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HSBC

PERSONAL FINANCIAL UPDATE / PENYATA KEWANGAN PERIBADI


MUAR MDM TOO PECK YONG NO.13 JALAN MAWAR 3/1 TAMAN BUNGA MAWAR 6 JALAN ABDUL RAHMAN 84000 MUAR,JOHOR CUSTOMER NUMBER STATEMENT DATE STMT SEQ Your Portfolio at a Glance Total deposits and investments Total borrowings/financing Net position Mortgages R - Regular PAGE 1 312-170400 27JUL2011 30 MYR Equivalent 36,935.76 6,079.00DR 30,856.76 0.00

M - MAIL/Electronic 312 R COM

P O R T F O L I O

S U M M A R Y Credit Limit Balance (DR = Debit) 5,104.66 6,153.60 5,125.00 5,125.00 8,228.00 7,199.50 MYR equivalent (DR = Debit) 5,104.66 6,153.60 5,125.00 5,125.00 8,228.00 7,199.50 36,935.76 Balance (DR = Debit) 6,079.00DR MYR equivalent (DR = Debit) 6,079.00DR 6,079.00DR

CCY/ Account DEPOSITS AND INVESTMENTS Unit number DEMAND DEPOSITS MYR 312-170400-025 TIME DEPOSITS/INVESTMENT MYR 312-170400-131 MYR 312-170400-132 MYR 312-170400-133 MYR 312-170400-134 MYR 312-170400-135 TOTAL DEPOSITS AND INVESTMENTS CCY/ Account Unit number MYR 4921 5900 0304 7840

BORROWINGS CREDIT/CHARGE CARDS

Credit Limit 10,200

TOTAL BORROWINGS/FINANCING

WE HAVE RECENTLY REVISED DOWNWARDS AND CEASED CERTAIN FEES APPLICABLE TO CHEQUE RELATED MATTERS, STANDING INSTRUCTIONS AND OTHER SERVICES. PLEASE REFER TO WWW.HSBC.COM.MY OR WWW.HSBCAMANAH.COM.MY - "WHAT'S NEW" SECTION OR VISIT OUR NEAREST BRANCH FOR DETAILS OF THE REVISED FEES. A C C O U N T D E T A I L S Deposit Eligible for protection by PIDM Withdrawal Balance MYR 4,157.94 900.00 3,257.94

STATEMENT SAVINGS 312-170400-025 Date Transaction details 27Apr2011 02May2011 03May2011 BALANCE BROUGHT FORWARD 30APR11 ATMA120 13:24:44 REF A120-00161 HIB- 166537X21927 CRE CARD PAYMENT HIB- 166537X21927 credit card REF EB08-00395 SALARIES REF ZAFA-00241 29MAY11 ATMA122 11:05:29 REF A122-00248 HIB- 168466X58825 CRE CARD PAYMENT HIB- 168466X58825 credit card REF EB06-03153 SALARIES REF ZAFA-00244 BALANCE CARRIED FORWARD

2,381.30 3,373.69 600.00

876.64 4,250.33 3,650.33

23May2011 29May2011 30May2011

3,442.00 3,373.69

208.33 3,582.02 3,582.02

22Jun2011

HSBC
PERSONAL FINANCIAL UPDATE / PENYATA KEWANGAN PERIBADI
MUAR CUSTOMER NUMBER STATEMENT DATE STMT SEQ PAGE 2 312-170400 27JUL2011 30

M - MAIL/Electronic A C C O U N T D E T A I L S Deposit Eligible for protection by PIDM Withdrawal Balance MYR 3,582.02

