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Policy Holder Name Seating Capacity

Ownership IDV Calculated
Address IDV Selected
Zone External Bi Fuel Kit
Cover Type Geographical Area extension
Cluster Depreciation waiver
Car Manufacturer Return to Invoice
Car Model NCB Protection
Car Variant Key Replacement
Car Mnfg Month & Year (MM-YYYY) Drive through protection for engine
Policy Start Date (dd/mm/yyyy) Cash Allowance
CC Additional Personal Accident
Fuel Type Combination 1 (Dep+NCB+Invoice)
Combination 2 (Dep+Invoice+Engine)
Combination 3 (Dep+NCB+Engine)
Combination 4 (Dep+NCB+Engine+Invoice)
IDV 1,190,000 Tariff Rate 3.283%
Net Premium 27,273 LTGICL Rate 2.688%
Service Tax @ 12.36% 3,371 Base Rate Variation* -10.00%
Total Premium 30,644 Final Rate 2.419%
Total Discount from tariff 26.320%
Base Rate Variation for Standalone Add-ons* -10.00%
PREMIUM BREAK UP
OWN DAMAGE Particulars Premium LIABILITY Particulars Premium
Own Damage Premium 28,785.27 Basic TP Premium 1,110.00
Electrical/Electronic Items - SI 0.00 Restricted TP Liability 0.00
Non Electrical/Electronic Items -SI 0.00 Liability For Bi-Fuel Kit 0.00
External Bi Fuel Kit - SI 0.00 PA For Unnamed Passenger -SI 100000 250.00
Geographical Area Extension for OD 0.00 PA For Unnamed Passenger - No. 5
AAI Membership 0.00 PA To Paid Driver - SI 0.00
Use for Driving Tution 0.00 PA To Paid Driver -Number
Anti Theft Device 0.00 PA Cover For Owner Driver 0.00
Vehicle For Disabled 0.00 Legal Liability To Paid Driver - No. 1 50.00
Voluntary Deduction 0.00 Geographical Area Extension of Liability 0.00
NCB 45% -12,953.37 Loading On TP 0.00
L & T Group Employee Discount 0.00
Underwriting Loading/Discount On OD* -24.50% -3,878.82
Depreciation waiver 5,569.20
Return to Invoice 2,356.20
NCB Protection 0.00
Key Replacement 30,000 630.00
Drive through protection for engine 5,355.00
Cash Allowance (on a per day basis) 0.00
Add. PA-for all Unnamed Passengers 0.00
Add. PA-Owner Driver 0.00
Underwriting Discount On Add On 0.00% 0.00
Net Premium 25,863 Net Premium 1,410
* Discount can only be given by the Underwriter
For any make, model not covered in the calculator, the premium rates may be obtained from agency manager and branch locations etc.
Jan-2014
1-Jan-14
HYUNDAI
A
Package Policy
Yes
Yes
VERNA TRASNFORM
1.5 VGT SX AT CRDi
Corporate
Andhra Pradesh
The calculator is an off-line tool to facilitate the premium computation and is not intended to replace (or incorporate) the underwriting guidelines.
The company reserves the right to modify the rates, IDV, underwriting guidelines etc without prior intimation. 
Also it may be noted that the attached file comes with standard MS excel protection tool which can be easily decrypted / fooled with some effort.  Intentional
decryption/fooling of excel file may result discrepant proposal forms having an impact on the acceptance of proposal and issuance of policy.
Private Car Calculators Version V 7.0
THIS CALCULATOR WILL BE VALID TILL 31st May 2014 ONLY
Please enter values in the dark blue cells
1493
Diesel
Yes
1,190,000
Yes
5
917,847