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NAME OF SCHEMES This product is suitable for investors who are seeking*

EQUITY
Re||arce V|s|or Furd
Ar oper erded Equ|ly
0roWl| Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled |rslrurerls l|roug| a researc|
oased approac|
||g| r|s|. (6R0w|)
Re||arce Top 200 Furd
Ar oper erded 0|vers|l|ed
Equ|ly Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ol corpar|es W|ose
rar|el cap|la||zal|or |s W|l||r l|e rarge ol ||g|esl & |oWesl rar|el
cap|la||zal|or ol S&P 6SE 200 lrdex.
||g| r|s|. (6R0w|)
Re||arce 0uarl P|us Furd
Ar oper erded Equ|ly
Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r acl|ve porllo||o ol sloc|s se|ecled lror C|X ||lly lrdex or
l|e oas|s ol a ral|eral|ca| rode|
||g| r|s|. (6R0w|)
Re||arce |Rl Equ|ly Furd
Ar oper-erded 0|vers|l|ed
Equ|ly Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled |rslrurerls pr|rar||y draWr
lror corpar|es ol S&P 6SE 200 lrdex
||g| r|s|. (6R0w|)
Re||arce Focused Large
Cap Furd
Ar oper erded 0|vers|l|ed
Equ|ly Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r corcerlraled porllo||o ol equ|ly ard equ|ly re|aled
|rslrurerls uplo 25 corpar|es oe|org|rg lo l|e lop 100 corpar|es oy
rar|el cap|la||zal|or ard/or |eaders |r l|e|r respecl|ve segrerls.
||g| r|s|. (6R0w|)
Re||arce lrdex Furd -
||lly P|ar
Ar 0per Erded lrdex
L|r|ed Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ard porllo||os
rep||cal|rg l|e corpos|l|or ol l|e |lFTY, suojecl lo lrac||rg errors.
||g| r|s|. (6R0w|)
Re||arce lrdex Furd -
Sersex P|ar
Ar 0per Erded lrdex
L|r|ed Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ard porllo||os
rep||cal|rg l|e corpos|l|or ol l|e S&P 6SE SE|SEX, suojecl lo
lrac||rg errors.
||g| r|s|. (6R0w|)
Re||arce 0roWl| Furd
Ar oper erded Equ|ly
0roWl| Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled |rslrurerls l|roug| a researc|
oased approac|
||g| r|s|. (6R0w|)
Re||arce Lorg Terr Equ|ly
Furd
Ar 0per Erded 0|vers|l|ed
Equ|ly Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es |rc|ud|rg der|val|ves
||g| r|s|. (6R0w|)
Re||arce Sra|| Cap Furd
Ar 0per Erded Equ|ly
Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ol sra|| cap
corpar|es
||g| r|s|. (6R0w|)
Re||arce Regu|ar Sav|rgs
Furd
- Equ|ly 0pl|or
Ar oper erded Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es
||g| r|s|. (6R0w|)
Re||arce Equ|ly
0pporlur|l|es Furd
Ar oper erded 0|vers|l|ed
Equ|ly Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es
||g| r|s|. (6R0w|)
Re||arce Regu|ar Sav|rgs
Furd
- 6a|arced 0pl|or
Ar oper erded Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled |rslrurerls ard l|xed |rcore
|rslrurerls
||g| r|s|. (6R0w|)
Re||arce 6ar||rg Furd
Ar oper erded 6ar||rg
Seclor Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ol corpar|es |r
oar||rg seclor ard corpar|es ergaged |r a|||ed acl|v|l|es re|aled lo
oar||rg seclor
||g| r|s|. (6R0w|)
Re||arce 0|vers|l|ed PoWer
Seclor Furd
Ar oper erded PoWer
Seclor Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ol corpar|es |r
poWer seclor
||g| r|s|. (6R0w|)
Re||arce Ved|a &
Erlerla|rrerl Furd
Ar oper erded Ved|a
& Erlerla|rrerl seclor
Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ol red|a ard
erlerla|rrerl ard ol|er assoc|aled corpar|es
||g| r|s|. (6R0w|)
Re||arce P|arra Furd
Ar oper erded P|arra
Seclor Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled Secur|l|es ol p|arra & ol|er
assoc|aled corpar|es
||g| r|s|. (6R0w|)
Re||arce Tax Saver (ELSS)
Furd
Ar oper erded Equ|ly
L|r|ed Sav|rgs Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es
||g| r|s|. (6R0w|)
Re||arce Equ|ly L|r|ed
Sav|rg Furd - Ser|es 1
A 10 year c|ose-erded
Equ|ly L|r|ed Sav|rgs
Sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es
||g| r|s|. (6R0w|)
NAME OF SCHEMES This product is suitable for investors who are seeking*
Re||arce Aro|lrage
Advarlage Furd
Ar oper erded Aro|lrage
Sc|ere
|rcore over s|orl lerr
|rcore l|roug| aro|lrage opporlur|l|es oelWeer cas| ard der|val|ve
rar|el ard aro|lrage opporlur|l|es W|l||r l|e der|val|ve segrerl
|oW r|s|. (6LuE)
R S|ares 6ar||rg ETF
Ar oper-erded, exc|arge
||sled, |rdex ||r|ed sc|ere
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ard porllo||os
rep||cal|rg l|e corpos|l|or ol C|X 6ar| lrdex, suojecl lo lrac||rg
errors.
||g| r|s|. (6R0w|)
R S|ares C|X 100 Furd
Ar 0per Erded lrdex
Exc|arge Traded Furd
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ard porllo||os
rep||cal|rg l|e corpos|l|or ol C|X 100 lrdex, suojecl lo lrac||rg errors.
||g| r|s|. (6R0w|)
R S|ares ||lly ETF
Ar 0per Erded lrdex
Exc|arge Traded Furd
|org lerr cap|la| groWl|
|rveslrerl |r equ|ly ard equ|ly re|aled secur|l|es ard porllo||os rep||cal|rg
l|e corpos|l|or ol C|X ||lly lrdex, suojecl lo lrac||rg errors.
||g| r|s|. (6R0w|)
FIXED INCOME
Re||arce L|qu|d|ly Furd
Ar oper-erded L|qu|d
Sc|ere
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce L|qu|d Furd -
Treasury P|ar
Ar oper-erded L|qu|d
sc|ere
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce L|qu|d Furd -
Cas| P|ar
Ar oper-erded L|qu|d
sc|ere
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce F|oal|rg Rale
Furd
- S|orl Terr P|ar
Ar oper-erded lrcore
Sc|ere
|rcore over s|orl lerr.
|rveslrerl predor|rarl|y |r l|oal|rg rale ard rorey rar|el |rslrurerls
W|l| lerure exceed|rg 3 rorl|s oul uplo a ralur|ly ol 3 years ard l|xed
rale deol secur|l|es
|oW r|s|. (6LuE)
Re||arce Vorey Varager
Furd
Ar oper-erded lrcore
Sc|ere
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce Ved|ur Terr
Furd
Ar oper-erded lrcore
Sc|ere W|l| ro assured
relurrs
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls W|l| lerure rol
exceed|rg 3 years.
|oW r|s|. (6LuE)
Re||arce S|orl Terr Furd
A oper-erded lrcore
Sc|ere
|rcore over s|orl lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls, W|l| l|e sc|ere
Wou|d |ave rax|rur We|g|led average dural|or oelWeer 0./5-2./5
years
|oW r|s|. (6LuE)
Re||arce Regu|ar Sav|rgs
Furd
-0eol 0pl|or
Ar oper-erded sc|ere
|rcore over red|ur lerr.
lrveslrerl predor|rarl|y |r deol |rslrurerls |av|rg ralur|ly ol rore
l|ar 1 year ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce lrcore Furd
A oper-erded lrcore
Sc|ere
|rcore over |org lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls
|oW r|s|. (6LuE)
Re||arce 0yrar|c 6ord
Furd
A oper-erded lrcore
Sc|ere
|rcore over |org lerr.
|rveslrerl |r deol ard rorey rar|el |rslrurerls.
|oW r|s|. (6LuE)
Re||arce 0||l Secur|l|es Furd
Ar oper-erded
0overrrerl Secur|l|es
Sc|ere
|rcore over |org lerr.
|rveslrerl |r 0overrrerl secur|l|es.
|oW r|s|. (6LuE)
Re||arce Vorl||y lrcore
P|ar
Ar oper-erded Furd.
Vorl||y lrcore |s rol
assured & |s suojecl lo l|e
ava||ao|||ly ol
d|slr|oulao|e surp|us
regu|ar |rcore ard capl|la| groWl| over |org lerr.
|rveslrerl |r deol & rorey rar|el |rslrurerls ard equ|l|es & equ|ly
re|aled secur|l|es
red|ur r|s|. (YELL0w)
GOLD
R S|ares 0o|d ETF
Ar oper erded 0o|d
Exc|arge Traded Furd l|al
lrac|s l|e doresl|c pr|ces
ol go|d l|roug| |rveslrerls
|r p|ys|ca| go|d.
|org lerr cap|la| groWl|
relurrs l|al are corrersurale W|l| l|e relurrs prov|ded oy p|ys|ca|
go|d l|roug| |rveslrerl |r p|ys|ca| go|d ard go|d re|aled secur|l|es as
perr|lled oy regu|alors lror l|re lo l|re.
||g| r|s|. (6R0w|)
Re||arce 0o|d Sav|rgs
Furd
Ar oper erded lurd ol lurd
sc|ere
|org lerr cap|la| groWl|
relurrs l|al are corrersurale W|l| l|e perlorrrarce ol RS|ares 0o|d
ETF l|roug| |rveslrerl |r secur|l|es ol RS|ares 0o|d ETF
||g| r|s|. (6R0w|)
lrveslors s|ou|d corsu|l l|e|r l|rarc|a| adv|sers |l |r douol aooul W|el|er l|e producl |s su|lao|e lor l|er.
|ole: R|s| ray oe represerled as:
(6LuE) |rveslors urderslard l|al l|e|r pr|rc|pa| W||| oe al |oW r|s| (YELL0w) |rveslors urderslard l|al l|e|r pr|rc|pa| W||| oe al red|ur r|s|
(6R0w|) |rveslors urderslard l|al l|e|r pr|rc|pa| W||| oe al ||g| r|s|
2 Fundamentals March 2014
3 Fundamentals March 2014
Diversied Large Cap
Reliance Vision Fund.......................................................................................................................... 04
Reliance Top 200 Fund. .................................................................................................................... 05
Reliance Quant Plus Fund ................................................................................................................ 06
Reliance NRI Equity Fund ................................................................................................................. 07
Reliance Focused Large Cap Fund ................................................................................................... 08
Index
Reliance Index Fund - Nifty Plan ...................................................................................................... 09
Reliance Index Fund - Sensex Plan .................................................................................................. 10
Diversied Mid Cap & Small Cap
Reliance Growth Fund ...................................................................................................................... 11
Reliance Long Term Equity Fund ...................................................................................................... 12
Reliance Small Cap Fund ................................................................................................................. 13
Diversied Multi Cap
Reliance Regular Savings Fund Equity Option ............................................................................. 14
Reliance Equity Opportunities Fund ................................................................................................. 15
Balanced
Reliance Regular Savings Fund Balanced Option ......................................................................... 16
Sector
Reliance Banking Fund ..................................................................................................................... 17
Reliance Diversied Power Sector Fund........................................................................................... 18
Reliance Media & Entertainment Fund.............................................................................................. 19
Reliance Pharma Fund ...................................................................................................................... 20
Tax Saver
Reliance Tax Saver (ELSS) Fund ...................................................................................................... 21
Reliance Equity Linked Saving Funds - Series 1 .............................................................................. 22
Arbitrage
Reliance Arbitrage Advantage Fund ................................................................................................. 23
ETF
R*Shares Banking ETF ...................................................................................................................... 24
R*Shares CNX 100 Fund ................................................................................................................... 25
R*Shares Nifty ETF ............................................................................................................................ 25
Liquid
Reliance Liquidity Fund ..................................................................................................................... 26
Reliance Liquid Fund Treasury Plan............................................................................................... 27
Reliance Liquid Fund Cash Plan .................................................................................................... 28
Ultra Short Term
Reliance Floating Rate Fund Short Term Plan ............................................................................... 29
Reliance Money Manager Fund ........................................................................................................ 30
Reliance Medium Term Fund ............................................................................................................ 31
Short Term
Reliance Short Term Fund ................................................................................................................ 32
Long Term
Reliance Regular Savings Fund Debt Option ................................................................................. 33
Reliance Income Fund ...................................................................................................................... 34
Dynamic
Reliance Dynamic Bond Fund .......................................................................................................... 35
Gilt
Reliance Gilt Securities Fund ............................................................................................................ 36
MIP
Reliance Monthly Income Plan ......................................................................................................... 37
ETF
R*Shares Gold ETF ........................................................................................................................... 38
FOF
Reliance Gold Savings Fund ............................................................................................................. 39
Equity
Fixed Income
Gold
4 Fundamentals March 2014
14.54%
12.62%
11.81%
9.10%
6.99%
6.70%
5.82%
4.43%
4.30%
3.67%
3.33%
3.07%
2.81%
2.11%
2.09%
2.00%
1.81%
1.43%
0.67%
0.02%
Banks
Software
Auto
Industrial Capital Goods
Petroleum Products
Industrial Products
Pharmaceuticals
Consumer Non Durables
Cement
Construction Project
Ferrous Metals
Oil
Telecom - Services
Pesticides
Auto Ancillaries
Finance
Chemicals
Fertilisers
Power
Trading
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Reliance
Vision Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
achieve long-term growth of capital by investment in
equity and equity related securities through a research
based investment approach.
Equity : Diversified Large Cap
FUND DATA
Type . . . . . . . . Open-ended Equity Growth Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Quarterly AAUM: . . . .Rs. 2,437.7 Crores (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . .Ashwani Kumar
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . .(w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
Industry Classication as per AMFI.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
VOLATILITY MEASURES:
Beta: 0.9642
Standard Deviation: 2.6862%
R Squared : 0.8747
Sharpe Ratio : -0.0354
Portfolio Turnover Ratio (Times) : 1.28
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Vision Fund - Direct Plan Bonus
Option
45.1728
Reliance Vision Fund - Direct Plan Growth
Option
266.6191
Reliance Vision Fund - Institutional Dividend
Plan
214.9319
Reliance Vision Fund - Institutional Growth Plan 266.7087
Reliance Vision Fund - Bonus Plan 44.5833
Reliance Vision Fund - Dividend Plan 34.0347
Reliance Vision Fund - Growth Plan 264.9547
Reliance Vision Fund - Direct Plan Dividend
Option
34.2991
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
24-Feb-03 3.00 27.65 24.51
25-Jun-03 2.50 30.51 28.01
23-Sep-03 2.50 37.52 35.02
3-Dec-03 4.50 46.04 42.02
5-Feb-04 10.00 43.96 33.96
4-Jun-04 3.00 29.36 26.19
17-Dec-04 2.50 37.40 35.61
28-Mar-05 5.00 38.02 32.36
19-Dec-05 3.00 48.02 44.85
28-Mar-06 7.50 54.43 47.39
9-Oct-06 2.00 50.40 48.40
19-Jan-07 8.00 55.80 47.79
26-Oct-07 3.00 67.06 65.93
14-Mar-08 7.00 51.89 41.52
20-Mar-09 2.00 26.38 25.27
27-Nov-09 5.00 45.59 41.40
30-Mar-10 2.50 43.57 41.12
18-Mar-11 4.00 41.04 36.93
23-Mar-12 1.50 36.78 34.82
26-Mar-13 3.00 33.49 30.49
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. "
NAV as at December 31, 2013 (Rs.) 268.8327
Performance of Reliance Vision Fund Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0000 19.77 10.95 10.20 268,832 66,596 58,834
December 31, 2012 to December 31, 2013 269.6626 -0.31 5.87 8.98
N.A. December 30,2011 to December 31, 2012 207.4707 29.98 29.96 25.70
December 31, 2010 to December 30, 2011 290.3518 -28.55 -25.73 -24.64
Since Inception Date - 08/10/1995 # Benchmark - S&P BSE 100 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of return.
SPECIAL FEATURE
Reliance Any Time Money Card
Note : Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
Note : Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013.
For Product Label disclaimer please refer to page no. 2
PORTFOLIO OF RELIANCE VISION FUND
As on 28th February 2014
Holdings Weightage
Equities
Infosys Ltd 9.20
TVS Motor Company Ltd 5.80
ICICI Bank Ltd 5.10
HDFC Bank Ltd 4.53
ITC Ltd 4.43
Maruti Suzuki India Ltd 3.88
Larsen & Toubro Ltd 3.67
ACC Ltd 3.63
Divi's Laboratories Ltd 3.48
Tata Consultancy Services Ltd 3.42
Reliance Industries Ltd 3.01
Bharat Petroleum Corporation Ltd 2.98
Tata Steel Ltd 2.84
Bharti Airtel Ltd 2.81
Sano India Ltd 2.34
State Bank Of India 2.31
Bharat Forge Ltd 2.30
Siemens Ltd 2.24
Eicher Motors Ltd 2.13
Upl Limited 2.11
Alstom T&D India Ltd 2.10
Housing Development Finance Corporation Ltd 2.00
Cummins India Ltd 1.89
BOC India Ltd 1.81
ABB India Ltd 1.78
Oil & Natural Gas Corporation Ltd 1.75
SKF India Ltd 1.51
ING Vysya Bank Ltd 1.46
Gujarat State Fertilizers & Chemicals Ltd 1.43
BEML Ltd 1.40
Automotive Axles Ltd 1.33
Oil India Ltd 1.32
Canara Bank 1.14
Honeywell Automation India Ltd 1.09
Equity Less Than 1% Of Corpus 5.08
Sub Total Of Equities 99.32
Cash And Other Receivables 0.68
Grand Total 100.00
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the benchmark
indices, the same shall be prefixed by the word S&P.It may be
noted that the above mentioned modification is only a name
change and all other features related to benchmark remain
unchanged.
Equities
99.32%
Cash and Other
Receivables
0.68%
5 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity : Diversified Large Cap
Reliance
Top 200 Fund
(Formerly Reliance Equity Advantage Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate long term capital appreciation by
investing in equity and equity related instruments of
companies whose market capitalization is within the
range of highest & lowest market capitalization of S&P
BSE 200 Index. The secondary objective is to generate
consistent returns by investing in debt and money
market securities.
FUND DATA
Type . . . . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . 08-Aug-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . 09-Aug-2007
Quarterly AAUM (Rs. in Crores): . . . . Rs. 746.54 (31/12/2013)
Minimum Investment: . . Rs. 5000 and in multiples of Re. 1
thereafter
Fund Manager . . . . . . . . Ashwani Kumar, Sailesh Raj Bhan
Entry Load*: . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before completion of
1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1 year
from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors' assessment of
various factors including the service rendered by the
distributor.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Top 200 Fund - Direct Plan Bonus Option 15.2367
Reliance Top 200 Fund - Direct Plan Growth Option 15.2367
Reliance Top 200 Fund - Institutional Bonus Plan 15.4823
Reliance Top 200 Fund - Bonus Plan 15.1214
Reliance Top 200 Fund - Dividend Plan 11.3952
Reliance Top 200 Fund - Growth Plan 15.1214
Reliance Top 200 Fund - Direct Plan
Dividend Option
12.9932
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
24-Jan-14 1.00 11.9370 10.9370
8-Feb-13 1.40 13.1369 11.7369
18-Feb-11 1.00 12.5284 11.6183
"Past performance may or may not be sustained in the future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make
periodical dividend distributions, though it has every intention of doing
so. After the payment of dividend, the per unit NAV falls to the extent
of the dividend payout and distribution taxes, if any. Performance of
dividend plan/option would be net of applicable statutory levy , if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes
the mark to market impact also. "
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . S&P BSE 200 Index
NAV as at June 30, 2011 (Rs.) 13.1065
Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till June 30, 2011 9.7625 7.86 6.60 5.86 13,425 12,825 12,482
June 30, 2010 to June 30, 2011 12.3205 7.53 7.56 7.66
N.A. June 30, 2009 to June 30, 2010 9.7420 25.06 22.45 20.93
June 30, 2008 to June 30, 2009 8.8798 14.55 10.15 11.86
Since Inception Date - 09/08/2007 # Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 15.0649
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 11.0256 14.20 11.38 13.11 13,664 12,883 13,358
December 31, 2012 to December 31, 2013 14.4642 4.15 4.38 8.98 N.A.
December 30,2011 to December 31, 2012 10.2606 40.97 30.98 25.70 N.A.
Since Inception Date - 26/08/2011 # Benchmark - S&P BSE 200 Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Equity Advantage Fund was launched on 9th Aug 2007. Subsequently the key features of the Scheme have been changed w.e.f Aug,26
2011. Accordingly, above performance is calculated from Aug 26, 2011 and the Scheme was renamed as Reliance Top 200 Fund.*Since
Inception Returns for Reliance Top 200 Fund are computed on absolute basis.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
VOLATILITY MEASURES:
Beta: 0.9532
Standard Deviation: 2.5301%
R Squared: 0.9445
Sharpe Ratio: 0.0017
Portfolio Turnover Ratio (Times): 1.45
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
PORTFOLIO OF RELIANCE TOP 200 FUND
As on 28th February 2014
Holdings Weightage
Equities
Divi's Laboratories Ltd 5.73
Tata Consultancy Services Ltd 5.65
Larsen & Toubro Ltd 5.21
Infosys Ltd 5.13
Bharat Forge Ltd 4.36
Reliance Industries Ltd 4.29
HDFC Bank Ltd 4.22
ICICI Bank Ltd 4.20
HCL Technologies Ltd 4.12
Wipro Ltd 3.81
Eicher Motors Ltd 3.49
State Bank Of India 3.37
Maruti Suzuki India Ltd 3.20
Bharti Airtel Ltd 3.09
Sun Tv Network Ltd 2.98
Bharat Petroleum Corporation Ltd 2.79
The Indian Hotels Company Ltd 2.79
Housing Development Finance Corporation Ltd 2.75
Cummins India Ltd 2.75
Sesa Sterlite Ltd 2.38
Tata Global Beverages Ltd 2.25
Shopper's Stop Ltd 2.20
Cadila Healthcare Ltd 2.09
Alstom T&D India Ltd 2.02
Dish TV India Ltd 1.97
Hindustan Petroleum Corporation Ltd 1.78
Titan Company Limited 1.63
United Spirits Ltd 1.60
Oriental Bank Of Commerce 1.57
Tata Motors Ltd 1.54
Equity Less Than 1% Of Corpus 4.20
Grand Total 99.15
Cash And Other Receivables 0.85
Grand Total 100.00
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the benchmark
indices, the same shall be prefixed by the word S&P. It may be
noted that the above mentioned modification is only a name
change and all other features related to benchmark remain
unchanged.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
18.71%
14.09%
8.86%
8.22%
7.82%
7.11%
5.21%
4.96%
4.58%
3.85%
3.09%
2.79%
2.75%
2.38%
2.20%
1.63%
0.91%
Software
Banks
Petroleum Products
Auto
Pharmaceuticals
Industrial Products
Construction Project
Media & Entertainment
Industrial Capital Goods
Consumer Non Durables
Telecom - Services
Hotels
Finance
Minerals/Mining
Retailing
Consumer Durables
Oil
Equities
99.15%
Cash and Other
Receivables
0.85%
6 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Diversified Large Cap
Reliance
Quant Plus Fund
(Formerly Known as Reliance Index Fund)
INVESTMENT OBJECTIVE
The investment objective of the Scheme is to generate
capital appreciation through investment in equity and
equity related instruments. The Scheme will seek to
generate capital appreciation by investing in an active
portfolio of stocks selected from CNX Nifty Index on the
basis of a mathematical model.
There shall be no exit load after completion of 1 Year
from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark ...........................................CNX Nifty Index
PORTFOLIO OF RELIANCE QUANT PLUS FUND
As on 28th February 2014
Holdings Weightage
Equities
Tata Consultancy Services Ltd 10.28
ICICI Bank Ltd 9.46
Infosys Ltd 9.12
ITC Ltd 8.22
Reliance Industries Ltd 7.23
Housing Development Finance
Corporation Ltd
6.29
HDFC Bank Ltd 6.05
TATA Motors Ltd 5.65
Larsen & Toubro Ltd 5.29
Oil & Natural Gas Corporation Ltd 5.26
Lupin Ltd 3.75
Sesa Sterlite Ltd 3.61
Maruti Suzuki India Ltd 3.59
HCL Technologies Ltd 3.56
Sun Pharmaceuticals Industries Ltd 2.91
Bharti Airtel Ltd 2.60
Axis Bank Ltd 2.54
Indusind Bank Ltd 1.80
Tata Steel Ltd 1.55
Equity Less Than 1% Of Corpus 0.00
Sub Total Of Equities 98.76
Cash And Other Receivables 1.24
Grand Total 100.00
VOLATILITY MEASURES:
Beta: 1.0126
Standard Deviation: 2.7206%
R Squared: 0.9726
Sharpe Ratio : -0.0147
Portfolio Turnover Ratio (Times): 0.89
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Quant Plus Fund - Direct Plan
Bonus Option
15.1768
Reliance Quant Plus Fund - Direct Plan
Growth Option
15.1768
Reliance Quant Plus Fund - Bonus Plan 15.0737
Reliance Quant Plus Fund - Dividend Plan 11.2542
Reliance Quant Plus Fund - Growth Plan 15.0737
Reliance Quant Plus Fund - Direct Plan
Dividend Option
12.4031
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
15-Feb-13 1.00 11.6059 10.6059
24-Mar-11 2.50 13.2676 11.1021
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also. "
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 15.0469
Performance of Reliance Quant Plus Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0000 7.42 4.30 4.49 15,047 12,714 12,845
December 31, 2012 to December 31, 2013 14.1847 6.08 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 11.0369 28.52 56.54 25.70
December 31, 2010 to December 30, 2011 14.7481 -25.16 -32.42 -24.64
Since Inception Date - 18/04/2008 # Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Index Fund Sensex Plan and Nifty Plan was launched on Feb 8,2005. Subsequently the trustees of RMF (w.e.f April 18,2008) changed
the features of the scheme and renamed the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus Fund
please refer addendum to the offer document dated 17th March 08.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
FUND DATA
Type ..................................Open-ended Equity Scheme
Date of allotment ....................................... 18-Apr-2008
Inception Date ........................................... 18-Apr-2008
Quarterly AAUM (Rs. in Crores): ... 43.52 ( 31/12/2013 )
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager ...........................................Krishan Daga
Entry Load*: ........................................... Not Applicable
Exit Load**....................................(w.e.f. 24th Aug 2009)
1% of the applicable NAv if redeemed or switched
out on or before completion of 1 Year from the date of
allotment of units
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
22.96%
19.84%
9.24%
8.22%
7.23%
6.66%
6.29%
5.29%
5.26%
3.61%
2.60%
1.55%
Software
Banks
Auto
Consumer Non Durables
Petroleum Products
Pharmaceuticals
Finance
Construction Project
Oil
Minerals/Mining
Telecom - Services
Ferrous Metals
Equities
98.76%
Cash and Other
Receivables
1.24%
7 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Diversified Large Cap
Reliance
NRI Equity Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns by investing in equity or equity
related instruments primarily drawn from the Companies
in the S&P BSE 200 Index
FUND DATA
Type . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . . 15-Nov-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 16-Nov-2004
Quarterly AAUM (Rs. in Crores): . . 80.77 (31/12/2013)
Minimum Investment: Rs. 5,000 and in multiples of Re 1
thereafter
Fund Manager: . . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . .(w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
17-Jan-14 2.00 21.7418 19.7418
7-Aug-06 1.00 19.6692 18.6693
29-Jan-07 2.50 23.9940 21.3911
17-Aug-07 2.00 22.4467 20.7827
14-Mar-08 1.50 21.3340 18.5803
18-Sep-09 4.00 23.5344 19.7095
3-Mar-11 2.50 23.0132 20.5056
16-Mar-12 1.00 20.1732 18.9502
11-Jan-13 1.50 23.1020 21.6020
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy , if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also."
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Nri Equity Fund - Direct Plan
Growth Option
44.6659
Reliance Nri Equity Fund - Bonus Plan 44.3947
Reliance Nri Equity Fund - Dividend Plan 18.9909
Reliance Nri Equity Fund - Growth Plan 44.3947
Reliance Nri Equity Fund - Direct Plan
Dividend Option
20.5855
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 46.5697
Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0295 18.32 13.69 14.82 46,433 32,267 35,304
December 31, 2012 to December 31, 2013 44.5140 4.62 4.38 8.98
N.A. December 30,2011 to December 31, 2012 31.9590 39.28 30.98 25.70
December 31, 2010 to December 30, 2011 42.3227 -24.49 -26.95 -24.64
Since Inception Date - 16/11/2004 # Benchmark - S&P BSE 200 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
VOLATILITY MEASURES:
Beta: 0.8988
Standard Deviation: 2.3996%
R Squared: 0.9336
Sharpe Ratio : -0.0094
Portfolio Turnover Ratio (Times): 0.80
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
PORTFOLIO OF RELIANCE NRI EQUITY FUND
As on 28th February 2014
Holdings Weightage %
Equities
Tata Consultancy Services Ltd 7.43
Dr. Reddy's Laboratories Ltd 5.67
Cummins India Ltd 5.28
HDFC Bank Ltd 5.25
Reliance Industries Ltd 5.22
HCL Technologies Ltd 5.14
Larsen & Toubro Ltd 5.07
Infosys Ltd 4.99
ITC Ltd 4.71
Housing Development Finance
Corporation Ltd
4.28
Maruti Suzuki India Ltd 4.15
Icici Bank Ltd 4.09
Lupin Ltd 3.90
Hero Motocorp Ltd 3.85
Dish Tv India Ltd 3.84
United Spirits Ltd 3.74
Zee Entertainment Enterprises Ltd 3.51
Bharat Petroleum Corporation Ltd 3.45
Axis Bank Ltd 3.31
Sun Pharmaceuticals Industries Ltd 2.53
Idea Cellular Ltd 2.52
Canara Bank 2.26
Exide Industries Ltd 2.17
State Bank Of India 2.00
Equity Less Than 1% Of Corpus 0.00
Sub Total Of Equities 98.35
Cash And Other Receivables 1.65
Grand Total 100.00
Benchmark . . . . . . . . . . . . . . . . . . . S&P BSE 200 Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
17.56%
16.90%
12.09%
8.68%
8.45%
8.00%
7.35%
5.28%
5.07%
4.28%
2.52%
2.17%
Software
Banks
Pharmaceuticals
Petroleum Products
Consumer Non Durables
Auto
Media & Entertainment
Industrial Products
Construction Project
Finance
Telecom - Services
Auto Ancillaries
Equities
98.35%
Cash and Other
Receivables
1.65%
8 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Diversified Large Cap
Reliance Focused
Large Cap Fund
(Formerly as Reliance Equity Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long term capital growth by predominantly
investing in an active and concentrated portfolio of
equity and equity related instruments upto 25
companies belonging to the top 100 companies by
market capitalization and/or leaders in their respective
segments. The secondary objective of the scheme is to
generate consistent returns by investing in debt and
money market securities.
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . CNX Nifty Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Focused Large Cap Fund - Direct
Plan Bonus Option
16.6506
Reliance Focused Large Cap Fund - Direct
Plan Growth Option
16.6506
Reliance Focused Large Cap Fund - Bonus
Plan
16.5315
Reliance Focused Large Cap Fund - Dividend
Plan
15.5166
Reliance Focused Large Cap Fund - Growth
Plan
16.5315
Reliance Focused Large Cap Fund - Direct
Plan Dividend Option
15.6357
PORTFOLIO OF RELIANCE EQUITY FUND
As on 28th February 2014
Holdings Weightage %
Equities
Tata Consultancy Services Ltd 7.15
Infosys Ltd 6.01
Divi's Laboratories Ltd 5.97
HCL Technologies Ltd 5.78
Hdfc Bank Ltd 5.26
Reliance Industries Ltd 5.03
Maruti Suzuki India Ltd 5.00
Lupin Ltd 4.69
ICICI Bank Ltd 4.38
Zee Entertainment Enterprises Ltd 4.22
Hero Motocorp Ltd 4.12
Arvind Ltd 4.09
Larsen & Toubro Ltd 3.49
Housing Development Finance Corporation Ltd 3.43
Cummins India Ltd 3.18
ITC Ltd 3.09
Sesa Sterlite Ltd 2.79
Cadila Healthcare Ltd 2.71
Max India Ltd 2.62
State Bank Of India 2.41
Reliance Infrastructure Ltd 2.28
Canara Bank 2.26
Tata Motors Ltd 2.18
Reliance Communications Ltd 2.10
Colgate Palmolive (India) Ltd 2.06
Equity Less Than 1% Of Corpus 0.00
Sub Total Of Equities 96.32
Derivatives, Cash And Other Receivables 3.68
Grand Total 100.00
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 16.4047
Performance of Reliance Equity Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.1500 6.38 8.20 8.42 16,162 18,438 18,723
December 31, 2012 to December 31, 2013 15.016 9.25 6.76 8.98
N.A. December 30,2011 to December 31, 2012 10.6283 41.28 27.70 25.70
December 31, 2010 to December 30, 2011 15.2063 -30.11 -24.62 -24.64
Since Inception Date - 30/03/2006 # Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with
other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis.
For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis
the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1
year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day
of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are
computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception
returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is
Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned
period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
Reliance Equity Fund was launched on 30th March 2006. Subsequently the key features of the Scheme have been changed
w.e.f Jan 22, 2014 and the Scheme was renamed as Reliance Focused Large Cap Fund. For further details refer Notice cum
Addendum No. 92 dated Dec. 13, 2013
SPECIAL FEATURE Reliance Any Time Money Card
VOLATILITY MEASURES:
Beta: 0.9388
Standard Deviation: 2.6301%
R Squared: 0.8936
Sharpe Ratio : 0.007
Portfolio Turnover Ratio (Times): 0.74
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
FUND DATA
Type . . . . . . . . Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 28-Mar-2006
Inception Date . . . . . . . . . . . . . . . . . . . . . 30-Mar-2006
Quarterly AAUM (Rs. in Crores): . 966.57 (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*: . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
18.94%
14.31%
13.37%
11.30%
6.06%
5.15%
5.03%
4.22%
4.09%
3.49%
3.18%
2.79%
2.28%
2.10%
Software
Banks
Pharmaceuticals
Auto
Finance
Consumer Non Durables
Petroleum Products
Media & Entertainment
Textile Products
Construction Project
Industrial Products
Minerals/Mining
Power
Telecom - Services
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equities
96.32%
Derivatives,
Cash and Other
Receivables
3.68 % DIVIDEND HISTORY
Record
Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
Dividend Plan 21-Feb-14 1.00 16.2895 15.2895
Direct Dividend
Plan
21-Feb-14 1.00 16.4058 15.4058
9 Fundamentals March 2014
figures in %
Equity: Index
Reliance
Index Fund - Nifty Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
replicate the composition of the NlFTY, with a view to
generate returns that are commensurate with the
performance of the NlFTY, subject to tracking errors.
*In accordance with the requirements specified by the SEBI
circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30,
2009 no entry load will be charged for purchase / additional
purchase / switch-in accepted by the Fund with effect from
August 01, 2009. Similarly, no entry load will be charged with
respect to applications for registrations under systematic
investment plans/ systematic transfer plans accepted by the
Fund with effect from August 01, 2009.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: . . . . . . . . . . . . . . . . . . . . . . . . .CNX Nifty Index
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the word
S&P. It may be noted that the above mentioned modification is
only a name change and all other features related to benchmark
remain unchanged.
PORTFOLIO OF RELIANCE INDEX FUND - NIFTY PLAN
As on 28th February 2014
Holdings Weightage %
Equities
Infosys Ltd 8.91
ITC Ltd 8.70
Reliance Industries Ltd 6.35
Housing Development Finance Corporation Ltd 6.15
HDFC Bank Ltd 5.97
ICICI Bank Ltd 5.82
Tata Consultancy Services Ltd 5.60
Larsen & Toubro Ltd 4.36
Tata Motors Ltd 3.62
Oil & Natural Gas Corporation Ltd 2.49
Sun Pharmaceuticals Industries Ltd 2.34
State Bank Of India 2.29
Mahindra & Mahindra Ltd 2.16
HCL Technologies Ltd 2.02
Axis Bank Ltd 1.89
Wipro Ltd 1.88
Hindustan Unilever Ltd 1.88
Dr. Reddy's Laboratories Ltd 1.77
Bharti Airtel Ltd 1.65
Bajaj Auto Ltd 1.26
Kotak Mahindra Bank Ltd 1.25
Lupin Ltd 1.14
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
FUND DATA
Type . . . . . . . . . . . . . An Open-Ended Index Linked Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . 28-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 01-Oct-2010
Quarterly AAUM (Rs. in Crores): . . . 30.42 (31/12/2013)
Minimum Investment: . . . Rs. 5000 and in multiples of Re. 1
thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** . . . . . :1% of the applicable NAV if redeemed or
switched out on or before completion of 1 year from the date
of allotment of units.
There shall be no exit load after completion of 1 year from the
date of allotment of units.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
Note: The above measures have been calculated
by taking rolling return since inception with 9.07%
Risk Free returns (takan as 91days T-bill yield as on
28/02/2014)
NAV as at December 31, 2013 (Rs.) 10.4661
Performance of Reliance Index Fund - Nifty Plan - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 9.9902 1.44 0.80 1.08 10,476 10,261 10,355
December 31, 2012 to December 31, 2013 9.7709 7.12 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 7.5712 29.05 56.54 25.70
December 31, 2010 to December 30, 2011 9.9674 -24.04 -32.42 -24.64
Since Inception Date - 01/10/2010 # Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
VOLATILITY MEASURES:
Beta: 0.9966
Standard Deviation: 2.6366%
R Squared: 0.9993
Sharpe Ratio: -0.0071
Portfolio Turnover Ratio (Times): 0.33
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Index Fund - Nifty Plan - Direct Plan
Bonus Option
10.4477
Reliance Index Fund - Nifty Plan - Direct Plan
Growth Option
10.4477
Reliance Index Fund - Nifty Plan - Direct Plan
Half Yearly Dividend Option
10.4477
Reliance Index Fund - Nifty Plan - Direct Plan
Quarterly Dividend Option
10.4477
Reliance Index Fund - Nifty Plan - Direct Plan
Annual Dividend Option
10.4477
Reliance Index Fund - Nifty Plan - Annual
Dividend Plan
10.4157
Reliance Index Fund - Nifty Plan - Bonus Plan 10.4157
Reliance Index Fund - Nifty Plan - Growth
Plan
10.4157
Reliance lndex Fund - Nifty Plan - Half Yearly
Dividend Plan
10.4157
Reliance Index Fund - Nifty Plan - Quarterly
Dividend Plan
10.4157
18.93%
18.40%
11.61%
9.16%
6.82%
6.71%
6.47%
4.36%
3.42%
2.80%
2.73%
2.29%
1.65%
1.55%
0.80%
0.65%
0.64%
0.55%
Banks
Software
Consumer Non Durables
Auto
Petroleum Products
Finance
Pharmaceuticals
Construction Project
Oil
Cement
Power
Minerals/Mining
Telecom - Services
Ferrous Metals
Gas
Non - Ferrous Metals
Industrial Capital Goods
Construction
NTPC Ltd 1.12
Tata Steel Ltd 1.11
Hero Motocorp Ltd 1.10
Sesa Sterlite Ltd 1.06
Asian Paints Ltd 1.03
Maruti Suzuki India Ltd 1.01
Power Grid Corporation Of India Ltd 1.00
Equity Less Than 1% Of Corpus 12.61
Sub Total Of Equities 99.55
Cash And Other Receivables 0.45
Grand Total 100.00
Equities
99.55%
Cash and Other
Receivables
0.45%
10 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Index
Reliance
Index Fund-Sensex
Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
replicate the composition of the SENSEX, with a view to
generate returns that are commensurate with the
performance of the SENSEX, subject to tracking errors.
