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Fees and Charges

for Products and


Services
Updated as at 1 October 2012
CONTENTS
4 Current Account
Savings Account
Fixed Deposit Account
a. Conventional Current Account
b. Basic Current Account
c. M
2
Account
d. Preferred M
2
Account
e. SuperSalary Account
f. JustOne Current Account
7
13
Foreign Currency Deposits
14
Financial Goal Product 16
Needs Based Product 17
Equity Investment 17
18
19
a. e$aver
b. Basic Savings Account
c. Master Savings Passbook
d. Master Savings Statement
e. PowerP@y
f. My Dream Account (Ordinary Savings)
g. Senior Save Account
h. Young Savers Account
i. My Dream Account (Education Plan)
j. JustOne Savings Account


Overdraf s t
Credit Card
22
24
25
30
JustOne MasterCard Titanium
Personal Loan
a. CashOne
b. Quick Cash Edge
TM
Classic
c. Quick Cash Edge
TM
Mortgage
a. Term Loan
b. MortgageOne
c. MortgageOne Bonus
d. MortgageOne Optimizer
e. MortgageKLIBOR
Payroll Plus
31 SME Banking
49 Branch Services
a. Conventional Business Instalment Loan
b. Business Instalment Loan Edge
c. Comercial Mortgage Term Loan
d. Commercial Mortgage Business MortgageOne
e. Commercial Mortgage SMI OneAccount
f. Trade Services
g. Current Account
h. Fixed Deposit Account
i. Foreign Currency Deposit
j. Premium Service
k. Straight2Bank Online Banking Service
a. Inward Remittances
b. Outward Remittances
c. Safe Deposit Locker
d. Others
Note: SCBMB Standard Chartered Bank Malaysia Berhad
RDS Rate Distribution System

g. Current Account Plus
Updated as of 01/10/12
CURRENT ACCOUNT
| CONVENTIONAL CURRENT ACCOUNT | M ACCOUNT
| PREFERRED M ACCOUNT
| SUPERSALARY ACCOUNT
| JUSTONE CURRENT ACCOUNT
| CURRENT ACCOUNT PLUS
TRANSACTION TYPES FEES/CHARGES
Minimum Deposit to Open Basic Current Account
0 0 5 M R ) l a u d i v i d n i (

Conventional Current Account
0 0 0 , 2 M R


M Account
0 0 0 , 2 M R


Preferred M Account
0 0 5 M R


SuperSalary Account
d e r i u q e r m u m i n i m o N
JustOne Current Account & Current Account Plus
No minimum required

Service Fee Half yearly service fee of RM10 is levied on accounts (excluding SuperSalary Account &
JustOne Current Account) if the minimum monthly average balance falls below RM1,000
from 1 Jan to 30 Jun and 1 Jul to 31 Dec. No charges for overdraft facilities.


d n e e h t t a e c n a l a b e h t f i t n u o c c A M a n o y l h t n o m d e i v e l s i 0 1 M R f o e e f e c i v r e s A
0 0 0 , 5 M R w o l e b s l l a f h t n o m e h t f o y a d y n a f o
e h t f i t n u o c c A M d e r r e f e r P n o d e i v e l s i 5 1 M R f o e e f e c i v r e s y l r e t r a u q r a d n e l a c A
0 0 0 , 6 M R w o l e b s l l a f r e t r a u q e h t r o f e c n a l a b y l i a d e g a r e v a
Debit / ATM Card Fees &
Minimum Number of
Transactions
Basic Current Account, Preferred M Account, SuperSalary Account &
JustOne Current Account & Current Account Plus
Free ATM Card with unlimited ATM and over-the-counter access

Conventional Current Account and M Account
RM8 per annum per ATM Card with unlimited ATM and over-the-counter access
Issuance of Cheque Book RM7.50 (RM0.15 stamp duty per cheque leaf)
Postage and Delivery
Charges of Cheque Book
By ordinary mail (by default when ordered through I-Banking, Phone Banking and ATM)
1 2 cheque books RM2.00







I BASIC CURRENT ACCOUNT
3 4 cheque books RM4.00
5 10 cheque books RM8.00
> 10 cheque books RM15.00
4 books and below RM5.00
5 - 7 books RM6.00
8 - 10 books RM10.00
10 books and above RM20.00
Each cheque book RM5.00
By Courier Mail (by default for Priority Banking and SME Customers)
For Current Acount Plus
Courier Charges:
No charge for frst delivery via normal mail.
Subsequent delivery:-
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Updated as of 01/10/12
CURRENT ACCOUNT
I BASIC CURRENT ACCOUNT
| CONVENTIONAL CURRENT ACCOUNT | M ACCOUNT
| PREFERRED M ACCOUNT
| SUPERSALARY ACCOUNT
| JUSTONE CURRENT ACCOUNT
Additional/Extra Service Overseas Withdrawal






Periodic Payment/Standing Instruction/Direct Debit Authorisation
Cash/Cheque Deposits
Dishonored Cheques due to Insufcient Funds




















5
| CURRENT ACCOUNT PLUS
TRANSACTION TYPES FEES/CHARGES
Dormant Account Current Accounts with no transactions for 1 year (12 months) will be considered as
dormant. Any dormant account with a balance of RM10 and below will be deducted by
the Bank as dormant fee and the account will be closed. For account having a balance
of more than RM10, a dormant fee charge of RM10 per annum will apply until the
remaining balances are sent to unclaimed monies as per Unclaimed Monies Act 1965

c)
a)
d)

RM1
RM8
RM20




RM0.50





*Limit of outward fund transfer: Up to RM9,999 per transaction

Service fee will be charged for every successful
cash withdrawal made by a Standard Chartered
account holder at the ATMs of HSBC Bank
Malaysia Berhad, OCBC Bank (Malaysia) Berhad
and United Overseas Bank (Malaysia) Berhad
Free for JustOne Current Account subject to a
minimum of RM1500 credited in one single
transaction
Replacement of ATM/Bankcard
a) To own account within the same branch (standard) - no charge
d) Any Standing Instruction involving manual intervention - RM50 per payment
e) Rejected Standing Instructions - RM5 per rejected transaction
b) To 3rd party account with other SCBMB branches (automated) - RM2 per payment
c) To account with other banks (automated) - RM5 per payment plus postage and
other expenses incurred
b) Early account closure within 3 months
e) Service fee will be charged for every successful
MEPS GIRO transaction via ATM, Phone Banking
(IVR), Online Banking or over the Teller Counter*
f) Free for JustOne Current Account subject to a
minimum of RM1500 credited in one single
transaction
RM12 per withdrawal
RM150 per cheque returned
Other Fees and Charges


a) To another branch - no charge
b) Cheque issued by Government, State and Local Authorities - no charge
c) Money/Postal Orders issued by Malaysian Postal Authority - no charge
5
Updated as of 01/10/12
CURRENT ACCOUNT
I BASIC CURRENT ACCOUNT
| CONVENTIONAL CURRENT ACCOUNT | M ACCOUNT
| PREFERRED M ACCOUNT
| SUPERSALARY ACCOUNT
| JUSTONE CURRENT ACCOUNT
Additional/Extra Service Stop-Payment Instruction






Cheque Returned




















5
| CURRENT ACCOUNT PLUS
TRANSACTION TYPES FEES/CHARGES










Due to the cheque being post dated - RM10 on payees account
Extra
Free setup for Master Sweep
Free Phone Banking
Free eStatement subscription
Free Online Banking
a) Cheques are in a continuous series - RM20 per instruction
b) Cheques are not in a continuous series - RM20 per cheque
c) Instruction is accompanied with a police report - RM20 per instruction
d) Due to insuffcient funds - RM150 per cheque
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Updated as of 01/10/12
SAVINGS ACCOUNT
I e$aver
TRANSACTION TYPES FEES/CHARGES
Minimum Deposit to Open Any amount
Service Fee None
ATM Card Fees & Minimum RM8 per annum per ATM Card with unlimited ATM and over-the-counter access
Number of Transactions
Dormant Account Account with no transactions for 1 year (12 months) will be considered
l l i w w o l e b d n a 0 1 M R f o e c n a l a b a h t i w t n u o c c a t n a m r o d y n A . t n a m r o d s a
. d e s o l c e b l l i w t n u o c c a e h t d n a e e f t n a m r o d s a k n a B e h t y b d e t c u d e d e b
e g r a h c e e f t n a m r o d a , 0 1 M R n a h t e r o m f o e c n a l a b a g n i v a h s t n u o c c a r o F
o t t n e s e r a s e c n a l a b g n i n i a m e r e h t l i t n u y l p p a l l i w m u n n a r e p 0 1 M R f o
. 5 6 9 1 t c A s e i n o M d e m i a l c n U r e p s a s e i n o m d e m i a l c n u
Other Fees and Charges a) Replacement of ATM/Bankcard RM8
0 2 M R s h t n o m 3 n i h t i w e r u s o l c t n u o c c a y l r a E ) b
1 M R l u f s s e c c u s y r e v e r o f d e g r a h c e b l l i w e e f e c i v r e S ) c
d e r e t r a h C d r a d n a t S y b e d a m l a w a r d h t i w h s a c
k n a B C B S H f o s M T A e h t t a r e d l o h t n u o c c a
, d a h r e B ) a i s y a l a M ( k n a B C B C O , d a h r e B a i s y a l a M
d a h r e B ) a i s y a l a M ( k n a B s a e s r e v O d e t i n U d n a
0 5 . 0 M R y r e v e r o f d e g r a h c e b l l i w e e f e c i v r e S ) d
, M T A a i v n o i t c a s n a r t O R I G S P E M l u f s s e c c u s
r o g n i k n a B e n i l n O , ) R V I ( g n i k n a B e n o h P
* r e t n u o C r e l l e T e h t r e v o
*Limit of outward fund transfer: Up to RM9,999 per transaction
Additional/Extra Service Overseas Withdrawal
l a w a r d h t i w r e p 2 1 M R
7
Updated as of 01/10/12
SAVINGS ACCOUNT
I e$aver
TRANSACTION TYPES FEES/CHARGES
Additional/Extra Service Transfer of Funds
e g r a h c o n ) d r a d n a t s ( h c n a r b e m a s e h t n i h t i w t n u o c c a n w o o T ) a
e g r a h c o n ) d e t a m o t u a ( s e h c n a r b B M B C S r e h t o n i h t i w t n u o c c a n w o o T ) b
t n e m y a p r e p 2 M R ) d e t a m o t u a ( s e h c n a r b B M B C S r e h t o h t i w t n u o c c a y t r a p d r 3 o T ) c
Cash / Cheque Deposits
e g r a h c o n a e r a g n i r a e l c e m a s e h t h t i w h c n a r b r e h t o n a o T ) a
e g r a h c o n a e r a g n i r a e l c t n e r e f f i d n i h c n a r b r e h t o n a o T ) b
e g r a h c o n s e i t i r o h t u A l a c o L d n a e t a t S , t n e m n r e v o G y b d e u s s i e u q e h C ) c
e g r a h c o n y t i r o h t u A l a t s o P n a i s y a l a M y b d e u s s i s r e d r O l a t s o P / y e n o M ) d
Extra
p e e w S r e t s a M r o f p u t e s e e r F
g n i k n a B e n o h P e e r F
d r a C r e t s a M t i b e D d r a C t i b e D e e r F
n o i t p i r c s b u s t n e m e t a t S e e e r F
g n i k n a B e n i l n O e e r F
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Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Minimum Deposit to Open Basic Savings Account
0 2 M R
Master Savings Passbook
RM5,000 for non-individual
l a u d i v i d n i r o f A / N
Master Savings Statement
RM5,000 for non-individual
l a u d i v i d n i r o f A / N
PowerP@y & JustOne Savings Account
d e r i u q e r t i s o p e d m u m i n i m o N
My Dream Account (Ordinary Savings)
RM2,000
Senior Save (age 50 and above)
RM5,000
Young Savers Account
RM1
Service Fee Senior Save (Age 50 and above)
Monthly service fee RM10 applicable for account with average balance below
h t n o m e h t r o f 0 0 0 , 2 M R
Other Accounts
None
Debit / ATM Card Fees &
Minimum Number of
Transactions
Basic Savings Account
Free ATM Card with unlimited ATM and over-the-counter access
Master Savings Passbook
RM8 per annum per ATM Card with unlimited ATM and over-the-counter access
Master Savings Statement
RM8 per annum per ATM Card with unlimited ATM and over-the-counter access
PowerP@y / Senior Save (Age 50 and above)
Free ATM Card with unlimited ATM and over-the-counter access
My Dream Account (Ordinary Savings)
RM8 per annum per ATM Card with unlimited ATM and over-the-counter access

