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ANNUAL REPORT

2012

........................ALPHA BANK ROMANIA ANNUAL REPORT 2012 CONTENTS The Executive President’s Letter .................................................................................................................................... 6 Balance Sheet .................................................................................................................................................................................................................................................................................................................................................... 8 Structure of Alpha Bank Romania ................................................................................................................................ 5 Income Statement ........................................................................................ 8 Executive Committee .................................................................................................................................................................................................................................. 12 1 ................................................................................. 3 Independent Auditor's Report ................................................................................................................................................................................................... 7 Board of Directors ........................................................................................... 9 Branch Network ..... 4 Raportul Auditorului Independent ......................................................................... 2 Financial Statements ................................................................................................................................................

we had a year with a light economic growth due to the accelerating expansion of services that balanced the strong decline of the agricultural sector. sport and social projects.7% in real terms and year-end inflation exceeded by one percentage the upper limit of the target band 3 ± 1%. As a confirmation the Bank received the distinction for the "most ardent supporter of the community projects" from a specialized business magazine. credit cards.ALPHA BANK ROMANIA ANNUAL REPORT 2012 THE EXECUTIVE PRESIDENT’S LETTER To Shareholders. the preservation of adequate liquidity and reducing operating costs. the non-performing loans quota being one of the lowest in the Romanian banking sector. Alpha Bank maintained its place among the top banks in Romania and this would not have been possible without the permanent support of our shareholders alongside the professionalism and integrity of our employees and the loyalty of our clients. The service is offered to all retail customers and can be accessed from any terminal with Internet access. GDP grew only by 0. 2012 was a challenging year for both the euro zone and Central and Eastern Europe. Customers and Staff From an overall economic outlook. deposits or loans. The quality of our portfolio was maintained at satisfactory levels. prudent management of credit risk. including mobile phones and tablets. Alpha Bank Romania continued its efforts to return to its growth course. Our policy priority continued to be focused on intensifying active balance sheet management. the transactions on current and savings accounts. by trusting in its abilities and staying true to its vision. Trusting in our core values and our commitment to evolution. industry contraction and countervailed stagnant construction industry. to whom I would like to extend my warmest thanks. Sergiu Oprescu Executive President Alpha Bank Romania 2 THE EXECUTIVE PRESIDENT’S LETTER . At the end of a year marked by uncertainty. The Bank also continued to stand by its commitment to corporate social responsibility and supported various cultural. allowing our customers to interact with the Bank 24 hours a day the whole year. through an innovative interface that offers detailed information about the funds available in the personal accounts. The year 2012 was marked by political tensions that increased investor’s aversion towards risk and generated depreciation pressures on the domestic currency and an increase in the cost of public debt financing. in 2012 we launched the new online platform Alpha estatements. At national level.

alphabank. together with the Income Statement and the Balance Sheet are prepared in accordance with the International Financial Reporting Standards. www. This report is available on Alpha Bank Romania’s website.ALPHA BANK ROMANIA ANNUAL REPORT 2012 FINANCIAL STATEMENTS The Auditor’s opinion.ro. 3 FINANCIAL STATEMENTS .

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65.65.65.08 Fax: (021) 231. BOARD OF DIRECTORS / EXECUTIVE COMMITTEE .70.73 Executive First Vice President: STERE CONSTANTIN FARMACHE Phone: (021) 455.06 Fax: (021) 408.71 Executive Vice President Operations: ION STAN Phone: (021) 455.65.04.65.72.72 Executive Vice President Financial: GABRIEL MATEESCU Phone: (021) 455.64 *Valid as at 31st of December 2012.76.46 Executive Vice President Retail: CRISTIAN HÎNCU Phone: (021) 455.01 Fax: (021) 231.70.71.01 Fax: (021) 231.70 Executive Vice President Wholesale: PERIKLIS VOULGARIS Phone: (021) 455.01 Fax: (021) 408.70.01 Fax: (021) 231.ALPHA BANK ROMANIA ANNUAL REPORT 2012 BOARD OF DIRECTORS* CHRISTOS GIAMPANAS Chairman of the Board of Directors SERGIU BOGDAN OPRESCU Member Executive President STERE CONSTANTIN FARMACHE Member Executive First Vice President EVANGELOS KALAMAKIS Member NIKOLAOS ZAGORISIOS Member LAZAROS PAPAGARYFALLOU Member GEORGIOS MICHALOPOULOS Member SPYRIDON ANDRONIKAKIS Member VASILEIOS RIZOPOULOS Member EXECUTIVE COMMITTEE* 8 Executive President: SERGIU BOGDAN OPRESCU Phone: (021) 455.

