuesday and Thursday, 7:30AM – 5PM
Wednesday 9AM – 5PM
Friday 7:30AM – 6PM

ƒ Richmond
6001 Geary Blvd.
Branch Manager: Kevin Wong
Phone: (415) 379-7070
Languages Spoken: Cantonese, Mandarin, Vietnamese and Spanish
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM

ƒ Sunset
1405 Noriega St.
Branch Manager: Luis Gaerlan
Phone: (415) 759-4135
Languages Spoken: Tagalog, Cantonese and Mandarin
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM

ƒ Daly City
65 Southgate Ave.
Branch Manager: Grace Carpio
Phone: (650) 985-1033
Languages Spoken: Spanish, Tagalog, Kapampangan and Cantonese
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM
Product Name: Sunrise Checking

Account Features:
Opening Deposit Requirement : $100
Minimum Balance: $0
Checks
Debit card
Bill pay

Fees:
Monthly Fee: $10
Overdraft/Insufficient Funds: $29
Bounced Check: $29
Out of Network ATM: $0 (100 surcharge free ATMs’ within a 10 mile radius of
Civic Center, visit our website www.spectrumfcu.org)

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Passport
Secondary :

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product: Varies by country. Basic remittance fee is $10 for $1000.
Wire or money orders: Wires in US $20, out of US $30, money orders $1 each
Financial education training :
Go Direct:

revised October 2006


Spectrum Federal Credit Union

San Francisco Locations (including manager, hours and language availability)


ƒ Financial District
50 Beale St.
Branch Manager: Ricky Tolbert
Languages Spoken: Spanish, Tagalog
Hours: Monday, Tuesday, Thursday, Friday, 9AM – 4PM
Wednesday, 10AM – 4PM

 30 shared branch Credit Union locations available for transactions


within 20 miles of San Francisco Civic Center (go to
www.spectrumfcu.org)
 Enjoy Surcharge-Free Access at 25,000 CO-OP Network ATMs: If the
back of your ATM card carries the CO-OP Network logo, your credit
union is a member of the largest credit union-only ATM network in
the country. CO-OP Network membership provides surcharge-free
access at 25,000 ATMs, which includes 6,000 deposit-taking and 5,500
7-Eleven locations throughout the U.S. and Canada.
 Shared branching is a cooperative network of credit unions that have
joined together and created shared service centers across the country.
By sharing facilities, credit unions can offer greater convenience for
members to access their accounts at many locations just as if they were
at their home credit union. Members can enter any shared service
center and conduct a range of transaction services, such as: cash
checks, make deposits, obtain cash advances, etc.
United Commercial Bank

Product Name: Bank on San Francisco (proposed)

Account Features:
Opening Deposit Requirement : $25.00
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: Not applicable
Overdraft/Insufficient Funds: $18
Bounced Check: $18
Out of Network ATM: No out of network sub-charge by UCB (debit card)

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other :
Secondary :

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old (under consideration)
Less than 1 year old with financial management training

Special Features:
Remittance product: (under consideration)
Wire or money orders:
Financial education training : Money Smart
Go Direct: direct deposit

revised October 2006


United Commercial Bank

San Francisco Locations (including manager, hours and language availability)


ƒ Civic Center
711 Van Ness Ave.
Branch Manager: Mary Tse
Languages Spoken: Cantonese, Mandarin, Vietnamese, Spanish
Hours: Monday – Thursday, 9AM – 5PM
Friday, 9AM – 6PM
Product Name: Second Chance Checking

Account Features:
Opening Deposit Requirement : $100.00
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: None
Overdraft/Insufficient Funds: $23.00 per item (1-3 occasions); $34.00 per item (4 or
more)
Bounced Check: 23.00 per item (1-3 occasions); $34.00 per item (4 or more)
Out of Network ATM: $2.00

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Others accepted on a case-by-case basis
Secondary :

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product: Money Gram—varies by country and transaction from
$5.99 – $12.99
Wire or money orders: $5.00/money orders; $40.00-$50.00 wire transfers
Financial education training : availale at www.usbank.com About US Bancorp Æ
Community Relations
Go Direct:
Checking Account Advance: Payday--$1 for every $10 advanced. Must have
direct deposit.

revised October 2006


US Bank

San Francisco Locations (including manager, hours and language availability)


ƒ Mission
2601 Mission St.
Branch Manager: Oscar Rivera
Languages Spoken: Spanish
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Excelsior
4610 Mission St.
Branch Manager: Oscar Rivera
Languages Spoken: Spanish, Mandarin
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Castro
443 Castro St.
Branch Manager: Michael Kyle
Languages Spoken: Spanish, Tagalog
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Bayview
4947 Third St.
Branch Manager: Corey Pang
Languages Spoken: Cantonese, Mandarin, Tagalog, Samoan
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Civic Center
540 Van Ness Ave. (at McCallister)
Branch Manager: Linda Lam
Languages Spoken:
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM
US Bank