JustOne Savings Account

No Debit/ATM Card
SAVINGS ACCOUNT
I BASIC SAVINGS ACCOUNT I MASTER SAVINGS PASSBOOK
I MASTER SAVINGS STATEMENT I POWERP@Y I MY DREAM ACCOUNT
(ORDINARY SAVINGS) I SENIOR SAVE (AGE 50 AND ABOVE)
I YOUNG SAVERS ACCOUNT
I JUSTONE SAVINGS ACCOUNT

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Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
ATM Card Fees & Minimum Young Savers Account
Number of Transactions No ATM Card. Only one cash / transfer withdrawal is allowed at least one month from
l a w a r d h t i w t s a l e h t
Dormant Account Saving Accounts with no transactions for 1 year (12 months) will be considered as
y b d e t c u d e d e b l l i w w o l e b d n a 0 1 M R f o e c n a l a b a h t i w t n u o c c a t n a m r o d y n A . t n a m r o d
e c n a l a b a g n i v a h s t n u o c c a r o F . d e s o l c e b l l i w t n u o c c a e h t d n a e e f t n a m r o d s a k n a B e h t
e h t l i t n u y l p p a l l i w m u n n a r e p 0 1 M R f o e g r a h c e e f t n a m r o d a , 0 1 M R n a h t e r o m f o
5 6 9 1 t c A s e i n o M d e m i a l c n U r e p s a s e i n o m d e m i a l c n u o t t n e s e r a s e c n a l a b g n i n i a m e r

Other Fees and Charges a) Replacement of ATM/Bankcard RM8
(Not applicable for Young Savers Account & JustOne Savings
Account)
0 2 M R s h t n o m 3 n i h t i w e r u s o l c t n u o c c a y l r a E ) b
1 M R l u f s s e c c u s y r e v e r o f d e g r a h c e b l l i w e e f e c i v r e S ) c
d e r e t r a h C d r a d n a t S a y b e d a m l a w a r d h t i w h s a c
k n a B C B S H f o s M T A e h t t a r e d l o h t n u o c c a
d a h r e B ) a i s y a l a M ( k n a B C B C O , d a h r e B a i s y a l a M
d a h r e B ) a i s y a l a M ( k n a B s a e s r e v O d e t i n U d n a
(Not applicable for
(Not applicable for JustOne Savings Account)
Young Savers Account & JustOne Savings
Account)
RM0.50
Free, if not RM0.50
l u f s s e c c u s y r e v e r o f d e g r a h c e b l l i w e e f e c i v r e S ) d
g n i k n a B e n o h P , M T A a i v n o i t c a s n a r t O R I G S P E M
* r e t n u o C r e l l e T e h t r e v o r o g n i k n a B e n i l n O , ) R V I (
*Limit of outward fund transfer: Up to RM9,999 per transaction
(Not applicable for Young Savers Account)
y t u d p m a t s s u l p 0 2 M R k o o b s s a p t s o l f o t n e m e c a l p e R ) e
y t i n m e d n i f o r e t t e l n o 0 1 M R f o
Additional/Extra Service Overseas Withdrawal
l a w a r d h t i w r e p 2 1 M R
s d n u F f o r e f s n a r T
e g r a h c o n ) d r a d n a t s ( h c n a r b e m a s e h t n i h t i w t n u o c c a n w o o T ) a
e g r a h c o n ) d e t a m o t u a ( s e h c n a r b B M B C S r e h t o n i h t i w t n u o c c a n w o o T ) b
t n e m y a p r e p 2 M R ) d e t a m o t u a ( s e h c n a r b B M B C S r e h t o h t i w t n u o c c a y t r a p d r 3 o T ) c
SAVINGS ACCOUNT
I BASIC SAVINGS ACCOUNT I MASTER SAVINGS PASSBOOK
I MASTER SAVINGS STATEMENT I POWERP@Y I MY DREAM ACCOUNT
(ORDINARY SAVINGS) I SENIOR SAVE (AGE 50 AND ABOVE)
I YOUNG SAVERS ACCOUNT
I JUSTONE SAVINGS ACCOUNT

JustOne Savings Account
Subject to a minimum of RM1500 credited in one single
transaction
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Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Additional/Extra Service Cash/Cheque Deposits
e g r a h c o n a e r a g n i r a e l c e m a s e h t h t i w h c n a r b r e h t o n a o T ) a
e g r a h c o n a e r a g n i r a e l c t n e r e f f i d n i h c n a r b r e h t o n a o T ) b
e g r a h c o n s e i t i r o h t u A l a c o L d n a e t a t S , t n e m n r e v o G y b d e u s s i e u q e h C ) c
e g r a h c o n y t i r o h t u A l a t s o P n a i s y a l a M y b d e u s s i s r e d r O l a t s o P / y e n o M ) d
a r t x E
k o o b s s a P & t n e m e t a t S s g n i v a S r e t s a M
p e e w S r e t s a M r o f p u t e s e e r F
g n i k n a B e n o h P e e r F
d r a C r e t s a M t i b e D / n o r t c e l E A S I V d r a C t i b e D
n o i t p i r c s b u s t n e m e t a t S e e e r F
g n i k n a B e n i l n O e e r F
) e v o b a d n a 0 5 e g A ( e v a S r o i n e S
Free Phone Banking
d r a C r e t s a M t i b e D / n o r t c e l E A S I V d r a C t i b e D
n o i t p i r c s b u s t n e m e t a t S e e e r F
g n i k n a B e n i l n O e e r F
s e e f n o i t c a s n a r t o n d n a p u t e s t i b e d t c e r i d e e r F
e c n a r u s n i l a c i d e m p u o r G e s a h c r u p o t n o i t p O
e e f x o b t i s o p e d e f a s n o t n u o c s i d % 0 5
e e f e c n a u s s i e u q e h c s ' r e l l e v a r t e e r F
e t a r e g n a h c x E n g i e r o F l a i c e p S
m u i m e r p y c i l o p e c n a r u s n i l e v a r t l a i c e p S
Young Savers Account
Free Phone Banking
d r a C r e t s a M t i b e D / n o r t c e l E A S I V d r a C t i b e D
n o i t p i r c s b u s t n e m e t a t S e e e r F
g n i k n a B e n i l n O e e r F
JustOne Savings Account
Free Phone Banking
n o i t p i r c s b u s t n e m e t a t S e e e r F
g n i k n a B e n i l n O e e r F

SAVINGS ACCOUNT
I BASIC SAVINGS ACCOUNT I MASTER SAVINGS PASSBOOK
I MASTER SAVINGS STATEMENT I POWERP@Y I MY DREAM ACCOUNT
(ORDINARY SAVINGS) I SENIOR SAVE (AGE 50 AND ABOVE)
I YOUNG SAVERS ACCOUNT
I JUSTONE SAVINGS ACCOUNT
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Updated as of 01/10/12
SAVINGS ACCOUNT
I MY DREAM ACCOUNT (EDUCATION PLAN)
TRANSACTION TYPES FEES/CHARGES
Account Opening Fee RM100 plus RM20 (stamp duty)
Annual Account RM60 per annum customer as trustee
Management Fee RM150 when OSK Trustee Berhad assumes the of
Withdrawal Fee a) Waiver for two (2) withdrawals per year, thereafter at RM100 per withdrawal
s n o s a e r l a c i d e m n o n r o f
0 0 0 , 1 M R f o l l i b l a c i d e m m u m i n i m a o t t c e j b u s ( s n o s a e r l a c i d e m r o f r e v i a W ) b
) e c n e d i v e y r a t n e m u c o d y b d e t r o p p u s d n a
Standing Instruction RM10 (stamp duty) for Standing Instruction setup
h t n o m e h t r o f n o i t c u r t s n i d e l i a f h c a e r o f 5 M R
Master Insurance Policy RM10 per copy (for customers who would like to hold a copy)
Account Closing Fee Nil
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Updated as of 01/10/12
FIXED DEPOSIT ACCOUNT
I Fixed Deposit
TRANSACTION TYPES FEES/CHARGES
Interest Payable Interest is payable upon maturity of Fixed Deposits (for tenures of 1 12 months)

) s h t n o m 2 1 n a h t e r o m f o s e r u n e t r o f ( s i s a b y l r a e y f l a h a n o e l b a y a p s i t s e r e t n I
Minimum Deposit RM5,000 for tenures of 1 month

h t n o m 1 e v o b a s e r u n e t r o f 0 0 0 , 1 M R
s r a e y 5 & 4 , 3 , 2 d n a s h t n o m 1 2 , 8 1 , 5 1 , 2 1 , 9 , 6 , 3 , 1 f o s e r u n e t e l b i x e l F s e r u n e T
Currencies Accepted MYR only
Premature Upliftment Based on Association of Banks in Malaysia (ABM) guidelines:
s n o i t i d n o C
d i a p e b l l i w t s e r e t n i o n : s e r u n e t s h t n o m 3 1 f o s t i s o p e D d e x i F ) 1
: s e r u n e t s h t n o m 3 n a h t e r o m f o s t i s o p e D d e x i F ) 2


h t n o m d e t e l p m o c h c a e r o f d i a p e b l l i w
Partial Upliftment Based on ABM guidelines:
t s e r e t n i o n , s h t n o m 3 f o m u m i n i m d e t e l p m o c t o n s a h t i s o p e D d e x i F e h t e r e h W ) 1
t n u o m a d e t f i l p u y l l a i t r a p e h t n o d i a p e b l l i w
t a t s e r e t n i , s h t n o m 3 f o m u m i n i m d e t e l p m o c s a h t i s o p e D d e x i F e h t e r e h W ) 2

h t n o m d e t e l p m o c
t i s o p e D d e x i F e h t f o n o i t r o p g n i n i a m e r e h t n o d i a p e b o t e u n i t n o c l l i w t s e r e t n I ) 3
d e t c a r t n o c y l l a n i g i r o s a
Aggregated Balances of Fixed Deposit placement(s) in excess of RM1,000,000 in aggregate will earn
more than RM1,000,000 an interest of 1.5%p.a. on the sums exceeding RM1,000,000 across all placements
. s e r u n e t d n a

) s ( t n e m e c a l p t i s o p e D d e x i F f o n o i t r o p e h t e c a l p o t t h g i r e h t s a h k n a B e h T
t n u o c c a t i s o p e D d e x i F e t a r a p e s a o t n i e t a g e r g g a n i 0 0 0 , 0 0 0 , 1 M R g n i d e e c x e
e t a r g n i o g e r o f e h t t a
Withholding Tax* Interest earned on deposits > RM100,000 will be subjected to 5% of withholding tax
d e n r a e t s e r e t n i n o
t n e m n r e v o g n a i s y a l a M e h t y b d e v i a w y l t n e r r u c s i s i h T *
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Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Interest Payable Interest is calculated on a daily basis and payable monthly or upon closure of
t o n l l i w s e c n a l a b m u m i n i m d e r i u q e r e h t w o l e b g n i l l a f s e c n a l a B . t n u o c c A e h t
. t s e r e t n i y n a t c a r t t a
Minimum Deposit To Open USD10,000 equivalent
w o l e b l l a f s e c n a l a b e s o h w s t n u o c c a l a u d i v i d n i l l a r o f d e g r a h c s i 0 1 D S U f o e e f A e e F
s i s a b y l h t n o m a n o t n e l a v i u q e 0 0 0 , 0 1 D S U e h t
Currencies Accepted USD, AUD, NZD, EUR, GBP, SGD, JPY & HKD
Telegraphic Transfer TT Charges to and from a Foreign Currency Deposits Account will apply accordingly.
s e c n a t t i m e R d r a w t u O - s e c i v r e S h c n a r B o t r e f e r e s a e l p s l i a t e d r o F
FOREIGN CURRENCY DEPOSITS
I Foreign Currency Savings Account
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Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Interest Payable Interest is payable upon maturity of Fixed Deposits
Minimum Deposit To Open USD10,000 equivalent
, s h t n o m 3 , s h t n o m 2 , h t n o m 1 , s k e e w 2 , k e e w 1 f o g n i g n a r s e r u n e t e l b i x e l F s e r u n e T
s h t n o m 2 1 d n a s h t n o m 6
Currencies Accepted USD, AUD, NZD, EUR, GBP, SGD, JPY & HKD
Premature Upliftment No partial upliftment is allowed
: w o l e b s a s e g r a h c y t l a n e p o t d e t c e j b u s s i t n e m t f i l p u y l r a e y n A s n o i t i d n o C

t s o C t n e m e c a l p e R + e e F g n i l d n a H + d e u r c c A t s e r e t n I = y t l a n e P l a t o T