*In accordance with the requirements specified by the
SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated
June 30, 2009 no entry load will be charged for
purchase / additional purchase / switch-in accepted by
the Fund with effect from August 01, 2009. Similarly, no
entry load will be charged with respect to applications
for registrations under systematic investment plans/
systematic transfer plans accepted by the Fund with
effect from August 01, 2009.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: - S&P BSE Sensex Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Index Fund - Sensex Plan - Direct
Plan Bonus Option
10.4566
Reliance Index Fund - Sensex Plan - Direct
Plan Growth Option
10.4566
Reliance Index Fund - Sensex Plan - Direct
Plan Half Yearly Dividend Option
10.4566
Reliance Index Fund - Sensex Plan - Direct
Plan Quarterly Dividend Option
10.4566
Reliance Index Fund - Sensex Plan - Direct
Plan Annual Dividend Option
10.4566
Reliance Index Fund - Sensex Plan - Annual
Dividend Plan
10.4199
Reliance Index Fund - Sensex Plan - Bonus
Plan
10.4199
Reliance Index Fund - Sensex Plan - Growth
Plan
10.4199
Reliance Index Fund - Sensex Plan - Half
Yearly Dividend Plan
10.4199
Reliance Index Fund - Sensex Plan - Quarterly
Dividend Plan
10.4199
PORTFOLIO OF RELIANCE INDEX FUND - SENSEX PLAN
As on 28th February 2014
Holdings Weightage %
Equities
Infosys Ltd 10.01
ITC Ltd 9.78
Reliance Industries Ltd 7.64
Tata Consultancy Services Ltd 7.18
HDFC Bank Ltd 6.87
Housing Development Finance Corporation Ltd 6.85
ICICI Bank Ltd 6.47
Larsen & Toubro Ltd 4.96
Tata Motors Ltd 4.23
Oil & Natural Gas Corporation Ltd 3.35
Sun Pharmaceuticals Industries Ltd 2.86
State Bank Of India 2.78
Mahindra & Mahindra Ltd 2.42
Wipro Ltd 2.37
Hindustan Unilever Ltd 2.23
Axis Bank Ltd 2.19
Dr. Reddy's Laboratories Ltd 1.99
Bharti Airtel Ltd 1.85
Bajaj Auto Ltd 1.51
Hero Motocorp Ltd 1.37
Sesa Sterlite Ltd 1.27
Tata Steel Ltd 1.26
NTPC Ltd 1.25
Maruti Suzuki India Ltd 1.16
Cipla Ltd 1.08
Gail (India) Ltd 1.01
Equity Less Than 1% Of Corpus 3.06
Sub Total Of Equities 98.98
Cash And Other Receivables 1.02
Grand Total 100.00
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 10.4573
Performance of Reliance Index Fund - Sensex Plan - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0115 1.35 1.08 0.80 10,445 10,355 10,261
December 31, 2012 to December 31, 2013 9.5210 9.83 8.98 -8.73
N.A. December 30,2011 to December 31, 2012 7.4800 27.29 25.70 56.54
December 31, 2010 to December 30, 2011 9.9735 -25.00 -24.64 -32.42
Since Inception Date - 01/10/2010 # Benchmark - S&P BSE Sensex Index ## Additional Benchmark - CNX Nifty Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison
with other investment. Since inception returns (wherever provided) is computed on and the same may not necessarily provide
the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded
Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis.
In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as
many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute
basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis.
Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per
unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the
concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
FUND DATA
Type . . . . . . . . An Open Ended Index Linked Scheme
Date of allotment . . . . . . . . . . . . . . . . . . .28-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . 01-Oct-2010
Quarterly AAUM (Rs. in Crores): . . 3.33 (31/12/2013)
Minimum Investment . . . .Rs. 5000 and in multiples of
Re. 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** 1% of the applicable NAV if redeemed or
switched out on or before completion of 1 year from the
date of allotment of units.
There shall be no exit load after completion of 1 year
from the date of allotment of units
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
19.57%
18.30%
12.01%
10.68%
7.64%
6.85%
5.93%
4.96%
3.35%
2.10%
1.95%
1.85%
1.26%
1.01%
0.77%
0.76%
Software
Banks
Consumer Non Durables
Auto
Petroleum Products
Finance
Pharmaceuticals
Construction Project
Oil
Minerals/Mining
Power
Telecom - Services
Ferrous Metals
Gas
Industrial Capital Goods
Non - Ferrous Metals
VOLATILITY MEASURES:
Beta: 0.9852
Standard Deviation: 2.5412%
R Squared: 0.9986
Sharpe Ratio: -0.0108
Portfolio Turnover Ratio (Times): 0.12
Note: The above measures have been calculated
by taking rolling return since inception with 9.07%
Risk Free returns (takan as 91days T-bill yield as on
28/02/2014)
Equities
98.98%
Cash and Other
Receivables
1.02%
11 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Diversified Mid Cap & Small Cap
Reliance
Growth Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
achieve long term growth of capital by investing in
equity and equity related securities through a research
based investment approach.
FUND DATA
Type . . . . . . . . . . Open-ended Equity Growth Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Quarterly AAUM (Rs. in Crores): 4,210.42 (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . S&P BSE 100 Index
Note : Due to modification in licensing agreement between
the third party service providers, the name of applicable
benchmark indices have been revised. Therefore, the usage
of words S&P mentioned in various indices related to IISL
stands deleted and wherever the name of BSE has been
mentioned in the benchmark indices, the same shall be
prefixed by the word S&P. It may be noted that the above
mentioned modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Growth Fund - Direct Plan Bonus
Option
80.0098
Reliance Growth Fund - Direct Plan
Growth Option
481.5086
Reliance Growth Fund - Institutional
Dividend Plan
414.7443
Reliance Growth Fund - Institutional
Growth Plan
484.7304
Reliance Growth Fund - Bonus Plan 79.3557
Reliance Growth Fund - Dividend Plan 46.6848
Reliance Growth Fund - Growth Plan 478.3233
Reliance Growth Fund - Direct Plan
Dividend Option
52.4780
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
21-Mar-00 10.00 40.89 30.90
18-Feb-03 2.00 22.61 20.67
18-Jul-03 3.00 27.96 24.47
9-Oct-03 3.00 34.67 31.80
18-Dec-03 6.00 41.1 35.28
12-Mar-04 7.50 34.67 27.17
19-Oct-04 3.00 33.61 30.37
24-Dec-04 2.50 37.34 34.91
29-Mar-05 5.00 36.21 31.80
19-Dec-05 3.00 50.83 47.63
29-Mar-06 7.50 57.77 50.90
30-Oct-06 2.50 55.58 53.08
12-Mar-07 7.50 54.09 47.16
17-Aug-07 3.50 54.72 52.04
19-Mar-08 6.50 54.53 47.42
20-Mar-09 2.00 29.72 28.60
31-Oct-09 5.00 53.40 46.98
30-Mar-10 2.50 56.29 53.84
24-Mar-11 4.00 53.76 50.61
23-Mar-12 2.00 48.98 46.35
26-Mar-13 5.00 47.95 42.95
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it
will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit
NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of
applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
PORTFOLIO OF RELIANCE GROWTH FUND
As on 28th February 2014
Holdings Weightage %
Equities
HCL Technologies Ltd 7.56
Infosys Ltd 6.54
ICICI Bank Ltd 5.63
Divi's Laboratories Ltd 5.37
Lupin Ltd 5.00
United Spirits Ltd 4.66
Aditya Birla Nuvo Ltd 3.85
UPL Limited 3.70
Tech Mahindra Ltd 3.16
Axis Bank Ltd 3.12
Radico Khaitan Ltd 3.11
Larsen & Toubro Ltd 2.73
Indiabulls Housing Finance Ltd 2.42
Reliance Industries Ltd 2.40
Max India Ltd 2.16
Zee Entertainment Enterprises Ltd 1.99
Greaves Cotton Ltd 1.98
Jindal Saw Ltd 1.92
Crompton Greaves Ltd 1.89
Wipro Ltd 1.88
HT Media Ltd 1.54
Gujarat State Fertilizers & Chemicals Ltd 1.54
Bombay Dyeing & Mfg Company Ltd 1.48
Maruti Suzuki India Ltd 1.47
Orient Cement Ltd 1.47
The Federal Bank Ltd 1.46
Sesa Sterlite Ltd 1.34
State Bank Of India 1.33
Hikal Ltd 1.28
Reliance Communications Ltd 1.28
Dr. Reddy's Laboratories Ltd 1.26
Tata Motors Ltd 1.18
Bharti Airtel Ltd 1.01
LIC Housing Finance Ltd 1.01
Equity Less Than 1% Of Corpus 7.10
Sub Total Of Equities 96.80
Derivatives, Cash And Other Receivables 3.20
Grand Total 100.00
NAV as at December 31, 2013 (Rs.) 488.6639
Performance of Reliance Growth Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0000 23.76 10.95 10.20 488,667 66,596 58,834
December 31, 2012 to December 31, 2013 501.0374 -2.47 5.87 8.98
N.A. December 30,2011 to December 31, 2012 363.5511 37.82 29.96 25.70
December 31, 2010 to December 30, 2011 500.7821 -27.40 -25.73 -24.64
Since Inception Date - 08/10/1995 # Benchmark - S&P BSE 100 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
VOLATILITY MEASURES:
Beta: 0.9108
Standard Deviation: 2.5593%
R Squared: 0.8593
Sharpe Ratio : -0.0214
Portfolio Turnover Ratio: 0.46
Note: The above measures have been calculated by taking
rolling return for a 3 year period from 28/02/2011 with
9.07% Risk Free returns (taken as 91days T-bill yield as
on 28/02/2014)
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
19.13%
14.24%
12.00%
7.77%
5.59%
3.85%
3.74%
3.70%
3.53%
3.16%
2.73%
2.40%
2.38%
2.30%
2.29%
1.54%
1.48%
1.47%
1.34%
0.77%
0.74%
0.49%
0.16%
Software
Pharmaceuticals
Banks
Consumer Non Durables
Finance
Services
Auto
Pesticides
Media & Entertainment
Industrial Capital Goods
Construction Project
Petroleum Products
Ferrous Metals
Industrial Products
Telecom - Services
Fertilisers
Textiles - Synthetic
Cement
Minerals/Mining
Construction
Textile Products
Consumer Durables
Trading
Equities
96.80%
Derivatives,
Cash and Other
Receivables
3.20%
12 Fundamentals March 2014
Industry Classication as per AMFI.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Equity: Diversified Mid Cap & Small Cap
Reliance
Long Term
Equity Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate long term capital appreciation &
provide long-term growth opportunities by investing in
a portfolio constituted of equity & equity related
securities and Derivatives and the secondary objective
is to generate consistent returns by investing in debt
and money market securities.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
#Benchmark . . . . . . . . . . . .S&P BSE MIDCAP INDEX
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Long Term Equity Fund - Direct Plan
Growth Option
17.5711
Reliance Long Term Equity Fund - Dividend Plan 12.2745
Reliance Long Term Equity Fund - Growth Plan 17.4438
Reliance Long Term Equity Fund - Direct Plan
Dividend Option
13.4809
PORTFOLIO OF RELIANCE LONG TERM
EQUITY FUND
As on 28th February 2014
Holdings Weightage(%)
Equities
CCL Products (India) Ltd 7.56
ICICI Bank Ltd 5.06
Abbott India Ltd 4.98
Unichem Laboratories Ltd 4.87
HCL Technologies Ltd 4.71
Tube Investments Of India Ltd 4.48
Sundaram Finance Ltd 4.46
Greaves Cotton Ltd 4.06
Britannia Industries Ltd 3.23
Oriental Hotels Ltd 3.23
Biocon Ltd 3.02
UPL Limited 2.97
Rain Commodities Ltd 2.87
Gulf Oil Corporation Ltd 2.66
Atul Ltd 2.61
Arvind Ltd 2.58
Astra Microwave Products Ltd 2.30
Infosys Ltd 2.22
United Spirits Ltd 2.21
Corporation Bank 2.16
SKF India Ltd 2.11
Honeywell Automation India Ltd 2.02
Pearl Global Industries Ltd 1.92
VOLATILITY MEASURES:
Beta: 0.8485
Standard Deviation: 2.4362%
R Squared: 0.8887
Sharpe Ratio : -0.0001
Portfolio Turnover Ratio (Times): 0.14
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
24-Jan-14 1.00 13.0076 12.0076
18-Feb-11 1.50 14.6380 13.1175
16-Mar-12 1.00 12.6882 11.6270
8-Mar-13 1.00 12.9043 11.9043
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
Gujarat Narmada Valley Fertilizer Company Ltd 1.88
JSL Stainless Ltd 1.83
Everest Industries Ltd 1.76
BOC India Ltd 1.70
The Federal Bank Ltd 1.52
Rallis India Ltd 1.26
Ador Welding Ltd 1.15
Equity Less Than 1% Of Corpus 8.22
Sub Total Of Equities 97.62
Cash And Other Receivables 2.38
Grand Total 100.00
NAV as at June 29, 2012 (Rs.) 14.5497
Performance of Reliance Long Term Equity Fund - Growth Plan - Growth Option as on 29/06/2012
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till June 29, 2012 10.1546 6.75 4.76 4.25 14,328 12,917 12,576
June 29, 2011 to June 29, 2012 14.9349 -2.58 -7.07 -6.76
N.A. June 29, 2010 to June 29, 2011 15.003 -0.45 3.19 6.61
June 29, 2009 to June 29, 2010 10.8057 38.84 23.06 18.59
Since Inception Date - 27/12/2006 # Benchmark - S&P BSE 200 Index # Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 17.6694
Performance of Reliance Long Term Equity Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 15.3182 11.06 6.27 13.18 11,535 10,863 11,837
December 31, 2012 to December 31, 2013 17.1742 2.88 (5.73) 8.98 N.A.
#Since Inception Date - 21/08/2012 # Benchmark - S&P BSE MIDCAP INDEX # Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card w.e.f 19th Sep, 2011
# The benchmark of Reliance Long Term Equity Fund has been changed from S&P BSE 200 Index to S&P BSE MID CAP Index w.e.f. 21st Aug.
2012. Please refer addendum no. 48 published on 18th August 2012.
FUND DATA
Type . . . An Open Ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 26-Dec-2006
Inception Date . . . . . . . . . . . . . . . . . . . . 27-Dec-2006
Quarterly AAUM (Rs. in Crores): 754.62 (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Sunil Singhania
Assistant Fund Manager (w.e.f 1st Sep 2010):
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Samir Rachh
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** : 1% if redeeemed/switched out on or before
completion of 1 year from the date of allotment of units Nil
if redeemed/switched out after completion of 1 year from
the date of allotment of units
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
13.24%
12.87%
9.59%
7.66%
7.32%
7.18%
4.50%
4.48%
4.46%
4.23%
3.96%
3.23%
3.20%
2.66%
2.30%
1.88%
1.76%
0.92%
0.81%
0.70%
0.65%
Consumer Non Durables
Pharmaceuticals
Banks
Software
Industrial Products
Chemicals
Textile Products
Consumer Durables
Finance
Pesticides
Industrial Capital Goods
Hotels
Ferrous Metals
Petroleum Products
Telecom Equipment & Accessories
Fertilisers
Cement
Textiles - Synthetic
Oil
Construction
Services
Cash and Other
Receivables
2.38%
Equities
97.62%
13 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Diversified Mid Cap & Small Cap
Reliance
Small Cap Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long term capital appreciation by investing
predominantly in equity and equity related instruments
of small cap companies and the secondary objective is
to generate consistent returns by investing in debt and
money market securities.
Exit Load** . . . : 2%- If redeemed or switched out on or
before completion of 12 months from the date of
allotment of units
1%- lf redeemed or switched out after 12 months but on
or before completion of 24 months from the date of
allotment of units
Nil - lf redeemed or switched out after the completion of
24 months from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . S&P BSE Small Cap Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Small Cap Fund - Direct Plan Bonus
Option
12.2102
Reliance Small Cap Fund - Direct Plan Growth
Option
12.2102
Reliance Small Cap Fund - Bonus Plan 12.1237
Reliance Small Cap Fund - Dividend Plan 11.0875
Reliance Small Cap Fund - Growth Plan 12.1237
Reliance Small Cap Fund - Direct Plan
Dividend Option
11.1750
PORTFOLIO OF RELIANCE SMALL CAP FUND
As on 28th February 2014
Holdings Weightage %
Equities
Persistent Systems Ltd 6.37
Atul Ltd 4.86
Ceat Ltd 4.65
Tvs Motor Company Ltd 4.24
Infotech Enterprises Ltd 4.06
L G Balakrishnan & Bros Ltd 3.54
Unichem Laboratories Ltd 3.32
Fdc Ltd 3.17
Biocon Ltd 3.14
Agro Tech Foods Ltd 3.14
Venky's (India) Ltd 3.11
The Federal Bank Ltd 3.11
Tata Sponge Iron Ltd 2.37
NIIT Ltd 2.34
Orient Cement Ltd 2.17
Navin Fluorine International Ltd 2.13
Honeywell Automation India Ltd 1.96
Kirloskar Pneumatic Co.Ltd 1.91
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
Ashoka Buildcon Ltd 1.85
Rain Commodities Ltd 1.77
Elantas Beck India Ltd 1.76
Kirloskar Brothers Ltd 1.68
Greaves Cotton Ltd 1.66
Infosys Ltd 1.57
Century Enka Ltd 1.54
KCP Ltd 1.51
Polyplex Corporation Ltd 1.45
Oriental Bank Of Commerce 1.38
Indoco Remedies Ltd 1.31
Repco Home Finance Ltd 1.31
Elecon Engineering Company Ltd 1.16
Orient Paper & Industries Ltd 1.04
Zydus Wellness Ltd 1.01
Equity Less Than 1% Of Corpus 5.57
Sub Total Of Equities 87.16
Cash And Other Receivables 12.84
Grand Total 100.00
NAV as at December 31, 2013 (Rs.) 12.192
Performance of Reliance Small Cap Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 9.9921 6.26 -12.57 1.75 12,202 6,438 10,585
December 31, 2012 to December 31, 2013 10.8967 11.89 -11.23 8.98
N.A. December 30,2011 to December 31, 2012 7.6796 41.89 32.97 25.70
December 31, 2010 to December 30, 2011 10.2449 -25.04 -42.61 -24.64
*Since Inception Date -21/09/2010 # Benchmark - S&P BSE SMALL CAP ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
VOLATILITY MEASURES:
Beta: 0.7613
Standard Deviation: 2.3683%
R Squared: 0.8734
Sharpe Ratio: 0.0206
Portfolio Turnover Ratio (Times): 0.29
Note: The above measures have been calculated
by taking rolling return since inception with 9.07%
Risk Free returns (takan as 91days T-bill yield as on
28/02/2014)
FUND DATA
Type . . . . . . . . . . . . . . An Open Ended Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 16-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . 21-Sep-2010
Quarterly AAUM (Rs. in Crores): 311.02 (31/12/2013)
Minimum Investment . . : Rs. 5,000 and in multiples of
Re.1 thereafter
Maximum Subscription Limit: NA (w.e.f 15 January
2014)
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
14.34%
10.94%
8.76%
8.19%
8.11%
7.53%
4.48%
4.24%
3.68%
3.12%
3.08%
2.03%
1.85%
1.76%
1.54%
1.31%
0.90%
0.68%
0.61%
Software
Pharmaceuticals
Chemicals
Auto Ancillaries
Industrial Products
Consumer Non Durables
Banks
Auto
Cement
Industrial Capital Goods
Ferrous Metals
Consumer Durables
Construction Project
Miscellaneous
Textiles - Synthetic
Finance
Media & Entertainment
Paper
Diversified Consumer Services
Equities
87.16%
Cash and Other
Receivables
12.84%
DIVIDEND HISTORY
Record
Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
Dividend Plan 31-Jan-14 1.00 11.6954 10.6954
Direct Dividend
Plan
31-Jan-14 1.00 11.7716 10.7716
14 Fundamentals March 2014
Industry Classication as per AMFI.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Equity: Diversified Multi Cap
Reliance
Regular Savings
Fund - Equity Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
seek capital appreciation and or to generate consistent
returns by actively investing in equity / equity related
securities.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . Open-ended scheme
Date of allotment . . . . . . . . . . . . . . . . . . 08-Jun-2005
Inception Date . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
Quarterly AAUM (Rs. in Crores): 2,214.98 (31/12/2013)
Minimum Investment: . . . . . . . . Rs 500 & in multiples of
Re 1 thereafter
Fund Manager . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . .......(w.e.f 24th August 2009)
1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based on
the investors' assessment of various factors including the
service rendered by the distributor
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Rsf Equity Plan - Direct Plan
Growth Option
32.8185
Reliance Rsf Equity Plan - Dividend Plan 18.6993
Reliance Rsf Equity Plan - Growth Plan 32.5355
Reliance Rsf Equity Plan - Direct Plan
Dividend Option
21.4188
PORTFOLIO OF RELIANCE REGULAR SAVINGS
FUND EQUITY OPTION
As on 28th February 2014
Holdings Weightage %
Equities
Motherson Sumi Systems Ltd 6.40
Tata Consultancy Services Ltd 6.29
Divi's Laboratories Ltd 5.57
Infosys Ltd 5.28
United Spirits Ltd 3.85
ICICI Bank Ltd 3.36
HCL Technologies Ltd 3.34
Apollo Hospitals Enterprise Ltd 3.18
HDFC Bank Ltd 3.08
Maruti Suzuki India Ltd 2.93
Dr. Reddy's Laboratories Ltd 2.67
Larsen & Toubro Ltd 2.55
Torrent Pharmaceuticals Ltd 2.55
Oracle Financial Services Software Ltd 2.51
Aditya Birla Nuvo Ltd 2.25
The Phoenix Mills Ltd 2.22
Honeywell Automation India Ltd 2.13
Oriental Bank Of Commerce 1.92
Max India Ltd 1.86
Hero Motocorp Ltd 1.81
Alstom India Ltd 1.79
Cadila Healthcare Ltd 1.78
The Federal Bank Ltd 1.77
Tube Investments Of India Ltd 1.74
Shopper's Stop Ltd 1.73
Hindalco Industries Ltd 1.70
Cox & Kings Ltd 1.61
Hathway Cable & Datacom Ltd 1.58
ING Vysya Bank Ltd 1.51
BOC India Ltd 1.32
Tata Coffee Ltd 1.26
DIVIDEND HISTORY
Record
Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
Dividend Plan
24-Jul-09 5 22.6391 17.7355
11-Mar-11 2 22.1558 20.3510
23-Mar-12 1.5 19.2985 17.7986
22-Feb-13 2.5 20.5374 18.0374
28-Feb-14 1.25 18.5935 17.3435
Direct Dividend
Plan
28-Feb-14 1.25 21.2983 20.0483
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that
it will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend,
the per unit NAV falls to the extent of the dividend payout
and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy, if any. Face
value of Rs.10.
VOLATILITY MEASURES
Beta: 0.9214
Standard Deviation: 2.5961%
R Squared: 0.8563
Sharpe Ratio : -0.0165
Portfolio Turnover Ratio (Times): 0.44
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
ZEE Entertainment Enterprises Ltd 1.24
Power Finance Corporation Ltd 1.21
Reliance Communications Ltd 1.19
Dish Tv India Ltd 1.13
Equity Less Than 1% Of Corpus 10.68
Sub Total Of Equities 98.98
Derivatives, Cash And Other Receivables 1.02
Grand Total 100.00
NAV as at December 31, 2013 (Rs.) 32.7136
Performance of Reliance Regular Savings Fund - Equity Option - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0242 14.80 13.55 14.11 32,635 29,713 30,985
December 31, 2012 to December 31, 2013 33.9828 -3.73 5.87 8.98
N.A. December 30,2011 to December 31, 2012 23.2749 46.01 29.96 25.70
December 31, 2010 to December 30, 2011 33.2418 -29.98 -25.73 -24.64
Since Inception Date - 09/06/2005 # Benchmark - S&P BSE 100 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
17.41%
12.59%
6.40%
12.57%
5.97%
4.83%
4.74%
4.28%
4..07%
3.18%
3.07%
2.90%
2.25%
2.08%
1.86%
1.74%
1.73%
1.70%
1..65%
1.32%
1.17%
0.66%
0.44%
0.31%
0.05%
Software
Banks
Pharmaceuticals
Auto Ancillaries
Consumer Non Durables
Media & Entertainment
Auto
Construction Project
Industrial Capital Goods
Healthcare Services
Finance
Construction
Services
Telecom - Services
Transportation
Consumer Durables
Retailing
Ferrous Metals
Non - Ferrous Metals
Chemicals
Fertilisers
Industrial Products
Oil
Power
Trading
Equities
98.98%
Derivatives,
Cash and Other
Receivables
1.02%
15 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Reliance
Equity Opportunities
Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate capital appreciation & provide long-
term growth opportunities by investing in a portfolio
constituted of equity securities & equity related
securities and the secondary objective is to generate
consistent returns by investing in debt and money
market securities.
Equity: Diversified Multi Cap
Note : Due to modification in licensing agreement between
the third party service providers, the name of applicable
benchmark indices have been revised. Therefore, the usage
of words S&P mentioned in various indices related to IISL
stands deleted and wherever the name of BSE has been
mentioned in the benchmark indices, the same shall be
prefixed by the word S&P. It may be noted that the above
mentioned modification is only a name change and all other
features related to benchmark remain unchanged.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Equity Opportunities Fund -
Direct Plan Bonus Option
46.5341
Reliance Equity Opportunities Fund -
Direct Plan Growth Option
46.5341
Reliance Equity Opportunities Fund -
Institutional Dividend Plan
37.3579
Reliance Equity Opportunities Fund -
Institutional Growth Plan
12.2012
Reliance Equity Opportunities Fund -
Bonus Plan
46.1314
Reliance Equity Opportunities Fund -
Dividend Plan
25.1322
Reliance Equity Opportunities Fund -
Growth Plan
46.1314
Reliance Equity Opportunities Fund -
Direct Plan Dividend Option
28.1604
DIVIDEND HISTORY
Record Date Rate
(Re/ Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
7-Aug-06 1.00 16.41 15.41
1-Feb-07 1.50 20.88 19.53
19-Mar-08 1.50 18.19 16.56
24-Jul-09 2.00 17.10 15.29
11-Mar-11 2.00 23.49 21.63
29-Mar-12 1.50 23.54 22.04
1-Mar-13 2.50 25.02 22.52
Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be
net of applicable statutory levy, if any. Face value of
Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also.
VOLATILITY MEASURES:
Beta: 0.8444
Standard Deviation: 2.3697%
R Squared: 0.8618
Sharpe Ratio : 0.0375
Portfolio Turnover Ratio (Times): 0.67
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
FUND DATA
Type . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 28-Mar-2005
Inception Date . . . . . . . . . . . . . . . . . . . . . 31-Mar-2005
Quarterly AAUM (Rs. in Crores): 4,976.3 (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Sailesh Raj Bhan
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 46.3632
Performance of Reliance Equity Opportunities Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0000 19.14 13.93 14.45 46,363 31,328 32,606
December 31, 2012 to December 31, 2013 44.3419 4.56 1.37 8.98
N.A. December 30,2011 to December 31, 2012 30.0922 47.35 47.10 25.70
December 31, 2010 to December 30, 2011 38.3986 -21.63 -27.46 -24.64
Since Inception Date - 31/03/2005 # Benchmark - S&P BSE 100 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
PORTFOLIO OF RELIANCE EQUITY OPPORTUNITIES FUND
As on 28th February 2014
Holdings Weightage %
Equities
Divi's Laboratories Ltd 7.68
HCL Technologies Ltd 5.26
Infosys Ltd 4.93
Trent Ltd 4.42
Bharat Forge Ltd 3.65
Sano India Ltd 3.62
Shopper's Stop Ltd 3.62
Cummins India Ltd 3.32
Larsen & Toubro Ltd 3.18
State Bank Of India 3.13
ICICI Bank Ltd 3.09
Maruti Suzuki India Ltd 3.03
HDFC Bank Ltd 2.88
Abbott India Ltd 2.48
Prestige Estates Projects Ltd 2.45
Housing Development Finance
Corporation Ltd
2.35
Alstom T&D India Ltd 2.30
Hathway Cable & Datacom Ltd 2.24
Lakshmi Machine Works Ltd 1.99
Tata Consultancy Services Ltd 1.95
Info Edge (India) Ltd 1.89
Bharat Petroleum Corporation Ltd 1.84
Max India Ltd 1.80
Infotech Enterprises Ltd 1.79
Persistent Systems Ltd 1.62
Rain Commodities Ltd 1.56
Cipla Ltd 1.47
Kennametal India Ltd 1.42
Crompton Greaves Ltd 1.39
Gujarat State Petronet Ltd 1.33
Canara Bank 1.32
Hindustan Petroleum Corporation Ltd 1.31
Oriental Bank Of Commerce 1.31
Sun Tv Network Ltd 1.20
Cadila Healthcare Ltd 1.18
Voltas Ltd 1.04
Equity Less Than 1% Of Corpus 8.23
Sub Total Of Equities 99.27
Derivatives, Cash And Other Receivables 0.73
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
17.45%
16.43%
12.05%
8.33%
8.04%
7.26%
5.72%
4.22%
4.15%
3.37%
3.15%
3.03%
2.45%
1.33%
0.93%
0.56%
0.31%
0.29%
0.18%
0.01%
Software
Pharmaceuticals
Banks
Industrial Capital Goods
Retailing
Industrial Products
Media & Entertainment
Construction Project
Finance
Chemicals
Petroleum Products
Auto
Construction
Gas
Consumer Durables
Hotels
Ferrous Metals
Consumer Non Durables
Telecom - Services
Auto Ancillaries
Equities
99.27%
Derivatives,
Cash and Other
Receivables
0.73%
16 Fundamentals March 2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Industry Classication as per AMFI.
figures in %
Equity: Balanced
Reliance
Regular Savings
Fund - Balanced Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
generate consistent returns and appreciation of capital
by investing in a mix of securities comprising of equity,
equity related instruments & fixed income instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . . Open-ended scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 08-Jun-2005
Inception Date . . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
Quarterly AAUM (Rs. in Crores): 550.76 (31/12/2013)
Minimum Investment: . . . . . Rs 500 & in multiples of Re 1
thereafter
Fund Manager . . . . . . . Sanjay Parekh (w.e.f 2nd April
2012) & Amit Tripathi
Weighted Average YTM: . . . . . . . . . . . . . . . . . . 9.97%
(for the debt portion of the portfolio)
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 328 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 373 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . (w.e.f. 24th August
2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
VOLATILITY MEASURES
Beta: 1.0204
Standard Deviation: 1.9308%
R Squared: 0.8591
Sharpe Ratio : -0.0004
Portfolio Turnover Ratio (Times): 0.77
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill yield
as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Rsf Balanced Fund - Direct Plan
Growth Option
26.5416
Reliance Rsf Balanced Fund - Direct Plan-
Quarterly Dividend Option
10.7588
Reliance Rsf Balanced Fund - Dividend Plan 13.3213
Reliance Rsf Balanced Fund - Growth Plan 26.2867
Reliance Rsf Balanced Fund - Quarterly
Dividend
11.0477
Reliance Rsf Balanced Fund - Direct Plan
Dividend Option
14.9208
DIVIDEND HISTORY
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
8-Feb-13 1.4 14.1939 12.7939
29-Mar-12 1 13.3078 12.3079
3-Mar-11 2 15.0311 13.0213
30-Mar-10 2.5 16.9448 14.4334
24-Jul-09 3 16.9172 13.9043
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that
it will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend,
the per unit NAV falls to the extent of the dividend payout
and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy , if any. Face
value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based on
the investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . Crisil Balanced Fund Index
RATING PROFILE
Rating Weightage
Equity 72.51%
CRISIL AAA 12.59%
OTHER RECEIVABLES 7.19%
ICRA AAA 2.05%
CRISIL A1+ 1.83%
CARE AAA 1.49%
CARE A1+ 0.91%
CRISIL AA+ 0.82%
ICRA AA+ 0.60%
Grand Total 100.00%
NAV as at December 31, 2013 (Rs.) 26.4427
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 11.6173 12.54 7.35 5.98 22,776 16,394 14,988
December 31, 2012 to December 31, 2013 25.5446 3.52 6.05 8.98
N.A. December 30,2011 to December 31, 2012 19.0836 33.86 21.28 25.70
December 31, 2010 to December 30, 2011 23.6381 -19.27 -14.39 -24.64
Since Inception Date - 13/01/2007 # Benchmark - Crisil Balanced Fund Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Regular Savings Fund - Hybrid Option was launched on June 9, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f.
January 13, 2007. Consequently, Benchmark of Reliance Regular Saving Fund Balanced option has been changed to Crisil Balanced Fund Index from Crisil
MIP Index with effect from February 21, 2007. Accordingly performance of the scheme is from January 13, 2007.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed
more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed
on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many
period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable),
Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution
tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager
Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/-
per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
PORTFOLIO OF RELIANCE REGULAR SAVINGS
FUND- BALANCED OPTION
As on 28th February 2014
Holdings Weightage (%)
Infosys Ltd 6.10
HDFC Bank Ltd 5.77
Bharti Airtel Ltd 5.36
ICICI Bank Ltd 3.94
Divi's Laboratories Ltd 3.70
Tvs Motor Company Ltd 3.47
Alstom T&D India Ltd 2.87
Cummins India Ltd 2.84
Larsen & Toubro Ltd 2.81
Housing Development Finance Corporation Ltd 2.42
Oil India Ltd 2.39
Hindustan Zinc Ltd 2.31
Swaraj Engines Ltd 2.15
Sun Pharmaceuticals Industries Ltd 2.12
Sesa Sterlite Ltd 2.11
Onmobile Global Ltd 1.99
Zee Entertainment Enterprises Ltd 1.93
Tata Motors Ltd 1.91
Wipro Ltd 1.68
HCL Technologies Ltd 1.48
Abbott India Ltd 1.29
Bank Of Baroda 1.29
Yes Bank Ltd 1.26
Hero Motocorp Ltd 1.11
Sun Tv Network Ltd 1.00
Equity Less Than 1% Of Corpus 7.19
Sub Total Of Equities 72.51
Certicate Of Deposit
IDBI Bank Ltd 1.83
Sub Total Of Certicate Of Deposit 1.83
Non Convertible Debentures.
Housing Development Finance Corporation Ltd 7.02
Power Finance Corporation Ltd 2.51
LIC Housing Finance Ltd 2.01
IDFC Ltd. 1.14
Tata Capital Financial Services Ltd 0.82
Power Grid Corporation Of India Ltd 0.44
Tata Sons Ltd 0.19
Rural Electrication Corporation Ltd 0.18
Sub Total Of Non Convertible Debentures 14.31
Commercial Paper
L&T Finance Ltd 0.91
Sub Total Of Commercial Paper 0.91
Zero Coupon Bond
LIC Housing Finance Ltd 1.49
Sundaram Finance Ltd 0.60
IDFC Ltd. 0.54
ICICI Home Finance Company Ltd 0.38
Housing Development Finance Corporation Ltd 0.24
Sub Total Of Zero Coupon Bond 3.25
Cash And Other Receivables 7.19
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
13.07%
9.26%
7.71%
7.47%
7.35%
5.00%
4.81%
3.31%
2.87%
2.81%
2.39%
2.31%
2.11%
0.93%
0.68%
0.44%
Banks
Software
Auto
Pharmaceuticals
Telecom - Services
Industrial Products
Media & Entertainment
Finance
Industrial Capital Goods
Construction Project
Oil
Non - Ferrous Metals
Minerals/Mining
Auto Ancillaries
Power
Construction
Construction 0.44%
Auto Ancillaries 0.93% Power 1.12%
Minerals/Mining 2.11%
Non - Ferrous Metals 2.31%
Oil 2.39%
Construction Project 2.81%
Industrial Capital Goods 2.87%
Other Receivables 7.19%
Media & Entertainment 4.81%
Industrial Products 5.00%
Miscellaneous 2.30%
Telecom - Services 7.35%
Pharmaceuticals 7.47% Auto 7.71%
Software 9.26%
Banks 14.90%
Finance 19.04%
17 Fundamentals March 2014
Equity: Sector
Reliance
Banking Fund*
INVESTMENT OBJECTIVE:
The primary investment objective of the scheme is to
seek to generate continous returns by actively investing
in equity and equity related securities of companies in
the Banking Sector and companies engaged in allied
activities related to Banking Sector.
FUND DATA
Type . . . . . . . . . Open-ended Banking Sector Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 26-May-2003
Inception Date . . . . . . . . . . . . . . . . . . . . 28-May-2003
Quarterly AAUM (Rs. in Crores): 1,453.78 (31/12/2013)
Minimum Investment: Rs 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . Sanjay Parekh w.e.f 2nd April 2012
Assistant Fund Manager (w.e.f. 1st Sep 2010): Shrey
Loonker
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . IISL CNX Bank Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
VOLATILITY MEASURES:
Beta: 0.9012
Standard Deviation: 3.7159%
R Squared: 0.9482
Sharpe Ratio : -0.0214
Portfolio Turnover Ratio: 0.38
Note : Bank Nifty Index is considered for calculating
volatility measures
Note: The above measures have been calculated by taking
rolling return for a 3 year period from 28/02/2011 with 9.07%
Risk Free returns (taken as 91days T-bill yield as on
28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Banking Fund - Direct Plan
Bonus Option
100.3438
Reliance Banking Fund - Direct Plan
Growth Option
100.3438
Reliance Banking Fund - Bonus Plan 100.1511
Reliance Banking Fund - Dividend Plan 29.9697
Reliance Banking Fund - Growth Plan 100.1511
Reliance Banking Fund - Direct Plan
Dividend Option
33.8184
DIVIDEND PLAN
Record Date Rate
(Re/
Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
25-Nov-03 1.00 13.32 12.31
28-Mar-05 3.00 23.26 19.94
29-Dec-05 4.00 25.05 21.35
30-Mar-06 5.00 21.16 16.32
21-Feb-07 2.00 19.57 17.24
5-Nov-07 2.00 27.85 25.85
28-Aug-09 2.00 27.26 25.26
25-Feb-11 2.50 38.92 36.79
16-Mar-12 1.00 35.43 34.43
18-Jan-13 4.00 44.47 40.47
7-Feb-14 3.00 32.04 29.04
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
figures in %
PORTFOLIO COMPOSITION AS ON 28th FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 107.6721
'Performance of Reliance Banking Fund - Growth Plan - Growth Option As on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0600 25.05 21.05 19.76 107,030 75,801 67,628
December 31, 2012 to December 31, 2013 120.1308 -10.37 -10.81 8.98
N.A. December 30,2011 to December 31, 2012 74.8383 60.52 57.06 25.70
December 31, 2010 to December 30, 2011 110.0222 -31.98 -32.52 -24.64
Since Inception Date - 28/05/2003 # Benchmark - IISL CNX Bank Index ## Additional Benchmark - S&P BSE SENSEX
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
*Reliance Banking Fund was launched on 28th May 2003. Subsequently the key features of the Scheme have been changed
w.e.f. 5th Sep. 2012. Please refer addendum no. 39 released on 31st July 2012.
