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The intent of this report is to make a rough calculation of the number of fire deaths and injuries that resulted from the conspiracy of the fire insurers, the National Fire Protection Association (NFPA) and Underwriters Laboratories (UL) to deny the public access to affordable and practical fire sprinkler system for protecting lives. The regulations and policies that denied proper protection to the public since the founding of the NFPA during 1896 by the fire insurers has had the pprints of the insurers on the corrupted standards and codes ever since. I developed advanced engineered systems during the 1970s proving that protection could have been available at prices al economical as 1/10th the cost of the regulated systems. Thus low cost near 100 percent reliable life safety from fire protection could have been saving lives, especially in homes, for many decades. Even though I brought about significant changes during the 1970s the anti-sprinkler establishment is still limiting the installations. Therefore, when I estimate the number of lives lost due to the insurance industry/NFPA/UL criminal acts, I include all years from 1900 into 2010. Of course, in addition to the number of buildings built beyond the 1970s without sprinklers, nearly all buildings built earlier sans sprinklers remain unprotected. Therefore I figure that the deaths, injuries and the number of people who suffered the loss of loved ones from 1900 until 2010 were victims of the Fire Insurance/NFPA/UL conspiracies. The 2010 fire death toll within the United States was roughly 3000 per year. The 14th Edition (1976) of the NFPA Fire Protection Handbook, page 1-5, contains this quote, According to estimates by the NFPA Fire Analysis Department the annual fire death toll in the United States has averaged about 12,000 per year over the last 20 years. (1956-1975). I know that the estimate quoted included automobile accident fires and outdoor fires so I will downgrade that 12,000 death estimate to 7,500 per year. So, from 1956 until and the end of 1975 (20 years) there were 150,000 fire deaths due to building fires; close to 100 percent of them within non-sprinklered buildings. From 1976 until 2010 is 35 years. Let us say that the average death per year was one-half the average of 7500 plus 3000 or roughly 5000. Add another 175,000 fire deaths. The U.S. population during 1955 was 166 million. The U.S. population during 1900 was 76 million. The death rate (per 1 million populations) probably was greater during the earlier years because of hazards not being as well controlled and because of other factors. So let us say, conservatively, that the loss ratio per one million remained constant counting both the start and the end years, 1900 until 1955 (56 years). Also, I assume the deaths during 1955 were the same as 1956 (7,500). The 7,500 fire deaths at a population of 166 million (7500) would equate to 3400 deaths for a population of 76 million during 1900. The average of 7500 and 3400 is roughly 5500 fire deaths per year. From 1900 until 1955, counting both the first and the last year is 56 years. That gives us another 308,000 fire deaths almost exclusively occurring within non-sprinklered buildings. The grand total from 1900 until 2010 is roughly 633,000 fire deaths. For every fire death there is at least 5 serious injuries. Many of these injuries are of a horrible and of lifelong nature. The injuries (3,165,000) when added to the deaths (633,000) add up to roughly 3.8 million deaths and injuries; nearly all of which occurred within non-protected Life-at-Risk properties. Can we assume that for every death and injury there were four relatives (mother, father or

sibling) and close friends who suffered significantly due to the loss? For example, loss of a father could have a devastating financial effect on the survivors. This would mean that roughly 15 million Americans were killed, injured or terribly harmed by building fires since the NFPA and the fire insurance industry created codes that prevented the installation of fire sprinkler systems for protecting human life. Granted, even if the insurers and the NFPA/UL team had not put sprinklers off limits for nearly all buildings, it is unlikely that 100 percent of all buildings would have been sprinklered. But when the cost of protection (as I developed it not as the NFPA code price it) is compared to the savings that would accrue (construction cost reductions, reduced tax burden on reduced building evaluation, reduced mortgage cost, reduced fire insurance cost and the reduced cost of public protection taxes) it is a near certainty that the sprinkler system would have become standard construction policy sometime during the early 1900s. It would have become the most economical way to build buildings. Therefore I believe that on a conservative basis more than 70 percent of the fire deaths and injuries over the span of 1900 until 2010 would have never occurred except for the fire regulatory corruption spawned by the Fire Insurers/NFPA/UL conspiracy. I know that there are close to 100 percent solutions to fires within buildings because I have developed, tested, designed and installed them and they have had them legally inspected and approved. So, conservatively I blame the fire insurance Industry/NFPA/UL team for at least 10 million fire deaths and injuries including those of a physical, emotional and financial nature. Of course the deaths counted as due to defective smoke detectors will coincide with the deaths counted as caused by the absence of sprinklers because, nearly always, either reliable system would result in safe exiting. Children have been especially harmed by the conspiracy. The administrators within what I call Club Fire must be considered the most prolific American killers of the 20th century. DOES IT EQUATE TO MURDER? Assume an automobile repair shop signs a contract with a school board to service school buses and the agreement defines the quality of the work to be performed. Assume the manager of the shop deliberately ignores the agreement, installs inadequate brakes and prepares dishonest documents to deceive the school board and to conceal the fraud. The brakes fail on a bus going down a steep hill. Unable to make a turn the bus goes over an embankment and into a river with 40 dead children the result. I believe there would be no parent of a dead child complaining about a murder charge against the perpetrator. I believe that the NFPA fire codes as defined by the NFPA/UL team with the cooperation of the insurance rating bureaus and the insurers are structured to so greatly magnify the costs of fire protection that the regulatory system equates to fraud, a felony. This example of structuring codes to profit from fire with the result that many children are burned to death and horribly injured appears to be the norm within the codes, not the exception. I believe that the crimes of the NFPA/UL team with insurance industry cooperation equate to crimes of such magnitude that the classification of Crimes Against Humanity would apply Murder it is as I see it. Richard M. Patton January 4, 2014