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A STUDY ON FUNDAMENTAL ANALYSIS OF FIVE MAJOR PLAYERS IN BANKING SECTOR

PROJECT REPORT
Submitted by

K.KARTHIKEYAN Register No: 720811631018
In partial fulfillment of the requirements of Anna University, Chennai for the award of the degree of

MASTER OF BUSINESS ADMINISTRATION
in FINANCE

DEPARTMENT OF MANAGEMENT STUDIES

HINDUSTHAN INSTITUTE OF TECHNOLOGY
(Affiliated to Anna University, Chennai) JULY-2013

Head of the Department Guide Project and Viva –Voce Examination held on---------------------------------.CERTIFICATE Certified that this project report titled “A STUDY ON FUNDAMENTAL ANALYSIS OF FIVE MAJOR PLAYERS IN BANKING SECTOR” is the bonafide work of Mr. that to the best of my knowledge the work reported herein does not form part of any other project report or dissertation on the basis of which a degree or award was conferred on an earlier occasion on this or any other candidate.KARTHIKEYAN.K (REGISTER NO: 720811631018) who carried out the research under my supervision. Certified further. ---------------------Internal Examiner -----------------------External Examiner .

Chennai for the award of MBA degree is the original work carried out by me. (Signature of the Candidate) KARTHIKEYAN.DECLARATION I affirm that the project work entitled “A STUDY ON FUNDAMENTAL ANALYSIS OF FIVE MAJOR PLAYERS IN BANKING SECTOR” being submitted in partial fulfillment of the requirements of Anna University. NO) . It has not formed the part of any other project work submitted for award of any degree or diploma.720811631018 .K (REG. either in this or any other University.

Analysis of these contains economic. The purpose of the study is to know whether it is wise to invest in banking companies in India and incase investment decision is made in the scrip’s of banking companies. Fundamental analysis is a method used to evaluate the wroth of security by studying the financial data of the issuer .ABSTRACT The project entitled “A STUDY ON FUNDAMENTAL ANALYSIS OF FIVE MAJOR PLAYERS IN BANKING SECTOR” is carried out for the partial fulfillment of the MBA program under university of madras. capital adequacy P/E ratio. computing and analyzing the intrinsic value of shares and analyzing the share price. By applying fundamental analysis the performance of different banks are evaluated on the basis of sales. . The project focused on the fundamental analysis of these companies. profit. The study aims at analyzing the profitability position. if the management and staff could evaluate the findings of the study and take remedial measures. whether it is wise to hold on or sell the shares To analyze the liquidity position of the selected companies. industry and company analysis. The study has revealed also what more is desirable for greater effectiveness in the future. return of equity etc.To compare the theoretical knowledge with actual industry practices.

(KARTHIKEYAN.SHANKARII.B. M.K) . generous help and support.A. M. I express my heartfelt thanks to Dr. I am very thankful to express my profound gratitude and sincere thanks to Dr. ME. Ph.. M. the Head of Department of Management Studies Hindusthan Institute of Technology ..Coimbatore for inspiration and valuable suggestion for carrying out this endeavor.SAMUVEL. MBA.K.Hindusthan Institute of Technology..Phil. Principal. I express my deep and sincere thanks to my guide for this internship training S.Com. I sincerely thank her for the inspiring guidance.ACKNOWLEDGEMENT First and foremost I wish to thank God. Coimbatore. I also take this opportunity to thank all those creative minds and helpful hearts for their assistance in making this project work a successful one.RAVICHANDRAN. I express my profound gratitude to my Family Members & Friends for their help and encouragement.. the almighty for enabling the successful completion of the project.Sc. M.D.D.(Psy).. Assistant Professor in Management. Hindusthan Institute of Technology. Ph. T..who supervised this project.Coimbatore.