PORTFOLIO OF RELIANCE BANKING FUND
As on 28th February 2014
Holdings Weightage %
Equities-
HDFC Bank Ltd 20.68
ICICI Bank Ltd 18.78
The Jammu & Kashmir Bank Ltd 6.32
Bajaj Finance Ltd 5.89
Housing Development Finance Corporation
Ltd
4.68
Indiabulls Housing Finance Ltd 4.64
Ing Vysya Bank Ltd 4.30
Yes Bank Ltd 4.18
Bank Of Baroda 4.13
Axis Bank Ltd 3.82
Canara Bank 3.75
Oriental Bank Of Commerce 3.06
LIC Housing Finance Ltd 3.06
The Federal Bank Ltd 2.96
Max India Ltd 2.20
Manappuram Finance Ltd 1.24
Repco Home Finance Ltd 1.15
Equity Less Than 1% Of Corpus 4.01
Sub Total Of Equities 98.85
Cash And Other Receivables 1.15
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equities
98.85%
Cash and Other
Receivables
1.15%
18 Fundamentals March 2014
Equity: Sector
Reliance
Diversified Power
Sector Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long term capital appreciation by investing
predominantly in equity and equity related securities of
companies in the power sector.
FUND DATA
Type . . . . . . . . . . .Open-ended Power Sector Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . .08-May-2004
Inception Date . . . . . . . . . . . . . . . . . . . . .10-May-2004
Quarterly AAUM (Rs. in Crores): 1,667.08 (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*: . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . S&P BSE Power index
Diversified Power Sector Fund was launched on May
10, 2004. Subsequently the key features of the Scheme
(asset allocation pattern and benchmark) were changed
w.e.f Sep. 7th, 2013. Refer Notice cum Addendum No 40
published on August 1, 2013, for further details.
VOLATILITY MEASURES
Beta: 0.8971
Standard Deviation: 3.2627%
R Squared: 0.8703
Sharpe Ratio : -0.1119
Portfolio Turnover Ratio: 0.36
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Diversied Power Sector Fund -
Direct Plan Bonus Option
46.3630
Reliance Diversied Power Sector Fund -
Direct Plan Growth Option
46.3630
Reliance Diversied Power Sector Fund -
Bonus Plan
46.1040
Reliance Diversied Power Sector Fund -
Dividend Plan
23.2794
Reliance Diversied Power Sector Fund -
Growth Plan
46.1040
Reliance Diversied Power Sector Fund -
Direct Plan Dividend Option
23.4514
DIVIDEND HISTORY
Record Date Rate
(Re/ Unit)
Cum
Dividend
NAV
*EX Dividend
NAV
29-Dec-05 4.00 22.7957 18.9886
21-Feb-07 2.50 30.4120 27.4754
17-Aug-07 3.00 35.0854 32.5381
28-Mar-08 1.50 44.8514 42.1742
26-Mar-09 2.00 27.1657 25.3848
30-Mar-10 2.50 49.1336 46.7484
18-Mar-11 1.50 39.4353 37.8239
22-Mar-13 3.00 27.0356 24.0356
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. Face value of Rs.10.
figures in %
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at June 28, 2013 (Rs.) 44.5608
Performance of Reliance Diversified Power Sector Fund - Growth Option as on 28/06/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till June 28, 2013 10.0404 17.71 6.14 14.66 44,381 17,239 34,911
June 28, 2012 to June 28, 2013 52.7548 -15.53 -15.22 14.16
N.A. June 28, 2011 to June 28, 2012 67.5556 -21.91 -24.33 -8.12
June 28, 2010 to June 28, 2011 81.8674 -17.48 -17.05 4.04
Since Inception Date-10/05/2004 # Benchmark-India Power Index ## Additional Benchmark-S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 50.4395
Performance of Reliance Diversified Power Sector Fund - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme Returns
(%)
Benchmark Returns #
(%)
Additional Benchmark
Returns ## (%)
Since inception till December 31, 2013 41.5745 21.32 14.89 5.87
Since Inception Date- 07/09/2013 # Benchmark-S&P BSE Power ## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
PORTFOLIO OF RELIANCE
DIVERSIFIED POWER SECTOR FUND
As on 28th February 2014
Holdings Weightage %
Equities
Reliance Infrastructure Ltd 5.56
Cummins India Ltd 5.53
ICICI Bank Ltd 5.33
Larsen & Toubro Ltd 5.31
PTC India Ltd 5.24
Reliance Industries Ltd 4.79
Sesa Sterlite Ltd 4.59
Crompton Greaves Ltd 4.11
Thermax Ltd 4.04
Gujarat Mineral Development
Corporation Ltd
3.81
Kec International Ltd 3.36
NTPC Ltd 3.30
Tata Power Company Ltd 3.03
Alstom India Ltd 2.92
IDFC Ltd. 2.82
Torrent Power Ltd 2.61
Alstom T&D India Ltd 2.54
JSL Stainless Ltd 2.45
Reliance Power Ltd 2.10
KSB Pumps Ltd 2.09
Kirloskar Brothers Ltd 2.00
Jindal Steel & Power Ltd 1.91
Kirloskar Pneumatic Co.Ltd 1.82
Apar Industries Ltd 1.52
Sterlite Technologies Ltd 1.37
Voltas Ltd 1.32
Exide Industries Ltd 1.20
Finolex Cables Ltd 1.09
MBL Infrastructures Ltd 1.07
Prakash Industries Ltd 1.04
Equity Less Than 1% Of Corpus 7.30
Sub Total Of Equities 97.17
Cash And Other Receivables 2.83
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
Note : Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 40 dated August 01, 2013.
For Product Label disclaimer please refer to page no. 2
Equities
97.17%
Cash and Other
Receivables
2.83%
19 Fundamentals March 2014
FUND DATA
Type . . . Open-ended Media & Entertainment Sector
Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . 30-Sep-2004
Inception Date . . . . . . . . . . . . . . . . . . . . 07-Oct-2004
Quarterly AAUM (Rs. in Crores): . . 95.9 (31/12/2013)
Minimum Investment . . . . Rs. 5,000 and in multiples
of Re 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . Sailesh Rajbhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** ..........................(w.e.f 24th August 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . IISL CNX Media & Entertainment Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE MEDIA AND
ENTERTAINMENT FUND
As on 28th February 2014
Holdings Weightage
Equities
Zee Entertainment Enterprises Ltd 15.43
Sun Tv Network Ltd 10.56
Hindustan Media Ventures Ltd 10.24
HT Media Ltd 9.73
Jagran Prakashan Ltd 9.42
Inox Leisure Ltd 9.07
Tv18 Broadcast Ltd 8.18
Info Edge (India) Ltd 5.83
Hathway Cable & Datacom Ltd 5.72
Dish Tv India Ltd 5.63
Hinduja Ventures Ltd 4.83
PVR Ltd 3.93
Equity Less Than 1% Of Corpus 0.00
Sub Total Of Equities 98.58
Cash And Other Receivables 1.42
Grand Total 100.00
VOLATILITY MEASURES
Beta: 0.7383
Standard Deviation: 2.6511%
R Squared: 0.7832
Sharpe Ratio : 0.059
Portfolio Turnover Ratio: 0.33
Note : CNX Media Index is considered for calculating
volatility measures
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Media & Entertainment Fund - Direct
Plan Bonus Option
37.7005
Reliance Media & Entertainment Fund - Direct
Plan Growth Option
37.7005
Reliance Media & Entertainment Fund -
Bonus Plan
37.3287
Reliance Media & Entertainment Fund -
Dividend Plan
17.5007
Reliance Media & Entertainment Fund -
Growth Plan
37.3287
Reliance Media & Entertainment Fund - Direct
Plan Dividend Option
19.9254
DIVIDEND HISTORY
Dividend Plan
Record Date Rate
(Re/ Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
17-Jan-14 2.00 19.8729 17.8729
29-Dec-05 1.00 15.3538 14.5695
29-Jan-07 2.50 23.2086 20.2771
28-Mar-08 1.50 23.3321 21.6013
18-Sep-09 1.50 18.4531 17.3196
25-Feb-11 2.50 18.0010 15.3930
16-Mar-12 1.00 17.4458 16.4458
11-Jan-13 2.50 23.3518 20.8518
Direct Dividend Plan
17-Jan-14 2.00 22.3350 20.3350
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option
would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also. Face
value of Rs.10.
Equity: Sector
Reliance
Media &
Entertainment Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate continous returns by investing in equity and
equity related or fixed income securities of Media &
Entertainment and other associated companies.
figures in %
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 38.5088
Performance of Reliance Media & Entertainment Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.008 15.70 12.39 15.10 38,478 29,427 36,668
December 31, 2012 to December 31, 2013 39.1012 -1.52 3.78 8.98
N.A. December 30,2011 to December 31, 2012 24.7535 57.96 69.49 25.70
December 31, 2010 to December 30, 2011 30.5491 -18.97 -30.17 -24.64
Since Inception Date-07/10/2004 # Benchmark-IISL CNX Media & Entertainment Index ## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equities
98.58%
Cash and Other
Receivables
1.42%
20 Fundamentals March 2014
DIVIDEND HISTORY
Record Date Rate
(Re/ Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
19-Dec-05 1.00 16.8681 15.8674
21-Feb-07 1.50 19.1030 17.5537
19-Mar-08 1.50 17.5487 15.9285
28-Aug-09 1.50 25.4824 23.9825
25-Feb-11 2.50 37.4619 34.8498
16-Mar-12 1.00 37.3398 36.3399
11-Jan-13 3.50 46.7579 43.2579
14-Feb-14 4.50 52.9275 48.4275
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment
of dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. Face value of Rs.10.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Pharma Fund - Direct Plan
Bonus Option
90.5189
Reliance Pharma Fund - Direct Plan
Growth Option
90.5189
Reliance Pharma Fund - Bonus Plan 89.7576
Reliance Pharma Fund - Dividend Plan 51.4309
Reliance Pharma Fund - Growth Plan 89.7576
Reliance Pharma Fund - Direct Plan
Dividend Option
56.5447
VOLATILITY MEASURES
Beta: 0.9213
Standard Deviation: 2.0501%
R Squared: 0.7834
Sharpe Ratio : 0.114
Portfolio Turnover Ratio: 0.48
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
Equity: Sector
Reliance
Pharma Fund
INVESTMENT OBJECTIVE:
The primary investment objective of the scheme is to
seek to generate consistent returns by investing in
equity and equity related or fixed income securities of
Pharma and other associated companies.
figures in %
FUND DATA
Type . . . . . . . . . . Open-ended Pharma Sector Scheme
Date of Allotment . . . . . . . . . . . . . . . . . . . 05-Jun-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Jun-2004
Quarterly AAUM (Rs. in Crores): 723.85 (31/12/2013)
Minimum Investment . . . . . . Rs. 5,000 and in multiples
of Re 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Sailesh Rajbhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . .(w.e.f. 24th August 2009)
1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units.
Nil if redeemed or switched out after completion of 1
year from the date of allotment of units.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . S&P BSE Health Care Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE PHARMA FUND
As on 28th February 2014
Holdings Weightage %
Equities-
Divi's Laboratories Ltd 11.30
Dr. Reddy's Laboratories Ltd 10.19
Cadila Healthcare Ltd 10.18
Sano India Ltd 9.80
Abbott India Ltd 8.45
Lupin Ltd 8.31
Sun Pharmaceuticals Industries Ltd 7.11
Cipla Ltd 6.92
Biocon Ltd 6.56
Indoco Remedies Ltd 4.04
IPCA Laboratories Ltd 3.94
Zydus Wellness Ltd 2.77
Merck Ltd 2.52
Sun Pharma Advanced Research
Company Ltd
2.34
Equity Less Than 1% Of Corpus 2.66
Sub Total Of Equities 97.10
Debt, Cash And Other Receivables 2.90
Grand Total 100.00
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 84.0449
Performance of Reliance Pharma Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0048 24.91 16.86 16.37 84,004 44,401 42,660
December 31, 2012 to December 31, 2013 69.5341 20.87 22.55 8.98
N.A. December 30,2011 to December 31, 2012 51.5686 34.84 38.53 25.70
December 31, 2010 to December 30, 2011 57.9578 -11.02 -12.83 -24.64
Since Inception Date - 08/06/2004 # Benchmark - S&P BSE Healthcare Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equities
97.10%
Debt, Cash and
Other Receivables
2.90%
21 Fundamentals March 2014
Equity: Tax Saver
Reliance
Tax Saver (ELSS)
Fund
INVESTMENT OBJECTIVE
The primary objective of the scheme is to generate long
term capital appreciation from a portfolio that is
invested predominantly in equity and equity related
instruments.
VOLATILITY MEASURES
Beta: 0.8632
Standard Deviation: 2.5736%
R Squared: 0.7627
Sharpe Ratio : 0.0159
Portfolio Turnover Ratio (Times): 0.96
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Tax Saver Fund - Direct Plan
Growth Option
24.9454
Reliance Tax Saver Fund - Dividend Plan 13.3241
Reliance Tax Saver Fund - Growth Plan 24.7765
Reliance Tax Saver Fund - Direct Plan
Dividend Option
14.7874
DIVIDEND HISTORY
Record Date Rate (Re/
Unit)
Cum
Dividend
NAV
*EX
Dividend
NAV
26-Dec-13 0.30 13.8827 13.5827
23-Sep-13 0.25 11.7342 11.4842
28-Jun-13 0.25 12.5391 12.2891
15-Mar-13 0.70 13.5195 12.8195
25-Jan-13 0.70 15.2853 14.5853
29-Mar-12 1.5 14.9833 13.4834
11-Feb-11 1.50 14.92 13.86
28-Aug-09 1.50 13.55 12.05
21-Feb-07 1.00 14.69 13.52
5-Nov-07 1.00 17.08 16.08
Past performance may or may not be sustained in
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is
not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be
net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also. Face
Value of Rs.10/-
Industry Classication as per AMFI.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
FUND DATA
Type . . . . . Open-ended Equity Linked Savings Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 21-Sep-2005
Inception Date . . . . . . . . . . . . . . . . . . . . 22-Sep-2005
Quarterly AAUM (Rs. in Crores): 1,865.02 (31/12/2013)
Minimum Investment . . . . . .Rs. 500 & in multiples of
Rs. 500 thereafter
Fund Manager . . . . . . . . . . . . . . . . . .Ashwani Kumar
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . Not Applicable
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO OF RELIANCE TAX SAVER (ELSS)
FUND
As on 28th February 2014
Holdings Weightage %
Equities
Tvs Motor Company Ltd 8.51
Acc Ltd 4.61
Bharti Airtel Ltd 4.13
Alstom T&D India Ltd 3.83
Divi's Laboratories Ltd 3.83
Sano India Ltd 3.22
Eicher Motors Ltd 3.22
Hdfc Bank Ltd 3.10
Tata Steel Ltd 3.03
Trent Ltd 2.91
Siemens Ltd 2.90
Hindustan Petroleum Corporation Ltd 2.82
Federal-Mogul Goetze (India) Ltd. 2.81
Honeywell Automation India Ltd 2.67
Shopper's Stop Ltd 2.67
Bharat Petroleum Corporation Ltd 2.63
Schneider Electric Infrastructure Ltd 2.60
The Ramco Cements Ltd 2.47
Info Edge (India) Ltd 2.33
Bharat Forge Ltd 2.30
Abb India Ltd 2.25
State Bank Of India 2.13
Cummins India Ltd 1.81
KSB Pumps Ltd 1.76
ICICI Bank Ltd 1.74
Swaraj Engines Ltd 1.73
Canara Bank 1.70
JK Cement Ltd 1.56
Indian Metals & Ferro Alloys Ltd 1.44
Hathway Cable & Datacom Ltd 1.38
Reliance Industries Ltd 1.37
Kennametal India Ltd 1.31
SML Isuzu Ltd 1.24
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 25.5337
Performance of Tax Saver (ELSS) Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 9.9500 12.06 11.74 12.10 25,662 25,070 25,750
December 31, 2012 to December 31, 2013 24.6765 3.47 5.87 8.98
N.A. December 30,2011 to December 31, 2012 16.8954 46.05 29.96 25.70
December 31, 2010 to December 30, 2011 22.2995 -24.23 -25.73 -24.64
Since Inception Date-22/09/2005 # Benchmark-S&P BSE 100 Index ## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
Reliance Infrastructure Ltd 1.09
Sundaram Clayton Ltd 1.05
Anant Raj Industries Ltd 1.01
Equity Less Than 1% Of Corpus 7.69
Sub Total Of Equities 98.83
Cash And Other Receivables 1.17
Grand Total 100.00
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
15.56%
12.97%
10.17%
8.89%
8.64%
7.75%
6.82%
5.58%
4.47%
4.29%
4.20%
2.33%
1.92%
1.38%
1.35%
1.09%
0.80%
0.62%
0.01%
Industrial Capital Goods
Auto
Banks
Industrial Products
Cement
Pharmaceuticals
Petroleum Products
Retailing
Ferrous Metals
Telecom - Services
Auto Ancillaries
Software
Construction
Media & Entertainment
Consumer Durables
Power
Finance
Diversified Consumer Services
Chemicals
Equities
98.83%
Cash and Other
Receivables
1.17%
22 Fundamentals March 2014
Equity: Tax Saver
Reliance
Equity Linked
Saving Fund Series I
INVESTMENT OBJECTIVE
The primary objective of the scheme is to generate
long-term capital appreciation from a portfolio that is
invested predominantly in equities along with income
tax benefit.

VOLATILITY MEASURES:
Beta: 8319
Standard Deviation: 4389%
R Squared: 0.7895
Sharpe Ratio: 0.0115
Portfolio Turnover Ratio (Times): 0.72
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
Industry Classication as per AMFI.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Equity Linked Saving Fund -
Series I - Dividend Plan
16.8382
Reliance Equity Linked Saving Fund -
Series I - Growth Plan
16.8382
figures in %
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
NAV as at December 31, 2013 (Rs.) 17.0029
Performance of Reliance Equity Linked Savings Fund - Series I- Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0333 9.60 5.03 5.42 16,946 13,260 13,548
December 31, 2012 to December 31, 2013 16.7728 1.37 1.37 8.98
N.A. December 30,2011 to December 31, 2012 11.4027 47.10 47.10 25.70
December 31, 2010 to December 30, 2011 15.7195 -27.46 -27.46 -24.64
Since Inception Date - 01/04/2008 # Benchmark - S&P BSE 100 Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of t he calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less
than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar
quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
PORTFOLIO OF RELIANCE EQUITY LINKED
SAVING FUND SERIES I
As on 28th February 2014
Holding Weightage(%)
Equities
TD Power Systems Ltd 6.98
Cummins India Ltd 6.12
Shopper's Stop Ltd 5.20
Bharat Forge Ltd 5.18
Trent Ltd 4.81
Divi's Laboratories Ltd 4.78
Abbott India Ltd 4.67
Cadila Healthcare Ltd 4.50
Infotech Enterprises Ltd 4.34
Icici Bank Ltd 4.04
Infosys Ltd 3.70
Hindustan Media Ventures Ltd 3.60
Alstom India Ltd 3.20
Housing Development Finance Corporation Ltd 3.17
Career Point Ltd 2.99
State Bank Of India 2.97
Wipro Ltd 2.90
Bharat Petroleum Corporation Ltd 2.74
Cipla Ltd 2.57
Hindustan Petroleum Corporation Ltd 2.56
Larsen & Toubro Ltd 2.50
Reliance Power Ltd 2.31
Gujarat State Petronet Ltd 2.24
Jet Airways (India) Ltd 2.09
Indian Metals & Ferro Alloys Ltd 1.99
The Jammu & Kashmir Bank Ltd 1.94
Equity Less Than 1% Of Corpus 0.10
Sub Total Of Equities 94.20
Cash And Other Receivables 5.80
Grand Total 100.00
FUND DATA
Type . .A 10 year close-ended Equity Linked Savings
Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 31-Mar-2008
Inception Date . . . . . . . . . . . . . . . . . . . . . 01-Apr-2008
Quarterly AAUM (Rs. in Crores): 102.92 (31/12/2013)
Minimum Investment . . . . Rs.500/- and in multiples of
Rs.500/- thereafter
Fund Manager . . . . . . . . . . . . . . . . . .Sailesh Raj Bhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil*
*In accordance with the SEBI (MFs) Regulations, 1996,
NFO expenses not exceeding 6% of the amount
mobilised, will be charged to the scheme and will be
amortised over a period of 10 years. If the investor opts
for the redemption before the completion of 10 years,
proportionate unamortized portion of the NFO expenses
outstanding as on the date of the redemption shall be
recovered from such investor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: - S&P BSE 100 Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words S&P mentioned in
various indices related to IISL stands deleted and
wherever the name of BSE has been mentioned in the
benchmark indices, the same shall be prefixed by the
word S&P. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
16.53%
11.30%
10.94%
10.28%
10.01%
8.94%
5.31%
3.60%
3.17%
2.99%
2.50%
2.31%
2.24%
2.09%
1.99%
Pharmaceuticals
Industrial Products
Software
Industrial Capital Goods
Retailing
Banks
Petroleum Products
Media & Entertainment
Finance
Diversified Consumer Services
Construction Project
Power
Gas
Transportation
Ferrous Metals
Equities
94.20%
Cash and Other
Receivables
5.80%
23 Fundamentals March 2014
Arbitrage:
Reliance
Arbitrage Advantage
Fund
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate
income by taking advantage of the arbitrage
opportunities that potentially exists between cash and
derivative market and within the derivative segment
along with investments in debt securities & money
market instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . An Open Ended Arbitrage Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 14-Oct-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 20-Oct-2010
Quarterly AAUM (Rs. in Crores): . . . . 431.64 (31/12/2013)
Minimum Investment . . . . . . . . . Rs 5000 and in multiples of
Re. 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load (WEF September 13, 2013) . . . . 1% if redeemed/
switched on or before completion of 1 month from the date of
allotment of units. Nil if redeemed/switched after completion
of 1 month from the date of allotment of units.
*In accordance with the requirements specified by the SEBI
circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30,
2009 no entry load will be charged for purchase / additional
purchase / switch-in accepted by the Fund with effect from
August 01, 2009. Similarly, no entry load will be charged with
respect to applications for registrations under systematic
investment plans/ systematic transfer plans accepted by the
Fund with effect from August 01, 2009
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . Crisil Liquid Fund Index
PORTFOLIO OF RELIANCE ARBITRAGE ADVANTAGE
FUND
As on 28th February 2014
Holding Weightage (%)
Equities
Reliance Industries Ltd 1.96
Tech Mahindra Ltd 1.63
ICICI Bank Ltd 1.62
NTPC Ltd 1.55
Bharti Airtel Ltd 1.38
Lupin Ltd 1.33
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Arbitrage Advantage Fund - Direct
Plan Growth Option
13.5536
Reliance Arbitrage Advantage Fund -
Dividend Option
13.5004
Reliance Arbitrage Advantage Fund -
Growth Option
13.5004
Reliance Arbitrage Advantage Fund - Direct
Plan Dividend Option
13.5536
Industry Classication as per AMFI.
figures in %
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
VOLATILITY MEASURES:
Beta: 0.1878
Standard Deviation: 0.1628%
R Squared: 0.0031
Sharpe Ratio: 0.043
Portfolio Turnover Ratio (Times): 9.67
Note: The above measures have been calculated by taking
rolling return since inception with 9.07% Risk Free returns
(takan as 91days T-bill yield as on 28/02/2014)
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
Refer Notice No. 54 For Product Label disclaimer please refer to page no. 2
2.53%
2.32%
1.96%
1.86%
1.55%
1.38%
1.26%
1.06%
0.99%
0.95%
0.40%
0.19%
0.10%
Banks
Pharmaceuticals
Petroleum Products
Software
Power
Telecom - Services
Auto
Finance
Ferrous Metals
Minerals/Mining
Oil
Consumer Non Durables
Non - Ferrous Metals
Maruti Suzuki India Ltd 1.26
Equity Less Than 1% Of Corpus 5.81
Sub Total Of Equities 16.53
Derivatives, Cash And Other Receivables 83.47
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
NAV as at December 31, 2013 (Rs.) 13.3232
Performance of Reliance Equity Linked Savings Fund - Series I- Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0127 9.34 8.48 2.00 13,306 12,975 10,653
December 31, 2012 to December 31, 2013 12.1448 9.70 9.03 8.98
N.A. December 30,2011 to December 31, 2012 11.0516 9.89 8.54 25.70
December 31, 2010 to December 30, 2011 10.2030 8.32 8.15 -24.64
*Since Inception Date -20/10/2010 # Benchmark Crisil Liquid Fund Index ## Additional Benchmark S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with
other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis.
For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided
basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more
than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from
the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days
and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax,
if any. Since inception returns are based on rst declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance
Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance
Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/
end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
Equities
16.53%
Derivatives,
Cash and Other
Receivables
83.47%
DIVIDEND HISTORY
Record
Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*Ex-
Dividend
NAV
Dividend Plan 28-Feb-14 2.25 13.5084 11.2584
Direct Dividend
Plan
28-Feb-14 2.10 13.5623 11.4623
24 Fundamentals March 2014
ETF
R*Shares
Banking ETF
(Formerly R* Shares Banking Exchange Traded Fund)
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
returns that, before expenses, closely correspond to the
total returns of the securities as represented by the CNX
Bank Index. However, the performance of Scheme may
differ from that of the underlying index due to tracking
error.
NAV AS ON 28TH FEBRUARY 2014 Rs.
R* Shares Banking ETF - Dividend Payout Option 1,146.2314
ASSET ALLOCATION (%)
Equity 99.55
Cash & Other Receivables 0.45
PORTFOLIO OF R*SHARES BANKING ETF
As on 28th February 2014
Holding Weightage(%)
Equities
HDFC Bank Ltd 30.08
ICICI Bank Ltd 29.22
State Bank Of India 11.49
Axis Bank Ltd 9.53
Kotak Mahindra Bank Ltd 6.32
Indusind Bank Ltd 4.10
Bank Of Baroda 2.56
Punjab National Bank 1.99
Yes Bank Ltd 1.98
Equity Less Than 1% of Corpus 2.27
Sub Total of Equity 99.55
Cash and Other Receivables 0.45
Grand Total 100.00
FUND DATA
Type . . Open-ended, exchange listed, index linked scheme
(tracking CNX Bank Index)
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . 19-Jun-2008
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . 24-Jun-2008
Quarterly AAUM (Rs. in Crores): . . . .10.16 (31/12/2013)
Minimum Investment . . . . . On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund at applicable NAV and
transaction charges, if applicable, by transfering stocks or
cash, value of which is equal to creation unit size. Each
creation unit consist of 10,000 units and cash component, if
any, of R*Shares Banking ETF. Others can buy the units in
multiple of one from the exchange where they are traded.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .RELBANK
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . CNX Bank Nifty Index
NAV as at December 31, 2013 (Rs.) 1209.1417
Performance of R*Shares Banking ETF - Dividend payout Option As on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 548.7047 15.38 14.12 7.63 22,036 20,739 15,008
December 31, 2012 to December 31, 2013 1307.1398 -7.50 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 830.0601 57.48 56.54 25.70
December 31, 2010 to December 30, 2011 1206.6168 -31.21 -32.42 -24.64
Since Inception Date-24/06/2008 # Benchmark-CNX Bank Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
VOLATILITY MEASURES:
Beta: 0.983
Standard Deviation: 3.9329%
R Squared: 0.9991
Sharpe Ratio: -0.0116
Portfolio Turnover Ratio (Times): 0.04
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 28/02/2011
with 9.07% Risk Free returns (taken as 91days T-bill
yield as on 28/02/2014)
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
25 Fundamentals March 2014
ETF
R*Shares
CNX 100 Fund
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
investment returns that, before expenses, closely
correspond to the total returns of the securities as
represented by the CNX 100 Index, subject to tracking
errors. However, there can be no assurance or guarantee
that the investment objective of the Scheme will be
achieved.
ETF
R*Shares Nifty ETF
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
investment returns that, before expenses, closely
correspond to the total returns of the securities as
represented by the CNX Nifty Index, subject to tracking
errors. However, there can be no assurance or guarantee
that the investment objective of the Scheme will be
achieved.
NAV AS ON 28TH FEBRUARY 2014 Rs.
R*Shares CNX 100 Fund - Dividend
Payout Option
61.6866
NAV AS ON 28TH FEBRUARY 2014 Rs.
R*Shares Nifty ETF - Dividend Payout Option 62.9812
ASSET ALLOCATION (%)
Equities 98.26
Cash and Other Receivables 1.74
ASSET ALLOCATION (%)
Equities 99.54
Cash and Other Receivables 0.46
PORTFOLIO OF R*SHARES CNX 100
As on 28th February 2014
Holding Weightage(%)
Equities
Infosys Ltd 7.47
ITC Ltd 7.30
Reliance Industries Ltd 5.32
PORTFOLIO OF R*SHARES NIFTY ETF
As on 28th February 2014
Holding Weightage(%)
Equities
Infosys Ltd 8.90
ITC Ltd 8.71
Reliance Industries Ltd 6.34
Housing Development Finance
Corporation Ltd
6.16
figures in %
figures in %
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2014
FUND DATA
Type . . . . . . . An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . 22-March-2013
Inception Date . . . . . . . . . . . . . . . . . . . . . . . 28-March-2013
Quarterly AAUM (Rs. in Crores): . . . . .7.06 (31/12/2013)
Minimum Investment . . . . . On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund at applicable NAV and
transaction charges, if applicable, by transfering stocks or
cash, value of which is equal to creation unit size. Each
creation unit consist of 100,000 units and cash component, if
any, of R*Shares CNX 100 Fund. Others can buy the units in
multiple of one from the exchange where they are traded.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELCNX100
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . . CNX 100 Index
FUND DATA
Type . . . . . . . An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . 22-November-2013
Inception Date . . . . . . . . . . . . . . . . . . . . 27-November-2013
Quarterly AAUM (Rs. in Crores): . . . . . . . .5.36 (31/12/2013)
Minimum Investment . . . . . Purchases directly from the
Mutual Fund would be restricted to Authorized Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorized Participants and
Large Investors may buy the units in creation unit size on any
business day for the scheme directly from the Mutual Fund in
exchange of the Portfolio Deposit and Cash# Component.
Each creation unit consists of 50,000 units and cash
component, if any, of R*Shares Nifty ETF. The minimum
number of units that can be bought or sold on the exchange
is 1 (one) unit and in multiples of 1 unit.
# RTGS, NEFT or transfer cheque.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELNlFTY
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . CNX Nifty Index
Housing Development Finance
Corporation Ltd
5.16
HDFC Bank Ltd 5.01
ICICI Bank Ltd 4.88
Tata Consultancy Services Ltd 4.71
Larsen & Toubro Ltd 3.66
Tata Motors Ltd 3.04
Oil & Natural Gas Corporation Ltd 2.09
Sun Pharmaceuticals Industries Ltd 1.97
State Bank Of India 1.92
Mahindra & Mahindra Ltd 1.82
HCL Technologies Ltd 1.70
AXIS Bank Ltd 1.59
Wipro Ltd 1.58
Hindustan Unilever Ltd 1.58
Dr. Reddy's Laboratories Ltd 1.48
Bharti Airtel Ltd 1.39
Tech Mahindra Ltd 1.12
Bajaj Auto Ltd 1.06
Kotak Mahindra Bank Ltd 1.05
Equity Less Than 1% Of Corpus 31.39
Sub Total Of Equities 98.26
Cash And Other Receivables 1.74
Grand Total 100.00
HDFC Bank Ltd 5.97
ICICI Bank Ltd 5.81
Tata Consultancy Services Ltd 5.60
Larsen & Toubro Ltd 4.35
Tata Motors Ltd 3.61
Oil & Natural Gas Corporation Ltd 2.49
Sun Pharmaceuticals Industries Ltd 2.34
State Bank Of India 2.28
Mahindra & Mahindra Ltd 2.16
HCL Technologies Ltd 2.02
Axis Bank Ltd 1.89
Wipro Ltd 1.88
Hindustan Unilever Ltd 1.87
Dr. Reddy's Laboratories Ltd 1.77
Bharti Airtel Ltd 1.65
Bajaj Auto Ltd 1.26
Kotak Mahindra Bank Ltd 1.25
Lupin Ltd 1.14
Hero Motocorp Ltd 1.14
Ntpc Ltd 1.12
Tata Steel Ltd 1.11
Sesa Sterlite Ltd 1.06
Asian Paints Ltd 1.03
Maruti Suzuki India Ltd 1.01
Power Grid Corporation Of India Ltd 1.00
Equity Less Than 1% Of Corpus 12.61
Sub Total Of Equity 99.54
Cash And Other Receivables 0.46
Grand Total 100.00
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equities
98.26%
Cash and Other
Receivables
1.74%
Equities
99.54%
Cash and Other
Receivables
0.46%
26 Fundamentals March 2014
Debt - Liquid
Reliance
Liquidity Fund
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate
optimal returns consistent with moderate levels of
risk and high liquidity. Accordingly, investments shall
predominantly be made in Debt and Money Market
Instruments.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
FUND DATA
Type ............................ An Open Ended Liquid Scheme
Date of allotment ...................................... 16-Jun-2005
Inception Date .......................................... 16-Jun-2005
Quarterly AAUM : Rs. 7,952.44 Crores (31/12/2013)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter, w.e.f.Oct 08 2012
Fund Manager: ...........................................Amit Tripathi
Assistant Fund Manager: (w.e.f.1/10/2013) Vivek Sharma
Entry Load* : ........................................... Not Applicable
Exit Load: ................................................................. NIL
Weighted Average YTM: ...................................... 8.99%
Modified Duration: .............................................21 Days
Weighted Avg. Maturity: ....................................23 Days
Entry Load* ............................................. Not Applicable
Exit Load** .................................................................Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark ............................. Crisil Liquid Fund Index
NAV as at December 31, 2013 (Rs.) 1889.8607
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark ## (Rs)
Since inception till December 31, 2013 1000.14 7.73 7.02 5.56 18,896 17,865 15,887
December 31, 2012 to December 31, 2013 1729.89 9.25 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1577.30 9.67 8.54 8.11
December 31, 2010 to December 30, 2011 1447.17 8.99 8.15 6.42
30 days 1876.49 8.97 8.92 7.15
15 days 1883.42 8.91 7.71 8.13
7 days 1887.08 8.97 6.02 9.20
Since Inception Date - 16/06/2005 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Banks
37.31%
Pharmaceuticals 0.68%
Minerals/Mining 0.68%
Services 1.37%
Petroleum Products 2.06%
Ferrous Metals 2.26%
Finance 5.83%
Miscellaneous 22.62%
Cash & Other
Receivables 27.18%
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Liquidity Fund - Direct Plan Bonus Option 1,127.9846
Reliance Liquidity Fund - Direct Plan Growth Option 1,918.2667
Reliance Liquidity Fund - Direct Plan Monthly Dividend Option 1,002.4097
Reliance Liquidity Fund - Direct Plan Quarterly Dividend Option 1,002.8656
Reliance Liquidity Fund - Direct Plan Weekly Dividend Option 1,000.3500
Reliance Liquidity Fund - Bonus Option 1,126.9876
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Reliance Liquidity Fund - Daily Dividend 1,000.5100
Reliance Liquidity Fund - Growth Plan 1,916.4655
Reliance Liquidity Fund - Monthly Dividend 1,002.2004
Reliance Liquidity Fund - Quarterly Dividend Plan 1,020.2889
Reliance Liquidity Fund - Weekly Dividend 1,000.3500
Reliance Liquidity Fund - Direct Plan Daily Dividend Option 1,000.5100
PORTFOLIO OF RELIANCE LIQUIDITY FUND
As On 28Th February 2014
Holding RATING Weight-
age (%)
Bills Rediscounting
Kotak Mahindra Bank Ltd UNRATED 4.74
ICICI Bank Ltd UNRATED 1.50
Sub Total Of Bills Rediscounting 6.24
Certicate Of Deposit
Andhra Bank CARE A1+ 5.50
The Jammu & Kashmir Bank Ltd CRISIL A1+ 5.44
Allahabad Bank [ICRA]A1+ 4.44
The Federal Bank Ltd CRISIL A1+ 4.11
Bank Of Baroda CRISIL A1+ 2.73
Corporation Bank CRISIL A1+ 2.71
Uco Bank CRISIL A1+ 1.44
Axis Bank Ltd [ICRA]A1+ 0.96
Bank Of India CRISIL A1+ 0.69
Idbi Bank Ltd CRISIL A1+ 0.69
Vijaya Bank CARE A1+ 0.69
Ratnakar Bank Ltd [ICRA]A1+ 0.68
Yes Bank Ltd CRISIL A1+ 0.52
Dena Bank [ICRA]A1+ 0.34
State Bank Of Hyderabad [ICRA]A1+ 0.14
Sub Total Of Certicate Of Deposit 31.07
Commercial Paper
National Housing Bank [ICRA]A1+ 8.92
Small Industries Dev Bank Of India CRISIL A1+ /
CARE A1+
8.25
Talwandi Sabo Power Ltd CRISIL A1+ 3.62
Steel Authority Of India Ltd CARE A1+ 2.26
Chennai Petroleum Corporation Ltd [ICRA]A1+ 2.06
Indiabulls Housing Finance Ltd CRISIL A1+ 1.71
Magma Fincorp Ltd CARE A1+ 1.38
India Infoline Ltd [ICRA]A1+ 1.37
Aditya Birla Nuvo Ltd [ICRA]A1+ 1.37
Bharat Aluminium Co Ltd. CRISIL A1+ 1.15
Sundaram Finance Ltd [ICRA]A1+ 0.69
Indiabulls Securities Ltd BWR A1+ 0.68
Sesa Sterlite Ltd CRISIL A1+ 0.68
Birla Tmt Holdings Pvt Ltd CRISIL A1+ 0.68
Piramal Enterprises Ltd [ICRA]A1+ 0.68
Sub Total Of Commercial Paper 35.50
Cash And Other Receivables 27.18
Grand Total 100.00
DIVIDEND HISTORY
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention
of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any.
Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.1000 w.e.f 5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
EX Dividend
NAV*
Reliance Liquidity Fund - Weekly Dividend
28-Feb-14 1.2992 1002.0172 1000.3500
21-Feb-14 1.2839 1001.9976 1000.3500
14-Feb-14 1.2856 1001.9998 1000.3500
7-Feb-14 1.2743 1001.9853 1000.3500
31-Jan-14 1.2775 1001.9894 1000.3500
24-Jan-14 1.3004 1002.0187 1000.3500
17-Jan-14 1.3025 1002.0214 1000.3500
10-Jan-14 1.3058 1002.0257 1000.3500
3-Jan-14 1.3447 1002.0756 1000.3500
27-Dec-13 1.3262 1002.0519 1000.3500
20-Dec-13 1.3301 1002.0568 1000.3500
Reliance Liquidity Fund - Direct Weekly Dividend
28-Feb-14 1.3068 1002.0269 1000.3500
21-Feb-14 1.2913 1002.0071 1000.3500
14-Feb-14 1.2931 1002.0094 1000.3500
7-Feb-14 1.2819 1001.9950 1000.3500
31-Jan-14 1.2875 1002.0022 1000.3500
24-Jan-14 1.3123 1002.0340 1000.3500
17-Jan-14 1.3145 1002.0368 1000.3500
10-Jan-14 1.3178 1002.0411 1000.3500
3-Jan-14 1.3567 1002.0910 1000.3500
27-Dec-13 1.3382 1002.0673 1000.3500
20-Dec-13 1.3420 1002.0721 1000.3500
Reliance Liquidity Fund - Monthly Dividend
25-Feb-14 5.3205 1008.3018 1001.4743
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
EX Dividend
NAV*
27-Jan-14 6.0340 1009.2139 1001.4708
26-Dec-13 5.9587 1009.1317 1001.4852
25-Nov-13 6.2545 1009.5188 1001.4927
25-Oct-13 6.5796 1009.9733 1001.5300
25-Sep-13 6.8997 1010.4176 1001.5636
26-Aug-13 6.3783 1009.7582 1001.5732
25-Jul-13 4.1318 1005.9737 1000.6716
Reliance Liquidity Fund - Direct Monthly Dividend
25-Feb-14 5.3530 1008.5486 1001.6794
27-Jan-14 6.0902 1009.4909 1001.6757
26-Dec-13 6.0134 1009.4066 1001.6899
25-Nov-13 6.3119 1009.7969 1001.6972
25-Oct-13 6.6330 1010.2467 1001.7350
25-Sep-13 6.9527 1010.6903 1001.7683
26-Aug-13 7.1624 1010.9691 1001.7779
25-Jul-13 4.1894 1007.1781 1001.8020
Reliance Liquidity Fund - Qtly Dividend
19-Dec-13 18.9424 1027.4978 1003.1900
19-Sep-13 16.8965 1024.8613 1003.1789
19-Jun-13 17.1801 1024.6154 1002.5690
19-Mar-13 16.0619 1023.1086 1002.7041
19-Dec-12 7.5009 1011.6431 1002.1142
Reliance Liquidity Fund - Direct Qtly Dividend
19-Dec-13
19-Sep-13 13.9928 1025.0150 1007.0588
19-Mar-13 16.0619 1023.1086 1002.7041
RATING PROFILE
Rating Weightage
BWR A1+ 0.68%
CARE A1+ 11.19%
CRISIL A1+ 33.06%
UNRATED 6.24%
[ICRA]A1+ 21.64%
Cash & Other Receivables 27.18%
Grand Total 100.00%
27 Fundamentals March 2014
Ge Capital Services India Ltd CRISIL A1+ 0.59
RAYMOND LTD CARE A1+ 0.39
Jm Financial Products Ltd CARE A1+ / CRISIL A1+ 0.33
Magma Fincorp Ltd CARE A1+ 0.33
Bajaj Finance Ltd [ICRA]A1+ 0.33
L And T Fincorp Limited CARE A1+ 0.33
Berger Paints (I) Ltd CRISIL A1+ 0.20
Tata Capital Financial Services Ltd [ICRA]A1+ 0.16
Sub Total Of Commercial Paper 33.45
Corporate Bond
L&T Finance Holdings Ltd CARE AA+ 0.66
Tata Motors Finance Ltd CRISIL AA 0.49
Kotak Mahindra Prime Ltd CRISIL AA+ / [ICRA]AA+ 0.19
Tata Sons Ltd CRISIL AAA 0.13
L&T Finance Ltd [ICRA]AA+ 0.11
Sub Total Of Corporate Bond 1.59
Treasury Bill
Government Of India SOVEREIGN 0.78
Sub Total Of Treasury Bill 0.78
Zero Coupon Bond
Tata Capital Financial Services Ltd [ICRA]AA+ 0.11
Kotak Mahindra Prime Ltd CRISIL AA+ 0.09
Sub Total Of Zero Coupon Bond 0.20
Cash And Other Receivables 18.35
Grand Total 100.00
Debt - Liquid
Reliance
Liquid Fund
- Treasury Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate
levels of risk and high liquidity. Accordingly, investments
shall predominantly be made in Debt and Money
Market Instruments.
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
NAV as at December 31, 2013 (Rs.) 3056.2325
Performance of Reliance Liquid Fund - Treasury Plan- Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment of Rs 10000 in the
Scheme (Rs) Benchmark #
(Rs)
Additional
Benchmark ## (Rs)
Since inception till December 31, 2013 1520.60 7.18 6.59 5.34 20,103 19,020 16,876
December 31, 2012 to December 31, 2013 2797.60 9.24 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 2548.89 9.76 8.54 8.11
December 31, 2010 to December 30, 2011 2340.20 8.92 8.15 6.42
30 days 3034.55 8.99 8.92 7.15
15 days 3045.77 8.96 7.71 8.13
7 days 3051.71 9.01 6.02 9.20
Since Inception Date - 09/12/2003 (Launch date of existing plan which was Institutional Plan) # Benchmark - CRISIL Liquid Fund Index
## Additional Benchmark CRISIL - 1 Year T-Bill Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value
of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund -
Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end
date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
FUND DATA
Type . . . . . . . . . . . . . . . . . . . .Open-ended Liquid Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 18-Mar-1998
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 23-Mar-1998
Quarterly AAUM: . . . . . . . Rs.15,542.35 Crores (31/12/2013)
Minimum Investment: Rs. 100 and in multiples of Re. 1 thereafter
Fund Manager : . . . . . . . . . . (w.e.f.1/10/2013) Anju Chhajer
Weighted Average YTM: . . . . . . . . . . . . . . . . . . . . . . . 8.99%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Days
Weighted Avg. Maturity:. . . . . . . . . . . . . . . . . . . . . . . 30 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors assessment
of various factors including the service rendered by the
distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . Crisil Liquid Fund Index
Cash & Other Receivables 18.35%
Consumer Non Durables 0.20%
Textile Products 0.39%
Government of India 0.78%
Pharmaceuticals 0.97%
Ferrous Metals 2.45%
Minerals/Mining 2.94%
Petroleum Products 3.60%
Finance 6.54%
Miscellaneous 18.14%
Banks 45.64%
Reliance Liquid Fund-Treasury Plan - Direct Plan Weekly Dividend
Option
1,530.3000
Reliance Liquid Fund-Treasury Plan - Daily Dividend Plan 1,528.7400
Reliance Liquid Fund-Treasury Plan - Growth Plan 3,099.3725
Reliance Liquid Fund-Treasury Plan - Monthly Dividend Plan 1,587.9038
Reliance Liquid Fund-Treasury Plan - Quarterly Dividend Plan 1,020.3641
Reliance Liquid Fund-Treasury Plan - Weekly Dividend Plan 1,530.3000
Reliance Liquid Fund-Treasury Plan - Retail Daily Dividend Plan 1,524.2800
Reliance Liquid Fund-Treasury Plan - Retail Growth Plan 2,982.3568
Reliance Liquid Fund-Treasury Plan - Retail Monthly Dividend Plan 1,329.8896
Reliance Liquid Fund-Treasury Plan - Retail Quarterly Dividend 1,234.9619
Reliance Liquid Fund-Treasury Plan - Retail Weekly Dividend Plan 1,034.1700
Reliance Liquid Fund-Treasury Plan - Direct Plan Daily Dividend Option 1,528.7400
RATING PROFILE
Rating Weightage
CARE A1+ 10.99%
CARE AA+ 0.66%
CRISIL A1+ 41.39%
CRISIL AA 0.49%
CRISIL AA+ 0.22%
CRISIL AAA 0.13%
SOVEREIGN 0.78%
UNRATED 2.60%
[ICRA]A1+ 24.10%
[ICRA]AA+ 0.28%
Cash & Other Receivables 18.35%
Grand Total 100.00%
PORTFOLIO OF RELIANCE LIQUID FUND -TREASURY PLAN
As On 28Th February 2014
Holding RATING Weigh-
tage(%)
Bills Rediscounting
ICICI Bank Ltd UNRATED 1.30
Kotak Mahindra Bank Ltd UNRATED 1.30
Sub Total Of Bills Rediscounting 2.60
Certicate Of Deposit
Canara Bank CRISIL A1+ / [ICRA]A1+ 6.68
Central Bank Of India CARE A1+ / CRISIL A1+
/ [ICRA]A1+
4.64
IDBI Bank Ltd CRISIL A1+ 4.46
Axis Bank Ltd CRISIL A1+ 3.75
ICICI Bank Ltd [ICRA]A1+ / CRISIL A1+ 3.63
Bank Of Baroda CRISIL A1+ 3.42
Corporation Bank CRISIL A1+ 3.23
Allahabad Bank [ICRA]A1+ 2.45
Uco Bank CARE A1+ / CRISIL A1+ 2.22
Indian Overseas Bank CRISIL A1+ / CARE A1+ 2.10
Bank Of Maharashtra CRISIL A1+ 1.30
The Federal Bank Ltd CRISIL A1+ 1.01
Vijaya Bank CARE A1+ 0.95
Oriental Bank Of Commerce CRISIL A1+ 0.82
Andhra Bank [ICRA]A1+ 0.82
Yes Bank Ltd [ICRA]A1+ 0.65
Punjab National Bank CARE A1+ 0.49
Dena Bank CRISIL A1+ 0.33
Punjab & Sind Bank [ICRA]A1+ 0.07
Sub Total Of Certicate Of Deposit 43.04
Commercial Paper
National Housing Bank [ICRA]A1+ 5.55
IDFC Ltd. [ICRA]A1+ 3.26
Export Import Bank Of India CRISIL A1+ 3.11
Sesa Sterlite Ltd CRISIL A1+ 2.94
Chennai Petroleum Corporation Ltd [ICRA]A1+ 1.96
Indian Oil Corporation Ltd [ICRA]A1+ 1.63
JSW Steel Ltd CARE A1+ 1.47
Indiabulls Infrastructure Credit Ltd CRISIL A1+ 1.47
Stci Finance Limited CARE A1+ 1.31
Mahindra & Mahindra Financial Services Ltd CRISIL A1+ 1.31
Aditya Birla Finance Ltd [ICRA]A1+ 1.14
Kotak Mahindra Prime Ltd CRISIL A1+ 1.08
Steel Authority Of India Ltd CARE A1+ 0.98
Piramal Enterprises Ltd [ICRA]A1+ 0.97
Indiabulls Housing Finance Ltd CRISIL A1+ 0.65
L&T Finance Ltd CARE A1+ 0.65
Bharat Aluminium Co Ltd. CRISIL A1+ 0.65
India Infoline Finance Ltd [ICRA]A1+ 0.65
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Liquid Fund-Treasury Plan - Direct Plan Growth Option 3,102.2123
Reliance Liquid Fund-Treasury Plan - Direct Plan Monthly Dividend Option 1,591.2501
Reliance Liquid Fund-Treasury Plan - Direct Plan Quarterly Dividend
Option
1,023.4228
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.1000 w.e.f
5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
DIVIDEND HISTORY
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
EX Dividend
NAV*
Reliance Liquid Fund - TP - Retail - Wkly Dividend
28-Feb-14 1.2100 1,035.7227 1034.1700
21-Feb-14 1.2019 1,035.7124 1034.1700
14-Feb-14 1.2012 1,035.7114 1034.1700
7-Feb-14 1.1949 1,035.7034 1034.1700
31-Jan-14 1.1963 1,035.7052 1034.1700
24-Jan-14 1.2070 1,035.7189 1034.1700
17-Jan-14 1.2034 1,035.7143 1034.1700
10-Jan-14 1.2271 1,035.7447 1034.1700
3-Jan-14 1.2557 1,035.7814 1034.1700
27-Dec-13 1.2334 1,035.7527 1034.1700
20-Dec-13 1.2436 1,035.7659 1034.1700
Reliance Liquid Fund - TP - Direct - Wkly Dividend
28-Feb-14 1.9839 1,532.8459 1530.3000
21-Feb-14 1.9719 1,532.8304 1530.3000
14-Feb-14 1.9709 1,532.8292 1530.3000
7-Feb-14 1.9616 1,532.8172 1530.3000
31-Jan-14 1.9871 1,532.8499 1530.3000
24-Jan-14 2.0207 1,532.8930 1530.3000
17-Jan-14 2.0154 1,532.8863 1530.3000
10-Jan-14 2.0504 1,532.9312 1530.3000
3-Jan-14 2.0927 1,532.9855 1530.3000
27-Dec-13 2.0490 1,532.9294 1530.3000
20-Dec-13 2.0633 1,532.9477 1530.3000
Reliance Liquid Fund - TP - Retail - Mtly Dividend
25-Feb-14 6.4020 1,337.2400 1329.0246
27-Jan-14 7.2101 1,338.2734 1329.0210
26-Dec-13 7.1514 1,338.2197 1329.0427
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
EX Dividend
NAV*
25-Nov-13 7.6016 1,338.8100 1329.0552
25-Oct-13 8.0238 1,339.4111 1329.1145
25-Sep-13 8.6233 1,340.2299 1329.1640
26-Aug-13 9.1686 1,340.9631 1329.1975
25-Jul-13 4.3157 1,334.7696 1329.2315
Reliance Liquid Fund - TP - Direct - Mtly Dividend
25-Feb-14 8.4946 1,601.0080 1590.1073
27-Jan-14 9.7456 1,602.6092 1590.1031
26-Dec-13 9.5853 1,602.4289 1590.1285
25-Nov-13 10.0883 1,603.0862 1590.1404
25-Oct-13 10.5576 1,603.7574 1590.2093
25-Sep-13 11.2697 1,604.7283 1590.2665
26-Aug-13 11.9925 1,605.6922 1590.3028
25-Jul-13 6.1176 1,598.1889 1590.3385
Reliance Liquid Fund - TP - Retail - Qtly Dividend
19-Dec-13 21.0295 1,243.2422 1216.2561
19-Sep-13 18.0900 1,239.5155 1216.3015
19-Jun-13 18.9128 1,239.8192 1215.5494
19-Mar-13 18.0990 1,238.7336 1215.7411
19-Dec-12 18.1357 1,238.6159 1215.5768
20-Sep-12 20.8716 1,242.0584 1215.5437
19-Jun-12 0.2295 12.4486 12.1570
Reliance Liquid Fund - TP - Direct - Qtly Dividend
19-Dec-13 19.2515 1030.7912 1006.0867
19-Sep-13 16.8334 1027.6731 1006.0717
19-Jun-13 17.4581 1027.8434 1005.4403
19-Mar-13 14.1753 1023.5932 1005.5853
28 Fundamentals March 2014
Debt - Liquid
Reliance
Liquid Fund
- Cash Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate
levels of risk and high liquidity. Accordingly, investments
shall predominantly be made in Debt and Money
Market Instruments.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Liquid Cash Plan - Direct Plan Growth Option 2,046.4135
Reliance Liquid Cash Plan - Direct Plan Monthly Dividend Option 1,005.2831
Reliance Liquid Cash Plan - Direct Plan Quarterly Dividend Option 1,026.1942
Reliance Liquid Cash Plan - Direct Plan Weekly Dividend Option 1,091.6900
Reliance Liquid Cash Plan - Daily Dividend Plan 1,114.1500
Reliance Liquid Cash Plan - Growth Plan 2,037.4890
Reliance Liquid Cash Plan - Monthly Dividend Plan 1,002.4801
Reliance Liquid Cash Plan - Quarterly Dividend Plan 1,019.5243
Reliance Liquid Cash Plan - Weekly Dividend Plan 1,091.6900
Reliance Liquid Cash Plan - Direct Plan Daily Dividend Option 1,114.1500
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . .Open-ended Liquid Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 07-Dec-2001
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 07-Dec-2001
Quarterly AAUM: . . . . . . . .Rs. 1,477.09 Crores (31/12/2013)
Minimum Investment: . . . . . Rs. 5,000 & in multiples of Re.1
thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fund Manager: . . . . . . . . . . (w.e.f.1/10/2013) Anju Chhajer
Assistant Fund Manager : . . (w.e.f.1/10/2013) Vivek Sharma
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . . . . . 9.19%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . . . . . . . 32 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors assessment
of various factors including the service rendered by the
distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . .Crisil Liquid Fund Index
PORTFOLIO OF RELIANCE LIQUID FUND - CASH PLAN
As on 28th February 2014
Holding Rating Weigh-
Tage (%)
Certicate of Deposit
Kotak Mahindra Bank Ltd CRISIL A1+ 9.89
Oriental Bank Of Commerce CRISIL A1+ 9.89
State Bank Of Mysore CRISIL A1+ 8.60
Corporation Bank CRISIL A1+ 4.92
Canara Bank CRISIL A1+ 2.98
Allahabad Bank [ICRA]A1+ 0.37
Sub Total Of Certicate Of Deposit 36.66
Commercial Paper
Sesa Sterlite Ltd CRISIL A1+ 5.39
National Housing Bank [ICRA]A1+ 4.98
Small Industries Dev Bank Of India CARE A1+ 4.97
Vardhman Textiles Ltd CRISIL A1+ 4.96
Piramal Enterprises Ltd [ICRA]A1+ 4.91
Housing Development Finance Corporation
Ltd
[ICRA]A1+ 4.90
TGS Investment & Trade Pvt Ltd [ICRA]A1+ 2.47
L&T Finance Ltd CRISIL A1+ 0.99
Eid Parry India Ltd CRISIL A1+ 0.74
Sundaram Bnp Paribas Home Fina Ltd [ICRA]A1+ 0.50
Ge Capital Services India Ltd CRISIL A1+ 0.50
Tata Steel Ltd CRISIL A1+ 0.50
Birla Tmt Holdings Pvt Ltd CRISIL A1+ 0.25
Tata Capital Financial Services Ltd CRISIL A1+ 0.25
Sub Total Of Commercial Paper 36.30
Cash And Other Receivables 27.04
Grand Total 100.00
NAV as at September 29, 2010 (Rs.) 15.3246
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark ## (Rs)
Since inception till September 29, 2010 10.0017 4.96 N.A. 5.12 15,325 N.A. 15,531
September 29, 2009 to September 29, 2010 14.8128 3.46 4.04 2.41
N.A.
September 29, 2008 to September 29, 2009 14.2794 3.74 6.85 7.33
September 29, 2007 to September 29, 2008 13.4081 6.50 7.49 5.09
30 days 15.2654 4.88 5.83 3.24
15 days 15.2928 5.06 6.00 3.56
7 days 15.3112 4.56 5.90 4.86
Since Inception Date - 07/12/2001 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Nav as at December 31, 2013 (Rs.) 2011.7672
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark ## (Rs)
Since inception till December 31, 2013 1541.93 8.82 8.51 6.68 13,047 12,929 12,256
December 31, 2012 to December 31, 2013 1853.96 8.51 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1696.67 9.27 8.54 8.11
December 31, 2010 to December 30, 2011 1557.31 8.95 8.15 6.42
30 days 1999.05 8.01 8.92 7.15
15 days 2005.64 7.96 7.71 8.13
7 days 2009.17 7.85 6.02 9.20
Since Inception Date - 09/11/2010 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Reliance Liquid Fund - Cash Plan was launched on Dec 7, 2001. Subsequently the key features of the Scheme have been changed w.e.f Nov 9, 2010. Accordingly,
above performance is calculated from November 9, 2010.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the
start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Cash & Other Receivables 27.04%
Ferrous Metals 0.50%
Fertilisers 0.74%
Finance 4.90%
Pharmaceuticals 4.91%
Textiles - Cotton 4.96%
Minerals/Mining 5.39%
Miscellaneous 14.90%
Banks 36.66%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
DIVIDEND HISTORY
"Past performance may or may not be sustained in the future; "Past performance may or may not be sustained in the future; Dividend distribution is subject
to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention
of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy , if any. Face value of Rs.1000 w.e.f 5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
RATING PROFILE
Rating Weightage (%)
CARE A1+ 4.97%
CRISIL A1+ 49.86%
[ICRA]A1+ 18.13%
Cash & Other Receivables 27.04%
Grand Total 100.00%
Record Date (DD/MM/YY) Rate
(Re/ Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
Reliance LC - Dividend (Weekly)
28-Feb-14 1.3345 1093.4025 1091.6900
21-Feb-14 1.3176 1093.3808 1091.6900
14-Feb-14 1.2665 1093.3153 1091.6900
7-Feb-14 1.3712 1093.4496 1091.6900
31-Jan-14 1.1842 1093.2096 1091.6900
24-Jan-14 1.2773 1093.3291 1091.6900
17-Jan-14 1.2683 1093.3175 1091.6900
10-Jan-14 1.2513 1093.2957 1091.6900
3-Jan-14 1.2826 1093.3359 1091.6900
27-Dec-13 1.2955 1093.3525 1091.6900
20-Dec-13 1.3190 1093.3826 1091.6900
Reliance LC - Direct - Dividend (Weekly)
28-Feb-14 1.4549 1093.5570 1091.6900
21-Feb-14 1.4214 1093.5140 1091.6900
14-Feb-14 1.3287 1093.3951 1091.6900
7-Feb-14 1.4332 1093.5292 1091.6900
31-Jan-14 1.2463 1093.2893 1091.6900
24-Jan-14 1.3393 1093.4086 1091.6900
17-Jan-14 1.3303 1093.3971 1091.6900
10-Jan-14 1.3131 1093.3750 1091.6900
3-Jan-14 1.3447 1093.4156 1091.6900
27-Dec-13 1.3576 1093.4321 1091.6900
20-Dec-13 1.3820 1093.4635 1091.6900
Reliance LC - Dividend (Monthly)
25-Feb-14 4.9149 1008.1016 1001.7946
27-Jan-14
26-Dec-13 5.3527 1008.6431 1001.7743
25-Nov-13 5.7156 1009.1196 1001.7851
Record Date (DD/MM/YY) Rate
(Re/ Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
25-Oct-13 5.9120 1009.3969 1001.8103
25-Sep-13 6.9432 1010.7534 1001.8436
26-Aug-13 6.8225 1010.7006 1001.9456
25-Jul-13 3.5602 1006.5524 1001.9838
Reliance LC - Direct Dividend (Monthly)
25-Feb-14 5.2226 1011.2364 1004.5345
27-Jan-14 5.5998 1011.6928 1004.5068
26-Dec-13 5.6222 1011.7102 1004.4955
25-Nov-13 5.9852 1012.1857 1004.5052
25-Oct-13 6.1633 1012.4390 1004.5300
25-Sep-13 7.2070 1013.8107 1004.5623
26-Aug-13 7.1009 1013.7758 1004.6636
25-Jul-13 3.8154 1009.5976 1004.7015
Reliance LC - Dividend (Quarterly)
19-Dec-13 17.0925 1025.9616 1004.0277
19-Sep-13 16.0468 1024.5876 1003.9956
19-Jun-13 15.7220 1023.6471 1003.4719
19-Mar-13 15.2766 1023.0109 1003.6039
19-Dec-12 15.7143 1023.2020 1003.2390
20-Sep-12 17.4515 1025.3722 1003.2022
19-Jun-12 0.1966 10.2832 10.0335
19-Mar-12 0.1804 10.2633 10.0341
19-Dec-11 0.1737 10.2535 10.0328
Reliance LC - Direct Dividend (Quarterly)
19-Dec-13 17.9450 1032.7628 1009.7349
19-Sep-13 16.9076 1031.3974 1009.7007
19-Jun-13 16.5305 1030.3826 1009.1698
19-Mar-13 10.9780 1023.2543 1009.3082
29 Fundamentals March 2014
Tube Investments Of India Ltd CRISIL AA 5.95
Tata Sons Ltd CRISIL AAA 3.09
Tata Capital Financial Services Ltd CRISIL AA+ 2.06
Sundaram Finance Ltd CRISIL AA+ 1.72
Cholamandalam Investment And Finance
Company Ltd
[ICRA]AA 1.70
Tata Motors Finance Ltd CRISIL AA 1.37
Bajaj Finance Ltd CRISIL AA+ 1.03
Reliance Utilities & Power Pvt Ltd CARE AAA 0.04
Sub Total Of Corporate Bond 53.31
Zero Coupon Bond
Madura Garments Lifestyle Retail Co Ltd [ICRA]AA+ 3.96
Sub Total Of Zero Coupon Bond 3.96
Cash And Other Receivables 2.71
Grand Total 100.00
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Floating Rate - Short Term Plan - Direct Plan Growth Option 19.8965
Reliance Floating Rate - Short Term Plan - Direct Plan Monthly Dividend
Option
10.3372
Reliance Floating Rate - Short Term Plan - Direct Plan Quarterly Dividend
Option
10.2027
Reliance Floating Rate - Short Term Plan - Direct Plan Weekly Dividend
Option
10.0896
Reliance Floating Rate - Short Term Plan - Direct Plan Dividend Plan 10.3998
Reliance Floating Rate - Short Term Plan - Daily Dividend Plan 10.0665
Reliance Floating Rate - Short Term Plan - Growth Plan 19.7766
Reliance Floating Rate - Short Term Plan - Monthly Dividend Plan 10.2340
Reliance Floating Rate - Short Term Plan - Quarterly Dividend Plan 10.3323
Reliance Floating Rate - Short Term Plan - Weekly Dividend Plan 10.0892
Reliance Floating Rate - Short Term Plan - Dividend Plan 10.3776
Reliance Floating Rate - Short Term Plan - Direct Plan Daily Dividend
Option
10.0665
RATING PROFILE
Rating Weightage (%)
CARE AAA 5.88%
CRISIL A1+ 31.89%
CRISIL AA 7.32%
CRISIL AA+ 4.81%
CRISIL AAA 33.60%
IND A1+ 4.86%
[ICRA]A1+ 3.27%
[ICRA]AA 1.70%
[ICRA]AA+ 3.96%
Cash & Other Receivables 2.71%
Grand Total 100.00%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Debt - Ultra Short Term
Reliance
Floating Rate Fund
- Short Term Plan
(Formerly as Reliance Floating Rate Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income through investment in a
portfolio comprising substantially of Floating Rate Debt
Securities (including floating rate securitised debt,
Money Market Instruments and Fixed Rate Debt
Instruments swapped for floating rate returns). The
scheme shall also invest in Fixed Rate Debt Securities
(including fixed rate securitised debt, Money Market
Instruments and Floating Rate Debt Instruments
swapped for fixed returns).
FUND DATA
Type . . . . . . . . . . . . . An Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 27-Aug-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 02-Sep-2004
Quarterly AAUM: . . Rs. 1,289.99 Crores (31/12/2013)
Minimum Investment: . Rs. 5,000 & in multiples of Re.1
thereafter
Fund Manager: . . . . . . . . . . . . . . . . . . . . . Amit Tripathi
Assistant Fund Manager: (w.e.f.1/10/2013) Vivek Sharma
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . 9.79%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 251 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . 261 Days
Entry Load * . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load ...............................Nil w.e.f. 7th March 2014
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . Crisil Liquid Fund Index
PORTFOLIO OF RELIANCE FLOATING RATE FUND
- SHORT TERM PLAN
As On 28Th February 2014
Holding RATING Weight-
age (%)
Certicate Of Deposit
Oriental Bank Of Commerce CRISIL A1+ 9.79
State Bank Of Travancore CRISIL A1+ 6.54
State Bank Of Mysore CRISIL A1+ 4.90
State Bank Of Patiala CRISIL A1+ 4.48
Corporation Bank CRISIL A1+ 4.14
Indian Overseas Bank [ICRA]A1+ 3.27
Bank Of India CRISIL A1+ 1.64
Indian Bank IND A1+ 1.60
Axis Bank Ltd CRISIL A1+ 0.31
IDBI Bank Ltd CRISIL A1+ 0.09
Sub Total Of Certicate Of Deposit 36.76
Commercial Paper
Il&Fs Financial Services Ltd IND A1+ 3.26
Sub Total Of Commercial Paper 3.26
Corporate Bond
Power Finance Corporation Ltd CRISIL AAA 13.00
Housing Development Finance Corporation
Ltd
CRISIL AAA 9.62
Small Industries Dev Bank Of India CRISIL AAA 7.21
LIC Housing Finance Ltd CARE AAA /
CRISIL AAA
6.53
NAV as at December 31, 2013 (Rs.) 19.5553
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of Rs
10000 in the
Returns (%) ##
Scheme
(Rs)
Benchmark
#(Rs)
Additional
Benchmark # # (Rs)
Since inception till December 31, 2013 14.5945 8.45 8.14 6.04 13,399 13,263 12,356
December 31, 2012 to December 31, 2013 18.1167 7.94 9.03 5.86
N.A. December 30,2011 to December 31, 2012 16.5146 9.70 8.54 8.11
December 31, 2010 to December 30, 2011 15.1221 9.21 8.15 6.42
Since Inception Date - 24/05/2010 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Reliance Floating Rate Fund was launched on Sep 2, 2004. Subsequently the key features of the Scheme have been changed w.e.f. May 24, 2010. Accordingly,
above performance is calculated from May 24, 2010 and the Scheme was renamed as Reliance Floating Rate Fund - Short Term Plan.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the
start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
Cash & Other Receivables 2.71%
Consumer Durables 5.95%
Miscellaneous 20.99%
Finance 33.59%
Banks 36.76%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the
payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. "
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate
(Re/ Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
Reliance FRF - Wkly Dividend
25-Feb-14 0.0129 10.0979 10.0814
18-Feb-14 0.0048 10.0875 10.0814
11-Feb-14 0.0136 10.0989 10.0814
4-Feb-14 0.0068 10.0901 10.0814
21-Jan-14 0.0152 10.1009 10.0814
15-Jan-14 0.0128 10.0978 10.0814
7-Jan-14 0.0164 10.1025 10.0814
31-Dec-13 0.0132 10.0983 10.0814
24-Dec-13 0.0135 10.0987 10.0814
17-Dec-13 0.0129 10.0979 10.0814
Reliance FRF - Direct Plan - Wkly Dividend
25-Feb-14 0.0136 10.0989 10.0814
18-Feb-14 0.0055 10.0884 10.0814
11-Feb-14 0.0144 10.0999 10.0814
4-Feb-14 0.0083 10.0921 10.0814
21-Jan-14 0.0158 10.1017 10.0814
15-Jan-14 0.0136 10.0989 10.0814
7-Jan-14 0.0171 10.1034 10.0814
31-Dec-13 0.0139 10.0993 10.0814
24-Dec-13 0.0143 10.0997 10.0814
17-Dec-13 0.0136 10.0989 10.0814
Reliance FRF - Dividend (Monthly)
20-Feb-14 0.0236 10.2463 10.216
20-Jan-14 0.0495 10.2704 10.2069
19-Dec-13 0.0579 10.2614 10.1871
19-Nov-13 0.0224 10.2036 10.1749
21-Oct-13 0.0918 10.2764 10.1586
19-Sep-13 0.1047 10.2747 10.1404
19-Jun-13 0.0120 10.2491 10.2337
20-May-13 0.0921 10.3281 10.223
Record Date (DD/MM/YY) Rate
(Re/ Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
22-Apr-13 0.1051 10.3332 10.2132
19-Mar-13 0.0446 10.2619 10.2113
20-Feb-13 0.0283 10.2125 10.1804
21-Jan-13 0.0819 10.2679 10.1749
Reliance FRF - Direct Dividend (Monthly)
20-Feb-14 0.0268 10.3525 10.3181
20-Jan-14 0.0528 10.3761 10.3083
19-Dec-13 0.0614 10.3662 10.2874
19-Nov-13 0.0254 10.3071 10.2745
21-Oct-13 0.0956 10.3804 10.2577
19-Sep-13 0.1089 10.3782 10.2385
19-Jun-13 0.0156 10.3431 10.3231
20-May-13 0.0957 10.4215 10.3122
22-Apr-13 0.1095 10.4263 10.3013
19-Mar-13 0.0446 10.3005 10.2635
20-Feb-13 0.0326 10.3499 10.2993
Reliance FRF - Dividend (Quarterly)
19-Dec-13 0.1912 10.4364 10.1911
19-Sep-13
19-Jun-13 0.1979 10.3801 10.1261
19-Mar-13 0.1548 10.2935 10.1178
19-Dec-12 0.1849 10.2875 10.0776
20-Sep-12 0.2202 10.3300 10.08
19-Jun-12 0.2356 10.3299 10.0703
19-Mar-12 0.1601 10.2357 10.0570
19-Dec-11 0.1940 10.2735 10.0544
Reliance FRF - Direct Dividend (Quarterly)
19-Dec-13 0.1973 10.3068 10.0536
19-Sep-13
19-Mar-13 0.1548 10.2935 10.1178
30 Fundamentals March 2014
Indiabulls Housing Finance Ltd CARE AA+ 1.25
Sundaram Finance Ltd CRISIL AA+ 0.94
Jm Financial Products Ltd CRISIL AA- 0.63
Inox Air Products CRISIL AA 0.31
L&T Finance Ltd [ICRA]AA+ 0.31
Tata Capital Financial Services Ltd [ICRA]AA+ 0.31
Housing Development Finance Corporation Ltd CRISIL AAA 0.23
Tech Mahindra Ltd CARE AAA 0.12
Sub Total Of Corporate Bond 13.36
Treasury Bill
Government Of India SOVEREIGN 0.01
Sub Total Of Treasury Bill 0.01
Zero Coupon Bond
Indiabulls Housing Finance Ltd CARE AA+ 1.08
Kotak Mahindra Prime Ltd CRISIL AA+ 0.17
Tata Capital Financial Services Ltd CARE AA+ 0.15
Sub Total Of Zero Coupon Bond 1.41
Cash And Other Receivables 20.97
Grand Total 100.00
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Money Manager Fund - Direct Plan Bonus Option 1,015.2060
Reliance Money Manager Fund - Direct Plan Growth Option 1,747.6405
Reliance Money Manager Fund - Direct Plan Monthly Dividend
Option
1,014.3816
Reliance Money Manager Fund - Direct Plan Quarterly Dividend
Option
1,023.8643
Reliance Money Manager Fund - Direct Plan Weekly Dividend
Option
1,002.5807
Reliance Money Manager Fund - Direct Plan - Dividend Option 1,027.0667
Reliance Money Manager Fund - Bonus Plan 1,010.8699
Reliance Money Manager Fund - Daily Dividend Plan 1,001.4015
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Debt : Ultra Short Term
Reliance
Money Manager Fund
INVESTMENT OBJECTIVE
The investment objective of the Scheme is to generate
optimal returns consistent with moderate levels of risk
and liquidity by investing in debt securities and money
market securities.
FUND DATA
Type . . . . . . . . . . . . . . . . Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 20-Mar-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . 21-Mar-2007
Quarterly AAUM: . . . Rs. 7,116.1 Crores (31/12/2013)
Minimum Investment : Rs. 500 and in multiples of Re.