STATEMENT SAVINGS 312-170400-025 Date Transaction details 22Jun2011 04Jul2011 BALANCE BROUGHT FORWARD HIB- 172147X79286 CRE CARD PAYMENT HIB- 172147X79286 personal REF EB08-00816 SALARIES REF ZAFA-00292 MEPS-27JUL2011 10:46:12 MR TAN KIONG BENG MEPS PAYMENT FROM MBKB WIFE'S ACCOUNT REF Z@MP-01461 CLOSING BALANCE Transaction Turnover Transaction Count TIME DEPOSITS/INVESTMENT Account Principal Interest/ Number CCY Amount Profit rate 312-170400-131 MYR 6,153.60 2.85 % TIME DEPOSIT 312-170400-132 MYR 5,125.00 2.85 % TIME DEPOSIT 312-170400-133 MYR 5,125.00 2.85 % TIME DEPOSIT 312-170400-134 MYR 8,228.00 3.15 % TIME DEPOSIT 312-170400-135 MYR 7,199.50 3.15 % TIME DEPOSIT MI - Maturity Instruction 0 - No Maturity Instruction on record 1 - Renew principal and interest 2 - Renew principal and withdraw interest 3 - Withdraw both principal and interest * - (past due)

2,851.00 3,373.64

731.02 4,104.66

22Jul2011 27Jul2011

1,000.00 11,121.02 4 10,174.30 5

5,104.66 5,104.66

Maturity/ Start Date 21Dec2011 21Dec2010 21Dec2011 21Dec2010 21Dec2011 21Dec2010 26Jul2012 26Jul2011 26Jul2012 26Jul2011

MI 1 1 1 1 1

Principal + Interest/Profit 6,328.98 Eligible for 5,271.06 Eligible for 5,271.06 Eligible for 8,487.49 Eligible for 7,426.55 Eligible for

Balance protection by PIDM protection by PIDM protection by PIDM protection by PIDM protection by PIDM

END OF STATEMENT

312-170400

P1

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Important notes:
- Where a product or service is not provided by the Bank, related information provided to customers is for reference only without any warranty regarding its accuracy or correctness and the Bank accepts no responsibility whatsoever to customers or any other persons in connection with the inclusion of such information in this composite statement or any reliance on or use of such information. Customers should check with the product/service provider before relying on any information supplied. In addition, information provided to you in "Your upcoming action/payment dates" section in the composite statement may be withdrawn from the composite statement at any time without notifying you and you shall not hold the Bank liable for any damages, losses, costs or expenses that you may incur as a result of the Bank withdrawing or otherwise omitting to provide the information to you at any time. - Information relating to unit trust and insurance / Takaful shown is not reported up to the statement date of your account. A detailed statement may be mailed to you separately by the service provider. - Any errors or discrepancies should be reported to the Bank within 60 days failing which, the composite statement will be deemed conclusive and the Bank shall be discharged from all liability and in this respect, your attention is drawn to the relevant product's Specific Terms and Conditions and Generic Terms and Conditions (applicable to all accounts) from time to time in force. - Where market prices are quoted, these are indicative only and must be verified before any reliance upon them is carried out. - Where several addresses have been furnished as operative addresses, the Bank is at liberty to send notices and any communication to any address. - Any change of address or telephone number must be promptly advised to the Bank. References M.I Maturity Instructions: 0 - No instruction 1 - Renew Principal and Interest/Profit 2 - Renew Principal and Withdraw Interest/Profit 3 - Withdraw both Principal and Interest/Profit * - Overdue # - For HSBC Amanah General Investment Account - i, the profit reported is based on the profit declared for the previous month and is, therefore, indicative only.