ƒ Downtown/Union Square
525 Market St. (at First Street)
Branch Manager: Lauro Palomares
Languages Spoken: Russian, Tagalog, Cantonese
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ North Beach/Chinatown
1435 Stockton St.
Branch Manager: Elana Dun
Languages Spoken: Mandarin, Cantonese, Spanish
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Richmond
3550 Geary Blvd.
Branch Manager: Chona Sommers
Languages Spoken: Mandarin, Vietnamese, Tagalog
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

-----Other San Francisco Area Branches-----

ƒ 101 California
101 California St, Suite 130 (at corner of Davis and Pine)
Branch Manager: Jane Vo
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 10AM – 2PM

ƒ Montgomery
201 Montgomery St (at Bush)
Branch Manager: Linda Lam
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM
US Bank

ƒ Irving Street
1850 Irving St (at 20th Ave)
Branch Manager: Emei Wade
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1 PM

ƒ Irving-Andronico’s
1200 Irving St (at Funston)
Branch Manager: Kalvin Lim
Hours: Monday – Friday, 10AM – 7PM
Saturday, 10AM – 2PM

ƒ Lakeside/Ocean
2856 Ocean Ave (near 19th)
Branch Manager: Julie Pedraza
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Westlake (Daly City)


95 Southgate Ave
Branch Manager: Mary Lau
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ Serramonte (Daly City)


329 Gellert Blvd
Branch Manager: Carol Zell
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

ƒ South San Francisco


370 Grand Ave
Branch Manager: Arlene Menicucci
Hours: Monday – Friday, 8AM – 6PM
Saturday, 9AM – 1PM
US Bank

ƒ Burlingame
1188 El Camino Real
Branch Manager: Sapna Mehta
Hours: Monday – Thursday, 9AM – 1PM
Friday, 8AM – 6 PM
Saturday, 9AM – 1PM

ƒ Pacifica
1655 Oceana St
Branch Manager: Robert Aldape
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM
Product Name: Essential Bank Account

Account Features:
Opening Deposit Requirement: $1.00
Minimum Balance: $0.01
Checks
Debit card
Bill pay

Fees:
Monthly Fee: $5.00
Overdraft/Insufficient Funds: $25.00
Bounced Check: $25.00
Out of Network ATM: $1.00 (domestic balance inquiry), $2.00 (domestic funds
transfer or withdrawal), $3.00 (any foreign transaction)

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Alien registration card
Secondary : Certificate of naturilazation, recent utility bill, residential lease or
rental agreement, student ID card, union or trade membership card,
employee badge, travel Visa

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training (financial
management training is not required)

Special Features:
Remittance product:
Wire or money orders: 5 free money orders per month
Financial education training :
Go Direct:

revised October 2006


Washington Mutual

San Francisco Locations (including manager, hours and language availability)


ƒ Richmond
5655 Geary Blvd.
Branch Manager: Olga N. Kartsev
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Sunset
2323 Irving St.
Branch Manager: Crystal B. Joubert
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Financial District
700 Market St.
Branch Manager: Hatien T. Congtang-Nguyen
Hours: Monday – Friday, 9AM – 6PM

ƒ Sunset
1811 19th Ave.
Branch Manager: Lisa Ho
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Polk
1500 Polk
Branch Manager: Nicole Barletta
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Financial District
401 California St.
Branch Manager: Robert Lee
Hours: Monday – Friday, 9AM – 6PM

ƒ Chinatown
1040 Grant Ave.
Branch Manager: Susan Wong
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM
Washington Mutual

ƒ Marina
2166 Chestnut St.
Branch Manager: Jose Corpuz
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Mission
2900 Mission St.
Branch Manager: Joseph Andrew Karsada
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ West Portal
98 W. Portal Ave.
Branch Manager: Vikram Anand
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Marina
2750 Van Ness Ave.
Branch Manager: Jennifer T. Congtang
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Richmond
301 Clement St.
Branch Manager: Winnie Ng
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Civic Center
1201 Market St.
Branch Manager: Ricky Cheung
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ West Portal
926 Taraval St.
Branch Manager: Fang S. Lien
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM
Washington Mutual

ƒ Noe Valley
3998 24th St.
Branch Manager: Mansoor Rahmani
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ The Haight
1720 Fulton St.
Branch Manager: Bryce Brownlie
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ SoMa
255 King St., Ste. D, E & F
Branch Manager: Vikram Anand
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Financial District
100 Pine St.
Branch Manager: Robert K. Lee
Hours: Monday – Friday, 9AM – 6PM

ƒ Financial District
2 Embarcadero Ctr.
Branch Manager: Lisa Anne Bashir
Hours: Monday – Friday, 9AM – 6PM

ƒ Mission
2300 16th St., Ste. 290
Branch Manager: Adolfo B. Ferretti
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Daly City
5 Southgate Ave.
Branch Manager: Minnie Wu
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM
Washington Mutual

ƒ Daly City
326 Gellert Blvd.
Branch Manager: Mirav S. Dahbour
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