05) Organizational Development Dpt.73. (Phone: +40-21-455.ALPHA BANK ROMANIA ANNUAL REPORT 2012 STRUCTURE OF ALPHA BANK ROMANIA* Head Office Phone: (021) 455.68.99.90) • Investment Banking & Capital Markets Unit. (Phone: +40-21-455.79. (Phone: +40-21-455.73.90.alphabank.00) Personnel Dpt. (Phone:+40-21-455.90.82) • Arrears Division Manager: Cosmin GARVASUC (Phone: +40-21-455.71. (Phone: +40-21-455.72.74.70.80) 9 *Valid as at 31st of December 2012.74.68) Controlling Risk Dpt.ro Web site: www.79.60) Reporting Desk.90.72.70.ro Organisation Structure • Human Resources Division Manager: Anca Michaela BADEA (Phone: +40-21-455. Branch Network Control Dpt.71.05) Corporate Finance Division.19) SME Approval Dpt.72.31) • Credit Division Manager: Claudiu CIUBOTARIU (Phone: +40-21-455.72. (Phone: +40-21-455.74.73.72.74) • Compliance Division Manager: Corina ALEXANDRU (Phone: +40-21-455.72.72.98) Credit Risk Management Dpt.97) • Audit Division Manager: Christodoulos KASHERIS (Phone: +40-21-455.90.89) Area C Dpt.90.72.51) On Desk Control & H/O Units Desk (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.84) AML Dpt.79. (Phone: +40-21-455.70 SWIFT Code: BUCUROBU REUTERS: ALBR Dealing Code: ALBR Address: 237B. (Phone: +40-21-455. (Phone: +40-21-455.03) General Legal Services Dpt.28) Litigations Dpt. (Phone: +40-21-455.01) • Legal Division Manager: Livia Alina DUMITRU (Phone: +40-21-455.10) Interbank Operations Dpt.59) Area B Dpt. (Phone: +40-21-455.79.30 Fax: +40-21-231.00 Fax: +40-21-231.30) Commercial Legal Services Dpt.72.72) • Treasury Division Manager: Spyros TOYAS (Phone: +40-21-455. (Phone: +40-21-455.95) Area D Dpt. (Phone: +40-21-455.79.12) STRUCTURE .74.72. Senior Manager: Dimitrios CHATZISARROS (Phone: +40-21-455.21) Retail and SME Legal Services Dpt. (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.61) Head Office Units Control Dpt.74.71.34) Capital Management and Planning Dpt. (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.13) Recruitment Dpt.72.20) Personnel Committee & Human Resources Management Dpt.98) Foreclosure Dpt.39) • Secretariat Department Head:Violeta Alexandra MUNTEANU (Phone: +40-21-455.95) Corporate Legal Services Dpt.79. (Phone: +40-21-455. (Phone: +40-21-455.74.72.85) • PR Department Senior PR Officer: Elena NIŢĂ (Phone: +40-21-455.60) Territorial Network Control Desk (Phone: +40-21-455.94. Calea Dorobanţilor Bucharest 1 E-mail: office@alphabank.72.72. (Phone:+40-21-455.90.72.72.72.90.98 Fax: (021) 231.72.71.85) Compliance Dpt.16) Wholesale Approval Dpt.59) Fraud Detection Desk (Phone: +40-21-455. (Phone: +40-21-455.73.19) Non-banking Clientele Dpt.13) Equity Research & Strategic Planning Division (Phone: +40-21-455. (Phone: +40-21-455.71. (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.65.28) Market Risk Management Dpt.02) • Risk Management Division Manager: Cornelia DUMITRESCU (Phone: +40-21-455. (Phone: +40-21-455.50) Area A Dpt.35) Operational Risk Management Dpt.79.96) • Internal Control Department Head: Mihai PRAJEA (Phone: +40-21-455.12) Training Dpt. (Phone: +40-21-455.00) Credit Policy Dpt.15) Secretariat Desk (Phone: +40-21-455.24) Products and Projects Legal Services Dpt.