1 thereafter (w.e.f 29th Oct 12)
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . 9.40%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . 52 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . . 54 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . Crisil Liquid Fund Index
PORTFOLIO OF RELIANCE MONEY MANAGER FUND
As On 28Th February 2014
Holding RATING
Weigh
tage(%)
Certicate Of Deposit
Bank Of Baroda CRISIL A1+ 6.15
IDBI Bank Ltd CRISIL A1+ 4.65
ICICI Bank Ltd [ICRA]A1+ 4.33
Allahabad Bank [ICRA]A1+ 3.97
Oriental Bank Of Commerce CRISIL A1+ 2.79
Vijaya Bank CARE A1+ 2.57
Canara Bank [ICRA]A1+ / CRISIL A1+ 2.40
Punjab & Sind Bank [ICRA]A1+ 1.25
Indian Overseas Bank CRISIL A1+ 0.94
Punjab National Bank CARE A1+ 0.94
Axis Bank Ltd [ICRA]A1+ 0.65
State Bank Of Patiala CRISIL A1+ 0.62
Uco Bank CRISIL A1+ / [ICRA]A1+ 0.50
Bank Of India CRISIL A1+ 0.31
State Bank Of Hyderabad [ICRA]A1+ 0.31
State Bank Of Travancore CRISIL A1+ 0.31
Dena Bank CRISIL A1+ 0.31
Andhra Bank CARE A1+ 0.31
Central Bank Of India CRISIL A1+ 0.31
Sub Total Of Certicate Of Deposit 33.64
Commercial Paper
Small Industries Dev Bank Of India CARE A1+ 3.74
Housing Development Finance Corporation Ltd [ICRA]A1+ 3.66
Piramal Enterprises Ltd [ICRA]A1+ 3.54
Indiabulls Housing Finance Ltd CRISIL A1+ 2.37
Kotak Mahindra Investments Ltd [ICRA]A1+ 1.83
JM Financial Products Ltd CRISIL A1+ 1.82
L&T Finance Ltd CARE A1+ 1.82
Talwandi Sabo Power Ltd CRISIL A1+ 1.40
Jindal Steel & Power Ltd CARE A1+ 1.25
Essel Mining And Industries Ltd [ICRA]A1+ 1.21
Shriram Transport Finance Company Ltd CARE A1+ 1.17
IDFC Ltd. [ICRA]A1+ 0.94
Sesa Sterlite Ltd CRISIL A1+ 0.94
Daimler Financial Services India Pvt Ltd IND A1+ 0.86
Godrej Industries Ltd [ICRA]A1+ 0.62
GE Capital Services India Ltd CRISIL A1+ 0.62
Export Import Bank Of India CRISIL A1+ 0.62
Shapoorji Pallonji & Co Ltd [ICRA]A1+ 0.61
L&T Infrastructure Development Project Ltd [ICRA]A1+ 0.61
Sundaram Finance Ltd [ICRA]A1+ / CRISIL A1+ 0.52
Gruh Finance Ltd CRISIL A1+ 0.31
Il&Fs Financial Services Ltd [ICRA]A1+ 0.12
Sub Total Of Commercial Paper 30.60
Corporate Bond
Reliance Capital Ltd CARE AAA 4.57
Export Import Bank Of India 2.50
National Housing Bank CRISIL AAA 2.19
Reliance Money Manager Fund - Growth Option 1,741.0464
Reliance Money Manager Fund - Monthly Dividend Option 1,011.1380
Reliance Money Manager Fund - Quarterly Dividend Plan 1,021.5744
Reliance Money Manager Fund - Weekly Dividend Plan 1,002.5453
Reliance Money Manager Fund - Dividend Plan - Dividend Option 1,025.4472
Reliance Money Manager Fund - Retail Bonus 1,269.4270
Reliance Money Manager Fund - Retail Daily Dividend 1,001.1218
Reliance Money Manager Fund - Retail Growth 1,703.5579
Reliance Money Manager Fund - Retail Monthly Dividend 1,011.9353
Reliance Money Manager Fund - Retail Quarterly Dividend 1,041.1362
Reliance Money Manager Fund - Retail Weekly Dividend 1,003.5928
Reliance Money Manager Fund - Direct Plan Daily Dividend
Option
1,002.1092
NAV as at December 31, 2013 (Rs.) 1718.2567
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 1000.6139 8.29 7.38 5.82 17,172 16,217 14,679
December 31, 2012 to December 31, 2013 1569.8836 9.45 9.03 5.86
N.A. December 30,2011 to December 31, 2012 1430.9738 9.71 8.54 8.11
December 31, 2010 to December 30, 2011 1310.6854 9.18 8.15 6.42
Since Inception Date - 21/03/2007 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Cash & Other
Receivables 20.97%
Government of India 0.01%
Software 0.12%
Consumer Non Durables 0.62%
Minerals/Mining 0.94%
Ferrous Metals 1.25%
Pharmaceuticals 3.54%
Finance 17.04%
Miscellaneous 21.86%
Banks 33.64%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
DIVIDEND HISTORY
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual
Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV
falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face
value of Rs.1000. * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Record Date
(DD/MM/YY)
Rate (Re/ Unit) Cum Dividend
NAV
EX Dividend
NAV*
Reliance Money Manager Fund - Weekly Dividend
25-Feb-14 1.1858 1004.4615 1002.9398
18-Feb-14 1.1711 1004.4426 1002.9398
11-Feb-14 1.1865 1004.4624 1002.9398
4-Feb-14 1.1286 1004.3881 1002.9398
28-Jan-14 1.0459 1004.2820 1002.9398
21-Jan-14 1.0832 1004.3298 1002.9398
15-Jan-14 1.3485 1004.6703 1002.9398
7-Jan-14 1.2926 1004.5985 1002.9398
31-Dec-13 1.2627 1004.5601 1002.9398
24-Dec-13 1.2227 1004.5088 1002.9398
17-Dec-13 1.4695 1004.8256 1002.9398
Reliance Money Manager Fund - Direct - Weekly Dividend
25-Feb-14 1.2911 1003.5266 1001.8698
18-Feb-14 1.2763 1003.5076 1001.8698
11-Feb-14 1.2918 1003.5275 1001.8698
4-Feb-14 1.2337 1003.4530 1001.8698
28-Jan-14 1.1511 1003.3469 1001.8698
21-Jan-14 1.1733 1003.3755 1001.8698
15-Jan-14 1.4688 1003.7547 1001.8698
7-Jan-14 1.3980 1003.6638 1001.8698
31-Dec-13 1.3673 1003.6244 1001.8698
24-Dec-13 1.3275 1003.5733 1001.8698
17-Dec-13 1.5741 1003.8898 1001.8698
Reliance Money Manager Fund -Retail - Monthly Dividend
20-Feb-14 5.0298 1016.8715 1010.4170
20-Jan-14 5.6694 1017.5984 1010.3232
19-Dec-13 5.8830 1017.8283 1010.2789
19-Nov-13 5.1348 1016.7878 1010.1986
21-Oct-13 7.7144 1019.9440 1010.0445
19-Sep-13 7.9096 1020.0830 1009.9330
19-Aug-13 2.7576 1011.2712 1007.7325
Record Date
(DD/MM/YY)
Rate (Re/ Unit) Cum Dividend
NAV
EX Dividend
NAV*
19-Jul-13 4.6756 1013.0407 1007.0407
19-Jun-13 4.8196 1014.9036 1008.7188
20-May-13 5.6978 1015.1190 1008.6143
22-Apr-13 8.0587 1017.8477 1008.6477
Reliance Money Manager Fund -Direct - Monthly Dividend
20-Feb-14 5.5205 1019.8064 1012.7222
20-Jan-14 6.1788 1020.5566 1012.6277
19-Dec-13 6.3568 1020.7408 1012.5835
19-Nov-13 5.5982 1019.6856 1012.5017
21-Oct-13 8.1492 1022.8048 1012.3474
19-Sep-13 8.3382 1022.8362 1012.1362
19-Aug-13 3.0976 1013.8300 1009.8550
19-Jul-13 5.2601 1015.7746 1009.0246
19-Jun-13 5.2822 1017.5579 1010.7795
22-Apr-13 8.6718 1020.6032 1010.7032
20-May-13 6.1753 1017.7221 1010.6722
21-Jan-13 4.6346 1015.8663 1010.6052
Reliance Money Manager Fund -Retail - Quarterly Dividend
19-Dec-13 19.4824 1050.4426 1025.4418
19-Sep-13 14.6466 1044.2915 1025.4963
19-Jun-13 17.3622 1045.2509 1022.9709
19-Mar-13 17.9509 1043.1837 1022.8061
19-Dec-12 17.8695 1042.7776 1022.4924
20-Sep-12 20.2610 1045.4843 1022.4843
19-Jun-12 23.4282 1048.8925 1022.6174
Reliance Money Manager Fund -Direct - Quarterly Dividend
19-Dec-13 20.5365 1033.4186 1007.0652
19-Sep-13 15.7998 1027.3865 1007.1114
19-Jun-13 18.3129 1028.1217 1004.6217
19-Mar-13 16.4134 1022.9221 1004.2898
Reliance Money Manager Fund -Retail Plan Bonus Option Bonus Ratio
26-Feb-14 17:2
29-Oct-12 3:1
RATING PROFILE
CARE A1+ 11.80%
CARE AA+ 2.48%
CARE AAA 4.69%
CRISIL A1+ 25.24%
CRISIL AA 0.31%
CRISIL AA+ 1.11%
CRISIL AA- 0.63%
CRISIL AAA 4.92%
IND A1+ 0.86%
SOVEREIGN 0.01%
[ICRA]A1+ 26.34%
[ICRA]AA+ 0.62%
Cash & Other Receivables 20.97%
Grand Total 100.00%
31 Fundamentals March 2014
Debt : Ultra Short Term
Reliance
Medium Term Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income in order to make regular
dividend payments to unitholders and the secondary
objective is growth of capital.
PORTFOLIO OF RELIANCE MEDIUM-TERM FUND
As On 28Th February 2014
Holding Rating Weightage
(%)
Certicate Of Deposit
State Bank Of Patiala CRISIL A1+ /
[ICRA]A1+
12.76
Corporation Bank CRISIL A1+ 8.75
Export Import Bank Of India CRISIL A1+ 5.89
State Bank Of Mysore CRISIL A1+ 4.22
Bank Of Baroda CRISIL A1+ 3.86
Vijaya Bank CARE A1+ 3.15
Dena Bank [ICRA]A1+ 3.14
State Bank Of Hyderabad [ICRA]A1+ 3.10
Uco Bank CARE A1+ /
CRISIL A1+
3.03
Andhra Bank [ICRA]A1+ /
CARE A1+
2.10
Canara Bank CRISIL A1+ 1.11
Oriental Bank Of Commerce CRISIL A1+ 1.07
Punjab National Bank CARE A1+ 1.05
Bank Of India CRISIL A1+ 1.05
The Federal Bank Ltd CRISIL A1+ 1.05
Ing Vysya Bank Ltd CRISIL A1+ 0.59
Central Bank Of India [ICRA]A1+ 0.04
Sub Total Of Certicate Of Deposit 55.98
Commercial Paper
Sesa Sterlite Ltd CRISIL A1+ 3.98
Housing Development Finance Corporation Ltd [ICRA]A1+ 3.93
L&T Finance Ltd CARE A1+ 1.96
Kotak Mahindra Prime Ltd CRISIL A1+ 0.02
Sub Total Of Commercial Paper 9.89
Corporate Bond
Housing Development Finance Corporation Ltd CRISIL AAA 9.97
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
FUND DATA
Type . . Open-ended Income Scheme with no assured
returns
Date of allotment . . . . . . . . . . . . . . . . . . . 14-Sep-2000
Inception Date . . . . . . . . . . . . . . . . . . . . . 25-Sep-2000
Quarterly AAUM: . . . Rs.1,931.57 Crores (31/12/2013)
Minimum Investment: Rs. 5,000 & in multiples of Re.1
thereafter
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . 9.44%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 183 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . 195 Days
Entry Load . . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . Crisil Short-term Bond Fund Index
National Housing Bank CRISIL AAA 8.80
Kotak Mahindra Prime Ltd CRISIL AA+ 6.28
Shriram Transport Finance Company Ltd CRISIL AA /
CARE AA+
2.74
Power Finance Corporation Ltd CRISIL AAA 1.26
Sundaram Bnp Paribas Home Fina Ltd [ICRA]AA 1.05
Mahindra & Mahindra Financial Services Ltd CRISIL AA+ 0.42
Rural Electrication Corporation Ltd CRISIL AAA 0.05
Sub Total Of Corporate Bond 30.58
Zero Coupon Bond
ICICI Home Finance Company Ltd [ICRA]AAA 0.47
Sub Total Of Zero Coupon Bond 0.47
Cash And Other Receivables 3.08
Grand Total 100.00
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Medium Term Fund - Direct Plan Bonus Option 18.7682
Reliance Medium Term Fund - Direct Plan Growth Option 26.2881
Reliance Medium Term Fund - Direct Plan Monthly
Dividend Option
10.6119
Reliance Medium Term Fund - Direct Plan Quarterly
Dividend Option
11.2828
Reliance Medium Term Fund - Direct Plan Weekly Dividend
Option
17.1072
Reliance Medium Term Fund - Direct Plan - Dividend
Option
10.1555
Reliance Medium Term Fund - Bonus Plan 18.7043
Reliance Medium Term Fund - Daily Dividend Plan 17.0959
Reliance Medium Term Fund - Growth Plan 26.1894
Reliance Medium Term Fund - Monthly Dividend Plan 10.5697
Reliance Medium Term Fund - Quarterly Dividend Plan 11.2150
Reliance Medium Term Fund - Weekly Dividend Plan 17.1068
Reliance Medium Term Fund - Dividend Plan - Dividend
Option
10.0334
Reliance Medium Term Fund - Direct Plan Daily Dividend
Option
17.0959
RATING PROFILE
Rating Weightage (%)
CARE A1+ 9.20%
CARE AA+ 0.63%
CRISIL A1+ 43.38%
CRISIL AA 2.11%
CRISIL AA+ 6.70%
CRISIL AAA 20.09%
[ICRA]A1+ 13.29%
[ICRA]AA 1.05%
[ICRA]AAA 0.47%
Cash & Other Receivables 3.08%
Grand Total 100.00%
NAV as at December 31, 2013 (Rs.) 25.8773
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark ##
(Rs)
Since inception till December 31, 2013 10.0496 7.39 N.A. 6.04 25,750 N.A. 21,791
December 31, 2012 to December 31, 2013 23.8595 8.46 8.27 5.86
N.A. December 30,2011 to December 31, 2012 21.7343 9.78 9.15 8.11
December 31, 2010 to December 30, 2011 19.9103 9.16 7.84 6.42
Since Inception Date - 25/09/2000 # Benchmark - Crisil Short Term Bond Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
"Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value
of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund -
Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end
date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Cash & Other Receivables 3.08%
Minerals/Mining 3.98%
Finance 18.38%
Miscellaneous 24.48%
Banks 50.09%
Record Date (DD/MM/YY) Rate
(Re/
Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
Reliance MTF- Retail - Weekly
25-Feb-14 0.0221 17.1242 17.0959
18-Feb-14 0.0139 17.1138 17.0959
11-Feb-14 0.0219 17.1240 17.0959
4-Feb-14 0.0174 17.1182 17.0959
28-Jan-14 0.0075 17.1055 17.0959
21-Jan-14 0.0229 17.1253 17.0959
15-Jan-14 0.0212 17.1231 17.0959
7-Jan-14 0.0245 17.1274 17.0959
31-Dec-13 0.0214 17.1233 17.0959
24-Dec-13 0.0221 17.1243 17.0959
17-Dec-13 0.0231 17.1255 17.0959
Reliance MTF- Retail - Direct Weekly
25-Feb-14 0.0228 17.1252 17.0959
18-Feb-14 0.0148 17.1149 17.0959
11-Feb-14 0.0226 17.1249 17.0959
4-Feb-14 0.0182 17.1192 17.0959
28-Jan-14 0.0083 17.1066 17.0959
21-Jan-14 0.0235 17.1261 17.0959
15-Jan-14 0.0222 17.1244 17.0959
7-Jan-14 0.0252 17.1283 17.0959
31-Dec-13 0.0222 17.1244 17.0959
24-Dec-13 0.0229 17.1253 17.0959
17-Dec-13 0.0238 17.1264 17.0959
Reliance MTF- Retail - Monthly
20-Feb-14 0.0356 10.5986 10.5529
20-Jan-14 0.0431 10.5984 10.5431
20-Dec-13 0.0567 10.5977 10.5249
20-Nov-13 0.0429 10.5617 10.5067
21-Oct-13 0.0897 10.6221 10.507
20-Sep-13 0.0803 10.6078 10.5048
20-Aug-13 0.0086 10.4559 10.4449
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Record Date (DD/MM/YY) Rate
(Re/
Unit)
Cum
Dividend
NAV
EX
Dividend
NAV*
20-Jun-13 0.0303 10.5230 10.4841
20-May-13 0.0634 10.5477 10.4753
22-Apr-13 0.0896 10.5606 10.4583
20-Mar-13 0.0595 10.5180 10.4504
20-Feb-13 0.0305 10.4618 10.4272
21-Jan-13 0.0740 10.5038 10.4198
Reliance MTF- Direct - Monthly
20-Feb-14 0.0377 10.6428 10.5944
20-Jan-14 0.0449 10.6419 10.5843
20-Dec-13 0.0587 10.6408 10.5655
20-Nov-13 0.0450 10.6045 10.5467
21-Oct-13 0.0920 10.6646 10.5466
20-Sep-13 0.0827 10.6499 10.5438
20-Aug-13 0.0104 10.4962 10.4829
20-Jun-13 0.0323 10.5596 10.5181
20-May-13 0.0653 10.5836 10.5091
22-Apr-13 0.0924 10.5970 10.4915
20-Mar-13 0.0616 10.5534 10.4835
20-Feb-13 0.0331 10.4972 10.4596
21-Jan-13 0.0429 10.5008 10.4521
Reliance MTF- Quarterly
20-Dec-13 0.1876 11.3021 11.0613
20-Sep-13 0.0581 11.0984 11.0239
20-Jun-13 0.1880 11.1988 10.9575
20-Mar-13 0.1775 11.1396 10.9381
20-Dec-12 0.0948 11.0198 10.9122
Reliance MTF- Direct - Quarterly
20-Dec-13 0.1951 11.3722 11.1219
20-Sep-13 0.0663 11.1680 11.0829
20-Jun-13 0.1948 11.2660 11.016
20-Mar-13 0.1332 11.1466 10.9954
DIVIDEND HISTORY
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the
payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
32 Fundamentals March 2014
Debt : Short Term
Reliance
Short Term Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate stable returns for investors with a short term
investment horizon by investing in fixed income
securitites of a short term maturity
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
NAV as at March 28, 2013 (Rs.) 21.8654
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 28/03/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark #
(Rs)
Additional
Benchmark ## (Rs)
Since inception till March 28, 2013 10.0136 7.90 6.21 5.56 21,836 18,567 17,430
March 28, 2012 to March 28, 2013 19.8555 10.12 8.23 11.63
N.A. March 28, 2011 to March 28, 2012 18.3047 8.47 8.47 2.12
March 29, 2010 to March 28, 2011 17.3878 5.27 6.16 3.95
Since Inception Date - 23/12/2002 # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 10 Yr Gilt Index
NAV as at December 31, 2013 (Rs.) 22.9992
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark #
(Rs)
Additional
Benchmark ## (Rs)
Since inception till December 31, 2013 22.4651 4.21 6.89 -12.70 N.A.
Since Inception Date - 01/06/2013 # Benchmark - Crisil Short Term Bond Fund Index ## Additional Benchmark Crisil - 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the
start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE : Reliance Any Time Money Card
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Short Term Fund - Direct Plan Growth Option 23.4292
Reliance Short Term Fund - Direct Plan Monthly Dividend Option 10.6853
Reliance Short Term Fund - Direct Plan Quarterly Dividend Option 14.1150
Reliance Short Term Fund - Direct Plan - Dividend Option 10.2717
Reliance Short Term Fund - Dividend Reinvestment Plan 10.6145
Reliance Short Term Fund - Growth Plan 23.2703
Reliance Short Term Fund - Quarterly Div Plan 13.9677
Reliance Short Term Fund - Dividend Plan - Dividend Option 10.1590
RATING PROFILE
Rating Weightage (%)
CARE A1+ 0.76%
CARE AA 1.49%
CARE AA+ 8.18%
CARE AAA 2.68%
CRISIL A1+ 16.56%
CRISIL AA 1.53%
CRISIL AA+ 11.24%
CRISIL AA- 0.77%
CRISIL AAA 35.88%
IND AA+ 0.01%
[ICRA]A1+ 1.53%
[ICRA]AA 3.01%
[ICRA]AA+ 6.38%
[ICRA]AAA 2.02%
Cash & Other Receivables 7.95%
Grand Total 100.00%
FUND DATA
Type . . . . . . . . . . . . . . . .Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 18-Dec-2002
Inception Date . . . . . . . . . . . . . . . . . . . . . 23-Dec-2002
Quarterly AAUM: . . Rs. 4,102.02 Crores (31/12/2013)
Minimum Investment . . . . . . . . . . . . . . . . . . . Rs. 5,000
& in multiples of Re.1 thereafter.
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . 9.65%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 1.67 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 1.82 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . 0.50% of the
applicable NAV if redeemed or switched out on or
before completion of six months from the date of
allotment of units. Nil, if redeemed after six months
from the date of allotment of units.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: Crisil Short Term Bond Fund Index w.e.f
1st June 2013
Reliance Short Term Fund was launched on Dec 23, 2002.
Subsequently the key features of the Scheme (asset
allocation pattern and benchmark) has been changed w.e.f
June 1st, 2013. Refer Notice cum Addendum No 4
published on April 24, 2013, for further details.
Cash & Other Receivables 7.95%
Power 0.15%
Consumer Non Durables 0.78%
Auto 1.49%
Retailing 1.50%
Minerals/Mining 8.74%
Banks 14.53%
Miscellaneous 30.03%
Finance 34.83%
PORTFOLIO OF RELIANCE SHORT TERM FUND
As On 28th February 2014
Holding RATING Weightage (%)
Certicate Of Deposit
Bank Of Baroda CRISIL A1+ 8.30
CANARA BANK CRISIL A1+ 3.75
Punjab & Sind Bank [ICRA]A1+ 1.53
Uco Bank CARE A1+ 0.76
Central Bank Of India CRISIL A1+ 0.18
Sub Total Of Certicate Of Deposit 14.52
Commercial Paper 2.25
Sesa Sterlite Ltd CRISIL A1+ 4.33
Sub Total Of Commercial Paper 4.33
Corporate Bond
Power Finance Corporation Ltd CRISIL AAA 11.12
Housing Development Finance Corporation Ltd CRISIL AAA 5.34
LIC Housing Finance Ltd CRISIL AAA / CARE AAA 5.08
Sesa Sterlite Ltd CRISIL AA+ 4.40
Aditya Birla Finance Ltd CARE AA+ 3.06
PNB Housing Finance Ltd CRISIL AA+ 3.05
Kotak Mahindra Prime Ltd CRISIL AA+ 3.02
L&T Finance Ltd [ICRA]AA+ 2.29
L & T Seawoods Pvt Ltd CARE AA+ 2.13
Shriram Transport Finance Company Ltd CRISIL AA / CARE AA+ 1.88
Sundaram Finance Ltd [ICRA]AA+ 1.70
Ge Capital Services India Ltd CRISIL AAA 1.52
Cholamandalam Investment And Finance Company
Ltd
[ICRA]AA 1.51
Pantaloons Fashion & Retail India Ltd [ICRA]AA 1.50
Tata Motors Ltd CARE AA 1.49
ICICI Home Finance Company Ltd [ICRA]AAA 1.49
Rural Electrication Corporation Ltd CRISIL AAA 1.48
Fullerton India Credit Co Ltd [ICRA]AA+ 1.48
Tata Global Beverages Ltd [ICRA]AA+ 0.78
Shriram City Union Finance Ltd CRISIL AA- 0.77
Mahindra & Mahindra Financial Services Ltd CRISIL AA+ 0.76
National Bank For Agriculture And Rural Development CRISIL AAA 0.70
Export Import Bank Of India CRISIL AAA 0.67
Airport Authority Of India Ltd CRISIL AAA 0.18
Hdb Financial Services Ltd CRISIL AAA 0.15
Power Grid Corporation Of India Ltd CRISIL AAA 0.15
Small Industries Dev Bank Of India CRISIL AAA 0.06
Union Bank Of India IND AA+ 0.01
Sub Total Of Corporate Bond 57.77
Zero Coupon Bond 66.89
North Karnataka Expressway Limited CRISIL AAA / CARE AAA 6.75
Housing Development Finance Corporation Ltd CRISIL AAA 5.04
Lands End Properties Pvt Ltd CARE AA+ 2.51
ICICI Home Finance Company Ltd [ICRA]AAA / CARE AAA 0.86
Sundaram Finance Ltd [ICRA]AA+ 0.14
Sundaram BNP Paribas Home Fina Ltd CARE AA+ 0.13
Sub Total Of Zero Coupon Bond 15.43
Cash And Other Receivables 7.95
Grand Total 100.00
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate (Re/ Unit) Cum Dividend
NAV
EX Dividend NAV*
Reliance Short Term Fund - Dividend
25-Feb-14 0.0312 10.6493 10.6093
27-Jan-14 0.0837 10.7123 10.6049
26-Dec-13 0.0642 10.7029 10.6205
29-Nov-13 0.0032 10.6281 10.6240
25-Oct-13 0.1107 10.7470 10.6050
25-Sep-13 0.1853 10.8387 10.6009
27-May-13 0.1326 11.0126 10.8612
25-Apr-13 0.1242 10.9998 10.8580
Reliance Short Term Fund - Quarterly Dividend
19-Dec-13 0.2102 14.0484 13.7787
19-Jun-13 0.3312 14.1623 13.7373
19-Mar-13 0.1938 13.9786 13.7586
19-Dec-12 0.2281 13.9242 13.6653
20-Sep-12 0.2963 13.9737 13.6374
19-Jun-12 0.2637 13.8705 13.5793
Reliance Short Term Fund - Direct Dividend Monthly
25-Feb-14 0.0348 10.7243 10.6797
27-Jan-14 0.0877 10.7874 10.6748
26-Dec-13 0.0685 10.7774 10.6895
29-Nov-13 0.0069 10.7014 10.6925
25-Oct-13 0.1153 10.8205 10.6725
25-Sep-13 0.1905 10.9117 10.6672
27-May-13 0.1379 11.0675 10.9101
25-Apr-13 0.1292 11.0532 10.9057
25-Mar-13 0.0755 10.9725 10.8868
25-Feb-13 0.0236 10.8991 10.8723
28-Jan-13 0.0501 10.9237 10.8668
Reliance Short Term Fund - Direct Quarterly Dividend
19-Dec-13 0.2280 14.2014 13.9088
19-Jun-13 0.3494 14.2899 13.8415
19-Mar-13 0.1145 13.9904 13.8604
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
33 Fundamentals March 2014
Reliance
Regular Savings
Fund - Debt Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
generate optimal returns consistent with moderate level
of risk. This income may be complemented by capital
appreciation of the portfolio. Accordingly investments
shall predominantly be made in Debt & Money Market
Instruments.
Debt : Long Term
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . Open-ended scheme
Date of Allotment . . . . . . . . . . . . . . . . . . 08-Jun-2005
Inception Date . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
Quarterly AAUM: . Rs. 3,731.06 Crores (31/12/2013)
Minimum Investment: Rs. 500 & in multiples of Re.1
thereafter
Fund Manager . . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load* : Not Applicable
Exit Load**: 1%, if redeemed/switched out on or before
completion of 1 year
Nil, if redeemed/switched out after completion of 1 year
Weighted Average YTM:. . . . . . . . . . . . . . . . . . 10.43%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 1.67 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 1.81 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
RRSF DEBT Regular Quarterly Dividend Plan
23-Dec-13 0.2182 12.7860 12.5060
23-Sep-13 0.1714 12.6910 12.4710
21-J un-13 0.2182 12.9082 12.6282
21-Mar-13 0.1919 12.7932 12.5754
24-Dec-12 0.2254 12.7781 12.5222
21-Sep-12 0.2467 12.7639 12.4839
21-J un-12 0.2069 12.6549 12.4233
21-Mar-12 0.1938 12.5903 12.3738
21-Dec-11 0.1938 12.5886 12.3686
RRSF DEBT Direct Quarterly Dividend Plan
23-Dec-13 0.2330 12.8497 12.5507
23-Sep-13 0.1855 12.7442 12.5062
21-J un-13 0.2330 12.9628 12.6638
21-Mar-13 0.1716 12.8055 12.6107
Past performance may or may not be sustained in future: Dividend distribution is subject to availability & adequacy of distributable surplus.
The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be
net of applicable statutory levy, if any. Face Value of Rs.10/-
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
NAV as at December 31, 2013 (Rs.) 16.7322
Performance of Reliance Regular Savings Fund - Debt Option - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0275 6.16 5.87 5.10 16,686 16,304 15,317
December 31, 2012 to December 31, 2013 15.4936 7.99 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 14.1338 9.62 9.38 10.67
December 31, 2010 to December 30, 2011 13.0347 8.43 6.90 1.91
Since Inception Date - 09/06/2005 # Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for
more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend
option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of
Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the
NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Nirma Ltd CRISIL AA 2.94
L & T Seawoods Pvt Ltd CARE AA+ 2.55
Magma Fincorp Ltd CARE AA+ 2.46
Au Financiers (India) Limited CRISIL A 2.45
Shriram Transport Finance Company Ltd CARE AA+ /
CRISIL AA
2.43
Inox Air Products CRISIL AA 1.98
Aditya Birla Finance Ltd CARE AA+ /
[ICRA]AA
1.96
Piramal Enterprises Ltd [ICRA]AA 1.82
Indiabulls Housing Finance Ltd CARE AA+ 1.81
Power Finance Corporation Ltd CRISIL AAA 1.70
Shriram City Union Finance Ltd CRISIL AA- 1.57
Fullerton India Credit Co Ltd [ICRA]AA+ 1.48
HDB Financial Services Ltd CRISIL AAA 1.35
Jindal ITF Ltd CARE AA- 1.33
Sundaram Finance Ltd [ICRA]AA+ 1.24
Coffee Day Resorts India Pvt Ltd BWR A+ 1.23
Rural Electrication Corporation Ltd CRISIL AAA 1.22
Jindal Saw Ltd CARE AA- 1.22
Aditya Birla Nuvo Ltd [ICRA]AA+ 1.18
Reliance Capital Ltd BWR AAA /
CARE AAA
1.16
Mahindra & Mahindra Financial Services
Ltd
CRISIL AA+ 1.09
Il&Fs Transportation Networks Ltd [ICRA]A 0.99
India Infoline Finance Ltd [ICRA]AA- 0.90
The Indian Hotels Company Ltd [ICRA]AA / [ICRA]
AA+
0.81
LIC Housing Finance Ltd CRISIL AAA 0.62
Prism Cement Ltd [ICRA]A- 0.49
Pantaloons Fashion & Retail India Ltd [ICRA]AA 0.38
Jindal Steel & Power Ltd CARE AA+ 0.26
TATA Capital Financial Services Ltd CARE AA+ 0.25
Mahindra Vehicle Mfg Ltd [ICRA]AA 0.05
Kotak Mahindra Prime Ltd [ICRA]AA+ 0.02
L&T Finance Ltd CARE AA+ 0.01
Sub Total Of Corporate Bond 68.37
Zero Coupon Bond
Indiabulls Housing Finance Ltd BWR AA+ /
CARE AA+
8.77
Lands End Properties Pvt Ltd CARE AA+ 3.34
Madura Garments Lifestyle Retail Co Ltd [ICRA]AA+ 2.82
Sundaram Bnp Paribas Home Fina Ltd CARE AA+ 0.46
Cholamandalam Investment And Finance
Company Ltd
[ICRA]AA 0.41
Mahindra Lifespace Developers Ltd CRISIL A+ 0.33
Shriram Transport Finance Company Ltd CARE AA+ 0.10
Kotak Mahindra Prime Ltd CRISIL AA+ 0.00
Sub Total Of Zero Coupon Bond 16.24
Cash And Other Receivables 9.85
Grand Total 100.00
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance RSF Debt Plan - Direct Plan Growth Option 17.0784
Reliance RSF Debt Plan - Direct Plan Quarterly Dividend Option 12.7447
Reliance RSF Debt Plan - Institutional Quarterly Dividend Plan 12.8304
Reliance RSF Debt Plan - Institutional Growth Plan 17.3086
Reliance RSF Debt Plan - Quarterly Dividend Plan 12.6757
Reliance RSF Debt Plan - Growth Plan 16.9332
RATING PROFILE
BWR A+ 1.23%
BWR AA+ 6.75%
BWR AAA 0.61%
CARE AA 3.47%
CARE AA+ 15.71%
CARE AA- 2.55%
CARE AAA 0.55%
CRISIL A 2.45%
CRISIL A+ 3.59%
CRISIL A1+ 5.54%
CRISIL AA 10.35%
CRISIL AA+ 8.05%
CRISIL AA- 3.41%
CRISIL AAA 4.89%
INTERNAL A- 5.64%
[ICRA]A 0.99%
[ICRA]A- 0.49%
[ICRA]AA 4.10%
[ICRA]AA+ 6.86%
[ICRA]AA- 2.93%
Cash & Other Receivables 9.85%
Grand Total 100.00%
Cash & Other Receivables 9.85%
Retailing 0.38%
Cement 0.49%
Hotels 0.81%
Transportation 0.99%
Services 1.18%
Ferrous Metals 1.48%
Pharmaceuticals 1.82%
Consumer Non Durables 2.94%
Auto 3.47%
Construction 3.59%
Power 3.87%
Banks 5.54%
Minerals/Mining 6.96%
Finance 24.57%
Miscellaneous 32.06%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Portfolio Of Reliance Regular Savings Fund - Debt
Option
As On 28Th February 2014
Holdings RATING
Weigh
tage%
Certicate Of Deposit
Oriental Bank Of Commerce CRISIL A1+ 4.82
Bank Of Baroda CRISIL A1+ 0.60
State Bank Of Bikaner And Jaipur CRISIL A1+ 0.12
Sub Total Of Certicate Of Deposit 5.54
Corporate Bond
Sesa Sterlite Ltd CRISIL AA+ 6.96
Edisons Utility Works Private Limited INTERNAL A- 5.64
Tata Motors Finance Ltd CRISIL AA 4.22
Tata Power Company Ltd [ICRA]AA- /
CRISIL AA-
3.87
Tata Motors Ltd CARE AA 3.47
Mahindra Lifespace Developers Ltd CRISIL A+ 3.26
34 Fundamentals March 2014
Reliance
Income Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate level
of risk. This income may be complemented by capital
appreciation of the portfolio. Accordingly, investments
shall predominantly be made in Debt & Money Market
Instruments
Debt : Long Term
Reliance Income Fund - Bonus Plan 11.4967
Reliance Income Fund - Annual Dividend Plan 12.2915
Reliance Income Fund - Growth Plan 39.0143
Reliance Income Fund - Half Yearly Dividend Plan 12.1574
Reliance Income Fund - Monthly Dividend Plan 10.0307
Reliance Income Fund - Quarterly Dividend Plan 12.9870
FUND DATA
Type . . . . . . . . . . . . . . Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 01-Jan-1998
Inception Date . . . . . . . . . . . . . . . . . . . . 01-Jan-1998
Quarterly AAUM: . .Rs. 5,219.23 Crores (31/12/2013)
Minimum Investment . . . . For Growth Option:
Rs. 5,000 and in multiples of Re 1 thereafter; and in
Monthly Dividend Plan: Rs 25,000 and in multiples of
Re 1 thereafter; Quarterly Dividend Plan:
Rs 10,000 and in multiples of Re1 thereafter; Half Yearly
Dividend Plan: Rs 5,000 and in multiples of Re 1
thereafter; Annual Dividend Plan: Rs 5,000 and in
multiples of Re 1 thereafter.
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple
Weighted Average YTM:. . . . . . . . . . . . . . . . . . 8.58%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 4.12 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 6.07 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . .(w.e.f. from 10th Jan. 2013)
1% of the applicable NAV if redeemed or switched out
on or before completion of 9 Months from the date of
allotment of units
Nil after completion of 9 Months from the date of
allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
RATING PROFILE
CRISIL A1+ 6.40%
CRISIL AA+ 1.31%
CRISIL AAA 13.05%
Government Bond 48.99%
State Government Bond 10.08%
Cash & Other Receivables 20.17%
Grand Total 100.00%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Income Fund - Retail - Monthly
20-Jan-14 0.0000 10.1554 10.1554
19-Jun-13 0.0312 10.4162 10.3762
20-May-13 0.2573 10.8466 10.5529
22-Apr-13 0.1465 10.6402 10.4729
19-Mar-13 0.0189 10.4261 10.4047
20-Feb-13 0.0378 10.4698 10.4269
21-Jan-13 0.2184 10.6588 10.4109
Reliance Income Fund - Retail - Quarterly
20-Jan-14 0.0000 10.5803 10.5803
19-Dec-13 0.0021 12.8615 12.8588
19-Jun-13 0.5726 14.1719 13.4371
19-Mar-13 0.3902 13.9995 13.5565
19-Dec-12 0.2390 13.8485 13.5772
20-Sep-12 0.2544 13.8352 13.5464
19-Jun-12 0.3185 13.8414 13.4802
19-Mar-12 0.2013 13.7050 13.4837
Reliance Income Fund - Retail - Half Yearly
19-Mar-13 0.5907 12.7004 12.0299
20-Sep-12 0.5127 12.6307 12.0487
19-Mar-12 0.5046 12.5545 11.9884
19-Sep-11 0.3816 12.4550 12.0242
21-Mar-11 0.2766 12.3387 12.0239
20-Sep-10 0.1789 12.2342 12.0449
Reliance Income Fund - Retail - Annualy
19-Mar-13 1.2049 13.5303 12.1625
19-Mar-12 0.9192 13.2190 12.1825
21-Mar-11 0.4845 12.7717 12.2202
19-Mar-10 0.5941 12.9176 12.2381
19-Mar-09 1.2530 13.6323 12.2273
19-Mar-08 1.4189 13.6953 12.0146
Reliance Income Fund - Direct - Monthly
19-Jun-13 0.0312 10.8167 10.7767
20-May-13 0.2573 10.8466 10.5529
22-Apr-13 0.1541 10.9043 10.7284
19-Mar-13 0.0223 10.6828 10.6575
20-Feb-13 0.0424 10.7274 10.6793
Reliance Income Fund - Direct - Quarterly
19-Dec-13 0.0138 13.1511 13.1334
19-Jun-13 0.5979 14.4701 13.7029
19-Mar-13 0.1695 14.0149 13.8225
Reliance Income Fund - Direct - Half- Yearly
19-Mar-13 0.0166 12.7031 12.6841
Reliance Income Fund - Direct - Yearly
19-Mar-13 0.2460 13.5463 13.2670
Reliance Income Fund - Bonus Option Bonus Ratio
26-Feb-13 5:3
Reliance Income Fund - Direct Bonus Option
26-Feb-13 5:3
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual
Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV
falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy , if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. "
NAV as at December 31, 2013 (Rs.) 38.7594
Performance of Reliance Income Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 9.9700 8.85 N.A. N.A. 38,876 N.A. N.A.