: e t o N
) t n e l a v i u q e r o ( 0 5 D S U s i e e F g n i l d n a H
x ) e t a R t c a r t n o C e t a R y a D t e k r a M t n e r r u C ( = t s o C t n e m e c a l p e R
y t i r u t a M o t s y a D g n i n i a m e R
e h t f o e t a d e h t t a e t a R t e k r a M t n e r r u C e h t f i o r e z e b n a c t s o C t n e m e c a l p e R e h T
e t a R t c a r t n o C t i s o p e d e h t n a h t s s e l s i t n e m t f i l p u e r u t a m e r p
Withholding Tax* Interest earned on deposits > RM100,000 will be subjected to 5% of withholding tax
d e n r a e t s e r e t n i n o
t n e m n r e v o g n a i s y a l a M e h t y b d e v i a w y l t n e r r u c s i s i h T *
Telegraphic Transfer TT Charges to and from a Foreign Currency Deposits Account will apply accordingly.
s e c n a t t i m e R d r a w t u O - s e c i v r e S h c n a r B o t r e f e r e s a e l p s l i a t e d r o F
FOREIGN CURRENCY DEPOSITS
I Foreign Currency Fixed Deposits
15
Updated as of 01/10/12
FINANCIAL GOAL PRODUCT
TRANSACTION TYPES FEES/CHARGES
Account Opening Fee RM100 plus RM20 (stamp duty)
Annual Account RM60 per year customer as trustee
Management Fee RM150 per year when OSKT assumes the of
Withdrawal Fee a) Waiver for two (2) withdrawals per year, thereafter at RM100 per withdrawal
s n o s a e r l a c i d e m n o n r o f
0 0 0 , 1 M R f o l l i b l a c i d e m m u m i n i m a o t t c e j b u s ( s n o s a e r l a c i d e m r o f r e v i a W ) b
) e c n e d i v e y r a t n e m u c o d y b d e t r o p p u s d n a
Standing Instruction RM10 (stamp duty) for Standing Instruction setup
h t n o m e h t r o f n o i t c u r t s n i d e l i a f h c a e r o f 5 M R
Master Insurance Policy RM10/copy (for customers who would like to hold a copy)
Account Closing Fee Nil
16
Updated as of 01/10/12
NEEDS BASED PRODUCT
EQUITY INVESTMENT
TRANSACTION TYPES FEES/CHARGES
Account Closing Fee Higher Education Fund & Retir
RM250 per account
t n u o c c A e v a s e m o H
RM50 per account
Account Management Fee Higher Education Fund & Retir
Charged on 31st of December annually
r e h g i h s i r e v e h c i h w r a e y r e p 0 5 M R / % 5 2 . 0
t n u o c c A e v a s e m o H
Charged on 31st of December annually
r a e y r e p 0 5 M R
TRANSACTION TYPES FEES/CHARGES
Transfer Fee RM30 per transfer
Market Exchange Charges As imposed by the applicable Market Exchanges
17
Updated as of 01/10/12
OVERDRAFTS
S E G R A H C / S E E F S E P Y T N O I T C A S N A R T
FIXED DEPOSIT OVERDRAFT
Stamping Fee for Security Agreement over Bank Account (Charge Document) RM10 + 0.5% of Facility Amount
0 1 M R r e f f O f o r e t t e L r o f e e F g n i p m a t S
Stamping Fee for Security Agreement over Securities (Charge Document) RM10 + 0.5% of Facility Amount
0 1 M R r e f f O f o r e t t e L r o f e e F g n i p m a t S
UNIT TRUST/RETAIL BOND OVERDRAFT
FOR ALL THE ABOVE OVERDRAFTS
Commitment Fee on unutilised portion of overdraft facilities except: 1%
a) Personal overdraft facilities with a limit up to RM250,000 each
b) Deceased accounts and legal block accounts. Legal block accounts are

c) Where the facility is frozen by the bank due to circumstances beyond the
control of the borrower.
following legal actions; bankruptcy notice, creditors petition/winding up,
bankruptcy, garnishee order and count order.
18
Updated as of 01/10/12
CREDIT CARD
TRANSACTION TYPES FEES/CHARGES
Annual Fees Principal Card Supplementary Card

Flexi
RM RM
50 90
100 175
N/A 200
N/A 300
Free 350
400 800
135 250
Classic
Gold
Business Gold VISA
Business Platinum VISA
World MasterCard
Platinum

19
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Finance Charges*
(Effective 20 April 2012)
(Effective 20 April 2012)
Interest rate % p.a. on:
Retail Transactions Based on prompt repayment of minimum or full payment for:
i. Last 12 consecutive months is 15% p.a.
ii. 10 months or more within the last 12 consecutive months is 17% p.a.
iii. Less than 10 months within the last 12 consecutive months is 18% p.a.
Cash Advance 18% p.a. of the outstanding amount calculated on a daily basis from the
transaction date until full repayment date.
Balance Transfer /
Cheque-on-Call / if the monthly instalment is not paid in full on time every month.
Cheque-on-Call Plus /
FlexiPay / Flexi-On-Balance
Retail Transactions
(Effective 1st July 2008
onwards)
Interest Free period 20 days from statement date if all outstanding balance of the previous

months is fully paid.
charges on retail transaction (excluding Cash Advance or Balance Transfer /

Cheque-on-Call / Cheque-on-Call Plus / FlexiPay / Flexi-On-Balance) will be imposed
from the day transaction is posted to the card account.
Cash Advance Fee A Cash Advance fee of up to 5% or minimum of RM25 will be imposed on each
(applicable for Credit Card transaction (applicable for Credit Card and Cheque-on-Call / Cheque-on-Call Plus).
and Cheque-on-Call /
Cheque-on-Call Plus)
Overlimit Service A fee of RM50 will be charged only if Cardholder had exceeded his/her approved

credit limit.
Minimum Monthly 5% of the outstanding balance or a minimum of RM50 whichever is higher for:
For Cheque-on-Call Plus: The full amount of the monthly installment due.
Minimum RM10 or 1% of total outstanding balance as at statement date,
whichever is higher, capped to a maximum of RM100 per account.

Repayment i. Credit Card
ii. Balance Transfer
iii. Easy Payment Scheme
iv. Cheque-on-Call
v. FlexiPay
vi. Flexi-On-Balance
Late Payment Charge*

Conversion for Overseas Determined by Visa and MasterCard International plus administration cost of 1%.
Transactions
* Rates are subject to change from time to time.
4 20
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Credit Card Statement RM5 per copy for statement 36 months and below
s h t n o m 6 3 e v o b a t n e m e t a t s r o f y p o c r e p 0 1 M R t s e u q e R
Sales Slip Request RM20 for each transaction
Credit Balance Refund RM5 fee will be charged for each credit balance refund via Cashiers Order.
Charges waived if credit balance is transferred to a Standard Chartered
Savings or Current Account.
Cheque-on-Call Plus
Interest Acceleration for
loan instalment products
1) Balance Transfer payable (comprises of both principal and interest) for the entire applicable tenure.
Cardmember has to settle in full the remaining pre-determined monthly instalment
2) Cheque-on-Call /
Payment in Foreign RM50 will be imposed on each foreign currency cheque received for
Currency Cheque Credit Card payment.
Government Service Tax RM50 service charge on each Principal Card
(charged annually by the RM25 service charge on each Supplementary Card

Royal Customs Department)
21
Updated as of 01/10/12
CREDIT CARD
TRANSACTION TYPES FEES/CHARGES
Annual Fees Principal Card Supplementary Card
Flexi
M R M R
0 1 1 0 0 2 e n O t s u J
Finance Charges*
Interest rate % p.a. on:
Retail Transactions Based on prompt repayment of minimum or full payment for:



Cash Advance 18% p.a. of the outstanding amount calculated on a daily basis from the
. e t a d t n e m y a p e r l l u f l i t n u e t a d n o i t c a s n a r t
Balance Transfer /
if the monthly instalment is not paid in full on time every month.
Retail Transactions
(Effective 1st July 2008
onwards)
Interest Free period 20 days from statement date if all outstanding balance of the previous
. d i a p y l l u f s i s h t n o m
a C g n i d u l c x e ( n o i t c a s n a r t l i a t e r n o s e g r a h c sh Advance or Balance Transfer /

y a P i x e l F / s u l P l l a C - n o - e u q e h C / l l a C - n o - e u q e h C / Flexi-On-Balance) will be imposed
. t n u o c c a d r a c e h t o t d e t s o p s i n o i t c a s n a r t y a d e h t m o r f
Cash Advance Fee A Cash Advance fee of up to 5% or minimum of RM25 will be imposed on each
(applicable for Credit Card transaction (applicable for Credit Card and Cheque-on-Call / Cheque-on-Call Plus).
and Cheque-on-Call /
Cheque-on-Call Plus)
Overlimit Service A fee of RM50 will be charged only if Cardholder had exceeded his/her approved

. t i m i l t i d e r c
Minimum Monthly 5% of the outstanding balance or a minimum of RM50 whichever is higher for:

Repayment i. Credit Card
ii. Balance Transfer
iii. Easy Payment Scheme
iv. Cheque-on-Call
v. FlexiPay
vi. Flexi-On-Balance
* Rates are subject to change from time to time.
Cheque-on-Call /
Cheque-on-Call Plus /
FlexiPay / Flexi-On-Balance
For Cheque-on-Call Plus: The full amount of the monthly installment due.
4
(Effective 20 April 2012)
i. Last 12 consecutive months is 15% p.a.
ii. 10 months or more within the last 12 consecutive months is 17% p.a.
iii. Less than 10 months within the last 12 consecutive months is 18% p.a.
JUSTONE MASTERCARD TITANIUM
22
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Late Payment Charge*
Conversion for Overseas Determined by MasterCard International plus administration cost of 1%.
Transactions
Credit Card Statement RM5 per copy for statement 36 months and below
s h t n o m 6 3 e v o b a t n e m e t a t s r o f y p o c r e p 0 1 M R t s e u q e R
Sales Slip Request RM20 for each transaction
Credit Balance Refund RM5 fee will be charged for each credit balance refund via Cashiers Order.
s i e c n a l a b t i d e r c f i d e v i a w s e g r a h C d e r e t r a h C d r a d n a t S a o t d e r r e f s n a r t
. t n u o c c A t n e r r u C r o s g n i v a S
Interest Acceleration for
loan instalment products
1) Balance Transfer Cardmember has to settle in full the remaining pre-determined monthly instalment
2) Cheque-on-Call / payable (comprises of both principal and interest) for the entire applicable tenure.
Payment in Foreign RM50 will be imposed on each foreign currency cheque received for
Currency Cheque Credit Card payment.
Government Service Tax RM50 service charge on each Principal Card

(charged annually by the RM25 service charge on each Supplementary Card

Royal Customs Department)
* Rates are subject to change from time to time.
Cheque-on-Call Plus
4
(Effective 20 April 2012)
Minimum RM10 or 1% of total outstanding balance as at statement date,
whichever is higher, capped to a maximum of RM100 per account.
23
Updated as of 01/10/12
CASHONE
TRANSACTION TYPES FEES/CHARGES
Processing Fee Nil
Early Settlement
Late Payment/Default Rate Any default in payment shall be subject to additional interest at the rate of
. t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
one (1) month's prior written notice
Stamp Duty (Letter of Offer) 0.5% of the loan amount
QUICK CASH EDGE CLASSIC
TRANSACTION TYPES FEES/CHARGES
Processing Fee Nil
Late Payment/Default Rate Any default in payment shall be subject to additional interest at the rate of
. t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Stamp Duty (Letter of Offer) 0.5% of the loan amount
QUICK CASH EDGE
TRANSACTION TYPES FEES/CHARGES
Processing Fee Nil
Early Settlement Quick Cash EDGE
TM
: o t t c e j b u s s i n o i t p m e d e r l l u F
e c i t o n n e t t i r w r o i r p s h t n o m ) 1 ( e n o ) a
r o n w a r d - e r e b t o n l l a h s d i a p e r p s i h c i h w y t i l i c a f e h t r e d n u t n u o m a y n a ) b
d e w o r r o b - e r
n o i t p m e d e r y l r a e f o t n e v e e h t n i e l b a y a p s i e e F t n e m e l t t e S y l r a E o N
Late Payment/Default Rate Any default in payment shall be subject to additional interest at the rate of
. t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Stamp Duty (Letter of Offer) 0.5% of the loan amount
PERSONAL LOAN
24
Updated as of 01/10/12
MORTGAGE
I TERM LOAN
TRANSACTION TYPES FEES/CHARGES
Processing Fee For size of loan up to RM30,000 RM50
0 0 1 M R 0 0 0 , 0 0 1 M R o t p u 0 0 0 , 0 3 M R m o r f n a o l f o e z i s r o F
0 0 2 M R 0 0 0 , 0 0 1 M R e v o b a n a o l f o e z i s r o F
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Early Redemption Fee An early redemption fee of 3% on the approved loan amount will apply for any
early redemption during the locked-in period stated in the letter of offer. The
any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee is only applicable for loan packages where
the Bank subsidizes the legal & valuation fees
Photocopies of RM25 per item (Banks discretion to charge higher amount if more work is required)
Legal Documents including
Letter of Offer
e n o N e e F p u t e S
Maintenance Fee None
Total RM25 per letter
Interest Paid for the Year
Statement Request Statements within 1 year fr
e l c y c r e p 0 1 M R n w o d w a r d t s r i f f o e t a d r e t f a r a e y 1 > s t n e m e t a t S
Request for Issuance of RM50 per request
Redemption Statement
Request for Issuance of RM20 per request
Request for Interest Rate RM50 per request (charged upon acceptance of new rate)
Reduction
Cancellation Fee If customer were to cancel the Facility(ies) after accepting the Letter of Offer and before
. e e f n o i t a l l e c n a c a k n a B e h t y a p l l a h s r e m o t s u c , ) s e i ( y t i l i c a F e h t f o n w o d w a r d t s r i f e h t
, s e e f l a g e l e h t e c n a n i f r o r a e b o t s i k n a B e h t t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
. t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 2 . 2 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f n o i t a u l a v
n o i t a u l a v , s e e f l a g e l e h t r a e b o t s i r e m o t s u c t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 . 0 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f
(applicable for approved
applications only)
25
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Processing Fee For size of loan up to RM30,000 RM50
0 0 1 M R 0 0 0 , 0 0 1 M R o t p u 0 0 0 , 0 3 M R m o r f n a o l f o e z i s r o F
0 0 2 M R 0 0 0 , 0 0 1 M R e v o b a n a o l f o e z i s r o F
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Early Redemption Fee