5.4 Objectives of the Study 1.1 Method of Data Collection 1.2 Suggestions 5.5.5.7 Chapter Scheme II III IV REVIEW OF LITERATURE OVERVIEW OF THE INDUSTRY AND THE COMPANY ANALYSIS AND INTERPRETATION FINDINGS.6 Limitations of the Study 1.1.5 Research Methodology I 1.3 Scope of the Study 1.2 Statement of the Problem 1.3 Conclusion BIBLIOGRAPHY ANNEXURE 83 84 11 11 12 17 31-75 76-82 1 8 8 9 9-10 TITLE PAGE NO.2 Secondary Data 1.2 Period of Study 1.1 Primary Data 1.3 Tools for Analysis 1. (i) (ii) .5.1 Findings 5. SUGGESTIONS AND CONCLUSION V 5.TABLE OF CONTENTS CHAPTERS LIST OF TABLES LIST OF CHARTS INTRODUCTION 1.5.1 Introduction 1.1.

1.LIST OF TABLES TABLE.14 4.1.3 4.1.1.10 4.1.1.16 4.29 4.1 4.8 4.5 4.25 4.1.2 4.13 4.1.1.19 4.1.1.1.22 4.1.1.30 4.11 4.23 4.6 4.1.18 4.1.1.1.1.28 4.20 4.31 4.1.1.1.1.17 4.1.27 4.26 4.1.32 PARTICULARS Canara Bank Table showing share holding pattern Table showing book value Table showing price earning ratio Table showing pay out policy Table showing return on equity Table showing ratio analysis Table showing 3 year moving average Table showing trend analysis State Bank Of India Table showing share holding pattern Table showing book value Table showing price earning ratio Table showing pay out policy Table showing return on equity Table showing ratio analysis Table showing 3 year moving average Table showing trend analysis Bank of Baroda Table showing share holding pattern Table showing book value Table showing price earning ratio Table showing pay out policy Table showing return on equity Table showing ratio analysis Table showing 3 year moving average Table showing trend analysis Indian Overseas Bank Table showing share holding pattern Table showing book value Table showing price earning ratio Table showing pay out policy Table showing return on equity Table showing ratio analysis Table showing 3 year moving average Table showing trend analysis PAGE NO 31 32 33 33 34 35 36 37 40 41 42 42 43 44 45 46 49 50 51 51 52 53 54 55 58 59 60 60 61 62 63 64 .NO 4.1.1.24 4.9 4.21 4.1.1.1.1.1.7 4.12 4.4 4.15 4.

1.34 4.1.1.1.1.39 4.Central Bank Of India 4.35 4.38 4.40 Table showing share holding pattern Table showing book value Table showing price earning ratio Table showing pay out policy Table showing return on equity Table showing ratio analysis Table showing 3 year moving average Table showing trend analysis 67 68 69 69 70 71 72 73 (i) .33 4.1.37 4.36 4.1.1.

11 4.20 4.15 PARTICULARS Canara Bank Cart showing share holding pattern Chart showing performance of the company Chart showing ratio analysis Chart showing 3 year moving average Chart showing trend analysis State Bank Of India Cart showing share holding pattern Chart showing performance of the company Chart showing ratio analysis Chart showing 3 year moving average Chart showing trend analysis Bank Of Baroda Cart showing share holding pattern Chart showing performance of the company Chart showing ratio analysis Chart showing 3 year moving average Chart showing trend analysis Indian Overseas Bank Cart showing share holding pattern Chart showing performance of the company Chart showing ratio analysis Chart showing 3 year moving average Chart showing trend analysis Central Bank Of India Cart showing share holding pattern Chart showing performance of the company Chart showing ratio analysis Chart showing 3 year moving average Chart showing trend analysis PAGE NO 32 34 35 36 37 41 43 44 45 46 50 52 53 54 55 59 61 62 63 64 68 70 71 72 73 (ii) .2.24 4.2.2.18 4.2.NO 4.5 4.2.2.LIST OF CHARTS CHARTS.2.15 4.10 4.17 4.7 4.14 4.1 4.12 4.2.2.9 4.2.2.21 4.2 4.2.2.4 4.6 4.19 4.2.3 4.2.2.16 4.2.2.23 4.2.2.2.2.2.2.13 4.8 4.22 4.2.