ƒ Daly City
2800 Junipero Serra Blvd.
Branch Manager: Carmen J. Martinez
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM
Product Name: Opportunity Checking

Account Features:
Opening Deposit Requirement : $100.00
Minimum Balance: None
Checks
Debit card
Bill pay

Fees:
Monthly Fee: $10. See banker for account options with no monthly service
fee. Refer to consumer account fee & information schedule for details.
Overdraft/Insufficient Funds:
Bounced Check:
Out of Network ATM:

Alternative IDs Accepted: As primary identification. Secondary identification may be


requested
Mexican Matricula Card
Guatemala
Other : Consular cards for Columbia andArgentina, foreign government IDs
Secondary :

ChexSystems Policy: Account available for persons with NSF/OD history on ChexSystems
(not fraud related)
Over 1 year old
Less than 1 year old with financial management training

Special Features:
Remittance product: El Salvador, Guatemala, Mexico, Intercuenta Express,
Dinero al Instante, India, Philippines, China, Vietnam
Wire or money orders:
Financial education training : Hands on Banking
Go Direct:
Individual Deposit Accounts

revised October 2006


Wells Fargo

24 Hour ATM banking in English, Spanish, Chinese, Vietnamese, Korean,


Hmong
24 Hour phone banking in English, Spanish, Chinese

San Francisco Locations (including manager, hours and language availability)


All Wells Fargo banking locations in the City and County of San Francisco are
participating in the Bank on San Francisco program. Languages available will depend
upon the community the branch serves and include: Spanish, Chinese, Tagalog,
Vietnamese, Hmong & Korean. Branches are generally open Monday – Friday, 9AM –
6PM and Saturday, 9AM – 4PM.

San Francisco Main Embarcadero Brn Ctr.


292 Battery St. 464 California St
415-396-5586 415-396-7392
Manager: Chris Warnhoff Manager: Eric Young

The Crocker Office Rincon Brn. Ctr.


1 Montgomery St 100 Spear St
415-396-7152 415-777-9497
Manager: Michael Ormonde Manager: Joe Bachir

Union Square Broadway Grant


460 Sutter Street 1160 Grant Ave
415-394-2900 415-396-2744
Manager: Mariano Morales Manager: Derek Fong

Civic Center Columbus Avenue


1266 Market St. 468 Columbus Ave.
415-396-4424 415-396-2747
Manager: Perry Timmons Manager: Roseanne Strano

Market/California Union Trust


1 California St. 2 Grant Ave.
415-396-2779 415-396-2404
Manager: Edwin Ng Manager: Janet Chen

4th & Brannan Van Ness/California


490 Brannan Street 1560 Van Ness Ave.
415-396-2005 415-396-4595
Manager: Jesus Castrence Manager: Joanne Park
Wells Fargo

Mission Bay Bayview Hunter’s Point


286 King Street 3801 3rd Street, Suite 116
415-222-7460 415-401-1320
Manager: Denise Woo Manager: Fred Williamson

SF Chinatown Mission Ocean


1015 Stockton St 4648 Mission St.
415-315-3500 415-396-3091
Manager: Bing Bing Yu Manager: Rob Ashpole

22nd & Mission The Castro


2595 Mission St. 557 Castro Street
415-396-8103 415-621-0122
Manager: Gloria Ochoa Mgr: Sebastian Gutierrez-Ulloa

16th & Mission Potrero & 16th


3027 16th Street 2300 16th Street
415-396-4002 415-437-1582
Manager: Rose Posada Manager: Brian Van Breemen

Noe Valley Market & Church


4023 24th St. 2020 Market St.
415-550-0128 415-865-1486
Manager: Bradley Burke Mgr: Farooq Najib (Acting)

The Haight Stonestown


1726 Haight Street 599 Buckingham Way
415-379-2580 415-682-2424
Manager: Pia Alfonso Manager: Andy Lee

West Portal 24th & Irving


145 West Portal Avenue 2300 Irving Street
415-396-3506 415-682-2400
Manager: Robert Wong Manager: Jennifer Su

725 Irving Street Geary 19th


725 Irving Street. 5455 Geary Blvd.
415-396-4394 415-396-3645
Manager: Danny Yuen Manager: Gail Dela Calzada
Wells Fargo

Geary Arguello La Playa Safeway


3624 Geary Blvd. 850 La Playa Safeway
415-396-4188 415-831-0615
Manager: Christina Ha Manager: Rachel Russell

Bush/Divisadero Brn.Ctr. Cow Hollow


1750 Divisadero St. 1900 Union St.
415-222-4553 415-396-4890
Manager: Poliana Junqueira Manager: Christina Diercks

Fillmore/California Laurel
2100 Fillmore St. 3431 California St.
415-396-4453 415-544-5063
Manager: Reena S. Carvallo Manager: Eric Tang

Marina North Point Center


2055 Chestnut St. 350 Bay St.
415-396-4507 415-222-3370
Manager: Poliana Junqueira anager: Helen Lin

Webster Street
1335 Webster St.
415-222-5285
Manager: Chris Fryday