38) Structural Funds Dpt. (Phone: +40-21-455.49) • Asset Gathering Products Division Liabilities Dpt.81) Advertising Dpt.73. (Phone: +40-21-455.74.77.29) • Alternative Channels Division Deputy Manager: Florin Gabriel BRĂNICI (Phone: +40-21-455.25) • Collection Division Manager: Valentin MANTU (Phone: +40-21-455. Sales & Coordination Dpt.23) Implementation & Support Dpt.40) • Commercial Segment Commercial Clients Relationship Management Division Manager: Lavinia RĂDUJ (Phone: +40-21-455.21) Infrastructure & Technology Dpt.60) Early Collection Dpt.73.43) Mobile Direct Sales Dpt.74.68.73.78) • WHOLESALE UNIT •Large Corporate Segment Large Corporate Clients Relationship Management Division Manager LCI: :Laura Ana COMBEI (Phone: +40-21-455.16) NPL Prevention Desk (Phone: +40-21-455.48) Outsourced Late Recovery Desk (Phone: +40-21-455.72. (Phone: +40-21-455.88) STRUCTURE .72.66) Relationship Management.74.72.72.74.78.77) Research Desk (Phone: +40-21-455.70.78. (Phone: +40-21-455.56) Fraud Desk (Phone: +40-21-455.73.79) Acquiring Support Dpt.78.ALPHA BANK ROMANIA ANNUAL REPORT 2012 • Evaluation Department Head: George Flavius CRISTIAN (Phone:+40-21-455.72) • Quality Assurance Department Deputy Manager: Ina Valentina ŞTEŢ (Phone: +40-21-455.48) Sales Support and Telemarketing Dpt. (Phone: +40-21-455.92) Analysis Area (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.24) • Cards Division Manager: Irina OPRESCU (Phone: +40-21-455.70) • Company Information Security Officer Stefan ZARINSCHI (Phone: +40-21-455.60) Telecollections Desk (Phone: +40-21-455.74.70) Manager LCII: Cornelia TUDORACHE (Phone: +40-21-455.99) Corespondent Banking Dpt.72.25) Budgeting & Planning Dpt.78.44) • Consumer Products Division Deputy Manager: Cătălina BALTAG (Phone: +40-21-455.76) Customer Support & IB Dpt.70.76.78.20) Operations Dpt.73. (Phone: +40-21-455.80) Implementation & Administration Area (Phone: +40-21-455.92) Enforcement Recovery Desk (Phone: +40-21-455.12) Acquiring Division Merchant Network Dpt.72.58) • Wholesale Loan Administration Division Manager: Alexandra RĂDULESCU (Phone: +40-21-455.78. Deputy Manager: Cristiana MIHALCEA (Phone: +40-21-455.74. Deputy Manager: Codrina PĂTRU (Phone: +40-21-455.79.52) • Housing Loans Division Deputy Manager: Maria Alexandra BOGODAI (Phone: +40-21-455.71. (Phone: +40-21-455. Head: Mario PENADOS (Phone: +40-21-455.73. (Phone: +40-21-455.72. (Phone: +40-21-455.75) • Marketing Division Merchandising Desk (Phone: +40-21-455.72.73.74.73. (Phone: +40-21-455.76.85) Manager: Laur EMILIAN (Phone: +40-21-455.76.74. (Phone: +40-21-455.51) Collection Strategy Analyst (Phone: +40-21-455.70) Product Management Dpt. (Phone: +40-21-455.90. (Phone: +40-21-455. 