Online Payment for school in Ghaziabad is a new way making payments

Results show that all macroeconomic factors are significant at the 1% level. Nonetheless, there are some unexpected results. Thus, both income per capita and education level have a negative effect on e-learning adoption, in contrast to previous evidence which has shown that ICT adoption was higher in those countries with higher income levels and higher educational attainment. To get further insights into this result, we have considered other online payment for school in Noida applications (for instance, e-commerce) as dependent variables and regressed them over the same set of explanatory variables]. In all cases we find that income and education exert a significant and positive impact. Therefore, it seems that the negative influence of these two variables is a special case of e-learning adoption. We also find that firms belonging to service industries are more likely to adopt elearning than those belonging to manufacturing. In fact, service firms are 1.2 times more likely than manufacturing firms. The industry dummy related to construction firms is found to be positive as well, but it is not statistically significant. Moreover, there is significant evidence of the positive correlation between e-learning adoption and the use of broadband. As previously mentioned, Models 3–6 include some macroeconomic variables in order to take account of cross-country differences. We have not included the variable related to broadband in these models since it might be highly correlated with the macroeconomic factors and, therefore, this could cause problems of multicollinearity. This same problem is the reason that leads us to include each macroeconomic variable in a separate model, instead of running a full model with the four macro variables. Finally, the openness of the economy favors the adoption e-learning among firms, while prices have a significant negative effect. Overall the goodness of fit is not high. R2 values are around 0.1. Nevertheless, these low figures seem to be quite usual in this kind of analysis. The fit of the models of online payment for school in Ghaziabad is significant with the Hosmer and Lemeshow goodness-of-fit test, which checks that there is no difference between the observed and predicted values by the model, implying that the model's estimates fit the data quite well. Moreover, the overall rates of correct classification using the fitted models are quite high, with figures of 80%