Photocopies of RM25 per item (Banks discretion to charge higher amount if more work is required)
Legal Documents including
Letter of Offer
0 0 2 M R f o e e f e m i t e n O e e F p u t e S
Maintenance Fee RM10 monthly
Utilisation Fee A Utilisation Fee shall be charged at the rate of 1%p.a. on the unutilised portion of the
% 0 3 s i e t a R n o i t a s i l i t U e h t r e v e n e h w e t a D e u D t s a L t A e l b a l i a v A t i m i L n a o L l a t o T
e t a D e u D t s a L t A e l b a l i a v A t i m i L n a o L l a t o T e h t w o l e b r o ) l e v e L r e g g i r T (
Total RM25 per letter
Interest Paid for the Year
Statement Request Statements within 1 year fr
e l c y c r e p 0 1 M R n w o d w a r d t s r i f f o e t a d r e t f a r a e y 1 > s t n e m e t a t S
Request for Issuance of RM50 per request
Redemption Statement
Request for Issuance of RM20 per request
Request for Interest Rate RM50 per request (charged upon acceptance of new rate)
Reduction
Cancellation Fee If customer were to cancel the Facility(ies) after accepting the Letter of Offer and before
. e e f n o i t a l l e c n a c a k n a B e h t y a p l l a h s r e m o t s u c , ) s e i ( y t i l i c a F e h t f o n w o d w a r d t s r i f e h t
, s e e f l a g e l e h t e c n a n i f r o r a e b o t s i k n a B e h t t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
. t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 2 . 2 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f n o i t a u l a v
n o i t a u l a v , s e e f l a g e l e h t r a e b o t s i r e m o t s u c t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 . 0 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f
MORTGAGE
I MortgageOne
(applicable for approved
applications only)
An early redemption fee of 3% on the approved loan amount will apply for any
early redemption during the locked-in period stated in the letter of offer. The
any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee is only applicable for loan packages where
the Bank subsidizes the legal & valuation fees
26
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Processing Fee For size of loan up to RM30,000 RM50
0 0 1 M R 0 0 0 , 0 0 1 M R o t p u 0 0 0 , 0 3 M R m o r f n a o l f o e z i s r o F
0 0 2 M R 0 0 0 , 0 0 1 M R e v o b a n a o l f o e z i s r o F
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Early Redemption Fee
Photocopies of RM25 per item (Banks discretion to charge higher amount if more work is required)
Legal Documents including
Letter of Offer
0 0 2 M R f o e e f e m i t e n O e e F p u t e S
Maintenance Fee RM15 per month
Total RM25 per letter
Interest Paid for the Year
Statement Request Statements within 1 year fr
e l c y c r e p 0 1 M R n w o d w a r d t s r i f f o e t a d r e t f a r a e y 1 > s t n e m e t a t S
Request for Issuance of RM50 per request
Redemption Statement
Request for Issuance of RM20 per request
Request for Interest Rate RM50 per request (charged upon acceptance of new rate)
Reduction
Cancellation Fee If customer were to cancel the Facility(ies) after accepting the Letter of Offer and before
. e e f n o i t a l l e c n a c a k n a B e h t y a p l l a h s r e m o t s u c , ) s e i ( y t i l i c a F e h t f o n w o d w a r d t s r i f e h t
, s e e f l a g e l e h t e c n a n i f r o r a e b o t s i k n a B e h t t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
. t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 2 . 2 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f n o i t a u l a v
n o i t a u l a v , s e e f l a g e l e h t r a e b o t s i r e m o t s u c t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 . 0 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f
MORTGAGE
I MortgageOne Bonus (formerly known as FamilyLink)
(applicable for approved
applications only)
An early redemption fee of 3% on the approved loan amount will apply for any
early redemption during the locked-in period stated in the letter of offer. The
any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee is only applicable for loan packages where
the Bank subsidizes the legal & valuation fees
27
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Processing Fee For size of loan up to RM30,000 RM50
0 0 1 M R 0 0 0 , 0 0 1 M R o t p u 0 0 0 , 0 3 M R m o r f n a o l f o e z i s r o F
0 0 2 M R 0 0 0 , 0 0 1 M R e v o b a n a o l f o e z i s r o F
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Early Redemption Fee
Photocopies of RM25 per item (Banks discretion to charge higher amount if more work is required)
Legal Documents including
Letter of Offer
0 0 2 M R f o e e f e m i t e n O e e F p u t e S
Maintenance Fee RM15 monthly
Utilisation Fee Utilisation Fee of 1%p.a. to be charged on Actual Outstanding
a f o e c n a l a B t e N g n i d n a t s t u O d e m e e D e h t r e v e n e h w l a p i c n i r P n a o L e g a g t r o M
d e l u d e h c S e h t f o ) l e v e L r e g g i r T ( % 0 3 w o l e b s l l a f t n u o c c A n a o L e g a g t r o M
l a p i c n i r P n a o L e g a g t r o M g n i d n a t s t u O
Total RM25 per letter
Interest Paid for the Year
Statement Request Statements within 1 year fr
e l c y c r e p 0 1 M R n w o d w a r d t s r i f f o e t a d r e t f a r a e y 1 > s t n e m e t a t S
Request for Issuance of RM50 per request
Redemption Statement
Request for Issuance of RM20 per request
Request for Interest Rate RM50 per request (charged upon acceptance of new rate)
Reduction
Cancellation Fee If customer were to cancel the Facility(ies) after accepting the Letter of Offer and before
. e e f n o i t a l l e c n a c a k n a B e h t y a p l l a h s r e m o t s u c , ) s e i ( y t i l i c a F e h t f o n w o d w a r d t s r i f e h t
, s e e f l a g e l e h t e c n a n i f r o r a e b o t s i k n a B e h t t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
. t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 2 . 2 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f n o i t a u l a v
n o i t a u l a v , s e e f l a g e l e h t r a e b o t s i r e m o t s u c t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 . 0 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f
MORTGAGE
I MortgageOne Optimizer
(applicable for approved
applications only)
An early redemption fee of 3% on the approved loan amount will apply for any
early redemption during the locked-in period stated in the letter of offer. The
any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee is only applicable for loan packages where
the Bank subsidizes the legal & valuation fees

28
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Processing Fee For size of loan up to RM30,000 RM50
0 0 1 M R 0 0 0 , 0 0 1 M R o t p u 0 0 0 , 0 3 M R m o r f n a o l f o e z i s r o F
0 0 2 M R 0 0 0 , 0 0 1 M R e v o b a n a o l f o e z i s r o F
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
t s e r y l i a d n o d e t a l u c l a c m u n n a r e p % 1
Early Redemption Fee
Photocopies of RM25 per item (Banks discretion to charge higher amount if more work is required)
Legal Documents including
Letter of Offer
e n o N e e F p u t e S
Maintenance Fee None
Total RM25 per letter
Interest Paid for the Year
Statement Request Statements within 1 year fr
e l c y c r e p 0 1 M R n w o d w a r d t s r i f f o e t a d r e t f a r a e y 1 > s t n e m e t a t S
Request for Issuance of RM50 per request
Redemption Statement
Request for Issuance of RM20 per request
Request for Interest Rate RM50 per request (charged upon acceptance of new rate)
Reduction
Cancellation Fee If customer were to cancel the Facility(ies) after accepting the Letter of Offer and before
. e e f n o i t a l l e c n a c a k n a B e h t y a p l l a h s r e m o t s u c , ) s e i ( y t i l i c a F e h t f o n w o d w a r d t s r i f e h t
, s e e f l a g e l e h t e c n a n i f r o r a e b o t s i k n a B e h t t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
. t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 2 . 2 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f n o i t a u l a v
n o i t a u l a v , s e e f l a g e l e h t r a e b o t s i r e m o t s u c t a h t r e f f O f o r e t t e L e h t n i d e t a l u p i t s s i t i f I
t n u o m a ) s e i ( y t i l i c a F l a t o t e h t f o % 5 . 0 s i e e f n o i t a l l e c n a c e h t , y t u d p m a t s d n a s e e f
MORTGAGE
I MortgageKLIBOR
(applicable for approved
applications only)
An early redemption fee of 3% on the approved loan amount will apply for any
early redemption during the locked-in period stated in the letter of offer. The
any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee is only applicable for loan packages where
the Bank subsidizes the legal & valuation fees

29
Updated as of 01/10/12
PAYROLL PLUS
I PAYROLL PLUS
TRANSACTION TYPES FEES/CHARGES
Service Fee Charge of RM0.50 RM2.00 will be levied for each employee account maintained
B M B C S t a
n o n h c a e r o f t n e s e u q e h c h c a e r o f d e i v e l e b l l i w 0 5 . 2 M R 0 5 . 1 M R f o e g r a h C
r e d l o h t n u o c c a B M B C S
30
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES












Late Payment/Default Rate 1%
Request for Issuance of
Redemption Statement*
RM50 per statement request. One month notice in writing is required.
p.a. on daily rest balance
SME BANKING
I CONVENTIONAL BUSINESS INSTALMENT LOA
31
Updated as of 01/10/12
(Applicable for approved
1% of the Facility approved limit OR RM500, whichever is higher,
is payable upon acceptance of the letter of offer.
RM500 or 1% of the outstanding balance, whichever is higher,
is payable upon restructuring of the Facility.
Should the Customer request for partial settlement of the Facility during
the 1st year, a prepayment fee of minimum RM5,000 or 10% will be levied
on the amount prepaid whichever is higher.
From the 2nd year onwards, the facility may be prepaid in part in multiple
intergrals of RM1,000 subject to one month notice in writing being given to
the Bank.
applications only)
Restructuring Fee
Structuring Fee
Prepayment
Should the Customer request for a redemption of the Facility during the
1st year, a redemption fee of minimum RM5,000 or 10% will be levied on
the amount redeemed whichever is higher.
During the 2nd year, a redemption fee of minimum RM2,500 or 5% will be
levied on the amount redeemed whichever is higher.
From the 3rd year onward, the facility may be redeemed subject to one month
notice in writing being given to the Bank.
Redemption
Note: Effective 1 July 2012, the early redemption fee will not be applicable for
individual & sole proprietor borrowers.
Stamp Duty Fee 0.5% of the approved Facility limit as per the Stamp Duty Act 1949
(revised 1989)
SME BANKING
I BUSINESS INSTALMENT LOAN EDGE
TRANSACTION TYPES FEES/CHARGES
(Applicable for approved
1% of the Facility approved limit OR RM500, whichever is higher,
is payable upon acceptance of the letter of offer.
0.5% of the approved Facility limit as per the Stamp Duty Act 1949
(revised 1989)
RM500 or 1% of the outstanding balance, whichever is higher,
is payable upon restructuring of the Facility.
Prepayment that partially settles the outstanding sum (partial prepayment)
is not allowed throughout the tenure of the Facility.
Should the Customer request for a redemption of the Facility within the
frst two (2) years from the date of frst drawdown, an early settlement fee
of up to RM5,000 or 10% calculated on the full redemption amount
whichever is higher.
applications only)
Restructuring Fee
Structuring Fee

Prepayment/Redemption



t

Late Payment/Default Rate
Stamp Duty Fee
1%p.a. on daily rest balance
Request for Issuance of
Redemption Statement*
RM50 per statement request. One month notice in writing is required.
Note: Effective 1 July 2012, the early redemption fee will not be applicable for
individual & sole proprietor borrowers.
32
Updated as of 01/10/12
SME BANKING
I COMMERCIAL MORTGAGE TERM LOAN
4
TRANSACTION TYPES FEES/CHARGES

Administrative Fee - applicable
for approved applications only
SME companies with annual
turnover of RM25m and below
For shophouse, RM50 is payable upon acceptance of the letter of offer.
For factory, RM200 is payable upon acceptance of the letter of offer.
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
s a e t a r r e h t o h c u s r o s i s a b t s e r y l i a d a n o d e t a l u c l a c . a . p % 1
. e m i t o t e m i t m o r f s u y b d e t a l u p i t s e b y a m

k r o w e r o m f i t n u o m a r e h g i h e g r a h c o t n o i t e r c s i d s k n a B ( m e t i r e p 5 2 M R f o s e i p o c o t o h P
Legal Documents including is required)
Letter of Offer
Overdraft Facility Fee
If the Facility is cancelled by the Borrower after acceptance of this letter


to pay the Bank a cancellation fee amounting to RM5,000.00 or actual cost

incurred by the Bank, whichever is higher for processing and approving the
A yearly renewal / facility maintenance fee of RM200 is payable annually
by the Borrower upon each anniversary date of this letter of offer. The Bank
reserves the right to debit the account of the Borrower for facilitating the
payment of the renewal / facility maintenance fee.
Facility including but not limited to valuation fees, legal fees, stamp duty or
any other charges incidental to the Facility.
Interest Paid for the Year

Request for Interest None
Rate Reduction
Cancellation Fee
Request for Issuance of
Redemption Statement*
RM50 per statement request. One month notice in writing is required.
An early redemption fee of 3% on the approved loan amount will apply for
any early redemption during the locked-in period stated in the letter of offer.
drawdown or any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee above is only applicable for SME
companies. For individual and sole proprietor borrowers, early redemption fees is only
applicable for loan packages where the Bank subsidises the legal and valuation fees.