10 (Phone: +40-21-455.60) Bancassurance Dpt.72.78. (Phone+40-21-455.78.78.38) Customer Service Dpt.74.79) Business Intelligence Desk (Phone: +40-21-455.74.75.68) Commercial Clients Credit Management Division Deputy Manager: Carmen Loredana COJOCARU (Phone: +40-21-455.80) • Branch Network Division Manager: Marilena CHEŞU (Phone: +40-21-455. (Phone: +40-21-455.72.56) • Workout Division Deputy Manager: Iulian CĂLIN (Phone: +40-21-455.64) MIS Dpt. (Phone+40-21-445.95) (Fax: +40-21-231.74.22) Issuing Cards Division Business Development Dpt. (Phone: +40-21-455.74.97) Financial Institutions Desk (Phone: +40-21-455.63) Support & Analysis Dpt.71.70) • Chief Economist Ella KALLAI (Phone: +40-21-455.58) • SME Division Manager: Daniela NICULESCU (Phone+40-21-455. (Phone: +40-21-455.62) Late Collection Dpt.76) Product Promotions & Events Dpt. (Phone: +40-21-455.78.53) • Trade Finance Division Manager: Tudor TĂSLĂOANU (Phone: +40-21-455.72.78.33) Large Corporate Clients Credit Management Division Manager: Laura GRĂDINARU (Phone: +40-21-455.54) Asset Management Dpt.78.73.73.69) Acquiring Sales Dpt.78.

(Phone: +40-21-455. (Phone: +40-21-455.55) MIS Reporting Dpt.73.77.13) Documentary Operations Dpt.73.74.73.20) Operational Reporting & Data Maintenance Dpt.90. (Phone: +40-21-455. (Phone: +40-21-455.ALPHA BANK ROMANIA ANNUAL REPORT 2012 • Operations Division Manager: Petre PREDA (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455. (Phone: +40-21-455.09) Helpdesk Dpt.17) Transactions Dpt.04) Administrative Services Dpt.79.75.79. (Phone: +40-21-455.77.80) • Work Security and Prevention Dpt.17) • Organization Division Manager: Adriana DOROBANŢU (Phone: +40-21-455.73. (Phone: +40-21-455. (Phone: +40-21-455.67) Reporting Database Desk (Phone: +40-21-455.12) Construction Dpt.56) • Information Technology Division Manager: Răzvan PRUNDEANU (Phone: +40-21-455.45) Project Portfolio Management Dpt. (Phone: +40-21-455. (Phone: +40-21-455.71.35) Branch Network General Accounting Dpt. (Phone: +40-21-455. (Phone: +40-21-455.75.20) • Change Management Division Manager: Oana DIACONU (Phone: +40-21-455.30) Loan Approval Centre Loan Checking Dpt. (Phone: +40-21-455.74.56) Statutory Reporting Support Dpt.75.77.30) Tax Advising Desk (Phone: +40-21-455.77.58) (Phone: +40-21-455.52) Documents Management Desk (Phone: +40-21-455.97) Application Development Dpt. (Phone: +40-21-455.00) Funds Transfer Dpt.75.73.56) Financial Management Dpt.44) Business Analysis Dpt. (Phone: +40-21-455. (Phone: +40-21-455. Head: Sebastian CLAPAN (Phone: +40-21-455.23) NOSTRO.77.71.72.75.60) Group Reporting Dpt.78.46) Reporting Dpt. (Phone: +40-21-455. (Phone: +40-21-455.73.40) Project Management Dpt.57) • MIS & Reporting Division Manager: Antoaneta NEGRIUC (Phone: +40-21-455. (Phone: +40-21-455.455. (Phone: +40-21-455.03) Telecommunication Dpt.03) Back Office Dpt. (Phone: +40-21-455.71.77.44) New Products & Processes Development Desk (Phone: +40-21-455.73. (Phone: +40-21-455.10) • Property Management Division Manager: Bogdan PĂTRAŞCU 11 STRUCTURE .71.00) Systems Dpt.78.05) User Support Dpt.01) Budgeting Execution Desk (Phone: +40-21-455. (Phone: +40-21-455.72.10) Loan Administration Centre Loan Administration Dpt.77.90.71.75.36) Accounting Methodology Dpt.23) IT Administration Desk (Phone: +40-21-455.75.06) Operations Dpt. (Phone: +40-21-455.75.75.47) Applications