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Bank of Mahasahtra Personal Loan: Details on Interest Rates, Documents, Eligibility, Processing Fees

and EMI per lac Loan Amount.
The Main purpose of personal loan is to meet any personal expenses for purposes such as Medical Expenses,
Expenses on Travel / Tour, Income Tax liability, etc.
Features
 The loans are both for salaried and self employed.
 The loan tenure is 1 yr- 3yrs
 Loan amount = Maximum Up to Rs 150000.
 Personal loan interest rates – Click Here

Eligibility
-Salaried persons, permanent in service / professionals having minimum income of Rs.3.00 lakh p.a.
-In case of teacher/non teaching staff of educational institute drawing salary through the branches of our
Bank Minimum annual income shell be Rs 2.00 lakh.
-Age of Applicant: Minimum: 21 years and Maximum 60 years at loan maturity.
1) Minimum employment: For Service Persons: Minimum 5 years in employment and minimum 2 years in
the current organization.
2) For Others: He/She must be in the business/profession for at least 3 years.
3) Individuals should be Income Tax assessee(s).
Security :CLEAN Loan is to be guaranteed by one acceptable guarantor.
Repayment:Maximum upto 3 years by monthly-equated installments.
Total deductions including proposed loan installment should not exceed 60% of Gross Income.
Processing fee: Processing charges shall be 1% subject to the minimum Rs.500/-.
To avail Bank of Maharashtra Personal loans
Call- 1800 22 2340

































ANNEXURE
Questionnaire
1.Name:_______
______________
________ Age
:_____ 2.Occupa
tionServiceProfes
sionBusinessOther
s3.Do you
know about
Loan &
Advances?Yes N
o4.Have you ever
opted from any
Loan &
Advances from
Bank of
Maharashtra?Yes
No5.If Yes,
Which loan or
advance have yo
u taken?SBIBank
of PunjabOriental
Bank Bank of
MaharastraUTIIC
ICI Bank HDFC


6. How did
you come to know
about Loans
& Advances?(a)
Advertisement(b)
Word of Mouth(c)
Referred by your
company /
Friend7.What
made you select
a particular
Company for the
Loans &
Advances??(a)
Service(b) Brand
name(c)
Procedures(d)
Facilities(e)
Possible(f)
Advertisement8.
How do you like
the Marketing
strategy
by different
Loans &
Advances providi
ng Banks?(a)
Good(b)
Average(c)
Bad9. Which
Company would
you prefer if you
have never
applied for bank
&advances?SBIB
ank of
PunjabOriental
Bank Bank of
MaharastraUTIIC
ICI Bank HDFC


BIBLIOGR
APHY

‘Banking : The
Network is the
bank’, by Yogesh
Sharma,
Dataquest,Januar
y 31, 2006

‘Race will end
in survival of the
fittest’, The
Financial Expres
s, November 29,
2006.

The Times of
India, 26 July,
2007.

‘The future is in
e-banking’ by Mr.
K.V. Kamath
(Managing
Director,ICICI),
April 14, 2002,
Business Line.

‘RBI road map for
banking’, The
Indian Express,
July 21,2007.

Banking in India,
by Dr A. K.
Mishra (Professor
& Chairman of
FinanceGroup at
IIM Lucknow).
Web-sites:
http://www.banko
fmaharashtra.in/ab
outus.asphttp://w
ww.bankofmahara
shtra.in/chairman.
asphttp://www.ba
nkofmaharashtra.i
n/bod.asphttp://w
ww.bankofmahara
shtra.in/profile.asp
http://www.banko
fmaharashtra.in/fi
nancials.asphttp://
www.bankofmaha
rashtra.in/financial
s.asp#reporthttp://
www.bankofmaha
rashtra.in/jv.asp#
magicmoneyhttp:/
/www.bankofmah
arashtra.in/credit_
fac_edu.asphttp://
acts.cdacindia.co
m/actsonline/Web
site/Html_asp/Ho
mepg/crsbroloan.a
sphttp://www.ficci
agroindia.com/fun
ding-
schemes/bank/ma
harashtrabank.htm




















DATA ANA
LYSIS
AND INTER
PRETATIO
N
1.Do you know
about Loan
& Advances?
Y e s
5 0 No20%
2050
YesNo
Interpretation:
50% of the
respondent said
that they keep the
Loan &
Advances.
DATA ANA
LYSIS
AND INTER
PRETATIO
N
1.Do you know
about Loan
& Advances?
Y e s
5 0 No20%
2050
YesNo
Interpretation:
50% of the
respondent said
that they keep the
Loan &
Advances.
DATA ANALYSIS AND INTERPRETATION
1.Do you know about Loan & Advances?
Yes50 No20%
2050
YesNo
Interpretation:
50% of the respondent said that they keep the Loan & Advances.
DATA ANALYSIS AND INTERPRETATION
1.Do you know about Loan & Advances?
Yes50 No20%
2050
YesNo
Interpretation:
50% of the respondent said that they keep the Loan & Advances.
DATA ANA
LYSIS
AND INTER
PRETATIO
N
1.Do you know
about Loan
& Advances?
Y e s
5 0 No20%
2050
YesNo
Interpretation:
50% of the
respondent said
that they keep the
Loan &
Advances.
DATA ANA
LYSIS
AND INTER
PRETATIO
N
1.Do you know
about Loan
& Advances?
Y e s
5 0 No20%
2050
YesNo
Interpretation:
50% of the
respondent said
that they keep the
Loan &
Advances.