33
Updated as of 01/10/12
SME BANKING
I COMMERCIAL MORTGAGE BUSINESS MortgageOne
4
TRANSACTION TYPES FEES/CHARGES
r e f f o f o r e t t e l e h t f o e c n a t p e c c a n o p u e l b a y a p s i 0 0 2 M R e e F p u t e S
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
s a e t a r r e h t o h c u s r o s i s a b t s e r y l i a d a n o d e t a l u c l a c . a . p % 1
. e m i t o t e m i t m o r f s u y b d e t a l u p i t s e b y a m

k r o w e r o m f i t n u o m a r e h g i h e g r a h c o t n o i t e r c s i d s k n a B ( m e t i r e p 5 2 M R f o s e i p o c o t o h P
Legal Documents including is required)
Letter of Offer
Monthly Maintenance Fee A monthly maintenance fee of RM10 shall be levied for the Business
s e s i r o h t u a y l b a c o v e r r i y b e r e h r e w o r r o B e h t d n a t n u o c c A e n O e g a g t r o M
e h t r o f y l h t n o m t n u o c c a t n e r r u c s r e w o r r o B e h t t i b e d o t u a o t k n a B e h t
. e e f e c n a n e t n i a m e h t f o t n u o m a
Utilisation Threshold and Fee A utilisation fee of 1% per annum on the unutilised portion of the available
e b y a m s a e t a r h c u s r e h t o r o ( s i s a b t s e r y l h t n o m a n o d e t a l u c l a c t i m i l n a o l
y l h t n o m e h t d l u o h s d e i v e l e b l l i w ) e m i t o t e m i t m o r f k n a B e h t y b d e t a l u p i t s
n a h t

s s e l r o o t l a u q e e b h t n o m r a l u c i t r a p t a h t r o f e t a r n o i t a s i l i t u e g a r e v a
s e s i r o h t u a y l b a c o v e r r i y b r e r e h r e w o r r o B e h T . t i m i l n a o l e l b a l i a v a e h t f o % 0 5
e h t f o t n u o m a e h t r o f t n u o c c a t n e r r u c s ' r e w o r r o B e h t t i b e d o t u a o t k n a B e h t
. d e r r u c n i o s f i , e e f n o i t a s i l i t u
Total Interest
Paid for the Year
Request for Interest None
Rate Reduction
If the Facility is cancelled by the Borrower after acceptance of this letter
to pay the Bank a cancellation fee amounting to RM5,000.00 or actual cost
incurred by the Bank, whichever is higher for processing and approving the
Facility including but not limited to valuation fees, legal fees, stamp duty or
any other charges incidental to the Facility.
Cancellation Fee

Administrative Fee - applicable
for approved applications only
SME companies with annual
turnover of RM25m and below
For shophouse, RM50 is payable upon acceptance of the letter of offer.
For factory, RM200 is payable upon acceptance of the letter of offer.
Request for Issuance of
Redemption Statement*
RM50 per statement request. One month notice in writing is required.
An early redemption fee of 3% on the approved loan amount will apply for
any early redemption during the locked-in period stated in the letter of offer.
drawdown or any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee above is only applicable for SME
companies. For individual and sole proprietor borrowers, early redemption fees is only
applicable for loan packages where the Bank subsidises the legal and valuation fees.

34
Updated as of 01/10/12
SME BANKING
I COMMERCIAL MORTGAGE SMI OneAccount
4
TRANSACTION TYPES FEES/CHARGES
r e f f o f o r e t t e l e h t f o e c n a t p e c c a n o p u e l b a y a p s i 0 0 2 M R e e F p u t e S
Late Payment Fee Any default in payment shall be subject to additional interest at the rate of
s a e t a r r e h t o h c u s r o s i s a b t s e r y l i a d a n o d e t a l u c l a c . a . p % 1
. e m i t o t e m i t m o r f s u y b d e t a l u p i t s e b y a m


k r o w e r o m f i t n u o m a r e h g i h e g r a h c o t n o i t e r c s i d s k n a B ( m e t i r e p 5 2 M R f o s e i p o c o t o h P
Legal Documents including is required)
Letter of Offer
Monthly Maintenance Fee A monthly maintenance fee of RM10 shall be levied for the
s e s i r o h t u a y l b a c o v e r r i y b e r e h r e w o r r o B e h t d n a t n u o c c A e n O I M S
r o f y l h t n o m t n u o c c a t n e r r u c s r e w o r r o B e h t t i b e d o t u a o t k n a B e h t
. e e f e c n a n e t n i a m e h t f o t n u o m a e h t
Total Interest
Paid for the Year
Request for Interest None
Rate Reduction
If the Facility is cancelled by the Borrower after acceptance of this letter
to pay the Bank a cancellation fee amounting to RM5,000.00 or actual cost
incurred by the Bank, whichever is higher for processing and approving the
Facility including but not limited to valuation fees, legal fees, stamp duty or
any other charges incidental to the Facility.
Cancellation Fee
Request for Issuance of
Redemption Statement*
RM50 per statement request. One month notice in writing is required.

Administrative Fee - applicable
for approved applications only
SME companies with annual
turnover of RM25m and below
For shophouse, RM50 is payable upon acceptance of the letter of offer.
For factory, RM200 is payable upon acceptance of the letter of offer.
An early redemption fee of 3% on the approved loan amount will apply for
any early redemption during the locked-in period stated in the letter of offer.
drawdown or any period as stated in the letter of offer.
Note: Effective 1 July 2012, the early redemption fee above is only applicable for SME
companies. For individual and sole proprietor borrowers, early redemption fees is only
applicable for loan packages where the Bank subsidises the legal and valuation fees.

35
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
1.0 EXPORTS
1.1 Bills for Collection
(including those under
Letter of Credit) Minimum RM50
) 1 e t o N ( 0 5 1 M R m u m i x a M
) s l l i b M R r o f 0 0 5 M R m u m i x a m (
1.2 Bills Purchased/ Collection/Handling Commission 0.1%
Negotiation/Discount
(including those under Minimum RM50
Letter of Credit i.e. OB,CBN & Maximum RM150 (Note 1)
ECR postshipment) (maximum RM500 for RM bills)
1.3 Bills under Letter of Credit Document Checking Fee
Discrepant documents RM100
NonDiscrepant documents RM50
1.4 For foreign currency bills Charges in lieu of Exchange 0.1%
settled in foreign currency redit)
charges in lieu of exchange
will be imposed Existing customers
0 5 M R m u m i n i M
0 0 3 M R m u m i x a M
s k n a b / s r e m o t s u c - n o N
0 0 1 M R m u m i n i M
h t i w d l e h t n u o c c a h g u o r h t y c n e r r u c n g i e r o f e m a s e h t n i d e l t t e s f i y l n O (
) k n a b r e h t o n a
1.5 Overdue Bills (Note 2) Penalty BLR + 1% p.a.
0 0 1 M R e e F g n i s s e c o r P
1.6 Letter of Cr rom 0.125% per month
0 0 1 D S U m u m i n i M
1.7 Preadvise of Letter of Advising Commission RM20
Credit (Note 3)
Letter of Credit Advising RM50
(Note 3)
Letter of Credit Amendments RM50
(Note 3)
Letter of Credit/Amendment USD50
Advising for Applicants
Account
Note: OB Outward Bills
CBN Credit Bills Negotiation
ECR Export Cr
36
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
1.8 Transfer of Letter of Credit Commission 0.125% per month
full or partial transfer

Borrowing Trade Customer Minimum RM300
NonBorrowing Trade Minimum RM500
Customer
1.9 Amendment of Transfer Borrowing customer commission min RM150
of Letter of Credit Non-Borrowing customer commission RM200
1.10 Assignment of proceeds Commission RM200
1.11 Credit Bills Negotiation of Commission Minimum USD300 upfront to be deducted
nonborrowing customers/ from proceeds
other banks customers where
no account is held with
SCBMB
Note: 1. Only for Foreign Currency Bills
2. Interest above prescribed rate
3. ry's account
37
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
2.0 IMPORTS
2.1 Letter of Credit Issuance

a) Sight Irrevocable/ Commission 0.1% per month
Revocable (Note 4) Minimum RM50

b) Usance Irrevocable/ Commission 0.1% per month
Revocable (Note 4,5) Minimum RM50
2.2 Letter of Credit Amendment