Integration & Design Dpt. (Phone: +40-21-455. (Phone: +40-21-455.50) Internal Norms Development Dpt. (Phone: +40-21-455. (Phone: +40-21-455.77.00) • Retail Credit Division Manager: Giovanina BULF (Phone: +40-21-455. (Phone: +40-21-455.77.71. (Phone: +40-21-455. LORO & Domestic Payments Dpt.76.72. (Phone: +40-21-455.76.52) Tax Statements Dpt.73.48) Central Vault Dpt.90.65) Quality Implementation Desk (Phone: +40-21-455.32) IT Alpha Cube Support Dpt. Investigations & Network Support Dpt.77.71.12) General Ledger Dpt. (Phone: +40-21-455.87) • Strategic Planning Division Manager: Paul DIACONU (Phone: +40-21-455.10) Document Management Desk (Phone: +40-21-455.26) Loan Approval Dpt.40) Operations Helpdesk.90.77.30) E-banking Dpt.75.71. (Phone: +40-21-455.77. (Phone: +40-21-455.90. (Phone: +40-21-455.90.02) Security Systems Dpt.46) Domestic Debit Instruments Dpt.07) DBA Dpt.76.77.76. (Phone: +40-21-455.30) Financial Reporting Dpt.08) • Methodology Division Manager: Raluca JUNCU (Phone: +40-21-455. (Phone: +40-21.73) • Accounting Division Manager: Bogdan TUDOSE (Phone: +40-21-455. (Phone: +40-21-455.75. (Phone: +40-21-455. (Phone: +40-21-455.71.59) Controlling Dpt.64) Budgeting and Planning Dpt.90.00) Maintenance Dpt.

10 Fax: (021) 311. Theodor Pallady.16 E-mail: bbj@alphabank.93.. bl.94. bl. Doamna Ghica Agencies: Giuleşti.07. ILFOV COUNTY OTOPENI Branch Phone: (021) 455.56 E-mail: bbq@alphabank. Magheru Bd. Alba Iulia Agency: Sebeş BRANCH NETWORK . bl. sc.ro Address: 138.93. Drumul Taberei. Apărătorii Patriei.66 E-mail: bbb@alphabank.96.. A1-2B. C. 13 Septembrie District 2 District 6 IANCULUI Branch Phone: (021) 455. Kogălniceanu. 715 ŞTEFAN CEL MARE Branch Phone: (021) 455.ALPHA BANK ROMANIA ANNUAL REPORT 2012 BRANCH NETWORK* BUCHAREST District 1 DOROBANŢI Branch Phone: (021) 455.21.ro Address: 6. bl. Brătianu. 1D OBREGIA Branch Phone: (021) 455...ro Address: 1. Calea Bucureştilor. bl...96. Dorobanţilor Avenue MAGHERU Branch Phone: (021) 455. Crângaşi. Şincai. AVIAŢIEI Branch Phone: (021) 455.ro Address: 3. Moşilor.80 Fax: (021) 250. Ion Mihalache. Perla.92.93.05 Fax: (021) 319.02/94.ro Address: 62.ro Address: 237B. Titulescu.71 E-mail: bbk@alphabank. bl.ro Address: 44.12C 12 *Valid as at 31st of December 2012.60 Fax: (021) 319.69 E-mail: bbf@alphabank. Alunişului Str.10 Fax: (021) 352. bl.03 E-mail: bbg@alphabank. Howard Johnson.70 Fax: (021) 413. 280.94.ro Address: 14. Iuliu Maniu Bd.63. Alexandriei Str.C11 Agencies: Băneasa. F+G.ro Address: 20. Giurgiului District 5 LIBERTĂŢII Branch Phone: (021) 455.ro Address: 86..01 Fax: (021) 231.226 E-mail: iul@alphabank. M1 Agencies: Văcăreşti. Decebal.60 Fax: (021) 232.21 E-mail: bbe@alphabank.23.48. Gh.53.45 E-mail: bba@alphabank. Titan District 4 BRÂNCOVEANU Branch Phone: (021) 455. bl.ro Address: 7. Apusului. Avrig Str.97. K5 Agencies: I.92. Dristor. DRUMUL TABEREI Branch Phone: (021) 455.82 Fax: (021) 332.ro Address: i 63. Libertăţii Bd. 103 RAHOVA Branch Phone: (021) 455.20 Fax: (021) 430.78 E-mail: bbm@alphabank. Piaţa