December 31, 2012 to December 31, 2013 37.7048 2.80 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 33.9359 11.11 9.38 10.67
December 31, 2010 to December 30, 2011 31.8658 6.50 6.90 1.91
Since Inception Date - 01/01/1998 # Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Sub Total Of Government Bond 48.99
State Government Bond
State Governement Securities 10.08
Sub Total Of State Government Bond 10.08
Zero Coupon Bond
Housing Development Finance Corporation Ltd CRISIL AAA 1.24
Sub Total Of Zero Coupon Bond 1.24
Cash And Other Receivables 20.17
Grand Total 100.00
Cash & Other Receivables 20.17%
Minerals/Mining 1.09%
Petroleum Products 1.10%
Banks 4.84%
Finance 10.78%
Miscellaneous 62.03%
PORTFOLIO OF RELIANCE INCOME FUND
As On 28Th February 2014
Holding RATING
Weight-
age(%)
Certicate Of Deposit
IDBI Bank Ltd CRISIL A1+ 2.24
Export Import Bank Of India CRISIL A1+ 1.57
Corporation Bank CRISIL A1+ 1.55
Bank Of India CRISIL A1+ 1.03
Sub Total Of Certicate Of Deposit 6.40
Corporate Bond
Rural Electrication Corporation Ltd CRISIL AAA 6.35
Power Finance Corporation Ltd CRISIL AAA 3.07
Hindustan Petroleum Corporation Ltd CRISIL AAA 1.10
Sesa Sterlite Ltd CRISIL AA+ 1.09
Reliance Utilities & Power Pvt Ltd CRISIL AAA 0.93
PNB Housing Finance Ltd CRISIL AA+ 0.22
Export Import Bank Of India CRISIL AAA 0.22
Housing Development Finance Corporation Ltd CRISIL AAA 0.11
State Bank Of Hyderabad CRISIL AAA 0.01
Sub Total Of Corporate Bond 13.12
Government Bond
Government Of India 48.99
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Income Fund - Direct Plan Bonus Option 11.5670
Reliance Income Fund - Direct Plan Growth Option 39.4917
Reliance Income Fund - Direct Plan Half Yearly Dividend Option 12.8831
Reliance Income Fund - Direct Plan Monthly Dividend Option 10.4559
Reliance Income Fund - Direct Plan Quarterly Dividend Option 13.2771
Reliance Income Fund - Direct Plan Annual Dividend Option 13.4756
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
35 Fundamentals March 2014
Reliance
Dynamic Bond Fund
(Formerly known as Reliance NRI Income Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate
levels of risk. This income may be complemented by
capital appreciation of the portfolio. Accordingly,
investments shall predominantly be made in Debt and
Money Market Instruments
Debt : Dynamic
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Dynamic Bond Fund - Direct Plan Growth
Option
16.3395
Reliance Dynamic Bond Fund - Direct Plan-
Quarterly Dividend Plan
10.1402
Reliance Dynamic Bond Fund - Dividend Plan 13.7256
Reliance Dynamic Bond Fund - Growth Plan 16.2083
Reliance Dynamic Bond Fund - Quarterly
Dividend Plan
10.2780
Reliance Dynamic Bond Fund - Direct Plan
Dividend Option
15.1469
FUND DATA
Type . . . . . . . . . . . . . . Open-ended Income Scheme
Date of Allotment . . . . . . . . . . . . . . . . . . 15-Nov-2004
Inception Date . . . . . . . . . . . . . . . . . . . . 16-Nov-2004
Quarterly AAUM: . Rs. 6,904.11 Crores (31/12/2013)
Minimum Investment . . . . . Rs. 5,000 & in multiples of
Re.1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load**:. . . . . . . . . . . . . . . . . . . 1% if the units are
redeemed within 6 months from the date of allotment of
units
- Nil if units are redeemed after 6 months from the date
of allotment of units
Weighted Average YTM : . . . . . . . . . . . . . . . . . 8.83%
Modified Duration :. . . . . . . . . . . . . . . . . . . . 3.41 Years
Weighted Avg. Maturity : . . . . . . . . . . . . . . . 4.99 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
NAV as at December 31, 2013 (Rs.) 16.0568
Performance of Reliance Dynamic Bond Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0234 5.30 6.01 5.43 16,019 17,036 16,201
December 31, 2012 to December 31, 2013 15.3182 4.82 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 13.6497 12.22 9.38 10.67
December 31, 2010 to December 30, 2011 12.6018 8.32 6.90 1.91
Since Inception Date - 16/11/2004 # Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep 2011
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Dynamic Bond Fund -
20/6/2013 0.3253 10.8197 10.4023
20/3/2013 0.0995 10.4628 10.3498
21/3/2012 0.6310 14.0455 13.3298
Reliance Dynamic Bond Fund - Direct Quarterly Dividend
20/6/2013 0.4073 10.7366 10.2139
20/3/2013 0.1995 10.4791 10.2526
Reliance Dynamic Bond Fund - Direct Quarterly Dividend
25/3/2013 0.3081 14.9039 13.2732
21/3/2012 0.7163 14.0460 13.3298
Reliance Dynamic Bond Fund - Direct Quarterly Dividend
25/3/2013 1.4122 14.8763 14.5542
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the
extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of
applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. Face Value
of Rs.10/-
PORTFOLIO OF RELIANCE DYNAMIC BOND FUND
As on 28th February 2014
Holding Rating Weightage
(%)
Hindalco Industries Ltd CRISIL AA+ 1.20
Reliance Utilities & Power Pvt Ltd CRISIL AAA 0.81
Airport Authority Of India Ltd CRISIL AAA 0.70
National Housing Bank CRISIL AAA 0.19
Union Bank Of India IND AA+ 0.17
Power Grid Corporation Of India Ltd CRISIL AAA 0.09
Indian Railway Finance Corp Ltd CRISIL AAA 0.09
Sub Total Of Corporate Bond 27.03
Government Bond
Government Of India 37.94
Sub Total Of Government Bond 37.94
State Government Bond
State Governement Securities 8.63
Sub Total Of State Government Bond 8.63
Zero Coupon Bond
Housing Development Finance Corporation Ltd CRISIL AAA 1.14
Sub Total Of Zero Coupon Bond 1.14
Cash And Other Receivables 13.94
Grand Total 100.00
RATING PROFILE
Rating Weightage
CARE A1+ 1.77%
CRISIL A1+ 9.55%
CRISIL AA+ 1.20%
CRISIL AAA 26.80%
GOVERNMENT BOND 37.94%
IND AA+ 0.17%
STATE GOVERNMENT BOND 8.63%
Cash & Other Receivables 13.94%
Grand Total 100.00%
Cash & Other Receivables 13.94%
Power 0.09%
Non - Ferrous Metals 1.20%
Banks 11.49%
Finance 23.19%
Miscellaneous 50.09%
PORTFOLIO OF RELIANCE DYNAMIC BOND FUND
As on 28th February 2014
Holding Rating Weightage
(%)
Certicate Of Deposit
Canara Bank CRISIL A1+ 4.41
IDBI Bank Ltd CRISIL A1+ 3.51
Andhra Bank CARE A1+ 1.77
Corporation Bank CRISIL A1+ 1.21
State Bank Of Bikaner And Jaipur CRISIL A1+ 0.42
Sub Total Of Certicate Of Deposit 11.31
Corporate Bond
Power Finance Corporation Ltd CRISIL AAA 10.62
LIC Housing Finance Ltd CRISIL AAA 5.57
Housing Development Finance Corporation Ltd CRISIL AAA 2.98
Rural Electrication Corporation Ltd CRISIL AAA 2.88
Tata Sons Ltd CRISIL AAA 1.74
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
36 Fundamentals March 2014
Debt : Gilt
Reliance
Gilt Securities Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal credit risk-free returns by investing in
a portfolio of securities issued and guaranteed by the
Central Government and State Government
FUND DATA
Type . . . . . . . . . . . . . .. An Open Ended Government
. . . . . . . . . . . . . . . . . . . . . . . . . . Securities Scheme
Date of allotment . . . . . .. . . . . . . . . . . . 10-July-2003
Inception Date . . . . . . . . . . . . . . . . . . . . 10-July-2003
Quarterly AAUM: . . . Rs. 364.95 Crores (31/12/2013)
Minimum Investment: Rs. 5,000 & in multiples of Re.1
thereafter w.e.f. 8th Oct. 2012
Fund Manager: . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Weighted Average YTM:. . . . . . . . . . . . . . . . . . . 8.52%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 4.65 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 7.64 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . I-Sec Li-BEX Index
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
PORTFOLIO OF RELIANCE GILT SECURITIES
FUND
As on 28th February 2014
Holding Rating Weightage
(%)
Government Bond
Government Of India 77.38
Sub Total Of Government Bond 77.38
State Government Bond
State Governement Securities 0.00
Sub Total Of State Government
Bond
0.00
Cash And Other Receivables 22.61
Grand Total 100.00
NAV as at December 31, 2013 (Rs.) 14.7672
Performance of Reliance Gilt Securities Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 10.0379 7.47 9.27 6.30 14,711 16,087 13,873
December 31, 2012 to December 31, 2013 14.3000 3.27 1.38 -0.68
N.A. December 30,2011 to December 31, 2012 12.6510 13.03 12.85 10.67
December 31, 2010 to December 30, 2011 12.0877 4.66 6.08 1.91
Since Inception Date-22/08/2008 # Benchmark-I-Sec LI Bex Index ## Additional Benchmark Crisil-10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan have been changed w.e.f 22nd Aug 2008. Pursuant
to the changes, the scheme will have Retail Plan and Institutional Plan. For more details please refer to the Addendum dated 21st July 2008
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep 2011
DIVIDEND HISTORY
Record Date (DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance G Sec Fund - LTP - Retail - Dividend
27-May-13 0.2939 10.6286 10.2931
25-Apr-13 0.2185 10.4302 10.1808
25-Feb-13 0.0666 10.2759 10.2003
29-Jan-13 0.2380 10.4648 10.1946
26-Dec-12 0.0902 10.2909 10.1885
25-Oct-12 0.1252 10.3046 10.1625
25-Sep-12 0.0737 10.2361 10.1524
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the
extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of
applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Cash & Other Receivables
22.61%
Miscellaneous
77.39%
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Gilt Securities Fund - Direct Plan
Automatic Capital Appreciation Option
15.0310
Reliance Gilt Securities Fund - Direct Plan
Growth Option
15.0694
Reliance Gilt Securities Fund - Direct Plan
Automatic Annual Reinvestment Option
12.6172
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Reliance Gilt Securities Fund - Institutional
Automatic Capital App Plan
15.0216
Reliance Gilt Securities Fund - Institutional
Growth Plan
15.0216
Reliance Gilt Securities Fund - Automatic
Annual Reinvestment Plan
12.5326
Reliance Gilt Securities Fund - Automatic
Capital App Plan
14.9505
Reliance Gilt Securities Fund - Dividend Plan 9.7816
Reliance Gilt Securities Fund - Dened
Maturity Plan
14.9505
Reliance Gilt Securities Fund - Growth Plan 14.9505
Reliance Gilt Securities Fund - Direct Plan
Dividend Option
10.5046
Reliance Gilt Securities Fund - Direct Plan
Dened Maturity Option
15.0276
RATING PROFILE
Rating Weightage
Sovereign Bond 77.38%
State Government Bond 0.00%
Cash & Other Receivables 22.61%
Grand Total 100.00%
37 Fundamentals March 2014
Reliance
Monthly Income Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income in order to make regular
dividend payments to unitholders and the secondary
objective is growth of capital
Debt: MIP
Reliance Gas Transportation Infrastructure Ltd CRISIL AAA 0.02
Sub Total Of Corporate Bond 37.72
Equity
Divi's Laboratories Ltd 1.57
Infosys Ltd 1.45
SKF India Ltd 1.40
HDFC Bank Ltd 1.37
ICICI Bank Ltd 1.25
Federal-Mogul Goetze (India) Ltd. 1.10
Bharti Airtel Ltd 1.01
Hindustan Media Ventures Ltd 0.83
Sano India Ltd 0.81
Tree House Education & Accessories Ltd 0.72
Oil India Ltd 0.65
Onmobile Global Ltd 0.65
Sundaram Clayton Ltd 0.62
Tvs Motor Company Ltd 0.61
Talwalkars Better Value Fitness Ltd 0.56
Siemens Ltd 0.56
Sesa Sterlite Ltd 0.50
Housing Development Finance Corporation Ltd 0.47
Sun Tv Network Ltd 0.44
Tv18 Broadcast Ltd 0.42
Hindustan Zinc Ltd 0.41
Alstom T&D India Ltd 0.35
Bank Of Baroda 0.34
Maruti Suzuki India Ltd 0.28
Manappuram Finance Ltd 0.27
Bharat Petroleum Corporation Ltd 0.24
Cipla Ltd 0.23
Aditya Birla Nuvo Ltd 0.22
Larsen & Toubro Ltd 0.17
Honeywell Automation India Ltd 0.16
Prestige Estates Projects Ltd 0.16
The Jammu & Kashmir Bank Ltd 0.12
Sub Total Of Equity 19.93
Floating Rate Note
L&T Finance Ltd [ICRA]AA+ 4.01
Sub Total Of Floating Rate Note 4.01
Government Bond
FUND DATA
Type...... Open-ended Fund. Monthly Income is not
assured & is subject to the availability of distributable
surplus.
Date of allotment . . . . . . . . . . . . . . . . . . .29-Dec-2003
Inception Date . . . . . . . . . . . . . . . . . . . . . 13-Jan-2004
Quarterly AAUM: ..Rs. 2,864.84 Crores (31/12/2013)
Minimum Investment: For all plans & options: Rs.5000
& in multiples of Re. 1 thereafter
Fund Manager . . . . . . Amit Tripathi, Sanjay Parekh
(w.e.f April 02, 2012)
Weighted Average YTM:. . . (for the debt portion of the
portfolio) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.65%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 3.55 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 5.37 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . .(w.e.f 24th August 2009)
- 1% if the units are redeemed/switched out on or
before completion of 1 year from the date of allotment
of units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- There shall be no exit load after completion of 1 year
from the date of allotment of units. . . . . . . . . . . . . . . .
*In terms of SEBI circular no. SEBI/IMD/CIR No. 4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . Crisil MIP Blended Index
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Monthly Income Plan - Direct Plan Growth Option 26.5769
Reliance Monthly Income Plan - Direct Plan Monthly Dividend Option 11.1192
Reliance Monthly Income Plan - Direct Plan Quarterly Dividend Option 11.3987
Reliance Monthly Income Plan - Growth Plan 26.3477
Reliance Monthly Income Plan - Monthly Dividend Plan 10.6701
Reliance Monthly Income Plan - Quarterly Dividend Plan 11.3223
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2014
figures in %
Miscellaneous 45.86%
Finance 14.90%
Banks 6.27%
Minerals/Mining 4.32%
Power 4.05%
Auto 3.04%
Pharmaceuticals 2.61%
Ferrous Metals 1.98%
Auto Ancillaries 1.72%
Media & Entertainment 1.68%
Telecom - Services 1.66%
Software 1.45%
Industrial Products 1.40%
Industrial Capital Goods 1.07%
Services 0.78%
Diversified Consumer Services 0.72%
Oil 0.65% Non - Ferrous Metals 0.41%
Petroleum Products 0.24%
Cement 0.20%
Retailing 0.19%
Construction Project 0.17%
Construction 0.16%
Transportation 0.06%
Cash & Other Receivables 4.41%
PORTFOLIO OF RELIANCE MONTHLY INCOME PLAN
As On 28Th February 2014 Rating Weigh-
Tage(%)
Certicate Of Deposit
IDBI Bank Ltd CRISIL A1+ 0.08
Sub Total Of Certicate Of Deposit 0.08
Corporate Bond
Power Finance Corporation Ltd CRISIL AAA 4.28
LIC Housing Finance Ltd CRISIL AAA 3.86
Sesa Sterlite Ltd CRISIL AA+ 3.82
Kotak Mahindra Prime Ltd CRISIL AA+ / [ICRA]AA+ 3.07
Housing Development Finance Corporation Ltd CRISIL AAA 2.79
Yes Bank Ltd [ICRA]AA 2.52
Tata Power Company Ltd CRISIL AA- 2.32
Tata Motors Ltd [ICRA]AA- 2.15
Jindal Saw Ltd CARE AA- 1.98
Power Grid Corporation Of India Ltd CRISIL AAA 1.74
Aditya Birla Finance Ltd [ICRA]AA 1.20
India Infoline Finance Ltd BWR AA / [ICRA]AA- 1.20
Tata Motors Finance Ltd CRISIL AA 1.12
HPCL Mittal Energy Ltd IND AA- 1.08
Mahindra & Mahindra Financial Services Ltd CRISIL AA+ 0.99
Reliance Capital Ltd BWR AAA 0.99
Rural Electrication Corporation Ltd CRISIL AAA 0.85
State Bank Of India CRISIL AAA 0.59
IDFC Ltd. IND AAA 0.40
Reliance Utilities & Power Pvt Ltd CRISIL AAA 0.37
Ultratech Cement Ltd CRISIL AAA 0.20
Trent Ltd CARE AA- 0.19
RATING PROFILE
Rating Weightage
BWR AA 0.81%
BWR AAA 0.99%
CARE AA- 2.18%
CRISIL A1+ 0.08%
CRISIL AA 1.12%
CRISIL AA+ 8.45%
CRISIL AA- 2.32%
CRISIL AAA 17.00%
EQUITY 19.93%
GOVERNMENT BOND 30.96%
IND AA- 1.08%
IND AAA 0.40%
[ICRA]AA 3.72%
[ICRA]AA+ 4.02%
[ICRA]AA- 2.55%
Cash & Other Receivables 4.41%
Grand Total 100.00%
Government Of India 30.96
Sub Total Of Government Bond 30.96
PTC
JET Airways (India) Ltd CRISIL AAA 0.06
Sub Total Of PTC 0.06
Zero Coupon Bond
North Karnataka Expressway Limited CRISIL AAA 2.25
Kotak Mahindra Prime Ltd CRISIL AA+ 0.58
Sub Total Of Zero Coupon Bond 2.83
Cash And Other Receivables 4.41
Grand Total 100.00
NAV as at December 31, 2013 (Rs.) 26.1836
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ## (%)
Current Value of Standard Investment of Rs 10000 in the
Scheme (Rs) Benchmark #
(Rs)
Additional Benchmark
## (Rs)
Since inception till December 31, 2013 10.0219 10.11 6.79 4.00 26,126 19,260 14,792
December 31, 2012 to December 31, 2013 25.2967 3.51 4.41 -0.68
N.A. December 30,2011 to December 31, 2012 21.6638 16.77 12.12 10.67
December 31, 2010 to December 30, 2011 21.7164 -0.24 1.72 1.91
Since Inception Date-13/01/2004 # Benchmark-Crisil MIP Blended Index ## Additional Benchmark Crisil-10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever
provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for
last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever
applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since
inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case,
the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date (DD/MM/YY) Dividend Per Unit Cum Dividend NAV EX Dividend NAV*
Reliance MIP - Monthly Dividend
20-Feb-14 0.0468 10.7147 10.6547
20-Jan-14 0.0545 10.8780 10.8080
20-Dec-13 0.0545 10.7607 10.6907
20-Nov-13 0.0468 10.6380 10.5780
21-Oct-13 0.0545 10.7329 10.6629
20-Sep-13 0.0545 10.5211 10.4511
20-Aug-13 0.0468 10.4533 10.3933
22-Jul-13 0.0468 10.7872 10.7272
20-Jun-13 0.0468 11.1204 11.0604
Reliance MIP - DIRECT Monthly Dividend
20-Feb-14 0.0522 11.1682 11.1012
20-Jan-14 0.0600 11.3347 11.2577
20-Dec-13 0.0600 11.2095 11.1325
20-Nov-13 0.0522 11.0784 11.0114
21-Oct-13 0.0600 11.1737 11.0967
20-Sep-13 0.0600 10.9525 10.8755
20-Aug-13 0.0522 10.8814 10.8144
22-Jul-13 0.0522 11.2281 11.1611
Reliance MIP - Quarterly Dividend
20-Dec-13 0.1870 11.4480 11.2080
20-Sep-13 0.1559 11.1839 10.9839
20-Jun-13 0.1870 11.8646 11.6246
20-Mar-13 0.1762 11.6537 11.4537
20-Dec-12 0.2114 11.8854 11.6454
20-Sep-12 0.2114 11.7703 11.5303
20-Jun-12 0.1762 11.5218 11.3508
20-Mar-12 0.2114 11.6057 11.3873
20-Dec-11 0.1762 11.1211 10.9211
Reliance MIP - Direct Quarterly Dividend
20-Dec-13 0.2003 11.5239 11.2669
20-Sep-13 0.1691 11.2533 11.0363
20-Jun-13 0.2003 11.9355 11.6785
20-Mar-13 0.1542 11.6741 11.4991
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the
dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. "
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
38 Fundamentals March 2014
GOLD: ETF
R*Shares
Gold ETF
(Formerly R*Shares Gold Exchange Traded Fund)
INVESTMENT OBJECTIVE:
The investment objective is to seek to provide returns
that closely correspond to returns provided by price of
gold through investment in physical Gold (and Gold
related securities as permitted by Regulators from time
to time). However, performance of the scheme may dif-
fer from that of the domestic prices of Gold due to
expenses and or other related factors.
FUND DATA
Type . . . . . . . . . An open ended Gold Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . . 21-Nov-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . 22-Nov-2007
Quarterly AAUM: . . . . . . . . Rs. 2,347.6 Crores (31/12/2013)
Minimum Investment. . . . On going purchase directly from
mutual fund would be available only to the Authorised
Participants and Reliance Gold Savings Fund though RCAM,
provided the value of units to be purchased is in creation unit
size. Authorised Participants may buy the units on any
business day for the scheme directly from the mutual fund at
applicable NAV and transaction charges, if applicable, by
depositing Gold or cash, value of which is equal to creation
size. Each creation unit consists of 1000 units and cash
components, if any, of R*Shares Gold ETF. Others can buy the
units in multiple of one from the exchange where they are
traded.
Exchange listed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELGOLD
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . Hiren Chandaria
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIl
NAV AS ON 28th FEBRUARY 2014 Rs.
R* Shares Gold ETF - Dividend Payout 2779.7598
ASSET ALLOCATION (%)
Gold 100.07
Cash & Other Receivables -0.07
PORTFOLIO OF R*SHARES GOLD ETF
As on 28th February 2014
Holding Weightage(%)
GOLD
GOLD .995 1KG BAR 57.71
GOLD 995 1KG BAR-Ahmedabad 42.36
Sub Total of Gold 100.07
Cash and Other Receivables -0.07
Grand Total 100.00
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors assessment
of various factors including the service rendered by the
distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark ..........................................................As there are
no indices catering to the gold sector/securities linked to
Gold, currently R*Shares Gold ETF shall be benchmarked
against the price of Gold.
NAV as at December 31, 2013 (Rs.) 2525.4022
Performance of R*Shares Gold ETF - Dividend Payout Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
## (Rs)
Since inception till December 31, 2013 1026.3180 15.87 17.60 N.A. 24,606 26,936 N.A.
December 31, 2012 to December 31, 2013 2838.9735 -11.05 -10.08 N.A.
N.A. December 30,2011 to December 31, 2012 2559.2647 10.93 11.97 N.A.
December 31, 2010 to December 30, 2011 1952.7306 31.06 32.23 N.A.
Since Inception Date - 22/11/2007 # Benchmark - Prices of Gold ## Additional Benchmark - N.A.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
39 Fundamentals March 2014
GOLD: FOF
Reliance
Gold Savings Fund
INVESTMENT OBJECTIVE
The investment objective of the scheme is to seek to
provide returns that closely correspond to returns
provided by R*Shares Gold ETF
FUND DATA
Type .. . . . . . . An open ended Fund of Fund Scheme
Date of allotment . . . . . . . . . . . . . . . . 7th March 2011
Inception Date . . . . . . . . . . . . . . . . . 11th March 2011
Quarterly AAUM: Rs. 1,927.43 Crores (31/12/2013)
Minimum Investment. . . . Rs. 5000 & in multiples
of Re.1 thereafter*
*Reliance Capital Asset Management Limited (RCAM) in
consultation with the Trustee Company of Reliance Mutual
Fund i.e Reliance Capital Trustee Co. Ltd. (RCTC), has
decided to re-commence the acceptance of subscription in
Reliance Gold Savings Fund (RGSF), with effect from
October ,23, 2013. Refer Addendum No. 72
Fund Manager . . . . . . . . . . . . . . . . . . Hiren Chandaria
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2%- If redeemed or switched out on or before completion of
1 year from the date of allotment of units,
Nil - If redeemed or switched out after the completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors assessment of
various factors including the service rendered by the
distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: The scheme's performance will be benchmarked
against the price of physical Gold.
NAV AS ON 28TH FEBRUARY 2014 Rs.
Reliance Gold Savings Fund - Direct Plan
Growth Option
14.0070
Reliance Gold Savings Fund - Dividend
Plan
13.9490
Reliance Gold Savings Fund - Growth
Plan
13.9490
Reliance Gold Savings Fund - Direct Plan
Dividend Option
14.0070
ASSET ALLOCATION (%)
Exchange Traded Funds 100.10
Cash and Other Receivables -0.10
PORTFOLIO OF RELIANCE GOLD SAVINGS FUND
As on 28th February 2014
Holding Weightage(%)
Equities
Exchange Traded Funds
R* Shares Gold ETF 100.10
Sub Total of Exchange Traded Funds 100.10
Cash and Other Receivables -0.10
GRAND TOTAL 100.00
NAV as at December 31, 2013 (Rs.) 13.2702
Performance of Reliance Gold Saving Fund - Growth Plan As on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme Returns
(%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Since inception till December 31, 2013 10.0337 10.46 9.68 N.A.
December 31, 2012 to December 31, 2013 14.3676 -7.64 -10.08 N.A.
December 30,2011 to December 31, 2012 12.9221 11.19 11.97 N.A.
Since Inception Date - 11/03/2011 # Benchmark - Prices of Gold ## Additional Benchmark - N.A.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is comand the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equity Fund Management Team
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Sunil
Singhania
Reliance Growth
Fund - Since
Dec 2003
Reliance Long Term
Equity Fund - Since
Dec 2006 Reliance
Diversifed
Power Sector
Fund - Since
May 2004 Reliance
Banking Fund -
Since
May 2003 - March
2012 Reliance
Small Cap Fund
Since Sept 10
Reliance
Infrastructure Fund
- Since
J uly 2009 till Sept.
2013
Over 20 Years
of experience,
of which 13
years in Capital
Markets
Mr. Ashwani
Kumar
Reliance Vision
Fund - Since
J une 2003
Reliance Tax
Saver (ELSS)
Fund- Since
Sept 2005
Reliance Top 200
Fund - Since
Aug 2007
Reliance Monthly
Income Plan -
Since J an 2004 -
March 2012
Reliance Natural
Resources Fund -
Since Feb 2008 - till
Sep. 2013
Over 16 years of
experience in
equity research
& 6 years
of experience
in managing
equity portfolios
& fund
management
Mr. Sailesh
Raj Bhan
Reliance Equity
Opportunities
Fund- Since
March 2005
Reliance Top 200
Fund- Since
Aug 2007
Reliance Pharma
Fund - Since
J une 2004
Reliance Media
& Entertainment
Fund- Since
Oct 2004
Reliance Equity
Linked Saving
Fund - Series 1-
Since March 2008
All series of
Reliance Dual
Advantage Fixed
Tenure Fund -
Since May 2010
All series of
Reliance Close
Ended Equity
Fund
Over 18 years
experience in
Equity Securities
research,
analysis
and fund
management
Mr. Omprakash
S. Kuckian
Reliance NRI
Equity Fund- Since
November
2004
Reliance Regular
Savings Fund- Equity
option -
Since Oct 2007
Reliance Regular
Savings Fund-
Balanced option-
Since Oct 2007 -
March 2012
Reliance Focused
Large Cap Fund-
Since Aug 31, 2009
Over 19 years
of experience of
which 3 years
of managing
investments in
equities
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Krishan
Daga
Reliance Quant
Plus Fund - Since
J uly 2008 R*Shares
Banking ETF - Since
J une 2008
Reliance Index Fund
Nifty Plan & Reliance
Index Fund Sensex
Plan Since Oct 10
Reliance Arbitrage
Advantage Fund Since
Oct 10
R*Shares Nifty ETF
since Nov. 2013
All series of Reliance
Dual Advantage Fixed
Tenure Fund II from
Feb 2012
R*Shares CNX 100
Fund from March 2013
All series of Reliance
Dual Advantage Fixed
Tenure Fund III from
March 2013
Reliance Dual
Advantage Fixed
Tenure Fund IV - Plan
A, B, C
Over 22 years
experience,
of which 13
years in Equity
Research
Mr. Sanjay
Parekh
Reliance Monthly
Income Plan -
Since April 2012
Reliance Regular
Savings Fund -
Balanced Option
- Since April 2012
Reliance Banking
Fund - Since April
2012 Reliance
Dual Advantage
Fixed Tenure Fund
IV - Plan D since
Nov.2013
Reliance Dual
Advantage Fixed
Tenure Fund V -
Plan A since
Feb. 2014
Over 17 years
experience,
of which 13
years in Equity
Research
Mr. Shrey
Loonker
Assistant Fund
Manager for
Reliance Banking
Fund since
Sept 10
Over 8 years of
experience in
fnance and
equity research
Mr. Samir Rachh Assistant Fund
Manager for
Reliance Long Term
Equity Fund since
Sep 2010
Fund Maneger for
Reliance Dual
Advantage Fixed
Tenure Fund III -
Plan B
Over 14 years
of experience in
equity research
Ms. J ahnvee
Shah
Dedicated
Fund Manager
for overseas
investments
Over 7 years of
experience in
Equity Securities
research and
analysis
Debt Fund Management Team
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Amit
Tripathi
Reliance Liquidity
Fund- Since J une
05 Reliance Floating
Rate Fund Short
Term Plan - Since
Oct 07
Reliance Liquid
Fund Cash Plan
Since Oct 2003 till
Sept. 2013
Reliance Money
Manager
Fund Since March
07 Reliance Monthly
Income Plan-Since
Oct 08
Over 15 years
experience
in managing
Fixed Income
portfolios
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Reliance Medium
Term Fund-Since
Oct 08, Reliance
Regular Savings
Fund - Balanced
Option Since Aug
2010
All Series of
Reliance Fixed
Horizon fund,
Reliance Yearly
Interval Fund and
Reliance Interval
Fund, Reliance
Interval Fund I - Half
Yearly Interval Fund
Series 2 since Sept.
2013
Ms. Anju
Chhajer
Reliance Liquid
Fund Cash Plan
Since Oct 2013
Reliance Liquid
Fund-Treasury plan -
since Oct 2013
Reliance Money
Manager Fund
Since Oct 2009
Reliance Medium
Term Fund - Since
October 2009
Reliance Liquidity
Fund - Since
October 2009
All series of Reliance
Dual Advantage
Fixed Tenure Fund -
Since May 2010
All series of Reliance
Dual Advantage Fixed
Tenure Fund II since
Feb 2012
All series of Reliance
Dual Advantage Fixed
Tenure Fund III from
March 2013
Reliance Dual
Advantage Fixed
Tenure Fund IV
Reliance Dual
Advantage Fixed
Tenure Fund V - Plan
A since Feb. 2014
All Series of Reliance
Interval Fund - II since
Oct. 2013
Over 13 years
experience
in managing
Fixed Income
portfolios
Mr. Hiren
Chandaria
R*Shares Gold
ETF - Since May
2008 Reliance Gold
Savings Fund -
Since March 2011
Over 8
years exp in
commodity
- analysis,
advisory,
dealing and
trading
Mr. Prashant
Pimple
Reliance Liquid
Fund-Treasury plan
- since Oct 2008 till
Sept. 2013
Reliance Dynamic
Bond Fund- Since
Oct 2008 Reliance
Income Fund- Since
Oct 2008 Reliance
Gilt Securities Fund-
Since Oct 2008
Reliance Short
Term Fund-
Since Oct 2008,
Reliance Regular
Savings Fund - Debt
option - Since Aug
2010
Over 13 years
experience
in managing
fxed income
securities.
Mr. Vivek Sharma Reliance Liquidity
Fund- Since Oct.
2013, Reliance
Floating Rate Fund
Short Term Plan -
Oct. 2013,
Reliance Liquid
Fund Cash Plan
Since Oct 2013
Over 7 years
exp in capital
markets.
40 Fundamentals March 2014
Performance Snapshot of Fund Managers
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
Fund Manager - Sunil Singhania
Schemes Managed By Sunil Singhania
Reliance Growth Fund ReIiance Diversied Power Sector Fund
Reliance Small Cap Fund Reliance Long Term Equity Fund
NAV as at December 31, 2013 (Rs.) 488.6639
Performance of Reliance Growth Fund - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0000 23.76 10.95 10.20 488,667 66,596 58,834
December 31, 2012 to December 31, 2013 501.0374 -2.47 5.87 8.98
N.A. December 30,2011 to December 31, 2012 363.5511 37.82 29.96 25.70
December 31, 2010 to December 30, 2011 500.7821 -27.40 -25.73 -24.64
Since Inception Date - 08/10/1995 #Benchmark - S&P BSE 100 Index ##Additional Benchmark S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 12.192
Performance of Reliance Small Cap Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 9.9921 6.26 -12.57 1.75 12,202 6,438 10,585
December 31, 2012 to December 31, 2013 10.8967 11.89 -11.23 8.98
N.A. December 30,2011 to December 31, 2012 7.6796 41.89 32.97 25.70
December 31, 2010 to December 30, 2011 10.2449 -25.04 -42.61 -24.64
*Since Inception Date -21/09/2010 #Benchmark - S&P BSE SMALL CAP ##Additional Benchmark - S&P BSE Sensex Index
NAV as at June 28, 2013 (Rs.) 44.5608
'Performance of ReIiance Diversied Power Sector Fund - Growth PIan - Growth Option As on 28/06/2013
Since inception till J une 28, 2013 10.0404 17.71 6.14 14.66 44,381 17,239 34,911
J une 28, 2012 to J une 28, 2013 52.7548 -15.53 -15.22 14.16
N.A. J une 28, 2011 to J une 28, 2012 67.5556 -21.91 -24.33 -8.12
J une 28, 2010 to J une 28, 2011 81.8674 -17.48 -17.05 4.04
Since Inception Date - 10/05/2004 #Benchmark - India Power Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 50.4395
'Performance of ReIiance Diversied Power Sector Fund - Growth PIan - Growth Option As on 31/12/2013
Date NAV Per Unit (Rs.) Scheme
Returns (%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Since inception till December 31, 2013 41.5745 21.32 14.89 5.87
Since Inception Date - 07/09/2013 #Benchmark - S&P, BSE Power Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at June 29, 2012 (Rs.) 14.5497
'Performance of ReIiance Long Term Equity Fund - Growth PIan - Growth Option as on 29/06/2012
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till J une 29, 2012 10.1546 6.75 4.76 4.25 14,328 12,917 12,576
J une 29, 2011 to J une 29, 2012 14.9349 -2.58 -7.07 -6.76
N.A. J une 29, 2010 to J une 29, 2011 15.003 -0.45 3.19 6.61
J une 29, 2009 to J une 29, 2010 10.8057 38.84 23.06 18.59
Since Inception Date - 27/12/2006 #Benchmark - BSE 200 Index ##Additional Benchmark - BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 17.6694
Performance of Reliance Long Term Equity Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 15.3182 11.06 6.27 13.18 11,535 10,863 11,837
December 31, 2012 to December 31, 2013 17.1742 2.88 (5.73) 8.98
Since Inception Date - 21/08/2012 #Benchmark - S&P BSE MIDCAP ##Additional Benchmark - S&P BSE Sensex Index
Benchmark of Reliance Long Term Equity Fund has been changed from BSE 200 Index to BSE MIDCAP INDEX w.e.f. 21.08.2012. Hence since inception returns has
been calculated from 21.08.2012
41 Fundamentals March 2014
Performance Snapshot of Fund Managers
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
Fund Manager - Ashwani Kumar
Schemes Managed By Ashwani Kumar
Reliance Vision Fund Reliance Equity Advantage Fund
Reliance Tax Saver (ELSS) Fund Reliance Top 200 Fund
NAV as at December 31, 2013 (Rs.) 268.8327
Performance of Reliance Vision Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0000 19.77 10.95 10.20 268,832 66,596 58,834
December 31, 2012 to December 31, 2013 269.6626 -0.31 5.87 8.98
N.A. December 30,2011 to December 31, 2012 207.4707 29.98 29.96 25.70
December 31, 2010 to December 30, 2011 290.3518 -28.55 -25.73 -24.64
Since Inception Date - 08/10/1995 #Benchmark - S&P BSE 100 Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 25.5337
Performance of Tax Saver (ELSS)Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 9.9500 12.06 11.74 12.10 25,662 25,070 25,750
December 31, 2012 to December 31, 2013 24.6765 3.47 5.87 8.98
N.A. December 30,2011 to December 31, 2012 16.8954 46.05 29.96 25.70
December 31, 2010 to December 30, 2011 22.2995 -24.23 -25.73 -24.64
Since Inception Date - 22/09/2005 #Benchmark - S&P BSE 100 Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at June 30, 2011 (Rs.) 13.1065
Performance of ReIiance Equity Advantage Fund - RetaiI PIan - Growth Option as on 30/06/2011
Since inception till J une 30, 2011 9.7625 7.86 6.60 5.86 13,425 12,825 12,482
J une 30, 2010 to J une 30, 2011 12.3205 7.53 7.56 7.66
N.A. J une 30, 2009 to J une 30, 2010 9.7420 25.06 22.45 20.93
J une 30, 2008 to J une 30, 2009 8.8798 14.55 10.15 11.86
Since Inception Date - 09/08/2007 #Benchmark - S&P CNX Nifty Index ##Additional Benchmark - BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 15.0649
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013 11.0256 14.20 11.38 13.11 13,664 12,883 13,358
December 31, 2012 to December 31, 2013 14.4642 4.15 4.38 8.98
N.A.
December 30,2011 to December 31, 2012 10.2606 40.97 30.98 25.70
*Since Inception Date - 26/08/2011 #Benchmark - S&P BSE 200 Index ##Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Sailesh Bhan
Schemes Managed By Sailesh Bhan
Reliance Media & Entertainment Fund Reliance Dual Advantage Fixed Tenure Fund I - Plan J
Reliance Pharma Fund Reliance Dual Advantage Fixed Tenure Fund I - Plan K
Reliance Equity Linked Saving Fund - Series I Reliance Dual Advantage Fixed Tenure Fund I - Plan L
Reliance Equity Opportunities Fund Reliance Dual Advantage Fixed Tenure Fund II - Plan G
Reliance Top 200 Fund Reliance Dual Advantage Fixed Tenure Fund II - Plan H
Reliance Dual Advantage Fixed Tenure Fund - Plan A Reliance Close Ended Equity Fund - Series A
Reliance Dual Advantage Fixed Tenure Fund I - Plan I Reliance Close Ended Equity Fund - Series B
NAV as at December 31, 2013 (Rs.) 38.5088
Performance of Reliance Media & Entertainment Fund- Growth Plan - Growth Option As on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.008 15.70 12.39 15.10 38,478 29,427 36,668
December 31, 2012 to December 31, 2013 39.1012 -1.52 3.78 8.98
N.A. December 30,2011 to December 31, 2012 24.7535 57.96 69.49 25.70
December 31, 2010 to December 30, 2011 30.5491 -18.97 -30.17 -24.64
Since Inception Date - 07/10/2004 #Benchmark - IISL CNX Media & Entertainment Index ##Additional Benchmark - S&P BSE Sensex Index
42 Fundamentals March 2014
Performance Snapshot of Fund Managers
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
NAV as at December 31, 2013 (Rs.) 84.0449
Performance of Reliance Pharma Fund - Growth Plan - Growth Option As on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Since inception till December 31, 2013 10.0048 24.91 16.86 16.37 84,004 44,401 42,660
December 31, 2012 to December 31, 2013 69.5341 20.87 22.55 8.98
N.A. December 30,2011 to December 31, 2012 51.5686 34.84 38.53 25.70
December 31, 2010 to December 30, 2011 57.9578 -11.02 -12.83 -24.64
Since Inception Date - 08/06/2004 #Benchmark - S&P BSE Health Care Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 17.0029
Performance of Reliance Equity Linked Savings Fund - Series I- Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0333 9.60 5.03 5.42 16,946 13,260 13,548
December 31, 2012 to December 31, 2013 16.7728 1.37 1.37 8.98
N.A. December 30,2011 to December 31, 2012 11.4027 47.10 47.10 25.70
December 31, 2010 to December 30, 2011 15.7195 -27.46 -27.46 -24.64
Since Inception Date - 01/04/2008 #Benchmark - S&P BSE 100 Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 46.3632
Performance of Reliance Equity Opportunities Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0000 19.14 13.93 14.45 46,363 31,328 32,606
December 31, 2012 to December 31, 2013 44.3419 4.56 1.37 8.98
N.A. December 30,2011 to December 31, 2012 30.0922 47.35 47.10 25.70
December 31, 2010 to December 30, 2011 38.3986 -21.63 -27.46 -24.64
Since Inception Date - 31/03/2005 #Benchmark - S&P BSE 100 Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at June 30, 2011 (Rs.) 13.1065
Performance of ReIiance Equity Advantage Fund - RetaiI PIan - Growth Option as on 30/06/2011
Since inception till J une 30, 2011 9.7625 7.86 6.60 5.86 13,425 12,825 12,482
J une 30, 2010 to J une 30, 2011 12.3205 7.53 7.56 7.66
N.A. J une 30, 2009 to J une 30, 2010 9.7420 25.06 22.45 20.93
J une 30, 2008 to J une 30, 2009 8.8798 14.55 10.15 11.86
Since Inception Date - 09/08/2007 #Benchmark - S&P CNX Nifty Index ##Additional Benchmark - BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 15.0649
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013 11.0256 14.20 11.38 13.11 13,664 12,883 13,358
December 31, 2012 to December 31, 2013 14.4642 4.15 4.38 8.98
N.A.