a) Extention of validity date Commission 0.1%
(Note 6,4) Minimum RM50

b) Increase of amount Commission 0.1%
(Note 7,4) Minimum RM50

c) Other amendments Minimum RM50
(Note 8)
2.3 Back to back Letter of Commission 0.1% per month
Credit Issuance Minimum RM200
2.4 Back to back Letter of Commission 0.1%
Credit Amendment Minimum RM150
2.5 Standby Letter of Credit Commission varies from 0.125% per month
Issuance Amendment Minimum RM50
Note: 4. Per month or part thereof for the validity of Letter of Credit
5. Per month or part thereof for the validity of Letter of Credit inclusive of the issuance period
6. On Letter of Credit value per month or part thereof on the extended period
7. On Letter of Credit value per month or part thereof on the incremental value of Letter of Credit
8. Plus cost of postage or telex
38
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
2.6 Negotiation of Import
documents received under
Letter of Credit:
a) Transit interest from date Interest (Note 11)
of negotiation to date of
payment
b) Drawing against expired Commission 0.1%
Letter of Credit (Note 9) Minimum RM100
c) Drawing in excess of Commission 0.1%
Letter of Credit amount Minimum RM100
(Note 10)
d) Discrepant documents Commission Minimum USD75
0 0 1 M R l l i b l a c o L
2.7 Revolving Letter of Credit Commission 0.1%
drawing up to original credit Minimum RM50
amount (Note 12)
2.8 When reimbursement is Reimbursement fee
made direct to the Letter of (TT payments only)
Credit negotiating bank USD30
(Note 13)
2.9 Shipping Guarantees:
a) Under Letter of Credit Commission varies from 0.125%
(Note 14) 0 5 M R m u m i n i M
b) Not under Letter of Credit Commission varies from 0.125%
(Note 14) 5 2 1 M R m u m i n i M
c) If Shipping Guarantee is Additional 0.5% per annum of the invoice amount to be collected
not returned within until date of redemption.
3 months
Note: 9. Per month or part thereof from Letter of Credit expiry date to Letter of Credit drawing date
10. Per month or part thereof from date of last drawing on the excess amount
11. Based on the prevailing interest rate of the bills currency plus margin as stipulated in the facility
Letter of Offer
12. Per month or part thereof
13. Flat for foreign curr ry
14. Flat of invoice amount
REMARKS
If subsequently the total drawings thereunder exceed the face
amount of the Letter of Credit (by reason of this revolving nature)
the total charge payable shall be calculated upon the total amount
of drawings from the date of Letter of Credit issuance to the date
of maturity of Letter of Credit
REMARKS
This does not apply if Negotiating Bank is a Standard Chartered
ry
39
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
2.10 Inward Bills for Collection Handling Commission 0.1%
0 5 M R m u m i n i M
0 5 2 M R m u m i x a M (Note 15)
s l l i b M R r o f 0 0 5 M R m u m i x a M
2.11 Settlement of Inward Bills Reimbursement fee (TT payments only)
for Collection to Remitting rency to be charged to the drawer
Bank
2.12 Second & Subsequent Representation charges USD25 for each presentation plus other
presentation of Inward Bills expenses incurred
for Collection
2.13 Dishonoured bills returned Commission 0.1%
to the Remitting Bank Minimum USD25 plus accumulated other charges and mail cost
t s o c l i a m d n a s e g r a h c r e h t o d e t a l u m u c c a s u l p 0 5 D S U m u m i x a M
2.14 Protesting of Inward Bills Protest Fee USD100 excludes Legal expenses
for Collection
2.15 Inward Bills where proceeds Handling Char
are remitted through Minimum RM50
another bank
2.16 Foreign Currency Cheques Handling Charge 0.1% t
for collection Minimum RM50
0 5 2 M R m u m i x a M (Note 15)
s l l i b M R r o f 0 0 5 M R m u m i x a M
3.0 BANK GUARANTEE (Note 16)
3.1 Bank Guarantee Issuance Commission From 0.125 % per month or part of month inclusive of any
n i g r a m h s a c y b d e r u c e s f i d o i r e p m i a l c
y b d e r u c e s f i , e c n a t p e c c a f o r e t t e l d e v o r p p a r e p s a 0 5 M R m u m i n i M
n i g r a m h s a c n a h t r e h t o l a r e t a l l o c
3.2 Bank Guarantee Amendment Commission From 1.0% per month or part of month on extension
t n u o m a f o e s a e r c n i r o y r i p x e f o
0 5 M R m u m i n i M
3.3 Stamping of Bank Guarantee Stamp Duty as per regulatory requir
0 1 M R m u m i n i M s e g r a h c g n i l l e v a r T
Note: 15. Foreign currency bills
16. Inclusive of performance bonds, bid / tender bonds, custom bonds, security bonds, etc.
40
Updated as of 01/10/12
SME BANKING
I TRADE SERVICES
TRANSACTION TYPES FEES/CHARGES
4.0 INCIDENTALS
(IMPORTS & EXPORTS)
4.1 Fax charges other than Within Malaysia: RM2
those mentioned in the All other countries: RM5
roduct
4.2 Courier charges other than Within Malaysia: RM9 RM15
those mentioned in the Asian countries: RM20 RM60
roduct Other countries: RM20 RM85
4.3 Postage (Registered Mail) Within Malaysia: RM10
0 2 M R : s e i r t n u o c r e h t O
4.4 Telex Charges: Within Malaysia: RM50
i) Full text Letter of Outside Malaysia: RM100
Credit/Guarantee
ii) Letter of Credit/Guarantee Within Malaysia: RM30
Amendment Outside Malaysia: RM60
4.5 Telex and Swift charges Within Malaysia: RM15
other than those mentioned Outside Malaysia: RM35
roducts
4.6 Tracers on Irregular Bills request by customer
41
Updated as of 01/10/12
SME BANKING
CURRENT ACCOUNT
I BASIC CURRENT ACCOUNT
| BUSINESSONE ACCOUNT
| BUSINESS$AVER ACCOUNT
TRANSACTION TYPES FEES/CHARGES
Minimum Deposit to Open Basic Current Account
0 0 5 M R
BusinessOne Account
0 0 0 , 5 M R
Business$aver Account
0 0 0 , 0 0 1 M R
Service Fee Half yearly service fee of RM10 is levied on accounts if the minimum monthly
. c e D 1 3 o t l u J 1 d n a n u J 0 3 o t n a J 1 m o r f 0 0 0 , 1 M R w o l e b s l l a f e c n a l a b e g a r e v a
s e i t i l i c a f t f a r d r e v o r o f s e g r a h c o N
ATM Card Fees & Minimum Basic Current Account
Number of Transactions Fee of charge for initial issuance of ATM Card with unlimited ATM access
Interest Payable Interest is payable upon maturity of Fixed Deposits
Interest Payable Interest is payable upon maturity of Fixed Deposits
s e e F l a u n n A o N
Conventional Current Account and Business $saver Account
RM8 per annum per ATM Card with unlimited ATM access
Issuance of Cheque Book RM7.50 (RM0.15 stamp duty per cheque leaf)
Postage and Delivery By Courier Mail
a i s y a l a M t s a E a i s y a l a M r a l u s n i n e P k o o B e u q e h C f o s e g r a h C
0 0 . 8 M R 0 0 . 5 M R s k o o b e u q e h c 4 - 1
0 0 . 9 M R 0 0 . 6 M R s k o o b e u q e h c 7 - 5
0 0 . 3 1 M R 0 0 . 2 1 M R s k o o b e u q e h c 0 1 - 8
0 0 . 3 2 M R 0 0 . 5 1 M R s k o o b e u q e h c 0 1 >
Dormant Account Current Accounts with no transactions for 1 year (12 months) will be considered as
y b d e t c u d e d e b l l i w w o l e b d n a 0 1 M R f o e c n a l a b a h t i w t n u o c c a t n a m r o d y n A . t n a m r o d
e c n a l a b a g n i v a h s t n u o c c a r o F . d e s o l c e b l l i w t n u o c c a e h t d n a e e f t n a m r o d s a k n a B e h t
e h t l i t n u y l p p a l l i w m u n n a r e p 0 1 M R f o e g r a h c e e f t n a m r o d a , 0 1 M R n a h t e r o m f o
5 6 9 1 t c A s e i n o M d e m i a l c n U r e p s a s e i n o m d e m i a l c n u o t t n e s e r a s e c n a l a b g n i n i a m e r
8 M R M T A f o t n e m e c a l p e R ) a s e g r a h C d n a s e e F r e h t O
0 2 M R s h t n o m 3 n i h t i w e r u s o l c t n u o c c a y l r a E ) b
42
Updated as of 01/10/12
SME BANKING
CURRENT ACCOUNT
I BASIC CURRENT ACCOUNT
| BUSINESSONE ACCOUNT
| BUSINESS$AVER ACCOUNT
TRANSACTION TYPES FEES/CHARGES
Other Fees and Charges c) Service fee will be charged for every successful RM1
d e r e t r a h C d r a d n a t S a y b e d a m l a w a r d h t i w h s a c
k n a B C B S H f o s M T A e h t t a r e d l o h t n u o c c a
d a h r e B ) a i s y a l a M ( k n a B C B C O , d a h r e B a i s y a l a M
d a h r e B ) a i s y a l a M ( k n a B s a e s r e v O d e t i n U d n a
Additional/Extra Service Cash/Cheque Deposits
e g r a h c o n h c n a r b r e h t o n a o T ) a
e g r a h c o n s e i t i r o h t u A l a c o L d n a e t a t S , t n e m n r e v o G y b d e u s s i e u q e h C ) b
e g r a h c o n y t i r o h t u A l a t s o P n a i s y a l a M y b d e u s s i s r e d r O l a t s o P / y e n o M ) c
s d n u F t n e i c i f f u s n I o t e u D s e u q e h C d e r u o n o h s i D
d e n r u t e r e u q e h c r e p 0 5 1 M R
n o i t c u r t s n I t n e m y a P p o t S
n o i t c u r t s n i r e p 0 2 M R s e i r e s s u o u n i t n o c a n i e r a s e u q e h C ) a
e u q e h c r e p 0 2 M R s e i r e s s u o u n i t n o c a n i t o n e r a s e u q e h C ) b
n o i t c u r t s n i r e p 0 1 M R t r o p e r e c i l o p a h t i w d e i n a p m o c c a s i n o i t c u r t s n I ) c
e u q e h c r e p 0 5 1 M R s d n u f t n e i c i f f u s n i o t e u D ) d
d e n r u t e R e u q e h C
t n u o c c a s e e y a p n o 0 1 M R d e t a d t s o p g n i e b e u q e h c e h t o t e u D ) a
43
Updated as of 01/10/12
SME BANKING
FIXED DEPOSIT ACCOUNT
I Fixed Deposit
TRANSACTION TYPES FEES/CHARGES
Interest Payable Interest is payable upon maturity of Fixed Deposits (for tenures of 1 12 months)

) s h t n o m 2 1 n a h t e r o m f o s e r u n e t r o f ( s i s a b y l r a e y f l a h a n o e l b a y a p s i t s e r e t n I
Minimum Deposit RM5,000 for tenures of 1 month

h t n o m 1 e v o b a s e r u n e t r o f 0 0 0 , 1 M R
s r a e y 5 & 4 , 3 , 2 d n a s h t n o m 1 2 , 8 1 , 5 1 , 2 1 , 9 , 6 , 3 , 1 f o s e r u n e t e l b i x e l F s e r u n e T
Currencies Accepted MYR only
Premature Upliftment Based on Association of Banks in Malaysia (ABM) guidelines:
s n o i t i d n o C
d i a p e b l l i w t s e r e t n i o n : s e r u n e t s h t n o m 3 1 f o s t i s o p e D d e x i F ) 1
: s e r u n e t s h t n o m 3 n a h t e r o m f o s t i s o p e D d e x i F ) 2


h t n o m d e t e l p m o c h c a e r o f d i a p e b l l i w
Partial Upliftment Based on ABM guidelines:
t s e r e t n i o n , s h t n o m 3 f o m u m i n i m d e t e l p m o c t o n s a h t i s o p e D d e x i F e h t e r e h W ) 1
t n u o m a d e t f i l p u y l l a i t r a p e h t n o d i a p e b l l i w
t a t s e r e t n i , s h t n o m 3 f o m u m i n i m d e t e l p m o c s a h t i s o p e D d e x i F e h t e r e h W ) 2

h t n o m d e t e l p m o c
t i s o p e D d e x i F e h t f o n o i t r o p g n i n i a m e r e h t n o d i a p e b o t e u n i t n o c l l i w t s e r e t n I ) 3
d e t c a r t n o c y l l a n i g i r o s a
44
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Interest Payable Interest is calculated on a daily basis and payable monthly or upon closure of
t o n l l i w s e c n a l a b m u m i n i m d e r i u q e r e h t w o l e b g n i l l a f s e c n a l a B . t n u o c c A e h t
. t s e r e t n i y n a t c a r t t a
k n a b e h t t a y l e l o s d e t o u q s i d n a s e i c n e r r u c l l a r o f e l b a y a p e b t o n y a m t s e r e t n I
. s n o i t i d n o c t e k r a m e g n a h c x e n g i e r o f o t t c e j b u s s i d n a n o i t e r c s i d
Minimum Deposit To Open USD10,000 equivalent
w o l e b l l a f s e c n a l a b e s o h w s t n u o c c a l l a r o f d e g r a h c s i 0 1 D S U f o e e f A e e F
s i s a b y l h t n o m a n o t n e l a v i u q e 0 0 0 , 0 1 D S U e h t
Currencies Accepted USD, AUD, NZD, EUR, GBP, SGD, JPY HKD, IDR, CAD, CHF & RMB
Telegraphic Transfer TT Charges to and from a Foreign Currency Deposits Account will apply accordingly.
s e c n a t t i m e R d r a w t u O - s e c i v r e S h c n a r B o t r e f e r e s a e l p s l i a t e d r o F
SME BANKING
FOREIGN CURRENCY DEPOSITS
I Foreign Currency Call Account
45
Updated as of 01/10/12
TRANSACTION TYPES FEES/CHARGES
Minimum Deposit To Open USD10,000 equivalent
, s h t n o m 3 , s h t n o m 2 , h t n o m 1 , s k e e w 2 , k e e w 1 f o g n i g n a r s e r u n e t e l b i x e l F s e r u n e T
s h t n o m 2 1 d n a s h t n o m 6
Currencies Accepted USD, AUD, NZD, EUR, GBP, SGD, JPY HKD, CAD & CHF
Premature Upliftment No partial upliftment is allowed
: w o l e b s a s e g r a h c y t l a n e p o t d e t c e j b u s s i t n e m t f i l p u y l r a e y n A s n o i t i d n o C

t s o C t n e m e c a l p e R + e e F g n i l d n a H + d e u r c c A t s e r e t n I = y t l a n e P l a t o T