Chibrit.ro Address: Iuliu Maniu Square. Ghencea District 3 UNIRII Branch Phone: (021) 455.91.96.76 E-mail: bbi@alphabank.87 E-mail: bby@alphabank. bl.43.80.16 E-mail: bbd@alphabank.94.93.39.01 Fax: (021) 420.97.00 E-mail: b21@alphabank. Unirii Bd. bl.91. Coposu.57/91. Ştirbei Vodă Agencies: Grand Hotel Marriott. Otopeni Alpha Point: Feeria Commercial Center ALBA COUNTY ALBA IULIA Branch Phone: (021) 455. Ştefan cel Mare Str. 33A MILITARI Branch Phone: (021) 455.00 Fax: (0258) 817. Pantelimon.80. 13 Agencies: Granitul. bl. Alexandru Obregia Bd. Pipera Avenue.40.61 Fax: (021) 210.ro Address: 11.70 Fax: (021) 460.

ro Address: 2.ro Address: 1. Botoşani CONSTANŢA Branch Phone: (021) 455. Mircea cel Batrân-Constanţa.56.ro Address:1..L.00 Fax: (0263) 230.80 Fax: (0242) 333. Reşiţa BACĂU Branch Phone: (021) 455.ro Address: 3. Oradea Agencies: Rogerius-Oradea.00 Fax: (0264) 590.. Mioveni. Gherla.00 Fax: (0241) 693.00 Fax: (0239) 624.ro Address: Unirii Str.958/9 E-mail: bta@alphabank.00 Fax: (0255) 219.072 E-mail: bra@alphabank. Curtea de Argeş. PTTR .246 E-mail: cja@alphabank..00 Fax: (0248) 214. Albatros-Constanţa. bl. Marea Neagră-Constanţa..385 E-mail: cla@alphabank. Alecsandri Str. bl. Toamnei-Braşov BRĂILA COUNTY BRĂILA Branch Phone: (021) 455.ALPHA BANK ROMANIA ANNUAL REPORT 2012 ARAD COUNTY ARAD Branch Phone: (021) 455..ro Address: I. sc. sc.. Bacău Agencies: Govandari-Reşiţa.80. Piteşti Agencies: Exerciţiului-Piteşti. Tomis Nord-Constanţa.62.ro Address: 36..00 Fax: (0268) 473.83. Călăraşi ORADEA Branch Phone: (021) 455.581 E-mail: bca@alphabank.ro Address: 56.386/46 E-mail: bva@alphabank. Bistriţa Agencies: Mărăşti-Cluj. Balada-Constanţa.00 Fax: (0234) 580.00 Fax: (0231) 530. E23.. Brăila BUZĂU COUNTY BUZĂU Branch Phone: (021) 455. Călăraşilor Str. Mănăştur-Cluj.95. V.: (021) 455. Zorilor-Cluj. Dej. Turda.ro Address: 2.53.. Constanţa BRAŞOV COUNTY Agencies: Port Constanţa-Constanţa.00 Fax: (0259) 457.ro Address: 28. Horia Str. Mangalia BRAŞOV Branch Phone: (021) 455. Mamaia Bd.86.00 Fax: (0238) 719. BOTOŞANI COUNTY CONSTANŢA COUNTY BOTOŞANI Branch Tel. Buzău CARAŞ SEVERIN COUNTY REŞITA Branch Phone: (021) 455. Caransebeş Agencies: Arena-Bacău.266 E-mail: cta@alphabank. Drăgăşani BACĂU COUNTY Agencies: Calea Bucureşti-Braşov.038 E-mail: bra@alphabank.81. Memorandumului Str. Caragiale Str. E-F. 1 and 2.ro Address: 7 Războieni Str. Mureşenilor Str. zone E.069.471 E-mail: rga@alphabank. Oneşti CĂLĂRAŞI COUNTY BIHOR COUNTY CĂLĂRAŞI Branch Phone: (021) 455.675 E-mail: bza@alphabank. Griviţei-Braşov. Braşov 13 BRANCH NETWORK . Micalaca-Arad ARGEŞ COUNTY PITEŞTI Branch Phone: (021) 455. Vasile Milea Square (Maya Center). Cluj-Napoca BISTRIŢA Branch Phone: (021) 455..61. Arad Agencies: Piaţa UTA-Arad.ro Address: 31-32..833/6 E-mail: bha@alphabank. Trivale-Piteşti. Central Square.00 Fax: (0257) 257.58.52. 219.ro Address: 175.925 E-mail: bna@alphabank.359 E-mail: ara@alphabank.82. Nufărului-Oradea BISTRIŢA-NĂSĂUD COUNTY CLUJ COUNTY CLUJ Branch Phone: (021) 455. Belşugului Str. Victoriei Str.86.