December 30,2011 to December 31, 2012 10.2606 40.97 30.98 25.70
*Since Inception Date - 26/08/2011 #Benchmark - S&P BSE 200 Index ##Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Omprakash Kuckian
Schemes Managed By Omprakash Kuckian
Reliance NRI Equity Fund Reliance Regular Savings Fund - Equity Option
Reliance Focused Large Cap Fund (Formerly as Reliance Equity Fund)
NAV as at December 31, 2013 (Rs.) 46.5697
Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0295 18.32 13.69 14.82 46,433 32,267 35,304
December 31, 2012 to December 31, 2013 44.5140 4.62 4.38 8.98
N.A. December 30,2011 to December 31, 2012 31.9590 39.28 30.98 25.70
December 31, 2010 to December 30, 2011 42.3227 -24.49 -26.95 -24.64
Since Inception Date - 16/11/2004 #Benchmark - S&P BSE 200 Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 16.4047
Performance of Reliance Focused Large Cap Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.1500 6.38 8.20 8.42 16,162 18,438 18,723
December 31, 2012 to December 31, 2013 15.016 9.25 6.76 8.98
N.A. December 30,2011 to December 31, 2012 10.6283 41.28 27.70 25.70
December 31, 2010 to December 30, 2011 15.2063 -30.11 -24.62 -24.64
Since Inception Date - 30/03/2006 #Benchmark - CNX Nifty Index ##Additional Benchmark - S&P BSE Sensex Index
43 Fundamentals March 2014
Performance Snapshot of Fund Managers
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
NAV as at December 31, 2013 (Rs.) 32.7136
Performance of Reliance Regular Savings Fund - Equity Option - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0242 14.80 13.55 14.11 32,635 29,713 30,985
December 31, 2012 to December 31, 2013 33.9828 -3.73 5.87 8.98
N.A. December 30,2011 to December 31, 2012 23.2749 46.01 29.96 25.70
December 31, 2010 to December 30, 2011 33.2418 -29.98 -25.73 -24.64
Since Inception Date - 09/06/2005 #Benchmark - S&P BSE 100 Index ##Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Sanjay Parekh
Schemes Managed By Sanjay Parekh
Reliance Banking Fund Reliance Dual Advantage Fixed Tenure Fund IV - Plan D
Reliance Monthly Income Plan Reliance Dual Advantage Fixed Tenure Fund IV - Plan E
Reliance Regular Savings Fund - Balanced Option Reliance Dual Advantage Fixed Tenure Fund V - Plan A
NAV as at December 31, 2013 (Rs.) 107.6721
Performance of Reliance Banking Fund - Growth Plan - Growth Option As on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0600 25.05 21.05 19.76 107,030 75,801 67,628
December 31, 2012 to December 31, 2013 120.1308 -10.37 -10.81 8.98
N.A. December 30,2011 to December 31, 2012 74.8383 60.52 57.06 25.70
December 31, 2010 to December 30, 2011 110.0222 -31.98 -32.52 -24.64
Since Inception Date - 28/05/2003 #Benchmark - IISL CNX Bank Index ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 26.1836
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0219 10.11 6.79 4.00 26,126 19,260 14,792
December 31, 2012 to December 31, 2013 25.2967 3.51 4.41 -0.68
N.A. December 30,2011 to December 31, 2012 21.6638 16.77 12.12 10.67
December 31, 2010 to December 30, 2011 21.7164 -0.24 1.72 1.91
Since Inception Date - 13/01/2004 #Benchmark - Crisil MIP Blended Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 26.4427
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 11.6173 12.54 7.35 5.98 22,776 16,394 14,988
December 31, 2012 to December 31, 2013 25.5446 3.52 6.05 8.98
N.A. December 30,2011 to December 31, 2012 19.0836 33.86 21.28 25.70
December 31, 2010 to December 30, 2011 23.6381 -19.27 -14.39 -24.64
Since Inception Date - 13/01/2007 #Benchmark - Crisil Balanced Fund Index ##Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Krishan Daga
Schemes Managed By Krishan Daga
Reliance Quant Plus Fund Reliance Dual Advantage Fixed Tenure Fund II - Plan C
R*Shares Banking ETF Reliance Dual Advantage Fixed Tenure Fund II - Plan D
R*Shares CNX 100 Fund Reliance Dual Advantage Fixed Tenure Fund II - Plan E
R*Shares Nifty ETF Reliance Dual Advantage Fixed Tenure Fund III - Plan A
Reliance Index Fund - Nifty Plan Reliance Dual Advantage Fixed Tenure Fund III - Plan C
Reliance Index Fund - Sensex Plan Reliance Dual Advantage Fixed Tenure Fund III - Plan D
Reliance Arbitrage Advantage Fund Reliance Dual Advantage Fixed Tenure Fund IV - Plan A
Reliance Dual Advantage Fixed Tenure Fund II - Plan A Reliance Dual Advantage Fixed Tenure Fund IV - Plan B
Reliance Dual Advantage Fixed Tenure Fund II - Plan B Reliance Dual Advantage Fixed Tenure Fund IV - Plan C
NAV as at December 31, 2013 (Rs.) 15.0469
Performance of Reliance Quant Plus Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs 10000
in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0000 7.42 4.30 4.49 15,047 12,714 12,845
December 31, 2012 to December 31, 2013 14.1847 6.08 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 11.0369 28.52 56.54 25.70
December 31, 2010 to December 30, 2011 14.7481 -25.16 -32.42 -24.64
Since Inception Date - 18/04/2008 #Benchmark - CNX Nifty Index ##Additional Benchmark - S&P BSE Sensex Index
44 Fundamentals March 2014
Performance Snapshot of Fund Managers
NAV as at December 31, 2013 (Rs.) 1209.1417
Performance of R*Shares Banking ETF Growth Plan - Dividend Payout Option As on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs 10000
in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 548.7047 15.38 14.12 7.63 22,036 20,739 15,008
December 31, 2012 to December 31, 2013 1307.1398 -7.50 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 830.0601 57.48 56.54 25.70
December 31, 2010 to December 30, 2011 1206.6168 -31.21 -32.42 -24.64
Since Inception Date - 24/06/2008 #Benchmark - CNX Bank Nifty ##Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.) 10.4661
Performance of Reliance Index Fund - Nifty Plan - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 9.9902 1.44 0.80 1.08 10,476 10,261 10,355
December 31, 2012 to December 31, 2013 9.7709 7.12 -8.73 8.98
N.A. December 30,2011 to December 31, 2012 7.5712 29.05 56.54 25.70
December 31, 2010 to December 30, 2011 9.9674 -24.04 -32.42 -24.64
*Since Inception Date -01/10/2010 #Benchmark - CNX Nifty Index ## S&P BSE SENSEX INDEX
NAV as at December 31, 2013 (Rs.) 10.4573
Performance of Reliance Index Fund - Sensex Plan - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0115 1.35 1.08 0.80 10,445 10,355 10,261
December 31, 2012 to December 31, 2013 9.5210 9.83 8.98 -8.73
N.A. December 30,2011 to December 31, 2012 7.4800 27.29 25.70 56.54
December 31, 2010 to December 30, 2011 9.9735 -25.00 -24.64 -32.42
*Since Inception Date -01/10/2010 #Benchmark - S&P BSE SENSEX INDEX ##Additional Benchmark - CNX Nifty Index
NAV as at December 31, 2013 (Rs.) 13.3232
Performance of Reliance Arbitrage Advantage Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0127 9.34 8.48 2.00 13,306 12,975 10,653
December 31, 2012 to December 31, 2013 12.1448 9.70 9.03 8.98
N.A. December 30,2011 to December 31, 2012 11.0516 9.89 8.54 25.70
December 31, 2010 to December 30, 2011 10.2030 8.32 8.15 -24.64
*Since Inception Date -20/10/2010 #Benchmark - Crisil Liquid Fund Index ##Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Hiren Chandaria
Schemes Managed By Hiren Chandaria
Reliance Gold Exchange Traded Fund Reliance Gold Savings Fund
NAV as at December 31, 2013 (Rs.) 2525.4022
Performance of R* Shares Gold ETF- Dividend Payout Option As on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns #
# (%)
Current Value of Standard Investment of Rs 10000 in the
Scheme (Rs) Benchmark #(Rs) Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 1026.3180 15.87 17.60 N.A. 24,606 26,936 N.A.
December 31, 2012 to December 31, 2013 2838.9735 -11.05 -10.08 N.A.
N.A. December 30,2011 to December 31, 2012 2559.2647 10.93 11.97 N.A.
December 31, 2010 to December 30, 2011 1952.7306 31.06 32.23 N.A.
Since Inception Date - 22/11/2007 #Benchmark - Prices of Gold ##Additional Benchmark - N.A.
NAV as at December 31, 2013 (Rs.) 13.2702
Performance of Reliance Gold Saving Fund - Growth Plan As on 31/12/2013
Date NAV Per Unit (Rs.) Scheme Returns (%) Benchmark Returns #(%) Additional Benchmark
Returns ##(%)
Since inception till December 31, 2013 10.0337 10.46 9.68 N.A.
December 31, 2012 to December 31, 2013 14.3676 -7.64 -10.08 N.A.
December 30,2011 to December 31, 2012 12.9221 11.19 11.97 N.A.
Since Inception Date - 11/03/2011 #Benchmark - Prices of Gold ##Additional Benchmark - N.A.
Fund Manager - Prashant Pimple
Schemes Managed By Prashant Pimple
Reliance Dynamic Bond Fund Reliance Income Fund
Reliance Short Term Fund Reliance Gilt Securities Fund
Reliance Regular Savings Fund Debt Option
NAV as at December 31, 2013 (Rs.) 16.0568
Performance of Reliance Dynamic Bond Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0234 5.30 6.01 5.43 16,019 17,036 16,201
December 31, 2012 to December 31, 2013 15.3182 4.82 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 13.6497 12.22 9.38 10.67
December 31, 2010 to December 30, 2011 12.6018 8.32 6.90 1.91
Since Inception Date - 16/11/2004 #Benchmark - Crisil Composite Bond Fund Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
45 Fundamentals March 2014
Performance Snapshot of Fund Managers
NAV as at Mar 28, 2013 (Rs.) 21.8654
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 28/03/2013
Since inception till March 28, 2013 10.0136 7.90 6.21 5.56 22,699 19,146 17,926
March 28, 2012 to March 28, 2013 21.3927 7.51 8.23 11.63
N.A. March 28, 2011 to March 28, 2012 18.3047 9.81 8.47 2.12
March 29, 2010 to March 28, 2011 17.3878 7.89 6.16 3.95
Since Inception Date - 23/12/2002 #Benchmark - Crisil Liquid Fund Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 22.9992
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Since inception till December 31, 2013 22.4651 4.21 6.89 -12.70
Since Inception Date - 01/06/2013 #Benchmark - CRISIL Short-Term Bond Fund Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 16.7322
Performance of Reliance Regular Savings Fund - Debt Option - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0275 6.16 5.87 5.10 16,686 16,304 15,317
December 31, 2012 to December 31, 2013 15.4936 7.99 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 14.1338 9.62 9.38 10.67
December 31, 2010 to December 30, 2011 13.0347 8.43 6.90 1.91
Since Inception Date - 09/06/2005 #Benchmark - Crisil Composite Bond Fund Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 38.7594
Performance of Reliance Income Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 9.9700 8.85 N.A. N.A. 38,876 N.A. N.A.
December 31, 2012 to December 31, 2013 37.7048 2.80 3.79 -0.68
N.A. December 30,2011 to December 31, 2012 33.9359 11.11 9.38 10.67
December 31, 2010 to December 30, 2011 31.8658 6.50 6.90 1.91
Since Inception Date - 01/01/1998 #Benchmark - Crisil Composite Bond Fund Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 14.7672
Performance of Reliance Gilt Securities Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0379 7.47 9.27 6.30 14,711 16,087 13,873
December 31, 2012 to December 31, 2013 14.3000 3.27 1.38 -0.68
N.A. December 30,2011 to December 31, 2012 12.6510 13.03 12.85 10.67
December 31, 2010 to December 30, 2011 12.0877 4.66 6.08 1.91
Since Inception Date - 22/08/2008 #Benchmark - I-Sec LI Bex Index ##Additional Benchmark - CRISIL 10 Year Gilt Index
Fund Manager - Anju Chhajer
Schemes Managed By Anju Chhajer
Reliance Liquid Fund Treasury Plan Reliance Dual Advantage Fixed Tenure Fund II - Plan E
Reliance Liquid Fund Cash Plan Reliance Dual Advantage Fixed Tenure Fund III - Plan A
Reliance Money Manager Fund Reliance Dual Advantage Fixed Tenure Fund III - Plan B
Reliance Medium Term Fund Reliance Dual Advantage Fixed Tenure Fund III - Plan C
Reliance Dual Advantage Fixed Tenure Fund - Plan A Reliance Dual Advantage Fixed Tenure Fund III - Plan D
Reliance Dual Advantage Fixed Tenure Fund I - Plan I Reliance Dual Advantage Fixed Tenure Fund IV - Plan A
Reliance Dual Advantage Fixed Tenure Fund I - Plan J Reliance Dual Advantage Fixed Tenure Fund IV - Plan B
Reliance Dual Advantage Fixed Tenure Fund I - Plan K Reliance Dual Advantage Fixed Tenure Fund IV - Plan C
Reliance Dual Advantage Fixed Tenure Fund I - Plan L Reliance Dual Advantage Fixed Tenure Fund IV - Plan D
Reliance Dual Advantage Fixed Tenure Fund II - Plan A Reliance Dual Advantage Fixed Tenure Fund IV - Plan E
Reliance Dual Advantage Fixed Tenure Fund II - Plan B Reliance Dual Advantage Fixed Tenure Fund V - Plan A
Reliance Dual Advantage Fixed Tenure Fund II - Plan C Reliance Interval Fund - II Series 1
Reliance Dual Advantage Fixed Tenure Fund II - Plan G Reliance Interval Fund - II Series 2
Reliance Dual Advantage Fixed Tenure Fund II - Plan D Reliance Interval Fund - II Series 3
Reliance Dual Advantage Fixed Tenure Fund II - Plan H Reliance Interval Fund - II Series 4
NAV as at December 31, 2013 (Rs.) 3056.2325
Performance of Reliance Liquid Fund - Treasury Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 1520.60 7.18 6.59 5.34 20,103 19,020 16,876
December 31, 2012 to December 31, 2013 2797.60 9.24 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 2548.89 9.76 8.54 8.11
December 31, 2010 to December 30, 2011 2340.20 8.92 8.15 6.42
30 days 3034.55 8.99 8.92 7.15
15 days 3045.77 8.96 7.71 8.13
7 days 3051.71 9.01 6.02 9.20
Since Inception Date - 09/12/2003 (Launch date of existing plan which was Institutional Plan) #Benchmark - Crisil Liquid Fund Index ##Additional Benchmark - CRISIL 1 Year T-Bill Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
46 Fundamentals March 2014
Performance Snapshot of Fund Managers
NAV as at September 29, 2010 (Rs.) 1532.46
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Date NAV
Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional Benchmark
# # (Rs)
Since inception till September 29, 2010 1000.17 4.96 N.A. 5.12 15,325 N.A. 15,531
September 29, 2009 to September 29, 2010 14.8128 3.46 4.04 2.41
N.A.
September 29, 2008 to September 29, 2009 14.2794 3.74 6.85 7.33
September 29, 2007 to September 29, 2008 13.4081 6.50 7.49 5.09
30 days 15.2654 4.88 5.83 3.24
15 days 15.2928 5.06 6.00 3.56
7 days 15.3112 4.56 5.90 4.86
Since Inception Date - 07/12/2001
#Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 2011.7672
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 1541.93 8.82 8.51 6.68 13,047 12,929 12,256
December 31, 2012 to December 31, 2013 1853.96 8.51 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1696.67 9.27 8.54 8.11
December 31, 2010 to December 30, 2011 1557.31 8.95 8.15 6.42
30 days 1999.05 8.01 8.92 7.15
15 days 2005.64 7.96 7.71 8.13
7 days 2009.17 7.85 6.02 9.20
Since Inception Date - 09/11/2010 #Benchmark - Crisil Liquid Fund Index ##Additional Benchmark - CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 1718.2567
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # #
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark #
(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 1000.6139 8.29 7.38 5.82 17,172 16,217 14,679
December 31, 2012 to December 31, 2013 1569.8836 9.45 9.03 5.86
N.A. December 30,2011 to December 31, 2012 1430.9738 9.71 8.54 8.11
December 31, 2010 to December 30, 2011 1310.6854 9.18 8.15 6.42
Since Inception Date - 21/03/2007 #Benchmark - Crisil Short Term Bond Fund Index ##Additional Benchmark - CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 25.8773
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # #
(%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark #
(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0496 7.39 N.A. 6.04 25,750 N.A. 21,791
December 31, 2012 to December 31, 2013 23.8595 8.46 8.27 5.86
N.A. December 30,2011 to December 31, 2012 21.7343 9.78 9.15 8.11
December 31, 2010 to December 30, 2011 19.9103 9.16 7.84 6.42
Since Inception Date - 25/09/2000 #Benchmark - Crisil Short Term Bond Fund Index ##Additional Benchmark - CRISIL 1 Year T-Bill Index
Fund Manager - Amit Tripathi
Schemes Managed By Amit Tripathi
RELIANCE FLOATING RATE FUND SHORT TERM PLAN RELIANCE FIXED HORIZON FUND - XXII - SERIES 33
RELIANCE LIQUIDITY FUND RELIANCE FIXED HORIZON FUND - XXIV - SERIES 9
RELIANCE MONEY MANAGER FUND RELIANCE FIXED HORIZON FUND - XXIV - SERIES 10
RELIANCE MEDIUM TERM FUND RELIANCE FIXED HORIZON FUND - XXIV - SERIES 11
RELIANCE MONTHLY INCOME PLAN RELIANCE FIXED HORIZON FUND - XXIV - SERIES 12
RELIANCE REGULAR SAVINGS FUND - BALANCED OPTION RELIANCE FIXED HORIZON FUND - XXIV - SERIES 13
RELIANCE FIXED HORIZON FUND - XXI - SERIES 26 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 15
RELIANCE FIXED HORIZON FUND - XXI - SERIES 29 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 16
RELIANCE FIXED HORIZON FUND - XXI - SERIES 30 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 17
RELIANCE FIXED HORIZON FUND - XXII - SERIES 21 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 18
RELIANCE FIXED HORIZON FUND - XXII - SERIES 22 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 20
RELIANCE FIXED HORIZON FUND - XXII - SERIES 23 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 21
RELIANCE FIXED HORIZON FUND - XXII - SERIES 24 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 22
RELIANCE FIXED HORIZON FUND - XXII - SERIES 26 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 23
RELIANCE FIXED HORIZON FUND - XXII - SERIES 29 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 24
RELIANCE FIXED HORIZON FUND - XXII - SERIES 28 RELIANCE FIXED HORIZON FUND - XXIV - SERIES 25
RELIANCE FIXED HORIZON FUND - XXII - SERIES 30 RELIANCE FIXED HORIZON FUND - XXV - SERIES 1
RELIANCE FIXED HORIZON FUND - XXII - SERIES 32 RELIANCE FIXED HORIZON FUND - XXV - SERIES 2
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
47 Fundamentals March 2014
RELIANCE FIXED HORIZON FUND - XXII - SERIES 34 RELIANCE FIXED HORIZON FUND - XXV - SERIES 12
RELIANCE FIXED HORIZON FUND - XXII - SERIES 37 RELIANCE FIXED HORIZON FUND - XXV - SERIES 10
RELIANCE FIXED HORIZON FUND - XXII - SERIES 38 RELIANCE FIXED HORIZON FUND - XXV - SERIES 13
RELIANCE FIXED HORIZON FUND - XXII - SERIES 39 RELIANCE FIXED HORIZON FUND - XXV - SERIES 14
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 1 RELIANCE FIXED HORIZON FUND - XXV - SERIES 15
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 2 RELIANCE FIXED HORIZON FUND - XXV - SERIES 16
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 3 RELIANCE FIXED HORIZON FUND - XXV - SERIES 17
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 5 RELIANCE FIXED HORIZON FUND - XXV - SERIES 18
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 4 RELIANCE FIXED HORIZON FUND - XXV - SERIES 19
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 7 RELIANCE FIXED HORIZON FUND - XXV - SERIES 20
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 6 RELIANCE FIXED HORIZON FUND - XXV - SERIES 21
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 9 RELIANCE FIXED HORIZON FUND - XXV - SERIES 22
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 8 RELIANCE FIXED HORIZON FUND - XXV - SERIES 23
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 10 RELIANCE FIXED HORIZON FUND - XXV - SERIES 24
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 11 RELIANCE FIXED HORIZON FUND - XXV - SERIES 25
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 12 RELIANCE FIXED HORIZON FUND - XXV - SERIES 28
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 1 RELIANCE INTERVAL FUND - MONTHLY INTERVAL FUND - SERIES I
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 2 RELIANCE INTERVAL FUND - MONTHLY INTERVAL FUND - SERIES II
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 3 RELIANCE INTERVAL FUND - QUARTERLY INTERVAL FUND - SERIES I
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 4 RELIANCE INTERVAL FUND - QUARTERLY INTERVAL FUND - SERIES II
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 5 RELIANCE INTERVAL FUND - QUARTERLY INTERVAL FUND - SERIES III
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 6 RELIANCE INTERVAL FUND - ANNUAL INTERVAL FUND - SERIES I
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 7 RELIANCE INTERVAL FUND I- HALF YEARLY INTERVAL FUND - SERIES 2
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 8 RELIANCE YEARLY INTERVAL FUND - SERIES 1
RELIANCE FIXED HORIZON FUND - XXV - SERIES 3 RELIANCE YEARLY INTERVAL FUND - SERIES 2
RELIANCE FIXED HORIZON FUND - XXV - SERIES 4 RELIANCE YEARLY INTERVAL FUND - SERIES 3
RELIANCE FIXED HORIZON FUND - XXV - SERIES 5 RELIANCE YEARLY INTERVAL FUND - SERIES 4
RELIANCE FIXED HORIZON FUND - XXV - SERIES 6 RELIANCE YEARLY INTERVAL FUND - SERIES 5
RELIANCE FIXED HORIZON FUND - XXV - SERIES 7 RELIANCE YEARLY INTERVAL FUND - SERIES 6
RELIANCE FIXED HORIZON FUND - XXV - SERIES 8 RELIANCE YEARLY INTERVAL FUND - SERIES 7
RELIANCE FIXED HORIZON FUND - XXV - SERIES 9 RELIANCE YEARLY INTERVAL FUND - SERIES 8
RELIANCE FIXED HORIZON FUND - XXV - SERIES 11 RELIANCE YEARLY INTERVAL FUND - SERIES 9
NAV as at December 31, 2013 (Rs.) 1718.2567
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark #
(Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 1000.6139 8.29 7.38 5.82 17,172 16,217 14,679
December 31, 2012 to December 31, 2013 1569.8836 9.45 9.03 5.86
N.A. December 30,2011 to December 31, 2012 1430.9738 9.71 8.54 8.11
December 31, 2010 to December 30, 2011 1310.6854 9.18 8.15 6.42
Since Inception Date - 21/03/2007
#Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 25.8773
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10.0496 7.39 N.A. 6.04 25,750 N.A. 21,791
December 31, 2012 to December 31, 2013 23.8595 8.46 8.27 5.86
N.A. December 30,2011 to December 31, 2012 21.7343 9.78 9.15 8.11
December 31, 2010 to December 30, 2011 19.9103 9.16 7.84 6.42
Since Inception Date - 25/09/2000
#Benchmark Crisil Short Term Bond Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 1889.8607
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 1000.14 7.73 7.02 5.56 18,896 17,865 15,887
December 31, 2012 to December 31, 2013 1729.89 9.25 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1577.30 9.67 8.54 8.11
December 31, 2010 to December 30, 2011 1447.17 8.99 8.15 6.42
30 days 1876.49 8.97 8.92 7.15
15 days 1883.42 8.91 7.71 8.13
7 days 1887.08 8.97 6.02 9.20
Since Inception Date - 16/06/2005 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 19.5553
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 14.5945 8.45 8.14 6.04 13,399 13,263 12,356
December 31, 2012 to December 31, 2013 18.1167 7.94 9.03 5.86
N.A. December 30,2011 to December 31, 2012 16.5146 9.70 8.54 8.11
December 31, 2010 to December 30, 2011 15.1221 9.21 8.15 6.42
Since Inception Date - 24/05/2010 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
Performance Snapshot of Fund Managers
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
48 Fundamentals March 2014
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
NAV as at December 31, 2013 (Rs.) 26.1836
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per Unit
(Rs.)
Scheme Returns
(%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment
of Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark
# # (Rs)
Since inception till December 31, 2013 10.0219 10.11 6.79 4.00 26,126 19,260 14,792
December 31, 2012 to December 31, 2013 25.2967 3.51 4.41 -0.68
N.A. December 30,2011 to December 31, 2012 21.6638 16.77 12.12 10.67
December 31, 2010 to December 30, 2011 21.7164 -0.24 1.72 1.91
Since Inception Date - 13/01/2004 #Benchmark Crisil MIP Blended Index ##Additional Benchmark CRISIL 10 Year Gilt Index
NAV as at December 31, 2013 (Rs.) 16.8516
Performance of Reliance Interval Fund- Monthly Interval Fund- Series I - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10 7.97 7.39 5.82 16,852 16,241 14,696
December 31, 2012 to December 31, 2013 15.4192 9.29 9.03 5.86
N.A. December 30,2011 to December 31, 2012 14.1543 8.94 8.54 8.11
December 31, 2010 to December 30, 2011 13.0123 8.78 8.15 6.42
Since Inception Date - 15-Mar-07 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 16.9083
Performance of Reliance Interval Fund- Monthly Interval Fund- Series II - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10 8.07 7.38 5.86 16,908 16,183 14,696
December 31, 2012 to December 31, 2013 15.4205 9.65 9.03 5.86
N.A. December 30,2011 to December 31, 2012 14.1626 8.88 8.54 8.11
December 31, 2010 to December 30, 2011 13.0010 8.93 8.15 6.42
Since Inception Date - 29-Mar-07 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 17.1307
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series I - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10 8.30 7.34 5.84 17,131 16,132 14,668
December 31, 2012 to December 31, 2013 15.7471 8.79 9.03 5.86
N.A. December 30,2011 to December 31, 2012 14.4022 9.34 8.54 8.11
December 31, 2010 to December 30, 2011 13.2150 8.98 8.15 6.42
Since Inception Date - 3-Apr-07 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 17.1010
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series II - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10 8.39 7.29 5.79 17,101 15,977 14,546
December 31, 2012 to December 31, 2013 15.5948 9.66 9.03 5.86
N.A. December 30,2011 to December 31, 2012 14.2627 9.34 8.54 8.11
December 31, 2010 to December 30, 2011 13.0066 9.66 8.15 6.42
Since Inception Date - 7-May-07 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 17.0307
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series III - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 10 8.43 7.24 5.77 17,031 15,837 14,463
December 31, 2012 to December 31, 2013 15.5545 9.49 9.03 5.86
N.A. December 30,2011 to December 31, 2012 14.2021 9.52 8.54 8.11
December 31, 2010 to December 30, 2011 12.9518 9.65 8.15 6.42
Since Inception Date - 6-J un-07 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 17.0243
Performance of Reliance Interval Fund- Annual Interval Fund- Series I - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 13.5681 9.11 8.74 4.82 12,547 12,438 11,305
December 31, 2012 to December 31, 2013 15.7933 7.79 8.27 -0.68
N.A.
December 30,2011 to December 31, 2012 14.3429 10.11 9.15 10.67
CRISIL Short-Term Bond Fund Index
Since Inception Date - 26/05/2011 (Launch date of the existing plan which was institutional plan*) # Benchmark CRISIL Short-Term Bond Fund Index
##Additional Benchmark CRISIL 10 Year Gilt Index
*Since inception date of Reliance Interval Fund - Annual Interval Fund - series I is 3rd May 2007. However, investors in Institutional Plan of Reliance Interval Fund -
Annual Interval Fund - series I came on 26.05.2011. Hence since inception returns has been calculated since 26.05.2011
NAV as at December 31, 2013 (Rs.) 26.4427
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 11.6173 12.54 7.35 5.98 22,776 16,394 14,988
December 31, 2012 to December 31, 2013 25.5446 3.52 6.05 8.98
N.A. December 30,2011 to December 31, 2012 19.0836 33.86 21.28 25.70
December 31, 2010 to December 30, 2011 23.6381 -19.27 -14.39 -24.64
Since Inception Date - 13/01/2007 #Benchmark Crisil Balanced Fund Index ##Additional Benchmark S&P BSE Sensex Index
49 Fundamentals March 2014
Fund Manager - Samir Rachh
Schemes Managed By Samir Rachh
Reliance Long Term Equity Fund (Assistant Fund Manager) Reliance Dual Advantage Fixed Tenure Fund III - Plan B
NAV as at June 29, 2012 (Rs.) 14.5497
Performance of ReIiance Long Term Equity Fund - Growth PIan - Growth Option as on 29/06/2012
Date NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs) Benchmark
#(Rs)
Additional
Benchmark # # (Rs)
Since inception till J une 29, 2012 10.1546 6.75 4.76 4.25 14,328 12,917 12,576
J une 29, 2011 to J une 29, 2012 14.9349 -2.58 -7.07 -6.76
N.A. J une 29, 2010 to J une 29, 2011 15.003 -0.45 3.19 6.61
J une 29, 2009 to J une 29, 2010 10.8057 38.84 23.06 18.59
Since Inception Date - 27/12/2006 #Benchmark - BSE 200 ##Additional Benchmark - BSE Sensex
NAV as at December 31, 2013 (Rs.) 17.6694
Performance of Reliance Long Term Equity Fund - Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 15.3182 11.06 6.27 13.18 11,535 10,863 11,837
December 31, 2012 to December 31, 2013 17.1742 2.88 (5.73) 8.98 N.A.
Since Inception Date - 21/08/2012 #Benchmark - S&P BSE MIDCAP ##Additional Benchmark - S&P BSE SENSEX
Fund Manager -Vivek Sharma
Schemes Managed By Vivek Sharma
Reliance Liquidity Fund Reliance Floating Rate Fund Short Term Plan
Reliance Liquid Fund Cash Plan
NAV as at December 31, 2013 (Rs.) 1889.8607
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2013
Date NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
# (Rs)
Additional
Benchmark # # (Rs)
Since inception till December 31, 2013 1000.14 7.73 7.02 5.56 18,896 17,865 15,887
December 31, 2012 to December 31, 2013 1729.89 9.25 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1577.30 9.67 8.54 8.11
December 31, 2010 to December 30, 2011 1447.17 8.99 8.15 6.42
30 days 1876.49 8.97 8.92 7.15
15 days 1883.42 8.91 7.71 8.13
7 days 1887.08 8.97 6.02 9.20
Since Inception Date - 16/06/2005 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at September 29, 2010 (Rs.) 1532.46
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Since inception till September 29, 2010 1000.17 4.96 N.A. 5.12 15,325 N.A. 15,531
September 29, 2009 to September 29, 2010 14.8128 3.46 4.04 2.41
N.A.
September 29, 2008 to September 29, 2009 14.2794 3.74 6.85 7.33
September 29, 2007 to September 29, 2008 13.4081 6.50 7.49 5.09
30 days 15.2654 4.88 5.83 3.24
15 days 15.2928 5.06 6.00 3.56
7 days 15.3112 4.56 5.90 4.86
Since Inception Date - 07/12/2001 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 2011.7672
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 1541.93 8.82 8.51 6.68 13,047 12,929 12,256
December 31, 2012 to December 31, 2013 1853.96 8.51 9.03 5.86
N.A.
December 30,2011 to December 31, 2012 1696.67 9.27 8.54 8.11
December 31, 2010 to December 30, 2011 1557.31 8.95 8.15 6.42
30 days 1999.05 8.01 8.92 7.15
15 days 2005.64 7.96 7.71 8.13
7 days 2009.17 7.85 6.02 9.20
Since Inception Date - 09/11/2010 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2013 (Rs.) 19.5553
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2013
Since inception till December 31, 2013 14.5945 8.45 8.14 6.04 13,399 13,263 12,356
December 31, 2012 to December 31, 2013 18.1167 7.94 9.03 5.86
N.A. December 30,2011 to December 31, 2012 16.5146 9.70 8.54 8.11
December 31, 2010 to December 30, 2011 15.1221 9.21 8.15 6.42
Since Inception Date - 24/05/2010 #Benchmark Crisil Liquid Fund Index ##Additional Benchmark CRISIL 1 Year T-Bill Index
COMMON DISCLAIMER FOR PERFORMANCE SNAPSHOT OF FUND MANAGERS
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for
more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and
are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option
would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance
Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per
unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. In case of Fixed Maturity Plan(s),
the performance is not provided since these are close ended schemes and not comparable with other debt schemes. In case, the start/end date of the concerned period is non-
business day (NBD), the NAV of the previous date is considered for computation of returns.
50 Fundamentals March 2014
Features/
Scheme
Reliance Growth Fund Reliance Vision Fund # Reliance Equity
Opportunities Fund
Reliance Quant Plus Fund Reliance Equity Linked
Saving Fund - Series I
Type An open ended
equity growth scheme
An open ended
equity growth scheme
An open ended diversied
equity scheme
An open ended equity Scheme 10 Year close ended equity
linked saving scheme
Inception Date October 8,1995 October 8, 1995 March 31, 2005 April 18, 2008 April 1, 2008
Investment
objective
The primary investment
objective of the scheme is to
achieve long term growth of
capital by investing in equity
and equity related securities
through a research based
investment approach.
The primary investment
objective of the scheme is to
achieve long term growth of
capital by investing in equity
and equity related securities
through a research based
investment approach.
The primary investment
objective of the scheme is
to seek to generate capital
appreciation & provide long-
term growth opportunities
by investing in a portfolio
constituted of equity securities
& equity related securities and
the secondary objective is to
generate consistent returns by
investing in debt and money
market securities.
The investment objective of
the scheme is to generate
capital appreciation through
investment in equity and equity
related instruments. The
scheme will seek to generate
capital appreciation by
investing in an active portfolio
of stocks selected from CNX
Nifty Index on the basis of a
mathematical model.
The primary investment
objective of the scheme is to
generate long term capital
appreciation from a portfolio
that is invested predominantly
in equities along with income
tax benet.
Asset Allocation Equity & Equity Related
Instruments 65% - 100%
& Debt & Money Market
Instrument 0% - 35%
Equity and equity related
instruments : 100% - 65% (Risk
Prole - Medium to High). Debt
and Money Market Instruments
: 35% - 0%(Risk Prole - Low
to Medium). The scheme will
not invest in securitized debt.
Equity & Equity Related
Instruments - 75%-100%
& Debt & Money Market
Instruments* 0% - 25%
(*including upto 25% of the
corpus insecuritised Debt).
An over all limit of 50% of the
portfolio value (i.e. net assets
including cash) has been
introduced for the purpose
of equity derivatives in the
scheme.
Equity & Equity Related
Instruments - 90% - 100%
& Debt & Money Market
Instruments - 0% - 10%
Equity - 80% - 100% & Debt
& Money Market Instruments -
0% - 20%
Entry Load Nil In terms of SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the invest or effective
August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors
including the service rendered by the distributor
Exit Load** 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out
after the completion of 1 year from the date of allotment of units.
Nil (In accordance with the
SEBI (MFs) Regulations,
1996, NFO expenses not
exceeding 6% of the amount
mobilised, will be charged
to the scheme and will be
amortised over a period of
10 years. If the investor opts
for the redemption before
the completion of 10 years,
proportionate unamortized
portion of the NFO expenses
outstanding as on the date
of the redemption shall be
recovered from such investor.
If charged, the same shall
be credited to the scheme
immediately net of service tax,
if any)
Choice of Plans
and Options
Growth (Growth & Bonus)
& Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout
& Re-investment)
Growth (Growth & Bonus)
& Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout &
Re-investment)
Growth (Growth & Bonus)
& Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout & Re-investment)
Growth (Growth and Bonus)
& Dividend (Payout and
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout &
Re-investment)
Growth Plan (Growth Option)
& Dividend Plan (Dividend
Payout Option)
Fund Manager Sunil Singhania Ashwani Kumar Sailesh Raj Bhan Krishan Daga Sailesh Raj Bhan
Benchmark S&P BSE 100 Index S&P BSE 100 Index S&P BSE 100 Index CNX Nifty Index S&P BSE 100 Index
Minimum
Application
Amount
Rs. 5000 & in multiples of Re 1 thereafter
Rs 500 & in multiples of Rs
500 thereafter
SIP
STP (Available during specied
redemption period)
SWP (Available during specied
redemption period)
SnapShot
equity
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modication in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prexed by the word S&P.It may
be noted that the above mentioned modication is only a name change and all other features related to benchmark remain unchanged.
# Please note that Reliance Natural Resources Fund has been merged into Reliance Vision Fund w.e.f. September 7, 2013. Fundamental attribute change of Reliance Vision Fund w.e.f.
September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013.
51 Fundamentals March 2014
Reliance Regular Savings Fund - Equity
Option
Reliance Regular Savings Fund -
Balanced Option**
Reliance NRI Equity Fund Reliance Tax Saver (ELSS) Fund
An open ended scheme An open ended scheme An open ended diversied equity scheme An open ended equity linked savings
scheme
June 9, 2005 June 9, 2005 November 16, 2004 September 22, 2005
The primary investment objective of this
option is to seek capital appreciation and/
or to generate consistent returns by actively
investing in Equity & Equity-related Securites
The primary investment objective of this
option is to generate consistent return and
appreciation of capital by investing in a mix of
securities comprising of equity, equity related
instruments and xed income instruments
The primary investment objective of the
scheme is to generate optimal returns
by investing in equity or equity related
instruments primarily drawn from the
Companies in the S&P BSE 200 Index.
The primary objective of the scheme is to
generate long-term capital appreciation from
a portfolio that is invested predominantly in
equity and equity related instruments
Equity and Equity related securites 80%-
100% and Debt and Money Market
Instruments with an average maturity of 5-10
yrs - 0%-20%
Equity and Equity Related Instruments
- 50%-75%. Debt & Money Market
instruments-25%-50%
Equity & Equity Related Instruments (primarily
drawn from the Companies in the BSE 200
index. The Scheme may also invest in listed
companies that are in the top 200 by market
capitalization on the BSE and/or in large.
IPOs where the market capitalization of the
Company making the IPO based on the Issue
price would make such company to be apart
of the top 200 companies listed on the BSE
based on market capitalization) - 65%-100%
& *Debt & Money Market Instruments 0%-
35% (*including upto 35% of the corpus in
securitised Debt)
Equity and Equity related securities
80%-100% and Debt and Money Market
Instrument 0% - 20%
N.A. in terms of SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after
the completion of 1 year from the date of allotment of units.
Nil (Lock in period of 3 years)
Growth (Growth) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth), Dividend
Plan (Payout & Re-investment)
Growth Plan & Dividend Plan (Dividend
Payout Option & Dividend Reinvestment
Option, Quarterly dividend payout and
Quarterly dividend reinvestment)
Direct Plan : Growth Plan (Growth), Dividend
Plan (Payout & Re-investment, Quarterly
dividend payout and Quarterly dividend
reinvestment)
Growth (Growth, Bonus) & Dividend (Payout
& Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus),
Dividend Plan (Payout &
Re-investment)
Growth (Growth) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth), Dividend
Plan (Payout & Re-investment)
Omprakash Kuckian Amit Tripathi & Sanjay Parekh (w.e.f. 2nd
April 2012)
Om Prakash Kuckian Ashwani Kumar
S&P BSE 100 Index #Crisil Balanced Fund Index #Benchmark
of Reliance Regular Savings Fund Balanced
Option has been changed to Crisil Balanced
Fund Index from Crisil MIP Index with effect
from 21st Feb-07
S&P BSE 200 Index S&P BSE 100 Index
Rs. 500 & in multiples of Re. 1 thereafter Rs. 500 & in multiples of Re. 1 thereafter Rs. 5000 and in multiples of Re. 1 thereafter Rs. 500 & in multiples of Rs. 500 thereafter
(Subject to 3 yrs Lock-in)
(Subject to 3 yrs Lock-in)
(Subject to 3 yrs Lock-in)
**Reliance Regular Savings Fund- Hybrid Option was launched on June 9, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f. January 13, 2007.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modication in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prexed by the word S&P.It
may be noted that the above mentioned modication is only a name change and all other features related to benchmark remain unchanged.