: e t o N
) t n e l a v i u q e r o ( 0 5 D S U s i e e F g n i l d n a H
x ) e t a R t c a r t n o C e t a R y a D t e k r a M t n e r r u C ( = t s o C t n e m e c a l p e R
y t i r u t a M o t s y a D g n i n i a m e R
e h t f o e t a d e h t t a e t a R t e k r a M t n e r r u C e h t f i o r e z e b n a c t s o C t n e m e c a l p e R e h T
e t a R t c a r t n o C t i s o p e d e h t n a h t s s e l s i t n e m t f i l p u e r u t a m e r p
Telegraphic Transfer TT Charges to and from a Foreign Currency Deposits Account will apply accordingly.
s e c n a t t i m e R d r a w t u O - s e c i v r e S h c n a r B o t r e f e r e s a e l p s l i a t e d r o F
SME BANKING
FOREIGN CURRENCY DEPOSITS
I Foreign Currency Fixed Deposit
46
Updated as of 01/10/12
SME BANKING
I PREMIUM SERVICE
TRANSACTION TYPES FEES/CHARGES
Cash Management Reports Daily Reports RM200 per month per customer
(Current Account & Weekly/Monthly Reports RM150 per month per customer
Fixed Deposit)
Daily Reports RM200 per month per customer Trade Reports
Weekly/Monthly Reports RM150 per month per customer
Daily Reports RM300 per month per customer Cash + Trade +
Foreign Exchange Reports Weekly/Monthly Reports RM250 per month per customer
RM100 per month per customer
RM10
RM10
Courier Service
Stamp Duty on Letter of Indemnity
for Trade Services, Outward
Telegraphic Transfer and RENTAS
Stamp Duty on Indemnity for
SME Investment Products
47
Updated as of 01/10/12
SME BANKING
I Straight2Bank ONLINE BANKING SERVICE
TRANSACTION TYPES FEES/CHARGES
One off setup fees RM150
Monthly Maintenance Fees Viewing Only RM50
0 0 1 M R s n o i t c a s n a r T d n a g n i w e i V
) e g r a h c e m i t e n o ( t i n u r e p 0 7 M R n e k o T o c s a V
Telegraphic Transfer RM20 per transaction (if from MYR account)
n o i t c a s n a r t r e p t n e l a v i u q e r o 0 2 D S U (if from Foreign Currency Deposits Account)
Real time gross settlement RM9 per transaction
(RTGS) / RENTAS payment /
Local Bank Transfer
Direct Credit / GIRO RM0.50 per transaction
SCB Book Transfer RM0.50 per transaction
Local Bank Cheque RM2 + courier charges*
International Bank Cheque RM2 per item (if from MYR account) + courier charges*
+ ) t n u o c c A s t i s o p e D y c n e r r u C n g i e r o F m o r f f i ( m e t i r e p t n e l a v i u q e r o 2 D S U
* s e g r a h c r e i r u o c
n o i t c a s n a r t r e p 1 M R l l o r y a P
h t n o m r e p 0 0 1 M R e c i v r e S r e i r u o C
(Daily pick-up optional)
* RM5 courier delivery within West Malaysia
RM10 courier delivery within East Malaysia
Courier delivery to overseas depends on country of receipt
48
Updated as of 01/10/12
BRANCH SERVICES
I INWARD REMITTANCES
TRANSACTION TYPES FEES/CHARGES
1.0 INWARD REMITTANCES
1.1 Inward RTGS/RENTAS
a) Credit KL branch No charge
(Jalan Ampang)
b) Credit other SCBMB Commission RM5 for Peninsular Malaysia
a i s y a l a M t s a E r o f 0 1 M R n o i s s i m m o C s e h c n a r b
1.2 Inward TT payments/Mails/
Transfer/Payment Orders/Bills
Payable/Demand Drafts
a) In Other Foreign Currencies
i) Credit to account with Commission RM5
SCBMB
ii) Credit to account with Commission RM10
other banks
b) Pay by Cashiers Order Commission RM10
(account with other banks)
c) Pay via RTGS/RENTAS Commission RM9
d) Pay on application & Commission RM20

e) Credit Foreign Deposits USD20 (or equivalent) plus stamp duty/postages, telephone and cable
e l b a c i l p p a e r e h w s e g r a h c t n u o c c A
49
Updated as of 01/10/12
BRANCH SERVICES
I INWARD REMITTANCES
TRANSACTION TYPES FEES/CHARGES
1.3 Encashment of Interbranch
Standard Chartered Cheques
(Personal Cheques)
a) Malaysian Cheques No charge
b) Singapore/Brunei 1% of cheque amount (minimum RM30) plus stamp duty RM0.15
(Interzone for Personal and phone call charges
Account)
c) By Counter Cash Commission RM2
Withdrawal Voucher on
Personal Current Account
1.4 Purchase of Foreign Currency 0.5% on cheque amount (minimum RM50) plus stamp
Cheques Clean Bills/Cheques/ duty/correspondent banks charges, if any
Pension Warrant/Divident
Warrant/Internal Postal/
Money Order
1.5 Foreign Currency Cheques Commission 0.1% on cheque amount (minimum RM50,
sent for Collection maximum RM200) plus stamp duty/correspondent banks charges
1.6 Cheques sent as Bills for 0.2% on cheque amount plus correspondent banks charges
Collection from Singapore (minimum RM20)
1.7 Travellers Cheques Encashment
Standard Chartered Group VISA / No charge, except for stamp duty of RM0.15 per cheque, if applicable
AMEX Travellers Cheque sold
by Standard Chartered Bank
(Repurchase)
Other Banks Travellers Cheque 1% on value encashed being commission / handling fees
(including VISA / AMEX not sold (minimum - RM20) plus RM0.15 stamp duty per cheque
by Standard Chartered Bank)
50
Updated as of 01/10/12
BRANCH SERVICES
I OUTWARD REMITTANCES
TRANSACTION TYPES FEES/CHARGES
2.0 OUTWARD REMITTANCES
2.1 CASHIERS ORDER
y t u d p m a t s s u l p m e t i r e p 2 M R n o i s s i m m o C e c n a u s s I ) a
b) Cancellation/Repurchase of Commission RM2 per cashiers order refunded
Cashiers Order from
applicant
2.2 Demand Drafts in Foreign
Currencies
a) Issuance
i) RM equivalent up to Commission RM2
RM5,000
ii) RM equivalent above No charge
RM5,000
iii) Draft in EURO Commission RM2 if amount is equivalent to RM5,000 and below.
s t n u o m a l l a r o f t f a r d r e p 3 R U E f o e g r a h c l a n o i t i d d A
iv) Draft in AUD No charge

b) Amendments Commission RM10
c) Refunds/Cancellation Commission RM20
d) Stop Payment for Lost Draft Cable cost to destination country of drawee bank
2.3 Draft issued in Bangladeshi
Taka, Pakistani Rupee,
Indonesian Rupiah and
Philippine Pesos
a) Issuance of Demand Drafts
in Taka (BDT)
i) RM equivalent up to Commission RM6 (consisting of RM2 fee allowed under ABM plus
RM5,000 RM4 to account for the clearing charges of BDT50 and the 15% VAT)
ii) RM equivalent above
RM5,000 Commission RM4 (Bangladesh clearing charges and VAT)
Issuance of Demand Drafts in
Pakistani Rupee, Indonesian
Rupiah and Philippine Pesos
51
Updated as of 01/10/12
BRANCH SERVICES
I OUTWARD REMITTANCES
TRANSACTION TYPES FEES/CHARGES
RM equivalent up to RM5,000 Commission RM6 (consisting of RM2 fee allowed under ABM plus
) T A V % 5 1 e h t d n a 0 5 T D B f o s e g r a h c g n i r a e l c e h t r o f t n u o c c a o t 4 M R
RM equivalent above RM5,000 Commission RM4 (Bangladesh clearing charges and VAT)
a) Amendments Commission RM10
b) Refunds/Cancellation Commission RM20
c) Stop Payment for Lost Draft Cable cost to drawee bank plus RM15
t f a r d a k a h D r o f 5 3 M R f o n o i s s i m m o c l a n o i t i d d A
2.4 Outward TT in RM
a) Outward RENTAS RM9 per transaction
(RM10,000 and above)

b) Inter-bank GIRO payment RM0.50 per transaction
(below RM10,000)
2.5 Outward TT in Currency of
Destination Country
ASEAN Countries Cable RM25
w o l e b d n a 0 0 0 , 5 M R o t t n e l a v i u q e t n u o m a f i 0 1 M R n o i s s i m m o C
All other countries, except USA Cable RM30
(Refer to 2.7 & 2.8 for USD) Commission RM10 if amount equivalent to RM5,000 and below
TT to Australia Cable RM30
. w o l e b d n a 0 0 0 , 5 M R o t t n e l a v i u q e t n u o m a f i 0 1 M R n o i s s i m m o C
. t n e m n r e v o G n a i l a r t s u A r o f 5 1 M R f o e g r a h c n o i s s i m m o c l a n o i t i d d A
s t n u o m a l l a r o f x a T e c i v r e S
TT in EURO currency Cable RM30
. w o l e b d n a 0 0 0 , 5 M R o t t n e l a v i u q e t n u o m a f i 0 1 M R n o i s s i m m o C
s t n u o m a l l a r o f 0 2 R U E f o n o i s s i m m o c l a n o i t i d d A
TT to Bangladesh in BDT Cable RM30
w o l e b d n a 0 0 0 , 5 M R o t t n e l a v i u q e t n u o m a f i 0 3 M R n o i s s i m m o C
2.6 Outward TTin USD to NewYork Cable RM35
w o l e b d n a 0 0 0 , 5 M R o t t n e l a v i u q e t n u o m a f i 0 1 M R n o i s s i m m o C
52
Updated as of 01/10/12
BRANCH SERVICES
I OUTWARD REMITTANCES
TRANSACTION TYPES FEES/CHARGES
2.7 Outward TT in USD to 2 cable charges depending on country
3rd party country Commission RM10 if amount equivalent to RM5,000 and below

2.8 Outward TT in Third Party Cable char
. n i g i r o y c n e r r u c f o y r t n u o c o t e g r a h c e l b a c s e i c n e r r u C
Other than in USD Commission RM10 if amount equivalent to RM5,000 and below

2.9 Debit Foreign Currency USD40 (or equivalent) plus cable charges
Deposits Account
* To follow section F of ABM rules on Inland Exchange of minimum RM0.50 or maximum RM500.00.
53
Updated as of 01/10/12
BRANCH SERVICES
I SAFE DEPOSIT LOCKER
E E F L A T N E R L A U N N A T N E M E R U S A E M N O I T A C O L H C N A R B
) 8 0 0 2 / 3 / 1 e v i t c e f f e (
0 1 1 M R n i 1 2 x n i 5 x n i 4 g n a p m A n a l a J
0 5 1 M R n i 1 2 x n i 8 x n i 4
0 0 2 M R n i 1 2 x n i 8 x n i 8
0 0 3 M R n i 1 2 x n i 6 1 x n i 8
0 0 4 M R n i 1 2 x n i 6 1 x n i 6 1
) s d r a o b p u C ( g n a p m A n a l a J
5 2 5 M R n i 1 2 x n i 0 3 x n i 7 1 p o T
0 0 6 M R n i 1 2 x n i 0 3 x n i 5 2 e l d d i M
5 2 8 M R n i 1 2 x n i 0 3 x n i 4 3 m o t t o B