Felix Aderca Str.768 E-mail: dja@alphabank. bl.82.ro Address: 3. Piaţa Victoriei.ro Address: 86.99. Doja-Ploieşti. Sf.860 E-mail: pha@alphabank. Petroşani IAŞI COUNTY IAŞI Branch Phone: (021) 455. Drobeta Turnu Severin MUREŞ COUNTY TÂRGU-MUREŞ Branch Phone: (021) 455.ro Address: General Magheru Str.085/9 E-mail: mha@alphabank.ro Address: 64-66. Baia-Mare Agencies: Pintea-Baia-Mare.97.. Sighetul Marmaţiei MEHEDINŢI COUNTY DROBETA TURNU SEVERIN Agency Phone: (021) 455. Ploieşti Agencies: Gh. Târgu Jiu HUNEDOARA COUNTY DEVA Branch Phone: (021) 455.422 E-mail: gla@alphabank.ro Address: 7. A..50 Fax: (0243) 230. Slobozia MARAMUREŞ COUNTY BAIA-MARE Branch Phone: (0372). bl. Podu Ros-Iaşi...ro Address: Iuliu Maniu Str. Gării-Iaşi. Galaţi Agency: Dunărea-Galaţi GIURGIU COUNTY GIURGIU Agency Phone: (021) 455.. bl. bl.782 E-mail: isa@alphabank. sc.371 E-mail: ila@alphabank. bl.789 E-mail: mma@alphabank.86.008 E-mail: nta@alphabank.. Iaşi 14 Agencies: Păcurari-Iaşi.00 Fax: (0244) 597. Târgu Mureş Agency: Reghin NEAMŢ COUNTY PIATRA NEAMŢ Branch Phone: (021) 455. BR5A. E3.145.834 E-mail: gra@alphabank.60.84.ro Address: Poet Grigore Alexandrescu Str.99. Cantemir Str.075.40 Fax: (021) 212.00 Fax: (0254) 226. C. bl.00 Fax: (0251) 418.ro Address: 44. Lazăr Str. E.85.ro Address: 11. Piatra Neamţ Agency: Roman PRAHOVA COUNTY PLOIEŞTI Branch Phone: (021) 455. Giurgiu GORJ COUNTY TÂRGU JIU Branch Phone: (021) 455. Meda-Baia-Mare. Brăilei Str.ro Address: 5.869 E-mail: mst@alphabank. Independenţei-Iaşi.ALPHA BANK ROMANIA ANNUAL REPORT 2012 DÂMBOVIŢA COUNTY TÂRGOVIŞTE Branch Phone: (021) 455.257/9 E-mail: gra@alphabank.50 Fax: (0236) 464. Câmpina BRANCH NETWORK .00 Fax: (0232) 214.. AB. Craiova Agencies: Bănie-Craiova. bl. Malul Roşu-Ploieşti.54. 202..00 Fax: (0233) 215. Paşcani IALOMIŢA COUNTY SLOBOZIA Branch Phone: (021) 455. Traian Bd..98.513 E-mail: hda@alphabank.00 Fax: (0265) 268. Sinaia. Târgovişte DOLJ COUNTY CRAIOVA Branch Phone: (021) 455..ro Address: Bucureşti Str.50 Fax: (0246) 210. sc. Alexandru cel Bun-Iaşi.103/0750.67.00 Fax: (0252) 333.00 Fax: (0245) 620. Deva Agencies: Hunedoara.103 Fax: (0262) 223.. D. C2.032/3 E-mail: dja@alphabank. Decebal Bd.64. Brazda lui Novac-Craiova GALAŢI COUNTY GALAŢI Branch Phone: (021) 455.ro Address: 1. Matei Basarab Bd.. Dobrogeanu Gherea Str. 2A-2B-4.ro Address: 1.