52 Fundamentals March 2014
Features/ Scheme Reliance Focused
Large Cap Fund *
Reliance Top 200 Fund Reliance Long-Term
Equity Fund
Type An open ended diversied equity scheme An open ended diversied equity scheme An open ended diversied equity scheme
Inception Date March 30, 2006 August 9, 2007 December 27, 2006
Investment objective The primary investment objective of the scheme
is to seek to generate long term capital growth
by predominantly investing in an active and
concentrated portfolio of equity and equity related
instruments upto 25 companies belonging to the
top 100 companies by market capitalization and/or
leaders in their respective segments. The secondary
objective of the scheme is to generate consistent
returns by investing in debt and money market
securities debt and money market securities
The primary investment objective of the scheme is
to seek to generate long term capital appreciation
by investing in equity and equity related instruments
of companies whose market capitalization is within
the range of highest & lowest market capitalization
of S&P BSE 200 Index. The secondary objective is
to generate consistent returns by investing in debt
and money market securities.
The primary investment objective of the scheme is
to seek to generate long term capital appreciation &
provide long-term growth opportunities by investing
in a portfolio constituted of equity & equity related
securities and Derivatives and the secondary
objective is to generate consistent returns by
investing in debt and money market securities.
Asset Allocation Equity and Equity related securities* 100% - 80%
and Debt and Money Market Instrument 20% - 0%.
* The portfolio will consist upto 25 companies which
will be among the top 100 companies by market
capitalization and/or leaders in their respective
segments.
The Scheme will not invest in securitized debt.
Equity and Equity Related Instruments : 100%
- 65% Debt instruments and Money Market
Instruments (including investments in securitised
debt): 35% - 0% (including upto 25% of the corpus
in securitised debt)
Equity and equity related securities Instruments
70% -100%, Debt and money market securities
(including investments in securitised debt)
instruments 0%-30%. ( An overall limit of 100%
of the portfolio value has been introduced for the
purpose of equity derivatives in the scheme)
Entry Load Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors
including the service rendered by the distributor
Exit Load** 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units.
Nil if redeemed or switched out after the completion of 1 year from the date of allotment of units
1% if redeemed/switched out on or before
completion of 1 year from the date of allotment
of units
Nil if redeemed/switched after completion of
1year from the date of allotment of units
Choice of Plans and
Options
Growth (Growth and Bonus) & Dividend (Payout and
Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus),
Dividend Plan (Payout &
Re-investment)
Growth (Growth & Bonus) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus),
Dividend Plan (Payout &
Re-investment)
Growth Plan (Growth Option) Dividend Plan -
(Dividend Payout Option
& Dividend Reinvestment Option)
Direct Plan : Growth Plan (Growth), Dividend Plan
(Payout &
Re-investment)
Fund Manager Omprakash Kuckian Ashwani Kumar & Sailesh Raj Bhan Sunil Singhania & Samir Rachh
(Assistant Fund Manager
w.e.f. September 01, 2010)
Benchmark CNX Nifty Index S&P BSE 200 Index S&P BSE MID CAP Index
w.e.f. 21st August 2012
Minimum Application
Amount
Rs 5000 and in multiples of Re. 1 thereafter under each option,
Rs. 5000 and in multiples of Re 1 thereafter under
each plan
SIP
STP
SWP
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
* Fundamental attributes changed w.e.f. 22.01.2014. For further details refer Notice cum Addendum No. 92 dated 13.12.2013
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modication in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prexed by the word S&P.
It may be noted that the above mentioned modication is only a name change and all other features related to benchmark remain unchanged.
SnapShot
equity
53 Fundamentals March 2014
Reliance Banking Fund* Reliance Diversied
Power Sector Fund**
Reliance Media &
Entertainment Fund
Reliance
Pharma Fund
An open ended banking sector scheme An open ended power sector scheme An open ended media & entertainment
sector scheme
An open ended
pharma sector scheme
May 28, 2003 May 10, 2004 October 7, 2004 June 8, 2004
The primary investment objective of the Scheme is to
seek to generate continuous returns by actively investing
in equity and equity related securities of companies in the
Banking Sector and companies engaged in allied activities
related to Banking Sector.
The AMC will have the discretion to completely or partially
invest in any of the type of securities stated above
with a view to maximize the returns or on defensive
considerations. However, there can be no assurance that
the investment objective of the Scheme will be realized,
as actual market movements may be at variance with
anticipated trends.
The primary investment objective of the
scheme is to generate long term capital
appreciation by investing predominantly
in equity and equity related securities of
companies in the power sector.
The primary investment objective of the
scheme is to generate consistent returns
by investing in equity and equity related
or xed income securities of Media &
Entertainment and other associated
companies
The primary investment objective of
the scheme is to seek to generate
continuous returns by investing in
equity and equity related or xed
income securities of Pharma and other
associated companies
Equity & Equity Related Instruments - 80%-100%
(Companies dened in the Banking Regulation Act, 1949
& Reserve Bank of India Act, 1934 as amended from time
to time 80%-100% & Financial services companies which
provide non banking nancial services like housing nance,
stock broking, wealth management, insurance companies
and holding companies of insurance companies.*0%-20%)
Debt Instruments & Money Market Instruments : 20%- 0%
In the total equity allocation, the fund will invest minimum
80% in companies dened in Banking Regulation Act, 1949
& Reserve Bank of India Act, 1934 as amended from time
to time. In addition, maximum 20% of the equity allocation
can be invested in nancial services companies which
provide non banking nancial services like housing nance,
stock broking, wealth management, insurance companies
and holding companies of insurance companies. The fund
will not invest in securitized debt.
* The companies which will be included in nancial service
sector will be those companies which will provide non
banking nancial services like housing nance, stock
broking, wealth management, insurance and other related
nancial services
Equity and equity related instruments of
companies in the power sector. 100%
- 80% (Risk Prole - Medium to High)
Equity and equity related instruments of
companies engaged in allied activities
related to power sector & Debt and
Money. Market Instruments 20% - 0%
(Risk Prole - Low to Medium)
Equity & Equity Related Instruments - 0% (Minimum) - 80% (Most Likely) - 100%
(Maximum) & Debt & Money Market Instruments with Average Maturity of 5 -10
years - 0% (Minimum) - 20% (Most Likely) - 100% (Maximum)
N.A. Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of
units.
Nil if redeemed or switched out after the completion of 1 year from the date of allotment of units
1% if redeemed or switched out on or before completion of 1 year from the date of
allotment of units.
Nil if redeemed or switched out after completion of 1 year from the date of allotment
of units
Growth (Growth & Bonus) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus), Dividend Plan
(Payout & Re-investment) w.e.f. September 01, 2010)
Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout
& Re-investment)
Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Sanjay Parekh & Shrey Loonker
(Assistant Fund Manager w.e.f. September 01, 2010)
Sunil Singhania Sailesh Raj Bhan Sailesh Raj Bhan
IISL CNX Bank Index S&P BSE Power Index*** IISL CNX Media & Entertainment Index S&P BSE Health Care Index
Rs. 5000 and in multiples of Re. 1 thereafter
Rs 5000 per plan per option and in
multiples of Re1 thereafter
Rs. 5000 and in multiples of Re. 1
thereafter
*Reliance Banking Fund was launched on 28th May 2003. Subsequently the key features of the Scheme have been changed w.e.f. 5th Sep. 2012. Please refer addendum no. 39 released on
31st July 2012.
# The companies which will be included in nancial service sector will be those companies which will provide non banking nancial services like housing nance, stock broking, wealth
management, insurance and other related nancial services.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modication in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P
mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prexed by the word S&P.
It may be noted that the above mentioned modication is only a name change and all other features related to benchmark remain unchanged.
** Reliance Infrastructure Fund was merged into Reliance Diversied Power Sector Fund w.e.f. 7th Sep. 2013 & fundamental attribute change of Reliance Diversied Power Sector Fund w.e.f.
September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 40 dated August 01, 2013.
*** Reliance Diversied Power Sector Fund was launched on May 10, 2004. Subsequently the key features of the Scheme (asset allocation pattern and benchmark) will be changed w.e.f Sep.
7th, 2013. Refer Notice cum Addendum No 40 published on August 1, 2013, for further details.
54 Fundamentals March 2014
Features/
Scheme
Reliance Medium-Term Fund Reliance Money Manager Fund Reliance Regular Savings Fund
- Debt Option
Reliance Monthly
Income Plan
Type An open ended income scheme with no
assured returns
An open ended income scheme An open ended scheme An open ended fund. Monthly Income is
not assured & is subject to the availability
of distributable surplus
Inception Date September 25, 2000 March 21, 2007 June 9, 2005 January 13, 2004
Investment
objective
The primary investment objective of the
scheme is to generate regular income in
order to make regular dividend payments
to unitholders and the secondary objective
is growth of capital.
The investment objective of the Scheme is
to generate optimal returns consistent with
moderate levels of risk and liquidity by
investing in debt securities and money
market securities
The primary investment objective of this
option is to generate optimal returns
consistent with a moderate level of risk. This
income may be complemented by capital
appreciation of the portfolio. Accordingly,
investments will predominantly be made in
Debt & Money Market Instruments.
The primary investment objective of the
scheme is to generate regular income in
order to make regular dividend payments
to unitholders and the secondary objective
is growth of capital
Asset Allocation Money Market Instruments/Short Term
debt Instruments/Floating Rate Notes
with maturity/interest rate reset period not
exceeding 3 months 0%- 80%. Money
Market Instruments (CPs, T-Bills, CDs)
and/or other Short Term debt instruments
(Floating Rate Notes, Short Tenor NCDs,
Securitized debt#) and any other instrument
with duration of more than 3 months but
not exceeding 3 years 20% - 100% #
Securitized debt upto 80% of the corpus.
Debt* Instruments including Government
Securities, Corporate Debt, Other debt
instruments and Money Market Instruments
with average maturity less than equal to 12
months - 0% - 100%,Debt* Instruments
including Government Securities,
Corporate Debt and other debt Instruments
with average maturity greater than 12
months- 0% - 50% (*Securitised debt upto
60% of the corpus)
Debt Instruments( including securitised
debt) with maturity of more than 1 year
65% - 100% & Money Market Instruments
(including cash / Call Money & Reverse
Repo) and Debentures with maturity of
less than 1 year (Securitised debt will be a
part of the debt securities, upto 25% of the
corpus) - 0% -35%
Equity and Equity related Securities - 0%
- 20%, Fixed Income Securities (debt and
money market) 80% - 100% (Securitised
debt upto 25% of the corpus)
Entry Load N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the
distributor
Exit Load** Nil Nil Exit Load: (w.e.f. 6th Sep 2011) 1%, if
redeemed / switched out on or before
completion of 1 year Nil, if redeemed /
switched out after completion of 1 year
1% if the units are redeemed/switched out
on or before completion of 1 year from the
date of allotment of units. There shall be no
exit load after completion of 1 year from the
date of allotment of units.
Choice of Plans
and Options
Growth Plan (Growth option) & Dividend
Plan (Payout & Reinvestment options),
Adhoc
Direct Plan : Growth Plan (Growth option)
& Dividend Plan (Payout & Reinvestment
options), Adhoc
Growth option, Bonus Option & Dividend
Option (Reinvestment & Payout option),
Adhoc
Direct Plan : Growth option, Bonus Option
& Dividend Option (Reinvestment & Payout
option), Adhoc
Growth Plan & Dividend Plan (Dividend
Payout & Dividend Reinvestment Option)
Direct Plan : Growth Plan & Dividend Plan
(Dividend Payout & Dividend
Reinvestment Option)
Growth Plan & Dividend Plan (Payout &
Reinvestment option)
Direct Plan : Growth Plan & Dividend Plan
(Payout & Reinvestment option)
Dividend
Frequencies
For both Dividend Payout & Reinvestment
option - Weekly, Monthly & Quarterly. For
Dividend Reinvestment Option only - Daily
/ Adhoc
Daily(reinvestment option), Weekly
(reinvestment option & payoutoption), under
Monthly & Quarterly (both reinvestment
option & payout option) / Adhoc
Under both dividend payout & Dividend
reinvestment option: Quarterly
Under both dividend payout & reinvestment
option: Monthly, Quarterly
Dividend
Periodicity$
- - 21st of the last month of each calendar
quarter
-
Weekly Tuesday Every Tuesday - -
Monthly 20th 19th - 20th
Quarterly 20th of last month of each
calendar quarter
19th - 20th of last month of each calendar
quarter
Half yearly - - - -
Annual - - - -
Fund Manager Amit Tripathi & Anju Chhajer Amit Tripathi & Anju Chhajer Prashant Pimple Amit Tripathi & Sanjay Parekh
(w.e.f 2nd April 2012)
Benchmark Crisil Short Term Bond Fund Index Crisil Liquid Fund Index Crisil Composite Bond Fund Index Crisil MIP Blended Index
Minimum
Application
Amount
Rs. 5,000 and in
multiples of Re 1 thereafter
Rs. 500 and in
multipls of Re. 1 thereafter
Rs. 500 per option & in
multiples of Re. 1 thereafter.
For all Plans & Options Rs 5000 & in
multiples of Rs 1 thereafter
SIP
STP
SWP
$ If the dividend declaration date for any of the specied frequencies is a non business day then the immediate next business day becomes the record date.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
SnapShot
debt
55 Fundamentals March 2014
Features/
Scheme
Reliance Income Fund Reliance Short Term Fund # Reliance Gilt Securities Fund Reliance Dynamic Bond Fund
Type
An open ended income scheme An open ended income scheme An open ended government securities scheme An open ended income scheme
Inception Date
January 1, 1998 December 23, 2002 July 10, 2003 November 16, 2004
Investment
objective
The primary investment objective of the scheme
is to generate optimal returns consistent with
moderate level of risk. This income may be
complemented by capital appreciation of
the portfolio.Accordingly, investments shall
predominantly be made in Debt & Money
Market Instruments
The primary investment objective of the scheme
is to generate stable returns for investors with
a short term investment horizon by investing in
xed income securitites of a short term maturity
The primary investment objective of the scheme
is to generate optimal credit risk-free returns
by investing in a portfolio of securities issued
and guaranteed by the Central Government and
State Government
The primary investment objective of the scheme
is to generate optimal returns consistent with
moderate levels of risk. This income may be
complemented by capital appreciation of
the portfolio. Accordingly, investments shall
predominantly be made in Debt & money
market Instruments
Asset Allocation
Debt Instruments 50% - 100%, Money Market
Instruments 0% - 50%
Debt and Money Market Instrument with a
duration upto 3 years 65% to 100%. Debt
Instruments with a duration above 3 years and
upto 5 years 0 to 35%. The scheme will not
invest in Securitised Debt.
The scheme also intends to invest in foreign
debt securities which can be upto 25%
of the corpus. The investment in these
securities would be as permitted by SEBI
and in accordance with the Regulations then
prevailing. The scheme would have a maximum
weighted average duration between 0.75 - 2.75
years.
Gilts 70% - 100%, Money Market Instruments
0% - 30%
Debt instruments -0% - 100%. *Investment in
securitised debts upto 40% may be undertaken
Entry Load N.A. In terms of SEBI Circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall
be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor
Exit Load** - 1% of the applicable NAV if redeemed
or switched out on or before completion
of 9 Months from the date of allotment of
units - Nil after completion of 9 months
from the date of allotment of units w.e.f
10th Jan 2013
w.e.f 10th Aug 2012 0.50% of the applicable
NAV if redeemed or switched out on or before
completion of six months from the date of
allotment of units. Nil, if redeemed after six
months from the date of allotment of units.
Nil 1.00%, if the units are redeemed within 6
months from the date of allotment of units. Nil,
if units are redeemed after six months from the
date of allotment of units
Choice of Plans
and Options
Growth plan (Growth & Bonus options) &
Dividend plan (Payout & Reinvestment options)
Direct Plan : Growth plan (Growth &
Bonus options) & Dividend plan (Payout &
Reinvestment options)
Growth Plan(Growth option) & Dividend Plan
(Payout & Reinvestment option), Adhoc
Direct Plan : Growth Plan(Growth option) &
Dividend Plan (Payout & Reinvestment option),
Adhoc
Growth option, Dividend plan (Payout &
Reinvestment option) & Provident Fund (PF)
Option: Automatic Capital Appreciation Payout
Option (ACAPO), Dened Maturity Date Option
(DMDO), Automatic Annual Reinvestment
Option (AARO).
Direct Plan : Growth option, Dividend plan
(Payout & Reinvestment option) & Provident
Fund (PF) Option: Automatic Capital
Appreciation Payout Option (ACAPO), Dened
Maturity Date Option (DMDO), Automatic
Annual Reinvestment Option (AARO)
Growth Plan (Growth option) & Dividend Plan
(Payout & Reinvestment option)
Direct Plan : Growth Plan (Growth option) &
Dividend Plan (Payout &
Reinvestment option)
Dividend
Frequencies
Dividend payout: Monthly, Quarterly, Half
yearly, Annual & Dividend Reinvestment option:
Monthly, Quarterly, Half yearly, Annual
Under both dividend payout & Dividend
reinvestment option: Monthly, Quarterly /
Adhoc
- Dividend Payout, Quarterly Dividend Payout (
w.e.f. 08th Oct,2012), Dividend Re-investment
& Quarterly Dividend Reinvestment (w.e.f. 08th
Oct, 2012)
Dividend
Periodicity$
- - - -
Weekly - - - -
Monthly 19th 25th - -
Quarterly 19th of last month of each calendar quarter 19th of last month of each calendar quarter - 20th of last month of each calendar quarter
Half yearly 19th of last month of each calander half year - - -
Annual 19th March - - -
Fund Manager Prashant Pimple Prashant Pimple Prashant Pimple Prashant Pimple
Benchmark Crisil Composite Bond Fund Index Crisil Short Term Bond Fund Index *
w.e.f 1st July 2013
I Sec - Li Bex Crisil Composite Bond Fund Index
Minimum
Application
Amount
For Growth Option: Rs. 5,000 and in multiples
of Re 1 thereafter; Monthly Dividend Plan:
Rs 25,000 and in multiples of Re 1 thereafter;
Quarterly Dividend Plan: Rs 10,000 and in
multiples of Re1 thereafter; Half Yearly Dividend
Plan: Rs 5,000 and in multiples of Re 1
thereafter; Annual Dividend Plan: Rs 5,000 and
in multiples of Re 1 thereafter.
Rs. 5,000 and in multiples of Re 1 thereafter Rs. 5,000 & in multiples of Re 1 thereafter Rs. 5,000 and in multiples of Re 1 thereafter
SIP
STP
SWP
#The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan have been changed w.e.f August 22, 2008. Pursuant to the changes, the scheme will have Retail Plan and
Institutional Plan. For more details please refer to the Addendum dated July 21, 2008.
## ACAPO - Automatic Capital Appreciation Payout Option, DMDO - Dened Maturity Date Option, AARO - Automatic Annual Reinvestment Option.
$ If the dividend declaration date for any of the specied frequencies is a non business day then the immediate next business day becomes the record date.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
*Reliance Short Term Fund was launched on Dec 23, 2002. Subsequently the key features of the Scheme (asset allocation pattern and benchmark) will be changed w.e.f June 1st, 2013. Refer Notice cum
Addendum No 4 published on April 24, 2013, for further details.
56 Fundamentals March 2014
Features /
Scheme
Reliance Liquid Fund-
Cash Plan@
Reliance Liquid Fund-
Treasury Plan
Reliance Liquidity Fund Reliance Floating Rate Fund -
Short Term Plan
Type An open ended liquid scheme An open ended liquid scheme An open ended liquid scheme An open ended income Scheme
Inception Date December 7, 2001 March 23, 1998 J une 16, 2005 September 2, 2004
Investment
objective
The investment objective of the scheme
is to generate optimal returns consistent
with moderate levels of risk and high
liquidity. Accordingly, investments shall
predominantly be made in Debt and
Money Market Instruments
The primary investment objective of the
scheme is to generate optimal returns
consistent with moderate levels of risk and
high liquidity. Accordingly, investments
shall predominantly be made in Debt and
Money Market Instruments
The investment objective of the Scheme
is to generate optimal returns consistent
with moderate levels of risk and high
liquidity. Accordingly, investments shall
predominantly be made in Debt and
Money Market Instruments.
The primary investment objective of
the scheme is to generate regular
income through investment in a portfolio
comprising substantially of Floating
Rate Debt Securities (including foating
rate securitised debt, Money Market
Instruments and Fixed Rate Debt
nstruments swapped for foating rate
returns) The scheme shall also invest
in Fixed Rate Debt Securities (including
fxed rate securitised debt, Money Market
Instruments and Floating Rate Debt
nstruments swapped for fxed returns).
Asset Allocation Money Market Instruments - 80% - 100%,
Debt Instruments - 0%-20% (Corporate
Debt, Financial Institutions & Banking
Sector Bonds, Public Sector Bonds,
Government Guaranteed Bonds & related
instruments)
Call Money/Cash/Repo and Reverse
Repo- 0 - 50%, Money Market Instruments
(Mibor linked instruments, CPs, T-Bills,
Cds and/or other Short Term papers)
0 - 100%. It shall not invest in securitized
debt.
Repo and Reverse Repo 0 - 35%,
Money Market Instruments (Mibor linked
instruments, CPs, T-Bills, CDs) and/
or other Short Term debt instruments
(Floating Rate Notes, Short Tenor NCDs,
PTCs) and/or Less than 1 year maturity
Gsecs- 65-100% Securitised debt upto
40% of the corpus
Fixed Rate Debt Securities (including
securitized debt, Money Market
Instruments & Floating Rate Debt
nstruments swapped for fxed rate
returns):- 0% - 75%. Money market
instruments and Floating Rate Debt
Securities (including foating rate
securitised debt & Fixed rate debt
instruments swapped for Floating Rate
returns) with tenure exceeding 3 months
upto a maturity of 3 years:- 25% - 100%
securitized debt will be part of the debt
Securities up to 50% of the corpus.
Entry Load N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated J une 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009.
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered
by the distributor
Exit Load** Nil Nil Nil Nil w.e.f. 7th March 2014
Choice of Plans
and Options
Growth option & Dividend option (Re-
investment Option & Payout Option)
Direct Plan : Growth option & Dividend
option (Re-investment Option & Payout
Option)
Growth option & Dividend option (Payout
& Reinvestment option)
Direct Plan : Growth option & Dividend
option (Payout & Reinvestment option)
Growth option, Bonus option & Dividend
option (Payout & Reinvestment option)
Direct Plan : Growth option, Bonus option
& Dividend option (Payout & Reinvestment
option)
Growth Plan (Growth Option), Dividend Plan
(Payout & Reinvestment option), Adhoc
Direct Plan : Growth Plan (Growth Option),
Dividend Plan (Payout & Reinvestment
option), Adhoc
Dividend
Frequencies
Under Dividend Reinvestment option:
Daily , Weekly, Monthly & Quarterly,
Under Dividend Payout Option: Monthly
& Quarterly
Under Dividend Payout Option: Monthly &
Quarterly; Under Dividend Reinvestment:
Daily, Weekly, Monthly, Quarterly
For dividend reinvestment option - Daily,
Weekly, Monthly, Quarterly; For dividend
payout option - Monthly & Quarterly
Under Payout Option (Weekly, Monthly,
Quarterly), Under Reinvestment Option
(Daily, weekly, Monthly, Quarterly), Adhoc
Dividend
Periodicity$

Weekly Every Friday Every Friday Every Friday Every Tuesday
Monthly 25th 25th 25th 19th
Quarterly 19th 19th 19th 19th
Half yearly
Annual
Fund Manager Anju Chhajer & Vivek Sharma Anju Chhajer Amit Tripathi & Vivek Sharma Amit Tripathi & Vivek Sharma
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index
Minimum
Application
Amount
Rs. 5,000 and in multiples of Re 1
thereafter
Rs. 100 and in multiples of Re 1
thereafter
Rs. 5,000 & in multiples of Re.1
thereafter w.e.f. 8th Oct. 2012.
Rs. 5,000 and in multiples of Re 1
thereafter
SIP
STP
SWP
$ f the dividend declaration date for any of the specifed frequencies is a non business day then the immediate next business day becomes the record date.
@ The fundamental attributes of Reliance Liquid Fund Cash Plan has be changed w.e.f. Nov 9, 2010. Please refer addendum No 45 dated Sep 30, 2010 available on Downloads section of our website
www.reliancemutual.com
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
SnapShot
debt
57 Fundamentals March 2014
R*Shares Gold ETF R* Shares Banking ETF R*Shares CNX 100 Fund R*Shares Nifty ETF Reliance Gold Savings Fund*
An open ended gold exchange
traded fund
An open ended, exchange listed,
index linked scheme (tracking CNX
Bank Index).
An Open Ended Index Exchange
Traded Fund
An Open Ended Index Exchange
Traded Fund
An open ended Fund of Fund
Scheme
November 22, 2007 J une 24, 2008 March 28, 2013 November 27, 2013 March 11, 2011
The investement objective is to
seek to provide returns that closely
correspond to returns provided by
price of Gold through investment
in physical Gold (and Gold related
securities as permitted by Regulators
from time to time). However, the
performance of the scheme may differ
from that of the domestic prices of
Gold due to expenses and or other
related factors. However, there can
be no assurance that the investment
objective of the scheme will be
achieved.
The investment objective of the
scheme is to provide returns that,
before expenses, Closely correspond
to the total returns of the securities as
represented by the CNX Bank Index.
However, the performance of Scheme
may differ from that of the underlying
index due to tracking error. There can
be no assurance or guarantee that the
investment objective of the scheme
will be achieved.
The investment objective of the
scheme is to provide investment
returns that, before expenses, closely
correspond to the total returns of the
securities as represented by the CNX
100 Index, subject to tracking errors.
However, there can be no assurance
or guarantee that the investment
objective of the Scheme will be
achieved.

The investment objective of the
scheme is to provide investment
returns that, before expenses, closely
correspond to the total returns of the
securities as represented by the CNX
Nifty Index, subject to tracking errors.
However, there can be no assurance
or guarantee that the investment
objective of the Scheme will be
achieved.

The investment objective of the
scheme is to seek to provide returns
that closely correspond to returns
provided by R*Shares Gold ETF
Physical Gold or Gold related
Instruments as permitted by regulators
from time to time^-90-100%,Money
Market Instrument, Bonds,
Debentures, Government Securities
including T-Bills, Securitised Debt** &
other debt securities as permitted by
regulators from time to time-0-10%(**
upto 10% in securitised debt)
Securities covered by the CNX Bank
Index- 90-100%; Money Market
instruments including CBLO- 0-10%
Securities constituting CNX 100 Index -
95% - 100%, Money Market
Instruments including CBLO (with
maturity not exceeding 91 days) - 0%
- 5%.
Securities constituting CNX Nifty Index -
95% - 100%, Money Market
Instruments including CBLO (with
maturity not exceeding 91 days) - 0%
- 5%.
Units of R*Shares Gold ETF - 95%-
100%, Reverse repo and /or CBLO
and/or short-term fxed deposits
and/or Schemes which invest
predominantly in the money market
securities or Liquid Schemes* - 0% -
5%, *The Fund Manager may invest
in Liquid Schemes of Reliance Mutual
Fund. However, the Fund Manager
may invest in any other scheme of
a mutual fund registered with SEBI,
which invest predominantly in the
money market securities.
N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated J une 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor
Nil Nil
2%- If redeemed or switched out on
or before completion of 1 year from
the date of allotment of units, Nil - If
redeemed or switched out after the
completion of 1 year from the date of
allotment of units,
Dividend Pay out option NA NA NA
Growth Plan (Growth Option) &
Dividend Plan (Dividend Payout &
Reinvestment Option)
Direct Plan [Growth Plan (Growth
Option)] & Dividend Plan (Dividend
Payout & Reinvestment Option)
NA NA Dividend Payout Option
NA NA
NA NA
NA NA
NA NA
NA NA
NA NA
Hiren Chandaria Krishan Daga Krishan Daga Krishan Daga Hiren Chandaria
As there are no indices catering to
gold sectors/securities linked to Gold,
currently R*Shares Gold ETF shall
be benchmarked against the price of
Gold
CNX Bank Index CNX 100 Index CNX Nifty Index
The Schemes performance will be
benchmarked against the price of
physical gold.
On going purchase directly from
mutual fund would be available only
to the Authorised Participants and
Reliance Gold Savings Fund through
RCAM, provided the value of units to
be purchased is in creation unit size.
Authorised Participants may buy the
units on any business day for the
scheme directly from the mutual fund
at applicable NAV and transaction
charges, if applicable, by depositing
Gold or cash, value of which is
equal to creation size. Each creation
unit consists of 1000 units and cash
components, if any, of R*Shares Gold
ETF. The minimum number of units
that can be bought or sold through the
stock exchange is 1 (one) unit.
On going purchases directly from
the Mutual Fund would be restricted
to Authorised Participants and Large
Investors provided the value of units
to be purchased is in creation unit
size. Authorised Participants and
Large Investors may buy the units
on any business day for the scheme
directly from the Mutual Fund at
applicable NAV and transaction
charges, if applicable, by transfering
stocks or cash, value of which is equal
to creation unit size. Each creation
unit consist of 10,000 units and
cash component, if any, of R*Shares
Banking ETF. On ongoing basis for
all category of investors, they can
purchase the units from the exchange
with minimum size being 1 unit
On going purchases directly from
the Mutual Fund would be restricted
to Authorised Participants and Large
Investors provided the value of units
to be purchased is in creation unit
size. Authorised Participants and
Large Investors may buy the units
on any business day for the scheme
directly from the Mutual Fund at
applicable NAV and transaction
charges, if applicable, by transfering
stocks or cash, value of which is equal
to creation unit size. Each creation
unit consist of 100,000 units and cash
component, if any, of R*Shares CNX
100 Fund. Others can buy the units
in multiple of one from the exchange
where they are traded.
Purchases directly from the Mutual
Fund would be restricted to Authorized
Participants and Large Investors
provided the value of units to be
purchased is in creation unit size.
Authorized Participants and Large
Investors may buy the units in creation
unit size on any business day for the
scheme directly from the Mutual Fund
in exchange of the Portfolio Deposit
and Cash Component. Each creation
unit consists of 50,000 units and
cash component, if any, of R*Shares
Nifty ETF. The minimum number of
units that can be bought or sold on
the exchange is 1 (one) unit and in
multiples of 1 unit.
#RTGS, NEFT or transfer cheque.
Rs. 5000 & in multiples of Re.1
thereafter*
Note : Reliance Capital Asset
Management Limited (RCAM)
in consultation with the Trustee
Company of Reliance Mutual Fund
i.e Reliance Capital Trustee Co.
Ltd. (RCTC), has decided to
re-commence the acceptance of
subscription in Reliance Gold Savings
Fund (RGSF), with effect from
October 23, 2013. Refer Addendum
No. 72.
^Presently, investment only in physical gold is allowed as per SEBI guidelines. Investment in gold related instruments maybe undertaken as and when permitted by SEBI.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
* The investors will be bearing the recurring expenses of the scheme, in addition to the expenses of underlying scheme
SnapShot
58 Fundamentals March 2014
59 Fundamentals March 2014
Features/ Scheme Reliance Small Cap Fund Reliance Index Fund -
Sensex Plan
Reliance Index Fund - Nifty
Plan
Reliance Arbitrage Advantage Fund
Type An open ended equity growth scheme An Open Ended Index
Linked Scheme
An Open Ended Index Linked
Scheme
An Open Ended Arbitrage Scheme
Inception Date 21-Sep-10 1-Oct-10 1-Oct-10 20-Oct-10
Investment Objective The primary investment objective of the
scheme is to generate long term capital
appreciation by investing predominantly
in equity and equity related instruments
of small cap companies and the
secondary objective is to generate
consistent returns by investing in debt
and money market securities.
The primary investment
objective of the scheme is
to replicate the composition
of the SENSEX, with a
view to generate returns
that are commensurate
with the performance of
the SENSEX, subject to
tracking errors.
The primary investment
objective of the scheme is to
replicate the composition of the
NIFTY, with a view to generate
returns that are commensurate
with the performance of the
NIFTY, subject to tracking
errors.
The investment objective of the scheme is to
generate income by taking advantage of the
arbitrage opportunities that potentially exists
between cash and derivative market and within the
derivative segment along with investments in debt
securities & money market instruments.
D
i
v
e
r
s
i

e
d

E
q
u
i
t
y

F
u
n
d
s
Asset Allocation Equity & Equity Related Securities
of Small Cap Companies including
Derivatives# 65%-100% & Equity &
Equity Related Securities of companies
other than Small Cap Companies
including Derivatives# 0%-35% Debt
& Money Market Securities**(including
investments in securitised debt) 0% -
35%.
Equities and equity related
securities covered by the
Sensex:-95% - 100%
& Cash/CBLO/Repo &
Reverse Repo & Money
Market instruments
(CPs,CDs, Tbills, Mibor
linked instruments with daily
Put/Call options & overnight
Interest rate Reset
Linked Instruments),but
excluding Subscription
and Redemption Cash
Flow #: 0% - 5%.
#Subscription Cash Flow is
the subscription money in
transit before deployment
and Redemption Cash Flow
is the money kept aside for
meeting redemptions
Equity & Equity Related
Securities covered by Nifty
-95%-100% & Cash/CBLO/
Repo & Reverse Repo &
Money Market instruments
(CPs,CDs, Tbills, Mibor linked
instruments with daily Put/Call
options & overnight Interest
rate Reset Linked Instruments)
but excluding Subscription and
Redemption Cash Flow #: 0%
- 5%. #Subscription Cash Flow
is the subscription money in
transit before deployment and
Redemption Cash Flow is the
money kept aside for meeting
redemptions
Under normal circumstances, the anticipated asset
allocation would be:Equities and equity related
instruments, Derivatives including index futures,
stock futures, index options, & stock options, etc.
#65%-90%. Debt and Money market instruments**
(including investments in securitized debt) 10% -
35%. When adequate arbitrage opportunities are
not available in the Derivative and Equity markets,
the anticipated alternate asset allocation on
defensive considerations would be in accordance
with the allocation given below. However, in case
no arbitrage opportunity is available, then 100%
of the remaining investible corpus (to the extent
not deployed in arbitrage opportunities in the
asset allocation pattern mentioned above) will be
deployed in short term debt and money market
instruments with tenure not exceeding 91 days **
(including investments in securitized debt). In this
scenario also, the allocation in Equities and equity
related instruments, Derivatives including index
futures, stock futures, index options, and stock
options, etc will continue to be made in arbitrage
opportunities only. Equities and equity related
instruments, Derivatives including index futures,
stock futures, index options, & stock options, etc.
(Only arbitrage opportunities)#0%-65%. Debt and
Money market instruments** (including investments
in securitized debt) 10%-35%. Short term Debt and
Money market instruments not exceeding tenure
of 91 days** (including investments in securitized
debt)0%-100%. #the exposure to derivatives shown
in the above asset allocation tables is exposure
taken against the underlying equity investments
and should not be considered for calculating the
total asset allocation and/or investment restrictions
on the issuer. The idea is not to take additional
asset allocation with the use of derivative. The
margin money deployed on these positions would
be included in Money Market category.** including
securitized debt up to 30%
Entry Load N,A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated J une 30, 2009, no entry load will be charged by the Scheme to the investor effective
August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors
including the service rendered by the distributor
Exit Load** 2%- If redeemed or switched out on or
before completion of 12 months from
the date of allotment of units
1%-f redeemed or switched out
after 12 months but on or before
completion of 24 months from the
date of allotment of units
Nil - f redeemed or switched out
after the completion of 24 months
from the date of allotment of units
1% of the applicable NAV if
redeemed or switched out
on or before completion
of 1 year from the date of
allotment of units. There
shall be no exit load after
completion of 1 year from
the date of allotment of units
1% of the applicable NAV if
redeemed or switched out on or
before completion of 1 year from
the date of allotment of units.
There shall be no exit load after
completion of 1 year from the
date of allotment of units
1% if redeemed/switched on or before completion
of 1 month from the date of allotment of units. Nil
if redeemed/switched after completion of 1 month
from the date of allotment of units wef September
13, 2013.
Choice of Plans and
Options
Growth Plan (Growth Option &
Bonus Option), Dividend Plan
(Dividend Payout Option & Dividend
Reinvestment Option)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Growth Plan (Growth Option
& Bonus Option), Dividend
Plan (Payout Option &
Reinvestment Option
(Quarterly Dividend Option,
Half Yearly Dividend Option,
Annual Dividend Option)
Direct Plan: Growth
Plan (Growth & Bonus),
Dividend Plan (Payout &
Re-investment) (Quarterly
Dividend Option, Half Yearly
Dividend Option, Annual
Dividend Option)
Growth Plan (Growth Option &
Bonus Option), Dividend Plan
(Payout Option & Reinvestment
Option) (Quarterly Dividend
Option, Half Yearly Dividend
Option, Annual Dividend Option)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout & Re-investment)
(Quarterly Dividend Option, Half
Yearly Dividend Option, Annual
Dividend Option)
Growth Plan (Growth Option), Dividend Plan
(Dividend Payout Option & Dividend Reinvestment
Option)
Direct Plan : Growth Plan (Growth), Dividend Plan
(Payout & Re-investment)
Fund Manager Sunil Singhania Krishan Daga Krishan Daga Krishan Daga
Benchmark S&P BSE Small Cap Index S&P BSE Sensex Index CNX Nifty Index Crisil Liquid Fund Index
Minimum
Application Amount
Rs 5000 and in multiples of Re. 1 thereafter
SIP
STP
SWP
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012
for details about direct plan.
Note : Due to modication in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words
S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prexed by the word
S&P.It may be noted that the above mentioned modication is only a name change and all other features related to benchmark remain unchanged.
Disclaimers: The Fund Edge and Fund Snap Shot Fundamentals is meant for general reading purpose only and is not meant to serve as a
professional guide for the readers. This document has been prepared on the basis of publicly available information, internally developed data
and other sources believed to be reliable. The Sponsor, The Investment Manager, The Trustee or any of their respective directors, employees,
affiliates or representatives do not assume any responsibility for, or warrant the accuracy, completeness, adequacy and reliability of such
information. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts
are accurate and opinions given fair and reasonable. This information is not intended to be an offer or solicitation for the purchase or sale of
any financial product or instrument. Recipients of this information should rely on information/data arising out of their own investigations.
Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investments.
None of The Sponsor, The Investment Manager, The Trustee, the irrespective directors, employees, affiliates or representatives shall be liable
for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the
information contained In this material. The Sponsor, The Investment Manager, The Trustee, any of the irrespective directors, employees
including the fund managers, affiliates, representatives including persons involved in the preparation or issuance of this material may from
time to time, have long or short position sin, and buy or sell the securities there of, of company (ies) / specific economic sectors mentioned
herein.
NAV of the plan/option of certain schemes are not provided for certain cases as the NAV was not computed because there were no investors
as on the date on which the NAV details are provided.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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