0 1 1 M R n i 0 2 x n i 6 x n i 4
0 1 1 M R n i 0 2 x n i 5 x n i 5
0 0 2 M R n i 0 2 x n i 3 1 x n i 4
0 0 3 M R n i 0 2 x n i 3 1 x n i 7
0 0 4 M R n i 0 2 x n i 3 1 x n i 2 1
0 0 4 M R n i 0 2 x n i 3 1 x n i 6 1
0 1 1 M R n i 0 2 x n i 5 x n i 5 a y a J g n i l a t e P
0 5 1 M R n i 0 2 x n i 0 1 x n i 3
0 0 2 M R n i 0 2 x n i 0 1 x n i 5
0 0 3 M R n i 0 2 x n i 0 1 x n i 0 1
0 3 3 M R n i 0 2 x n i 5 . 6 1 x n i 5 . 6 1
0 1 1 M R n i 1 2 x n i 5 x n i 3 u l a b a n i K a t o K
0 0 2 M R n i 2 2 x n i 8 x n i 4
0 0 3 M R n i 2 2 x n i 8 x n i 8
2 1 4 M R n i 2 2 x n i 6 1 x n i 8
0 2 2 M R n i 2 2 x n i 0 1 x n i 7 . 4
0 5 3 M R n i 2 2 x n i 0 1 x n i 0 1
0 1 1 M R n i 1 2 x n i 5 x n i 3 g n i h c u K
5 2 1 M R n i 1 2 x n i 5 x n i 5
0 5 1 M R n i 1 2 x n i 0 1 x n i 3
0 0 2 M R n i 1 2 x n i 0 1 x n i 5
0 0 3 M R n i 1 2 x n i 0 1 x n i 0 1
0 1 1 M R n i 1 2 x n i 5 x n i 4 n a k a d n a S
0 5 1 M R n i 1 2 x n i 8 x n i 4
0 5 1 M R n i 1 2 x n i 3 x n i 0 1
0 0 2 M R n i 1 2 x n i 8 x n i 8
0 0 3 M R n i 1 2 x n i 6 1 x n i 8
0 1 1 M R n i 8 1 x n i 5 x n i 3 u a w a T
0 5 1 M R n i 8 1 x n i 0 1 x n i 3
0 0 2 M R n i 8 1 x n i 0 1 x n i 5
0 0 3 M R n i 8 1 x n i 0 1 x n i 0 1
* Basic Insurance Coverage is limited to RM10,000 per locker
54
Updated as of 01/10/12
BRANCH SERVICES
I OTHERS
TRANSACTION TYPES FEES/CHARGES
Document Request a) Banker's Report RM25
5 2 M R e c n e r e f e R f o r e t t e L ) b
0 5 M R n o i t a m r i f n o C s ' r o t i d u A ) c
s t n i r p e R t n e m e t a t S l a i c e p S ) d
) e t a d t n e m e t a t s m o r f r a e y e n o n i h t i w s t n i r p e r r o f ( t n e m e t a t s r e p 5 M R . i
r e t f a r a e y e n o n a h t e r o m s t n i r p e r r o f ( t n e m e t a t s r e p 0 1 M R . i i
) e t a d t n e m e t a t s
g n i r a e l c f o e g a m i f o y p o C ) e 1 1 M R k n a b g n i y a p / k n a b g n i t c e l l o c m o r f e u q e h c
Photocopying of Documents RM1.50 RM2.50 will be levied for each cheque sent for each non
r e d l o h t n u o c c a B M B C S
B M B C S y b l a v o r p p a o t t c e j b u s d n a y l n o s r e m o t s u c g n i k n a B y t i r o i r P r o F e c i v r e S l i a M d l o H
t n o r f p u d e t c e l l o c m u n n a r e p 0 0 2 M R
Maintenance Fee
a) Priority Banking a) A monthly service fee of RM100 will be imposed if the account balance
f o s e c n a l a b e h t f i r o 0 0 0 , 0 5 2 M R w o l e b s l l a f ) s t n e m t s e v n i r o / d n a s t i s o p e d (
0 0 0 , 0 0 8 M R w o l e b s l l a f t n u o m a n a o l g n i s u o h
b) Preferred Banking b) A monthly service fee of RM50 will be imposed if the account balance
f o s e c n a l a b e h t f i r o 0 0 0 , 2 7 M R w o l e b s l l a f ) s t n e m t s e v n i r o / d n a t i s o p e d (
0 0 0 , 0 0 4 M R w o l e b s l l a f t n u o m a n a o l g n i s u o h
MIDF/MIH Cashiers Order
r e d r o s r e i h s a c r e p 5 1 . 0 M R y t u d p m a t s , r e d r o s r e i h s a c r e p 2 M R n o i s s i m m o C e c n a u s s I ) a
b) Issuance to Priority Banking Limited to 10 cashiers order per customer. No commission, stamp duty
e r a s e g r a h c , r e d r o s r e i h s a c 0 1 e v o b A . r e d r o s r e i h s a c r e p 5 1 . 0 M R r e m o t s u c
M M G s a e m a s e h t
c) Cancellation/Refund Commission RM2 per cashiers order
Encashment Facility RM100 per year per instruction setup (collected upfront)
* To follow section F of ABM rules on Inland Exchange of minimum RM0.50 or maximum RM500.00.
55
Updated as of 01/10/12
BRANCH SERVICES
I OTHERS
TRANSACTION TYPES FEES/CHARGES
Exchange Rate used for
foreign currency transaction
a) Priority Banking customers C Rate from RDS for amount up to RM500,000 equivalent.
s r e l a e d y b d e t o u q e b o t e t a r , 0 0 0 , 0 0 5 M R s d e e c x e t n u o m a f I
b) General and SME Nonaccount A Rate from RDS for amount up to RM500,000, rate to be quoted
holder transaction by dealers
c) General and SME account B Rate from RDS for amount up to RM500,000 equivalent.
s r e l a e d y b d e t o u q e b o t e t a r , 0 0 0 , 0 0 5 M R s d e e c x e t n u o m a f I s r e d l o h
d) Corporate customers B Rate from RDS for amount up to RM150,000 equivalent.
s r e l a e d y b d e t o u q e b o t e t a r , 0 0 0 , 0 5 1 M R s d e e c x e t n u o m a f I
Rental of Safe Deposit Boxes by 50% discount on the published rate
Priority Banking customers
e e F e c i v r e S a i V r e f s n a r T G B I S P E M
(Outward Funds Transfer) Savings/Current Account



* Limit of outward fund transfer amount:
n o i t c a s n a r t r e p 9 9 9 , 9 M R o t p U
n o i t c a s n a r t l u f s s e c c u s y r e v e r o f d e g r a h c s i e e f e c i v r e S
Miscellaneous Work a) Reconstruction of old savings records, payments, etc
t e e h s r e p 5 M R r a e y 1 n i h t i w s t n e m u c o D ) i
) y t r a P d r 3 y b s e g r a h c d r o c e r l a v e i r t e r s u l p (
t e e h s r e p 0 2 M R r a e y 1 > s t n e m u c o D ) i i
) y t r a P d r 3 y b s e g r a h c d r o c e r l a v e i r t e r s u l p (
y l n o s y a d 0 9 n i h t i w g n i d r o c e r V T C C f o g n i w e i V ) b
0 1 M R s e g r a h c e v i t a r t s i n i m d a r e h t o l l A ) c
* To follow section F of ABM rules on Inland Exchange of minimum RM0.50 or maximum RM500.
56
Updated as of 01/10/12
BRANCH SERVICES
I OTHERS
ATM / Debit Card
g n i k n a B E M S g n i k n a B y t i r o i r P g n i k n a B d e r r e f e r P s r e h t O n o i t p i r c s e D
8 M R e e r F e e r F 8 M R d r a C w e N ) a
8 M R e e r F e e r F 8 M R e e f l a u n n A ) b
c) Replacement of lost/damaged cards RM8 RM8 Free RM8
d) Replacement of faulty cards (newly issued) Free Free Free Free
5 M R 5 M R 5 M R 5 M R . o n N I P f o t n e m e c a l p e R ) e
f) HOUSe Network* Withdrawal RM1 RM1 Free RM1
g) HOUSe Network* Balance Enquiry Free Free Free Free
2 1 M R e e r F 2 1 M R 2 1 M R l a w a r d h t i W h s a C s a e s r e v O ) h
* HOUSe Network consists of Standard Chartered Bank Malaysia Berhad, HSBC Bank Malaysia Berhad, OCBC Bank (Malaysia) Berhad
and United Overseas Bank (M) Bhd
MEPS Shared ATM Network
Description
Priority Banking Preferred Banking Others
(per transaction)
** average daily account balance = Total balance of each day of the month / Total no. of days in a month
First 3 MEPS SAN
withdrawals each month:
RM 1
First 4 MEPS SAN
withdrawals each month:
RM 1
Free
3rd MEPS withdrawal
onwards: RM4
4th MEPS withdrawal
onwards: RM4
5th MEPS withdrawal
onwards: RM4
Free
Cash
withdrawal
a
b
Balance enquiry Free

Cash withdrawal
(JustOne Current
(Other
Current
Account or
Savings
Account)
Account)
4 M R 4 M R 4 M R
First 2 MEPS SAN
withdrawals each month:
RM 1
NOTE: this applies ONLY IF
your average daily account
balance across all your Ringgit
current and savings accounts in
the previous month exceeded
RM5,000. Otherwise, the fee will
be RM4 per transaction
57
Updated as of 01/10/12
Customer Service 1300 888 888
Branch Directory
Alor Setar
55, Lot 5 & 5A
Bangunan EMUM
Jalan Gangsa Kawasan
Perusahaan Mergong 2
05150 Alor Setar
Kedah Darul Aman
Batu Pahat
7, Jalan Kundang
Taman Bukit Pasir
83000 Batu Pahat
Johor Darul Takzim
Bintulu
89, Keppel Road
97000 Bintulu
Sarawak
Bukit Tengah (Prai)
1816, Lengkok
Perusahaan Maju
Bukit Tengah
13600 Seberang Prai
Penang
Butterworth
Level 1, NB Tower 1
5050, Jalan Bagan Luar
12000 Butterworth
Penang
Damansara Utama
18-22,
Jalan SS 21/39
Damansara Utama
47400 Petaling Jaya
Selangor Darul Ehsan
Ipoh
21-27
Jalan Dato Maharaja Lela
30000 Ipoh
Perak Darul Ridzuan
Jalan Ipoh
33-35, Jalan Ipoh
51200 Kuala Lumpur
Jalan Sultan Ismail
No. 36 Jalan Sultan Ismail
50250 Kuala Lumpur
Johor Bahru
24-26, Jalan Harimau Tarum
Taman Century
80250 Johor Bahru
Johor Darul Takzim
Kajang
36 & 37
Jalan Prima Saujana 1/1A
Taman Prima Saujana
Seksyen 1
43000 Kajang
Selangor Darul Ehsan
Kepong
49 & 51, Ground Floor
Jalan Metro Perdana Barat 1
Taman Usahawan
Kepong
52000 Kuala Lumpur
Klang
11, 15 & 17
Jalan Kepayang
41050 Klang
Selangor Darul Ehsan
Kota Damansara
2-1, 2-2, 2-3, 2-3A & 2A-1
Jalan PJU 5/17
Dataran Sunway
Kota Damansara
47800 Petaling Jaya
Selangor Darul Ehsan
Kota Kinabalu
20, Jalan Haji Saman
88000 Kota Kinabalu
Sabah
Kuantan
1-3, Jalan Haji Abdul Aziz
25000 Kuantan
Pahang Darul Makmur
Kuching
Wisma Bukit Mata Kuching
Jalan TAR
93100 Kuching
Sarawak
Lot 10 Shopping Centre
R4, 2nd Floor, Lot 10 Shopping Centre
50, Jalan Sultan Ismail
50250 Kuala Lumpur
Melaka
671 & 672
Jalan Melaka Raya 8
Taman Melaka Raya
75000 Melaka
Miri
1383 & 1384
Block 10
Centre Point Phase II
Jalan Kubu
98000 Miri
Sarawak
Penang
2, Lebuh Pantai
10300 Penang
Petaling Jaya
30-36, Jalan 52/4
46200 Petaling Jaya
Selangor Darul Ehsan
Port Dickson
61, Jalan Baru
71000 Port Dickson
Negeri Sembilan Darul Khusus
Puchong
30 & 32, Jalan Puteri 1/2
Bandar Puteri Puchong
47100 Puchong
Selangor Darul Ehsan
Sandakan
Jalan Pelabuhan
90000 Sandakan
Sabah
Seremban
127A & 128
Jalan Dato Bandar Tunggal
n a b m e r e S 0 0 0 0 7
Negeri Sembilan Darul Khusus
Sibu
Jalan Tukang Besi
96000 Sibu
Sarawak
Sitiawan
16-20, Jalan Lumut
32000 Sitiawan
Perak Darul Ridzuan
Subang Jaya
1, Jalan USJ 10/1F
47620 UEP Subang Jaya
Selangor Darul Ehsan
Taiping
25, Jalan Pasar
34000 Taiping
Perak Darul Ridzuan
Taman Molek
86 & 88
Jalan Molek 2/2
Taman Molek
81100 Johor Bahru
Johor Darul Takzim
Tawau
518, Jalan Habib Hussin
91000 Tawau
Sabah
standardchartered.com.my
4 2
Standard Chartered Saadiq Berhad Financial Centre
Ampang Point
44, Jalan Mamanda 9
Ampang Point
68000 Selangor Darul Ehsan
Shah Alam
No. G15, Blok 3, No. 7
Persiaran Sukan
Laman Seri Business Park
Seksyen 13, 40100 Shah Alam
Selangor Darul Ehsan
Taman Tun Dr Ismail
50, 52 & 54, Jalan Burhanuddin Helmi
Taman Tun Dr Ismail
60000 Kuala Lumpur
Bandar Bukit Tinggi
A-G-2 Ground Floor
South Tower (Tower A)
BBT One, The Towers
Lebuh Batu Nilam 1
Bandar Bukit Tinggi
41200 Klang
Kota Kinabalu
1 Borneo HyperMall
Jalan Sulaman
G-813 Ground Floor
88400 , Kota Kinabalu, Sabah
Taman Connaught
No. 140, Jalan Cerdas
Taman Connaught
Cheras 56000 Kuala Lumpur
Nusa Bestari
No. 1, Jalan Bestari 8/2
Taman Nusa Bestari
81300 Skudai
Johor Bahru
Bangsar
No. 44 & 44A
Jalan Telawi 5
Bangsar Baru
59100 Kuala Lumpur
58
Updated as of 01/10/12