Nota penting:
- Apabila sesuatu produk atau khidmat tidak disediakan oleh Bank, maklumat mengenainya yang diberi kepada pelanggan adaIah hanya untuk rujukan sahaja tanpa sebarang jaminan mengenai ketepatannya dan Bank tidak bertanggungjawab sama sekali terhadap pelanggan atau sesiapa sahaja yang lain berkaitan dengan kemasukan maklumat seumpama itu dalam penyata komposit ini atau pergantungan kepada atau penggunaan maklumat seumpama itu. Pelanggan perlu menyemak dengan pembekal produk/khidmat itu sebelum bergantung kepada sebarang maklumat yang dibekalkan. Tambahan lagi, maklumat yang diberikan kepada anda dalam bahagian "Tarikh tindakan/pembayaran akan datang anda" didalam penyata komposit mungkin akan dikeluarkan daripada penyata komposit pada bila-bila masa sahaja tanpa diberitahu dan anda tidak boleh mempertanggungkan Bank untuk sebarang ganti rugi, kehilangan, kos atau perbelanjaan yang anda mungkin akan mengalami akibat daripada Bank mengeluarkan atau mengabaikan maklumat untuk anda pada bila-bila masa sahaja. - Maklumat berhubung dengan amanah saham dan insuran / Takaful yang ditunjukkan tidak dilaporkan sehingga tarikh penyata akaun anda. Satu penyata terperinci mungkin akan diposkan kepada anda secara berasingan oleh pembekal khidmat. - Sebarang kesilapan atau ketidaksamaan hendaklah dilaporkan kepada Bank dalam masa 60 hari. Jika tidak, penyata komposit itu akan dianggap sebagai muktamad dan Bank adalah bebas daripada sebarang liabiliti berkenaan perkara ini, anda dinasihati memberi perhatian kepada Peraturan dan Syarat-syarat Khusus produk berkaitan dan Peraturan dan Syarat-syarat Generik (terpakai untuk semua akaun) yang dikuatkuasakan dari masa ke semasa. - Apabila harga pasaran diberikan, ia adalah anggaran sahaja dan mesti disahkan sebelum bergantung kepadanya. - Apabila beberapa alamat dikemukakan sebagai alamat operasi, Bank berhak menghantar notis dan sebarang surat-menyurat yang lain kepada mana-mana alamat. - Sebarang pertukaran alamat atau nombor telefon mesti dimaklumkan dengan segera kepada pihak Bank.

- Rujukan M.1. Arahan Kematangan: 0 - Tiada arahan 1 - Baharui wang pokok/pelaburan dan faedah/ keuntungan 2 - Baharui wang pokok/pelaburan dan keluarkan faedah/keuntungan 3 - Keluarkan wang pokok/pelaburan dan faedah/keuntungan * - Jatuh tempoh # - Untuk Akaun Pelaburan Am- i HSBC Amanah, keuntungan yang dilaporkan adalah berasaskan kepada kadar keuntungan bulanan yang lepas. Oleh kerana itu, keuntungan tersebut adalah anggaran sahaja.

Agensi Kaunseling Dan Pengurusan Kredit (AKPK) has been established by Bank Negara Malaysia to provide free services on money management, credit counselling, financial education and debt restructuring for individuals. For enquiry, please call 1-800-88-2575

Agensi Kaunseling Dan Pengurusan Kredit (AKPK) telah ditubuhkan oleh Bank Negara Malaysia untuk menyediakan perkhidmatan pengurusan kewangan,kaunseling kredit, pendidikan kewangan dan penstrukturan semula pembiayaan secara percuma kepada individu. Untuk membuat pertanyaan, sila hubungi talian 1-800-88-2575

HSBC 24 -hour Telebanking Centre /Pusat Teleperbankan 24 -jam HSBC : 1300 88 1388 - Local callers /Pemanggil tempatan 603 2054 8800 - Overseas callers /Pemanggil luar negara HSBC Amanah 24 -hour Telebanking Centre /Pusat Teleperbankan 24 -jam HSBC Amanah : 1300 80 2626 - Local callers /Pemanggil tempatan 603 2054 8600 - Overseas callers /Pemanggil luar negara - For non-Islamic accounts, this Statement is issued by HSBC Bank Malaysia Berhad (Company no: 127776-V) Penyata untuk akaun bukan perbankan Islam ini disediakan oleh HSBC Bank Malaysia Berhad (No.Pendaftaran syarikat: 127776-V) For Islamic accounts, this Statement is issued by HSBC Amanah Malaysia Berhad (Company no: 807705-X) Penyata untuk akaun perbankan Islam ini disediakan oleh HSBC Amanah Malaysia Berhad (No.Pendaftaran syarikat: 807705-X)

Takaful products are managed by HSBC Amanah Takaful (Malaysia) Sdn Bhd (Company no: 731530-M) and are distributed by HSBC Bank Malaysia Berhad and HSBC Amanah Malaysia Berhad Produk Takaful diuruskan oleh HSBC Amanah Takaful (Malaysia) Sdn Bhd (No.Pendaftaran syarikat: 731530-M) dan diedarkan oleh HSBC Bank Malaysia Berhad dan HSBC Amanah Malaysia Berhad