Huşi ALEXANDRIA Branch Phone: (021) 455.99. Cisnădie. Satu Mare SIBIU COUNTY SIBIU Branch Phone: (021) 455. bl.ro Address: 1..306 E-mail: tma@alphabank.ro Address: 39A. Frumoasă Str.288 E-mail: sba@alphabank.: (021) 455. Vasile Aaron-Sibiu.66. Lazăr-Timişoara.034/6 E-mail: tra@alphabank.92.ro Address: 1. Râmnicu Vâlcea Agencies: Rapsodiei-Râmnicu Vâlcea VRANCEA COUNTY Agencies: Iulius Mall-Suceava.126 E-mail: vla@alphabank.ro Address: 1. A.50 Fax: (0260) 630.ro Address: Traian Str.ro Address: 2A. Gura Humorului FOCŞANI Branch Tel.CAMI.002 Fax: (0256) 221. Rădăuţi..ro Address: 8. C2. bl. Calea Lipovei-Timişoara.01/02-06 Fax: (0249) 411. Calea Aradului-Timişoara. Lugoj SATU MARE Branch Phone: (021) 455...87. Mărăşeşti Str.98.: (021) 455...51. Focşani OLT COUNTY VASLUI COUNTY SLATINA Agency Phone: (021) 455. sc. Vaslui TELEORMAN COUNTY Agencies: Bârlad. Odorheiu Secuiesc SUCEAVA COUNTY SUCEAVA Branch Phone: (021) 455. Tulcea VÂLCEA COUNTY RÂMNICU VÂLCEA Branch Phone: (021) 455.57. Calea Şagului-Timişoara. Someşului Str. Popa Şapcă Str.121/520 E-mail: tla@alphabank.82. A. bl. A12. Calea Torontalului-Timişoara.56.ro Address: 66.316 E-mail: sja@alphabank. C-tin Brâncoveanu Str. Mediaş.. Bl. Turnişor-Sibiu.I.ro Address: 9.00 Fax: (0269) 213. Suceava TULCEA COUNTY TULCEA Branch Phone: (021) 455.140/141 E-mail: ota@alphabank.Cuza Str.231 E-mail: sva@alphabank.80 Fax: (0240) 514. Republicii Str.80 Fax: (0237) 610.50 Fax: (0250) 731.372 E-mail: vsa@alphabank.. B. Sibiu Agencies: Tineretului-Sibiu.81.ro Address: 2A. sc.30 Fax: (0247) 310. Horea Str.. G103. 1 Decembrie 1918 Square.721 E-mail: sma@alphabank.ro Address: Bucureşti Str.00 Fax: (0230) 524. Timişoara SATU MARE COUNTY Agencies: Gh.ALPHA BANK ROMANIA ANNUAL REPORT 2012 SĂLAJ COUNTY TIMIŞ COUNTY ZALĂU Branch Phone: (021) 455. Alexandria 15 BRANCH NETWORK .. Zalău TIMIŞOARA Branch Phone: (0372) 076.50 Fax: (0261) 766. Slatina VASLUI Branch Tel.00 Fax: (0235) 311.115/6 E-mail: vna@alphabank. Arieş-Timişoara. Miercurea Ciuc.

Bucharest 1. Calea Dorobanţilor. 010566. România .237B.